Home > Commercial State Bank > Assets and Liabilities
Commercial State Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 30 | 5,321 |
| Assets and Liabilities | ||
| Total Assets: | $67,402,000 | 5,868 |
| Cash and due from depository institutions | $2,273,000 | 5,321 |
| Interest-bearing balances | $95,000 | 5,163 |
| Securities | $16,449,000 | 5,488 |
| Federal funds sold & reverse repurchase agreements | $10,580,000 | 1,629 |
| Net loans & leases | $34,541,000 | 6,210 |
| Loan loss allowance | $484,000 | 5,732 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $883,000 | 6,316 |
| Other real estate owned | $250,000 | 5,321 |
| Goodwill and other intangibles | $1,175,000 | 1,337 |
| All other assets | $1,251,000 | 5,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,402,000 | 5,868 |
| Total liabilities | $60,188,000 | 5,857 |
| Total deposits | $59,889,000 | 5,644 |
| Interest-bearing deposits | $52,341,000 | 5,549 |
| Deposits held in domestic offices | $59,889,000 | 5,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $299,000 | 7,464 |
| Total equity capital | $7,214,000 | 5,642 |
| Total bank equity capital | $7,214,000 | 5,642 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $2,800,000 | 4,403 |
| Undivided profits | $4,214,000 | 4,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $617,000 | 3,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $689,000 | 3,392 |
| Earning assets | $61,665,000 | 5,872 |
| Long-term assets (5+ years) | $17,719,000 | 3,389 |
| Average Assets, year-to-date | $66,786,800 | 5,689 |
| Average Assets, quarterly | $67,675,000 | 5,771 |
| Volatile liabilities | $9,489,000 | 5,139 |
| Insider loans | $76,000 | 8,346 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,551,000 | 5,575 |
| Tier 1 (core) risk-based capital | $5,909,000 | 6,258 |
| Tier 2 risk-based capital | $484,000 | 5,327 |
| Total risk weighted assets | $38,786,000 | 6,005 |
| Total unused commitments | $4,551,000 | 5,582 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 30 | 5,530 |
| Assets and Liabilities | ||
| Total Assets: | $65,126,000 | 6,018 |
| Cash and due from depository institutions | $2,566,000 | 5,530 |
| Interest-bearing balances | $176,000 | 4,143 |
| Securities | $13,928,000 | 6,261 |
| Federal funds sold & reverse repurchase agreements | $8,760,000 | 1,578 |
| Net loans & leases | $36,228,000 | 6,167 |
| Loan loss allowance | $484,000 | 5,835 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $981,000 | 6,030 |
| Other real estate owned | $278,000 | 5,530 |
| Goodwill and other intangibles | $1,271,000 | 1,209 |
| All other assets | $1,114,000 | 5,603 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,126,000 | 6,018 |
| Total liabilities | $58,195,000 | 6,008 |
| Total deposits | $57,910,000 | 5,799 |
| Interest-bearing deposits | $50,875,000 | 5,712 |
| Deposits held in domestic offices | $57,910,000 | 5,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $285,000 | 7,959 |
| Total equity capital | $6,931,000 | 5,802 |
| Total bank equity capital | $6,931,000 | 5,802 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $2,800,000 | 4,375 |
| Undivided profits | $3,931,000 | 5,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 5,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $725,000 | 3,232 |
| Earning assets | $59,092,000 | 6,049 |
| Long-term assets (5+ years) | $15,761,000 | 3,266 |
| Average Assets, year-to-date | $61,201,600 | 6,064 |
| Average Assets, quarterly | $64,927,000 | 5,962 |
| Volatile liabilities | $9,049,000 | 5,328 |
| Insider loans | $119,000 | 8,225 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,901,000 | 5,841 |
| Tier 1 (core) risk-based capital | $5,554,000 | 6,586 |
| Tier 2 risk-based capital | $484,000 | 5,287 |
| Total risk weighted assets | $38,874,500 | 6,048 |
| Total unused commitments | $3,901,000 | 5,850 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $44,544,000 | 7,721 |
| Cash and due from depository institutions | $1,788,000 | 6,541 |
| Interest-bearing balances | $176,000 | 4,188 |
| Securities | $12,405,000 | 7,151 |
| Federal funds sold & reverse repurchase agreements | $4,870,000 | 2,667 |
| Net loans & leases | $23,653,000 | 7,850 |
| Loan loss allowance | $423,000 | 6,568 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $568,000 | 7,768 |
| Other real estate owned | $250,000 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,010,000 | 6,215 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,544,000 | 7,721 |
| Total liabilities | $38,393,000 | 7,881 |
| Total deposits | $38,190,000 | 7,710 |
| Interest-bearing deposits | $31,652,000 | 7,827 |
| Deposits held in domestic offices | $38,190,000 | 7,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $203,000 | 9,213 |
| Total equity capital | $6,151,000 | 6,348 |
| Total bank equity capital | $6,151,000 | 6,348 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $2,800,000 | 4,442 |
| Undivided profits | $3,151,000 | 5,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 7,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $613,000 | 3,767 |
| Earning assets | $41,104,000 | 7,683 |
| Long-term assets (5+ years) | $7,226,000 | 4,981 |
| Average Assets, year-to-date | $43,239,400 | 7,681 |
| Average Assets, quarterly | $44,457,500 | 7,681 |
| Volatile liabilities | $5,155,000 | 7,011 |
| Insider loans | $42,000 | 9,602 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,427,000 | 5,424 |
| Tier 1 (core) risk-based capital | $6,240,000 | 6,206 |
| Tier 2 risk-based capital | $355,650 | 6,576 |
| Total risk weighted assets | $28,356,750 | 7,313 |
| Total unused commitments | $4,427,000 | 5,434 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $41,224,000 | 8,243 |
| Cash and due from depository institutions | $1,190,000 | 6,632 |
| Interest-bearing balances | $81,000 | 5,527 |
| Securities | $10,689,000 | 8,039 |
| Federal funds sold & reverse repurchase agreements | $6,110,000 | 2,387 |
| Net loans & leases | $21,498,000 | 8,308 |
| Loan loss allowance | $400,000 | 6,984 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $550,000 | 8,035 |
| Other real estate owned | $227,000 | 6,632 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $960,000 | 6,552 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,224,000 | 8,243 |
| Total liabilities | $35,574,000 | 8,401 |
| Total deposits | $35,394,000 | 8,249 |
| Interest-bearing deposits | $29,057,000 | 8,430 |
| Deposits held in domestic offices | $35,394,000 | 8,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $180,000 | 9,993 |
| Total equity capital | $5,650,000 | 6,821 |
| Total bank equity capital | $5,650,000 | 6,821 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $3,450,000 | 5,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 7,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $582,000 | 4,107 |
| Earning assets | $38,378,000 | 8,163 |
| Long-term assets (5+ years) | $4,489,000 | 6,083 |
| Average Assets, year-to-date | $40,922,000 | 8,108 |
| Average Assets, quarterly | $40,948,500 | 8,216 |
| Volatile liabilities | $3,515,000 | 8,073 |
| Insider loans | $68,000 | 9,608 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,586,000 | 5,863 |
| Tier 1 (core) risk-based capital | $5,754,000 | 6,615 |
| Tier 2 risk-based capital | $324,960 | 7,032 |
| Total risk weighted assets | $25,900,460 | 7,787 |
| Total unused commitments | $3,586,000 | 5,875 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $40,343,000 | 8,547 |
| Cash and due from depository institutions | $1,520,000 | 6,680 |
| Interest-bearing balances | $378,000 | 3,741 |
| Securities | $12,067,000 | 8,032 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 2,071 |
| Net loans & leases | $20,892,000 | 8,545 |
| Loan loss allowance | $384,000 | 7,330 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $509,000 | 8,439 |
| Other real estate owned | $188,000 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $867,000 | 7,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,343,000 | 8,547 |
| Total liabilities | $35,289,000 | 8,658 |
| Total deposits | $35,156,000 | 8,468 |
| Interest-bearing deposits | $29,251,000 | 8,550 |
| Deposits held in domestic offices | $35,156,000 | 8,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $133,000 | 10,368 |
| Total equity capital | $5,054,000 | 7,071 |
| Total bank equity capital | $5,054,000 | 7,071 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $2,000,000 | 5,488 |
| Undivided profits | $2,854,000 | 6,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 6,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $474,000 | 4,420 |
| Earning assets | $37,637,000 | 8,421 |
| Long-term assets (5+ years) | $3,197,000 | 7,223 |
| Average Assets, year-to-date | $39,743,800 | 8,492 |
| Average Assets, quarterly | $40,221,500 | 8,501 |
| Volatile liabilities | $3,351,000 | 8,116 |
| Insider loans | $172,000 | 8,490 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,937,000 | 5,582 |
| Tier 1 (core) risk-based capital | $5,357,000 | 6,898 |
| Tier 2 risk-based capital | $314,800 | 7,297 |
| Total risk weighted assets | $25,076,500 | 8,020 |
| Total unused commitments | $3,937,000 | 5,588 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $38,091,000 | 9,089 |
| Cash and due from depository institutions | $2,539,000 | 7,545 |
| Interest-bearing balances | $368,000 | 4,823 |
| Securities | $10,676,000 | 8,842 |
| Federal funds sold & reverse repurchase agreements | $1,730,000 | 6,260 |
| Net loans & leases | $21,587,000 | 8,511 |
| Loan loss allowance | $356,000 | 7,923 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $575,000 | 8,256 |
| Other real estate owned | $163,000 | 7,545 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $821,000 | 7,044 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,091,000 | 9,089 |
| Total liabilities | $32,946,000 | 9,280 |
| Total deposits | $32,835,000 | 9,125 |
| Interest-bearing deposits | $26,947,000 | 9,319 |
| Deposits held in domestic offices | $32,835,000 | 9,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $111,000 | 11,276 |
| Total equity capital | $5,145,000 | 7,101 |
| Total bank equity capital | $5,145,000 | 7,101 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $2,945,000 | 6,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 9,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $423,000 | 4,435 |
| Earning assets | $34,361,000 | 9,118 |
| Long-term assets (5+ years) | $4,475,000 | 6,742 |
| Average Assets, year-to-date | $37,444,400 | 9,017 |
| Average Assets, quarterly | $37,787,000 | 9,057 |
| Volatile liabilities | $2,113,000 | 9,549 |
| Insider loans | $578,000 | 5,282 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,827,000 | 5,638 |
| Tier 1 (core) risk-based capital | $5,145,000 | 7,028 |
| Tier 2 risk-based capital | $318,530 | 7,328 |
| Total risk weighted assets | $25,429,730 | 8,055 |
| Total unused commitments | $3,827,000 | 5,659 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $37,217,000 | 9,378 |
| Cash and due from depository institutions | $2,654,000 | 7,484 |
| Interest-bearing balances | $777,000 | 4,266 |
| Securities | $7,044,000 | 10,503 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 3,345 |
| Net loans & leases | $21,043,000 | 8,682 |
| Loan loss allowance | $315,000 | 8,584 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $342,000 | 10,136 |
| Other real estate owned | $550,000 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $684,000 | 8,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,217,000 | 9,378 |
| Total liabilities | $32,413,000 | 9,548 |
| Total deposits | $32,319,000 | 9,421 |
| Interest-bearing deposits | $26,731,000 | 9,589 |
| Deposits held in domestic offices | $32,319,000 | 9,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $94,000 | 12,487 |
| Total equity capital | $4,804,000 | 7,288 |
| Total bank equity capital | $4,804,000 | 7,288 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $1,500,000 | 6,543 |
| Undivided profits | $3,104,000 | 5,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 7,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $423,000 | 4,797 |
| Earning assets | $33,764,000 | 9,372 |
| Long-term assets (5+ years) | $5,695,000 | 6,068 |
| Average Assets, year-to-date | $37,156,200 | 9,208 |
| Average Assets, quarterly | $37,111,000 | 9,316 |
| Volatile liabilities | $2,374,000 | 9,416 |
| Insider loans | $24,000 | 8,179 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,508,000 | 6,667 |
| Tier 1 (core) risk-based capital | $4,804,000 | 7,212 |
| Tier 2 risk-based capital | $312,540 | 7,408 |
| Total risk weighted assets | $24,987,840 | 8,266 |
| Total unused commitments | $2,508,000 | 6,697 |
| Derivatives | $0 | 651 |