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Commonwealth Thrift and Loan, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 10,511 |
| Total interest expense | $618,000 | 10,611 |
| Net interest income | $889,000 | 10,284 |
| Provision for loan and lease losses | $247,000 | 2,594 |
| Total noninterest income | $1,044,000 | 2,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,044,000 | 1,753 |
| Total noninterest expense | $1,814,000 | 6,422 |
| Salaries and employee benefits | $797,000 | 7,112 |
| Premises and equipment expense | $117,000 | 9,135 |
| Additional noninterest expense | $900,000 | 4,773 |
| Pre-tax net operating income | $-128,000 | 11,616 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $-129,000 | 11,624 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-129,000 | 11,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,596 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 647 |
| Net operating income | $-129,000 | 11,607 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 11,164 |
| Total interest expense | $522,000 | 10,997 |
| Net interest income | $766,000 | 11,164 |
| Provision for loan and lease losses | $200,000 | 3,000 |
| Total noninterest income | $789,000 | 3,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 2,156 |
| Total noninterest expense | $1,617,000 | 7,244 |
| Salaries and employee benefits | $453,000 | 9,805 |
| Premises and equipment expense | $200,000 | 7,420 |
| Additional noninterest expense | $964,000 | 4,862 |
| Pre-tax net operating income | $-262,000 | 12,293 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $-263,000 | 12,254 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-263,000 | 12,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,456 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $569,000 | 527 |
| Net operating income | $-263,000 | 12,274 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 10,696 |
| Total interest expense | $625,000 | 10,994 |
| Net interest income | $1,129,000 | 10,300 |
| Provision for loan and lease losses | $220,000 | 3,693 |
| Total noninterest income | $105,000 | 11,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,719 |
| Total noninterest expense | $1,585,000 | 7,543 |
| Salaries and employee benefits | $297,000 | 11,678 |
| Premises and equipment expense | $244,000 | 6,805 |
| Additional noninterest expense | $1,044,000 | 4,742 |
| Pre-tax net operating income | $-571,000 | 12,880 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $-572,000 | 12,912 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-572,000 | 12,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,633 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 620 |
| Net operating income | $-572,000 | 12,862 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 9,919 |
| Total interest expense | $1,062,000 | 10,131 |
| Net interest income | $1,439,000 | 9,485 |
| Provision for loan and lease losses | $484,000 | 3,079 |
| Total noninterest income | $183,000 | 9,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,968 |
| Total noninterest expense | $2,111,000 | 6,124 |
| Salaries and employee benefits | $471,000 | 10,073 |
| Premises and equipment expense | $242,000 | 6,944 |
| Additional noninterest expense | $1,398,000 | 3,798 |
| Pre-tax net operating income | $-973,000 | 13,475 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $-974,000 | 13,542 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-974,000 | 13,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 2,281 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-974,000 | 13,472 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.