Home > Commonwealth Bank and Trust Company > Income and Expense
Commonwealth Bank and Trust Company, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,340,000 | 1,758 |
| Total interest expense | $9,775,000 | 1,661 |
| Net interest income | $9,565,000 | 1,861 |
| Provision for loan and lease losses | $750,000 | 1,573 |
| Total noninterest income | $6,134,000 | 845 |
| Gross Fiduciary activities income | $1,501,000 | 338 |
| Service charges on deposit accounts | $516,000 | 2,775 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,117,000 | 756 |
| Total noninterest expense | $11,082,000 | 1,315 |
| Salaries and employee benefits | $6,965,000 | 1,069 |
| Premises and equipment expense | $1,494,000 | 1,438 |
| Additional noninterest expense | $2,623,000 | 1,747 |
| Pre-tax net operating income | $3,867,000 | 1,819 |
| Securities gains (losses) | $600,000 | 554 |
| Applicable income taxes | $1,497,000 | 1,497 |
| Income before extraordinary items | $2,970,000 | 1,772 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,970,000 | 1,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $651,000 | 1,279 |
| Cash dividends | $1,050,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,574,000 | 1,954 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,129,000 | 1,633 |
| Total interest expense | $11,970,000 | 1,439 |
| Net interest income | $9,159,000 | 1,926 |
| Provision for loan and lease losses | $520,000 | 1,812 |
| Total noninterest income | $3,905,000 | 1,088 |
| Gross Fiduciary activities income | $1,490,000 | 342 |
| Service charges on deposit accounts | $344,000 | 3,646 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,071,000 | 1,104 |
| Total noninterest expense | $9,539,000 | 1,457 |
| Salaries and employee benefits | $5,630,000 | 1,254 |
| Premises and equipment expense | $1,593,000 | 1,283 |
| Additional noninterest expense | $2,316,000 | 1,893 |
| Pre-tax net operating income | $3,005,000 | 2,392 |
| Securities gains (losses) | $146,000 | 483 |
| Applicable income taxes | $1,047,000 | 2,044 |
| Income before extraordinary items | $2,104,000 | 2,434 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,104,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,854 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,006,180 | 2,556 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,082,000 | 1,799 |
| Total interest expense | $9,493,000 | 1,581 |
| Net interest income | $8,589,000 | 2,059 |
| Provision for loan and lease losses | $375,000 | 2,203 |
| Total noninterest income | $4,029,000 | 1,088 |
| Gross Fiduciary activities income | $1,254,000 | 409 |
| Service charges on deposit accounts | $367,000 | 3,436 |
| Trading account gains and fees | $-10,000 | 4,509 |
| Additional Noninterest Income | $2,418,000 | 1,014 |
| Total noninterest expense | $8,933,000 | 1,553 |
| Salaries and employee benefits | $5,215,000 | 1,329 |
| Premises and equipment expense | $1,432,000 | 1,426 |
| Additional noninterest expense | $2,286,000 | 1,907 |
| Pre-tax net operating income | $3,310,000 | 2,209 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $1,104,000 | 2,059 |
| Income before extraordinary items | $2,208,000 | 2,357 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,208,000 | 2,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,630 |
| Cash dividends | $560,000 | 3,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,206,660 | 2,331 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,355,000 | 1,865 |
| Total interest expense | $9,627,000 | 1,595 |
| Net interest income | $7,728,000 | 2,210 |
| Provision for loan and lease losses | $207,000 | 3,445 |
| Total noninterest income | $4,776,000 | 967 |
| Gross Fiduciary activities income | $883,000 | 494 |
| Service charges on deposit accounts | $386,000 | 3,230 |
| Trading account gains and fees | $-40,000 | 4,425 |
| Additional Noninterest Income | $3,547,000 | 814 |
| Total noninterest expense | $8,206,000 | 1,613 |
| Salaries and employee benefits | $5,128,000 | 1,276 |
| Premises and equipment expense | $1,147,000 | 1,721 |
| Additional noninterest expense | $1,931,000 | 2,169 |
| Pre-tax net operating income | $4,091,000 | 1,781 |
| Securities gains (losses) | $95,000 | 1,307 |
| Applicable income taxes | $1,409,000 | 1,727 |
| Income before extraordinary items | $2,777,000 | 1,886 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,777,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,714,300 | 1,846 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,799,000 | 2,208 |
| Total interest expense | $8,132,000 | 1,902 |
| Net interest income | $6,667,000 | 2,607 |
| Provision for loan and lease losses | $363,000 | 2,241 |
| Total noninterest income | $2,738,000 | 1,373 |
| Gross Fiduciary activities income | $665,000 | 573 |
| Service charges on deposit accounts | $292,000 | 4,169 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,781,000 | 1,181 |
| Total noninterest expense | $6,250,000 | 2,069 |
| Salaries and employee benefits | $3,686,000 | 1,773 |
| Premises and equipment expense | $991,000 | 1,987 |
| Additional noninterest expense | $1,573,000 | 2,607 |
| Pre-tax net operating income | $2,792,000 | 2,652 |
| Securities gains (losses) | $127,000 | 882 |
| Applicable income taxes | $976,000 | 2,485 |
| Income before extraordinary items | $1,943,000 | 2,649 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,943,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,073 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,857,910 | 2,706 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,464,000 | 2,672 |
| Total interest expense | $7,121,000 | 2,182 |
| Net interest income | $5,343,000 | 3,317 |
| Provision for loan and lease losses | $291,000 | 2,644 |
| Total noninterest income | $2,281,000 | 1,654 |
| Gross Fiduciary activities income | $499,000 | 704 |
| Service charges on deposit accounts | $186,000 | 5,815 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,596,000 | 1,347 |
| Total noninterest expense | $5,363,000 | 2,543 |
| Salaries and employee benefits | $3,083,000 | 2,167 |
| Premises and equipment expense | $858,000 | 2,305 |
| Additional noninterest expense | $1,422,000 | 3,267 |
| Pre-tax net operating income | $1,970,000 | 3,455 |
| Securities gains (losses) | $32,000 | 1,648 |
| Applicable income taxes | $680,000 | 3,243 |
| Income before extraordinary items | $1,322,000 | 3,578 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,322,000 | 3,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,972 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,300,880 | 3,571 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,428,000 | 3,182 |
| Total interest expense | $5,877,000 | 2,609 |
| Net interest income | $4,551,000 | 3,867 |
| Provision for loan and lease losses | $274,000 | 2,415 |
| Total noninterest income | $1,833,000 | 1,971 |
| Gross Fiduciary activities income | $386,000 | 813 |
| Service charges on deposit accounts | $156,000 | 6,528 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,291,000 | 1,515 |
| Total noninterest expense | $4,515,000 | 2,977 |
| Salaries and employee benefits | $2,576,000 | 2,600 |
| Premises and equipment expense | $646,000 | 3,018 |
| Additional noninterest expense | $1,293,000 | 3,515 |
| Pre-tax net operating income | $1,595,000 | 4,241 |
| Securities gains (losses) | $106,000 | 928 |
| Applicable income taxes | $579,000 | 3,750 |
| Income before extraordinary items | $1,122,000 | 4,184 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,122,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,506 |
| Cash dividends | $410,000 | 3,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,052,040 | 4,391 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,505,000 | 3,961 |
| Total interest expense | $3,741,000 | 3,267 |
| Net interest income | $3,764,000 | 4,623 |
| Provision for loan and lease losses | $277,000 | 2,417 |
| Total noninterest income | $1,229,000 | 2,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,108,000 | 1,722 |
| Total noninterest expense | $3,622,000 | 3,738 |
| Salaries and employee benefits | $2,110,000 | 3,118 |
| Premises and equipment expense | $411,000 | 4,477 |
| Additional noninterest expense | $1,101,000 | 4,349 |
| Pre-tax net operating income | $1,094,000 | 5,589 |
| Securities gains (losses) | $18,000 | 1,859 |
| Applicable income taxes | $378,000 | 4,964 |
| Income before extraordinary items | $734,000 | 5,697 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $734,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,272 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $722,120 | 5,865 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 5,085 |
| Total interest expense | $2,937,000 | 4,182 |
| Net interest income | $2,892,000 | 5,819 |
| Provision for loan and lease losses | $192,000 | 4,009 |
| Total noninterest income | $1,127,000 | 3,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,033,000 | 1,991 |
| Total noninterest expense | $2,745,000 | 4,851 |
| Salaries and employee benefits | $1,605,000 | 4,017 |
| Premises and equipment expense | $322,000 | 5,558 |
| Additional noninterest expense | $818,000 | 5,819 |
| Pre-tax net operating income | $1,082,000 | 5,566 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $376,000 | 5,226 |
| Income before extraordinary items | $718,000 | 6,000 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $718,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 6,165 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $710,080 | 5,778 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 7,759 |
| Total interest expense | $2,278,000 | 6,454 |
| Net interest income | $1,532,000 | 9,174 |
| Provision for loan and lease losses | $373,000 | 3,608 |
| Total noninterest income | $159,000 | 10,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $1,483,000 | 7,974 |
| Salaries and employee benefits | $746,000 | 7,642 |
| Premises and equipment expense | $247,000 | 6,841 |
| Additional noninterest expense | $490,000 | 8,549 |
| Pre-tax net operating income | $-165,000 | 13,040 |
| Securities gains (losses) | $311,000 | 1,502 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $146,000 | 11,336 |
| Extraordinary gains, net | $118,000 | 664 |
| Net income | $264,000 | 9,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-165,000 | 13,010 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.