Home > Community Bank > Income and Expense
Community Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,996,000 | 2,574 |
| Total interest expense | $381,000 | 4,044 |
| Net interest income | $6,615,000 | 2,418 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,521,000 | 2,095 |
| Gross Fiduciary activities income | $172,000 | 748 |
| Service charges on deposit accounts | $339,000 | 2,467 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,010,000 | 1,913 |
| Total noninterest expense | $5,536,000 | 2,498 |
| Salaries and employee benefits | $2,794,000 | 2,648 |
| Premises and equipment expense | $620,000 | 2,629 |
| Additional noninterest expense | $2,122,000 | 2,130 |
| Pre-tax net operating income | $2,600,000 | 2,085 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,600,000 | 1,791 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,600,000 | 1,791 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,600,000 | 1,790 |
| Net charge-offs | $-404,000 | 6,444 |
| Cash dividends | $759,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,600,000 | 1,758 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,720,000 | 2,541 |
| Total interest expense | $256,000 | 4,074 |
| Net interest income | $4,464,000 | 2,372 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,067,000 | 2,005 |
| Gross Fiduciary activities income | $118,000 | 748 |
| Service charges on deposit accounts | $216,000 | 2,543 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $733,000 | 1,804 |
| Total noninterest expense | $3,410,000 | 2,672 |
| Salaries and employee benefits | $1,795,000 | 2,739 |
| Premises and equipment expense | $412,000 | 2,653 |
| Additional noninterest expense | $1,203,000 | 2,482 |
| Pre-tax net operating income | $2,121,000 | 1,735 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,121,000 | 1,454 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,121,000 | 1,456 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,121,000 | 1,456 |
| Net charge-offs | $-404,000 | 6,545 |
| Cash dividends | $759,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,121,000 | 1,428 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 2,758 |
| Total interest expense | $129,000 | 4,103 |
| Net interest income | $2,021,000 | 2,601 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $486,000 | 2,083 |
| Gross Fiduciary activities income | $59,000 | 750 |
| Service charges on deposit accounts | $104,000 | 2,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $323,000 | 1,907 |
| Total noninterest expense | $1,691,000 | 2,695 |
| Salaries and employee benefits | $871,000 | 2,809 |
| Premises and equipment expense | $208,000 | 2,688 |
| Additional noninterest expense | $612,000 | 2,442 |
| Pre-tax net operating income | $816,000 | 2,068 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $816,000 | 1,780 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $816,000 | 1,784 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $816,000 | 1,783 |
| Net charge-offs | $-182,000 | 6,580 |
| Cash dividends | $759,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $816,000 | 1,753 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,223,000 | 2,885 |
| Total interest expense | $625,000 | 4,003 |
| Net interest income | $7,598,000 | 2,735 |
| Provision for loan and lease losses | $40,000 | 4,399 |
| Total noninterest income | $1,870,000 | 2,256 |
| Gross Fiduciary activities income | $199,000 | 778 |
| Service charges on deposit accounts | $434,000 | 2,653 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,237,000 | 2,094 |
| Total noninterest expense | $6,962,000 | 2,642 |
| Salaries and employee benefits | $3,593,000 | 2,734 |
| Premises and equipment expense | $785,000 | 2,742 |
| Additional noninterest expense | $2,584,000 | 2,384 |
| Pre-tax net operating income | $2,466,000 | 2,489 |
| Securities gains (losses) | $237,000 | 806 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,703,000 | 2,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,703,000 | 2,066 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,703,000 | 2,065 |
| Net charge-offs | $734,000 | 1,583 |
| Cash dividends | $616,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,466,000 | 2,164 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,089,000 | 2,937 |
| Total interest expense | $488,000 | 4,000 |
| Net interest income | $5,601,000 | 2,782 |
| Provision for loan and lease losses | $40,000 | 4,137 |
| Total noninterest income | $1,170,000 | 2,570 |
| Gross Fiduciary activities income | $144,000 | 776 |
| Service charges on deposit accounts | $327,000 | 2,664 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $699,000 | 2,511 |
| Total noninterest expense | $5,196,000 | 2,655 |
| Salaries and employee benefits | $2,676,000 | 2,760 |
| Premises and equipment expense | $577,000 | 2,804 |
| Additional noninterest expense | $1,943,000 | 2,364 |
| Pre-tax net operating income | $1,535,000 | 2,874 |
| Securities gains (losses) | $237,000 | 752 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,772,000 | 2,335 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,772,000 | 2,340 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,772,000 | 2,340 |
| Net charge-offs | $342,000 | 1,991 |
| Cash dividends | $616,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,535,000 | 2,534 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 2,957 |
| Total interest expense | $345,000 | 3,930 |
| Net interest income | $3,681,000 | 2,803 |
| Provision for loan and lease losses | $40,000 | 3,782 |
| Total noninterest income | $704,000 | 2,751 |
| Gross Fiduciary activities income | $93,000 | 789 |
| Service charges on deposit accounts | $214,000 | 2,663 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $397,000 | 2,811 |
| Total noninterest expense | $3,448,000 | 2,669 |
| Salaries and employee benefits | $1,774,000 | 2,784 |
| Premises and equipment expense | $390,000 | 2,793 |
| Additional noninterest expense | $1,284,000 | 2,380 |
| Pre-tax net operating income | $897,000 | 3,102 |
| Securities gains (losses) | $237,000 | 668 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,134,000 | 2,392 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,134,000 | 2,401 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,134,000 | 2,399 |
| Net charge-offs | $342,000 | 1,560 |
| Cash dividends | $616,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $897,000 | 2,757 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 2,916 |
| Total interest expense | $182,000 | 3,896 |
| Net interest income | $1,876,000 | 2,764 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $302,000 | 2,997 |
| Gross Fiduciary activities income | $44,000 | 798 |
| Service charges on deposit accounts | $104,000 | 2,709 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $154,000 | 3,143 |
| Total noninterest expense | $1,656,000 | 2,789 |
| Salaries and employee benefits | $878,000 | 2,830 |
| Premises and equipment expense | $191,000 | 2,850 |
| Additional noninterest expense | $587,000 | 2,601 |
| Pre-tax net operating income | $492,000 | 2,902 |
| Securities gains (losses) | $106,000 | 660 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $598,000 | 2,269 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $598,000 | 2,271 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $598,000 | 2,271 |
| Net charge-offs | $16,000 | 3,214 |
| Cash dividends | $616,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $492,000 | 2,540 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,266,000 | 2,759 |
| Total interest expense | $864,000 | 3,950 |
| Net interest income | $8,402,000 | 2,562 |
| Provision for loan and lease losses | $255,000 | 3,595 |
| Total noninterest income | $1,363,000 | 2,754 |
| Gross Fiduciary activities income | $148,000 | 832 |
| Service charges on deposit accounts | $457,000 | 2,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $758,000 | 2,768 |
| Total noninterest expense | $6,790,000 | 2,737 |
| Salaries and employee benefits | $3,619,000 | 2,707 |
| Premises and equipment expense | $713,000 | 2,977 |
| Additional noninterest expense | $2,458,000 | 2,610 |
| Pre-tax net operating income | $2,720,000 | 2,265 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,720,000 | 2,027 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,720,000 | 2,026 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,720,000 | 2,028 |
| Net charge-offs | $109,000 | 4,355 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,720,000 | 1,917 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,047,000 | 2,780 |
| Total interest expense | $664,000 | 4,020 |
| Net interest income | $6,383,000 | 2,557 |
| Provision for loan and lease losses | $220,000 | 3,416 |
| Total noninterest income | $1,047,000 | 2,729 |
| Gross Fiduciary activities income | $115,000 | 822 |
| Service charges on deposit accounts | $348,000 | 2,661 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $584,000 | 2,714 |
| Total noninterest expense | $5,125,000 | 2,720 |
| Salaries and employee benefits | $2,711,000 | 2,716 |
| Premises and equipment expense | $526,000 | 3,051 |
| Additional noninterest expense | $1,888,000 | 2,554 |
| Pre-tax net operating income | $2,085,000 | 2,279 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,085,000 | 2,034 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,085,000 | 2,032 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,085,000 | 2,035 |
| Net charge-offs | $84,000 | 4,133 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,085,000 | 1,911 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,718,000 | 2,788 |
| Total interest expense | $455,000 | 4,047 |
| Net interest income | $4,263,000 | 2,552 |
| Provision for loan and lease losses | $175,000 | 3,168 |
| Total noninterest income | $729,000 | 2,633 |
| Gross Fiduciary activities income | $67,000 | 847 |
| Service charges on deposit accounts | $237,000 | 2,601 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $425,000 | 2,564 |
| Total noninterest expense | $3,432,000 | 2,728 |
| Salaries and employee benefits | $1,807,000 | 2,725 |
| Premises and equipment expense | $342,000 | 3,111 |
| Additional noninterest expense | $1,283,000 | 2,519 |
| Pre-tax net operating income | $1,385,000 | 2,275 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,385,000 | 2,022 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,385,000 | 2,020 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,385,000 | 2,022 |
| Net charge-offs | $54,000 | 3,967 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,385,000 | 1,918 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 2,839 |
| Total interest expense | $243,000 | 3,995 |
| Net interest income | $2,099,000 | 2,598 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $339,000 | 2,742 |
| Gross Fiduciary activities income | $37,000 | 842 |
| Service charges on deposit accounts | $116,000 | 2,604 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $186,000 | 2,759 |
| Total noninterest expense | $1,630,000 | 2,846 |
| Salaries and employee benefits | $876,000 | 2,808 |
| Premises and equipment expense | $145,000 | 3,546 |
| Additional noninterest expense | $609,000 | 2,629 |
| Pre-tax net operating income | $708,000 | 2,254 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $708,000 | 1,993 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $708,000 | 1,994 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $708,000 | 1,995 |
| Net charge-offs | $54,000 | 2,963 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $708,000 | 1,891 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,006,000 | 2,756 |
| Total interest expense | $1,218,000 | 3,926 |
| Net interest income | $8,788,000 | 2,502 |
| Provision for loan and lease losses | $2,147,000 | 1,494 |
| Total noninterest income | $2,098,000 | 1,929 |
| Gross Fiduciary activities income | $184,000 | 761 |
| Service charges on deposit accounts | $508,000 | 2,533 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,406,000 | 1,715 |
| Total noninterest expense | $7,074,000 | 2,648 |
| Salaries and employee benefits | $3,562,000 | 2,706 |
| Premises and equipment expense | $762,000 | 3,018 |
| Additional noninterest expense | $2,750,000 | 2,385 |
| Pre-tax net operating income | $1,665,000 | 2,849 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,665,000 | 2,570 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,665,000 | 2,571 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,665,000 | 2,572 |
| Net charge-offs | $1,323,000 | 2,038 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,665,000 | 2,492 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,627,000 | 2,745 |
| Total interest expense | $951,000 | 3,943 |
| Net interest income | $6,676,000 | 2,477 |
| Provision for loan and lease losses | $1,125,000 | 1,825 |
| Total noninterest income | $1,484,000 | 2,021 |
| Gross Fiduciary activities income | $148,000 | 737 |
| Service charges on deposit accounts | $386,000 | 2,518 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $950,000 | 1,821 |
| Total noninterest expense | $5,306,000 | 2,649 |
| Salaries and employee benefits | $2,633,000 | 2,731 |
| Premises and equipment expense | $576,000 | 3,021 |
| Additional noninterest expense | $2,097,000 | 2,361 |
| Pre-tax net operating income | $1,729,000 | 2,333 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,729,000 | 2,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,729,000 | 2,057 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,729,000 | 2,058 |
| Net charge-offs | $494,000 | 2,675 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,729,000 | 1,968 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 2,780 |
| Total interest expense | $656,000 | 3,971 |
| Net interest income | $4,397,000 | 2,511 |
| Provision for loan and lease losses | $800,000 | 1,713 |
| Total noninterest income | $1,133,000 | 1,816 |
| Gross Fiduciary activities income | $65,000 | 807 |
| Service charges on deposit accounts | $255,000 | 2,523 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $813,000 | 1,548 |
| Total noninterest expense | $3,468,000 | 2,712 |
| Salaries and employee benefits | $1,770,000 | 2,730 |
| Premises and equipment expense | $387,000 | 3,029 |
| Additional noninterest expense | $1,311,000 | 2,531 |
| Pre-tax net operating income | $1,262,000 | 2,147 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,262,000 | 1,873 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,262,000 | 1,873 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,262,000 | 1,873 |
| Net charge-offs | $-137,000 | 7,404 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,262,000 | 1,804 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 2,835 |
| Total interest expense | $345,000 | 3,956 |
| Net interest income | $2,148,000 | 2,554 |
| Provision for loan and lease losses | $750,000 | 1,063 |
| Total noninterest income | $723,000 | 1,533 |
| Gross Fiduciary activities income | $33,000 | 820 |
| Service charges on deposit accounts | $121,000 | 2,598 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $569,000 | 1,233 |
| Total noninterest expense | $1,692,000 | 2,781 |
| Salaries and employee benefits | $888,000 | 2,733 |
| Premises and equipment expense | $196,000 | 3,043 |
| Additional noninterest expense | $608,000 | 2,693 |
| Pre-tax net operating income | $429,000 | 2,833 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $429,000 | 2,528 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $429,000 | 2,527 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $429,000 | 2,528 |
| Net charge-offs | $-135,000 | 7,470 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $429,000 | 2,476 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,884,000 | 2,742 |
| Total interest expense | $1,912,000 | 3,687 |
| Net interest income | $8,972,000 | 2,449 |
| Provision for loan and lease losses | $2,985,000 | 1,619 |
| Total noninterest income | $1,376,000 | 2,667 |
| Gross Fiduciary activities income | $154,000 | 801 |
| Service charges on deposit accounts | $498,000 | 2,647 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $724,000 | 2,639 |
| Total noninterest expense | $7,204,000 | 2,672 |
| Salaries and employee benefits | $3,555,000 | 2,686 |
| Premises and equipment expense | $784,000 | 3,022 |
| Additional noninterest expense | $2,865,000 | 2,371 |
| Pre-tax net operating income | $159,000 | 5,309 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-30,000 | 6,657 |
| Income before extraordinary items | $189,000 | 5,327 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $189,000 | 5,328 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $189,000 | 5,329 |
| Net charge-offs | $2,604,000 | 1,592 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $189,000 | 5,185 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,211,000 | 2,786 |
| Total interest expense | $1,508,000 | 3,685 |
| Net interest income | $6,703,000 | 2,474 |
| Provision for loan and lease losses | $2,185,000 | 1,560 |
| Total noninterest income | $1,038,000 | 2,662 |
| Gross Fiduciary activities income | $118,000 | 793 |
| Service charges on deposit accounts | $373,000 | 2,712 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $547,000 | 2,614 |
| Total noninterest expense | $5,088,000 | 2,794 |
| Salaries and employee benefits | $2,705,000 | 2,658 |
| Premises and equipment expense | $590,000 | 3,065 |
| Additional noninterest expense | $1,793,000 | 2,737 |
| Pre-tax net operating income | $468,000 | 4,302 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-30,000 | 6,927 |
| Income before extraordinary items | $498,000 | 4,119 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $498,000 | 4,122 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $498,000 | 4,122 |
| Net charge-offs | $1,474,000 | 1,795 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $498,000 | 3,972 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,525,000 | 2,796 |
| Total interest expense | $1,051,000 | 3,668 |
| Net interest income | $4,474,000 | 2,479 |
| Provision for loan and lease losses | $1,735,000 | 1,390 |
| Total noninterest income | $717,000 | 2,544 |
| Gross Fiduciary activities income | $62,000 | 836 |
| Service charges on deposit accounts | $251,000 | 2,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $404,000 | 2,404 |
| Total noninterest expense | $3,331,000 | 2,847 |
| Salaries and employee benefits | $1,772,000 | 2,729 |
| Premises and equipment expense | $375,000 | 3,201 |
| Additional noninterest expense | $1,184,000 | 2,752 |
| Pre-tax net operating income | $125,000 | 5,359 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-30,000 | 7,009 |
| Income before extraordinary items | $155,000 | 5,183 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $155,000 | 5,186 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $155,000 | 5,185 |
| Net charge-offs | $1,425,000 | 1,411 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $155,000 | 5,035 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 2,931 |
| Total interest expense | $574,000 | 3,547 |
| Net interest income | $2,090,000 | 2,663 |
| Provision for loan and lease losses | $1,235,000 | 1,007 |
| Total noninterest income | $276,000 | 3,030 |
| Gross Fiduciary activities income | $32,000 | 847 |
| Service charges on deposit accounts | $119,000 | 2,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $125,000 | 3,132 |
| Total noninterest expense | $1,554,000 | 3,059 |
| Salaries and employee benefits | $836,000 | 2,901 |
| Premises and equipment expense | $188,000 | 3,284 |
| Additional noninterest expense | $530,000 | 3,013 |
| Pre-tax net operating income | $-423,000 | 7,115 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-30,000 | 7,246 |
| Income before extraordinary items | $-393,000 | 7,173 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-393,000 | 7,175 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-393,000 | 7,174 |
| Net charge-offs | $1,395,000 | 830 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-393,000 | 7,149 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,403,000 | 2,884 |
| Total interest expense | $2,585,000 | 3,802 |
| Net interest income | $8,818,000 | 2,462 |
| Provision for loan and lease losses | $800,000 | 3,838 |
| Total noninterest income | $1,200,000 | 2,982 |
| Gross Fiduciary activities income | $150,000 | 814 |
| Service charges on deposit accounts | $523,000 | 2,794 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $527,000 | 3,119 |
| Total noninterest expense | $6,909,000 | 2,829 |
| Salaries and employee benefits | $3,418,000 | 2,844 |
| Premises and equipment expense | $779,000 | 3,194 |
| Additional noninterest expense | $2,712,000 | 2,563 |
| Pre-tax net operating income | $2,309,000 | 1,688 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,312,000 | 1,441 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,312,000 | 1,439 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,312,000 | 1,440 |
| Net charge-offs | $205,000 | 4,972 |
| Cash dividends | $1,063,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,309,000 | 1,416 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,702,000 | 2,883 |
| Total interest expense | $1,995,000 | 3,855 |
| Net interest income | $6,707,000 | 2,426 |
| Provision for loan and lease losses | $500,000 | 3,787 |
| Total noninterest income | $912,000 | 3,000 |
| Gross Fiduciary activities income | $116,000 | 807 |
| Service charges on deposit accounts | $397,000 | 2,781 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $399,000 | 3,189 |
| Total noninterest expense | $4,897,000 | 2,970 |
| Salaries and employee benefits | $2,550,000 | 2,894 |
| Premises and equipment expense | $595,000 | 3,181 |
| Additional noninterest expense | $1,752,000 | 2,876 |
| Pre-tax net operating income | $2,222,000 | 1,462 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,222,000 | 1,205 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,222,000 | 1,204 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,222,000 | 1,205 |
| Net charge-offs | $75,000 | 5,336 |
| Cash dividends | $1,194,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,222,000 | 1,192 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 2,973 |
| Total interest expense | $1,385,000 | 3,872 |
| Net interest income | $4,272,000 | 2,534 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $615,000 | 2,996 |
| Gross Fiduciary activities income | $83,000 | 805 |
| Service charges on deposit accounts | $258,000 | 2,795 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $274,000 | 3,142 |
| Total noninterest expense | $3,281,000 | 2,979 |
| Salaries and employee benefits | $1,678,000 | 2,965 |
| Premises and equipment expense | $393,000 | 3,228 |
| Additional noninterest expense | $1,210,000 | 2,804 |
| Pre-tax net operating income | $1,306,000 | 1,708 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,306,000 | 1,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,306,000 | 1,435 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,306,000 | 1,436 |
| Net charge-offs | $64,000 | 4,699 |
| Cash dividends | $641,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,306,000 | 1,404 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 2,907 |
| Total interest expense | $726,000 | 3,847 |
| Net interest income | $2,229,000 | 2,425 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $284,000 | 3,122 |
| Gross Fiduciary activities income | $34,000 | 838 |
| Service charges on deposit accounts | $126,000 | 2,791 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $124,000 | 3,295 |
| Total noninterest expense | $1,546,000 | 3,057 |
| Salaries and employee benefits | $832,000 | 3,001 |
| Premises and equipment expense | $194,000 | 3,303 |
| Additional noninterest expense | $520,000 | 2,902 |
| Pre-tax net operating income | $817,000 | 1,562 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $817,000 | 1,346 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $817,000 | 1,347 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $817,000 | 1,348 |
| Net charge-offs | $53,000 | 3,483 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $817,000 | 1,272 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,335,000 | 2,765 |
| Total interest expense | $4,394,000 | 3,281 |
| Net interest income | $8,941,000 | 2,437 |
| Provision for loan and lease losses | $280,000 | 4,739 |
| Total noninterest income | $1,222,000 | 3,011 |
| Gross Fiduciary activities income | $137,000 | 837 |
| Service charges on deposit accounts | $537,000 | 2,858 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $548,000 | 3,032 |
| Total noninterest expense | $6,236,000 | 2,962 |
| Salaries and employee benefits | $3,510,000 | 2,817 |
| Premises and equipment expense | $773,000 | 3,266 |
| Additional noninterest expense | $1,953,000 | 2,923 |
| Pre-tax net operating income | $3,647,000 | 1,494 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,059,000 | 668 |
| Income before extraordinary items | $1,588,000 | 2,414 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,588,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $580,000 | 2,600 |
| Cash dividends | $2,400,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,588,000 | 2,550 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,310,000 | 2,742 |
| Total interest expense | $3,457,000 | 3,271 |
| Net interest income | $6,853,000 | 2,409 |
| Provision for loan and lease losses | $60,000 | 5,691 |
| Total noninterest income | $934,000 | 3,030 |
| Gross Fiduciary activities income | $104,000 | 841 |
| Service charges on deposit accounts | $403,000 | 2,873 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $427,000 | 3,078 |
| Total noninterest expense | $4,638,000 | 2,962 |
| Salaries and employee benefits | $2,693,000 | 2,783 |
| Premises and equipment expense | $532,000 | 3,500 |
| Additional noninterest expense | $1,413,000 | 2,936 |
| Pre-tax net operating income | $3,089,000 | 1,579 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,219,000 | 994 |
| Income before extraordinary items | $1,870,000 | 1,891 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,870,000 | 1,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,653 |
| Cash dividends | $1,920,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,870,000 | 1,989 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,009,000 | 2,716 |
| Total interest expense | $2,484,000 | 3,204 |
| Net interest income | $4,525,000 | 2,415 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $625,000 | 3,055 |
| Gross Fiduciary activities income | $71,000 | 856 |
| Service charges on deposit accounts | $263,000 | 2,898 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $291,000 | 3,081 |
| Total noninterest expense | $3,064,000 | 2,999 |
| Salaries and employee benefits | $1,800,000 | 2,810 |
| Premises and equipment expense | $353,000 | 3,527 |
| Additional noninterest expense | $911,000 | 2,981 |
| Pre-tax net operating income | $2,056,000 | 1,655 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $815,000 | 1,102 |
| Income before extraordinary items | $1,241,000 | 2,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,241,000 | 2,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-142,000 | 8,380 |
| Cash dividends | $1,440,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,241,000 | 2,076 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 2,683 |
| Total interest expense | $1,434,000 | 3,006 |
| Net interest income | $2,213,000 | 2,468 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $302,000 | 3,123 |
| Gross Fiduciary activities income | $32,000 | 882 |
| Service charges on deposit accounts | $127,000 | 2,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $143,000 | 3,122 |
| Total noninterest expense | $1,573,000 | 2,926 |
| Salaries and employee benefits | $915,000 | 2,781 |
| Premises and equipment expense | $189,000 | 3,386 |
| Additional noninterest expense | $469,000 | 2,867 |
| Pre-tax net operating income | $927,000 | 1,915 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $369,000 | 1,264 |
| Income before extraordinary items | $558,000 | 2,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $558,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 8,404 |
| Cash dividends | $720,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $558,000 | 2,383 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,873,000 | 2,177 |
| Total interest expense | $6,259,000 | 2,907 |
| Net interest income | $12,614,000 | 1,791 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $1,161,000 | 3,200 |
| Gross Fiduciary activities income | $125,000 | 885 |
| Service charges on deposit accounts | $555,000 | 2,835 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $481,000 | 3,383 |
| Total noninterest expense | $6,926,000 | 2,618 |
| Salaries and employee benefits | $3,861,000 | 2,567 |
| Premises and equipment expense | $714,000 | 3,391 |
| Additional noninterest expense | $2,351,000 | 2,301 |
| Pre-tax net operating income | $6,649,000 | 1,274 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,653,000 | 894 |
| Income before extraordinary items | $3,996,000 | 1,597 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,996,000 | 1,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 1,438 |
| Cash dividends | $3,400,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,996,000 | 1,584 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,307,000 | 2,168 |
| Total interest expense | $4,652,000 | 2,927 |
| Net interest income | $9,655,000 | 1,760 |
| Provision for loan and lease losses | $125,000 | 3,799 |
| Total noninterest income | $865,000 | 3,222 |
| Gross Fiduciary activities income | $92,000 | 886 |
| Service charges on deposit accounts | $420,000 | 2,798 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $353,000 | 3,436 |
| Total noninterest expense | $4,876,000 | 2,726 |
| Salaries and employee benefits | $2,912,000 | 2,549 |
| Premises and equipment expense | $526,000 | 3,415 |
| Additional noninterest expense | $1,438,000 | 2,714 |
| Pre-tax net operating income | $5,519,000 | 1,240 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,200,000 | 894 |
| Income before extraordinary items | $3,319,000 | 1,521 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,319,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,057 |
| Cash dividends | $2,680,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,319,000 | 1,515 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,443,000 | 2,209 |
| Total interest expense | $3,048,000 | 2,972 |
| Net interest income | $6,395,000 | 1,792 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $573,000 | 3,260 |
| Gross Fiduciary activities income | $59,000 | 901 |
| Service charges on deposit accounts | $285,000 | 2,763 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $229,000 | 3,527 |
| Total noninterest expense | $3,181,000 | 2,815 |
| Salaries and employee benefits | $1,945,000 | 2,586 |
| Premises and equipment expense | $353,000 | 3,421 |
| Additional noninterest expense | $883,000 | 2,932 |
| Pre-tax net operating income | $3,737,000 | 1,268 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,483,000 | 927 |
| Income before extraordinary items | $2,254,000 | 1,554 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,254,000 | 1,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,035 |
| Cash dividends | $1,960,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,254,000 | 1,535 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,639,000 | 2,242 |
| Total interest expense | $1,522,000 | 2,955 |
| Net interest income | $3,117,000 | 1,840 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $280,000 | 3,270 |
| Gross Fiduciary activities income | $31,000 | 902 |
| Service charges on deposit accounts | $140,000 | 2,738 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $109,000 | 3,600 |
| Total noninterest expense | $1,589,000 | 2,830 |
| Salaries and employee benefits | $965,000 | 2,626 |
| Premises and equipment expense | $186,000 | 3,305 |
| Additional noninterest expense | $438,000 | 2,931 |
| Pre-tax net operating income | $1,808,000 | 1,289 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $720,000 | 956 |
| Income before extraordinary items | $1,088,000 | 1,588 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,088,000 | 1,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $480,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,088,000 | 1,575 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,681,000 | 2,110 |
| Total interest expense | $5,752,000 | 2,683 |
| Net interest income | $12,929,000 | 1,784 |
| Provision for loan and lease losses | $450,000 | 2,064 |
| Total noninterest income | $1,245,000 | 3,046 |
| Gross Fiduciary activities income | $135,000 | 884 |
| Service charges on deposit accounts | $604,000 | 2,670 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $506,000 | 3,318 |
| Total noninterest expense | $6,340,000 | 2,747 |
| Salaries and employee benefits | $3,808,000 | 2,551 |
| Premises and equipment expense | $727,000 | 3,241 |
| Additional noninterest expense | $1,805,000 | 2,808 |
| Pre-tax net operating income | $7,384,000 | 1,337 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,917,000 | 966 |
| Income before extraordinary items | $4,467,000 | 1,621 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,467,000 | 1,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,716 |
| Cash dividends | $1,920,000 | 1,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,467,000 | 1,605 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,835,000 | 2,122 |
| Total interest expense | $4,199,000 | 2,664 |
| Net interest income | $9,636,000 | 1,814 |
| Provision for loan and lease losses | $450,000 | 1,514 |
| Total noninterest income | $944,000 | 3,050 |
| Gross Fiduciary activities income | $101,000 | 874 |
| Service charges on deposit accounts | $454,000 | 2,665 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $389,000 | 3,265 |
| Total noninterest expense | $4,713,000 | 2,769 |
| Salaries and employee benefits | $2,823,000 | 2,576 |
| Premises and equipment expense | $552,000 | 3,214 |
| Additional noninterest expense | $1,338,000 | 2,831 |
| Pre-tax net operating income | $5,417,000 | 1,407 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,139,000 | 1,044 |
| Income before extraordinary items | $3,278,000 | 1,697 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,278,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,015 |
| Cash dividends | $1,440,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,278,000 | 1,681 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,815,000 | 2,175 |
| Total interest expense | $2,625,000 | 2,710 |
| Net interest income | $6,190,000 | 1,886 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $619,000 | 3,057 |
| Gross Fiduciary activities income | $68,000 | 885 |
| Service charges on deposit accounts | $297,000 | 2,683 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $254,000 | 3,301 |
| Total noninterest expense | $3,140,000 | 2,785 |
| Salaries and employee benefits | $1,853,000 | 2,615 |
| Premises and equipment expense | $385,000 | 3,097 |
| Additional noninterest expense | $902,000 | 2,809 |
| Pre-tax net operating income | $3,369,000 | 1,501 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,330,000 | 1,108 |
| Income before extraordinary items | $2,039,000 | 1,790 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,039,000 | 1,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,881 |
| Cash dividends | $960,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,039,000 | 1,778 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,272,000 | 2,196 |
| Total interest expense | $1,254,000 | 2,711 |
| Net interest income | $3,018,000 | 1,919 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $314,000 | 2,991 |
| Gross Fiduciary activities income | $37,000 | 877 |
| Service charges on deposit accounts | $146,000 | 2,652 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $131,000 | 3,225 |
| Total noninterest expense | $1,538,000 | 2,818 |
| Salaries and employee benefits | $916,000 | 2,643 |
| Premises and equipment expense | $187,000 | 3,172 |
| Additional noninterest expense | $435,000 | 2,892 |
| Pre-tax net operating income | $1,644,000 | 1,507 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $648,000 | 1,118 |
| Income before extraordinary items | $996,000 | 1,794 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $996,000 | 1,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $480,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $996,000 | 1,784 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,201,000 | 2,185 |
| Total interest expense | $3,434,000 | 2,985 |
| Net interest income | $11,767,000 | 1,874 |
| Provision for loan and lease losses | $161,000 | 4,002 |
| Total noninterest income | $1,453,000 | 2,740 |
| Gross Fiduciary activities income | $140,000 | 881 |
| Service charges on deposit accounts | $631,000 | 2,557 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $682,000 | 2,823 |
| Total noninterest expense | $5,979,000 | 2,759 |
| Salaries and employee benefits | $3,552,000 | 2,565 |
| Premises and equipment expense | $715,000 | 3,173 |
| Additional noninterest expense | $1,712,000 | 2,899 |
| Pre-tax net operating income | $7,080,000 | 1,348 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,787,000 | 1,020 |
| Income before extraordinary items | $4,293,000 | 1,638 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,293,000 | 1,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 1,098 |
| Cash dividends | $1,380,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,293,000 | 1,611 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,966,000 | 2,219 |
| Total interest expense | $2,292,000 | 3,147 |
| Net interest income | $8,674,000 | 1,892 |
| Provision for loan and lease losses | $11,000 | 6,464 |
| Total noninterest income | $1,103,000 | 2,724 |
| Gross Fiduciary activities income | $100,000 | 879 |
| Service charges on deposit accounts | $470,000 | 2,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $533,000 | 2,758 |
| Total noninterest expense | $4,415,000 | 2,773 |
| Salaries and employee benefits | $2,604,000 | 2,569 |
| Premises and equipment expense | $533,000 | 3,179 |
| Additional noninterest expense | $1,278,000 | 2,871 |
| Pre-tax net operating income | $5,351,000 | 1,346 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,104,000 | 1,018 |
| Income before extraordinary items | $3,247,000 | 1,618 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,247,000 | 1,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $1,020,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,247,000 | 1,589 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,040,000 | 2,238 |
| Total interest expense | $1,321,000 | 3,378 |
| Net interest income | $5,719,000 | 1,896 |
| Provision for loan and lease losses | $11,000 | 6,083 |
| Total noninterest income | $706,000 | 2,754 |
| Gross Fiduciary activities income | $64,000 | 898 |
| Service charges on deposit accounts | $305,000 | 2,586 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $337,000 | 2,848 |
| Total noninterest expense | $2,881,000 | 2,806 |
| Salaries and employee benefits | $1,715,000 | 2,588 |
| Premises and equipment expense | $335,000 | 3,308 |
| Additional noninterest expense | $831,000 | 2,915 |
| Pre-tax net operating income | $3,533,000 | 1,324 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,386,000 | 1,022 |
| Income before extraordinary items | $2,147,000 | 1,603 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,147,000 | 1,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $660,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,147,000 | 1,578 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 2,290 |
| Total interest expense | $551,000 | 3,751 |
| Net interest income | $2,816,000 | 1,911 |
| Provision for loan and lease losses | $11,000 | 5,337 |
| Total noninterest income | $325,000 | 2,870 |
| Gross Fiduciary activities income | $34,000 | 889 |
| Service charges on deposit accounts | $152,000 | 2,533 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $139,000 | 3,113 |
| Total noninterest expense | $1,428,000 | 2,840 |
| Salaries and employee benefits | $843,000 | 2,656 |
| Premises and equipment expense | $175,000 | 3,224 |
| Additional noninterest expense | $410,000 | 2,956 |
| Pre-tax net operating income | $1,702,000 | 1,345 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $667,000 | 1,051 |
| Income before extraordinary items | $1,035,000 | 1,615 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,035,000 | 1,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,035,000 | 1,598 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,763,000 | 2,445 |
| Total interest expense | $1,638,000 | 4,255 |
| Net interest income | $10,125,000 | 2,004 |
| Provision for loan and lease losses | $11,000 | 7,005 |
| Total noninterest income | $2,038,000 | 2,170 |
| Gross Fiduciary activities income | $119,000 | 904 |
| Service charges on deposit accounts | $671,000 | 2,471 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,248,000 | 1,853 |
| Total noninterest expense | $5,707,000 | 2,776 |
| Salaries and employee benefits | $3,452,000 | 2,523 |
| Premises and equipment expense | $675,000 | 3,224 |
| Additional noninterest expense | $1,580,000 | 2,996 |
| Pre-tax net operating income | $6,445,000 | 1,347 |
| Securities gains (losses) | $-31,000 | 8,491 |
| Applicable income taxes | $2,520,000 | 1,044 |
| Income before extraordinary items | $3,894,000 | 1,658 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,894,000 | 1,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $1,500,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,913,840 | 1,602 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,526,000 | 2,486 |
| Total interest expense | $1,207,000 | 4,262 |
| Net interest income | $7,319,000 | 2,065 |
| Provision for loan and lease losses | $11,000 | 6,669 |
| Total noninterest income | $1,643,000 | 2,074 |
| Gross Fiduciary activities income | $86,000 | 914 |
| Service charges on deposit accounts | $507,000 | 2,465 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,050,000 | 1,715 |
| Total noninterest expense | $4,197,000 | 2,796 |
| Salaries and employee benefits | $2,574,000 | 2,504 |
| Premises and equipment expense | $481,000 | 3,356 |
| Additional noninterest expense | $1,142,000 | 3,076 |
| Pre-tax net operating income | $4,754,000 | 1,369 |
| Securities gains (losses) | $-31,000 | 8,737 |
| Applicable income taxes | $1,854,000 | 1,086 |
| Income before extraordinary items | $2,869,000 | 1,693 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,869,000 | 1,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $900,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,888,840 | 1,635 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,518,000 | 2,530 |
| Total interest expense | $801,000 | 4,284 |
| Net interest income | $4,717,000 | 2,124 |
| Provision for loan and lease losses | $11,000 | 6,344 |
| Total noninterest income | $623,000 | 3,096 |
| Gross Fiduciary activities income | $56,000 | 931 |
| Service charges on deposit accounts | $331,000 | 2,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $236,000 | 3,426 |
| Total noninterest expense | $2,749,000 | 2,847 |
| Salaries and employee benefits | $1,680,000 | 2,560 |
| Premises and equipment expense | $327,000 | 3,315 |
| Additional noninterest expense | $742,000 | 3,150 |
| Pre-tax net operating income | $2,580,000 | 1,637 |
| Securities gains (losses) | $-31,000 | 8,860 |
| Applicable income taxes | $997,000 | 1,286 |
| Income before extraordinary items | $1,552,000 | 2,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,552,000 | 2,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,571,840 | 1,941 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 2,552 |
| Total interest expense | $412,000 | 4,234 |
| Net interest income | $2,322,000 | 2,156 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $291,000 | 3,177 |
| Gross Fiduciary activities income | $25,000 | 963 |
| Service charges on deposit accounts | $158,000 | 2,563 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $108,000 | 3,546 |
| Total noninterest expense | $1,377,000 | 2,848 |
| Salaries and employee benefits | $831,000 | 2,597 |
| Premises and equipment expense | $164,000 | 3,328 |
| Additional noninterest expense | $382,000 | 3,033 |
| Pre-tax net operating income | $1,236,000 | 1,676 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $483,000 | 1,333 |
| Income before extraordinary items | $753,000 | 2,043 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $753,000 | 2,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $753,000 | 1,962 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,426,000 | 2,709 |
| Total interest expense | $1,821,000 | 4,315 |
| Net interest income | $8,605,000 | 2,252 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $1,187,000 | 3,329 |
| Gross Fiduciary activities income | $103,000 | 953 |
| Service charges on deposit accounts | $660,000 | 2,487 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $424,000 | 3,870 |
| Total noninterest expense | $5,154,000 | 2,975 |
| Salaries and employee benefits | $3,103,000 | 2,696 |
| Premises and equipment expense | $700,000 | 3,081 |
| Additional noninterest expense | $1,351,000 | 3,382 |
| Pre-tax net operating income | $4,558,000 | 1,771 |
| Securities gains (losses) | $93,000 | 1,959 |
| Applicable income taxes | $1,822,000 | 1,375 |
| Income before extraordinary items | $2,829,000 | 2,147 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,829,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $2,200,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,769,480 | 2,087 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,773,000 | 2,770 |
| Total interest expense | $1,385,000 | 4,395 |
| Net interest income | $6,388,000 | 2,288 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $900,000 | 3,371 |
| Gross Fiduciary activities income | $77,000 | 964 |
| Service charges on deposit accounts | $495,000 | 2,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $328,000 | 3,897 |
| Total noninterest expense | $3,825,000 | 2,995 |
| Salaries and employee benefits | $2,284,000 | 2,737 |
| Premises and equipment expense | $545,000 | 2,997 |
| Additional noninterest expense | $996,000 | 3,411 |
| Pre-tax net operating income | $3,383,000 | 1,852 |
| Securities gains (losses) | $93,000 | 1,820 |
| Applicable income taxes | $1,361,000 | 1,445 |
| Income before extraordinary items | $2,115,000 | 2,209 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,115,000 | 2,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $1,900,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,055,480 | 2,158 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 2,822 |
| Total interest expense | $937,000 | 4,458 |
| Net interest income | $4,189,000 | 2,319 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $607,000 | 3,316 |
| Gross Fiduciary activities income | $47,000 | 980 |
| Service charges on deposit accounts | $330,000 | 2,461 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $230,000 | 3,777 |
| Total noninterest expense | $2,531,000 | 3,015 |
| Salaries and employee benefits | $1,470,000 | 2,829 |
| Premises and equipment expense | $380,000 | 2,893 |
| Additional noninterest expense | $681,000 | 3,311 |
| Pre-tax net operating income | $2,205,000 | 1,881 |
| Securities gains (losses) | $93,000 | 1,565 |
| Applicable income taxes | $899,000 | 1,483 |
| Income before extraordinary items | $1,399,000 | 2,240 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,399,000 | 2,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $1,600,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,339,480 | 2,195 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,537,000 | 2,867 |
| Total interest expense | $455,000 | 4,633 |
| Net interest income | $2,082,000 | 2,337 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $293,000 | 3,295 |
| Gross Fiduciary activities income | $25,000 | 980 |
| Service charges on deposit accounts | $159,000 | 2,464 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $109,000 | 3,778 |
| Total noninterest expense | $1,276,000 | 2,986 |
| Salaries and employee benefits | $721,000 | 2,881 |
| Premises and equipment expense | $196,000 | 2,805 |
| Additional noninterest expense | $359,000 | 3,128 |
| Pre-tax net operating income | $1,069,000 | 1,922 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $419,000 | 1,563 |
| Income before extraordinary items | $650,000 | 2,351 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $650,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $1,300,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $650,000 | 2,222 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,524,000 | 2,886 |
| Total interest expense | $2,293,000 | 4,384 |
| Net interest income | $8,231,000 | 2,345 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $1,247,000 | 2,992 |
| Gross Fiduciary activities income | $86,000 | 1,020 |
| Service charges on deposit accounts | $622,000 | 2,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $539,000 | 3,154 |
| Total noninterest expense | $4,804,000 | 3,026 |
| Salaries and employee benefits | $2,739,000 | 2,864 |
| Premises and equipment expense | $676,000 | 3,091 |
| Additional noninterest expense | $1,389,000 | 3,159 |
| Pre-tax net operating income | $4,554,000 | 1,784 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,776,000 | 1,431 |
| Income before extraordinary items | $2,778,000 | 2,151 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,778,000 | 2,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,609 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,778,000 | 2,073 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,923,000 | 2,847 |
| Total interest expense | $4,477,000 | 3,464 |
| Net interest income | $7,446,000 | 2,407 |
| Provision for loan and lease losses | $455,000 | 2,371 |
| Total noninterest income | $1,406,000 | 2,637 |
| Gross Fiduciary activities income | $60,000 | 1,098 |
| Service charges on deposit accounts | $572,000 | 2,533 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $774,000 | 2,435 |
| Total noninterest expense | $4,203,000 | 3,280 |
| Salaries and employee benefits | $2,485,000 | 2,959 |
| Premises and equipment expense | $528,000 | 3,713 |
| Additional noninterest expense | $1,190,000 | 3,529 |
| Pre-tax net operating income | $4,194,000 | 1,686 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,623,000 | 1,394 |
| Income before extraordinary items | $2,571,000 | 2,031 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,571,000 | 2,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,733 |
| Cash dividends | $960,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,571,000 | 1,955 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,757,000 | 2,732 |
| Total interest expense | $4,549,000 | 3,584 |
| Net interest income | $8,208,000 | 2,161 |
| Provision for loan and lease losses | $750,000 | 1,331 |
| Total noninterest income | $940,000 | 3,273 |
| Gross Fiduciary activities income | $63,000 | 1,013 |
| Service charges on deposit accounts | $523,000 | 2,589 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $354,000 | 3,600 |
| Total noninterest expense | $3,990,000 | 3,340 |
| Salaries and employee benefits | $2,409,000 | 2,933 |
| Premises and equipment expense | $513,000 | 3,717 |
| Additional noninterest expense | $1,068,000 | 3,791 |
| Pre-tax net operating income | $4,408,000 | 1,666 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,702,000 | 1,355 |
| Income before extraordinary items | $2,706,000 | 1,927 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,706,000 | 1,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $960,000 | 772 |
| Cash dividends | $720,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,706,000 | 1,927 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,384,000 | 2,838 |
| Total interest expense | $4,243,000 | 3,412 |
| Net interest income | $7,141,000 | 2,472 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $906,000 | 3,335 |
| Gross Fiduciary activities income | $55,000 | 1,089 |
| Service charges on deposit accounts | $487,000 | 2,693 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $364,000 | 3,619 |
| Total noninterest expense | $3,715,000 | 3,537 |
| Salaries and employee benefits | $2,232,000 | 3,109 |
| Premises and equipment expense | $530,000 | 3,588 |
| Additional noninterest expense | $953,000 | 4,169 |
| Pre-tax net operating income | $4,032,000 | 1,830 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,570,000 | 1,533 |
| Income before extraordinary items | $2,462,000 | 2,123 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,462,000 | 2,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,237 |
| Cash dividends | $240,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,462,000 | 2,093 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,007,000 | 2,929 |
| Total interest expense | $4,444,000 | 3,338 |
| Net interest income | $6,563,000 | 2,598 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $770,000 | 3,726 |
| Gross Fiduciary activities income | $53,000 | 1,104 |
| Service charges on deposit accounts | $404,000 | 3,111 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $313,000 | 3,928 |
| Total noninterest expense | $3,409,000 | 3,695 |
| Salaries and employee benefits | $1,973,000 | 3,387 |
| Premises and equipment expense | $541,000 | 3,475 |
| Additional noninterest expense | $895,000 | 4,310 |
| Pre-tax net operating income | $3,624,000 | 1,997 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,417,000 | 1,720 |
| Income before extraordinary items | $2,207,000 | 2,336 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,207,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,076 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,207,000 | 2,259 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,326,000 | 3,465 |
| Total interest expense | $3,426,000 | 4,211 |
| Net interest income | $5,900,000 | 2,954 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $616,000 | 4,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,421 |
| Total noninterest expense | $3,078,000 | 4,020 |
| Salaries and employee benefits | $1,754,000 | 3,727 |
| Premises and equipment expense | $531,000 | 3,511 |
| Additional noninterest expense | $793,000 | 4,761 |
| Pre-tax net operating income | $3,138,000 | 2,386 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,224,000 | 2,040 |
| Income before extraordinary items | $1,914,000 | 2,687 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,914,000 | 2,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,914,000 | 2,640 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,689,000 | 3,725 |
| Total interest expense | $3,164,000 | 4,557 |
| Net interest income | $5,525,000 | 3,203 |
| Provision for loan and lease losses | $300,000 | 2,555 |
| Total noninterest income | $505,000 | 5,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,206 |
| Total noninterest expense | $2,625,000 | 4,817 |
| Salaries and employee benefits | $1,497,000 | 4,309 |
| Premises and equipment expense | $412,000 | 4,435 |
| Additional noninterest expense | $716,000 | 5,649 |
| Pre-tax net operating income | $3,105,000 | 2,296 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,232,000 | 1,952 |
| Income before extraordinary items | $1,873,000 | 2,600 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,873,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,873,000 | 2,556 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,616,000 | 4,204 |
| Total interest expense | $2,715,000 | 5,203 |
| Net interest income | $4,901,000 | 3,607 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $440,000 | 5,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,327 |
| Total noninterest expense | $2,469,000 | 5,050 |
| Salaries and employee benefits | $1,344,000 | 4,733 |
| Premises and equipment expense | $367,000 | 4,861 |
| Additional noninterest expense | $758,000 | 5,477 |
| Pre-tax net operating income | $2,572,000 | 2,768 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,017,000 | 2,342 |
| Income before extraordinary items | $1,555,000 | 3,140 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,555,000 | 3,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,555,000 | 3,113 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,010,000 | 4,859 |
| Total interest expense | $2,119,000 | 5,337 |
| Net interest income | $3,891,000 | 4,496 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $395,000 | 6,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,329 |
| Total noninterest expense | $2,203,000 | 5,732 |
| Salaries and employee benefits | $1,153,000 | 5,445 |
| Premises and equipment expense | $327,000 | 5,350 |
| Additional noninterest expense | $723,000 | 6,167 |
| Pre-tax net operating income | $1,783,000 | 3,777 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $702,000 | 3,084 |
| Income before extraordinary items | $1,081,000 | 4,239 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,081,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,081,000 | 4,287 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 6,474 |
| Total interest expense | $1,586,000 | 6,920 |
| Net interest income | $2,760,000 | 6,046 |
| Provision for loan and lease losses | $276,000 | 3,190 |
| Total noninterest income | $293,000 | 7,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,676,000 | 7,267 |
| Salaries and employee benefits | $886,000 | 6,800 |
| Premises and equipment expense | $216,000 | 7,372 |
| Additional noninterest expense | $574,000 | 7,564 |
| Pre-tax net operating income | $1,101,000 | 5,508 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $437,000 | 4,693 |
| Income before extraordinary items | $664,000 | 6,324 |
| Extraordinary gains, net | $-9,000 | 12,296 |
| Net income | $655,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $664,000 | 6,092 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 9,330 |
| Total interest expense | $1,127,000 | 9,876 |
| Net interest income | $1,673,000 | 8,738 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $212,000 | 9,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,979 |
| Total noninterest expense | $1,098,000 | 9,519 |
| Salaries and employee benefits | $597,000 | 8,830 |
| Premises and equipment expense | $101,000 | 10,706 |
| Additional noninterest expense | $400,000 | 9,571 |
| Pre-tax net operating income | $607,000 | 7,660 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $204,000 | 7,478 |
| Income before extraordinary items | $403,000 | 8,184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $403,000 | 8,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $403,000 | 7,827 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.