Home > Commercial National Bank of L'Anse > Income and Expense
Commercial National Bank of L'Anse, Income and Expense
2008-12-31 (YTD Data) | Rank | |
Total interest income | $3,804,000 | 6,121 |
Total interest expense | $1,386,000 | 6,141 |
Net interest income | $2,418,000 | 5,971 |
Provision for loan and lease losses | $75,000 | 6,271 |
Total noninterest income | $228,000 | 6,297 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $155,000 | 5,258 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $73,000 | 6,329 |
Total noninterest expense | $1,715,000 | 6,588 |
Salaries and employee benefits | $940,000 | 6,550 |
Premises and equipment expense | $281,000 | 5,954 |
Additional noninterest expense | $494,000 | 6,648 |
Pre-tax net operating income | $856,000 | 4,053 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $165,000 | 2,989 |
Income before extraordinary items | $691,000 | 3,961 |
Extraordinary gains, net | $0 | 39 |
Net income | $691,000 | 3,962 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $125,000 | 4,692 |
Cash dividends | $465,000 | 3,480 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $691,000 | 4,101 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $2,877,000 | 6,170 |
Total interest expense | $1,075,000 | 6,177 |
Net interest income | $1,802,000 | 6,045 |
Provision for loan and lease losses | $59,000 | 5,740 |
Total noninterest income | $168,000 | 6,432 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $116,000 | 5,285 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $52,000 | 6,542 |
Total noninterest expense | $1,259,000 | 6,641 |
Salaries and employee benefits | $717,000 | 6,536 |
Premises and equipment expense | $204,000 | 6,041 |
Additional noninterest expense | $338,000 | 6,831 |
Pre-tax net operating income | $652,000 | 4,491 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $136,000 | 3,312 |
Income before extraordinary items | $516,000 | 4,388 |
Extraordinary gains, net | $0 | 31 |
Net income | $516,000 | 4,386 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $43,000 | 4,819 |
Cash dividends | $260,000 | 3,585 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $516,000 | 4,528 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $1,948,000 | 6,193 |
Total interest expense | $750,000 | 6,220 |
Net interest income | $1,198,000 | 6,070 |
Provision for loan and lease losses | $39,000 | 5,425 |
Total noninterest income | $111,000 | 6,501 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $80,000 | 5,243 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $31,000 | 6,744 |
Total noninterest expense | $830,000 | 6,711 |
Salaries and employee benefits | $475,000 | 6,605 |
Premises and equipment expense | $137,000 | 6,068 |
Additional noninterest expense | $218,000 | 6,913 |
Pre-tax net operating income | $440,000 | 4,614 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $93,000 | 3,524 |
Income before extraordinary items | $347,000 | 4,754 |
Extraordinary gains, net | $0 | 21 |
Net income | $347,000 | 4,755 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 4,518 |
Cash dividends | $170,000 | 3,609 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $347,000 | 4,694 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $989,000 | 6,239 |
Total interest expense | $399,000 | 6,256 |
Net interest income | $590,000 | 6,140 |
Provision for loan and lease losses | $20,000 | 4,875 |
Total noninterest income | $57,000 | 6,444 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $43,000 | 5,092 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $14,000 | 6,895 |
Total noninterest expense | $411,000 | 6,752 |
Salaries and employee benefits | $233,000 | 6,678 |
Premises and equipment expense | $70,000 | 6,040 |
Additional noninterest expense | $108,000 | 6,932 |
Pre-tax net operating income | $216,000 | 4,815 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $42,000 | 3,739 |
Income before extraordinary items | $174,000 | 4,968 |
Extraordinary gains, net | $0 | 15 |
Net income | $174,000 | 4,973 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 3,369 |
Cash dividends | $85,000 | 3,065 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $174,000 | 4,850 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $3,944,000 | 6,249 |
Total interest expense | $1,558,000 | 6,352 |
Net interest income | $2,386,000 | 6,090 |
Provision for loan and lease losses | $86,000 | 5,116 |
Total noninterest income | $239,000 | 6,470 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $170,000 | 5,201 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $69,000 | 6,726 |
Total noninterest expense | $1,703,000 | 6,610 |
Salaries and employee benefits | $922,000 | 6,628 |
Premises and equipment expense | $273,000 | 6,002 |
Additional noninterest expense | $508,000 | 6,534 |
Pre-tax net operating income | $836,000 | 5,094 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $175,000 | 3,988 |
Income before extraordinary items | $661,000 | 5,166 |
Extraordinary gains, net | $0 | 39 |
Net income | $661,000 | 5,168 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $83,000 | 4,018 |
Cash dividends | $475,000 | 3,801 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $661,000 | 5,148 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $2,925,000 | 6,312 |
Total interest expense | $1,150,000 | 6,419 |
Net interest income | $1,775,000 | 6,152 |
Provision for loan and lease losses | $59,000 | 4,893 |
Total noninterest income | $194,000 | 6,361 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $126,000 | 5,253 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $68,000 | 6,381 |
Total noninterest expense | $1,274,000 | 6,615 |
Salaries and employee benefits | $708,000 | 6,574 |
Premises and equipment expense | $203,000 | 6,034 |
Additional noninterest expense | $363,000 | 6,639 |
Pre-tax net operating income | $636,000 | 5,326 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $147,000 | 4,063 |
Income before extraordinary items | $489,000 | 5,427 |
Extraordinary gains, net | $0 | 33 |
Net income | $489,000 | 5,426 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 4,682 |
Cash dividends | $275,000 | 3,749 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $489,000 | 5,410 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $1,936,000 | 6,371 |
Total interest expense | $758,000 | 6,470 |
Net interest income | $1,178,000 | 6,196 |
Provision for loan and lease losses | $39,000 | 4,684 |
Total noninterest income | $129,000 | 6,407 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $82,000 | 5,310 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $47,000 | 6,371 |
Total noninterest expense | $852,000 | 6,659 |
Salaries and employee benefits | $477,000 | 6,603 |
Premises and equipment expense | $136,000 | 6,064 |
Additional noninterest expense | $239,000 | 6,700 |
Pre-tax net operating income | $416,000 | 5,433 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $98,000 | 4,148 |
Income before extraordinary items | $318,000 | 5,539 |
Extraordinary gains, net | $0 | 29 |
Net income | $318,000 | 5,539 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 4,692 |
Cash dividends | $170,000 | 3,829 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $318,000 | 5,522 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $958,000 | 6,404 |
Total interest expense | $371,000 | 6,516 |
Net interest income | $587,000 | 6,212 |
Provision for loan and lease losses | $20,000 | 4,351 |
Total noninterest income | $62,000 | 6,469 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $39,000 | 5,359 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $23,000 | 6,395 |
Total noninterest expense | $420,000 | 6,713 |
Salaries and employee benefits | $237,000 | 6,661 |
Premises and equipment expense | $65,000 | 6,217 |
Additional noninterest expense | $118,000 | 6,739 |
Pre-tax net operating income | $209,000 | 5,419 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $55,000 | 4,013 |
Income before extraordinary items | $154,000 | 5,594 |
Extraordinary gains, net | $0 | 22 |
Net income | $154,000 | 5,593 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 6,955 |
Cash dividends | $85,000 | 3,272 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $154,000 | 5,576 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $3,606,000 | 6,357 |
Total interest expense | $1,290,000 | 6,437 |
Net interest income | $2,316,000 | 6,211 |
Provision for loan and lease losses | $65,000 | 5,245 |
Total noninterest income | $271,000 | 6,371 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $162,000 | 5,378 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $109,000 | 6,186 |
Total noninterest expense | $1,694,000 | 6,590 |
Salaries and employee benefits | $953,000 | 6,530 |
Premises and equipment expense | $294,000 | 5,789 |
Additional noninterest expense | $447,000 | 6,808 |
Pre-tax net operating income | $828,000 | 5,579 |
Securities gains (losses) | $1,000 | 1,542 |
Applicable income taxes | $184,000 | 4,382 |
Income before extraordinary items | $645,000 | 5,670 |
Extraordinary gains, net | $0 | 51 |
Net income | $645,000 | 5,671 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $68,000 | 3,668 |
Cash dividends | $340,000 | 4,320 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $644,220 | 5,657 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $2,630,000 | 6,440 |
Total interest expense | $928,000 | 6,491 |
Net interest income | $1,702,000 | 6,311 |
Provision for loan and lease losses | $45,000 | 5,149 |
Total noninterest income | $174,000 | 6,715 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $121,000 | 5,450 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $53,000 | 6,851 |
Total noninterest expense | $1,297,000 | 6,547 |
Salaries and employee benefits | $732,000 | 6,460 |
Premises and equipment expense | $222,000 | 5,803 |
Additional noninterest expense | $343,000 | 6,761 |
Pre-tax net operating income | $534,000 | 6,094 |
Securities gains (losses) | $1,000 | 1,261 |
Applicable income taxes | $109,000 | 4,843 |
Income before extraordinary items | $426,000 | 6,105 |
Extraordinary gains, net | $0 | 45 |
Net income | $426,000 | 6,105 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 3,286 |
Cash dividends | $260,000 | 3,853 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $425,200 | 6,103 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $1,723,000 | 6,475 |
Total interest expense | $604,000 | 6,445 |
Net interest income | $1,119,000 | 6,393 |
Provision for loan and lease losses | $30,000 | 4,987 |
Total noninterest income | $115,000 | 6,737 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $81,000 | 5,450 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $34,000 | 6,958 |
Total noninterest expense | $876,000 | 6,545 |
Salaries and employee benefits | $497,000 | 6,452 |
Premises and equipment expense | $149,000 | 5,798 |
Additional noninterest expense | $230,000 | 6,790 |
Pre-tax net operating income | $328,000 | 6,281 |
Securities gains (losses) | $1,000 | 1,053 |
Applicable income taxes | $60,000 | 5,067 |
Income before extraordinary items | $269,000 | 6,235 |
Extraordinary gains, net | $0 | 39 |
Net income | $269,000 | 6,235 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 3,025 |
Cash dividends | $150,000 | 3,976 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $268,180 | 6,247 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $845,000 | 6,510 |
Total interest expense | $294,000 | 6,419 |
Net interest income | $551,000 | 6,441 |
Provision for loan and lease losses | $15,000 | 4,758 |
Total noninterest income | $50,000 | 6,943 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $38,000 | 5,504 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $12,000 | 7,358 |
Total noninterest expense | $444,000 | 6,511 |
Salaries and employee benefits | $260,000 | 6,347 |
Premises and equipment expense | $72,000 | 5,891 |
Additional noninterest expense | $112,000 | 6,815 |
Pre-tax net operating income | $142,000 | 6,518 |
Securities gains (losses) | $1,000 | 856 |
Applicable income taxes | $27,000 | 5,120 |
Income before extraordinary items | $116,000 | 6,470 |
Extraordinary gains, net | $0 | 21 |
Net income | $116,000 | 6,470 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 3,757 |
Cash dividends | $75,000 | 3,324 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $115,190 | 6,489 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $3,355,000 | 6,310 |
Total interest expense | $983,000 | 6,329 |
Net interest income | $2,372,000 | 6,177 |
Provision for loan and lease losses | $46,000 | 5,854 |
Total noninterest income | $217,000 | 6,938 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $146,000 | 5,664 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $71,000 | 6,919 |
Total noninterest expense | $1,788,000 | 6,416 |
Salaries and employee benefits | $989,000 | 6,378 |
Premises and equipment expense | $290,000 | 5,821 |
Additional noninterest expense | $509,000 | 6,521 |
Pre-tax net operating income | $755,000 | 5,996 |
Securities gains (losses) | $1,000 | 2,117 |
Applicable income taxes | $157,000 | 4,948 |
Income before extraordinary items | $599,000 | 6,010 |
Extraordinary gains, net | $0 | 46 |
Net income | $599,000 | 6,013 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 5,038 |
Cash dividends | $350,000 | 4,170 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $598,210 | 5,976 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $2,481,000 | 6,344 |
Total interest expense | $718,000 | 6,291 |
Net interest income | $1,763,000 | 6,239 |
Provision for loan and lease losses | $72,000 | 4,758 |
Total noninterest income | $145,000 | 7,137 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $108,000 | 5,724 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $37,000 | 7,425 |
Total noninterest expense | $1,357,000 | 6,382 |
Salaries and employee benefits | $756,000 | 6,327 |
Premises and equipment expense | $214,000 | 5,869 |
Additional noninterest expense | $387,000 | 6,454 |
Pre-tax net operating income | $479,000 | 6,471 |
Securities gains (losses) | $1,000 | 2,135 |
Applicable income taxes | $100,000 | 5,242 |
Income before extraordinary items | $380,000 | 6,486 |
Extraordinary gains, net | $0 | 35 |
Net income | $380,000 | 6,486 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 4,418 |
Cash dividends | $225,000 | 3,898 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $379,210 | 6,454 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $1,632,000 | 6,326 |
Total interest expense | $468,000 | 6,202 |
Net interest income | $1,164,000 | 6,266 |
Provision for loan and lease losses | $48,000 | 4,636 |
Total noninterest income | $102,000 | 7,027 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $72,000 | 5,681 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $30,000 | 7,186 |
Total noninterest expense | $886,000 | 6,443 |
Salaries and employee benefits | $504,000 | 6,316 |
Premises and equipment expense | $149,000 | 5,729 |
Additional noninterest expense | $233,000 | 6,740 |
Pre-tax net operating income | $332,000 | 6,388 |
Securities gains (losses) | $1,000 | 1,973 |
Applicable income taxes | $70,000 | 5,215 |
Income before extraordinary items | $263,000 | 6,405 |
Extraordinary gains, net | $0 | 30 |
Net income | $263,000 | 6,407 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 4,194 |
Cash dividends | $150,000 | 3,809 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $262,210 | 6,362 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $800,000 | 6,380 |
Total interest expense | $225,000 | 6,232 |
Net interest income | $575,000 | 6,340 |
Provision for loan and lease losses | $24,000 | 4,451 |
Total noninterest income | $50,000 | 7,067 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $35,000 | 5,695 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $15,000 | 7,267 |
Total noninterest expense | $439,000 | 6,498 |
Salaries and employee benefits | $255,000 | 6,315 |
Premises and equipment expense | $74,000 | 5,787 |
Additional noninterest expense | $110,000 | 6,903 |
Pre-tax net operating income | $162,000 | 6,405 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $31,000 | 5,273 |
Income before extraordinary items | $131,000 | 6,379 |
Extraordinary gains, net | $0 | 24 |
Net income | $131,000 | 6,380 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 2,822 |
Cash dividends | $75,000 | 3,171 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $131,000 | 6,340 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $3,261,000 | 6,179 |
Total interest expense | $889,000 | 5,981 |
Net interest income | $2,372,000 | 6,159 |
Provision for loan and lease losses | $81,000 | 5,303 |
Total noninterest income | $138,000 | 7,720 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $172,000 | 5,525 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $-34,000 | 8,948 |
Total noninterest expense | $1,841,000 | 6,300 |
Salaries and employee benefits | $1,080,000 | 6,036 |
Premises and equipment expense | $287,000 | 5,795 |
Additional noninterest expense | $474,000 | 6,709 |
Pre-tax net operating income | $588,000 | 6,426 |
Securities gains (losses) | $89,000 | 1,324 |
Applicable income taxes | $112,000 | 5,402 |
Income before extraordinary items | $565,000 | 6,087 |
Extraordinary gains, net | $0 | 34 |
Net income | $565,000 | 6,091 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $84,000 | 3,895 |
Cash dividends | $325,000 | 4,214 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $491,130 | 6,324 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $2,434,000 | 6,201 |
Total interest expense | $668,000 | 5,950 |
Net interest income | $1,766,000 | 6,186 |
Provision for loan and lease losses | $57,000 | 5,224 |
Total noninterest income | $169,000 | 6,980 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $131,000 | 5,538 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $38,000 | 7,412 |
Total noninterest expense | $1,399,000 | 6,204 |
Salaries and employee benefits | $825,000 | 5,911 |
Premises and equipment expense | $212,000 | 5,809 |
Additional noninterest expense | $362,000 | 6,613 |
Pre-tax net operating income | $479,000 | 6,409 |
Securities gains (losses) | $89,000 | 1,258 |
Applicable income taxes | $104,000 | 5,297 |
Income before extraordinary items | $464,000 | 5,992 |
Extraordinary gains, net | $0 | 26 |
Net income | $464,000 | 5,992 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $80,000 | 3,138 |
Cash dividends | $235,000 | 3,770 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $391,020 | 6,305 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,614,000 | 6,223 |
Total interest expense | $451,000 | 5,942 |
Net interest income | $1,163,000 | 6,249 |
Provision for loan and lease losses | $33,000 | 5,235 |
Total noninterest income | $110,000 | 7,064 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $85,000 | 5,604 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $25,000 | 7,479 |
Total noninterest expense | $932,000 | 6,243 |
Salaries and employee benefits | $547,000 | 5,981 |
Premises and equipment expense | $139,000 | 5,891 |
Additional noninterest expense | $246,000 | 6,586 |
Pre-tax net operating income | $308,000 | 6,450 |
Securities gains (losses) | $24,000 | 1,931 |
Applicable income taxes | $56,000 | 5,519 |
Income before extraordinary items | $276,000 | 6,232 |
Extraordinary gains, net | $0 | 21 |
Net income | $276,000 | 6,233 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $64,000 | 2,732 |
Cash dividends | $160,000 | 3,707 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $256,080 | 6,302 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $799,000 | 6,270 |
Total interest expense | $230,000 | 5,935 |
Net interest income | $569,000 | 6,314 |
Provision for loan and lease losses | $15,000 | 5,048 |
Total noninterest income | $56,000 | 7,006 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $41,000 | 5,626 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $15,000 | 7,252 |
Total noninterest expense | $447,000 | 6,432 |
Salaries and employee benefits | $274,000 | 6,023 |
Premises and equipment expense | $68,000 | 5,967 |
Additional noninterest expense | $105,000 | 7,018 |
Pre-tax net operating income | $163,000 | 6,273 |
Securities gains (losses) | $1,000 | 2,756 |
Applicable income taxes | $32,000 | 5,327 |
Income before extraordinary items | $132,000 | 6,306 |
Extraordinary gains, net | $0 | 16 |
Net income | $132,000 | 6,305 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 3,775 |
Cash dividends | $90,000 | 2,995 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $131,200 | 6,203 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $3,470,000 | 6,066 |
Total interest expense | $1,130,000 | 5,767 |
Net interest income | $2,340,000 | 6,112 |
Provision for loan and lease losses | $88,000 | 5,533 |
Total noninterest income | $213,000 | 7,240 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $157,000 | 5,772 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $56,000 | 7,407 |
Total noninterest expense | $1,708,000 | 6,514 |
Salaries and employee benefits | $1,025,000 | 6,177 |
Premises and equipment expense | $263,000 | 6,040 |
Additional noninterest expense | $420,000 | 7,039 |
Pre-tax net operating income | $757,000 | 5,837 |
Securities gains (losses) | $69,000 | 2,220 |
Applicable income taxes | $194,000 | 4,968 |
Income before extraordinary items | $632,000 | 5,834 |
Extraordinary gains, net | $0 | 54 |
Net income | $632,000 | 5,837 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 5,704 |
Cash dividends | $300,000 | 4,343 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $578,870 | 5,860 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $2,619,000 | 6,129 |
Total interest expense | $867,000 | 5,837 |
Net interest income | $1,752,000 | 6,147 |
Provision for loan and lease losses | $72,000 | 5,277 |
Total noninterest income | $146,000 | 7,437 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $113,000 | 5,895 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $33,000 | 7,758 |
Total noninterest expense | $1,260,000 | 6,547 |
Salaries and employee benefits | $764,000 | 6,162 |
Premises and equipment expense | $185,000 | 6,208 |
Additional noninterest expense | $311,000 | 7,039 |
Pre-tax net operating income | $566,000 | 6,012 |
Securities gains (losses) | $14,000 | 3,164 |
Applicable income taxes | $141,000 | 5,188 |
Income before extraordinary items | $439,000 | 6,150 |
Extraordinary gains, net | $0 | 40 |
Net income | $439,000 | 6,151 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 5,323 |
Cash dividends | $180,000 | 4,170 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $428,360 | 6,034 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,738,000 | 6,176 |
Total interest expense | $593,000 | 5,887 |
Net interest income | $1,145,000 | 6,215 |
Provision for loan and lease losses | $48,000 | 5,200 |
Total noninterest income | $96,000 | 7,467 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $75,000 | 5,891 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $21,000 | 7,777 |
Total noninterest expense | $818,000 | 6,638 |
Salaries and employee benefits | $502,000 | 6,245 |
Premises and equipment expense | $118,000 | 6,318 |
Additional noninterest expense | $198,000 | 7,163 |
Pre-tax net operating income | $375,000 | 6,020 |
Securities gains (losses) | $14,000 | 2,789 |
Applicable income taxes | $100,000 | 5,131 |
Income before extraordinary items | $289,000 | 6,179 |
Extraordinary gains, net | $0 | 30 |
Net income | $289,000 | 6,178 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 5,535 |
Cash dividends | $120,000 | 4,077 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $278,640 | 6,066 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $864,000 | 6,225 |
Total interest expense | $299,000 | 5,943 |
Net interest income | $565,000 | 6,265 |
Provision for loan and lease losses | $24,000 | 4,998 |
Total noninterest income | $49,000 | 7,390 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $37,000 | 5,850 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $12,000 | 7,671 |
Total noninterest expense | $402,000 | 6,700 |
Salaries and employee benefits | $251,000 | 6,237 |
Premises and equipment expense | $54,000 | 6,574 |
Additional noninterest expense | $97,000 | 7,224 |
Pre-tax net operating income | $188,000 | 5,985 |
Securities gains (losses) | $14,000 | 2,056 |
Applicable income taxes | $55,000 | 4,964 |
Income before extraordinary items | $147,000 | 6,058 |
Extraordinary gains, net | $0 | 21 |
Net income | $147,000 | 6,057 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 5,022 |
Cash dividends | $60,000 | 3,294 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $136,780 | 6,070 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $3,660,000 | 6,192 |
Total interest expense | $1,252,000 | 6,306 |
Net interest income | $2,408,000 | 6,031 |
Provision for loan and lease losses | $180,000 | 4,547 |
Total noninterest income | $195,000 | 7,363 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $133,000 | 6,070 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $62,000 | 7,289 |
Total noninterest expense | $1,634,000 | 6,593 |
Salaries and employee benefits | $989,000 | 6,180 |
Premises and equipment expense | $236,000 | 6,316 |
Additional noninterest expense | $409,000 | 7,094 |
Pre-tax net operating income | $789,000 | 5,809 |
Securities gains (losses) | $2,000 | 4,234 |
Applicable income taxes | $172,000 | 5,326 |
Income before extraordinary items | $619,000 | 5,889 |
Extraordinary gains, net | $0 | 70 |
Net income | $619,000 | 5,885 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $162,000 | 3,367 |
Cash dividends | $270,000 | 4,491 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $617,440 | 5,760 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $3,998,000 | 6,359 |
Total interest expense | $1,765,000 | 6,480 |
Net interest income | $2,233,000 | 6,078 |
Provision for loan and lease losses | $78,000 | 6,034 |
Total noninterest income | $178,000 | 7,540 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $117,000 | 6,290 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $61,000 | 7,372 |
Total noninterest expense | $1,667,000 | 6,417 |
Salaries and employee benefits | $984,000 | 6,041 |
Premises and equipment expense | $234,000 | 6,299 |
Additional noninterest expense | $449,000 | 6,794 |
Pre-tax net operating income | $666,000 | 5,938 |
Securities gains (losses) | $1,000 | 4,410 |
Applicable income taxes | $128,000 | 5,682 |
Income before extraordinary items | $539,000 | 5,890 |
Extraordinary gains, net | $0 | 105 |
Net income | $539,000 | 5,892 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $70,000 | 4,619 |
Cash dividends | $350,000 | 4,106 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $538,190 | 5,774 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $4,028,000 | 6,470 |
Total interest expense | $1,903,000 | 6,416 |
Net interest income | $2,125,000 | 6,385 |
Provision for loan and lease losses | $72,000 | 5,921 |
Total noninterest income | $170,000 | 7,617 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $98,000 | 6,608 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $72,000 | 7,129 |
Total noninterest expense | $1,534,000 | 6,663 |
Salaries and employee benefits | $925,000 | 6,222 |
Premises and equipment expense | $215,000 | 6,536 |
Additional noninterest expense | $394,000 | 7,195 |
Pre-tax net operating income | $689,000 | 6,268 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $175,000 | 5,666 |
Income before extraordinary items | $514,000 | 6,242 |
Extraordinary gains, net | $0 | 38 |
Net income | $514,000 | 6,240 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $38,000 | 5,170 |
Cash dividends | $133,000 | 5,658 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $514,000 | 6,265 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,822,000 | 6,506 |
Total interest expense | $1,687,000 | 6,566 |
Net interest income | $2,135,000 | 6,401 |
Provision for loan and lease losses | $75,000 | 5,766 |
Total noninterest income | $147,000 | 8,142 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $87,000 | 6,985 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $60,000 | 7,716 |
Total noninterest expense | $1,492,000 | 6,804 |
Salaries and employee benefits | $863,000 | 6,480 |
Premises and equipment expense | $230,000 | 6,345 |
Additional noninterest expense | $399,000 | 7,281 |
Pre-tax net operating income | $715,000 | 6,262 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $177,000 | 5,953 |
Income before extraordinary items | $538,000 | 6,215 |
Extraordinary gains, net | $0 | 35 |
Net income | $538,000 | 6,213 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $65,000 | 4,369 |
Cash dividends | $257,000 | 4,809 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $538,000 | 6,201 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,746,000 | 6,709 |
Total interest expense | $1,736,000 | 6,685 |
Net interest income | $2,010,000 | 6,652 |
Provision for loan and lease losses | $219,000 | 3,340 |
Total noninterest income | $157,000 | 8,128 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $94,000 | 6,978 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $63,000 | 7,707 |
Total noninterest expense | $1,467,000 | 6,783 |
Salaries and employee benefits | $802,000 | 6,680 |
Premises and equipment expense | $236,000 | 6,171 |
Additional noninterest expense | $429,000 | 6,987 |
Pre-tax net operating income | $481,000 | 7,474 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $105,000 | 7,455 |
Income before extraordinary items | $376,000 | 7,361 |
Extraordinary gains, net | $0 | 32 |
Net income | $376,000 | 7,360 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $201,000 | 2,433 |
Cash dividends | $315,000 | 4,443 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $376,000 | 7,284 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,801,000 | 6,848 |
Total interest expense | $1,670,000 | 6,955 |
Net interest income | $2,131,000 | 6,656 |
Provision for loan and lease losses | $68,000 | 5,978 |
Total noninterest income | $165,000 | 8,364 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $106,000 | 7,067 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $59,000 | 8,059 |
Total noninterest expense | $1,453,000 | 6,909 |
Salaries and employee benefits | $829,000 | 6,640 |
Premises and equipment expense | $234,000 | 6,292 |
Additional noninterest expense | $390,000 | 7,438 |
Pre-tax net operating income | $775,000 | 6,657 |
Securities gains (losses) | $2,000 | 3,292 |
Applicable income taxes | $228,000 | 6,520 |
Income before extraordinary items | $549,000 | 6,675 |
Extraordinary gains, net | $0 | 44 |
Net income | $549,000 | 6,677 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 6,139 |
Cash dividends | $277,000 | 4,741 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $547,580 | 6,628 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,694,000 | 7,167 |
Total interest expense | $1,564,000 | 7,410 |
Net interest income | $2,130,000 | 6,900 |
Provision for loan and lease losses | $72,000 | 5,782 |
Total noninterest income | $181,000 | 8,519 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $102,000 | 7,439 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $79,000 | 7,772 |
Total noninterest expense | $1,417,000 | 7,346 |
Salaries and employee benefits | $820,000 | 6,884 |
Premises and equipment expense | $231,000 | 6,516 |
Additional noninterest expense | $366,000 | 8,194 |
Pre-tax net operating income | $822,000 | 6,418 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $255,000 | 6,386 |
Income before extraordinary items | $567,000 | 6,467 |
Extraordinary gains, net | $0 | 53 |
Net income | $567,000 | 6,470 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 7,597 |
Cash dividends | $200,000 | 5,388 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $567,000 | 6,395 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,578,000 | 7,450 |
Total interest expense | $1,703,000 | 7,132 |
Net interest income | $1,875,000 | 7,587 |
Provision for loan and lease losses | $48,000 | 6,309 |
Total noninterest income | $165,000 | 9,050 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $101,000 | 7,760 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $64,000 | 8,581 |
Total noninterest expense | $1,710,000 | 6,711 |
Salaries and employee benefits | $777,000 | 7,228 |
Premises and equipment expense | $287,000 | 5,828 |
Additional noninterest expense | $646,000 | 6,226 |
Pre-tax net operating income | $282,000 | 9,888 |
Securities gains (losses) | $119,000 | 885 |
Applicable income taxes | $122,000 | 8,764 |
Income before extraordinary items | $279,000 | 9,147 |
Extraordinary gains, net | $0 | 65 |
Net income | $279,000 | 9,151 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 7,275 |
Cash dividends | $1,160,000 | 1,811 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $195,700 | 9,955 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $565,000 | 12,351 |
Total interest expense | $249,000 | 12,212 |
Net interest income | $316,000 | 12,389 |
Provision for loan and lease losses | $5,000 | 8,812 |
Total noninterest income | $29,000 | 12,275 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $17,000 | 10,605 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 11,965 |
Total noninterest expense | $281,000 | 12,389 |
Salaries and employee benefits | $140,000 | 12,402 |
Premises and equipment expense | $52,000 | 11,558 |
Additional noninterest expense | $89,000 | 12,377 |
Pre-tax net operating income | $59,000 | 11,866 |
Securities gains (losses) | $-23,000 | 10,454 |
Applicable income taxes | $53,000 | 10,390 |
Income before extraordinary items | $-17,000 | 12,066 |
Extraordinary gains, net | $0 | 249 |
Net income | $-17,000 | 12,068 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,875 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $-2,280 | 12,067 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,189,000 | 8,032 |
Total interest expense | $1,367,000 | 7,650 |
Net interest income | $1,822,000 | 8,184 |
Provision for loan and lease losses | $45,000 | 7,729 |
Total noninterest income | $195,000 | 9,319 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $96,000 | 8,486 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $99,000 | 7,899 |
Total noninterest expense | $1,393,000 | 8,214 |
Salaries and employee benefits | $726,000 | 7,814 |
Premises and equipment expense | $194,000 | 7,809 |
Additional noninterest expense | $473,000 | 8,493 |
Pre-tax net operating income | $579,000 | 8,088 |
Securities gains (losses) | $41,000 | 3,697 |
Applicable income taxes | $248,000 | 6,836 |
Income before extraordinary items | $372,000 | 8,726 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $372,000 | 8,878 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $38,000 | 6,608 |
Cash dividends | $96,000 | 7,040 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $345,760 | 8,726 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,514,000 | 8,164 |
Total interest expense | $1,651,000 | 8,047 |
Net interest income | $1,863,000 | 8,158 |
Provision for loan and lease losses | $86,000 | 7,695 |
Total noninterest income | $163,000 | 10,221 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $105,000 | 8,358 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $58,000 | 9,916 |
Total noninterest expense | $1,393,000 | 8,323 |
Salaries and employee benefits | $696,000 | 8,019 |
Premises and equipment expense | $202,000 | 7,788 |
Additional noninterest expense | $495,000 | 8,502 |
Pre-tax net operating income | $547,000 | 8,089 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $165,000 | 8,276 |
Income before extraordinary items | $382,000 | 8,399 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $382,000 | 8,522 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $85,000 | 6,313 |
Cash dividends | $168,000 | 5,513 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $382,000 | 8,037 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.