Home > Commercial Capital Bank, FSB > Income and Expense
Commercial Capital Bank, FSB, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $246,089,000 | 174 |
| Total interest expense | $129,896,000 | 158 |
| Net interest income | $116,193,000 | 196 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $8,901,000 | 554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,901,000 | 386 |
| Total noninterest expense | $57,735,000 | 269 |
| Salaries and employee benefits | $25,107,000 | 308 |
| Premises and equipment expense | $9,511,000 | 221 |
| Additional noninterest expense | $23,117,000 | 246 |
| Pre-tax net operating income | $67,359,000 | 188 |
| Securities gains (losses) | $379,000 | 239 |
| Applicable income taxes | $21,227,000 | 198 |
| Income before extraordinary items | $46,511,000 | 194 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $46,511,000 | 194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,053 |
| Cash dividends | $8,000,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $40,481,000 | 16 |
| Net operating income | $46,249,490 | 191 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $159,850,000 | 179 |
| Total interest expense | $81,573,000 | 160 |
| Net interest income | $78,277,000 | 199 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $5,534,000 | 584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,534,000 | 411 |
| Total noninterest expense | $36,745,000 | 285 |
| Salaries and employee benefits | $16,924,000 | 308 |
| Premises and equipment expense | $6,242,000 | 226 |
| Additional noninterest expense | $13,579,000 | 272 |
| Pre-tax net operating income | $47,066,000 | 187 |
| Securities gains (losses) | $295,000 | 214 |
| Applicable income taxes | $15,431,000 | 190 |
| Income before extraordinary items | $31,930,000 | 189 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $31,930,000 | 189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $8,000,000 | 260 |
| Sale, conversion, retirement of capital stock, net | $40,481,000 | 9 |
| Net operating income | $31,732,350 | 189 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $75,991,000 | 182 |
| Total interest expense | $38,038,000 | 162 |
| Net interest income | $37,953,000 | 197 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $3,504,000 | 501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,504,000 | 347 |
| Total noninterest expense | $17,385,000 | 293 |
| Salaries and employee benefits | $8,592,000 | 306 |
| Premises and equipment expense | $2,979,000 | 236 |
| Additional noninterest expense | $5,814,000 | 298 |
| Pre-tax net operating income | $24,072,000 | 186 |
| Securities gains (losses) | $207,000 | 178 |
| Applicable income taxes | $7,874,000 | 186 |
| Income before extraordinary items | $16,405,000 | 182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,405,000 | 182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,786 |
| Cash dividends | $8,000,000 | 152 |
| Sale, conversion, retirement of capital stock, net | $40,481,000 | 2 |
| Net operating income | $16,264,240 | 182 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $260,417,000 | 180 |
| Total interest expense | $102,091,000 | 177 |
| Net interest income | $158,326,000 | 187 |
| Provision for loan and lease losses | $-8,109,000 | 8,818 |
| Total noninterest income | $13,436,000 | 511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,436,000 | 362 |
| Total noninterest expense | $56,110,000 | 349 |
| Salaries and employee benefits | $26,167,000 | 372 |
| Premises and equipment expense | $10,618,000 | 249 |
| Additional noninterest expense | $19,325,000 | 344 |
| Pre-tax net operating income | $123,761,000 | 153 |
| Securities gains (losses) | $5,418,000 | 76 |
| Applicable income taxes | $47,332,000 | 146 |
| Income before extraordinary items | $81,847,000 | 161 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $81,847,000 | 161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,898 |
| Cash dividends | $12,333,000 | 327 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $78,379,480 | 161 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $191,519,000 | 182 |
| Total interest expense | $72,170,000 | 177 |
| Net interest income | $119,349,000 | 189 |
| Provision for loan and lease losses | $-8,109,000 | 8,848 |
| Total noninterest income | $9,400,000 | 538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,400,000 | 378 |
| Total noninterest expense | $39,755,000 | 363 |
| Salaries and employee benefits | $18,318,000 | 386 |
| Premises and equipment expense | $7,802,000 | 256 |
| Additional noninterest expense | $13,635,000 | 356 |
| Pre-tax net operating income | $97,103,000 | 150 |
| Securities gains (losses) | $4,884,000 | 74 |
| Applicable income taxes | $38,364,000 | 142 |
| Income before extraordinary items | $63,623,000 | 156 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $63,623,000 | 156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,912 |
| Cash dividends | $6,333,000 | 395 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $60,497,240 | 159 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $126,027,000 | 182 |
| Total interest expense | $46,196,000 | 171 |
| Net interest income | $79,831,000 | 187 |
| Provision for loan and lease losses | $-8,109,000 | 8,859 |
| Total noninterest income | $5,377,000 | 590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,377,000 | 418 |
| Total noninterest expense | $24,035,000 | 391 |
| Salaries and employee benefits | $11,528,000 | 406 |
| Premises and equipment expense | $5,151,000 | 252 |
| Additional noninterest expense | $7,356,000 | 413 |
| Pre-tax net operating income | $69,282,000 | 146 |
| Securities gains (losses) | $3,441,000 | 78 |
| Applicable income taxes | $27,522,000 | 133 |
| Income before extraordinary items | $45,201,000 | 151 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $45,201,000 | 151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,070 |
| Cash dividends | $3,000,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $42,998,760 | 149 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $61,749,000 | 179 |
| Total interest expense | $22,065,000 | 166 |
| Net interest income | $39,684,000 | 188 |
| Provision for loan and lease losses | $-8,109,000 | 8,924 |
| Total noninterest income | $2,658,000 | 583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,658,000 | 406 |
| Total noninterest expense | $11,450,000 | 405 |
| Salaries and employee benefits | $5,986,000 | 386 |
| Premises and equipment expense | $2,633,000 | 249 |
| Additional noninterest expense | $2,831,000 | 494 |
| Pre-tax net operating income | $39,001,000 | 134 |
| Securities gains (losses) | $684,000 | 123 |
| Applicable income taxes | $15,251,000 | 124 |
| Income before extraordinary items | $24,434,000 | 146 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $24,434,000 | 147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,477 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $23,996,240 | 145 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $169,952,000 | 223 |
| Total interest expense | $54,634,000 | 200 |
| Net interest income | $115,318,000 | 223 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $9,169,000 | 651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,169,000 | 436 |
| Total noninterest expense | $34,558,000 | 514 |
| Salaries and employee benefits | $16,757,000 | 527 |
| Premises and equipment expense | $6,522,000 | 368 |
| Additional noninterest expense | $11,279,000 | 494 |
| Pre-tax net operating income | $89,929,000 | 176 |
| Securities gains (losses) | $5,627,000 | 107 |
| Applicable income taxes | $36,323,000 | 159 |
| Income before extraordinary items | $59,233,000 | 183 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $59,233,000 | 184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,241 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $55,631,720 | 185 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $110,020,000 | 241 |
| Total interest expense | $34,456,000 | 226 |
| Net interest income | $75,564,000 | 250 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $5,943,000 | 737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,943,000 | 484 |
| Total noninterest expense | $22,369,000 | 571 |
| Salaries and employee benefits | $10,930,000 | 583 |
| Premises and equipment expense | $3,951,000 | 446 |
| Additional noninterest expense | $7,488,000 | 546 |
| Pre-tax net operating income | $59,138,000 | 189 |
| Securities gains (losses) | $2,228,000 | 162 |
| Applicable income taxes | $23,499,000 | 173 |
| Income before extraordinary items | $37,867,000 | 204 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $37,867,000 | 205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,375 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $36,441,080 | 206 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $53,721,000 | 300 |
| Total interest expense | $16,932,000 | 273 |
| Net interest income | $36,789,000 | 307 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $2,455,000 | 1,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,455,000 | 693 |
| Total noninterest expense | $10,299,000 | 778 |
| Salaries and employee benefits | $5,027,000 | 850 |
| Premises and equipment expense | $1,351,000 | 833 |
| Additional noninterest expense | $3,921,000 | 663 |
| Pre-tax net operating income | $28,945,000 | 240 |
| Securities gains (losses) | $2,156,000 | 144 |
| Applicable income taxes | $12,232,000 | 204 |
| Income before extraordinary items | $18,869,000 | 247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $18,869,000 | 248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $17,489,160 | 251 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $20,728,000 | 367 |
| Total interest expense | $7,168,000 | 315 |
| Net interest income | $13,560,000 | 400 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $755,000 | 1,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $755,000 | 963 |
| Total noninterest expense | $3,256,000 | 1,250 |
| Salaries and employee benefits | $1,858,000 | 1,182 |
| Premises and equipment expense | $487,000 | 1,197 |
| Additional noninterest expense | $911,000 | 1,327 |
| Pre-tax net operating income | $11,059,000 | 272 |
| Securities gains (losses) | $893,000 | 184 |
| Applicable income taxes | $4,634,000 | 243 |
| Income before extraordinary items | $7,318,000 | 285 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,318,000 | 286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,746,480 | 285 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $58,605,000 | 491 |
| Total interest expense | $21,766,000 | 428 |
| Net interest income | $36,839,000 | 530 |
| Provision for loan and lease losses | $1,287,000 | 917 |
| Total noninterest income | $4,405,000 | 1,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,405,000 | 833 |
| Total noninterest expense | $9,530,000 | 1,678 |
| Salaries and employee benefits | $5,999,000 | 1,428 |
| Premises and equipment expense | $1,397,000 | 1,631 |
| Additional noninterest expense | $2,134,000 | 2,268 |
| Pre-tax net operating income | $30,427,000 | 345 |
| Securities gains (losses) | $2,863,000 | 230 |
| Applicable income taxes | $12,520,000 | 313 |
| Income before extraordinary items | $20,770,000 | 373 |
| Extraordinary gains, net | $-1,301,000 | 9,172 |
| Net income | $19,469,000 | 394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,839 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $18,937,680 | 377 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $40,542,000 | 553 |
| Total interest expense | $15,307,000 | 474 |
| Net interest income | $25,235,000 | 578 |
| Provision for loan and lease losses | $1,287,000 | 726 |
| Total noninterest income | $3,238,000 | 1,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,238,000 | 881 |
| Total noninterest expense | $6,808,000 | 1,759 |
| Salaries and employee benefits | $4,468,000 | 1,456 |
| Premises and equipment expense | $956,000 | 1,794 |
| Additional noninterest expense | $1,384,000 | 2,568 |
| Pre-tax net operating income | $20,378,000 | 391 |
| Securities gains (losses) | $2,607,000 | 226 |
| Applicable income taxes | $8,459,000 | 353 |
| Income before extraordinary items | $14,526,000 | 413 |
| Extraordinary gains, net | $-1,243,000 | 9,228 |
| Net income | $13,283,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,871 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $12,857,520 | 412 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $25,191,000 | 587 |
| Total interest expense | $9,655,000 | 512 |
| Net interest income | $15,536,000 | 623 |
| Provision for loan and lease losses | $1,287,000 | 540 |
| Total noninterest income | $1,887,000 | 1,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,887,000 | 953 |
| Total noninterest expense | $4,220,000 | 1,869 |
| Salaries and employee benefits | $2,834,000 | 1,521 |
| Premises and equipment expense | $568,000 | 2,014 |
| Additional noninterest expense | $818,000 | 2,825 |
| Pre-tax net operating income | $11,916,000 | 428 |
| Securities gains (losses) | $2,209,000 | 215 |
| Applicable income taxes | $5,258,000 | 382 |
| Income before extraordinary items | $8,867,000 | 435 |
| Extraordinary gains, net | $-923,000 | 9,264 |
| Net income | $7,944,000 | 475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $7,453,240 | 469 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,304,000 | 649 |
| Total interest expense | $4,372,000 | 576 |
| Net interest income | $6,932,000 | 691 |
| Provision for loan and lease losses | $609,000 | 533 |
| Total noninterest income | $632,000 | 1,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $632,000 | 1,244 |
| Total noninterest expense | $1,611,000 | 2,412 |
| Salaries and employee benefits | $980,000 | 2,159 |
| Premises and equipment expense | $237,000 | 2,354 |
| Additional noninterest expense | $394,000 | 2,898 |
| Pre-tax net operating income | $5,344,000 | 465 |
| Securities gains (losses) | $774,000 | 264 |
| Applicable income taxes | $2,394,000 | 404 |
| Income before extraordinary items | $3,724,000 | 487 |
| Extraordinary gains, net | $-152,000 | 9,303 |
| Net income | $3,572,000 | 503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,228,640 | 519 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $31,242,000 | 971 |
| Total interest expense | $13,722,000 | 823 |
| Net interest income | $17,520,000 | 1,096 |
| Provision for loan and lease losses | $1,609,000 | 889 |
| Total noninterest income | $1,477,000 | 2,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,477,000 | 1,668 |
| Total noninterest expense | $6,101,000 | 2,422 |
| Salaries and employee benefits | $3,775,000 | 2,117 |
| Premises and equipment expense | $797,000 | 2,694 |
| Additional noninterest expense | $1,529,000 | 2,920 |
| Pre-tax net operating income | $11,287,000 | 771 |
| Securities gains (losses) | $962,000 | 436 |
| Applicable income taxes | $4,538,000 | 649 |
| Income before extraordinary items | $7,711,000 | 823 |
| Extraordinary gains, net | $-903,000 | 9,338 |
| Net income | $6,808,000 | 919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $16,309,000 | 27 |
| Net operating income | $7,095,320 | 854 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,331,000 | 2,747 |
| Total interest expense | $7,401,000 | 2,166 |
| Net interest income | $4,930,000 | 3,472 |
| Provision for loan and lease losses | $686,000 | 1,700 |
| Total noninterest income | $424,000 | 5,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $424,000 | 3,423 |
| Total noninterest expense | $3,758,000 | 3,622 |
| Salaries and employee benefits | $2,535,000 | 2,911 |
| Premises and equipment expense | $644,000 | 3,172 |
| Additional noninterest expense | $579,000 | 5,973 |
| Pre-tax net operating income | $910,000 | 5,164 |
| Securities gains (losses) | $1,424,000 | 320 |
| Applicable income taxes | $964,000 | 2,128 |
| Income before extraordinary items | $1,370,000 | 3,455 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,370,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $14,921,000 | 46 |
| Net operating income | $458,640 | 6,143 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 5,862 |
| Total interest expense | $3,113,000 | 4,776 |
| Net interest income | $1,725,000 | 7,067 |
| Provision for loan and lease losses | $330,000 | 2,665 |
| Total noninterest income | $213,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $213,000 | 4,653 |
| Total noninterest expense | $2,700,000 | 4,594 |
| Salaries and employee benefits | $1,571,000 | 4,202 |
| Premises and equipment expense | $598,000 | 3,286 |
| Additional noninterest expense | $531,000 | 6,194 |
| Pre-tax net operating income | $-1,092,000 | 9,742 |
| Securities gains (losses) | $105,000 | 559 |
| Applicable income taxes | $-357,000 | 9,759 |
| Income before extraordinary items | $-630,000 | 9,628 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-630,000 | 9,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,221,000 | 154 |
| Net operating income | $-697,200 | 9,654 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 7,158 |
| Total interest expense | $2,132,000 | 5,758 |
| Net interest income | $1,068,000 | 8,475 |
| Provision for loan and lease losses | $-31,000 | 10,032 |
| Total noninterest income | $109,000 | 8,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $109,000 | 6,428 |
| Total noninterest expense | $988,000 | 8,161 |
| Salaries and employee benefits | $481,000 | 8,453 |
| Premises and equipment expense | $127,000 | 8,090 |
| Additional noninterest expense | $380,000 | 7,441 |
| Pre-tax net operating income | $220,000 | 8,477 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $116,000 | 6,713 |
| Income before extraordinary items | $104,000 | 8,934 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $104,000 | 8,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $54,000 | 6,566 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 898 |
| Net operating income | $104,000 | 8,906 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 6,998 |
| Total interest expense | $2,321,000 | 5,633 |
| Net interest income | $1,140,000 | 8,475 |
| Provision for loan and lease losses | $28,000 | 7,415 |
| Total noninterest income | $115,000 | 8,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $115,000 | 6,303 |
| Total noninterest expense | $828,000 | 8,682 |
| Salaries and employee benefits | $483,000 | 8,463 |
| Premises and equipment expense | $114,000 | 8,398 |
| Additional noninterest expense | $231,000 | 8,786 |
| Pre-tax net operating income | $399,000 | 7,884 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $166,000 | 6,632 |
| Income before extraordinary items | $233,000 | 8,365 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $233,000 | 8,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,812 |
| Cash dividends | $110,000 | 6,165 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 982 |
| Net operating income | $233,000 | 8,294 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 6,965 |
| Total interest expense | $2,504,000 | 5,406 |
| Net interest income | $1,181,000 | 8,732 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $108,000 | 9,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $108,000 | 6,568 |
| Total noninterest expense | $879,000 | 8,750 |
| Salaries and employee benefits | $526,000 | 8,415 |
| Premises and equipment expense | $101,000 | 8,944 |
| Additional noninterest expense | $252,000 | 8,826 |
| Pre-tax net operating income | $368,000 | 8,620 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $115,000 | 8,169 |
| Income before extraordinary items | $253,000 | 8,722 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $253,000 | 8,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $106,000 | 6,396 |
| Sale, conversion, retirement of capital stock, net | $-18,000 | 10,735 |
| Net operating income | $253,000 | 8,685 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 7,181 |
| Total interest expense | $2,470,000 | 5,557 |
| Net interest income | $1,216,000 | 8,996 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $92,000 | 10,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $92,000 | 7,384 |
| Total noninterest expense | $1,150,000 | 8,158 |
| Salaries and employee benefits | $503,000 | 8,873 |
| Premises and equipment expense | $99,000 | 9,324 |
| Additional noninterest expense | $548,000 | 6,695 |
| Pre-tax net operating income | $93,000 | 10,405 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $39,000 | 9,889 |
| Income before extraordinary items | $54,000 | 10,556 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $54,000 | 10,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $95,000 | 6,831 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 877 |
| Net operating income | $54,000 | 10,505 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,474,000 | 7,595 |
| Total interest expense | $2,511,000 | 5,547 |
| Net interest income | $963,000 | 10,039 |
| Provision for loan and lease losses | $4,000 | 8,753 |
| Total noninterest income | $52,000 | 11,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $869,000 | 9,481 |
| Salaries and employee benefits | $430,000 | 9,691 |
| Premises and equipment expense | $100,000 | 9,626 |
| Additional noninterest expense | $339,000 | 8,807 |
| Pre-tax net operating income | $142,000 | 10,819 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $62,000 | 9,940 |
| Income before extraordinary items | $93,000 | 10,996 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $93,000 | 10,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $81,000 | 7,154 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $84,680 | 11,038 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 8,297 |
| Total interest expense | $1,816,000 | 6,023 |
| Net interest income | $1,049,000 | 10,244 |
| Provision for loan and lease losses | $59,000 | 5,840 |
| Total noninterest income | $147,000 | 9,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $147,000 | 6,264 |
| Total noninterest expense | $829,000 | 10,096 |
| Salaries and employee benefits | $419,000 | 10,113 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $297,000 | 9,995 |
| Pre-tax net operating income | $308,000 | 10,079 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $115,000 | 9,026 |
| Income before extraordinary items | $193,000 | 10,354 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $193,000 | 10,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $69,000 | 7,564 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,093 |
| Net operating income | $193,000 | 10,400 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 8,942 |
| Total interest expense | $1,579,000 | 6,946 |
| Net interest income | $1,055,000 | 10,579 |
| Provision for loan and lease losses | $26,000 | 8,647 |
| Total noninterest income | $59,000 | 12,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $889,000 | 10,250 |
| Salaries and employee benefits | $412,000 | 10,509 |
| Premises and equipment expense | $109,000 | 10,160 |
| Additional noninterest expense | $368,000 | 9,631 |
| Pre-tax net operating income | $199,000 | 11,048 |
| Securities gains (losses) | $57,000 | 3,212 |
| Applicable income taxes | $97,000 | 9,810 |
| Income before extraordinary items | $159,000 | 11,091 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $159,000 | 11,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,191 |
| Net operating income | $122,520 | 11,337 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,984,000 | 9,016 |
| Total interest expense | $1,789,000 | 7,651 |
| Net interest income | $1,195,000 | 10,341 |
| Provision for loan and lease losses | $61,000 | 8,508 |
| Total noninterest income | $73,000 | 12,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $846,000 | 10,777 |
| Salaries and employee benefits | $392,000 | 10,964 |
| Premises and equipment expense | $111,000 | 10,343 |
| Additional noninterest expense | $343,000 | 10,286 |
| Pre-tax net operating income | $361,000 | 9,571 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $63,000 | 10,913 |
| Income before extraordinary items | $301,000 | 9,312 |
| Extraordinary gains, net | $99,000 | 751 |
| Net income | $400,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,078 |
| Net operating income | $298,510 | 8,961 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.