Home > Commonwealth Bank > Net charge- offs to loans
Commonwealth Bank, Net charge- offs to loans
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4251% | 1,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 2,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 8,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1131% | 1,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0910% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1144% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8779% | 2,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0965% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3834% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3994% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 1,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.1929% | 6,712 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1059% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2300% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1022% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7494% | 2,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2401% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9449% | 907 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3228% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0892% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0997% | 243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6925% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0842% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2772% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0492% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9838% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2229% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1132% | 1,347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0554% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6521% | 114 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6756% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9011% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 3,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4824% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0561% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3079% | 128 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1374% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4864% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2120% | 3,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0614% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6125% | 94 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6192% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8775% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0738% | 6,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0906% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0404% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2341% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0603% | 6,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7290% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 6,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0915% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0832% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3881% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 8,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2170% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1651% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 9,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0740% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1356% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |