Home > Commercial Federal Bank, a Federal Savings Bank > Income and Expense
Commercial Federal Bank, a Federal Savings Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $417,131,000 | 101 |
| Total interest expense | $222,242,000 | 87 |
| Net interest income | $194,889,000 | 128 |
| Provision for loan and lease losses | $20,277,000 | 80 |
| Total noninterest income | $58,071,000 | 174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,071,000 | 137 |
| Total noninterest expense | $249,850,000 | 93 |
| Salaries and employee benefits | $102,483,000 | 99 |
| Premises and equipment expense | $44,699,000 | 66 |
| Additional noninterest expense | $102,668,000 | 96 |
| Pre-tax net operating income | $-17,167,000 | 8,859 |
| Securities gains (losses) | $-10,694,000 | 8,849 |
| Applicable income taxes | $-14,501,000 | 8,858 |
| Income before extraordinary items | $-13,360,000 | 8,854 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-13,360,000 | 8,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,988,000 | 80 |
| Cash dividends | $9,000,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-6,515,840 | 8,839 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $275,301,000 | 100 |
| Total interest expense | $149,673,000 | 80 |
| Net interest income | $125,628,000 | 129 |
| Provision for loan and lease losses | $12,399,000 | 76 |
| Total noninterest income | $23,250,000 | 230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,250,000 | 179 |
| Total noninterest expense | $183,886,000 | 87 |
| Salaries and employee benefits | $69,055,000 | 99 |
| Premises and equipment expense | $29,448,000 | 66 |
| Additional noninterest expense | $85,383,000 | 85 |
| Pre-tax net operating income | $-47,407,000 | 8,876 |
| Securities gains (losses) | $-13,331,000 | 8,863 |
| Applicable income taxes | $-22,838,000 | 8,868 |
| Income before extraordinary items | $-37,900,000 | 8,867 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-37,900,000 | 8,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,346,000 | 80 |
| Cash dividends | $5,000,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-29,368,160 | 8,862 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $138,804,000 | 99 |
| Total interest expense | $81,805,000 | 74 |
| Net interest income | $56,999,000 | 141 |
| Provision for loan and lease losses | $8,320,000 | 68 |
| Total noninterest income | $-4,145,000 | 8,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-4,145,000 | 8,943 |
| Total noninterest expense | $113,047,000 | 79 |
| Salaries and employee benefits | $33,938,000 | 105 |
| Premises and equipment expense | $14,658,000 | 69 |
| Additional noninterest expense | $64,451,000 | 65 |
| Pre-tax net operating income | $-68,513,000 | 8,941 |
| Securities gains (losses) | $-15,954,000 | 8,926 |
| Applicable income taxes | $-30,279,000 | 8,931 |
| Income before extraordinary items | $-54,188,000 | 8,931 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-54,188,000 | 8,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,106,000 | 76 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-43,977,440 | 8,929 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $574,671,000 | 93 |
| Total interest expense | $298,388,000 | 61 |
| Net interest income | $276,283,000 | 120 |
| Provision for loan and lease losses | $11,343,000 | 136 |
| Total noninterest income | $106,319,000 | 147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $106,319,000 | 113 |
| Total noninterest expense | $268,551,000 | 118 |
| Salaries and employee benefits | $131,388,000 | 96 |
| Premises and equipment expense | $59,491,000 | 69 |
| Additional noninterest expense | $77,672,000 | 143 |
| Pre-tax net operating income | $102,708,000 | 158 |
| Securities gains (losses) | $3,757,000 | 136 |
| Applicable income taxes | $26,297,000 | 190 |
| Income before extraordinary items | $80,168,000 | 151 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $80,168,000 | 152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,048,000 | 75 |
| Cash dividends | $95,000,000 | 86 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $77,350,250 | 147 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $433,155,000 | 94 |
| Total interest expense | $223,646,000 | 62 |
| Net interest income | $209,509,000 | 122 |
| Provision for loan and lease losses | $10,828,000 | 127 |
| Total noninterest income | $74,641,000 | 155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,641,000 | 119 |
| Total noninterest expense | $200,908,000 | 120 |
| Salaries and employee benefits | $97,954,000 | 100 |
| Premises and equipment expense | $44,606,000 | 72 |
| Additional noninterest expense | $58,348,000 | 144 |
| Pre-tax net operating income | $72,414,000 | 171 |
| Securities gains (losses) | $7,825,000 | 69 |
| Applicable income taxes | $20,560,000 | 186 |
| Income before extraordinary items | $59,679,000 | 153 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $59,679,000 | 154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,359,000 | 72 |
| Cash dividends | $55,000,000 | 100 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $53,888,500 | 155 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $291,365,000 | 93 |
| Total interest expense | $147,100,000 | 65 |
| Net interest income | $144,265,000 | 125 |
| Provision for loan and lease losses | $7,959,000 | 123 |
| Total noninterest income | $63,993,000 | 143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $63,993,000 | 110 |
| Total noninterest expense | $136,802,000 | 120 |
| Salaries and employee benefits | $66,458,000 | 102 |
| Premises and equipment expense | $29,758,000 | 72 |
| Additional noninterest expense | $40,586,000 | 139 |
| Pre-tax net operating income | $63,497,000 | 149 |
| Securities gains (losses) | $-11,480,000 | 9,069 |
| Applicable income taxes | $13,482,000 | 188 |
| Income before extraordinary items | $38,535,000 | 158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,535,000 | 159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,031,000 | 75 |
| Cash dividends | $20,000,000 | 134 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $47,030,200 | 130 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $146,560,000 | 91 |
| Total interest expense | $74,694,000 | 62 |
| Net interest income | $71,866,000 | 123 |
| Provision for loan and lease losses | $4,853,000 | 115 |
| Total noninterest income | $9,668,000 | 253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,668,000 | 207 |
| Total noninterest expense | $68,479,000 | 117 |
| Salaries and employee benefits | $33,883,000 | 102 |
| Premises and equipment expense | $14,932,000 | 73 |
| Additional noninterest expense | $19,664,000 | 137 |
| Pre-tax net operating income | $8,202,000 | 339 |
| Securities gains (losses) | $17,108,000 | 26 |
| Applicable income taxes | $6,481,000 | 194 |
| Income before extraordinary items | $18,829,000 | 157 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $18,829,000 | 158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,755,000 | 59 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,169,080 | 309 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $641,072,000 | 86 |
| Total interest expense | $371,234,000 | 55 |
| Net interest income | $269,838,000 | 125 |
| Provision for loan and lease losses | $22,003,000 | 131 |
| Total noninterest income | $73,443,000 | 187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $73,443,000 | 142 |
| Total noninterest expense | $275,993,000 | 119 |
| Salaries and employee benefits | $128,491,000 | 106 |
| Premises and equipment expense | $59,653,000 | 75 |
| Additional noninterest expense | $87,849,000 | 133 |
| Pre-tax net operating income | $45,285,000 | 262 |
| Securities gains (losses) | $83,314,000 | 26 |
| Applicable income taxes | $36,265,000 | 156 |
| Income before extraordinary items | $92,334,000 | 137 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $92,334,000 | 138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,481,000 | 122 |
| Cash dividends | $125,000,000 | 82 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $32,347,920 | 251 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $492,113,000 | 85 |
| Total interest expense | $290,313,000 | 52 |
| Net interest income | $201,800,000 | 124 |
| Provision for loan and lease losses | $16,894,000 | 139 |
| Total noninterest income | $41,161,000 | 227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,161,000 | 181 |
| Total noninterest expense | $208,949,000 | 118 |
| Salaries and employee benefits | $96,447,000 | 107 |
| Premises and equipment expense | $45,083,000 | 75 |
| Additional noninterest expense | $67,419,000 | 133 |
| Pre-tax net operating income | $17,118,000 | 441 |
| Securities gains (losses) | $80,860,000 | 22 |
| Applicable income taxes | $27,285,000 | 156 |
| Income before extraordinary items | $70,693,000 | 137 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $70,693,000 | 137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,350,000 | 119 |
| Cash dividends | $70,000,000 | 80 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $12,473,800 | 423 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $341,252,000 | 85 |
| Total interest expense | $198,343,000 | 53 |
| Net interest income | $142,909,000 | 120 |
| Provision for loan and lease losses | $11,419,000 | 137 |
| Total noninterest income | $7,473,000 | 508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,473,000 | 361 |
| Total noninterest expense | $140,432,000 | 119 |
| Salaries and employee benefits | $65,170,000 | 107 |
| Premises and equipment expense | $30,363,000 | 76 |
| Additional noninterest expense | $44,899,000 | 130 |
| Pre-tax net operating income | $-1,469,000 | 9,200 |
| Securities gains (losses) | $67,531,000 | 23 |
| Applicable income taxes | $18,471,000 | 160 |
| Income before extraordinary items | $47,591,000 | 137 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $47,591,000 | 137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,294,000 | 119 |
| Cash dividends | $10,000,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-1,031,320 | 9,167 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $173,851,000 | 84 |
| Total interest expense | $100,638,000 | 54 |
| Net interest income | $73,213,000 | 122 |
| Provision for loan and lease losses | $7,146,000 | 119 |
| Total noninterest income | $9,154,000 | 278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,154,000 | 225 |
| Total noninterest expense | $67,902,000 | 118 |
| Salaries and employee benefits | $31,967,000 | 113 |
| Premises and equipment expense | $15,190,000 | 76 |
| Additional noninterest expense | $20,745,000 | 135 |
| Pre-tax net operating income | $7,319,000 | 362 |
| Securities gains (losses) | $25,757,000 | 27 |
| Applicable income taxes | $9,181,000 | 165 |
| Income before extraordinary items | $23,895,000 | 136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,895,000 | 136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,058,000 | 118 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $5,349,960 | 342 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $763,973,000 | 77 |
| Total interest expense | $357,355,000 | 65 |
| Net interest income | $406,618,000 | 86 |
| Provision for loan and lease losses | $31,002,000 | 131 |
| Total noninterest income | $74,546,000 | 181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,546,000 | 138 |
| Total noninterest expense | $354,391,000 | 97 |
| Salaries and employee benefits | $118,459,000 | 109 |
| Premises and equipment expense | $56,870,000 | 77 |
| Additional noninterest expense | $179,062,000 | 81 |
| Pre-tax net operating income | $95,771,000 | 156 |
| Securities gains (losses) | $66,284,000 | 31 |
| Applicable income taxes | $47,268,000 | 139 |
| Income before extraordinary items | $114,787,000 | 120 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $114,787,000 | 120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,954,000 | 135 |
| Cash dividends | $85,000,000 | 100 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $67,725,360 | 152 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $855,658,000 | 80 |
| Total interest expense | $506,363,000 | 67 |
| Net interest income | $349,295,000 | 97 |
| Provision for loan and lease losses | $38,945,000 | 115 |
| Total noninterest income | $149,717,000 | 129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $149,717,000 | 101 |
| Total noninterest expense | $329,951,000 | 101 |
| Salaries and employee benefits | $109,073,000 | 106 |
| Premises and equipment expense | $55,800,000 | 72 |
| Additional noninterest expense | $165,078,000 | 99 |
| Pre-tax net operating income | $130,116,000 | 131 |
| Securities gains (losses) | $23,063,000 | 46 |
| Applicable income taxes | $47,590,000 | 130 |
| Income before extraordinary items | $105,589,000 | 118 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $105,589,000 | 117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,142,000 | 143 |
| Cash dividends | $216,000,000 | 49 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $89,675,530 | 129 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $950,509,000 | 83 |
| Total interest expense | $635,046,000 | 68 |
| Net interest income | $315,463,000 | 111 |
| Provision for loan and lease losses | $34,854,000 | 110 |
| Total noninterest income | $115,791,000 | 144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $115,791,000 | 113 |
| Total noninterest expense | $326,190,000 | 103 |
| Salaries and employee benefits | $111,468,000 | 105 |
| Premises and equipment expense | $57,416,000 | 75 |
| Additional noninterest expense | $157,306,000 | 109 |
| Pre-tax net operating income | $70,210,000 | 179 |
| Securities gains (losses) | $-48,155,000 | 9,890 |
| Applicable income taxes | $12,033,000 | 299 |
| Income before extraordinary items | $10,022,000 | 571 |
| Extraordinary gains, net | $-19,125,000 | 9,903 |
| Net income | $-9,103,000 | 9,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,158,000 | 104 |
| Cash dividends | $130,154,000 | 72 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $40,841,200 | 199 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $878,631,000 | 78 |
| Total interest expense | $526,610,000 | 67 |
| Net interest income | $352,021,000 | 96 |
| Provision for loan and lease losses | $12,360,000 | 173 |
| Total noninterest income | $112,669,000 | 152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $112,669,000 | 117 |
| Total noninterest expense | $278,677,000 | 110 |
| Salaries and employee benefits | $108,391,000 | 106 |
| Premises and equipment expense | $55,245,000 | 74 |
| Additional noninterest expense | $115,041,000 | 127 |
| Pre-tax net operating income | $173,653,000 | 103 |
| Securities gains (losses) | $1,155,000 | 197 |
| Applicable income taxes | $65,207,000 | 102 |
| Income before extraordinary items | $109,601,000 | 111 |
| Extraordinary gains, net | $-1,764,000 | 10,219 |
| Net income | $107,837,000 | 114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,995,000 | 136 |
| Cash dividends | $86,322,000 | 102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $108,861,800 | 109 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $770,221,000 | 84 |
| Total interest expense | $470,084,000 | 77 |
| Net interest income | $300,137,000 | 106 |
| Provision for loan and lease losses | $14,259,000 | 169 |
| Total noninterest income | $94,121,000 | 168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $94,121,000 | 132 |
| Total noninterest expense | $231,721,000 | 127 |
| Salaries and employee benefits | $89,046,000 | 118 |
| Premises and equipment expense | $42,605,000 | 90 |
| Additional noninterest expense | $100,070,000 | 143 |
| Pre-tax net operating income | $148,278,000 | 107 |
| Securities gains (losses) | $10,475,000 | 68 |
| Applicable income taxes | $59,198,000 | 104 |
| Income before extraordinary items | $99,555,000 | 110 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $99,555,000 | 111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,301,000 | 148 |
| Cash dividends | $62,146,000 | 124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $92,851,000 | 110 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $515,026,000 | 113 |
| Total interest expense | $340,457,000 | 89 |
| Net interest income | $174,569,000 | 172 |
| Provision for loan and lease losses | $8,455,000 | 228 |
| Total noninterest income | $63,711,000 | 190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $63,711,000 | 140 |
| Total noninterest expense | $119,306,000 | 195 |
| Salaries and employee benefits | $46,817,000 | 190 |
| Premises and equipment expense | $26,255,000 | 123 |
| Additional noninterest expense | $46,234,000 | 213 |
| Pre-tax net operating income | $110,519,000 | 139 |
| Securities gains (losses) | $1,940,000 | 191 |
| Applicable income taxes | $39,584,000 | 136 |
| Income before extraordinary items | $72,875,000 | 142 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $72,875,000 | 142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-657,000 | 10,890 |
| Cash dividends | $18,807,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $71,614,000 | 137 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $491,523,000 | 133 |
| Total interest expense | $321,154,000 | 104 |
| Net interest income | $170,369,000 | 184 |
| Provision for loan and lease losses | $6,782,000 | 279 |
| Total noninterest income | $54,091,000 | 221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $54,091,000 | 164 |
| Total noninterest expense | $145,095,000 | 190 |
| Salaries and employee benefits | $44,650,000 | 212 |
| Premises and equipment expense | $24,213,000 | 147 |
| Additional noninterest expense | $76,232,000 | 176 |
| Pre-tax net operating income | $72,583,000 | 195 |
| Securities gains (losses) | $609,000 | 370 |
| Applicable income taxes | $23,997,000 | 200 |
| Income before extraordinary items | $49,195,000 | 189 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $49,195,000 | 189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,881,000 | 301 |
| Cash dividends | $53,618,000 | 133 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $48,786,970 | 188 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $473,584,000 | 132 |
| Total interest expense | $320,278,000 | 101 |
| Net interest income | $153,306,000 | 200 |
| Provision for loan and lease losses | $6,257,000 | 275 |
| Total noninterest income | $51,515,000 | 227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $7,000 | 448 |
| Additional Noninterest Income | $51,508,000 | 151 |
| Total noninterest expense | $119,410,000 | 214 |
| Salaries and employee benefits | $42,436,000 | 224 |
| Premises and equipment expense | $22,406,000 | 160 |
| Additional noninterest expense | $54,568,000 | 228 |
| Pre-tax net operating income | $79,154,000 | 188 |
| Securities gains (losses) | $1,705,000 | 151 |
| Applicable income taxes | $25,679,000 | 188 |
| Income before extraordinary items | $55,180,000 | 181 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $55,180,000 | 179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,958,000 | 456 |
| Cash dividends | $6,770,000 | 507 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $54,020,600 | 179 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $374,627,000 | 144 |
| Total interest expense | $243,381,000 | 93 |
| Net interest income | $131,246,000 | 221 |
| Provision for loan and lease losses | $5,928,000 | 260 |
| Total noninterest income | $38,831,000 | 262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $38,831,000 | 187 |
| Total noninterest expense | $170,236,000 | 160 |
| Salaries and employee benefits | $28,146,000 | 315 |
| Premises and equipment expense | $16,831,000 | 192 |
| Additional noninterest expense | $125,259,000 | 108 |
| Pre-tax net operating income | $-6,087,000 | 12,583 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $12,441,000 | 288 |
| Income before extraordinary items | $-18,528,000 | 12,582 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-18,528,000 | 12,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,590,000 | 463 |
| Cash dividends | $5,050,000 | 558 |
| Sale, conversion, retirement of capital stock, net | $6,060,000 | 147 |
| Net operating income | $-18,528,000 | 12,585 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $339,458,000 | 143 |
| Total interest expense | $228,091,000 | 87 |
| Net interest income | $111,367,000 | 244 |
| Provision for loan and lease losses | $5,515,000 | 412 |
| Total noninterest income | $24,011,000 | 351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $24,011,000 | 238 |
| Total noninterest expense | $76,796,000 | 304 |
| Salaries and employee benefits | $19,031,000 | 401 |
| Premises and equipment expense | $15,757,000 | 200 |
| Additional noninterest expense | $42,008,000 | 272 |
| Pre-tax net operating income | $53,067,000 | 197 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $18,911,000 | 193 |
| Income before extraordinary items | $34,181,000 | 214 |
| Extraordinary gains, net | $9,203,000 | 31 |
| Net income | $43,384,000 | 183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,212,000 | 999 |
| Cash dividends | $4,400,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $487,000 | 609 |
| Net operating income | $34,165,000 | 205 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $363,135,000 | 137 |
| Total interest expense | $268,273,000 | 83 |
| Net interest income | $94,862,000 | 268 |
| Provision for loan and lease losses | $3,790,000 | 710 |
| Total noninterest income | $27,235,000 | 315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $27,235,000 | 211 |
| Total noninterest expense | $78,742,000 | 287 |
| Salaries and employee benefits | $21,273,000 | 370 |
| Premises and equipment expense | $15,629,000 | 199 |
| Additional noninterest expense | $41,840,000 | 274 |
| Pre-tax net operating income | $39,565,000 | 200 |
| Securities gains (losses) | $-283,000 | 13,870 |
| Applicable income taxes | $10,238,000 | 268 |
| Income before extraordinary items | $29,044,000 | 203 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $29,044,000 | 206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,879,000 | 619 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $60,261,000 | 25 |
| Net operating income | $29,253,420 | 180 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.