Home > Commonwealth Bank and Trust Company > Net charge- offs to loans

Commonwealth Bank and Trust Company, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0108%2,157
Percentage Net Loans Charged-off: Total real estate loans-0.0404%4,323
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0668%4,475
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0145%3,815
Percentage Net Loans Charged-off: Home equity loans-0.0478%3,348
All other 1-4 family - Percent of loans charged-off, net-0.0008%3,360
Percentage Net Loans Charged-off: Commercial and industrial0.2114%684
Percentage Net Loans Charged-off: Loans to individuals0.1031%1,966
Percentage Net Loans Charged-off: Credit card loans0.3560%421
Percentage Net Loans Charged-off: Other loans to individual0.0814%1,985
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0556%1,095
Percentage Net Loans Charged-off: Total real estate loans0.0017%1,153
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0114%549
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0137%3,882
Percentage Net Loans Charged-off: Home equity loans-0.0457%3,404
All other 1-4 family - Percent of loans charged-off, net-0.0010%3,425
Percentage Net Loans Charged-off: Commercial and industrial0.2591%514
Percentage Net Loans Charged-off: Loans to individuals0.1776%1,471
Percentage Net Loans Charged-off: Credit card loans0.2646%427
Percentage Net Loans Charged-off: Other loans to individual0.1701%1,386
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0470%1,165
Percentage Net Loans Charged-off: Total real estate loans0.0112%833
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0203%432
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0021%757
Percentage Net Loans Charged-off: Home equity loans0.0115%163
All other 1-4 family - Percent of loans charged-off, net-0.0015%3,537
Percentage Net Loans Charged-off: Commercial and industrial0.1339%624
Percentage Net Loans Charged-off: Loans to individuals0.2981%1,065
Percentage Net Loans Charged-off: Credit card loans0.5461%353
Percentage Net Loans Charged-off: Other loans to individual0.2772%998
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0169%1,408
Percentage Net Loans Charged-off: Total real estate loans-0.0019%3,516
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%3,741
Percentage Net Loans Charged-off: Home equity loans-0.0078%3,344
All other 1-4 family - Percent of loans charged-off, net-0.0029%3,728
Percentage Net Loans Charged-off: Commercial and industrial0.0143%756
Percentage Net Loans Charged-off: Loans to individuals0.2356%1,149
Percentage Net Loans Charged-off: Credit card loans0.4600%322
Percentage Net Loans Charged-off: Other loans to individual0.2169%1,084
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0227%2,595
Percentage Net Loans Charged-off: Total real estate loans-0.0196%4,389
Percentage Net Loans Charged-off:Construction & development-0.0723%4,373
Percentage Net Loans Charged-off: Commercial real estate-0.0020%4,243
Percentage Net Loans Charged-off: Multi-family residential-0.0394%4,034
Percentage Net Loans Charged-off: 1-4 family residential-0.0279%4,371
Percentage Net Loans Charged-off: Home equity loans-0.1035%3,607
All other 1-4 family - Percent of loans charged-off, net0.0000%1,462
Percentage Net Loans Charged-off: Commercial and industrial0.1068%1,434
Percentage Net Loans Charged-off: Loans to individuals0.2469%1,895
Percentage Net Loans Charged-off: Credit card loans0.4361%511
Percentage Net Loans Charged-off: Other loans to individual0.2332%1,812
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0068%4,131
Percentage Net Loans Charged-off: Total real estate loans-0.0258%4,501
Percentage Net Loans Charged-off:Construction & development-0.0978%4,443
Percentage Net Loans Charged-off: Commercial real estate-0.0027%4,276
Percentage Net Loans Charged-off: Multi-family residential-0.0509%4,052
Percentage Net Loans Charged-off: 1-4 family residential-0.0360%4,481
Percentage Net Loans Charged-off: Home equity loans-0.1341%3,659
All other 1-4 family - Percent of loans charged-off, net0.0000%1,241
Percentage Net Loans Charged-off: Commercial and industrial-0.0168%3,983
Percentage Net Loans Charged-off: Loans to individuals0.1136%2,306
Percentage Net Loans Charged-off: Credit card loans0.4855%465
Percentage Net Loans Charged-off: Other loans to individual0.0877%2,308
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0299%2,122
Percentage Net Loans Charged-off: Total real estate loans-0.0239%4,526
Percentage Net Loans Charged-off:Construction & development-0.0232%4,322
Percentage Net Loans Charged-off: Commercial real estate-0.0034%4,363
Percentage Net Loans Charged-off: Multi-family residential-0.0731%4,078
Percentage Net Loans Charged-off: 1-4 family residential-0.0509%4,598
Percentage Net Loans Charged-off: Home equity loans-0.1910%3,691
All other 1-4 family - Percent of loans charged-off, net0.0000%1,087
Percentage Net Loans Charged-off: Commercial and industrial0.1469%1,009
Percentage Net Loans Charged-off: Loans to individuals0.3143%1,647
Percentage Net Loans Charged-off: Credit card loans0.5697%448
Percentage Net Loans Charged-off: Other loans to individual0.2969%1,550
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0713%4,737
Percentage Net Loans Charged-off: Total real estate loans-0.0530%4,735
Percentage Net Loans Charged-off:Construction & development-0.1732%4,552
Percentage Net Loans Charged-off: Commercial real estate-0.0011%4,347
Percentage Net Loans Charged-off: Multi-family residential-0.1343%4,115
Percentage Net Loans Charged-off: 1-4 family residential-0.0931%4,775
Percentage Net Loans Charged-off: Home equity loans-0.3305%3,732
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial-0.4184%4,714
Percentage Net Loans Charged-off: Loans to individuals0.1051%2,075
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual0.1122%1,955
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2223%919
Percentage Net Loans Charged-off: Total real estate loans0.1290%596
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.3247%303
Percentage Net Loans Charged-off: Multi-family residential0.0340%79
Percentage Net Loans Charged-off: 1-4 family residential-0.1021%4,885
Percentage Net Loans Charged-off: Home equity loans0.0844%295
All other 1-4 family - Percent of loans charged-off, net-0.1696%4,953
Percentage Net Loans Charged-off: Commercial and industrial0.8798%577
Percentage Net Loans Charged-off: Loans to individuals0.2463%2,288
Percentage Net Loans Charged-off: Credit card loans3.3132%192
Percentage Net Loans Charged-off: Other loans to individual0.0499%3,032
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0046%3,236
Percentage Net Loans Charged-off: Total real estate loans-0.0286%4,661
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0036%4,387
Percentage Net Loans Charged-off: Multi-family residential0.0458%58
Percentage Net Loans Charged-off: 1-4 family residential-0.0765%4,890
Percentage Net Loans Charged-off: Home equity loans0.1141%221
All other 1-4 family - Percent of loans charged-off, net-0.1438%5,005
Percentage Net Loans Charged-off: Commercial and industrial-0.0382%4,217
Percentage Net Loans Charged-off: Loans to individuals0.3037%1,955
Percentage Net Loans Charged-off: Credit card loans4.1733%117
Percentage Net Loans Charged-off: Other loans to individual0.0597%2,784
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0047%2,997
Percentage Net Loans Charged-off: Total real estate loans-0.0034%3,983
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0043%4,493
Percentage Net Loans Charged-off: Multi-family residential0.0752%40
Percentage Net Loans Charged-off: 1-4 family residential-0.0123%4,322
Percentage Net Loans Charged-off: Home equity loans0.0304%271
All other 1-4 family - Percent of loans charged-off, net-0.0273%4,604
Percentage Net Loans Charged-off: Commercial and industrial-0.0816%4,462
Percentage Net Loans Charged-off: Loans to individuals0.0451%2,682
Percentage Net Loans Charged-off: Credit card loans1.2981%368
Percentage Net Loans Charged-off: Other loans to individual-0.0320%4,399
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0039%2,583
Percentage Net Loans Charged-off: Total real estate loans-0.0028%4,006
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0043%4,632
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%4,038
Percentage Net Loans Charged-off: Home equity loans0.0746%153
All other 1-4 family - Percent of loans charged-off, net-0.0286%4,718
Percentage Net Loans Charged-off: Commercial and industrial-0.1617%4,727
Percentage Net Loans Charged-off: Loans to individuals0.1211%2,099
Percentage Net Loans Charged-off: Credit card loans1.5511%306
Percentage Net Loans Charged-off: Other loans to individual0.0322%2,220
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0742%2,057
Percentage Net Loans Charged-off: Total real estate loans-0.0378%4,828
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0019%4,398
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0936%5,063
Percentage Net Loans Charged-off: Home equity loans-0.0419%3,726
All other 1-4 family - Percent of loans charged-off, net-0.1150%5,099
Percentage Net Loans Charged-off: Commercial and industrial0.3280%1,054
Percentage Net Loans Charged-off: Loans to individuals0.7650%1,083
Percentage Net Loans Charged-off: Credit card loans2.0328%299
Percentage Net Loans Charged-off: Other loans to individual0.6837%1,107
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0746%1,781
Percentage Net Loans Charged-off: Total real estate loans-0.0106%4,339
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0020%4,454
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0244%4,672
Percentage Net Loans Charged-off: Home equity loans-0.0244%3,688
All other 1-4 family - Percent of loans charged-off, net-0.0245%4,691
Percentage Net Loans Charged-off: Commercial and industrial0.1322%1,282
Percentage Net Loans Charged-off: Loans to individuals0.7421%1,023
Percentage Net Loans Charged-off: Credit card loans0.7045%474
Percentage Net Loans Charged-off: Other loans to individual0.7445%917
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0542%1,828
Percentage Net Loans Charged-off: Total real estate loans-0.0007%3,797
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0030%4,543
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0018%1,500
Percentage Net Loans Charged-off: Home equity loans0.0119%376
All other 1-4 family - Percent of loans charged-off, net-0.0026%4,221
Percentage Net Loans Charged-off: Commercial and industrial0.2033%953
Percentage Net Loans Charged-off: Loans to individuals0.2671%1,900
Percentage Net Loans Charged-off: Credit card loans0.4670%479
Percentage Net Loans Charged-off: Other loans to individual0.2540%1,833
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0893%1,270
Percentage Net Loans Charged-off: Total real estate loans0.0072%1,144
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0180%953
Percentage Net Loans Charged-off: Home equity loans0.0636%220
All other 1-4 family - Percent of loans charged-off, net-0.0026%4,293
Percentage Net Loans Charged-off: Commercial and industrial0.4479%486
Percentage Net Loans Charged-off: Loans to individuals0.4064%1,477
Percentage Net Loans Charged-off: Credit card loans0.4093%413
Percentage Net Loans Charged-off: Other loans to individual0.4062%1,368
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0432%2,930
Percentage Net Loans Charged-off: Total real estate loans-0.0027%4,305
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,544
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0057%4,565
Percentage Net Loans Charged-off: Home equity loans0.0015%679
All other 1-4 family - Percent of loans charged-off, net-0.0087%4,661
Percentage Net Loans Charged-off: Commercial and industrial0.1459%1,686
Percentage Net Loans Charged-off: Loans to individuals0.3492%2,150
Percentage Net Loans Charged-off: Credit card loans1.3884%418
Percentage Net Loans Charged-off: Other loans to individual0.2711%2,289
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0497%2,435
Percentage Net Loans Charged-off: Total real estate loans-0.0012%4,097
Percentage Net Loans Charged-off:Construction & development0.0033%411
Percentage Net Loans Charged-off: Commercial real estate-0.0011%4,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0023%4,407
Percentage Net Loans Charged-off: Home equity loans0.0217%534
All other 1-4 family - Percent of loans charged-off, net-0.0123%4,744
Percentage Net Loans Charged-off: Commercial and industrial0.1853%1,263
Percentage Net Loans Charged-off: Loans to individuals0.3743%1,920
Percentage Net Loans Charged-off: Credit card loans0.9257%466
Percentage Net Loans Charged-off: Other loans to individual0.3319%1,931
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0403%2,395
Percentage Net Loans Charged-off: Total real estate loans0.0073%1,838
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0016%4,643
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0188%1,579
Percentage Net Loans Charged-off: Home equity loans0.1041%328
All other 1-4 family - Percent of loans charged-off, net-0.0156%4,820
Percentage Net Loans Charged-off: Commercial and industrial0.2833%904
Percentage Net Loans Charged-off: Loans to individuals-0.0147%4,739
Percentage Net Loans Charged-off: Credit card loans0.0657%578
Percentage Net Loans Charged-off: Other loans to individual-0.0213%4,680
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0921%1,431
Percentage Net Loans Charged-off: Total real estate loans-0.0074%4,516
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0101%5,036
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0069%4,597
Percentage Net Loans Charged-off: Home equity loans0.1076%260
All other 1-4 family - Percent of loans charged-off, net-0.0536%5,258
Percentage Net Loans Charged-off: Commercial and industrial0.8996%348
Percentage Net Loans Charged-off: Loans to individuals-0.0313%4,755
Percentage Net Loans Charged-off: Credit card loans-0.1314%1,041
Percentage Net Loans Charged-off: Other loans to individual-0.0226%4,680
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0409%3,215
Percentage Net Loans Charged-off: Total real estate loans0.0214%2,352
Percentage Net Loans Charged-off:Construction & development-0.0988%4,918
Percentage Net Loans Charged-off: Commercial real estate-0.0285%5,168
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0743%1,599
Percentage Net Loans Charged-off: Home equity loans-0.0616%4,140
All other 1-4 family - Percent of loans charged-off, net0.1301%1,084
Percentage Net Loans Charged-off: Commercial and industrial0.1235%1,806
Percentage Net Loans Charged-off: Loans to individuals0.0640%3,427
Percentage Net Loans Charged-off: Credit card loans-0.2043%1,108
Percentage Net Loans Charged-off: Other loans to individual0.0953%3,129
Percentage Net Loans Charged-off: All other loans and lease0.2340%918
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0687%2,340
Percentage Net Loans Charged-off: Total real estate loans0.0462%1,594
Percentage Net Loans Charged-off:Construction & development-0.1453%5,040
Percentage Net Loans Charged-off: Commercial real estate-0.0405%5,302
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1592%854
Percentage Net Loans Charged-off: Home equity loans0.0020%683
All other 1-4 family - Percent of loans charged-off, net0.2241%629
Percentage Net Loans Charged-off: Commercial and industrial0.1780%1,320
Percentage Net Loans Charged-off: Loans to individuals0.1157%2,844
Percentage Net Loans Charged-off: Credit card loans-0.5985%1,130
Percentage Net Loans Charged-off: Other loans to individual0.2033%2,305
Percentage Net Loans Charged-off: All other loans and lease0.2152%802
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1000%1,832
Percentage Net Loans Charged-off: Total real estate loans0.0666%1,306
Percentage Net Loans Charged-off:Construction & development-0.0308%4,814
Percentage Net Loans Charged-off: Commercial real estate0.0078%900
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1418%933
Percentage Net Loans Charged-off: Home equity loans-0.0608%4,170
All other 1-4 family - Percent of loans charged-off, net0.2268%640
Percentage Net Loans Charged-off: Commercial and industrial0.2799%981
Percentage Net Loans Charged-off: Loans to individuals0.2147%2,267
Percentage Net Loans Charged-off: Credit card loans-0.8991%1,129
Percentage Net Loans Charged-off: Other loans to individual0.3595%1,692
Percentage Net Loans Charged-off: All other loans and lease0.1680%747
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0076%4,418
Percentage Net Loans Charged-off: Total real estate loans-0.0126%4,902
Percentage Net Loans Charged-off:Construction & development-0.0254%4,890
Percentage Net Loans Charged-off: Commercial real estate0.0098%580
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0336%5,327
Percentage Net Loans Charged-off: Home equity loans-0.0610%4,192
All other 1-4 family - Percent of loans charged-off, net-0.0215%5,215
Percentage Net Loans Charged-off: Commercial and industrial-0.0178%4,408
Percentage Net Loans Charged-off: Loans to individuals0.0669%2,347
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.0760%2,181
Percentage Net Loans Charged-off: All other loans and lease0.0763%736
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0409%3,398
Percentage Net Loans Charged-off: Total real estate loans0.0002%3,318
Percentage Net Loans Charged-off:Construction & development0.0157%754
Percentage Net Loans Charged-off: Commercial real estate-0.0506%5,479
Percentage Net Loans Charged-off: Multi-family residential-0.5160%4,891
Percentage Net Loans Charged-off: 1-4 family residential0.0928%1,842
Percentage Net Loans Charged-off: Home equity loans0.1653%559
All other 1-4 family - Percent of loans charged-off, net0.0598%2,136
Percentage Net Loans Charged-off: Commercial and industrial0.2565%1,410
Percentage Net Loans Charged-off: Loans to individuals0.2503%2,478
Percentage Net Loans Charged-off: Credit card loans-0.4381%1,168
Percentage Net Loans Charged-off: Other loans to individual0.3678%1,862
Percentage Net Loans Charged-off: All other loans and lease0.0913%1,061
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0377%3,143
Percentage Net Loans Charged-off: Total real estate loans-0.0233%5,293
Percentage Net Loans Charged-off:Construction & development0.0293%626
Percentage Net Loans Charged-off: Commercial real estate-0.0292%5,443
Percentage Net Loans Charged-off: Multi-family residential-0.7614%4,944
Percentage Net Loans Charged-off: 1-4 family residential0.0350%2,339
Percentage Net Loans Charged-off: Home equity loans0.2480%422
All other 1-4 family - Percent of loans charged-off, net-0.0636%5,735
Percentage Net Loans Charged-off: Commercial and industrial0.3692%967
Percentage Net Loans Charged-off: Loans to individuals0.3455%1,903
Percentage Net Loans Charged-off: Credit card loans-0.5428%1,169
Percentage Net Loans Charged-off: Other loans to individual0.5051%1,358
Percentage Net Loans Charged-off: All other loans and lease0.1058%919
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0860%2,178
Percentage Net Loans Charged-off: Total real estate loans0.0064%2,581
Percentage Net Loans Charged-off:Construction & development0.0427%500
Percentage Net Loans Charged-off: Commercial real estate-0.0441%5,640
Percentage Net Loans Charged-off: Multi-family residential-1.2060%4,984
Percentage Net Loans Charged-off: 1-4 family residential0.1517%1,207
Percentage Net Loans Charged-off: Home equity loans0.4973%271
All other 1-4 family - Percent of loans charged-off, net-0.0111%5,305
Percentage Net Loans Charged-off: Commercial and industrial0.5739%667
Percentage Net Loans Charged-off: Loans to individuals0.4520%1,466
Percentage Net Loans Charged-off: Credit card loans-1.5885%1,194
Percentage Net Loans Charged-off: Other loans to individual0.8328%785
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1711%1,252
Percentage Net Loans Charged-off: Total real estate loans-0.0158%5,229
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0123%728
Percentage Net Loans Charged-off: Multi-family residential-2.4480%5,010
Percentage Net Loans Charged-off: 1-4 family residential0.1497%1,022
Percentage Net Loans Charged-off: Home equity loans0.6875%173
All other 1-4 family - Percent of loans charged-off, net-0.1150%5,973
Percentage Net Loans Charged-off: Commercial and industrial1.1904%319
Percentage Net Loans Charged-off: Loans to individuals1.2745%584
Percentage Net Loans Charged-off: Credit card loans-0.9173%1,166
Percentage Net Loans Charged-off: Other loans to individual1.6837%388
Percentage Net Loans Charged-off: All other loans and lease0.0790%708
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1106%2,934
Percentage Net Loans Charged-off: Total real estate loans0.1403%1,935
Percentage Net Loans Charged-off:Construction & development-0.1110%5,305
Percentage Net Loans Charged-off: Commercial real estate0.0778%1,660
Percentage Net Loans Charged-off: Multi-family residential-0.4369%5,115
Percentage Net Loans Charged-off: 1-4 family residential0.3159%1,100
Percentage Net Loans Charged-off: Home equity loans0.2803%588
All other 1-4 family - Percent of loans charged-off, net0.3348%1,026
Percentage Net Loans Charged-off: Commercial and industrial-0.2279%5,656
Percentage Net Loans Charged-off: Loans to individuals0.4269%1,996
Percentage Net Loans Charged-off: Credit card loans2.6888%243
Percentage Net Loans Charged-off: Other loans to individual-0.0080%5,264
Percentage Net Loans Charged-off: All other loans and lease0.2832%786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1568%2,242
Percentage Net Loans Charged-off: Total real estate loans0.2148%1,287
Percentage Net Loans Charged-off:Construction & development0.1687%741
Percentage Net Loans Charged-off: Commercial real estate0.1061%1,299
Percentage Net Loans Charged-off: Multi-family residential-0.5733%5,172
Percentage Net Loans Charged-off: 1-4 family residential0.4309%759
Percentage Net Loans Charged-off: Home equity loans0.4348%428
All other 1-4 family - Percent of loans charged-off, net0.4288%733
Percentage Net Loans Charged-off: Commercial and industrial-0.3016%5,796
Percentage Net Loans Charged-off: Loans to individuals0.1918%2,676
Percentage Net Loans Charged-off: Credit card loans1.2978%429
Percentage Net Loans Charged-off: Other loans to individual-0.0218%5,207
Percentage Net Loans Charged-off: All other loans and lease0.2880%709
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1831%1,926
Percentage Net Loans Charged-off: Total real estate loans0.2724%1,098
Percentage Net Loans Charged-off:Construction & development0.2640%598
Percentage Net Loans Charged-off: Commercial real estate0.0681%1,235
Percentage Net Loans Charged-off: Multi-family residential-0.9443%5,211
Percentage Net Loans Charged-off: 1-4 family residential0.6299%532
Percentage Net Loans Charged-off: Home equity loans0.6010%308
All other 1-4 family - Percent of loans charged-off, net0.6456%511
Percentage Net Loans Charged-off: Commercial and industrial-0.4668%5,985
Percentage Net Loans Charged-off: Loans to individuals0.1786%2,517
Percentage Net Loans Charged-off: Credit card loans1.3773%399
Percentage Net Loans Charged-off: Other loans to individual-0.0490%5,261
Percentage Net Loans Charged-off: All other loans and lease0.1998%717
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0694%2,457
Percentage Net Loans Charged-off: Total real estate loans0.1915%1,217
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.1555%691
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2881%975
Percentage Net Loans Charged-off: Home equity loans0.2086%453
All other 1-4 family - Percent of loans charged-off, net0.3325%861
Percentage Net Loans Charged-off: Commercial and industrial-0.9245%6,204
Percentage Net Loans Charged-off: Loans to individuals0.4908%1,478
Percentage Net Loans Charged-off: Credit card loans3.3695%174
Percentage Net Loans Charged-off: Other loans to individual-0.0322%5,185
Percentage Net Loans Charged-off: All other loans and lease0.1343%670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7053%914
Percentage Net Loans Charged-off: Total real estate loans0.7956%651
Percentage Net Loans Charged-off:Construction & development4.9136%261
Percentage Net Loans Charged-off: Commercial real estate0.0856%2,144
Percentage Net Loans Charged-off: Multi-family residential0.2715%429
Percentage Net Loans Charged-off: 1-4 family residential0.7226%747
Percentage Net Loans Charged-off: Home equity loans1.4149%247
All other 1-4 family - Percent of loans charged-off, net0.3600%1,424
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,100
Percentage Net Loans Charged-off: Loans to individuals0.6381%1,728
Percentage Net Loans Charged-off: Credit card loans4.5414%123
Percentage Net Loans Charged-off: Other loans to individual-0.0464%5,679
Percentage Net Loans Charged-off: All other loans and lease0.4281%715
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7823%756
Percentage Net Loans Charged-off: Total real estate loans0.8925%536
Percentage Net Loans Charged-off:Construction & development4.8515%266
Percentage Net Loans Charged-off: Commercial real estate0.1236%1,739
Percentage Net Loans Charged-off: Multi-family residential0.3138%347
Percentage Net Loans Charged-off: 1-4 family residential0.8798%577
Percentage Net Loans Charged-off: Home equity loans1.6841%226
All other 1-4 family - Percent of loans charged-off, net0.4669%1,098
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,729
Percentage Net Loans Charged-off: Loans to individuals0.4415%2,010
Percentage Net Loans Charged-off: Credit card loans3.2555%210
Percentage Net Loans Charged-off: Other loans to individual-0.0405%5,558
Percentage Net Loans Charged-off: All other loans and lease0.2470%795
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6525%1,007
Percentage Net Loans Charged-off: Total real estate loans0.7354%770
Percentage Net Loans Charged-off:Construction & development2.7169%427
Percentage Net Loans Charged-off: Commercial real estate0.0208%1,921
Percentage Net Loans Charged-off: Multi-family residential0.4645%260
Percentage Net Loans Charged-off: 1-4 family residential1.0237%508
Percentage Net Loans Charged-off: Home equity loans2.0232%204
All other 1-4 family - Percent of loans charged-off, net0.5202%1,015
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,362
Percentage Net Loans Charged-off: Loans to individuals0.5719%1,633
Percentage Net Loans Charged-off: Credit card loans4.6616%121
Percentage Net Loans Charged-off: Other loans to individual-0.1037%5,658
Percentage Net Loans Charged-off: All other loans and lease0.1713%815
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3479%1,602
Percentage Net Loans Charged-off: Total real estate loans0.3546%1,332
Percentage Net Loans Charged-off:Construction & development-0.1308%5,808
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.9243%164
Percentage Net Loans Charged-off: 1-4 family residential0.7655%702
Percentage Net Loans Charged-off: Home equity loans1.2253%278
All other 1-4 family - Percent of loans charged-off, net0.5361%909
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals1.1597%890
Percentage Net Loans Charged-off: Credit card loans9.4390%51
Percentage Net Loans Charged-off: Other loans to individual-0.1398%5,725
Percentage Net Loans Charged-off: All other loans and lease0.2708%590
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6989%1,693
Percentage Net Loans Charged-off: Total real estate loans0.6003%1,695
Percentage Net Loans Charged-off:Construction & development3.6842%723
Percentage Net Loans Charged-off: Commercial real estate0.0230%3,077
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.4941%1,805
Percentage Net Loans Charged-off: Home equity loans0.5514%976
All other 1-4 family - Percent of loans charged-off, net0.4638%1,831
Percentage Net Loans Charged-off: Commercial and industrial1.8492%906
Percentage Net Loans Charged-off: Loans to individuals0.3245%2,927
Percentage Net Loans Charged-off: Credit card loans1.8251%471
Percentage Net Loans Charged-off: Other loans to individual0.0822%3,891
Percentage Net Loans Charged-off: All other loans and lease0.0955%1,258
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5800%1,889
Percentage Net Loans Charged-off: Total real estate loans0.5180%1,850
Percentage Net Loans Charged-off:Construction & development2.9717%817
Percentage Net Loans Charged-off: Commercial real estate0.0312%2,692
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.4593%1,843
Percentage Net Loans Charged-off: Home equity loans0.5101%912
All other 1-4 family - Percent of loans charged-off, net0.4321%1,827
Percentage Net Loans Charged-off: Commercial and industrial1.2639%1,121
Percentage Net Loans Charged-off: Loans to individuals0.4536%2,280
Percentage Net Loans Charged-off: Credit card loans2.3751%365
Percentage Net Loans Charged-off: Other loans to individual0.1389%3,313
Percentage Net Loans Charged-off: All other loans and lease0.1367%1,038
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8542%1,298
Percentage Net Loans Charged-off: Total real estate loans0.7512%1,326
Percentage Net Loans Charged-off:Construction & development4.4572%572
Percentage Net Loans Charged-off: Commercial real estate0.0470%2,248
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.6349%1,390
Percentage Net Loans Charged-off: Home equity loans0.7529%682
All other 1-4 family - Percent of loans charged-off, net0.5719%1,437
Percentage Net Loans Charged-off: Commercial and industrial1.9423%799
Percentage Net Loans Charged-off: Loans to individuals0.6871%1,663
Percentage Net Loans Charged-off: Credit card loans3.1764%272
Percentage Net Loans Charged-off: Other loans to individual0.2761%2,511
Percentage Net Loans Charged-off: All other loans and lease0.3023%753
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0758%3,743
Percentage Net Loans Charged-off: Total real estate loans0.0418%3,377
Percentage Net Loans Charged-off:Construction & development0.1604%1,298
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0550%2,757
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0854%2,447
Percentage Net Loans Charged-off: Commercial and industrial-0.0077%5,285
Percentage Net Loans Charged-off: Loans to individuals1.0026%1,144
Percentage Net Loans Charged-off: Credit card loans4.9221%164
Percentage Net Loans Charged-off: Other loans to individual0.3533%1,948
Percentage Net Loans Charged-off: All other loans and lease0.3400%571
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1511%1,476
Percentage Net Loans Charged-off: Total real estate loans1.3176%1,197
Percentage Net Loans Charged-off:Construction & development9.1002%511
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.3993%2,543
Percentage Net Loans Charged-off: Home equity loans0.3118%1,462
All other 1-4 family - Percent of loans charged-off, net0.4496%2,284
Percentage Net Loans Charged-off: Commercial and industrial0.0592%3,950
Percentage Net Loans Charged-off: Loans to individuals0.2615%3,706
Percentage Net Loans Charged-off: Credit card loans1.1763%691
Percentage Net Loans Charged-off: Other loans to individual0.1240%4,155
Percentage Net Loans Charged-off: All other loans and lease0.3303%958
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5275%949
Percentage Net Loans Charged-off: Total real estate loans1.7423%753
Percentage Net Loans Charged-off:Construction & development11.4799%339
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.5364%1,920
Percentage Net Loans Charged-off: Home equity loans0.4446%1,149
All other 1-4 family - Percent of loans charged-off, net0.5893%1,750
Percentage Net Loans Charged-off: Commercial and industrial0.0827%3,405
Percentage Net Loans Charged-off: Loans to individuals0.3791%2,994
Percentage Net Loans Charged-off: Credit card loans1.6965%547
Percentage Net Loans Charged-off: Other loans to individual0.1853%3,463
Percentage Net Loans Charged-off: All other loans and lease0.3652%855
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9032%712
Percentage Net Loans Charged-off: Total real estate loans2.1745%555
Percentage Net Loans Charged-off:Construction & development13.8932%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.5122%1,896
Percentage Net Loans Charged-off: Home equity loans0.4393%1,037
All other 1-4 family - Percent of loans charged-off, net0.5549%1,727
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,288
Percentage Net Loans Charged-off: Loans to individuals0.4838%2,482
Percentage Net Loans Charged-off: Credit card loans1.4744%544
Percentage Net Loans Charged-off: Other loans to individual0.3278%2,636
Percentage Net Loans Charged-off: All other loans and lease0.2840%828
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9775%644
Percentage Net Loans Charged-off: Total real estate loans2.2270%500
Percentage Net Loans Charged-off:Construction & development13.7687%240
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2419%2,126
Percentage Net Loans Charged-off: Home equity loans0.0663%983
All other 1-4 family - Percent of loans charged-off, net0.3428%1,753
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals1.0638%1,286
Percentage Net Loans Charged-off: Credit card loans3.4761%310
Percentage Net Loans Charged-off: Other loans to individual0.6675%1,468
Percentage Net Loans Charged-off: All other loans and lease0.3754%605
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8488%2,513
Percentage Net Loans Charged-off: Total real estate loans0.9484%1,988
Percentage Net Loans Charged-off:Construction & development4.4412%1,364
Percentage Net Loans Charged-off: Commercial real estate0.0074%3,603
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.4364%2,445
Percentage Net Loans Charged-off: Home equity loans0.4995%1,256
All other 1-4 family - Percent of loans charged-off, net0.4002%2,523
Percentage Net Loans Charged-off: Commercial and industrial0.0330%4,611
Percentage Net Loans Charged-off: Loans to individuals0.4166%3,703
Percentage Net Loans Charged-off: Credit card loans1.5700%766
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1042%1,600
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5936%2,962
Percentage Net Loans Charged-off: Total real estate loans0.6477%2,353
Percentage Net Loans Charged-off:Construction & development2.9606%1,605
Percentage Net Loans Charged-off: Commercial real estate0.0100%3,133
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.2913%2,753
Percentage Net Loans Charged-off: Home equity loans0.2774%1,349
All other 1-4 family - Percent of loans charged-off, net0.2993%2,627
Percentage Net Loans Charged-off: Commercial and industrial0.1008%3,956
Percentage Net Loans Charged-off: Loans to individuals0.4451%3,329
Percentage Net Loans Charged-off: Credit card loans1.4509%736
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1550%1,339
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7044%2,458
Percentage Net Loans Charged-off: Total real estate loans0.5521%2,354
Percentage Net Loans Charged-off:Construction & development2.2898%1,548
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.3231%2,346
Percentage Net Loans Charged-off: Home equity loans0.3020%1,118
All other 1-4 family - Percent of loans charged-off, net0.3352%2,202
Percentage Net Loans Charged-off: Commercial and industrial3.1054%949
Percentage Net Loans Charged-off: Loans to individuals0.6902%2,458
Percentage Net Loans Charged-off: Credit card loans1.9225%631
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0146%6,316
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9750%1,677
Percentage Net Loans Charged-off: Total real estate loans1.0262%1,342
Percentage Net Loans Charged-off:Construction & development4.4025%848
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4812%1,589
Percentage Net Loans Charged-off: Home equity loans0.4684%733
All other 1-4 family - Percent of loans charged-off, net0.4885%1,512
Percentage Net Loans Charged-off: Commercial and industrial0.5611%1,926
Percentage Net Loans Charged-off: Loans to individuals0.9340%1,890
Percentage Net Loans Charged-off: Credit card loans3.3092%435
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2634%843
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5155%3,714
Percentage Net Loans Charged-off: Total real estate loans0.5468%2,780
Percentage Net Loans Charged-off:Construction & development2.1991%1,994
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.2273%3,126
Percentage Net Loans Charged-off: Home equity loans0.1473%1,672
All other 1-4 family - Percent of loans charged-off, net0.2728%2,746
Percentage Net Loans Charged-off: Commercial and industrial0.0382%5,004
Percentage Net Loans Charged-off: Loans to individuals0.6023%3,767
Percentage Net Loans Charged-off: Credit card loans3.7564%543
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4141%1,339
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0906%5,781
Percentage Net Loans Charged-off: Total real estate loans0.0669%4,615
Percentage Net Loans Charged-off:Construction & development0.0762%2,978
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1162%3,376
Percentage Net Loans Charged-off: Home equity loans0.0920%1,503
All other 1-4 family - Percent of loans charged-off, net0.1300%3,098
Percentage Net Loans Charged-off: Commercial and industrial0.0040%4,572
Percentage Net Loans Charged-off: Loans to individuals0.5278%3,636
Percentage Net Loans Charged-off: Credit card loans3.2464%571
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4630%1,127
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0895%5,296
Percentage Net Loans Charged-off: Total real estate loans0.0658%4,079
Percentage Net Loans Charged-off:Construction & development0.0906%2,518
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1073%2,974
Percentage Net Loans Charged-off: Home equity loans0.0504%1,237
All other 1-4 family - Percent of loans charged-off, net0.1399%2,601
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,950
Percentage Net Loans Charged-off: Loans to individuals0.4845%3,532
Percentage Net Loans Charged-off: Credit card loans2.6775%620
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5422%944
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1510%3,754
Percentage Net Loans Charged-off: Total real estate loans0.1202%2,763
Percentage Net Loans Charged-off:Construction & development0.1156%1,726
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.2214%1,791
Percentage Net Loans Charged-off: Home equity loans0.1118%767
All other 1-4 family - Percent of loans charged-off, net0.2847%1,518
Percentage Net Loans Charged-off: Commercial and industrial0.2195%2,241
Percentage Net Loans Charged-off: Loans to individuals0.4504%3,044
Percentage Net Loans Charged-off: Credit card loans3.9224%436
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6378%702
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0922%5,415
Percentage Net Loans Charged-off: Total real estate loans0.0479%4,383
Percentage Net Loans Charged-off:Construction & development0.1261%2,547
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0448%3,510
Percentage Net Loans Charged-off: Home equity loans0.1110%1,183
All other 1-4 family - Percent of loans charged-off, net0.0057%3,890
Percentage Net Loans Charged-off: Commercial and industrial0.0515%4,300
Percentage Net Loans Charged-off: Loans to individuals0.8850%2,539
Percentage Net Loans Charged-off: Credit card loans2.0273%703
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3882%1,126
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0855%4,670
Percentage Net Loans Charged-off: Total real estate loans0.0650%3,330
Percentage Net Loans Charged-off:Construction & development0.1504%1,882
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0700%2,608
Percentage Net Loans Charged-off: Home equity loans0.1690%858
All other 1-4 family - Percent of loans charged-off, net0.0111%3,119
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,892
Percentage Net Loans Charged-off: Loans to individuals0.5090%3,213
Percentage Net Loans Charged-off: Credit card loans1.7326%683
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2932%1,040
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0935%3,921
Percentage Net Loans Charged-off: Total real estate loans0.0708%2,679
Percentage Net Loans Charged-off:Construction & development0.2298%1,271
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0404%2,398
Percentage Net Loans Charged-off: Home equity loans0.0820%793
All other 1-4 family - Percent of loans charged-off, net0.0153%2,466
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals0.6485%2,454
Percentage Net Loans Charged-off: Credit card loans2.9511%436
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1864%1,038
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1593%2,434
Percentage Net Loans Charged-off: Total real estate loans0.1435%1,468
Percentage Net Loans Charged-off:Construction & development0.4647%649
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0782%1,484
Percentage Net Loans Charged-off: Home equity loans0.1382%478
All other 1-4 family - Percent of loans charged-off, net0.0418%1,531
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.7536%1,915
Percentage Net Loans Charged-off: Credit card loans0.8487%682
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1624%834
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1423%3,303
Percentage Net Loans Charged-off: Total real estate loans0.1169%1,936
Percentage Net Loans Charged-off:Construction & development0.0949%1,203
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1959%1,266
Percentage Net Loans Charged-off: Home equity loans0.2112%551
All other 1-4 family - Percent of loans charged-off, net0.1861%1,250
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,946
Percentage Net Loans Charged-off: Loans to individuals0.8184%2,022
Percentage Net Loans Charged-off: Credit card loans2.2985%535
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2625%1,102
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1250%2,800
Percentage Net Loans Charged-off: Total real estate loans0.1027%1,461
Percentage Net Loans Charged-off:Construction & development0.0810%792
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1702%1,027
Percentage Net Loans Charged-off: Home equity loans0.1245%505
All other 1-4 family - Percent of loans charged-off, net0.2000%874
Percentage Net Loans Charged-off: Commercial and industrial-0.0052%6,742
Percentage Net Loans Charged-off: Loans to individuals0.6639%2,128
Percentage Net Loans Charged-off: Credit card loans1.6746%634
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2785%935
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1315%2,358
Percentage Net Loans Charged-off: Total real estate loans0.1269%1,046
Percentage Net Loans Charged-off:Construction & development0.1282%484
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1975%796
Percentage Net Loans Charged-off: Home equity loans0.0332%498
All other 1-4 family - Percent of loans charged-off, net0.3035%553
Percentage Net Loans Charged-off: Commercial and industrial-0.0081%6,695
Percentage Net Loans Charged-off: Loans to individuals0.3406%2,982
Percentage Net Loans Charged-off: Credit card loans1.1425%708
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2293%913
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1784%1,522
Percentage Net Loans Charged-off: Total real estate loans0.1714%633
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.3381%431
Percentage Net Loans Charged-off: Home equity loans0.0730%315
All other 1-4 family - Percent of loans charged-off, net0.5100%297
Percentage Net Loans Charged-off: Commercial and industrial-0.0174%6,803
Percentage Net Loans Charged-off: Loans to individuals0.4376%2,315
Percentage Net Loans Charged-off: Credit card loans2.1234%476
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3450%614
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0637%4,039
Percentage Net Loans Charged-off: Total real estate loans0.0289%2,450
Percentage Net Loans Charged-off:Construction & development-0.0218%7,734
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0667%1,771
Percentage Net Loans Charged-off: Home equity loans0.0180%656
All other 1-4 family - Percent of loans charged-off, net0.1014%1,357
Percentage Net Loans Charged-off: Commercial and industrial0.1953%2,486
Percentage Net Loans Charged-off: Loans to individuals0.3856%3,424
Percentage Net Loans Charged-off: Credit card loans2.7965%408
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3033%939
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0488%3,770
Percentage Net Loans Charged-off: Total real estate loans0.0004%2,891
Percentage Net Loans Charged-off:Construction & development-0.0290%7,758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0140%2,170
Percentage Net Loans Charged-off: Home equity loans0.0258%495
All other 1-4 family - Percent of loans charged-off, net0.0054%2,159
Percentage Net Loans Charged-off: Commercial and industrial0.3033%1,686
Percentage Net Loans Charged-off: Loans to individuals0.4031%2,955
Percentage Net Loans Charged-off: Credit card loans2.5211%441
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4041%756
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0392%3,704
Percentage Net Loans Charged-off: Total real estate loans-0.0024%7,565
Percentage Net Loans Charged-off:Construction & development-0.0440%7,751
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0154%1,779
Percentage Net Loans Charged-off: Home equity loans0.0582%336
All other 1-4 family - Percent of loans charged-off, net-0.0165%7,984
Percentage Net Loans Charged-off: Commercial and industrial0.2752%1,530
Percentage Net Loans Charged-off: Loans to individuals0.3814%2,801
Percentage Net Loans Charged-off: Credit card loans1.2489%692
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2735%768
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0199%3,612
Percentage Net Loans Charged-off: Total real estate loans0.0182%1,349
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0364%1,045
Percentage Net Loans Charged-off: Home equity loans0.1186%201
All other 1-4 family - Percent of loans charged-off, net-0.0256%8,096
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.0816%3,598
Percentage Net Loans Charged-off: Credit card loans0.8967%707
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1067%3,550
Percentage Net Loans Charged-off: Total real estate loans0.0552%1,850
Percentage Net Loans Charged-off:Construction & development0.0378%530
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0924%1,501
Percentage Net Loans Charged-off: Home equity loans0.0497%528
All other 1-4 family - Percent of loans charged-off, net0.1238%1,228
Percentage Net Loans Charged-off: Commercial and industrial0.4453%2,029
Percentage Net Loans Charged-off: Loans to individuals0.6755%2,802
Percentage Net Loans Charged-off: Credit card loans1.9406%847
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0948%1,283
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1298%2,705
Percentage Net Loans Charged-off: Total real estate loans0.0683%1,422
Percentage Net Loans Charged-off:Construction & development0.0525%384
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1116%1,150
Percentage Net Loans Charged-off: Home equity loans0.0383%459
All other 1-4 family - Percent of loans charged-off, net0.1650%879
Percentage Net Loans Charged-off: Commercial and industrial0.5195%1,504
Percentage Net Loans Charged-off: Loans to individuals0.8379%1,967
Percentage Net Loans Charged-off: Credit card loans1.1497%995
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1319%1,058
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1136%2,697
Percentage Net Loans Charged-off: Total real estate loans0.0329%1,757
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0614%1,397
Percentage Net Loans Charged-off: Home equity loans0.0573%344
All other 1-4 family - Percent of loans charged-off, net0.0644%1,304
Percentage Net Loans Charged-off: Commercial and industrial0.4594%1,445
Percentage Net Loans Charged-off: Loans to individuals1.2147%1,258
Percentage Net Loans Charged-off: Credit card loans1.5582%801
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1937%822
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0835%2,660
Percentage Net Loans Charged-off: Total real estate loans0.0480%1,168
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0895%930
Percentage Net Loans Charged-off: Home equity loans0.1214%209
All other 1-4 family - Percent of loans charged-off, net0.0668%975
Percentage Net Loans Charged-off: Commercial and industrial0.3458%1,191
Percentage Net Loans Charged-off: Loans to individuals0.5187%2,519
Percentage Net Loans Charged-off: Credit card loans2.5777%504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1105%4,021
Percentage Net Loans Charged-off: Total real estate loans0.0670%2,036
Percentage Net Loans Charged-off:Construction & development-0.0227%7,879
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1335%1,317
Percentage Net Loans Charged-off: Home equity loans0.1024%405
All other 1-4 family - Percent of loans charged-off, net0.1540%1,183
Percentage Net Loans Charged-off: Commercial and industrial0.1883%3,160
Percentage Net Loans Charged-off: Loans to individuals0.9109%2,257
Percentage Net Loans Charged-off: Credit card loans2.5568%780
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1078%3,522
Percentage Net Loans Charged-off: Total real estate loans0.0740%1,602
Percentage Net Loans Charged-off:Construction & development-0.0307%7,893
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1497%1,035
Percentage Net Loans Charged-off: Home equity loans0.1409%296
All other 1-4 family - Percent of loans charged-off, net0.1553%1,002
Percentage Net Loans Charged-off: Commercial and industrial0.0973%3,027
Percentage Net Loans Charged-off: Loans to individuals0.8149%2,339
Percentage Net Loans Charged-off: Credit card loans2.5022%756
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0963%3,464
Percentage Net Loans Charged-off: Total real estate loans0.0732%1,485
Percentage Net Loans Charged-off:Construction & development-0.0079%7,828
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1421%1,000
Percentage Net Loans Charged-off: Home equity loans0.1568%242
All other 1-4 family - Percent of loans charged-off, net0.1325%1,005
Percentage Net Loans Charged-off: Commercial and industrial-0.0108%6,898
Percentage Net Loans Charged-off: Loans to individuals0.6729%2,644
Percentage Net Loans Charged-off: Credit card loans1.9371%884
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1034%2,842
Percentage Net Loans Charged-off: Total real estate loans0.0536%1,297
Percentage Net Loans Charged-off:Construction & development-0.0078%7,806
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1054%939
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1738%694
Percentage Net Loans Charged-off: Commercial and industrial-0.0232%7,040
Percentage Net Loans Charged-off: Loans to individuals1.1366%1,608
Percentage Net Loans Charged-off: Credit card loans4.5070%424
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1244%4,367
Percentage Net Loans Charged-off: Total real estate loans0.0580%2,389
Percentage Net Loans Charged-off:Construction & development-0.0020%7,925
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1006%1,758
Percentage Net Loans Charged-off: Home equity loans-0.0048%5,959
All other 1-4 family - Percent of loans charged-off, net0.1546%1,360
Percentage Net Loans Charged-off: Commercial and industrial0.3721%2,992
Percentage Net Loans Charged-off: Loans to individuals0.8676%2,754
Percentage Net Loans Charged-off: Credit card loans3.9254%612
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0788%4,716
Percentage Net Loans Charged-off: Total real estate loans0.0135%2,961
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0227%2,386
Percentage Net Loans Charged-off: Home equity loans-0.0065%5,926
All other 1-4 family - Percent of loans charged-off, net0.0368%2,061
Percentage Net Loans Charged-off: Commercial and industrial0.3224%2,664
Percentage Net Loans Charged-off: Loans to individuals0.7607%2,825
Percentage Net Loans Charged-off: Credit card loans4.1306%572
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0601%4,728
Percentage Net Loans Charged-off: Total real estate loans0.0283%2,195
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0474%1,698
Percentage Net Loans Charged-off: Home equity loans-0.0106%5,906
All other 1-4 family - Percent of loans charged-off, net0.0721%1,438
Percentage Net Loans Charged-off: Commercial and industrial0.0492%3,315
Percentage Net Loans Charged-off: Loans to individuals0.5600%3,336
Percentage Net Loans Charged-off: Credit card loans5.7673%356
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0638%3,915
Percentage Net Loans Charged-off: Total real estate loans0.0561%1,369
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0948%1,040
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.1267%887
Percentage Net Loans Charged-off: Commercial and industrial0.2212%1,850
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,985
Percentage Net Loans Charged-off: Credit card loans1.0238%1,091
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1888%3,798
Percentage Net Loans Charged-off: Total real estate loans0.1863%1,152
Percentage Net Loans Charged-off:Construction & development0.1499%558
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.2848%760
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.3665%618
Percentage Net Loans Charged-off: Commercial and industrial0.1144%4,188
Percentage Net Loans Charged-off: Loans to individuals0.4058%4,770
Percentage Net Loans Charged-off: Credit card loans0.9800%1,669
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1247%4,664
Percentage Net Loans Charged-off: Total real estate loans0.0193%3,134
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0440%2,199
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0558%1,942
Percentage Net Loans Charged-off: Commercial and industrial1.2965%1,469
Percentage Net Loans Charged-off: Loans to individuals0.6971%3,277
Percentage Net Loans Charged-off: Credit card loans2.6030%1,021
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0681%5,323
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0432%6,252
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0671%5,925
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0864%5,797
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0034%9,813
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0195%8,021
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0107%10,172
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0102%9,563
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3443%5,584
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA