Home > Commonwealth State Bank > Assets and Liabilities
Commonwealth State Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $137,652,000 | 3,285 |
| Cash and due from depository institutions | $4,315,000 | 5,814 |
| Interest-bearing balances | $231,000 | 3,822 |
| Securities | $53,856,000 | 2,265 |
| Federal funds sold & reverse repurchase agreements | $913,000 | 6,610 |
| Net loans & leases | $76,273,000 | 3,560 |
| Loan loss allowance | $1,205,000 | 2,982 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,201,000 | 5,415 |
| Other real estate owned | $0 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,094,000 | 5,866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,652,000 | 3,285 |
| Total liabilities | $128,460,000 | 3,184 |
| Total deposits | $95,802,000 | 3,946 |
| Interest-bearing deposits | $84,960,000 | 3,837 |
| Deposits held in domestic offices | $95,802,000 | 3,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,187,000 | 1,918 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $26,401,000 | 814 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,070,000 | 1,444 |
| Total equity capital | $9,192,000 | 4,655 |
| Total bank equity capital | $9,192,000 | 4,655 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,859,000 | 2,149 |
| Surplus | $1,859,000 | 5,802 |
| Undivided profits | $5,474,000 | 4,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $470,000 | 4,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $398,000 | 5,677 |
| Earning assets | $131,273,000 | 3,177 |
| Long-term assets (5+ years) | $43,512,000 | 1,453 |
| Average Assets, year-to-date | $135,323,000 | 3,207 |
| Average Assets, quarterly | $138,524,000 | 3,232 |
| Volatile liabilities | $19,529,000 | 2,963 |
| Insider loans | $1,786,000 | 2,340 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $239,000 | 1,203 |
| Unused loan commitments | $8,261,000 | 3,819 |
| Tier 1 (core) risk-based capital | $9,079,000 | 4,600 |
| Tier 2 risk-based capital | $1,035,980 | 2,876 |
| Total risk weighted assets | $82,709,380 | 3,323 |
| Total unused commitments | $8,261,000 | 3,834 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $135,075,000 | 3,332 |
| Cash and due from depository institutions | $5,788,000 | 5,686 |
| Interest-bearing balances | $407,000 | 3,486 |
| Securities | $56,758,000 | 2,215 |
| Federal funds sold & reverse repurchase agreements | $2,202,000 | 5,254 |
| Net loans & leases | $68,613,000 | 3,812 |
| Loan loss allowance | $861,000 | 4,001 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $335,000 | 9,308 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,379,000 | 5,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,075,000 | 3,332 |
| Total liabilities | $126,348,000 | 3,227 |
| Total deposits | $106,318,000 | 3,602 |
| Interest-bearing deposits | $97,133,000 | 3,381 |
| Deposits held in domestic offices | $106,318,000 | 3,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,507,000 | 2,017 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $14,100,000 | 1,005 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,423,000 | 1,377 |
| Total equity capital | $8,727,000 | 4,853 |
| Total bank equity capital | $8,727,000 | 4,853 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,859,000 | 2,209 |
| Surplus | $1,859,000 | 5,868 |
| Undivided profits | $5,009,000 | 4,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,157,000 | 2,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $436,000 | 5,385 |
| Earning assets | $127,980,000 | 3,234 |
| Long-term assets (5+ years) | $28,469,000 | 1,909 |
| Average Assets, year-to-date | $128,313,800 | 3,381 |
| Average Assets, quarterly | $135,096,500 | 3,305 |
| Volatile liabilities | $26,481,000 | 2,070 |
| Insider loans | $1,913,000 | 2,221 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $193,000 | 1,290 |
| Unused loan commitments | $7,600,000 | 3,913 |
| Tier 1 (core) risk-based capital | $8,488,000 | 4,839 |
| Tier 2 risk-based capital | $861,000 | 3,358 |
| Total risk weighted assets | $74,705,700 | 3,528 |
| Total unused commitments | $7,600,000 | 3,926 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $119,316,000 | 3,715 |
| Cash and due from depository institutions | $4,908,000 | 6,160 |
| Interest-bearing balances | $901,000 | 2,557 |
| Securities | $52,797,000 | 2,497 |
| Federal funds sold & reverse repurchase agreements | $4,015,000 | 2,196 |
| Net loans & leases | $55,378,000 | 4,502 |
| Loan loss allowance | $1,013,000 | 3,546 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $295,000 | 9,892 |
| Other real estate owned | $0 | 6,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,923,000 | 3,985 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,316,000 | 3,715 |
| Total liabilities | $112,215,000 | 3,603 |
| Total deposits | $93,682,000 | 4,005 |
| Interest-bearing deposits | $87,015,000 | 3,725 |
| Deposits held in domestic offices | $93,682,000 | 3,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,897,000 | 1,811 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,200,000 | 1,166 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,436,000 | 1,546 |
| Total equity capital | $7,101,000 | 5,452 |
| Total bank equity capital | $7,101,000 | 5,452 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,859,000 | 2,271 |
| Surplus | $1,859,000 | 5,891 |
| Undivided profits | $3,383,000 | 5,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,834,000 | 1,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $291,000 | 6,744 |
| Earning assets | $113,091,000 | 3,592 |
| Long-term assets (5+ years) | $24,642,000 | 2,150 |
| Average Assets, year-to-date | $111,197,800 | 3,888 |
| Average Assets, quarterly | $118,213,000 | 3,726 |
| Volatile liabilities | $21,179,000 | 2,420 |
| Insider loans | $1,651,000 | 2,460 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,196,000 | 4,317 |
| Tier 1 (core) risk-based capital | $8,084,000 | 4,951 |
| Tier 2 risk-based capital | $814,750 | 3,512 |
| Total risk weighted assets | $64,981,350 | 3,944 |
| Total unused commitments | $6,196,000 | 4,324 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $103,273,000 | 4,322 |
| Cash and due from depository institutions | $2,789,000 | 7,348 |
| Interest-bearing balances | $343,000 | 4,894 |
| Securities | $52,363,000 | 2,640 |
| Federal funds sold & reverse repurchase agreements | $1,037,000 | 7,662 |
| Net loans & leases | $44,739,000 | 5,269 |
| Loan loss allowance | $796,000 | 4,500 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $325,000 | 9,989 |
| Other real estate owned | $1,054,000 | 7,348 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $966,000 | 6,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,273,000 | 4,322 |
| Total liabilities | $95,464,000 | 4,245 |
| Total deposits | $78,046,000 | 4,881 |
| Interest-bearing deposits | $72,022,000 | 4,640 |
| Deposits held in domestic offices | $78,046,000 | 4,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,167,000 | 1,628 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $11,600,000 | 990 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,651,000 | 2,123 |
| Total equity capital | $7,809,000 | 5,094 |
| Total bank equity capital | $7,809,000 | 5,094 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,859,000 | 2,317 |
| Surplus | $1,859,000 | 5,882 |
| Undivided profits | $4,091,000 | 5,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,043,000 | 3,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $221,000 | 7,641 |
| Earning assets | $98,482,000 | 4,179 |
| Long-term assets (5+ years) | $30,715,000 | 1,869 |
| Average Assets, year-to-date | $95,053,200 | 4,550 |
| Average Assets, quarterly | $103,231,000 | 4,289 |
| Volatile liabilities | $23,356,000 | 2,122 |
| Insider loans | $1,369,000 | 2,880 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,072,000 | 4,842 |
| Tier 1 (core) risk-based capital | $7,809,000 | 5,020 |
| Tier 2 risk-based capital | $673,090 | 4,089 |
| Total risk weighted assets | $53,723,990 | 4,608 |
| Total unused commitments | $5,072,000 | 4,865 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $85,397,000 | 5,191 |
| Cash and due from depository institutions | $5,975,000 | 7,923 |
| Interest-bearing balances | $2,477,000 | 2,376 |
| Securities | $37,533,000 | 3,659 |
| Federal funds sold & reverse repurchase agreements | $2,187,000 | 6,182 |
| Net loans & leases | $37,420,000 | 6,048 |
| Loan loss allowance | $606,000 | 5,596 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $357,000 | 10,005 |
| Other real estate owned | $1,164,000 | 7,923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $761,000 | 7,651 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,397,000 | 5,191 |
| Total liabilities | $77,871,000 | 5,197 |
| Total deposits | $67,762,000 | 5,656 |
| Interest-bearing deposits | $59,379,000 | 5,631 |
| Deposits held in domestic offices | $67,762,000 | 5,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,472,000 | 2,274 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,500,000 | 1,253 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,137,000 | 1,322 |
| Total equity capital | $7,526,000 | 5,059 |
| Total bank equity capital | $7,526,000 | 5,059 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,859,000 | 2,405 |
| Surplus | $1,859,000 | 5,801 |
| Undivided profits | $3,808,000 | 5,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 7,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $226,000 | 8,062 |
| Earning assets | $79,617,000 | 5,113 |
| Long-term assets (5+ years) | $19,319,000 | 2,678 |
| Average Assets, year-to-date | $70,527,000 | 5,967 |
| Average Assets, quarterly | $80,660,500 | 5,394 |
| Volatile liabilities | $19,428,000 | 2,412 |
| Insider loans | $15,000 | 8,588 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,037,000 | 5,223 |
| Tier 1 (core) risk-based capital | $7,526,000 | 4,993 |
| Tier 2 risk-based capital | $589,960 | 4,557 |
| Total risk weighted assets | $47,180,560 | 5,183 |
| Total unused commitments | $4,037,000 | 5,254 |
| Derivatives | $0 | 651 |