Home > Commonwealth Bank and Trust Company > Income and Expense

Commonwealth Bank and Trust Company, Income and Expense

2021-12-31 (YTD Data)		Rank
Total interest income	$36,434,000	908
Total interest expense	$2,962,000	924
Net interest income	$33,472,000	894
Provision for loan and lease losses	$300,000	1,389
Total noninterest income	$37,614,000	341
Gross Fiduciary activities income	$11,463,000	141
Service charges on deposit accounts	$1,276,000	798
Trading account gains and fees	$0	132
Additional Noninterest Income	$24,875,000	361
Total noninterest expense	$55,600,000	481
Salaries and employee benefits	$37,290,000	408
Premises and equipment expense	$7,699,000	362
Additional noninterest expense	$10,611,000	733
Pre-tax net operating income	$15,186,000	926
Securities gains (losses)	$16,000	1,585
Applicable income taxes	$0	3,710
Income before extraordinary items	$15,202,000	804
Extraordinary gains, net	$0	10
Net income	$15,202,000	805
Minority interest net income	$0	74
Net income of bank and minority interests.	$15,202,000	805
Net charge-offs	$83,000	1,419
Cash dividends	$11,529,000	438
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$15,186,000	786
2021-09-30 (YTD Data)		Rank
Total interest income	$27,956,000	906
Total interest expense	$2,298,000	935
Net interest income	$25,658,000	892
Provision for loan and lease losses	$300,000	1,152
Total noninterest income	$32,245,000	311
Gross Fiduciary activities income	$8,428,000	141
Service charges on deposit accounts	$941,000	811
Trading account gains and fees	$0	132
Additional Noninterest Income	$22,876,000	315
Total noninterest expense	$44,884,000	443
Salaries and employee benefits	$30,821,000	382
Premises and equipment expense	$5,875,000	368
Additional noninterest expense	$8,188,000	724
Pre-tax net operating income	$12,719,000	887
Securities gains (losses)	$17,000	1,472
Applicable income taxes	$0	3,719
Income before extraordinary items	$12,736,000	761
Extraordinary gains, net	$0	8
Net income	$12,736,000	761
Minority interest net income	$0	69
Net income of bank and minority interests.	$12,736,000	761
Net charge-offs	$329,000	618
Cash dividends	$10,329,000	368
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$12,719,000	742
2021-06-30 (YTD Data)		Rank
Total interest income	$19,072,000	875
Total interest expense	$1,604,000	930
Net interest income	$17,468,000	870
Provision for loan and lease losses	$300,000	865
Total noninterest income	$22,490,000	304
Gross Fiduciary activities income	$5,460,000	141
Service charges on deposit accounts	$585,000	817
Trading account gains and fees	$0	133
Additional Noninterest Income	$16,445,000	300
Total noninterest expense	$29,994,000	442
Salaries and employee benefits	$20,438,000	373
Premises and equipment expense	$3,931,000	371
Additional noninterest expense	$5,625,000	690
Pre-tax net operating income	$9,664,000	787
Securities gains (losses)	$17,000	1,238
Applicable income taxes	$0	3,702
Income before extraordinary items	$9,681,000	671
Extraordinary gains, net	$0	6
Net income	$9,681,000	671
Minority interest net income	$0	67
Net income of bank and minority interests.	$9,681,000	671
Net charge-offs	$190,000	668
Cash dividends	$8,669,000	305
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$9,664,000	663
2021-03-31 (YTD Data)		Rank
Total interest income	$9,937,000	837
Total interest expense	$830,000	953
Net interest income	$9,107,000	828
Provision for loan and lease losses	$300,000	548
Total noninterest income	$11,604,000	307
Gross Fiduciary activities income	$2,618,000	148
Service charges on deposit accounts	$283,000	829
Trading account gains and fees	$0	127
Additional Noninterest Income	$8,703,000	301
Total noninterest expense	$15,495,000	430
Salaries and employee benefits	$10,397,000	374
Premises and equipment expense	$2,098,000	353
Additional noninterest expense	$3,000,000	638
Pre-tax net operating income	$4,916,000	780
Securities gains (losses)	$5,000	1,192
Applicable income taxes	$0	3,613
Income before extraordinary items	$4,921,000	675
Extraordinary gains, net	$0	3
Net income	$4,921,000	675
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,921,000	675
Net charge-offs	$35,000	950
Cash dividends	$5,702,000	225
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,916,000	660
2020-12-31 (YTD Data)		Rank
Total interest income	$41,755,000	807
Total interest expense	$5,588,000	852
Net interest income	$36,167,000	796
Provision for loan and lease losses	$7,890,000	420
Total noninterest income	$57,178,000	246
Gross Fiduciary activities income	$9,432,000	149
Service charges on deposit accounts	$1,135,000	845
Trading account gains and fees	$0	133
Additional Noninterest Income	$46,611,000	229
Total noninterest expense	$65,449,000	399
Salaries and employee benefits	$43,834,000	348
Premises and equipment expense	$8,232,000	352
Additional noninterest expense	$13,383,000	566
Pre-tax net operating income	$20,006,000	588
Securities gains (losses)	$-1,000	4,658
Applicable income taxes	$0	3,697
Income before extraordinary items	$20,005,000	517
Extraordinary gains, net	$0	4
Net income	$20,005,000	517
Minority interest net income	$0	72
Net income of bank and minority interests.	$20,005,000	517
Net charge-offs	$195,000	1,566
Cash dividends	$12,132,000	397
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$20,006,000	502
2020-09-30 (YTD Data)		Rank
Total interest income	$33,394,000	753
Total interest expense	$4,647,000	828
Net interest income	$28,747,000	746
Provision for loan and lease losses	$7,440,000	388
Total noninterest income	$43,820,000	238
Gross Fiduciary activities income	$6,919,000	149
Service charges on deposit accounts	$829,000	860
Trading account gains and fees	$0	125
Additional Noninterest Income	$36,072,000	219
Total noninterest expense	$49,715,000	388
Salaries and employee benefits	$33,072,000	334
Premises and equipment expense	$6,236,000	342
Additional noninterest expense	$10,407,000	532
Pre-tax net operating income	$15,412,000	554
Securities gains (losses)	$-1,000	4,639
Applicable income taxes	$0	3,696
Income before extraordinary items	$15,411,000	488
Extraordinary gains, net	$0	4
Net income	$15,411,000	487
Minority interest net income	$0	65
Net income of bank and minority interests.	$15,411,000	488
Net charge-offs	$-44,000	4,620
Cash dividends	$12,132,000	308
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$15,412,000	479
2020-06-30 (YTD Data)		Rank
Total interest income	$23,584,000	726
Total interest expense	$3,616,000	777
Net interest income	$19,968,000	707
Provision for loan and lease losses	$6,150,000	342
Total noninterest income	$28,558,000	229
Gross Fiduciary activities income	$4,444,000	148
Service charges on deposit accounts	$621,000	788
Trading account gains and fees	$0	123
Additional Noninterest Income	$23,493,000	206
Total noninterest expense	$33,622,000	379
Salaries and employee benefits	$22,372,000	329
Premises and equipment expense	$4,084,000	349
Additional noninterest expense	$7,166,000	508
Pre-tax net operating income	$8,754,000	572
Securities gains (losses)	$-1,000	4,646
Applicable income taxes	$0	3,655
Income before extraordinary items	$8,753,000	509
Extraordinary gains, net	$0	4
Net income	$8,753,000	505
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,753,000	509
Net charge-offs	$128,000	1,233
Cash dividends	$1,947,000	838
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$8,754,000	483
2020-03-31 (YTD Data)		Rank
Total interest income	$10,684,000	792
Total interest expense	$2,241,000	704
Net interest income	$8,443,000	820
Provision for loan and lease losses	$1,150,000	558
Total noninterest income	$11,898,000	240
Gross Fiduciary activities income	$2,205,000	156
Service charges on deposit accounts	$405,000	736
Trading account gains and fees	$0	106
Additional Noninterest Income	$9,288,000	213
Total noninterest expense	$16,327,000	390
Salaries and employee benefits	$10,622,000	346
Premises and equipment expense	$1,913,000	362
Additional noninterest expense	$3,792,000	488
Pre-tax net operating income	$2,864,000	765
Securities gains (losses)	$-1,000	4,671
Applicable income taxes	$0	3,513
Income before extraordinary items	$2,863,000	684
Extraordinary gains, net	$0	4
Net income	$2,863,000	684
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,863,000	684
Net charge-offs	$-145,000	5,009
Cash dividends	$1,347,000	664
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,864,000	662
2019-12-31 (YTD Data)		Rank
Total interest income	$40,870,000	836
Total interest expense	$9,602,000	705
Net interest income	$31,268,000	874
Provision for loan and lease losses	$2,250,000	489
Total noninterest income	$32,967,000	303
Gross Fiduciary activities income	$8,628,000	156
Service charges on deposit accounts	$1,774,000	706
Trading account gains and fees	$0	135
Additional Noninterest Income	$22,565,000	304
Total noninterest expense	$52,915,000	446
Salaries and employee benefits	$33,602,000	400
Premises and equipment expense	$6,745,000	391
Additional noninterest expense	$12,568,000	569
Pre-tax net operating income	$9,070,000	1,132
Securities gains (losses)	$2,000	2,225
Applicable income taxes	$0	3,859
Income before extraordinary items	$9,072,000	1,007
Extraordinary gains, net	$0	11
Net income	$9,072,000	1,008
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,072,000	1,008
Net charge-offs	$1,692,000	468
Cash dividends	$8,046,000	555
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$9,070,000	989
2019-09-30 (YTD Data)		Rank
Total interest income	$30,102,000	859
Total interest expense	$7,291,000	701
Net interest income	$22,811,000	895
Provision for loan and lease losses	$975,000	695
Total noninterest income	$25,127,000	301
Gross Fiduciary activities income	$6,372,000	155
Service charges on deposit accounts	$1,297,000	714
Trading account gains and fees	$0	129
Additional Noninterest Income	$17,458,000	291
Total noninterest expense	$39,515,000	446
Salaries and employee benefits	$25,188,000	400
Premises and equipment expense	$4,929,000	404
Additional noninterest expense	$9,398,000	565
Pre-tax net operating income	$7,448,000	1,076
Securities gains (losses)	$6,000	1,791
Applicable income taxes	$0	3,902
Income before extraordinary items	$7,454,000	960
Extraordinary gains, net	$0	11
Net income	$7,454,000	961
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,454,000	961
Net charge-offs	$26,000	2,592
Cash dividends	$3,646,000	768
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$7,448,000	936
2019-06-30 (YTD Data)		Rank
Total interest income	$19,885,000	856
Total interest expense	$4,988,000	682
Net interest income	$14,897,000	909
Provision for loan and lease losses	$600,000	719
Total noninterest income	$15,109,000	315
Gross Fiduciary activities income	$4,162,000	156
Service charges on deposit accounts	$814,000	750
Trading account gains and fees	$0	131
Additional Noninterest Income	$10,133,000	313
Total noninterest expense	$25,337,000	458
Salaries and employee benefits	$15,926,000	421
Premises and equipment expense	$3,193,000	426
Additional noninterest expense	$6,218,000	581
Pre-tax net operating income	$4,069,000	1,219
Securities gains (losses)	$-6,000	4,859
Applicable income taxes	$0	3,901
Income before extraordinary items	$4,063,000	1,102
Extraordinary gains, net	$0	11
Net income	$4,063,000	1,102
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,063,000	1,102
Net charge-offs	$17,000	2,418
Cash dividends	$2,167,000	819
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,069,000	1,085
2019-03-31 (YTD Data)		Rank
Total interest income	$9,900,000	858
Total interest expense	$2,534,000	665
Net interest income	$7,366,000	919
Provision for loan and lease losses	$300,000	677
Total noninterest income	$6,778,000	326
Gross Fiduciary activities income	$2,028,000	157
Service charges on deposit accounts	$391,000	767
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,359,000	317
Total noninterest expense	$12,304,000	473
Salaries and employee benefits	$7,615,000	428
Premises and equipment expense	$1,593,000	427
Additional noninterest expense	$3,096,000	565
Pre-tax net operating income	$1,540,000	1,492
Securities gains (losses)	$-5,000	5,012
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,535,000	1,330
Extraordinary gains, net	$0	5
Net income	$1,535,000	1,329
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,535,000	1,329
Net charge-offs	$7,000	2,096
Cash dividends	$964,000	869
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,540,000	1,305
2018-12-31 (YTD Data)		Rank
Total interest income	$37,060,000	850
Total interest expense	$6,779,000	721
Net interest income	$30,281,000	871
Provision for loan and lease losses	$600,000	1,277
Total noninterest income	$26,748,000	339
Gross Fiduciary activities income	$8,053,000	159
Service charges on deposit accounts	$1,752,000	724
Trading account gains and fees	$0	126
Additional Noninterest Income	$16,943,000	351
Total noninterest expense	$47,478,000	474
Salaries and employee benefits	$29,336,000	431
Premises and equipment expense	$6,225,000	426
Additional noninterest expense	$11,917,000	587
Pre-tax net operating income	$8,951,000	1,130
Securities gains (losses)	$-83,000	4,962
Applicable income taxes	$0	3,978
Income before extraordinary items	$8,868,000	1,022
Extraordinary gains, net	$0	6
Net income	$8,868,000	1,021
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,868,000	1,021
Net charge-offs	$522,000	924
Cash dividends	$4,610,000	790
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$8,951,000	1,008
2018-09-30 (YTD Data)		Rank
Total interest income	$27,308,000	855
Total interest expense	$4,607,000	747
Net interest income	$22,701,000	871
Provision for loan and lease losses	$450,000	1,204
Total noninterest income	$20,542,000	340
Gross Fiduciary activities income	$6,043,000	158
Service charges on deposit accounts	$1,312,000	723
Trading account gains and fees	$0	138
Additional Noninterest Income	$13,187,000	343
Total noninterest expense	$36,287,000	470
Salaries and employee benefits	$22,645,000	420
Premises and equipment expense	$4,646,000	435
Additional noninterest expense	$8,996,000	573
Pre-tax net operating income	$6,506,000	1,156
Securities gains (losses)	$-88,000	5,215
Applicable income taxes	$0	4,032
Income before extraordinary items	$6,418,000	1,047
Extraordinary gains, net	$0	5
Net income	$6,418,000	1,046
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,418,000	1,046
Net charge-offs	$393,000	831
Cash dividends	$4,210,000	617
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,506,000	1,032
2018-06-30 (YTD Data)		Rank
Total interest income	$17,743,000	862
Total interest expense	$2,749,000	769
Net interest income	$14,994,000	874
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$13,808,000	340
Gross Fiduciary activities income	$3,998,000	163
Service charges on deposit accounts	$869,000	722
Trading account gains and fees	$0	130
Additional Noninterest Income	$8,941,000	342
Total noninterest expense	$24,465,000	470
Salaries and employee benefits	$15,400,000	418
Premises and equipment expense	$3,131,000	432
Additional noninterest expense	$5,934,000	576
Pre-tax net operating income	$4,037,000	1,210
Securities gains (losses)	$-87,000	5,327
Applicable income taxes	$0	4,018
Income before extraordinary items	$3,950,000	1,085
Extraordinary gains, net	$0	6
Net income	$3,950,000	1,084
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,950,000	1,084
Net charge-offs	$190,000	966
Cash dividends	$3,035,000	558
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,037,000	1,061
2018-03-31 (YTD Data)		Rank
Total interest income	$8,696,000	875
Total interest expense	$1,242,000	797
Net interest income	$7,454,000	874
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$6,611,000	344
Gross Fiduciary activities income	$1,963,000	166
Service charges on deposit accounts	$425,000	730
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,223,000	348
Total noninterest expense	$11,952,000	480
Salaries and employee benefits	$7,419,000	433
Premises and equipment expense	$1,576,000	429
Additional noninterest expense	$2,957,000	578
Pre-tax net operating income	$1,963,000	1,207
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,963,000	1,074
Extraordinary gains, net	$0	7
Net income	$1,963,000	1,073
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,963,000	1,074
Net charge-offs	$157,000	660
Cash dividends	$1,933,000	447
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,963,000	1,067
2017-12-31 (YTD Data)		Rank
Total interest income	$32,822,000	877
Total interest expense	$3,915,000	854
Net interest income	$28,907,000	869
Provision for loan and lease losses	$1,200,000	775
Total noninterest income	$28,745,000	325
Gross Fiduciary activities income	$7,321,000	167
Service charges on deposit accounts	$1,794,000	710
Trading account gains and fees	$0	151
Additional Noninterest Income	$19,630,000	312
Total noninterest expense	$46,946,000	471
Salaries and employee benefits	$29,417,000	423
Premises and equipment expense	$6,191,000	423
Additional noninterest expense	$11,338,000	594
Pre-tax net operating income	$9,506,000	1,024
Securities gains (losses)	$4,000	1,851
Applicable income taxes	$0	4,135
Income before extraordinary items	$9,510,000	785
Extraordinary gains, net	$0	9
Net income	$9,510,000	785
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,510,000	785
Net charge-offs	$297,000	1,491
Cash dividends	$4,267,000	780
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$9,506,000	774
2017-09-30 (YTD Data)		Rank
Total interest income	$24,309,000	881
Total interest expense	$2,847,000	860
Net interest income	$21,462,000	876
Provision for loan and lease losses	$900,000	758
Total noninterest income	$21,688,000	328
Gross Fiduciary activities income	$5,389,000	167
Service charges on deposit accounts	$1,300,000	731
Trading account gains and fees	$0	145
Additional Noninterest Income	$14,999,000	313
Total noninterest expense	$35,632,000	472
Salaries and employee benefits	$22,511,000	423
Premises and equipment expense	$4,675,000	423
Additional noninterest expense	$8,446,000	601
Pre-tax net operating income	$6,618,000	1,111
Securities gains (losses)	$-4,000	5,286
Applicable income taxes	$0	4,172
Income before extraordinary items	$6,614,000	889
Extraordinary gains, net	$0	9
Net income	$6,614,000	890
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,614,000	889
Net charge-offs	$255,000	1,223
Cash dividends	$4,267,000	573
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$6,618,000	878
2017-06-30 (YTD Data)		Rank
Total interest income	$15,997,000	883
Total interest expense	$1,814,000	869
Net interest income	$14,183,000	883
Provision for loan and lease losses	$600,000	735
Total noninterest income	$14,468,000	327
Gross Fiduciary activities income	$3,552,000	164
Service charges on deposit accounts	$834,000	742
Trading account gains and fees	$0	139
Additional Noninterest Income	$10,082,000	315
Total noninterest expense	$24,067,000	474
Salaries and employee benefits	$15,291,000	420
Premises and equipment expense	$3,115,000	423
Additional noninterest expense	$5,661,000	605
Pre-tax net operating income	$3,984,000	1,199
Securities gains (losses)	$1,000	1,756
Applicable income taxes	$0	4,189
Income before extraordinary items	$3,985,000	972
Extraordinary gains, net	$0	11
Net income	$3,985,000	973
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,985,000	972
Net charge-offs	$138,000	1,291
Cash dividends	$2,882,000	561
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,984,000	961
2017-03-31 (YTD Data)		Rank
Total interest income	$7,912,000	885
Total interest expense	$852,000	895
Net interest income	$7,060,000	884
Provision for loan and lease losses	$300,000	670
Total noninterest income	$6,593,000	350
Gross Fiduciary activities income	$1,745,000	165
Service charges on deposit accounts	$413,000	753
Trading account gains and fees	$0	142
Additional Noninterest Income	$4,435,000	337
Total noninterest expense	$11,886,000	482
Salaries and employee benefits	$7,466,000	438
Premises and equipment expense	$1,552,000	438
Additional noninterest expense	$2,868,000	594
Pre-tax net operating income	$1,467,000	1,464
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,467,000	1,236
Extraordinary gains, net	$0	8
Net income	$1,467,000	1,235
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,467,000	1,236
Net charge-offs	$156,000	703
Cash dividends	$1,800,000	441
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,467,000	1,222
2016-12-31 (YTD Data)		Rank
Total interest income	$29,510,000	923
Total interest expense	$2,745,000	1,053
Net interest income	$26,765,000	890
Provision for loan and lease losses	$-750,000	5,792
Total noninterest income	$28,947,000	324
Gross Fiduciary activities income	$6,364,000	173
Service charges on deposit accounts	$1,647,000	767
Trading account gains and fees	$0	170
Additional Noninterest Income	$20,936,000	303
Total noninterest expense	$47,326,000	470
Salaries and employee benefits	$29,737,000	428
Premises and equipment expense	$5,910,000	441
Additional noninterest expense	$11,679,000	591
Pre-tax net operating income	$9,136,000	997
Securities gains (losses)	$234,000	787
Applicable income taxes	$0	4,278
Income before extraordinary items	$9,370,000	806
Extraordinary gains, net	$0	5
Net income	$9,370,000	805
Minority interest net income	$0	82
Net income of bank and minority interests.	$9,370,000	805
Net charge-offs	$253,000	1,698
Cash dividends	$4,750,000	709
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$9,136,000	805
2016-09-30 (YTD Data)		Rank
Total interest income	$21,906,000	930
Total interest expense	$2,006,000	1,075
Net interest income	$19,900,000	897
Provision for loan and lease losses	$-900,000	5,905
Total noninterest income	$22,742,000	315
Gross Fiduciary activities income	$4,753,000	170
Service charges on deposit accounts	$1,236,000	775
Trading account gains and fees	$0	169
Additional Noninterest Income	$16,753,000	287
Total noninterest expense	$36,012,000	467
Salaries and employee benefits	$22,441,000	426
Premises and equipment expense	$4,441,000	443
Additional noninterest expense	$9,130,000	569
Pre-tax net operating income	$7,530,000	937
Securities gains (losses)	$240,000	705
Applicable income taxes	$0	4,325
Income before extraordinary items	$7,770,000	743
Extraordinary gains, net	$0	5
Net income	$7,770,000	743
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,770,000	743
Net charge-offs	$312,000	1,100
Cash dividends	$4,250,000	571
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$7,530,000	736
2016-06-30 (YTD Data)		Rank
Total interest income	$14,263,000	952
Total interest expense	$1,287,000	1,111
Net interest income	$12,976,000	922
Provision for loan and lease losses	$0	4,017
Total noninterest income	$13,786,000	330
Gross Fiduciary activities income	$3,121,000	172
Service charges on deposit accounts	$802,000	784
Trading account gains and fees	$0	157
Additional Noninterest Income	$9,863,000	315
Total noninterest expense	$23,363,000	487
Salaries and employee benefits	$14,310,000	434
Premises and equipment expense	$2,994,000	440
Additional noninterest expense	$6,059,000	573
Pre-tax net operating income	$3,399,000	1,288
Securities gains (losses)	$67,000	1,232
Applicable income taxes	$0	4,338
Income before extraordinary items	$3,466,000	1,062
Extraordinary gains, net	$0	16
Net income	$3,466,000	1,060
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,466,000	1,061
Net charge-offs	$296,000	874
Cash dividends	$1,500,000	943
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,399,000	1,058
2016-03-31 (YTD Data)		Rank
Total interest income	$6,938,000	978
Total interest expense	$637,000	1,125
Net interest income	$6,301,000	947
Provision for loan and lease losses	$0	3,656
Total noninterest income	$6,208,000	339
Gross Fiduciary activities income	$1,511,000	178
Service charges on deposit accounts	$390,000	794
Trading account gains and fees	$0	142
Additional Noninterest Income	$4,307,000	332
Total noninterest expense	$11,361,000	489
Salaries and employee benefits	$6,853,000	452
Premises and equipment expense	$1,431,000	459
Additional noninterest expense	$3,077,000	555
Pre-tax net operating income	$1,148,000	1,744
Securities gains (losses)	$15,000	1,354
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,163,000	1,444
Extraordinary gains, net	$0	12
Net income	$1,163,000	1,444
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,163,000	1,445
Net charge-offs	$-11,000	5,222
Cash dividends	$1,000,000	720
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,148,000	1,428
2015-12-31 (YTD Data)		Rank
Total interest income	$27,428,000	953
Total interest expense	$2,485,000	1,124
Net interest income	$24,943,000	916
Provision for loan and lease losses	$-1,000,000	6,040
Total noninterest income	$24,938,000	351
Gross Fiduciary activities income	$6,110,000	174
Service charges on deposit accounts	$1,715,000	767
Trading account gains and fees	$0	159
Additional Noninterest Income	$17,113,000	334
Total noninterest expense	$43,196,000	496
Salaries and employee benefits	$26,467,000	446
Premises and equipment expense	$5,978,000	442
Additional noninterest expense	$10,751,000	631
Pre-tax net operating income	$7,685,000	1,109
Securities gains (losses)	$287,000	582
Applicable income taxes	$0	4,402
Income before extraordinary items	$7,972,000	898
Extraordinary gains, net	$0	23
Net income	$7,972,000	898
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,972,000	898
Net charge-offs	$222,000	1,887
Cash dividends	$3,500,000	877
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$7,685,000	907
2015-09-30 (YTD Data)		Rank
Total interest income	$20,521,000	959
Total interest expense	$1,913,000	1,113
Net interest income	$18,608,000	922
Provision for loan and lease losses	$0	4,232
Total noninterest income	$19,962,000	339
Gross Fiduciary activities income	$4,593,000	176
Service charges on deposit accounts	$1,268,000	780
Trading account gains and fees	$0	153
Additional Noninterest Income	$14,101,000	324
Total noninterest expense	$33,212,000	493
Salaries and employee benefits	$19,938,000	452
Premises and equipment expense	$4,714,000	424
Additional noninterest expense	$8,560,000	588
Pre-tax net operating income	$5,358,000	1,188
Securities gains (losses)	$92,000	1,085
Applicable income taxes	$0	4,489
Income before extraordinary items	$5,450,000	978
Extraordinary gains, net	$0	21
Net income	$5,450,000	978
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,450,000	978
Net charge-offs	$151,000	1,794
Cash dividends	$2,000,000	975
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$5,358,000	967
2015-06-30 (YTD Data)		Rank
Total interest income	$13,519,000	966
Total interest expense	$1,296,000	1,099
Net interest income	$12,223,000	937
Provision for loan and lease losses	$0	4,069
Total noninterest income	$13,153,000	348
Gross Fiduciary activities income	$3,080,000	179
Service charges on deposit accounts	$839,000	772
Trading account gains and fees	$0	157
Additional Noninterest Income	$9,234,000	328
Total noninterest expense	$21,629,000	498
Salaries and employee benefits	$13,396,000	451
Premises and equipment expense	$2,789,000	476
Additional noninterest expense	$5,444,000	625
Pre-tax net operating income	$3,747,000	1,137
Securities gains (losses)	$90,000	896
Applicable income taxes	$0	4,497
Income before extraordinary items	$3,837,000	927
Extraordinary gains, net	$0	22
Net income	$3,837,000	927
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,837,000	927
Net charge-offs	$226,000	1,104
Cash dividends	$500,000	1,914
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,747,000	921
2015-03-31 (YTD Data)		Rank
Total interest income	$6,620,000	981
Total interest expense	$638,000	1,118
Net interest income	$5,982,000	956
Provision for loan and lease losses	$0	3,703
Total noninterest income	$6,497,000	339
Gross Fiduciary activities income	$1,551,000	180
Service charges on deposit accounts	$416,000	762
Trading account gains and fees	$0	152
Additional Noninterest Income	$4,530,000	319
Total noninterest expense	$10,671,000	506
Salaries and employee benefits	$6,513,000	460
Premises and equipment expense	$1,377,000	483
Additional noninterest expense	$2,781,000	601
Pre-tax net operating income	$1,808,000	1,143
Securities gains (losses)	$68,000	727
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,876,000	915
Extraordinary gains, net	$0	13
Net income	$1,876,000	916
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,876,000	915
Net charge-offs	$222,000	670
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,808,000	913
2014-12-31 (YTD Data)		Rank
Total interest income	$26,903,000	943
Total interest expense	$2,701,000	1,101
Net interest income	$24,202,000	910
Provision for loan and lease losses	$1,900,000	489
Total noninterest income	$23,014,000	345
Gross Fiduciary activities income	$5,892,000	176
Service charges on deposit accounts	$1,798,000	759
Trading account gains and fees	$0	180
Additional Noninterest Income	$15,324,000	326
Total noninterest expense	$37,462,000	550
Salaries and employee benefits	$21,658,000	510
Premises and equipment expense	$5,400,000	475
Additional noninterest expense	$10,404,000	644
Pre-tax net operating income	$7,854,000	1,042
Securities gains (losses)	$-34,000	6,199
Applicable income taxes	$0	4,531
Income before extraordinary items	$7,820,000	849
Extraordinary gains, net	$0	17
Net income	$7,820,000	849
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,820,000	848
Net charge-offs	$531,000	1,405
Cash dividends	$2,000,000	1,263
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$7,854,000	824
2014-09-30 (YTD Data)		Rank
Total interest income	$20,066,000	957
Total interest expense	$2,039,000	1,100
Net interest income	$18,027,000	920
Provision for loan and lease losses	$325,000	1,549
Total noninterest income	$14,612,000	395
Gross Fiduciary activities income	$4,365,000	178
Service charges on deposit accounts	$1,331,000	767
Trading account gains and fees	$0	174
Additional Noninterest Income	$8,916,000	390
Total noninterest expense	$27,884,000	553
Salaries and employee benefits	$16,247,000	513
Premises and equipment expense	$3,918,000	490
Additional noninterest expense	$7,719,000	651
Pre-tax net operating income	$4,430,000	1,344
Securities gains (losses)	$-9,000	6,140
Applicable income taxes	$0	4,583
Income before extraordinary items	$4,421,000	1,128
Extraordinary gains, net	$0	15
Net income	$4,421,000	1,126
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,421,000	1,127
Net charge-offs	$553,000	1,068
Cash dividends	$2,000,000	930
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,430,000	1,093
2014-06-30 (YTD Data)		Rank
Total interest income	$13,386,000	943
Total interest expense	$1,371,000	1,100
Net interest income	$12,015,000	915
Provision for loan and lease losses	$250,000	1,440
Total noninterest income	$7,977,000	448
Gross Fiduciary activities income	$2,853,000	179
Service charges on deposit accounts	$866,000	773
Trading account gains and fees	$0	172
Additional Noninterest Income	$4,258,000	506
Total noninterest expense	$17,963,000	566
Salaries and employee benefits	$10,345,000	527
Premises and equipment expense	$2,553,000	500
Additional noninterest expense	$5,065,000	650
Pre-tax net operating income	$1,779,000	1,990
Securities gains (losses)	$23,000	1,584
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,802,000	1,679
Extraordinary gains, net	$0	20
Net income	$1,802,000	1,682
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,802,000	1,681
Net charge-offs	$416,000	1,008
Cash dividends	$1,200,000	1,001
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,779,000	1,670
2014-03-31 (YTD Data)		Rank
Total interest income	$5,946,000	1,076
Total interest expense	$648,000	1,159
Net interest income	$5,298,000	1,063
Provision for loan and lease losses	$175,000	1,088
Total noninterest income	$3,418,000	497
Gross Fiduciary activities income	$1,420,000	179
Service charges on deposit accounts	$379,000	863
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,619,000	593
Total noninterest expense	$7,862,000	665
Salaries and employee benefits	$4,533,000	606
Premises and equipment expense	$1,189,000	532
Additional noninterest expense	$2,140,000	761
Pre-tax net operating income	$679,000	2,378
Securities gains (losses)	$27,000	855
Applicable income taxes	$0	4,445
Income before extraordinary items	$706,000	1,983
Extraordinary gains, net	$0	16
Net income	$706,000	1,986
Minority interest net income	$0	66
Net income of bank and minority interests.	$706,000	1,986
Net charge-offs	$75,000	1,555
Cash dividends	$600,000	900
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$679,000	2,014
2013-12-31 (YTD Data)		Rank
Total interest income	$27,040,000	936
Total interest expense	$3,235,000	1,039
Net interest income	$23,805,000	902
Provision for loan and lease losses	$3,275,000	402
Total noninterest income	$9,317,000	719
Gross Fiduciary activities income	$5,422,000	170
Service charges on deposit accounts	$1,632,000	851
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,263,000	1,387
Total noninterest expense	$33,589,000	620
Salaries and employee benefits	$18,822,000	569
Premises and equipment expense	$4,941,000	497
Additional noninterest expense	$9,826,000	711
Pre-tax net operating income	$-3,742,000	6,734
Securities gains (losses)	$332,000	643
Applicable income taxes	$0	4,631
Income before extraordinary items	$-3,410,000	6,730
Extraordinary gains, net	$0	29
Net income	$-3,410,000	6,730
Minority interest net income	$0	90
Net income of bank and minority interests.	$-3,410,000	6,730
Net charge-offs	$3,347,000	494
Cash dividends	$2,860,000	907
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-3,742,000	6,735
2013-09-30 (YTD Data)		Rank
Total interest income	$20,689,000	921
Total interest expense	$2,545,000	1,029
Net interest income	$18,144,000	893
Provision for loan and lease losses	$2,675,000	375
Total noninterest income	$5,773,000	834
Gross Fiduciary activities income	$3,925,000	173
Service charges on deposit accounts	$1,214,000	859
Trading account gains and fees	$0	180
Additional Noninterest Income	$634,000	2,649
Total noninterest expense	$25,757,000	605
Salaries and employee benefits	$14,564,000	554
Premises and equipment expense	$3,667,000	503
Additional noninterest expense	$7,526,000	688
Pre-tax net operating income	$-4,515,000	6,854
Securities gains (losses)	$350,000	564
Applicable income taxes	$0	4,713
Income before extraordinary items	$-4,165,000	6,846
Extraordinary gains, net	$0	25
Net income	$-4,165,000	6,847
Minority interest net income	$0	84
Net income of bank and minority interests.	$-4,165,000	6,847
Net charge-offs	$2,842,000	447
Cash dividends	$2,260,000	790
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-4,515,000	6,846
2013-06-30 (YTD Data)		Rank
Total interest income	$13,990,000	900
Total interest expense	$1,829,000	994
Net interest income	$12,161,000	877
Provision for loan and lease losses	$2,075,000	342
Total noninterest income	$7,833,000	503
Gross Fiduciary activities income	$2,594,000	170
Service charges on deposit accounts	$798,000	848
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,441,000	544
Total noninterest expense	$17,722,000	589
Salaries and employee benefits	$10,193,000	538
Premises and equipment expense	$2,421,000	506
Additional noninterest expense	$5,108,000	675
Pre-tax net operating income	$197,000	5,335
Securities gains (losses)	$368,000	478
Applicable income taxes	$0	4,679
Income before extraordinary items	$565,000	3,715
Extraordinary gains, net	$0	22
Net income	$565,000	3,717
Minority interest net income	$0	82
Net income of bank and minority interests.	$565,000	3,718
Net charge-offs	$1,635,000	538
Cash dividends	$1,660,000	732
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$197,000	5,164
2013-03-31 (YTD Data)		Rank
Total interest income	$7,084,000	881
Total interest expense	$1,052,000	879
Net interest income	$6,032,000	891
Provision for loan and lease losses	$1,475,000	275
Total noninterest income	$3,934,000	498
Gross Fiduciary activities income	$1,272,000	173
Service charges on deposit accounts	$392,000	853
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,270,000	538
Total noninterest expense	$8,645,000	605
Salaries and employee benefits	$5,236,000	531
Premises and equipment expense	$1,202,000	516
Additional noninterest expense	$2,207,000	776
Pre-tax net operating income	$-154,000	6,680
Securities gains (losses)	$34,000	1,082
Applicable income taxes	$0	4,602
Income before extraordinary items	$-120,000	6,680
Extraordinary gains, net	$0	10
Net income	$-120,000	6,681
Minority interest net income	$0	76
Net income of bank and minority interests.	$-120,000	6,681
Net charge-offs	$446,000	827
Cash dividends	$810,000	653
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-154,000	6,686
2012-12-31 (YTD Data)		Rank
Total interest income	$30,921,000	843
Total interest expense	$4,860,000	924
Net interest income	$26,061,000	821
Provision for loan and lease losses	$3,300,000	710
Total noninterest income	$16,273,000	478
Gross Fiduciary activities income	$4,903,000	176
Service charges on deposit accounts	$1,663,000	849
Trading account gains and fees	$0	166
Additional Noninterest Income	$9,707,000	504
Total noninterest expense	$34,051,000	612
Salaries and employee benefits	$20,043,000	535
Premises and equipment expense	$4,656,000	515
Additional noninterest expense	$9,352,000	749
Pre-tax net operating income	$4,983,000	1,379
Securities gains (losses)	$2,960,000	178
Applicable income taxes	$0	4,751
Income before extraordinary items	$7,943,000	758
Extraordinary gains, net	$0	29
Net income	$7,943,000	755
Minority interest net income	$0	93
Net income of bank and minority interests.	$7,943,000	758
Net charge-offs	$3,672,000	734
Cash dividends	$5,000,000	566
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,983,000	1,125
2012-09-30 (YTD Data)		Rank
Total interest income	$23,682,000	845
Total interest expense	$3,873,000	919
Net interest income	$19,809,000	822
Provision for loan and lease losses	$2,700,000	671
Total noninterest income	$11,332,000	498
Gross Fiduciary activities income	$3,477,000	180
Service charges on deposit accounts	$1,252,000	848
Trading account gains and fees	$0	157
Additional Noninterest Income	$6,603,000	529
Total noninterest expense	$25,621,000	610
Salaries and employee benefits	$14,843,000	534
Premises and equipment expense	$3,542,000	512
Additional noninterest expense	$7,236,000	730
Pre-tax net operating income	$2,820,000	1,782
Securities gains (losses)	$2,935,000	133
Applicable income taxes	$0	4,802
Income before extraordinary items	$5,755,000	794
Extraordinary gains, net	$0	20
Net income	$5,755,000	792
Minority interest net income	$0	86
Net income of bank and minority interests.	$5,755,000	794
Net charge-offs	$2,293,000	839
Cash dividends	$5,000,000	362
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,820,000	1,485
2012-06-30 (YTD Data)		Rank
Total interest income	$16,088,000	835
Total interest expense	$2,843,000	864
Net interest income	$13,245,000	823
Provision for loan and lease losses	$1,500,000	796
Total noninterest income	$6,909,000	519
Gross Fiduciary activities income	$2,317,000	181
Service charges on deposit accounts	$820,000	851
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,772,000	581
Total noninterest expense	$16,946,000	611
Salaries and employee benefits	$9,729,000	543
Premises and equipment expense	$2,351,000	514
Additional noninterest expense	$4,866,000	716
Pre-tax net operating income	$1,708,000	1,911
Securities gains (losses)	$2,691,000	100
Applicable income taxes	$0	4,770
Income before extraordinary items	$4,399,000	695
Extraordinary gains, net	$0	19
Net income	$4,399,000	693
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,399,000	695
Net charge-offs	$2,266,000	632
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,708,000	1,614
2012-03-31 (YTD Data)		Rank
Total interest income	$8,128,000	831
Total interest expense	$1,637,000	744
Net interest income	$6,491,000	845
Provision for loan and lease losses	$750,000	765
Total noninterest income	$3,512,000	513
Gross Fiduciary activities income	$1,138,000	182
Service charges on deposit accounts	$405,000	856
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,969,000	560
Total noninterest expense	$8,221,000	623
Salaries and employee benefits	$4,668,000	554
Premises and equipment expense	$1,135,000	537
Additional noninterest expense	$2,418,000	716
Pre-tax net operating income	$1,032,000	1,637
Securities gains (losses)	$237,000	534
Applicable income taxes	$0	4,704
Income before extraordinary items	$1,269,000	1,162
Extraordinary gains, net	$0	19
Net income	$1,269,000	1,162
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,269,000	1,162
Net charge-offs	$101,000	2,432
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,032,000	1,333
2011-12-31 (YTD Data)		Rank
Total interest income	$33,355,000	826
Total interest expense	$7,578,000	781
Net interest income	$25,777,000	850
Provision for loan and lease losses	$4,700,000	824
Total noninterest income	$10,547,000	583
Gross Fiduciary activities income	$4,385,000	152
Service charges on deposit accounts	$1,769,000	832
Trading account gains and fees	$0	146
Additional Noninterest Income	$4,393,000	781
Total noninterest expense	$29,516,000	673
Salaries and employee benefits	$16,087,000	602
Premises and equipment expense	$4,636,000	538
Additional noninterest expense	$8,793,000	816
Pre-tax net operating income	$2,108,000	2,402
Securities gains (losses)	$-221,000	7,168
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,887,000	2,370
Extraordinary gains, net	$0	29
Net income	$1,887,000	2,370
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,887,000	2,371
Net charge-offs	$6,231,000	669
Cash dividends	$2,700,000	721
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,108,000	2,077
2011-09-30 (YTD Data)		Rank
Total interest income	$25,297,000	837
Total interest expense	$5,930,000	775
Net interest income	$19,367,000	856
Provision for loan and lease losses	$3,600,000	798
Total noninterest income	$7,898,000	598
Gross Fiduciary activities income	$3,317,000	150
Service charges on deposit accounts	$1,335,000	834
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,246,000	786
Total noninterest expense	$22,275,000	665
Salaries and employee benefits	$11,964,000	608
Premises and equipment expense	$3,462,000	544
Additional noninterest expense	$6,849,000	771
Pre-tax net operating income	$1,390,000	2,719
Securities gains (losses)	$-325,000	7,317
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,065,000	2,937
Extraordinary gains, net	$0	21
Net income	$1,065,000	2,940
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,065,000	2,940
Net charge-offs	$6,217,000	525
Cash dividends	$700,000	1,475
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,390,000	2,363
2011-06-30 (YTD Data)		Rank
Total interest income	$17,165,000	839
Total interest expense	$4,096,000	779
Net interest income	$13,069,000	845
Provision for loan and lease losses	$2,400,000	807
Total noninterest income	$5,163,000	605
Gross Fiduciary activities income	$2,265,000	152
Service charges on deposit accounts	$922,000	790
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,976,000	847
Total noninterest expense	$14,846,000	678
Salaries and employee benefits	$8,136,000	593
Premises and equipment expense	$2,276,000	560
Additional noninterest expense	$4,434,000	815
Pre-tax net operating income	$986,000	2,565
Securities gains (losses)	$-638,000	7,459
Applicable income taxes	$0	4,697
Income before extraordinary items	$348,000	4,225
Extraordinary gains, net	$0	15
Net income	$348,000	4,225
Minority interest net income	$0	89
Net income of bank and minority interests.	$348,000	4,227
Net charge-offs	$5,191,000	450
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$986,000	2,224
2011-03-31 (YTD Data)		Rank
Total interest income	$8,775,000	835
Total interest expense	$2,103,000	793
Net interest income	$6,672,000	833
Provision for loan and lease losses	$1,200,000	745
Total noninterest income	$2,623,000	597
Gross Fiduciary activities income	$1,233,000	149
Service charges on deposit accounts	$449,000	800
Trading account gains and fees	$0	158
Additional Noninterest Income	$941,000	862
Total noninterest expense	$7,646,000	662
Salaries and employee benefits	$4,151,000	587
Premises and equipment expense	$1,153,000	568
Additional noninterest expense	$2,342,000	764
Pre-tax net operating income	$449,000	2,755
Securities gains (losses)	$-215,000	7,470
Applicable income taxes	$0	4,545
Income before extraordinary items	$234,000	3,696
Extraordinary gains, net	$0	9
Net income	$234,000	3,696
Minority interest net income	$0	86
Net income of bank and minority interests.	$234,000	3,695
Net charge-offs	$2,741,000	428
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$449,000	2,395
2010-12-31 (YTD Data)		Rank
Total interest income	$36,097,000	833
Total interest expense	$10,505,000	774
Net interest income	$25,592,000	855
Provision for loan and lease losses	$7,100,000	862
Total noninterest income	$10,774,000	603
Gross Fiduciary activities income	$3,769,000	169
Service charges on deposit accounts	$2,169,000	692
Trading account gains and fees	$0	175
Additional Noninterest Income	$4,836,000	765
Total noninterest expense	$28,553,000	701
Salaries and employee benefits	$15,904,000	602
Premises and equipment expense	$4,661,000	547
Additional noninterest expense	$7,988,000	919
Pre-tax net operating income	$713,000	3,885
Securities gains (losses)	$5,180,000	103
Applicable income taxes	$0	4,655
Income before extraordinary items	$5,893,000	753
Extraordinary gains, net	$0	29
Net income	$5,893,000	753
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,893,000	754
Net charge-offs	$4,752,000	1,069
Cash dividends	$2,080,000	786
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$713,000	3,691
2010-09-30 (YTD Data)		Rank
Total interest income	$27,344,000	838
Total interest expense	$8,162,000	773
Net interest income	$19,182,000	854
Provision for loan and lease losses	$4,150,000	1,010
Total noninterest income	$8,521,000	561
Gross Fiduciary activities income	$2,789,000	169
Service charges on deposit accounts	$1,638,000	702
Trading account gains and fees	$0	165
Additional Noninterest Income	$4,094,000	653
Total noninterest expense	$21,255,000	699
Salaries and employee benefits	$12,105,000	581
Premises and equipment expense	$3,417,000	564
Additional noninterest expense	$5,733,000	927
Pre-tax net operating income	$2,298,000	1,705
Securities gains (losses)	$3,634,000	116
Applicable income taxes	$0	4,726
Income before extraordinary items	$5,932,000	581
Extraordinary gains, net	$0	23
Net income	$5,932,000	580
Minority interest net income	$0	110
Net income of bank and minority interests.	$5,932,000	581
Net charge-offs	$2,496,000	1,304
Cash dividends	$2,080,000	510
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,298,000	1,387
2010-06-30 (YTD Data)		Rank
Total interest income	$18,568,000	835
Total interest expense	$5,610,000	772
Net interest income	$12,958,000	845
Provision for loan and lease losses	$2,400,000	1,109
Total noninterest income	$5,445,000	576
Gross Fiduciary activities income	$1,869,000	170
Service charges on deposit accounts	$1,097,000	697
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,479,000	683
Total noninterest expense	$13,939,000	712
Salaries and employee benefits	$8,016,000	586
Premises and equipment expense	$2,232,000	580
Additional noninterest expense	$3,691,000	961
Pre-tax net operating income	$2,064,000	1,266
Securities gains (losses)	$2,488,000	109
Applicable income taxes	$0	4,691
Income before extraordinary items	$4,552,000	479
Extraordinary gains, net	$0	19
Net income	$4,552,000	479
Minority interest net income	$0	105
Net income of bank and minority interests.	$4,552,000	480
Net charge-offs	$1,974,000	1,130
Cash dividends	$1,850,000	389
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,064,000	1,044
2010-03-31 (YTD Data)		Rank
Total interest income	$9,170,000	862
Total interest expense	$2,809,000	822
Net interest income	$6,361,000	872
Provision for loan and lease losses	$1,200,000	1,029
Total noninterest income	$2,482,000	599
Gross Fiduciary activities income	$954,000	169
Service charges on deposit accounts	$537,000	717
Trading account gains and fees	$0	175
Additional Noninterest Income	$991,000	799
Total noninterest expense	$6,869,000	728
Salaries and employee benefits	$4,017,000	600
Premises and equipment expense	$1,125,000	591
Additional noninterest expense	$1,727,000	1,013
Pre-tax net operating income	$774,000	1,671
Securities gains (losses)	$69,000	978
Applicable income taxes	$0	4,611
Income before extraordinary items	$843,000	1,299
Extraordinary gains, net	$0	16
Net income	$843,000	1,302
Minority interest net income	$0	91
Net income of bank and minority interests.	$843,000	1,301
Net charge-offs	$1,373,000	838
Cash dividends	$800,000	420
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$774,000	1,373
2009-12-31 (YTD Data)		Rank
Total interest income	$35,975,000	938
Total interest expense	$10,555,000	1,123
Net interest income	$25,420,000	853
Provision for loan and lease losses	$3,965,000	1,664
Total noninterest income	$10,743,000	604
Gross Fiduciary activities income	$3,560,000	177
Service charges on deposit accounts	$2,405,000	694
Trading account gains and fees	$0	211
Additional Noninterest Income	$4,778,000	744
Total noninterest expense	$26,842,000	786
Salaries and employee benefits	$15,282,000	623
Premises and equipment expense	$4,456,000	597
Additional noninterest expense	$7,104,000	1,096
Pre-tax net operating income	$5,356,000	790
Securities gains (losses)	$256,000	1,363
Applicable income taxes	$0	4,388
Income before extraordinary items	$5,612,000	599
Extraordinary gains, net	$0	34
Net income	$5,612,000	598
Minority interest net income	$0	115
Net income of bank and minority interests.	$5,612,000	600
Net charge-offs	$2,936,000	1,628
Cash dividends	$6,175,000	286
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$5,356,000	633
2009-09-30 (YTD Data)		Rank
Total interest income	$26,512,000	970
Total interest expense	$7,627,000	1,226
Net interest income	$18,885,000	867
Provision for loan and lease losses	$1,465,000	2,255
Total noninterest income	$8,293,000	606
Gross Fiduciary activities income	$2,670,000	177
Service charges on deposit accounts	$1,790,000	695
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,833,000	715
Total noninterest expense	$20,223,000	777
Salaries and employee benefits	$11,726,000	624
Premises and equipment expense	$3,273,000	617
Additional noninterest expense	$5,224,000	1,081
Pre-tax net operating income	$5,490,000	625
Securities gains (losses)	$336,000	925
Applicable income taxes	$0	4,592
Income before extraordinary items	$5,826,000	451
Extraordinary gains, net	$0	27
Net income	$5,826,000	448
Minority interest net income	$0	118
Net income of bank and minority interests.	$5,826,000	451
Net charge-offs	$387,000	3,389
Cash dividends	$1,875,000	684
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$5,490,000	476
2009-06-30 (YTD Data)		Rank
Total interest income	$17,301,000	1,014
Total interest expense	$4,899,000	1,355
Net interest income	$12,402,000	879
Provision for loan and lease losses	$585,000	2,759
Total noninterest income	$5,245,000	634
Gross Fiduciary activities income	$1,645,000	186
Service charges on deposit accounts	$1,189,000	700
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,411,000	761
Total noninterest expense	$13,391,000	794
Salaries and employee benefits	$7,696,000	641
Premises and equipment expense	$2,124,000	656
Additional noninterest expense	$3,571,000	1,075
Pre-tax net operating income	$3,671,000	618
Securities gains (losses)	$28,000	2,194
Applicable income taxes	$0	4,657
Income before extraordinary items	$3,699,000	475
Extraordinary gains, net	$0	21
Net income	$3,699,000	472
Minority interest net income	$0	112
Net income of bank and minority interests.	$3,699,000	475
Net charge-offs	$254,000	3,140
Cash dividends	$1,875,000	484
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$3,671,000	459
2009-03-31 (YTD Data)		Rank
Total interest income	$8,535,000	1,036
Total interest expense	$2,416,000	1,427
Net interest income	$6,119,000	880
Provision for loan and lease losses	$305,000	2,266
Total noninterest income	$2,348,000	671
Gross Fiduciary activities income	$786,000	190
Service charges on deposit accounts	$568,000	706
Trading account gains and fees	$0	171
Additional Noninterest Income	$994,000	856
Total noninterest expense	$6,381,000	789
Salaries and employee benefits	$3,714,000	675
Premises and equipment expense	$1,034,000	688
Additional noninterest expense	$1,633,000	1,031
Pre-tax net operating income	$1,781,000	703
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$1,781,000	557
Extraordinary gains, net	$0	15
Net income	$1,781,000	557
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,781,000	560
Net charge-offs	$213,000	2,082
Cash dividends	$1,100,000	393
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,781,000	520
2008-12-31 (YTD Data)		Rank
Total interest income	$36,412,000	1,039
Total interest expense	$13,396,000	1,208
Net interest income	$23,016,000	929
Provision for loan and lease losses	$2,480,000	1,575
Total noninterest income	$9,258,000	635
Gross Fiduciary activities income	$3,562,000	186
Service charges on deposit accounts	$2,476,000	699
Trading account gains and fees	$0	154
Additional Noninterest Income	$3,220,000	915
Total noninterest expense	$23,083,000	863
Salaries and employee benefits	$13,779,000	718
Premises and equipment expense	$3,881,000	706
Additional noninterest expense	$5,423,000	1,179
Pre-tax net operating income	$6,711,000	830
Securities gains (losses)	$205,000	710
Applicable income taxes	$-274,000	7,302
Income before extraordinary items	$7,190,000	541
Extraordinary gains, net	$0	39
Net income	$7,190,000	541
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$478,000	2,860
Cash dividends	$5,180,000	547
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$6,985,000	605
2008-09-30 (YTD Data)		Rank
Total interest income	$27,566,000	1,055
Total interest expense	$10,476,000	1,203
Net interest income	$17,090,000	953
Provision for loan and lease losses	$710,000	2,243
Total noninterest income	$7,272,000	634
Gross Fiduciary activities income	$2,735,000	191
Service charges on deposit accounts	$1,871,000	705
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,666,000	890
Total noninterest expense	$17,477,000	834
Salaries and employee benefits	$10,548,000	712
Premises and equipment expense	$2,862,000	725
Additional noninterest expense	$4,067,000	1,130
Pre-tax net operating income	$6,175,000	818
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$6,175,000	590
Extraordinary gains, net	$0	31
Net income	$6,175,000	589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$326,000	2,457
Cash dividends	$3,680,000	609
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$6,175,000	622
2008-06-30 (YTD Data)		Rank
Total interest income	$18,457,000	1,063
Total interest expense	$7,371,000	1,189
Net interest income	$11,086,000	972
Provision for loan and lease losses	$470,000	1,985
Total noninterest income	$4,913,000	643
Gross Fiduciary activities income	$1,810,000	195
Service charges on deposit accounts	$1,205,000	719
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,898,000	876
Total noninterest expense	$11,566,000	839
Salaries and employee benefits	$7,051,000	720
Premises and equipment expense	$1,883,000	733
Additional noninterest expense	$2,632,000	1,136
Pre-tax net operating income	$3,963,000	888
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$3,963,000	695
Extraordinary gains, net	$0	21
Net income	$3,963,000	694
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$232,000	2,071
Cash dividends	$2,370,000	691
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$3,963,000	677
2008-03-31 (YTD Data)		Rank
Total interest income	$9,425,000	1,071
Total interest expense	$4,080,000	1,141
Net interest income	$5,345,000	1,006
Provision for loan and lease losses	$210,000	1,766
Total noninterest income	$2,374,000	664
Gross Fiduciary activities income	$899,000	196
Service charges on deposit accounts	$585,000	740
Trading account gains and fees	$0	158
Additional Noninterest Income	$890,000	932
Total noninterest expense	$5,721,000	835
Salaries and employee benefits	$3,466,000	737
Premises and equipment expense	$944,000	740
Additional noninterest expense	$1,311,000	1,105
Pre-tax net operating income	$1,788,000	1,068
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$1,788,000	839
Extraordinary gains, net	$0	15
Net income	$1,788,000	841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$193,000	1,289
Cash dividends	$1,095,000	689
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,788,000	805
2007-12-31 (YTD Data)		Rank
Total interest income	$38,021,000	1,113
Total interest expense	$17,450,000	1,133
Net interest income	$20,571,000	1,078
Provision for loan and lease losses	$295,000	3,233
Total noninterest income	$8,986,000	667
Gross Fiduciary activities income	$3,670,000	192
Service charges on deposit accounts	$2,276,000	775
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,040,000	1,008
Total noninterest expense	$22,718,000	817
Salaries and employee benefits	$13,539,000	712
Premises and equipment expense	$4,010,000	663
Additional noninterest expense	$5,169,000	1,090
Pre-tax net operating income	$6,544,000	1,294
Securities gains (losses)	$71,000	696
Applicable income taxes	$1,613,000	1,339
Income before extraordinary items	$5,002,000	1,281
Extraordinary gains, net	$0	39
Net income	$5,002,000	1,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$629,000	1,435
Cash dividends	$2,020,000	1,583
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,948,040	1,285
2007-09-30 (YTD Data)		Rank
Total interest income	$28,128,000	1,139
Total interest expense	$12,878,000	1,148
Net interest income	$15,250,000	1,095
Provision for loan and lease losses	$190,000	3,078
Total noninterest income	$6,626,000	681
Gross Fiduciary activities income	$2,748,000	189
Service charges on deposit accounts	$1,664,000	784
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,214,000	1,027
Total noninterest expense	$17,169,000	798
Salaries and employee benefits	$10,242,000	709
Premises and equipment expense	$3,038,000	652
Additional noninterest expense	$3,889,000	1,057
Pre-tax net operating income	$4,517,000	1,499
Securities gains (losses)	$7,000	1,103
Applicable income taxes	$1,054,000	1,580
Income before extraordinary items	$3,470,000	1,470
Extraordinary gains, net	$0	33
Net income	$3,470,000	1,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$407,000	1,252
Cash dividends	$1,490,000	1,535
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,464,610	1,460
2007-06-30 (YTD Data)		Rank
Total interest income	$18,201,000	1,180
Total interest expense	$8,232,000	1,211
Net interest income	$9,969,000	1,134
Provision for loan and lease losses	$130,000	2,852
Total noninterest income	$4,268,000	722
Gross Fiduciary activities income	$1,837,000	194
Service charges on deposit accounts	$1,079,000	821
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,352,000	1,135
Total noninterest expense	$11,490,000	808
Salaries and employee benefits	$6,842,000	724
Premises and equipment expense	$2,021,000	673
Additional noninterest expense	$2,627,000	1,059
Pre-tax net operating income	$2,617,000	1,753
Securities gains (losses)	$7,000	933
Applicable income taxes	$537,000	1,965
Income before extraordinary items	$2,087,000	1,660
Extraordinary gains, net	$0	29
Net income	$2,087,000	1,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$279,000	1,075
Cash dividends	$860,000	1,736
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,081,400	1,643
2007-03-31 (YTD Data)		Rank
Total interest income	$8,758,000	1,207
Total interest expense	$3,919,000	1,262
Net interest income	$4,839,000	1,160
Provision for loan and lease losses	$70,000	2,576
Total noninterest income	$1,980,000	762
Gross Fiduciary activities income	$934,000	188
Service charges on deposit accounts	$504,000	851
Trading account gains and fees	$0	195
Additional Noninterest Income	$542,000	1,286
Total noninterest expense	$5,725,000	813
Salaries and employee benefits	$3,414,000	735
Premises and equipment expense	$1,018,000	660
Additional noninterest expense	$1,293,000	1,055
Pre-tax net operating income	$1,024,000	2,126
Securities gains (losses)	$0	1,187
Applicable income taxes	$170,000	2,611
Income before extraordinary items	$854,000	1,951
Extraordinary gains, net	$0	22
Net income	$854,000	1,951
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$184,000	783
Cash dividends	$410,000	1,636
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$854,000	1,944
2006-12-31 (YTD Data)		Rank
Total interest income	$33,551,000	1,174
Total interest expense	$13,824,000	1,216
Net interest income	$19,727,000	1,124
Provision for loan and lease losses	$100,000	4,711
Total noninterest income	$8,195,000	721
Gross Fiduciary activities income	$4,064,000	176
Service charges on deposit accounts	$2,103,000	838
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,028,000	1,336
Total noninterest expense	$22,109,000	803
Salaries and employee benefits	$12,482,000	756
Premises and equipment expense	$4,280,000	596
Additional noninterest expense	$5,347,000	997
Pre-tax net operating income	$5,713,000	1,687
Securities gains (losses)	$70,000	610
Applicable income taxes	$1,324,000	1,840
Income before extraordinary items	$4,459,000	1,626
Extraordinary gains, net	$0	51
Net income	$4,459,000	1,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$251,000	1,901
Cash dividends	$1,850,000	1,652
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,405,100	1,627
2006-09-30 (YTD Data)		Rank
Total interest income	$24,760,000	1,200
Total interest expense	$9,979,000	1,228
Net interest income	$14,781,000	1,148
Provision for loan and lease losses	$200,000	2,859
Total noninterest income	$6,243,000	730
Gross Fiduciary activities income	$3,123,000	184
Service charges on deposit accounts	$1,594,000	827
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,526,000	1,354
Total noninterest expense	$16,553,000	811
Salaries and employee benefits	$9,354,000	778
Premises and equipment expense	$3,255,000	595
Additional noninterest expense	$3,944,000	1,024
Pre-tax net operating income	$4,271,000	1,744
Securities gains (losses)	$15,000	814
Applicable income taxes	$1,046,000	1,825
Income before extraordinary items	$3,240,000	1,720
Extraordinary gains, net	$0	45
Net income	$3,240,000	1,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	1,879
Cash dividends	$1,335,000	1,597
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,228,600	1,714
2006-06-30 (YTD Data)		Rank
Total interest income	$16,073,000	1,216
Total interest expense	$6,261,000	1,249
Net interest income	$9,812,000	1,150
Provision for loan and lease losses	$150,000	2,563
Total noninterest income	$4,222,000	716
Gross Fiduciary activities income	$2,137,000	182
Service charges on deposit accounts	$1,064,000	819
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,021,000	1,333
Total noninterest expense	$10,901,000	822
Salaries and employee benefits	$6,251,000	772
Premises and equipment expense	$2,113,000	611
Additional noninterest expense	$2,537,000	1,072
Pre-tax net operating income	$2,983,000	1,663
Securities gains (losses)	$-4,000	7,633
Applicable income taxes	$769,000	1,719
Income before extraordinary items	$2,210,000	1,645
Extraordinary gains, net	$0	39
Net income	$2,210,000	1,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	2,027
Cash dividends	$915,000	1,555
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,212,960	1,632
2006-03-31 (YTD Data)		Rank
Total interest income	$7,762,000	1,229
Total interest expense	$2,886,000	1,290
Net interest income	$4,876,000	1,153
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$2,143,000	696
Gross Fiduciary activities income	$1,070,000	179
Service charges on deposit accounts	$520,000	814
Trading account gains and fees	$0	115
Additional Noninterest Income	$553,000	1,243
Total noninterest expense	$5,363,000	835
Salaries and employee benefits	$3,167,000	760
Premises and equipment expense	$1,023,000	634
Additional noninterest expense	$1,173,000	1,139
Pre-tax net operating income	$1,581,000	1,549
Securities gains (losses)	$0	955
Applicable income taxes	$420,000	1,596
Income before extraordinary items	$1,161,000	1,562
Extraordinary gains, net	$0	21
Net income	$1,161,000	1,561
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	2,390
Cash dividends	$470,000	1,450
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,161,000	1,546
2005-12-31 (YTD Data)		Rank
Total interest income	$28,723,000	1,151
Total interest expense	$9,453,000	1,190
Net interest income	$19,270,000	1,125
Provision for loan and lease losses	$0	7,120
Total noninterest income	$8,361,000	702
Gross Fiduciary activities income	$3,975,000	181
Service charges on deposit accounts	$2,127,000	808
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,259,000	1,239
Total noninterest expense	$23,261,000	738
Salaries and employee benefits	$12,881,000	700
Premises and equipment expense	$4,268,000	572
Additional noninterest expense	$6,112,000	845
Pre-tax net operating income	$4,370,000	2,085
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,082,000	2,157
Income before extraordinary items	$3,288,000	2,083
Extraordinary gains, net	$0	46
Net income	$3,288,000	2,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$405,000	1,384
Cash dividends	$1,470,000	1,858
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,288,000	2,060
2005-09-30 (YTD Data)		Rank
Total interest income	$20,740,000	1,167
Total interest expense	$6,783,000	1,166
Net interest income	$13,957,000	1,147
Provision for loan and lease losses	$0	6,899
Total noninterest income	$6,523,000	691
Gross Fiduciary activities income	$2,899,000	183
Service charges on deposit accounts	$1,559,000	831
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,065,000	1,094
Total noninterest expense	$17,045,000	742
Salaries and employee benefits	$9,538,000	700
Premises and equipment expense	$3,001,000	601
Additional noninterest expense	$4,506,000	855
Pre-tax net operating income	$3,435,000	2,014
Securities gains (losses)	$0	2,317
Applicable income taxes	$880,000	2,059
Income before extraordinary items	$2,555,000	2,021
Extraordinary gains, net	$0	35
Net income	$2,555,000	2,020
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$369,000	1,077
Cash dividends	$1,005,000	1,771
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,555,000	1,984
2005-06-30 (YTD Data)		Rank
Total interest income	$13,395,000	1,173
Total interest expense	$4,323,000	1,148
Net interest income	$9,072,000	1,164
Provision for loan and lease losses	$0	6,626
Total noninterest income	$4,258,000	694
Gross Fiduciary activities income	$1,903,000	183
Service charges on deposit accounts	$1,011,000	842
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,344,000	1,083
Total noninterest expense	$11,000,000	759
Salaries and employee benefits	$6,207,000	716
Premises and equipment expense	$1,905,000	632
Additional noninterest expense	$2,888,000	871
Pre-tax net operating income	$2,330,000	1,949
Securities gains (losses)	$0	2,146
Applicable income taxes	$611,000	1,979
Income before extraordinary items	$1,719,000	1,985
Extraordinary gains, net	$0	30
Net income	$1,719,000	1,985
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	1,153
Cash dividends	$700,000	1,741
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,719,000	1,946
2005-03-31 (YTD Data)		Rank
Total interest income	$6,453,000	1,188
Total interest expense	$2,077,000	1,131
Net interest income	$4,376,000	1,200
Provision for loan and lease losses	$0	6,226
Total noninterest income	$2,142,000	671
Gross Fiduciary activities income	$934,000	183
Service charges on deposit accounts	$482,000	846
Trading account gains and fees	$0	115
Additional Noninterest Income	$726,000	1,017
Total noninterest expense	$5,310,000	779
Salaries and employee benefits	$3,012,000	732
Premises and equipment expense	$896,000	677
Additional noninterest expense	$1,402,000	894
Pre-tax net operating income	$1,208,000	1,867
Securities gains (losses)	$0	1,685
Applicable income taxes	$337,000	1,827
Income before extraordinary items	$871,000	1,935
Extraordinary gains, net	$0	24
Net income	$871,000	1,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	1,320
Cash dividends	$320,000	1,673
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$871,000	1,900
2004-12-31 (YTD Data)		Rank
Total interest income	$25,005,000	1,128
Total interest expense	$6,929,000	1,174
Net interest income	$18,076,000	1,108
Provision for loan and lease losses	$452,000	2,136
Total noninterest income	$9,032,000	663
Gross Fiduciary activities income	$3,415,000	190
Service charges on deposit accounts	$2,364,000	746
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,253,000	925
Total noninterest expense	$21,705,000	751
Salaries and employee benefits	$12,781,000	664
Premises and equipment expense	$3,575,000	648
Additional noninterest expense	$5,349,000	938
Pre-tax net operating income	$4,951,000	1,715
Securities gains (losses)	$132,000	1,064
Applicable income taxes	$1,210,000	1,889
Income before extraordinary items	$3,873,000	1,662
Extraordinary gains, net	$0	34
Net income	$3,873,000	1,663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$406,000	1,579
Cash dividends	$1,720,000	1,552
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,772,680	1,652
2004-09-30 (YTD Data)		Rank
Total interest income	$18,518,000	1,130
Total interest expense	$5,026,000	1,192
Net interest income	$13,492,000	1,094
Provision for loan and lease losses	$366,000	1,913
Total noninterest income	$6,783,000	668
Gross Fiduciary activities income	$2,440,000	196
Service charges on deposit accounts	$1,823,000	732
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,520,000	915
Total noninterest expense	$15,847,000	763
Salaries and employee benefits	$9,269,000	682
Premises and equipment expense	$2,639,000	665
Additional noninterest expense	$3,939,000	946
Pre-tax net operating income	$4,062,000	1,586
Securities gains (losses)	$108,000	1,119
Applicable income taxes	$955,000	1,850
Income before extraordinary items	$3,215,000	1,514
Extraordinary gains, net	$0	26
Net income	$3,215,000	1,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,000	1,452
Cash dividends	$1,250,000	1,453
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,131,840	1,504
2004-06-30 (YTD Data)		Rank
Total interest income	$12,180,000	1,134
Total interest expense	$3,278,000	1,204
Net interest income	$8,902,000	1,098
Provision for loan and lease losses	$147,000	2,836
Total noninterest income	$4,467,000	674
Gross Fiduciary activities income	$1,603,000	200
Service charges on deposit accounts	$1,184,000	736
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,680,000	908
Total noninterest expense	$10,836,000	738
Salaries and employee benefits	$6,358,000	662
Premises and equipment expense	$1,722,000	672
Additional noninterest expense	$2,756,000	904
Pre-tax net operating income	$2,386,000	1,764
Securities gains (losses)	$108,000	975
Applicable income taxes	$454,000	2,350
Income before extraordinary items	$2,040,000	1,575
Extraordinary gains, net	$0	21
Net income	$2,040,000	1,576
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	1,527
Cash dividends	$850,000	1,462
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,951,440	1,580
2004-03-31 (YTD Data)		Rank
Total interest income	$6,031,000	1,160
Total interest expense	$1,651,000	1,218
Net interest income	$4,380,000	1,120
Provision for loan and lease losses	$0	6,501
Total noninterest income	$2,118,000	690
Gross Fiduciary activities income	$803,000	195
Service charges on deposit accounts	$516,000	817
Trading account gains and fees	$0	121
Additional Noninterest Income	$799,000	928
Total noninterest expense	$5,073,000	798
Salaries and employee benefits	$3,006,000	717
Premises and equipment expense	$859,000	686
Additional noninterest expense	$1,208,000	1,017
Pre-tax net operating income	$1,425,000	1,455
Securities gains (losses)	$108,000	763
Applicable income taxes	$506,000	1,278
Income before extraordinary items	$1,027,000	1,557
Extraordinary gains, net	$0	16
Net income	$1,027,000	1,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	1,371
Cash dividends	$400,000	1,429
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$954,640	1,571
2003-12-31 (YTD Data)		Rank
Total interest income	$25,208,000	1,132
Total interest expense	$7,562,000	1,181
Net interest income	$17,646,000	1,093
Provision for loan and lease losses	$247,000	3,575
Total noninterest income	$9,031,000	712
Gross Fiduciary activities income	$2,811,000	209
Service charges on deposit accounts	$2,064,000	833
Trading account gains and fees	$0	160
Additional Noninterest Income	$4,156,000	871
Total noninterest expense	$20,821,000	775
Salaries and employee benefits	$12,217,000	690
Premises and equipment expense	$3,384,000	681
Additional noninterest expense	$5,220,000	979
Pre-tax net operating income	$5,609,000	1,473
Securities gains (losses)	$1,000	4,307
Applicable income taxes	$1,877,000	1,346
Income before extraordinary items	$3,733,000	1,662
Extraordinary gains, net	$0	54
Net income	$3,733,000	1,664
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$464,000	1,702
Cash dividends	$3,400,000	898
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,732,330	1,585
2003-09-30 (YTD Data)		Rank
Total interest income	$19,156,000	1,139
Total interest expense	$5,906,000	1,180
Net interest income	$13,250,000	1,103
Provision for loan and lease losses	$121,000	4,335
Total noninterest income	$6,992,000	722
Gross Fiduciary activities income	$2,002,000	226
Service charges on deposit accounts	$1,574,000	825
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,416,000	841
Total noninterest expense	$15,857,000	778
Salaries and employee benefits	$9,496,000	691
Premises and equipment expense	$2,508,000	701
Additional noninterest expense	$3,853,000	1,000
Pre-tax net operating income	$4,264,000	1,492
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,450,000	1,392
Income before extraordinary items	$2,814,000	1,714
Extraordinary gains, net	$0	40
Net income	$2,814,000	1,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$222,000	2,064
Cash dividends	$1,050,000	1,675
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,814,000	1,622
2003-06-30 (YTD Data)		Rank
Total interest income	$12,945,000	1,127
Total interest expense	$3,941,000	1,219
Net interest income	$9,004,000	1,082
Provision for loan and lease losses	$114,000	3,657
Total noninterest income	$4,778,000	695
Gross Fiduciary activities income	$1,289,000	233
Service charges on deposit accounts	$1,118,000	764
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,371,000	812
Total noninterest expense	$10,638,000	773
Salaries and employee benefits	$6,387,000	686
Premises and equipment expense	$1,738,000	673
Additional noninterest expense	$2,513,000	1,008
Pre-tax net operating income	$3,030,000	1,411
Securities gains (losses)	$0	3,782
Applicable income taxes	$1,000,000	1,378
Income before extraordinary items	$2,030,000	1,601
Extraordinary gains, net	$0	30
Net income	$2,030,000	1,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	2,312
Cash dividends	$850,000	1,509
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,030,000	1,500
2003-03-31 (YTD Data)		Rank
Total interest income	$6,588,000	1,120
Total interest expense	$2,066,000	1,185
Net interest income	$4,522,000	1,081
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$2,219,000	731
Gross Fiduciary activities income	$619,000	248
Service charges on deposit accounts	$603,000	686
Trading account gains and fees	$0	134
Additional Noninterest Income	$997,000	891
Total noninterest expense	$5,137,000	792
Salaries and employee benefits	$3,046,000	713
Premises and equipment expense	$828,000	709
Additional noninterest expense	$1,263,000	973
Pre-tax net operating income	$1,544,000	1,387
Securities gains (losses)	$0	2,891
Applicable income taxes	$525,000	1,312
Income before extraordinary items	$1,019,000	1,580
Extraordinary gains, net	$0	21
Net income	$1,019,000	1,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	1,973
Cash dividends	$450,000	1,323
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,019,000	1,482
2002-12-31 (YTD Data)		Rank
Total interest income	$29,232,000	1,056
Total interest expense	$10,988,000	1,015
Net interest income	$18,244,000	1,053
Provision for loan and lease losses	$651,000	1,936
Total noninterest income	$8,283,000	707
Gross Fiduciary activities income	$2,252,000	266
Service charges on deposit accounts	$2,225,000	721
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,806,000	849
Total noninterest expense	$18,968,000	833
Salaries and employee benefits	$11,125,000	728
Premises and equipment expense	$2,963,000	749
Additional noninterest expense	$4,880,000	1,012
Pre-tax net operating income	$6,908,000	1,221
Securities gains (losses)	$703,000	527
Applicable income taxes	$2,541,000	1,066
Income before extraordinary items	$5,070,000	1,238
Extraordinary gains, net	$0	70
Net income	$5,070,000	1,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$719,000	1,245
Cash dividends	$1,825,000	1,413
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,598,990	1,309
2001-12-31 (YTD Data)		Rank
Total interest income	$14,805,000	2,315
Total interest expense	$7,435,000	2,156
Net interest income	$7,370,000	2,430
Provision for loan and lease losses	$0	8,228
Total noninterest income	$3,010,000	1,473
Gross Fiduciary activities income	$677,000	506
Service charges on deposit accounts	$1,390,000	1,068
Trading account gains and fees	$0	177
Additional Noninterest Income	$943,000	2,133
Total noninterest expense	$6,250,000	2,285
Salaries and employee benefits	$3,589,000	2,104
Premises and equipment expense	$780,000	2,699
Additional noninterest expense	$1,881,000	2,374
Pre-tax net operating income	$4,130,000	1,723
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,377,000	1,624
Income before extraordinary items	$2,753,000	1,907
Extraordinary gains, net	$0	105
Net income	$2,753,000	1,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$164,000	3,232
Cash dividends	$1,200,000	1,967
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,753,000	1,830
2000-12-31 (YTD Data)		Rank
Total interest income	$14,325,000	2,426
Total interest expense	$7,497,000	2,264
Net interest income	$6,828,000	2,603
Provision for loan and lease losses	$0	8,337
Total noninterest income	$2,721,000	1,470
Gross Fiduciary activities income	$839,000	458
Service charges on deposit accounts	$1,355,000	995
Trading account gains and fees	$0	180
Additional Noninterest Income	$527,000	2,866
Total noninterest expense	$5,720,000	2,392
Salaries and employee benefits	$3,128,000	2,275
Premises and equipment expense	$704,000	2,867
Additional noninterest expense	$1,888,000	2,286
Pre-tax net operating income	$3,829,000	1,907
Securities gains (losses)	$-8,000	8,215
Applicable income taxes	$1,264,000	1,740
Income before extraordinary items	$2,557,000	2,037
Extraordinary gains, net	$0	38
Net income	$2,557,000	2,037
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,034
Cash dividends	$1,200,000	1,976
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,562,360	2,041
1999-12-31 (YTD Data)		Rank
Total interest income	$12,856,000	2,547
Total interest expense	$6,320,000	2,325
Net interest income	$6,536,000	2,690
Provision for loan and lease losses	$90,000	5,432
Total noninterest income	$2,098,000	1,798
Gross Fiduciary activities income	$678,000	552
Service charges on deposit accounts	$910,000	1,423
Trading account gains and fees	$0	173
Additional Noninterest Income	$510,000	2,923
Total noninterest expense	$4,908,000	2,755
Salaries and employee benefits	$2,739,000	2,570
Premises and equipment expense	$553,000	3,481
Additional noninterest expense	$1,616,000	2,666
Pre-tax net operating income	$3,636,000	2,009
Securities gains (losses)	$4,000	2,267
Applicable income taxes	$1,181,000	1,952
Income before extraordinary items	$2,459,000	2,126
Extraordinary gains, net	$0	35
Net income	$2,459,000	2,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,020
Cash dividends	$2,100,000	1,302
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,456,280	2,097
1998-12-31 (YTD Data)		Rank
Total interest income	$13,073,000	2,490
Total interest expense	$6,395,000	2,348
Net interest income	$6,678,000	2,548
Provision for loan and lease losses	$120,000	4,610
Total noninterest income	$2,157,000	1,718
Gross Fiduciary activities income	$627,000	566
Service charges on deposit accounts	$958,000	1,298
Trading account gains and fees	$0	224
Additional Noninterest Income	$572,000	2,726
Total noninterest expense	$4,664,000	2,786
Salaries and employee benefits	$2,489,000	2,729
Premises and equipment expense	$551,000	3,422
Additional noninterest expense	$1,624,000	2,580
Pre-tax net operating income	$4,051,000	1,794
Securities gains (losses)	$281,000	765
Applicable income taxes	$1,417,000	1,720
Income before extraordinary items	$2,915,000	1,808
Extraordinary gains, net	$0	32
Net income	$2,915,000	1,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,338
Cash dividends	$1,200,000	1,939
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,726,730	1,839
1997-12-31 (YTD Data)		Rank
Total interest income	$12,556,000	2,614
Total interest expense	$6,258,000	2,405
Net interest income	$6,298,000	2,770
Provision for loan and lease losses	$150,000	4,117
Total noninterest income	$1,987,000	1,776
Gross Fiduciary activities income	$633,000	586
Service charges on deposit accounts	$884,000	1,459
Trading account gains and fees	$-21,000	4,475
Additional Noninterest Income	$491,000	2,861
Total noninterest expense	$4,252,000	3,003
Salaries and employee benefits	$2,270,000	2,919
Premises and equipment expense	$440,000	4,114
Additional noninterest expense	$1,542,000	2,668
Pre-tax net operating income	$3,883,000	1,932
Securities gains (losses)	$67,000	1,173
Applicable income taxes	$1,302,000	1,928
Income before extraordinary items	$2,648,000	1,994
Extraordinary gains, net	$0	44
Net income	$2,648,000	1,994
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	4,171
Cash dividends	$1,200,000	1,883
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,603,110	1,977
1996-12-31 (YTD Data)		Rank
Total interest income	$11,580,000	2,855
Total interest expense	$5,764,000	2,640
Net interest income	$5,816,000	3,044
Provision for loan and lease losses	$180,000	3,640
Total noninterest income	$1,712,000	2,082
Gross Fiduciary activities income	$586,000	657
Service charges on deposit accounts	$756,000	1,780
Trading account gains and fees	$-81,000	4,676
Additional Noninterest Income	$451,000	3,137
Total noninterest expense	$4,000,000	3,347
Salaries and employee benefits	$2,067,000	3,236
Premises and equipment expense	$179,000	7,451
Additional noninterest expense	$1,754,000	2,761
Pre-tax net operating income	$3,348,000	2,140
Securities gains (losses)	$372,000	496
Applicable income taxes	$1,232,000	1,952
Income before extraordinary items	$2,488,000	1,990
Extraordinary gains, net	$0	53
Net income	$2,488,000	1,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	10,018
Cash dividends	$1,460,000	1,617
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,238,760	2,156
1995-12-31 (YTD Data)		Rank
Total interest income	$11,054,000	3,002
Total interest expense	$5,560,000	2,758
Net interest income	$5,494,000	3,233
Provision for loan and lease losses	$120,000	4,090
Total noninterest income	$1,613,000	2,169
Gross Fiduciary activities income	$416,000	794
Service charges on deposit accounts	$769,000	1,773
Trading account gains and fees	$30,000	364
Additional Noninterest Income	$398,000	3,323
Total noninterest expense	$3,838,000	3,452
Salaries and employee benefits	$1,902,000	3,467
Premises and equipment expense	$166,000	7,897
Additional noninterest expense	$1,770,000	2,663
Pre-tax net operating income	$3,149,000	2,337
Securities gains (losses)	$-70,000	11,344
Applicable income taxes	$1,029,000	2,317
Income before extraordinary items	$2,050,000	2,456
Extraordinary gains, net	$0	65
Net income	$2,050,000	2,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,953
Cash dividends	$1,460,000	1,547
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,096,900	2,369
1994-12-31 (YTD Data)		Rank
Total interest income	$9,320,000	3,240
Total interest expense	$4,312,000	2,842
Net interest income	$5,008,000	3,563
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$1,411,000	2,417
Gross Fiduciary activities income	$331,000	866
Service charges on deposit accounts	$688,000	1,961
Trading account gains and fees	$0	475
Additional Noninterest Income	$392,000	3,455
Total noninterest expense	$3,455,000	3,889
Salaries and employee benefits	$1,754,000	3,717
Premises and equipment expense	$158,000	8,341
Additional noninterest expense	$1,543,000	3,218
Pre-tax net operating income	$2,904,000	2,445
Securities gains (losses)	$42,000	1,262
Applicable income taxes	$972,000	2,305
Income before extraordinary items	$1,974,000	2,463
Extraordinary gains, net	$0	249
Net income	$1,974,000	2,463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	10,674
Cash dividends	$896,000	2,109
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,945,860	2,513
1993-12-31 (YTD Data)		Rank
Total interest income	$8,520,000	3,611
Total interest expense	$3,738,000	3,368
Net interest income	$4,782,000	3,718
Provision for loan and lease losses	$150,000	4,621
Total noninterest income	$1,249,000	2,815
Gross Fiduciary activities income	$370,000	867
Service charges on deposit accounts	$652,000	2,098
Trading account gains and fees	$0	532
Additional Noninterest Income	$227,000	5,286
Total noninterest expense	$3,338,000	4,090
Salaries and employee benefits	$1,693,000	3,837
Premises and equipment expense	$221,000	7,269
Additional noninterest expense	$1,424,000	3,657
Pre-tax net operating income	$2,543,000	2,664
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$846,000	2,639
Income before extraordinary items	$1,698,000	2,896
Extraordinary gains, net	$0	3,149
Net income	$1,698,000	2,993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	8,917
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,697,330	2,744
1992-12-31 (YTD Data)		Rank
Total interest income	$8,155,000	4,224
Total interest expense	$4,264,000	3,842
Net interest income	$3,891,000	4,558
Provision for loan and lease losses	$225,000	4,908
Total noninterest income	$1,050,000	3,187
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$569,000	2,430
Trading account gains and fees	NA	NA
Additional Noninterest Income	$481,000	3,268
Total noninterest expense	$3,141,000	4,332
Salaries and employee benefits	$1,542,000	4,129
Premises and equipment expense	$220,000	7,396
Additional noninterest expense	$1,379,000	3,847
Pre-tax net operating income	$1,575,000	3,868
Securities gains (losses)	$335,000	1,432
Applicable income taxes	$621,000	3,334
Income before extraordinary items	$1,289,000	3,563
Extraordinary gains, net	$0	1,422
Net income	$1,289,000	3,608
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$231,000	3,890
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,064,550	3,950

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.