Commercial State Bank of Bonner Springs, Income and Expense

2006-03-31 (YTD Data)Rank
Total interest income$1,356,0005,230
Total interest expense$479,0005,241
Net interest income$877,0005,112
Provision for loan and lease losses$17,0004,701
Total noninterest income$205,0003,931
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$126,0002,974
Trading account gains and fees$0115
Additional Noninterest Income$79,0004,177
Total noninterest expense$594,0005,662
Salaries and employee benefits$344,0005,490
Premises and equipment expense$79,0005,661
Additional noninterest expense$171,0005,666
Pre-tax net operating income$471,0003,885
Securities gains (losses)$0955
Applicable income taxes$15,0005,535
Income before extraordinary items$456,0003,386
Extraordinary gains, net$021
Net income$456,0003,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$860,000854
Sale, conversion, retirement of capital stock, net$0648
Net operating income$456,0003,362
2005-12-31 (YTD Data)Rank
Total interest income$4,949,0005,181
Total interest expense$1,545,0005,155
Net interest income$3,404,0005,102
Provision for loan and lease losses$-91,0008,622
Total noninterest income$897,0003,806
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$571,0002,773
Trading account gains and fees$0138
Additional Noninterest Income$326,0004,159
Total noninterest expense$2,573,0005,288
Salaries and employee benefits$1,496,0005,058
Premises and equipment expense$326,0005,505
Additional noninterest expense$751,0005,378
Pre-tax net operating income$1,819,0003,932
Securities gains (losses)$02,296
Applicable income taxes$74,0005,605
Income before extraordinary items$1,745,0003,448
Extraordinary gains, net$046
Net income$1,745,0003,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,620
Cash dividends$4,714,000697
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,745,0003,413
2005-09-30 (YTD Data)Rank
Total interest income$3,612,0005,242
Total interest expense$1,074,0005,251
Net interest income$2,538,0005,132
Provision for loan and lease losses$-95,0008,696
Total noninterest income$668,0003,823
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$430,0002,751
Trading account gains and fees$0126
Additional Noninterest Income$238,0004,221
Total noninterest expense$1,845,0005,402
Salaries and employee benefits$1,054,0005,252
Premises and equipment expense$233,0005,629
Additional noninterest expense$558,0005,361
Pre-tax net operating income$1,456,0003,839
Securities gains (losses)$02,317
Applicable income taxes$58,0005,689
Income before extraordinary items$1,398,0003,311
Extraordinary gains, net$035
Net income$1,398,0003,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,349
Cash dividends$4,614,000516
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,398,0003,270
2005-06-30 (YTD Data)Rank
Total interest income$2,342,0005,265
Total interest expense$661,0005,306
Net interest income$1,681,0005,151
Provision for loan and lease losses$-95,0008,728
Total noninterest income$442,0003,797
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$285,0002,716
Trading account gains and fees$0116
Additional Noninterest Income$157,0004,215
Total noninterest expense$1,224,0005,407
Salaries and employee benefits$697,0005,260
Premises and equipment expense$151,0005,689
Additional noninterest expense$376,0005,299
Pre-tax net operating income$994,0003,727
Securities gains (losses)$02,146
Applicable income taxes$39,0005,711
Income before extraordinary items$955,0003,201
Extraordinary gains, net$030
Net income$955,0003,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,447
Cash dividends$710,0001,728
Sale, conversion, retirement of capital stock, net$0643
Net operating income$955,0003,153
2005-03-31 (YTD Data)Rank
Total interest income$1,115,0005,407
Total interest expense$300,0005,483
Net interest income$815,0005,281
Provision for loan and lease losses$-97,0008,829
Total noninterest income$212,0003,830
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$132,0002,810
Trading account gains and fees$0115
Additional Noninterest Income$80,0004,199
Total noninterest expense$599,0005,519
Salaries and employee benefits$347,0005,324
Premises and equipment expense$73,0005,831
Additional noninterest expense$179,0005,430
Pre-tax net operating income$525,0003,549
Securities gains (losses)$01,685
Applicable income taxes$20,0005,658
Income before extraordinary items$505,0003,024
Extraordinary gains, net$024
Net income$505,0003,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,116
Cash dividends$610,0001,015
Sale, conversion, retirement of capital stock, net$0491
Net operating income$505,0002,985
2004-12-31 (YTD Data)Rank
Total interest income$4,322,0005,319
Total interest expense$1,103,0005,374
Net interest income$3,219,0005,196
Provision for loan and lease losses$256,0003,206
Total noninterest income$817,0003,992
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$494,0003,171
Trading account gains and fees$0138
Additional Noninterest Income$323,0004,129
Total noninterest expense$2,417,0005,415
Salaries and employee benefits$1,386,0005,211
Premises and equipment expense$354,0005,169
Additional noninterest expense$677,0005,627
Pre-tax net operating income$1,363,0004,494
Securities gains (losses)$68,0001,506
Applicable income taxes$53,0006,005
Income before extraordinary items$1,378,0003,838
Extraordinary gains, net$034
Net income$1,378,0003,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,912
Cash dividends$1,126,0002,130
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,312,7203,901
2004-09-30 (YTD Data)Rank
Total interest income$3,191,0005,348
Total interest expense$834,0005,326
Net interest income$2,357,0005,259
Provision for loan and lease losses$80,0004,713
Total noninterest income$597,0004,101
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$361,0003,245
Trading account gains and fees$0134
Additional Noninterest Income$236,0004,178
Total noninterest expense$1,746,0005,494
Salaries and employee benefits$1,009,0005,289
Premises and equipment expense$251,0005,329
Additional noninterest expense$486,0005,718
Pre-tax net operating income$1,128,0004,325
Securities gains (losses)$-6,0008,396
Applicable income taxes$40,0006,113
Income before extraordinary items$1,082,0003,815
Extraordinary gains, net$026
Net income$1,082,0003,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,870
Cash dividends$1,042,0001,656
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,087,7603,725
2004-06-30 (YTD Data)Rank
Total interest income$2,084,0005,415
Total interest expense$554,0005,359
Net interest income$1,530,0005,342
Provision for loan and lease losses$10,0006,364
Total noninterest income$393,0004,132
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$233,0003,300
Trading account gains and fees$0130
Additional Noninterest Income$160,0004,180
Total noninterest expense$1,159,0005,546
Salaries and employee benefits$672,0005,329
Premises and equipment expense$164,0005,408
Additional noninterest expense$323,0005,746
Pre-tax net operating income$754,0004,268
Securities gains (losses)$03,413
Applicable income taxes$25,0006,158
Income before extraordinary items$729,0003,767
Extraordinary gains, net$021
Net income$729,0003,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$548,0002,018
Sale, conversion, retirement of capital stock, net$0638
Net operating income$729,0003,679
2004-03-31 (YTD Data)Rank
Total interest income$1,035,0005,466
Total interest expense$282,0005,358
Net interest income$753,0005,404
Provision for loan and lease losses$06,501
Total noninterest income$192,0004,151
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$116,0003,225
Trading account gains and fees$0121
Additional Noninterest Income$76,0004,277
Total noninterest expense$576,0005,588
Salaries and employee benefits$340,0005,296
Premises and equipment expense$85,0005,341
Additional noninterest expense$151,0005,975
Pre-tax net operating income$369,0004,294
Securities gains (losses)$02,934
Applicable income taxes$8,0006,367
Income before extraordinary items$361,0003,774
Extraordinary gains, net$016
Net income$361,0003,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$458,0001,308
Sale, conversion, retirement of capital stock, net$0464
Net operating income$361,0003,657
2003-12-31 (YTD Data)Rank
Total interest income$4,121,0005,532
Total interest expense$1,283,0005,358
Net interest income$2,838,0005,481
Provision for loan and lease losses$75,0005,722
Total noninterest income$803,0004,221
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$497,0003,112
Trading account gains and fees$0160
Additional Noninterest Income$306,0004,469
Total noninterest expense$2,354,0005,437
Salaries and employee benefits$1,335,0005,254
Premises and equipment expense$332,0005,344
Additional noninterest expense$687,0005,564
Pre-tax net operating income$1,212,0004,667
Securities gains (losses)$102,0001,881
Applicable income taxes$53,0006,235
Income before extraordinary items$1,261,0004,008
Extraordinary gains, net$054
Net income$1,261,0004,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,437
Cash dividends$784,0002,738
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,163,0804,050
2003-09-30 (YTD Data)Rank
Total interest income$3,103,0005,584
Total interest expense$991,0005,409
Net interest income$2,112,0005,542
Provision for loan and lease losses$65,0005,417
Total noninterest income$601,0004,275
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$364,0003,173
Trading account gains and fees$0153
Additional Noninterest Income$237,0004,478
Total noninterest expense$1,691,0005,555
Salaries and employee benefits$962,0005,384
Premises and equipment expense$228,0005,602
Additional noninterest expense$501,0005,635
Pre-tax net operating income$957,0004,669
Securities gains (losses)$102,0001,734
Applicable income taxes$42,0006,352
Income before extraordinary items$1,017,0003,943
Extraordinary gains, net$040
Net income$1,017,0003,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,857
Cash dividends$698,0002,192
Sale, conversion, retirement of capital stock, net$0722
Net operating income$919,0804,050
2003-06-30 (YTD Data)Rank
Total interest income$2,179,0005,452
Total interest expense$688,0005,405
Net interest income$1,491,0005,343
Provision for loan and lease losses$50,0005,111
Total noninterest income$394,0004,280
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$247,0003,089
Trading account gains and fees$0150
Additional Noninterest Income$147,0004,602
Total noninterest expense$1,109,0005,613
Salaries and employee benefits$619,0005,511
Premises and equipment expense$150,0005,648
Additional noninterest expense$340,0005,569
Pre-tax net operating income$726,0004,332
Securities gains (losses)$102,0001,496
Applicable income taxes$33,0006,264
Income before extraordinary items$795,0003,525
Extraordinary gains, net$030
Net income$795,0003,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,250
Cash dividends$612,0001,859
Sale, conversion, retirement of capital stock, net$0589
Net operating income$697,0803,687
2003-03-31 (YTD Data)Rank
Total interest income$1,132,0005,333
Total interest expense$358,0005,385
Net interest income$774,0005,214
Provision for loan and lease losses$45,0003,818
Total noninterest income$203,0004,124
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$128,0002,943
Trading account gains and fees$0134
Additional Noninterest Income$75,0004,475
Total noninterest expense$556,0005,596
Salaries and employee benefits$304,0005,581
Premises and equipment expense$77,0005,564
Additional noninterest expense$175,0005,453
Pre-tax net operating income$376,0004,196
Securities gains (losses)$102,000992
Applicable income taxes$18,0006,161
Income before extraordinary items$460,0003,131
Extraordinary gains, net$021
Net income$460,0003,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,357
Cash dividends$520,0001,158
Sale, conversion, retirement of capital stock, net$0419
Net operating income$362,0803,547
2002-12-31 (YTD Data)Rank
Total interest income$5,004,0005,173
Total interest expense$1,770,0005,201
Net interest income$3,234,0005,032
Provision for loan and lease losses$140,0005,057
Total noninterest income$725,0004,238
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$432,0003,347
Trading account gains and fees$0153
Additional Noninterest Income$293,0004,314
Total noninterest expense$2,432,0005,167
Salaries and employee benefits$1,349,0005,073
Premises and equipment expense$379,0004,832
Additional noninterest expense$704,0005,388
Pre-tax net operating income$1,387,0004,316
Securities gains (losses)$04,537
Applicable income taxes$64,0006,357
Income before extraordinary items$1,323,0003,846
Extraordinary gains, net$070
Net income$1,323,0003,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,741
Cash dividends$1,303,0001,826
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,323,0003,734
2001-12-31 (YTD Data)Rank
Total interest income$5,795,0005,089
Total interest expense$2,488,0005,418
Net interest income$3,307,0004,741
Provision for loan and lease losses$175,0004,458
Total noninterest income$706,0004,172
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$429,0003,213
Trading account gains and fees$0177
Additional Noninterest Income$277,0004,284
Total noninterest expense$2,446,0005,029
Salaries and employee benefits$1,307,0005,014
Premises and equipment expense$452,0004,220
Additional noninterest expense$687,0005,358
Pre-tax net operating income$1,392,0004,055
Securities gains (losses)$04,612
Applicable income taxes$58,0006,573
Income before extraordinary items$1,334,0003,521
Extraordinary gains, net$0105
Net income$1,334,0003,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0003,012
Cash dividends$1,234,0001,929
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,334,0003,427
2000-12-31 (YTD Data)Rank
Total interest income$6,275,0004,929
Total interest expense$2,958,0004,974
Net interest income$3,317,0004,805
Provision for loan and lease losses$200,0003,731
Total noninterest income$644,0004,228
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$395,0003,280
Trading account gains and feesNANA
Additional Noninterest Income$249,0004,305
Total noninterest expense$2,349,0005,077
Salaries and employee benefits$1,293,0004,923
Premises and equipment expense$480,0003,913
Additional noninterest expense$576,0005,926
Pre-tax net operating income$1,412,0004,246
Securities gains (losses)$-40,0009,095
Applicable income taxes$104,0006,463
Income before extraordinary items$1,268,0003,707
Extraordinary gains, net$038
Net income$1,268,0003,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,357
Cash dividends$944,0002,404
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,304,8003,611
1999-12-31 (YTD Data)Rank
Total interest income$5,283,0005,378
Total interest expense$2,422,0005,299
Net interest income$2,860,0005,346
Provision for loan and lease losses$110,0005,020
Total noninterest income$578,0004,539
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$378,0003,361
Trading account gains and feesNANA
Additional Noninterest Income$200,0004,940
Total noninterest expense$2,223,0005,290
Salaries and employee benefits$1,204,0005,151
Premises and equipment expense$431,0004,271
Additional noninterest expense$588,0005,908
Pre-tax net operating income$1,106,0005,006
Securities gains (losses)$6,0002,044
Applicable income taxes$49,0007,647
Income before extraordinary items$1,063,0004,233
Extraordinary gains, net$035
Net income$1,063,0004,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,056
Cash dividends$883,0002,506
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,057,2404,214
1998-12-31 (YTD Data)Rank
Total interest income$5,227,0005,496
Total interest expense$2,509,0005,352
Net interest income$2,718,0005,532
Provision for loan and lease losses$90,0005,311
Total noninterest income$517,0004,840
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$323,0003,709
Trading account gains and feesNANA
Additional Noninterest Income$194,0005,040
Total noninterest expense$2,118,0005,368
Salaries and employee benefits$1,203,0005,065
Premises and equipment expense$397,0004,444
Additional noninterest expense$518,0006,311
Pre-tax net operating income$1,027,0005,332
Securities gains (losses)$04,449
Applicable income taxes$47,0008,390
Income before extraordinary items$980,0004,587
Extraordinary gains, net$032
Net income$980,0004,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0001,993
Cash dividends$1,058,0002,115
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$980,0004,492
1997-12-31 (YTD Data)Rank
Total interest income$5,280,0005,577
Total interest expense$2,703,0005,102
Net interest income$2,577,0005,932
Provision for loan and lease losses$08,829
Total noninterest income$493,0005,042
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$333,0003,754
Trading account gains and feesNANA
Additional Noninterest Income$160,0005,533
Total noninterest expense$1,931,0005,785
Salaries and employee benefits$1,064,0005,618
Premises and equipment expense$262,0005,895
Additional noninterest expense$605,0005,771
Pre-tax net operating income$1,139,0005,414
Securities gains (losses)$-7,0009,846
Applicable income taxes$170,0007,324
Income before extraordinary items$962,0004,836
Extraordinary gains, net$044
Net income$962,0004,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,981
Cash dividends$371,0004,127
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$967,9504,754
1996-12-31 (YTD Data)Rank
Total interest income$5,230,0005,748
Total interest expense$2,831,0005,025
Net interest income$2,399,0006,386
Provision for loan and lease losses$-345,00011,383
Total noninterest income$471,0005,369
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$310,0004,126
Trading account gains and feesNANA
Additional Noninterest Income$161,0005,764
Total noninterest expense$1,988,0005,965
Salaries and employee benefits$983,0006,073
Premises and equipment expense$247,0006,293
Additional noninterest expense$758,0005,412
Pre-tax net operating income$1,227,0005,043
Securities gains (losses)$1,0003,760
Applicable income taxes$447,0004,525
Income before extraordinary items$781,0005,392
Extraordinary gains, net$053
Net income$781,0005,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-480,00011,413
Cash dividends$286,0004,672
Sale, conversion, retirement of capital stock, net$0953
Net operating income$780,3605,337
1995-12-31 (YTD Data)Rank
Total interest income$5,139,0005,866
Total interest expense$2,863,0004,968
Net interest income$2,276,0006,735
Provision for loan and lease losses$1,320,000772
Total noninterest income$435,0005,670
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$280,0004,535
Trading account gains and feesNANA
Additional Noninterest Income$155,0005,887
Total noninterest expense$2,069,0005,830
Salaries and employee benefits$1,208,0005,189
Premises and equipment expense$188,0007,429
Additional noninterest expense$673,0006,042
Pre-tax net operating income$-678,00011,832
Securities gains (losses)$-43,00011,086
Applicable income taxes$-289,00011,832
Income before extraordinary items$-432,00011,780
Extraordinary gains, net$065
Net income$-432,00011,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,587,000659
Cash dividends$138,0006,249
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-404,48011,768
1994-12-31 (YTD Data)Rank
Total interest income$5,101,0005,590
Total interest expense$2,697,0004,344
Net interest income$2,404,0006,655
Provision for loan and lease losses$09,146
Total noninterest income$432,0005,836
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$297,0004,388
Trading account gains and feesNANA
Additional Noninterest Income$135,0006,544
Total noninterest expense$1,843,0006,581
Salaries and employee benefits$980,0006,184
Premises and equipment expense$173,0008,008
Additional noninterest expense$690,0006,394
Pre-tax net operating income$993,0005,987
Securities gains (losses)$03,600
Applicable income taxes$361,0005,140
Income before extraordinary items$632,0006,325
Extraordinary gains, net$0249
Net income$632,0006,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,00011,561
Cash dividends$311,0004,353
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$632,0006,402
1993-12-31 (YTD Data)Rank
Total interest income$5,496,0005,338
Total interest expense$2,825,0004,342
Net interest income$2,671,0006,218
Provision for loan and lease losses$430,0002,334
Total noninterest income$536,0005,347
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$323,0004,162
Trading account gains and feesNANA
Additional Noninterest Income$213,0005,471
Total noninterest expense$2,235,0005,788
Salaries and employee benefits$1,252,0005,040
Premises and equipment expense$152,0008,840
Additional noninterest expense$831,0005,749
Pre-tax net operating income$542,0008,358
Securities gains (losses)$50,0003,394
Applicable income taxes$208,0007,473
Income before extraordinary items$384,0008,591
Extraordinary gains, net$-11,00012,328
Net income$373,0008,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$646,0001,512
Cash dividends$198,0005,518
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$351,5008,663
1992-12-31 (YTD Data)Rank
Total interest income$5,825,0005,629
Total interest expense$3,090,0005,030
Net interest income$2,735,0006,147
Provision for loan and lease losses$340,0003,839
Total noninterest income$457,0006,008
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$247,0005,187
Trading account gains and feesNANA
Additional Noninterest Income$210,0005,505
Total noninterest expense$2,086,0006,169
Salaries and employee benefits$1,045,0005,798
Premises and equipment expense$173,0008,493
Additional noninterest expense$868,0005,685
Pre-tax net operating income$766,0006,734
Securities gains (losses)$08,369
Applicable income taxes$335,0005,521
Income before extraordinary items$431,0007,921
Extraordinary gains, net$01,422
Net income$431,0008,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0006,591
Cash dividends$106,0006,448
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$431,0007,563

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.