Home > Commercial State Bank > Income and Expense
Commercial State Bank, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $36,115,000 | 874 |
| Total interest expense | $3,374,000 | 1,298 |
| Net interest income | $32,741,000 | 814 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $4,221,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $962,000 | 1,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,259,000 | 1,078 |
| Total noninterest expense | $18,066,000 | 1,154 |
| Salaries and employee benefits | $9,397,000 | 1,226 |
| Premises and equipment expense | $799,000 | 2,359 |
| Additional noninterest expense | $7,870,000 | 854 |
| Pre-tax net operating income | $18,896,000 | 618 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $18,896,000 | 545 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $18,896,000 | 544 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $18,896,000 | 544 |
| Net charge-offs | $-371,000 | 5,273 |
| Cash dividends | $5,720,000 | 663 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $18,896,000 | 540 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $25,897,000 | 900 |
| Total interest expense | $2,363,000 | 1,302 |
| Net interest income | $23,534,000 | 845 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $2,539,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $708,000 | 1,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,831,000 | 1,328 |
| Total noninterest expense | $16,098,000 | 1,001 |
| Salaries and employee benefits | $8,519,000 | 1,060 |
| Premises and equipment expense | $575,000 | 2,452 |
| Additional noninterest expense | $7,004,000 | 732 |
| Pre-tax net operating income | $9,975,000 | 824 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $9,975,000 | 713 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,975,000 | 712 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $9,975,000 | 712 |
| Net charge-offs | $-248,000 | 5,290 |
| Cash dividends | $5,651,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $9,975,000 | 710 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $16,471,000 | 933 |
| Total interest expense | $1,361,000 | 1,399 |
| Net interest income | $15,110,000 | 870 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,741,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $469,000 | 1,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,272,000 | 1,301 |
| Total noninterest expense | $8,682,000 | 1,190 |
| Salaries and employee benefits | $4,669,000 | 1,239 |
| Premises and equipment expense | $375,000 | 2,493 |
| Additional noninterest expense | $3,638,000 | 903 |
| Pre-tax net operating income | $8,169,000 | 693 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $8,169,000 | 595 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $8,169,000 | 594 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $8,169,000 | 594 |
| Net charge-offs | $-291,000 | 5,405 |
| Cash dividends | $4,379,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $8,169,000 | 593 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $7,853,000 | 957 |
| Total interest expense | $637,000 | 1,423 |
| Net interest income | $7,216,000 | 904 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $872,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $233,000 | 1,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $639,000 | 1,281 |
| Total noninterest expense | $4,322,000 | 1,195 |
| Salaries and employee benefits | $2,342,000 | 1,250 |
| Premises and equipment expense | $202,000 | 2,433 |
| Additional noninterest expense | $1,778,000 | 912 |
| Pre-tax net operating income | $3,766,000 | 716 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $3,766,000 | 633 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $3,766,000 | 633 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,766,000 | 633 |
| Net charge-offs | $-237,000 | 5,498 |
| Cash dividends | $1,219,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $3,766,000 | 631 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $27,814,000 | 1,027 |
| Total interest expense | $2,286,000 | 1,380 |
| Net interest income | $25,528,000 | 992 |
| Provision for loan and lease losses | $900,000 | 974 |
| Total noninterest income | $3,130,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,038,000 | 1,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,092,000 | 1,487 |
| Total noninterest expense | $16,218,000 | 1,234 |
| Salaries and employee benefits | $9,090,000 | 1,251 |
| Premises and equipment expense | $666,000 | 2,737 |
| Additional noninterest expense | $6,462,000 | 1,001 |
| Pre-tax net operating income | $11,540,000 | 880 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $11,540,000 | 657 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $11,540,000 | 657 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $11,540,000 | 657 |
| Net charge-offs | $753,000 | 841 |
| Cash dividends | $3,846,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $11,540,000 | 651 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $20,334,000 | 1,051 |
| Total interest expense | $1,657,000 | 1,405 |
| Net interest income | $18,677,000 | 1,011 |
| Provision for loan and lease losses | $900,000 | 758 |
| Total noninterest income | $2,413,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $772,000 | 1,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,641,000 | 1,459 |
| Total noninterest expense | $11,989,000 | 1,262 |
| Salaries and employee benefits | $6,745,000 | 1,269 |
| Premises and equipment expense | $509,000 | 2,736 |
| Additional noninterest expense | $4,735,000 | 1,025 |
| Pre-tax net operating income | $8,201,000 | 932 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $8,201,000 | 746 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,201,000 | 746 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,201,000 | 746 |
| Net charge-offs | $-13,000 | 4,819 |
| Cash dividends | $3,796,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $8,201,000 | 732 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $13,199,000 | 1,067 |
| Total interest expense | $1,096,000 | 1,385 |
| Net interest income | $12,103,000 | 1,026 |
| Provision for loan and lease losses | $900,000 | 532 |
| Total noninterest income | $1,480,000 | 1,617 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $502,000 | 1,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $978,000 | 1,565 |
| Total noninterest expense | $7,755,000 | 1,295 |
| Salaries and employee benefits | $4,441,000 | 1,280 |
| Premises and equipment expense | $324,000 | 2,814 |
| Additional noninterest expense | $2,990,000 | 1,094 |
| Pre-tax net operating income | $4,928,000 | 1,009 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $4,928,000 | 804 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,928,000 | 803 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,928,000 | 804 |
| Net charge-offs | $-82,000 | 5,396 |
| Cash dividends | $2,610,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $4,928,000 | 793 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,463,000 | 1,079 |
| Total interest expense | $545,000 | 1,366 |
| Net interest income | $5,918,000 | 1,047 |
| Provision for loan and lease losses | $400,000 | 533 |
| Total noninterest income | $723,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $254,000 | 1,180 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $469,000 | 1,586 |
| Total noninterest expense | $3,726,000 | 1,344 |
| Salaries and employee benefits | $2,193,000 | 1,314 |
| Premises and equipment expense | $173,000 | 2,751 |
| Additional noninterest expense | $1,360,000 | 1,166 |
| Pre-tax net operating income | $2,515,000 | 956 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $2,515,000 | 767 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,515,000 | 767 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,515,000 | 767 |
| Net charge-offs | $-238,000 | 5,746 |
| Cash dividends | $1,073,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,515,000 | 754 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $25,233,000 | 1,064 |
| Total interest expense | $2,135,000 | 1,332 |
| Net interest income | $23,098,000 | 1,035 |
| Provision for loan and lease losses | $3,200,000 | 369 |
| Total noninterest income | $3,665,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,031,000 | 1,178 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,634,000 | 1,321 |
| Total noninterest expense | $14,987,000 | 1,320 |
| Salaries and employee benefits | $8,713,000 | 1,276 |
| Premises and equipment expense | $804,000 | 2,490 |
| Additional noninterest expense | $5,470,000 | 1,174 |
| Pre-tax net operating income | $8,576,000 | 1,041 |
| Securities gains (losses) | $206,000 | 855 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $8,782,000 | 856 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,782,000 | 856 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,782,000 | 855 |
| Net charge-offs | $1,206,000 | 570 |
| Cash dividends | $3,660,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $8,576,000 | 851 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $18,621,000 | 1,085 |
| Total interest expense | $1,604,000 | 1,331 |
| Net interest income | $17,017,000 | 1,055 |
| Provision for loan and lease losses | $2,800,000 | 315 |
| Total noninterest income | $2,726,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $771,000 | 1,175 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,955,000 | 1,331 |
| Total noninterest expense | $11,231,000 | 1,321 |
| Salaries and employee benefits | $6,528,000 | 1,284 |
| Premises and equipment expense | $602,000 | 2,503 |
| Additional noninterest expense | $4,101,000 | 1,181 |
| Pre-tax net operating income | $5,712,000 | 1,166 |
| Securities gains (losses) | $206,000 | 783 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $5,918,000 | 943 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,918,000 | 943 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,918,000 | 943 |
| Net charge-offs | $955,000 | 494 |
| Cash dividends | $2,859,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $5,712,000 | 952 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $12,316,000 | 1,088 |
| Total interest expense | $1,057,000 | 1,348 |
| Net interest income | $11,259,000 | 1,061 |
| Provision for loan and lease losses | $1,200,000 | 436 |
| Total noninterest income | $1,515,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $504,000 | 1,183 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,011,000 | 1,539 |
| Total noninterest expense | $7,462,000 | 1,335 |
| Salaries and employee benefits | $4,361,000 | 1,293 |
| Premises and equipment expense | $399,000 | 2,514 |
| Additional noninterest expense | $2,702,000 | 1,197 |
| Pre-tax net operating income | $4,112,000 | 1,083 |
| Securities gains (losses) | $206,000 | 588 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $4,318,000 | 852 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,318,000 | 851 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,318,000 | 851 |
| Net charge-offs | $259,000 | 953 |
| Cash dividends | $2,164,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $4,112,000 | 864 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 1,113 |
| Total interest expense | $527,000 | 1,347 |
| Net interest income | $5,452,000 | 1,092 |
| Provision for loan and lease losses | $750,000 | 346 |
| Total noninterest income | $672,000 | 1,714 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $256,000 | 1,163 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $416,000 | 1,696 |
| Total noninterest expense | $3,720,000 | 1,336 |
| Salaries and employee benefits | $2,173,000 | 1,291 |
| Premises and equipment expense | $220,000 | 2,369 |
| Additional noninterest expense | $1,327,000 | 1,207 |
| Pre-tax net operating income | $1,654,000 | 1,293 |
| Securities gains (losses) | $206,000 | 289 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,860,000 | 963 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,860,000 | 964 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,860,000 | 964 |
| Net charge-offs | $77,000 | 1,164 |
| Cash dividends | $674,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,654,000 | 1,054 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $25,023,000 | 1,041 |
| Total interest expense | $2,071,000 | 1,344 |
| Net interest income | $22,952,000 | 1,006 |
| Provision for loan and lease losses | $2,300,000 | 403 |
| Total noninterest income | $3,022,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,029,000 | 1,194 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,993,000 | 1,523 |
| Total noninterest expense | $15,343,000 | 1,291 |
| Salaries and employee benefits | $8,826,000 | 1,246 |
| Premises and equipment expense | $788,000 | 2,588 |
| Additional noninterest expense | $5,729,000 | 1,131 |
| Pre-tax net operating income | $8,331,000 | 1,036 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $8,331,000 | 857 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,331,000 | 858 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,331,000 | 857 |
| Net charge-offs | $1,644,000 | 454 |
| Cash dividends | $5,840,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $8,331,000 | 839 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $18,803,000 | 1,041 |
| Total interest expense | $1,555,000 | 1,355 |
| Net interest income | $17,248,000 | 1,009 |
| Provision for loan and lease losses | $1,450,000 | 427 |
| Total noninterest income | $2,285,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $756,000 | 1,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,529,000 | 1,513 |
| Total noninterest expense | $11,600,000 | 1,285 |
| Salaries and employee benefits | $6,548,000 | 1,266 |
| Premises and equipment expense | $573,000 | 2,684 |
| Additional noninterest expense | $4,479,000 | 1,090 |
| Pre-tax net operating income | $6,483,000 | 1,026 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $6,483,000 | 837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,483,000 | 838 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,483,000 | 837 |
| Net charge-offs | $-13,000 | 5,227 |
| Cash dividends | $4,977,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $6,483,000 | 814 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,328,000 | 1,057 |
| Total interest expense | $1,047,000 | 1,344 |
| Net interest income | $11,281,000 | 1,022 |
| Provision for loan and lease losses | $950,000 | 446 |
| Total noninterest income | $1,419,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $481,000 | 1,253 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $938,000 | 1,626 |
| Total noninterest expense | $7,613,000 | 1,299 |
| Salaries and employee benefits | $4,349,000 | 1,277 |
| Premises and equipment expense | $366,000 | 2,786 |
| Additional noninterest expense | $2,898,000 | 1,117 |
| Pre-tax net operating income | $4,137,000 | 1,059 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $4,137,000 | 871 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,137,000 | 871 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,137,000 | 871 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $3,251,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,137,000 | 848 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,210,000 | 1,046 |
| Total interest expense | $543,000 | 1,299 |
| Net interest income | $5,667,000 | 1,013 |
| Provision for loan and lease losses | $650,000 | 319 |
| Total noninterest income | $703,000 | 1,649 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $229,000 | 1,285 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $474,000 | 1,569 |
| Total noninterest expense | $3,769,000 | 1,315 |
| Salaries and employee benefits | $2,133,000 | 1,297 |
| Premises and equipment expense | $185,000 | 2,800 |
| Additional noninterest expense | $1,451,000 | 1,104 |
| Pre-tax net operating income | $1,951,000 | 1,086 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,951,000 | 885 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,951,000 | 885 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,951,000 | 885 |
| Net charge-offs | $11,000 | 2,441 |
| Cash dividends | $1,174,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,951,000 | 854 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $26,342,000 | 972 |
| Total interest expense | $2,181,000 | 1,337 |
| Net interest income | $24,161,000 | 913 |
| Provision for loan and lease losses | $2,400,000 | 411 |
| Total noninterest income | $3,438,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $991,000 | 1,301 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,447,000 | 1,266 |
| Total noninterest expense | $15,428,000 | 1,283 |
| Salaries and employee benefits | $8,097,000 | 1,312 |
| Premises and equipment expense | $773,000 | 2,730 |
| Additional noninterest expense | $6,558,000 | 999 |
| Pre-tax net operating income | $9,771,000 | 847 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $9,771,000 | 700 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $9,771,000 | 700 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,771,000 | 700 |
| Net charge-offs | $1,592,000 | 623 |
| Cash dividends | $4,825,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,771,000 | 684 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,502,000 | 990 |
| Total interest expense | $1,592,000 | 1,397 |
| Net interest income | $17,910,000 | 928 |
| Provision for loan and lease losses | $2,250,000 | 311 |
| Total noninterest income | $2,765,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $761,000 | 1,280 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,004,000 | 1,200 |
| Total noninterest expense | $11,606,000 | 1,290 |
| Salaries and employee benefits | $6,035,000 | 1,319 |
| Premises and equipment expense | $587,000 | 2,734 |
| Additional noninterest expense | $4,984,000 | 979 |
| Pre-tax net operating income | $6,819,000 | 928 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $6,819,000 | 738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,819,000 | 737 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,819,000 | 737 |
| Net charge-offs | $543,000 | 1,078 |
| Cash dividends | $3,815,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $6,819,000 | 727 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,041,000 | 972 |
| Total interest expense | $1,040,000 | 1,439 |
| Net interest income | $12,001,000 | 916 |
| Provision for loan and lease losses | $1,750,000 | 285 |
| Total noninterest income | $1,840,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $506,000 | 1,267 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,334,000 | 1,185 |
| Total noninterest expense | $7,658,000 | 1,298 |
| Salaries and employee benefits | $4,016,000 | 1,325 |
| Premises and equipment expense | $417,000 | 2,628 |
| Additional noninterest expense | $3,225,000 | 1,006 |
| Pre-tax net operating income | $4,433,000 | 926 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $4,433,000 | 741 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,433,000 | 740 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,433,000 | 741 |
| Net charge-offs | $601,000 | 747 |
| Cash dividends | $2,761,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,433,000 | 722 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,411,000 | 991 |
| Total interest expense | $491,000 | 1,558 |
| Net interest income | $5,920,000 | 929 |
| Provision for loan and lease losses | $1,000,000 | 254 |
| Total noninterest income | $757,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $256,000 | 1,244 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $501,000 | 1,416 |
| Total noninterest expense | $3,767,000 | 1,331 |
| Salaries and employee benefits | $1,984,000 | 1,355 |
| Premises and equipment expense | $235,000 | 2,440 |
| Additional noninterest expense | $1,548,000 | 1,042 |
| Pre-tax net operating income | $1,910,000 | 1,025 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,910,000 | 821 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,910,000 | 823 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,910,000 | 822 |
| Net charge-offs | $309,000 | 701 |
| Cash dividends | $1,272,000 | 495 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,910,000 | 800 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $25,135,000 | 1,005 |
| Total interest expense | $1,872,000 | 1,807 |
| Net interest income | $23,263,000 | 928 |
| Provision for loan and lease losses | $1,400,000 | 835 |
| Total noninterest income | $2,913,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,064,000 | 1,284 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,849,000 | 1,604 |
| Total noninterest expense | $14,569,000 | 1,360 |
| Salaries and employee benefits | $7,993,000 | 1,331 |
| Premises and equipment expense | $693,000 | 2,990 |
| Additional noninterest expense | $5,883,000 | 1,146 |
| Pre-tax net operating income | $10,207,000 | 764 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $10,207,000 | 634 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,207,000 | 637 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $10,207,000 | 636 |
| Net charge-offs | $299,000 | 2,585 |
| Cash dividends | $4,944,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $10,207,000 | 617 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $18,437,000 | 1,035 |
| Total interest expense | $1,400,000 | 1,861 |
| Net interest income | $17,037,000 | 956 |
| Provision for loan and lease losses | $800,000 | 1,047 |
| Total noninterest income | $2,183,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $775,000 | 1,316 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,408,000 | 1,624 |
| Total noninterest expense | $10,894,000 | 1,369 |
| Salaries and employee benefits | $5,923,000 | 1,347 |
| Premises and equipment expense | $564,000 | 2,839 |
| Additional noninterest expense | $4,407,000 | 1,142 |
| Pre-tax net operating income | $7,526,000 | 786 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $7,526,000 | 655 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $7,526,000 | 657 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,526,000 | 658 |
| Net charge-offs | $-93,000 | 6,580 |
| Cash dividends | $4,003,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,526,000 | 625 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,710,000 | 1,083 |
| Total interest expense | $928,000 | 1,906 |
| Net interest income | $10,782,000 | 1,004 |
| Provision for loan and lease losses | $800,000 | 795 |
| Total noninterest income | $1,447,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $494,000 | 1,353 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $953,000 | 1,635 |
| Total noninterest expense | $7,084,000 | 1,388 |
| Salaries and employee benefits | $3,923,000 | 1,355 |
| Premises and equipment expense | $396,000 | 2,765 |
| Additional noninterest expense | $2,765,000 | 1,207 |
| Pre-tax net operating income | $4,345,000 | 876 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $4,345,000 | 733 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,345,000 | 734 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,345,000 | 735 |
| Net charge-offs | $-945,000 | 6,919 |
| Cash dividends | $2,457,000 | 530 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $4,345,000 | 702 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 1,126 |
| Total interest expense | $465,000 | 1,946 |
| Net interest income | $5,235,000 | 1,043 |
| Provision for loan and lease losses | $600,000 | 594 |
| Total noninterest income | $640,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $234,000 | 1,409 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $406,000 | 1,843 |
| Total noninterest expense | $3,451,000 | 1,432 |
| Salaries and employee benefits | $1,912,000 | 1,389 |
| Premises and equipment expense | $166,000 | 3,161 |
| Additional noninterest expense | $1,373,000 | 1,197 |
| Pre-tax net operating income | $1,824,000 | 1,010 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,824,000 | 841 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,824,000 | 842 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,824,000 | 843 |
| Net charge-offs | $69,000 | 2,178 |
| Cash dividends | $784,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,824,000 | 802 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $22,855,000 | 1,173 |
| Total interest expense | $2,050,000 | 2,101 |
| Net interest income | $20,805,000 | 1,059 |
| Provision for loan and lease losses | $2,800,000 | 818 |
| Total noninterest income | $2,619,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,014,000 | 1,401 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,605,000 | 1,779 |
| Total noninterest expense | $13,875,000 | 1,418 |
| Salaries and employee benefits | $7,425,000 | 1,376 |
| Premises and equipment expense | $761,000 | 2,846 |
| Additional noninterest expense | $5,689,000 | 1,208 |
| Pre-tax net operating income | $6,749,000 | 1,055 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $6,749,000 | 890 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,749,000 | 890 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,749,000 | 890 |
| Net charge-offs | $2,825,000 | 882 |
| Cash dividends | $3,774,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,749,000 | 827 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $17,106,000 | 1,193 |
| Total interest expense | $1,566,000 | 2,139 |
| Net interest income | $15,540,000 | 1,069 |
| Provision for loan and lease losses | $2,070,000 | 826 |
| Total noninterest income | $1,909,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $753,000 | 1,424 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,156,000 | 1,811 |
| Total noninterest expense | $10,552,000 | 1,403 |
| Salaries and employee benefits | $5,506,000 | 1,386 |
| Premises and equipment expense | $629,000 | 2,665 |
| Additional noninterest expense | $4,417,000 | 1,175 |
| Pre-tax net operating income | $4,827,000 | 1,119 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $4,827,000 | 958 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,827,000 | 959 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,827,000 | 958 |
| Net charge-offs | $2,042,000 | 915 |
| Cash dividends | $2,953,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,827,000 | 896 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,983,000 | 1,253 |
| Total interest expense | $1,062,000 | 2,174 |
| Net interest income | $9,921,000 | 1,121 |
| Provision for loan and lease losses | $1,420,000 | 837 |
| Total noninterest income | $1,275,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $505,000 | 1,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $770,000 | 1,797 |
| Total noninterest expense | $6,873,000 | 1,426 |
| Salaries and employee benefits | $3,622,000 | 1,417 |
| Premises and equipment expense | $432,000 | 2,605 |
| Additional noninterest expense | $2,819,000 | 1,213 |
| Pre-tax net operating income | $2,903,000 | 1,231 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,903,000 | 1,041 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,903,000 | 1,041 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,903,000 | 1,041 |
| Net charge-offs | $543,000 | 1,679 |
| Cash dividends | $2,265,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,903,000 | 981 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 1,303 |
| Total interest expense | $535,000 | 2,235 |
| Net interest income | $4,765,000 | 1,166 |
| Provision for loan and lease losses | $620,000 | 897 |
| Total noninterest income | $596,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $243,000 | 1,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $353,000 | 1,912 |
| Total noninterest expense | $3,296,000 | 1,485 |
| Salaries and employee benefits | $1,724,000 | 1,484 |
| Premises and equipment expense | $233,000 | 2,455 |
| Additional noninterest expense | $1,339,000 | 1,254 |
| Pre-tax net operating income | $1,445,000 | 1,216 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,445,000 | 1,033 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,445,000 | 1,035 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,445,000 | 1,034 |
| Net charge-offs | $-58,000 | 7,091 |
| Cash dividends | $1,370,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,445,000 | 969 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,917,000 | 1,370 |
| Total interest expense | $2,595,000 | 2,218 |
| Net interest income | $18,322,000 | 1,214 |
| Provision for loan and lease losses | $1,500,000 | 1,877 |
| Total noninterest income | $2,478,000 | 1,724 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,099,000 | 1,348 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,379,000 | 1,739 |
| Total noninterest expense | $13,221,000 | 1,466 |
| Salaries and employee benefits | $6,944,000 | 1,423 |
| Premises and equipment expense | $941,000 | 2,531 |
| Additional noninterest expense | $5,336,000 | 1,300 |
| Pre-tax net operating income | $6,079,000 | 988 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $6,079,000 | 814 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,079,000 | 811 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,079,000 | 814 |
| Net charge-offs | $889,000 | 2,505 |
| Cash dividends | $2,578,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $6,079,000 | 793 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,564,000 | 1,394 |
| Total interest expense | $2,038,000 | 2,214 |
| Net interest income | $13,526,000 | 1,243 |
| Provision for loan and lease losses | $1,300,000 | 1,655 |
| Total noninterest income | $1,653,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $833,000 | 1,342 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $820,000 | 1,996 |
| Total noninterest expense | $9,736,000 | 1,503 |
| Salaries and employee benefits | $5,154,000 | 1,434 |
| Premises and equipment expense | $682,000 | 2,626 |
| Additional noninterest expense | $3,900,000 | 1,324 |
| Pre-tax net operating income | $4,143,000 | 1,114 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $4,143,000 | 923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,143,000 | 921 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,143,000 | 923 |
| Net charge-offs | $643,000 | 2,391 |
| Cash dividends | $2,338,000 | 561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,143,000 | 887 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,180,000 | 1,433 |
| Total interest expense | $1,439,000 | 2,188 |
| Net interest income | $8,741,000 | 1,276 |
| Provision for loan and lease losses | $540,000 | 2,218 |
| Total noninterest income | $1,001,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $555,000 | 1,310 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $446,000 | 2,271 |
| Total noninterest expense | $6,524,000 | 1,512 |
| Salaries and employee benefits | $3,436,000 | 1,451 |
| Premises and equipment expense | $428,000 | 2,792 |
| Additional noninterest expense | $2,660,000 | 1,324 |
| Pre-tax net operating income | $2,678,000 | 1,116 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,678,000 | 922 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,678,000 | 921 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,678,000 | 922 |
| Net charge-offs | $278,000 | 2,781 |
| Cash dividends | $1,520,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,678,000 | 891 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 1,481 |
| Total interest expense | $782,000 | 2,105 |
| Net interest income | $4,161,000 | 1,340 |
| Provision for loan and lease losses | $115,000 | 3,204 |
| Total noninterest income | $333,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $275,000 | 1,296 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,429 |
| Total noninterest expense | $3,177,000 | 1,547 |
| Salaries and employee benefits | $1,705,000 | 1,481 |
| Premises and equipment expense | $228,000 | 2,682 |
| Additional noninterest expense | $1,244,000 | 1,405 |
| Pre-tax net operating income | $1,202,000 | 1,210 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,202,000 | 1,012 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,202,000 | 1,013 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,202,000 | 1,012 |
| Net charge-offs | $276,000 | 1,826 |
| Cash dividends | $870,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,202,000 | 983 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,682,000 | 1,493 |
| Total interest expense | $4,222,000 | 1,894 |
| Net interest income | $16,460,000 | 1,363 |
| Provision for loan and lease losses | $825,000 | 3,363 |
| Total noninterest income | $2,228,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,307,000 | 1,153 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $921,000 | 2,286 |
| Total noninterest expense | $12,518,000 | 1,583 |
| Salaries and employee benefits | $6,925,000 | 1,427 |
| Premises and equipment expense | $1,056,000 | 2,368 |
| Additional noninterest expense | $4,537,000 | 1,587 |
| Pre-tax net operating income | $5,345,000 | 974 |
| Securities gains (losses) | $14,000 | 3,222 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $5,359,000 | 817 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,359,000 | 816 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,359,000 | 818 |
| Net charge-offs | $1,104,000 | 2,548 |
| Cash dividends | $1,305,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,345,000 | 792 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,659,000 | 1,507 |
| Total interest expense | $3,252,000 | 1,916 |
| Net interest income | $12,407,000 | 1,367 |
| Provision for loan and lease losses | $675,000 | 3,084 |
| Total noninterest income | $1,667,000 | 1,937 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,007,000 | 1,148 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $660,000 | 2,354 |
| Total noninterest expense | $9,392,000 | 1,574 |
| Salaries and employee benefits | $5,122,000 | 1,445 |
| Premises and equipment expense | $814,000 | 2,358 |
| Additional noninterest expense | $3,456,000 | 1,536 |
| Pre-tax net operating income | $4,007,000 | 1,017 |
| Securities gains (losses) | $14,000 | 3,014 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $4,021,000 | 862 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,021,000 | 863 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,021,000 | 863 |
| Net charge-offs | $315,000 | 3,664 |
| Cash dividends | $1,305,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,007,000 | 822 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,653,000 | 1,499 |
| Total interest expense | $2,219,000 | 1,953 |
| Net interest income | $8,434,000 | 1,349 |
| Provision for loan and lease losses | $525,000 | 2,779 |
| Total noninterest income | $1,122,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $661,000 | 1,179 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $461,000 | 2,206 |
| Total noninterest expense | $6,252,000 | 1,582 |
| Salaries and employee benefits | $3,448,000 | 1,434 |
| Premises and equipment expense | $526,000 | 2,423 |
| Additional noninterest expense | $2,278,000 | 1,555 |
| Pre-tax net operating income | $2,779,000 | 972 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,779,000 | 801 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,779,000 | 801 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,779,000 | 802 |
| Net charge-offs | $-59,000 | 7,710 |
| Cash dividends | $945,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,779,000 | 772 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,348,000 | 1,529 |
| Total interest expense | $1,165,000 | 1,966 |
| Net interest income | $4,183,000 | 1,368 |
| Provision for loan and lease losses | $290,000 | 2,508 |
| Total noninterest income | $525,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $323,000 | 1,215 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $202,000 | 2,381 |
| Total noninterest expense | $3,029,000 | 1,655 |
| Salaries and employee benefits | $1,734,000 | 1,446 |
| Premises and equipment expense | $256,000 | 2,539 |
| Additional noninterest expense | $1,039,000 | 1,689 |
| Pre-tax net operating income | $1,389,000 | 967 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,389,000 | 797 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,389,000 | 799 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,389,000 | 801 |
| Net charge-offs | $-458,000 | 7,918 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,389,000 | 764 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,646,000 | 1,517 |
| Total interest expense | $5,943,000 | 1,938 |
| Net interest income | $16,703,000 | 1,330 |
| Provision for loan and lease losses | $3,830,000 | 1,698 |
| Total noninterest income | $1,720,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,428,000 | 1,204 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $292,000 | 4,022 |
| Total noninterest expense | $12,077,000 | 1,685 |
| Salaries and employee benefits | $6,616,000 | 1,513 |
| Premises and equipment expense | $946,000 | 2,711 |
| Additional noninterest expense | $4,515,000 | 1,642 |
| Pre-tax net operating income | $2,516,000 | 1,566 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $996,000 | 961 |
| Income before extraordinary items | $1,520,000 | 2,095 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,520,000 | 2,092 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,520,000 | 2,094 |
| Net charge-offs | $4,294,000 | 1,278 |
| Cash dividends | $2,000,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,520,000 | 2,063 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,023,000 | 1,539 |
| Total interest expense | $4,616,000 | 1,961 |
| Net interest income | $12,407,000 | 1,342 |
| Provision for loan and lease losses | $2,965,000 | 1,492 |
| Total noninterest income | $1,701,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,062,000 | 1,214 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $639,000 | 2,428 |
| Total noninterest expense | $9,109,000 | 1,666 |
| Salaries and employee benefits | $5,028,000 | 1,509 |
| Premises and equipment expense | $699,000 | 2,770 |
| Additional noninterest expense | $3,382,000 | 1,602 |
| Pre-tax net operating income | $2,034,000 | 1,594 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $820,000 | 987 |
| Income before extraordinary items | $1,214,000 | 2,156 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,214,000 | 2,153 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,214,000 | 2,156 |
| Net charge-offs | $1,427,000 | 1,819 |
| Cash dividends | $2,000,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,214,000 | 2,106 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,419,000 | 1,556 |
| Total interest expense | $3,181,000 | 1,995 |
| Net interest income | $8,238,000 | 1,353 |
| Provision for loan and lease losses | $1,680,000 | 1,564 |
| Total noninterest income | $1,167,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $674,000 | 1,255 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $493,000 | 2,250 |
| Total noninterest expense | $6,096,000 | 1,690 |
| Salaries and employee benefits | $3,330,000 | 1,548 |
| Premises and equipment expense | $437,000 | 2,964 |
| Additional noninterest expense | $2,329,000 | 1,571 |
| Pre-tax net operating income | $1,629,000 | 1,403 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $820,000 | 729 |
| Income before extraordinary items | $809,000 | 2,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $809,000 | 2,209 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $809,000 | 2,210 |
| Net charge-offs | $795,000 | 1,842 |
| Cash dividends | $2,000,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $809,000 | 2,154 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,730,000 | 1,583 |
| Total interest expense | $1,619,000 | 2,033 |
| Net interest income | $4,111,000 | 1,347 |
| Provision for loan and lease losses | $825,000 | 1,321 |
| Total noninterest income | $461,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $309,000 | 1,334 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $152,000 | 2,939 |
| Total noninterest expense | $2,908,000 | 1,710 |
| Salaries and employee benefits | $1,649,000 | 1,578 |
| Premises and equipment expense | $226,000 | 2,928 |
| Additional noninterest expense | $1,033,000 | 1,565 |
| Pre-tax net operating income | $839,000 | 1,529 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $820,000 | 414 |
| Income before extraordinary items | $19,000 | 6,171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $19,000 | 6,173 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $19,000 | 6,173 |
| Net charge-offs | $151,000 | 2,404 |
| Cash dividends | $1,700,000 | 249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $19,000 | 6,015 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $25,986,000 | 1,492 |
| Total interest expense | $8,178,000 | 1,925 |
| Net interest income | $17,808,000 | 1,242 |
| Provision for loan and lease losses | $1,010,000 | 2,693 |
| Total noninterest income | $2,218,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,297,000 | 1,387 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $921,000 | 2,250 |
| Total noninterest expense | $11,568,000 | 1,684 |
| Salaries and employee benefits | $6,220,000 | 1,644 |
| Premises and equipment expense | $809,000 | 3,152 |
| Additional noninterest expense | $4,539,000 | 1,373 |
| Pre-tax net operating income | $7,448,000 | 746 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,620,000 | 525 |
| Income before extraordinary items | $4,828,000 | 839 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,828,000 | 839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $705,000 | 2,355 |
| Cash dividends | $250,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,828,000 | 910 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,424,000 | 1,538 |
| Total interest expense | $6,213,000 | 1,988 |
| Net interest income | $13,211,000 | 1,270 |
| Provision for loan and lease losses | $710,000 | 2,243 |
| Total noninterest income | $1,819,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $962,000 | 1,412 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $857,000 | 2,030 |
| Total noninterest expense | $8,332,000 | 1,741 |
| Salaries and employee benefits | $4,523,000 | 1,717 |
| Premises and equipment expense | $590,000 | 3,235 |
| Additional noninterest expense | $3,219,000 | 1,390 |
| Pre-tax net operating income | $5,988,000 | 852 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,040,000 | 643 |
| Income before extraordinary items | $3,948,000 | 922 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,948,000 | 921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 2,276 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,948,000 | 986 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,640,000 | 1,603 |
| Total interest expense | $4,148,000 | 2,066 |
| Net interest income | $8,492,000 | 1,324 |
| Provision for loan and lease losses | $695,000 | 1,542 |
| Total noninterest income | $1,115,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $619,000 | 1,434 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $496,000 | 2,260 |
| Total noninterest expense | $5,185,000 | 1,854 |
| Salaries and employee benefits | $2,863,000 | 1,824 |
| Premises and equipment expense | $344,000 | 3,599 |
| Additional noninterest expense | $1,978,000 | 1,484 |
| Pre-tax net operating income | $3,727,000 | 951 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,210,000 | 797 |
| Income before extraordinary items | $2,517,000 | 1,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,517,000 | 1,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 1,990 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,517,000 | 1,081 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 1,642 |
| Total interest expense | $2,119,000 | 2,143 |
| Net interest income | $4,204,000 | 1,318 |
| Provision for loan and lease losses | $365,000 | 1,220 |
| Total noninterest income | $532,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $310,000 | 1,409 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $222,000 | 2,418 |
| Total noninterest expense | $2,441,000 | 1,963 |
| Salaries and employee benefits | $1,308,000 | 2,017 |
| Premises and equipment expense | $141,000 | 4,177 |
| Additional noninterest expense | $992,000 | 1,445 |
| Pre-tax net operating income | $1,930,000 | 972 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $695,000 | 787 |
| Income before extraordinary items | $1,235,000 | 1,222 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,235,000 | 1,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,369 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,235,000 | 1,178 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,679,000 | 1,683 |
| Total interest expense | $8,725,000 | 2,161 |
| Net interest income | $16,954,000 | 1,317 |
| Provision for loan and lease losses | $1,075,000 | 1,354 |
| Total noninterest income | $1,907,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,127,000 | 1,588 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $780,000 | 2,594 |
| Total noninterest expense | $8,501,000 | 2,162 |
| Salaries and employee benefits | $4,712,000 | 2,141 |
| Premises and equipment expense | $574,000 | 3,958 |
| Additional noninterest expense | $3,215,000 | 1,728 |
| Pre-tax net operating income | $9,285,000 | 911 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,107,000 | 790 |
| Income before extraordinary items | $6,178,000 | 1,051 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,178,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $703,000 | 1,330 |
| Cash dividends | $550,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,178,000 | 1,032 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,986,000 | 1,704 |
| Total interest expense | $6,400,000 | 2,203 |
| Net interest income | $12,586,000 | 1,336 |
| Provision for loan and lease losses | $925,000 | 952 |
| Total noninterest income | $1,441,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $842,000 | 1,563 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $599,000 | 2,565 |
| Total noninterest expense | $6,125,000 | 2,216 |
| Salaries and employee benefits | $3,439,000 | 2,194 |
| Premises and equipment expense | $396,000 | 4,198 |
| Additional noninterest expense | $2,290,000 | 1,769 |
| Pre-tax net operating income | $6,977,000 | 987 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,345,000 | 843 |
| Income before extraordinary items | $4,632,000 | 1,133 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,632,000 | 1,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $623,000 | 908 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,632,000 | 1,109 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,138,000 | 1,782 |
| Total interest expense | $4,056,000 | 2,295 |
| Net interest income | $8,082,000 | 1,418 |
| Provision for loan and lease losses | $625,000 | 844 |
| Total noninterest income | $826,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $580,000 | 1,517 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $246,000 | 3,380 |
| Total noninterest expense | $3,970,000 | 2,305 |
| Salaries and employee benefits | $2,272,000 | 2,255 |
| Premises and equipment expense | $248,000 | 4,414 |
| Additional noninterest expense | $1,450,000 | 1,870 |
| Pre-tax net operating income | $4,313,000 | 1,106 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,520,000 | 912 |
| Income before extraordinary items | $2,793,000 | 1,283 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,793,000 | 1,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $673,000 | 590 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,793,000 | 1,264 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,663,000 | 1,891 |
| Total interest expense | $1,937,000 | 2,384 |
| Net interest income | $3,726,000 | 1,551 |
| Provision for loan and lease losses | $225,000 | 1,053 |
| Total noninterest income | $360,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $276,000 | 1,551 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $84,000 | 4,109 |
| Total noninterest expense | $2,024,000 | 2,270 |
| Salaries and employee benefits | $1,114,000 | 2,307 |
| Premises and equipment expense | $188,000 | 3,268 |
| Additional noninterest expense | $722,000 | 1,854 |
| Pre-tax net operating income | $1,837,000 | 1,272 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $645,000 | 1,045 |
| Income before extraordinary items | $1,192,000 | 1,456 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,192,000 | 1,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $606,000 | 364 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,192,000 | 1,447 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,754,000 | 2,003 |
| Total interest expense | $5,903,000 | 2,637 |
| Net interest income | $13,851,000 | 1,652 |
| Provision for loan and lease losses | $1,805,000 | 608 |
| Total noninterest income | $1,378,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $966,000 | 1,800 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $412,000 | 3,679 |
| Total noninterest expense | $7,230,000 | 2,445 |
| Salaries and employee benefits | $3,710,000 | 2,615 |
| Premises and equipment expense | $882,000 | 2,759 |
| Additional noninterest expense | $2,638,000 | 2,011 |
| Pre-tax net operating income | $6,194,000 | 1,559 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,005,000 | 1,334 |
| Income before extraordinary items | $4,189,000 | 1,722 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,189,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,201,000 | 592 |
| Cash dividends | $150,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,189,000 | 1,709 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,327,000 | 2,056 |
| Total interest expense | $4,086,000 | 2,724 |
| Net interest income | $10,241,000 | 1,694 |
| Provision for loan and lease losses | $1,250,000 | 630 |
| Total noninterest income | $1,123,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $702,000 | 1,852 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $421,000 | 3,132 |
| Total noninterest expense | $5,165,000 | 2,546 |
| Salaries and employee benefits | $2,681,000 | 2,698 |
| Premises and equipment expense | $631,000 | 2,879 |
| Additional noninterest expense | $1,853,000 | 2,108 |
| Pre-tax net operating income | $4,949,000 | 1,520 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,618,000 | 1,319 |
| Income before extraordinary items | $3,331,000 | 1,670 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,331,000 | 1,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,087 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,331,000 | 1,656 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,002,000 | 2,134 |
| Total interest expense | $2,505,000 | 2,818 |
| Net interest income | $6,497,000 | 1,793 |
| Provision for loan and lease losses | $775,000 | 660 |
| Total noninterest income | $762,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $434,000 | 1,958 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $328,000 | 2,854 |
| Total noninterest expense | $3,283,000 | 2,679 |
| Salaries and employee benefits | $1,723,000 | 2,774 |
| Premises and equipment expense | $394,000 | 3,038 |
| Additional noninterest expense | $1,166,000 | 2,230 |
| Pre-tax net operating income | $3,201,000 | 1,562 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,030,000 | 1,374 |
| Income before extraordinary items | $2,171,000 | 1,680 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,171,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 843 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,171,000 | 1,665 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 2,181 |
| Total interest expense | $1,201,000 | 2,805 |
| Net interest income | $3,103,000 | 1,859 |
| Provision for loan and lease losses | $325,000 | 730 |
| Total noninterest income | $359,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $194,000 | 2,102 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $165,000 | 2,797 |
| Total noninterest expense | $1,603,000 | 2,729 |
| Salaries and employee benefits | $835,000 | 2,861 |
| Premises and equipment expense | $183,000 | 3,224 |
| Additional noninterest expense | $585,000 | 2,214 |
| Pre-tax net operating income | $1,534,000 | 1,597 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $690,000 | 1,067 |
| Income before extraordinary items | $844,000 | 2,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $844,000 | 2,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 883 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $844,000 | 2,074 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,137,000 | 2,509 |
| Total interest expense | $3,321,000 | 3,071 |
| Net interest income | $9,816,000 | 2,256 |
| Provision for loan and lease losses | $1,080,000 | 980 |
| Total noninterest income | $1,143,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $710,000 | 2,322 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $433,000 | 3,644 |
| Total noninterest expense | $5,705,000 | 2,885 |
| Salaries and employee benefits | $2,910,000 | 3,051 |
| Premises and equipment expense | $590,000 | 3,710 |
| Additional noninterest expense | $2,205,000 | 2,269 |
| Pre-tax net operating income | $4,174,000 | 2,154 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,411,000 | 1,782 |
| Income before extraordinary items | $2,763,000 | 2,400 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,763,000 | 2,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,777 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,763,000 | 2,371 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,114,000 | 2,624 |
| Total interest expense | $2,212,000 | 3,230 |
| Net interest income | $6,902,000 | 2,379 |
| Provision for loan and lease losses | $755,000 | 987 |
| Total noninterest income | $782,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $499,000 | 2,457 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $283,000 | 3,906 |
| Total noninterest expense | $4,011,000 | 3,019 |
| Salaries and employee benefits | $2,115,000 | 3,115 |
| Premises and equipment expense | $375,000 | 4,165 |
| Additional noninterest expense | $1,521,000 | 2,418 |
| Pre-tax net operating income | $2,918,000 | 2,293 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $964,000 | 1,932 |
| Income before extraordinary items | $1,954,000 | 2,525 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,954,000 | 2,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 1,611 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,954,000 | 2,500 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,459,000 | 2,815 |
| Total interest expense | $1,331,000 | 3,359 |
| Net interest income | $4,128,000 | 2,578 |
| Provision for loan and lease losses | $455,000 | 1,058 |
| Total noninterest income | $496,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $314,000 | 2,528 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $182,000 | 3,925 |
| Total noninterest expense | $2,505,000 | 3,185 |
| Salaries and employee benefits | $1,377,000 | 3,163 |
| Premises and equipment expense | $226,000 | 4,426 |
| Additional noninterest expense | $902,000 | 2,697 |
| Pre-tax net operating income | $1,664,000 | 2,528 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $528,000 | 2,186 |
| Income before extraordinary items | $1,136,000 | 2,787 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,136,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,627 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,136,000 | 2,743 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 3,038 |
| Total interest expense | $618,000 | 3,434 |
| Net interest income | $1,832,000 | 2,872 |
| Provision for loan and lease losses | $125,000 | 1,680 |
| Total noninterest income | $254,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $151,000 | 2,549 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,676 |
| Total noninterest expense | $1,199,000 | 3,312 |
| Salaries and employee benefits | $674,000 | 3,226 |
| Premises and equipment expense | $113,000 | 4,465 |
| Additional noninterest expense | $412,000 | 2,944 |
| Pre-tax net operating income | $762,000 | 2,668 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $237,000 | 2,344 |
| Income before extraordinary items | $525,000 | 2,935 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $525,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,351 |
| Cash dividends | $70,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $525,000 | 2,887 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,062,000 | 3,776 |
| Total interest expense | $1,710,000 | 4,121 |
| Net interest income | $5,352,000 | 3,607 |
| Provision for loan and lease losses | $380,000 | 2,457 |
| Total noninterest income | $705,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $618,000 | 2,643 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $87,000 | 6,638 |
| Total noninterest expense | $3,787,000 | 3,910 |
| Salaries and employee benefits | $2,070,000 | 3,887 |
| Premises and equipment expense | $285,000 | 5,821 |
| Additional noninterest expense | $1,432,000 | 3,245 |
| Pre-tax net operating income | $1,890,000 | 3,645 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $579,000 | 3,093 |
| Income before extraordinary items | $1,311,000 | 3,963 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,311,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,912 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,311,000 | 3,903 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,921,000 | 3,980 |
| Total interest expense | $1,197,000 | 4,299 |
| Net interest income | $3,724,000 | 3,808 |
| Provision for loan and lease losses | $295,000 | 2,304 |
| Total noninterest income | $507,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $460,000 | 2,674 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 7,150 |
| Total noninterest expense | $2,692,000 | 4,066 |
| Salaries and employee benefits | $1,469,000 | 4,019 |
| Premises and equipment expense | $215,000 | 5,770 |
| Additional noninterest expense | $1,008,000 | 3,406 |
| Pre-tax net operating income | $1,244,000 | 4,068 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $386,000 | 3,369 |
| Income before extraordinary items | $858,000 | 4,413 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $858,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,016 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $858,000 | 4,337 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 4,197 |
| Total interest expense | $758,000 | 4,438 |
| Net interest income | $2,286,000 | 4,075 |
| Provision for loan and lease losses | $155,000 | 2,649 |
| Total noninterest income | $334,000 | 4,539 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $303,000 | 2,690 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $31,000 | 7,181 |
| Total noninterest expense | $1,705,000 | 4,251 |
| Salaries and employee benefits | $961,000 | 4,106 |
| Premises and equipment expense | $158,000 | 5,516 |
| Additional noninterest expense | $586,000 | 3,814 |
| Pre-tax net operating income | $760,000 | 4,243 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $231,000 | 3,521 |
| Income before extraordinary items | $529,000 | 4,594 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $529,000 | 4,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $529,000 | 4,503 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 4,463 |
| Total interest expense | $368,000 | 4,565 |
| Net interest income | $1,043,000 | 4,354 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $175,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $148,000 | 2,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $832,000 | 4,364 |
| Salaries and employee benefits | $461,000 | 4,266 |
| Premises and equipment expense | $71,000 | 5,842 |
| Additional noninterest expense | $300,000 | 3,750 |
| Pre-tax net operating income | $346,000 | 4,472 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $96,000 | 3,852 |
| Income before extraordinary items | $250,000 | 4,753 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 4,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $250,000 | 4,631 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,116,000 | 4,813 |
| Total interest expense | $1,496,000 | 4,877 |
| Net interest income | $3,620,000 | 4,685 |
| Provision for loan and lease losses | $633,000 | 1,771 |
| Total noninterest income | $727,000 | 4,451 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $583,000 | 2,760 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $144,000 | 5,891 |
| Total noninterest expense | $2,853,000 | 4,769 |
| Salaries and employee benefits | $1,597,000 | 4,649 |
| Premises and equipment expense | $346,000 | 5,207 |
| Additional noninterest expense | $910,000 | 4,587 |
| Pre-tax net operating income | $861,000 | 5,518 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $259,000 | 4,511 |
| Income before extraordinary items | $602,000 | 5,946 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $602,000 | 5,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 1,370 |
| Cash dividends | $345,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $602,000 | 5,768 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 4,941 |
| Total interest expense | $1,120,000 | 5,014 |
| Net interest income | $2,646,000 | 4,772 |
| Provision for loan and lease losses | $370,000 | 2,151 |
| Total noninterest income | $561,000 | 4,424 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $436,000 | 2,763 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 5,672 |
| Total noninterest expense | $2,109,000 | 4,811 |
| Salaries and employee benefits | $1,187,000 | 4,660 |
| Premises and equipment expense | $261,000 | 5,184 |
| Additional noninterest expense | $661,000 | 4,675 |
| Pre-tax net operating income | $728,000 | 5,412 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $213,000 | 4,559 |
| Income before extraordinary items | $515,000 | 5,781 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $515,000 | 5,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,805 |
| Cash dividends | $158,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $515,000 | 5,608 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 5,054 |
| Total interest expense | $745,000 | 5,152 |
| Net interest income | $1,705,000 | 4,889 |
| Provision for loan and lease losses | $225,000 | 2,308 |
| Total noninterest income | $361,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $281,000 | 2,795 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $80,000 | 5,712 |
| Total noninterest expense | $1,368,000 | 4,900 |
| Salaries and employee benefits | $770,000 | 4,755 |
| Premises and equipment expense | $167,000 | 5,295 |
| Additional noninterest expense | $431,000 | 4,742 |
| Pre-tax net operating income | $473,000 | 5,455 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $146,000 | 4,539 |
| Income before extraordinary items | $327,000 | 5,911 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $327,000 | 5,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,132 |
| Cash dividends | $143,000 | 3,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $327,000 | 5,684 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 5,186 |
| Total interest expense | $358,000 | 5,385 |
| Net interest income | $833,000 | 4,953 |
| Provision for loan and lease losses | $130,000 | 1,956 |
| Total noninterest income | $177,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $136,000 | 2,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 5,651 |
| Total noninterest expense | $670,000 | 4,953 |
| Salaries and employee benefits | $372,000 | 4,882 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $218,000 | 4,659 |
| Pre-tax net operating income | $210,000 | 5,730 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $65,000 | 4,700 |
| Income before extraordinary items | $145,000 | 6,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,659 |
| Cash dividends | $143,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $145,000 | 5,910 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,780,000 | 6,090 |
| Total interest expense | $1,155,000 | 6,533 |
| Net interest income | $2,625,000 | 5,751 |
| Provision for loan and lease losses | $287,000 | 3,571 |
| Total noninterest income | $486,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $411,000 | 3,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 6,976 |
| Total noninterest expense | $2,232,000 | 5,485 |
| Salaries and employee benefits | $1,223,000 | 5,414 |
| Premises and equipment expense | $265,000 | 5,945 |
| Additional noninterest expense | $744,000 | 5,185 |
| Pre-tax net operating income | $592,000 | 6,448 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $191,000 | 5,179 |
| Income before extraordinary items | $401,000 | 6,842 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $401,000 | 6,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,336 |
| Cash dividends | $48,000 | 6,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $401,000 | 6,709 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 7,712 |
| Total interest expense | $857,000 | 8,320 |
| Net interest income | $1,677,000 | 7,016 |
| Provision for loan and lease losses | $168,000 | 4,563 |
| Total noninterest income | $309,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $224,000 | 4,893 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $85,000 | 6,770 |
| Total noninterest expense | $1,684,000 | 6,375 |
| Salaries and employee benefits | $830,000 | 6,659 |
| Premises and equipment expense | $215,000 | 6,569 |
| Additional noninterest expense | $639,000 | 5,615 |
| Pre-tax net operating income | $134,000 | 8,168 |
| Securities gains (losses) | $73,000 | 2,015 |
| Applicable income taxes | $-504,000 | 9,502 |
| Income before extraordinary items | $711,000 | 5,184 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $711,000 | 5,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 9,248 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $578,000 | 483 |
| Net operating income | $638,000 | 5,339 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $259,000 | 9,802 |
| Total interest expense | $90,000 | 9,756 |
| Net interest income | $169,000 | 9,801 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $31,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,518 |
| Total noninterest expense | $160,000 | 9,865 |
| Salaries and employee benefits | $78,000 | 9,851 |
| Premises and equipment expense | $23,000 | 9,742 |
| Additional noninterest expense | $59,000 | 9,813 |
| Pre-tax net operating income | $-10,000 | 9,154 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-10,000 | 9,174 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-10,000 | 9,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,357 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 665 |
| Net operating income | $-10,000 | 9,163 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 8,315 |
| Total interest expense | $786,000 | 8,716 |
| Net interest income | $1,376,000 | 7,823 |
| Provision for loan and lease losses | $235,000 | 3,227 |
| Total noninterest income | $311,000 | 6,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,986 |
| Total noninterest expense | $1,683,000 | 6,338 |
| Salaries and employee benefits | $706,000 | 7,205 |
| Premises and equipment expense | $274,000 | 5,758 |
| Additional noninterest expense | $703,000 | 5,228 |
| Pre-tax net operating income | $-231,000 | 9,655 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-231,000 | 9,707 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-231,000 | 9,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $663,000 | 975 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-231,000 | 9,684 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 7,577 |
| Total interest expense | $1,227,000 | 7,839 |
| Net interest income | $1,735,000 | 7,203 |
| Provision for loan and lease losses | $1,559,000 | 693 |
| Total noninterest income | $370,000 | 5,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,189 |
| Total noninterest expense | $1,931,000 | 5,727 |
| Salaries and employee benefits | $770,000 | 6,815 |
| Premises and equipment expense | $265,000 | 5,763 |
| Additional noninterest expense | $896,000 | 4,305 |
| Pre-tax net operating income | $-1,385,000 | 10,386 |
| Securities gains (losses) | $-7,000 | 10,141 |
| Applicable income taxes | $-89,000 | 10,207 |
| Income before extraordinary items | $-1,303,000 | 10,393 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,303,000 | 10,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,101,000 | 704 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 501 |
| Net operating income | $-1,296,420 | 10,376 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 7,318 |
| Total interest expense | $1,446,000 | 7,476 |
| Net interest income | $1,930,000 | 7,061 |
| Provision for loan and lease losses | $558,000 | 1,635 |
| Total noninterest income | $371,000 | 5,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,788 |
| Total noninterest expense | $1,892,000 | 5,867 |
| Salaries and employee benefits | $780,000 | 6,884 |
| Premises and equipment expense | $263,000 | 5,883 |
| Additional noninterest expense | $849,000 | 4,520 |
| Pre-tax net operating income | $-149,000 | 10,530 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $-52,000 | 10,629 |
| Income before extraordinary items | $-96,000 | 10,516 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-96,000 | 10,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,242 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 764 |
| Net operating income | $-96,650 | 10,487 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 7,891 |
| Total interest expense | $1,351,000 | 7,958 |
| Net interest income | $1,738,000 | 7,690 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $338,000 | 6,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,162 |
| Total noninterest expense | $1,544,000 | 6,988 |
| Salaries and employee benefits | $692,000 | 7,585 |
| Premises and equipment expense | $253,000 | 6,211 |
| Additional noninterest expense | $599,000 | 6,368 |
| Pre-tax net operating income | $532,000 | 7,766 |
| Securities gains (losses) | $-54,000 | 11,055 |
| Applicable income taxes | $143,000 | 7,982 |
| Income before extraordinary items | $335,000 | 8,116 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $335,000 | 8,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,584 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $372,800 | 7,780 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 8,893 |
| Total interest expense | $1,082,000 | 8,955 |
| Net interest income | $1,465,000 | 8,640 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $354,000 | 6,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,436 |
| Total noninterest expense | $1,256,000 | 8,013 |
| Salaries and employee benefits | $682,000 | 7,842 |
| Premises and equipment expense | $228,000 | 6,692 |
| Additional noninterest expense | $346,000 | 8,730 |
| Pre-tax net operating income | $538,000 | 8,227 |
| Securities gains (losses) | $-20,000 | 10,553 |
| Applicable income taxes | $157,000 | 8,143 |
| Income before extraordinary items | $361,000 | 8,381 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $361,000 | 8,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,566 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $375,000 | 8,260 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 9,993 |
| Total interest expense | $651,000 | 10,345 |
| Net interest income | $1,248,000 | 9,627 |
| Provision for loan and lease losses | $135,000 | 3,817 |
| Total noninterest income | $340,000 | 6,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,528 |
| Total noninterest expense | $1,119,000 | 8,907 |
| Salaries and employee benefits | $535,000 | 9,081 |
| Premises and equipment expense | $218,000 | 7,087 |
| Additional noninterest expense | $366,000 | 9,165 |
| Pre-tax net operating income | $334,000 | 9,869 |
| Securities gains (losses) | $-36,000 | 10,793 |
| Applicable income taxes | $83,000 | 9,725 |
| Income before extraordinary items | $215,000 | 10,088 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $215,000 | 10,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $240,920 | 9,880 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 11,127 |
| Total interest expense | $592,000 | 11,192 |
| Net interest income | $956,000 | 10,937 |
| Provision for loan and lease losses | $-180,000 | 13,018 |
| Total noninterest income | $344,000 | 7,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 5,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,081 |
| Total noninterest expense | $1,124,000 | 9,228 |
| Salaries and employee benefits | $474,000 | 9,914 |
| Premises and equipment expense | $211,000 | 7,471 |
| Additional noninterest expense | $439,000 | 8,831 |
| Pre-tax net operating income | $356,000 | 9,769 |
| Securities gains (losses) | $79,000 | 2,808 |
| Applicable income taxes | $36,000 | 11,244 |
| Income before extraordinary items | $399,000 | 8,452 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $399,000 | 8,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 12,921 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $326,320 | 8,915 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 12,076 |
| Total interest expense | $722,000 | 11,696 |
| Net interest income | $728,000 | 12,194 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $301,000 | 7,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,031,000 | 9,845 |
| Salaries and employee benefits | $391,000 | 10,976 |
| Premises and equipment expense | $195,000 | 7,943 |
| Additional noninterest expense | $445,000 | 9,029 |
| Pre-tax net operating income | $-2,000 | 12,745 |
| Securities gains (losses) | $150,000 | 2,415 |
| Applicable income taxes | $7,000 | 12,453 |
| Income before extraordinary items | $141,000 | 11,404 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $141,000 | 11,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 8,614 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,500 | 12,681 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.