Home > Commercial Federal Bank, a Federal Savings Bank > Net charge- offs to loans
Commercial Federal Bank, a Federal Savings Bank, Net charge- offs to loans
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3320% | 1,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1988% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.2121% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0960% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0888% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2497% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7400% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1838% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6231% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2138% | 1,279 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3586% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3319% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2081% | 596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0804% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1284% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0844% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2807% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5616% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2451% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6412% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1666% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4652% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4031% | 870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2816% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0077% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3228% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6547% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2892% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6215% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2494% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7568% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2100% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8820% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4509% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3618% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 0.5270% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7504% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4426% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1928% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4721% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1675% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6893% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1477% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1633% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4741% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3752% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.6200% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7928% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5988% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1787% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4624% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1545% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9714% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1525% | 1,572 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0690% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4807% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4061% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 0.4233% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1672% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1796% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6164% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1450% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6820% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0996% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4227% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7516% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6760% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 0.3422% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3528% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2277% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1001% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1626% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8445% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4407% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1886% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2693% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1524% | 1,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.5022% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1129% | 1,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0187% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1280% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4950% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1086% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5610% | 2,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3849% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8118% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2782% | 2,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1654% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.6760% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1292% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0114% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1231% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5287% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5535% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3910% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5397% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2784% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1913% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.9734% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1034% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0175% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1328% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2925% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1255% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2992% | 8,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4309% | 1,341 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9889% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2753% | 1,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2374% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 1.1366% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0395% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1983% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6078% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1806% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5752% | 8,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2980% | 1,523 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8175% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2535% | 3,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1524% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0753% | 687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3267% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5137% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 1,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6151% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4923% | 2,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3587% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7885% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2397% | 3,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1333% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.2683% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2716% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0046% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0981% | 1,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5995% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0934% | 1,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1215% | 1,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3468% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4908% | 1,066 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3320% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1210% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0763% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1376% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1384% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1793% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1296% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5580% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7583% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0324% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1885% | 3,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0841% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3914% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0765% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4626% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4169% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8386% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1663% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1731% | 3,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0853% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 0.2696% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0586% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0848% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0430% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0728% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8518% | 214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7450% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8236% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 9,653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1616% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.4450% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1271% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1843% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 10.9866% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1925% | 1,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5296% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5278% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 5,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 722 |
| Percentage Net Loans Charged-off:Construction & development | 0.2965% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0855% | 1,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3013% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1043% | 626 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0658% | 6,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 869 |
| Percentage Net Loans Charged-off:Construction & development | -0.1738% | 1,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 1,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9160% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9134% | 844 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 6,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5599% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5819% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4672% | 889 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 8,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4474% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | -5.3486% | 1,310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 8,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 3.2786% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2509% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1537% | 221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2082% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | -3.3171% | 1,334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |