Commercial National Bank of L'Anse, Income and Expense

2008-12-31 (YTD Data)Rank
Total interest income$3,804,0006,121
Total interest expense$1,386,0006,141
Net interest income$2,418,0005,971
Provision for loan and lease losses$75,0006,271
Total noninterest income$228,0006,297
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$155,0005,258
Trading account gains and fees$0154
Additional Noninterest Income$73,0006,329
Total noninterest expense$1,715,0006,588
Salaries and employee benefits$940,0006,550
Premises and equipment expense$281,0005,954
Additional noninterest expense$494,0006,648
Pre-tax net operating income$856,0004,053
Securities gains (losses)$03,220
Applicable income taxes$165,0002,989
Income before extraordinary items$691,0003,961
Extraordinary gains, net$039
Net income$691,0003,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0004,692
Cash dividends$465,0003,480
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$691,0004,101
2008-09-30 (YTD Data)Rank
Total interest income$2,877,0006,170
Total interest expense$1,075,0006,177
Net interest income$1,802,0006,045
Provision for loan and lease losses$59,0005,740
Total noninterest income$168,0006,432
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$116,0005,285
Trading account gains and fees$0148
Additional Noninterest Income$52,0006,542
Total noninterest expense$1,259,0006,641
Salaries and employee benefits$717,0006,536
Premises and equipment expense$204,0006,041
Additional noninterest expense$338,0006,831
Pre-tax net operating income$652,0004,491
Securities gains (losses)$03,106
Applicable income taxes$136,0003,312
Income before extraordinary items$516,0004,388
Extraordinary gains, net$031
Net income$516,0004,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0004,819
Cash dividends$260,0003,585
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$516,0004,528
2008-06-30 (YTD Data)Rank
Total interest income$1,948,0006,193
Total interest expense$750,0006,220
Net interest income$1,198,0006,070
Provision for loan and lease losses$39,0005,425
Total noninterest income$111,0006,501
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$80,0005,243
Trading account gains and fees$0149
Additional Noninterest Income$31,0006,744
Total noninterest expense$830,0006,711
Salaries and employee benefits$475,0006,605
Premises and equipment expense$137,0006,068
Additional noninterest expense$218,0006,913
Pre-tax net operating income$440,0004,614
Securities gains (losses)$03,233
Applicable income taxes$93,0003,524
Income before extraordinary items$347,0004,754
Extraordinary gains, net$021
Net income$347,0004,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,518
Cash dividends$170,0003,609
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$347,0004,694
2008-03-31 (YTD Data)Rank
Total interest income$989,0006,239
Total interest expense$399,0006,256
Net interest income$590,0006,140
Provision for loan and lease losses$20,0004,875
Total noninterest income$57,0006,444
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$43,0005,092
Trading account gains and fees$0158
Additional Noninterest Income$14,0006,895
Total noninterest expense$411,0006,752
Salaries and employee benefits$233,0006,678
Premises and equipment expense$70,0006,040
Additional noninterest expense$108,0006,932
Pre-tax net operating income$216,0004,815
Securities gains (losses)$02,688
Applicable income taxes$42,0003,739
Income before extraordinary items$174,0004,968
Extraordinary gains, net$015
Net income$174,0004,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,369
Cash dividends$85,0003,065
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$174,0004,850
2007-12-31 (YTD Data)Rank
Total interest income$3,944,0006,249
Total interest expense$1,558,0006,352
Net interest income$2,386,0006,090
Provision for loan and lease losses$86,0005,116
Total noninterest income$239,0006,470
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$170,0005,201
Trading account gains and fees$0178
Additional Noninterest Income$69,0006,726
Total noninterest expense$1,703,0006,610
Salaries and employee benefits$922,0006,628
Premises and equipment expense$273,0006,002
Additional noninterest expense$508,0006,534
Pre-tax net operating income$836,0005,094
Securities gains (losses)$02,146
Applicable income taxes$175,0003,988
Income before extraordinary items$661,0005,166
Extraordinary gains, net$039
Net income$661,0005,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,018
Cash dividends$475,0003,801
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$661,0005,148
2007-09-30 (YTD Data)Rank
Total interest income$2,925,0006,312
Total interest expense$1,150,0006,419
Net interest income$1,775,0006,152
Provision for loan and lease losses$59,0004,893
Total noninterest income$194,0006,361
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$126,0005,253
Trading account gains and fees$0184
Additional Noninterest Income$68,0006,381
Total noninterest expense$1,274,0006,615
Salaries and employee benefits$708,0006,574
Premises and equipment expense$203,0006,034
Additional noninterest expense$363,0006,639
Pre-tax net operating income$636,0005,326
Securities gains (losses)$01,655
Applicable income taxes$147,0004,063
Income before extraordinary items$489,0005,427
Extraordinary gains, net$033
Net income$489,0005,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,682
Cash dividends$275,0003,749
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$489,0005,410
2007-06-30 (YTD Data)Rank
Total interest income$1,936,0006,371
Total interest expense$758,0006,470
Net interest income$1,178,0006,196
Provision for loan and lease losses$39,0004,684
Total noninterest income$129,0006,407
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$82,0005,310
Trading account gains and fees$0168
Additional Noninterest Income$47,0006,371
Total noninterest expense$852,0006,659
Salaries and employee benefits$477,0006,603
Premises and equipment expense$136,0006,064
Additional noninterest expense$239,0006,700
Pre-tax net operating income$416,0005,433
Securities gains (losses)$01,444
Applicable income taxes$98,0004,148
Income before extraordinary items$318,0005,539
Extraordinary gains, net$029
Net income$318,0005,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,692
Cash dividends$170,0003,829
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$318,0005,522
2007-03-31 (YTD Data)Rank
Total interest income$958,0006,404
Total interest expense$371,0006,516
Net interest income$587,0006,212
Provision for loan and lease losses$20,0004,351
Total noninterest income$62,0006,469
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$39,0005,359
Trading account gains and fees$0195
Additional Noninterest Income$23,0006,395
Total noninterest expense$420,0006,713
Salaries and employee benefits$237,0006,661
Premises and equipment expense$65,0006,217
Additional noninterest expense$118,0006,739
Pre-tax net operating income$209,0005,419
Securities gains (losses)$01,187
Applicable income taxes$55,0004,013
Income before extraordinary items$154,0005,594
Extraordinary gains, net$022
Net income$154,0005,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$85,0003,272
Sale, conversion, retirement of capital stock, net$0885
Net operating income$154,0005,576
2006-12-31 (YTD Data)Rank
Total interest income$3,606,0006,357
Total interest expense$1,290,0006,437
Net interest income$2,316,0006,211
Provision for loan and lease losses$65,0005,245
Total noninterest income$271,0006,371
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$162,0005,378
Trading account gains and fees$0130
Additional Noninterest Income$109,0006,186
Total noninterest expense$1,694,0006,590
Salaries and employee benefits$953,0006,530
Premises and equipment expense$294,0005,789
Additional noninterest expense$447,0006,808
Pre-tax net operating income$828,0005,579
Securities gains (losses)$1,0001,542
Applicable income taxes$184,0004,382
Income before extraordinary items$645,0005,670
Extraordinary gains, net$051
Net income$645,0005,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,668
Cash dividends$340,0004,320
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$644,2205,657
2006-09-30 (YTD Data)Rank
Total interest income$2,630,0006,440
Total interest expense$928,0006,491
Net interest income$1,702,0006,311
Provision for loan and lease losses$45,0005,149
Total noninterest income$174,0006,715
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$121,0005,450
Trading account gains and fees$0126
Additional Noninterest Income$53,0006,851
Total noninterest expense$1,297,0006,547
Salaries and employee benefits$732,0006,460
Premises and equipment expense$222,0005,803
Additional noninterest expense$343,0006,761
Pre-tax net operating income$534,0006,094
Securities gains (losses)$1,0001,261
Applicable income taxes$109,0004,843
Income before extraordinary items$426,0006,105
Extraordinary gains, net$045
Net income$426,0006,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,286
Cash dividends$260,0003,853
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$425,2006,103
2006-06-30 (YTD Data)Rank
Total interest income$1,723,0006,475
Total interest expense$604,0006,445
Net interest income$1,119,0006,393
Provision for loan and lease losses$30,0004,987
Total noninterest income$115,0006,737
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$81,0005,450
Trading account gains and fees$0126
Additional Noninterest Income$34,0006,958
Total noninterest expense$876,0006,545
Salaries and employee benefits$497,0006,452
Premises and equipment expense$149,0005,798
Additional noninterest expense$230,0006,790
Pre-tax net operating income$328,0006,281
Securities gains (losses)$1,0001,053
Applicable income taxes$60,0005,067
Income before extraordinary items$269,0006,235
Extraordinary gains, net$039
Net income$269,0006,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,025
Cash dividends$150,0003,976
Sale, conversion, retirement of capital stock, net$0887
Net operating income$268,1806,247
2006-03-31 (YTD Data)Rank
Total interest income$845,0006,510
Total interest expense$294,0006,419
Net interest income$551,0006,441
Provision for loan and lease losses$15,0004,758
Total noninterest income$50,0006,943
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$38,0005,504
Trading account gains and fees$0115
Additional Noninterest Income$12,0007,358
Total noninterest expense$444,0006,511
Salaries and employee benefits$260,0006,347
Premises and equipment expense$72,0005,891
Additional noninterest expense$112,0006,815
Pre-tax net operating income$142,0006,518
Securities gains (losses)$1,000856
Applicable income taxes$27,0005,120
Income before extraordinary items$116,0006,470
Extraordinary gains, net$021
Net income$116,0006,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,757
Cash dividends$75,0003,324
Sale, conversion, retirement of capital stock, net$0648
Net operating income$115,1906,489
2005-12-31 (YTD Data)Rank
Total interest income$3,355,0006,310
Total interest expense$983,0006,329
Net interest income$2,372,0006,177
Provision for loan and lease losses$46,0005,854
Total noninterest income$217,0006,938
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$146,0005,664
Trading account gains and fees$0138
Additional Noninterest Income$71,0006,919
Total noninterest expense$1,788,0006,416
Salaries and employee benefits$989,0006,378
Premises and equipment expense$290,0005,821
Additional noninterest expense$509,0006,521
Pre-tax net operating income$755,0005,996
Securities gains (losses)$1,0002,117
Applicable income taxes$157,0004,948
Income before extraordinary items$599,0006,010
Extraordinary gains, net$046
Net income$599,0006,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,038
Cash dividends$350,0004,170
Sale, conversion, retirement of capital stock, net$0934
Net operating income$598,2105,976
2005-09-30 (YTD Data)Rank
Total interest income$2,481,0006,344
Total interest expense$718,0006,291
Net interest income$1,763,0006,239
Provision for loan and lease losses$72,0004,758
Total noninterest income$145,0007,137
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$108,0005,724
Trading account gains and fees$0126
Additional Noninterest Income$37,0007,425
Total noninterest expense$1,357,0006,382
Salaries and employee benefits$756,0006,327
Premises and equipment expense$214,0005,869
Additional noninterest expense$387,0006,454
Pre-tax net operating income$479,0006,471
Securities gains (losses)$1,0002,135
Applicable income taxes$100,0005,242
Income before extraordinary items$380,0006,486
Extraordinary gains, net$035
Net income$380,0006,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,418
Cash dividends$225,0003,898
Sale, conversion, retirement of capital stock, net$0769
Net operating income$379,2106,454
2005-06-30 (YTD Data)Rank
Total interest income$1,632,0006,326
Total interest expense$468,0006,202
Net interest income$1,164,0006,266
Provision for loan and lease losses$48,0004,636
Total noninterest income$102,0007,027
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$72,0005,681
Trading account gains and fees$0116
Additional Noninterest Income$30,0007,186
Total noninterest expense$886,0006,443
Salaries and employee benefits$504,0006,316
Premises and equipment expense$149,0005,729
Additional noninterest expense$233,0006,740
Pre-tax net operating income$332,0006,388
Securities gains (losses)$1,0001,973
Applicable income taxes$70,0005,215
Income before extraordinary items$263,0006,405
Extraordinary gains, net$030
Net income$263,0006,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,194
Cash dividends$150,0003,809
Sale, conversion, retirement of capital stock, net$0643
Net operating income$262,2106,362
2005-03-31 (YTD Data)Rank
Total interest income$800,0006,380
Total interest expense$225,0006,232
Net interest income$575,0006,340
Provision for loan and lease losses$24,0004,451
Total noninterest income$50,0007,067
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$35,0005,695
Trading account gains and fees$0115
Additional Noninterest Income$15,0007,267
Total noninterest expense$439,0006,498
Salaries and employee benefits$255,0006,315
Premises and equipment expense$74,0005,787
Additional noninterest expense$110,0006,903
Pre-tax net operating income$162,0006,405
Securities gains (losses)$01,685
Applicable income taxes$31,0005,273
Income before extraordinary items$131,0006,379
Extraordinary gains, net$024
Net income$131,0006,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,822
Cash dividends$75,0003,171
Sale, conversion, retirement of capital stock, net$0491
Net operating income$131,0006,340
2004-12-31 (YTD Data)Rank
Total interest income$3,261,0006,179
Total interest expense$889,0005,981
Net interest income$2,372,0006,159
Provision for loan and lease losses$81,0005,303
Total noninterest income$138,0007,720
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$172,0005,525
Trading account gains and fees$0138
Additional Noninterest Income$-34,0008,948
Total noninterest expense$1,841,0006,300
Salaries and employee benefits$1,080,0006,036
Premises and equipment expense$287,0005,795
Additional noninterest expense$474,0006,709
Pre-tax net operating income$588,0006,426
Securities gains (losses)$89,0001,324
Applicable income taxes$112,0005,402
Income before extraordinary items$565,0006,087
Extraordinary gains, net$034
Net income$565,0006,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,895
Cash dividends$325,0004,214
Sale, conversion, retirement of capital stock, net$0872
Net operating income$491,1306,324
2004-09-30 (YTD Data)Rank
Total interest income$2,434,0006,201
Total interest expense$668,0005,950
Net interest income$1,766,0006,186
Provision for loan and lease losses$57,0005,224
Total noninterest income$169,0006,980
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$131,0005,538
Trading account gains and fees$0134
Additional Noninterest Income$38,0007,412
Total noninterest expense$1,399,0006,204
Salaries and employee benefits$825,0005,911
Premises and equipment expense$212,0005,809
Additional noninterest expense$362,0006,613
Pre-tax net operating income$479,0006,409
Securities gains (losses)$89,0001,258
Applicable income taxes$104,0005,297
Income before extraordinary items$464,0005,992
Extraordinary gains, net$026
Net income$464,0005,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,138
Cash dividends$235,0003,770
Sale, conversion, retirement of capital stock, net$0738
Net operating income$391,0206,305
2004-06-30 (YTD Data)Rank
Total interest income$1,614,0006,223
Total interest expense$451,0005,942
Net interest income$1,163,0006,249
Provision for loan and lease losses$33,0005,235
Total noninterest income$110,0007,064
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$85,0005,604
Trading account gains and fees$0130
Additional Noninterest Income$25,0007,479
Total noninterest expense$932,0006,243
Salaries and employee benefits$547,0005,981
Premises and equipment expense$139,0005,891
Additional noninterest expense$246,0006,586
Pre-tax net operating income$308,0006,450
Securities gains (losses)$24,0001,931
Applicable income taxes$56,0005,519
Income before extraordinary items$276,0006,232
Extraordinary gains, net$021
Net income$276,0006,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,732
Cash dividends$160,0003,707
Sale, conversion, retirement of capital stock, net$0638
Net operating income$256,0806,302
2004-03-31 (YTD Data)Rank
Total interest income$799,0006,270
Total interest expense$230,0005,935
Net interest income$569,0006,314
Provision for loan and lease losses$15,0005,048
Total noninterest income$56,0007,006
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$41,0005,626
Trading account gains and fees$0121
Additional Noninterest Income$15,0007,252
Total noninterest expense$447,0006,432
Salaries and employee benefits$274,0006,023
Premises and equipment expense$68,0005,967
Additional noninterest expense$105,0007,018
Pre-tax net operating income$163,0006,273
Securities gains (losses)$1,0002,756
Applicable income taxes$32,0005,327
Income before extraordinary items$132,0006,306
Extraordinary gains, net$016
Net income$132,0006,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,775
Cash dividends$90,0002,995
Sale, conversion, retirement of capital stock, net$0464
Net operating income$131,2006,203
2003-12-31 (YTD Data)Rank
Total interest income$3,470,0006,066
Total interest expense$1,130,0005,767
Net interest income$2,340,0006,112
Provision for loan and lease losses$88,0005,533
Total noninterest income$213,0007,240
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$157,0005,772
Trading account gains and fees$0160
Additional Noninterest Income$56,0007,407
Total noninterest expense$1,708,0006,514
Salaries and employee benefits$1,025,0006,177
Premises and equipment expense$263,0006,040
Additional noninterest expense$420,0007,039
Pre-tax net operating income$757,0005,837
Securities gains (losses)$69,0002,220
Applicable income taxes$194,0004,968
Income before extraordinary items$632,0005,834
Extraordinary gains, net$054
Net income$632,0005,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,704
Cash dividends$300,0004,343
Sale, conversion, retirement of capital stock, net$0868
Net operating income$578,8705,860
2003-09-30 (YTD Data)Rank
Total interest income$2,619,0006,129
Total interest expense$867,0005,837
Net interest income$1,752,0006,147
Provision for loan and lease losses$72,0005,277
Total noninterest income$146,0007,437
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$113,0005,895
Trading account gains and fees$0153
Additional Noninterest Income$33,0007,758
Total noninterest expense$1,260,0006,547
Salaries and employee benefits$764,0006,162
Premises and equipment expense$185,0006,208
Additional noninterest expense$311,0007,039
Pre-tax net operating income$566,0006,012
Securities gains (losses)$14,0003,164
Applicable income taxes$141,0005,188
Income before extraordinary items$439,0006,150
Extraordinary gains, net$040
Net income$439,0006,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,323
Cash dividends$180,0004,170
Sale, conversion, retirement of capital stock, net$0722
Net operating income$428,3606,034
2003-06-30 (YTD Data)Rank
Total interest income$1,738,0006,176
Total interest expense$593,0005,887
Net interest income$1,145,0006,215
Provision for loan and lease losses$48,0005,200
Total noninterest income$96,0007,467
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$75,0005,891
Trading account gains and fees$0150
Additional Noninterest Income$21,0007,777
Total noninterest expense$818,0006,638
Salaries and employee benefits$502,0006,245
Premises and equipment expense$118,0006,318
Additional noninterest expense$198,0007,163
Pre-tax net operating income$375,0006,020
Securities gains (losses)$14,0002,789
Applicable income taxes$100,0005,131
Income before extraordinary items$289,0006,179
Extraordinary gains, net$030
Net income$289,0006,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,535
Cash dividends$120,0004,077
Sale, conversion, retirement of capital stock, net$0589
Net operating income$278,6406,066
2003-03-31 (YTD Data)Rank
Total interest income$864,0006,225
Total interest expense$299,0005,943
Net interest income$565,0006,265
Provision for loan and lease losses$24,0004,998
Total noninterest income$49,0007,390
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$37,0005,850
Trading account gains and fees$0134
Additional Noninterest Income$12,0007,671
Total noninterest expense$402,0006,700
Salaries and employee benefits$251,0006,237
Premises and equipment expense$54,0006,574
Additional noninterest expense$97,0007,224
Pre-tax net operating income$188,0005,985
Securities gains (losses)$14,0002,056
Applicable income taxes$55,0004,964
Income before extraordinary items$147,0006,058
Extraordinary gains, net$021
Net income$147,0006,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,022
Cash dividends$60,0003,294
Sale, conversion, retirement of capital stock, net$0419
Net operating income$136,7806,070
2002-12-31 (YTD Data)Rank
Total interest income$3,660,0006,192
Total interest expense$1,252,0006,306
Net interest income$2,408,0006,031
Provision for loan and lease losses$180,0004,547
Total noninterest income$195,0007,363
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$133,0006,070
Trading account gains and fees$0153
Additional Noninterest Income$62,0007,289
Total noninterest expense$1,634,0006,593
Salaries and employee benefits$989,0006,180
Premises and equipment expense$236,0006,316
Additional noninterest expense$409,0007,094
Pre-tax net operating income$789,0005,809
Securities gains (losses)$2,0004,234
Applicable income taxes$172,0005,326
Income before extraordinary items$619,0005,889
Extraordinary gains, net$070
Net income$619,0005,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0003,367
Cash dividends$270,0004,491
Sale, conversion, retirement of capital stock, net$0862
Net operating income$617,4405,760
2001-12-31 (YTD Data)Rank
Total interest income$3,998,0006,359
Total interest expense$1,765,0006,480
Net interest income$2,233,0006,078
Provision for loan and lease losses$78,0006,034
Total noninterest income$178,0007,540
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$117,0006,290
Trading account gains and fees$0177
Additional Noninterest Income$61,0007,372
Total noninterest expense$1,667,0006,417
Salaries and employee benefits$984,0006,041
Premises and equipment expense$234,0006,299
Additional noninterest expense$449,0006,794
Pre-tax net operating income$666,0005,938
Securities gains (losses)$1,0004,410
Applicable income taxes$128,0005,682
Income before extraordinary items$539,0005,890
Extraordinary gains, net$0105
Net income$539,0005,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,619
Cash dividends$350,0004,106
Sale, conversion, retirement of capital stock, net$0922
Net operating income$538,1905,774
2000-12-31 (YTD Data)Rank
Total interest income$4,028,0006,470
Total interest expense$1,903,0006,416
Net interest income$2,125,0006,385
Provision for loan and lease losses$72,0005,921
Total noninterest income$170,0007,617
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$98,0006,608
Trading account gains and feesNANA
Additional Noninterest Income$72,0007,129
Total noninterest expense$1,534,0006,663
Salaries and employee benefits$925,0006,222
Premises and equipment expense$215,0006,536
Additional noninterest expense$394,0007,195
Pre-tax net operating income$689,0006,268
Securities gains (losses)$01,956
Applicable income taxes$175,0005,666
Income before extraordinary items$514,0006,242
Extraordinary gains, net$038
Net income$514,0006,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,170
Cash dividends$133,0005,658
Sale, conversion, retirement of capital stock, net$0969
Net operating income$514,0006,265
1999-12-31 (YTD Data)Rank
Total interest income$3,822,0006,506
Total interest expense$1,687,0006,566
Net interest income$2,135,0006,401
Provision for loan and lease losses$75,0005,766
Total noninterest income$147,0008,142
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$87,0006,985
Trading account gains and feesNANA
Additional Noninterest Income$60,0007,716
Total noninterest expense$1,492,0006,804
Salaries and employee benefits$863,0006,480
Premises and equipment expense$230,0006,345
Additional noninterest expense$399,0007,281
Pre-tax net operating income$715,0006,262
Securities gains (losses)$03,155
Applicable income taxes$177,0005,953
Income before extraordinary items$538,0006,215
Extraordinary gains, net$035
Net income$538,0006,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,369
Cash dividends$257,0004,809
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$538,0006,201
1998-12-31 (YTD Data)Rank
Total interest income$3,746,0006,709
Total interest expense$1,736,0006,685
Net interest income$2,010,0006,652
Provision for loan and lease losses$219,0003,340
Total noninterest income$157,0008,128
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$94,0006,978
Trading account gains and feesNANA
Additional Noninterest Income$63,0007,707
Total noninterest expense$1,467,0006,783
Salaries and employee benefits$802,0006,680
Premises and equipment expense$236,0006,171
Additional noninterest expense$429,0006,987
Pre-tax net operating income$481,0007,474
Securities gains (losses)$04,449
Applicable income taxes$105,0007,455
Income before extraordinary items$376,0007,361
Extraordinary gains, net$032
Net income$376,0007,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,433
Cash dividends$315,0004,443
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$376,0007,284
1997-12-31 (YTD Data)Rank
Total interest income$3,801,0006,848
Total interest expense$1,670,0006,955
Net interest income$2,131,0006,656
Provision for loan and lease losses$68,0005,978
Total noninterest income$165,0008,364
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$106,0007,067
Trading account gains and feesNANA
Additional Noninterest Income$59,0008,059
Total noninterest expense$1,453,0006,909
Salaries and employee benefits$829,0006,640
Premises and equipment expense$234,0006,292
Additional noninterest expense$390,0007,438
Pre-tax net operating income$775,0006,657
Securities gains (losses)$2,0003,292
Applicable income taxes$228,0006,520
Income before extraordinary items$549,0006,675
Extraordinary gains, net$044
Net income$549,0006,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,139
Cash dividends$277,0004,741
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$547,5806,628
1996-12-31 (YTD Data)Rank
Total interest income$3,694,0007,167
Total interest expense$1,564,0007,410
Net interest income$2,130,0006,900
Provision for loan and lease losses$72,0005,782
Total noninterest income$181,0008,519
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$102,0007,439
Trading account gains and feesNANA
Additional Noninterest Income$79,0007,772
Total noninterest expense$1,417,0007,346
Salaries and employee benefits$820,0006,884
Premises and equipment expense$231,0006,516
Additional noninterest expense$366,0008,194
Pre-tax net operating income$822,0006,418
Securities gains (losses)$04,148
Applicable income taxes$255,0006,386
Income before extraordinary items$567,0006,467
Extraordinary gains, net$053
Net income$567,0006,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,597
Cash dividends$200,0005,388
Sale, conversion, retirement of capital stock, net$0953
Net operating income$567,0006,395
1995-12-31 (YTD Data)Rank
Total interest income$3,578,0007,450
Total interest expense$1,703,0007,132
Net interest income$1,875,0007,587
Provision for loan and lease losses$48,0006,309
Total noninterest income$165,0009,050
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$101,0007,760
Trading account gains and feesNANA
Additional Noninterest Income$64,0008,581
Total noninterest expense$1,710,0006,711
Salaries and employee benefits$777,0007,228
Premises and equipment expense$287,0005,828
Additional noninterest expense$646,0006,226
Pre-tax net operating income$282,0009,888
Securities gains (losses)$119,000885
Applicable income taxes$122,0008,764
Income before extraordinary items$279,0009,147
Extraordinary gains, net$065
Net income$279,0009,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,275
Cash dividends$1,160,0001,811
Sale, conversion, retirement of capital stock, net$0809
Net operating income$195,7009,955
1994-12-31 (YTD Data)Rank
Total interest income$565,00012,351
Total interest expense$249,00012,212
Net interest income$316,00012,389
Provision for loan and lease losses$5,0008,812
Total noninterest income$29,00012,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$17,00010,605
Trading account gains and feesNANA
Additional Noninterest Income$12,00011,965
Total noninterest expense$281,00012,389
Salaries and employee benefits$140,00012,402
Premises and equipment expense$52,00011,558
Additional noninterest expense$89,00012,377
Pre-tax net operating income$59,00011,866
Securities gains (losses)$-23,00010,454
Applicable income taxes$53,00010,390
Income before extraordinary items$-17,00012,066
Extraordinary gains, net$0249
Net income$-17,00012,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,875
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-2,28012,067
1993-12-31 (YTD Data)Rank
Total interest income$3,189,0008,032
Total interest expense$1,367,0007,650
Net interest income$1,822,0008,184
Provision for loan and lease losses$45,0007,729
Total noninterest income$195,0009,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$96,0008,486
Trading account gains and feesNANA
Additional Noninterest Income$99,0007,899
Total noninterest expense$1,393,0008,214
Salaries and employee benefits$726,0007,814
Premises and equipment expense$194,0007,809
Additional noninterest expense$473,0008,493
Pre-tax net operating income$579,0008,088
Securities gains (losses)$41,0003,697
Applicable income taxes$248,0006,836
Income before extraordinary items$372,0008,726
Extraordinary gains, net$03,149
Net income$372,0008,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0006,608
Cash dividends$96,0007,040
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$345,7608,726
1992-12-31 (YTD Data)Rank
Total interest income$3,514,0008,164
Total interest expense$1,651,0008,047
Net interest income$1,863,0008,158
Provision for loan and lease losses$86,0007,695
Total noninterest income$163,00010,221
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$105,0008,358
Trading account gains and feesNANA
Additional Noninterest Income$58,0009,916
Total noninterest expense$1,393,0008,323
Salaries and employee benefits$696,0008,019
Premises and equipment expense$202,0007,788
Additional noninterest expense$495,0008,502
Pre-tax net operating income$547,0008,089
Securities gains (losses)$08,369
Applicable income taxes$165,0008,276
Income before extraordinary items$382,0008,399
Extraordinary gains, net$01,422
Net income$382,0008,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0006,313
Cash dividends$168,0005,513
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$382,0008,037

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.