Home > Community Bank > Income and Expense
Community Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $28,508,000 | 1,008 |
| Total interest expense | $2,757,000 | 1,173 |
| Net interest income | $25,751,000 | 979 |
| Provision for loan and lease losses | $624,000 | 1,253 |
| Total noninterest income | $5,263,000 | 1,078 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $3,182,000 | 418 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,081,000 | 1,496 |
| Total noninterest expense | $17,984,000 | 1,154 |
| Salaries and employee benefits | $7,537,000 | 1,477 |
| Premises and equipment expense | $1,405,000 | 1,606 |
| Additional noninterest expense | $9,042,000 | 741 |
| Pre-tax net operating income | $12,406,000 | 823 |
| Securities gains (losses) | $2,000 | 1,996 |
| Applicable income taxes | $4,972,000 | 668 |
| Income before extraordinary items | $7,436,000 | 968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,436,000 | 968 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,436,000 | 968 |
| Net charge-offs | $1,031,000 | 684 |
| Cash dividends | $6,850,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 635 |
| Net operating income | $7,434,720 | 955 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $21,226,000 | 1,013 |
| Total interest expense | $2,008,000 | 1,183 |
| Net interest income | $19,218,000 | 989 |
| Provision for loan and lease losses | $482,000 | 1,178 |
| Total noninterest income | $3,969,000 | 1,093 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $2,347,000 | 428 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,622,000 | 1,476 |
| Total noninterest expense | $13,440,000 | 1,163 |
| Salaries and employee benefits | $5,732,000 | 1,466 |
| Premises and equipment expense | $1,053,000 | 1,609 |
| Additional noninterest expense | $6,655,000 | 750 |
| Pre-tax net operating income | $9,265,000 | 839 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $3,348,000 | 629 |
| Income before extraordinary items | $5,919,000 | 1,002 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,919,000 | 1,002 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,919,000 | 1,002 |
| Net charge-offs | $439,000 | 886 |
| Cash dividends | $5,050,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 614 |
| Net operating income | $5,917,720 | 988 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $13,885,000 | 1,024 |
| Total interest expense | $1,290,000 | 1,183 |
| Net interest income | $12,595,000 | 996 |
| Provision for loan and lease losses | $336,000 | 1,108 |
| Total noninterest income | $2,610,000 | 1,105 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $1,523,000 | 436 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,087,000 | 1,467 |
| Total noninterest expense | $8,849,000 | 1,177 |
| Salaries and employee benefits | $3,811,000 | 1,471 |
| Premises and equipment expense | $690,000 | 1,640 |
| Additional noninterest expense | $4,348,000 | 763 |
| Pre-tax net operating income | $6,020,000 | 836 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $2,173,000 | 631 |
| Income before extraordinary items | $3,849,000 | 1,009 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,849,000 | 1,010 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,849,000 | 1,009 |
| Net charge-offs | $299,000 | 831 |
| Cash dividends | $3,250,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 630 |
| Net operating income | $3,847,720 | 999 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 1,019 |
| Total interest expense | $630,000 | 1,180 |
| Net interest income | $6,219,000 | 1,005 |
| Provision for loan and lease losses | $185,000 | 985 |
| Total noninterest income | $1,324,000 | 1,093 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $765,000 | 434 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $559,000 | 1,434 |
| Total noninterest expense | $4,382,000 | 1,196 |
| Salaries and employee benefits | $1,916,000 | 1,486 |
| Premises and equipment expense | $342,000 | 1,678 |
| Additional noninterest expense | $2,124,000 | 769 |
| Pre-tax net operating income | $2,976,000 | 818 |
| Securities gains (losses) | $2,000 | 951 |
| Applicable income taxes | $1,100,000 | 617 |
| Income before extraordinary items | $1,878,000 | 1,010 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,878,000 | 1,011 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,878,000 | 1,010 |
| Net charge-offs | $167,000 | 675 |
| Cash dividends | $1,500,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 524 |
| Net operating income | $1,876,720 | 997 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $27,556,000 | 988 |
| Total interest expense | $2,438,000 | 1,176 |
| Net interest income | $25,118,000 | 963 |
| Provision for loan and lease losses | $653,000 | 1,234 |
| Total noninterest income | $5,173,000 | 1,119 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $3,264,000 | 418 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,909,000 | 1,638 |
| Total noninterest expense | $17,412,000 | 1,177 |
| Salaries and employee benefits | $7,306,000 | 1,486 |
| Premises and equipment expense | $1,418,000 | 1,603 |
| Additional noninterest expense | $8,688,000 | 765 |
| Pre-tax net operating income | $12,226,000 | 773 |
| Securities gains (losses) | $66,000 | 1,647 |
| Applicable income taxes | $4,439,000 | 599 |
| Income before extraordinary items | $7,853,000 | 953 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,853,000 | 952 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,853,000 | 952 |
| Net charge-offs | $713,000 | 854 |
| Cash dividends | $5,000,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 615 |
| Net operating income | $7,810,760 | 931 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $20,603,000 | 990 |
| Total interest expense | $1,820,000 | 1,185 |
| Net interest income | $18,783,000 | 961 |
| Provision for loan and lease losses | $458,000 | 1,208 |
| Total noninterest income | $3,921,000 | 1,116 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $2,433,000 | 419 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,488,000 | 1,598 |
| Total noninterest expense | $13,168,000 | 1,176 |
| Salaries and employee benefits | $5,621,000 | 1,447 |
| Premises and equipment expense | $1,077,000 | 1,588 |
| Additional noninterest expense | $6,470,000 | 770 |
| Pre-tax net operating income | $9,078,000 | 777 |
| Securities gains (losses) | $66,000 | 1,564 |
| Applicable income taxes | $3,335,000 | 612 |
| Income before extraordinary items | $5,809,000 | 964 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,809,000 | 964 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,809,000 | 964 |
| Net charge-offs | $446,000 | 870 |
| Cash dividends | $3,500,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 582 |
| Net operating income | $5,766,760 | 940 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,615,000 | 1,000 |
| Total interest expense | $1,196,000 | 1,197 |
| Net interest income | $12,419,000 | 969 |
| Provision for loan and lease losses | $303,000 | 1,225 |
| Total noninterest income | $2,624,000 | 1,092 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,587,000 | 420 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,037,000 | 1,510 |
| Total noninterest expense | $8,752,000 | 1,180 |
| Salaries and employee benefits | $3,740,000 | 1,457 |
| Premises and equipment expense | $716,000 | 1,592 |
| Additional noninterest expense | $4,296,000 | 776 |
| Pre-tax net operating income | $5,988,000 | 783 |
| Securities gains (losses) | $66,000 | 1,249 |
| Applicable income taxes | $2,243,000 | 597 |
| Income before extraordinary items | $3,811,000 | 965 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,811,000 | 964 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,811,000 | 964 |
| Net charge-offs | $294,000 | 877 |
| Cash dividends | $2,500,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 564 |
| Net operating income | $3,768,760 | 946 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 1,005 |
| Total interest expense | $579,000 | 1,234 |
| Net interest income | $6,192,000 | 963 |
| Provision for loan and lease losses | $120,000 | 1,367 |
| Total noninterest income | $1,311,000 | 1,066 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $798,000 | 417 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $513,000 | 1,480 |
| Total noninterest expense | $4,358,000 | 1,184 |
| Salaries and employee benefits | $1,857,000 | 1,473 |
| Premises and equipment expense | $358,000 | 1,594 |
| Additional noninterest expense | $2,143,000 | 759 |
| Pre-tax net operating income | $3,025,000 | 758 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $1,129,000 | 581 |
| Income before extraordinary items | $1,896,000 | 943 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,896,000 | 944 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,896,000 | 944 |
| Net charge-offs | $111,000 | 955 |
| Cash dividends | $1,000,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 538 |
| Net operating income | $1,896,000 | 909 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $26,363,000 | 992 |
| Total interest expense | $2,137,000 | 1,296 |
| Net interest income | $24,226,000 | 952 |
| Provision for loan and lease losses | $370,000 | 1,675 |
| Total noninterest income | $5,046,000 | 1,116 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $3,330,000 | 408 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,716,000 | 1,698 |
| Total noninterest expense | $16,839,000 | 1,190 |
| Salaries and employee benefits | $7,043,000 | 1,504 |
| Premises and equipment expense | $1,415,000 | 1,616 |
| Additional noninterest expense | $8,381,000 | 785 |
| Pre-tax net operating income | $12,063,000 | 742 |
| Securities gains (losses) | $86,000 | 1,253 |
| Applicable income taxes | $4,469,000 | 572 |
| Income before extraordinary items | $7,680,000 | 927 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,680,000 | 927 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,680,000 | 927 |
| Net charge-offs | $478,000 | 1,204 |
| Cash dividends | $7,350,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 650 |
| Net operating income | $7,624,960 | 917 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $19,691,000 | 999 |
| Total interest expense | $1,583,000 | 1,326 |
| Net interest income | $18,108,000 | 958 |
| Provision for loan and lease losses | $235,000 | 1,764 |
| Total noninterest income | $3,841,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $2,495,000 | 411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,346,000 | 1,669 |
| Total noninterest expense | $12,790,000 | 1,185 |
| Salaries and employee benefits | $5,429,000 | 1,471 |
| Premises and equipment expense | $1,090,000 | 1,586 |
| Additional noninterest expense | $6,271,000 | 783 |
| Pre-tax net operating income | $8,924,000 | 770 |
| Securities gains (losses) | $86,000 | 1,121 |
| Applicable income taxes | $3,316,000 | 599 |
| Income before extraordinary items | $5,694,000 | 935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,694,000 | 935 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,694,000 | 935 |
| Net charge-offs | $214,000 | 1,485 |
| Cash dividends | $5,550,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 622 |
| Net operating income | $5,638,960 | 915 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $13,015,000 | 1,010 |
| Total interest expense | $1,046,000 | 1,345 |
| Net interest income | $11,969,000 | 961 |
| Provision for loan and lease losses | $175,000 | 1,648 |
| Total noninterest income | $2,605,000 | 1,114 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,612,000 | 422 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $993,000 | 1,563 |
| Total noninterest expense | $8,441,000 | 1,193 |
| Salaries and employee benefits | $3,602,000 | 1,485 |
| Premises and equipment expense | $712,000 | 1,644 |
| Additional noninterest expense | $4,127,000 | 797 |
| Pre-tax net operating income | $5,958,000 | 771 |
| Securities gains (losses) | $-10,000 | 6,114 |
| Applicable income taxes | $2,191,000 | 603 |
| Income before extraordinary items | $3,757,000 | 947 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,757,000 | 947 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,757,000 | 947 |
| Net charge-offs | $149,000 | 1,377 |
| Cash dividends | $3,650,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 606 |
| Net operating income | $3,763,400 | 918 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,435,000 | 1,012 |
| Total interest expense | $514,000 | 1,367 |
| Net interest income | $5,921,000 | 968 |
| Provision for loan and lease losses | $95,000 | 1,504 |
| Total noninterest income | $1,284,000 | 1,076 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $771,000 | 430 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $513,000 | 1,480 |
| Total noninterest expense | $4,214,000 | 1,212 |
| Salaries and employee benefits | $1,790,000 | 1,503 |
| Premises and equipment expense | $358,000 | 1,648 |
| Additional noninterest expense | $2,066,000 | 793 |
| Pre-tax net operating income | $2,896,000 | 767 |
| Securities gains (losses) | $-14,000 | 6,270 |
| Applicable income taxes | $1,064,000 | 608 |
| Income before extraordinary items | $1,818,000 | 940 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,818,000 | 941 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,818,000 | 941 |
| Net charge-offs | $81,000 | 1,249 |
| Cash dividends | $1,900,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 605 |
| Net operating income | $1,826,960 | 900 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $26,794,000 | 951 |
| Total interest expense | $2,098,000 | 1,396 |
| Net interest income | $24,696,000 | 891 |
| Provision for loan and lease losses | $815,000 | 1,008 |
| Total noninterest income | $5,376,000 | 1,045 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $3,198,000 | 434 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,178,000 | 1,372 |
| Total noninterest expense | $16,622,000 | 1,199 |
| Salaries and employee benefits | $6,432,000 | 1,613 |
| Premises and equipment expense | $1,479,000 | 1,588 |
| Additional noninterest expense | $8,711,000 | 753 |
| Pre-tax net operating income | $12,635,000 | 670 |
| Securities gains (losses) | $-34,000 | 6,199 |
| Applicable income taxes | $4,659,000 | 528 |
| Income before extraordinary items | $7,942,000 | 834 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,942,000 | 833 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,942,000 | 833 |
| Net charge-offs | $1,215,000 | 766 |
| Cash dividends | $7,250,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 6,398 |
| Net operating income | $7,963,760 | 814 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $20,045,000 | 959 |
| Total interest expense | $1,570,000 | 1,421 |
| Net interest income | $18,475,000 | 893 |
| Provision for loan and lease losses | $615,000 | 975 |
| Total noninterest income | $4,050,000 | 1,048 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $2,379,000 | 441 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,671,000 | 1,355 |
| Total noninterest expense | $12,618,000 | 1,197 |
| Salaries and employee benefits | $4,975,000 | 1,567 |
| Premises and equipment expense | $1,138,000 | 1,563 |
| Additional noninterest expense | $6,505,000 | 755 |
| Pre-tax net operating income | $9,292,000 | 681 |
| Securities gains (losses) | $39,000 | 1,599 |
| Applicable income taxes | $3,447,000 | 536 |
| Income before extraordinary items | $5,884,000 | 843 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,884,000 | 842 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,884,000 | 842 |
| Net charge-offs | $713,000 | 881 |
| Cash dividends | $5,500,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $-13,000 | 6,502 |
| Net operating income | $5,859,040 | 835 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,288,000 | 950 |
| Total interest expense | $1,041,000 | 1,437 |
| Net interest income | $12,247,000 | 892 |
| Provision for loan and lease losses | $430,000 | 949 |
| Total noninterest income | $2,735,000 | 1,011 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,539,000 | 447 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,196,000 | 1,290 |
| Total noninterest expense | $8,415,000 | 1,195 |
| Salaries and employee benefits | $3,352,000 | 1,552 |
| Premises and equipment expense | $750,000 | 1,580 |
| Additional noninterest expense | $4,313,000 | 754 |
| Pre-tax net operating income | $6,137,000 | 671 |
| Securities gains (losses) | $-4,000 | 6,185 |
| Applicable income taxes | $2,266,000 | 526 |
| Income before extraordinary items | $3,867,000 | 844 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,867,000 | 844 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,867,000 | 844 |
| Net charge-offs | $534,000 | 824 |
| Cash dividends | $3,750,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 6,584 |
| Net operating income | $3,869,560 | 822 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,647,000 | 955 |
| Total interest expense | $522,000 | 1,452 |
| Net interest income | $6,125,000 | 891 |
| Provision for loan and lease losses | $240,000 | 872 |
| Total noninterest income | $1,283,000 | 1,031 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $743,000 | 451 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $540,000 | 1,338 |
| Total noninterest expense | $4,179,000 | 1,216 |
| Salaries and employee benefits | $1,672,000 | 1,571 |
| Premises and equipment expense | $360,000 | 1,668 |
| Additional noninterest expense | $2,147,000 | 758 |
| Pre-tax net operating income | $2,989,000 | 672 |
| Securities gains (losses) | $7,000 | 1,257 |
| Applicable income taxes | $1,106,000 | 518 |
| Income before extraordinary items | $1,890,000 | 829 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,890,000 | 831 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,890,000 | 830 |
| Net charge-offs | $127,000 | 1,215 |
| Cash dividends | $2,000,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 642 |
| Net operating income | $1,885,520 | 811 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $27,557,000 | 919 |
| Total interest expense | $2,429,000 | 1,402 |
| Net interest income | $25,128,000 | 849 |
| Provision for loan and lease losses | $970,000 | 1,130 |
| Total noninterest income | $4,309,000 | 1,261 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,255,000 | 440 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,054,000 | 2,313 |
| Total noninterest expense | $16,319,000 | 1,235 |
| Salaries and employee benefits | $6,435,000 | 1,608 |
| Premises and equipment expense | $1,393,000 | 1,683 |
| Additional noninterest expense | $8,491,000 | 805 |
| Pre-tax net operating income | $12,148,000 | 645 |
| Securities gains (losses) | $174,000 | 978 |
| Applicable income taxes | $4,415,000 | 493 |
| Income before extraordinary items | $7,907,000 | 796 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,907,000 | 796 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,907,000 | 797 |
| Net charge-offs | $1,046,000 | 1,232 |
| Cash dividends | $7,300,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 769 |
| Net operating income | $7,795,640 | 796 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $20,779,000 | 914 |
| Total interest expense | $1,878,000 | 1,400 |
| Net interest income | $18,901,000 | 853 |
| Provision for loan and lease losses | $700,000 | 1,182 |
| Total noninterest income | $3,178,000 | 1,299 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,418,000 | 442 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $760,000 | 2,404 |
| Total noninterest expense | $12,269,000 | 1,241 |
| Salaries and employee benefits | $4,907,000 | 1,589 |
| Premises and equipment expense | $1,059,000 | 1,675 |
| Additional noninterest expense | $6,303,000 | 814 |
| Pre-tax net operating income | $9,110,000 | 664 |
| Securities gains (losses) | $174,000 | 885 |
| Applicable income taxes | $3,385,000 | 506 |
| Income before extraordinary items | $5,899,000 | 809 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,899,000 | 811 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,899,000 | 811 |
| Net charge-offs | $758,000 | 1,226 |
| Cash dividends | $5,300,000 | 387 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 726 |
| Net operating income | $5,787,640 | 806 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $13,764,000 | 914 |
| Total interest expense | $1,293,000 | 1,380 |
| Net interest income | $12,471,000 | 854 |
| Provision for loan and lease losses | $450,000 | 1,252 |
| Total noninterest income | $2,001,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,554,000 | 452 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $447,000 | 2,634 |
| Total noninterest expense | $8,105,000 | 1,249 |
| Salaries and employee benefits | $3,294,000 | 1,583 |
| Premises and equipment expense | $691,000 | 1,710 |
| Additional noninterest expense | $4,120,000 | 814 |
| Pre-tax net operating income | $5,917,000 | 666 |
| Securities gains (losses) | $160,000 | 848 |
| Applicable income taxes | $2,197,000 | 507 |
| Income before extraordinary items | $3,880,000 | 800 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,880,000 | 800 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,880,000 | 802 |
| Net charge-offs | $568,000 | 1,154 |
| Cash dividends | $3,300,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 686 |
| Net operating income | $3,777,600 | 798 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,856,000 | 923 |
| Total interest expense | $662,000 | 1,400 |
| Net interest income | $6,194,000 | 863 |
| Provision for loan and lease losses | $270,000 | 1,098 |
| Total noninterest income | $1,105,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $734,000 | 474 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $371,000 | 1,948 |
| Total noninterest expense | $4,055,000 | 1,255 |
| Salaries and employee benefits | $1,692,000 | 1,551 |
| Premises and equipment expense | $343,000 | 1,744 |
| Additional noninterest expense | $2,020,000 | 846 |
| Pre-tax net operating income | $2,974,000 | 642 |
| Securities gains (losses) | $70,000 | 793 |
| Applicable income taxes | $1,168,000 | 486 |
| Income before extraordinary items | $1,876,000 | 815 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,876,000 | 816 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,876,000 | 817 |
| Net charge-offs | $376,000 | 910 |
| Cash dividends | $1,500,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 626 |
| Net operating income | $1,831,200 | 799 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $28,039,000 | 934 |
| Total interest expense | $3,241,000 | 1,375 |
| Net interest income | $24,798,000 | 862 |
| Provision for loan and lease losses | $1,320,000 | 1,455 |
| Total noninterest income | $3,856,000 | 1,370 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,934,000 | 494 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $922,000 | 2,483 |
| Total noninterest expense | $17,242,000 | 1,172 |
| Salaries and employee benefits | $6,979,000 | 1,465 |
| Premises and equipment expense | $1,398,000 | 1,685 |
| Additional noninterest expense | $8,865,000 | 786 |
| Pre-tax net operating income | $10,092,000 | 709 |
| Securities gains (losses) | $230,000 | 1,581 |
| Applicable income taxes | $3,805,000 | 517 |
| Income before extraordinary items | $6,517,000 | 929 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,517,000 | 928 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,517,000 | 929 |
| Net charge-offs | $1,484,000 | 1,410 |
| Cash dividends | $4,800,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 945 |
| Net operating income | $6,369,800 | 889 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $21,140,000 | 950 |
| Total interest expense | $2,519,000 | 1,390 |
| Net interest income | $18,621,000 | 875 |
| Provision for loan and lease losses | $1,070,000 | 1,369 |
| Total noninterest income | $3,286,000 | 1,260 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,164,000 | 507 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,122,000 | 1,852 |
| Total noninterest expense | $12,960,000 | 1,164 |
| Salaries and employee benefits | $5,345,000 | 1,428 |
| Premises and equipment expense | $1,065,000 | 1,665 |
| Additional noninterest expense | $6,550,000 | 793 |
| Pre-tax net operating income | $7,877,000 | 714 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $2,915,000 | 522 |
| Income before extraordinary items | $4,964,000 | 923 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,964,000 | 923 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,964,000 | 923 |
| Net charge-offs | $1,063,000 | 1,400 |
| Cash dividends | $3,300,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 7,081 |
| Net operating income | $4,962,720 | 865 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $14,188,000 | 958 |
| Total interest expense | $1,753,000 | 1,386 |
| Net interest income | $12,435,000 | 871 |
| Provision for loan and lease losses | $735,000 | 1,375 |
| Total noninterest income | $2,175,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,406,000 | 518 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $769,000 | 1,798 |
| Total noninterest expense | $8,495,000 | 1,185 |
| Salaries and employee benefits | $3,497,000 | 1,458 |
| Premises and equipment expense | $706,000 | 1,681 |
| Additional noninterest expense | $4,292,000 | 816 |
| Pre-tax net operating income | $5,380,000 | 688 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $1,996,000 | 513 |
| Income before extraordinary items | $3,386,000 | 897 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,386,000 | 896 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,386,000 | 897 |
| Net charge-offs | $773,000 | 1,357 |
| Cash dividends | $3,300,000 | 354 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 684 |
| Net operating income | $3,384,720 | 835 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,200,000 | 942 |
| Total interest expense | $928,000 | 1,360 |
| Net interest income | $6,272,000 | 866 |
| Provision for loan and lease losses | $400,000 | 1,246 |
| Total noninterest income | $1,356,000 | 1,047 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $693,000 | 522 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $663,000 | 1,227 |
| Total noninterest expense | $4,388,000 | 1,139 |
| Salaries and employee benefits | $1,750,000 | 1,464 |
| Premises and equipment expense | $334,000 | 1,773 |
| Additional noninterest expense | $2,304,000 | 748 |
| Pre-tax net operating income | $2,840,000 | 648 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,079,000 | 486 |
| Income before extraordinary items | $1,761,000 | 853 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,761,000 | 852 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,761,000 | 854 |
| Net charge-offs | $367,000 | 1,307 |
| Cash dividends | $1,600,000 | 324 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 634 |
| Net operating income | $1,761,000 | 797 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $29,788,000 | 937 |
| Total interest expense | $4,885,000 | 1,237 |
| Net interest income | $24,903,000 | 877 |
| Provision for loan and lease losses | $995,000 | 2,420 |
| Total noninterest income | $4,693,000 | 1,090 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,038,000 | 499 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,655,000 | 1,539 |
| Total noninterest expense | $17,726,000 | 1,110 |
| Salaries and employee benefits | $7,046,000 | 1,398 |
| Premises and equipment expense | $1,419,000 | 1,747 |
| Additional noninterest expense | $9,261,000 | 773 |
| Pre-tax net operating income | $10,875,000 | 571 |
| Securities gains (losses) | $360,000 | 1,003 |
| Applicable income taxes | $4,100,000 | 463 |
| Income before extraordinary items | $7,135,000 | 715 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,135,000 | 715 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $7,135,000 | 715 |
| Net charge-offs | $1,840,000 | 1,633 |
| Cash dividends | $5,200,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 883 |
| Net operating income | $6,904,600 | 698 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $22,439,000 | 949 |
| Total interest expense | $3,839,000 | 1,226 |
| Net interest income | $18,600,000 | 892 |
| Provision for loan and lease losses | $545,000 | 2,754 |
| Total noninterest income | $3,522,000 | 1,099 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,280,000 | 503 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,242,000 | 1,521 |
| Total noninterest expense | $13,225,000 | 1,118 |
| Salaries and employee benefits | $5,265,000 | 1,410 |
| Premises and equipment expense | $1,127,000 | 1,674 |
| Additional noninterest expense | $6,833,000 | 774 |
| Pre-tax net operating income | $8,352,000 | 579 |
| Securities gains (losses) | $333,000 | 862 |
| Applicable income taxes | $3,184,000 | 455 |
| Income before extraordinary items | $5,501,000 | 719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,501,000 | 718 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $5,501,000 | 719 |
| Net charge-offs | $969,000 | 1,927 |
| Cash dividends | $3,400,000 | 400 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 844 |
| Net operating income | $5,287,880 | 706 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $15,059,000 | 957 |
| Total interest expense | $2,675,000 | 1,213 |
| Net interest income | $12,384,000 | 895 |
| Provision for loan and lease losses | $320,000 | 2,866 |
| Total noninterest income | $2,323,000 | 1,100 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,520,000 | 502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $803,000 | 1,563 |
| Total noninterest expense | $8,676,000 | 1,154 |
| Salaries and employee benefits | $3,449,000 | 1,444 |
| Premises and equipment expense | $752,000 | 1,681 |
| Additional noninterest expense | $4,475,000 | 802 |
| Pre-tax net operating income | $5,711,000 | 559 |
| Securities gains (losses) | $18,000 | 2,133 |
| Applicable income taxes | $2,115,000 | 441 |
| Income before extraordinary items | $3,614,000 | 713 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,614,000 | 712 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,614,000 | 713 |
| Net charge-offs | $666,000 | 1,842 |
| Cash dividends | $1,500,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 831 |
| Net operating income | $3,602,480 | 684 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,534,000 | 962 |
| Total interest expense | $1,416,000 | 1,189 |
| Net interest income | $6,118,000 | 908 |
| Provision for loan and lease losses | $250,000 | 2,162 |
| Total noninterest income | $1,117,000 | 1,122 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $752,000 | 498 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $365,000 | 1,673 |
| Total noninterest expense | $4,379,000 | 1,148 |
| Salaries and employee benefits | $1,795,000 | 1,409 |
| Premises and equipment expense | $375,000 | 1,718 |
| Additional noninterest expense | $2,209,000 | 808 |
| Pre-tax net operating income | $2,606,000 | 625 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $965,000 | 466 |
| Income before extraordinary items | $1,641,000 | 769 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,641,000 | 769 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,641,000 | 769 |
| Net charge-offs | $328,000 | 1,665 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 675 |
| Net operating income | $1,641,000 | 753 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $31,845,000 | 956 |
| Total interest expense | $7,525,000 | 1,098 |
| Net interest income | $24,320,000 | 906 |
| Provision for loan and lease losses | $1,959,000 | 2,107 |
| Total noninterest income | $4,863,000 | 1,113 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,308,000 | 463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,555,000 | 1,654 |
| Total noninterest expense | $18,336,000 | 1,090 |
| Salaries and employee benefits | $7,133,000 | 1,376 |
| Premises and equipment expense | $1,581,000 | 1,627 |
| Additional noninterest expense | $9,622,000 | 783 |
| Pre-tax net operating income | $8,888,000 | 600 |
| Securities gains (losses) | $51,000 | 2,642 |
| Applicable income taxes | $3,266,000 | 513 |
| Income before extraordinary items | $5,673,000 | 771 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,673,000 | 771 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,673,000 | 772 |
| Net charge-offs | $2,855,000 | 1,512 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 1,027 |
| Net operating income | $5,640,360 | 744 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $23,996,000 | 967 |
| Total interest expense | $5,838,000 | 1,095 |
| Net interest income | $18,158,000 | 913 |
| Provision for loan and lease losses | $1,459,000 | 2,014 |
| Total noninterest income | $3,514,000 | 1,124 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,469,000 | 461 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,045,000 | 1,750 |
| Total noninterest expense | $13,496,000 | 1,090 |
| Salaries and employee benefits | $5,413,000 | 1,360 |
| Premises and equipment expense | $1,220,000 | 1,594 |
| Additional noninterest expense | $6,863,000 | 792 |
| Pre-tax net operating income | $6,717,000 | 634 |
| Securities gains (losses) | $15,000 | 2,997 |
| Applicable income taxes | $2,452,000 | 510 |
| Income before extraordinary items | $4,280,000 | 812 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,280,000 | 811 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,280,000 | 813 |
| Net charge-offs | $2,457,000 | 1,322 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 967 |
| Net operating income | $4,270,400 | 773 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,991,000 | 984 |
| Total interest expense | $3,978,000 | 1,124 |
| Net interest income | $12,013,000 | 922 |
| Provision for loan and lease losses | $859,000 | 2,112 |
| Total noninterest income | $2,294,000 | 1,109 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,610,000 | 471 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $684,000 | 1,711 |
| Total noninterest expense | $8,895,000 | 1,102 |
| Salaries and employee benefits | $3,540,000 | 1,403 |
| Premises and equipment expense | $817,000 | 1,604 |
| Additional noninterest expense | $4,538,000 | 791 |
| Pre-tax net operating income | $4,553,000 | 612 |
| Securities gains (losses) | $13,000 | 2,514 |
| Applicable income taxes | $1,658,000 | 459 |
| Income before extraordinary items | $2,908,000 | 775 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,908,000 | 772 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,908,000 | 775 |
| Net charge-offs | $1,734,000 | 1,253 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 914 |
| Net operating income | $2,899,680 | 752 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,967,000 | 1,007 |
| Total interest expense | $2,002,000 | 1,181 |
| Net interest income | $5,965,000 | 935 |
| Provision for loan and lease losses | $459,000 | 1,906 |
| Total noninterest income | $1,123,000 | 1,109 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $790,000 | 480 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $333,000 | 1,720 |
| Total noninterest expense | $4,534,000 | 1,101 |
| Salaries and employee benefits | $1,976,000 | 1,267 |
| Premises and equipment expense | $411,000 | 1,645 |
| Additional noninterest expense | $2,147,000 | 833 |
| Pre-tax net operating income | $2,095,000 | 648 |
| Securities gains (losses) | $12,000 | 1,679 |
| Applicable income taxes | $754,000 | 477 |
| Income before extraordinary items | $1,353,000 | 813 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,353,000 | 817 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,353,000 | 817 |
| Net charge-offs | $1,411,000 | 822 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 885 |
| Net operating income | $1,345,320 | 784 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $34,797,000 | 971 |
| Total interest expense | $11,117,000 | 1,065 |
| Net interest income | $23,680,000 | 911 |
| Provision for loan and lease losses | $4,323,000 | 1,584 |
| Total noninterest income | $4,764,000 | 1,145 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,348,000 | 502 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,416,000 | 1,713 |
| Total noninterest expense | $17,321,000 | 1,202 |
| Salaries and employee benefits | $6,926,000 | 1,456 |
| Premises and equipment expense | $1,583,000 | 1,706 |
| Additional noninterest expense | $8,812,000 | 895 |
| Pre-tax net operating income | $6,800,000 | 630 |
| Securities gains (losses) | $309,000 | 1,214 |
| Applicable income taxes | $2,604,000 | 453 |
| Income before extraordinary items | $4,505,000 | 760 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,505,000 | 757 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,505,000 | 760 |
| Net charge-offs | $1,461,000 | 2,402 |
| Cash dividends | $2,500,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 1,170 |
| Net operating income | $4,307,240 | 786 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $26,381,000 | 978 |
| Total interest expense | $8,826,000 | 1,056 |
| Net interest income | $17,555,000 | 928 |
| Provision for loan and lease losses | $3,719,000 | 1,292 |
| Total noninterest income | $3,462,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,421,000 | 515 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,041,000 | 1,775 |
| Total noninterest expense | $13,106,000 | 1,175 |
| Salaries and employee benefits | $5,388,000 | 1,422 |
| Premises and equipment expense | $1,233,000 | 1,658 |
| Additional noninterest expense | $6,485,000 | 866 |
| Pre-tax net operating income | $4,192,000 | 809 |
| Securities gains (losses) | $10,000 | 2,967 |
| Applicable income taxes | $1,521,000 | 582 |
| Income before extraordinary items | $2,681,000 | 1,013 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,681,000 | 1,012 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,681,000 | 1,013 |
| Net charge-offs | $713,000 | 2,616 |
| Cash dividends | $2,500,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,089 |
| Net operating income | $2,674,600 | 1,003 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,550,000 | 998 |
| Total interest expense | $6,245,000 | 1,066 |
| Net interest income | $11,305,000 | 955 |
| Provision for loan and lease losses | $3,216,000 | 1,038 |
| Total noninterest income | $2,223,000 | 1,235 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,499,000 | 553 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $724,000 | 1,777 |
| Total noninterest expense | $8,201,000 | 1,274 |
| Salaries and employee benefits | $3,464,000 | 1,500 |
| Premises and equipment expense | $824,000 | 1,684 |
| Additional noninterest expense | $3,913,000 | 984 |
| Pre-tax net operating income | $2,111,000 | 1,068 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $759,000 | 783 |
| Income before extraordinary items | $1,352,000 | 1,398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,352,000 | 1,395 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,352,000 | 1,397 |
| Net charge-offs | $329,000 | 2,824 |
| Cash dividends | $2,500,000 | 353 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,056 |
| Net operating income | $1,352,000 | 1,357 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,756,000 | 1,011 |
| Total interest expense | $3,309,000 | 1,048 |
| Net interest income | $5,447,000 | 992 |
| Provision for loan and lease losses | $156,000 | 3,169 |
| Total noninterest income | $1,011,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $718,000 | 557 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $293,000 | 1,995 |
| Total noninterest expense | $4,017,000 | 1,252 |
| Salaries and employee benefits | $1,924,000 | 1,345 |
| Premises and equipment expense | $405,000 | 1,743 |
| Additional noninterest expense | $1,688,000 | 999 |
| Pre-tax net operating income | $2,285,000 | 517 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $834,000 | 410 |
| Income before extraordinary items | $1,451,000 | 715 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,451,000 | 715 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,451,000 | 717 |
| Net charge-offs | $104,000 | 2,827 |
| Cash dividends | $2,500,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 915 |
| Net operating income | $1,451,000 | 664 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $38,240,000 | 984 |
| Total interest expense | $15,250,000 | 1,062 |
| Net interest income | $22,990,000 | 930 |
| Provision for loan and lease losses | $569,000 | 3,611 |
| Total noninterest income | $4,318,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,155,000 | 546 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,163,000 | 1,917 |
| Total noninterest expense | $15,926,000 | 1,232 |
| Salaries and employee benefits | $7,678,000 | 1,315 |
| Premises and equipment expense | $1,598,000 | 1,723 |
| Additional noninterest expense | $6,650,000 | 958 |
| Pre-tax net operating income | $10,813,000 | 492 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $3,931,000 | 382 |
| Income before extraordinary items | $6,883,000 | 571 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,883,000 | 571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 3,067 |
| Cash dividends | $6,000,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,353 |
| Net operating income | $6,882,360 | 613 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $29,185,000 | 988 |
| Total interest expense | $11,745,000 | 1,074 |
| Net interest income | $17,440,000 | 936 |
| Provision for loan and lease losses | $425,000 | 2,979 |
| Total noninterest income | $3,228,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,337,000 | 556 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $891,000 | 1,977 |
| Total noninterest expense | $11,831,000 | 1,228 |
| Salaries and employee benefits | $5,886,000 | 1,311 |
| Premises and equipment expense | $1,165,000 | 1,766 |
| Additional noninterest expense | $4,780,000 | 955 |
| Pre-tax net operating income | $8,412,000 | 594 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,053,000 | 450 |
| Income before extraordinary items | $5,359,000 | 677 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,359,000 | 676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 3,048 |
| Cash dividends | $6,000,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,190 |
| Net operating income | $5,359,000 | 710 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,613,000 | 1,272 |
| Total interest expense | $6,317,000 | 1,395 |
| Net interest income | $9,296,000 | 1,207 |
| Provision for loan and lease losses | $281,000 | 2,648 |
| Total noninterest income | $1,787,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,297,000 | 663 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $490,000 | 2,283 |
| Total noninterest expense | $5,947,000 | 1,634 |
| Salaries and employee benefits | $3,040,000 | 1,716 |
| Premises and equipment expense | $556,000 | 2,402 |
| Additional noninterest expense | $2,351,000 | 1,268 |
| Pre-tax net operating income | $4,855,000 | 720 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,791,000 | 560 |
| Income before extraordinary items | $3,064,000 | 886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,064,000 | 886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,194 |
| Cash dividends | $5,000,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,064,000 | 871 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,964,000 | 1,283 |
| Total interest expense | $3,338,000 | 1,413 |
| Net interest income | $4,626,000 | 1,198 |
| Provision for loan and lease losses | $144,000 | 2,238 |
| Total noninterest income | $843,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $609,000 | 707 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $234,000 | 2,325 |
| Total noninterest expense | $2,937,000 | 1,651 |
| Salaries and employee benefits | $1,522,000 | 1,730 |
| Premises and equipment expense | $268,000 | 2,517 |
| Additional noninterest expense | $1,147,000 | 1,252 |
| Pre-tax net operating income | $2,388,000 | 801 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $881,000 | 639 |
| Income before extraordinary items | $1,507,000 | 1,001 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,507,000 | 1,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,828 |
| Cash dividends | $5,000,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,507,000 | 959 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,077,000 | 1,330 |
| Total interest expense | $13,492,000 | 1,488 |
| Net interest income | $18,585,000 | 1,200 |
| Provision for loan and lease losses | $189,000 | 3,963 |
| Total noninterest income | $3,162,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,234,000 | 799 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $928,000 | 2,329 |
| Total noninterest expense | $10,880,000 | 1,701 |
| Salaries and employee benefits | $5,664,000 | 1,782 |
| Premises and equipment expense | $1,032,000 | 2,494 |
| Additional noninterest expense | $4,184,000 | 1,339 |
| Pre-tax net operating income | $10,678,000 | 802 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $3,853,000 | 658 |
| Income before extraordinary items | $6,828,000 | 955 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,828,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,857 |
| Cash dividends | $3,500,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,826,080 | 944 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,857,000 | 1,349 |
| Total interest expense | $10,040,000 | 1,505 |
| Net interest income | $13,817,000 | 1,216 |
| Provision for loan and lease losses | $188,000 | 3,090 |
| Total noninterest income | $2,252,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,620,000 | 810 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $632,000 | 2,484 |
| Total noninterest expense | $8,388,000 | 1,631 |
| Salaries and employee benefits | $4,265,000 | 1,770 |
| Premises and equipment expense | $767,000 | 2,509 |
| Additional noninterest expense | $3,356,000 | 1,220 |
| Pre-tax net operating income | $7,493,000 | 922 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $2,750,000 | 749 |
| Income before extraordinary items | $4,746,000 | 1,105 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,746,000 | 1,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,554 |
| Cash dividends | $3,500,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,744,080 | 1,083 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,601,000 | 1,386 |
| Total interest expense | $6,538,000 | 1,534 |
| Net interest income | $9,063,000 | 1,261 |
| Provision for loan and lease losses | $188,000 | 2,261 |
| Total noninterest income | $1,469,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,052,000 | 845 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $417,000 | 2,517 |
| Total noninterest expense | $5,583,000 | 1,652 |
| Salaries and employee benefits | $2,877,000 | 1,781 |
| Premises and equipment expense | $504,000 | 2,575 |
| Additional noninterest expense | $2,202,000 | 1,250 |
| Pre-tax net operating income | $4,761,000 | 1,005 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,748,000 | 805 |
| Income before extraordinary items | $3,013,000 | 1,189 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,013,000 | 1,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,091 |
| Cash dividends | $3,500,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,013,000 | 1,171 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,639,000 | 1,406 |
| Total interest expense | $3,181,000 | 1,560 |
| Net interest income | $4,458,000 | 1,286 |
| Provision for loan and lease losses | $129,000 | 1,674 |
| Total noninterest income | $723,000 | 1,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $514,000 | 832 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $209,000 | 2,482 |
| Total noninterest expense | $2,773,000 | 1,670 |
| Salaries and employee benefits | $1,442,000 | 1,792 |
| Premises and equipment expense | $253,000 | 2,561 |
| Additional noninterest expense | $1,078,000 | 1,253 |
| Pre-tax net operating income | $2,279,000 | 1,031 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $828,000 | 835 |
| Income before extraordinary items | $1,451,000 | 1,216 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,451,000 | 1,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,338 |
| Cash dividends | $3,500,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,451,000 | 1,198 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $28,046,000 | 1,424 |
| Total interest expense | $10,878,000 | 1,556 |
| Net interest income | $17,168,000 | 1,332 |
| Provision for loan and lease losses | $750,000 | 1,331 |
| Total noninterest income | $2,893,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,129,000 | 823 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $764,000 | 2,645 |
| Total noninterest expense | $10,222,000 | 1,748 |
| Salaries and employee benefits | $5,305,000 | 1,838 |
| Premises and equipment expense | $1,030,000 | 2,402 |
| Additional noninterest expense | $3,887,000 | 1,366 |
| Pre-tax net operating income | $9,089,000 | 1,083 |
| Securities gains (losses) | $-37,000 | 7,819 |
| Applicable income taxes | $3,278,000 | 875 |
| Income before extraordinary items | $5,774,000 | 1,260 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,774,000 | 1,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,416 |
| Cash dividends | $3,000,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,797,680 | 1,239 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,499,000 | 1,450 |
| Total interest expense | $7,847,000 | 1,558 |
| Net interest income | $12,652,000 | 1,364 |
| Provision for loan and lease losses | $345,000 | 1,926 |
| Total noninterest income | $2,137,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,580,000 | 836 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $557,000 | 2,695 |
| Total noninterest expense | $7,730,000 | 1,730 |
| Salaries and employee benefits | $4,024,000 | 1,825 |
| Premises and equipment expense | $777,000 | 2,394 |
| Additional noninterest expense | $2,929,000 | 1,359 |
| Pre-tax net operating income | $6,714,000 | 1,140 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,435,000 | 926 |
| Income before extraordinary items | $4,279,000 | 1,325 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,279,000 | 1,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,371 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,279,000 | 1,313 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,275,000 | 1,459 |
| Total interest expense | $5,041,000 | 1,544 |
| Net interest income | $8,234,000 | 1,403 |
| Provision for loan and lease losses | $292,000 | 1,561 |
| Total noninterest income | $1,381,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,013,000 | 858 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $368,000 | 2,682 |
| Total noninterest expense | $5,020,000 | 1,770 |
| Salaries and employee benefits | $2,669,000 | 1,838 |
| Premises and equipment expense | $515,000 | 2,403 |
| Additional noninterest expense | $1,836,000 | 1,444 |
| Pre-tax net operating income | $4,303,000 | 1,178 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,558,000 | 957 |
| Income before extraordinary items | $2,745,000 | 1,367 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,745,000 | 1,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,743 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,745,000 | 1,358 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 1,462 |
| Total interest expense | $2,467,000 | 1,491 |
| Net interest income | $3,999,000 | 1,437 |
| Provision for loan and lease losses | $165,000 | 1,317 |
| Total noninterest income | $654,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $462,000 | 915 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $192,000 | 2,558 |
| Total noninterest expense | $2,430,000 | 1,829 |
| Salaries and employee benefits | $1,312,000 | 1,878 |
| Premises and equipment expense | $254,000 | 2,440 |
| Additional noninterest expense | $864,000 | 1,520 |
| Pre-tax net operating income | $2,058,000 | 1,200 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $745,000 | 996 |
| Income before extraordinary items | $1,313,000 | 1,397 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,313,000 | 1,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,313,000 | 1,369 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,092,000 | 1,511 |
| Total interest expense | $8,100,000 | 1,402 |
| Net interest income | $13,992,000 | 1,565 |
| Provision for loan and lease losses | $607,000 | 1,607 |
| Total noninterest income | $3,144,000 | 1,543 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,825,000 | 952 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,319,000 | 1,826 |
| Total noninterest expense | $9,113,000 | 1,858 |
| Salaries and employee benefits | $4,759,000 | 1,938 |
| Premises and equipment expense | $1,004,000 | 2,350 |
| Additional noninterest expense | $3,350,000 | 1,514 |
| Pre-tax net operating income | $7,416,000 | 1,290 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,670,000 | 1,066 |
| Income before extraordinary items | $4,746,000 | 1,482 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,746,000 | 1,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 1,366 |
| Cash dividends | $3,750,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,746,000 | 1,466 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,928,000 | 1,532 |
| Total interest expense | $5,723,000 | 1,405 |
| Net interest income | $10,205,000 | 1,596 |
| Provision for loan and lease losses | $199,000 | 2,986 |
| Total noninterest income | $2,163,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,435,000 | 910 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $728,000 | 2,258 |
| Total noninterest expense | $6,769,000 | 1,852 |
| Salaries and employee benefits | $3,601,000 | 1,908 |
| Premises and equipment expense | $787,000 | 2,254 |
| Additional noninterest expense | $2,381,000 | 1,580 |
| Pre-tax net operating income | $5,400,000 | 1,332 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,957,000 | 1,092 |
| Income before extraordinary items | $3,443,000 | 1,533 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,443,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 1,628 |
| Cash dividends | $3,750,000 | 603 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,443,000 | 1,503 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,386,000 | 1,526 |
| Total interest expense | $3,628,000 | 1,389 |
| Net interest income | $6,758,000 | 1,587 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $1,294,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $983,000 | 872 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $311,000 | 2,999 |
| Total noninterest expense | $4,420,000 | 1,876 |
| Salaries and employee benefits | $2,350,000 | 1,932 |
| Premises and equipment expense | $528,000 | 2,234 |
| Additional noninterest expense | $1,542,000 | 1,601 |
| Pre-tax net operating income | $3,482,000 | 1,346 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,259,000 | 1,104 |
| Income before extraordinary items | $2,223,000 | 1,547 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,223,000 | 1,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,223 |
| Cash dividends | $3,750,000 | 424 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,223,000 | 1,523 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 1,530 |
| Total interest expense | $1,743,000 | 1,378 |
| Net interest income | $3,351,000 | 1,589 |
| Provision for loan and lease losses | $84,000 | 2,355 |
| Total noninterest income | $596,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $469,000 | 872 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $127,000 | 3,295 |
| Total noninterest expense | $2,169,000 | 1,913 |
| Salaries and employee benefits | $1,150,000 | 1,982 |
| Premises and equipment expense | $260,000 | 2,274 |
| Additional noninterest expense | $759,000 | 1,624 |
| Pre-tax net operating income | $1,694,000 | 1,358 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $613,000 | 1,129 |
| Income before extraordinary items | $1,081,000 | 1,557 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,081,000 | 1,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,641 |
| Cash dividends | $3,750,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,081,000 | 1,534 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,735,000 | 1,456 |
| Total interest expense | $6,620,000 | 1,240 |
| Net interest income | $13,115,000 | 1,547 |
| Provision for loan and lease losses | $623,000 | 1,594 |
| Total noninterest income | $4,521,000 | 1,169 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,881,000 | 928 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,640,000 | 1,082 |
| Total noninterest expense | $9,072,000 | 1,781 |
| Salaries and employee benefits | $4,245,000 | 2,059 |
| Premises and equipment expense | $769,000 | 2,888 |
| Additional noninterest expense | $4,058,000 | 1,215 |
| Pre-tax net operating income | $7,941,000 | 1,103 |
| Securities gains (losses) | $-56,000 | 8,615 |
| Applicable income taxes | $2,858,000 | 940 |
| Income before extraordinary items | $5,027,000 | 1,294 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,027,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,742 |
| Cash dividends | $2,200,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,062,840 | 1,255 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,696,000 | 1,454 |
| Total interest expense | $4,913,000 | 1,228 |
| Net interest income | $9,783,000 | 1,541 |
| Provision for loan and lease losses | $237,000 | 2,670 |
| Total noninterest income | $1,624,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,354,000 | 980 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $270,000 | 3,930 |
| Total noninterest expense | $6,071,000 | 1,980 |
| Salaries and employee benefits | $3,166,000 | 2,067 |
| Premises and equipment expense | $550,000 | 2,993 |
| Additional noninterest expense | $2,355,000 | 1,548 |
| Pre-tax net operating income | $5,099,000 | 1,283 |
| Securities gains (losses) | $29,000 | 2,064 |
| Applicable income taxes | $1,848,000 | 1,088 |
| Income before extraordinary items | $3,280,000 | 1,497 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,280,000 | 1,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,258 |
| Cash dividends | $2,200,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,261,440 | 1,460 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,742,000 | 1,453 |
| Total interest expense | $3,275,000 | 1,206 |
| Net interest income | $6,467,000 | 1,536 |
| Provision for loan and lease losses | $141,000 | 2,877 |
| Total noninterest income | $1,011,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $838,000 | 1,052 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $173,000 | 4,032 |
| Total noninterest expense | $4,030,000 | 1,977 |
| Salaries and employee benefits | $2,082,000 | 2,103 |
| Premises and equipment expense | $353,000 | 3,102 |
| Additional noninterest expense | $1,595,000 | 1,513 |
| Pre-tax net operating income | $3,307,000 | 1,291 |
| Securities gains (losses) | $29,000 | 1,812 |
| Applicable income taxes | $1,199,000 | 1,110 |
| Income before extraordinary items | $2,137,000 | 1,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,137,000 | 1,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,928 |
| Cash dividends | $2,200,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,118,440 | 1,463 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,805,000 | 1,481 |
| Total interest expense | $1,609,000 | 1,238 |
| Net interest income | $3,196,000 | 1,566 |
| Provision for loan and lease losses | $61,000 | 2,910 |
| Total noninterest income | $478,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $392,000 | 1,091 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $86,000 | 4,023 |
| Total noninterest expense | $1,991,000 | 2,017 |
| Salaries and employee benefits | $1,033,000 | 2,132 |
| Premises and equipment expense | $165,000 | 3,314 |
| Additional noninterest expense | $793,000 | 1,518 |
| Pre-tax net operating income | $1,622,000 | 1,300 |
| Securities gains (losses) | $11,000 | 2,005 |
| Applicable income taxes | $585,000 | 1,149 |
| Income before extraordinary items | $1,048,000 | 1,528 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,048,000 | 1,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $2,200,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,040,960 | 1,452 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,523,000 | 1,468 |
| Total interest expense | $7,092,000 | 1,245 |
| Net interest income | $12,431,000 | 1,572 |
| Provision for loan and lease losses | $433,000 | 2,435 |
| Total noninterest income | $1,823,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,499,000 | 1,149 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $324,000 | 4,349 |
| Total noninterest expense | $7,474,000 | 2,103 |
| Salaries and employee benefits | $3,753,000 | 2,268 |
| Premises and equipment expense | $659,000 | 3,243 |
| Additional noninterest expense | $3,062,000 | 1,605 |
| Pre-tax net operating income | $6,347,000 | 1,299 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,275,000 | 1,164 |
| Income before extraordinary items | $4,072,000 | 1,538 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,072,000 | 1,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 2,290 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,072,000 | 1,469 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,678,000 | 1,495 |
| Total interest expense | $5,445,000 | 1,274 |
| Net interest income | $9,233,000 | 1,584 |
| Provision for loan and lease losses | $303,000 | 2,488 |
| Total noninterest income | $1,340,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,095,000 | 1,199 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $245,000 | 4,421 |
| Total noninterest expense | $5,631,000 | 2,105 |
| Salaries and employee benefits | $2,818,000 | 2,255 |
| Premises and equipment expense | $496,000 | 3,241 |
| Additional noninterest expense | $2,317,000 | 1,585 |
| Pre-tax net operating income | $4,639,000 | 1,398 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,663,000 | 1,236 |
| Income before extraordinary items | $2,976,000 | 1,619 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,976,000 | 1,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,029 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,976,000 | 1,550 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,693,000 | 1,526 |
| Total interest expense | $3,721,000 | 1,289 |
| Net interest income | $5,972,000 | 1,630 |
| Provision for loan and lease losses | $198,000 | 2,542 |
| Total noninterest income | $868,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $697,000 | 1,238 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $171,000 | 4,325 |
| Total noninterest expense | $3,672,000 | 2,141 |
| Salaries and employee benefits | $1,850,000 | 2,284 |
| Premises and equipment expense | $336,000 | 3,188 |
| Additional noninterest expense | $1,486,000 | 1,630 |
| Pre-tax net operating income | $2,970,000 | 1,438 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,055,000 | 1,314 |
| Income before extraordinary items | $1,915,000 | 1,694 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,915,000 | 1,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,723 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,915,000 | 1,587 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,827,000 | 1,542 |
| Total interest expense | $1,880,000 | 1,298 |
| Net interest income | $2,947,000 | 1,659 |
| Provision for loan and lease losses | $110,000 | 2,202 |
| Total noninterest income | $407,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $328,000 | 1,284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $79,000 | 4,363 |
| Total noninterest expense | $1,804,000 | 2,175 |
| Salaries and employee benefits | $912,000 | 2,301 |
| Premises and equipment expense | $160,000 | 3,310 |
| Additional noninterest expense | $732,000 | 1,611 |
| Pre-tax net operating income | $1,440,000 | 1,476 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $517,000 | 1,338 |
| Income before extraordinary items | $923,000 | 1,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $923,000 | 1,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $923,000 | 1,616 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,085,000 | 1,614 |
| Total interest expense | $7,561,000 | 1,503 |
| Net interest income | $11,524,000 | 1,687 |
| Provision for loan and lease losses | $817,000 | 1,599 |
| Total noninterest income | $1,832,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,300,000 | 1,242 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $532,000 | 3,174 |
| Total noninterest expense | $6,873,000 | 2,181 |
| Salaries and employee benefits | $3,419,000 | 2,338 |
| Premises and equipment expense | $712,000 | 2,963 |
| Additional noninterest expense | $2,742,000 | 1,712 |
| Pre-tax net operating income | $5,666,000 | 1,465 |
| Securities gains (losses) | $28,000 | 2,890 |
| Applicable income taxes | $2,049,000 | 1,265 |
| Income before extraordinary items | $3,645,000 | 1,639 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,645,000 | 1,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 3,119 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,627,080 | 1,600 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,285,000 | 1,677 |
| Total interest expense | $10,639,000 | 1,532 |
| Net interest income | $9,646,000 | 1,846 |
| Provision for loan and lease losses | $333,000 | 3,003 |
| Total noninterest income | $1,545,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,244,000 | 1,203 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $301,000 | 4,116 |
| Total noninterest expense | $8,057,000 | 1,800 |
| Salaries and employee benefits | $2,976,000 | 2,525 |
| Premises and equipment expense | $751,000 | 2,788 |
| Additional noninterest expense | $4,330,000 | 1,102 |
| Pre-tax net operating income | $2,801,000 | 2,426 |
| Securities gains (losses) | $612,000 | 547 |
| Applicable income taxes | $1,228,000 | 1,780 |
| Income before extraordinary items | $2,185,000 | 2,352 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,185,000 | 2,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,638 |
| Cash dividends | $1,300,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,793,320 | 2,707 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,645,000 | 1,766 |
| Total interest expense | $10,644,000 | 1,605 |
| Net interest income | $9,001,000 | 1,957 |
| Provision for loan and lease losses | $196,000 | 3,802 |
| Total noninterest income | $1,238,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $937,000 | 1,458 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $301,000 | 3,911 |
| Total noninterest expense | $5,712,000 | 2,394 |
| Salaries and employee benefits | $2,958,000 | 2,421 |
| Premises and equipment expense | $741,000 | 2,746 |
| Additional noninterest expense | $2,013,000 | 2,144 |
| Pre-tax net operating income | $4,331,000 | 1,697 |
| Securities gains (losses) | $12,000 | 1,101 |
| Applicable income taxes | $1,571,000 | 1,450 |
| Income before extraordinary items | $2,772,000 | 1,882 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,772,000 | 1,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,296 |
| Cash dividends | $1,500,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,764,320 | 1,887 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,411,000 | 1,863 |
| Total interest expense | $8,635,000 | 1,721 |
| Net interest income | $8,776,000 | 2,003 |
| Provision for loan and lease losses | $277,000 | 2,848 |
| Total noninterest income | $1,191,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $846,000 | 1,558 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $345,000 | 3,717 |
| Total noninterest expense | $5,305,000 | 2,555 |
| Salaries and employee benefits | $2,791,000 | 2,512 |
| Premises and equipment expense | $688,000 | 2,906 |
| Additional noninterest expense | $1,826,000 | 2,390 |
| Pre-tax net operating income | $4,385,000 | 1,715 |
| Securities gains (losses) | $-8,000 | 9,241 |
| Applicable income taxes | $1,556,000 | 1,547 |
| Income before extraordinary items | $2,821,000 | 1,880 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,821,000 | 1,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,715 |
| Cash dividends | $1,600,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,826,120 | 1,849 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,665,000 | 2,087 |
| Total interest expense | $8,127,000 | 1,879 |
| Net interest income | $7,538,000 | 2,263 |
| Provision for loan and lease losses | $513,000 | 1,685 |
| Total noninterest income | $1,289,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $746,000 | 1,709 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $543,000 | 2,831 |
| Total noninterest expense | $4,741,000 | 2,745 |
| Salaries and employee benefits | $2,534,000 | 2,671 |
| Premises and equipment expense | $609,000 | 3,120 |
| Additional noninterest expense | $1,598,000 | 2,632 |
| Pre-tax net operating income | $3,573,000 | 2,033 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,227,000 | 1,955 |
| Income before extraordinary items | $2,346,000 | 2,222 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,346,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $1,300,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,346,000 | 2,151 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,780,000 | 2,372 |
| Total interest expense | $6,997,000 | 2,152 |
| Net interest income | $6,783,000 | 2,561 |
| Provision for loan and lease losses | $483,000 | 1,825 |
| Total noninterest income | $931,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $668,000 | 1,965 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $263,000 | 4,249 |
| Total noninterest expense | $4,202,000 | 3,034 |
| Salaries and employee benefits | $2,211,000 | 2,992 |
| Premises and equipment expense | $571,000 | 3,299 |
| Additional noninterest expense | $1,420,000 | 2,882 |
| Pre-tax net operating income | $3,029,000 | 2,473 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $1,010,000 | 2,418 |
| Income before extraordinary items | $2,006,000 | 2,579 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,006,000 | 2,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,507 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,014,710 | 2,519 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,417,000 | 2,897 |
| Total interest expense | $5,991,000 | 2,555 |
| Net interest income | $5,426,000 | 3,263 |
| Provision for loan and lease losses | $113,000 | 4,832 |
| Total noninterest income | $731,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $556,000 | 2,447 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $175,000 | 5,536 |
| Total noninterest expense | $3,476,000 | 3,794 |
| Salaries and employee benefits | $1,956,000 | 3,398 |
| Premises and equipment expense | $443,000 | 4,172 |
| Additional noninterest expense | $1,077,000 | 4,137 |
| Pre-tax net operating income | $2,568,000 | 2,713 |
| Securities gains (losses) | $-27,000 | 10,789 |
| Applicable income taxes | $822,000 | 2,779 |
| Income before extraordinary items | $1,719,000 | 2,830 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,719,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,783 |
| Cash dividends | $3,875,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,737,360 | 2,760 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,867,000 | 3,316 |
| Total interest expense | $4,695,000 | 3,197 |
| Net interest income | $5,172,000 | 3,422 |
| Provision for loan and lease losses | $-165,000 | 11,793 |
| Total noninterest income | $970,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $526,000 | 2,566 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $444,000 | 3,101 |
| Total noninterest expense | $2,985,000 | 4,305 |
| Salaries and employee benefits | $1,638,000 | 3,959 |
| Premises and equipment expense | $407,000 | 4,478 |
| Additional noninterest expense | $940,000 | 4,586 |
| Pre-tax net operating income | $3,322,000 | 2,215 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $909,000 | 2,573 |
| Income before extraordinary items | $2,415,000 | 2,089 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,415,000 | 2,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,293 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,413,540 | 2,060 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,373,000 | 3,584 |
| Total interest expense | $3,823,000 | 3,198 |
| Net interest income | $4,550,000 | 3,886 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $673,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $539,000 | 2,532 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $134,000 | 6,565 |
| Total noninterest expense | $2,304,000 | 5,540 |
| Salaries and employee benefits | $1,326,000 | 4,797 |
| Premises and equipment expense | $235,000 | 6,780 |
| Additional noninterest expense | $743,000 | 6,038 |
| Pre-tax net operating income | $2,809,000 | 2,522 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $867,000 | 2,584 |
| Income before extraordinary items | $1,926,000 | 2,519 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,926,000 | 2,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,717 |
| Cash dividends | $420,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,937,040 | 2,527 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,211,000 | 3,722 |
| Total interest expense | $3,806,000 | 3,308 |
| Net interest income | $4,405,000 | 4,028 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $623,000 | 4,835 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $526,000 | 2,649 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $2,395,000 | 5,462 |
| Salaries and employee benefits | $1,291,000 | 4,918 |
| Premises and equipment expense | $260,000 | 6,507 |
| Additional noninterest expense | $844,000 | 5,661 |
| Pre-tax net operating income | $2,458,000 | 2,748 |
| Securities gains (losses) | $-17,000 | 12,886 |
| Applicable income taxes | $745,000 | 2,927 |
| Income before extraordinary items | $1,696,000 | 2,899 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,696,000 | 2,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,529 |
| Cash dividends | $560,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,707,730 | 2,732 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,418,000 | 4,109 |
| Total interest expense | $4,515,000 | 3,634 |
| Net interest income | $3,903,000 | 4,549 |
| Provision for loan and lease losses | $365,000 | 3,650 |
| Total noninterest income | $630,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $512,000 | 2,704 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $118,000 | 7,510 |
| Total noninterest expense | $2,608,000 | 5,111 |
| Salaries and employee benefits | $1,200,000 | 5,158 |
| Premises and equipment expense | $292,000 | 6,096 |
| Additional noninterest expense | $1,116,000 | 4,630 |
| Pre-tax net operating income | $1,560,000 | 3,904 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $642,000 | 3,246 |
| Income before extraordinary items | $915,000 | 4,870 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $915,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $916,920 | 4,539 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.