Home > Community Bank > Income and Expense
Community Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $541,000 | 5,287 |
| Total interest expense | $53,000 | 5,041 |
| Net interest income | $488,000 | 5,275 |
| Provision for loan and lease losses | $-3,000 | 5,871 |
| Total noninterest income | $138,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $67,000 | 3,130 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $71,000 | 4,003 |
| Total noninterest expense | $568,000 | 4,820 |
| Salaries and employee benefits | $259,000 | 5,075 |
| Premises and equipment expense | $145,000 | 3,130 |
| Additional noninterest expense | $164,000 | 5,001 |
| Pre-tax net operating income | $61,000 | 5,386 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $61,000 | 5,350 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $61,000 | 5,351 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $61,000 | 5,351 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $120,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $61,000 | 5,291 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 5,265 |
| Total interest expense | $238,000 | 4,945 |
| Net interest income | $2,000,000 | 5,258 |
| Provision for loan and lease losses | $42,000 | 3,720 |
| Total noninterest income | $615,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $315,000 | 2,929 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $300,000 | 3,982 |
| Total noninterest expense | $2,030,000 | 5,035 |
| Salaries and employee benefits | $967,000 | 5,214 |
| Premises and equipment expense | $397,000 | 3,914 |
| Additional noninterest expense | $666,000 | 5,013 |
| Pre-tax net operating income | $543,000 | 4,849 |
| Securities gains (losses) | $-1,000 | 5,649 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $542,000 | 4,732 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $542,000 | 4,734 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $542,000 | 4,734 |
| Net charge-offs | $46,000 | 3,310 |
| Cash dividends | $291,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $543,000 | 4,685 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 5,343 |
| Total interest expense | $184,000 | 4,980 |
| Net interest income | $1,478,000 | 5,333 |
| Provision for loan and lease losses | $11,000 | 3,997 |
| Total noninterest income | $461,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $237,000 | 2,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $224,000 | 4,005 |
| Total noninterest expense | $1,475,000 | 5,114 |
| Salaries and employee benefits | $676,000 | 5,336 |
| Premises and equipment expense | $298,000 | 3,965 |
| Additional noninterest expense | $501,000 | 5,047 |
| Pre-tax net operating income | $453,000 | 4,844 |
| Securities gains (losses) | $-1,000 | 5,801 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $452,000 | 4,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $452,000 | 4,701 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $452,000 | 4,702 |
| Net charge-offs | $-12,000 | 5,205 |
| Cash dividends | $239,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $453,000 | 4,639 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 5,392 |
| Total interest expense | $124,000 | 5,017 |
| Net interest income | $975,000 | 5,388 |
| Provision for loan and lease losses | $8,000 | 3,847 |
| Total noninterest income | $294,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $150,000 | 3,023 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $144,000 | 4,081 |
| Total noninterest expense | $992,000 | 5,145 |
| Salaries and employee benefits | $458,000 | 5,370 |
| Premises and equipment expense | $201,000 | 3,982 |
| Additional noninterest expense | $333,000 | 5,087 |
| Pre-tax net operating income | $269,000 | 4,984 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $269,000 | 4,833 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $269,000 | 4,835 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $269,000 | 4,836 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $120,000 | 3,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $269,000 | 4,769 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 5,441 |
| Total interest expense | $62,000 | 5,057 |
| Net interest income | $484,000 | 5,437 |
| Provision for loan and lease losses | $4,000 | 3,525 |
| Total noninterest income | $126,000 | 4,195 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $70,000 | 3,131 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $56,000 | 4,388 |
| Total noninterest expense | $471,000 | 5,272 |
| Salaries and employee benefits | $208,000 | 5,550 |
| Premises and equipment expense | $97,000 | 4,092 |
| Additional noninterest expense | $166,000 | 5,129 |
| Pre-tax net operating income | $135,000 | 4,947 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $135,000 | 4,792 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $135,000 | 4,794 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $135,000 | 4,796 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $120,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $135,000 | 4,725 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 5,411 |
| Total interest expense | $273,000 | 5,103 |
| Net interest income | $2,082,000 | 5,398 |
| Provision for loan and lease losses | $-200,000 | 6,122 |
| Total noninterest income | $406,000 | 4,608 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $292,000 | 3,256 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $114,000 | 5,137 |
| Total noninterest expense | $2,067,000 | 5,213 |
| Salaries and employee benefits | $1,008,000 | 5,331 |
| Premises and equipment expense | $359,000 | 4,310 |
| Additional noninterest expense | $700,000 | 5,155 |
| Pre-tax net operating income | $621,000 | 4,790 |
| Securities gains (losses) | $-1,000 | 5,807 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $620,000 | 4,656 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $620,000 | 4,656 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $620,000 | 4,656 |
| Net charge-offs | $-9,000 | 5,646 |
| Cash dividends | $1,060,000 | 1,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $621,000 | 4,597 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 5,460 |
| Total interest expense | $209,000 | 5,136 |
| Net interest income | $1,569,000 | 5,450 |
| Provision for loan and lease losses | $-200,000 | 6,269 |
| Total noninterest income | $270,000 | 4,823 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $215,000 | 3,327 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $55,000 | 5,559 |
| Total noninterest expense | $1,532,000 | 5,253 |
| Salaries and employee benefits | $728,000 | 5,420 |
| Premises and equipment expense | $253,000 | 4,503 |
| Additional noninterest expense | $551,000 | 5,109 |
| Pre-tax net operating income | $507,000 | 4,774 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $507,000 | 4,586 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $507,000 | 4,586 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $507,000 | 4,587 |
| Net charge-offs | $-11,000 | 5,639 |
| Cash dividends | $1,060,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $507,000 | 4,533 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 5,496 |
| Total interest expense | $144,000 | 5,136 |
| Net interest income | $1,038,000 | 5,492 |
| Provision for loan and lease losses | $-200,000 | 6,402 |
| Total noninterest income | $132,000 | 5,191 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $142,000 | 3,328 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-10,000 | 6,486 |
| Total noninterest expense | $1,051,000 | 5,253 |
| Salaries and employee benefits | $503,000 | 5,411 |
| Premises and equipment expense | $168,000 | 4,549 |
| Additional noninterest expense | $380,000 | 5,071 |
| Pre-tax net operating income | $319,000 | 4,823 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $319,000 | 4,630 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $319,000 | 4,632 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $319,000 | 4,633 |
| Net charge-offs | $-11,000 | 5,696 |
| Cash dividends | $260,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $319,000 | 4,578 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 5,537 |
| Total interest expense | $73,000 | 5,185 |
| Net interest income | $522,000 | 5,526 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $132,000 | 4,186 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $67,000 | 3,417 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $65,000 | 4,219 |
| Total noninterest expense | $501,000 | 5,396 |
| Salaries and employee benefits | $234,000 | 5,608 |
| Premises and equipment expense | $81,000 | 4,681 |
| Additional noninterest expense | $186,000 | 5,157 |
| Pre-tax net operating income | $153,000 | 4,835 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $153,000 | 4,658 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $153,000 | 4,659 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $153,000 | 4,659 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $156,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $153,000 | 4,607 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 5,535 |
| Total interest expense | $340,000 | 5,182 |
| Net interest income | $2,155,000 | 5,521 |
| Provision for loan and lease losses | $10,000 | 4,909 |
| Total noninterest income | $590,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $336,000 | 3,158 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $254,000 | 4,309 |
| Total noninterest expense | $2,126,000 | 5,357 |
| Salaries and employee benefits | $1,036,000 | 5,478 |
| Premises and equipment expense | $377,000 | 4,368 |
| Additional noninterest expense | $713,000 | 5,301 |
| Pre-tax net operating income | $609,000 | 4,788 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $609,000 | 4,643 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $609,000 | 4,647 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $609,000 | 4,647 |
| Net charge-offs | $5,000 | 5,225 |
| Cash dividends | $468,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $609,000 | 4,580 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 5,594 |
| Total interest expense | $261,000 | 5,246 |
| Net interest income | $1,624,000 | 5,564 |
| Provision for loan and lease losses | $10,000 | 4,707 |
| Total noninterest income | $448,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $251,000 | 3,178 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $197,000 | 4,324 |
| Total noninterest expense | $1,597,000 | 5,381 |
| Salaries and employee benefits | $744,000 | 5,571 |
| Premises and equipment expense | $295,000 | 4,281 |
| Additional noninterest expense | $558,000 | 5,224 |
| Pre-tax net operating income | $465,000 | 4,852 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $465,000 | 4,701 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $465,000 | 4,703 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $465,000 | 4,704 |
| Net charge-offs | $-47,000 | 6,455 |
| Cash dividends | $364,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $465,000 | 4,624 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 5,611 |
| Total interest expense | $178,000 | 5,269 |
| Net interest income | $1,081,000 | 5,589 |
| Provision for loan and lease losses | $10,000 | 4,495 |
| Total noninterest income | $299,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $166,000 | 3,192 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $133,000 | 4,371 |
| Total noninterest expense | $1,076,000 | 5,386 |
| Salaries and employee benefits | $513,000 | 5,545 |
| Premises and equipment expense | $188,000 | 4,409 |
| Additional noninterest expense | $375,000 | 5,230 |
| Pre-tax net operating income | $294,000 | 4,892 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $294,000 | 4,783 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $294,000 | 4,786 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $294,000 | 4,787 |
| Net charge-offs | $-51,000 | 6,553 |
| Cash dividends | $260,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $294,000 | 4,664 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 5,657 |
| Total interest expense | $91,000 | 5,314 |
| Net interest income | $537,000 | 5,639 |
| Provision for loan and lease losses | $8,000 | 4,080 |
| Total noninterest income | $133,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $80,000 | 3,235 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 4,635 |
| Total noninterest expense | $536,000 | 5,437 |
| Salaries and employee benefits | $251,000 | 5,626 |
| Premises and equipment expense | $95,000 | 4,424 |
| Additional noninterest expense | $190,000 | 5,251 |
| Pre-tax net operating income | $126,000 | 5,059 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $126,000 | 4,964 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $126,000 | 4,965 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $126,000 | 4,966 |
| Net charge-offs | $-29,000 | 6,558 |
| Cash dividends | $156,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $126,000 | 4,866 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 5,647 |
| Total interest expense | $423,000 | 5,444 |
| Net interest income | $2,311,000 | 5,613 |
| Provision for loan and lease losses | $73,000 | 4,955 |
| Total noninterest income | $587,000 | 4,211 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $330,000 | 3,309 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $257,000 | 4,269 |
| Total noninterest expense | $2,183,000 | 5,481 |
| Salaries and employee benefits | $1,095,000 | 5,549 |
| Premises and equipment expense | $376,000 | 4,442 |
| Additional noninterest expense | $712,000 | 5,501 |
| Pre-tax net operating income | $642,000 | 4,619 |
| Securities gains (losses) | $14,000 | 3,286 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $656,000 | 4,575 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $656,000 | 4,574 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $656,000 | 4,575 |
| Net charge-offs | $115,000 | 4,299 |
| Cash dividends | $468,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $642,000 | 4,423 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 5,717 |
| Total interest expense | $324,000 | 5,531 |
| Net interest income | $1,746,000 | 5,684 |
| Provision for loan and lease losses | $20,000 | 5,381 |
| Total noninterest income | $452,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $240,000 | 3,407 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $212,000 | 4,165 |
| Total noninterest expense | $1,629,000 | 5,530 |
| Salaries and employee benefits | $793,000 | 5,646 |
| Premises and equipment expense | $286,000 | 4,466 |
| Additional noninterest expense | $550,000 | 5,497 |
| Pre-tax net operating income | $549,000 | 4,596 |
| Securities gains (losses) | $14,000 | 3,018 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $563,000 | 4,480 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $563,000 | 4,479 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $563,000 | 4,478 |
| Net charge-offs | $-19,000 | 6,736 |
| Cash dividends | $364,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $549,000 | 4,346 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 5,734 |
| Total interest expense | $221,000 | 5,578 |
| Net interest income | $1,177,000 | 5,699 |
| Provision for loan and lease losses | $20,000 | 5,104 |
| Total noninterest income | $289,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $150,000 | 3,518 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 4,183 |
| Total noninterest expense | $1,119,000 | 5,502 |
| Salaries and employee benefits | $542,000 | 5,647 |
| Premises and equipment expense | $188,000 | 4,513 |
| Additional noninterest expense | $389,000 | 5,392 |
| Pre-tax net operating income | $327,000 | 4,741 |
| Securities gains (losses) | $14,000 | 2,626 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $341,000 | 4,624 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $341,000 | 4,626 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $341,000 | 4,626 |
| Net charge-offs | $-48,000 | 6,975 |
| Cash dividends | $260,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $327,000 | 4,499 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $705,000 | 5,775 |
| Total interest expense | $113,000 | 5,653 |
| Net interest income | $592,000 | 5,724 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $137,000 | 4,417 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $70,000 | 3,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 4,295 |
| Total noninterest expense | $555,000 | 5,557 |
| Salaries and employee benefits | $261,000 | 5,757 |
| Premises and equipment expense | $92,000 | 4,583 |
| Additional noninterest expense | $202,000 | 5,337 |
| Pre-tax net operating income | $159,000 | 4,848 |
| Securities gains (losses) | $14,000 | 1,707 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $173,000 | 4,609 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $173,000 | 4,612 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $173,000 | 4,612 |
| Net charge-offs | $-5,000 | 6,379 |
| Cash dividends | $156,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $159,000 | 4,615 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 5,724 |
| Total interest expense | $534,000 | 5,729 |
| Net interest income | $2,518,000 | 5,635 |
| Provision for loan and lease losses | $160,000 | 4,860 |
| Total noninterest income | $509,000 | 4,367 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $314,000 | 3,514 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $195,000 | 4,493 |
| Total noninterest expense | $2,216,000 | 5,617 |
| Salaries and employee benefits | $1,156,000 | 5,591 |
| Premises and equipment expense | $380,000 | 4,677 |
| Additional noninterest expense | $680,000 | 5,753 |
| Pre-tax net operating income | $651,000 | 4,393 |
| Securities gains (losses) | $7,000 | 3,433 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $658,000 | 4,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $658,000 | 4,248 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $658,000 | 4,248 |
| Net charge-offs | $128,000 | 4,750 |
| Cash dividends | $468,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $651,000 | 4,145 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 5,771 |
| Total interest expense | $414,000 | 5,784 |
| Net interest income | $1,887,000 | 5,676 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $401,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $245,000 | 3,436 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $156,000 | 4,469 |
| Total noninterest expense | $1,678,000 | 5,608 |
| Salaries and employee benefits | $838,000 | 5,685 |
| Premises and equipment expense | $291,000 | 4,689 |
| Additional noninterest expense | $549,000 | 5,642 |
| Pre-tax net operating income | $565,000 | 4,315 |
| Securities gains (losses) | $7,000 | 3,148 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $572,000 | 4,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $572,000 | 4,111 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $572,000 | 4,111 |
| Net charge-offs | $-12,000 | 7,040 |
| Cash dividends | $364,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $565,000 | 4,008 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 5,803 |
| Total interest expense | $283,000 | 5,848 |
| Net interest income | $1,265,000 | 5,692 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $250,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $161,000 | 3,463 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,726 |
| Total noninterest expense | $1,098,000 | 5,719 |
| Salaries and employee benefits | $538,000 | 5,801 |
| Premises and equipment expense | $197,000 | 4,684 |
| Additional noninterest expense | $363,000 | 5,720 |
| Pre-tax net operating income | $387,000 | 4,255 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $393,000 | 4,008 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $393,000 | 4,009 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $393,000 | 4,010 |
| Net charge-offs | $-44,000 | 7,294 |
| Cash dividends | $260,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $387,000 | 3,946 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $773,000 | 5,848 |
| Total interest expense | $147,000 | 5,872 |
| Net interest income | $626,000 | 5,733 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $115,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $78,000 | 3,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,099 |
| Total noninterest expense | $534,000 | 5,817 |
| Salaries and employee benefits | $259,000 | 5,904 |
| Premises and equipment expense | $98,000 | 4,744 |
| Additional noninterest expense | $177,000 | 5,812 |
| Pre-tax net operating income | $192,000 | 4,304 |
| Securities gains (losses) | $6,000 | 1,415 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $198,000 | 4,005 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $198,000 | 4,004 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $198,000 | 4,005 |
| Net charge-offs | $-29,000 | 7,265 |
| Cash dividends | $156,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $192,000 | 3,995 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,206,000 | 5,906 |
| Total interest expense | $673,000 | 6,039 |
| Net interest income | $2,533,000 | 5,742 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $388,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $324,000 | 3,482 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $64,000 | 5,896 |
| Total noninterest expense | $2,160,000 | 5,851 |
| Salaries and employee benefits | $1,129,000 | 5,801 |
| Premises and equipment expense | $381,000 | 4,858 |
| Additional noninterest expense | $650,000 | 6,054 |
| Pre-tax net operating income | $701,000 | 3,908 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $701,000 | 3,853 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $701,000 | 3,853 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $701,000 | 3,855 |
| Net charge-offs | $61,000 | 5,786 |
| Cash dividends | $377,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $701,000 | 3,714 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,412,000 | 6,002 |
| Total interest expense | $514,000 | 6,159 |
| Net interest income | $1,898,000 | 5,822 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $359,000 | 4,730 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $235,000 | 3,625 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $124,000 | 4,938 |
| Total noninterest expense | $1,622,000 | 5,878 |
| Salaries and employee benefits | $847,000 | 5,842 |
| Premises and equipment expense | $299,000 | 4,847 |
| Additional noninterest expense | $476,000 | 6,151 |
| Pre-tax net operating income | $590,000 | 3,975 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $590,000 | 3,813 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $590,000 | 3,813 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $590,000 | 3,814 |
| Net charge-offs | $5,000 | 6,437 |
| Cash dividends | $286,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $590,000 | 3,667 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 6,065 |
| Total interest expense | $348,000 | 6,217 |
| Net interest income | $1,246,000 | 5,873 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $238,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $150,000 | 3,692 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $88,000 | 4,822 |
| Total noninterest expense | $1,069,000 | 5,943 |
| Salaries and employee benefits | $562,000 | 5,889 |
| Premises and equipment expense | $201,000 | 4,858 |
| Additional noninterest expense | $306,000 | 6,244 |
| Pre-tax net operating income | $385,000 | 4,051 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $385,000 | 3,849 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $385,000 | 3,847 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $385,000 | 3,848 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $195,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $385,000 | 3,740 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $780,000 | 6,177 |
| Total interest expense | $179,000 | 6,293 |
| Net interest income | $601,000 | 5,999 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $99,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $67,000 | 3,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $32,000 | 5,362 |
| Total noninterest expense | $540,000 | 5,994 |
| Salaries and employee benefits | $303,000 | 5,794 |
| Premises and equipment expense | $98,000 | 4,997 |
| Additional noninterest expense | $139,000 | 6,477 |
| Pre-tax net operating income | $145,000 | 4,601 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $145,000 | 4,435 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $145,000 | 4,436 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $145,000 | 4,434 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $104,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $145,000 | 4,319 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 6,257 |
| Total interest expense | $813,000 | 6,437 |
| Net interest income | $2,341,000 | 5,999 |
| Provision for loan and lease losses | $68,000 | 6,699 |
| Total noninterest income | $454,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $290,000 | 3,934 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $164,000 | 4,963 |
| Total noninterest expense | $2,123,000 | 6,084 |
| Salaries and employee benefits | $1,071,000 | 6,084 |
| Premises and equipment expense | $357,000 | 5,275 |
| Additional noninterest expense | $695,000 | 6,149 |
| Pre-tax net operating income | $604,000 | 3,764 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $604,000 | 3,581 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $604,000 | 3,580 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $604,000 | 3,580 |
| Net charge-offs | $60,000 | 6,092 |
| Cash dividends | $481,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $603,000 | 3,519 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 6,346 |
| Total interest expense | $613,000 | 6,555 |
| Net interest income | $1,731,000 | 6,053 |
| Provision for loan and lease losses | $12,000 | 7,072 |
| Total noninterest income | $343,000 | 4,951 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $216,000 | 3,963 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $127,000 | 5,040 |
| Total noninterest expense | $1,595,000 | 6,093 |
| Salaries and employee benefits | $829,000 | 6,052 |
| Premises and equipment expense | $266,000 | 5,325 |
| Additional noninterest expense | $500,000 | 6,248 |
| Pre-tax net operating income | $467,000 | 3,988 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $467,000 | 3,805 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $467,000 | 3,802 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $467,000 | 3,803 |
| Net charge-offs | $-10,000 | 7,873 |
| Cash dividends | $286,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $466,000 | 3,719 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 6,417 |
| Total interest expense | $413,000 | 6,662 |
| Net interest income | $1,136,000 | 6,094 |
| Provision for loan and lease losses | $12,000 | 6,848 |
| Total noninterest income | $232,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $144,000 | 3,944 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $88,000 | 5,024 |
| Total noninterest expense | $1,035,000 | 6,211 |
| Salaries and employee benefits | $530,000 | 6,213 |
| Premises and equipment expense | $176,000 | 5,399 |
| Additional noninterest expense | $329,000 | 6,292 |
| Pre-tax net operating income | $321,000 | 4,052 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $320,000 | 3,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 3,860 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $320,000 | 3,860 |
| Net charge-offs | $-33,000 | 8,048 |
| Cash dividends | $195,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $319,010 | 3,751 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $781,000 | 6,435 |
| Total interest expense | $208,000 | 6,739 |
| Net interest income | $573,000 | 6,083 |
| Provision for loan and lease losses | $12,000 | 6,236 |
| Total noninterest income | $94,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $70,000 | 3,970 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $524,000 | 6,154 |
| Salaries and employee benefits | $275,000 | 6,180 |
| Premises and equipment expense | $89,000 | 5,406 |
| Additional noninterest expense | $160,000 | 6,160 |
| Pre-tax net operating income | $131,000 | 4,693 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $129,000 | 4,587 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $129,000 | 4,591 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $129,000 | 4,591 |
| Net charge-offs | $-23,000 | 8,024 |
| Cash dividends | $104,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $129,000 | 4,420 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 6,449 |
| Total interest expense | $1,027,000 | 6,735 |
| Net interest income | $2,243,000 | 6,156 |
| Provision for loan and lease losses | $37,000 | 6,758 |
| Total noninterest income | $461,000 | 5,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $298,000 | 4,023 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $163,000 | 5,170 |
| Total noninterest expense | $1,866,000 | 6,410 |
| Salaries and employee benefits | $1,014,000 | 6,381 |
| Premises and equipment expense | $314,000 | 5,679 |
| Additional noninterest expense | $538,000 | 6,461 |
| Pre-tax net operating income | $801,000 | 4,158 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $-2,000 | 6,731 |
| Income before extraordinary items | $804,000 | 3,692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $804,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,988 |
| Cash dividends | $494,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $803,000 | 3,815 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 6,493 |
| Total interest expense | $807,000 | 6,768 |
| Net interest income | $1,671,000 | 6,216 |
| Provision for loan and lease losses | $12,000 | 6,700 |
| Total noninterest income | $350,000 | 5,077 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $216,000 | 4,109 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $134,000 | 5,139 |
| Total noninterest expense | $1,359,000 | 6,476 |
| Salaries and employee benefits | $749,000 | 6,441 |
| Premises and equipment expense | $219,000 | 5,868 |
| Additional noninterest expense | $391,000 | 6,521 |
| Pre-tax net operating income | $650,000 | 4,500 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $-2,000 | 7,251 |
| Income before extraordinary items | $653,000 | 3,960 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $653,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,934 |
| Cash dividends | $181,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $652,000 | 4,109 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 6,540 |
| Total interest expense | $561,000 | 6,812 |
| Net interest income | $1,102,000 | 6,255 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $232,000 | 5,147 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $141,000 | 4,160 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $91,000 | 5,205 |
| Total noninterest expense | $895,000 | 6,555 |
| Salaries and employee benefits | $493,000 | 6,531 |
| Premises and equipment expense | $147,000 | 5,881 |
| Additional noninterest expense | $255,000 | 6,600 |
| Pre-tax net operating income | $427,000 | 4,676 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $-2,000 | 7,559 |
| Income before extraordinary items | $430,000 | 4,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $430,000 | 4,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $91,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $429,000 | 4,266 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 6,594 |
| Total interest expense | $290,000 | 6,899 |
| Net interest income | $554,000 | 6,276 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $101,000 | 5,405 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $69,000 | 4,175 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $464,000 | 6,493 |
| Salaries and employee benefits | $267,000 | 6,368 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $127,000 | 6,594 |
| Pre-tax net operating income | $182,000 | 5,118 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $-2,000 | 7,763 |
| Income before extraordinary items | $185,000 | 4,814 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $185,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $184,000 | 4,712 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,383,000 | 6,592 |
| Total interest expense | $1,155,000 | 6,928 |
| Net interest income | $2,228,000 | 6,247 |
| Provision for loan and lease losses | $48,000 | 5,712 |
| Total noninterest income | $445,000 | 5,274 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $280,000 | 4,220 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $165,000 | 5,414 |
| Total noninterest expense | $1,821,000 | 6,452 |
| Salaries and employee benefits | $974,000 | 6,499 |
| Premises and equipment expense | $297,000 | 5,791 |
| Additional noninterest expense | $550,000 | 6,360 |
| Pre-tax net operating income | $804,000 | 5,164 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-20,000 | 7,846 |
| Income before extraordinary items | $824,000 | 4,728 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $824,000 | 4,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,202 |
| Cash dividends | $559,000 | 3,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $824,000 | 4,708 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 6,637 |
| Total interest expense | $840,000 | 7,020 |
| Net interest income | $1,686,000 | 6,268 |
| Provision for loan and lease losses | $36,000 | 5,408 |
| Total noninterest income | $345,000 | 5,244 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $206,000 | 4,278 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $139,000 | 5,234 |
| Total noninterest expense | $1,298,000 | 6,572 |
| Salaries and employee benefits | $694,000 | 6,619 |
| Premises and equipment expense | $229,000 | 5,734 |
| Additional noninterest expense | $375,000 | 6,562 |
| Pre-tax net operating income | $697,000 | 5,121 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-21,000 | 8,081 |
| Income before extraordinary items | $718,000 | 4,592 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $718,000 | 4,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,275 |
| Cash dividends | $182,000 | 4,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $718,000 | 4,586 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 6,711 |
| Total interest expense | $552,000 | 7,066 |
| Net interest income | $1,106,000 | 6,363 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $226,000 | 5,315 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $146,000 | 4,140 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $80,000 | 5,520 |
| Total noninterest expense | $866,000 | 6,619 |
| Salaries and employee benefits | $453,000 | 6,713 |
| Premises and equipment expense | $151,000 | 5,790 |
| Additional noninterest expense | $262,000 | 6,468 |
| Pre-tax net operating income | $442,000 | 5,304 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-20,000 | 8,201 |
| Income before extraordinary items | $462,000 | 4,739 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $462,000 | 4,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,767 |
| Cash dividends | $91,000 | 4,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $462,000 | 4,733 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $818,000 | 6,771 |
| Total interest expense | $274,000 | 7,088 |
| Net interest income | $544,000 | 6,421 |
| Provision for loan and lease losses | $12,000 | 4,908 |
| Total noninterest income | $113,000 | 5,260 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $72,000 | 4,107 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $41,000 | 5,473 |
| Total noninterest expense | $469,000 | 6,440 |
| Salaries and employee benefits | $255,000 | 6,482 |
| Premises and equipment expense | $74,000 | 5,891 |
| Additional noninterest expense | $140,000 | 6,307 |
| Pre-tax net operating income | $176,000 | 5,757 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-21,000 | 8,311 |
| Income before extraordinary items | $197,000 | 5,093 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $197,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $197,000 | 5,083 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 6,686 |
| Total interest expense | $905,000 | 7,114 |
| Net interest income | $2,218,000 | 6,314 |
| Provision for loan and lease losses | $78,000 | 5,050 |
| Total noninterest income | $436,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $281,000 | 4,252 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $155,000 | 5,562 |
| Total noninterest expense | $1,799,000 | 6,442 |
| Salaries and employee benefits | $909,000 | 6,635 |
| Premises and equipment expense | $284,000 | 5,869 |
| Additional noninterest expense | $606,000 | 6,038 |
| Pre-tax net operating income | $777,000 | 5,711 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-37,000 | 8,265 |
| Income before extraordinary items | $814,000 | 5,168 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $814,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,304 |
| Cash dividends | $858,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $814,000 | 5,165 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 6,739 |
| Total interest expense | $646,000 | 7,200 |
| Net interest income | $1,675,000 | 6,358 |
| Provision for loan and lease losses | $36,000 | 5,493 |
| Total noninterest income | $342,000 | 5,353 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $213,000 | 4,269 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 5,401 |
| Total noninterest expense | $1,338,000 | 6,474 |
| Salaries and employee benefits | $683,000 | 6,624 |
| Premises and equipment expense | $223,000 | 5,789 |
| Additional noninterest expense | $432,000 | 6,183 |
| Pre-tax net operating income | $643,000 | 5,720 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-37,000 | 8,485 |
| Income before extraordinary items | $680,000 | 5,066 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $680,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $494,000 | 2,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $680,000 | 5,061 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 6,757 |
| Total interest expense | $404,000 | 7,256 |
| Net interest income | $1,127,000 | 6,374 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $245,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $148,000 | 4,169 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,198 |
| Total noninterest expense | $887,000 | 6,516 |
| Salaries and employee benefits | $444,000 | 6,717 |
| Premises and equipment expense | $152,000 | 5,737 |
| Additional noninterest expense | $291,000 | 6,161 |
| Pre-tax net operating income | $461,000 | 5,590 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-37,000 | 8,560 |
| Income before extraordinary items | $498,000 | 4,886 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $498,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,722 |
| Cash dividends | $403,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $498,000 | 4,878 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $741,000 | 6,814 |
| Total interest expense | $193,000 | 7,291 |
| Net interest income | $548,000 | 6,454 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $106,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $451,000 | 6,473 |
| Salaries and employee benefits | $230,000 | 6,652 |
| Premises and equipment expense | $74,000 | 5,831 |
| Additional noninterest expense | $147,000 | 6,114 |
| Pre-tax net operating income | $191,000 | 5,935 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-37,000 | 8,624 |
| Income before extraordinary items | $228,000 | 5,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 5,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,116 |
| Cash dividends | $312,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $228,000 | 5,036 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 6,751 |
| Total interest expense | $667,000 | 7,137 |
| Net interest income | $2,137,000 | 6,471 |
| Provision for loan and lease losses | $156,000 | 4,056 |
| Total noninterest income | $396,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $243,000 | 4,623 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $153,000 | 5,688 |
| Total noninterest expense | $1,704,000 | 6,559 |
| Salaries and employee benefits | $858,000 | 6,759 |
| Premises and equipment expense | $289,000 | 5,831 |
| Additional noninterest expense | $557,000 | 6,270 |
| Pre-tax net operating income | $673,000 | 6,222 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $73,000 | 5,614 |
| Income before extraordinary items | $600,000 | 6,003 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $600,000 | 6,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,012 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $600,000 | 5,968 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 6,772 |
| Total interest expense | $483,000 | 7,143 |
| Net interest income | $1,600,000 | 6,498 |
| Provision for loan and lease losses | $77,000 | 4,675 |
| Total noninterest income | $298,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $181,000 | 4,678 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $117,000 | 5,667 |
| Total noninterest expense | $1,265,000 | 6,591 |
| Salaries and employee benefits | $640,000 | 6,756 |
| Premises and equipment expense | $221,000 | 5,787 |
| Additional noninterest expense | $404,000 | 6,322 |
| Pre-tax net operating income | $556,000 | 6,184 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $70,000 | 5,547 |
| Income before extraordinary items | $486,000 | 5,969 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $486,000 | 5,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $400,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $486,000 | 5,935 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 6,751 |
| Total interest expense | $312,000 | 7,113 |
| Net interest income | $1,065,000 | 6,508 |
| Provision for loan and lease losses | $38,000 | 4,924 |
| Total noninterest income | $196,000 | 5,783 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $119,000 | 4,670 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $77,000 | 5,690 |
| Total noninterest expense | $844,000 | 6,601 |
| Salaries and employee benefits | $423,000 | 6,797 |
| Premises and equipment expense | $151,000 | 5,689 |
| Additional noninterest expense | $270,000 | 6,311 |
| Pre-tax net operating income | $379,000 | 6,117 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $63,000 | 5,307 |
| Income before extraordinary items | $316,000 | 6,008 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $316,000 | 6,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,020 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $316,000 | 5,953 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $672,000 | 6,834 |
| Total interest expense | $149,000 | 7,180 |
| Net interest income | $523,000 | 6,594 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $79,000 | 6,196 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $50,000 | 4,996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $405,000 | 6,739 |
| Salaries and employee benefits | $200,000 | 6,975 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $131,000 | 6,423 |
| Pre-tax net operating income | $188,000 | 6,091 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $57,000 | 4,604 |
| Income before extraordinary items | $131,000 | 6,379 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $131,000 | 6,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,076 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $131,000 | 6,340 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 6,744 |
| Total interest expense | $586,000 | 6,993 |
| Net interest income | $2,084,000 | 6,507 |
| Provision for loan and lease losses | $39,000 | 6,213 |
| Total noninterest income | $362,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $202,000 | 5,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $160,000 | 5,564 |
| Total noninterest expense | $1,714,000 | 6,513 |
| Salaries and employee benefits | $832,000 | 6,823 |
| Premises and equipment expense | $319,000 | 5,502 |
| Additional noninterest expense | $563,000 | 6,191 |
| Pre-tax net operating income | $693,000 | 6,125 |
| Securities gains (losses) | $-53,000 | 8,608 |
| Applicable income taxes | $235,000 | 4,536 |
| Income before extraordinary items | $405,000 | 6,742 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $405,000 | 6,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,933 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-448,000 | 8,925 |
| Net operating income | $438,920 | 6,542 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 6,748 |
| Total interest expense | $437,000 | 7,017 |
| Net interest income | $1,568,000 | 6,514 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $281,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $148,000 | 5,291 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $133,000 | 5,374 |
| Total noninterest expense | $1,262,000 | 6,525 |
| Salaries and employee benefits | $612,000 | 6,851 |
| Premises and equipment expense | $255,000 | 5,284 |
| Additional noninterest expense | $395,000 | 6,348 |
| Pre-tax net operating income | $569,000 | 6,023 |
| Securities gains (losses) | $-54,000 | 8,814 |
| Applicable income taxes | $188,000 | 4,544 |
| Income before extraordinary items | $327,000 | 6,741 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $327,000 | 6,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $361,560 | 6,473 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 6,781 |
| Total interest expense | $292,000 | 7,029 |
| Net interest income | $1,046,000 | 6,539 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $182,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $96,000 | 5,356 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 5,466 |
| Total noninterest expense | $855,000 | 6,532 |
| Salaries and employee benefits | $425,000 | 6,790 |
| Premises and equipment expense | $170,000 | 5,314 |
| Additional noninterest expense | $260,000 | 6,416 |
| Pre-tax net operating income | $361,000 | 6,115 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $132,000 | 4,458 |
| Income before extraordinary items | $229,000 | 6,638 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $229,000 | 6,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $229,000 | 6,550 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 6,854 |
| Total interest expense | $146,000 | 7,091 |
| Net interest income | $514,000 | 6,616 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $77,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $46,000 | 5,389 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $399,000 | 6,766 |
| Salaries and employee benefits | $201,000 | 6,973 |
| Premises and equipment expense | $79,000 | 5,553 |
| Additional noninterest expense | $119,000 | 6,689 |
| Pre-tax net operating income | $186,000 | 5,992 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $68,000 | 4,390 |
| Income before extraordinary items | $118,000 | 6,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $118,000 | 6,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $118,000 | 6,434 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 6,783 |
| Total interest expense | $660,000 | 7,186 |
| Net interest income | $2,105,000 | 6,421 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $303,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $191,000 | 5,363 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $112,000 | 6,340 |
| Total noninterest expense | $1,668,000 | 6,579 |
| Salaries and employee benefits | $833,000 | 6,797 |
| Premises and equipment expense | $319,000 | 5,474 |
| Additional noninterest expense | $516,000 | 6,456 |
| Pre-tax net operating income | $704,000 | 6,003 |
| Securities gains (losses) | $22,000 | 3,160 |
| Applicable income taxes | $268,000 | 4,455 |
| Income before extraordinary items | $458,000 | 6,526 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $458,000 | 6,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,655 |
| Cash dividends | $599,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $443,920 | 6,437 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 6,829 |
| Total interest expense | $510,000 | 7,264 |
| Net interest income | $1,581,000 | 6,464 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $229,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $140,000 | 5,456 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,283 |
| Total noninterest expense | $1,238,000 | 6,596 |
| Salaries and employee benefits | $619,000 | 6,831 |
| Premises and equipment expense | $229,000 | 5,589 |
| Additional noninterest expense | $390,000 | 6,413 |
| Pre-tax net operating income | $545,000 | 6,102 |
| Securities gains (losses) | $22,000 | 2,902 |
| Applicable income taxes | $210,000 | 4,580 |
| Income before extraordinary items | $357,000 | 6,620 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $357,000 | 6,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,895 |
| Cash dividends | $599,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $342,920 | 6,517 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 6,859 |
| Total interest expense | $354,000 | 7,298 |
| Net interest income | $1,057,000 | 6,471 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $158,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $95,000 | 5,392 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $63,000 | 6,165 |
| Total noninterest expense | $843,000 | 6,548 |
| Salaries and employee benefits | $431,000 | 6,738 |
| Premises and equipment expense | $155,000 | 5,554 |
| Additional noninterest expense | $257,000 | 6,440 |
| Pre-tax net operating income | $354,000 | 6,148 |
| Securities gains (losses) | $22,000 | 2,556 |
| Applicable income taxes | $140,000 | 4,611 |
| Income before extraordinary items | $236,000 | 6,645 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $236,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,920 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $221,920 | 6,568 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $716,000 | 6,843 |
| Total interest expense | $184,000 | 7,297 |
| Net interest income | $532,000 | 6,458 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $91,000 | 6,131 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $407,000 | 6,660 |
| Salaries and employee benefits | $204,000 | 6,922 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $128,000 | 6,459 |
| Pre-tax net operating income | $207,000 | 5,768 |
| Securities gains (losses) | $22,000 | 1,846 |
| Applicable income taxes | $82,000 | 4,307 |
| Income before extraordinary items | $147,000 | 6,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $132,920 | 6,151 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 6,790 |
| Total interest expense | $935,000 | 7,099 |
| Net interest income | $2,125,000 | 6,438 |
| Provision for loan and lease losses | $157,000 | 4,839 |
| Total noninterest income | $359,000 | 6,035 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $191,000 | 5,304 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $168,000 | 5,360 |
| Total noninterest expense | $1,695,000 | 6,468 |
| Salaries and employee benefits | $823,000 | 6,804 |
| Premises and equipment expense | $337,000 | 5,208 |
| Additional noninterest expense | $535,000 | 6,308 |
| Pre-tax net operating income | $632,000 | 6,322 |
| Securities gains (losses) | $32,000 | 2,782 |
| Applicable income taxes | $247,000 | 4,784 |
| Income before extraordinary items | $417,000 | 6,760 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $417,000 | 6,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,060 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $396,520 | 6,728 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 6,900 |
| Total interest expense | $1,506,000 | 6,962 |
| Net interest income | $1,835,000 | 6,732 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $340,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $219,000 | 4,955 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $121,000 | 5,991 |
| Total noninterest expense | $1,778,000 | 6,180 |
| Salaries and employee benefits | $691,000 | 7,238 |
| Premises and equipment expense | $289,000 | 5,640 |
| Additional noninterest expense | $798,000 | 4,792 |
| Pre-tax net operating income | $337,000 | 7,250 |
| Securities gains (losses) | $24,000 | 3,012 |
| Applicable income taxes | $117,000 | 5,804 |
| Income before extraordinary items | $244,000 | 7,468 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $244,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,810 |
| Cash dividends | $232,000 | 4,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $227,680 | 7,431 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 7,138 |
| Total interest expense | $1,467,000 | 7,231 |
| Net interest income | $1,811,000 | 6,902 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $382,000 | 5,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 4,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,240 |
| Total noninterest expense | $1,578,000 | 6,540 |
| Salaries and employee benefits | $725,000 | 7,081 |
| Premises and equipment expense | $270,000 | 5,774 |
| Additional noninterest expense | $583,000 | 5,898 |
| Pre-tax net operating income | $515,000 | 6,924 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $177,000 | 5,644 |
| Income before extraordinary items | $338,000 | 7,233 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $338,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,434 |
| Cash dividends | $242,000 | 4,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $338,000 | 7,226 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 7,525 |
| Total interest expense | $1,238,000 | 7,542 |
| Net interest income | $1,627,000 | 7,338 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $288,000 | 6,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,379 |
| Total noninterest expense | $1,511,000 | 6,754 |
| Salaries and employee benefits | $751,000 | 6,982 |
| Premises and equipment expense | $205,000 | 6,733 |
| Additional noninterest expense | $555,000 | 6,116 |
| Pre-tax net operating income | $404,000 | 7,588 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $125,000 | 6,576 |
| Income before extraordinary items | $279,000 | 7,728 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $279,000 | 7,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,531 |
| Cash dividends | $288,000 | 4,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $279,000 | 7,705 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 7,934 |
| Total interest expense | $1,176,000 | 7,967 |
| Net interest income | $1,466,000 | 7,763 |
| Provision for loan and lease losses | $14,000 | 8,020 |
| Total noninterest income | $232,000 | 7,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,752 |
| Total noninterest expense | $1,230,000 | 7,458 |
| Salaries and employee benefits | $599,000 | 7,770 |
| Premises and equipment expense | $147,000 | 7,718 |
| Additional noninterest expense | $484,000 | 6,547 |
| Pre-tax net operating income | $454,000 | 7,610 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $154,000 | 6,784 |
| Income before extraordinary items | $300,000 | 7,891 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $300,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,812 |
| Cash dividends | $276,000 | 4,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $300,000 | 7,803 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 8,554 |
| Total interest expense | $1,009,000 | 8,669 |
| Net interest income | $1,360,000 | 8,326 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $212,000 | 7,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,280 |
| Total noninterest expense | $1,083,000 | 8,056 |
| Salaries and employee benefits | $539,000 | 8,340 |
| Premises and equipment expense | $169,000 | 7,402 |
| Additional noninterest expense | $375,000 | 7,577 |
| Pre-tax net operating income | $489,000 | 7,982 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $166,000 | 7,380 |
| Income before extraordinary items | $323,000 | 8,200 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $323,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 10,507 |
| Cash dividends | $131,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $323,000 | 8,160 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 9,210 |
| Total interest expense | $922,000 | 9,262 |
| Net interest income | $1,202,000 | 9,022 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $162,000 | 8,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,849 |
| Total noninterest expense | $895,000 | 9,074 |
| Salaries and employee benefits | $422,000 | 9,455 |
| Premises and equipment expense | $182,000 | 7,382 |
| Additional noninterest expense | $291,000 | 8,978 |
| Pre-tax net operating income | $463,000 | 8,148 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $153,000 | 7,833 |
| Income before extraordinary items | $310,000 | 8,337 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $310,000 | 8,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $175,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $310,000 | 8,279 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 9,794 |
| Total interest expense | $800,000 | 9,942 |
| Net interest income | $1,154,000 | 9,471 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $127,000 | 9,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $716,000 | 10,121 |
| Salaries and employee benefits | $374,000 | 10,132 |
| Premises and equipment expense | $104,000 | 9,513 |
| Additional noninterest expense | $238,000 | 9,956 |
| Pre-tax net operating income | $559,000 | 8,130 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $199,000 | 7,429 |
| Income before extraordinary items | $360,000 | 8,390 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $360,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,259 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $360,000 | 8,372 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 10,366 |
| Total interest expense | $629,000 | 10,460 |
| Net interest income | $1,064,000 | 10,201 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $130,000 | 10,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $685,000 | 10,767 |
| Salaries and employee benefits | $354,000 | 10,695 |
| Premises and equipment expense | $101,000 | 9,993 |
| Additional noninterest expense | $230,000 | 10,775 |
| Pre-tax net operating income | $497,000 | 8,672 |
| Securities gains (losses) | $-57,000 | 11,138 |
| Applicable income taxes | $157,000 | 8,162 |
| Income before extraordinary items | $283,000 | 9,331 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $283,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $96,000 | 7,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $319,480 | 9,004 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 10,860 |
| Total interest expense | $607,000 | 11,097 |
| Net interest income | $1,066,000 | 10,545 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $135,000 | 10,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $645,000 | 11,403 |
| Salaries and employee benefits | $341,000 | 11,238 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $203,000 | 11,689 |
| Pre-tax net operating income | $544,000 | 8,341 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $184,000 | 7,926 |
| Income before extraordinary items | $360,000 | 8,833 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $360,000 | 9,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $96,000 | 7,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $360,000 | 8,569 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 11,360 |
| Total interest expense | $748,000 | 11,586 |
| Net interest income | $1,028,000 | 10,998 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $121,000 | 11,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $614,000 | 11,975 |
| Salaries and employee benefits | $335,000 | 11,607 |
| Premises and equipment expense | $67,000 | 11,992 |
| Additional noninterest expense | $212,000 | 12,073 |
| Pre-tax net operating income | $511,000 | 8,330 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $180,000 | 7,969 |
| Income before extraordinary items | $331,000 | 8,919 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $331,000 | 9,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $96,000 | 6,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $331,000 | 8,559 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.