Commercial Credit Corporation (Hawaii), Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$7,589,0004,168
Total interest expense$2,450,0005,498
Net interest income$5,139,0003,399
Provision for loan and lease losses$2,555,000482
Total noninterest income$1,112,0002,802
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$1,112,0001,637
Total noninterest expense$2,624,0004,588
Salaries and employee benefits$1,718,0003,800
Premises and equipment expense$578,0003,257
Additional noninterest expense$328,0008,042
Pre-tax net operating income$1,072,0005,619
Securities gains (losses)$03,944
Applicable income taxes$422,0004,716
Income before extraordinary items$650,0006,117
Extraordinary gains, net$044
Net income$650,0006,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,099,000495
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$650,0006,072
1996-12-31 (YTD Data)Rank
Total interest income$6,034,0005,169
Total interest expense$2,467,0005,560
Net interest income$3,567,0004,753
Provision for loan and lease losses$567,0001,593
Total noninterest income$162,0008,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,915
Trading account gains and feesNANA
Additional Noninterest Income$162,0005,740
Total noninterest expense$12,657,0001,155
Salaries and employee benefits$1,617,0004,021
Premises and equipment expense$545,0003,514
Additional noninterest expense$10,495,000649
Pre-tax net operating income$-9,495,00011,462
Securities gains (losses)$04,148
Applicable income taxes$-3,323,00011,425
Income before extraordinary items$-6,172,00011,433
Extraordinary gains, net$053
Net income$-6,172,00011,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$736,0001,074
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-6,172,00011,432
1995-12-31 (YTD Data)Rank
Total interest income$9,518,0003,441
Total interest expense$3,880,0003,769
Net interest income$5,638,0003,156
Provision for loan and lease losses$662,0001,259
Total noninterest income$301,0007,065
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$25,0009,905
Trading account gains and feesNANA
Additional Noninterest Income$276,0004,212
Total noninterest expense$4,658,0002,889
Salaries and employee benefits$2,723,0002,450
Premises and equipment expense$773,0002,571
Additional noninterest expense$1,162,0003,849
Pre-tax net operating income$619,0007,781
Securities gains (losses)$570,000321
Applicable income taxes$306,0005,929
Income before extraordinary items$883,0005,069
Extraordinary gains, net$065
Net income$883,0005,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0002,222
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$461,2007,521
1994-12-31 (YTD Data)Rank
Total interest income$8,267,0003,625
Total interest expense$2,583,0004,512
Net interest income$5,684,0003,149
Provision for loan and lease losses$488,0001,574
Total noninterest income$180,0009,099
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$20,00010,549
Trading account gains and feesNANA
Additional Noninterest Income$160,0006,008
Total noninterest expense$5,113,0002,722
Salaries and employee benefits$2,795,0002,395
Premises and equipment expense$842,0002,411
Additional noninterest expense$1,476,0003,356
Pre-tax net operating income$263,00010,391
Securities gains (losses)$-65,00011,238
Applicable income taxes$-3,00012,050
Income before extraordinary items$201,00010,263
Extraordinary gains, net$0249
Net income$201,00010,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$477,0001,422
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$266,0009,586
1993-12-31 (YTD Data)Rank
Total interest income$7,681,0003,965
Total interest expense$2,331,0005,105
Net interest income$5,350,0003,351
Provision for loan and lease losses$1,00010,323
Total noninterest income$562,0005,183
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$10,00011,204
Trading account gains and feesNANA
Additional Noninterest Income$552,0003,048
Total noninterest expense$5,181,0002,759
Salaries and employee benefits$2,866,0002,332
Premises and equipment expense$777,0002,624
Additional noninterest expense$1,538,0003,433
Pre-tax net operating income$730,0007,203
Securities gains (losses)$98,0002,538
Applicable income taxes$186,0007,886
Income before extraordinary items$642,0006,482
Extraordinary gains, net$03,149
Net income$642,0006,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$519,0001,725
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$565,5606,781
1992-12-31 (YTD Data)Rank
Total interest income$9,018,0003,850
Total interest expense$3,419,0004,630
Net interest income$5,599,0003,274
Provision for loan and lease losses$1,015,0001,812
Total noninterest income$208,0009,264
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,764
Trading account gains and feesNANA
Additional Noninterest Income$208,0005,533
Total noninterest expense$5,305,0002,715
Salaries and employee benefits$2,680,0002,411
Premises and equipment expense$680,0002,991
Additional noninterest expense$1,945,0002,865
Pre-tax net operating income$-513,00013,299
Securities gains (losses)$17,0005,804
Applicable income taxes$-213,00013,665
Income before extraordinary items$-283,00013,241
Extraordinary gains, net$01,422
Net income$-283,00013,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0002,566
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-293,88013,146

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.