Home > Commercial State Bank > Income and Expense
Commercial State Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,409,000 | 1,717 |
| Total interest expense | $738,000 | 3,058 |
| Net interest income | $14,671,000 | 1,599 |
| Provision for loan and lease losses | $10,000 | 4,088 |
| Total noninterest income | $1,337,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $397,000 | 2,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $940,000 | 2,361 |
| Total noninterest expense | $10,042,000 | 1,911 |
| Salaries and employee benefits | $6,446,000 | 1,706 |
| Premises and equipment expense | $1,267,000 | 1,760 |
| Additional noninterest expense | $2,329,000 | 2,371 |
| Pre-tax net operating income | $5,956,000 | 1,468 |
| Securities gains (losses) | $50,000 | 903 |
| Applicable income taxes | $1,550,000 | 1,506 |
| Income before extraordinary items | $4,456,000 | 1,482 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,456,000 | 1,482 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,456,000 | 1,482 |
| Net charge-offs | $-4,000 | 4,637 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $251,000 | 375 |
| Net operating income | $4,419,000 | 1,478 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,342,000 | 1,748 |
| Total interest expense | $545,000 | 3,075 |
| Net interest income | $10,797,000 | 1,629 |
| Provision for loan and lease losses | $10,000 | 3,882 |
| Total noninterest income | $903,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $299,000 | 2,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $604,000 | 2,572 |
| Total noninterest expense | $6,734,000 | 2,084 |
| Salaries and employee benefits | $4,111,000 | 1,951 |
| Premises and equipment expense | $849,000 | 1,936 |
| Additional noninterest expense | $1,774,000 | 2,352 |
| Pre-tax net operating income | $4,956,000 | 1,383 |
| Securities gains (losses) | $43,000 | 945 |
| Applicable income taxes | $1,425,000 | 1,160 |
| Income before extraordinary items | $3,574,000 | 1,499 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,574,000 | 1,499 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,574,000 | 1,499 |
| Net charge-offs | $-10,000 | 4,745 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 360 |
| Net operating income | $3,543,470 | 1,487 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,368,000 | 1,780 |
| Total interest expense | $352,000 | 3,094 |
| Net interest income | $7,016,000 | 1,656 |
| Provision for loan and lease losses | $10,000 | 3,628 |
| Total noninterest income | $1,177,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $205,000 | 2,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $972,000 | 1,570 |
| Total noninterest expense | $4,660,000 | 2,029 |
| Salaries and employee benefits | $2,818,000 | 1,923 |
| Premises and equipment expense | $609,000 | 1,848 |
| Additional noninterest expense | $1,233,000 | 2,270 |
| Pre-tax net operating income | $3,523,000 | 1,312 |
| Securities gains (losses) | $43,000 | 698 |
| Applicable income taxes | $1,040,000 | 1,076 |
| Income before extraordinary items | $2,526,000 | 1,416 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,526,000 | 1,416 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,526,000 | 1,417 |
| Net charge-offs | $-16,000 | 4,936 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 302 |
| Net operating income | $2,495,470 | 1,412 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 1,797 |
| Total interest expense | $175,000 | 3,099 |
| Net interest income | $3,438,000 | 1,678 |
| Provision for loan and lease losses | $10,000 | 3,145 |
| Total noninterest income | $860,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $102,000 | 2,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $758,000 | 1,160 |
| Total noninterest expense | $2,450,000 | 1,963 |
| Salaries and employee benefits | $1,532,000 | 1,803 |
| Premises and equipment expense | $308,000 | 1,849 |
| Additional noninterest expense | $610,000 | 2,287 |
| Pre-tax net operating income | $1,838,000 | 1,260 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $541,000 | 1,020 |
| Income before extraordinary items | $1,297,000 | 1,368 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,297,000 | 1,367 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,297,000 | 1,368 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 210 |
| Net operating income | $1,297,000 | 1,351 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,793,000 | 1,841 |
| Total interest expense | $546,000 | 3,484 |
| Net interest income | $13,247,000 | 1,700 |
| Provision for loan and lease losses | $150,000 | 2,726 |
| Total noninterest income | $1,166,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $393,000 | 2,497 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $773,000 | 2,705 |
| Total noninterest expense | $9,321,000 | 2,032 |
| Salaries and employee benefits | $5,543,000 | 1,927 |
| Premises and equipment expense | $1,267,000 | 1,773 |
| Additional noninterest expense | $2,511,000 | 2,304 |
| Pre-tax net operating income | $4,942,000 | 1,641 |
| Securities gains (losses) | $138,000 | 1,108 |
| Applicable income taxes | $1,417,000 | 1,321 |
| Income before extraordinary items | $3,663,000 | 1,776 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,663,000 | 1,775 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,663,000 | 1,775 |
| Net charge-offs | $41,000 | 3,276 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 506 |
| Net operating income | $3,563,640 | 1,779 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,268,000 | 1,857 |
| Total interest expense | $388,000 | 3,602 |
| Net interest income | $9,880,000 | 1,711 |
| Provision for loan and lease losses | $150,000 | 2,338 |
| Total noninterest income | $901,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $291,000 | 2,515 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $610,000 | 2,639 |
| Total noninterest expense | $7,026,000 | 2,021 |
| Salaries and employee benefits | $4,081,000 | 1,947 |
| Premises and equipment expense | $941,000 | 1,800 |
| Additional noninterest expense | $2,004,000 | 2,176 |
| Pre-tax net operating income | $3,605,000 | 1,690 |
| Securities gains (losses) | $138,000 | 1,046 |
| Applicable income taxes | $950,000 | 1,463 |
| Income before extraordinary items | $2,793,000 | 1,784 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,793,000 | 1,784 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,793,000 | 1,784 |
| Net charge-offs | $34,000 | 2,829 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 469 |
| Net operating income | $2,689,500 | 1,790 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,792,000 | 1,869 |
| Total interest expense | $245,000 | 3,723 |
| Net interest income | $6,547,000 | 1,726 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $527,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $184,000 | 2,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $343,000 | 2,857 |
| Total noninterest expense | $4,662,000 | 2,039 |
| Salaries and employee benefits | $2,736,000 | 1,941 |
| Premises and equipment expense | $582,000 | 1,913 |
| Additional noninterest expense | $1,344,000 | 2,186 |
| Pre-tax net operating income | $2,262,000 | 1,771 |
| Securities gains (losses) | $138,000 | 780 |
| Applicable income taxes | $521,000 | 1,622 |
| Income before extraordinary items | $1,879,000 | 1,758 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,879,000 | 1,757 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,879,000 | 1,758 |
| Net charge-offs | $35,000 | 2,409 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 466 |
| Net operating income | $1,771,360 | 1,787 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 1,878 |
| Total interest expense | $124,000 | 3,716 |
| Net interest income | $3,248,000 | 1,737 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $273,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $91,000 | 2,573 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $182,000 | 2,737 |
| Total noninterest expense | $2,338,000 | 2,042 |
| Salaries and employee benefits | $1,372,000 | 1,948 |
| Premises and equipment expense | $293,000 | 1,909 |
| Additional noninterest expense | $673,000 | 2,161 |
| Pre-tax net operating income | $1,108,000 | 1,787 |
| Securities gains (losses) | $24,000 | 1,160 |
| Applicable income taxes | $253,000 | 1,646 |
| Income before extraordinary items | $879,000 | 1,822 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $879,000 | 1,823 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $879,000 | 1,823 |
| Net charge-offs | $24,000 | 1,870 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 431 |
| Net operating income | $860,280 | 1,820 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,824,000 | 1,915 |
| Total interest expense | $512,000 | 3,683 |
| Net interest income | $12,312,000 | 1,785 |
| Provision for loan and lease losses | $150,000 | 2,613 |
| Total noninterest income | $1,446,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $414,000 | 2,460 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,032,000 | 2,337 |
| Total noninterest expense | $9,056,000 | 2,079 |
| Salaries and employee benefits | $5,522,000 | 1,890 |
| Premises and equipment expense | $1,187,000 | 1,911 |
| Additional noninterest expense | $2,347,000 | 2,468 |
| Pre-tax net operating income | $4,552,000 | 1,703 |
| Securities gains (losses) | $121,000 | 1,053 |
| Applicable income taxes | $1,338,000 | 1,318 |
| Income before extraordinary items | $3,335,000 | 1,868 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,335,000 | 1,868 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,335,000 | 1,870 |
| Net charge-offs | $-75,000 | 5,663 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 537 |
| Net operating income | $3,249,090 | 1,882 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,476,000 | 1,964 |
| Total interest expense | $387,000 | 3,717 |
| Net interest income | $9,089,000 | 1,824 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,148,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $314,000 | 2,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $834,000 | 2,259 |
| Total noninterest expense | $6,538,000 | 2,138 |
| Salaries and employee benefits | $3,916,000 | 1,991 |
| Premises and equipment expense | $881,000 | 1,949 |
| Additional noninterest expense | $1,741,000 | 2,485 |
| Pre-tax net operating income | $3,699,000 | 1,622 |
| Securities gains (losses) | $121,000 | 916 |
| Applicable income taxes | $1,067,000 | 1,310 |
| Income before extraordinary items | $2,753,000 | 1,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,753,000 | 1,754 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,753,000 | 1,755 |
| Net charge-offs | $-116,000 | 5,840 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 505 |
| Net operating income | $2,665,880 | 1,762 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,129,000 | 2,001 |
| Total interest expense | $253,000 | 3,780 |
| Net interest income | $5,876,000 | 1,878 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $779,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $202,000 | 2,476 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $577,000 | 2,245 |
| Total noninterest expense | $4,435,000 | 2,126 |
| Salaries and employee benefits | $2,670,000 | 1,960 |
| Premises and equipment expense | $584,000 | 1,961 |
| Additional noninterest expense | $1,181,000 | 2,465 |
| Pre-tax net operating income | $2,220,000 | 1,748 |
| Securities gains (losses) | $121,000 | 745 |
| Applicable income taxes | $629,000 | 1,426 |
| Income before extraordinary items | $1,712,000 | 1,843 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,712,000 | 1,846 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,712,000 | 1,847 |
| Net charge-offs | $-50,000 | 5,754 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 488 |
| Net operating income | $1,623,670 | 1,870 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 2,025 |
| Total interest expense | $127,000 | 3,802 |
| Net interest income | $2,888,000 | 1,899 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $264,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $99,000 | 2,487 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $165,000 | 2,889 |
| Total noninterest expense | $2,157,000 | 2,186 |
| Salaries and employee benefits | $1,368,000 | 1,916 |
| Premises and equipment expense | $279,000 | 2,068 |
| Additional noninterest expense | $510,000 | 2,743 |
| Pre-tax net operating income | $995,000 | 1,865 |
| Securities gains (losses) | $121,000 | 517 |
| Applicable income taxes | $276,000 | 1,528 |
| Income before extraordinary items | $840,000 | 1,858 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $840,000 | 1,860 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $840,000 | 1,860 |
| Net charge-offs | $-64,000 | 6,020 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 461 |
| Net operating income | $749,250 | 1,957 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,737,000 | 2,080 |
| Total interest expense | $470,000 | 4,146 |
| Net interest income | $11,267,000 | 1,923 |
| Provision for loan and lease losses | $440,000 | 1,589 |
| Total noninterest income | $1,480,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $431,000 | 2,544 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,049,000 | 2,263 |
| Total noninterest expense | $9,161,000 | 2,057 |
| Salaries and employee benefits | $5,445,000 | 1,892 |
| Premises and equipment expense | $1,258,000 | 1,837 |
| Additional noninterest expense | $2,458,000 | 2,446 |
| Pre-tax net operating income | $3,146,000 | 2,194 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $892,000 | 1,673 |
| Income before extraordinary items | $2,254,000 | 2,480 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,254,000 | 2,479 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,254,000 | 2,479 |
| Net charge-offs | $5,000 | 4,734 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 569 |
| Net operating income | $2,254,000 | 2,447 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,640,000 | 2,128 |
| Total interest expense | $358,000 | 4,170 |
| Net interest income | $8,282,000 | 1,964 |
| Provision for loan and lease losses | $415,000 | 1,344 |
| Total noninterest income | $1,213,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $322,000 | 2,580 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $891,000 | 2,097 |
| Total noninterest expense | $6,599,000 | 2,149 |
| Salaries and employee benefits | $3,808,000 | 2,022 |
| Premises and equipment expense | $957,000 | 1,822 |
| Additional noninterest expense | $1,834,000 | 2,459 |
| Pre-tax net operating income | $2,481,000 | 2,159 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $700,000 | 1,643 |
| Income before extraordinary items | $1,781,000 | 2,412 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,781,000 | 2,413 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,781,000 | 2,412 |
| Net charge-offs | $90,000 | 2,788 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 548 |
| Net operating income | $1,781,000 | 2,368 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 2,157 |
| Total interest expense | $237,000 | 4,216 |
| Net interest income | $5,386,000 | 1,997 |
| Provision for loan and lease losses | $200,000 | 1,637 |
| Total noninterest income | $767,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $214,000 | 2,556 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $553,000 | 2,183 |
| Total noninterest expense | $4,243,000 | 2,217 |
| Salaries and employee benefits | $2,400,000 | 2,138 |
| Premises and equipment expense | $644,000 | 1,832 |
| Additional noninterest expense | $1,199,000 | 2,490 |
| Pre-tax net operating income | $1,710,000 | 2,048 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $484,000 | 1,568 |
| Income before extraordinary items | $1,226,000 | 2,307 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,226,000 | 2,311 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,226,000 | 2,311 |
| Net charge-offs | $-17,000 | 5,822 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 535 |
| Net operating income | $1,226,000 | 2,261 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,782,000 | 2,179 |
| Total interest expense | $114,000 | 4,353 |
| Net interest income | $2,668,000 | 2,006 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $438,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $109,000 | 2,492 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $329,000 | 1,881 |
| Total noninterest expense | $2,034,000 | 2,303 |
| Salaries and employee benefits | $1,165,000 | 2,213 |
| Premises and equipment expense | $309,000 | 1,930 |
| Additional noninterest expense | $560,000 | 2,643 |
| Pre-tax net operating income | $922,000 | 1,882 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $265,000 | 1,457 |
| Income before extraordinary items | $657,000 | 2,110 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $657,000 | 2,112 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $657,000 | 2,112 |
| Net charge-offs | $-30,000 | 6,166 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 498 |
| Net operating income | $657,000 | 2,068 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,396,000 | 2,566 |
| Total interest expense | $411,000 | 4,860 |
| Net interest income | $8,985,000 | 2,350 |
| Provision for loan and lease losses | $20,000 | 4,711 |
| Total noninterest income | $1,119,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $405,000 | 2,786 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $714,000 | 2,837 |
| Total noninterest expense | $8,153,000 | 2,295 |
| Salaries and employee benefits | $4,444,000 | 2,272 |
| Premises and equipment expense | $1,131,000 | 2,012 |
| Additional noninterest expense | $2,578,000 | 2,388 |
| Pre-tax net operating income | $1,931,000 | 2,930 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $523,000 | 2,104 |
| Income before extraordinary items | $1,408,000 | 3,274 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,408,000 | 3,276 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,408,000 | 3,277 |
| Net charge-offs | $-2,000 | 5,912 |
| Cash dividends | $630,000 | 2,489 |
| Sale, conversion, retirement of capital stock, net | $5,477,000 | 79 |
| Net operating income | $1,408,000 | 3,217 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,749,000 | 2,692 |
| Total interest expense | $275,000 | 5,162 |
| Net interest income | $6,474,000 | 2,442 |
| Provision for loan and lease losses | $5,000 | 4,832 |
| Total noninterest income | $733,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $289,000 | 2,907 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $444,000 | 3,202 |
| Total noninterest expense | $5,880,000 | 2,384 |
| Salaries and employee benefits | $3,200,000 | 2,349 |
| Premises and equipment expense | $794,000 | 2,163 |
| Additional noninterest expense | $1,886,000 | 2,436 |
| Pre-tax net operating income | $1,322,000 | 3,163 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $364,000 | 2,237 |
| Income before extraordinary items | $958,000 | 3,499 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $958,000 | 3,501 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $958,000 | 3,503 |
| Net charge-offs | $-26,000 | 6,328 |
| Cash dividends | $630,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $5,467,000 | 55 |
| Net operating income | $958,000 | 3,424 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,235,000 | 2,828 |
| Total interest expense | $162,000 | 5,418 |
| Net interest income | $4,073,000 | 2,563 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $414,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $177,000 | 3,050 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $237,000 | 3,534 |
| Total noninterest expense | $3,445,000 | 2,673 |
| Salaries and employee benefits | $2,018,000 | 2,478 |
| Premises and equipment expense | $495,000 | 2,308 |
| Additional noninterest expense | $932,000 | 3,127 |
| Pre-tax net operating income | $1,042,000 | 2,815 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $301,000 | 2,017 |
| Income before extraordinary items | $741,000 | 3,212 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $741,000 | 3,215 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $741,000 | 3,216 |
| Net charge-offs | $4,000 | 4,592 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 591 |
| Net operating income | $741,000 | 3,114 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 2,862 |
| Total interest expense | $88,000 | 5,370 |
| Net interest income | $2,021,000 | 2,593 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $212,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $91,000 | 2,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 3,485 |
| Total noninterest expense | $1,715,000 | 2,715 |
| Salaries and employee benefits | $1,046,000 | 2,423 |
| Premises and equipment expense | $228,000 | 2,488 |
| Additional noninterest expense | $441,000 | 3,276 |
| Pre-tax net operating income | $518,000 | 2,805 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $153,000 | 1,970 |
| Income before extraordinary items | $365,000 | 3,191 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $365,000 | 3,191 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $365,000 | 3,193 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 552 |
| Net operating income | $365,000 | 3,098 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,191,000 | 3,381 |
| Total interest expense | $447,000 | 5,330 |
| Net interest income | $6,744,000 | 3,074 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,336,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $384,000 | 3,014 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $952,000 | 2,441 |
| Total noninterest expense | $6,598,000 | 2,813 |
| Salaries and employee benefits | $3,942,000 | 2,485 |
| Premises and equipment expense | $912,000 | 2,460 |
| Additional noninterest expense | $1,744,000 | 3,418 |
| Pre-tax net operating income | $1,482,000 | 3,357 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $263,000 | 2,776 |
| Income before extraordinary items | $1,222,000 | 3,501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,222,000 | 3,503 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,222,000 | 3,504 |
| Net charge-offs | $-50,000 | 6,857 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 616 |
| Net operating income | $1,219,540 | 3,364 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,196,000 | 3,535 |
| Total interest expense | $355,000 | 5,343 |
| Net interest income | $4,841,000 | 3,233 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,132,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $286,000 | 3,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $846,000 | 2,218 |
| Total noninterest expense | $4,803,000 | 2,888 |
| Salaries and employee benefits | $2,833,000 | 2,610 |
| Premises and equipment expense | $673,000 | 2,518 |
| Additional noninterest expense | $1,297,000 | 3,449 |
| Pre-tax net operating income | $1,170,000 | 3,359 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $184,000 | 2,909 |
| Income before extraordinary items | $989,000 | 3,455 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $989,000 | 3,455 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $989,000 | 3,457 |
| Net charge-offs | $-24,000 | 6,786 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 558 |
| Net operating income | $986,480 | 3,303 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 3,651 |
| Total interest expense | $251,000 | 5,327 |
| Net interest income | $3,092,000 | 3,360 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $934,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $187,000 | 3,083 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $747,000 | 1,835 |
| Total noninterest expense | $3,189,000 | 2,908 |
| Salaries and employee benefits | $1,874,000 | 2,636 |
| Premises and equipment expense | $455,000 | 2,499 |
| Additional noninterest expense | $860,000 | 3,494 |
| Pre-tax net operating income | $837,000 | 3,190 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $81,000 | 3,228 |
| Income before extraordinary items | $756,000 | 3,166 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $756,000 | 3,164 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $756,000 | 3,166 |
| Net charge-offs | $-92,000 | 7,080 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 538 |
| Net operating income | $756,000 | 3,006 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 3,754 |
| Total interest expense | $133,000 | 5,330 |
| Net interest income | $1,505,000 | 3,449 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $210,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $97,000 | 2,987 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $113,000 | 3,516 |
| Total noninterest expense | $1,560,000 | 2,953 |
| Salaries and employee benefits | $918,000 | 2,704 |
| Premises and equipment expense | $225,000 | 2,538 |
| Additional noninterest expense | $417,000 | 3,539 |
| Pre-tax net operating income | $155,000 | 4,881 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $52,000 | 3,038 |
| Income before extraordinary items | $103,000 | 5,320 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $103,000 | 5,321 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $103,000 | 5,321 |
| Net charge-offs | $-8,000 | 6,564 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 485 |
| Net operating income | $103,000 | 5,175 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 4,424 |
| Total interest expense | $581,000 | 5,576 |
| Net interest income | $4,695,000 | 4,081 |
| Provision for loan and lease losses | $750,000 | 2,824 |
| Total noninterest income | $663,000 | 3,882 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $345,000 | 3,328 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $318,000 | 3,764 |
| Total noninterest expense | $5,281,000 | 3,388 |
| Salaries and employee benefits | $2,574,000 | 3,481 |
| Premises and equipment expense | $739,000 | 3,076 |
| Additional noninterest expense | $1,968,000 | 3,188 |
| Pre-tax net operating income | $-673,000 | 6,474 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-1,332,000 | 7,202 |
| Income before extraordinary items | $659,000 | 4,241 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $659,000 | 4,243 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $659,000 | 4,243 |
| Net charge-offs | $898,000 | 2,489 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 903 |
| Net operating income | $659,000 | 4,118 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,841,000 | 4,563 |
| Total interest expense | $418,000 | 5,768 |
| Net interest income | $3,423,000 | 4,187 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $497,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $254,000 | 3,370 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $243,000 | 3,798 |
| Total noninterest expense | $3,459,000 | 3,760 |
| Salaries and employee benefits | $1,507,000 | 4,170 |
| Premises and equipment expense | $510,000 | 3,300 |
| Additional noninterest expense | $1,442,000 | 3,255 |
| Pre-tax net operating income | $461,000 | 4,583 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-821,000 | 7,277 |
| Income before extraordinary items | $1,282,000 | 2,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,282,000 | 2,602 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,282,000 | 2,602 |
| Net charge-offs | $790,000 | 2,157 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,282,000 | 2,515 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 4,842 |
| Total interest expense | $263,000 | 5,986 |
| Net interest income | $2,073,000 | 4,486 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $330,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $174,000 | 3,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 3,873 |
| Total noninterest expense | $2,009,000 | 4,150 |
| Salaries and employee benefits | $718,000 | 5,101 |
| Premises and equipment expense | $321,000 | 3,483 |
| Additional noninterest expense | $970,000 | 3,277 |
| Pre-tax net operating income | $394,000 | 4,227 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-821,000 | 7,396 |
| Income before extraordinary items | $1,215,000 | 1,933 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,215,000 | 1,933 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,215,000 | 1,933 |
| Net charge-offs | $258,000 | 2,849 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,215,000 | 1,861 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 4,920 |
| Total interest expense | $131,000 | 6,089 |
| Net interest income | $1,013,000 | 4,539 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $161,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $87,000 | 3,269 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $74,000 | 4,031 |
| Total noninterest expense | $641,000 | 5,375 |
| Salaries and employee benefits | $3,000 | 7,555 |
| Premises and equipment expense | $145,000 | 3,791 |
| Additional noninterest expense | $493,000 | 3,224 |
| Pre-tax net operating income | $533,000 | 2,448 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-821,000 | 7,507 |
| Income before extraordinary items | $1,354,000 | 903 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,354,000 | 902 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,354,000 | 903 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,354,000 | 878 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 4,479 |
| Total interest expense | $834,000 | 5,630 |
| Net interest income | $4,831,000 | 4,054 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $2,037,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $502,000 | 2,635 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,535,000 | 1,678 |
| Total noninterest expense | $5,290,000 | 3,445 |
| Salaries and employee benefits | $2,550,000 | 3,527 |
| Premises and equipment expense | $577,000 | 3,819 |
| Additional noninterest expense | $2,163,000 | 3,038 |
| Pre-tax net operating income | $1,578,000 | 2,648 |
| Securities gains (losses) | $12,000 | 3,262 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,590,000 | 2,412 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,590,000 | 2,409 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,590,000 | 2,413 |
| Net charge-offs | $-426,000 | 7,644 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,578,000 | 2,321 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 4,498 |
| Total interest expense | $686,000 | 5,583 |
| Net interest income | $3,665,000 | 4,074 |
| Provision for loan and lease losses | $-150,000 | 7,715 |
| Total noninterest income | $1,916,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $404,000 | 2,563 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,512,000 | 1,337 |
| Total noninterest expense | $4,112,000 | 3,339 |
| Salaries and employee benefits | $1,985,000 | 3,460 |
| Premises and equipment expense | $449,000 | 3,781 |
| Additional noninterest expense | $1,678,000 | 2,903 |
| Pre-tax net operating income | $1,619,000 | 2,240 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,619,000 | 2,017 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,619,000 | 2,018 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,619,000 | 2,019 |
| Net charge-offs | $-368,000 | 7,748 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,619,000 | 1,920 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 4,501 |
| Total interest expense | $512,000 | 5,428 |
| Net interest income | $2,433,000 | 4,088 |
| Provision for loan and lease losses | $-325,000 | 7,803 |
| Total noninterest income | $1,769,000 | 1,336 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $295,000 | 2,390 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,474,000 | 986 |
| Total noninterest expense | $2,924,000 | 3,181 |
| Salaries and employee benefits | $1,390,000 | 3,362 |
| Premises and equipment expense | $312,000 | 3,696 |
| Additional noninterest expense | $1,222,000 | 2,676 |
| Pre-tax net operating income | $1,603,000 | 1,621 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,603,000 | 1,374 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,603,000 | 1,374 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,603,000 | 1,375 |
| Net charge-offs | $-363,000 | 7,812 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,603,000 | 1,329 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 4,518 |
| Total interest expense | $288,000 | 5,277 |
| Net interest income | $1,208,000 | 4,143 |
| Provision for loan and lease losses | $-325,000 | 7,909 |
| Total noninterest income | $177,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $154,000 | 2,292 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 5,777 |
| Total noninterest expense | $1,427,000 | 3,269 |
| Salaries and employee benefits | $702,000 | 3,390 |
| Premises and equipment expense | $162,000 | 3,682 |
| Additional noninterest expense | $563,000 | 2,872 |
| Pre-tax net operating income | $283,000 | 3,459 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $283,000 | 3,243 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $283,000 | 3,240 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $283,000 | 3,243 |
| Net charge-offs | $-526,000 | 7,921 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $283,000 | 3,135 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,128,000 | 4,122 |
| Total interest expense | $1,729,000 | 4,825 |
| Net interest income | $5,399,000 | 3,752 |
| Provision for loan and lease losses | $2,994,000 | 1,992 |
| Total noninterest income | $820,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $713,000 | 2,217 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $107,000 | 5,561 |
| Total noninterest expense | $6,344,000 | 3,041 |
| Salaries and employee benefits | $3,203,000 | 3,010 |
| Premises and equipment expense | $689,000 | 3,505 |
| Additional noninterest expense | $2,452,000 | 2,791 |
| Pre-tax net operating income | $-3,119,000 | 6,917 |
| Securities gains (losses) | $527,000 | 849 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,592,000 | 6,911 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,592,000 | 6,910 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,592,000 | 6,911 |
| Net charge-offs | $3,399,000 | 1,487 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,119,000 | 7,018 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,504,000 | 4,110 |
| Total interest expense | $1,380,000 | 4,818 |
| Net interest income | $4,124,000 | 3,715 |
| Provision for loan and lease losses | $2,469,000 | 1,677 |
| Total noninterest income | $682,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $533,000 | 2,238 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $149,000 | 4,782 |
| Total noninterest expense | $4,810,000 | 3,020 |
| Salaries and employee benefits | $2,490,000 | 2,957 |
| Premises and equipment expense | $535,000 | 3,449 |
| Additional noninterest expense | $1,785,000 | 2,824 |
| Pre-tax net operating income | $-2,473,000 | 7,178 |
| Securities gains (losses) | $527,000 | 669 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,946,000 | 7,152 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,946,000 | 7,152 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,946,000 | 7,151 |
| Net charge-offs | $2,701,000 | 1,254 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,473,000 | 7,281 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 4,098 |
| Total interest expense | $981,000 | 4,777 |
| Net interest income | $2,754,000 | 3,696 |
| Provision for loan and lease losses | $1,619,000 | 1,589 |
| Total noninterest income | $463,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $343,000 | 2,276 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $120,000 | 4,485 |
| Total noninterest expense | $3,221,000 | 3,035 |
| Salaries and employee benefits | $1,715,000 | 2,888 |
| Premises and equipment expense | $362,000 | 3,444 |
| Additional noninterest expense | $1,144,000 | 2,948 |
| Pre-tax net operating income | $-1,623,000 | 7,278 |
| Securities gains (losses) | $527,000 | 487 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,096,000 | 7,183 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,096,000 | 7,183 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,096,000 | 7,184 |
| Net charge-offs | $1,595,000 | 1,293 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,623,000 | 7,371 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 4,041 |
| Total interest expense | $521,000 | 4,729 |
| Net interest income | $1,413,000 | 3,619 |
| Provision for loan and lease losses | $1,314,000 | 998 |
| Total noninterest income | $189,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $163,000 | 2,291 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $1,613,000 | 2,941 |
| Salaries and employee benefits | $887,000 | 2,848 |
| Premises and equipment expense | $179,000 | 3,512 |
| Additional noninterest expense | $547,000 | 2,792 |
| Pre-tax net operating income | $-1,325,000 | 7,721 |
| Securities gains (losses) | $527,000 | 315 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-798,000 | 7,624 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-798,000 | 7,625 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-798,000 | 7,625 |
| Net charge-offs | $1,528,000 | 727 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,325,000 | 7,788 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,128,000 | 3,767 |
| Total interest expense | $2,946,000 | 4,307 |
| Net interest income | $6,182,000 | 3,394 |
| Provision for loan and lease losses | $1,393,000 | 2,240 |
| Total noninterest income | $452,000 | 5,047 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $802,000 | 2,122 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-350,000 | 8,199 |
| Total noninterest expense | $7,000,000 | 2,690 |
| Salaries and employee benefits | $3,756,000 | 2,655 |
| Premises and equipment expense | $820,000 | 3,121 |
| Additional noninterest expense | $2,424,000 | 2,415 |
| Pre-tax net operating income | $-1,759,000 | 7,289 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,759,000 | 7,306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,759,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,123,000 | 1,832 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,759,000 | 7,403 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 3,728 |
| Total interest expense | $2,358,000 | 4,247 |
| Net interest income | $4,753,000 | 3,349 |
| Provision for loan and lease losses | $1,175,000 | 1,679 |
| Total noninterest income | $461,000 | 4,516 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $611,000 | 2,110 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-150,000 | 8,280 |
| Total noninterest expense | $5,241,000 | 2,672 |
| Salaries and employee benefits | $2,859,000 | 2,658 |
| Premises and equipment expense | $607,000 | 3,163 |
| Additional noninterest expense | $1,775,000 | 2,392 |
| Pre-tax net operating income | $-1,202,000 | 7,631 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,202,000 | 7,608 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,202,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $666,000 | 1,651 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,202,000 | 7,710 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,811,000 | 3,740 |
| Total interest expense | $1,672,000 | 4,198 |
| Net interest income | $3,139,000 | 3,374 |
| Provision for loan and lease losses | $1,175,000 | 1,114 |
| Total noninterest income | $167,000 | 5,792 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $408,000 | 2,072 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-241,000 | 8,409 |
| Total noninterest expense | $3,486,000 | 2,687 |
| Salaries and employee benefits | $1,911,000 | 2,673 |
| Premises and equipment expense | $397,000 | 3,233 |
| Additional noninterest expense | $1,178,000 | 2,391 |
| Pre-tax net operating income | $-1,355,000 | 8,047 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,355,000 | 8,119 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,355,000 | 8,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,292 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,355,000 | 8,107 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,535,000 | 3,687 |
| Total interest expense | $892,000 | 4,210 |
| Net interest income | $1,643,000 | 3,248 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $323,000 | 2,982 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $206,000 | 2,030 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $117,000 | 3,478 |
| Total noninterest expense | $1,763,000 | 2,658 |
| Salaries and employee benefits | $934,000 | 2,737 |
| Premises and equipment expense | $204,000 | 3,178 |
| Additional noninterest expense | $625,000 | 2,241 |
| Pre-tax net operating income | $203,000 | 4,932 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $203,000 | 4,625 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $203,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,680 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $203,000 | 4,535 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,263,000 | 3,716 |
| Total interest expense | $3,735,000 | 4,184 |
| Net interest income | $6,528,000 | 3,285 |
| Provision for loan and lease losses | $250,000 | 3,497 |
| Total noninterest income | $1,361,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $817,000 | 2,099 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $544,000 | 3,170 |
| Total noninterest expense | $7,193,000 | 2,520 |
| Salaries and employee benefits | $3,751,000 | 2,643 |
| Premises and equipment expense | $813,000 | 3,040 |
| Additional noninterest expense | $2,629,000 | 2,087 |
| Pre-tax net operating income | $446,000 | 6,139 |
| Securities gains (losses) | $-8,000 | 7,514 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $438,000 | 5,904 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $438,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 2,217 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $446,000 | 5,870 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,708,000 | 3,707 |
| Total interest expense | $2,803,000 | 4,185 |
| Net interest income | $4,905,000 | 3,287 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $988,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $601,000 | 2,105 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $387,000 | 3,264 |
| Total noninterest expense | $5,024,000 | 2,678 |
| Salaries and employee benefits | $2,666,000 | 2,756 |
| Premises and equipment expense | $608,000 | 3,039 |
| Additional noninterest expense | $1,750,000 | 2,266 |
| Pre-tax net operating income | $819,000 | 4,791 |
| Securities gains (losses) | $-8,000 | 7,721 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $811,000 | 4,322 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $811,000 | 4,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,965 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $819,000 | 4,289 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,073,000 | 3,747 |
| Total interest expense | $1,840,000 | 4,235 |
| Net interest income | $3,233,000 | 3,337 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $632,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $394,000 | 2,148 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $238,000 | 3,449 |
| Total noninterest expense | $3,336,000 | 2,710 |
| Salaries and employee benefits | $1,814,000 | 2,741 |
| Premises and equipment expense | $380,000 | 3,214 |
| Additional noninterest expense | $1,142,000 | 2,330 |
| Pre-tax net operating income | $479,000 | 5,129 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $479,000 | 4,652 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $479,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 1,441 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $479,000 | 4,643 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 3,797 |
| Total interest expense | $903,000 | 4,260 |
| Net interest income | $1,576,000 | 3,411 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $302,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $194,000 | 2,101 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $108,000 | 3,619 |
| Total noninterest expense | $1,729,000 | 2,640 |
| Salaries and employee benefits | $910,000 | 2,762 |
| Premises and equipment expense | $194,000 | 3,198 |
| Additional noninterest expense | $625,000 | 2,099 |
| Pre-tax net operating income | $99,000 | 6,677 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $99,000 | 6,418 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $99,000 | 6,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,073 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $99,000 | 6,399 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,509,000 | 3,712 |
| Total interest expense | $2,904,000 | 4,403 |
| Net interest income | $6,605,000 | 3,273 |
| Provision for loan and lease losses | $366,000 | 2,429 |
| Total noninterest income | $1,529,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $789,000 | 2,133 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $740,000 | 2,696 |
| Total noninterest expense | $6,381,000 | 2,724 |
| Salaries and employee benefits | $3,514,000 | 2,727 |
| Premises and equipment expense | $675,000 | 3,425 |
| Additional noninterest expense | $2,192,000 | 2,367 |
| Pre-tax net operating income | $1,387,000 | 4,467 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,387,000 | 3,954 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,387,000 | 3,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,800 |
| Cash dividends | $1,200,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,387,000 | 3,933 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,999,000 | 3,744 |
| Total interest expense | $2,039,000 | 4,494 |
| Net interest income | $4,960,000 | 3,295 |
| Provision for loan and lease losses | $246,000 | 2,476 |
| Total noninterest income | $1,280,000 | 2,491 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $586,000 | 2,164 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $694,000 | 2,333 |
| Total noninterest expense | $4,383,000 | 2,932 |
| Salaries and employee benefits | $2,411,000 | 2,938 |
| Premises and equipment expense | $448,000 | 3,791 |
| Additional noninterest expense | $1,524,000 | 2,519 |
| Pre-tax net operating income | $1,611,000 | 3,621 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,611,000 | 3,040 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,611,000 | 3,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 1,321 |
| Cash dividends | $600,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,611,000 | 3,034 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,519,000 | 3,782 |
| Total interest expense | $1,250,000 | 4,598 |
| Net interest income | $3,269,000 | 3,326 |
| Provision for loan and lease losses | $201,000 | 2,092 |
| Total noninterest income | $649,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $393,000 | 2,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $256,000 | 3,285 |
| Total noninterest expense | $2,910,000 | 2,958 |
| Salaries and employee benefits | $1,576,000 | 3,002 |
| Premises and equipment expense | $300,000 | 3,769 |
| Additional noninterest expense | $1,034,000 | 2,481 |
| Pre-tax net operating income | $807,000 | 4,317 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $807,000 | 3,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $807,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,597 |
| Cash dividends | $450,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $807,000 | 3,725 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 3,827 |
| Total interest expense | $552,000 | 4,835 |
| Net interest income | $1,634,000 | 3,310 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $310,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $189,000 | 2,141 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $121,000 | 3,366 |
| Total noninterest expense | $1,483,000 | 2,901 |
| Salaries and employee benefits | $785,000 | 3,028 |
| Premises and equipment expense | $154,000 | 3,708 |
| Additional noninterest expense | $544,000 | 2,356 |
| Pre-tax net operating income | $411,000 | 4,216 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $411,000 | 3,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $411,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 1,969 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $411,000 | 3,613 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,015,000 | 3,754 |
| Total interest expense | $1,561,000 | 5,132 |
| Net interest income | $6,454,000 | 3,233 |
| Provision for loan and lease losses | $530,000 | 1,805 |
| Total noninterest income | $1,394,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $875,000 | 1,955 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $519,000 | 3,309 |
| Total noninterest expense | $5,795,000 | 2,836 |
| Salaries and employee benefits | $3,275,000 | 2,748 |
| Premises and equipment expense | $604,000 | 3,636 |
| Additional noninterest expense | $1,916,000 | 2,590 |
| Pre-tax net operating income | $1,523,000 | 4,335 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $67,000 | 5,665 |
| Income before extraordinary items | $1,456,000 | 3,854 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,456,000 | 3,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,894 |
| Cash dividends | $1,020,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,456,000 | 3,827 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 3,732 |
| Total interest expense | $1,080,000 | 5,232 |
| Net interest income | $4,883,000 | 3,203 |
| Provision for loan and lease losses | $335,000 | 2,015 |
| Total noninterest income | $1,030,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $662,000 | 1,938 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $368,000 | 3,425 |
| Total noninterest expense | $4,069,000 | 2,977 |
| Salaries and employee benefits | $2,353,000 | 2,813 |
| Premises and equipment expense | $449,000 | 3,665 |
| Additional noninterest expense | $1,267,000 | 2,899 |
| Pre-tax net operating income | $1,509,000 | 3,727 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $51,000 | 5,776 |
| Income before extraordinary items | $1,458,000 | 3,199 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,458,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,760 |
| Cash dividends | $270,000 | 3,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,458,000 | 3,160 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 3,733 |
| Total interest expense | $669,000 | 5,282 |
| Net interest income | $3,213,000 | 3,211 |
| Provision for loan and lease losses | $335,000 | 1,382 |
| Total noninterest income | $672,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $424,000 | 1,971 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $248,000 | 3,384 |
| Total noninterest expense | $2,712,000 | 2,966 |
| Salaries and employee benefits | $1,563,000 | 2,819 |
| Premises and equipment expense | $290,000 | 3,711 |
| Additional noninterest expense | $859,000 | 2,830 |
| Pre-tax net operating income | $838,000 | 4,171 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $34,000 | 5,795 |
| Income before extraordinary items | $804,000 | 3,625 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $804,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,987 |
| Cash dividends | $180,000 | 3,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $804,000 | 3,577 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 3,784 |
| Total interest expense | $305,000 | 5,431 |
| Net interest income | $1,571,000 | 3,286 |
| Provision for loan and lease losses | $140,000 | 1,548 |
| Total noninterest income | $319,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $204,000 | 1,973 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $115,000 | 3,480 |
| Total noninterest expense | $1,434,000 | 2,829 |
| Salaries and employee benefits | $786,000 | 2,813 |
| Premises and equipment expense | $140,000 | 3,846 |
| Additional noninterest expense | $508,000 | 2,395 |
| Pre-tax net operating income | $316,000 | 4,856 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $18,000 | 5,732 |
| Income before extraordinary items | $298,000 | 4,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $298,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,513 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $298,000 | 4,352 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,321,000 | 3,680 |
| Total interest expense | $1,146,000 | 5,245 |
| Net interest income | $6,175,000 | 3,219 |
| Provision for loan and lease losses | $283,000 | 3,040 |
| Total noninterest income | $1,462,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $929,000 | 1,882 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $533,000 | 3,201 |
| Total noninterest expense | $5,718,000 | 2,773 |
| Salaries and employee benefits | $3,237,000 | 2,658 |
| Premises and equipment expense | $579,000 | 3,632 |
| Additional noninterest expense | $1,902,000 | 2,531 |
| Pre-tax net operating income | $1,636,000 | 4,035 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $71,000 | 5,805 |
| Income before extraordinary items | $1,568,000 | 3,524 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,568,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,875 |
| Cash dividends | $1,055,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,565,120 | 3,458 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 3,745 |
| Total interest expense | $852,000 | 5,253 |
| Net interest income | $4,452,000 | 3,302 |
| Provision for loan and lease losses | $58,000 | 5,208 |
| Total noninterest income | $1,094,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $691,000 | 1,912 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $403,000 | 3,170 |
| Total noninterest expense | $4,086,000 | 2,862 |
| Salaries and employee benefits | $2,256,000 | 2,805 |
| Premises and equipment expense | $443,000 | 3,588 |
| Additional noninterest expense | $1,387,000 | 2,556 |
| Pre-tax net operating income | $1,402,000 | 3,747 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $54,000 | 5,904 |
| Income before extraordinary items | $1,351,000 | 3,239 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,351,000 | 3,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,331 |
| Cash dividends | $50,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,348,120 | 3,164 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 3,812 |
| Total interest expense | $572,000 | 5,252 |
| Net interest income | $2,887,000 | 3,371 |
| Provision for loan and lease losses | $23,000 | 5,766 |
| Total noninterest income | $608,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $456,000 | 1,908 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $152,000 | 4,279 |
| Total noninterest expense | $2,717,000 | 2,877 |
| Salaries and employee benefits | $1,465,000 | 2,894 |
| Premises and equipment expense | $286,000 | 3,686 |
| Additional noninterest expense | $966,000 | 2,464 |
| Pre-tax net operating income | $755,000 | 4,263 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $36,000 | 5,909 |
| Income before extraordinary items | $719,000 | 3,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $719,000 | 3,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,422 |
| Cash dividends | $50,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $719,000 | 3,705 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 3,874 |
| Total interest expense | $289,000 | 5,285 |
| Net interest income | $1,411,000 | 3,420 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $303,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $219,000 | 1,914 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $84,000 | 4,069 |
| Total noninterest expense | $1,381,000 | 2,840 |
| Salaries and employee benefits | $729,000 | 2,908 |
| Premises and equipment expense | $141,000 | 3,754 |
| Additional noninterest expense | $511,000 | 2,314 |
| Pre-tax net operating income | $318,000 | 4,684 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $300,000 | 4,261 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $300,000 | 4,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,092 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $300,000 | 4,140 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,878,000 | 3,878 |
| Total interest expense | $1,423,000 | 5,036 |
| Net interest income | $5,455,000 | 3,459 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $1,298,000 | 3,137 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $881,000 | 1,951 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $417,000 | 3,902 |
| Total noninterest expense | $5,479,000 | 2,822 |
| Salaries and employee benefits | $2,931,000 | 2,818 |
| Premises and equipment expense | $540,000 | 3,836 |
| Additional noninterest expense | $2,008,000 | 2,396 |
| Pre-tax net operating income | $974,000 | 5,244 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $72,000 | 6,015 |
| Income before extraordinary items | $907,000 | 4,918 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $907,000 | 4,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,797 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $902,350 | 4,774 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 3,989 |
| Total interest expense | $1,117,000 | 5,026 |
| Net interest income | $3,943,000 | 3,563 |
| Provision for loan and lease losses | $190,000 | 3,426 |
| Total noninterest income | $902,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $661,000 | 1,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $241,000 | 4,448 |
| Total noninterest expense | $4,057,000 | 2,867 |
| Salaries and employee benefits | $2,103,000 | 2,956 |
| Premises and equipment expense | $396,000 | 3,892 |
| Additional noninterest expense | $1,558,000 | 2,301 |
| Pre-tax net operating income | $598,000 | 5,886 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $54,000 | 6,146 |
| Income before extraordinary items | $545,000 | 5,637 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $545,000 | 5,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,919 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $544,090 | 5,461 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 4,041 |
| Total interest expense | $780,000 | 5,014 |
| Net interest income | $2,582,000 | 3,610 |
| Provision for loan and lease losses | $85,000 | 4,219 |
| Total noninterest income | $544,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $440,000 | 1,928 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $104,000 | 5,264 |
| Total noninterest expense | $2,721,000 | 2,842 |
| Salaries and employee benefits | $1,406,000 | 2,952 |
| Premises and equipment expense | $268,000 | 3,827 |
| Additional noninterest expense | $1,047,000 | 2,268 |
| Pre-tax net operating income | $320,000 | 6,362 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $37,000 | 6,172 |
| Income before extraordinary items | $283,000 | 6,228 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $283,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,789 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $283,000 | 6,025 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 4,014 |
| Total interest expense | $415,000 | 4,928 |
| Net interest income | $1,288,000 | 3,611 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $263,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $223,000 | 1,831 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 5,700 |
| Total noninterest expense | $1,364,000 | 2,817 |
| Salaries and employee benefits | $702,000 | 2,946 |
| Premises and equipment expense | $140,000 | 3,695 |
| Additional noninterest expense | $522,000 | 2,240 |
| Pre-tax net operating income | $172,000 | 6,204 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $153,000 | 5,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,028 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $153,000 | 5,776 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,117,000 | 3,998 |
| Total interest expense | $1,982,000 | 4,823 |
| Net interest income | $5,135,000 | 3,586 |
| Provision for loan and lease losses | $432,000 | 2,672 |
| Total noninterest income | $1,093,000 | 3,284 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $866,000 | 1,860 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $227,000 | 4,781 |
| Total noninterest expense | $5,079,000 | 2,886 |
| Salaries and employee benefits | $2,888,000 | 2,726 |
| Premises and equipment expense | $555,000 | 3,640 |
| Additional noninterest expense | $1,636,000 | 2,754 |
| Pre-tax net operating income | $717,000 | 6,017 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $89,000 | 6,071 |
| Income before extraordinary items | $628,000 | 5,852 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $628,000 | 5,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 3,054 |
| Cash dividends | $481,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $628,000 | 5,716 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,917,000 | 4,058 |
| Total interest expense | $2,626,000 | 5,231 |
| Net interest income | $5,291,000 | 3,285 |
| Provision for loan and lease losses | $130,000 | 5,052 |
| Total noninterest income | $1,042,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $820,000 | 1,861 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $222,000 | 4,718 |
| Total noninterest expense | $5,349,000 | 2,648 |
| Salaries and employee benefits | $2,890,000 | 2,595 |
| Premises and equipment expense | $598,000 | 3,361 |
| Additional noninterest expense | $1,861,000 | 2,404 |
| Pre-tax net operating income | $854,000 | 5,324 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $301,000 | 4,256 |
| Income before extraordinary items | $555,000 | 5,821 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $555,000 | 5,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,435 |
| Cash dividends | $120,000 | 5,590 |
| Sale, conversion, retirement of capital stock, net | $-752,000 | 9,567 |
| Net operating income | $553,700 | 5,710 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,382,000 | 4,390 |
| Total interest expense | $2,335,000 | 5,784 |
| Net interest income | $5,047,000 | 3,436 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $996,000 | 3,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $691,000 | 2,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 3,878 |
| Total noninterest expense | $4,412,000 | 3,049 |
| Salaries and employee benefits | $2,533,000 | 2,800 |
| Premises and equipment expense | $468,000 | 3,997 |
| Additional noninterest expense | $1,411,000 | 2,972 |
| Pre-tax net operating income | $1,631,000 | 3,837 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $511,000 | 3,448 |
| Income before extraordinary items | $1,120,000 | 4,049 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,120,000 | 4,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,380 |
| Cash dividends | $750,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,120,000 | 4,042 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,538,000 | 4,654 |
| Total interest expense | $1,987,000 | 6,025 |
| Net interest income | $4,551,000 | 3,745 |
| Provision for loan and lease losses | $140,000 | 4,418 |
| Total noninterest income | $891,000 | 3,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $670,000 | 1,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,715 |
| Total noninterest expense | $4,225,000 | 3,154 |
| Salaries and employee benefits | $2,429,000 | 2,881 |
| Premises and equipment expense | $460,000 | 4,058 |
| Additional noninterest expense | $1,336,000 | 3,151 |
| Pre-tax net operating income | $1,077,000 | 5,078 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $324,000 | 4,643 |
| Income before extraordinary items | $755,000 | 5,254 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $755,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,193 |
| Cash dividends | $615,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $753,600 | 5,229 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,092,000 | 4,947 |
| Total interest expense | $2,070,000 | 6,070 |
| Net interest income | $4,022,000 | 4,105 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $718,000 | 3,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $449,000 | 2,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 4,245 |
| Total noninterest expense | $3,786,000 | 3,386 |
| Salaries and employee benefits | $2,083,000 | 3,204 |
| Premises and equipment expense | $422,000 | 4,240 |
| Additional noninterest expense | $1,281,000 | 3,181 |
| Pre-tax net operating income | $954,000 | 5,560 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $281,000 | 5,359 |
| Income before extraordinary items | $673,000 | 5,721 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $673,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,658 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $673,000 | 5,618 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,828,000 | 5,181 |
| Total interest expense | $1,990,000 | 6,287 |
| Net interest income | $3,838,000 | 4,389 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $682,000 | 4,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $391,000 | 3,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 4,002 |
| Total noninterest expense | $3,700,000 | 3,416 |
| Salaries and employee benefits | $1,993,000 | 3,323 |
| Premises and equipment expense | $515,000 | 3,616 |
| Additional noninterest expense | $1,192,000 | 3,376 |
| Pre-tax net operating income | $820,000 | 6,458 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $224,000 | 6,578 |
| Income before extraordinary items | $586,000 | 6,445 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $586,000 | 6,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,868 |
| Cash dividends | $480,000 | 3,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $593,200 | 6,362 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 5,474 |
| Total interest expense | $1,953,000 | 6,511 |
| Net interest income | $3,606,000 | 4,708 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $618,000 | 4,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 4,098 |
| Total noninterest expense | $3,395,000 | 3,893 |
| Salaries and employee benefits | $1,742,000 | 3,780 |
| Premises and equipment expense | $552,000 | 3,473 |
| Additional noninterest expense | $1,101,000 | 4,053 |
| Pre-tax net operating income | $829,000 | 6,378 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $245,000 | 6,513 |
| Income before extraordinary items | $597,000 | 6,292 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $597,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,875 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $587,770 | 6,275 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 5,692 |
| Total interest expense | $1,848,000 | 6,785 |
| Net interest income | $3,508,000 | 4,868 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $499,000 | 5,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,382 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 5,048 |
| Total noninterest expense | $3,083,000 | 4,185 |
| Salaries and employee benefits | $1,670,000 | 3,882 |
| Premises and equipment expense | $387,000 | 4,672 |
| Additional noninterest expense | $1,026,000 | 4,260 |
| Pre-tax net operating income | $924,000 | 6,305 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $225,000 | 7,020 |
| Income before extraordinary items | $691,000 | 6,052 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $691,000 | 6,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,041 |
| Cash dividends | $540,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $697,000 | 5,992 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,907,000 | 5,748 |
| Total interest expense | $1,379,000 | 7,277 |
| Net interest income | $3,528,000 | 4,910 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $491,000 | 5,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,718 |
| Total noninterest expense | $3,165,000 | 4,212 |
| Salaries and employee benefits | $1,531,000 | 4,215 |
| Premises and equipment expense | $404,000 | 4,554 |
| Additional noninterest expense | $1,230,000 | 3,968 |
| Pre-tax net operating income | $819,000 | 6,780 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $244,000 | 6,632 |
| Income before extraordinary items | $556,000 | 6,857 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $556,000 | 6,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,446 |
| Cash dividends | $480,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $569,110 | 6,821 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,115,000 | 5,661 |
| Total interest expense | $1,489,000 | 7,242 |
| Net interest income | $3,626,000 | 4,806 |
| Provision for loan and lease losses | $255,000 | 3,336 |
| Total noninterest income | $443,000 | 6,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,427 |
| Total noninterest expense | $3,353,000 | 4,072 |
| Salaries and employee benefits | $1,654,000 | 3,926 |
| Premises and equipment expense | $415,000 | 4,577 |
| Additional noninterest expense | $1,284,000 | 3,965 |
| Pre-tax net operating income | $461,000 | 8,936 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $102,000 | 9,679 |
| Income before extraordinary items | $359,000 | 8,843 |
| Extraordinary gains, net | $309,000 | 694 |
| Net income | $668,000 | 6,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 3,239 |
| Cash dividends | $660,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $359,000 | 8,583 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,161,000 | 5,369 |
| Total interest expense | $2,027,000 | 7,058 |
| Net interest income | $4,134,000 | 4,315 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $379,000 | 6,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,659 |
| Total noninterest expense | $3,324,000 | 4,129 |
| Salaries and employee benefits | $1,582,000 | 4,027 |
| Premises and equipment expense | $438,000 | 4,450 |
| Additional noninterest expense | $1,304,000 | 4,028 |
| Pre-tax net operating income | $1,114,000 | 5,209 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $338,000 | 5,495 |
| Income before extraordinary items | $775,000 | 5,495 |
| Extraordinary gains, net | $160,000 | 529 |
| Net income | $935,000 | 4,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 3,133 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $775,700 | 5,171 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.