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Community 1st Bank, Income and Expense

2017-09-30 (YTD Data)Rank
Total interest income$10,196,0001,916
Total interest expense$1,064,0001,991
Net interest income$9,132,0001,893
Provision for loan and lease losses$120,0002,498
Total noninterest income$381,0003,940
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$43,0004,918
Trading account gains and feesNANA
Additional Noninterest Income$338,0003,312
Total noninterest expense$5,863,0002,320
Salaries and employee benefits$3,039,0002,458
Premises and equipment expense$597,0002,483
Additional noninterest expense$2,227,0001,950
Pre-tax net operating income$3,530,0001,819
Securities gains (losses)$02,274
Applicable income taxes$1,522,0001,109
Income before extraordinary items$2,008,0002,400
Extraordinary gains, net$09
Net income$2,008,0002,399
Minority interest net income$071
Net income of bank and minority interests.$2,008,0002,400
Net charge-offs$10,0003,258
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,008,0002,378
2017-06-30 (YTD Data)Rank
Total interest income$6,637,0001,938
Total interest expense$689,0001,992
Net interest income$5,948,0001,926
Provision for loan and lease losses$120,0002,050
Total noninterest income$239,0004,036
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$30,0004,921
Trading account gains and feesNANA
Additional Noninterest Income$209,0003,424
Total noninterest expense$3,924,0002,311
Salaries and employee benefits$2,006,0002,482
Premises and equipment expense$402,0002,470
Additional noninterest expense$1,516,0001,927
Pre-tax net operating income$2,143,0001,931
Securities gains (losses)$01,906
Applicable income taxes$920,0001,169
Income before extraordinary items$1,223,0002,489
Extraordinary gains, net$011
Net income$1,223,0002,488
Minority interest net income$071
Net income of bank and minority interests.$1,223,0002,489
Net charge-offs$7,0003,031
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,223,0002,468
2017-03-31 (YTD Data)Rank
Total interest income$3,194,0001,986
Total interest expense$338,0001,993
Net interest income$2,856,0001,987
Provision for loan and lease losses$95,0001,496
Total noninterest income$138,0003,858
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$16,0004,894
Trading account gains and feesNANA
Additional Noninterest Income$122,0003,199
Total noninterest expense$1,983,0002,314
Salaries and employee benefits$987,0002,538
Premises and equipment expense$209,0002,446
Additional noninterest expense$787,0001,862
Pre-tax net operating income$916,0002,074
Securities gains (losses)$01,153
Applicable income taxes$401,0001,239
Income before extraordinary items$515,0002,706
Extraordinary gains, net$08
Net income$515,0002,706
Minority interest net income$055
Net income of bank and minority interests.$515,0002,706
Net charge-offs$9,0002,245
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$515,0002,688
2016-12-31 (YTD Data)Rank
Total interest income$10,712,0002,280
Total interest expense$1,183,0002,158
Net interest income$9,529,0002,281
Provision for loan and lease losses$230,0002,280
Total noninterest income$481,0004,148
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$70,0004,907
Trading account gains and fees$0170
Additional Noninterest Income$411,0003,527
Total noninterest expense$7,351,0002,457
Salaries and employee benefits$3,808,0002,590
Premises and equipment expense$772,0002,562
Additional noninterest expense$2,771,0002,112
Pre-tax net operating income$2,429,0002,723
Securities gains (losses)$03,212
Applicable income taxes$914,0001,738
Income before extraordinary items$1,515,0003,272
Extraordinary gains, net$05
Net income$1,515,0003,271
Minority interest net income$082
Net income of bank and minority interests.$1,515,0003,271
Net charge-offs$-15,0005,062
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,515,0003,225
2016-09-30 (YTD Data)Rank
Total interest income$7,675,0002,356
Total interest expense$844,0002,232
Net interest income$6,831,0002,363
Provision for loan and lease losses$04,186
Total noninterest income$372,0004,127
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$49,0005,017
Trading account gains and fees$0169
Additional Noninterest Income$323,0003,463
Total noninterest expense$5,394,0002,496
Salaries and employee benefits$2,844,0002,587
Premises and equipment expense$547,0002,658
Additional noninterest expense$2,003,0002,177
Pre-tax net operating income$1,809,0002,789
Securities gains (losses)$03,160
Applicable income taxes$690,0001,770
Income before extraordinary items$1,119,0003,314
Extraordinary gains, net$05
Net income$1,119,0003,312
Minority interest net income$071
Net income of bank and minority interests.$1,119,0003,314
Net charge-offs$-12,0004,973
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,119,0003,257
2016-06-30 (YTD Data)Rank
Total interest income$4,916,0002,436
Total interest expense$556,0002,260
Net interest income$4,360,0002,455
Provision for loan and lease losses$04,017
Total noninterest income$232,0004,217
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$30,0005,119
Trading account gains and fees$0157
Additional Noninterest Income$202,0003,586
Total noninterest expense$3,507,0002,555
Salaries and employee benefits$1,884,0002,613
Premises and equipment expense$332,0002,850
Additional noninterest expense$1,291,0002,253
Pre-tax net operating income$1,085,0002,932
Securities gains (losses)$02,835
Applicable income taxes$410,0001,862
Income before extraordinary items$675,0003,475
Extraordinary gains, net$016
Net income$675,0003,471
Minority interest net income$071
Net income of bank and minority interests.$675,0003,473
Net charge-offs$-9,0004,932
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$675,0003,414
2016-03-31 (YTD Data)Rank
Total interest income$2,369,0002,523
Total interest expense$269,0002,321
Net interest income$2,100,0002,534
Provision for loan and lease losses$03,656
Total noninterest income$127,0004,085
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$13,0005,249
Trading account gains and fees$0142
Additional Noninterest Income$114,0003,370
Total noninterest expense$1,729,0002,587
Salaries and employee benefits$918,0002,676
Premises and equipment expense$176,0002,778
Additional noninterest expense$635,0002,274
Pre-tax net operating income$498,0003,052
Securities gains (losses)$02,077
Applicable income taxes$184,0001,920
Income before extraordinary items$314,0003,553
Extraordinary gains, net$012
Net income$314,0003,549
Minority interest net income$062
Net income of bank and minority interests.$314,0003,551
Net charge-offs$-2,0004,420
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$314,0003,493
2015-12-31 (YTD Data)Rank
Total interest income$8,755,0002,648
Total interest expense$929,0002,548
Net interest income$7,826,0002,651
Provision for loan and lease losses$04,380
Total noninterest income$647,0003,776
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$45,0005,481
Trading account gains and fees$0159
Additional Noninterest Income$602,0003,031
Total noninterest expense$6,382,0002,743
Salaries and employee benefits$3,359,0002,815
Premises and equipment expense$588,0003,150
Additional noninterest expense$2,435,0002,395
Pre-tax net operating income$2,091,0002,921
Securities gains (losses)$-96,0006,077
Applicable income taxes$755,0001,861
Income before extraordinary items$1,240,0003,577
Extraordinary gains, net$023
Net income$1,240,0003,575
Minority interest net income$081
Net income of bank and minority interests.$1,240,0003,577
Net charge-offs$-143,0005,798
Cash dividends$141,0003,862
Sale, conversion, retirement of capital stock, net$58,000584
Net operating income$1,301,4403,431
2015-09-30 (YTD Data)Rank
Total interest income$6,441,0002,709
Total interest expense$678,0002,638
Net interest income$5,763,0002,702
Provision for loan and lease losses$04,232
Total noninterest income$524,0003,655
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$34,0005,543
Trading account gains and fees$0153
Additional Noninterest Income$490,0002,945
Total noninterest expense$4,659,0002,807
Salaries and employee benefits$2,468,0002,872
Premises and equipment expense$435,0003,223
Additional noninterest expense$1,756,0002,467
Pre-tax net operating income$1,628,0002,930
Securities gains (losses)$-96,0006,186
Applicable income taxes$582,0001,871
Income before extraordinary items$950,0003,589
Extraordinary gains, net$021
Net income$950,0003,588
Minority interest net income$078
Net income of bank and minority interests.$950,0003,589
Net charge-offs$-141,0005,883
Cash dividends$105,0003,446
Sale, conversion, retirement of capital stock, net$42,000559
Net operating income$1,011,4403,423
2015-06-30 (YTD Data)Rank
Total interest income$4,245,0002,741
Total interest expense$438,0002,703
Net interest income$3,807,0002,720
Provision for loan and lease losses$04,069
Total noninterest income$401,0003,454
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$24,0005,536
Trading account gains and fees$0157
Additional Noninterest Income$377,0002,755
Total noninterest expense$3,102,0002,823
Salaries and employee benefits$1,654,0002,874
Premises and equipment expense$285,0003,272
Additional noninterest expense$1,163,0002,500
Pre-tax net operating income$1,106,0002,893
Securities gains (losses)$-96,0006,277
Applicable income taxes$394,0001,861
Income before extraordinary items$616,0003,623
Extraordinary gains, net$022
Net income$616,0003,624
Minority interest net income$075
Net income of bank and minority interests.$616,0003,625
Net charge-offs$-140,0005,995
Cash dividends$70,0003,342
Sale, conversion, retirement of capital stock, net$29,000533
Net operating income$677,4403,411
2015-03-31 (YTD Data)Rank
Total interest income$2,080,0002,780
Total interest expense$215,0002,743
Net interest income$1,865,0002,755
Provision for loan and lease losses$03,703
Total noninterest income$180,0003,587
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$12,0005,557
Trading account gains and fees$0152
Additional Noninterest Income$168,0002,870
Total noninterest expense$1,559,0002,823
Salaries and employee benefits$835,0002,872
Premises and equipment expense$135,0003,409
Additional noninterest expense$589,0002,455
Pre-tax net operating income$486,0003,066
Securities gains (losses)$02,027
Applicable income taxes$196,0001,842
Income before extraordinary items$290,0003,713
Extraordinary gains, net$013
Net income$290,0003,716
Minority interest net income$064
Net income of bank and minority interests.$290,0003,717
Net charge-offs$83,0001,230
Cash dividends$35,0002,673
Sale, conversion, retirement of capital stock, net$14,000516
Net operating income$290,0003,620
2014-12-31 (YTD Data)Rank
Total interest income$7,703,0002,955
Total interest expense$891,0002,812
Net interest income$6,812,0002,955
Provision for loan and lease losses$380,0001,733
Total noninterest income$610,0003,954
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$58,0005,563
Trading account gains and fees$0180
Additional Noninterest Income$552,0003,128
Total noninterest expense$6,392,0002,795
Salaries and employee benefits$3,427,0002,805
Premises and equipment expense$565,0003,362
Additional noninterest expense$2,400,0002,483
Pre-tax net operating income$650,0004,740
Securities gains (losses)$26,0002,177
Applicable income taxes$-811,0006,411
Income before extraordinary items$1,487,0003,261
Extraordinary gains, net$017
Net income$1,487,0003,261
Minority interest net income$084
Net income of bank and minority interests.$1,487,0003,262
Net charge-offs$491,0001,477
Cash dividends$140,0003,922
Sale, conversion, retirement of capital stock, net$262,000396
Net operating income$1,461,0003,230
2014-09-30 (YTD Data)Rank
Total interest income$5,607,0003,044
Total interest expense$674,0002,842
Net interest income$4,933,0003,053
Provision for loan and lease losses$180,0002,177
Total noninterest income$478,0003,929
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$45,0005,607
Trading account gains and fees$0174
Additional Noninterest Income$433,0003,109
Total noninterest expense$4,797,0002,803
Salaries and employee benefits$2,591,0002,792
Premises and equipment expense$424,0003,403
Additional noninterest expense$1,782,0002,525
Pre-tax net operating income$434,0004,977
Securities gains (losses)$3,0002,680
Applicable income taxes$4,0004,360
Income before extraordinary items$433,0004,826
Extraordinary gains, net$015
Net income$433,0004,826
Minority interest net income$081
Net income of bank and minority interests.$433,0004,827
Net charge-offs$492,0001,170
Cash dividends$105,0003,421
Sale, conversion, retirement of capital stock, net$247,000325
Net operating income$430,0304,790
2014-06-30 (YTD Data)Rank
Total interest income$3,626,0003,119
Total interest expense$453,0002,847
Net interest income$3,173,0003,134
Provision for loan and lease losses$50,0002,981
Total noninterest income$223,0004,499
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$30,0005,625
Trading account gains and fees$0172
Additional Noninterest Income$193,0003,690
Total noninterest expense$3,193,0002,828
Salaries and employee benefits$1,763,0002,763
Premises and equipment expense$278,0003,474
Additional noninterest expense$1,152,0002,583
Pre-tax net operating income$153,0005,539
Securities gains (losses)$-8,0006,266
Applicable income taxes$1,0004,472
Income before extraordinary items$144,0005,505
Extraordinary gains, net$020
Net income$144,0005,507
Minority interest net income$080
Net income of bank and minority interests.$144,0005,508
Net charge-offs$404,0001,029
Cash dividends$70,0003,342
Sale, conversion, retirement of capital stock, net$78,000418
Net operating income$151,9205,424
2014-03-31 (YTD Data)Rank
Total interest income$1,805,0003,149
Total interest expense$225,0002,899
Net interest income$1,580,0003,152
Provision for loan and lease losses$03,817
Total noninterest income$106,0004,546
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$16,0005,587
Trading account gains and fees$0147
Additional Noninterest Income$90,0003,728
Total noninterest expense$1,555,0002,905
Salaries and employee benefits$864,0002,824
Premises and equipment expense$139,0003,518
Additional noninterest expense$552,0002,677
Pre-tax net operating income$131,0005,015
Securities gains (losses)$-19,0006,502
Applicable income taxes$1,0004,330
Income before extraordinary items$111,0005,036
Extraordinary gains, net$016
Net income$111,0005,039
Minority interest net income$066
Net income of bank and minority interests.$111,0005,038
Net charge-offs$427,000562
Cash dividends$35,0002,654
Sale, conversion, retirement of capital stock, net$14,000518
Net operating income$129,8104,824
2013-12-31 (YTD Data)Rank
Total interest income$7,058,0003,232
Total interest expense$828,0003,364
Net interest income$6,230,0003,179
Provision for loan and lease losses$355,0002,250
Total noninterest income$398,0004,746
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$66,0005,731
Trading account gains and fees$0184
Additional Noninterest Income$332,0003,959
Total noninterest expense$5,911,0003,030
Salaries and employee benefits$3,135,0003,002
Premises and equipment expense$607,0003,280
Additional noninterest expense$2,169,0002,800
Pre-tax net operating income$362,0005,325
Securities gains (losses)$604,000384
Applicable income taxes$-900,0006,680
Income before extraordinary items$1,866,0002,743
Extraordinary gains, net$029
Net income$1,866,0002,746
Minority interest net income$090
Net income of bank and minority interests.$1,866,0002,746
Net charge-offs$-291,0006,676
Cash dividends$138,0003,822
Sale, conversion, retirement of capital stock, net$73,000580
Net operating income$1,262,0003,408
2013-09-30 (YTD Data)Rank
Total interest income$5,244,0003,285
Total interest expense$628,0003,430
Net interest income$4,616,0003,231
Provision for loan and lease losses$310,0002,037
Total noninterest income$291,0004,855
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$49,0005,796
Trading account gains and fees$0180
Additional Noninterest Income$242,0004,065
Total noninterest expense$4,330,0003,072
Salaries and employee benefits$2,274,0003,115
Premises and equipment expense$451,0003,340
Additional noninterest expense$1,605,0002,827
Pre-tax net operating income$267,0005,460
Securities gains (losses)$574,000361
Applicable income taxes$1,0004,622
Income before extraordinary items$840,0003,735
Extraordinary gains, net$025
Net income$840,0003,738
Minority interest net income$084
Net income of bank and minority interests.$840,0003,739
Net charge-offs$98,0003,276
Cash dividends$103,0003,303
Sale, conversion, retirement of capital stock, net$54,000555
Net operating income$266,0005,315
2013-06-30 (YTD Data)Rank
Total interest income$3,407,0003,357
Total interest expense$438,0003,389
Net interest income$2,969,0003,311
Provision for loan and lease losses$210,0002,037
Total noninterest income$180,0004,996
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$33,0005,799
Trading account gains and fees$0157
Additional Noninterest Income$147,0004,234
Total noninterest expense$2,804,0003,146
Salaries and employee benefits$1,466,0003,197
Premises and equipment expense$292,0003,430
Additional noninterest expense$1,046,0002,865
Pre-tax net operating income$135,0005,667
Securities gains (losses)$453,000403
Applicable income taxes$1,0004,582
Income before extraordinary items$587,0003,649
Extraordinary gains, net$022
Net income$587,0003,651
Minority interest net income$082
Net income of bank and minority interests.$587,0003,652
Net charge-offs$49,0003,369
Cash dividends$68,0003,184
Sale, conversion, retirement of capital stock, net$35,000529
Net operating income$134,0005,545
2013-03-31 (YTD Data)Rank
Total interest income$1,718,0003,362
Total interest expense$244,0003,224
Net interest income$1,474,0003,337
Provision for loan and lease losses$110,0001,955
Total noninterest income$80,0005,176
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$16,0005,831
Trading account gains and fees$0148
Additional Noninterest Income$64,0004,392
Total noninterest expense$1,363,0003,232
Salaries and employee benefits$719,0003,265
Premises and equipment expense$140,0003,543
Additional noninterest expense$504,0002,968
Pre-tax net operating income$81,0005,504
Securities gains (losses)$333,000300
Applicable income taxes$04,602
Income before extraordinary items$414,0002,965
Extraordinary gains, net$010
Net income$414,0002,965
Minority interest net income$076
Net income of bank and minority interests.$414,0002,967
Net charge-offs$47,0002,457
Cash dividends$34,0002,476
Sale, conversion, retirement of capital stock, net$17,000492
Net operating income$81,0005,363
2012-12-31 (YTD Data)Rank
Total interest income$6,701,0003,548
Total interest expense$979,0003,658
Net interest income$5,722,0003,479
Provision for loan and lease losses$780,0002,109
Total noninterest income$294,0005,245
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$70,0005,898
Trading account gains and fees$0166
Additional Noninterest Income$224,0004,452
Total noninterest expense$5,217,0003,363
Salaries and employee benefits$2,714,0003,352
Premises and equipment expense$599,0003,390
Additional noninterest expense$1,904,0003,205
Pre-tax net operating income$19,0006,109
Securities gains (losses)$566,000843
Applicable income taxes$-244,0006,811
Income before extraordinary items$829,0004,226
Extraordinary gains, net$029
Net income$829,0004,225
Minority interest net income$093
Net income of bank and minority interests.$829,0004,227
Net charge-offs$581,0002,453
Cash dividends$83,0004,062
Sale, conversion, retirement of capital stock, net$127,000520
Net operating income$263,0005,388
2012-09-30 (YTD Data)Rank
Total interest income$4,939,0003,673
Total interest expense$736,0003,781
Net interest income$4,203,0003,590
Provision for loan and lease losses$630,0001,983
Total noninterest income$249,0005,135
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$52,0005,987
Trading account gains and fees$0157
Additional Noninterest Income$197,0004,273
Total noninterest expense$3,899,0003,393
Salaries and employee benefits$2,036,0003,376
Premises and equipment expense$446,0003,458
Additional noninterest expense$1,417,0003,253
Pre-tax net operating income$-77,0006,392
Securities gains (losses)$541,000707
Applicable income taxes$1,0004,707
Income before extraordinary items$463,0004,742
Extraordinary gains, net$020
Net income$463,0004,743
Minority interest net income$086
Net income of bank and minority interests.$463,0004,743
Net charge-offs$581,0002,012
Cash dividends$35,0003,621
Sale, conversion, retirement of capital stock, net$31,000696
Net operating income$-78,0006,413
2012-06-30 (YTD Data)Rank
Total interest income$3,275,0003,720
Total interest expense$492,0003,867
Net interest income$2,783,0003,621
Provision for loan and lease losses$460,0001,895
Total noninterest income$178,0005,054
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$34,0006,029
Trading account gains and fees$0153
Additional Noninterest Income$144,0004,131
Total noninterest expense$2,598,0003,413
Salaries and employee benefits$1,379,0003,361
Premises and equipment expense$294,0003,480
Additional noninterest expense$925,0003,328
Pre-tax net operating income$-97,0006,524
Securities gains (losses)$381,000712
Applicable income taxes$1,0004,644
Income before extraordinary items$283,0004,892
Extraordinary gains, net$019
Net income$283,0004,895
Minority interest net income$084
Net income of bank and minority interests.$283,0004,895
Net charge-offs$555,0001,659
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$14,000725
Net operating income$-98,0006,541
2012-03-31 (YTD Data)Rank
Total interest income$1,632,0003,767
Total interest expense$252,0003,921
Net interest income$1,380,0003,662
Provision for loan and lease losses$240,0001,789
Total noninterest income$80,0005,253
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$15,0006,165
Trading account gains and fees$0148
Additional Noninterest Income$65,0004,337
Total noninterest expense$1,331,0003,375
Salaries and employee benefits$728,0003,252
Premises and equipment expense$149,0003,487
Additional noninterest expense$454,0003,329
Pre-tax net operating income$-111,0006,755
Securities gains (losses)$220,000560
Applicable income taxes$1,0004,577
Income before extraordinary items$108,0005,275
Extraordinary gains, net$019
Net income$108,0005,276
Minority interest net income$078
Net income of bank and minority interests.$108,0005,276
Net charge-offs$17,0003,772
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$7,000673
Net operating income$-109,8006,756
2011-12-31 (YTD Data)Rank
Total interest income$5,957,0004,086
Total interest expense$997,0004,405
Net interest income$4,960,0003,927
Provision for loan and lease losses$2,624,0001,310
Total noninterest income$201,0005,729
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$82,0005,779
Trading account gains and fees$0146
Additional Noninterest Income$119,0005,133
Total noninterest expense$5,237,0003,408
Salaries and employee benefits$2,774,0003,297
Premises and equipment expense$658,0003,330
Additional noninterest expense$1,805,0003,397
Pre-tax net operating income$-2,700,0006,889
Securities gains (losses)$156,0001,671
Applicable income taxes$1,0004,639
Income before extraordinary items$-2,545,0006,903
Extraordinary gains, net$029
Net income$-2,545,0006,902
Minority interest net income$096
Net income of bank and minority interests.$-2,545,0006,903
Net charge-offs$2,027,0001,539
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$6,754,000102
Net operating income$-2,701,0006,900
2011-09-30 (YTD Data)Rank
Total interest income$4,501,0004,104
Total interest expense$757,0004,491
Net interest income$3,744,0003,925
Provision for loan and lease losses$1,324,0001,642
Total noninterest income$181,0005,605
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$65,0005,721
Trading account gains and fees$0145
Additional Noninterest Income$116,0004,910
Total noninterest expense$3,888,0003,439
Salaries and employee benefits$2,088,0003,292
Premises and equipment expense$480,0003,453
Additional noninterest expense$1,320,0003,462
Pre-tax net operating income$-1,287,0006,867
Securities gains (losses)$16,0002,895
Applicable income taxes$1,0004,642
Income before extraordinary items$-1,272,0006,925
Extraordinary gains, net$021
Net income$-1,272,0006,926
Minority interest net income$087
Net income of bank and minority interests.$-1,272,0006,926
Net charge-offs$1,031,0001,856
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$6,743,00086
Net operating income$-1,288,0006,899
2011-06-30 (YTD Data)Rank
Total interest income$2,976,0004,168
Total interest expense$514,0004,548
Net interest income$2,462,0003,974
Provision for loan and lease losses$457,0002,421
Total noninterest income$219,0004,718
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$47,0005,624
Trading account gains and fees$0153
Additional Noninterest Income$172,0003,734
Total noninterest expense$2,605,0003,468
Salaries and employee benefits$1,405,0003,303
Premises and equipment expense$322,0003,476
Additional noninterest expense$878,0003,519
Pre-tax net operating income$-381,0006,714
Securities gains (losses)$16,0002,184
Applicable income taxes$1,0004,573
Income before extraordinary items$-366,0006,763
Extraordinary gains, net$015
Net income$-366,0006,763
Minority interest net income$089
Net income of bank and minority interests.$-366,0006,764
Net charge-offs$505,0002,131
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$21,000725
Net operating income$-382,0006,758
2011-03-31 (YTD Data)Rank
Total interest income$1,461,0004,242
Total interest expense$279,0004,488
Net interest income$1,182,0004,082
Provision for loan and lease losses$417,0001,611
Total noninterest income$64,0005,613
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$24,0005,566
Trading account gains and fees$0158
Additional Noninterest Income$40,0004,994
Total noninterest expense$1,291,0003,492
Salaries and employee benefits$701,0003,326
Premises and equipment expense$169,0003,407
Additional noninterest expense$421,0003,609
Pre-tax net operating income$-462,0007,063
Securities gains (losses)$-19,0007,239
Applicable income taxes$1,0004,403
Income before extraordinary items$-482,0007,119
Extraordinary gains, net$09
Net income$-482,0007,120
Minority interest net income$086
Net income of bank and minority interests.$-482,0007,120
Net charge-offs$418,0001,487
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$11,000675
Net operating income$-463,0007,101
2010-12-31 (YTD Data)Rank
Total interest income$6,607,0004,059
Total interest expense$1,428,0004,376
Net interest income$5,179,0003,862
Provision for loan and lease losses$1,150,0002,843
Total noninterest income$204,0005,924
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$77,0005,823
Trading account gains and fees$0175
Additional Noninterest Income$127,0005,160
Total noninterest expense$5,511,0003,336
Salaries and employee benefits$2,735,0003,360
Premises and equipment expense$872,0002,768
Additional noninterest expense$1,904,0003,388
Pre-tax net operating income$-1,278,0006,585
Securities gains (losses)$959,000512
Applicable income taxes$1,0004,548
Income before extraordinary items$-320,0006,254
Extraordinary gains, net$029
Net income$-320,0006,256
Minority interest net income$0111
Net income of bank and minority interests.$-320,0006,256
Net charge-offs$2,414,0001,668
Cash dividends$70,0003,862
Sale, conversion, retirement of capital stock, net$66,000879
Net operating income$-1,279,0006,658
2010-09-30 (YTD Data)Rank
Total interest income$5,001,0004,111
Total interest expense$1,094,0004,481
Net interest income$3,907,0003,899
Provision for loan and lease losses$1,020,0002,476
Total noninterest income$119,0006,339
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$55,0005,946
Trading account gains and fees$0165
Additional Noninterest Income$64,0005,741
Total noninterest expense$3,859,0003,530
Salaries and employee benefits$2,009,0003,423
Premises and equipment expense$527,0003,337
Additional noninterest expense$1,323,0003,557
Pre-tax net operating income$-853,0006,725
Securities gains (losses)$760,000522
Applicable income taxes$1,0004,603
Income before extraordinary items$-94,0006,297
Extraordinary gains, net$023
Net income$-94,0006,296
Minority interest net income$0110
Net income of bank and minority interests.$-94,0006,296
Net charge-offs$1,684,0001,674
Cash dividends$70,0003,346
Sale, conversion, retirement of capital stock, net$52,000812
Net operating income$-854,0006,788
2010-06-30 (YTD Data)Rank
Total interest income$3,355,0004,131
Total interest expense$752,0004,505
Net interest income$2,603,0003,905
Provision for loan and lease losses$185,0004,332
Total noninterest income$102,0006,034
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$35,0006,033
Trading account gains and fees$0152
Additional Noninterest Income$67,0005,219
Total noninterest expense$2,550,0003,573
Salaries and employee benefits$1,324,0003,480
Premises and equipment expense$358,0003,304
Additional noninterest expense$868,0003,579
Pre-tax net operating income$-30,0006,142
Securities gains (losses)$104,0001,391
Applicable income taxes$1,0004,552
Income before extraordinary items$73,0005,727
Extraordinary gains, net$019
Net income$73,0005,729
Minority interest net income$0105
Net income of bank and minority interests.$73,0005,728
Net charge-offs$1,520,0001,355
Cash dividends$35,0003,277
Sale, conversion, retirement of capital stock, net$37,000739
Net operating income$-29,9606,169
2010-03-31 (YTD Data)Rank
Total interest income$1,689,0004,175
Total interest expense$382,0004,598
Net interest income$1,307,0003,918
Provision for loan and lease losses$91,0004,069
Total noninterest income$31,0006,709
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$15,0006,220
Trading account gains and fees$0175
Additional Noninterest Income$16,0006,197
Total noninterest expense$1,242,0003,671
Salaries and employee benefits$661,0003,537
Premises and equipment expense$176,0003,445
Additional noninterest expense$405,0003,767
Pre-tax net operating income$5,0006,191
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$4,0006,334
Extraordinary gains, net$016
Net income$4,0006,337
Minority interest net income$091
Net income of bank and minority interests.$4,0006,336
Net charge-offs$1,386,000832
Cash dividends$35,0002,391
Sale, conversion, retirement of capital stock, net$24,000623
Net operating income$4,0006,227
2009-12-31 (YTD Data)Rank
Total interest income$6,951,0004,195
Total interest expense$1,642,0004,942
Net interest income$5,309,0003,791
Provision for loan and lease losses$2,537,0002,162
Total noninterest income$432,0004,991
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$56,0006,379
Trading account gains and fees$0211
Additional Noninterest Income$376,0003,643
Total noninterest expense$5,169,0003,581
Salaries and employee benefits$2,495,0003,690
Premises and equipment expense$923,0002,758
Additional noninterest expense$1,751,0003,673
Pre-tax net operating income$-1,965,0006,623
Securities gains (losses)$535,000838
Applicable income taxes$1,0004,275
Income before extraordinary items$-1,431,0006,545
Extraordinary gains, net$034
Net income$-1,431,0006,545
Minority interest net income$0115
Net income of bank and minority interests.$-1,431,0006,545
Net charge-offs$1,382,0002,480
Cash dividends$70,0004,317
Sale, conversion, retirement of capital stock, net$2,764,000285
Net operating income$-1,966,0006,741
2009-09-30 (YTD Data)Rank
Total interest income$5,206,0004,250
Total interest expense$1,228,0005,089
Net interest income$3,978,0003,805
Provision for loan and lease losses$1,073,0002,690
Total noninterest income$400,0004,675
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$40,0006,466
Trading account gains and fees$0212
Additional Noninterest Income$360,0003,359
Total noninterest expense$3,910,0003,558
Salaries and employee benefits$1,886,0003,706
Premises and equipment expense$641,0002,977
Additional noninterest expense$1,383,0003,492
Pre-tax net operating income$-605,0006,406
Securities gains (losses)$379,000843
Applicable income taxes$1,0004,465
Income before extraordinary items$-227,0006,152
Extraordinary gains, net$027
Net income$-227,0006,153
Minority interest net income$0118
Net income of bank and minority interests.$-227,0006,152
Net charge-offs$509,0003,024
Cash dividends$70,0003,783
Sale, conversion, retirement of capital stock, net$2,703,000236
Net operating income$-606,0006,496
2009-06-30 (YTD Data)Rank
Total interest income$3,403,0004,349
Total interest expense$832,0005,179
Net interest income$2,571,0003,861
Provision for loan and lease losses$458,0003,084
Total noninterest income$485,0003,479
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$27,0006,492
Trading account gains and fees$0193
Additional Noninterest Income$458,0002,341
Total noninterest expense$2,697,0003,503
Salaries and employee benefits$1,305,0003,647
Premises and equipment expense$417,0003,070
Additional noninterest expense$975,0003,352
Pre-tax net operating income$-99,0006,095
Securities gains (losses)$371,000638
Applicable income taxes$1,0004,523
Income before extraordinary items$271,0004,123
Extraordinary gains, net$021
Net income$271,0004,123
Minority interest net income$0112
Net income of bank and minority interests.$271,0004,123
Net charge-offs$9,0006,044
Cash dividends$35,0003,758
Sale, conversion, retirement of capital stock, net$2,639,000183
Net operating income$-100,0006,154
2009-03-31 (YTD Data)Rank
Total interest income$1,689,0004,405
Total interest expense$459,0005,059
Net interest income$1,230,0003,990
Provision for loan and lease losses$53,0004,848
Total noninterest income$495,0002,156
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$13,0006,516
Trading account gains and fees$0171
Additional Noninterest Income$482,0001,431
Total noninterest expense$1,347,0003,433
Salaries and employee benefits$687,0003,532
Premises and equipment expense$204,0003,171
Additional noninterest expense$456,0003,243
Pre-tax net operating income$325,0003,210
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$324,0002,979
Extraordinary gains, net$015
Net income$324,0002,980
Minority interest net income$0102
Net income of bank and minority interests.$324,0002,980
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$2,579,000104
Net operating income$324,0002,839
2008-12-31 (YTD Data)Rank
Total interest income$5,703,0005,079
Total interest expense$1,926,0005,406
Net interest income$3,777,0004,750
Provision for loan and lease losses$873,0002,910
Total noninterest income$158,0006,829
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$47,0006,681
Trading account gains and fees$0154
Additional Noninterest Income$111,0005,776
Total noninterest expense$4,181,0004,103
Salaries and employee benefits$2,365,0003,939
Premises and equipment expense$521,0004,356
Additional noninterest expense$1,295,0004,031
Pre-tax net operating income$-1,119,0007,069
Securities gains (losses)$03,220
Applicable income taxes$1,0004,863
Income before extraordinary items$-1,120,0007,047
Extraordinary gains, net$039
Net income$-1,120,0007,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0003,274
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$250,000712
Net operating income$-1,120,0007,169
2008-09-30 (YTD Data)Rank
Total interest income$4,024,0005,331
Total interest expense$1,389,0005,626
Net interest income$2,635,0005,004
Provision for loan and lease losses$468,0002,823
Total noninterest income$133,0006,752
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$33,0006,775
Trading account gains and fees$0148
Additional Noninterest Income$100,0005,625
Total noninterest expense$2,914,0004,318
Salaries and employee benefits$1,728,0004,036
Premises and equipment expense$356,0004,608
Additional noninterest expense$830,0004,456
Pre-tax net operating income$-614,0007,327
Securities gains (losses)$03,106
Applicable income taxes$1,0005,240
Income before extraordinary items$-615,0007,277
Extraordinary gains, net$031
Net income$-615,0007,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$189,000596
Net operating income$-615,0007,398
2008-06-30 (YTD Data)Rank
Total interest income$2,614,0005,469
Total interest expense$933,0005,747
Net interest income$1,681,0005,139
Provision for loan and lease losses$305,0002,501
Total noninterest income$112,0006,490
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$6,0007,240
Trading account gains and fees$0149
Additional Noninterest Income$106,0004,955
Total noninterest expense$1,927,0004,361
Salaries and employee benefits$1,157,0004,063
Premises and equipment expense$234,0004,684
Additional noninterest expense$536,0004,531
Pre-tax net operating income$-439,0007,554
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-439,0007,644
Extraordinary gains, net$021
Net income$-439,0007,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$128,000527
Net operating income$-439,0007,627
2008-03-31 (YTD Data)Rank
Total interest income$1,267,0005,660
Total interest expense$459,0005,948
Net interest income$808,0005,284
Provision for loan and lease losses$100,0002,696
Total noninterest income$49,0006,694
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$3,0007,255
Trading account gains and fees$0158
Additional Noninterest Income$46,0005,219
Total noninterest expense$936,0004,441
Salaries and employee benefits$576,0004,093
Premises and equipment expense$113,0004,801
Additional noninterest expense$247,0004,727
Pre-tax net operating income$-179,0007,724
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-179,0007,809
Extraordinary gains, net$015
Net income$-179,0007,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$66,000414
Net operating income$-179,0007,774
2007-12-31 (YTD Data)Rank
Total interest income$4,609,0005,929
Total interest expense$1,852,0006,001
Net interest income$2,757,0005,707
Provision for loan and lease losses$415,0002,647
Total noninterest income$51,0008,023
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$10,0007,309
Trading account gains and fees$0178
Additional Noninterest Income$41,0007,281
Total noninterest expense$3,339,0004,674
Salaries and employee benefits$1,802,0004,745
Premises and equipment expense$468,0004,560
Additional noninterest expense$1,069,0004,426
Pre-tax net operating income$-946,0008,029
Securities gains (losses)$02,146
Applicable income taxes$2,0005,906
Income before extraordinary items$-948,0008,092
Extraordinary gains, net$039
Net income$-948,0008,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$255,000679
Net operating income$-948,0008,084
2007-09-30 (YTD Data)Rank
Total interest income$3,335,0006,039
Total interest expense$1,337,0006,109
Net interest income$1,998,0005,851
Provision for loan and lease losses$263,0002,529
Total noninterest income$32,0008,133
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$5,0007,394
Trading account gains and fees$0184
Additional Noninterest Income$27,0007,429
Total noninterest expense$2,463,0004,711
Salaries and employee benefits$1,314,0004,809
Premises and equipment expense$352,0004,530
Additional noninterest expense$797,0004,374
Pre-tax net operating income$-696,0008,185
Securities gains (losses)$01,655
Applicable income taxes$2,0006,041
Income before extraordinary items$-698,0008,230
Extraordinary gains, net$033
Net income$-698,0008,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$180,000613
Net operating income$-698,0008,222
2007-06-30 (YTD Data)Rank
Total interest income$2,066,0006,234
Total interest expense$828,0006,295
Net interest income$1,238,0006,074
Provision for loan and lease losses$215,0002,051
Total noninterest income$34,0007,979
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$14,0007,128
Trading account gains and fees$0168
Additional Noninterest Income$20,0007,375
Total noninterest expense$1,606,0004,799
Salaries and employee benefits$879,0004,830
Premises and equipment expense$234,0004,566
Additional noninterest expense$493,0004,627
Pre-tax net operating income$-549,0008,328
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-549,0008,354
Extraordinary gains, net$029
Net income$-549,0008,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$120,000565
Net operating income$-549,0008,348
2007-03-31 (YTD Data)Rank
Total interest income$942,0006,436
Total interest expense$368,0006,535
Net interest income$574,0006,273
Provision for loan and lease losses$90,0002,153
Total noninterest income$22,0007,786
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$5,0007,254
Trading account gains and fees$0195
Additional Noninterest Income$17,0006,843
Total noninterest expense$770,0004,920
Salaries and employee benefits$418,0005,017
Premises and equipment expense$117,0004,586
Additional noninterest expense$235,0004,741
Pre-tax net operating income$-264,0008,374
Securities gains (losses)$01,187
Applicable income taxes$3,0005,852
Income before extraordinary items$-267,0008,401
Extraordinary gains, net$022
Net income$-267,0008,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$60,000451
Net operating income$-267,0008,389
2006-12-31 (YTD Data)Rank
Total interest income$1,864,0007,652
Total interest expense$512,0007,893
Net interest income$1,352,0007,377
Provision for loan and lease losses$450,0002,064
Total noninterest income$6,0008,527
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$5,0007,507
Trading account gains and fees$0130
Additional Noninterest Income$1,0008,495
Total noninterest expense$2,405,0005,606
Salaries and employee benefits$1,011,0006,388
Premises and equipment expense$333,0005,471
Additional noninterest expense$1,061,0004,327
Pre-tax net operating income$-1,497,0008,527
Securities gains (losses)$01,687
Applicable income taxes$2,0006,435
Income before extraordinary items$-1,499,0008,550
Extraordinary gains, net$051
Net income$-1,499,0008,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$17,488,000103
Net operating income$-1,499,0008,542
2006-09-30 (YTD Data)Rank
Total interest income$1,059,0008,067
Total interest expense$238,0008,312
Net interest income$821,0007,783
Provision for loan and lease losses$285,0002,250
Total noninterest income$5,0008,603
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$5,0007,546
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$1,591,0005,976
Salaries and employee benefits$799,0006,240
Premises and equipment expense$179,0006,350
Additional noninterest expense$613,0005,147
Pre-tax net operating income$-1,050,0008,596
Securities gains (losses)$01,388
Applicable income taxes$2,0006,519
Income before extraordinary items$-1,052,0008,616
Extraordinary gains, net$045
Net income$-1,052,0008,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$17,303,00076
Net operating income$-1,052,0008,607
2006-06-30 (YTD Data)Rank
Total interest income$498,0008,399
Total interest expense$88,0008,540
Net interest income$410,0008,208
Provision for loan and lease losses$120,0002,983
Total noninterest income$08,702
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$08,630
Total noninterest expense$948,0006,324
Salaries and employee benefits$479,0006,541
Premises and equipment expense$88,0007,009
Additional noninterest expense$381,0005,376
Pre-tax net operating income$-658,0008,618
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-658,0008,634
Extraordinary gains, net$039
Net income$-658,0008,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$17,256,00041
Net operating income$-658,0008,626
2006-03-31 (YTD Data)Rank
Total interest income$142,0008,656
Total interest expense$14,0008,696
Net interest income$128,0008,557
Provision for loan and lease losses$15,0004,758
Total noninterest income$08,704
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$08,611
Total noninterest expense$384,0006,873
Salaries and employee benefits$206,0006,914
Premises and equipment expense$17,0008,221
Additional noninterest expense$161,0005,843
Pre-tax net operating income$-271,0008,599
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-271,0008,620
Extraordinary gains, net$021
Net income$-271,0008,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$17,190,00012
Net operating income$-271,0008,614

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.