Home > Commercial Trust and Savings Bank > Loan Charge- Offs and Recoveries

Commercial Trust and Savings Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$351,0002,071
Loans secured by real estate, total$11,0003,461
To non-U.S. addresseesNANA
Real estate loans in domestic offices$11,0003,459
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$11,0002,673
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$199,0001,415
Loans to individuals$141,0001,930
Credit card loan charge offs$2,0003,051
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$139,0001,668
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$99,000253
Total recoveries$69,0002,741
Loans secured by real estate, total$03,922
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$23,0002,507
Loans to individuals$46,0001,704
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$46,0001,517
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$22,000340
Net charge-offs$282,0001,949
Loans secured by real estate, total$11,0002,850
To non-U.S. addresseesNANA
Real estate loans in domestic offices$11,0002,848
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$11,0002,292
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$176,0001,231
To non-U.S. addresseesNANA
Loans to individuals$95,0002,025
Credit card loan net charge offs$2,0002,807
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$93,0001,734
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$77,000271
1997-12-31 (YTD Data)Rank
Total charge-offs$333,0002,355
Loans secured by real estate, total$04,932
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,929
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$04,103
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$25,0004,478
Loans to individuals$308,0001,160
Credit card loan charge offs$5,0002,745
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$303,000961
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$117,0002,067
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$83,0001,173
Loans to individuals$34,0002,191
Credit card loan recoveries$1,0002,101
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$33,0002,028
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$79,000100
Net charge-offs$216,0002,425
Loans secured by real estate, total$04,060
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,052
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$03,512
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-58,00010,519
To non-U.S. addresseesNANA
Loans to individuals$274,0001,032
Credit card loan net charge offs$4,0002,688
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$270,000822
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$-79,0008,523
1996-12-31 (YTD Data)Rank
Total charge-offs$385,0002,212
Loans secured by real estate, total$3,0004,659
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0004,658
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$3,0003,714
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$19,0005,031
Loans to individuals$363,0001,082
Credit card loan charge offs$1,0003,743
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$362,000853
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$19,000920
Total recoveries$111,0002,271
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$32,0002,472
Loans to individuals$79,0001,223
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$79,0001,064
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$24,000368
Net charge-offs$274,0002,207
Loans secured by real estate, total$3,0003,772
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0003,771
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$3,0003,156
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-13,00010,196
To non-U.S. addresseesNANA
Loans to individuals$284,0001,054
Credit card loan net charge offs$1,0003,519
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$283,000818
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$-5,0008,366
1995-12-31 (YTD Data)Rank
Total charge-offs$167,0003,692
Loans secured by real estate, total$05,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0007,047
Loans to individuals$165,0001,669
Credit card loan charge offs$2,0003,288
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$163,0001,404
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$283,0001,150
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$226,000589
Loans to individuals$57,0001,576
Credit card loan recoveries$1,0002,129
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$56,0001,432
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$35,000262
Net charge-offs$-116,00011,762
Loans secured by real estate, total$04,386
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,381
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-224,00011,782
To non-U.S. addresseesNANA
Loans to individuals$108,0001,681
Credit card loan net charge offs$1,0003,346
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$107,0001,389
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$-35,0009,169
1994-12-31 (YTD Data)Rank
Total charge-offs$242,0003,030
Loans secured by real estate, total$4,0005,423
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0005,422
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$4,0004,156
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0007,647
Loans to individuals$237,0001,181
Credit card loan charge offs$2,0003,192
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$235,000954
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$110,0002,698
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$70,0001,786
Loans to individuals$40,0002,217
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$40,0002,003
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$132,0003,202
Loans secured by real estate, total$4,0004,396
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0004,397
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$4,0003,495
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-69,00011,958
To non-U.S. addresseesNANA
Loans to individuals$197,0001,001
Credit card loan net charge offs$2,0002,885
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$195,000743
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$467,0002,386
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$293,0001,523
Loans to individuals$174,0001,686
Credit card loan charge offs$3,0003,127
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$171,0001,415
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$29,0006,396
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0007,052
Loans to individuals$25,0003,198
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$25,0002,961
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$2,0001,623
Net charge-offs$438,0001,934
Loans secured by real estate, total$06,077
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,070
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$289,0001,157
To non-U.S. addresseesNANA
Loans to individuals$149,0001,389
Credit card loan net charge offs$3,0002,821
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$146,0001,063
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$-2,0009,350
1992-12-31 (YTD Data)Rank
Total charge-offs$135,0006,277
Loans secured by real estate, total$08,179
To non-U.S. addresseesNANA
Real estate loans in domestic offices$08,166
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0008,651
Loans to individuals$128,0002,572
Credit card loan charge offs$5,0002,890
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$123,0002,304
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$28,0006,803
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$10,0005,960
Loans to individuals$18,0004,087
Credit card loan recoveries$1,0002,231
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$17,0003,965
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$2,0001,723
Net charge-offs$107,0005,743
Loans secured by real estate, total$07,205
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,197
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-3,00011,878
To non-U.S. addresseesNANA
Loans to individuals$110,0002,206
Credit card loan net charge offs$4,0002,836
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$106,0001,911
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$-2,0009,804

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.