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Commercial Bank & Trust Company, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$11,063,000	2,690
Total interest expense	$4,200,000	2,222
Net interest income	$6,863,000	2,919
Provision for loan and lease losses	$820,000	946
Total noninterest income	$4,254,000	1,310
Gross Fiduciary activities income	$6,000	884
Service charges on deposit accounts	$225,000	2,543
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,023,000	1,024
Total noninterest expense	$6,376,000	2,685
Salaries and employee benefits	$3,221,000	2,847
Premises and equipment expense	$462,000	3,063
Additional noninterest expense	$4,023,000	1,024
Pre-tax net operating income	$3,921,000	2,194
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$3,921,000	2,016
Extraordinary gains, net	$0	54
Net income	$3,921,000	2,040
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,921,000	2,019
Net charge-offs	$489,000	765
Cash dividends	$2,516,000	1,333
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,921,000	2,048
2023-09-30 (YTD Data)		Rank
Total interest income	$8,085,000	2,704
Total interest expense	$2,806,000	2,233
Net interest income	$5,279,000	2,906
Provision for loan and lease losses	$790,000	768
Total noninterest income	$3,528,000	1,235
Gross Fiduciary activities income	$6,000	848
Service charges on deposit accounts	$169,000	2,553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,353,000	961
Total noninterest expense	$4,591,000	2,744
Salaries and employee benefits	$2,412,000	2,833
Premises and equipment expense	$360,000	3,028
Additional noninterest expense	$3,353,000	961
Pre-tax net operating income	$3,426,000	2,072
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$3,426,000	1,899
Extraordinary gains, net	$0	52
Net income	$3,426,000	1,916
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,426,000	1,899
Net charge-offs	$231,000	828
Cash dividends	$890,000	1,792
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,426,000	1,926
2023-06-30 (YTD Data)		Rank
Total interest income	$5,216,000	2,718
Total interest expense	$1,591,000	2,269
Net interest income	$3,625,000	2,877
Provision for loan and lease losses	$60,000	2,092
Total noninterest income	$510,000	2,679
Gross Fiduciary activities income	$3,000	856
Service charges on deposit accounts	$110,000	2,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$397,000	2,470
Total noninterest expense	$3,132,000	2,709
Salaries and employee benefits	$1,616,000	2,826
Premises and equipment expense	$237,000	3,038
Additional noninterest expense	$397,000	2,466
Pre-tax net operating income	$943,000	3,109
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$943,000	2,940
Extraordinary gains, net	$0	51
Net income	$943,000	2,972
Minority interest net income	$0	81
Net income of bank and minority interests.	$943,000	2,939
Net charge-offs	$8,000	1,884
Cash dividends	$460,000	2,026
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$943,000	2,961
2023-03-31 (YTD Data)		Rank
Total interest income	$2,505,000	2,765
Total interest expense	$684,000	2,263
Net interest income	$1,821,000	2,882
Provision for loan and lease losses	$30,000	1,903
Total noninterest income	$321,000	2,416
Gross Fiduciary activities income	$3,000	843
Service charges on deposit accounts	$56,000	2,572
Trading account gains and fees	NA	NA
Additional Noninterest Income	$262,000	2,144
Total noninterest expense	$1,452,000	2,851
Salaries and employee benefits	$815,000	2,859
Premises and equipment expense	$116,000	3,112
Additional noninterest expense	$262,000	2,144
Pre-tax net operating income	$660,000	2,786
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$660,000	2,601
Extraordinary gains, net	$0	4
Net income	$660,000	2,602
Minority interest net income	$0	48
Net income of bank and minority interests.	$660,000	2,601
Net charge-offs	$22,000	1,082
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$660,000	2,633
2022-12-31 (YTD Data)		Rank
Total interest income	$9,417,000	2,601
Total interest expense	$1,354,000	2,042
Net interest income	$8,063,000	2,672
Provision for loan and lease losses	$120,000	2,097
Total noninterest income	$1,457,000	2,378
Gross Fiduciary activities income	$2,000	957
Service charges on deposit accounts	$258,000	2,440
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,197,000	2,144
Total noninterest expense	$5,946,000	2,770
Salaries and employee benefits	$3,279,000	2,802
Premises and equipment expense	$522,000	2,929
Additional noninterest expense	$1,197,000	2,144
Pre-tax net operating income	$3,454,000	2,488
Securities gains (losses)	$0	691
Applicable income taxes	$0	3,596
Income before extraordinary items	$3,454,000	2,286
Extraordinary gains, net	$0	5
Net income	$3,454,000	2,285
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,454,000	2,285
Net charge-offs	$37,000	1,691
Cash dividends	$2,552,000	1,279
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,454,000	2,312
2022-09-30 (YTD Data)		Rank
Total interest income	$6,958,000	2,576
Total interest expense	$934,000	1,853
Net interest income	$6,024,000	2,660
Provision for loan and lease losses	$90,000	1,934
Total noninterest income	$1,163,000	2,328
Gross Fiduciary activities income	$2,000	923
Service charges on deposit accounts	$197,000	2,422
Trading account gains and fees	NA	NA
Additional Noninterest Income	$964,000	2,090
Total noninterest expense	$4,472,000	2,755
Salaries and employee benefits	$2,489,000	2,777
Premises and equipment expense	$400,000	2,910
Additional noninterest expense	$964,000	2,090
Pre-tax net operating income	$2,625,000	2,459
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$2,625,000	2,245
Extraordinary gains, net	$0	4
Net income	$2,625,000	2,244
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,625,000	2,244
Net charge-offs	$52,000	1,199
Cash dividends	$1,264,000	1,474
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,625,000	2,284
2022-06-30 (YTD Data)		Rank
Total interest income	$4,604,000	2,553
Total interest expense	$629,000	1,663
Net interest income	$3,975,000	2,633
Provision for loan and lease losses	$60,000	1,769
Total noninterest income	$862,000	2,222
Gross Fiduciary activities income	$2,000	874
Service charges on deposit accounts	$131,000	2,420
Trading account gains and fees	NA	NA
Additional Noninterest Income	$729,000	2,016
Total noninterest expense	$3,084,000	2,696
Salaries and employee benefits	$1,667,000	2,777
Premises and equipment expense	$273,000	2,887
Additional noninterest expense	$1,144,000	2,383
Pre-tax net operating income	$1,693,000	2,417
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$1,693,000	2,192
Extraordinary gains, net	$0	4
Net income	$1,693,000	2,192
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,693,000	2,192
Net charge-offs	$42,000	1,041
Cash dividends	$624,000	1,706
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,693,000	2,231
2022-03-31 (YTD Data)		Rank
Total interest income	$2,289,000	2,527
Total interest expense	$318,000	1,589
Net interest income	$1,971,000	2,606
Provision for loan and lease losses	$30,000	1,548
Total noninterest income	$352,000	2,404
Gross Fiduciary activities income	$3,000	826
Service charges on deposit accounts	$68,000	2,359
Trading account gains and fees	NA	NA
Additional Noninterest Income	$281,000	2,257
Total noninterest expense	$1,460,000	2,766
Salaries and employee benefits	$799,000	2,841
Premises and equipment expense	$133,000	2,930
Additional noninterest expense	$528,000	2,497
Pre-tax net operating income	$833,000	2,339
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$833,000	2,145
Extraordinary gains, net	$0	4
Net income	$833,000	2,145
Minority interest net income	$0	50
Net income of bank and minority interests.	$833,000	2,145
Net charge-offs	$4,000	1,408
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$833,000	2,162
2021-12-31 (YTD Data)		Rank
Total interest income	$9,279,000	2,569
Total interest expense	$1,434,000	1,721
Net interest income	$7,845,000	2,678
Provision for loan and lease losses	$395,000	1,220
Total noninterest income	$3,343,000	1,682
Gross Fiduciary activities income	$2,000	941
Service charges on deposit accounts	$232,000	2,494
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,109,000	1,452
Total noninterest expense	$5,928,000	2,750
Salaries and employee benefits	$3,185,000	2,842
Premises and equipment expense	$509,000	3,010
Additional noninterest expense	$2,234,000	2,405
Pre-tax net operating income	$4,865,000	2,089
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$4,865,000	1,923
Extraordinary gains, net	$0	10
Net income	$4,865,000	1,923
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,865,000	1,924
Net charge-offs	$145,000	1,170
Cash dividends	$3,630,000	1,018
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,865,000	1,892
2021-09-30 (YTD Data)		Rank
Total interest income	$6,958,000	2,618
Total interest expense	$1,099,000	1,779
Net interest income	$5,859,000	2,719
Provision for loan and lease losses	$165,000	1,613
Total noninterest income	$2,962,000	1,569
Gross Fiduciary activities income	$2,000	906
Service charges on deposit accounts	$169,000	2,525
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,791,000	1,357
Total noninterest expense	$4,378,000	2,791
Salaries and employee benefits	$2,379,000	2,864
Premises and equipment expense	$381,000	3,024
Additional noninterest expense	$1,618,000	2,456
Pre-tax net operating income	$4,278,000	1,971
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$4,278,000	1,790
Extraordinary gains, net	$0	8
Net income	$4,278,000	1,789
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,278,000	1,790
Net charge-offs	$117,000	1,016
Cash dividends	$1,160,000	1,610
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,278,000	1,764
2021-06-30 (YTD Data)		Rank
Total interest income	$4,597,000	2,646
Total interest expense	$754,000	1,798
Net interest income	$3,843,000	2,757
Provision for loan and lease losses	$135,000	1,482
Total noninterest income	$707,000	2,611
Gross Fiduciary activities income	$2,000	890
Service charges on deposit accounts	$109,000	2,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$596,000	2,466
Total noninterest expense	$2,856,000	2,812
Salaries and employee benefits	$1,599,000	2,843
Premises and equipment expense	$253,000	3,032
Additional noninterest expense	$1,004,000	2,570
Pre-tax net operating income	$1,559,000	2,726
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,559,000	2,569
Extraordinary gains, net	$0	6
Net income	$1,559,000	2,568
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,559,000	2,569
Net charge-offs	$138,000	785
Cash dividends	$560,000	1,853
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,559,000	2,537
2021-03-31 (YTD Data)		Rank
Total interest income	$2,275,000	2,648
Total interest expense	$390,000	1,822
Net interest income	$1,885,000	2,757
Provision for loan and lease losses	$60,000	1,591
Total noninterest income	$324,000	2,709
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$56,000	2,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	2,559
Total noninterest expense	$1,397,000	2,853
Salaries and employee benefits	$805,000	2,842
Premises and equipment expense	$119,000	3,134
Additional noninterest expense	$473,000	2,636
Pre-tax net operating income	$752,000	2,743
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$752,000	2,599
Extraordinary gains, net	$0	3
Net income	$752,000	2,597
Minority interest net income	$0	55
Net income of bank and minority interests.	$752,000	2,599
Net charge-offs	$99,000	621
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$752,000	2,567
2020-12-31 (YTD Data)		Rank
Total interest income	$9,618,000	2,576
Total interest expense	$2,093,000	1,931
Net interest income	$7,525,000	2,700
Provision for loan and lease losses	$180,000	3,128
Total noninterest income	$994,000	2,866
Gross Fiduciary activities income	$1,000	991
Service charges on deposit accounts	$245,000	2,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$748,000	2,744
Total noninterest expense	$5,666,000	2,791
Salaries and employee benefits	$3,145,000	2,870
Premises and equipment expense	$501,000	3,044
Additional noninterest expense	$2,020,000	2,519
Pre-tax net operating income	$2,673,000	2,580
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$2,673,000	2,450
Extraordinary gains, net	$0	4
Net income	$2,673,000	2,450
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,673,000	2,450
Net charge-offs	$162,000	1,683
Cash dividends	$2,002,000	1,505
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,673,000	2,399
2020-09-30 (YTD Data)		Rank
Total interest income	$7,181,000	2,595
Total interest expense	$1,648,000	1,940
Net interest income	$5,533,000	2,742
Provision for loan and lease losses	$130,000	3,116
Total noninterest income	$729,000	2,877
Gross Fiduciary activities income	$1,000	952
Service charges on deposit accounts	$185,000	2,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$543,000	2,759
Total noninterest expense	$4,178,000	2,804
Salaries and employee benefits	$2,329,000	2,867
Premises and equipment expense	$374,000	3,070
Additional noninterest expense	$1,475,000	2,538
Pre-tax net operating income	$1,954,000	2,614
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$1,954,000	2,485
Extraordinary gains, net	$0	4
Net income	$1,954,000	2,485
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,954,000	2,485
Net charge-offs	$125,000	1,528
Cash dividends	$904,000	1,784
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,954,000	2,437
2020-06-30 (YTD Data)		Rank
Total interest income	$4,740,000	2,642
Total interest expense	$1,154,000	1,974
Net interest income	$3,586,000	2,802
Provision for loan and lease losses	$70,000	3,241
Total noninterest income	$490,000	2,821
Gross Fiduciary activities income	$6,000	861
Service charges on deposit accounts	$130,000	2,462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$354,000	2,740
Total noninterest expense	$2,792,000	2,807
Salaries and employee benefits	$1,544,000	2,892
Premises and equipment expense	$255,000	3,026
Additional noninterest expense	$993,000	2,519
Pre-tax net operating income	$1,214,000	2,676
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,214,000	2,532
Extraordinary gains, net	$0	4
Net income	$1,214,000	2,531
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,214,000	2,532
Net charge-offs	$71,000	1,531
Cash dividends	$416,000	2,126
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,214,000	2,497
2020-03-31 (YTD Data)		Rank
Total interest income	$2,330,000	2,678
Total interest expense	$600,000	2,055
Net interest income	$1,730,000	2,825
Provision for loan and lease losses	$30,000	2,812
Total noninterest income	$232,000	2,835
Gross Fiduciary activities income	$3,000	856
Service charges on deposit accounts	$74,000	2,540
Trading account gains and fees	NA	NA
Additional Noninterest Income	$155,000	2,737
Total noninterest expense	$1,373,000	2,857
Salaries and employee benefits	$764,000	2,930
Premises and equipment expense	$129,000	3,027
Additional noninterest expense	$480,000	2,611
Pre-tax net operating income	$559,000	2,638
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$559,000	2,493
Extraordinary gains, net	$0	4
Net income	$559,000	2,492
Minority interest net income	$0	56
Net income of bank and minority interests.	$559,000	2,494
Net charge-offs	$62,000	1,110
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$559,000	2,467
2019-12-31 (YTD Data)		Rank
Total interest income	$9,201,000	2,714
Total interest expense	$2,366,000	2,109
Net interest income	$6,835,000	2,893
Provision for loan and lease losses	$120,000	2,773
Total noninterest income	$984,000	2,847
Gross Fiduciary activities income	$2,000	989
Service charges on deposit accounts	$288,000	2,677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$694,000	2,667
Total noninterest expense	$5,436,000	2,860
Salaries and employee benefits	$3,023,000	2,928
Premises and equipment expense	$510,000	3,060
Additional noninterest expense	$1,903,000	2,643
Pre-tax net operating income	$2,263,000	2,877
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$2,263,000	2,726
Extraordinary gains, net	$0	11
Net income	$2,263,000	2,726
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,263,000	2,728
Net charge-offs	$185,000	1,753
Cash dividends	$1,690,000	1,755
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,263,000	2,691
2019-09-30 (YTD Data)		Rank
Total interest income	$6,847,000	2,760
Total interest expense	$1,764,000	2,132
Net interest income	$5,083,000	2,940
Provision for loan and lease losses	$90,000	2,664
Total noninterest income	$727,000	2,877
Gross Fiduciary activities income	$2,000	956
Service charges on deposit accounts	$209,000	2,768
Trading account gains and fees	NA	NA
Additional Noninterest Income	$516,000	2,710
Total noninterest expense	$4,041,000	2,885
Salaries and employee benefits	$2,277,000	2,920
Premises and equipment expense	$377,000	3,120
Additional noninterest expense	$1,387,000	2,703
Pre-tax net operating income	$1,679,000	2,960
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$1,679,000	2,790
Extraordinary gains, net	$0	11
Net income	$1,679,000	2,791
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,679,000	2,791
Net charge-offs	$197,000	1,308
Cash dividends	$814,000	2,027
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,679,000	2,758
2019-06-30 (YTD Data)		Rank
Total interest income	$4,502,000	2,798
Total interest expense	$1,153,000	2,137
Net interest income	$3,349,000	2,968
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$470,000	2,889
Gross Fiduciary activities income	$2,000	940
Service charges on deposit accounts	$134,000	2,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$334,000	2,708
Total noninterest expense	$2,674,000	2,910
Salaries and employee benefits	$1,516,000	2,940
Premises and equipment expense	$246,000	3,150
Additional noninterest expense	$912,000	2,754
Pre-tax net operating income	$1,085,000	2,988
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,085,000	2,828
Extraordinary gains, net	$0	11
Net income	$1,085,000	2,827
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,085,000	2,827
Net charge-offs	$183,000	1,051
Cash dividends	$386,000	2,384
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,085,000	2,803
2019-03-31 (YTD Data)		Rank
Total interest income	$2,214,000	2,845
Total interest expense	$563,000	2,143
Net interest income	$1,651,000	3,010
Provision for loan and lease losses	$30,000	2,400
Total noninterest income	$238,000	2,837
Gross Fiduciary activities income	$3,000	886
Service charges on deposit accounts	$64,000	2,874
Trading account gains and fees	NA	NA
Additional Noninterest Income	$171,000	2,595
Total noninterest expense	$1,345,000	2,918
Salaries and employee benefits	$770,000	2,933
Premises and equipment expense	$122,000	3,208
Additional noninterest expense	$453,000	2,768
Pre-tax net operating income	$514,000	3,033
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$514,000	2,866
Extraordinary gains, net	$0	5
Net income	$514,000	2,865
Minority interest net income	$0	52
Net income of bank and minority interests.	$514,000	2,865
Net charge-offs	$146,000	744
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$514,000	2,848
2018-12-31 (YTD Data)		Rank
Total interest income	$9,011,000	2,720
Total interest expense	$1,718,000	2,142
Net interest income	$7,293,000	2,820
Provision for loan and lease losses	$36,000	3,629
Total noninterest income	$933,000	2,948
Gross Fiduciary activities income	$7,000	975
Service charges on deposit accounts	$282,000	2,839
Trading account gains and fees	NA	NA
Additional Noninterest Income	$644,000	2,754
Total noninterest expense	$5,502,000	2,870
Salaries and employee benefits	$3,066,000	2,916
Premises and equipment expense	$537,000	3,042
Additional noninterest expense	$1,899,000	2,674
Pre-tax net operating income	$2,688,000	2,668
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$2,688,000	2,487
Extraordinary gains, net	$0	6
Net income	$2,688,000	2,485
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,688,000	2,486
Net charge-offs	$197,000	1,655
Cash dividends	$2,027,000	1,438
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,688,000	2,479
2018-09-30 (YTD Data)		Rank
Total interest income	$6,688,000	2,734
Total interest expense	$1,152,000	2,232
Net interest income	$5,536,000	2,812
Provision for loan and lease losses	$27,000	3,502
Total noninterest income	$690,000	2,989
Gross Fiduciary activities income	$7,000	934
Service charges on deposit accounts	$212,000	2,854
Trading account gains and fees	NA	NA
Additional Noninterest Income	$471,000	2,836
Total noninterest expense	$4,087,000	2,903
Salaries and employee benefits	$2,277,000	2,947
Premises and equipment expense	$406,000	3,044
Additional noninterest expense	$1,404,000	2,718
Pre-tax net operating income	$2,112,000	2,645
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$2,112,000	2,424
Extraordinary gains, net	$0	5
Net income	$2,112,000	2,423
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,112,000	2,423
Net charge-offs	$90,000	1,804
Cash dividends	$1,085,000	1,598
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,112,000	2,425
2018-06-30 (YTD Data)		Rank
Total interest income	$4,389,000	2,749
Total interest expense	$665,000	2,371
Net interest income	$3,724,000	2,792
Provision for loan and lease losses	$18,000	3,390
Total noninterest income	$457,000	3,012
Gross Fiduciary activities income	$7,000	915
Service charges on deposit accounts	$143,000	2,837
Trading account gains and fees	NA	NA
Additional Noninterest Income	$307,000	2,870
Total noninterest expense	$2,715,000	2,933
Salaries and employee benefits	$1,501,000	2,984
Premises and equipment expense	$268,000	3,076
Additional noninterest expense	$946,000	2,713
Pre-tax net operating income	$1,448,000	2,578
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,448,000	2,366
Extraordinary gains, net	$0	6
Net income	$1,448,000	2,365
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,448,000	2,365
Net charge-offs	$50,000	1,772
Cash dividends	$515,000	1,952
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,448,000	2,361
2018-03-31 (YTD Data)		Rank
Total interest income	$2,161,000	2,785
Total interest expense	$302,000	2,459
Net interest income	$1,859,000	2,815
Provision for loan and lease losses	$9,000	3,174
Total noninterest income	$227,000	2,989
Gross Fiduciary activities income	$3,000	913
Service charges on deposit accounts	$76,000	2,755
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	2,862
Total noninterest expense	$1,390,000	2,919
Salaries and employee benefits	$753,000	2,998
Premises and equipment expense	$144,000	2,986
Additional noninterest expense	$493,000	2,660
Pre-tax net operating income	$687,000	2,616
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$687,000	2,406
Extraordinary gains, net	$0	7
Net income	$687,000	2,405
Minority interest net income	$0	52
Net income of bank and minority interests.	$687,000	2,406
Net charge-offs	$49,000	1,211
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$687,000	2,396
2017-12-31 (YTD Data)		Rank
Total interest income	$8,240,000	2,814
Total interest expense	$986,000	2,565
Net interest income	$7,254,000	2,822
Provision for loan and lease losses	$0	4,227
Total noninterest income	$921,000	3,060
Gross Fiduciary activities income	$6,000	1,012
Service charges on deposit accounts	$312,000	2,795
Trading account gains and fees	NA	NA
Additional Noninterest Income	$603,000	2,925
Total noninterest expense	$5,295,000	2,997
Salaries and employee benefits	$2,922,000	3,051
Premises and equipment expense	$576,000	3,000
Additional noninterest expense	$1,797,000	2,855
Pre-tax net operating income	$2,880,000	2,546
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$2,880,000	2,120
Extraordinary gains, net	$0	9
Net income	$2,880,000	2,121
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,880,000	2,121
Net charge-offs	$68,000	2,755
Cash dividends	$2,148,000	1,342
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,880,000	2,102
2017-09-30 (YTD Data)		Rank
Total interest income	$6,102,000	2,849
Total interest expense	$721,000	2,595
Net interest income	$5,381,000	2,856
Provision for loan and lease losses	$0	4,088
Total noninterest income	$684,000	3,093
Gross Fiduciary activities income	$6,000	977
Service charges on deposit accounts	$232,000	2,831
Trading account gains and fees	NA	NA
Additional Noninterest Income	$446,000	2,962
Total noninterest expense	$3,932,000	3,031
Salaries and employee benefits	$2,175,000	3,065
Premises and equipment expense	$437,000	3,007
Additional noninterest expense	$1,320,000	2,890
Pre-tax net operating income	$2,133,000	2,625
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$2,133,000	2,295
Extraordinary gains, net	$0	9
Net income	$2,133,000	2,294
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,133,000	2,295
Net charge-offs	$79,000	2,114
Cash dividends	$1,060,000	1,632
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,133,000	2,272
2017-06-30 (YTD Data)		Rank
Total interest income	$4,006,000	2,866
Total interest expense	$464,000	2,614
Net interest income	$3,542,000	2,875
Provision for loan and lease losses	$0	3,871
Total noninterest income	$456,000	3,113
Gross Fiduciary activities income	$6,000	958
Service charges on deposit accounts	$149,000	2,889
Trading account gains and fees	NA	NA
Additional Noninterest Income	$301,000	2,931
Total noninterest expense	$2,582,000	3,069
Salaries and employee benefits	$1,454,000	3,078
Premises and equipment expense	$285,000	3,046
Additional noninterest expense	$843,000	2,998
Pre-tax net operating income	$1,416,000	2,585
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,416,000	2,251
Extraordinary gains, net	$0	11
Net income	$1,416,000	2,251
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,416,000	2,251
Net charge-offs	$30,000	2,343
Cash dividends	$524,000	1,951
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,416,000	2,218
2017-03-31 (YTD Data)		Rank
Total interest income	$1,967,000	2,893
Total interest expense	$221,000	2,662
Net interest income	$1,746,000	2,906
Provision for loan and lease losses	$0	3,537
Total noninterest income	$246,000	2,983
Gross Fiduciary activities income	$6,000	905
Service charges on deposit accounts	$76,000	2,859
Trading account gains and fees	NA	NA
Additional Noninterest Income	$164,000	2,829
Total noninterest expense	$1,293,000	3,108
Salaries and employee benefits	$732,000	3,110
Premises and equipment expense	$138,000	3,145
Additional noninterest expense	$423,000	3,003
Pre-tax net operating income	$699,000	2,542
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$699,000	2,198
Extraordinary gains, net	$0	8
Net income	$699,000	2,199
Minority interest net income	$0	55
Net income of bank and minority interests.	$699,000	2,199
Net charge-offs	$5,000	2,440
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$699,000	2,169
2016-12-31 (YTD Data)		Rank
Total interest income	$8,100,000	2,821
Total interest expense	$867,000	2,667
Net interest income	$7,233,000	2,810
Provision for loan and lease losses	$25,000	3,952
Total noninterest income	$957,000	3,104
Gross Fiduciary activities income	$6,000	1,044
Service charges on deposit accounts	$352,000	2,687
Trading account gains and fees	$0	170
Additional Noninterest Income	$599,000	3,021
Total noninterest expense	$5,301,000	3,070
Salaries and employee benefits	$2,876,000	3,109
Premises and equipment expense	$595,000	3,028
Additional noninterest expense	$1,830,000	2,922
Pre-tax net operating income	$2,864,000	2,466
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,864,000	2,182
Extraordinary gains, net	$0	5
Net income	$2,864,000	2,180
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,864,000	2,181
Net charge-offs	$320,000	1,464
Cash dividends	$2,146,000	1,329
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,864,000	2,123
2016-09-30 (YTD Data)		Rank
Total interest income	$6,078,000	2,824
Total interest expense	$648,000	2,672
Net interest income	$5,430,000	2,817
Provision for loan and lease losses	$25,000	3,735
Total noninterest income	$724,000	3,101
Gross Fiduciary activities income	$6,000	1,010
Service charges on deposit accounts	$258,000	2,735
Trading account gains and fees	$0	169
Additional Noninterest Income	$460,000	3,007
Total noninterest expense	$3,920,000	3,099
Salaries and employee benefits	$2,131,000	3,134
Premises and equipment expense	$437,000	3,080
Additional noninterest expense	$1,352,000	2,959
Pre-tax net operating income	$2,209,000	2,460
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$2,209,000	2,180
Extraordinary gains, net	$0	5
Net income	$2,209,000	2,179
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,209,000	2,180
Net charge-offs	$319,000	1,084
Cash dividends	$1,074,000	1,588
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,209,000	2,114
2016-06-30 (YTD Data)		Rank
Total interest income	$4,048,000	2,839
Total interest expense	$429,000	2,699
Net interest income	$3,619,000	2,829
Provision for loan and lease losses	$25,000	3,413
Total noninterest income	$464,000	3,167
Gross Fiduciary activities income	$6,000	992
Service charges on deposit accounts	$166,000	2,765
Trading account gains and fees	$0	157
Additional Noninterest Income	$292,000	3,060
Total noninterest expense	$2,626,000	3,108
Salaries and employee benefits	$1,416,000	3,163
Premises and equipment expense	$286,000	3,132
Additional noninterest expense	$924,000	2,912
Pre-tax net operating income	$1,432,000	2,481
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,432,000	2,207
Extraordinary gains, net	$0	16
Net income	$1,432,000	2,206
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,432,000	2,206
Net charge-offs	$327,000	813
Cash dividends	$564,000	1,847
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,432,000	2,137
2016-03-31 (YTD Data)		Rank
Total interest income	$2,023,000	2,841
Total interest expense	$215,000	2,713
Net interest income	$1,808,000	2,829
Provision for loan and lease losses	$20,000	2,874
Total noninterest income	$240,000	3,080
Gross Fiduciary activities income	$5,000	948
Service charges on deposit accounts	$77,000	2,901
Trading account gains and fees	$0	142
Additional Noninterest Income	$158,000	2,921
Total noninterest expense	$1,271,000	3,188
Salaries and employee benefits	$703,000	3,198
Premises and equipment expense	$138,000	3,243
Additional noninterest expense	$430,000	3,068
Pre-tax net operating income	$757,000	2,351
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$757,000	2,084
Extraordinary gains, net	$0	12
Net income	$757,000	2,084
Minority interest net income	$0	62
Net income of bank and minority interests.	$757,000	2,084
Net charge-offs	$374,000	417
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$757,000	2,033
2015-12-31 (YTD Data)		Rank
Total interest income	$8,176,000	2,796
Total interest expense	$860,000	2,683
Net interest income	$7,316,000	2,777
Provision for loan and lease losses	$20,000	4,043
Total noninterest income	$885,000	3,284
Gross Fiduciary activities income	$7,000	1,067
Service charges on deposit accounts	$327,000	2,865
Trading account gains and fees	$0	159
Additional Noninterest Income	$551,000	3,152
Total noninterest expense	$5,182,000	3,137
Salaries and employee benefits	$2,799,000	3,168
Premises and equipment expense	$599,000	3,104
Additional noninterest expense	$1,784,000	3,026
Pre-tax net operating income	$2,999,000	2,326
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$2,999,000	2,066
Extraordinary gains, net	$0	23
Net income	$2,999,000	2,067
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,999,000	2,068
Net charge-offs	$120,000	2,499
Cash dividends	$2,246,000	1,237
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,999,000	2,023
2015-09-30 (YTD Data)		Rank
Total interest income	$6,111,000	2,817
Total interest expense	$644,000	2,718
Net interest income	$5,467,000	2,801
Provision for loan and lease losses	$20,000	3,795
Total noninterest income	$675,000	3,261
Gross Fiduciary activities income	$7,000	1,030
Service charges on deposit accounts	$242,000	2,916
Trading account gains and fees	$0	153
Additional Noninterest Income	$426,000	3,130
Total noninterest expense	$3,858,000	3,176
Salaries and employee benefits	$2,090,000	3,197
Premises and equipment expense	$456,000	3,120
Additional noninterest expense	$1,312,000	3,087
Pre-tax net operating income	$2,264,000	2,349
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$2,264,000	2,056
Extraordinary gains, net	$0	21
Net income	$2,264,000	2,057
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,264,000	2,057
Net charge-offs	$25,000	3,231
Cash dividends	$1,112,000	1,496
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,264,000	2,003
2015-06-30 (YTD Data)		Rank
Total interest income	$4,088,000	2,812
Total interest expense	$430,000	2,728
Net interest income	$3,658,000	2,800
Provision for loan and lease losses	$20,000	3,492
Total noninterest income	$446,000	3,281
Gross Fiduciary activities income	$7,000	1,012
Service charges on deposit accounts	$159,000	2,919
Trading account gains and fees	$0	157
Additional Noninterest Income	$280,000	3,150
Total noninterest expense	$2,593,000	3,189
Salaries and employee benefits	$1,410,000	3,199
Premises and equipment expense	$304,000	3,134
Additional noninterest expense	$879,000	3,106
Pre-tax net operating income	$1,491,000	2,350
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,491,000	2,062
Extraordinary gains, net	$0	22
Net income	$1,491,000	2,064
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,491,000	2,064
Net charge-offs	$28,000	2,730
Cash dividends	$552,000	1,814
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,491,000	2,012
2015-03-31 (YTD Data)		Rank
Total interest income	$2,045,000	2,820
Total interest expense	$214,000	2,754
Net interest income	$1,831,000	2,789
Provision for loan and lease losses	$0	3,703
Total noninterest income	$227,000	3,199
Gross Fiduciary activities income	$7,000	956
Service charges on deposit accounts	$74,000	3,026
Trading account gains and fees	$0	152
Additional Noninterest Income	$146,000	3,052
Total noninterest expense	$1,321,000	3,162
Salaries and employee benefits	$704,000	3,226
Premises and equipment expense	$151,000	3,188
Additional noninterest expense	$466,000	2,938
Pre-tax net operating income	$737,000	2,337
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$737,000	2,046
Extraordinary gains, net	$0	13
Net income	$737,000	2,047
Minority interest net income	$0	64
Net income of bank and minority interests.	$737,000	2,047
Net charge-offs	$-4,000	5,028
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$737,000	1,987
2014-12-31 (YTD Data)		Rank
Total interest income	$8,069,000	2,875
Total interest expense	$877,000	2,850
Net interest income	$7,192,000	2,836
Provision for loan and lease losses	$240,000	2,251
Total noninterest income	$913,000	3,250
Gross Fiduciary activities income	$7,000	1,100
Service charges on deposit accounts	$364,000	2,867
Trading account gains and fees	$0	180
Additional Noninterest Income	$542,000	3,156
Total noninterest expense	$5,057,000	3,284
Salaries and employee benefits	$2,714,000	3,290
Premises and equipment expense	$626,000	3,132
Additional noninterest expense	$1,717,000	3,226
Pre-tax net operating income	$2,808,000	2,379
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,808,000	2,122
Extraordinary gains, net	$0	17
Net income	$2,808,000	2,122
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,808,000	2,121
Net charge-offs	$270,000	2,127
Cash dividends	$2,100,000	1,222
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,808,000	2,075
2014-09-30 (YTD Data)		Rank
Total interest income	$5,996,000	2,917
Total interest expense	$661,000	2,883
Net interest income	$5,335,000	2,880
Provision for loan and lease losses	$180,000	2,177
Total noninterest income	$688,000	3,272
Gross Fiduciary activities income	$7,000	1,056
Service charges on deposit accounts	$276,000	2,878
Trading account gains and fees	$0	174
Additional Noninterest Income	$405,000	3,210
Total noninterest expense	$3,789,000	3,309
Salaries and employee benefits	$2,016,000	3,338
Premises and equipment expense	$487,000	3,093
Additional noninterest expense	$1,286,000	3,233
Pre-tax net operating income	$2,054,000	2,472
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$2,054,000	2,183
Extraordinary gains, net	$0	15
Net income	$2,054,000	2,183
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,054,000	2,182
Net charge-offs	$256,000	1,729
Cash dividends	$1,052,000	1,467
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,054,000	2,133
2014-06-30 (YTD Data)		Rank
Total interest income	$3,964,000	2,940
Total interest expense	$443,000	2,899
Net interest income	$3,521,000	2,903
Provision for loan and lease losses	$120,000	2,134
Total noninterest income	$486,000	3,162
Gross Fiduciary activities income	$7,000	1,032
Service charges on deposit accounts	$188,000	2,816
Trading account gains and fees	$0	172
Additional Noninterest Income	$291,000	3,081
Total noninterest expense	$2,481,000	3,365
Salaries and employee benefits	$1,343,000	3,362
Premises and equipment expense	$338,000	3,040
Additional noninterest expense	$800,000	3,410
Pre-tax net operating income	$1,406,000	2,371
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,406,000	2,096
Extraordinary gains, net	$0	20
Net income	$1,406,000	2,100
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,406,000	2,099
Net charge-offs	$233,000	1,468
Cash dividends	$516,000	1,770
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,406,000	2,033
2014-03-31 (YTD Data)		Rank
Total interest income	$1,978,000	2,952
Total interest expense	$223,000	2,916
Net interest income	$1,755,000	2,920
Provision for loan and lease losses	$60,000	2,013
Total noninterest income	$244,000	3,100
Gross Fiduciary activities income	$7,000	977
Service charges on deposit accounts	$97,000	2,725
Trading account gains and fees	$0	147
Additional Noninterest Income	$140,000	3,070
Total noninterest expense	$1,249,000	3,380
Salaries and employee benefits	$672,000	3,385
Premises and equipment expense	$169,000	3,084
Additional noninterest expense	$408,000	3,368
Pre-tax net operating income	$690,000	2,342
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$690,000	2,029
Extraordinary gains, net	$0	16
Net income	$690,000	2,032
Minority interest net income	$0	66
Net income of bank and minority interests.	$690,000	2,032
Net charge-offs	$63,000	1,685
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$690,000	1,991
2013-12-31 (YTD Data)		Rank
Total interest income	$7,853,000	2,982
Total interest expense	$954,000	3,056
Net interest income	$6,899,000	2,936
Provision for loan and lease losses	$10,000	4,909
Total noninterest income	$971,000	3,244
Gross Fiduciary activities income	$6,000	1,153
Service charges on deposit accounts	$442,000	2,618
Trading account gains and fees	$0	184
Additional Noninterest Income	$523,000	3,293
Total noninterest expense	$4,802,000	3,506
Salaries and employee benefits	$2,610,000	3,438
Premises and equipment expense	$711,000	2,935
Additional noninterest expense	$1,481,000	3,685
Pre-tax net operating income	$3,058,000	2,140
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$3,058,000	1,871
Extraordinary gains, net	$0	29
Net income	$3,058,000	1,874
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,058,000	1,874
Net charge-offs	$251,000	2,766
Cash dividends	$2,286,000	1,076
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,058,000	1,839
2013-09-30 (YTD Data)		Rank
Total interest income	$5,837,000	3,024
Total interest expense	$727,000	3,092
Net interest income	$5,110,000	2,992
Provision for loan and lease losses	$10,000	4,707
Total noninterest income	$741,000	3,272
Gross Fiduciary activities income	$6,000	1,100
Service charges on deposit accounts	$334,000	2,624
Trading account gains and fees	$0	180
Additional Noninterest Income	$401,000	3,334
Total noninterest expense	$3,544,000	3,557
Salaries and employee benefits	$1,952,000	3,462
Premises and equipment expense	$528,000	2,986
Additional noninterest expense	$1,064,000	3,786
Pre-tax net operating income	$2,297,000	2,206
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$2,297,000	1,904
Extraordinary gains, net	$0	25
Net income	$2,297,000	1,911
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,297,000	1,909
Net charge-offs	$225,000	2,442
Cash dividends	$1,116,000	1,337
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,297,000	1,853
2013-06-30 (YTD Data)		Rank
Total interest income	$3,849,000	3,056
Total interest expense	$496,000	3,094
Net interest income	$3,353,000	3,021
Provision for loan and lease losses	$0	4,788
Total noninterest income	$472,000	3,396
Gross Fiduciary activities income	$6,000	1,074
Service charges on deposit accounts	$218,000	2,627
Trading account gains and fees	$0	157
Additional Noninterest Income	$248,000	3,455
Total noninterest expense	$2,335,000	3,602
Salaries and employee benefits	$1,306,000	3,459
Premises and equipment expense	$350,000	2,998
Additional noninterest expense	$679,000	3,911
Pre-tax net operating income	$1,490,000	2,200
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,490,000	1,934
Extraordinary gains, net	$0	22
Net income	$1,490,000	1,940
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,490,000	1,940
Net charge-offs	$177,000	2,222
Cash dividends	$528,000	1,649
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,490,000	1,864
2013-03-31 (YTD Data)		Rank
Total interest income	$1,903,000	3,109
Total interest expense	$253,000	3,122
Net interest income	$1,650,000	3,076
Provision for loan and lease losses	$0	4,409
Total noninterest income	$229,000	3,444
Gross Fiduciary activities income	$6,000	1,004
Service charges on deposit accounts	$113,000	2,561
Trading account gains and fees	$0	148
Additional Noninterest Income	$110,000	3,613
Total noninterest expense	$1,173,000	3,622
Salaries and employee benefits	$666,000	3,439
Premises and equipment expense	$173,000	3,049
Additional noninterest expense	$334,000	3,965
Pre-tax net operating income	$706,000	2,258
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$706,000	1,991
Extraordinary gains, net	$0	10
Net income	$706,000	1,992
Minority interest net income	$0	76
Net income of bank and minority interests.	$706,000	1,993
Net charge-offs	$124,000	1,729
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$706,000	1,907
2012-12-31 (YTD Data)		Rank
Total interest income	$8,193,000	3,042
Total interest expense	$1,277,000	3,074
Net interest income	$6,916,000	3,010
Provision for loan and lease losses	$700,000	2,253
Total noninterest income	$1,080,000	3,123
Gross Fiduciary activities income	$7,000	1,163
Service charges on deposit accounts	$476,000	2,592
Trading account gains and fees	$0	166
Additional Noninterest Income	$597,000	3,106
Total noninterest expense	$4,682,000	3,651
Salaries and employee benefits	$2,558,000	3,513
Premises and equipment expense	$729,000	2,939
Additional noninterest expense	$1,395,000	3,968
Pre-tax net operating income	$2,614,000	2,333
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$2,614,000	2,090
Extraordinary gains, net	$0	29
Net income	$2,614,000	2,089
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,614,000	2,091
Net charge-offs	$380,000	3,002
Cash dividends	$1,960,000	1,248
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,614,000	1,963
2012-09-30 (YTD Data)		Rank
Total interest income	$6,208,000	3,083
Total interest expense	$992,000	3,096
Net interest income	$5,216,000	3,040
Provision for loan and lease losses	$540,000	2,179
Total noninterest income	$813,000	3,137
Gross Fiduciary activities income	$7,000	1,116
Service charges on deposit accounts	$352,000	2,638
Trading account gains and fees	$0	157
Additional Noninterest Income	$454,000	3,090
Total noninterest expense	$3,493,000	3,685
Salaries and employee benefits	$1,919,000	3,526
Premises and equipment expense	$545,000	2,975
Additional noninterest expense	$1,029,000	4,034
Pre-tax net operating income	$1,996,000	2,361
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,996,000	2,109
Extraordinary gains, net	$0	20
Net income	$1,996,000	2,109
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,996,000	2,110
Net charge-offs	$379,000	2,523
Cash dividends	$1,084,000	1,253
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,996,000	1,987
2012-06-30 (YTD Data)		Rank
Total interest income	$4,190,000	3,077
Total interest expense	$671,000	3,145
Net interest income	$3,519,000	3,030
Provision for loan and lease losses	$360,000	2,203
Total noninterest income	$565,000	3,027
Gross Fiduciary activities income	$7,000	1,082
Service charges on deposit accounts	$230,000	2,671
Trading account gains and fees	$0	153
Additional Noninterest Income	$328,000	2,951
Total noninterest expense	$2,280,000	3,746
Salaries and employee benefits	$1,295,000	3,512
Premises and equipment expense	$362,000	2,987
Additional noninterest expense	$623,000	4,298
Pre-tax net operating income	$1,444,000	2,202
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,444,000	1,949
Extraordinary gains, net	$0	19
Net income	$1,444,000	1,947
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,444,000	1,949
Net charge-offs	$200,000	2,753
Cash dividends	$548,000	1,512
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,444,000	1,846
2012-03-31 (YTD Data)		Rank
Total interest income	$2,107,000	3,088
Total interest expense	$339,000	3,233
Net interest income	$1,768,000	3,039
Provision for loan and lease losses	$180,000	2,114
Total noninterest income	$291,000	2,992
Gross Fiduciary activities income	$7,000	1,012
Service charges on deposit accounts	$108,000	2,754
Trading account gains and fees	$0	148
Additional Noninterest Income	$176,000	2,840
Total noninterest expense	$1,147,000	3,757
Salaries and employee benefits	$642,000	3,564
Premises and equipment expense	$189,000	2,903
Additional noninterest expense	$316,000	4,247
Pre-tax net operating income	$732,000	2,185
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$732,000	1,942
Extraordinary gains, net	$0	19
Net income	$732,000	1,943
Minority interest net income	$0	78
Net income of bank and minority interests.	$732,000	1,944
Net charge-offs	$-28,000	6,963
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$732,000	1,840
2011-12-31 (YTD Data)		Rank
Total interest income	$8,623,000	3,124
Total interest expense	$1,468,000	3,499
Net interest income	$7,155,000	3,017
Provision for loan and lease losses	$720,000	2,899
Total noninterest income	$989,000	3,134
Gross Fiduciary activities income	$6,000	1,141
Service charges on deposit accounts	$451,000	2,791
Trading account gains and fees	$0	146
Additional Noninterest Income	$532,000	3,026
Total noninterest expense	$4,615,000	3,739
Salaries and employee benefits	$2,519,000	3,542
Premises and equipment expense	$728,000	3,101
Additional noninterest expense	$1,368,000	4,099
Pre-tax net operating income	$2,809,000	1,951
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$2,809,000	1,713
Extraordinary gains, net	$0	29
Net income	$2,809,000	1,713
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,809,000	1,714
Net charge-offs	$694,000	2,792
Cash dividends	$2,108,000	914
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,809,000	1,628
2011-09-30 (YTD Data)		Rank
Total interest income	$6,482,000	3,154
Total interest expense	$1,115,000	3,583
Net interest income	$5,367,000	3,037
Provision for loan and lease losses	$540,000	2,764
Total noninterest income	$728,000	3,176
Gross Fiduciary activities income	$6,000	1,085
Service charges on deposit accounts	$326,000	2,867
Trading account gains and fees	$0	145
Additional Noninterest Income	$396,000	3,059
Total noninterest expense	$3,448,000	3,766
Salaries and employee benefits	$1,867,000	3,567
Premises and equipment expense	$542,000	3,162
Additional noninterest expense	$1,039,000	4,071
Pre-tax net operating income	$2,107,000	2,004
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$2,107,000	1,763
Extraordinary gains, net	$0	21
Net income	$2,107,000	1,763
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,107,000	1,763
Net charge-offs	$259,000	3,406
Cash dividends	$1,066,000	1,097
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,107,000	1,683
2011-06-30 (YTD Data)		Rank
Total interest income	$4,335,000	3,180
Total interest expense	$754,000	3,639
Net interest income	$3,581,000	3,023
Provision for loan and lease losses	$360,000	2,724
Total noninterest income	$481,000	3,190
Gross Fiduciary activities income	$6,000	1,059
Service charges on deposit accounts	$206,000	2,947
Trading account gains and fees	$0	153
Additional Noninterest Income	$269,000	3,051
Total noninterest expense	$2,279,000	3,830
Salaries and employee benefits	$1,237,000	3,613
Premises and equipment expense	$349,000	3,262
Additional noninterest expense	$693,000	4,138
Pre-tax net operating income	$1,423,000	1,964
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,423,000	1,698
Extraordinary gains, net	$0	15
Net income	$1,423,000	1,698
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,423,000	1,698
Net charge-offs	$130,000	3,579
Cash dividends	$544,000	1,342
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,423,000	1,630
2011-03-31 (YTD Data)		Rank
Total interest income	$2,190,000	3,168
Total interest expense	$384,000	3,694
Net interest income	$1,806,000	2,989
Provision for loan and lease losses	$180,000	2,550
Total noninterest income	$238,000	3,249
Gross Fiduciary activities income	$6,000	985
Service charges on deposit accounts	$100,000	2,979
Trading account gains and fees	$0	158
Additional Noninterest Income	$132,000	3,119
Total noninterest expense	$1,138,000	3,839
Salaries and employee benefits	$601,000	3,721
Premises and equipment expense	$191,000	3,106
Additional noninterest expense	$346,000	4,130
Pre-tax net operating income	$726,000	1,924
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$726,000	1,620
Extraordinary gains, net	$0	9
Net income	$726,000	1,620
Minority interest net income	$0	86
Net income of bank and minority interests.	$726,000	1,620
Net charge-offs	$99,000	2,745
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$726,000	1,572
2010-12-31 (YTD Data)		Rank
Total interest income	$8,918,000	3,244
Total interest expense	$1,783,000	3,855
Net interest income	$7,135,000	3,023
Provision for loan and lease losses	$600,000	3,834
Total noninterest income	$1,011,000	3,202
Gross Fiduciary activities income	$6,000	1,203
Service charges on deposit accounts	$482,000	2,711
Trading account gains and fees	$0	175
Additional Noninterest Income	$523,000	3,125
Total noninterest expense	$4,658,000	3,802
Salaries and employee benefits	$2,379,000	3,725
Premises and equipment expense	$776,000	3,041
Additional noninterest expense	$1,503,000	4,001
Pre-tax net operating income	$2,888,000	1,672
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$2,888,000	1,449
Extraordinary gains, net	$0	29
Net income	$2,888,000	1,451
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,888,000	1,452
Net charge-offs	$846,000	2,913
Cash dividends	$2,156,000	764
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,888,000	1,394
2010-09-30 (YTD Data)		Rank
Total interest income	$6,674,000	3,316
Total interest expense	$1,376,000	3,926
Net interest income	$5,298,000	3,086
Provision for loan and lease losses	$450,000	3,704
Total noninterest income	$749,000	3,276
Gross Fiduciary activities income	$6,000	1,151
Service charges on deposit accounts	$365,000	2,754
Trading account gains and fees	$0	165
Additional Noninterest Income	$378,000	3,193
Total noninterest expense	$3,494,000	3,811
Salaries and employee benefits	$1,781,000	3,768
Premises and equipment expense	$584,000	3,090
Additional noninterest expense	$1,129,000	3,973
Pre-tax net operating income	$2,103,000	1,819
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$2,103,000	1,570
Extraordinary gains, net	$0	23
Net income	$2,103,000	1,573
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,103,000	1,573
Net charge-offs	$674,000	2,688
Cash dividends	$1,008,000	1,038
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,103,000	1,503
2010-06-30 (YTD Data)		Rank
Total interest income	$4,418,000	3,372
Total interest expense	$947,000	3,943
Net interest income	$3,471,000	3,122
Provision for loan and lease losses	$300,000	3,591
Total noninterest income	$486,000	3,268
Gross Fiduciary activities income	$5,000	1,142
Service charges on deposit accounts	$237,000	2,814
Trading account gains and fees	$0	152
Additional Noninterest Income	$244,000	3,164
Total noninterest expense	$2,309,000	3,833
Salaries and employee benefits	$1,187,000	3,796
Premises and equipment expense	$379,000	3,178
Additional noninterest expense	$743,000	3,983
Pre-tax net operating income	$1,348,000	1,863
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,348,000	1,628
Extraordinary gains, net	$0	19
Net income	$1,348,000	1,627
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,348,000	1,628
Net charge-offs	$270,000	3,184
Cash dividends	$488,000	1,373
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,348,000	1,553
2010-03-31 (YTD Data)		Rank
Total interest income	$2,206,000	3,444
Total interest expense	$489,000	3,993
Net interest income	$1,717,000	3,184
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$240,000	3,279
Gross Fiduciary activities income	$5,000	1,053
Service charges on deposit accounts	$110,000	2,968
Trading account gains and fees	$0	175
Additional Noninterest Income	$125,000	3,132
Total noninterest expense	$1,151,000	3,869
Salaries and employee benefits	$594,000	3,857
Premises and equipment expense	$185,000	3,329
Additional noninterest expense	$372,000	3,982
Pre-tax net operating income	$656,000	1,945
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$656,000	1,668
Extraordinary gains, net	$0	16
Net income	$656,000	1,669
Minority interest net income	$0	91
Net income of bank and minority interests.	$656,000	1,670
Net charge-offs	$168,000	2,616
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$656,000	1,602
2009-12-31 (YTD Data)		Rank
Total interest income	$8,913,000	3,535
Total interest expense	$2,571,000	3,818
Net interest income	$6,342,000	3,296
Provision for loan and lease losses	$825,000	3,797
Total noninterest income	$961,000	3,421
Gross Fiduciary activities income	$7,000	1,220
Service charges on deposit accounts	$492,000	2,923
Trading account gains and fees	$0	211
Additional Noninterest Income	$462,000	3,338
Total noninterest expense	$4,628,000	3,908
Salaries and employee benefits	$2,320,000	3,916
Premises and equipment expense	$739,000	3,322
Additional noninterest expense	$1,569,000	3,960
Pre-tax net operating income	$1,850,000	2,037
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,850,000	1,801
Extraordinary gains, net	$0	34
Net income	$1,850,000	1,798
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,850,000	1,800
Net charge-offs	$602,000	3,556
Cash dividends	$1,380,000	1,276
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,850,000	1,762
2009-09-30 (YTD Data)		Rank
Total interest income	$6,746,000	3,564
Total interest expense	$1,991,000	3,863
Net interest income	$4,755,000	3,303
Provision for loan and lease losses	$675,000	3,339
Total noninterest income	$698,000	3,535
Gross Fiduciary activities income	$7,000	1,163
Service charges on deposit accounts	$369,000	2,930
Trading account gains and fees	$0	212
Additional Noninterest Income	$322,000	3,504
Total noninterest expense	$3,428,000	3,962
Salaries and employee benefits	$1,721,000	3,976
Premises and equipment expense	$542,000	3,424
Additional noninterest expense	$1,165,000	3,942
Pre-tax net operating income	$1,350,000	2,245
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,350,000	1,971
Extraordinary gains, net	$0	27
Net income	$1,350,000	1,970
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,350,000	1,971
Net charge-offs	$511,000	3,016
Cash dividends	$680,000	1,659
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,350,000	1,927
2009-06-30 (YTD Data)		Rank
Total interest income	$4,610,000	3,525
Total interest expense	$1,374,000	3,891
Net interest income	$3,236,000	3,250
Provision for loan and lease losses	$500,000	2,961
Total noninterest income	$469,000	3,543
Gross Fiduciary activities income	$7,000	1,124
Service charges on deposit accounts	$232,000	3,034
Trading account gains and fees	$0	193
Additional Noninterest Income	$230,000	3,427
Total noninterest expense	$2,250,000	4,028
Salaries and employee benefits	$1,145,000	4,010
Premises and equipment expense	$356,000	3,486
Additional noninterest expense	$749,000	4,073
Pre-tax net operating income	$955,000	2,196
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$955,000	1,921
Extraordinary gains, net	$0	21
Net income	$955,000	1,919
Minority interest net income	$0	112
Net income of bank and minority interests.	$955,000	1,920
Net charge-offs	$307,000	2,895
Cash dividends	$340,000	2,070
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$955,000	1,860
2009-03-31 (YTD Data)		Rank
Total interest income	$2,347,000	3,516
Total interest expense	$711,000	3,899
Net interest income	$1,636,000	3,206
Provision for loan and lease losses	$275,000	2,441
Total noninterest income	$226,000	3,582
Gross Fiduciary activities income	$7,000	1,026
Service charges on deposit accounts	$113,000	3,030
Trading account gains and fees	$0	171
Additional Noninterest Income	$106,000	3,571
Total noninterest expense	$1,103,000	4,019
Salaries and employee benefits	$568,000	4,056
Premises and equipment expense	$177,000	3,542
Additional noninterest expense	$358,000	3,891
Pre-tax net operating income	$484,000	2,438
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$484,000	2,191
Extraordinary gains, net	$0	15
Net income	$484,000	2,192
Minority interest net income	$0	102
Net income of bank and minority interests.	$484,000	2,193
Net charge-offs	$105,000	2,815
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$484,000	2,056
2008-12-31 (YTD Data)		Rank
Total interest income	$10,572,000	3,382
Total interest expense	$4,187,000	3,403
Net interest income	$6,385,000	3,304
Provision for loan and lease losses	$1,260,000	2,390
Total noninterest income	$945,000	3,527
Gross Fiduciary activities income	$7,000	1,258
Service charges on deposit accounts	$506,000	2,986
Trading account gains and fees	$0	154
Additional Noninterest Income	$432,000	3,448
Total noninterest expense	$4,319,000	4,004
Salaries and employee benefits	$2,212,000	4,120
Premises and equipment expense	$795,000	3,195
Additional noninterest expense	$1,312,000	3,994
Pre-tax net operating income	$1,751,000	2,738
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,751,000	2,240
Extraordinary gains, net	$0	39
Net income	$1,751,000	2,241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,319,000	1,683
Cash dividends	$1,000,000	2,281
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,751,000	2,372
2008-09-30 (YTD Data)		Rank
Total interest income	$8,040,000	3,410
Total interest expense	$3,368,000	3,324
Net interest income	$4,672,000	3,386
Provision for loan and lease losses	$950,000	1,876
Total noninterest income	$694,000	3,654
Gross Fiduciary activities income	$7,000	1,205
Service charges on deposit accounts	$390,000	2,943
Trading account gains and fees	$0	148
Additional Noninterest Income	$297,000	3,705
Total noninterest expense	$3,179,000	4,044
Salaries and employee benefits	$1,650,000	4,178
Premises and equipment expense	$596,000	3,213
Additional noninterest expense	$933,000	4,085
Pre-tax net operating income	$1,237,000	3,258
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,237,000	2,699
Extraordinary gains, net	$0	31
Net income	$1,237,000	2,696
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$927,000	1,376
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,237,000	2,839
2008-06-30 (YTD Data)		Rank
Total interest income	$5,422,000	3,424
Total interest expense	$2,391,000	3,294
Net interest income	$3,031,000	3,470
Provision for loan and lease losses	$650,000	1,606
Total noninterest income	$470,000	3,649
Gross Fiduciary activities income	$7,000	1,174
Service charges on deposit accounts	$263,000	2,898
Trading account gains and fees	$0	149
Additional Noninterest Income	$200,000	3,761
Total noninterest expense	$2,074,000	4,130
Salaries and employee benefits	$1,105,000	4,198
Premises and equipment expense	$401,000	3,210
Additional noninterest expense	$568,000	4,349
Pre-tax net operating income	$777,000	3,489
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$777,000	3,111
Extraordinary gains, net	$0	21
Net income	$777,000	3,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$325,000	1,720
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$777,000	3,051
2008-03-31 (YTD Data)		Rank
Total interest income	$2,715,000	3,507
Total interest expense	$1,268,000	3,315
Net interest income	$1,447,000	3,576
Provision for loan and lease losses	$300,000	1,372
Total noninterest income	$244,000	3,575
Gross Fiduciary activities income	$7,000	1,068
Service charges on deposit accounts	$132,000	2,865
Trading account gains and fees	$0	158
Additional Noninterest Income	$105,000	3,679
Total noninterest expense	$1,017,000	4,186
Salaries and employee benefits	$553,000	4,207
Premises and equipment expense	$211,000	3,079
Additional noninterest expense	$253,000	4,645
Pre-tax net operating income	$374,000	3,684
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$374,000	3,332
Extraordinary gains, net	$0	15
Net income	$374,000	3,334
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	1,860
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$374,000	3,236
2007-12-31 (YTD Data)		Rank
Total interest income	$11,240,000	3,464
Total interest expense	$5,803,000	3,088
Net interest income	$5,437,000	3,762
Provision for loan and lease losses	$3,762,000	526
Total noninterest income	$971,000	3,598
Gross Fiduciary activities income	$9,000	1,270
Service charges on deposit accounts	$553,000	2,839
Trading account gains and fees	$0	178
Additional Noninterest Income	$409,000	3,686
Total noninterest expense	$4,448,000	3,797
Salaries and employee benefits	$2,267,000	3,988
Premises and equipment expense	$796,000	3,093
Additional noninterest expense	$1,385,000	3,651
Pre-tax net operating income	$-1,802,000	8,249
Securities gains (losses)	$0	2,146
Applicable income taxes	$25,000	5,315
Income before extraordinary items	$-1,827,000	8,291
Extraordinary gains, net	$0	39
Net income	$-1,827,000	8,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,141,000	451
Cash dividends	$680,000	3,242
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-1,827,000	8,281
2007-09-30 (YTD Data)		Rank
Total interest income	$8,579,000	3,429
Total interest expense	$4,400,000	3,057
Net interest income	$4,179,000	3,713
Provision for loan and lease losses	$1,165,000	793
Total noninterest income	$668,000	3,782
Gross Fiduciary activities income	$8,000	1,213
Service charges on deposit accounts	$369,000	3,072
Trading account gains and fees	$0	184
Additional Noninterest Income	$291,000	3,795
Total noninterest expense	$3,179,000	3,923
Salaries and employee benefits	$1,686,000	4,004
Premises and equipment expense	$557,000	3,260
Additional noninterest expense	$936,000	3,901
Pre-tax net operating income	$503,000	5,760
Securities gains (losses)	$0	1,655
Applicable income taxes	$108,000	4,370
Income before extraordinary items	$395,000	5,858
Extraordinary gains, net	$0	33
Net income	$395,000	5,856
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$515,000	1,047
Cash dividends	$412,000	3,195
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$395,000	5,838
2007-06-30 (YTD Data)		Rank
Total interest income	$5,595,000	3,502
Total interest expense	$2,908,000	3,082
Net interest income	$2,687,000	3,835
Provision for loan and lease losses	$360,000	1,334
Total noninterest income	$435,000	3,847
Gross Fiduciary activities income	$4,000	1,255
Service charges on deposit accounts	$254,000	3,002
Trading account gains and fees	$0	168
Additional Noninterest Income	$177,000	4,023
Total noninterest expense	$2,118,000	3,957
Salaries and employee benefits	$1,123,000	4,044
Premises and equipment expense	$372,000	3,273
Additional noninterest expense	$623,000	3,912
Pre-tax net operating income	$644,000	4,499
Securities gains (losses)	$0	1,444
Applicable income taxes	$185,000	3,364
Income before extraordinary items	$459,000	4,761
Extraordinary gains, net	$0	29
Net income	$459,000	4,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$353,000	917
Cash dividends	$232,000	3,463
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$459,000	4,755
2007-03-31 (YTD Data)		Rank
Total interest income	$2,727,000	3,553
Total interest expense	$1,426,000	3,120
Net interest income	$1,301,000	3,910
Provision for loan and lease losses	$180,000	1,262
Total noninterest income	$223,000	3,793
Gross Fiduciary activities income	$4,000	1,141
Service charges on deposit accounts	$129,000	2,922
Trading account gains and fees	$0	195
Additional Noninterest Income	$90,000	3,960
Total noninterest expense	$1,037,000	4,025
Salaries and employee benefits	$562,000	4,065
Premises and equipment expense	$197,000	3,149
Additional noninterest expense	$278,000	4,188
Pre-tax net operating income	$307,000	4,599
Securities gains (losses)	$0	1,187
Applicable income taxes	$88,000	3,448
Income before extraordinary items	$219,000	4,856
Extraordinary gains, net	$0	22
Net income	$219,000	4,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	752
Cash dividends	$68,000	3,423
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$219,000	4,825
2006-12-31 (YTD Data)		Rank
Total interest income	$10,598,000	3,427
Total interest expense	$4,678,000	3,197
Net interest income	$5,920,000	3,555
Provision for loan and lease losses	$300,000	2,748
Total noninterest income	$975,000	3,606
Gross Fiduciary activities income	$4,000	1,374
Service charges on deposit accounts	$529,000	2,940
Trading account gains and fees	$0	130
Additional Noninterest Income	$442,000	3,565
Total noninterest expense	$5,087,000	3,306
Salaries and employee benefits	$2,205,000	3,975
Premises and equipment expense	$818,000	2,945
Additional noninterest expense	$2,064,000	2,505
Pre-tax net operating income	$1,508,000	4,272
Securities gains (losses)	$0	1,687
Applicable income taxes	$480,000	3,213
Income before extraordinary items	$1,028,000	4,651
Extraordinary gains, net	$0	51
Net income	$1,028,000	4,653
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$566,000	1,063
Cash dividends	$702,000	3,200
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,028,000	4,638
2006-09-30 (YTD Data)		Rank
Total interest income	$7,853,000	3,425
Total interest expense	$3,297,000	3,256
Net interest income	$4,556,000	3,511
Provision for loan and lease losses	$150,000	3,386
Total noninterest income	$733,000	3,605
Gross Fiduciary activities income	$4,000	1,314
Service charges on deposit accounts	$403,000	2,941
Trading account gains and fees	$0	126
Additional Noninterest Income	$326,000	3,591
Total noninterest expense	$3,796,000	3,315
Salaries and employee benefits	$1,652,000	3,961
Premises and equipment expense	$597,000	3,015
Additional noninterest expense	$1,547,000	2,477
Pre-tax net operating income	$1,343,000	4,031
Securities gains (losses)	$0	1,388
Applicable income taxes	$405,000	3,162
Income before extraordinary items	$938,000	4,315
Extraordinary gains, net	$0	45
Net income	$938,000	4,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$406,000	941
Cash dividends	$502,000	2,909
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$938,000	4,300
2006-06-30 (YTD Data)		Rank
Total interest income	$5,169,000	3,422
Total interest expense	$2,079,000	3,274
Net interest income	$3,090,000	3,470
Provision for loan and lease losses	$0	6,419
Total noninterest income	$481,000	3,622
Gross Fiduciary activities income	$4,000	1,273
Service charges on deposit accounts	$264,000	2,945
Trading account gains and fees	$0	126
Additional Noninterest Income	$213,000	3,629
Total noninterest expense	$2,595,000	3,252
Salaries and employee benefits	$1,100,000	3,984
Premises and equipment expense	$401,000	2,995
Additional noninterest expense	$1,094,000	2,361
Pre-tax net operating income	$976,000	3,850
Securities gains (losses)	$-5,000	7,694
Applicable income taxes	$300,000	3,043
Income before extraordinary items	$671,000	4,175
Extraordinary gains, net	$0	39
Net income	$671,000	4,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	1,969
Cash dividends	$318,000	3,026
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$674,450	4,156
2006-03-31 (YTD Data)		Rank
Total interest income	$2,580,000	3,360
Total interest expense	$995,000	3,270
Net interest income	$1,585,000	3,384
Provision for loan and lease losses	$0	6,013
Total noninterest income	$265,000	3,342
Gross Fiduciary activities income	$4,000	1,187
Service charges on deposit accounts	$126,000	2,974
Trading account gains and fees	$0	115
Additional Noninterest Income	$135,000	3,166
Total noninterest expense	$1,239,000	3,376
Salaries and employee benefits	$551,000	3,996
Premises and equipment expense	$200,000	3,020
Additional noninterest expense	$488,000	2,594
Pre-tax net operating income	$611,000	3,265
Securities gains (losses)	$0	955
Applicable income taxes	$185,000	2,713
Income before extraordinary items	$426,000	3,522
Extraordinary gains, net	$0	21
Net income	$426,000	3,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	2,694
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$426,000	3,504
2005-12-31 (YTD Data)		Rank
Total interest income	$10,110,000	3,129
Total interest expense	$3,482,000	2,954
Net interest income	$6,628,000	3,175
Provision for loan and lease losses	$500,000	1,892
Total noninterest income	$814,000	4,004
Gross Fiduciary activities income	$6,000	1,363
Service charges on deposit accounts	$497,000	3,068
Trading account gains and fees	$0	138
Additional Noninterest Income	$311,000	4,260
Total noninterest expense	$4,540,000	3,509
Salaries and employee benefits	$2,100,000	3,986
Premises and equipment expense	$757,000	3,033
Additional noninterest expense	$1,683,000	2,942
Pre-tax net operating income	$2,402,000	3,240
Securities gains (losses)	$0	2,296
Applicable income taxes	$750,000	2,697
Income before extraordinary items	$1,652,000	3,555
Extraordinary gains, net	$0	46
Net income	$1,652,000	3,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$595,000	1,002
Cash dividends	$1,652,000	1,701
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,652,000	3,523
2005-09-30 (YTD Data)		Rank
Total interest income	$7,529,000	3,098
Total interest expense	$2,552,000	2,881
Net interest income	$4,977,000	3,156
Provision for loan and lease losses	$450,000	1,533
Total noninterest income	$586,000	4,114
Gross Fiduciary activities income	$4,000	1,330
Service charges on deposit accounts	$361,000	3,132
Trading account gains and fees	$0	126
Additional Noninterest Income	$221,000	4,388
Total noninterest expense	$3,269,000	3,601
Salaries and employee benefits	$1,557,000	3,975
Premises and equipment expense	$523,000	3,230
Additional noninterest expense	$1,189,000	3,065
Pre-tax net operating income	$1,844,000	3,244
Securities gains (losses)	$0	2,317
Applicable income taxes	$588,000	2,671
Income before extraordinary items	$1,256,000	3,550
Extraordinary gains, net	$0	35
Net income	$1,256,000	3,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$515,000	818
Cash dividends	$252,000	3,755
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,256,000	3,517
2005-06-30 (YTD Data)		Rank
Total interest income	$4,996,000	3,035
Total interest expense	$1,672,000	2,781
Net interest income	$3,324,000	3,126
Provision for loan and lease losses	$300,000	1,505
Total noninterest income	$346,000	4,396
Gross Fiduciary activities income	$4,000	1,282
Service charges on deposit accounts	$226,000	3,239
Trading account gains and fees	$0	116
Additional Noninterest Income	$116,000	4,882
Total noninterest expense	$2,220,000	3,518
Salaries and employee benefits	$1,033,000	3,971
Premises and equipment expense	$340,000	3,273
Additional noninterest expense	$847,000	2,863
Pre-tax net operating income	$1,150,000	3,364
Securities gains (losses)	$0	2,146
Applicable income taxes	$355,000	2,792
Income before extraordinary items	$795,000	3,647
Extraordinary gains, net	$0	30
Net income	$795,000	3,649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$477,000	620
Cash dividends	$126,000	4,046
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$795,000	3,601
2005-03-31 (YTD Data)		Rank
Total interest income	$2,444,000	3,050
Total interest expense	$821,000	2,731
Net interest income	$1,623,000	3,185
Provision for loan and lease losses	$150,000	1,379
Total noninterest income	$181,000	4,235
Gross Fiduciary activities income	$3,000	1,221
Service charges on deposit accounts	$103,000	3,372
Trading account gains and fees	$0	115
Additional Noninterest Income	$75,000	4,317
Total noninterest expense	$1,149,000	3,438
Salaries and employee benefits	$520,000	3,977
Premises and equipment expense	$170,000	3,306
Additional noninterest expense	$459,000	2,637
Pre-tax net operating income	$505,000	3,650
Securities gains (losses)	$0	1,685
Applicable income taxes	$157,000	3,029
Income before extraordinary items	$348,000	3,979
Extraordinary gains, net	$0	24
Net income	$348,000	3,981
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$411,000	400
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$348,000	3,931
2004-12-31 (YTD Data)		Rank
Total interest income	$9,439,000	2,978
Total interest expense	$3,233,000	2,461
Net interest income	$6,206,000	3,205
Provision for loan and lease losses	$980,000	1,055
Total noninterest income	$656,000	4,581
Gross Fiduciary activities income	$13,000	1,271
Service charges on deposit accounts	$494,000	3,171
Trading account gains and fees	$0	138
Additional Noninterest Income	$149,000	5,698
Total noninterest expense	$4,594,000	3,361
Salaries and employee benefits	$1,991,000	4,013
Premises and equipment expense	$693,000	3,149
Additional noninterest expense	$1,910,000	2,525
Pre-tax net operating income	$1,288,000	4,609
Securities gains (losses)	$0	3,819
Applicable income taxes	$404,000	3,713
Income before extraordinary items	$884,000	5,020
Extraordinary gains, net	$0	34
Net income	$884,000	5,021
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$580,000	1,191
Cash dividends	$504,000	3,509
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$884,000	4,944
2004-09-30 (YTD Data)		Rank
Total interest income	$7,069,000	2,953
Total interest expense	$2,410,000	2,433
Net interest income	$4,659,000	3,189
Provision for loan and lease losses	$430,000	1,671
Total noninterest income	$489,000	4,611
Gross Fiduciary activities income	$6,000	1,324
Service charges on deposit accounts	$359,000	3,263
Trading account gains and fees	$0	134
Additional Noninterest Income	$124,000	5,505
Total noninterest expense	$2,918,000	3,797
Salaries and employee benefits	$1,472,000	4,009
Premises and equipment expense	$510,000	3,204
Additional noninterest expense	$936,000	3,597
Pre-tax net operating income	$1,800,000	3,149
Securities gains (losses)	$0	3,710
Applicable income taxes	$587,000	2,601
Income before extraordinary items	$1,213,000	3,520
Extraordinary gains, net	$0	26
Net income	$1,213,000	3,520
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$401,000	1,159
Cash dividends	$252,000	3,667
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,213,000	3,435
2004-06-30 (YTD Data)		Rank
Total interest income	$4,665,000	2,968
Total interest expense	$1,606,000	2,421
Net interest income	$3,059,000	3,233
Provision for loan and lease losses	$280,000	1,675
Total noninterest income	$337,000	4,510
Gross Fiduciary activities income	$6,000	1,267
Service charges on deposit accounts	$234,000	3,289
Trading account gains and fees	$0	130
Additional Noninterest Income	$97,000	5,216
Total noninterest expense	$1,977,000	3,770
Salaries and employee benefits	$978,000	4,056
Premises and equipment expense	$350,000	3,127
Additional noninterest expense	$649,000	3,511
Pre-tax net operating income	$1,139,000	3,236
Securities gains (losses)	$0	3,413
Applicable income taxes	$370,000	2,701
Income before extraordinary items	$769,000	3,626
Extraordinary gains, net	$0	21
Net income	$769,000	3,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	2,487
Cash dividends	$126,000	3,976
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$769,000	3,532
2004-03-31 (YTD Data)		Rank
Total interest income	$2,290,000	3,026
Total interest expense	$806,000	2,427
Net interest income	$1,484,000	3,297
Provision for loan and lease losses	$130,000	1,707
Total noninterest income	$189,000	4,180
Gross Fiduciary activities income	$6,000	1,163
Service charges on deposit accounts	$114,000	3,270
Trading account gains and fees	$0	121
Additional Noninterest Income	$69,000	4,468
Total noninterest expense	$1,002,000	3,754
Salaries and employee benefits	$486,000	4,102
Premises and equipment expense	$171,000	3,220
Additional noninterest expense	$345,000	3,329
Pre-tax net operating income	$541,000	3,329
Securities gains (losses)	$0	2,934
Applicable income taxes	$170,000	2,851
Income before extraordinary items	$371,000	3,715
Extraordinary gains, net	$0	16
Net income	$371,000	3,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	2,212
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$371,000	3,588
2003-12-31 (YTD Data)		Rank
Total interest income	$9,723,000	2,914
Total interest expense	$3,610,000	2,442
Net interest income	$6,113,000	3,131
Provision for loan and lease losses	$780,000	1,488
Total noninterest income	$724,000	4,468
Gross Fiduciary activities income	$5,000	1,443
Service charges on deposit accounts	$536,000	2,942
Trading account gains and fees	$0	160
Additional Noninterest Income	$183,000	5,464
Total noninterest expense	$3,690,000	3,939
Salaries and employee benefits	$1,863,000	4,151
Premises and equipment expense	$704,000	3,071
Additional noninterest expense	$1,123,000	3,920
Pre-tax net operating income	$2,367,000	3,010
Securities gains (losses)	$0	4,500
Applicable income taxes	$790,000	2,558
Income before extraordinary items	$1,577,000	3,440
Extraordinary gains, net	$0	54
Net income	$1,577,000	3,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$684,000	1,253
Cash dividends	$504,000	3,490
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,577,000	3,271
2003-09-30 (YTD Data)		Rank
Total interest income	$7,361,000	2,920
Total interest expense	$2,778,000	2,464
Net interest income	$4,583,000	3,139
Provision for loan and lease losses	$630,000	1,346
Total noninterest income	$553,000	4,452
Gross Fiduciary activities income	$4,000	1,409
Service charges on deposit accounts	$420,000	2,852
Trading account gains and fees	$0	153
Additional Noninterest Income	$129,000	5,631
Total noninterest expense	$2,709,000	3,985
Salaries and employee benefits	$1,389,000	4,178
Premises and equipment expense	$519,000	3,124
Additional noninterest expense	$801,000	4,055
Pre-tax net operating income	$1,797,000	3,077
Securities gains (losses)	$0	4,204
Applicable income taxes	$615,000	2,626
Income before extraordinary items	$1,182,000	3,539
Extraordinary gains, net	$0	40
Net income	$1,182,000	3,538
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$531,000	1,110
Cash dividends	$252,000	3,712
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,182,000	3,372
2003-06-30 (YTD Data)		Rank
Total interest income	$4,933,000	2,933
Total interest expense	$1,908,000	2,483
Net interest income	$3,025,000	3,163
Provision for loan and lease losses	$320,000	1,710
Total noninterest income	$372,000	4,421
Gross Fiduciary activities income	$3,000	1,400
Service charges on deposit accounts	$280,000	2,802
Trading account gains and fees	$0	150
Additional Noninterest Income	$89,000	5,537
Total noninterest expense	$1,784,000	4,032
Salaries and employee benefits	$920,000	4,182
Premises and equipment expense	$339,000	3,164
Additional noninterest expense	$525,000	4,091
Pre-tax net operating income	$1,293,000	2,920
Securities gains (losses)	$0	3,782
Applicable income taxes	$415,000	2,622
Income before extraordinary items	$878,000	3,273
Extraordinary gains, net	$0	30
Net income	$878,000	3,273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$289,000	1,284
Cash dividends	$126,000	4,030
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$878,000	3,101
2003-03-31 (YTD Data)		Rank
Total interest income	$2,480,000	2,938
Total interest expense	$985,000	2,469
Net interest income	$1,495,000	3,175
Provision for loan and lease losses	$160,000	1,616
Total noninterest income	$223,000	3,902
Gross Fiduciary activities income	$1,000	1,409
Service charges on deposit accounts	$151,000	2,574
Trading account gains and fees	$0	134
Additional Noninterest Income	$71,000	4,573
Total noninterest expense	$897,000	3,999
Salaries and employee benefits	$459,000	4,182
Premises and equipment expense	$165,000	3,224
Additional noninterest expense	$273,000	3,941
Pre-tax net operating income	$661,000	2,870
Securities gains (losses)	$0	2,891
Applicable income taxes	$215,000	2,571
Income before extraordinary items	$446,000	3,195
Extraordinary gains, net	$0	21
Net income	$446,000	3,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	1,329
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$446,000	3,035
2002-12-31 (YTD Data)		Rank
Total interest income	$10,124,000	2,985
Total interest expense	$4,539,000	2,454
Net interest income	$5,585,000	3,334
Provision for loan and lease losses	$1,080,000	1,255
Total noninterest income	$773,000	4,085
Gross Fiduciary activities income	$13,000	1,361
Service charges on deposit accounts	$487,000	3,044
Trading account gains and fees	$0	153
Additional Noninterest Income	$273,000	4,454
Total noninterest expense	$3,460,000	4,006
Salaries and employee benefits	$1,734,000	4,209
Premises and equipment expense	$665,000	3,135
Additional noninterest expense	$1,061,000	3,985
Pre-tax net operating income	$1,818,000	3,636
Securities gains (losses)	$0	4,537
Applicable income taxes	$590,000	3,150
Income before extraordinary items	$1,228,000	4,015
Extraordinary gains, net	$0	70
Net income	$1,228,000	4,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$937,000	1,031
Cash dividends	$400,000	3,806
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,228,000	3,912
2001-12-31 (YTD Data)		Rank
Total interest income	$10,429,000	3,199
Total interest expense	$5,576,000	2,850
Net interest income	$4,853,000	3,517
Provision for loan and lease losses	$425,000	2,486
Total noninterest income	$787,000	3,895
Gross Fiduciary activities income	$7,000	1,492
Service charges on deposit accounts	$588,000	2,474
Trading account gains and fees	$0	177
Additional Noninterest Income	$192,000	5,021
Total noninterest expense	$3,285,000	4,036
Salaries and employee benefits	$1,594,000	4,311
Premises and equipment expense	$689,000	2,988
Additional noninterest expense	$1,002,000	4,063
Pre-tax net operating income	$1,930,000	3,258
Securities gains (losses)	$0	4,612
Applicable income taxes	$600,000	2,969
Income before extraordinary items	$1,330,000	3,531
Extraordinary gains, net	$0	105
Net income	$1,330,000	3,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$198,000	2,879
Cash dividends	$400,000	3,838
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,330,000	3,434
2000-12-31 (YTD Data)		Rank
Total interest income	$9,894,000	3,429
Total interest expense	$5,250,000	3,171
Net interest income	$4,644,000	3,700
Provision for loan and lease losses	$300,000	2,819
Total noninterest income	$629,000	4,287
Gross Fiduciary activities income	$4,000	1,270
Service charges on deposit accounts	$471,000	2,850
Trading account gains and fees	$0	180
Additional Noninterest Income	$154,000	5,407
Total noninterest expense	$3,019,000	4,208
Salaries and employee benefits	$1,460,000	4,454
Premises and equipment expense	$659,000	3,032
Additional noninterest expense	$900,000	4,336
Pre-tax net operating income	$1,954,000	3,389
Securities gains (losses)	$0	1,956
Applicable income taxes	$610,000	3,068
Income before extraordinary items	$1,344,000	3,544
Extraordinary gains, net	$0	38
Net income	$1,344,000	3,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$286,000	1,886
Cash dividends	$400,000	3,920
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,344,000	3,533
1999-12-31 (YTD Data)		Rank
Total interest income	$9,059,000	3,518
Total interest expense	$4,483,000	3,250
Net interest income	$4,576,000	3,731
Provision for loan and lease losses	$680,000	1,352
Total noninterest income	$647,000	4,202
Gross Fiduciary activities income	$4,000	1,311
Service charges on deposit accounts	$455,000	2,863
Trading account gains and fees	$0	173
Additional Noninterest Income	$188,000	5,076
Total noninterest expense	$2,914,000	4,308
Salaries and employee benefits	$1,364,000	4,684
Premises and equipment expense	$622,000	3,152
Additional noninterest expense	$928,000	4,271
Pre-tax net operating income	$1,629,000	3,873
Securities gains (losses)	$-4,000	9,004
Applicable income taxes	$490,000	3,686
Income before extraordinary items	$1,135,000	4,036
Extraordinary gains, net	$0	35
Net income	$1,135,000	4,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$678,000	957
Cash dividends	$400,000	3,903
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,137,800	3,994
1998-12-31 (YTD Data)		Rank
Total interest income	$8,182,000	3,860
Total interest expense	$3,904,000	3,771
Net interest income	$4,278,000	3,905
Provision for loan and lease losses	$392,000	2,100
Total noninterest income	$564,000	4,580
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$395,000	3,168
Trading account gains and fees	NA	NA
Additional Noninterest Income	$169,000	5,382
Total noninterest expense	$2,727,000	4,473
Salaries and employee benefits	$1,354,000	4,613
Premises and equipment expense	$563,000	3,366
Additional noninterest expense	$810,000	4,633
Pre-tax net operating income	$1,723,000	3,766
Securities gains (losses)	$1,000	4,151
Applicable income taxes	$539,000	3,664
Income before extraordinary items	$1,185,000	3,968
Extraordinary gains, net	$0	32
Net income	$1,185,000	3,967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$338,000	1,705
Cash dividends	$400,000	3,951
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,184,310	3,886
1997-12-31 (YTD Data)		Rank
Total interest income	$7,612,000	4,158
Total interest expense	$3,680,000	3,965
Net interest income	$3,932,000	4,294
Provision for loan and lease losses	$180,000	3,648
Total noninterest income	$554,000	4,669
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$433,000	3,010
Trading account gains and fees	NA	NA
Additional Noninterest Income	$121,000	6,255
Total noninterest expense	$2,629,000	4,578
Salaries and employee benefits	$1,281,000	4,838
Premises and equipment expense	$485,000	3,811
Additional noninterest expense	$863,000	4,468
Pre-tax net operating income	$1,677,000	4,077
Securities gains (losses)	$3,000	3,097
Applicable income taxes	$552,000	3,927
Income before extraordinary items	$1,128,000	4,274
Extraordinary gains, net	$0	44
Net income	$1,128,000	4,275
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$251,000	2,208
Cash dividends	$320,000	4,410
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,125,990	4,218
1996-12-31 (YTD Data)		Rank
Total interest income	$6,941,000	4,606
Total interest expense	$3,411,000	4,283
Net interest income	$3,530,000	4,795
Provision for loan and lease losses	$226,000	3,144
Total noninterest income	$563,000	4,757
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$444,000	3,050
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	6,619
Total noninterest expense	$2,390,000	5,194
Salaries and employee benefits	$1,242,000	5,056
Premises and equipment expense	$420,000	4,359
Additional noninterest expense	$728,000	5,581
Pre-tax net operating income	$1,477,000	4,387
Securities gains (losses)	$5,000	2,986
Applicable income taxes	$491,000	4,206
Income before extraordinary items	$991,000	4,547
Extraordinary gains, net	$0	53
Net income	$991,000	4,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	3,285
Cash dividends	$320,000	4,362
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$987,650	4,510
1995-12-31 (YTD Data)		Rank
Total interest income	$6,129,000	5,111
Total interest expense	$2,931,000	4,867
Net interest income	$3,198,000	5,222
Provision for loan and lease losses	$185,000	3,176
Total noninterest income	$610,000	4,509
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$469,000	2,896
Trading account gains and fees	NA	NA
Additional Noninterest Income	$141,000	6,163
Total noninterest expense	$2,353,000	5,257
Salaries and employee benefits	$1,179,000	5,288
Premises and equipment expense	$393,000	4,613
Additional noninterest expense	$781,000	5,361
Pre-tax net operating income	$1,270,000	5,051
Securities gains (losses)	$24,000	1,774
Applicable income taxes	$460,000	4,459
Income before extraordinary items	$834,000	5,286
Extraordinary gains, net	$0	65
Net income	$834,000	5,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	2,827
Cash dividends	$320,000	4,365
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$818,640	5,330
1994-12-31 (YTD Data)		Rank
Total interest income	$5,271,000	5,422
Total interest expense	$2,164,000	5,247
Net interest income	$3,107,000	5,467
Provision for loan and lease losses	$180,000	3,202
Total noninterest income	$546,000	4,962
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$447,000	3,066
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	7,543
Total noninterest expense	$2,253,000	5,626
Salaries and employee benefits	$1,101,000	5,639
Premises and equipment expense	$321,000	5,423
Additional noninterest expense	$831,000	5,523
Pre-tax net operating income	$1,220,000	5,180
Securities gains (losses)	$0	3,600
Applicable income taxes	$450,000	4,384
Income before extraordinary items	$770,000	5,504
Extraordinary gains, net	$0	249
Net income	$770,000	5,520
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	3,250
Cash dividends	$320,000	4,289
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$770,000	5,577
1993-12-31 (YTD Data)		Rank
Total interest income	$5,220,000	5,567
Total interest expense	$2,039,000	5,739
Net interest income	$3,181,000	5,393
Provision for loan and lease losses	$183,000	4,103
Total noninterest income	$551,000	5,244
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$454,000	3,056
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	7,960
Total noninterest expense	$2,354,000	5,549
Salaries and employee benefits	$1,083,000	5,731
Premises and equipment expense	$391,000	4,806
Additional noninterest expense	$880,000	5,474
Pre-tax net operating income	$1,195,000	5,197
Securities gains (losses)	$193,000	1,738
Applicable income taxes	$525,000	4,003
Income before extraordinary items	$863,000	5,243
Extraordinary gains, net	$0	3,149
Net income	$863,000	5,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	3,491
Cash dividends	$272,000	4,660
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$739,480	5,621
1992-12-31 (YTD Data)		Rank
Total interest income	$5,693,000	5,732
Total interest expense	$2,578,000	5,839
Net interest income	$3,115,000	5,548
Provision for loan and lease losses	$172,000	5,716
Total noninterest income	$535,000	5,379
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$475,000	2,928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	9,797
Total noninterest expense	$2,387,000	5,512
Salaries and employee benefits	$1,091,000	5,613
Premises and equipment expense	$361,000	5,234
Additional noninterest expense	$935,000	5,348
Pre-tax net operating income	$1,091,000	5,294
Securities gains (losses)	$79,000	3,391
Applicable income taxes	$368,000	5,114
Income before extraordinary items	$802,000	5,352
Extraordinary gains, net	$0	1,422
Net income	$802,000	5,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	5,139
Cash dividends	$224,000	4,776
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$747,490	5,305

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.