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Commonwealth Bank, Assets and Liabilities

2002-12-31Rank
# of Employees:612284
Assets and Liabilities
Total Assets:$1,845,545,000344
Cash and due from depository institutions$216,229,000284
Interest-bearing balances$149,713,00056
Securities$447,234,000322
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$1,076,267,000362
Loan loss allowance$15,371,000347
Trading account assets$0170
Bank premises and fixed assets$11,601,000740
Other real estate owned$4,758,000284
Goodwill and other intangibles$20,286,000301
All other assets$69,170,000312
Life insurance assets$01
Total liabilities and capital$1,845,545,000344
Total liabilities$1,698,358,000339
Total deposits$1,530,635,000306
Interest-bearing deposits$1,311,382,000302
Deposits held in domestic offices$1,530,635,000303
% insured0.00%1
Federal funds purchased & repurchase agreements$67,450,000365
Trading liabilities$075
Other borrowed funds$89,001,000560
Subordinated debt$0258
All other liabilities$11,272,000575
Total equity capital$147,187,000396
Total bank equity capital$147,187,000396
Perpetual preferred stock$0142
Common stock$1,0008,336
Surplus$98,412,000305
Undivided profits$48,774,000647
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,800,000414
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$6,776,000426
Earning assets$1,673,214,000340
Long-term assets (5+ years)$736,160,000175
Average Assets, year-to-date$1,791,717,200346
Average Assets, quarterly$1,822,535,000352
Volatile liabilities$110,632,000940
Insider loans$9,561,000494
FHLB advances$84,613,000498
Loans and leases held for sale$1,193,0001,277
Unused loan commitments$216,892,000479
Tier 1 (core) risk-based capital$119,053,000424
Tier 2 risk-based capital$14,958,000355
Total risk weighted assets$1,176,740,000363
Total unused commitments$216,892,000479
Derivatives$0527
2001-12-31Rank
# of Employees:652264
Assets and Liabilities
Total Assets:$1,783,218,000353
Cash and due from depository institutions$117,416,000264
Interest-bearing balances$45,268,000142
Securities$250,649,000482
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$1,299,363,000304
Loan loss allowance$14,227,000345
Trading account assets$0182
Bank premises and fixed assets$13,555,000580
Other real estate owned$5,736,000264
Goodwill and other intangibles$24,912,000249
All other assets$71,587,000300
Life insurance assets$01
Total liabilities and capital$1,783,218,000353
Total liabilities$1,640,048,000346
Total deposits$1,503,072,000302
Interest-bearing deposits$1,292,198,000298
Deposits held in domestic offices$1,503,072,000299
% insured0.00%1
Federal funds purchased & repurchase agreements$49,027,000448
Trading liabilities$069
Other borrowed funds$74,123,000598
Subordinated debt$0241
All other liabilities$13,826,000512
Total equity capital$143,170,000390
Total bank equity capital$143,170,000390
Perpetual preferred stock$0158
Common stock$1,0008,561
Surplus$95,151,000295
Undivided profits$48,018,000582
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,986,000467
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$7,403,000414
Earning assets$1,595,280,000350
Long-term assets (5+ years)$851,895,000171
Average Assets, year-to-date$1,813,539,800336
Average Assets, quarterly$1,775,018,000353
Volatile liabilities$144,425,000734
Insider loans$1,990,0002,400
FHLB advances$74,123,000519
Loans and leases held for sale$996,0001,183
Unused loan commitments$177,219,000508
Tier 1 (core) risk-based capital$116,595,000416
Tier 2 risk-based capital$14,273,000353
Total risk weighted assets$1,230,267,000345
Total unused commitments$177,219,000508
Derivatives$0450
2000-12-31Rank
# of Employees:704247
Assets and Liabilities
Total Assets:$1,869,313,000334
Cash and due from depository institutions$66,411,000247
Interest-bearing balances$82,0005,018
Securities$215,017,000553
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$1,459,855,000289
Loan loss allowance$11,078,000428
Trading account assets$0175
Bank premises and fixed assets$15,349,000484
Other real estate owned$5,227,000247
Goodwill and other intangibles$30,450,000200
All other assets$77,004,000256
Life insurance assets$01
Total liabilities and capital$1,869,313,000334
Total liabilities$1,708,281,000328
Total deposits$1,465,902,000304
Interest-bearing deposits$1,287,617,000298
Deposits held in domestic offices$1,465,902,000300
% insured0.00%1
Federal funds purchased & repurchase agreements$35,000,000540
Trading liabilities$077
Other borrowed funds$189,496,000317
Subordinated debt$0239
All other liabilities$17,883,000435
Total equity capital$161,032,000354
Total bank equity capital$161,032,000354
Perpetual preferred stock$0178
Common stock$1,0008,831
Surplus$93,914,000292
Undivided profits$67,117,000391
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,998,000467
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$8,013,000346
Earning assets$1,674,954,000334
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$1,893,506,000323
Average Assets, quarterly$1,857,127,500336
Volatile liabilities$490,228,000331
Insider loans$3,979,0001,243
FHLB advances$171,666,00098
Loans and leases held for sale$01,442
Unused loan commitments$170,363,000501
Tier 1 (core) risk-based capital$129,351,000387
Tier 2 risk-based capital$11,078,000421
Total risk weighted assets$1,244,362,000337
Total unused commitments$170,363,000502
Derivatives$0481
1999-12-31Rank
# of Employees:760246
Assets and Liabilities
Total Assets:$1,920,686,000325
Cash and due from depository institutions$58,146,000246
Interest-bearing balances$3,469,0001,130
Securities$358,353,000383
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$1,386,173,000287
Loan loss allowance$10,478,000457
Trading account assets$0165
Bank premises and fixed assets$15,535,000498
Other real estate owned$4,770,000246
Goodwill and other intangibles$33,048,000187
All other assets$64,661,000270
Life insurance assets$01
Total liabilities and capital$1,920,686,000325
Total liabilities$1,769,416,000326
Total deposits$1,516,313,000289
Interest-bearing deposits$1,370,754,000279
Deposits held in domestic offices$1,516,313,000285
% insured0.00%1
Federal funds purchased & repurchase agreements$100,000,000343
Trading liabilities$065
Other borrowed funds$136,076,000414
Subordinated debt$0242
All other liabilities$17,027,000437
Total equity capital$151,270,000347
Total bank equity capital$151,270,000347
Perpetual preferred stock$0193
Common stock$1,0009,132
Surplus$93,475,000279
Undivided profits$57,794,000428
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,509,000423
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$7,254,000339
Earning assets$1,747,995,000328
Long-term assets (5+ years)$08,976
Average Assets, year-to-date$2,071,470,600291
Average Assets, quarterly$1,930,327,000323
Volatile liabilities$482,709,000333
Insider loans$5,179,000896
FHLB advances$127,000,000116
Loans and leases held for sale$01,487
Unused loan commitments$186,597,000484
Tier 1 (core) risk-based capital$121,372,000408
Tier 2 risk-based capital$10,478,000442
Total risk weighted assets$1,167,993,000351
Total unused commitments$186,597,000484
Derivatives$0488
1998-12-31Rank
# of Employees:801230
Assets and Liabilities
Total Assets:$2,240,535,000279
Cash and due from depository institutions$102,132,000230
Interest-bearing balances$44,106,000121
Securities$544,792,000268
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$1,459,601,000263
Loan loss allowance$9,589,000475
Trading account assets$0197
Bank premises and fixed assets$16,887,000442
Other real estate owned$4,996,000230
Goodwill and other intangibles$49,799,000152
All other assets$62,328,000265
Life insurance assets$01
Total liabilities and capital$2,240,535,000279
Total liabilities$2,068,222,000277
Total deposits$1,634,983,000260
Interest-bearing deposits$1,508,895,000246
Deposits held in domestic offices$1,634,983,000256
% insured0.00%1
Federal funds purchased & repurchase agreements$162,000,000228
Trading liabilities$069
Other borrowed funds$247,964,000246
Subordinated debt$0255
All other liabilities$23,275,000371
Total equity capital$172,313,000317
Total bank equity capital$172,313,000317
Perpetual preferred stock$0199
Common stock$09,564
Surplus$92,008,000277
Undivided profits$80,305,000323
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,819,000304
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$7,552,000319
Earning assets$2,048,499,000274
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$2,291,954,200258
Average Assets, quarterly$2,252,967,000269
Volatile liabilities$634,870,000237
Insider loans$2,894,0001,484
FHLB advances$240,500,00064
Loans and leases held for sale$01,681
Unused loan commitments$153,413,000512
Tier 1 (core) risk-based capital$129,996,000369
Tier 2 risk-based capital$9,589,000463
Total risk weighted assets$1,208,447,000325
Total unused commitments$153,413,000515
Derivatives$0527
1997-12-31Rank
# of Employees:732252
Assets and Liabilities
Total Assets:$2,241,416,000274
Cash and due from depository institutions$48,392,000252
Interest-bearing balances$5,141,000875
Securities$765,085,000194
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$1,299,347,000288
Loan loss allowance$9,024,000517
Trading account assets$0203
Bank premises and fixed assets$18,590,000393
Other real estate owned$3,428,000252
Goodwill and other intangibles$53,283,000141
All other assets$53,291,000276
Life insurance assets$01
Total liabilities and capital$2,241,416,000274
Total liabilities$2,048,784,000281
Total deposits$1,578,262,000268
Interest-bearing deposits$1,489,401,000257
Deposits held in domestic offices$1,578,262,000263
% insured0.00%1
Federal funds purchased & repurchase agreements$232,741,000207
Trading liabilities$080
Other borrowed funds$221,188,000243
Subordinated debt$0260
All other liabilities$16,593,000463
Total equity capital$192,632,000274
Total bank equity capital$192,632,000274
Perpetual preferred stock$0223
Common stock$09,968
Surplus$90,417,000268
Undivided profits$102,215,000261
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,677,000367
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$7,999,000320
Earning assets$2,069,573,000277
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$2,210,030,800268
Average Assets, quarterly$2,244,256,000272
Volatile liabilities$635,994,000250
Insider loans$2,043,0002,019
FHLB advances$213,000,00071
Loans and leases held for sale$01,579
Unused loan commitments$126,277,000547
Tier 1 (core) risk-based capital$144,419,000321
Tier 2 risk-based capital$9,024,000454
Total risk weighted assets$1,149,075,000324
Total unused commitments$126,277,000549
Derivatives$0533
1996-12-31Rank
# of Employees:680311
Assets and Liabilities
Total Assets:$2,099,463,000324
Cash and due from depository institutions$61,729,000311
Interest-bearing balances$18,377,000214
Securities$783,878,000207
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$1,132,107,000353
Loan loss allowance$9,986,000529
Trading account assets$0240
Bank premises and fixed assets$25,369,000316
Other real estate owned$1,867,000311
Goodwill and other intangibles$55,325,000132
All other assets$39,188,000353
Life insurance assets$01
Total liabilities and capital$2,099,463,000324
Total liabilities$1,910,198,000330
Total deposits$1,524,457,000318
Interest-bearing deposits$1,447,475,000293
Deposits held in domestic offices$1,524,457,000315
% insured0.00%1
Federal funds purchased & repurchase agreements$176,674,000272
Trading liabilities$097
Other borrowed funds$183,856,000268
Subordinated debt$0298
All other liabilities$25,211,000362
Total equity capital$189,265,000300
Total bank equity capital$189,265,000300
Perpetual preferred stock$0250
Common stock$1,00010,221
Surplus$89,614,000286
Undivided profits$99,650,000274
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,826,000504
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$7,578,000370
Earning assets$1,934,362,000321
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$1,854,801,800343
Average Assets, quarterly$2,071,856,500327
Volatile liabilities$499,555,000296
Insider loans$1,952,0002,166
FHLB advances$175,000,00086
Loans and leases held for sale$01,560
Unused loan commitments$115,427,000603
Tier 1 (core) risk-based capital$135,953,000373
Tier 2 risk-based capital$9,971,000455
Total risk weighted assets$1,030,000,000384
Total unused commitments$115,427,000606
Derivatives$0549
1995-12-31Rank
# of Employees:568381
Assets and Liabilities
Total Assets:$1,457,048,000438
Cash and due from depository institutions$36,287,000381
Interest-bearing balances$7,737,000609
Securities$510,274,000315
Federal funds sold & reverse repurchase agreements$10,520,0001,352
Net loans & leases$823,096,000468
Loan loss allowance$7,620,000672
Trading account assets$0261
Bank premises and fixed assets$20,688,000392
Other real estate owned$753,000381
Goodwill and other intangibles$20,305,000224
All other assets$35,125,000410
Life insurance assets$01
Total liabilities and capital$1,457,048,000438
Total liabilities$1,320,012,000436
Total deposits$1,103,691,000412
Interest-bearing deposits$1,059,973,000382
Deposits held in domestic offices$1,103,691,000409
% insured0.00%1
Federal funds purchased & repurchase agreements$81,112,000432
Trading liabilities$0110
Other borrowed funds$122,512,000336
Subordinated debt$0337
All other liabilities$12,697,000587
Total equity capital$137,036,000410
Total bank equity capital$137,036,000410
Perpetual preferred stock$0288
Common stock$863,0004,165
Surplus$36,686,000574
Undivided profits$99,487,000291
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,116,000659
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$4,941,000535
Earning assets$1,351,627,000425
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$1,331,525,000445
Average Assets, quarterly$1,450,771,500428
Volatile liabilities$293,288,000430
Insider loans$1,897,0002,241
FHLB advances$120,614,000106
Loans and leases held for sale$01,606
Unused loan commitments$99,891,000685
Tier 1 (core) risk-based capital$117,098,000432
Tier 2 risk-based capital$7,485,000565
Total risk weighted assets$657,205,000549
Total unused commitments$99,891,000689
Derivatives$0628
1994-12-31Rank
# of Employees:464461
Assets and Liabilities
Total Assets:$1,220,953,000476
Cash and due from depository institutions$51,952,000461
Interest-bearing balances$24,847,000170
Securities$530,268,000319
Federal funds sold & reverse repurchase agreements$650,0006,328
Net loans & leases$588,124,000567
Loan loss allowance$7,307,000702
Trading account assets$0286
Bank premises and fixed assets$18,084,000428
Other real estate owned$1,927,000461
Goodwill and other intangibles$4,546,000496
All other assets$25,402,000510
Life insurance assets$01
Total liabilities and capital$1,220,953,000476
Total liabilities$1,104,048,000480
Total deposits$883,720,000487
Interest-bearing deposits$806,579,000469
Deposits held in domestic offices$883,720,000482
% insured0.00%1
Federal funds purchased & repurchase agreements$145,398,000340
Trading liabilities$087
Other borrowed funds$63,286,000484
Subordinated debt$0372
All other liabilities$11,644,000553
Total equity capital$116,905,000426
Total bank equity capital$116,905,000426
Perpetual preferred stock$0310
Common stock$860,0004,361
Surplus$34,832,000554
Undivided profits$81,213,000305
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,352,000881
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$114,000787
Income earned, not collected on loans$3,494,000609
Earning assets$1,143,889,000468
Long-term assets (5+ years)$604,328,000175
Average Assets, year-to-date$1,208,143,600471
Average Assets, quarterly$1,227,280,000473
Volatile liabilities$165,916,000609
Insider loans$2,243,0001,861
FHLB advances$0993
Loans and leases held for sale$30,918,00098
Unused loan commitments$55,238,000922
Tier 1 (core) risk-based capital$121,687,000413
Tier 2 risk-based capital$6,505,390615
Total risk weighted assets$519,629,790635
Total unused commitments$55,238,000931
Derivatives$121,800,000271
1993-12-31Rank
# of Employees:577401
Assets and Liabilities
Total Assets:$1,181,308,000492
Cash and due from depository institutions$97,589,000401
Interest-bearing balances$73,936,00099
Securities$434,744,000377
Federal funds sold & reverse repurchase agreements$10,000,0001,350
Net loans & leases$579,269,000559
Loan loss allowance$7,403,000739
Trading account assets$0330
Bank premises and fixed assets$19,801,000399
Other real estate owned$4,335,000401
Goodwill and other intangibles$5,760,000389
All other assets$29,810,000457
Life insurance assets$01
Total liabilities and capital$1,181,308,000492
Total liabilities$1,098,883,000485
Total deposits$913,982,000493
Interest-bearing deposits$859,297,000459
Deposits held in domestic offices$913,982,000485
% insured0.00%1
Federal funds purchased & repurchase agreements$87,359,000379
Trading liabilities$01
Other borrowed funds$84,914,000357
Subordinated debt$0413
All other liabilities$12,628,000537
Total equity capital$82,425,000536
Total bank equity capital$82,425,000536
Perpetual preferred stock$0343
Common stock$011,979
Surplus$012,104
Undivided profits$82,425,000304
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,070,000843
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$3,381,000561
Earning assets$1,097,949,000482
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$1,181,540,200478
Average Assets, quarterly$1,161,208,000492
Volatile liabilities$242,449,000443
Insider loans$2,221,0001,856
FHLB advances$84,914,000127
Loans and leases held for sale$01,681
Unused loan commitments$68,942,000786
Tier 1 (core) risk-based capital$82,042,000521
Tier 2 risk-based capital$6,226,000632
Total risk weighted assets$496,925,000662
Total unused commitments$68,942,000806
Derivatives$0714
1992-12-31Rank
# of Employees:389582
Assets and Liabilities
Total Assets:$1,212,092,000495
Cash and due from depository institutions$118,843,000582
Interest-bearing balances$99,663,000111
Securities$355,895,000439
Federal funds sold & reverse repurchase agreements$10,000,0001,623
Net loans & leases$561,261,000587
Loan loss allowance$6,936,000783
Trading account assets$0344
Bank premises and fixed assets$21,531,000382
Other real estate owned$2,124,000582
Goodwill and other intangibles$4,637,000442
All other assets$137,801,000158
Life insurance assets$01
Total liabilities and capital$1,212,092,000495
Total liabilities$1,139,190,000486
Total deposits$885,777,000538
Interest-bearing deposits$834,552,000501
Deposits held in domestic offices$885,777,000532
% insured0.00%1
Federal funds purchased & repurchase agreements$122,956,000276
Trading liabilities$01
Other borrowed funds$119,014,000267
Subordinated debt$0482
All other liabilities$11,443,000582
Total equity capital$72,902,000569
Total bank equity capital$72,902,000569
Perpetual preferred stock$0346
Common stock$012,472
Surplus$012,588
Undivided profits$72,902,000304
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,107,000873
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$4,090,000540
Earning assets$1,026,819,000520
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$1,203,049,800483
Average Assets, quarterly$1,218,846,000491
Volatile liabilities$344,613,000332
Insider loans$09,493
FHLB advances$119,014,00096
Loans and leases held for sale$01,207
Unused loan commitments$56,597,000877
Tier 1 (core) risk-based capital$72,902,000548
Tier 2 risk-based capital$6,568,000612
Total risk weighted assets$525,087,000632
Total unused commitments$56,597,000895
Derivatives$0651