Home > Commercial National Bank > Income and Expense
Commercial National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,655,000 | 4,690 |
| Total interest expense | $2,615,000 | 5,239 |
| Net interest income | $4,040,000 | 4,202 |
| Provision for loan and lease losses | $71,000 | 5,899 |
| Total noninterest income | $681,000 | 4,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $482,000 | 2,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 4,961 |
| Total noninterest expense | $2,239,000 | 5,222 |
| Salaries and employee benefits | $1,292,000 | 4,804 |
| Premises and equipment expense | $299,000 | 5,455 |
| Additional noninterest expense | $648,000 | 5,514 |
| Pre-tax net operating income | $2,411,000 | 3,004 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $904,000 | 2,650 |
| Income before extraordinary items | $1,505,000 | 3,343 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,505,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $1,010,000 | 2,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,506,280 | 3,267 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,181,000 | 5,066 |
| Total interest expense | $2,384,000 | 5,701 |
| Net interest income | $3,797,000 | 4,513 |
| Provision for loan and lease losses | $58,000 | 6,349 |
| Total noninterest income | $499,000 | 5,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $429,000 | 3,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,080 |
| Total noninterest expense | $1,961,000 | 6,015 |
| Salaries and employee benefits | $1,126,000 | 5,494 |
| Premises and equipment expense | $264,000 | 6,054 |
| Additional noninterest expense | $571,000 | 6,542 |
| Pre-tax net operating income | $2,277,000 | 3,061 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $858,000 | 2,677 |
| Income before extraordinary items | $1,419,000 | 3,365 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,419,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,419,000 | 3,322 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,684,000 | 5,449 |
| Total interest expense | $2,183,000 | 6,122 |
| Net interest income | $3,501,000 | 4,879 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $483,000 | 5,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $1,913,000 | 6,197 |
| Salaries and employee benefits | $1,065,000 | 5,743 |
| Premises and equipment expense | $236,000 | 6,571 |
| Additional noninterest expense | $612,000 | 6,467 |
| Pre-tax net operating income | $2,056,000 | 3,401 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $759,000 | 3,011 |
| Income before extraordinary items | $1,297,000 | 3,696 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,297,000 | 3,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,297,000 | 3,671 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,744,000 | 5,909 |
| Total interest expense | $1,602,000 | 6,600 |
| Net interest income | $3,142,000 | 5,419 |
| Provision for loan and lease losses | $43,000 | 6,473 |
| Total noninterest income | $489,000 | 5,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $430,000 | 3,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $1,941,000 | 6,364 |
| Salaries and employee benefits | $1,053,000 | 5,834 |
| Premises and equipment expense | $240,000 | 6,683 |
| Additional noninterest expense | $648,000 | 6,691 |
| Pre-tax net operating income | $1,647,000 | 4,067 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $631,000 | 3,355 |
| Income before extraordinary items | $1,016,000 | 4,484 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,016,000 | 4,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $630,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,016,000 | 4,528 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 6,652 |
| Total interest expense | $1,398,000 | 7,551 |
| Net interest income | $2,787,000 | 5,997 |
| Provision for loan and lease losses | $26,000 | 8,647 |
| Total noninterest income | $423,000 | 6,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $1,878,000 | 6,681 |
| Salaries and employee benefits | $976,000 | 6,267 |
| Premises and equipment expense | $290,000 | 6,016 |
| Additional noninterest expense | $612,000 | 7,227 |
| Pre-tax net operating income | $1,306,000 | 4,847 |
| Securities gains (losses) | $65,000 | 3,068 |
| Applicable income taxes | $502,000 | 4,171 |
| Income before extraordinary items | $869,000 | 5,226 |
| Extraordinary gains, net | $16,000 | 2,794 |
| Net income | $885,000 | 5,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $827,400 | 5,181 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 7,085 |
| Total interest expense | $1,680,000 | 7,950 |
| Net interest income | $2,665,000 | 6,287 |
| Provision for loan and lease losses | $31,000 | 9,924 |
| Total noninterest income | $376,000 | 6,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 4,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $1,740,000 | 7,151 |
| Salaries and employee benefits | $894,000 | 6,660 |
| Premises and equipment expense | $289,000 | 6,140 |
| Additional noninterest expense | $557,000 | 7,904 |
| Pre-tax net operating income | $1,270,000 | 4,695 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $469,000 | 4,211 |
| Income before extraordinary items | $801,000 | 5,362 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $801,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $801,000 | 5,056 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.