Home > Commonwealth National Bank > Assets and Liabilities
Commonwealth National Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 64 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $285,939,000 | 2,355 |
| Cash and due from depository institutions | $7,922,000 | 2,552 |
| Interest-bearing balances | $4,609,000 | 3,172 |
| Securities | $32,346,000 | 3,320 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $234,847,000 | 1,995 |
| Loan loss allowance | $3,458,000 | 2,082 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,838,000 | 4,614 |
| Other real estate owned | $1,608,000 | 2,552 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $7,378,000 | 2,373 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $285,939,000 | 2,355 |
| Total liabilities | $260,630,000 | 2,330 |
| Total deposits | $196,244,000 | 2,772 |
| Interest-bearing deposits | $167,884,000 | 2,791 |
| Deposits held in domestic offices | $196,244,000 | 2,769 |
| % insured | 82.24% | 6,099 |
| Federal funds purchased & repurchase agreements | $8,445,000 | 1,186 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $54,650,000 | 907 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,291,000 | 3,211 |
| Total equity capital | $25,309,000 | 2,648 |
| Total bank equity capital | $25,309,000 | 2,647 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $10,566,000 | 480 |
| Surplus | $15,893,000 | 1,919 |
| Undivided profits | $-1,150,000 | 6,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,858,000 | 3,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $864,000 | 4,014 |
| Earning assets | $271,802,000 | 2,288 |
| Long-term assets (5+ years) | $153,192,000 | 913 |
| Average Assets, year-to-date | $291,308,750 | 2,295 |
| Average Assets, quarterly | $286,585,000 | 2,343 |
| Volatile liabilities | $79,104,000 | 1,905 |
| Insider loans | $9,585,000 | 772 |
| FHLB advances | $54,650,000 | 831 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $65,892,000 | 1,138 |
| Tier 1 (core) risk-based capital | $22,846,000 | 2,764 |
| Tier 2 risk-based capital | $2,856,000 | 1,982 |
| Total risk weighted assets | $227,853,000 | 2,135 |
| Total unused commitments | $65,892,000 | 1,141 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 67 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $287,231,000 | 2,350 |
| Cash and due from depository institutions | $4,854,000 | 2,484 |
| Interest-bearing balances | $1,091,000 | 4,642 |
| Securities | $34,286,000 | 3,130 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $237,980,000 | 1,995 |
| Loan loss allowance | $3,131,000 | 2,155 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,914,000 | 4,578 |
| Other real estate owned | $879,000 | 2,484 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $7,318,000 | 2,406 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $287,231,000 | 2,350 |
| Total liabilities | $261,868,000 | 2,324 |
| Total deposits | $188,540,000 | 2,873 |
| Interest-bearing deposits | $162,476,000 | 2,882 |
| Deposits held in domestic offices | $188,540,000 | 2,871 |
| % insured | 68.89% | 6,229 |
| Federal funds purchased & repurchase agreements | $8,926,000 | 1,154 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $62,650,000 | 826 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,752,000 | 2,613 |
| Total equity capital | $25,363,000 | 2,620 |
| Total bank equity capital | $25,363,000 | 2,619 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $10,566,000 | 479 |
| Surplus | $15,873,000 | 1,921 |
| Undivided profits | $-1,076,000 | 7,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,150,000 | 2,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $881,000 | 3,866 |
| Earning assets | $273,357,000 | 2,276 |
| Long-term assets (5+ years) | $156,276,000 | 894 |
| Average Assets, year-to-date | $293,098,670 | 2,300 |
| Average Assets, quarterly | $292,125,500 | 2,323 |
| Volatile liabilities | $77,297,000 | 1,945 |
| Insider loans | $9,699,000 | 781 |
| FHLB advances | $62,650,000 | 750 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $66,433,000 | 1,169 |
| Tier 1 (core) risk-based capital | $23,994,000 | 2,636 |
| Tier 2 risk-based capital | $2,937,000 | 1,926 |
| Total risk weighted assets | $234,737,000 | 2,110 |
| Total unused commitments | $66,433,000 | 1,171 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 68 | 2,457 |
| Assets and Liabilities | ||
| Total Assets: | $297,020,000 | 2,310 |
| Cash and due from depository institutions | $4,272,000 | 2,457 |
| Interest-bearing balances | $172,000 | 5,739 |
| Securities | $38,707,000 | 2,864 |
| Federal funds sold & reverse repurchase agreements | $4,804,000 | 2,373 |
| Net loans & leases | $238,858,000 | 2,008 |
| Loan loss allowance | $2,978,000 | 2,181 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,986,000 | 4,525 |
| Other real estate owned | $879,000 | 2,457 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $7,514,000 | 2,353 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $297,020,000 | 2,310 |
| Total liabilities | $271,878,000 | 2,269 |
| Total deposits | $204,292,000 | 2,643 |
| Interest-bearing deposits | $176,118,000 | 2,660 |
| Deposits held in domestic offices | $204,292,000 | 2,641 |
| % insured | 67.99% | 6,391 |
| Federal funds purchased & repurchase agreements | $9,197,000 | 1,175 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $56,650,000 | 958 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,739,000 | 2,553 |
| Total equity capital | $25,142,000 | 2,655 |
| Total bank equity capital | $25,142,000 | 2,653 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,566,000 | 475 |
| Surplus | $15,834,000 | 1,906 |
| Undivided profits | $-1,258,000 | 7,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,860,000 | 2,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $959,000 | 3,588 |
| Earning assets | $282,541,000 | 2,235 |
| Long-term assets (5+ years) | $164,101,000 | 829 |
| Average Assets, year-to-date | $296,032,500 | 2,296 |
| Average Assets, quarterly | $296,032,500 | 2,296 |
| Volatile liabilities | $82,399,000 | 1,842 |
| Insider loans | $10,672,000 | 704 |
| FHLB advances | $56,650,000 | 862 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $61,942,000 | 1,292 |
| Tier 1 (core) risk-based capital | $23,875,000 | 2,670 |
| Tier 2 risk-based capital | $2,988,000 | 1,882 |
| Total risk weighted assets | $239,032,000 | 2,075 |
| Total unused commitments | $61,942,000 | 1,294 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 68 | 2,473 |
| Assets and Liabilities | ||
| Total Assets: | $295,045,000 | 2,300 |
| Cash and due from depository institutions | $4,392,000 | 2,473 |
| Interest-bearing balances | $72,000 | 5,955 |
| Securities | $40,114,000 | 2,761 |
| Federal funds sold & reverse repurchase agreements | $215,000 | 4,867 |
| Net loans & leases | $239,524,000 | 2,025 |
| Loan loss allowance | $2,873,000 | 2,185 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,052,000 | 4,492 |
| Other real estate owned | $879,000 | 2,473 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $7,869,000 | 2,291 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $295,045,000 | 2,300 |
| Total liabilities | $270,294,000 | 2,259 |
| Total deposits | $198,753,000 | 2,652 |
| Interest-bearing deposits | $171,750,000 | 2,661 |
| Deposits held in domestic offices | $198,753,000 | 2,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,035,000 | 1,015 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $55,650,000 | 1,059 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,856,000 | 2,444 |
| Total equity capital | $24,751,000 | 2,675 |
| Total bank equity capital | $24,751,000 | 2,675 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,566,000 | 476 |
| Surplus | $15,796,000 | 1,875 |
| Undivided profits | $-1,611,000 | 7,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,409,000 | 2,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $95,000 | 807 |
| Income earned, not collected on loans | $977,000 | 3,758 |
| Earning assets | $279,925,000 | 2,234 |
| Long-term assets (5+ years) | $167,440,000 | 800 |
| Average Assets, year-to-date | $297,137,000 | 2,218 |
| Average Assets, quarterly | $296,312,000 | 2,267 |
| Volatile liabilities | $82,808,000 | 1,804 |
| Insider loans | $11,865,000 | 624 |
| FHLB advances | $55,650,000 | 967 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $65,082,000 | 1,271 |
| Tier 1 (core) risk-based capital | $23,606,000 | 2,673 |
| Tier 2 risk-based capital | $2,934,000 | 1,889 |
| Total risk weighted assets | $238,339,000 | 2,089 |
| Total unused commitments | $65,082,000 | 1,272 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 67 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $297,579,000 | 2,269 |
| Cash and due from depository institutions | $4,445,000 | 2,535 |
| Interest-bearing balances | $46,000 | 5,764 |
| Securities | $44,025,000 | 2,520 |
| Federal funds sold & reverse repurchase agreements | $4,758,000 | 2,365 |
| Net loans & leases | $234,453,000 | 2,067 |
| Loan loss allowance | $2,876,000 | 2,012 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,114,000 | 4,449 |
| Other real estate owned | $945,000 | 2,535 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,839,000 | 2,532 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $297,579,000 | 2,269 |
| Total liabilities | $273,944,000 | 2,225 |
| Total deposits | $202,315,000 | 2,586 |
| Interest-bearing deposits | $174,342,000 | 2,590 |
| Deposits held in domestic offices | $202,315,000 | 2,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,031,000 | 1,212 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $58,650,000 | 1,040 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,948,000 | 2,375 |
| Total equity capital | $23,635,000 | 2,808 |
| Total bank equity capital | $23,635,000 | 2,808 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $10,566,000 | 469 |
| Surplus | $15,753,000 | 1,857 |
| Undivided profits | $-2,684,000 | 7,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,282,000 | 2,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,176,000 | 3,311 |
| Earning assets | $283,282,000 | 2,203 |
| Long-term assets (5+ years) | $166,984,000 | 794 |
| Average Assets, year-to-date | $297,660,000 | 2,222 |
| Average Assets, quarterly | $306,300,500 | 2,216 |
| Volatile liabilities | $77,897,000 | 1,830 |
| Insider loans | $11,638,000 | 635 |
| FHLB advances | $58,650,000 | 965 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $61,140,000 | 1,425 |
| Tier 1 (core) risk-based capital | $23,986,000 | 2,671 |
| Tier 2 risk-based capital | $2,937,000 | 1,826 |
| Total risk weighted assets | $236,817,000 | 2,109 |
| Total unused commitments | $61,140,000 | 1,428 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 68 | 2,539 |
| Assets and Liabilities | ||
| Total Assets: | $315,022,000 | 2,163 |
| Cash and due from depository institutions | $5,752,000 | 2,539 |
| Interest-bearing balances | $93,000 | 5,211 |
| Securities | $50,053,000 | 2,313 |
| Federal funds sold & reverse repurchase agreements | $23,875,000 | 468 |
| Net loans & leases | $225,485,000 | 2,118 |
| Loan loss allowance | $2,917,000 | 1,944 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,169,000 | 4,415 |
| Other real estate owned | $879,000 | 2,539 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,809,000 | 2,493 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $315,022,000 | 2,163 |
| Total liabilities | $288,776,000 | 2,119 |
| Total deposits | $217,739,000 | 2,390 |
| Interest-bearing deposits | $190,241,000 | 2,382 |
| Deposits held in domestic offices | $217,739,000 | 2,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,456,000 | 1,437 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $60,650,000 | 983 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,931,000 | 2,368 |
| Total equity capital | $26,246,000 | 2,577 |
| Total bank equity capital | $26,246,000 | 2,577 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $10,566,000 | 462 |
| Surplus | $15,714,000 | 1,843 |
| Undivided profits | $-34,000 | 7,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,457,000 | 2,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,082,000 | 3,494 |
| Earning assets | $299,506,000 | 2,084 |
| Long-term assets (5+ years) | $154,416,000 | 848 |
| Average Assets, year-to-date | $297,687,000 | 2,220 |
| Average Assets, quarterly | $301,881,000 | 2,229 |
| Volatile liabilities | $85,826,000 | 1,657 |
| Insider loans | $9,755,000 | 772 |
| FHLB advances | $60,650,000 | 920 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $63,476,000 | 1,421 |
| Tier 1 (core) risk-based capital | $25,407,000 | 2,554 |
| Tier 2 risk-based capital | $2,917,000 | 1,806 |
| Total risk weighted assets | $237,914,000 | 2,082 |
| Total unused commitments | $63,476,000 | 1,421 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 66 | 2,599 |
| Assets and Liabilities | ||
| Total Assets: | $288,740,000 | 2,298 |
| Cash and due from depository institutions | $5,240,000 | 2,599 |
| Interest-bearing balances | $87,000 | 5,228 |
| Securities | $56,211,000 | 2,078 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 6,447 |
| Net loans & leases | $218,450,000 | 2,144 |
| Loan loss allowance | $2,735,000 | 1,974 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,227,000 | 4,347 |
| Other real estate owned | $0 | 2,599 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $6,487,000 | 2,514 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $288,740,000 | 2,298 |
| Total liabilities | $262,294,000 | 2,276 |
| Total deposits | $197,419,000 | 2,637 |
| Interest-bearing deposits | $170,012,000 | 2,664 |
| Deposits held in domestic offices | $197,419,000 | 2,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,198,000 | 1,454 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $55,250,000 | 1,003 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,427,000 | 2,122 |
| Total equity capital | $26,446,000 | 2,630 |
| Total bank equity capital | $26,446,000 | 2,630 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $10,566,000 | 460 |
| Surplus | $15,681,000 | 1,823 |
| Undivided profits | $199,000 | 7,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,654,000 | 2,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,132,000 | 3,364 |
| Earning assets | $274,873,000 | 2,231 |
| Long-term assets (5+ years) | $157,515,000 | 806 |
| Average Assets, year-to-date | $289,019,500 | 2,280 |
| Average Assets, quarterly | $289,019,500 | 2,280 |
| Volatile liabilities | $56,420,000 | 2,380 |
| Insider loans | $8,085,000 | 950 |
| FHLB advances | $55,250,000 | 932 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $53,952,000 | 1,651 |
| Tier 1 (core) risk-based capital | $25,491,000 | 2,541 |
| Tier 2 risk-based capital | $2,796,000 | 1,849 |
| Total risk weighted assets | $239,356,000 | 2,048 |
| Total unused commitments | $53,952,000 | 1,654 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 66 | 2,614 |
| Assets and Liabilities | ||
| Total Assets: | $289,299,000 | 2,285 |
| Cash and due from depository institutions | $4,164,000 | 2,614 |
| Interest-bearing balances | $42,000 | 5,524 |
| Securities | $57,184,000 | 2,035 |
| Federal funds sold & reverse repurchase agreements | $4,666,000 | 2,665 |
| Net loans & leases | $214,476,000 | 2,172 |
| Loan loss allowance | $2,844,000 | 1,892 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,298,000 | 4,282 |
| Other real estate owned | $0 | 2,614 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,511,000 | 2,521 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $289,299,000 | 2,285 |
| Total liabilities | $263,293,000 | 2,254 |
| Total deposits | $204,839,000 | 2,512 |
| Interest-bearing deposits | $175,615,000 | 2,536 |
| Deposits held in domestic offices | $204,839,000 | 2,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,214,000 | 1,524 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $48,750,000 | 1,044 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,490,000 | 2,078 |
| Total equity capital | $26,006,000 | 2,628 |
| Total bank equity capital | $26,006,000 | 2,628 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,566,000 | 454 |
| Surplus | $15,639,000 | 1,808 |
| Undivided profits | $-199,000 | 7,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,482,000 | 2,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,100,000 | 3,682 |
| Earning assets | $276,368,000 | 2,206 |
| Long-term assets (5+ years) | $154,196,000 | 780 |
| Average Assets, year-to-date | $289,821,000 | 2,222 |
| Average Assets, quarterly | $294,924,000 | 2,239 |
| Volatile liabilities | $56,422,000 | 2,359 |
| Insider loans | $8,407,000 | 872 |
| FHLB advances | $48,750,000 | 972 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $56,957,000 | 1,592 |
| Tier 1 (core) risk-based capital | $25,058,000 | 2,570 |
| Tier 2 risk-based capital | $2,798,000 | 1,839 |
| Total risk weighted assets | $223,806,000 | 2,150 |
| Total unused commitments | $56,957,000 | 1,592 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 66 | 2,609 |
| Assets and Liabilities | ||
| Total Assets: | $300,549,000 | 2,186 |
| Cash and due from depository institutions | $6,439,000 | 2,609 |
| Interest-bearing balances | $6,000 | 6,319 |
| Securities | $57,806,000 | 1,992 |
| Federal funds sold & reverse repurchase agreements | $13,435,000 | 1,054 |
| Net loans & leases | $213,626,000 | 2,147 |
| Loan loss allowance | $2,773,000 | 1,883 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,351,000 | 4,203 |
| Other real estate owned | $0 | 2,609 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,892,000 | 2,421 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $300,549,000 | 2,186 |
| Total liabilities | $275,182,000 | 2,140 |
| Total deposits | $216,351,000 | 2,371 |
| Interest-bearing deposits | $189,240,000 | 2,344 |
| Deposits held in domestic offices | $216,351,000 | 2,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,440,000 | 1,290 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $43,750,000 | 1,033 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $5,641,000 | 1,076 |
| Total equity capital | $25,367,000 | 2,656 |
| Total bank equity capital | $25,367,000 | 2,656 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,566,000 | 433 |
| Surplus | $15,632,000 | 1,773 |
| Undivided profits | $-831,000 | 7,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,428,000 | 2,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,359,000 | 3,244 |
| Earning assets | $284,873,000 | 2,121 |
| Long-term assets (5+ years) | $149,739,000 | 781 |
| Average Assets, year-to-date | $289,951,500 | 2,211 |
| Average Assets, quarterly | $296,465,500 | 2,198 |
| Volatile liabilities | $59,044,000 | 2,209 |
| Insider loans | $8,487,000 | 855 |
| FHLB advances | $43,750,000 | 959 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $65,978,000 | 1,451 |
| Tier 1 (core) risk-based capital | $24,513,000 | 2,618 |
| Tier 2 risk-based capital | $2,773,000 | 1,828 |
| Total risk weighted assets | $223,718,000 | 2,127 |
| Total unused commitments | $65,978,000 | 1,451 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 68 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $292,382,000 | 2,252 |
| Cash and due from depository institutions | $7,350,000 | 2,595 |
| Interest-bearing balances | $53,000 | 5,327 |
| Securities | $57,700,000 | 1,982 |
| Federal funds sold & reverse repurchase agreements | $6,075,000 | 2,320 |
| Net loans & leases | $211,697,000 | 2,161 |
| Loan loss allowance | $2,773,000 | 1,897 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,435,000 | 4,103 |
| Other real estate owned | $0 | 2,595 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,125,000 | 2,358 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $292,382,000 | 2,252 |
| Total liabilities | $267,608,000 | 2,199 |
| Total deposits | $210,208,000 | 2,447 |
| Interest-bearing deposits | $182,784,000 | 2,437 |
| Deposits held in domestic offices | $210,208,000 | 2,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,860,000 | 1,448 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $48,000,000 | 910 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,540,000 | 1,961 |
| Total equity capital | $24,774,000 | 2,704 |
| Total bank equity capital | $24,774,000 | 2,704 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,566,000 | 430 |
| Surplus | $15,588,000 | 1,779 |
| Undivided profits | $-1,380,000 | 8,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,140,000 | 3,550 |
| Earning assets | $275,525,000 | 2,194 |
| Long-term assets (5+ years) | $135,349,000 | 851 |
| Average Assets, year-to-date | $286,419,000 | 2,270 |
| Average Assets, quarterly | $289,019,500 | 2,267 |
| Volatile liabilities | $76,390,000 | 1,777 |
| Insider loans | $6,775,000 | 1,093 |
| FHLB advances | $48,000,000 | 834 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $61,014,000 | 1,577 |
| Tier 1 (core) risk-based capital | $23,800,000 | 2,690 |
| Tier 2 risk-based capital | $2,773,000 | 1,837 |
| Total risk weighted assets | $223,682,000 | 2,114 |
| Total unused commitments | $61,014,000 | 1,579 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 67 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $285,657,000 | 2,303 |
| Cash and due from depository institutions | $4,581,000 | 2,604 |
| Interest-bearing balances | $5,000 | 6,414 |
| Securities | $63,838,000 | 1,830 |
| Federal funds sold & reverse repurchase agreements | $2,940,000 | 4,411 |
| Net loans & leases | $204,604,000 | 2,205 |
| Loan loss allowance | $2,843,000 | 1,853 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,504,000 | 4,015 |
| Other real estate owned | $0 | 2,604 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,190,000 | 2,267 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $285,657,000 | 2,303 |
| Total liabilities | $260,744,000 | 2,250 |
| Total deposits | $189,352,000 | 2,698 |
| Interest-bearing deposits | $163,096,000 | 2,707 |
| Deposits held in domestic offices | $189,352,000 | 2,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,300,000 | 1,323 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $61,250,000 | 720 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,842,000 | 1,855 |
| Total equity capital | $24,913,000 | 2,697 |
| Total bank equity capital | $24,913,000 | 2,697 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,566,000 | 418 |
| Surplus | $15,540,000 | 1,764 |
| Undivided profits | $-1,193,000 | 8,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 5,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 873 |
| Income earned, not collected on loans | $1,420,000 | 2,820 |
| Earning assets | $271,387,000 | 2,222 |
| Long-term assets (5+ years) | $128,920,000 | 866 |
| Average Assets, year-to-date | $283,437,500 | 2,296 |
| Average Assets, quarterly | $283,437,500 | 2,296 |
| Volatile liabilities | $91,398,000 | 1,481 |
| Insider loans | $6,039,000 | 1,196 |
| FHLB advances | $61,250,000 | 659 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $61,892,000 | 1,558 |
| Tier 1 (core) risk-based capital | $23,959,000 | 2,660 |
| Tier 2 risk-based capital | $2,720,000 | 1,863 |
| Total risk weighted assets | $217,418,000 | 2,145 |
| Total unused commitments | $61,892,000 | 1,560 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 65 | 2,686 |
| Assets and Liabilities | ||
| Total Assets: | $281,218,000 | 2,310 |
| Cash and due from depository institutions | $6,741,000 | 2,686 |
| Interest-bearing balances | $11,000 | 6,235 |
| Securities | $67,045,000 | 1,775 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $197,861,000 | 2,250 |
| Loan loss allowance | $2,807,000 | 1,834 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,455,000 | 4,025 |
| Other real estate owned | $0 | 2,686 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,116,000 | 2,307 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $281,218,000 | 2,310 |
| Total liabilities | $256,683,000 | 2,267 |
| Total deposits | $194,889,000 | 2,616 |
| Interest-bearing deposits | $167,329,000 | 2,612 |
| Deposits held in domestic offices | $194,889,000 | 2,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,446,000 | 1,447 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $52,250,000 | 855 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,098,000 | 1,689 |
| Total equity capital | $24,535,000 | 2,678 |
| Total bank equity capital | $24,535,000 | 2,678 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,566,000 | 408 |
| Surplus | $15,502,000 | 1,724 |
| Undivided profits | $-1,533,000 | 8,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 6,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 820 |
| Income earned, not collected on loans | $1,297,000 | 3,200 |
| Earning assets | $264,917,000 | 2,248 |
| Long-term assets (5+ years) | $124,991,000 | 869 |
| Average Assets, year-to-date | $269,943,000 | 2,301 |
| Average Assets, quarterly | $279,713,000 | 2,297 |
| Volatile liabilities | $89,970,000 | 1,645 |
| Insider loans | $6,146,000 | 1,157 |
| FHLB advances | $52,250,000 | 780 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $60,846,000 | 1,569 |
| Tier 1 (core) risk-based capital | $23,797,000 | 2,631 |
| Tier 2 risk-based capital | $2,680,000 | 1,868 |
| Total risk weighted assets | $214,228,000 | 2,161 |
| Total unused commitments | $60,846,000 | 1,570 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 64 | 2,747 |
| Assets and Liabilities | ||
| Total Assets: | $278,208,000 | 2,311 |
| Cash and due from depository institutions | $6,000,000 | 2,747 |
| Interest-bearing balances | $211,000 | 3,937 |
| Securities | $66,317,000 | 1,797 |
| Federal funds sold & reverse repurchase agreements | $7,925,000 | 1,753 |
| Net loans & leases | $188,352,000 | 2,330 |
| Loan loss allowance | $2,760,000 | 1,881 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,210,000 | 4,250 |
| Other real estate owned | $0 | 2,747 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,404,000 | 2,226 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $278,208,000 | 2,311 |
| Total liabilities | $253,966,000 | 2,269 |
| Total deposits | $192,176,000 | 2,621 |
| Interest-bearing deposits | $165,257,000 | 2,600 |
| Deposits held in domestic offices | $192,176,000 | 2,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $59,500,000 | 799 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,290,000 | 2,107 |
| Total equity capital | $24,242,000 | 2,685 |
| Total bank equity capital | $24,242,000 | 2,685 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,566,000 | 392 |
| Surplus | $15,464,000 | 1,710 |
| Undivided profits | $-1,788,000 | 8,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 5,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 834 |
| Income earned, not collected on loans | $1,380,000 | 2,998 |
| Earning assets | $262,805,000 | 2,245 |
| Long-term assets (5+ years) | $119,655,000 | 905 |
| Average Assets, year-to-date | $267,124,250 | 2,332 |
| Average Assets, quarterly | $282,741,500 | 2,263 |
| Volatile liabilities | $98,701,000 | 1,499 |
| Insider loans | $6,321,000 | 1,106 |
| FHLB advances | $59,500,000 | 727 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $58,459,000 | 1,650 |
| Tier 1 (core) risk-based capital | $22,931,000 | 2,689 |
| Tier 2 risk-based capital | $2,558,000 | 1,948 |
| Total risk weighted assets | $204,434,000 | 2,245 |
| Total unused commitments | $58,459,000 | 1,651 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 59 | 2,983 |
| Assets and Liabilities | ||
| Total Assets: | $287,275,000 | 2,228 |
| Cash and due from depository institutions | $6,725,000 | 2,983 |
| Interest-bearing balances | $205,000 | 4,012 |
| Securities | $66,196,000 | 1,807 |
| Federal funds sold & reverse repurchase agreements | $11,590,000 | 1,116 |
| Net loans & leases | $193,916,000 | 2,260 |
| Loan loss allowance | $2,765,000 | 1,857 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,926,000 | 4,545 |
| Other real estate owned | $0 | 2,983 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,922,000 | 2,312 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $287,275,000 | 2,228 |
| Total liabilities | $263,933,000 | 2,173 |
| Total deposits | $212,140,000 | 2,404 |
| Interest-bearing deposits | $187,011,000 | 2,311 |
| Deposits held in domestic offices | $212,140,000 | 2,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $49,500,000 | 951 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,293,000 | 1,965 |
| Total equity capital | $23,342,000 | 2,665 |
| Total bank equity capital | $23,342,000 | 2,665 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,567,000 | 379 |
| Surplus | $15,425,000 | 1,666 |
| Undivided profits | $-2,650,000 | 8,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 5,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 847 |
| Income earned, not collected on loans | $1,119,000 | 3,279 |
| Earning assets | $271,907,000 | 2,160 |
| Long-term assets (5+ years) | $109,570,000 | 970 |
| Average Assets, year-to-date | $263,429,670 | 2,377 |
| Average Assets, quarterly | $270,617,000 | 2,328 |
| Volatile liabilities | $86,664,000 | 1,681 |
| Insider loans | $9,402,000 | 712 |
| FHLB advances | $49,500,000 | 871 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $61,873,000 | 1,581 |
| Tier 1 (core) risk-based capital | $22,483,000 | 2,691 |
| Tier 2 risk-based capital | $2,631,000 | 1,877 |
| Total risk weighted assets | $210,314,000 | 2,172 |
| Total unused commitments | $61,873,000 | 1,581 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 56 | 3,071 |
| Assets and Liabilities | ||
| Total Assets: | $253,959,000 | 2,462 |
| Cash and due from depository institutions | $4,887,000 | 3,071 |
| Interest-bearing balances | $136,000 | 4,572 |
| Securities | $52,452,000 | 2,259 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,954 |
| Net loans & leases | $181,245,000 | 2,339 |
| Loan loss allowance | $2,699,000 | 1,869 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,776,000 | 4,679 |
| Other real estate owned | $0 | 3,071 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,099,000 | 2,486 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $253,959,000 | 2,462 |
| Total liabilities | $230,887,000 | 2,449 |
| Total deposits | $195,186,000 | 2,571 |
| Interest-bearing deposits | $167,191,000 | 2,543 |
| Deposits held in domestic offices | $195,186,000 | 2,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,500,000 | 1,192 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,201,000 | 3,114 |
| Total equity capital | $23,072,000 | 2,665 |
| Total bank equity capital | $23,072,000 | 2,665 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,567,000 | 369 |
| Surplus | $15,394,000 | 1,603 |
| Undivided profits | $-2,889,000 | 8,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 5,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $84,000 | 791 |
| Income earned, not collected on loans | $1,140,000 | 3,049 |
| Earning assets | $241,333,000 | 2,386 |
| Long-term assets (5+ years) | $93,585,000 | 1,105 |
| Average Assets, year-to-date | $251,507,000 | 2,477 |
| Average Assets, quarterly | $251,507,000 | 2,477 |
| Volatile liabilities | $56,846,000 | 2,243 |
| Insider loans | $9,492,000 | 679 |
| FHLB advances | $34,500,000 | 1,119 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $58,524,000 | 1,621 |
| Tier 1 (core) risk-based capital | $22,036,000 | 2,687 |
| Tier 2 risk-based capital | $2,608,000 | 1,855 |
| Total risk weighted assets | $208,503,000 | 2,140 |
| Total unused commitments | $58,524,000 | 1,621 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 55 | 3,115 |
| Assets and Liabilities | ||
| Total Assets: | $249,055,000 | 2,501 |
| Cash and due from depository institutions | $5,296,000 | 3,115 |
| Interest-bearing balances | $112,000 | 4,794 |
| Securities | $48,678,000 | 2,425 |
| Federal funds sold & reverse repurchase agreements | $9,675,000 | 1,417 |
| Net loans & leases | $178,143,000 | 2,339 |
| Loan loss allowance | $2,615,000 | 1,902 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,671,000 | 4,808 |
| Other real estate owned | $0 | 3,115 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,592,000 | 2,649 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $249,055,000 | 2,501 |
| Total liabilities | $226,333,000 | 2,480 |
| Total deposits | $191,421,000 | 2,581 |
| Interest-bearing deposits | $146,527,000 | 2,798 |
| Deposits held in domestic offices | $191,421,000 | 2,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $33,500,000 | 1,251 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,412,000 | 2,739 |
| Total equity capital | $22,722,000 | 2,673 |
| Total bank equity capital | $22,722,000 | 2,673 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,566,000 | 358 |
| Surplus | $15,361,000 | 1,583 |
| Undivided profits | $-3,205,000 | 8,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,287,000 | 1,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $151,000 | 620 |
| Income earned, not collected on loans | $971,000 | 3,545 |
| Earning assets | $236,608,000 | 2,408 |
| Long-term assets (5+ years) | $75,550,000 | 1,280 |
| Average Assets, year-to-date | $224,570,400 | 2,629 |
| Average Assets, quarterly | $241,215,500 | 2,532 |
| Volatile liabilities | $49,108,000 | 2,485 |
| Insider loans | $9,734,000 | 643 |
| FHLB advances | $33,500,000 | 1,162 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $52,672,000 | 1,710 |
| Tier 1 (core) risk-based capital | $21,603,000 | 2,704 |
| Tier 2 risk-based capital | $2,344,000 | 2,008 |
| Total risk weighted assets | $187,199,000 | 2,290 |
| Total unused commitments | $52,672,000 | 1,710 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $233,376,000 | 2,596 |
| Cash and due from depository institutions | $5,716,000 | 3,152 |
| Interest-bearing balances | $51,000 | 5,657 |
| Securities | $44,339,000 | 2,600 |
| Federal funds sold & reverse repurchase agreements | $5,675,000 | 2,081 |
| Net loans & leases | $170,153,000 | 2,390 |
| Loan loss allowance | $2,465,000 | 1,973 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,728,000 | 4,683 |
| Other real estate owned | $0 | 3,152 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,765,000 | 2,535 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $233,376,000 | 2,596 |
| Total liabilities | $216,443,000 | 2,513 |
| Total deposits | $180,721,000 | 2,660 |
| Interest-bearing deposits | $154,871,000 | 2,633 |
| Deposits held in domestic offices | $180,721,000 | 2,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $34,500,000 | 1,197 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,222,000 | 3,009 |
| Total equity capital | $16,933,000 | 3,419 |
| Total bank equity capital | $16,933,000 | 3,419 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,558,000 | 344 |
| Surplus | $9,853,000 | 2,219 |
| Undivided profits | $-3,478,000 | 8,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 5,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $151,000 | 658 |
| Income earned, not collected on loans | $997,000 | 3,434 |
| Earning assets | $220,218,000 | 2,533 |
| Long-term assets (5+ years) | $68,591,000 | 1,379 |
| Average Assets, year-to-date | $218,449,250 | 2,672 |
| Average Assets, quarterly | $231,221,500 | 2,588 |
| Volatile liabilities | $42,031,000 | 2,680 |
| Insider loans | $7,193,000 | 888 |
| FHLB advances | $34,500,000 | 1,116 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $47,772,000 | 1,816 |
| Tier 1 (core) risk-based capital | $15,749,000 | 3,548 |
| Tier 2 risk-based capital | $2,239,000 | 2,049 |
| Total risk weighted assets | $178,893,000 | 2,354 |
| Total unused commitments | $47,772,000 | 1,817 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 53 | 3,181 |
| Assets and Liabilities | ||
| Total Assets: | $229,067,000 | 2,593 |
| Cash and due from depository institutions | $5,766,000 | 3,181 |
| Interest-bearing balances | $107,000 | 4,884 |
| Securities | $45,984,000 | 2,537 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,532 |
| Net loans & leases | $164,325,000 | 2,403 |
| Loan loss allowance | $2,315,000 | 2,067 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,768,000 | 4,596 |
| Other real estate owned | $0 | 3,181 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,724,000 | 3,391 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $229,067,000 | 2,593 |
| Total liabilities | $213,885,000 | 2,494 |
| Total deposits | $181,306,000 | 2,611 |
| Interest-bearing deposits | $158,845,000 | 2,524 |
| Deposits held in domestic offices | $181,306,000 | 2,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $31,500,000 | 1,288 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,079,000 | 3,076 |
| Total equity capital | $15,182,000 | 3,684 |
| Total bank equity capital | $15,182,000 | 3,684 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,558,000 | 325 |
| Surplus | $9,853,000 | 2,173 |
| Undivided profits | $-5,229,000 | 8,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $154,000 | 5,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $154,000 | 652 |
| Income earned, not collected on loans | $818,000 | 3,773 |
| Earning assets | $217,916,000 | 2,504 |
| Long-term assets (5+ years) | $67,984,000 | 1,388 |
| Average Assets, year-to-date | $213,473,670 | 2,710 |
| Average Assets, quarterly | $220,329,000 | 2,653 |
| Volatile liabilities | $38,485,000 | 2,760 |
| Insider loans | $7,180,000 | 860 |
| FHLB advances | $31,500,000 | 1,202 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $46,280,000 | 1,808 |
| Tier 1 (core) risk-based capital | $15,440,000 | 3,534 |
| Tier 2 risk-based capital | $2,144,000 | 2,100 |
| Total risk weighted assets | $171,258,000 | 2,402 |
| Total unused commitments | $46,280,000 | 1,808 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 51 | 3,261 |
| Assets and Liabilities | ||
| Total Assets: | $211,591,000 | 2,758 |
| Cash and due from depository institutions | $6,345,000 | 3,261 |
| Interest-bearing balances | $112,000 | 4,906 |
| Securities | $37,282,000 | 3,057 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 1,771 |
| Net loans & leases | $155,777,000 | 2,474 |
| Loan loss allowance | $2,165,000 | 2,169 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,814,000 | 4,549 |
| Other real estate owned | $0 | 3,261 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,473,000 | 3,519 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $211,591,000 | 2,758 |
| Total liabilities | $196,858,000 | 2,669 |
| Total deposits | $167,401,000 | 2,788 |
| Interest-bearing deposits | $147,964,000 | 2,700 |
| Deposits held in domestic offices | $167,401,000 | 2,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,500,000 | 1,343 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $957,000 | 3,298 |
| Total equity capital | $14,733,000 | 3,709 |
| Total bank equity capital | $14,733,000 | 3,709 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,556,000 | 313 |
| Surplus | $9,851,000 | 2,128 |
| Undivided profits | $-5,674,000 | 8,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 5,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $159,000 | 639 |
| Income earned, not collected on loans | $819,000 | 3,642 |
| Earning assets | $200,071,000 | 2,683 |
| Long-term assets (5+ years) | $66,861,000 | 1,463 |
| Average Assets, year-to-date | $205,677,000 | 2,809 |
| Average Assets, quarterly | $205,677,000 | 2,809 |
| Volatile liabilities | $30,803,000 | 3,144 |
| Insider loans | $5,850,000 | 1,046 |
| FHLB advances | $28,500,000 | 1,253 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $47,142,000 | 1,727 |
| Tier 1 (core) risk-based capital | $15,217,000 | 3,536 |
| Tier 2 risk-based capital | $2,079,000 | 2,140 |
| Total risk weighted assets | $166,210,000 | 2,421 |
| Total unused commitments | $47,142,000 | 1,728 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 51 | 3,287 |
| Assets and Liabilities | ||
| Total Assets: | $199,763,000 | 2,891 |
| Cash and due from depository institutions | $2,861,000 | 3,287 |
| Interest-bearing balances | $76,000 | 5,458 |
| Securities | $37,851,000 | 3,039 |
| Federal funds sold & reverse repurchase agreements | $6,455,000 | 1,759 |
| Net loans & leases | $147,668,000 | 2,574 |
| Loan loss allowance | $2,025,000 | 2,283 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,838,000 | 4,502 |
| Other real estate owned | $0 | 3,287 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,090,000 | 3,743 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $199,763,000 | 2,891 |
| Total liabilities | $184,828,000 | 2,804 |
| Total deposits | $157,025,000 | 2,928 |
| Interest-bearing deposits | $137,360,000 | 2,841 |
| Deposits held in domestic offices | $157,025,000 | 2,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $27,000,000 | 1,402 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $803,000 | 3,612 |
| Total equity capital | $14,935,000 | 3,673 |
| Total bank equity capital | $14,935,000 | 3,673 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,556,000 | 304 |
| Surplus | $9,850,000 | 2,093 |
| Undivided profits | $-5,471,000 | 8,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $709,000 | 4,109 |
| Earning assets | $192,050,000 | 2,768 |
| Long-term assets (5+ years) | $66,566,000 | 1,496 |
| Average Assets, year-to-date | $171,422,600 | 3,123 |
| Average Assets, quarterly | $190,925,000 | 2,957 |
| Volatile liabilities | $28,527,000 | 3,254 |
| Insider loans | $5,193,000 | 1,178 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $46,425,000 | 1,685 |
| Tier 1 (core) risk-based capital | $15,055,000 | 3,523 |
| Tier 2 risk-based capital | $1,952,000 | 2,257 |
| Total risk weighted assets | $156,265,000 | 2,550 |
| Total unused commitments | $46,425,000 | 1,685 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 45 | 3,649 |
| Assets and Liabilities | ||
| Total Assets: | $182,087,000 | 3,051 |
| Cash and due from depository institutions | $3,957,000 | 3,649 |
| Interest-bearing balances | $46,000 | 5,843 |
| Securities | $26,836,000 | 3,916 |
| Federal funds sold & reverse repurchase agreements | $6,480,000 | 1,706 |
| Net loans & leases | $139,837,000 | 2,653 |
| Loan loss allowance | $1,830,000 | 2,479 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,521,000 | 3,676 |
| Other real estate owned | $0 | 3,649 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,456,000 | 4,294 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $182,087,000 | 3,051 |
| Total liabilities | $167,232,000 | 3,002 |
| Total deposits | $145,735,000 | 3,054 |
| Interest-bearing deposits | $127,566,000 | 2,990 |
| Deposits held in domestic offices | $145,735,000 | 3,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $21,000,000 | 1,664 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $497,000 | 4,930 |
| Total equity capital | $14,855,000 | 3,685 |
| Total bank equity capital | $14,855,000 | 3,685 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,556,000 | 296 |
| Surplus | $9,850,000 | 2,056 |
| Undivided profits | $-5,551,000 | 8,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $652,000 | 4,551 |
| Earning assets | $173,199,000 | 2,970 |
| Long-term assets (5+ years) | $57,897,000 | 1,687 |
| Average Assets, year-to-date | $164,337,500 | 3,220 |
| Average Assets, quarterly | $177,149,000 | 3,093 |
| Volatile liabilities | $24,040,000 | 3,621 |
| Insider loans | $3,692,000 | 1,593 |
| FHLB advances | $21,000,000 | 1,549 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $42,418,000 | 1,788 |
| Tier 1 (core) risk-based capital | $14,926,000 | 3,525 |
| Tier 2 risk-based capital | $1,766,000 | 2,403 |
| Total risk weighted assets | $141,176,000 | 2,717 |
| Total unused commitments | $42,418,000 | 1,790 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 43 | 3,820 |
| Assets and Liabilities | ||
| Total Assets: | $172,211,000 | 3,163 |
| Cash and due from depository institutions | $3,481,000 | 3,820 |
| Interest-bearing balances | $115,000 | 5,021 |
| Securities | $28,753,000 | 3,769 |
| Federal funds sold & reverse repurchase agreements | $10,330,000 | 1,055 |
| Net loans & leases | $125,251,000 | 2,847 |
| Loan loss allowance | $1,600,000 | 2,777 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,268,000 | 3,916 |
| Other real estate owned | $0 | 3,820 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,128,000 | 4,664 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $172,211,000 | 3,163 |
| Total liabilities | $157,665,000 | 3,128 |
| Total deposits | $140,239,000 | 3,160 |
| Interest-bearing deposits | $122,495,000 | 3,071 |
| Deposits held in domestic offices | $140,239,000 | 3,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,000,000 | 1,883 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $426,000 | 4,987 |
| Total equity capital | $14,546,000 | 3,634 |
| Total bank equity capital | $14,546,000 | 3,634 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,556,000 | 293 |
| Surplus | $9,850,000 | 2,018 |
| Undivided profits | $-5,860,000 | 9,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $591,000 | 4,661 |
| Earning assets | $164,449,000 | 3,064 |
| Long-term assets (5+ years) | $52,089,000 | 1,858 |
| Average Assets, year-to-date | $158,421,000 | 3,320 |
| Average Assets, quarterly | $167,900,000 | 3,197 |
| Volatile liabilities | $20,566,000 | 3,949 |
| Insider loans | $5,089,000 | 1,105 |
| FHLB advances | $17,000,000 | 1,770 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $32,934,000 | 2,135 |
| Tier 1 (core) risk-based capital | $14,867,000 | 3,486 |
| Tier 2 risk-based capital | $1,578,000 | 2,594 |
| Total risk weighted assets | $126,133,000 | 2,941 |
| Total unused commitments | $32,934,000 | 2,140 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 41 | 3,957 |
| Assets and Liabilities | ||
| Total Assets: | $163,589,000 | 3,265 |
| Cash and due from depository institutions | $5,463,000 | 3,957 |
| Interest-bearing balances | $67,000 | 5,740 |
| Securities | $24,506,000 | 4,211 |
| Federal funds sold & reverse repurchase agreements | $14,120,000 | 1,032 |
| Net loans & leases | $115,330,000 | 2,990 |
| Loan loss allowance | $1,479,000 | 2,951 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,112,000 | 4,050 |
| Other real estate owned | $0 | 3,957 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,058,000 | 4,591 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $163,589,000 | 3,265 |
| Total liabilities | $148,675,000 | 3,230 |
| Total deposits | $133,171,000 | 3,299 |
| Interest-bearing deposits | $116,826,000 | 3,190 |
| Deposits held in domestic offices | $133,171,000 | 3,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $15,000,000 | 1,931 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $504,000 | 4,860 |
| Total equity capital | $14,914,000 | 3,627 |
| Total bank equity capital | $14,914,000 | 3,627 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,555,000 | 285 |
| Surplus | $9,849,000 | 1,983 |
| Undivided profits | $-5,490,000 | 9,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 5,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $600,000 | 4,544 |
| Earning assets | $154,023,000 | 3,194 |
| Long-term assets (5+ years) | $44,663,000 | 2,062 |
| Average Assets, year-to-date | $151,526,000 | 3,466 |
| Average Assets, quarterly | $151,526,000 | 3,466 |
| Volatile liabilities | $21,713,000 | 3,710 |
| Insider loans | $5,986,000 | 923 |
| FHLB advances | $15,000,000 | 1,803 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $31,188,000 | 2,159 |
| Tier 1 (core) risk-based capital | $14,818,000 | 3,449 |
| Tier 2 risk-based capital | $1,456,000 | 2,745 |
| Total risk weighted assets | $116,409,000 | 3,112 |
| Total unused commitments | $31,188,000 | 2,163 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 40 | 4,045 |
| Assets and Liabilities | ||
| Total Assets: | $139,463,000 | 3,750 |
| Cash and due from depository institutions | $3,615,000 | 4,045 |
| Interest-bearing balances | $35,000 | 6,090 |
| Securities | $25,379,000 | 4,170 |
| Federal funds sold & reverse repurchase agreements | $1,525,000 | 4,436 |
| Net loans & leases | $105,223,000 | 3,222 |
| Loan loss allowance | $1,413,000 | 3,046 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,837,000 | 4,416 |
| Other real estate owned | $0 | 4,045 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,884,000 | 4,851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,463,000 | 3,750 |
| Total liabilities | $124,678,000 | 3,757 |
| Total deposits | $108,249,000 | 3,900 |
| Interest-bearing deposits | $91,997,000 | 3,880 |
| Deposits held in domestic offices | $108,249,000 | 3,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,000,000 | 1,872 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $429,000 | 5,138 |
| Total equity capital | $14,785,000 | 3,581 |
| Total bank equity capital | $14,785,000 | 3,581 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,555,000 | 285 |
| Surplus | $9,849,000 | 1,953 |
| Undivided profits | $-5,619,000 | 9,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $551,000 | 5,017 |
| Earning assets | $132,162,000 | 3,635 |
| Long-term assets (5+ years) | $44,679,000 | 2,095 |
| Average Assets, year-to-date | $111,128,400 | 4,337 |
| Average Assets, quarterly | $136,276,500 | 3,774 |
| Volatile liabilities | $16,746,000 | 4,353 |
| Insider loans | $6,397,000 | 845 |
| FHLB advances | $16,000,000 | 1,752 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $29,933,000 | 2,153 |
| Tier 1 (core) risk-based capital | $14,766,000 | 3,425 |
| Tier 2 risk-based capital | $1,296,000 | 3,011 |
| Total risk weighted assets | $103,511,000 | 3,428 |
| Total unused commitments | $29,933,000 | 2,156 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $133,090,000 | 3,869 |
| Cash and due from depository institutions | $3,551,000 | 3,917 |
| Interest-bearing balances | $39,000 | 6,091 |
| Securities | $26,470,000 | 3,987 |
| Federal funds sold & reverse repurchase agreements | $8,325,000 | 1,706 |
| Net loans & leases | $87,120,000 | 3,711 |
| Loan loss allowance | $1,311,000 | 3,229 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,863,000 | 4,372 |
| Other real estate owned | $0 | 3,917 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,761,000 | 2,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,090,000 | 3,869 |
| Total liabilities | $120,593,000 | 3,828 |
| Total deposits | $110,117,000 | 3,834 |
| Interest-bearing deposits | $90,640,000 | 3,924 |
| Deposits held in domestic offices | $110,117,000 | 3,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,372 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $476,000 | 5,158 |
| Total equity capital | $12,497,000 | 4,111 |
| Total bank equity capital | $12,497,000 | 4,111 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $9,308,000 | 348 |
| Surplus | $8,805,000 | 2,144 |
| Undivided profits | $-5,616,000 | 9,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $541,000 | 5,247 |
| Earning assets | $121,954,000 | 3,843 |
| Long-term assets (5+ years) | $34,040,000 | 2,539 |
| Average Assets, year-to-date | $104,044,750 | 4,559 |
| Average Assets, quarterly | $122,817,000 | 4,087 |
| Volatile liabilities | $13,613,000 | 4,885 |
| Insider loans | $4,964,000 | 1,089 |
| FHLB advances | $10,000,000 | 2,220 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $25,148,000 | 2,435 |
| Tier 1 (core) risk-based capital | $12,427,000 | 3,974 |
| Tier 2 risk-based capital | $1,161,000 | 3,265 |
| Total risk weighted assets | $92,715,000 | 3,712 |
| Total unused commitments | $25,148,000 | 2,438 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 41 | 3,997 |
| Assets and Liabilities | ||
| Total Assets: | $112,544,000 | 4,384 |
| Cash and due from depository institutions | $3,918,000 | 3,997 |
| Interest-bearing balances | $26,000 | 6,330 |
| Securities | $22,313,000 | 4,374 |
| Federal funds sold & reverse repurchase agreements | $5,570,000 | 2,722 |
| Net loans & leases | $77,815,000 | 4,020 |
| Loan loss allowance | $1,145,000 | 3,516 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,828,000 | 4,380 |
| Other real estate owned | $0 | 3,997 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,100,000 | 6,178 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,544,000 | 4,384 |
| Total liabilities | $104,070,000 | 4,289 |
| Total deposits | $97,892,000 | 4,191 |
| Interest-bearing deposits | $84,247,000 | 4,153 |
| Deposits held in domestic offices | $97,892,000 | 4,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,800,000 | 3,092 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $378,000 | 5,877 |
| Total equity capital | $8,474,000 | 5,416 |
| Total bank equity capital | $8,474,000 | 5,416 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,947,000 | 493 |
| Surplus | $6,947,000 | 2,577 |
| Undivided profits | $-5,420,000 | 9,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $469,000 | 4,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $401,000 | 6,118 |
| Earning assets | $105,724,000 | 4,312 |
| Long-term assets (5+ years) | $28,094,000 | 2,764 |
| Average Assets, year-to-date | $94,363,000 | 4,880 |
| Average Assets, quarterly | $103,221,500 | 4,627 |
| Volatile liabilities | $15,498,000 | 4,490 |
| Insider loans | $4,999,000 | 1,060 |
| FHLB advances | $5,800,000 | 2,924 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,480,000 | 2,752 |
| Tier 1 (core) risk-based capital | $8,420,000 | 5,233 |
| Tier 2 risk-based capital | $984,000 | 3,675 |
| Total risk weighted assets | $78,570,000 | 4,155 |
| Total unused commitments | $20,480,000 | 2,761 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 38 | 4,239 |
| Assets and Liabilities | ||
| Total Assets: | $93,899,000 | 4,918 |
| Cash and due from depository institutions | $5,043,000 | 4,239 |
| Interest-bearing balances | $18,000 | 6,444 |
| Securities | $20,306,000 | 4,628 |
| Federal funds sold & reverse repurchase agreements | $8,135,000 | 2,123 |
| Net loans & leases | $57,588,000 | 4,884 |
| Loan loss allowance | $865,000 | 4,308 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,853,000 | 4,307 |
| Other real estate owned | $0 | 4,239 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $974,000 | 6,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,899,000 | 4,918 |
| Total liabilities | $84,909,000 | 4,876 |
| Total deposits | $81,768,000 | 4,770 |
| Interest-bearing deposits | $70,550,000 | 4,744 |
| Deposits held in domestic offices | $81,768,000 | 4,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,800,000 | 3,945 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $341,000 | 6,199 |
| Total equity capital | $8,990,000 | 5,123 |
| Total bank equity capital | $8,990,000 | 5,123 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,947,000 | 483 |
| Surplus | $6,947,000 | 2,538 |
| Undivided profits | $-4,904,000 | 9,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $435,000 | 4,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $427,000 | 5,947 |
| Earning assets | $86,047,000 | 4,903 |
| Long-term assets (5+ years) | $18,085,000 | 3,602 |
| Average Assets, year-to-date | $85,272,500 | 5,227 |
| Average Assets, quarterly | $85,272,500 | 5,227 |
| Volatile liabilities | $12,364,000 | 5,083 |
| Insider loans | $3,095,000 | 1,750 |
| FHLB advances | $2,800,000 | 3,777 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,097,000 | 2,691 |
| Tier 1 (core) risk-based capital | $8,950,000 | 4,950 |
| Tier 2 risk-based capital | $790,000 | 4,292 |
| Total risk weighted assets | $63,145,000 | 4,784 |
| Total unused commitments | $20,097,000 | 2,703 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 38 | 4,206 |
| Assets and Liabilities | ||
| Total Assets: | $76,646,000 | 5,607 |
| Cash and due from depository institutions | $1,977,000 | 4,206 |
| Interest-bearing balances | $33,000 | 6,066 |
| Securities | $21,315,000 | 4,456 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,811 |
| Net loans & leases | $49,059,000 | 5,388 |
| Loan loss allowance | $756,000 | 4,664 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,558,000 | 4,774 |
| Other real estate owned | $0 | 4,206 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $737,000 | 7,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,646,000 | 5,607 |
| Total liabilities | $67,196,000 | 5,649 |
| Total deposits | $66,903,000 | 5,410 |
| Interest-bearing deposits | $58,091,000 | 5,337 |
| Deposits held in domestic offices | $66,903,000 | 5,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $293,000 | 6,681 |
| Total equity capital | $9,450,000 | 4,917 |
| Total bank equity capital | $9,450,000 | 4,917 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,947,000 | 480 |
| Surplus | $6,947,000 | 2,497 |
| Undivided profits | $-4,444,000 | 9,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $341,000 | 6,884 |
| Earning assets | $72,407,000 | 5,477 |
| Long-term assets (5+ years) | $14,009,000 | 4,106 |
| Average Assets, year-to-date | $53,063,000 | 6,646 |
| Average Assets, quarterly | $72,884,000 | 5,729 |
| Volatile liabilities | $8,115,000 | 6,230 |
| Insider loans | $2,345,000 | 2,206 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $17,143,000 | 2,922 |
| Tier 1 (core) risk-based capital | $9,412,000 | 4,721 |
| Tier 2 risk-based capital | $662,000 | 4,748 |
| Total risk weighted assets | $52,865,000 | 5,288 |
| Total unused commitments | $17,143,000 | 2,928 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 26 | 5,528 |
| Assets and Liabilities | ||
| Total Assets: | $22,605,000 | 8,795 |
| Cash and due from depository institutions | $3,799,000 | 5,528 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $14,490,000 | 5,476 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $2,756,000 | 9,474 |
| Loan loss allowance | $100,000 | 9,042 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $996,000 | 5,901 |
| Other real estate owned | $0 | 5,528 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $564,000 | 8,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,605,000 | 8,795 |
| Total liabilities | $10,191,000 | 9,373 |
| Total deposits | $10,091,000 | 9,331 |
| Interest-bearing deposits | $9,736,000 | 9,215 |
| Deposits held in domestic offices | $10,091,000 | 9,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $100,000 | 8,915 |
| Total equity capital | $12,414,000 | 3,786 |
| Total bank equity capital | $12,414,000 | 3,786 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,947,000 | 477 |
| Surplus | $6,947,000 | 2,371 |
| Undivided profits | $-1,480,000 | 9,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $84,000 | 9,229 |
| Earning assets | $17,246,000 | 9,005 |
| Long-term assets (5+ years) | $1,004,000 | 7,886 |
| Average Assets, year-to-date | $22,605,000 | 8,718 |
| Average Assets, quarterly | $22,605,000 | 8,778 |
| Volatile liabilities | $1,250,000 | 9,124 |
| Insider loans | $3,000 | 8,591 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $955,000 | 8,300 |
| Tier 1 (core) risk-based capital | $12,414,000 | 3,636 |
| Tier 2 risk-based capital | $100,000 | 8,972 |
| Total risk weighted assets | $11,163,000 | 8,989 |
| Total unused commitments | $955,000 | 8,310 |
| Derivatives | $0 | 450 |