Home > Commonwealth Co-operative Bank > Income and Expense
Commonwealth Co-operative Bank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 7,162 |
| Total interest expense | $888,000 | 6,585 |
| Net interest income | $883,000 | 7,455 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $28,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $16,000 | 7,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 7,702 |
| Total noninterest expense | $1,133,000 | 6,859 |
| Salaries and employee benefits | $410,000 | 7,581 |
| Premises and equipment expense | $138,000 | 6,860 |
| Additional noninterest expense | $585,000 | 5,497 |
| Pre-tax net operating income | $-222,000 | 7,043 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-220,000 | 6,927 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-220,000 | 6,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-222,000 | 7,095 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 7,250 |
| Total interest expense | $601,000 | 6,681 |
| Net interest income | $561,000 | 7,552 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $20,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $718,000 | 7,016 |
| Salaries and employee benefits | $270,000 | 7,654 |
| Premises and equipment expense | $90,000 | 6,935 |
| Additional noninterest expense | $358,000 | 5,725 |
| Pre-tax net operating income | $-137,000 | 7,251 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-135,000 | 7,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-135,000 | 7,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-137,000 | 7,288 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 7,334 |
| Total interest expense | $309,000 | 6,786 |
| Net interest income | $271,000 | 7,648 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $11,000 | 8,018 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $364,000 | 7,020 |
| Salaries and employee benefits | $137,000 | 7,675 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $181,000 | 5,663 |
| Pre-tax net operating income | $-82,000 | 7,501 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-82,000 | 7,603 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-82,000 | 7,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-82,000 | 7,556 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 7,312 |
| Total interest expense | $1,212,000 | 6,854 |
| Net interest income | $1,130,000 | 7,584 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $126,000 | 7,317 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $14,000 | 7,248 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $112,000 | 6,039 |
| Total noninterest expense | $1,452,000 | 6,986 |
| Salaries and employee benefits | $579,000 | 7,599 |
| Premises and equipment expense | $165,000 | 7,106 |
| Additional noninterest expense | $708,000 | 5,701 |
| Pre-tax net operating income | $-196,000 | 7,641 |
| Securities gains (losses) | $-9,000 | 7,539 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-206,000 | 7,720 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-206,000 | 7,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,208 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-197,000 | 7,690 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 7,365 |
| Total interest expense | $907,000 | 6,885 |
| Net interest income | $835,000 | 7,648 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $119,000 | 7,105 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $10,000 | 7,287 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $109,000 | 5,656 |
| Total noninterest expense | $1,036,000 | 7,084 |
| Salaries and employee benefits | $410,000 | 7,656 |
| Premises and equipment expense | $121,000 | 7,111 |
| Additional noninterest expense | $505,000 | 5,795 |
| Pre-tax net operating income | $-82,000 | 7,784 |
| Securities gains (losses) | $-9,000 | 7,750 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-91,000 | 7,843 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-91,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,168 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-82,000 | 7,814 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 7,429 |
| Total interest expense | $601,000 | 6,901 |
| Net interest income | $553,000 | 7,717 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $7,000 | 8,401 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $4,000 | 7,405 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,000 | 8,264 |
| Total noninterest expense | $689,000 | 7,127 |
| Salaries and employee benefits | $273,000 | 7,711 |
| Premises and equipment expense | $81,000 | 7,134 |
| Additional noninterest expense | $335,000 | 5,808 |
| Pre-tax net operating income | $-129,000 | 8,016 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-129,000 | 8,047 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-129,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,172 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-129,000 | 8,040 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $570,000 | 7,485 |
| Total interest expense | $299,000 | 6,924 |
| Net interest income | $271,000 | 7,785 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $7,000 | 8,340 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,000 | 7,430 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $331,000 | 7,243 |
| Salaries and employee benefits | $132,000 | 7,807 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $158,000 | 5,975 |
| Pre-tax net operating income | $-53,000 | 8,043 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-53,000 | 8,059 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-53,000 | 8,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-53,000 | 8,044 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 7,318 |
| Total interest expense | $1,138,000 | 6,683 |
| Net interest income | $1,141,000 | 7,657 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $37,000 | 8,310 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $10,000 | 7,420 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,770 |
| Total noninterest expense | $1,648,000 | 6,650 |
| Salaries and employee benefits | $594,000 | 7,612 |
| Premises and equipment expense | $236,000 | 6,354 |
| Additional noninterest expense | $818,000 | 5,168 |
| Pre-tax net operating income | $-480,000 | 8,247 |
| Securities gains (losses) | $-24,000 | 7,627 |
| Applicable income taxes | $-56,000 | 8,302 |
| Income before extraordinary items | $-448,000 | 8,266 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-448,000 | 8,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,902 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-426,640 | 8,260 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 7,375 |
| Total interest expense | $823,000 | 6,735 |
| Net interest income | $871,000 | 7,699 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $22,000 | 8,438 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $7,000 | 7,497 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $1,202,000 | 6,738 |
| Salaries and employee benefits | $448,000 | 7,590 |
| Premises and equipment expense | $187,000 | 6,249 |
| Additional noninterest expense | $567,000 | 5,392 |
| Pre-tax net operating income | $-309,000 | 8,355 |
| Securities gains (losses) | $-13,000 | 7,688 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-322,000 | 8,392 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-322,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-309,000 | 8,375 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 7,455 |
| Total interest expense | $534,000 | 6,719 |
| Net interest income | $554,000 | 7,822 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $13,000 | 8,511 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,000 | 7,559 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $818,000 | 6,712 |
| Salaries and employee benefits | $304,000 | 7,601 |
| Premises and equipment expense | $128,000 | 6,195 |
| Additional noninterest expense | $386,000 | 5,333 |
| Pre-tax net operating income | $-251,000 | 8,440 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-251,000 | 8,463 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-251,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-251,000 | 8,461 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 7,424 |
| Total interest expense | $252,000 | 6,773 |
| Net interest income | $300,000 | 7,704 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $4,000 | 8,590 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $417,000 | 6,667 |
| Salaries and employee benefits | $144,000 | 7,712 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $206,000 | 5,089 |
| Pre-tax net operating income | $-113,000 | 8,455 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-113,000 | 8,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-113,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-113,000 | 8,457 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 7,116 |
| Total interest expense | $1,014,000 | 6,250 |
| Net interest income | $1,351,000 | 7,493 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $31,000 | 8,543 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $16,000 | 7,526 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,273 |
| Total noninterest expense | $1,497,000 | 6,884 |
| Salaries and employee benefits | $640,000 | 7,475 |
| Premises and equipment expense | $221,000 | 6,513 |
| Additional noninterest expense | $636,000 | 5,868 |
| Pre-tax net operating income | $-265,000 | 8,417 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-32,000 | 8,527 |
| Income before extraordinary items | $-233,000 | 8,438 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-233,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-233,000 | 8,417 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 7,159 |
| Total interest expense | $674,000 | 6,456 |
| Net interest income | $1,082,000 | 7,411 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $18,000 | 8,638 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,540 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,585 |
| Total noninterest expense | $1,007,000 | 7,148 |
| Salaries and employee benefits | $455,000 | 7,567 |
| Premises and equipment expense | $204,000 | 5,984 |
| Additional noninterest expense | $348,000 | 6,743 |
| Pre-tax net operating income | $93,000 | 8,045 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $28,000 | 6,119 |
| Income before extraordinary items | $65,000 | 8,131 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $65,000 | 8,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $65,000 | 8,096 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 7,143 |
| Total interest expense | $438,000 | 6,383 |
| Net interest income | $727,000 | 7,407 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $13,000 | 8,623 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $624,000 | 7,310 |
| Salaries and employee benefits | $291,000 | 7,665 |
| Premises and equipment expense | $114,000 | 6,411 |
| Additional noninterest expense | $219,000 | 6,879 |
| Pre-tax net operating income | $116,000 | 7,763 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $16,000 | 6,203 |
| Income before extraordinary items | $100,000 | 7,743 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $100,000 | 7,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $100,000 | 7,696 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 7,178 |
| Total interest expense | $211,000 | 6,398 |
| Net interest income | $369,000 | 7,430 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $10,000 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $334,000 | 7,214 |
| Salaries and employee benefits | $142,000 | 7,765 |
| Premises and equipment expense | $58,000 | 6,415 |
| Additional noninterest expense | $134,000 | 6,370 |
| Pre-tax net operating income | $45,000 | 7,959 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $45,000 | 7,849 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $45,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $45,000 | 7,822 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 7,080 |
| Total interest expense | $833,000 | 6,152 |
| Net interest income | $1,473,000 | 7,338 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $29,000 | 8,727 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $29,000 | 7,990 |
| Total noninterest expense | $1,314,000 | 7,238 |
| Salaries and employee benefits | $581,000 | 7,733 |
| Premises and equipment expense | $216,000 | 6,573 |
| Additional noninterest expense | $517,000 | 6,448 |
| Pre-tax net operating income | $188,000 | 7,819 |
| Securities gains (losses) | $-68,000 | 8,660 |
| Applicable income taxes | $12,000 | 6,712 |
| Income before extraordinary items | $108,000 | 8,053 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $108,000 | 8,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $169,200 | 7,755 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 7,106 |
| Total interest expense | $614,000 | 6,192 |
| Net interest income | $1,118,000 | 7,345 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $21,000 | 8,796 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 8,029 |
| Total noninterest expense | $967,000 | 7,247 |
| Salaries and employee benefits | $418,000 | 7,767 |
| Premises and equipment expense | $162,000 | 6,555 |
| Additional noninterest expense | $387,000 | 6,414 |
| Pre-tax net operating income | $172,000 | 7,818 |
| Securities gains (losses) | $-68,000 | 8,849 |
| Applicable income taxes | $7,000 | 6,881 |
| Income before extraordinary items | $97,000 | 8,087 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $97,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $160,240 | 7,671 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 7,150 |
| Total interest expense | $409,000 | 6,235 |
| Net interest income | $738,000 | 7,408 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $13,000 | 8,868 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $647,000 | 7,283 |
| Salaries and employee benefits | $288,000 | 7,765 |
| Premises and equipment expense | $108,000 | 6,605 |
| Additional noninterest expense | $251,000 | 6,517 |
| Pre-tax net operating income | $104,000 | 7,893 |
| Securities gains (losses) | $-68,000 | 8,943 |
| Applicable income taxes | $7,000 | 6,787 |
| Income before extraordinary items | $29,000 | 8,396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 8,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $84,080 | 7,874 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $596,000 | 7,093 |
| Total interest expense | $209,000 | 6,228 |
| Net interest income | $387,000 | 7,343 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $7,000 | 8,881 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $333,000 | 7,253 |
| Salaries and employee benefits | $155,000 | 7,611 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $127,000 | 6,499 |
| Pre-tax net operating income | $61,000 | 7,747 |
| Securities gains (losses) | $-68,000 | 9,048 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-7,000 | 8,636 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-7,000 | 8,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $61,000 | 7,493 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,548,000 | 6,991 |
| Total interest expense | $1,035,000 | 6,017 |
| Net interest income | $1,513,000 | 7,345 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $33,000 | 8,914 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $24,000 | 7,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,000 | 8,800 |
| Total noninterest expense | $1,367,000 | 7,139 |
| Salaries and employee benefits | $558,000 | 7,867 |
| Premises and equipment expense | $208,000 | 6,681 |
| Additional noninterest expense | $601,000 | 5,982 |
| Pre-tax net operating income | $179,000 | 7,892 |
| Securities gains (losses) | $-260,000 | 9,097 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-81,000 | 8,708 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-81,000 | 8,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $179,000 | 7,734 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 6,964 |
| Total interest expense | $813,000 | 6,022 |
| Net interest income | $1,176,000 | 7,317 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $30,000 | 8,946 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $23,000 | 7,775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $951,000 | 7,324 |
| Salaries and employee benefits | $386,000 | 8,009 |
| Premises and equipment expense | $148,000 | 6,819 |
| Additional noninterest expense | $417,000 | 6,211 |
| Pre-tax net operating income | $255,000 | 7,410 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $75,000 | 5,865 |
| Income before extraordinary items | $180,000 | 7,715 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $180,000 | 7,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $180,000 | 7,568 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 6,945 |
| Total interest expense | $575,000 | 5,966 |
| Net interest income | $786,000 | 7,320 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $18,000 | 9,005 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $12,000 | 7,878 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $630,000 | 7,365 |
| Salaries and employee benefits | $248,000 | 8,102 |
| Premises and equipment expense | $102,000 | 6,719 |
| Additional noninterest expense | $280,000 | 6,186 |
| Pre-tax net operating income | $174,000 | 7,425 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $57,000 | 5,788 |
| Income before extraordinary items | $117,000 | 7,784 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $117,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $117,000 | 7,608 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $717,000 | 6,837 |
| Total interest expense | $298,000 | 5,952 |
| Net interest income | $419,000 | 7,165 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $7,000 | 9,082 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $326,000 | 7,317 |
| Salaries and employee benefits | $124,000 | 8,121 |
| Premises and equipment expense | $51,000 | 6,736 |
| Additional noninterest expense | $151,000 | 5,912 |
| Pre-tax net operating income | $100,000 | 7,186 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $28,000 | 5,789 |
| Income before extraordinary items | $72,000 | 7,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $72,000 | 7,288 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 6,771 |
| Total interest expense | $1,586,000 | 5,549 |
| Net interest income | $1,499,000 | 7,441 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $26,000 | 9,136 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $1,221,000 | 7,421 |
| Salaries and employee benefits | $535,000 | 7,990 |
| Premises and equipment expense | $206,000 | 6,710 |
| Additional noninterest expense | $480,000 | 6,620 |
| Pre-tax net operating income | $304,000 | 7,527 |
| Securities gains (losses) | $-16,000 | 8,963 |
| Applicable income taxes | $135,000 | 5,645 |
| Income before extraordinary items | $153,000 | 8,073 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $153,000 | 8,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $163,240 | 7,923 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 6,883 |
| Total interest expense | $2,070,000 | 5,986 |
| Net interest income | $1,287,000 | 7,712 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $42,000 | 9,250 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $42,000 | 7,933 |
| Total noninterest expense | $1,101,000 | 7,680 |
| Salaries and employee benefits | $492,000 | 8,219 |
| Premises and equipment expense | $186,000 | 6,985 |
| Additional noninterest expense | $423,000 | 6,964 |
| Pre-tax net operating income | $228,000 | 7,749 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $105,000 | 5,949 |
| Income before extraordinary items | $123,000 | 8,199 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $123,000 | 8,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $123,000 | 8,089 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,221,000 | 7,194 |
| Total interest expense | $1,841,000 | 6,528 |
| Net interest income | $1,380,000 | 7,688 |
| Provision for loan and lease losses | $3,000 | 8,228 |
| Total noninterest income | $41,000 | 9,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,125 |
| Total noninterest expense | $1,127,000 | 7,674 |
| Salaries and employee benefits | $483,000 | 8,331 |
| Premises and equipment expense | $187,000 | 6,963 |
| Additional noninterest expense | $457,000 | 6,726 |
| Pre-tax net operating income | $291,000 | 7,937 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $58,000 | 7,112 |
| Income before extraordinary items | $233,000 | 7,880 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $233,000 | 7,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $233,000 | 7,883 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 7,062 |
| Total interest expense | $1,835,000 | 6,287 |
| Net interest income | $1,453,000 | 7,675 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $56,000 | 9,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,849 |
| Total noninterest expense | $1,081,000 | 7,895 |
| Salaries and employee benefits | $488,000 | 8,409 |
| Premises and equipment expense | $175,000 | 7,220 |
| Additional noninterest expense | $418,000 | 7,125 |
| Pre-tax net operating income | $423,000 | 7,480 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $108,000 | 6,819 |
| Income before extraordinary items | $315,000 | 7,503 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $315,000 | 7,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $315,000 | 7,473 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 7,143 |
| Total interest expense | $1,827,000 | 6,498 |
| Net interest income | $1,504,000 | 7,678 |
| Provision for loan and lease losses | $4,000 | 8,522 |
| Total noninterest income | $58,000 | 9,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,880 |
| Total noninterest expense | $1,123,000 | 7,754 |
| Salaries and employee benefits | $484,000 | 8,454 |
| Premises and equipment expense | $175,000 | 7,150 |
| Additional noninterest expense | $464,000 | 6,691 |
| Pre-tax net operating income | $435,000 | 7,693 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $110,000 | 7,374 |
| Income before extraordinary items | $325,000 | 7,679 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $325,000 | 7,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $325,000 | 7,596 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 7,298 |
| Total interest expense | $1,918,000 | 6,431 |
| Net interest income | $1,476,000 | 8,035 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $46,000 | 10,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,605 |
| Total noninterest expense | $1,034,000 | 8,230 |
| Salaries and employee benefits | $499,000 | 8,612 |
| Premises and equipment expense | $197,000 | 6,903 |
| Additional noninterest expense | $338,000 | 7,923 |
| Pre-tax net operating income | $448,000 | 8,197 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $128,000 | 7,946 |
| Income before extraordinary items | $320,000 | 8,223 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $320,000 | 8,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $320,000 | 8,183 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,406,000 | 7,501 |
| Total interest expense | $2,071,000 | 6,281 |
| Net interest income | $1,335,000 | 8,679 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $46,000 | 10,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,071 |
| Total noninterest expense | $970,000 | 8,772 |
| Salaries and employee benefits | $474,000 | 9,068 |
| Premises and equipment expense | $265,000 | 6,035 |
| Additional noninterest expense | $231,000 | 9,595 |
| Pre-tax net operating income | $371,000 | 8,683 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $245,000 | 8,881 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $245,000 | 8,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $245,000 | 8,821 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 7,753 |
| Total interest expense | $2,029,000 | 6,398 |
| Net interest income | $1,311,000 | 9,043 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $47,000 | 11,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $940,000 | 9,208 |
| Salaries and employee benefits | $442,000 | 9,602 |
| Premises and equipment expense | $268,000 | 6,085 |
| Additional noninterest expense | $230,000 | 10,065 |
| Pre-tax net operating income | $388,000 | 9,144 |
| Securities gains (losses) | $-30,000 | 10,836 |
| Applicable income taxes | $143,000 | 8,394 |
| Income before extraordinary items | $215,000 | 9,773 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $215,000 | 9,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $234,200 | 9,539 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 8,024 |
| Total interest expense | $1,539,000 | 6,779 |
| Net interest income | $1,468,000 | 8,969 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $38,000 | 12,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $879,000 | 9,868 |
| Salaries and employee benefits | $419,000 | 10,113 |
| Premises and equipment expense | $202,000 | 7,386 |
| Additional noninterest expense | $258,000 | 10,431 |
| Pre-tax net operating income | $582,000 | 8,109 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $252,000 | 6,503 |
| Income before extraordinary items | $330,000 | 8,822 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $330,000 | 8,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $330,000 | 8,882 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 7,838 |
| Total interest expense | $1,565,000 | 7,000 |
| Net interest income | $1,736,000 | 8,400 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $40,000 | 12,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $804,000 | 10,646 |
| Salaries and employee benefits | $378,000 | 10,862 |
| Premises and equipment expense | $185,000 | 8,012 |
| Additional noninterest expense | $241,000 | 11,187 |
| Pre-tax net operating income | $897,000 | 6,360 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $362,000 | 5,368 |
| Income before extraordinary items | $535,000 | 7,270 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $535,000 | 7,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $535,000 | 7,011 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 8,222 |
| Total interest expense | $2,106,000 | 6,853 |
| Net interest income | $1,365,000 | 9,753 |
| Provision for loan and lease losses | $53,000 | 8,929 |
| Total noninterest income | $52,000 | 13,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $728,000 | 11,363 |
| Salaries and employee benefits | $338,000 | 11,571 |
| Premises and equipment expense | $177,000 | 8,387 |
| Additional noninterest expense | $213,000 | 12,053 |
| Pre-tax net operating income | $636,000 | 7,477 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $208,000 | 7,402 |
| Income before extraordinary items | $428,000 | 7,948 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $428,000 | 8,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $428,000 | 7,587 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.