Home > Commonwealth Federal Savings Bank > Income and Expense
Commonwealth Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 12,592 |
| Total interest expense | $1,585,000 | 6,923 |
| Net interest income | $-745,000 | 13,261 |
| Provision for loan and lease losses | $1,557,000 | 973 |
| Total noninterest income | $512,000 | 5,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $512,000 | 3,225 |
| Total noninterest expense | $8,415,000 | 1,783 |
| Salaries and employee benefits | $858,000 | 6,977 |
| Premises and equipment expense | $1,129,000 | 1,860 |
| Additional noninterest expense | $6,428,000 | 1,040 |
| Pre-tax net operating income | $-10,205,000 | 13,230 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-10,205,000 | 13,205 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-10,205,000 | 13,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,669 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-10,205,000 | 13,202 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,149,000 | 10,594 |
| Total interest expense | $2,505,000 | 5,987 |
| Net interest income | $-356,000 | 13,923 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $1,256,000 | 2,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,256,000 | 1,717 |
| Total noninterest expense | $3,183,000 | 4,278 |
| Salaries and employee benefits | $962,000 | 6,251 |
| Premises and equipment expense | $762,000 | 2,723 |
| Additional noninterest expense | $1,458,000 | 3,685 |
| Pre-tax net operating income | $-2,283,000 | 13,666 |
| Securities gains (losses) | $122,000 | 2,695 |
| Applicable income taxes | $14,000 | 12,262 |
| Income before extraordinary items | $-2,174,000 | 13,690 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,174,000 | 13,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-279,000 | 13,884 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,296,000 | 13,656 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.