Home > Community 1st Bank > Income and Expense
Community 1st Bank, Income and Expense
2017-09-30 (YTD Data) | Rank | |
Total interest income | $10,196,000 | 1,916 |
Total interest expense | $1,064,000 | 1,991 |
Net interest income | $9,132,000 | 1,893 |
Provision for loan and lease losses | $120,000 | 2,498 |
Total noninterest income | $381,000 | 3,940 |
Gross Fiduciary activities income | $0 | 1,093 |
Service charges on deposit accounts | $43,000 | 4,918 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $338,000 | 3,312 |
Total noninterest expense | $5,863,000 | 2,320 |
Salaries and employee benefits | $3,039,000 | 2,458 |
Premises and equipment expense | $597,000 | 2,483 |
Additional noninterest expense | $2,227,000 | 1,950 |
Pre-tax net operating income | $3,530,000 | 1,819 |
Securities gains (losses) | $0 | 2,274 |
Applicable income taxes | $1,522,000 | 1,109 |
Income before extraordinary items | $2,008,000 | 2,400 |
Extraordinary gains, net | $0 | 9 |
Net income | $2,008,000 | 2,399 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $2,008,000 | 2,400 |
Net charge-offs | $10,000 | 3,258 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 677 |
Net operating income | $2,008,000 | 2,378 |
2017-06-30 (YTD Data) | Rank | |
Total interest income | $6,637,000 | 1,938 |
Total interest expense | $689,000 | 1,992 |
Net interest income | $5,948,000 | 1,926 |
Provision for loan and lease losses | $120,000 | 2,050 |
Total noninterest income | $239,000 | 4,036 |
Gross Fiduciary activities income | $0 | 1,079 |
Service charges on deposit accounts | $30,000 | 4,921 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $209,000 | 3,424 |
Total noninterest expense | $3,924,000 | 2,311 |
Salaries and employee benefits | $2,006,000 | 2,482 |
Premises and equipment expense | $402,000 | 2,470 |
Additional noninterest expense | $1,516,000 | 1,927 |
Pre-tax net operating income | $2,143,000 | 1,931 |
Securities gains (losses) | $0 | 1,906 |
Applicable income taxes | $920,000 | 1,169 |
Income before extraordinary items | $1,223,000 | 2,489 |
Extraordinary gains, net | $0 | 11 |
Net income | $1,223,000 | 2,488 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,223,000 | 2,489 |
Net charge-offs | $7,000 | 3,031 |
Cash dividends | $0 | 3,544 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $1,223,000 | 2,468 |
2017-03-31 (YTD Data) | Rank | |
Total interest income | $3,194,000 | 1,986 |
Total interest expense | $338,000 | 1,993 |
Net interest income | $2,856,000 | 1,987 |
Provision for loan and lease losses | $95,000 | 1,496 |
Total noninterest income | $138,000 | 3,858 |
Gross Fiduciary activities income | $0 | 1,045 |
Service charges on deposit accounts | $16,000 | 4,894 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $122,000 | 3,199 |
Total noninterest expense | $1,983,000 | 2,314 |
Salaries and employee benefits | $987,000 | 2,538 |
Premises and equipment expense | $209,000 | 2,446 |
Additional noninterest expense | $787,000 | 1,862 |
Pre-tax net operating income | $916,000 | 2,074 |
Securities gains (losses) | $0 | 1,153 |
Applicable income taxes | $401,000 | 1,239 |
Income before extraordinary items | $515,000 | 2,706 |
Extraordinary gains, net | $0 | 8 |
Net income | $515,000 | 2,706 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $515,000 | 2,706 |
Net charge-offs | $9,000 | 2,245 |
Cash dividends | $0 | 2,846 |
Sale, conversion, retirement of capital stock, net | $0 | 632 |
Net operating income | $515,000 | 2,688 |
2016-12-31 (YTD Data) | Rank | |
Total interest income | $10,712,000 | 2,280 |
Total interest expense | $1,183,000 | 2,158 |
Net interest income | $9,529,000 | 2,281 |
Provision for loan and lease losses | $230,000 | 2,280 |
Total noninterest income | $481,000 | 4,148 |
Gross Fiduciary activities income | $0 | 1,172 |
Service charges on deposit accounts | $70,000 | 4,907 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $411,000 | 3,527 |
Total noninterest expense | $7,351,000 | 2,457 |
Salaries and employee benefits | $3,808,000 | 2,590 |
Premises and equipment expense | $772,000 | 2,562 |
Additional noninterest expense | $2,771,000 | 2,112 |
Pre-tax net operating income | $2,429,000 | 2,723 |
Securities gains (losses) | $0 | 3,212 |
Applicable income taxes | $914,000 | 1,738 |
Income before extraordinary items | $1,515,000 | 3,272 |
Extraordinary gains, net | $0 | 5 |
Net income | $1,515,000 | 3,271 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $1,515,000 | 3,271 |
Net charge-offs | $-15,000 | 5,062 |
Cash dividends | $0 | 4,239 |
Sale, conversion, retirement of capital stock, net | $0 | 759 |
Net operating income | $1,515,000 | 3,225 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $7,675,000 | 2,356 |
Total interest expense | $844,000 | 2,232 |
Net interest income | $6,831,000 | 2,363 |
Provision for loan and lease losses | $0 | 4,186 |
Total noninterest income | $372,000 | 4,127 |
Gross Fiduciary activities income | $0 | 1,132 |
Service charges on deposit accounts | $49,000 | 5,017 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $323,000 | 3,463 |
Total noninterest expense | $5,394,000 | 2,496 |
Salaries and employee benefits | $2,844,000 | 2,587 |
Premises and equipment expense | $547,000 | 2,658 |
Additional noninterest expense | $2,003,000 | 2,177 |
Pre-tax net operating income | $1,809,000 | 2,789 |
Securities gains (losses) | $0 | 3,160 |
Applicable income taxes | $690,000 | 1,770 |
Income before extraordinary items | $1,119,000 | 3,314 |
Extraordinary gains, net | $0 | 5 |
Net income | $1,119,000 | 3,312 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,119,000 | 3,314 |
Net charge-offs | $-12,000 | 4,973 |
Cash dividends | $0 | 3,792 |
Sale, conversion, retirement of capital stock, net | $0 | 719 |
Net operating income | $1,119,000 | 3,257 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $4,916,000 | 2,436 |
Total interest expense | $556,000 | 2,260 |
Net interest income | $4,360,000 | 2,455 |
Provision for loan and lease losses | $0 | 4,017 |
Total noninterest income | $232,000 | 4,217 |
Gross Fiduciary activities income | $0 | 1,122 |
Service charges on deposit accounts | $30,000 | 5,119 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $202,000 | 3,586 |
Total noninterest expense | $3,507,000 | 2,555 |
Salaries and employee benefits | $1,884,000 | 2,613 |
Premises and equipment expense | $332,000 | 2,850 |
Additional noninterest expense | $1,291,000 | 2,253 |
Pre-tax net operating income | $1,085,000 | 2,932 |
Securities gains (losses) | $0 | 2,835 |
Applicable income taxes | $410,000 | 1,862 |
Income before extraordinary items | $675,000 | 3,475 |
Extraordinary gains, net | $0 | 16 |
Net income | $675,000 | 3,471 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $675,000 | 3,473 |
Net charge-offs | $-9,000 | 4,932 |
Cash dividends | $0 | 3,654 |
Sale, conversion, retirement of capital stock, net | $0 | 705 |
Net operating income | $675,000 | 3,414 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $2,369,000 | 2,523 |
Total interest expense | $269,000 | 2,321 |
Net interest income | $2,100,000 | 2,534 |
Provision for loan and lease losses | $0 | 3,656 |
Total noninterest income | $127,000 | 4,085 |
Gross Fiduciary activities income | $0 | 1,076 |
Service charges on deposit accounts | $13,000 | 5,249 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $114,000 | 3,370 |
Total noninterest expense | $1,729,000 | 2,587 |
Salaries and employee benefits | $918,000 | 2,676 |
Premises and equipment expense | $176,000 | 2,778 |
Additional noninterest expense | $635,000 | 2,274 |
Pre-tax net operating income | $498,000 | 3,052 |
Securities gains (losses) | $0 | 2,077 |
Applicable income taxes | $184,000 | 1,920 |
Income before extraordinary items | $314,000 | 3,553 |
Extraordinary gains, net | $0 | 12 |
Net income | $314,000 | 3,549 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $314,000 | 3,551 |
Net charge-offs | $-2,000 | 4,420 |
Cash dividends | $0 | 2,895 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $314,000 | 3,493 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $8,755,000 | 2,648 |
Total interest expense | $929,000 | 2,548 |
Net interest income | $7,826,000 | 2,651 |
Provision for loan and lease losses | $0 | 4,380 |
Total noninterest income | $647,000 | 3,776 |
Gross Fiduciary activities income | $0 | 1,209 |
Service charges on deposit accounts | $45,000 | 5,481 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $602,000 | 3,031 |
Total noninterest expense | $6,382,000 | 2,743 |
Salaries and employee benefits | $3,359,000 | 2,815 |
Premises and equipment expense | $588,000 | 3,150 |
Additional noninterest expense | $2,435,000 | 2,395 |
Pre-tax net operating income | $2,091,000 | 2,921 |
Securities gains (losses) | $-96,000 | 6,077 |
Applicable income taxes | $755,000 | 1,861 |
Income before extraordinary items | $1,240,000 | 3,577 |
Extraordinary gains, net | $0 | 23 |
Net income | $1,240,000 | 3,575 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $1,240,000 | 3,577 |
Net charge-offs | $-143,000 | 5,798 |
Cash dividends | $141,000 | 3,862 |
Sale, conversion, retirement of capital stock, net | $58,000 | 584 |
Net operating income | $1,301,440 | 3,431 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $6,441,000 | 2,709 |
Total interest expense | $678,000 | 2,638 |
Net interest income | $5,763,000 | 2,702 |
Provision for loan and lease losses | $0 | 4,232 |
Total noninterest income | $524,000 | 3,655 |
Gross Fiduciary activities income | $0 | 1,169 |
Service charges on deposit accounts | $34,000 | 5,543 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $490,000 | 2,945 |
Total noninterest expense | $4,659,000 | 2,807 |
Salaries and employee benefits | $2,468,000 | 2,872 |
Premises and equipment expense | $435,000 | 3,223 |
Additional noninterest expense | $1,756,000 | 2,467 |
Pre-tax net operating income | $1,628,000 | 2,930 |
Securities gains (losses) | $-96,000 | 6,186 |
Applicable income taxes | $582,000 | 1,871 |
Income before extraordinary items | $950,000 | 3,589 |
Extraordinary gains, net | $0 | 21 |
Net income | $950,000 | 3,588 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $950,000 | 3,589 |
Net charge-offs | $-141,000 | 5,883 |
Cash dividends | $105,000 | 3,446 |
Sale, conversion, retirement of capital stock, net | $42,000 | 559 |
Net operating income | $1,011,440 | 3,423 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $4,245,000 | 2,741 |
Total interest expense | $438,000 | 2,703 |
Net interest income | $3,807,000 | 2,720 |
Provision for loan and lease losses | $0 | 4,069 |
Total noninterest income | $401,000 | 3,454 |
Gross Fiduciary activities income | $0 | 1,152 |
Service charges on deposit accounts | $24,000 | 5,536 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $377,000 | 2,755 |
Total noninterest expense | $3,102,000 | 2,823 |
Salaries and employee benefits | $1,654,000 | 2,874 |
Premises and equipment expense | $285,000 | 3,272 |
Additional noninterest expense | $1,163,000 | 2,500 |
Pre-tax net operating income | $1,106,000 | 2,893 |
Securities gains (losses) | $-96,000 | 6,277 |
Applicable income taxes | $394,000 | 1,861 |
Income before extraordinary items | $616,000 | 3,623 |
Extraordinary gains, net | $0 | 22 |
Net income | $616,000 | 3,624 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $616,000 | 3,625 |
Net charge-offs | $-140,000 | 5,995 |
Cash dividends | $70,000 | 3,342 |
Sale, conversion, retirement of capital stock, net | $29,000 | 533 |
Net operating income | $677,440 | 3,411 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $2,080,000 | 2,780 |
Total interest expense | $215,000 | 2,743 |
Net interest income | $1,865,000 | 2,755 |
Provision for loan and lease losses | $0 | 3,703 |
Total noninterest income | $180,000 | 3,587 |
Gross Fiduciary activities income | $0 | 1,118 |
Service charges on deposit accounts | $12,000 | 5,557 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $168,000 | 2,870 |
Total noninterest expense | $1,559,000 | 2,823 |
Salaries and employee benefits | $835,000 | 2,872 |
Premises and equipment expense | $135,000 | 3,409 |
Additional noninterest expense | $589,000 | 2,455 |
Pre-tax net operating income | $486,000 | 3,066 |
Securities gains (losses) | $0 | 2,027 |
Applicable income taxes | $196,000 | 1,842 |
Income before extraordinary items | $290,000 | 3,713 |
Extraordinary gains, net | $0 | 13 |
Net income | $290,000 | 3,716 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $290,000 | 3,717 |
Net charge-offs | $83,000 | 1,230 |
Cash dividends | $35,000 | 2,673 |
Sale, conversion, retirement of capital stock, net | $14,000 | 516 |
Net operating income | $290,000 | 3,620 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $7,703,000 | 2,955 |
Total interest expense | $891,000 | 2,812 |
Net interest income | $6,812,000 | 2,955 |
Provision for loan and lease losses | $380,000 | 1,733 |
Total noninterest income | $610,000 | 3,954 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $58,000 | 5,563 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $552,000 | 3,128 |
Total noninterest expense | $6,392,000 | 2,795 |
Salaries and employee benefits | $3,427,000 | 2,805 |
Premises and equipment expense | $565,000 | 3,362 |
Additional noninterest expense | $2,400,000 | 2,483 |
Pre-tax net operating income | $650,000 | 4,740 |
Securities gains (losses) | $26,000 | 2,177 |
Applicable income taxes | $-811,000 | 6,411 |
Income before extraordinary items | $1,487,000 | 3,261 |
Extraordinary gains, net | $0 | 17 |
Net income | $1,487,000 | 3,261 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,487,000 | 3,262 |
Net charge-offs | $491,000 | 1,477 |
Cash dividends | $140,000 | 3,922 |
Sale, conversion, retirement of capital stock, net | $262,000 | 396 |
Net operating income | $1,461,000 | 3,230 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $5,607,000 | 3,044 |
Total interest expense | $674,000 | 2,842 |
Net interest income | $4,933,000 | 3,053 |
Provision for loan and lease losses | $180,000 | 2,177 |
Total noninterest income | $478,000 | 3,929 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $45,000 | 5,607 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $433,000 | 3,109 |
Total noninterest expense | $4,797,000 | 2,803 |
Salaries and employee benefits | $2,591,000 | 2,792 |
Premises and equipment expense | $424,000 | 3,403 |
Additional noninterest expense | $1,782,000 | 2,525 |
Pre-tax net operating income | $434,000 | 4,977 |
Securities gains (losses) | $3,000 | 2,680 |
Applicable income taxes | $4,000 | 4,360 |
Income before extraordinary items | $433,000 | 4,826 |
Extraordinary gains, net | $0 | 15 |
Net income | $433,000 | 4,826 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $433,000 | 4,827 |
Net charge-offs | $492,000 | 1,170 |
Cash dividends | $105,000 | 3,421 |
Sale, conversion, retirement of capital stock, net | $247,000 | 325 |
Net operating income | $430,030 | 4,790 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $3,626,000 | 3,119 |
Total interest expense | $453,000 | 2,847 |
Net interest income | $3,173,000 | 3,134 |
Provision for loan and lease losses | $50,000 | 2,981 |
Total noninterest income | $223,000 | 4,499 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $30,000 | 5,625 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $193,000 | 3,690 |
Total noninterest expense | $3,193,000 | 2,828 |
Salaries and employee benefits | $1,763,000 | 2,763 |
Premises and equipment expense | $278,000 | 3,474 |
Additional noninterest expense | $1,152,000 | 2,583 |
Pre-tax net operating income | $153,000 | 5,539 |
Securities gains (losses) | $-8,000 | 6,266 |
Applicable income taxes | $1,000 | 4,472 |
Income before extraordinary items | $144,000 | 5,505 |
Extraordinary gains, net | $0 | 20 |
Net income | $144,000 | 5,507 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $144,000 | 5,508 |
Net charge-offs | $404,000 | 1,029 |
Cash dividends | $70,000 | 3,342 |
Sale, conversion, retirement of capital stock, net | $78,000 | 418 |
Net operating income | $151,920 | 5,424 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $1,805,000 | 3,149 |
Total interest expense | $225,000 | 2,899 |
Net interest income | $1,580,000 | 3,152 |
Provision for loan and lease losses | $0 | 3,817 |
Total noninterest income | $106,000 | 4,546 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $16,000 | 5,587 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $90,000 | 3,728 |
Total noninterest expense | $1,555,000 | 2,905 |
Salaries and employee benefits | $864,000 | 2,824 |
Premises and equipment expense | $139,000 | 3,518 |
Additional noninterest expense | $552,000 | 2,677 |
Pre-tax net operating income | $131,000 | 5,015 |
Securities gains (losses) | $-19,000 | 6,502 |
Applicable income taxes | $1,000 | 4,330 |
Income before extraordinary items | $111,000 | 5,036 |
Extraordinary gains, net | $0 | 16 |
Net income | $111,000 | 5,039 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $111,000 | 5,038 |
Net charge-offs | $427,000 | 562 |
Cash dividends | $35,000 | 2,654 |
Sale, conversion, retirement of capital stock, net | $14,000 | 518 |
Net operating income | $129,810 | 4,824 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $7,058,000 | 3,232 |
Total interest expense | $828,000 | 3,364 |
Net interest income | $6,230,000 | 3,179 |
Provision for loan and lease losses | $355,000 | 2,250 |
Total noninterest income | $398,000 | 4,746 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $66,000 | 5,731 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $332,000 | 3,959 |
Total noninterest expense | $5,911,000 | 3,030 |
Salaries and employee benefits | $3,135,000 | 3,002 |
Premises and equipment expense | $607,000 | 3,280 |
Additional noninterest expense | $2,169,000 | 2,800 |
Pre-tax net operating income | $362,000 | 5,325 |
Securities gains (losses) | $604,000 | 384 |
Applicable income taxes | $-900,000 | 6,680 |
Income before extraordinary items | $1,866,000 | 2,743 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,866,000 | 2,746 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $1,866,000 | 2,746 |
Net charge-offs | $-291,000 | 6,676 |
Cash dividends | $138,000 | 3,822 |
Sale, conversion, retirement of capital stock, net | $73,000 | 580 |
Net operating income | $1,262,000 | 3,408 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $5,244,000 | 3,285 |
Total interest expense | $628,000 | 3,430 |
Net interest income | $4,616,000 | 3,231 |
Provision for loan and lease losses | $310,000 | 2,037 |
Total noninterest income | $291,000 | 4,855 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $49,000 | 5,796 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $242,000 | 4,065 |
Total noninterest expense | $4,330,000 | 3,072 |
Salaries and employee benefits | $2,274,000 | 3,115 |
Premises and equipment expense | $451,000 | 3,340 |
Additional noninterest expense | $1,605,000 | 2,827 |
Pre-tax net operating income | $267,000 | 5,460 |
Securities gains (losses) | $574,000 | 361 |
Applicable income taxes | $1,000 | 4,622 |
Income before extraordinary items | $840,000 | 3,735 |
Extraordinary gains, net | $0 | 25 |
Net income | $840,000 | 3,738 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $840,000 | 3,739 |
Net charge-offs | $98,000 | 3,276 |
Cash dividends | $103,000 | 3,303 |
Sale, conversion, retirement of capital stock, net | $54,000 | 555 |
Net operating income | $266,000 | 5,315 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $3,407,000 | 3,357 |
Total interest expense | $438,000 | 3,389 |
Net interest income | $2,969,000 | 3,311 |
Provision for loan and lease losses | $210,000 | 2,037 |
Total noninterest income | $180,000 | 4,996 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $33,000 | 5,799 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $147,000 | 4,234 |
Total noninterest expense | $2,804,000 | 3,146 |
Salaries and employee benefits | $1,466,000 | 3,197 |
Premises and equipment expense | $292,000 | 3,430 |
Additional noninterest expense | $1,046,000 | 2,865 |
Pre-tax net operating income | $135,000 | 5,667 |
Securities gains (losses) | $453,000 | 403 |
Applicable income taxes | $1,000 | 4,582 |
Income before extraordinary items | $587,000 | 3,649 |
Extraordinary gains, net | $0 | 22 |
Net income | $587,000 | 3,651 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $587,000 | 3,652 |
Net charge-offs | $49,000 | 3,369 |
Cash dividends | $68,000 | 3,184 |
Sale, conversion, retirement of capital stock, net | $35,000 | 529 |
Net operating income | $134,000 | 5,545 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $1,718,000 | 3,362 |
Total interest expense | $244,000 | 3,224 |
Net interest income | $1,474,000 | 3,337 |
Provision for loan and lease losses | $110,000 | 1,955 |
Total noninterest income | $80,000 | 5,176 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $16,000 | 5,831 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $64,000 | 4,392 |
Total noninterest expense | $1,363,000 | 3,232 |
Salaries and employee benefits | $719,000 | 3,265 |
Premises and equipment expense | $140,000 | 3,543 |
Additional noninterest expense | $504,000 | 2,968 |
Pre-tax net operating income | $81,000 | 5,504 |
Securities gains (losses) | $333,000 | 300 |
Applicable income taxes | $0 | 4,602 |
Income before extraordinary items | $414,000 | 2,965 |
Extraordinary gains, net | $0 | 10 |
Net income | $414,000 | 2,965 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $414,000 | 2,967 |
Net charge-offs | $47,000 | 2,457 |
Cash dividends | $34,000 | 2,476 |
Sale, conversion, retirement of capital stock, net | $17,000 | 492 |
Net operating income | $81,000 | 5,363 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $6,701,000 | 3,548 |
Total interest expense | $979,000 | 3,658 |
Net interest income | $5,722,000 | 3,479 |
Provision for loan and lease losses | $780,000 | 2,109 |
Total noninterest income | $294,000 | 5,245 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $70,000 | 5,898 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $224,000 | 4,452 |
Total noninterest expense | $5,217,000 | 3,363 |
Salaries and employee benefits | $2,714,000 | 3,352 |
Premises and equipment expense | $599,000 | 3,390 |
Additional noninterest expense | $1,904,000 | 3,205 |
Pre-tax net operating income | $19,000 | 6,109 |
Securities gains (losses) | $566,000 | 843 |
Applicable income taxes | $-244,000 | 6,811 |
Income before extraordinary items | $829,000 | 4,226 |
Extraordinary gains, net | $0 | 29 |
Net income | $829,000 | 4,225 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $829,000 | 4,227 |
Net charge-offs | $581,000 | 2,453 |
Cash dividends | $83,000 | 4,062 |
Sale, conversion, retirement of capital stock, net | $127,000 | 520 |
Net operating income | $263,000 | 5,388 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $4,939,000 | 3,673 |
Total interest expense | $736,000 | 3,781 |
Net interest income | $4,203,000 | 3,590 |
Provision for loan and lease losses | $630,000 | 1,983 |
Total noninterest income | $249,000 | 5,135 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $52,000 | 5,987 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $197,000 | 4,273 |
Total noninterest expense | $3,899,000 | 3,393 |
Salaries and employee benefits | $2,036,000 | 3,376 |
Premises and equipment expense | $446,000 | 3,458 |
Additional noninterest expense | $1,417,000 | 3,253 |
Pre-tax net operating income | $-77,000 | 6,392 |
Securities gains (losses) | $541,000 | 707 |
Applicable income taxes | $1,000 | 4,707 |
Income before extraordinary items | $463,000 | 4,742 |
Extraordinary gains, net | $0 | 20 |
Net income | $463,000 | 4,743 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $463,000 | 4,743 |
Net charge-offs | $581,000 | 2,012 |
Cash dividends | $35,000 | 3,621 |
Sale, conversion, retirement of capital stock, net | $31,000 | 696 |
Net operating income | $-78,000 | 6,413 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $3,275,000 | 3,720 |
Total interest expense | $492,000 | 3,867 |
Net interest income | $2,783,000 | 3,621 |
Provision for loan and lease losses | $460,000 | 1,895 |
Total noninterest income | $178,000 | 5,054 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $34,000 | 6,029 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $144,000 | 4,131 |
Total noninterest expense | $2,598,000 | 3,413 |
Salaries and employee benefits | $1,379,000 | 3,361 |
Premises and equipment expense | $294,000 | 3,480 |
Additional noninterest expense | $925,000 | 3,328 |
Pre-tax net operating income | $-97,000 | 6,524 |
Securities gains (losses) | $381,000 | 712 |
Applicable income taxes | $1,000 | 4,644 |
Income before extraordinary items | $283,000 | 4,892 |
Extraordinary gains, net | $0 | 19 |
Net income | $283,000 | 4,895 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $283,000 | 4,895 |
Net charge-offs | $555,000 | 1,659 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $14,000 | 725 |
Net operating income | $-98,000 | 6,541 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,632,000 | 3,767 |
Total interest expense | $252,000 | 3,921 |
Net interest income | $1,380,000 | 3,662 |
Provision for loan and lease losses | $240,000 | 1,789 |
Total noninterest income | $80,000 | 5,253 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $15,000 | 6,165 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $65,000 | 4,337 |
Total noninterest expense | $1,331,000 | 3,375 |
Salaries and employee benefits | $728,000 | 3,252 |
Premises and equipment expense | $149,000 | 3,487 |
Additional noninterest expense | $454,000 | 3,329 |
Pre-tax net operating income | $-111,000 | 6,755 |
Securities gains (losses) | $220,000 | 560 |
Applicable income taxes | $1,000 | 4,577 |
Income before extraordinary items | $108,000 | 5,275 |
Extraordinary gains, net | $0 | 19 |
Net income | $108,000 | 5,276 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $108,000 | 5,276 |
Net charge-offs | $17,000 | 3,772 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $7,000 | 673 |
Net operating income | $-109,800 | 6,756 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $5,957,000 | 4,086 |
Total interest expense | $997,000 | 4,405 |
Net interest income | $4,960,000 | 3,927 |
Provision for loan and lease losses | $2,624,000 | 1,310 |
Total noninterest income | $201,000 | 5,729 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $82,000 | 5,779 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $119,000 | 5,133 |
Total noninterest expense | $5,237,000 | 3,408 |
Salaries and employee benefits | $2,774,000 | 3,297 |
Premises and equipment expense | $658,000 | 3,330 |
Additional noninterest expense | $1,805,000 | 3,397 |
Pre-tax net operating income | $-2,700,000 | 6,889 |
Securities gains (losses) | $156,000 | 1,671 |
Applicable income taxes | $1,000 | 4,639 |
Income before extraordinary items | $-2,545,000 | 6,903 |
Extraordinary gains, net | $0 | 29 |
Net income | $-2,545,000 | 6,902 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $-2,545,000 | 6,903 |
Net charge-offs | $2,027,000 | 1,539 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $6,754,000 | 102 |
Net operating income | $-2,701,000 | 6,900 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $4,501,000 | 4,104 |
Total interest expense | $757,000 | 4,491 |
Net interest income | $3,744,000 | 3,925 |
Provision for loan and lease losses | $1,324,000 | 1,642 |
Total noninterest income | $181,000 | 5,605 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $65,000 | 5,721 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $116,000 | 4,910 |
Total noninterest expense | $3,888,000 | 3,439 |
Salaries and employee benefits | $2,088,000 | 3,292 |
Premises and equipment expense | $480,000 | 3,453 |
Additional noninterest expense | $1,320,000 | 3,462 |
Pre-tax net operating income | $-1,287,000 | 6,867 |
Securities gains (losses) | $16,000 | 2,895 |
Applicable income taxes | $1,000 | 4,642 |
Income before extraordinary items | $-1,272,000 | 6,925 |
Extraordinary gains, net | $0 | 21 |
Net income | $-1,272,000 | 6,926 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $-1,272,000 | 6,926 |
Net charge-offs | $1,031,000 | 1,856 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $6,743,000 | 86 |
Net operating income | $-1,288,000 | 6,899 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $2,976,000 | 4,168 |
Total interest expense | $514,000 | 4,548 |
Net interest income | $2,462,000 | 3,974 |
Provision for loan and lease losses | $457,000 | 2,421 |
Total noninterest income | $219,000 | 4,718 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $47,000 | 5,624 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $172,000 | 3,734 |
Total noninterest expense | $2,605,000 | 3,468 |
Salaries and employee benefits | $1,405,000 | 3,303 |
Premises and equipment expense | $322,000 | 3,476 |
Additional noninterest expense | $878,000 | 3,519 |
Pre-tax net operating income | $-381,000 | 6,714 |
Securities gains (losses) | $16,000 | 2,184 |
Applicable income taxes | $1,000 | 4,573 |
Income before extraordinary items | $-366,000 | 6,763 |
Extraordinary gains, net | $0 | 15 |
Net income | $-366,000 | 6,763 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $-366,000 | 6,764 |
Net charge-offs | $505,000 | 2,131 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $21,000 | 725 |
Net operating income | $-382,000 | 6,758 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,461,000 | 4,242 |
Total interest expense | $279,000 | 4,488 |
Net interest income | $1,182,000 | 4,082 |
Provision for loan and lease losses | $417,000 | 1,611 |
Total noninterest income | $64,000 | 5,613 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $24,000 | 5,566 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $40,000 | 4,994 |
Total noninterest expense | $1,291,000 | 3,492 |
Salaries and employee benefits | $701,000 | 3,326 |
Premises and equipment expense | $169,000 | 3,407 |
Additional noninterest expense | $421,000 | 3,609 |
Pre-tax net operating income | $-462,000 | 7,063 |
Securities gains (losses) | $-19,000 | 7,239 |
Applicable income taxes | $1,000 | 4,403 |
Income before extraordinary items | $-482,000 | 7,119 |
Extraordinary gains, net | $0 | 9 |
Net income | $-482,000 | 7,120 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-482,000 | 7,120 |
Net charge-offs | $418,000 | 1,487 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $11,000 | 675 |
Net operating income | $-463,000 | 7,101 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $6,607,000 | 4,059 |
Total interest expense | $1,428,000 | 4,376 |
Net interest income | $5,179,000 | 3,862 |
Provision for loan and lease losses | $1,150,000 | 2,843 |
Total noninterest income | $204,000 | 5,924 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $77,000 | 5,823 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $127,000 | 5,160 |
Total noninterest expense | $5,511,000 | 3,336 |
Salaries and employee benefits | $2,735,000 | 3,360 |
Premises and equipment expense | $872,000 | 2,768 |
Additional noninterest expense | $1,904,000 | 3,388 |
Pre-tax net operating income | $-1,278,000 | 6,585 |
Securities gains (losses) | $959,000 | 512 |
Applicable income taxes | $1,000 | 4,548 |
Income before extraordinary items | $-320,000 | 6,254 |
Extraordinary gains, net | $0 | 29 |
Net income | $-320,000 | 6,256 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $-320,000 | 6,256 |
Net charge-offs | $2,414,000 | 1,668 |
Cash dividends | $70,000 | 3,862 |
Sale, conversion, retirement of capital stock, net | $66,000 | 879 |
Net operating income | $-1,279,000 | 6,658 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $5,001,000 | 4,111 |
Total interest expense | $1,094,000 | 4,481 |
Net interest income | $3,907,000 | 3,899 |
Provision for loan and lease losses | $1,020,000 | 2,476 |
Total noninterest income | $119,000 | 6,339 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $55,000 | 5,946 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $64,000 | 5,741 |
Total noninterest expense | $3,859,000 | 3,530 |
Salaries and employee benefits | $2,009,000 | 3,423 |
Premises and equipment expense | $527,000 | 3,337 |
Additional noninterest expense | $1,323,000 | 3,557 |
Pre-tax net operating income | $-853,000 | 6,725 |
Securities gains (losses) | $760,000 | 522 |
Applicable income taxes | $1,000 | 4,603 |
Income before extraordinary items | $-94,000 | 6,297 |
Extraordinary gains, net | $0 | 23 |
Net income | $-94,000 | 6,296 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-94,000 | 6,296 |
Net charge-offs | $1,684,000 | 1,674 |
Cash dividends | $70,000 | 3,346 |
Sale, conversion, retirement of capital stock, net | $52,000 | 812 |
Net operating income | $-854,000 | 6,788 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $3,355,000 | 4,131 |
Total interest expense | $752,000 | 4,505 |
Net interest income | $2,603,000 | 3,905 |
Provision for loan and lease losses | $185,000 | 4,332 |
Total noninterest income | $102,000 | 6,034 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $35,000 | 6,033 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $67,000 | 5,219 |
Total noninterest expense | $2,550,000 | 3,573 |
Salaries and employee benefits | $1,324,000 | 3,480 |
Premises and equipment expense | $358,000 | 3,304 |
Additional noninterest expense | $868,000 | 3,579 |
Pre-tax net operating income | $-30,000 | 6,142 |
Securities gains (losses) | $104,000 | 1,391 |
Applicable income taxes | $1,000 | 4,552 |
Income before extraordinary items | $73,000 | 5,727 |
Extraordinary gains, net | $0 | 19 |
Net income | $73,000 | 5,729 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $73,000 | 5,728 |
Net charge-offs | $1,520,000 | 1,355 |
Cash dividends | $35,000 | 3,277 |
Sale, conversion, retirement of capital stock, net | $37,000 | 739 |
Net operating income | $-29,960 | 6,169 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,689,000 | 4,175 |
Total interest expense | $382,000 | 4,598 |
Net interest income | $1,307,000 | 3,918 |
Provision for loan and lease losses | $91,000 | 4,069 |
Total noninterest income | $31,000 | 6,709 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $15,000 | 6,220 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $16,000 | 6,197 |
Total noninterest expense | $1,242,000 | 3,671 |
Salaries and employee benefits | $661,000 | 3,537 |
Premises and equipment expense | $176,000 | 3,445 |
Additional noninterest expense | $405,000 | 3,767 |
Pre-tax net operating income | $5,000 | 6,191 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $1,000 | 4,457 |
Income before extraordinary items | $4,000 | 6,334 |
Extraordinary gains, net | $0 | 16 |
Net income | $4,000 | 6,337 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $4,000 | 6,336 |
Net charge-offs | $1,386,000 | 832 |
Cash dividends | $35,000 | 2,391 |
Sale, conversion, retirement of capital stock, net | $24,000 | 623 |
Net operating income | $4,000 | 6,227 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $6,951,000 | 4,195 |
Total interest expense | $1,642,000 | 4,942 |
Net interest income | $5,309,000 | 3,791 |
Provision for loan and lease losses | $2,537,000 | 2,162 |
Total noninterest income | $432,000 | 4,991 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $56,000 | 6,379 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $376,000 | 3,643 |
Total noninterest expense | $5,169,000 | 3,581 |
Salaries and employee benefits | $2,495,000 | 3,690 |
Premises and equipment expense | $923,000 | 2,758 |
Additional noninterest expense | $1,751,000 | 3,673 |
Pre-tax net operating income | $-1,965,000 | 6,623 |
Securities gains (losses) | $535,000 | 838 |
Applicable income taxes | $1,000 | 4,275 |
Income before extraordinary items | $-1,431,000 | 6,545 |
Extraordinary gains, net | $0 | 34 |
Net income | $-1,431,000 | 6,545 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-1,431,000 | 6,545 |
Net charge-offs | $1,382,000 | 2,480 |
Cash dividends | $70,000 | 4,317 |
Sale, conversion, retirement of capital stock, net | $2,764,000 | 285 |
Net operating income | $-1,966,000 | 6,741 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $5,206,000 | 4,250 |
Total interest expense | $1,228,000 | 5,089 |
Net interest income | $3,978,000 | 3,805 |
Provision for loan and lease losses | $1,073,000 | 2,690 |
Total noninterest income | $400,000 | 4,675 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $40,000 | 6,466 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $360,000 | 3,359 |
Total noninterest expense | $3,910,000 | 3,558 |
Salaries and employee benefits | $1,886,000 | 3,706 |
Premises and equipment expense | $641,000 | 2,977 |
Additional noninterest expense | $1,383,000 | 3,492 |
Pre-tax net operating income | $-605,000 | 6,406 |
Securities gains (losses) | $379,000 | 843 |
Applicable income taxes | $1,000 | 4,465 |
Income before extraordinary items | $-227,000 | 6,152 |
Extraordinary gains, net | $0 | 27 |
Net income | $-227,000 | 6,153 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-227,000 | 6,152 |
Net charge-offs | $509,000 | 3,024 |
Cash dividends | $70,000 | 3,783 |
Sale, conversion, retirement of capital stock, net | $2,703,000 | 236 |
Net operating income | $-606,000 | 6,496 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $3,403,000 | 4,349 |
Total interest expense | $832,000 | 5,179 |
Net interest income | $2,571,000 | 3,861 |
Provision for loan and lease losses | $458,000 | 3,084 |
Total noninterest income | $485,000 | 3,479 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $27,000 | 6,492 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $458,000 | 2,341 |
Total noninterest expense | $2,697,000 | 3,503 |
Salaries and employee benefits | $1,305,000 | 3,647 |
Premises and equipment expense | $417,000 | 3,070 |
Additional noninterest expense | $975,000 | 3,352 |
Pre-tax net operating income | $-99,000 | 6,095 |
Securities gains (losses) | $371,000 | 638 |
Applicable income taxes | $1,000 | 4,523 |
Income before extraordinary items | $271,000 | 4,123 |
Extraordinary gains, net | $0 | 21 |
Net income | $271,000 | 4,123 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $271,000 | 4,123 |
Net charge-offs | $9,000 | 6,044 |
Cash dividends | $35,000 | 3,758 |
Sale, conversion, retirement of capital stock, net | $2,639,000 | 183 |
Net operating income | $-100,000 | 6,154 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,689,000 | 4,405 |
Total interest expense | $459,000 | 5,059 |
Net interest income | $1,230,000 | 3,990 |
Provision for loan and lease losses | $53,000 | 4,848 |
Total noninterest income | $495,000 | 2,156 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $13,000 | 6,516 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $482,000 | 1,431 |
Total noninterest expense | $1,347,000 | 3,433 |
Salaries and employee benefits | $687,000 | 3,532 |
Premises and equipment expense | $204,000 | 3,171 |
Additional noninterest expense | $456,000 | 3,243 |
Pre-tax net operating income | $325,000 | 3,210 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $1,000 | 4,679 |
Income before extraordinary items | $324,000 | 2,979 |
Extraordinary gains, net | $0 | 15 |
Net income | $324,000 | 2,980 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $324,000 | 2,980 |
Net charge-offs | $0 | 5,728 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $2,579,000 | 104 |
Net operating income | $324,000 | 2,839 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $5,703,000 | 5,079 |
Total interest expense | $1,926,000 | 5,406 |
Net interest income | $3,777,000 | 4,750 |
Provision for loan and lease losses | $873,000 | 2,910 |
Total noninterest income | $158,000 | 6,829 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $47,000 | 6,681 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $111,000 | 5,776 |
Total noninterest expense | $4,181,000 | 4,103 |
Salaries and employee benefits | $2,365,000 | 3,939 |
Premises and equipment expense | $521,000 | 4,356 |
Additional noninterest expense | $1,295,000 | 4,031 |
Pre-tax net operating income | $-1,119,000 | 7,069 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $1,000 | 4,863 |
Income before extraordinary items | $-1,120,000 | 7,047 |
Extraordinary gains, net | $0 | 39 |
Net income | $-1,120,000 | 7,050 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $361,000 | 3,274 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $250,000 | 712 |
Net operating income | $-1,120,000 | 7,169 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $4,024,000 | 5,331 |
Total interest expense | $1,389,000 | 5,626 |
Net interest income | $2,635,000 | 5,004 |
Provision for loan and lease losses | $468,000 | 2,823 |
Total noninterest income | $133,000 | 6,752 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $33,000 | 6,775 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $100,000 | 5,625 |
Total noninterest expense | $2,914,000 | 4,318 |
Salaries and employee benefits | $1,728,000 | 4,036 |
Premises and equipment expense | $356,000 | 4,608 |
Additional noninterest expense | $830,000 | 4,456 |
Pre-tax net operating income | $-614,000 | 7,327 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $1,000 | 5,240 |
Income before extraordinary items | $-615,000 | 7,277 |
Extraordinary gains, net | $0 | 31 |
Net income | $-615,000 | 7,276 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,534 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $189,000 | 596 |
Net operating income | $-615,000 | 7,398 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $2,614,000 | 5,469 |
Total interest expense | $933,000 | 5,747 |
Net interest income | $1,681,000 | 5,139 |
Provision for loan and lease losses | $305,000 | 2,501 |
Total noninterest income | $112,000 | 6,490 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $6,000 | 7,240 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $106,000 | 4,955 |
Total noninterest expense | $1,927,000 | 4,361 |
Salaries and employee benefits | $1,157,000 | 4,063 |
Premises and equipment expense | $234,000 | 4,684 |
Additional noninterest expense | $536,000 | 4,531 |
Pre-tax net operating income | $-439,000 | 7,554 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $0 | 5,627 |
Income before extraordinary items | $-439,000 | 7,644 |
Extraordinary gains, net | $0 | 21 |
Net income | $-439,000 | 7,644 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,998 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $128,000 | 527 |
Net operating income | $-439,000 | 7,627 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $1,267,000 | 5,660 |
Total interest expense | $459,000 | 5,948 |
Net interest income | $808,000 | 5,284 |
Provision for loan and lease losses | $100,000 | 2,696 |
Total noninterest income | $49,000 | 6,694 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $3,000 | 7,255 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $46,000 | 5,219 |
Total noninterest expense | $936,000 | 4,441 |
Salaries and employee benefits | $576,000 | 4,093 |
Premises and equipment expense | $113,000 | 4,801 |
Additional noninterest expense | $247,000 | 4,727 |
Pre-tax net operating income | $-179,000 | 7,724 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $0 | 5,622 |
Income before extraordinary items | $-179,000 | 7,809 |
Extraordinary gains, net | $0 | 15 |
Net income | $-179,000 | 7,808 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,009 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $66,000 | 414 |
Net operating income | $-179,000 | 7,774 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $4,609,000 | 5,929 |
Total interest expense | $1,852,000 | 6,001 |
Net interest income | $2,757,000 | 5,707 |
Provision for loan and lease losses | $415,000 | 2,647 |
Total noninterest income | $51,000 | 8,023 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $10,000 | 7,309 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $41,000 | 7,281 |
Total noninterest expense | $3,339,000 | 4,674 |
Salaries and employee benefits | $1,802,000 | 4,745 |
Premises and equipment expense | $468,000 | 4,560 |
Additional noninterest expense | $1,069,000 | 4,426 |
Pre-tax net operating income | $-946,000 | 8,029 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $2,000 | 5,906 |
Income before extraordinary items | $-948,000 | 8,092 |
Extraordinary gains, net | $0 | 39 |
Net income | $-948,000 | 8,089 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,600 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $255,000 | 679 |
Net operating income | $-948,000 | 8,084 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $3,335,000 | 6,039 |
Total interest expense | $1,337,000 | 6,109 |
Net interest income | $1,998,000 | 5,851 |
Provision for loan and lease losses | $263,000 | 2,529 |
Total noninterest income | $32,000 | 8,133 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $5,000 | 7,394 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $27,000 | 7,429 |
Total noninterest expense | $2,463,000 | 4,711 |
Salaries and employee benefits | $1,314,000 | 4,809 |
Premises and equipment expense | $352,000 | 4,530 |
Additional noninterest expense | $797,000 | 4,374 |
Pre-tax net operating income | $-696,000 | 8,185 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $2,000 | 6,041 |
Income before extraordinary items | $-698,000 | 8,230 |
Extraordinary gains, net | $0 | 33 |
Net income | $-698,000 | 8,227 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,076 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $180,000 | 613 |
Net operating income | $-698,000 | 8,222 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $2,066,000 | 6,234 |
Total interest expense | $828,000 | 6,295 |
Net interest income | $1,238,000 | 6,074 |
Provision for loan and lease losses | $215,000 | 2,051 |
Total noninterest income | $34,000 | 7,979 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $14,000 | 7,128 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $20,000 | 7,375 |
Total noninterest expense | $1,606,000 | 4,799 |
Salaries and employee benefits | $879,000 | 4,830 |
Premises and equipment expense | $234,000 | 4,566 |
Additional noninterest expense | $493,000 | 4,627 |
Pre-tax net operating income | $-549,000 | 8,328 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $0 | 6,265 |
Income before extraordinary items | $-549,000 | 8,354 |
Extraordinary gains, net | $0 | 29 |
Net income | $-549,000 | 8,353 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $120,000 | 565 |
Net operating income | $-549,000 | 8,348 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $942,000 | 6,436 |
Total interest expense | $368,000 | 6,535 |
Net interest income | $574,000 | 6,273 |
Provision for loan and lease losses | $90,000 | 2,153 |
Total noninterest income | $22,000 | 7,786 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $5,000 | 7,254 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $17,000 | 6,843 |
Total noninterest expense | $770,000 | 4,920 |
Salaries and employee benefits | $418,000 | 5,017 |
Premises and equipment expense | $117,000 | 4,586 |
Additional noninterest expense | $235,000 | 4,741 |
Pre-tax net operating income | $-264,000 | 8,374 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $3,000 | 5,852 |
Income before extraordinary items | $-267,000 | 8,401 |
Extraordinary gains, net | $0 | 22 |
Net income | $-267,000 | 8,399 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $60,000 | 451 |
Net operating income | $-267,000 | 8,389 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $1,864,000 | 7,652 |
Total interest expense | $512,000 | 7,893 |
Net interest income | $1,352,000 | 7,377 |
Provision for loan and lease losses | $450,000 | 2,064 |
Total noninterest income | $6,000 | 8,527 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $5,000 | 7,507 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $1,000 | 8,495 |
Total noninterest expense | $2,405,000 | 5,606 |
Salaries and employee benefits | $1,011,000 | 6,388 |
Premises and equipment expense | $333,000 | 5,471 |
Additional noninterest expense | $1,061,000 | 4,327 |
Pre-tax net operating income | $-1,497,000 | 8,527 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $2,000 | 6,435 |
Income before extraordinary items | $-1,499,000 | 8,550 |
Extraordinary gains, net | $0 | 51 |
Net income | $-1,499,000 | 8,549 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,377 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $17,488,000 | 103 |
Net operating income | $-1,499,000 | 8,542 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $1,059,000 | 8,067 |
Total interest expense | $238,000 | 8,312 |
Net interest income | $821,000 | 7,783 |
Provision for loan and lease losses | $285,000 | 2,250 |
Total noninterest income | $5,000 | 8,603 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $5,000 | 7,546 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $0 | 8,609 |
Total noninterest expense | $1,591,000 | 5,976 |
Salaries and employee benefits | $799,000 | 6,240 |
Premises and equipment expense | $179,000 | 6,350 |
Additional noninterest expense | $613,000 | 5,147 |
Pre-tax net operating income | $-1,050,000 | 8,596 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $2,000 | 6,519 |
Income before extraordinary items | $-1,052,000 | 8,616 |
Extraordinary gains, net | $0 | 45 |
Net income | $-1,052,000 | 8,616 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,858 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $17,303,000 | 76 |
Net operating income | $-1,052,000 | 8,607 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $498,000 | 8,399 |
Total interest expense | $88,000 | 8,540 |
Net interest income | $410,000 | 8,208 |
Provision for loan and lease losses | $120,000 | 2,983 |
Total noninterest income | $0 | 8,702 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $0 | 7,707 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $0 | 8,630 |
Total noninterest expense | $948,000 | 6,324 |
Salaries and employee benefits | $479,000 | 6,541 |
Premises and equipment expense | $88,000 | 7,009 |
Additional noninterest expense | $381,000 | 5,376 |
Pre-tax net operating income | $-658,000 | 8,618 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $0 | 6,706 |
Income before extraordinary items | $-658,000 | 8,634 |
Extraordinary gains, net | $0 | 39 |
Net income | $-658,000 | 8,633 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,361 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $17,256,000 | 41 |
Net operating income | $-658,000 | 8,626 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $142,000 | 8,656 |
Total interest expense | $14,000 | 8,696 |
Net interest income | $128,000 | 8,557 |
Provision for loan and lease losses | $15,000 | 4,758 |
Total noninterest income | $0 | 8,704 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $0 | 7,698 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $0 | 8,611 |
Total noninterest expense | $384,000 | 6,873 |
Salaries and employee benefits | $206,000 | 6,914 |
Premises and equipment expense | $17,000 | 8,221 |
Additional noninterest expense | $161,000 | 5,843 |
Pre-tax net operating income | $-271,000 | 8,599 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $0 | 6,588 |
Income before extraordinary items | $-271,000 | 8,620 |
Extraordinary gains, net | $0 | 21 |
Net income | $-271,000 | 8,619 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $17,190,000 | 12 |
Net operating income | $-271,000 | 8,614 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.