Home > Commercial Bank & Trust Company of Troup County > Assets and Liabilities
Commercial Bank & Trust Company of Troup County, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 59 | 2,700 |
| Assets and Liabilities | ||
| Total Assets: | $321,908,000 | 2,118 |
| Cash and due from depository institutions | $4,754,000 | 2,700 |
| Interest-bearing balances | $63,000 | 6,772 |
| Securities | $35,630,000 | 3,124 |
| Federal funds sold & reverse repurchase agreements | $50,316,000 | 156 |
| Net loans & leases | $220,005,000 | 2,035 |
| Loan loss allowance | $6,731,000 | 1,263 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,461,000 | 2,719 |
| Other real estate owned | $623,000 | 2,700 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $6,119,000 | 2,958 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $321,908,000 | 2,118 |
| Total liabilities | $295,282,000 | 2,081 |
| Total deposits | $266,636,000 | 2,099 |
| Interest-bearing deposits | $224,292,000 | 2,155 |
| Deposits held in domestic offices | $266,636,000 | 2,097 |
| % insured | 88.28% | 4,282 |
| Federal funds purchased & repurchase agreements | $15,290,000 | 796 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,000,000 | 2,356 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,356,000 | 2,808 |
| Total equity capital | $26,626,000 | 2,484 |
| Total bank equity capital | $26,626,000 | 2,482 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $200,000 | 5,100 |
| Surplus | $20,838,000 | 1,519 |
| Undivided profits | $5,588,000 | 4,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,867,000 | 1,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,273,000 | 2,565 |
| Earning assets | $306,014,000 | 2,044 |
| Long-term assets (5+ years) | $46,742,000 | 2,532 |
| Average Assets, year-to-date | $318,635,500 | 2,137 |
| Average Assets, quarterly | $318,635,500 | 2,137 |
| Volatile liabilities | $108,064,000 | 1,375 |
| Insider loans | $5,354,000 | 1,413 |
| FHLB advances | $12,000,000 | 2,253 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,678,000 | 3,486 |
| Tier 1 (core) risk-based capital | $25,709,000 | 2,437 |
| Tier 2 risk-based capital | $2,871,000 | 1,940 |
| Total risk weighted assets | $225,796,000 | 2,079 |
| Total unused commitments | $13,678,000 | 3,490 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 57 | 2,808 |
| Assets and Liabilities | ||
| Total Assets: | $315,363,000 | 2,170 |
| Cash and due from depository institutions | $3,835,000 | 2,808 |
| Interest-bearing balances | $70,000 | 6,649 |
| Securities | $39,878,000 | 2,870 |
| Federal funds sold & reverse repurchase agreements | $27,639,000 | 270 |
| Net loans & leases | $231,682,000 | 1,982 |
| Loan loss allowance | $6,343,000 | 1,321 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,509,000 | 2,737 |
| Other real estate owned | $530,000 | 2,808 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $7,290,000 | 2,641 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $315,363,000 | 2,170 |
| Total liabilities | $292,598,000 | 2,119 |
| Total deposits | $266,476,000 | 2,103 |
| Interest-bearing deposits | $226,567,000 | 2,128 |
| Deposits held in domestic offices | $266,476,000 | 2,102 |
| % insured | 87.26% | 4,650 |
| Federal funds purchased & repurchase agreements | $12,794,000 | 912 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $12,000,000 | 2,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,328,000 | 2,883 |
| Total equity capital | $22,765,000 | 2,829 |
| Total bank equity capital | $22,765,000 | 2,829 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $200,000 | 5,154 |
| Surplus | $17,829,000 | 1,758 |
| Undivided profits | $4,736,000 | 4,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,634,000 | 1,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,323,000 | 2,560 |
| Earning assets | $299,269,000 | 2,106 |
| Long-term assets (5+ years) | $49,085,000 | 2,427 |
| Average Assets, year-to-date | $318,354,200 | 2,119 |
| Average Assets, quarterly | $318,755,500 | 2,153 |
| Volatile liabilities | $106,191,000 | 1,418 |
| Insider loans | $6,334,000 | 1,228 |
| FHLB advances | $12,000,000 | 2,382 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $15,106,000 | 3,307 |
| Tier 1 (core) risk-based capital | $21,890,000 | 2,794 |
| Tier 2 risk-based capital | $2,981,000 | 1,898 |
| Total risk weighted assets | $235,101,000 | 2,051 |
| Total unused commitments | $15,106,000 | 3,308 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 57 | 2,828 |
| Assets and Liabilities | ||
| Total Assets: | $322,148,000 | 2,145 |
| Cash and due from depository institutions | $7,221,000 | 2,828 |
| Interest-bearing balances | $2,351,000 | 4,111 |
| Securities | $40,502,000 | 2,837 |
| Federal funds sold & reverse repurchase agreements | $27,711,000 | 297 |
| Net loans & leases | $235,954,000 | 1,986 |
| Loan loss allowance | $5,649,000 | 1,388 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,397,000 | 2,796 |
| Other real estate owned | $0 | 2,828 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,363,000 | 2,628 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $322,148,000 | 2,145 |
| Total liabilities | $298,026,000 | 2,089 |
| Total deposits | $264,210,000 | 2,098 |
| Interest-bearing deposits | $224,883,000 | 2,137 |
| Deposits held in domestic offices | $264,210,000 | 2,096 |
| % insured | 89.33% | 4,192 |
| Federal funds purchased & repurchase agreements | $20,412,000 | 734 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,000,000 | 2,611 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,404,000 | 3,035 |
| Total equity capital | $24,122,000 | 2,784 |
| Total bank equity capital | $24,122,000 | 2,783 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $200,000 | 5,219 |
| Surplus | $17,820,000 | 1,758 |
| Undivided profits | $6,102,000 | 4,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $9,044,000 | 1,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,392,000 | 2,622 |
| Earning assets | $306,518,000 | 2,082 |
| Long-term assets (5+ years) | $54,422,000 | 2,225 |
| Average Assets, year-to-date | $319,102,000 | 2,127 |
| Average Assets, quarterly | $332,828,500 | 2,072 |
| Volatile liabilities | $94,504,000 | 1,605 |
| Insider loans | $6,320,000 | 1,231 |
| FHLB advances | $12,000,000 | 2,489 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $22,687,000 | 2,601 |
| Tier 1 (core) risk-based capital | $23,017,000 | 2,740 |
| Tier 2 risk-based capital | $3,092,000 | 1,845 |
| Total risk weighted assets | $244,843,000 | 2,001 |
| Total unused commitments | $22,687,000 | 2,602 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 56 | 2,923 |
| Assets and Liabilities | ||
| Total Assets: | $343,509,000 | 2,032 |
| Cash and due from depository institutions | $4,732,000 | 2,923 |
| Interest-bearing balances | $85,000 | 6,441 |
| Securities | $40,221,000 | 2,780 |
| Federal funds sold & reverse repurchase agreements | $38,836,000 | 205 |
| Net loans & leases | $249,842,000 | 1,936 |
| Loan loss allowance | $6,754,000 | 1,144 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,411,000 | 2,817 |
| Other real estate owned | $0 | 2,923 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $5,467,000 | 2,954 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $343,509,000 | 2,032 |
| Total liabilities | $319,244,000 | 1,979 |
| Total deposits | $284,030,000 | 1,973 |
| Interest-bearing deposits | $247,385,000 | 1,959 |
| Deposits held in domestic offices | $284,030,000 | 1,971 |
| % insured | 71.34% | 5,818 |
| Federal funds purchased & repurchase agreements | $21,427,000 | 700 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $12,000,000 | 2,679 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,787,000 | 2,579 |
| Total equity capital | $24,265,000 | 2,729 |
| Total bank equity capital | $24,265,000 | 2,728 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $200,000 | 5,287 |
| Surplus | $16,871,000 | 1,842 |
| Undivided profits | $7,194,000 | 3,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,481,000 | 1,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,530,000 | 2,284 |
| Earning assets | $328,984,000 | 1,934 |
| Long-term assets (5+ years) | $51,717,000 | 2,287 |
| Average Assets, year-to-date | $318,086,670 | 2,155 |
| Average Assets, quarterly | $324,441,500 | 2,133 |
| Volatile liabilities | $92,988,000 | 1,637 |
| Insider loans | $11,329,000 | 638 |
| FHLB advances | $12,000,000 | 2,559 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $21,377,000 | 2,826 |
| Tier 1 (core) risk-based capital | $23,341,000 | 2,721 |
| Tier 2 risk-based capital | $3,290,000 | 1,733 |
| Total risk weighted assets | $259,723,000 | 1,935 |
| Total unused commitments | $21,377,000 | 2,829 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 58 | 2,847 |
| Assets and Liabilities | ||
| Total Assets: | $305,374,000 | 2,252 |
| Cash and due from depository institutions | $5,353,000 | 2,847 |
| Interest-bearing balances | $946,000 | 4,481 |
| Securities | $42,501,000 | 2,653 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 2,757 |
| Net loans & leases | $244,759,000 | 1,966 |
| Loan loss allowance | $5,059,000 | 1,416 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,478,000 | 2,810 |
| Other real estate owned | $0 | 2,847 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $4,383,000 | 3,388 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $305,374,000 | 2,252 |
| Total liabilities | $280,930,000 | 2,213 |
| Total deposits | $239,649,000 | 2,275 |
| Interest-bearing deposits | $224,685,000 | 2,124 |
| Deposits held in domestic offices | $239,649,000 | 2,273 |
| % insured | 81.95% | 3,226 |
| Federal funds purchased & repurchase agreements | $16,719,000 | 833 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $22,000,000 | 1,932 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,562,000 | 1,927 |
| Total equity capital | $24,444,000 | 2,734 |
| Total bank equity capital | $24,444,000 | 2,732 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $200,000 | 5,321 |
| Surplus | $16,856,000 | 1,818 |
| Undivided profits | $7,388,000 | 3,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,766,000 | 2,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,609,000 | 2,227 |
| Earning assets | $292,106,000 | 2,183 |
| Long-term assets (5+ years) | $55,095,000 | 2,161 |
| Average Assets, year-to-date | $305,375,500 | 2,235 |
| Average Assets, quarterly | $305,375,500 | 2,235 |
| Volatile liabilities | $92,798,000 | 1,651 |
| Insider loans | $7,063,000 | 1,121 |
| FHLB advances | $22,000,000 | 1,826 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $29,325,000 | 2,328 |
| Tier 1 (core) risk-based capital | $23,293,000 | 2,736 |
| Tier 2 risk-based capital | $3,147,000 | 1,803 |
| Total risk weighted assets | $249,836,000 | 2,003 |
| Total unused commitments | $29,325,000 | 2,331 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 60 | 2,794 |
| Assets and Liabilities | ||
| Total Assets: | $305,377,000 | 2,232 |
| Cash and due from depository institutions | $6,298,000 | 2,794 |
| Interest-bearing balances | $843,000 | 3,898 |
| Securities | $43,942,000 | 2,570 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $246,457,000 | 1,972 |
| Loan loss allowance | $4,512,000 | 1,524 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,524,000 | 2,806 |
| Other real estate owned | $0 | 2,794 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $4,156,000 | 3,543 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $305,377,000 | 2,232 |
| Total liabilities | $281,889,000 | 2,187 |
| Total deposits | $238,814,000 | 2,242 |
| Interest-bearing deposits | $224,513,000 | 2,085 |
| Deposits held in domestic offices | $238,814,000 | 2,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,316,000 | 827 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $22,000,000 | 2,072 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,759,000 | 2,534 |
| Total equity capital | $23,488,000 | 2,823 |
| Total bank equity capital | $23,488,000 | 2,823 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $200,000 | 5,356 |
| Surplus | $16,843,000 | 1,786 |
| Undivided profits | $6,445,000 | 3,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $861,000 | 4,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,602,000 | 2,373 |
| Earning assets | $291,242,000 | 2,170 |
| Long-term assets (5+ years) | $59,314,000 | 2,011 |
| Average Assets, year-to-date | $296,024,600 | 2,225 |
| Average Assets, quarterly | $301,600,000 | 2,238 |
| Volatile liabilities | $83,861,000 | 1,786 |
| Insider loans | $4,456,000 | 1,775 |
| FHLB advances | $22,000,000 | 1,974 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $29,437,000 | 2,380 |
| Tier 1 (core) risk-based capital | $22,325,000 | 2,807 |
| Tier 2 risk-based capital | $3,146,000 | 1,776 |
| Total risk weighted assets | $250,269,000 | 2,005 |
| Total unused commitments | $29,437,000 | 2,381 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 60 | 2,819 |
| Assets and Liabilities | ||
| Total Assets: | $297,823,000 | 2,267 |
| Cash and due from depository institutions | $4,635,000 | 2,819 |
| Interest-bearing balances | $693,000 | 3,358 |
| Securities | $42,120,000 | 2,614 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $241,616,000 | 2,006 |
| Loan loss allowance | $2,820,000 | 2,056 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,554,000 | 2,777 |
| Other real estate owned | $300,000 | 2,819 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,598,000 | 3,344 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $297,823,000 | 2,267 |
| Total liabilities | $274,940,000 | 2,215 |
| Total deposits | $201,706,000 | 2,596 |
| Interest-bearing deposits | $187,204,000 | 2,415 |
| Deposits held in domestic offices | $201,706,000 | 2,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,473,000 | 471 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $22,000,000 | 2,109 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,761,000 | 2,590 |
| Total equity capital | $22,883,000 | 2,894 |
| Total bank equity capital | $22,883,000 | 2,894 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $200,000 | 5,407 |
| Surplus | $16,749,000 | 1,773 |
| Undivided profits | $5,934,000 | 4,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $154,000 | 6,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,742,000 | 2,307 |
| Earning assets | $284,429,000 | 2,197 |
| Long-term assets (5+ years) | $49,457,000 | 2,273 |
| Average Assets, year-to-date | $293,686,500 | 2,244 |
| Average Assets, quarterly | $307,890,000 | 2,203 |
| Volatile liabilities | $94,821,000 | 1,529 |
| Insider loans | $6,201,000 | 1,269 |
| FHLB advances | $22,000,000 | 2,012 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $31,730,000 | 2,337 |
| Tier 1 (core) risk-based capital | $22,751,000 | 2,808 |
| Tier 2 risk-based capital | $2,820,000 | 1,893 |
| Total risk weighted assets | $247,171,000 | 2,033 |
| Total unused commitments | $31,730,000 | 2,339 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 62 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $317,957,000 | 2,145 |
| Cash and due from depository institutions | $35,840,000 | 2,759 |
| Interest-bearing balances | $30,236,000 | 190 |
| Securities | $42,697,000 | 2,627 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $229,987,000 | 2,076 |
| Loan loss allowance | $2,830,000 | 1,997 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,600,000 | 2,759 |
| Other real estate owned | $161,000 | 2,759 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,672,000 | 3,239 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $317,957,000 | 2,145 |
| Total liabilities | $295,882,000 | 2,071 |
| Total deposits | $216,973,000 | 2,398 |
| Interest-bearing deposits | $201,785,000 | 2,245 |
| Deposits held in domestic offices | $216,973,000 | 2,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,741,000 | 480 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $22,000,000 | 2,051 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,168,000 | 2,173 |
| Total equity capital | $22,075,000 | 3,007 |
| Total bank equity capital | $22,075,000 | 3,007 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $200,000 | 5,453 |
| Surplus | $16,277,000 | 1,798 |
| Undivided profits | $5,598,000 | 4,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 4,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,832,000 | 2,105 |
| Earning assets | $302,920,000 | 2,060 |
| Long-term assets (5+ years) | $49,460,000 | 2,262 |
| Average Assets, year-to-date | $292,307,670 | 2,254 |
| Average Assets, quarterly | $299,016,500 | 2,234 |
| Volatile liabilities | $122,987,000 | 1,210 |
| Insider loans | $6,024,000 | 1,323 |
| FHLB advances | $22,000,000 | 1,956 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $30,814,000 | 2,492 |
| Tier 1 (core) risk-based capital | $22,076,000 | 2,888 |
| Tier 2 risk-based capital | $2,830,000 | 1,857 |
| Total risk weighted assets | $245,284,000 | 2,019 |
| Total unused commitments | $30,814,000 | 2,494 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 63 | 2,708 |
| Assets and Liabilities | ||
| Total Assets: | $280,076,000 | 2,368 |
| Cash and due from depository institutions | $5,624,000 | 2,708 |
| Interest-bearing balances | $110,000 | 4,895 |
| Securities | $45,101,000 | 2,508 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $220,331,000 | 2,125 |
| Loan loss allowance | $2,707,000 | 1,997 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,630,000 | 2,725 |
| Other real estate owned | $0 | 2,708 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,390,000 | 3,285 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $280,076,000 | 2,368 |
| Total liabilities | $257,937,000 | 2,312 |
| Total deposits | $192,004,000 | 2,708 |
| Interest-bearing deposits | $175,790,000 | 2,584 |
| Deposits held in domestic offices | $192,004,000 | 2,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,020,000 | 543 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $22,000,000 | 1,879 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,913,000 | 2,552 |
| Total equity capital | $22,139,000 | 3,063 |
| Total bank equity capital | $22,139,000 | 3,063 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $200,000 | 5,475 |
| Surplus | $16,160,000 | 1,790 |
| Undivided profits | $5,779,000 | 4,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $824,000 | 3,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,921,000 | 2,051 |
| Earning assets | $265,542,000 | 2,294 |
| Long-term assets (5+ years) | $45,571,000 | 2,312 |
| Average Assets, year-to-date | $279,483,000 | 2,338 |
| Average Assets, quarterly | $279,483,000 | 2,338 |
| Volatile liabilities | $74,378,000 | 1,866 |
| Insider loans | $7,547,000 | 1,014 |
| FHLB advances | $22,000,000 | 1,794 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $44,526,000 | 1,943 |
| Tier 1 (core) risk-based capital | $21,471,000 | 2,973 |
| Tier 2 risk-based capital | $2,707,000 | 1,902 |
| Total risk weighted assets | $228,879,000 | 2,133 |
| Total unused commitments | $44,526,000 | 1,944 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 63 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $278,890,000 | 2,348 |
| Cash and due from depository institutions | $6,002,000 | 2,720 |
| Interest-bearing balances | $43,000 | 5,499 |
| Securities | $44,227,000 | 2,554 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $219,763,000 | 2,137 |
| Loan loss allowance | $3,255,000 | 1,689 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,669,000 | 2,691 |
| Other real estate owned | $0 | 2,720 |
| Goodwill and other intangibles | $12,000 | 3,212 |
| All other assets | $4,217,000 | 3,413 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $278,890,000 | 2,348 |
| Total liabilities | $258,183,000 | 2,286 |
| Total deposits | $212,126,000 | 2,433 |
| Interest-bearing deposits | $199,101,000 | 2,246 |
| Deposits held in domestic offices | $212,126,000 | 2,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,020,000 | 617 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,718 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,037,000 | 2,442 |
| Total equity capital | $20,707,000 | 3,213 |
| Total bank equity capital | $20,707,000 | 3,213 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $200,000 | 5,511 |
| Surplus | $16,017,000 | 1,782 |
| Undivided profits | $4,490,000 | 4,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 5,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,047,000 | 2,082 |
| Earning assets | $264,033,000 | 2,282 |
| Long-term assets (5+ years) | $38,693,000 | 2,405 |
| Average Assets, year-to-date | $256,226,400 | 2,441 |
| Average Assets, quarterly | $268,371,000 | 2,392 |
| Volatile liabilities | $65,447,000 | 2,088 |
| Insider loans | $8,722,000 | 842 |
| FHLB advances | $10,000,000 | 2,603 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $45,930,000 | 1,899 |
| Tier 1 (core) risk-based capital | $20,550,000 | 3,075 |
| Tier 2 risk-based capital | $2,873,000 | 1,791 |
| Total risk weighted assets | $229,488,000 | 2,111 |
| Total unused commitments | $45,930,000 | 1,900 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 64 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $257,852,000 | 2,463 |
| Cash and due from depository institutions | $5,558,000 | 2,692 |
| Interest-bearing balances | $23,000 | 5,836 |
| Securities | $38,443,000 | 2,860 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $204,825,000 | 2,222 |
| Loan loss allowance | $3,174,000 | 1,675 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,631,000 | 2,651 |
| Other real estate owned | $0 | 2,692 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,395,000 | 3,367 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $257,852,000 | 2,463 |
| Total liabilities | $237,889,000 | 2,398 |
| Total deposits | $197,146,000 | 2,567 |
| Interest-bearing deposits | $178,917,000 | 2,484 |
| Deposits held in domestic offices | $197,146,000 | 2,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,448,000 | 668 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,577 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,295,000 | 2,229 |
| Total equity capital | $19,963,000 | 3,280 |
| Total bank equity capital | $19,963,000 | 3,280 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $200,000 | 5,521 |
| Surplus | $15,998,000 | 1,749 |
| Undivided profits | $3,765,000 | 5,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 5,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,995,000 | 2,295 |
| Earning assets | $243,291,000 | 2,413 |
| Long-term assets (5+ years) | $30,707,000 | 2,741 |
| Average Assets, year-to-date | $250,560,500 | 2,483 |
| Average Assets, quarterly | $257,487,500 | 2,445 |
| Volatile liabilities | $58,503,000 | 2,225 |
| Insider loans | $8,829,000 | 820 |
| FHLB advances | $10,000,000 | 2,451 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $31,443,000 | 2,536 |
| Tier 1 (core) risk-based capital | $20,007,000 | 3,141 |
| Tier 2 risk-based capital | $2,660,000 | 1,900 |
| Total risk weighted assets | $212,309,000 | 2,220 |
| Total unused commitments | $31,443,000 | 2,536 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 63 | 2,780 |
| Assets and Liabilities | ||
| Total Assets: | $257,123,000 | 2,487 |
| Cash and due from depository institutions | $6,543,000 | 2,780 |
| Interest-bearing balances | $18,000 | 6,014 |
| Securities | $38,483,000 | 2,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $202,991,000 | 2,250 |
| Loan loss allowance | $3,102,000 | 1,703 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,456,000 | 2,717 |
| Other real estate owned | $0 | 2,780 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,650,000 | 3,205 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $257,123,000 | 2,487 |
| Total liabilities | $237,279,000 | 2,422 |
| Total deposits | $194,012,000 | 2,637 |
| Interest-bearing deposits | $155,532,000 | 2,818 |
| Deposits held in domestic offices | $194,012,000 | 2,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,149,000 | 627 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,118,000 | 2,236 |
| Total equity capital | $19,844,000 | 3,249 |
| Total bank equity capital | $19,844,000 | 3,249 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $200,000 | 5,551 |
| Surplus | $15,980,000 | 1,753 |
| Undivided profits | $3,664,000 | 5,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 4,752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,069,000 | 2,043 |
| Earning assets | $241,492,000 | 2,436 |
| Long-term assets (5+ years) | $32,484,000 | 2,576 |
| Average Assets, year-to-date | $248,130,000 | 2,538 |
| Average Assets, quarterly | $251,207,500 | 2,523 |
| Volatile liabilities | $62,211,000 | 2,097 |
| Insider loans | $8,734,000 | 816 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $28,907,000 | 2,710 |
| Tier 1 (core) risk-based capital | $20,212,000 | 3,113 |
| Tier 2 risk-based capital | $2,592,000 | 1,944 |
| Total risk weighted assets | $206,853,000 | 2,272 |
| Total unused commitments | $28,907,000 | 2,711 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 59 | 2,913 |
| Assets and Liabilities | ||
| Total Assets: | $245,292,000 | 2,607 |
| Cash and due from depository institutions | $5,957,000 | 2,913 |
| Interest-bearing balances | $9,000 | 6,285 |
| Securities | $37,885,000 | 2,908 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $193,402,000 | 2,292 |
| Loan loss allowance | $2,909,000 | 1,801 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,489,000 | 2,678 |
| Other real estate owned | $0 | 2,913 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,559,000 | 3,750 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $245,292,000 | 2,607 |
| Total liabilities | $224,823,000 | 2,555 |
| Total deposits | $199,112,000 | 2,572 |
| Interest-bearing deposits | $159,783,000 | 2,755 |
| Deposits held in domestic offices | $199,112,000 | 2,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,247,000 | 729 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,464,000 | 2,064 |
| Total equity capital | $20,469,000 | 3,167 |
| Total bank equity capital | $20,469,000 | 3,167 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $200,000 | 5,566 |
| Surplus | $15,949,000 | 1,736 |
| Undivided profits | $4,320,000 | 5,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,902,000 | 2,140 |
| Earning assets | $231,296,000 | 2,553 |
| Long-term assets (5+ years) | $32,836,000 | 2,539 |
| Average Assets, year-to-date | $243,633,500 | 2,596 |
| Average Assets, quarterly | $243,633,500 | 2,596 |
| Volatile liabilities | $59,671,000 | 2,162 |
| Insider loans | $8,862,000 | 782 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $32,491,000 | 2,499 |
| Tier 1 (core) risk-based capital | $20,525,000 | 3,045 |
| Tier 2 risk-based capital | $2,498,000 | 2,000 |
| Total risk weighted assets | $199,457,000 | 2,322 |
| Total unused commitments | $32,491,000 | 2,500 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 59 | 2,924 |
| Assets and Liabilities | ||
| Total Assets: | $241,975,000 | 2,619 |
| Cash and due from depository institutions | $10,342,000 | 2,924 |
| Interest-bearing balances | $16,000 | 6,091 |
| Securities | $30,613,000 | 3,420 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $192,004,000 | 2,306 |
| Loan loss allowance | $3,048,000 | 1,709 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,463,000 | 2,653 |
| Other real estate owned | $0 | 2,924 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,553,000 | 3,207 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $241,975,000 | 2,619 |
| Total liabilities | $221,910,000 | 2,562 |
| Total deposits | $181,973,000 | 2,796 |
| Interest-bearing deposits | $145,095,000 | 2,927 |
| Deposits held in domestic offices | $181,973,000 | 2,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,495,000 | 679 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,442,000 | 2,041 |
| Total equity capital | $20,065,000 | 3,167 |
| Total bank equity capital | $20,065,000 | 3,167 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $200,000 | 5,588 |
| Surplus | $14,334,000 | 1,849 |
| Undivided profits | $5,531,000 | 4,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,005,000 | 2,094 |
| Earning assets | $222,633,000 | 2,601 |
| Long-term assets (5+ years) | $22,707,000 | 3,141 |
| Average Assets, year-to-date | $235,760,400 | 2,593 |
| Average Assets, quarterly | $238,982,000 | 2,619 |
| Volatile liabilities | $72,415,000 | 1,985 |
| Insider loans | $8,809,000 | 778 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $31,683,000 | 2,520 |
| Tier 1 (core) risk-based capital | $20,204,000 | 3,035 |
| Tier 2 risk-based capital | $2,479,000 | 2,002 |
| Total risk weighted assets | $197,741,000 | 2,313 |
| Total unused commitments | $31,683,000 | 2,520 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 56 | 3,079 |
| Assets and Liabilities | ||
| Total Assets: | $235,989,000 | 2,652 |
| Cash and due from depository institutions | $7,155,000 | 3,079 |
| Interest-bearing balances | $6,000 | 6,455 |
| Securities | $30,815,000 | 3,439 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $189,361,000 | 2,322 |
| Loan loss allowance | $3,077,000 | 1,696 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,322,000 | 2,696 |
| Other real estate owned | $0 | 3,079 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,336,000 | 3,336 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $235,989,000 | 2,652 |
| Total liabilities | $216,285,000 | 2,595 |
| Total deposits | $175,999,000 | 2,830 |
| Interest-bearing deposits | $136,984,000 | 3,041 |
| Deposits held in domestic offices | $175,999,000 | 2,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,013,000 | 665 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,273,000 | 2,117 |
| Total equity capital | $19,704,000 | 3,198 |
| Total bank equity capital | $19,704,000 | 3,198 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $200,000 | 5,635 |
| Surplus | $14,318,000 | 1,825 |
| Undivided profits | $5,186,000 | 4,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 6,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,021,000 | 2,081 |
| Earning assets | $220,182,000 | 2,623 |
| Long-term assets (5+ years) | $19,617,000 | 3,372 |
| Average Assets, year-to-date | $234,206,750 | 2,623 |
| Average Assets, quarterly | $235,073,500 | 2,642 |
| Volatile liabilities | $66,977,000 | 2,112 |
| Insider loans | $8,504,000 | 811 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $39,658,000 | 2,163 |
| Tier 1 (core) risk-based capital | $19,868,000 | 3,069 |
| Tier 2 risk-based capital | $2,487,000 | 1,995 |
| Total risk weighted assets | $198,360,000 | 2,302 |
| Total unused commitments | $39,658,000 | 2,165 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 58 | 3,019 |
| Assets and Liabilities | ||
| Total Assets: | $234,158,000 | 2,658 |
| Cash and due from depository institutions | $6,795,000 | 3,019 |
| Interest-bearing balances | $30,000 | 5,845 |
| Securities | $28,200,000 | 3,640 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $190,860,000 | 2,284 |
| Loan loss allowance | $2,879,000 | 1,793 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,347,000 | 2,645 |
| Other real estate owned | $0 | 3,019 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,956,000 | 3,504 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $234,158,000 | 2,658 |
| Total liabilities | $215,186,000 | 2,598 |
| Total deposits | $174,404,000 | 2,848 |
| Interest-bearing deposits | $133,921,000 | 3,066 |
| Deposits held in domestic offices | $174,404,000 | 2,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,719,000 | 674 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,063,000 | 2,108 |
| Total equity capital | $18,972,000 | 3,199 |
| Total bank equity capital | $18,972,000 | 3,199 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $200,000 | 5,643 |
| Surplus | $14,278,000 | 1,796 |
| Undivided profits | $4,494,000 | 4,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 5,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,816,000 | 2,063 |
| Earning assets | $219,090,000 | 2,607 |
| Long-term assets (5+ years) | $17,429,000 | 3,595 |
| Average Assets, year-to-date | $233,612,670 | 2,632 |
| Average Assets, quarterly | $236,559,500 | 2,617 |
| Volatile liabilities | $64,254,000 | 2,135 |
| Insider loans | $11,318,000 | 596 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $33,353,000 | 2,428 |
| Tier 1 (core) risk-based capital | $19,425,000 | 3,076 |
| Tier 2 risk-based capital | $2,464,000 | 1,990 |
| Total risk weighted assets | $196,698,000 | 2,290 |
| Total unused commitments | $33,353,000 | 2,429 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 58 | 2,991 |
| Assets and Liabilities | ||
| Total Assets: | $238,961,000 | 2,595 |
| Cash and due from depository institutions | $7,966,000 | 2,991 |
| Interest-bearing balances | $13,000 | 6,310 |
| Securities | $29,959,000 | 3,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $193,127,000 | 2,213 |
| Loan loss allowance | $2,730,000 | 1,846 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,079,000 | 2,724 |
| Other real estate owned | $0 | 2,991 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,830,000 | 3,494 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $238,961,000 | 2,595 |
| Total liabilities | $220,272,000 | 2,540 |
| Total deposits | $180,203,000 | 2,742 |
| Interest-bearing deposits | $137,802,000 | 2,985 |
| Deposits held in domestic offices | $180,203,000 | 2,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,575,000 | 645 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,494,000 | 1,849 |
| Total equity capital | $18,689,000 | 3,222 |
| Total bank equity capital | $18,689,000 | 3,222 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $200,000 | 5,648 |
| Surplus | $14,262,000 | 1,737 |
| Undivided profits | $4,227,000 | 4,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 5,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $110,000 | 722 |
| Income earned, not collected on loans | $1,741,000 | 2,043 |
| Earning assets | $223,099,000 | 2,553 |
| Long-term assets (5+ years) | $16,059,000 | 3,720 |
| Average Assets, year-to-date | $233,340,000 | 2,628 |
| Average Assets, quarterly | $233,340,000 | 2,628 |
| Volatile liabilities | $61,796,000 | 2,118 |
| Insider loans | $11,421,000 | 583 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $31,429,000 | 2,498 |
| Tier 1 (core) risk-based capital | $19,005,000 | 3,094 |
| Tier 2 risk-based capital | $2,497,000 | 1,936 |
| Total risk weighted assets | $199,585,000 | 2,231 |
| Total unused commitments | $31,429,000 | 2,502 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 58 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $227,719,000 | 2,684 |
| Cash and due from depository institutions | $7,055,000 | 2,976 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $26,487,000 | 3,897 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $185,703,000 | 2,251 |
| Loan loss allowance | $2,658,000 | 1,879 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,110,000 | 2,684 |
| Other real estate owned | $607,000 | 2,976 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,757,000 | 3,537 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $227,719,000 | 2,684 |
| Total liabilities | $209,368,000 | 2,638 |
| Total deposits | $160,298,000 | 3,006 |
| Interest-bearing deposits | $125,676,000 | 3,171 |
| Deposits held in domestic offices | $160,298,000 | 3,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,052,000 | 548 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,018,000 | 2,129 |
| Total equity capital | $18,351,000 | 3,227 |
| Total bank equity capital | $18,351,000 | 3,227 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $200,000 | 5,671 |
| Surplus | $14,221,000 | 1,703 |
| Undivided profits | $3,930,000 | 5,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 6,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 878 |
| Income earned, not collected on loans | $1,699,000 | 2,097 |
| Earning assets | $212,190,000 | 2,642 |
| Long-term assets (5+ years) | $10,397,000 | 4,523 |
| Average Assets, year-to-date | $216,060,600 | 2,700 |
| Average Assets, quarterly | $224,873,000 | 2,689 |
| Volatile liabilities | $58,824,000 | 2,174 |
| Insider loans | $12,303,000 | 502 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $31,990,000 | 2,438 |
| Tier 1 (core) risk-based capital | $18,561,000 | 3,108 |
| Tier 2 risk-based capital | $2,354,000 | 2,000 |
| Total risk weighted assets | $192,529,000 | 2,247 |
| Total unused commitments | $31,990,000 | 2,438 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 52 | 3,234 |
| Assets and Liabilities | ||
| Total Assets: | $222,027,000 | 2,701 |
| Cash and due from depository institutions | $7,802,000 | 3,234 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $24,920,000 | 4,019 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $181,199,000 | 2,265 |
| Loan loss allowance | $2,556,000 | 1,919 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,086,000 | 2,634 |
| Other real estate owned | $695,000 | 3,234 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,325,000 | 3,792 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $222,027,000 | 2,701 |
| Total liabilities | $203,867,000 | 2,640 |
| Total deposits | $162,084,000 | 2,937 |
| Interest-bearing deposits | $130,387,000 | 3,020 |
| Deposits held in domestic offices | $162,084,000 | 2,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,756,000 | 615 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,027,000 | 2,053 |
| Total equity capital | $18,160,000 | 3,223 |
| Total bank equity capital | $18,160,000 | 3,223 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $200,000 | 5,691 |
| Surplus | $14,210,000 | 1,655 |
| Undivided profits | $3,750,000 | 5,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 5,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $117,000 | 721 |
| Income earned, not collected on loans | $1,523,000 | 2,276 |
| Earning assets | $206,119,000 | 2,674 |
| Long-term assets (5+ years) | $10,589,000 | 4,522 |
| Average Assets, year-to-date | $213,146,000 | 2,727 |
| Average Assets, quarterly | $217,241,500 | 2,728 |
| Volatile liabilities | $56,127,000 | 2,164 |
| Insider loans | $11,811,000 | 497 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $34,803,000 | 2,266 |
| Tier 1 (core) risk-based capital | $18,305,000 | 3,099 |
| Tier 2 risk-based capital | $2,361,000 | 1,971 |
| Total risk weighted assets | $188,655,000 | 2,256 |
| Total unused commitments | $34,803,000 | 2,268 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $212,456,000 | 2,758 |
| Cash and due from depository institutions | $6,259,000 | 3,118 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $23,603,000 | 4,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $174,450,000 | 2,291 |
| Loan loss allowance | $2,551,000 | 1,897 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,011,000 | 2,631 |
| Other real estate owned | $803,000 | 3,118 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,330,000 | 3,647 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $212,456,000 | 2,758 |
| Total liabilities | $194,472,000 | 2,713 |
| Total deposits | $157,407,000 | 2,942 |
| Interest-bearing deposits | $127,343,000 | 3,038 |
| Deposits held in domestic offices | $157,407,000 | 2,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,689,000 | 714 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,000,000 | 2,272 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,376,000 | 2,584 |
| Total equity capital | $17,984,000 | 3,197 |
| Total bank equity capital | $17,984,000 | 3,197 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $200,000 | 5,688 |
| Surplus | $14,207,000 | 1,615 |
| Undivided profits | $3,577,000 | 5,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 3,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,407,000 | 2,242 |
| Earning assets | $198,053,000 | 2,722 |
| Long-term assets (5+ years) | $9,587,000 | 4,758 |
| Average Assets, year-to-date | $210,185,670 | 2,749 |
| Average Assets, quarterly | $210,436,000 | 2,763 |
| Volatile liabilities | $48,053,000 | 2,346 |
| Insider loans | $12,140,000 | 462 |
| FHLB advances | $13,000,000 | 2,157 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $33,536,000 | 2,262 |
| Tier 1 (core) risk-based capital | $18,021,000 | 3,083 |
| Tier 2 risk-based capital | $2,277,000 | 1,997 |
| Total risk weighted assets | $181,853,000 | 2,269 |
| Total unused commitments | $33,536,000 | 2,262 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 55 | 3,054 |
| Assets and Liabilities | ||
| Total Assets: | $208,416,000 | 2,799 |
| Cash and due from depository institutions | $6,340,000 | 3,054 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,119,000 | 4,440 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $172,021,000 | 2,273 |
| Loan loss allowance | $2,567,000 | 1,849 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,992,000 | 2,609 |
| Other real estate owned | $848,000 | 3,054 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,096,000 | 3,785 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $208,416,000 | 2,799 |
| Total liabilities | $190,668,000 | 2,743 |
| Total deposits | $159,471,000 | 2,905 |
| Interest-bearing deposits | $130,055,000 | 2,989 |
| Deposits held in domestic offices | $159,471,000 | 2,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,587,000 | 839 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,000,000 | 2,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,610,000 | 2,288 |
| Total equity capital | $17,748,000 | 3,166 |
| Total bank equity capital | $17,748,000 | 3,166 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $200,000 | 5,735 |
| Surplus | $12,207,000 | 1,782 |
| Undivided profits | $5,341,000 | 4,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 7,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,186,000 | 2,589 |
| Earning assets | $194,140,000 | 2,760 |
| Long-term assets (5+ years) | $8,381,000 | 5,085 |
| Average Assets, year-to-date | $209,050,500 | 2,769 |
| Average Assets, quarterly | $209,050,500 | 2,769 |
| Volatile liabilities | $40,427,000 | 2,583 |
| Insider loans | $10,592,000 | 544 |
| FHLB advances | $13,000,000 | 2,088 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $32,932,000 | 2,246 |
| Tier 1 (core) risk-based capital | $17,893,000 | 3,054 |
| Tier 2 risk-based capital | $2,248,000 | 2,002 |
| Total risk weighted assets | $179,505,000 | 2,248 |
| Total unused commitments | $32,932,000 | 2,251 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 54 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $209,685,000 | 2,768 |
| Cash and due from depository institutions | $7,777,000 | 3,120 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $21,496,000 | 4,531 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $172,541,000 | 2,257 |
| Loan loss allowance | $2,524,000 | 1,864 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,799,000 | 2,711 |
| Other real estate owned | $848,000 | 3,120 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,224,000 | 3,646 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $209,685,000 | 2,768 |
| Total liabilities | $191,935,000 | 2,709 |
| Total deposits | $156,609,000 | 2,934 |
| Interest-bearing deposits | $130,427,000 | 2,969 |
| Deposits held in domestic offices | $156,609,000 | 2,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,644,000 | 755 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $13,000,000 | 2,231 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,682,000 | 2,188 |
| Total equity capital | $17,750,000 | 3,171 |
| Total bank equity capital | $17,750,000 | 3,171 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $200,000 | 5,755 |
| Surplus | $12,160,000 | 1,764 |
| Undivided profits | $5,390,000 | 4,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,197,000 | 2,537 |
| Earning assets | $194,037,000 | 2,742 |
| Long-term assets (5+ years) | $7,828,000 | 5,281 |
| Average Assets, year-to-date | $206,728,600 | 2,694 |
| Average Assets, quarterly | $207,654,500 | 2,763 |
| Volatile liabilities | $45,102,000 | 2,308 |
| Insider loans | $13,679,000 | 379 |
| FHLB advances | $13,000,000 | 2,105 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $34,336,000 | 2,123 |
| Tier 1 (core) risk-based capital | $17,731,000 | 3,031 |
| Tier 2 risk-based capital | $2,284,000 | 1,965 |
| Total risk weighted assets | $182,442,000 | 2,207 |
| Total unused commitments | $34,336,000 | 2,123 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 51 | 3,279 |
| Assets and Liabilities | ||
| Total Assets: | $205,624,000 | 2,777 |
| Cash and due from depository institutions | $6,781,000 | 3,279 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $19,591,000 | 4,760 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $172,924,000 | 2,210 |
| Loan loss allowance | $2,533,000 | 1,851 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,198,000 | 3,087 |
| Other real estate owned | $726,000 | 3,279 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,404,000 | 4,356 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $205,624,000 | 2,777 |
| Total liabilities | $187,894,000 | 2,731 |
| Total deposits | $153,304,000 | 2,944 |
| Interest-bearing deposits | $125,689,000 | 3,022 |
| Deposits held in domestic offices | $153,304,000 | 2,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,261,000 | 749 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $13,000,000 | 2,225 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,329,000 | 2,606 |
| Total equity capital | $17,730,000 | 3,156 |
| Total bank equity capital | $17,730,000 | 3,156 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $200,000 | 5,784 |
| Surplus | $12,144,000 | 1,737 |
| Undivided profits | $5,386,000 | 4,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,102,000 | 2,855 |
| Earning assets | $192,515,000 | 2,722 |
| Long-term assets (5+ years) | $8,138,000 | 5,325 |
| Average Assets, year-to-date | $205,989,500 | 2,685 |
| Average Assets, quarterly | $205,903,500 | 2,748 |
| Volatile liabilities | $42,194,000 | 2,385 |
| Insider loans | $13,557,000 | 372 |
| FHLB advances | $13,000,000 | 2,096 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $32,899,000 | 2,150 |
| Tier 1 (core) risk-based capital | $17,604,000 | 3,036 |
| Tier 2 risk-based capital | $2,267,000 | 1,939 |
| Total risk weighted assets | $181,074,000 | 2,175 |
| Total unused commitments | $32,899,000 | 2,155 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 54 | 3,139 |
| Assets and Liabilities | ||
| Total Assets: | $206,183,000 | 2,746 |
| Cash and due from depository institutions | $6,085,000 | 3,139 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $22,638,000 | 4,440 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $171,473,000 | 2,177 |
| Loan loss allowance | $2,509,000 | 1,841 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,629,000 | 3,525 |
| Other real estate owned | $726,000 | 3,139 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,632,000 | 4,092 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $206,183,000 | 2,746 |
| Total liabilities | $188,624,000 | 2,698 |
| Total deposits | $154,079,000 | 2,923 |
| Interest-bearing deposits | $125,547,000 | 3,010 |
| Deposits held in domestic offices | $154,079,000 | 2,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,407,000 | 729 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,000,000 | 2,212 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,138,000 | 2,685 |
| Total equity capital | $17,559,000 | 3,072 |
| Total bank equity capital | $17,559,000 | 3,072 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $200,000 | 5,823 |
| Surplus | $12,144,000 | 1,688 |
| Undivided profits | $5,215,000 | 4,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 6,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,208,000 | 2,430 |
| Earning assets | $194,111,000 | 2,677 |
| Long-term assets (5+ years) | $13,261,000 | 4,494 |
| Average Assets, year-to-date | $206,111,330 | 2,692 |
| Average Assets, quarterly | $205,804,500 | 2,722 |
| Volatile liabilities | $42,430,000 | 2,326 |
| Insider loans | $13,774,000 | 361 |
| FHLB advances | $13,000,000 | 2,079 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $34,148,000 | 2,092 |
| Tier 1 (core) risk-based capital | $17,562,000 | 2,989 |
| Tier 2 risk-based capital | $2,266,000 | 1,914 |
| Total risk weighted assets | $181,073,000 | 2,124 |
| Total unused commitments | $34,148,000 | 2,096 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $205,426,000 | 2,718 |
| Cash and due from depository institutions | $5,841,000 | 3,131 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $23,497,000 | 4,322 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $170,247,000 | 2,125 |
| Loan loss allowance | $2,469,000 | 1,863 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,266,000 | 3,891 |
| Other real estate owned | $1,209,000 | 3,131 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,366,000 | 4,229 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $205,426,000 | 2,718 |
| Total liabilities | $187,607,000 | 2,662 |
| Total deposits | $156,130,000 | 2,865 |
| Interest-bearing deposits | $127,054,000 | 2,983 |
| Deposits held in domestic offices | $156,130,000 | 2,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,968,000 | 791 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $13,000,000 | 2,094 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,509,000 | 2,413 |
| Total equity capital | $17,819,000 | 3,069 |
| Total bank equity capital | $17,819,000 | 3,069 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $200,000 | 5,837 |
| Surplus | $12,090,000 | 1,665 |
| Undivided profits | $5,529,000 | 4,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 7,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,116,000 | 2,585 |
| Earning assets | $193,744,000 | 2,643 |
| Long-term assets (5+ years) | $10,817,000 | 4,845 |
| Average Assets, year-to-date | $206,075,500 | 2,686 |
| Average Assets, quarterly | $206,075,500 | 2,686 |
| Volatile liabilities | $39,328,000 | 2,383 |
| Insider loans | $16,539,000 | 272 |
| FHLB advances | $13,000,000 | 1,973 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $30,355,000 | 2,204 |
| Tier 1 (core) risk-based capital | $17,494,000 | 2,948 |
| Tier 2 risk-based capital | $2,224,000 | 1,927 |
| Total risk weighted assets | $177,684,000 | 2,120 |
| Total unused commitments | $30,355,000 | 2,208 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 55 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $206,725,000 | 2,700 |
| Cash and due from depository institutions | $7,185,000 | 3,096 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $23,595,000 | 4,374 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $169,906,000 | 2,111 |
| Loan loss allowance | $2,399,000 | 1,897 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,096,000 | 4,064 |
| Other real estate owned | $1,217,000 | 3,096 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,726,000 | 3,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,725,000 | 2,700 |
| Total liabilities | $189,132,000 | 2,653 |
| Total deposits | $153,747,000 | 2,891 |
| Interest-bearing deposits | $124,225,000 | 3,020 |
| Deposits held in domestic offices | $153,747,000 | 2,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,363,000 | 705 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,000,000 | 2,103 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,022,000 | 3,053 |
| Total equity capital | $17,593,000 | 3,044 |
| Total bank equity capital | $17,593,000 | 3,044 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $200,000 | 5,878 |
| Surplus | $12,090,000 | 1,638 |
| Undivided profits | $5,303,000 | 4,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,231,000 | 2,446 |
| Earning assets | $193,501,000 | 2,646 |
| Long-term assets (5+ years) | $11,015,000 | 4,820 |
| Average Assets, year-to-date | $201,301,200 | 2,680 |
| Average Assets, quarterly | $200,497,500 | 2,733 |
| Volatile liabilities | $42,770,000 | 2,232 |
| Insider loans | $17,460,000 | 253 |
| FHLB advances | $13,000,000 | 1,983 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $32,147,000 | 2,054 |
| Tier 1 (core) risk-based capital | $17,290,000 | 2,944 |
| Tier 2 risk-based capital | $2,243,000 | 1,905 |
| Total risk weighted assets | $179,249,000 | 2,081 |
| Total unused commitments | $32,147,000 | 2,056 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $194,270,000 | 2,821 |
| Cash and due from depository institutions | $6,390,000 | 2,921 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $21,046,000 | 4,593 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $161,453,000 | 2,190 |
| Loan loss allowance | $2,369,000 | 1,929 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,148,000 | 3,996 |
| Other real estate owned | $686,000 | 2,921 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,547,000 | 4,064 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,270,000 | 2,821 |
| Total liabilities | $176,989,000 | 2,791 |
| Total deposits | $149,970,000 | 2,952 |
| Interest-bearing deposits | $121,571,000 | 3,080 |
| Deposits held in domestic offices | $149,970,000 | 2,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,592,000 | 962 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,000,000 | 2,028 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,427,000 | 2,493 |
| Total equity capital | $17,281,000 | 3,085 |
| Total bank equity capital | $17,281,000 | 3,085 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $200,000 | 5,918 |
| Surplus | $12,028,000 | 1,617 |
| Undivided profits | $5,053,000 | 4,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,188,000 | 2,653 |
| Earning assets | $182,499,000 | 2,750 |
| Long-term assets (5+ years) | $11,961,000 | 4,678 |
| Average Assets, year-to-date | $199,945,250 | 2,711 |
| Average Assets, quarterly | $196,049,500 | 2,790 |
| Volatile liabilities | $34,500,000 | 2,602 |
| Insider loans | $17,852,000 | 242 |
| FHLB advances | $13,000,000 | 1,905 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $32,312,000 | 2,061 |
| Tier 1 (core) risk-based capital | $16,879,000 | 3,007 |
| Tier 2 risk-based capital | $2,174,000 | 1,946 |
| Total risk weighted assets | $173,755,000 | 2,126 |
| Total unused commitments | $32,312,000 | 2,063 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 63 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $197,829,000 | 2,775 |
| Cash and due from depository institutions | $10,754,000 | 2,757 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $20,666,000 | 4,602 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $160,844,000 | 2,163 |
| Loan loss allowance | $2,408,000 | 1,863 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,170,000 | 3,938 |
| Other real estate owned | $776,000 | 2,757 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,619,000 | 3,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,829,000 | 2,775 |
| Total liabilities | $180,800,000 | 2,726 |
| Total deposits | $151,972,000 | 2,915 |
| Interest-bearing deposits | $123,617,000 | 3,022 |
| Deposits held in domestic offices | $151,972,000 | 2,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,773,000 | 1,066 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,000,000 | 1,676 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,055,000 | 3,176 |
| Total equity capital | $17,029,000 | 3,132 |
| Total bank equity capital | $17,029,000 | 3,132 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $200,000 | 5,935 |
| Surplus | $12,028,000 | 1,581 |
| Undivided profits | $4,801,000 | 4,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 5,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,196,000 | 2,531 |
| Earning assets | $181,510,000 | 2,759 |
| Long-term assets (5+ years) | $12,627,000 | 4,440 |
| Average Assets, year-to-date | $201,837,000 | 2,681 |
| Average Assets, quarterly | $200,535,500 | 2,719 |
| Volatile liabilities | $36,793,000 | 2,414 |
| Insider loans | $17,593,000 | 251 |
| FHLB advances | $18,000,000 | 1,556 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $29,192,000 | 2,163 |
| Tier 1 (core) risk-based capital | $16,484,000 | 3,028 |
| Tier 2 risk-based capital | $2,210,000 | 1,871 |
| Total risk weighted assets | $176,580,000 | 2,054 |
| Total unused commitments | $29,192,000 | 2,173 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 67 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $203,242,000 | 2,684 |
| Cash and due from depository institutions | $8,893,000 | 2,570 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $22,453,000 | 4,330 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $166,112,000 | 2,065 |
| Loan loss allowance | $2,353,000 | 1,862 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,208,000 | 3,859 |
| Other real estate owned | $776,000 | 2,570 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,800,000 | 3,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,242,000 | 2,684 |
| Total liabilities | $185,926,000 | 2,643 |
| Total deposits | $151,357,000 | 2,895 |
| Interest-bearing deposits | $122,748,000 | 3,028 |
| Deposits held in domestic offices | $151,357,000 | 2,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,041,000 | 804 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $18,000,000 | 1,608 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,528,000 | 2,497 |
| Total equity capital | $17,316,000 | 3,034 |
| Total bank equity capital | $17,316,000 | 3,034 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $200,000 | 5,960 |
| Surplus | $11,228,000 | 1,656 |
| Undivided profits | $5,888,000 | 4,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $376,000 | 4,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,270,000 | 2,393 |
| Earning assets | $188,565,000 | 2,643 |
| Long-term assets (5+ years) | $11,333,000 | 4,622 |
| Average Assets, year-to-date | $203,841,000 | 2,640 |
| Average Assets, quarterly | $203,841,000 | 2,640 |
| Volatile liabilities | $42,574,000 | 2,105 |
| Insider loans | $17,590,000 | 246 |
| FHLB advances | $18,000,000 | 1,500 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $23,897,000 | 2,394 |
| Tier 1 (core) risk-based capital | $16,763,000 | 2,945 |
| Tier 2 risk-based capital | $2,258,000 | 1,788 |
| Total risk weighted assets | $180,548,000 | 1,993 |
| Total unused commitments | $23,897,000 | 2,402 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 67 | 2,559 |
| Assets and Liabilities | ||
| Total Assets: | $204,440,000 | 2,620 |
| Cash and due from depository institutions | $6,120,000 | 2,559 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $23,026,000 | 4,231 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $170,089,000 | 2,005 |
| Loan loss allowance | $2,303,000 | 1,857 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,660,000 | 4,607 |
| Other real estate owned | $780,000 | 2,559 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,765,000 | 3,697 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,440,000 | 2,620 |
| Total liabilities | $187,338,000 | 2,577 |
| Total deposits | $145,147,000 | 2,966 |
| Interest-bearing deposits | $120,127,000 | 3,017 |
| Deposits held in domestic offices | $145,147,000 | 2,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,851,000 | 655 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $18,000,000 | 1,627 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,340,000 | 2,745 |
| Total equity capital | $17,102,000 | 3,021 |
| Total bank equity capital | $17,102,000 | 3,021 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $200,000 | 5,982 |
| Surplus | $11,218,000 | 1,618 |
| Undivided profits | $5,684,000 | 4,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 7,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,430,000 | 2,218 |
| Earning assets | $193,115,000 | 2,530 |
| Long-term assets (5+ years) | $13,368,000 | 4,210 |
| Average Assets, year-to-date | $197,769,400 | 2,573 |
| Average Assets, quarterly | $199,782,500 | 2,657 |
| Volatile liabilities | $50,244,000 | 1,828 |
| Insider loans | $14,892,000 | 294 |
| FHLB advances | $18,000,000 | 1,501 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $18,206,000 | 2,806 |
| Tier 1 (core) risk-based capital | $16,472,000 | 2,925 |
| Tier 2 risk-based capital | $2,283,000 | 1,741 |
| Total risk weighted assets | $182,765,000 | 1,933 |
| Total unused commitments | $18,206,000 | 2,812 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 61 | 2,784 |
| Assets and Liabilities | ||
| Total Assets: | $199,337,000 | 2,554 |
| Cash and due from depository institutions | $10,647,000 | 2,784 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $32,898,000 | 3,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $151,759,000 | 2,142 |
| Loan loss allowance | $2,092,000 | 1,909 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,640,000 | 4,610 |
| Other real estate owned | $0 | 2,784 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,393,000 | 4,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,337,000 | 2,554 |
| Total liabilities | $182,207,000 | 2,529 |
| Total deposits | $138,427,000 | 2,936 |
| Interest-bearing deposits | $113,143,000 | 3,055 |
| Deposits held in domestic offices | $138,427,000 | 2,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,265,000 | 566 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,153 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,515,000 | 2,518 |
| Total equity capital | $17,130,000 | 2,830 |
| Total bank equity capital | $17,130,000 | 2,830 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $200,000 | 6,119 |
| Surplus | $9,351,000 | 1,821 |
| Undivided profits | $7,579,000 | 3,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $812,000 | 3,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,748,000 | 1,901 |
| Earning assets | $184,657,000 | 2,527 |
| Long-term assets (5+ years) | $17,903,000 | 3,539 |
| Average Assets, year-to-date | $203,493,600 | 2,386 |
| Average Assets, quarterly | $201,312,500 | 2,502 |
| Volatile liabilities | $59,544,000 | 1,529 |
| Insider loans | $12,599,000 | 318 |
| FHLB advances | $10,000,000 | 1,992 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $18,182,000 | 2,661 |
| Tier 1 (core) risk-based capital | $16,578,000 | 2,778 |
| Tier 2 risk-based capital | $2,010,000 | 1,837 |
| Total risk weighted assets | $160,737,000 | 2,077 |
| Total unused commitments | $18,182,000 | 2,671 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 61 | 2,812 |
| Assets and Liabilities | ||
| Total Assets: | $207,712,000 | 2,348 |
| Cash and due from depository institutions | $11,277,000 | 2,812 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $40,412,000 | 2,673 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $151,188,000 | 2,101 |
| Loan loss allowance | $1,959,000 | 1,947 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,753,000 | 4,399 |
| Other real estate owned | $0 | 2,812 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,082,000 | 2,797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,712,000 | 2,348 |
| Total liabilities | $193,364,000 | 2,271 |
| Total deposits | $142,171,000 | 2,741 |
| Interest-bearing deposits | $115,879,000 | 2,913 |
| Deposits held in domestic offices | $142,171,000 | 2,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,383,000 | 479 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,603,000 | 2,709 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,207,000 | 3,094 |
| Total equity capital | $14,348,000 | 3,221 |
| Total bank equity capital | $14,348,000 | 3,221 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $200,000 | 6,309 |
| Surplus | $9,203,000 | 1,785 |
| Undivided profits | $4,945,000 | 4,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $827,000 | 2,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,755,000 | 1,446 |
| Earning assets | $191,600,000 | 2,327 |
| Long-term assets (5+ years) | $16,539,000 | 3,544 |
| Average Assets, year-to-date | $195,862,400 | 2,381 |
| Average Assets, quarterly | $203,866,000 | 2,367 |
| Volatile liabilities | $75,753,000 | 1,223 |
| Insider loans | $10,779,000 | 382 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,491,000 | 2,465 |
| Tier 1 (core) risk-based capital | $14,294,000 | 3,113 |
| Tier 2 risk-based capital | $1,959,000 | 1,813 |
| Total risk weighted assets | $160,001,400 | 1,998 |
| Total unused commitments | $18,491,000 | 2,469 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 64 | 2,792 |
| Assets and Liabilities | ||
| Total Assets: | $186,033,000 | 2,548 |
| Cash and due from depository institutions | $10,324,000 | 2,792 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $41,354,000 | 2,718 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $129,355,000 | 2,320 |
| Loan loss allowance | $1,788,000 | 2,048 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,932,000 | 4,108 |
| Other real estate owned | $0 | 2,792 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,068,000 | 2,771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,033,000 | 2,548 |
| Total liabilities | $172,925,000 | 2,484 |
| Total deposits | $132,113,000 | 2,892 |
| Interest-bearing deposits | $108,762,000 | 3,006 |
| Deposits held in domestic offices | $132,113,000 | 2,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,357,000 | 573 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,455,000 | 2,427 |
| Total equity capital | $13,108,000 | 3,373 |
| Total bank equity capital | $13,108,000 | 3,373 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $200,000 | 6,528 |
| Surplus | $9,082,000 | 1,787 |
| Undivided profits | $3,826,000 | 4,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $715,000 | 2,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,210,000 | 1,841 |
| Earning assets | $170,709,000 | 2,542 |
| Long-term assets (5+ years) | $18,522,000 | 3,480 |
| Average Assets, year-to-date | $175,482,000 | 2,566 |
| Average Assets, quarterly | $181,338,500 | 2,571 |
| Volatile liabilities | $57,037,000 | 1,494 |
| Insider loans | $7,655,000 | 589 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $3,118,000 | 413 |
| Unused loan commitments | $19,626,000 | 2,403 |
| Tier 1 (core) risk-based capital | $13,930,000 | 3,140 |
| Tier 2 risk-based capital | $1,707,300 | 1,960 |
| Total risk weighted assets | $136,503,300 | 2,243 |
| Total unused commitments | $19,626,000 | 2,407 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 62 | 2,874 |
| Assets and Liabilities | ||
| Total Assets: | $174,637,000 | 2,633 |
| Cash and due from depository institutions | $9,124,000 | 2,874 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $44,018,000 | 2,591 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $117,256,000 | 2,370 |
| Loan loss allowance | $1,771,000 | 2,000 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,086,000 | 3,787 |
| Other real estate owned | $0 | 2,874 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,153,000 | 3,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,637,000 | 2,633 |
| Total liabilities | $161,564,000 | 2,568 |
| Total deposits | $135,598,000 | 2,807 |
| Interest-bearing deposits | $114,456,000 | 2,862 |
| Deposits held in domestic offices | $135,598,000 | 2,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,910,000 | 680 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,056,000 | 1,949 |
| Total equity capital | $13,073,000 | 3,427 |
| Total bank equity capital | $13,073,000 | 3,427 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $8,021,000 | 1,921 |
| Undivided profits | $4,852,000 | 4,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 3,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,019,000 | 2,175 |
| Earning assets | $161,274,000 | 2,622 |
| Long-term assets (5+ years) | $16,516,000 | 3,547 |
| Average Assets, year-to-date | $163,966,800 | 2,648 |
| Average Assets, quarterly | $170,740,000 | 2,638 |
| Volatile liabilities | $46,851,000 | 1,473 |
| Insider loans | $7,804,000 | 526 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,356,000 | 945 |
| Unused loan commitments | $15,669,000 | 2,686 |
| Tier 1 (core) risk-based capital | $12,899,000 | 3,306 |
| Tier 2 risk-based capital | $1,575,220 | 2,015 |
| Total risk weighted assets | $125,821,520 | 2,278 |
| Total unused commitments | $15,669,000 | 2,692 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 65 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $156,813,000 | 2,855 |
| Cash and due from depository institutions | $8,933,000 | 2,783 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $31,031,000 | 3,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $112,389,000 | 2,470 |
| Loan loss allowance | $1,740,000 | 2,027 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,227,000 | 3,496 |
| Other real estate owned | $310,000 | 2,783 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,923,000 | 3,626 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,813,000 | 2,855 |
| Total liabilities | $144,585,000 | 2,785 |
| Total deposits | $142,313,000 | 2,623 |
| Interest-bearing deposits | $121,680,000 | 2,635 |
| Deposits held in domestic offices | $142,313,000 | 2,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $935,000 | 2,719 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,337,000 | 2,793 |
| Total equity capital | $12,228,000 | 3,610 |
| Total bank equity capital | $12,228,000 | 3,610 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $6,842,000 | 2,163 |
| Undivided profits | $5,186,000 | 4,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 6,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,005,000 | 2,256 |
| Earning assets | $143,420,000 | 2,879 |
| Long-term assets (5+ years) | $8,150,000 | 4,830 |
| Average Assets, year-to-date | $155,169,600 | 2,742 |
| Average Assets, quarterly | $157,685,500 | 2,791 |
| Volatile liabilities | $24,950,000 | 2,479 |
| Insider loans | $6,707,000 | 598 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $13,052,000 | 2,852 |
| Tier 1 (core) risk-based capital | $12,112,000 | 3,488 |
| Tier 2 risk-based capital | $1,426,570 | 2,105 |
| Total risk weighted assets | $113,812,070 | 2,466 |
| Total unused commitments | $13,052,000 | 2,856 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 64 | 2,969 |
| Assets and Liabilities | ||
| Total Assets: | $153,590,000 | 2,992 |
| Cash and due from depository institutions | $8,425,000 | 2,969 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $28,989,000 | 4,007 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $111,342,000 | 2,532 |
| Loan loss allowance | $1,572,000 | 2,332 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,438,000 | 3,171 |
| Other real estate owned | $670,000 | 2,969 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,726,000 | 4,115 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,590,000 | 2,992 |
| Total liabilities | $142,214,000 | 2,912 |
| Total deposits | $132,460,000 | 2,894 |
| Interest-bearing deposits | $112,640,000 | 2,922 |
| Deposits held in domestic offices | $132,460,000 | 2,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,435,000 | 1,259 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,319,000 | 2,853 |
| Total equity capital | $11,376,000 | 3,861 |
| Total bank equity capital | $11,376,000 | 3,861 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $6,842,000 | 2,232 |
| Undivided profits | $4,334,000 | 4,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 4,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $903,000 | 2,501 |
| Earning assets | $140,331,000 | 2,997 |
| Long-term assets (5+ years) | $15,372,000 | 3,210 |
| Average Assets, year-to-date | $146,477,200 | 2,982 |
| Average Assets, quarterly | $150,034,500 | 3,017 |
| Volatile liabilities | $27,439,000 | 2,243 |
| Insider loans | $6,963,000 | 610 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,840,000 | 3,203 |
| Tier 1 (core) risk-based capital | $11,314,000 | 3,775 |
| Tier 2 risk-based capital | $1,449,920 | 2,105 |
| Total risk weighted assets | $115,871,820 | 2,423 |
| Total unused commitments | $10,840,000 | 3,219 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 54 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $140,885,000 | 3,219 |
| Cash and due from depository institutions | $7,410,000 | 3,595 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $27,950,000 | 4,303 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $101,046,000 | 2,676 |
| Loan loss allowance | $1,356,000 | 2,691 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,072,000 | 3,587 |
| Other real estate owned | $710,000 | 3,595 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,697,000 | 4,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,885,000 | 3,219 |
| Total liabilities | $130,389,000 | 3,154 |
| Total deposits | $126,851,000 | 3,033 |
| Interest-bearing deposits | $108,547,000 | 3,035 |
| Deposits held in domestic offices | $126,851,000 | 3,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,950,000 | 2,222 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,588,000 | 2,532 |
| Total equity capital | $10,496,000 | 4,155 |
| Total bank equity capital | $10,496,000 | 4,155 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $6,800,000 | 2,231 |
| Undivided profits | $3,496,000 | 5,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $553,000 | 3,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $881,000 | 2,622 |
| Earning assets | $128,996,000 | 3,217 |
| Long-term assets (5+ years) | $9,084,000 | 4,290 |
| Average Assets, year-to-date | $135,482,800 | 3,213 |
| Average Assets, quarterly | $140,128,500 | 3,199 |
| Volatile liabilities | $18,811,000 | 2,753 |
| Insider loans | $7,618,000 | 587 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,889,000 | 2,576 |
| Tier 1 (core) risk-based capital | $10,353,000 | 4,083 |
| Tier 2 risk-based capital | $1,349,690 | 2,223 |
| Total risk weighted assets | $107,965,690 | 2,530 |
| Total unused commitments | $13,889,000 | 2,587 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 55 | 3,646 |
| Assets and Liabilities | ||
| Total Assets: | $131,883,000 | 3,375 |
| Cash and due from depository institutions | $8,536,000 | 3,646 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $29,345,000 | 4,348 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $90,355,000 | 2,881 |
| Loan loss allowance | $1,348,000 | 2,785 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,834,000 | 3,950 |
| Other real estate owned | $25,000 | 3,646 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,788,000 | 4,248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,883,000 | 3,375 |
| Total liabilities | $122,547,000 | 3,308 |
| Total deposits | $115,771,000 | 3,288 |
| Interest-bearing deposits | $101,556,000 | 3,205 |
| Deposits held in domestic offices | $115,771,000 | 3,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,075,000 | 1,621 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $701,000 | 4,021 |
| Total equity capital | $9,336,000 | 4,333 |
| Total bank equity capital | $9,336,000 | 4,333 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $6,800,000 | 2,155 |
| Undivided profits | $2,336,000 | 6,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $690,000 | 3,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $713,000 | 2,857 |
| Earning assets | $119,700,000 | 3,400 |
| Long-term assets (5+ years) | $13,284,000 | 3,433 |
| Average Assets, year-to-date | $132,338,400 | 3,289 |
| Average Assets, quarterly | $131,307,500 | 3,368 |
| Volatile liabilities | $17,948,000 | 2,772 |
| Insider loans | $9,428,000 | 469 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,393,000 | 2,426 |
| Tier 1 (core) risk-based capital | $10,064,000 | 4,096 |
| Tier 2 risk-based capital | $1,171,560 | 2,524 |
| Total risk weighted assets | $93,545,060 | 2,808 |
| Total unused commitments | $14,393,000 | 2,437 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 55 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $137,137,000 | 3,332 |
| Cash and due from depository institutions | $13,741,000 | 3,774 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $35,566,000 | 3,853 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $84,416,000 | 3,005 |
| Loan loss allowance | $1,396,000 | 2,804 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,789,000 | 4,023 |
| Other real estate owned | $125,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,500,000 | 4,452 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,137,000 | 3,332 |
| Total liabilities | $127,938,000 | 3,244 |
| Total deposits | $126,795,000 | 3,102 |
| Interest-bearing deposits | $113,967,000 | 2,992 |
| Deposits held in domestic offices | $126,795,000 | 3,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,143,000 | 2,809 |
| Total equity capital | $9,199,000 | 4,414 |
| Total bank equity capital | $9,199,000 | 4,414 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $5,800,000 | 2,359 |
| Undivided profits | $3,199,000 | 5,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $482,000 | 5,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $558,000 | 3,308 |
| Earning assets | $119,982,000 | 3,465 |
| Long-term assets (5+ years) | $15,317,000 | 3,253 |
| Average Assets, year-to-date | $126,848,200 | 3,479 |
| Average Assets, quarterly | $132,325,000 | 3,419 |
| Volatile liabilities | $11,521,000 | 3,706 |
| Insider loans | $7,311,000 | 583 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,207,000 | 3,277 |
| Tier 1 (core) risk-based capital | $8,793,000 | 4,520 |
| Tier 2 risk-based capital | $1,109,940 | 2,621 |
| Total risk weighted assets | $88,509,340 | 2,915 |
| Total unused commitments | $9,207,000 | 3,295 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 57 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $110,842,000 | 4,122 |
| Cash and due from depository institutions | $8,098,000 | 3,724 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $18,420,000 | 6,432 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 6,669 |
| Net loans & leases | $78,931,000 | 3,291 |
| Loan loss allowance | $1,161,000 | 3,299 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,741,000 | 4,105 |
| Other real estate owned | $452,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,300,000 | 5,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,842,000 | 4,122 |
| Total liabilities | $103,008,000 | 4,072 |
| Total deposits | $101,814,000 | 3,929 |
| Interest-bearing deposits | $89,226,000 | 3,950 |
| Deposits held in domestic offices | $101,814,000 | 3,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,194,000 | 2,853 |
| Total equity capital | $7,834,000 | 4,888 |
| Total bank equity capital | $7,834,000 | 4,888 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $4,800,000 | 2,692 |
| Undivided profits | $2,834,000 | 6,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $662,000 | 4,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $568,000 | 3,575 |
| Earning assets | $99,251,000 | 4,193 |
| Long-term assets (5+ years) | $7,296,000 | 5,286 |
| Average Assets, year-to-date | $107,693,600 | 4,133 |
| Average Assets, quarterly | $109,170,500 | 4,151 |
| Volatile liabilities | $13,199,000 | 3,304 |
| Insider loans | $25,000 | 8,124 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,313,000 | 3,621 |
| Tier 1 (core) risk-based capital | $7,834,000 | 4,796 |
| Tier 2 risk-based capital | $1,047,100 | 2,790 |
| Total risk weighted assets | $83,654,200 | 3,138 |
| Total unused commitments | $7,313,000 | 3,639 |
| Derivatives | $0 | 651 |