Home > Commonwealth Business Bank > Income and Expense

Commonwealth Business Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$114,986,000479
Total interest expense$42,002,000449
Net interest income$72,984,000498
Provision for loan and lease losses$03,275
Total noninterest income$7,275,000927
Gross Fiduciary activities income$0981
Service charges on deposit accounts$958,0001,029
Trading account gains and feesNANA
Additional Noninterest Income$6,317,000755
Total noninterest expense$39,271,000701
Salaries and employee benefits$22,237,000679
Premises and equipment expense$3,932,000684
Additional noninterest expense$6,317,000755
Pre-tax net operating income$40,988,000408
Securities gains (losses)$0988
Applicable income taxes$11,535,000307
Income before extraordinary items$29,453,000432
Extraordinary gains, net$054
Net income$29,453,000436
Minority interest net income$088
Net income of bank and minority interests.$29,453,000433
Net charge-offs$484,000769
Cash dividends$3,400,0001,077
Sale, conversion, retirement of capital stock, net$0540
Net operating income$29,453,000444
2023-09-30 (YTD Data)Rank
Total interest income$85,362,000474
Total interest expense$29,540,000442
Net interest income$55,822,000497
Provision for loan and lease losses$03,085
Total noninterest income$5,311,000953
Gross Fiduciary activities income$0950
Service charges on deposit accounts$702,0001,042
Trading account gains and feesNANA
Additional Noninterest Income$4,609,000787
Total noninterest expense$30,022,000690
Salaries and employee benefits$16,953,000678
Premises and equipment expense$2,931,000691
Additional noninterest expense$4,609,000787
Pre-tax net operating income$31,111,000424
Securities gains (losses)$0849
Applicable income taxes$8,809,000323
Income before extraordinary items$22,302,000445
Extraordinary gains, net$052
Net income$22,302,000449
Minority interest net income$081
Net income of bank and minority interests.$22,302,000445
Net charge-offs$491,000584
Cash dividends$2,550,000989
Sale, conversion, retirement of capital stock, net$0507
Net operating income$22,302,000453
2023-06-30 (YTD Data)Rank
Total interest income$55,912,000464
Total interest expense$18,098,000428
Net interest income$37,814,000489
Provision for loan and lease losses$02,940
Total noninterest income$3,851,000863
Gross Fiduciary activities income$0931
Service charges on deposit accounts$457,0001,050
Trading account gains and feesNANA
Additional Noninterest Income$3,394,000692
Total noninterest expense$20,050,000676
Salaries and employee benefits$11,462,000658
Premises and equipment expense$1,969,000678
Additional noninterest expense$3,394,000692
Pre-tax net operating income$21,615,000412
Securities gains (losses)$0938
Applicable income taxes$6,125,000317
Income before extraordinary items$15,490,000427
Extraordinary gains, net$051
Net income$15,490,000435
Minority interest net income$081
Net income of bank and minority interests.$15,490,000427
Net charge-offs$149,000783
Cash dividends$1,700,000985
Sale, conversion, retirement of capital stock, net$0486
Net operating income$15,490,000433
2023-03-31 (YTD Data)Rank
Total interest income$27,248,000474
Total interest expense$8,168,000419
Net interest income$19,080,000492
Provision for loan and lease losses$02,612
Total noninterest income$1,052,0001,261
Gross Fiduciary activities income$0913
Service charges on deposit accounts$226,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$826,0001,109
Total noninterest expense$10,071,000680
Salaries and employee benefits$5,981,000654
Premises and equipment expense$980,000709
Additional noninterest expense$826,0001,109
Pre-tax net operating income$10,061,000435
Securities gains (losses)$0950
Applicable income taxes$2,817,000349
Income before extraordinary items$7,244,000470
Extraordinary gains, net$04
Net income$7,244,000470
Minority interest net income$048
Net income of bank and minority interests.$7,244,000471
Net charge-offs$148,000505
Cash dividends$850,000915
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,244,000480
2022-12-31 (YTD Data)Rank
Total interest income$80,917,000495
Total interest expense$9,729,000458
Net interest income$71,188,000506
Provision for loan and lease losses$1,343,000673
Total noninterest income$12,348,000669
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$912,0001,089
Trading account gains and feesNANA
Additional Noninterest Income$11,436,000515
Total noninterest expense$42,270,000636
Salaries and employee benefits$26,716,000577
Premises and equipment expense$3,975,000671
Additional noninterest expense$11,436,000515
Pre-tax net operating income$39,923,000450
Securities gains (losses)$0691
Applicable income taxes$11,264,000342
Income before extraordinary items$28,659,000488
Extraordinary gains, net$05
Net income$28,659,000490
Minority interest net income$063
Net income of bank and minority interests.$28,659,000489
Net charge-offs$10,0002,149
Cash dividends$1,930,0001,546
Sale, conversion, retirement of capital stock, net$0568
Net operating income$28,659,000496
2022-09-30 (YTD Data)Rank
Total interest income$56,173,000504
Total interest expense$5,060,000459
Net interest income$51,113,000506
Provision for loan and lease losses$1,343,000518
Total noninterest income$11,400,000583
Gross Fiduciary activities income$0968
Service charges on deposit accounts$687,0001,094
Trading account gains and feesNANA
Additional Noninterest Income$10,713,000447
Total noninterest expense$31,686,000626
Salaries and employee benefits$20,577,000552
Premises and equipment expense$2,992,000674
Additional noninterest expense$10,713,000447
Pre-tax net operating income$29,484,000449
Securities gains (losses)$0740
Applicable income taxes$8,344,000358
Income before extraordinary items$21,140,000487
Extraordinary gains, net$04
Net income$21,140,000486
Minority interest net income$057
Net income of bank and minority interests.$21,140,000487
Net charge-offs$-67,0004,190
Cash dividends$1,930,0001,154
Sale, conversion, retirement of capital stock, net$0519
Net operating income$21,140,000493
2022-06-30 (YTD Data)Rank
Total interest income$34,839,000513
Total interest expense$2,561,000469
Net interest income$32,278,000517
Provision for loan and lease losses$433,000754
Total noninterest income$10,173,000466
Gross Fiduciary activities income$0925
Service charges on deposit accounts$473,0001,051
Trading account gains and feesNANA
Additional Noninterest Income$9,700,000380
Total noninterest expense$20,764,000622
Salaries and employee benefits$13,837,000542
Premises and equipment expense$1,994,000670
Additional noninterest expense$4,933,000771
Pre-tax net operating income$21,254,000410
Securities gains (losses)$0687
Applicable income taxes$6,020,000329
Income before extraordinary items$15,234,000434
Extraordinary gains, net$04
Net income$15,234,000433
Minority interest net income$060
Net income of bank and minority interests.$15,234,000434
Net charge-offs$-114,0004,417
Cash dividends$1,930,000873
Sale, conversion, retirement of capital stock, net$0494
Net operating income$15,234,000446
2022-03-31 (YTD Data)Rank
Total interest income$17,032,000513
Total interest expense$1,200,000463
Net interest income$15,832,000512
Provision for loan and lease losses$-1,167,0004,695
Total noninterest income$5,635,000446
Gross Fiduciary activities income$0892
Service charges on deposit accounts$236,0001,042
Trading account gains and feesNANA
Additional Noninterest Income$5,399,000366
Total noninterest expense$10,654,000615
Salaries and employee benefits$6,964,000540
Premises and equipment expense$999,000669
Additional noninterest expense$2,691,000720
Pre-tax net operating income$11,980,000365
Securities gains (losses)$0623
Applicable income taxes$3,399,000299
Income before extraordinary items$8,581,000399
Extraordinary gains, net$04
Net income$8,581,000399
Minority interest net income$050
Net income of bank and minority interests.$8,581,000399
Net charge-offs$-64,0004,452
Cash dividends$800,000877
Sale, conversion, retirement of capital stock, net$0453
Net operating income$8,581,000403
2021-12-31 (YTD Data)Rank
Total interest income$64,285,000541
Total interest expense$5,461,000494
Net interest income$58,824,000541
Provision for loan and lease losses$-300,0004,359
Total noninterest income$19,563,000519
Gross Fiduciary activities income$0994
Service charges on deposit accounts$764,0001,170
Trading account gains and feesNANA
Additional Noninterest Income$18,799,000435
Total noninterest expense$39,382,000662
Salaries and employee benefits$23,482,000627
Premises and equipment expense$4,009,000660
Additional noninterest expense$11,891,000669
Pre-tax net operating income$39,305,000450
Securities gains (losses)$02,062
Applicable income taxes$11,080,000366
Income before extraordinary items$28,225,000497
Extraordinary gains, net$010
Net income$28,225,000498
Minority interest net income$074
Net income of bank and minority interests.$28,225,000498
Net charge-offs$-126,0004,428
Cash dividends$1,914,0001,595
Sale, conversion, retirement of capital stock, net$0582
Net operating income$28,225,000491
2021-09-30 (YTD Data)Rank
Total interest income$46,732,000560
Total interest expense$4,204,000510
Net interest income$42,528,000567
Provision for loan and lease losses$500,000801
Total noninterest income$14,230,000546
Gross Fiduciary activities income$0957
Service charges on deposit accounts$546,0001,208
Trading account gains and feesNANA
Additional Noninterest Income$13,684,000460
Total noninterest expense$28,171,000690
Salaries and employee benefits$16,965,000653
Premises and equipment expense$2,983,000681
Additional noninterest expense$8,223,000721
Pre-tax net operating income$28,087,000477
Securities gains (losses)$02,015
Applicable income taxes$8,036,000388
Income before extraordinary items$20,051,000522
Extraordinary gains, net$08
Net income$20,051,000521
Minority interest net income$069
Net income of bank and minority interests.$20,051,000522
Net charge-offs$-134,0004,542
Cash dividends$1,142,0001,629
Sale, conversion, retirement of capital stock, net$0543
Net operating income$20,051,000517
2021-06-30 (YTD Data)Rank
Total interest income$29,295,000593
Total interest expense$2,891,000517
Net interest income$26,404,000596
Provision for loan and lease losses$500,000605
Total noninterest income$8,687,000589
Gross Fiduciary activities income$0951
Service charges on deposit accounts$332,0001,263
Trading account gains and feesNANA
Additional Noninterest Income$8,355,000498
Total noninterest expense$17,763,000729
Salaries and employee benefits$10,557,000697
Premises and equipment expense$1,700,000784
Additional noninterest expense$5,506,000702
Pre-tax net operating income$16,828,000506
Securities gains (losses)$01,818
Applicable income taxes$4,824,000414
Income before extraordinary items$12,004,000577
Extraordinary gains, net$06
Net income$12,004,000576
Minority interest net income$067
Net income of bank and minority interests.$12,004,000577
Net charge-offs$-42,0004,315
Cash dividends$512,0001,924
Sale, conversion, retirement of capital stock, net$0517
Net operating income$12,004,000564
2021-03-31 (YTD Data)Rank
Total interest income$14,372,000600
Total interest expense$1,533,000521
Net interest income$12,839,000608
Provision for loan and lease losses$500,000366
Total noninterest income$3,682,000658
Gross Fiduciary activities income$0922
Service charges on deposit accounts$158,0001,301
Trading account gains and feesNANA
Additional Noninterest Income$3,524,000563
Total noninterest expense$8,324,000763
Salaries and employee benefits$4,720,000780
Premises and equipment expense$976,000698
Additional noninterest expense$2,628,000720
Pre-tax net operating income$7,697,000548
Securities gains (losses)$01,392
Applicable income taxes$2,189,000439
Income before extraordinary items$5,508,000612
Extraordinary gains, net$03
Net income$5,508,000612
Minority interest net income$055
Net income of bank and minority interests.$5,508,000612
Net charge-offs$-22,0004,378
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,508,000601
2020-12-31 (YTD Data)Rank
Total interest income$54,504,000625
Total interest expense$11,711,000439
Net interest income$42,793,000681
Provision for loan and lease losses$5,500,000527
Total noninterest income$9,646,000816
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$727,0001,220
Trading account gains and feesNANA
Additional Noninterest Income$8,919,000702
Total noninterest expense$32,202,000764
Salaries and employee benefits$20,417,000701
Premises and equipment expense$3,758,000698
Additional noninterest expense$8,027,000880
Pre-tax net operating income$14,737,000756
Securities gains (losses)$02,675
Applicable income taxes$4,351,000544
Income before extraordinary items$10,386,000925
Extraordinary gains, net$04
Net income$10,386,000925
Minority interest net income$072
Net income of bank and minority interests.$10,386,000925
Net charge-offs$1,730,000457
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,386,000884
2020-09-30 (YTD Data)Rank
Total interest income$40,891,000623
Total interest expense$9,881,000425
Net interest income$31,010,000693
Provision for loan and lease losses$3,900,000596
Total noninterest income$6,203,000887
Gross Fiduciary activities income$0981
Service charges on deposit accounts$552,0001,199
Trading account gains and feesNANA
Additional Noninterest Income$5,651,000751
Total noninterest expense$23,984,000757
Salaries and employee benefits$15,028,000702
Premises and equipment expense$2,823,000684
Additional noninterest expense$6,133,000848
Pre-tax net operating income$9,329,000849
Securities gains (losses)$02,494
Applicable income taxes$2,791,000585
Income before extraordinary items$6,538,0001,036
Extraordinary gains, net$04
Net income$6,538,0001,035
Minority interest net income$065
Net income of bank and minority interests.$6,538,0001,036
Net charge-offs$882,000540
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,538,0001,007
2020-06-30 (YTD Data)Rank
Total interest income$27,679,000623
Total interest expense$7,323,000423
Net interest income$20,356,000693
Provision for loan and lease losses$2,300,000665
Total noninterest income$3,208,000990
Gross Fiduciary activities income$0970
Service charges on deposit accounts$380,0001,180
Trading account gains and feesNANA
Additional Noninterest Income$2,828,000850
Total noninterest expense$16,117,000759
Salaries and employee benefits$10,146,000685
Premises and equipment expense$1,886,000681
Additional noninterest expense$4,085,000845
Pre-tax net operating income$5,147,000929
Securities gains (losses)$02,249
Applicable income taxes$1,625,000573
Income before extraordinary items$3,522,0001,150
Extraordinary gains, net$04
Net income$3,522,0001,150
Minority interest net income$065
Net income of bank and minority interests.$3,522,0001,150
Net charge-offs$613,000527
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,522,0001,122
2020-03-31 (YTD Data)Rank
Total interest income$14,473,000598
Total interest expense$3,981,000435
Net interest income$10,492,000666
Provision for loan and lease losses$700,000738
Total noninterest income$1,701,000903
Gross Fiduciary activities income$0941
Service charges on deposit accounts$231,0001,183
Trading account gains and feesNANA
Additional Noninterest Income$1,470,000747
Total noninterest expense$8,763,000697
Salaries and employee benefits$5,594,000619
Premises and equipment expense$944,000679
Additional noninterest expense$2,225,000795
Pre-tax net operating income$2,730,000812
Securities gains (losses)$01,705
Applicable income taxes$954,000481
Income before extraordinary items$1,776,0001,031
Extraordinary gains, net$04
Net income$1,776,0001,030
Minority interest net income$056
Net income of bank and minority interests.$1,776,0001,031
Net charge-offs$262,000540
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,776,0001,019
2019-12-31 (YTD Data)Rank
Total interest income$63,022,000560
Total interest expense$18,656,000409
Net interest income$44,366,000625
Provision for loan and lease losses$1,300,000738
Total noninterest income$9,845,000700
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,226,000954
Trading account gains and fees$0135
Additional Noninterest Income$8,619,000574
Total noninterest expense$33,355,000708
Salaries and employee benefits$20,639,000641
Premises and equipment expense$3,509,000723
Additional noninterest expense$9,207,000753
Pre-tax net operating income$19,556,000623
Securities gains (losses)$02,379
Applicable income taxes$5,621,000470
Income before extraordinary items$13,935,000712
Extraordinary gains, net$011
Net income$13,935,000712
Minority interest net income$076
Net income of bank and minority interests.$13,935,000713
Net charge-offs$727,000826
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,935,000695
2019-09-30 (YTD Data)Rank
Total interest income$47,768,000559
Total interest expense$14,139,000415
Net interest income$33,629,000624
Provision for loan and lease losses$600,0001,007
Total noninterest income$7,535,000688
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$974,000911
Trading account gains and fees$0129
Additional Noninterest Income$6,561,000572
Total noninterest expense$25,219,000695
Salaries and employee benefits$15,412,000644
Premises and equipment expense$2,532,000751
Additional noninterest expense$7,275,000723
Pre-tax net operating income$15,345,000609
Securities gains (losses)$02,167
Applicable income taxes$4,438,000461
Income before extraordinary items$10,907,000689
Extraordinary gains, net$011
Net income$10,907,000691
Minority interest net income$072
Net income of bank and minority interests.$10,907,000690
Net charge-offs$645,000651
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,907,000682
2019-06-30 (YTD Data)Rank
Total interest income$31,880,000555
Total interest expense$9,162,000420
Net interest income$22,718,000620
Provision for loan and lease losses$300,0001,195
Total noninterest income$5,111,000667
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$670,000876
Trading account gains and fees$0131
Additional Noninterest Income$4,441,000556
Total noninterest expense$17,190,000685
Salaries and employee benefits$10,357,000636
Premises and equipment expense$1,663,000770
Additional noninterest expense$5,170,000685
Pre-tax net operating income$10,339,000584
Securities gains (losses)$01,702
Applicable income taxes$2,980,000447
Income before extraordinary items$7,359,000669
Extraordinary gains, net$011
Net income$7,359,000669
Minority interest net income$069
Net income of bank and minority interests.$7,359,000669
Net charge-offs$304,000782
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,359,000657
2019-03-31 (YTD Data)Rank
Total interest income$15,584,000565
Total interest expense$4,297,000440
Net interest income$11,287,000626
Provision for loan and lease losses$03,406
Total noninterest income$2,117,000736
Gross Fiduciary activities income$0972
Service charges on deposit accounts$316,000913
Trading account gains and fees$0126
Additional Noninterest Income$1,801,000601
Total noninterest expense$8,168,000712
Salaries and employee benefits$4,987,000656
Premises and equipment expense$832,000777
Additional noninterest expense$2,349,000736
Pre-tax net operating income$5,236,000569
Securities gains (losses)$01,087
Applicable income taxes$1,496,000447
Income before extraordinary items$3,740,000647
Extraordinary gains, net$05
Net income$3,740,000647
Minority interest net income$052
Net income of bank and minority interests.$3,740,000646
Net charge-offs$263,000514
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,740,000635
2018-12-31 (YTD Data)Rank
Total interest income$59,347,000542
Total interest expense$13,188,000423
Net interest income$46,159,000594
Provision for loan and lease losses$1,370,000683
Total noninterest income$10,338,000668
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,154,0001,030
Trading account gains and fees$0126
Additional Noninterest Income$9,184,000530
Total noninterest expense$30,899,000739
Salaries and employee benefits$19,156,000656
Premises and equipment expense$3,445,000730
Additional noninterest expense$8,298,000819
Pre-tax net operating income$24,228,000512
Securities gains (losses)$01,125
Applicable income taxes$6,712,000390
Income before extraordinary items$17,516,000571
Extraordinary gains, net$06
Net income$17,516,000571
Minority interest net income$072
Net income of bank and minority interests.$17,516,000570
Net charge-offs$03,782
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$17,516,000570
2018-09-30 (YTD Data)Rank
Total interest income$43,091,000548
Total interest expense$9,153,000424
Net interest income$33,938,000597
Provision for loan and lease losses$1,200,000565
Total noninterest income$9,053,000599
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$870,0001,023
Trading account gains and fees$0138
Additional Noninterest Income$8,183,000479
Total noninterest expense$22,785,000742
Salaries and employee benefits$14,212,000666
Premises and equipment expense$2,559,000735
Additional noninterest expense$6,014,000826
Pre-tax net operating income$19,006,000497
Securities gains (losses)$01,118
Applicable income taxes$5,356,000387
Income before extraordinary items$13,650,000554
Extraordinary gains, net$05
Net income$13,650,000551
Minority interest net income$066
Net income of bank and minority interests.$13,650,000553
Net charge-offs$39,0002,359
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,650,000554
2018-06-30 (YTD Data)Rank
Total interest income$27,430,000567
Total interest expense$5,475,000434
Net interest income$21,955,000613
Provision for loan and lease losses$800,000557
Total noninterest income$6,816,000556
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$578,0001,025
Trading account gains and fees$0130
Additional Noninterest Income$6,238,000436
Total noninterest expense$14,949,000749
Salaries and employee benefits$9,332,000688
Premises and equipment expense$1,673,000749
Additional noninterest expense$3,944,000838
Pre-tax net operating income$13,022,000486
Securities gains (losses)$0961
Applicable income taxes$3,861,000362
Income before extraordinary items$9,161,000549
Extraordinary gains, net$06
Net income$9,161,000546
Minority interest net income$065
Net income of bank and minority interests.$9,161,000548
Net charge-offs$76,0001,499
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,161,000548
2018-03-31 (YTD Data)Rank
Total interest income$12,825,000598
Total interest expense$2,470,000442
Net interest income$10,355,000652
Provision for loan and lease losses$03,508
Total noninterest income$3,296,000561
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$288,0001,032
Trading account gains and fees$0123
Additional Noninterest Income$3,008,000436
Total noninterest expense$7,461,000756
Salaries and employee benefits$4,575,000702
Premises and equipment expense$840,000763
Additional noninterest expense$2,046,000804
Pre-tax net operating income$6,190,000490
Securities gains (losses)$0735
Applicable income taxes$1,869,000365
Income before extraordinary items$4,321,000562
Extraordinary gains, net$07
Net income$4,321,000563
Minority interest net income$052
Net income of bank and minority interests.$4,321,000562
Net charge-offs$97,000869
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,321,000565
2017-12-31 (YTD Data)Rank
Total interest income$46,703,000615
Total interest expense$7,678,000460
Net interest income$39,025,000656
Provision for loan and lease losses$514,0001,426
Total noninterest income$13,544,000554
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,037,0001,155
Trading account gains and fees$0151
Additional Noninterest Income$12,507,000439
Total noninterest expense$28,005,000777
Salaries and employee benefits$17,685,000698
Premises and equipment expense$2,902,000840
Additional noninterest expense$7,418,000885
Pre-tax net operating income$24,050,000471
Securities gains (losses)$02,243
Applicable income taxes$11,766,000359
Income before extraordinary items$12,284,000624
Extraordinary gains, net$09
Net income$12,284,000624
Minority interest net income$076
Net income of bank and minority interests.$12,284,000624
Net charge-offs$317,0001,437
Cash dividends$500,0002,941
Sale, conversion, retirement of capital stock, net$458,000308
Net operating income$12,284,000618
2017-09-30 (YTD Data)Rank
Total interest income$34,233,000627
Total interest expense$5,392,000481
Net interest income$28,841,000667
Provision for loan and lease losses$514,0001,126
Total noninterest income$10,628,000549
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$776,0001,166
Trading account gains and fees$0145
Additional Noninterest Income$9,852,000429
Total noninterest expense$20,254,000815
Salaries and employee benefits$12,871,000721
Premises and equipment expense$2,042,000907
Additional noninterest expense$5,341,000921
Pre-tax net operating income$18,701,000469
Securities gains (losses)$02,274
Applicable income taxes$7,571,000371
Income before extraordinary items$11,130,000569
Extraordinary gains, net$09
Net income$11,130,000569
Minority interest net income$071
Net income of bank and minority interests.$11,130,000569
Net charge-offs$721,000615
Cash dividends$500,0002,387
Sale, conversion, retirement of capital stock, net$458,000251
Net operating income$11,130,000566
2017-06-30 (YTD Data)Rank
Total interest income$21,770,000650
Total interest expense$3,295,000505
Net interest income$18,475,000682
Provision for loan and lease losses$350,0001,079
Total noninterest income$6,902,000556
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$510,0001,167
Trading account gains and fees$0139
Additional Noninterest Income$6,392,000435
Total noninterest expense$12,675,000861
Salaries and employee benefits$8,290,000741
Premises and equipment expense$1,234,000974
Additional noninterest expense$3,151,0001,029
Pre-tax net operating income$12,352,000467
Securities gains (losses)$01,906
Applicable income taxes$5,021,000372
Income before extraordinary items$7,331,000572
Extraordinary gains, net$011
Net income$7,331,000571
Minority interest net income$071
Net income of bank and minority interests.$7,331,000572
Net charge-offs$28,0002,401
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$205,000278
Net operating income$7,331,000564
2017-03-31 (YTD Data)Rank
Total interest income$10,330,000680
Total interest expense$1,527,000522
Net interest income$8,803,000715
Provision for loan and lease losses$03,537
Total noninterest income$3,110,000580
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$247,0001,205
Trading account gains and fees$0142
Additional Noninterest Income$2,863,000465
Total noninterest expense$5,931,000916
Salaries and employee benefits$4,015,000778
Premises and equipment expense$571,0001,052
Additional noninterest expense$1,345,0001,173
Pre-tax net operating income$5,982,000463
Securities gains (losses)$01,153
Applicable income taxes$2,423,000375
Income before extraordinary items$3,559,000573
Extraordinary gains, net$08
Net income$3,559,000573
Minority interest net income$055
Net income of bank and minority interests.$3,559,000573
Net charge-offs$57,0001,242
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$103,000252
Net operating income$3,559,000562
2016-12-31 (YTD Data)Rank
Total interest income$39,243,000685
Total interest expense$5,691,000519
Net interest income$33,552,000711
Provision for loan and lease losses$3,900,000321
Total noninterest income$11,917,000605
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$620,0001,760
Trading account gains and fees$0170
Additional Noninterest Income$11,297,000470
Total noninterest expense$22,341,000943
Salaries and employee benefits$14,951,000802
Premises and equipment expense$2,122,0001,118
Additional noninterest expense$5,268,0001,206
Pre-tax net operating income$19,228,000529
Securities gains (losses)$03,212
Applicable income taxes$7,791,000398
Income before extraordinary items$11,437,000677
Extraordinary gains, net$05
Net income$11,437,000676
Minority interest net income$082
Net income of bank and minority interests.$11,437,000676
Net charge-offs$3,990,000248
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$1,322,000176
Net operating income$11,437,000667
2016-09-30 (YTD Data)Rank
Total interest income$29,147,000689
Total interest expense$4,191,000526
Net interest income$24,956,000710
Provision for loan and lease losses$3,900,000240
Total noninterest income$8,907,000607
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$403,0001,970
Trading account gains and fees$0169
Additional Noninterest Income$8,504,000466
Total noninterest expense$16,546,000960
Salaries and employee benefits$11,189,000793
Premises and equipment expense$1,574,0001,128
Additional noninterest expense$3,783,0001,252
Pre-tax net operating income$13,417,000568
Securities gains (losses)$03,160
Applicable income taxes$5,420,000432
Income before extraordinary items$7,997,000719
Extraordinary gains, net$05
Net income$7,997,000718
Minority interest net income$071
Net income of bank and minority interests.$7,997,000719
Net charge-offs$8,0003,492
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$1,082,000150
Net operating income$7,997,000708
2016-06-30 (YTD Data)Rank
Total interest income$19,331,000692
Total interest expense$2,765,000530
Net interest income$16,566,000718
Provision for loan and lease losses$800,000599
Total noninterest income$6,022,000599
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$397,0001,435
Trading account gains and fees$0157
Additional Noninterest Income$5,625,000457
Total noninterest expense$11,153,000944
Salaries and employee benefits$7,499,000788
Premises and equipment expense$1,023,0001,160
Additional noninterest expense$2,631,0001,220
Pre-tax net operating income$10,635,000488
Securities gains (losses)$02,835
Applicable income taxes$4,393,000377
Income before extraordinary items$6,242,000621
Extraordinary gains, net$016
Net income$6,242,000619
Minority interest net income$071
Net income of bank and minority interests.$6,242,000620
Net charge-offs$25,0002,619
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$794,000136
Net operating income$6,242,000599
2016-03-31 (YTD Data)Rank
Total interest income$9,698,000690
Total interest expense$1,372,000529
Net interest income$8,326,000714
Provision for loan and lease losses$400,000549
Total noninterest income$2,922,000588
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$179,0001,564
Trading account gains and fees$0142
Additional Noninterest Income$2,743,000448
Total noninterest expense$5,539,000949
Salaries and employee benefits$3,778,000780
Premises and equipment expense$499,0001,193
Additional noninterest expense$1,262,0001,250
Pre-tax net operating income$5,309,000469
Securities gains (losses)$02,077
Applicable income taxes$2,206,000363
Income before extraordinary items$3,103,000597
Extraordinary gains, net$012
Net income$3,103,000594
Minority interest net income$062
Net income of bank and minority interests.$3,103,000597
Net charge-offs$-80,0005,841
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$453,000107
Net operating income$3,103,000578
2015-12-31 (YTD Data)Rank
Total interest income$33,523,000762
Total interest expense$5,011,000548
Net interest income$28,512,000796
Provision for loan and lease losses$500,0001,348
Total noninterest income$11,140,000619
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$634,0001,771
Trading account gains and fees$0159
Additional Noninterest Income$10,506,000473
Total noninterest expense$19,916,0001,033
Salaries and employee benefits$12,501,000908
Premises and equipment expense$1,968,0001,199
Additional noninterest expense$5,447,0001,177
Pre-tax net operating income$19,236,000507
Securities gains (losses)$03,216
Applicable income taxes$7,961,000377
Income before extraordinary items$11,275,000656
Extraordinary gains, net$023
Net income$11,275,000654
Minority interest net income$081
Net income of bank and minority interests.$11,275,000657
Net charge-offs$931,000730
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$2,862,000121
Net operating income$11,275,000643
2015-09-30 (YTD Data)Rank
Total interest income$24,606,000786
Total interest expense$3,656,000570
Net interest income$20,950,000818
Provision for loan and lease losses$150,0002,243
Total noninterest income$7,882,000666
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$443,0001,870
Trading account gains and fees$0153
Additional Noninterest Income$7,439,000514
Total noninterest expense$13,744,0001,114
Salaries and employee benefits$9,182,000932
Premises and equipment expense$1,465,0001,220
Additional noninterest expense$3,097,0001,483
Pre-tax net operating income$14,938,000505
Securities gains (losses)$03,031
Applicable income taxes$6,209,000384
Income before extraordinary items$8,729,000637
Extraordinary gains, net$021
Net income$8,729,000635
Minority interest net income$078
Net income of bank and minority interests.$8,729,000637
Net charge-offs$-111,0005,830
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$2,675,00095
Net operating income$8,729,000621
2015-06-30 (YTD Data)Rank
Total interest income$15,989,000803
Total interest expense$2,305,000604
Net interest income$13,684,000831
Provision for loan and lease losses$04,069
Total noninterest income$5,472,000647
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$257,0002,061
Trading account gains and fees$0157
Additional Noninterest Income$5,215,000490
Total noninterest expense$9,230,0001,109
Salaries and employee benefits$6,004,000953
Premises and equipment expense$976,0001,226
Additional noninterest expense$2,250,0001,396
Pre-tax net operating income$9,926,000508
Securities gains (losses)$02,636
Applicable income taxes$4,130,000388
Income before extraordinary items$5,796,000634
Extraordinary gains, net$022
Net income$5,796,000632
Minority interest net income$075
Net income of bank and minority interests.$5,796,000634
Net charge-offs$-62,0005,806
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$2,392,00081
Net operating income$5,796,000624
2015-03-31 (YTD Data)Rank
Total interest income$7,595,000843
Total interest expense$1,113,000632
Net interest income$6,482,000867
Provision for loan and lease losses$03,703
Total noninterest income$2,638,000643
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$114,0002,259
Trading account gains and fees$0152
Additional Noninterest Income$2,524,000486
Total noninterest expense$4,352,0001,169
Salaries and employee benefits$2,912,000973
Premises and equipment expense$453,0001,328
Additional noninterest expense$987,0001,547
Pre-tax net operating income$4,768,000508
Securities gains (losses)$02,027
Applicable income taxes$1,996,000388
Income before extraordinary items$2,772,000647
Extraordinary gains, net$013
Net income$2,772,000645
Minority interest net income$064
Net income of bank and minority interests.$2,772,000647
Net charge-offs$-18,0005,644
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$2,054,00051
Net operating income$2,772,000632
2014-12-31 (YTD Data)Rank
Total interest income$27,209,000930
Total interest expense$4,221,000686
Net interest income$22,988,000971
Provision for loan and lease losses$-638,0006,288
Total noninterest income$11,643,000580
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$468,0002,382
Trading account gains and fees$0180
Additional Noninterest Income$11,175,000418
Total noninterest expense$16,138,0001,234
Salaries and employee benefits$10,511,0001,037
Premises and equipment expense$1,663,0001,435
Additional noninterest expense$3,964,0001,573
Pre-tax net operating income$19,131,000469
Securities gains (losses)$03,259
Applicable income taxes$7,957,000361
Income before extraordinary items$11,174,000609
Extraordinary gains, net$017
Net income$11,174,000607
Minority interest net income$084
Net income of bank and minority interests.$11,174,000609
Net charge-offs$-690,0006,418
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,087,000195
Net operating income$11,174,000600
2014-09-30 (YTD Data)Rank
Total interest income$19,809,000971
Total interest expense$3,164,000687
Net interest income$16,645,0001,018
Provision for loan and lease losses$-1,178,0006,477
Total noninterest income$8,776,000575
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$346,0002,423
Trading account gains and fees$0174
Additional Noninterest Income$8,430,000411
Total noninterest expense$11,601,0001,291
Salaries and employee benefits$7,867,0001,036
Premises and equipment expense$1,150,0001,550
Additional noninterest expense$2,584,0001,783
Pre-tax net operating income$14,998,000449
Securities gains (losses)$02,980
Applicable income taxes$6,196,000351
Income before extraordinary items$8,802,000583
Extraordinary gains, net$015
Net income$8,802,000581
Minority interest net income$081
Net income of bank and minority interests.$8,802,000582
Net charge-offs$-1,113,0006,545
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$859,000162
Net operating income$8,802,000573
2014-06-30 (YTD Data)Rank
Total interest income$12,769,0001,000
Total interest expense$2,101,000697
Net interest income$10,668,0001,054
Provision for loan and lease losses$-1,178,0006,572
Total noninterest income$5,902,000564
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$214,0002,556
Trading account gains and fees$0172
Additional Noninterest Income$5,688,000406
Total noninterest expense$7,678,0001,294
Salaries and employee benefits$5,206,0001,046
Premises and equipment expense$749,0001,583
Additional noninterest expense$1,723,0001,781
Pre-tax net operating income$10,070,000449
Securities gains (losses)$02,580
Applicable income taxes$4,207,000334
Income before extraordinary items$5,863,000567
Extraordinary gains, net$020
Net income$5,863,000566
Minority interest net income$080
Net income of bank and minority interests.$5,863,000567
Net charge-offs$-1,090,0006,621
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$487,000171
Net operating income$5,863,000563
2014-03-31 (YTD Data)Rank
Total interest income$6,306,0001,008
Total interest expense$1,027,000723
Net interest income$5,279,0001,070
Provision for loan and lease losses$-1,178,0006,676
Total noninterest income$3,315,000506
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$97,0002,725
Trading account gains and fees$0147
Additional Noninterest Income$3,218,000361
Total noninterest expense$3,894,0001,290
Salaries and employee benefits$2,641,0001,033
Premises and equipment expense$363,0001,657
Additional noninterest expense$890,0001,714
Pre-tax net operating income$5,878,000379
Securities gains (losses)$01,715
Applicable income taxes$2,445,000291
Income before extraordinary items$3,433,000471
Extraordinary gains, net$016
Net income$3,433,000470
Minority interest net income$066
Net income of bank and minority interests.$3,433,000471
Net charge-offs$-990,0006,700
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$227,000166
Net operating income$3,433,000460
2013-12-31 (YTD Data)Rank
Total interest income$22,664,0001,136
Total interest expense$3,530,000957
Net interest income$19,134,0001,149
Provision for loan and lease losses$-1,349,0006,700
Total noninterest income$9,472,000707
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$458,0002,554
Trading account gains and fees$0184
Additional Noninterest Income$9,014,000513
Total noninterest expense$14,666,0001,347
Salaries and employee benefits$9,492,0001,154
Premises and equipment expense$2,157,0001,103
Additional noninterest expense$3,017,0002,073
Pre-tax net operating income$15,289,000538
Securities gains (losses)$03,182
Applicable income taxes$6,025,000406
Income before extraordinary items$9,264,000693
Extraordinary gains, net$029
Net income$9,264,000693
Minority interest net income$090
Net income of bank and minority interests.$9,264,000693
Net charge-offs$455,0002,115
Cash dividends$311,0003,246
Sale, conversion, retirement of capital stock, net$-1,675,0006,787
Net operating income$9,264,000666
2013-09-30 (YTD Data)Rank
Total interest income$16,575,0001,167
Total interest expense$2,597,0001,010
Net interest income$13,978,0001,177
Provision for loan and lease losses$-1,349,0006,806
Total noninterest income$7,219,000705
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$357,0002,488
Trading account gains and fees$0180
Additional Noninterest Income$6,862,000527
Total noninterest expense$10,917,0001,367
Salaries and employee benefits$6,806,0001,196
Premises and equipment expense$1,780,0001,013
Additional noninterest expense$2,331,0002,010
Pre-tax net operating income$11,629,000531
Securities gains (losses)$03,040
Applicable income taxes$4,669,000407
Income before extraordinary items$6,960,000701
Extraordinary gains, net$025
Net income$6,960,000702
Minority interest net income$084
Net income of bank and minority interests.$6,960,000703
Net charge-offs$511,0001,562
Cash dividends$311,0002,570
Sale, conversion, retirement of capital stock, net$-2,165,0006,870
Net operating income$6,960,000683
2013-06-30 (YTD Data)Rank
Total interest income$10,748,0001,189
Total interest expense$1,740,0001,029
Net interest income$9,008,0001,211
Provision for loan and lease losses$-1,349,0006,872
Total noninterest income$4,647,000735
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$250,0002,361
Trading account gains and fees$0157
Additional Noninterest Income$4,397,000548
Total noninterest expense$6,622,0001,483
Salaries and employee benefits$4,238,0001,264
Premises and equipment expense$893,0001,333
Additional noninterest expense$1,491,0002,067
Pre-tax net operating income$8,382,000502
Securities gains (losses)$02,791
Applicable income taxes$3,535,000367
Income before extraordinary items$4,847,000668
Extraordinary gains, net$022
Net income$4,847,000671
Minority interest net income$082
Net income of bank and minority interests.$4,847,000671
Net charge-offs$-580,0006,896
Cash dividends$161,0002,696
Sale, conversion, retirement of capital stock, net$4,521,00044
Net operating income$4,847,000637
2013-03-31 (YTD Data)Rank
Total interest income$5,256,0001,225
Total interest expense$886,0001,039
Net interest income$4,370,0001,245
Provision for loan and lease losses$-1,349,0006,991
Total noninterest income$1,866,000870
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$121,0002,415
Trading account gains and fees$0148
Additional Noninterest Income$1,745,000657
Total noninterest expense$3,133,0001,559
Salaries and employee benefits$1,985,0001,352
Premises and equipment expense$439,0001,395
Additional noninterest expense$709,0002,192
Pre-tax net operating income$4,452,000479
Securities gains (losses)$01,966
Applicable income taxes$1,807,000368
Income before extraordinary items$2,645,000622
Extraordinary gains, net$010
Net income$2,645,000621
Minority interest net income$076
Net income of bank and minority interests.$2,645,000624
Net charge-offs$-782,0006,997
Cash dividends$132,0001,885
Sale, conversion, retirement of capital stock, net$289,000127
Net operating income$2,645,000590
2012-12-31 (YTD Data)Rank
Total interest income$20,758,0001,291
Total interest expense$3,437,0001,310
Net interest income$17,321,0001,271
Provision for loan and lease losses$226,0003,775
Total noninterest income$5,093,0001,142
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$430,0002,777
Trading account gains and fees$0166
Additional Noninterest Income$4,663,000854
Total noninterest expense$11,181,0001,724
Salaries and employee benefits$6,630,0001,529
Premises and equipment expense$1,186,0001,960
Additional noninterest expense$3,365,0001,948
Pre-tax net operating income$11,007,000665
Securities gains (losses)$03,810
Applicable income taxes$3,489,000544
Income before extraordinary items$7,518,000794
Extraordinary gains, net$029
Net income$7,518,000793
Minority interest net income$093
Net income of bank and minority interests.$7,518,000794
Net charge-offs$426,0002,860
Cash dividends$307,0003,262
Sale, conversion, retirement of capital stock, net$444,000326
Net operating income$7,518,000746
2012-09-30 (YTD Data)Rank
Total interest income$15,262,0001,339
Total interest expense$2,584,0001,353
Net interest income$12,678,0001,311
Provision for loan and lease losses$226,0003,322
Total noninterest income$3,876,0001,116
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$321,0002,831
Trading account gains and fees$0157
Additional Noninterest Income$3,555,000819
Total noninterest expense$8,115,0001,771
Salaries and employee benefits$4,697,0001,612
Premises and equipment expense$860,0002,051
Additional noninterest expense$2,558,0001,931
Pre-tax net operating income$8,213,000680
Securities gains (losses)$03,575
Applicable income taxes$2,995,000512
Income before extraordinary items$5,218,000875
Extraordinary gains, net$020
Net income$5,218,000874
Minority interest net income$086
Net income of bank and minority interests.$5,218,000875
Net charge-offs$114,0003,845
Cash dividends$176,0003,000
Sale, conversion, retirement of capital stock, net$315,000296
Net operating income$5,218,000810
2012-06-30 (YTD Data)Rank
Total interest income$9,979,0001,368
Total interest expense$1,728,0001,402
Net interest income$8,251,0001,342
Provision for loan and lease losses$226,0002,824
Total noninterest income$2,589,0001,098
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$218,0002,772
Trading account gains and fees$0153
Additional Noninterest Income$2,371,000818
Total noninterest expense$5,439,0001,773
Salaries and employee benefits$2,980,0001,683
Premises and equipment expense$564,0002,067
Additional noninterest expense$1,895,0001,750
Pre-tax net operating income$5,175,000716
Securities gains (losses)$03,178
Applicable income taxes$1,755,000564
Income before extraordinary items$3,420,000886
Extraordinary gains, net$019
Net income$3,420,000885
Minority interest net income$084
Net income of bank and minority interests.$3,420,000886
Net charge-offs$6,0005,096
Cash dividends$46,0003,333
Sale, conversion, retirement of capital stock, net$192,000278
Net operating income$3,420,000822
2012-03-31 (YTD Data)Rank
Total interest income$5,036,0001,366
Total interest expense$857,0001,463
Net interest income$4,179,0001,323
Provision for loan and lease losses$-74,0007,182
Total noninterest income$1,155,0001,194
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$114,0002,654
Trading account gains and fees$0148
Additional Noninterest Income$1,041,000879
Total noninterest expense$2,933,0001,649
Salaries and employee benefits$1,471,0001,708
Premises and equipment expense$275,0002,119
Additional noninterest expense$1,187,0001,422
Pre-tax net operating income$2,475,000745
Securities gains (losses)$02,210
Applicable income taxes$783,000611
Income before extraordinary items$1,692,000882
Extraordinary gains, net$019
Net income$1,692,000882
Minority interest net income$078
Net income of bank and minority interests.$1,692,000883
Net charge-offs$84,0002,601
Cash dividends$23,0002,624
Sale, conversion, retirement of capital stock, net$81,000246
Net operating income$1,692,000830
2011-12-31 (YTD Data)Rank
Total interest income$18,345,0001,554
Total interest expense$3,871,0001,574
Net interest income$14,474,0001,543
Provision for loan and lease losses$8,279,000501
Total noninterest income$4,223,0001,192
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$519,0002,485
Trading account gains and fees$0146
Additional Noninterest Income$3,704,000884
Total noninterest expense$8,625,0002,204
Salaries and employee benefits$4,872,0001,982
Premises and equipment expense$1,039,0002,337
Additional noninterest expense$2,714,0002,420
Pre-tax net operating income$1,793,0002,713
Securities gains (losses)$03,838
Applicable income taxes$-46,0006,725
Income before extraordinary items$1,839,0002,411
Extraordinary gains, net$029
Net income$1,839,0002,411
Minority interest net income$096
Net income of bank and minority interests.$1,839,0002,412
Net charge-offs$5,550,000734
Cash dividends$290,0003,047
Sale, conversion, retirement of capital stock, net$173,000553
Net operating income$1,839,0002,331
2011-09-30 (YTD Data)Rank
Total interest income$13,662,0001,575
Total interest expense$2,976,0001,592
Net interest income$10,686,0001,577
Provision for loan and lease losses$8,279,000373
Total noninterest income$3,411,0001,132
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$387,0002,515
Trading account gains and fees$0145
Additional Noninterest Income$3,024,000830
Total noninterest expense$6,293,0002,272
Salaries and employee benefits$3,451,0002,113
Premises and equipment expense$765,0002,396
Additional noninterest expense$2,077,0002,381
Pre-tax net operating income$-475,0006,588
Securities gains (losses)$03,555
Applicable income taxes$-142,0007,045
Income before extraordinary items$-333,0006,598
Extraordinary gains, net$021
Net income$-333,0006,600
Minority interest net income$087
Net income of bank and minority interests.$-333,0006,600
Net charge-offs$5,065,000619
Cash dividends$268,0002,452
Sale, conversion, retirement of capital stock, net$128,000519
Net operating income$-333,0006,547
2011-06-30 (YTD Data)Rank
Total interest income$9,041,0001,604
Total interest expense$2,043,0001,607
Net interest income$6,998,0001,611
Provision for loan and lease losses$7,712,000289
Total noninterest income$2,502,0001,044
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$248,0002,579
Trading account gains and fees$0153
Additional Noninterest Income$2,254,000766
Total noninterest expense$4,183,0002,297
Salaries and employee benefits$2,255,0002,167
Premises and equipment expense$499,0002,454
Additional noninterest expense$1,429,0002,349
Pre-tax net operating income$-2,395,0007,223
Securities gains (losses)$02,914
Applicable income taxes$-898,0007,402
Income before extraordinary items$-1,497,0007,141
Extraordinary gains, net$015
Net income$-1,497,0007,142
Minority interest net income$089
Net income of bank and minority interests.$-1,497,0007,142
Net charge-offs$5,002,000464
Cash dividends$248,0002,120
Sale, conversion, retirement of capital stock, net$87,000427
Net operating income$-1,497,0007,129
2011-03-31 (YTD Data)Rank
Total interest income$4,641,0001,580
Total interest expense$1,109,0001,529
Net interest income$3,532,0001,578
Provision for loan and lease losses$842,000980
Total noninterest income$1,275,0001,036
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$120,0002,615
Trading account gains and fees$0158
Additional Noninterest Income$1,155,000741
Total noninterest expense$2,170,0002,219
Salaries and employee benefits$1,185,0002,062
Premises and equipment expense$251,0002,494
Additional noninterest expense$734,0002,259
Pre-tax net operating income$1,795,000846
Securities gains (losses)$01,772
Applicable income taxes$714,000565
Income before extraordinary items$1,081,0001,139
Extraordinary gains, net$09
Net income$1,081,0001,138
Minority interest net income$086
Net income of bank and minority interests.$1,081,0001,138
Net charge-offs$-53,0007,366
Cash dividends$124,0001,770
Sale, conversion, retirement of capital stock, net$36,000413
Net operating income$1,081,0001,109
2010-12-31 (YTD Data)Rank
Total interest income$17,140,0001,763
Total interest expense$4,540,0001,785
Net interest income$12,600,0001,757
Provision for loan and lease losses$8,140,000796
Total noninterest income$2,443,0001,794
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$479,0002,720
Trading account gains and fees$0175
Additional Noninterest Income$1,964,0001,422
Total noninterest expense$7,559,0002,566
Salaries and employee benefits$3,981,0002,403
Premises and equipment expense$961,0002,566
Additional noninterest expense$2,617,0002,577
Pre-tax net operating income$-656,0006,334
Securities gains (losses)$03,793
Applicable income taxes$1,123,0001,128
Income before extraordinary items$-1,779,0006,805
Extraordinary gains, net$029
Net income$-1,779,0006,806
Minority interest net income$0111
Net income of bank and minority interests.$-1,779,0006,806
Net charge-offs$6,128,000865
Cash dividends$276,0002,995
Sale, conversion, retirement of capital stock, net$247,000592
Net operating income$-1,779,0006,778
2010-09-30 (YTD Data)Rank
Total interest income$12,504,0001,853
Total interest expense$3,438,0001,833
Net interest income$9,066,0001,850
Provision for loan and lease losses$6,331,000728
Total noninterest income$1,545,0002,050
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$356,0002,791
Trading account gains and fees$0165
Additional Noninterest Income$1,189,0001,609
Total noninterest expense$5,589,0002,594
Salaries and employee benefits$2,939,0002,464
Premises and equipment expense$710,0002,627
Additional noninterest expense$1,940,0002,548
Pre-tax net operating income$-1,309,0006,886
Securities gains (losses)$03,651
Applicable income taxes$-602,0007,401
Income before extraordinary items$-707,0006,777
Extraordinary gains, net$023
Net income$-707,0006,778
Minority interest net income$0110
Net income of bank and minority interests.$-707,0006,778
Net charge-offs$4,645,000827
Cash dividends$153,0002,909
Sale, conversion, retirement of capital stock, net$205,000499
Net operating income$-707,0006,728
2010-06-30 (YTD Data)Rank
Total interest income$8,087,0001,937
Total interest expense$2,329,0001,868
Net interest income$5,758,0001,937
Provision for loan and lease losses$4,721,000656
Total noninterest income$1,042,0001,990
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$239,0002,797
Trading account gains and fees$0152
Additional Noninterest Income$803,0001,514
Total noninterest expense$3,530,0002,714
Salaries and employee benefits$1,949,0002,500
Premises and equipment expense$467,0002,662
Additional noninterest expense$1,114,0002,903
Pre-tax net operating income$-1,451,0007,152
Securities gains (losses)$03,184
Applicable income taxes$-590,0007,509
Income before extraordinary items$-861,0007,031
Extraordinary gains, net$019
Net income$-861,0007,031
Minority interest net income$0105
Net income of bank and minority interests.$-861,0007,031
Net charge-offs$4,022,000664
Cash dividends$31,0003,296
Sale, conversion, retirement of capital stock, net$163,000401
Net operating income$-861,0006,999
2010-03-31 (YTD Data)Rank
Total interest income$3,987,0002,005
Total interest expense$1,168,0001,960
Net interest income$2,819,0001,995
Provision for loan and lease losses$1,910,000775
Total noninterest income$285,0002,971
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$112,0002,929
Trading account gains and fees$0175
Additional Noninterest Income$173,0002,609
Total noninterest expense$1,767,0002,750
Salaries and employee benefits$981,0002,506
Premises and equipment expense$236,0002,704
Additional noninterest expense$550,0002,924
Pre-tax net operating income$-573,0007,224
Securities gains (losses)$02,284
Applicable income taxes$-234,0007,590
Income before extraordinary items$-339,0007,121
Extraordinary gains, net$016
Net income$-339,0007,123
Minority interest net income$091
Net income of bank and minority interests.$-339,0007,121
Net charge-offs$1,961,000652
Cash dividends$15,0002,549
Sale, conversion, retirement of capital stock, net$81,000333
Net operating income$-339,0007,081
2009-12-31 (YTD Data)Rank
Total interest income$15,324,0002,192
Total interest expense$6,065,0001,908
Net interest income$9,259,0002,351
Provision for loan and lease losses$4,468,0001,545
Total noninterest income$1,406,0002,673
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$386,0003,397
Trading account gains and fees$0211
Additional Noninterest Income$1,020,0002,120
Total noninterest expense$7,356,0002,671
Salaries and employee benefits$3,877,0002,516
Premises and equipment expense$980,0002,625
Additional noninterest expense$2,499,0002,736
Pre-tax net operating income$-1,159,0006,313
Securities gains (losses)$343,0001,122
Applicable income taxes$-303,0006,871
Income before extraordinary items$-513,0006,089
Extraordinary gains, net$034
Net income$-513,0006,088
Minority interest net income$0115
Net income of bank and minority interests.$-513,0006,089
Net charge-offs$2,932,0001,629
Cash dividends$26,0004,537
Sale, conversion, retirement of capital stock, net$7,929,000121
Net operating income$-732,5206,232
2009-09-30 (YTD Data)Rank
Total interest income$11,384,0002,235
Total interest expense$4,792,0001,894
Net interest income$6,592,0002,466
Provision for loan and lease losses$3,348,0001,383
Total noninterest income$1,126,0002,606
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$278,0003,470
Trading account gains and fees$0212
Additional Noninterest Income$848,0002,052
Total noninterest expense$5,572,0002,659
Salaries and employee benefits$2,963,0002,503
Premises and equipment expense$724,0002,700
Additional noninterest expense$1,885,0002,697
Pre-tax net operating income$-1,202,0006,744
Securities gains (losses)$343,000900
Applicable income taxes$-319,0007,215
Income before extraordinary items$-540,0006,461
Extraordinary gains, net$027
Net income$-540,0006,462
Minority interest net income$0118
Net income of bank and minority interests.$-540,0006,461
Net charge-offs$2,389,0001,359
Cash dividends$26,0004,039
Sale, conversion, retirement of capital stock, net$7,863,000100
Net operating income$-759,5206,606
2009-06-30 (YTD Data)Rank
Total interest income$7,447,0002,305
Total interest expense$3,260,0001,948
Net interest income$4,187,0002,589
Provision for loan and lease losses$2,822,0001,134
Total noninterest income$618,0002,986
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$183,0003,484
Trading account gains and fees$0193
Additional Noninterest Income$435,0002,425
Total noninterest expense$3,648,0002,724
Salaries and employee benefits$1,979,0002,539
Premises and equipment expense$473,0002,782
Additional noninterest expense$1,196,0002,838
Pre-tax net operating income$-1,665,0007,290
Securities gains (losses)$245,000893
Applicable income taxes$-573,0007,618
Income before extraordinary items$-847,0007,056
Extraordinary gains, net$021
Net income$-847,0007,056
Minority interest net income$0112
Net income of bank and minority interests.$-847,0007,056
Net charge-offs$1,546,0001,320
Cash dividends$130,0003,072
Sale, conversion, retirement of capital stock, net$7,808,00074
Net operating income$-1,003,8007,148
2009-03-31 (YTD Data)Rank
Total interest income$3,673,0002,366
Total interest expense$1,610,0002,039
Net interest income$2,063,0002,629
Provision for loan and lease losses$1,294,0001,014
Total noninterest income$316,0002,923
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$87,0003,531
Trading account gains and fees$0171
Additional Noninterest Income$229,0002,326
Total noninterest expense$1,795,0002,681
Salaries and employee benefits$1,043,0002,453
Premises and equipment expense$242,0002,750
Additional noninterest expense$510,0002,962
Pre-tax net operating income$-710,0007,491
Securities gains (losses)$02,434
Applicable income taxes$-298,0007,791
Income before extraordinary items$-412,0007,356
Extraordinary gains, net$015
Net income$-412,0007,357
Minority interest net income$0102
Net income of bank and minority interests.$-412,0007,357
Net charge-offs$96,0002,912
Cash dividends$26,0002,873
Sale, conversion, retirement of capital stock, net$7,802,00036
Net operating income$-412,0007,319
2008-12-31 (YTD Data)Rank
Total interest income$16,925,0002,239
Total interest expense$7,676,0002,042
Net interest income$9,249,0002,368
Provision for loan and lease losses$3,385,0001,291
Total noninterest income$1,577,0002,533
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$387,0003,520
Trading account gains and fees$0154
Additional Noninterest Income$1,190,0001,885
Total noninterest expense$7,051,0002,677
Salaries and employee benefits$4,189,0002,402
Premises and equipment expense$952,0002,749
Additional noninterest expense$1,910,0002,969
Pre-tax net operating income$390,0005,168
Securities gains (losses)$03,220
Applicable income taxes$182,0002,900
Income before extraordinary items$208,0005,459
Extraordinary gains, net$039
Net income$208,0005,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$989,0001,973
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$408,000595
Net operating income$208,0005,615
2008-09-30 (YTD Data)Rank
Total interest income$12,839,0002,255
Total interest expense$5,848,0002,091
Net interest income$6,991,0002,363
Provision for loan and lease losses$1,394,0001,503
Total noninterest income$1,297,0002,446
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$301,0003,482
Trading account gains and fees$0148
Additional Noninterest Income$996,0001,820
Total noninterest expense$5,394,0002,610
Salaries and employee benefits$3,223,0002,372
Premises and equipment expense$708,0002,779
Additional noninterest expense$1,463,0002,836
Pre-tax net operating income$1,500,0002,849
Securities gains (losses)$03,106
Applicable income taxes$663,0001,588
Income before extraordinary items$837,0003,476
Extraordinary gains, net$031
Net income$837,0003,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0003,151
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$306,000479
Net operating income$837,0003,609
2008-06-30 (YTD Data)Rank
Total interest income$8,583,0002,283
Total interest expense$3,994,0002,125
Net interest income$4,589,0002,383
Provision for loan and lease losses$803,0001,415
Total noninterest income$985,0002,254
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$206,0003,421
Trading account gains and fees$0149
Additional Noninterest Income$779,0001,659
Total noninterest expense$3,585,0002,624
Salaries and employee benefits$2,168,0002,380
Premises and equipment expense$470,0002,791
Additional noninterest expense$947,0002,876
Pre-tax net operating income$1,186,0002,607
Securities gains (losses)$03,233
Applicable income taxes$503,0001,590
Income before extraordinary items$683,0003,366
Extraordinary gains, net$021
Net income$683,0003,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,309
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$206,000404
Net operating income$683,0003,313
2008-03-31 (YTD Data)Rank
Total interest income$4,376,0002,302
Total interest expense$2,110,0002,149
Net interest income$2,266,0002,418
Provision for loan and lease losses$566,000943
Total noninterest income$631,0001,883
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$103,0003,386
Trading account gains and fees$0158
Additional Noninterest Income$528,0001,360
Total noninterest expense$1,621,0002,851
Salaries and employee benefits$1,029,0002,522
Premises and equipment expense$239,0002,753
Additional noninterest expense$353,0003,648
Pre-tax net operating income$710,0002,389
Securities gains (losses)$02,688
Applicable income taxes$288,0001,518
Income before extraordinary items$422,0003,079
Extraordinary gains, net$015
Net income$422,0003,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,899
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$75,000380
Net operating income$422,0002,998
2007-12-31 (YTD Data)Rank
Total interest income$17,531,0002,355
Total interest expense$7,987,0002,323
Net interest income$9,544,0002,332
Provision for loan and lease losses$2,069,000823
Total noninterest income$1,718,0002,470
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$574,0002,770
Trading account gains and fees$0178
Additional Noninterest Income$1,144,0002,033
Total noninterest expense$7,008,0002,593
Salaries and employee benefits$3,858,0002,568
Premises and equipment expense$792,0003,105
Additional noninterest expense$2,358,0002,294
Pre-tax net operating income$2,185,0003,141
Securities gains (losses)$02,146
Applicable income taxes$1,009,0001,851
Income before extraordinary items$1,176,0003,983
Extraordinary gains, net$039
Net income$1,176,0003,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,285,000838
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$558,000517
Net operating income$1,176,0003,978
2007-09-30 (YTD Data)Rank
Total interest income$12,892,0002,402
Total interest expense$5,843,0002,365
Net interest income$7,049,0002,381
Provision for loan and lease losses$476,0001,638
Total noninterest income$1,271,0002,491
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$457,0002,630
Trading account gains and fees$0184
Additional Noninterest Income$814,0002,103
Total noninterest expense$5,334,0002,538
Salaries and employee benefits$2,971,0002,507
Premises and equipment expense$585,0003,126
Additional noninterest expense$1,778,0002,232
Pre-tax net operating income$2,510,0002,424
Securities gains (losses)$01,655
Applicable income taxes$1,057,0001,576
Income before extraordinary items$1,453,0003,037
Extraordinary gains, net$033
Net income$1,453,0003,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0002,850
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$518,000402
Net operating income$1,453,0003,019
2007-06-30 (YTD Data)Rank
Total interest income$8,284,0002,487
Total interest expense$3,707,0002,484
Net interest income$4,577,0002,463
Provision for loan and lease losses$294,0001,596
Total noninterest income$820,0002,561
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$246,0003,062
Trading account gains and fees$0168
Additional Noninterest Income$574,0002,051
Total noninterest expense$3,480,0002,616
Salaries and employee benefits$1,953,0002,576
Premises and equipment expense$343,0003,495
Additional noninterest expense$1,184,0002,239
Pre-tax net operating income$1,623,0002,541
Securities gains (losses)$01,444
Applicable income taxes$618,0001,805
Income before extraordinary items$1,005,0003,029
Extraordinary gains, net$029
Net income$1,005,0003,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0002,089
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$332,000365
Net operating income$1,005,0003,012
2007-03-31 (YTD Data)Rank
Total interest income$3,955,0002,582
Total interest expense$1,780,0002,568
Net interest income$2,175,0002,561
Provision for loan and lease losses$259,000932
Total noninterest income$406,0002,540
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$114,0003,186
Trading account gains and fees$0195
Additional Noninterest Income$292,0001,999
Total noninterest expense$1,663,0002,729
Salaries and employee benefits$952,0002,660
Premises and equipment expense$168,0003,579
Additional noninterest expense$543,0002,424
Pre-tax net operating income$659,0002,927
Securities gains (losses)$01,187
Applicable income taxes$94,0003,352
Income before extraordinary items$565,0002,765
Extraordinary gains, net$022
Net income$565,0002,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,199
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$107,000335
Net operating income$565,0002,752
2006-12-31 (YTD Data)Rank
Total interest income$11,597,0003,195
Total interest expense$5,736,0002,690
Net interest income$5,861,0003,579
Provision for loan and lease losses$442,0002,109
Total noninterest income$886,0003,811
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$130,0005,768
Trading account gains and fees$0130
Additional Noninterest Income$756,0002,666
Total noninterest expense$5,319,0003,179
Salaries and employee benefits$3,003,0003,129
Premises and equipment expense$499,0004,275
Additional noninterest expense$1,817,0002,797
Pre-tax net operating income$986,0005,233
Securities gains (losses)$01,687
Applicable income taxes$-576,0008,590
Income before extraordinary items$1,562,0003,686
Extraordinary gains, net$051
Net income$1,562,0003,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$16,639,000112
Net operating income$1,562,0003,663
2006-09-30 (YTD Data)Rank
Total interest income$7,947,0003,397
Total interest expense$4,039,0002,755
Net interest income$3,908,0003,914
Provision for loan and lease losses$198,0002,895
Total noninterest income$599,0004,058
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$53,0006,653
Trading account gains and fees$0126
Additional Noninterest Income$546,0002,720
Total noninterest expense$3,724,0003,372
Salaries and employee benefits$2,116,0003,298
Premises and equipment expense$377,0004,259
Additional noninterest expense$1,231,0003,056
Pre-tax net operating income$585,0005,916
Securities gains (losses)$01,388
Applicable income taxes$215,0004,047
Income before extraordinary items$370,0006,381
Extraordinary gains, net$045
Net income$370,0006,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$16,485,00085
Net operating income$370,0006,385
2006-06-30 (YTD Data)Rank
Total interest income$4,767,0003,624
Total interest expense$2,509,0002,811
Net interest income$2,258,0004,361
Provision for loan and lease losses$86,0003,640
Total noninterest income$458,0003,725
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$14,0007,307
Trading account gains and fees$0126
Additional Noninterest Income$444,0002,385
Total noninterest expense$2,473,0003,378
Salaries and employee benefits$1,340,0003,451
Premises and equipment expense$241,0004,371
Additional noninterest expense$892,0002,842
Pre-tax net operating income$157,0007,344
Securities gains (losses)$01,185
Applicable income taxes$1,0006,575
Income before extraordinary items$156,0007,108
Extraordinary gains, net$039
Net income$156,0007,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$149,000473
Net operating income$156,0007,120
2006-03-31 (YTD Data)Rank
Total interest income$2,192,0003,817
Total interest expense$1,174,0002,850
Net interest income$1,018,0004,659
Provision for loan and lease losses$-100,0008,670
Total noninterest income$230,0003,664
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,0007,476
Trading account gains and fees$0115
Additional Noninterest Income$226,0002,321
Total noninterest expense$1,317,0003,227
Salaries and employee benefits$659,0003,504
Premises and equipment expense$116,0004,522
Additional noninterest expense$542,0002,372
Pre-tax net operating income$31,0007,917
Securities gains (losses)$0955
Applicable income taxes$1,0006,453
Income before extraordinary items$30,0007,837
Extraordinary gains, net$021
Net income$30,0007,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$80,000342
Net operating income$30,0007,833
2005-12-31 (YTD Data)Rank
Total interest income$3,899,0005,892
Total interest expense$1,795,0004,749
Net interest income$2,104,0006,519
Provision for loan and lease losses$1,031,0001,020
Total noninterest income$524,0005,133
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$5,0007,664
Trading account gains and fees$0138
Additional Noninterest Income$519,0003,309
Total noninterest expense$4,124,0003,777
Salaries and employee benefits$2,208,0003,830
Premises and equipment expense$426,0004,663
Additional noninterest expense$1,490,0003,246
Pre-tax net operating income$-2,527,0008,783
Securities gains (losses)$02,296
Applicable income taxes$1,0006,850
Income before extraordinary items$-2,528,0008,788
Extraordinary gains, net$046
Net income$-2,528,0008,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$23,335,00055
Net operating income$-2,528,0008,775
2005-09-30 (YTD Data)Rank
Total interest income$2,034,0006,828
Total interest expense$853,0005,849
Net interest income$1,181,0007,239
Provision for loan and lease losses$844,000892
Total noninterest income$415,0005,026
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,0007,723
Trading account gains and fees$0126
Additional Noninterest Income$412,0003,224
Total noninterest expense$2,805,0004,040
Salaries and employee benefits$1,303,0004,567
Premises and equipment expense$316,0004,665
Additional noninterest expense$1,186,0003,070
Pre-tax net operating income$-2,053,0008,814
Securities gains (losses)$02,317
Applicable income taxes$1,0006,867
Income before extraordinary items$-2,054,0008,824
Extraordinary gains, net$035
Net income$-2,054,0008,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$23,023,00042
Net operating income$-2,054,0008,811
2005-06-30 (YTD Data)Rank
Total interest income$757,0007,898
Total interest expense$315,0007,092
Net interest income$442,0008,169
Provision for loan and lease losses$532,000930
Total noninterest income$170,0006,090
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$3,0007,707
Trading account gains and fees$0116
Additional Noninterest Income$167,0004,088
Total noninterest expense$1,852,0004,050
Salaries and employee benefits$739,0005,083
Premises and equipment expense$200,0004,823
Additional noninterest expense$913,0002,660
Pre-tax net operating income$-1,772,0008,830
Securities gains (losses)$02,146
Applicable income taxes$1,0006,848
Income before extraordinary items$-1,773,0008,842
Extraordinary gains, net$030
Net income$-1,773,0008,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$23,023,00023
Net operating income$-1,773,0008,826
2005-03-31 (YTD Data)Rank
Total interest income$82,0008,853
Total interest expense$30,0008,698
Net interest income$52,0008,862
Provision for loan and lease losses$59,0003,012
Total noninterest income$2,0008,803
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$2,0008,574
Total noninterest expense$345,0007,136
Salaries and employee benefits$169,0007,392
Premises and equipment expense$86,0005,371
Additional noninterest expense$90,0007,360
Pre-tax net operating income$-350,0008,806
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-350,0008,823
Extraordinary gains, net$024
Net income$-350,0008,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$23,023,00015
Net operating income$-350,0008,807

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.