Home > Commercial Bank & Trust Co. > Income and Expense

Commercial Bank & Trust Co., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$44,630,0001,032
Total interest expense$13,424,0001,066
Net interest income$31,206,0001,006
Provision for loan and lease losses$233,0001,905
Total noninterest income$16,144,000542
Gross Fiduciary activities income$2,567,000359
Service charges on deposit accounts$773,0001,222
Trading account gains and feesNANA
Additional Noninterest Income$12,804,000449
Total noninterest expense$44,122,000637
Salaries and employee benefits$16,167,000912
Premises and equipment expense$1,816,0001,325
Additional noninterest expense$12,804,000449
Pre-tax net operating income$2,995,0002,513
Securities gains (losses)$12,000732
Applicable income taxes$-206,0004,462
Income before extraordinary items$3,213,0002,248
Extraordinary gains, net$054
Net income$3,213,0002,272
Minority interest net income$088
Net income of bank and minority interests.$3,213,0002,251
Net charge-offs$307,000955
Cash dividends$4,355,000896
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,201,0002,273
2023-09-30 (YTD Data)Rank
Total interest income$32,908,0001,019
Total interest expense$9,253,0001,048
Net interest income$23,655,000996
Provision for loan and lease losses$-172,0004,424
Total noninterest income$13,123,000510
Gross Fiduciary activities income$1,905,000361
Service charges on deposit accounts$586,0001,208
Trading account gains and feesNANA
Additional Noninterest Income$10,632,000429
Total noninterest expense$25,058,000810
Salaries and employee benefits$12,962,000872
Premises and equipment expense$1,363,0001,332
Additional noninterest expense$10,632,000429
Pre-tax net operating income$11,892,000850
Securities gains (losses)$12,000577
Applicable income taxes$347,0002,011
Income before extraordinary items$11,557,000740
Extraordinary gains, net$052
Net income$11,557,000744
Minority interest net income$081
Net income of bank and minority interests.$11,557,000740
Net charge-offs$136,0001,050
Cash dividends$3,170,000848
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,545,360754
2023-06-30 (YTD Data)Rank
Total interest income$21,569,0001,010
Total interest expense$5,575,0001,028
Net interest income$15,994,000990
Provision for loan and lease losses$96,0001,843
Total noninterest income$9,087,000480
Gross Fiduciary activities income$1,277,000355
Service charges on deposit accounts$402,0001,163
Trading account gains and feesNANA
Additional Noninterest Income$7,408,000403
Total noninterest expense$16,468,000808
Salaries and employee benefits$8,655,000861
Premises and equipment expense$894,0001,338
Additional noninterest expense$7,408,000403
Pre-tax net operating income$8,517,000805
Securities gains (losses)$12,000583
Applicable income taxes$248,0001,995
Income before extraordinary items$8,281,000699
Extraordinary gains, net$051
Net income$8,281,000711
Minority interest net income$081
Net income of bank and minority interests.$8,281,000699
Net charge-offs$100,000917
Cash dividends$1,950,000907
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,269,360704
2023-03-31 (YTD Data)Rank
Total interest income$10,380,0001,027
Total interest expense$2,411,0001,037
Net interest income$7,969,000996
Provision for loan and lease losses$60,0001,563
Total noninterest income$4,643,000473
Gross Fiduciary activities income$641,000363
Service charges on deposit accounts$204,0001,161
Trading account gains and feesNANA
Additional Noninterest Income$3,798,000392
Total noninterest expense$8,310,000815
Salaries and employee benefits$4,423,000857
Premises and equipment expense$459,0001,332
Additional noninterest expense$3,798,000392
Pre-tax net operating income$4,242,000844
Securities gains (losses)$5,000739
Applicable income taxes$118,0002,031
Income before extraordinary items$4,129,000714
Extraordinary gains, net$04
Net income$4,129,000713
Minority interest net income$048
Net income of bank and minority interests.$4,129,000713
Net charge-offs$49,000807
Cash dividends$700,0001,029
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,124,150725
2022-12-31 (YTD Data)Rank
Total interest income$35,728,000983
Total interest expense$4,036,000924
Net interest income$31,692,000977
Provision for loan and lease losses$247,0001,665
Total noninterest income$17,506,000522
Gross Fiduciary activities income$2,388,000383
Service charges on deposit accounts$799,0001,205
Trading account gains and feesNANA
Additional Noninterest Income$14,319,000434
Total noninterest expense$31,341,000841
Salaries and employee benefits$16,986,000872
Premises and equipment expense$1,751,0001,373
Additional noninterest expense$14,319,000434
Pre-tax net operating income$17,610,000832
Securities gains (losses)$0691
Applicable income taxes$592,0001,918
Income before extraordinary items$17,018,000726
Extraordinary gains, net$05
Net income$17,018,000727
Minority interest net income$063
Net income of bank and minority interests.$17,018,000727
Net charge-offs$259,000824
Cash dividends$4,010,000928
Sale, conversion, retirement of capital stock, net$0568
Net operating income$17,018,000730
2022-09-30 (YTD Data)Rank
Total interest income$25,139,000996
Total interest expense$2,260,000905
Net interest income$22,879,0001,001
Provision for loan and lease losses$171,0001,578
Total noninterest income$13,162,000522
Gross Fiduciary activities income$1,752,000386
Service charges on deposit accounts$590,0001,234
Trading account gains and feesNANA
Additional Noninterest Income$10,820,000439
Total noninterest expense$23,310,000843
Salaries and employee benefits$12,654,000868
Premises and equipment expense$1,284,0001,396
Additional noninterest expense$10,820,000439
Pre-tax net operating income$12,560,000858
Securities gains (losses)$0740
Applicable income taxes$509,0001,827
Income before extraordinary items$12,051,000757
Extraordinary gains, net$04
Net income$12,051,000757
Minority interest net income$057
Net income of bank and minority interests.$12,051,000757
Net charge-offs$110,000895
Cash dividends$3,010,000838
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,051,000765
2022-06-30 (YTD Data)Rank
Total interest income$15,776,0001,013
Total interest expense$1,221,000944
Net interest income$14,555,0001,008
Provision for loan and lease losses$131,0001,381
Total noninterest income$8,838,000516
Gross Fiduciary activities income$1,160,000351
Service charges on deposit accounts$383,0001,235
Trading account gains and feesNANA
Additional Noninterest Income$7,295,000456
Total noninterest expense$15,408,000832
Salaries and employee benefits$8,509,000846
Premises and equipment expense$801,0001,463
Additional noninterest expense$6,098,000652
Pre-tax net operating income$7,854,000852
Securities gains (losses)$0687
Applicable income taxes$349,0001,753
Income before extraordinary items$7,505,000757
Extraordinary gains, net$04
Net income$7,505,000757
Minority interest net income$060
Net income of bank and minority interests.$7,505,000757
Net charge-offs$49,000978
Cash dividends$1,800,000906
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,505,000774
2022-03-31 (YTD Data)Rank
Total interest income$7,675,0001,010
Total interest expense$542,0001,012
Net interest income$7,133,0001,004
Provision for loan and lease losses$100,000968
Total noninterest income$4,266,000539
Gross Fiduciary activities income$588,000351
Service charges on deposit accounts$185,0001,245
Trading account gains and feesNANA
Additional Noninterest Income$3,493,000487
Total noninterest expense$7,624,000841
Salaries and employee benefits$4,287,000844
Premises and equipment expense$379,0001,547
Additional noninterest expense$2,958,000659
Pre-tax net operating income$3,675,000881
Securities gains (losses)$0623
Applicable income taxes$183,0001,668
Income before extraordinary items$3,492,000783
Extraordinary gains, net$04
Net income$3,492,000783
Minority interest net income$050
Net income of bank and minority interests.$3,492,000783
Net charge-offs$38,000761
Cash dividends$725,000943
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,492,000790
2021-12-31 (YTD Data)Rank
Total interest income$32,153,000991
Total interest expense$2,383,0001,139
Net interest income$29,770,000976
Provision for loan and lease losses$1,022,000580
Total noninterest income$17,908,000557
Gross Fiduciary activities income$2,166,000359
Service charges on deposit accounts$704,0001,242
Trading account gains and feesNANA
Additional Noninterest Income$15,038,000509
Total noninterest expense$28,557,000887
Salaries and employee benefits$15,815,000897
Premises and equipment expense$5,090,000528
Additional noninterest expense$7,652,000967
Pre-tax net operating income$18,099,000798
Securities gains (losses)$63,0001,029
Applicable income taxes$873,0001,701
Income before extraordinary items$17,289,000724
Extraordinary gains, net$010
Net income$17,289,000725
Minority interest net income$074
Net income of bank and minority interests.$17,289,000725
Net charge-offs$72,0001,489
Cash dividends$6,535,000637
Sale, conversion, retirement of capital stock, net$0582
Net operating income$17,229,150703
2021-09-30 (YTD Data)Rank
Total interest income$24,499,000997
Total interest expense$1,826,0001,182
Net interest income$22,673,000980
Provision for loan and lease losses$172,0001,598
Total noninterest income$13,950,000556
Gross Fiduciary activities income$1,623,000358
Service charges on deposit accounts$513,0001,269
Trading account gains and feesNANA
Additional Noninterest Income$11,814,000519
Total noninterest expense$20,667,000916
Salaries and employee benefits$11,299,000934
Premises and equipment expense$4,644,000451
Additional noninterest expense$4,724,0001,101
Pre-tax net operating income$15,784,000730
Securities gains (losses)$52,0001,038
Applicable income taxes$823,0001,621
Income before extraordinary items$15,013,000661
Extraordinary gains, net$08
Net income$15,013,000661
Minority interest net income$069
Net income of bank and minority interests.$15,013,000661
Net charge-offs$145,000924
Cash dividends$2,435,0001,017
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,963,600653
2021-06-30 (YTD Data)Rank
Total interest income$16,180,000991
Total interest expense$1,250,0001,197
Net interest income$14,930,000977
Provision for loan and lease losses$84,0001,835
Total noninterest income$8,052,000626
Gross Fiduciary activities income$1,083,000353
Service charges on deposit accounts$325,0001,280
Trading account gains and feesNANA
Additional Noninterest Income$6,644,000584
Total noninterest expense$13,799,000907
Salaries and employee benefits$7,581,000928
Premises and equipment expense$1,337,000960
Additional noninterest expense$4,881,000780
Pre-tax net operating income$9,099,000830
Securities gains (losses)$52,000870
Applicable income taxes$474,0001,699
Income before extraordinary items$8,677,000740
Extraordinary gains, net$06
Net income$8,677,000740
Minority interest net income$067
Net income of bank and minority interests.$8,677,000740
Net charge-offs$57,0001,112
Cash dividends$1,135,0001,279
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,627,600728
2021-03-31 (YTD Data)Rank
Total interest income$7,664,0001,034
Total interest expense$630,0001,253
Net interest income$7,034,0001,015
Provision for loan and lease losses$62,0001,585
Total noninterest income$4,072,000622
Gross Fiduciary activities income$536,000352
Service charges on deposit accounts$164,0001,270
Trading account gains and feesNANA
Additional Noninterest Income$3,372,000580
Total noninterest expense$6,915,000898
Salaries and employee benefits$3,848,000914
Premises and equipment expense$648,000982
Additional noninterest expense$2,419,000770
Pre-tax net operating income$4,129,000889
Securities gains (losses)$49,000671
Applicable income taxes$217,0001,759
Income before extraordinary items$3,961,000812
Extraordinary gains, net$03
Net income$3,961,000812
Minority interest net income$055
Net income of bank and minority interests.$3,961,000812
Net charge-offs$45,000876
Cash dividends$335,0001,492
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,914,450803
2020-12-31 (YTD Data)Rank
Total interest income$31,578,0001,010
Total interest expense$3,711,0001,247
Net interest income$27,867,000979
Provision for loan and lease losses$1,083,0001,518
Total noninterest income$13,455,000662
Gross Fiduciary activities income$1,797,000371
Service charges on deposit accounts$744,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$10,914,000607
Total noninterest expense$26,434,000910
Salaries and employee benefits$15,260,000892
Premises and equipment expense$2,638,000946
Additional noninterest expense$8,536,000841
Pre-tax net operating income$13,805,000806
Securities gains (losses)$178,0001,092
Applicable income taxes$418,0002,075
Income before extraordinary items$13,565,000725
Extraordinary gains, net$04
Net income$13,565,000725
Minority interest net income$072
Net income of bank and minority interests.$13,565,000725
Net charge-offs$844,000718
Cash dividends$6,925,000598
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,392,340703
2020-09-30 (YTD Data)Rank
Total interest income$23,838,0001,003
Total interest expense$3,025,0001,229
Net interest income$20,813,000974
Provision for loan and lease losses$779,0001,570
Total noninterest income$9,902,000647
Gross Fiduciary activities income$1,332,000369
Service charges on deposit accounts$563,0001,184
Trading account gains and feesNANA
Additional Noninterest Income$8,007,000586
Total noninterest expense$19,601,000905
Salaries and employee benefits$11,247,000890
Premises and equipment expense$1,936,000953
Additional noninterest expense$6,418,000820
Pre-tax net operating income$10,335,000774
Securities gains (losses)$18,0001,959
Applicable income taxes$220,0002,324
Income before extraordinary items$10,133,000702
Extraordinary gains, net$04
Net income$10,133,000702
Minority interest net income$065
Net income of bank and minority interests.$10,133,000702
Net charge-offs$378,000902
Cash dividends$2,550,000904
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,115,360675
2020-06-30 (YTD Data)Rank
Total interest income$16,143,0001,009
Total interest expense$2,238,0001,194
Net interest income$13,905,000974
Provision for loan and lease losses$383,0001,835
Total noninterest income$6,377,000623
Gross Fiduciary activities income$889,000366
Service charges on deposit accounts$388,0001,166
Trading account gains and feesNANA
Additional Noninterest Income$5,100,000565
Total noninterest expense$13,014,000900
Salaries and employee benefits$7,451,000888
Premises and equipment expense$1,284,000960
Additional noninterest expense$4,279,000818
Pre-tax net operating income$6,885,000704
Securities gains (losses)$13,0001,801
Applicable income taxes$369,0001,591
Income before extraordinary items$6,529,000660
Extraordinary gains, net$04
Net income$6,529,000660
Minority interest net income$065
Net income of bank and minority interests.$6,529,000660
Net charge-offs$134,0001,207
Cash dividends$1,275,0001,109
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,516,650637
2020-03-31 (YTD Data)Rank
Total interest income$7,904,0001,028
Total interest expense$1,331,0001,125
Net interest income$6,573,000997
Provision for loan and lease losses$99,0002,011
Total noninterest income$3,091,000594
Gross Fiduciary activities income$464,000360
Service charges on deposit accounts$247,0001,124
Trading account gains and feesNANA
Additional Noninterest Income$2,380,000516
Total noninterest expense$6,387,000916
Salaries and employee benefits$3,700,000896
Premises and equipment expense$597,0001,027
Additional noninterest expense$2,090,000824
Pre-tax net operating income$3,178,000691
Securities gains (losses)$3,0001,525
Applicable income taxes$170,0001,524
Income before extraordinary items$3,011,000649
Extraordinary gains, net$04
Net income$3,011,000649
Minority interest net income$056
Net income of bank and minority interests.$3,011,000649
Net charge-offs$116,000815
Cash dividends$625,0001,109
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,008,150630
2019-12-31 (YTD Data)Rank
Total interest income$33,783,000980
Total interest expense$5,883,0001,076
Net interest income$27,900,000957
Provision for loan and lease losses$937,000947
Total noninterest income$10,837,000654
Gross Fiduciary activities income$1,512,000389
Service charges on deposit accounts$1,082,0001,077
Trading account gains and feesNANA
Additional Noninterest Income$8,243,000593
Total noninterest expense$23,878,000946
Salaries and employee benefits$13,815,000929
Premises and equipment expense$2,338,0001,032
Additional noninterest expense$7,725,000877
Pre-tax net operating income$13,922,000798
Securities gains (losses)$34,0001,408
Applicable income taxes$841,0001,560
Income before extraordinary items$13,115,000748
Extraordinary gains, net$011
Net income$13,115,000749
Minority interest net income$076
Net income of bank and minority interests.$13,115,000749
Net charge-offs$505,0001,022
Cash dividends$10,200,000467
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,083,040734
2019-09-30 (YTD Data)Rank
Total interest income$25,483,000977
Total interest expense$4,365,0001,097
Net interest income$21,118,000954
Provision for loan and lease losses$293,0001,632
Total noninterest income$8,010,000658
Gross Fiduciary activities income$1,109,000391
Service charges on deposit accounts$805,0001,089
Trading account gains and feesNANA
Additional Noninterest Income$6,096,000598
Total noninterest expense$17,795,000941
Salaries and employee benefits$10,272,000930
Premises and equipment expense$1,732,0001,049
Additional noninterest expense$5,791,000872
Pre-tax net operating income$11,040,000779
Securities gains (losses)$13,0001,579
Applicable income taxes$663,0001,569
Income before extraordinary items$10,390,000720
Extraordinary gains, net$011
Net income$10,390,000722
Minority interest net income$072
Net income of bank and minority interests.$10,390,000721
Net charge-offs$209,0001,265
Cash dividends$3,800,000748
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,377,780710
2019-06-30 (YTD Data)Rank
Total interest income$16,807,000982
Total interest expense$2,837,0001,097
Net interest income$13,970,000960
Provision for loan and lease losses$201,0001,553
Total noninterest income$5,191,000658
Gross Fiduciary activities income$698,000401
Service charges on deposit accounts$556,0001,041
Trading account gains and feesNANA
Additional Noninterest Income$3,937,000604
Total noninterest expense$11,757,000943
Salaries and employee benefits$6,758,000936
Premises and equipment expense$1,140,0001,057
Additional noninterest expense$3,859,000880
Pre-tax net operating income$7,203,000764
Securities gains (losses)$6,0001,330
Applicable income taxes$396,0001,628
Income before extraordinary items$6,813,000709
Extraordinary gains, net$011
Net income$6,813,000709
Minority interest net income$069
Net income of bank and minority interests.$6,813,000709
Net charge-offs$121,0001,294
Cash dividends$1,900,000918
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,807,300697
2019-03-31 (YTD Data)Rank
Total interest income$8,260,000991
Total interest expense$1,329,0001,138
Net interest income$6,931,000967
Provision for loan and lease losses$103,0001,458
Total noninterest income$2,509,000652
Gross Fiduciary activities income$348,000402
Service charges on deposit accounts$270,0001,049
Trading account gains and feesNANA
Additional Noninterest Income$1,891,000584
Total noninterest expense$5,980,000932
Salaries and employee benefits$3,443,000919
Premises and equipment expense$596,0001,030
Additional noninterest expense$1,941,000859
Pre-tax net operating income$3,357,000804
Securities gains (losses)$01,087
Applicable income taxes$181,0001,669
Income before extraordinary items$3,176,000738
Extraordinary gains, net$05
Net income$3,176,000738
Minority interest net income$052
Net income of bank and minority interests.$3,176,000737
Net charge-offs$8,0002,054
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,176,000729
2018-12-31 (YTD Data)Rank
Total interest income$31,163,000988
Total interest expense$3,350,0001,310
Net interest income$27,813,000941
Provision for loan and lease losses$591,0001,318
Total noninterest income$9,912,000685
Gross Fiduciary activities income$1,251,000428
Service charges on deposit accounts$1,266,000945
Trading account gains and feesNANA
Additional Noninterest Income$7,395,000632
Total noninterest expense$22,752,000961
Salaries and employee benefits$12,701,000964
Premises and equipment expense$2,378,0001,023
Additional noninterest expense$7,673,000868
Pre-tax net operating income$14,382,000770
Securities gains (losses)$4,000861
Applicable income taxes$786,0001,596
Income before extraordinary items$13,600,000697
Extraordinary gains, net$06
Net income$13,600,000696
Minority interest net income$072
Net income of bank and minority interests.$13,600,000696
Net charge-offs$466,000998
Cash dividends$10,100,000413
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,596,200699
2018-09-30 (YTD Data)Rank
Total interest income$23,065,000989
Total interest expense$2,235,0001,366
Net interest income$20,830,000940
Provision for loan and lease losses$334,0001,479
Total noninterest income$7,726,000671
Gross Fiduciary activities income$934,000425
Service charges on deposit accounts$949,000947
Trading account gains and feesNANA
Additional Noninterest Income$5,843,000605
Total noninterest expense$17,309,000946
Salaries and employee benefits$9,786,000948
Premises and equipment expense$1,746,0001,033
Additional noninterest expense$5,777,000857
Pre-tax net operating income$10,913,000756
Securities gains (losses)$01,118
Applicable income taxes$595,0001,642
Income before extraordinary items$10,318,000691
Extraordinary gains, net$05
Net income$10,318,000690
Minority interest net income$066
Net income of bank and minority interests.$10,318,000690
Net charge-offs$293,0001,009
Cash dividends$4,100,000630
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,318,000691
2018-06-30 (YTD Data)Rank
Total interest income$15,088,000995
Total interest expense$1,369,0001,393
Net interest income$13,719,000946
Provision for loan and lease losses$206,0001,488
Total noninterest income$5,298,000656
Gross Fiduciary activities income$618,000428
Service charges on deposit accounts$631,000946
Trading account gains and feesNANA
Additional Noninterest Income$4,049,000590
Total noninterest expense$11,520,000942
Salaries and employee benefits$6,549,000943
Premises and equipment expense$1,141,0001,050
Additional noninterest expense$3,830,000868
Pre-tax net operating income$7,291,000742
Securities gains (losses)$0961
Applicable income taxes$398,0001,622
Income before extraordinary items$6,893,000698
Extraordinary gains, net$06
Net income$6,893,000697
Minority interest net income$065
Net income of bank and minority interests.$6,893,000697
Net charge-offs$168,0001,016
Cash dividends$2,800,000594
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,893,000692
2018-03-31 (YTD Data)Rank
Total interest income$7,343,0001,006
Total interest expense$588,0001,508
Net interest income$6,755,000954
Provision for loan and lease losses$123,0001,307
Total noninterest income$2,796,000625
Gross Fiduciary activities income$314,000432
Service charges on deposit accounts$309,000963
Trading account gains and feesNANA
Additional Noninterest Income$2,173,000547
Total noninterest expense$5,702,000966
Salaries and employee benefits$3,286,000945
Premises and equipment expense$561,0001,078
Additional noninterest expense$1,855,000882
Pre-tax net operating income$3,726,000722
Securities gains (losses)$0735
Applicable income taxes$204,0001,560
Income before extraordinary items$3,522,000670
Extraordinary gains, net$07
Net income$3,522,000669
Minority interest net income$052
Net income of bank and minority interests.$3,522,000670
Net charge-offs$108,000811
Cash dividends$1,300,000588
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,522,000663
2017-12-31 (YTD Data)Rank
Total interest income$28,848,000998
Total interest expense$2,015,0001,523
Net interest income$26,833,000937
Provision for loan and lease losses$328,0001,882
Total noninterest income$9,195,000733
Gross Fiduciary activities income$1,047,000451
Service charges on deposit accounts$1,311,000932
Trading account gains and feesNANA
Additional Noninterest Income$6,837,000680
Total noninterest expense$22,385,000966
Salaries and employee benefits$12,404,000964
Premises and equipment expense$2,375,0001,005
Additional noninterest expense$7,606,000856
Pre-tax net operating income$13,315,000768
Securities gains (losses)$118,000571
Applicable income taxes$721,0002,145
Income before extraordinary items$12,712,000601
Extraordinary gains, net$09
Net income$12,712,000601
Minority interest net income$076
Net income of bank and minority interests.$12,712,000601
Net charge-offs$397,0001,273
Cash dividends$10,800,000353
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,599,900601
2017-09-30 (YTD Data)Rank
Total interest income$21,509,000993
Total interest expense$1,505,0001,513
Net interest income$20,004,000943
Provision for loan and lease losses$240,0001,848
Total noninterest income$6,874,000742
Gross Fiduciary activities income$764,000458
Service charges on deposit accounts$975,000942
Trading account gains and feesNANA
Additional Noninterest Income$5,135,000682
Total noninterest expense$16,495,000977
Salaries and employee benefits$9,200,000981
Premises and equipment expense$1,833,000982
Additional noninterest expense$5,462,000898
Pre-tax net operating income$10,143,000757
Securities gains (losses)$119,000528
Applicable income taxes$581,0001,952
Income before extraordinary items$9,681,000648
Extraordinary gains, net$09
Net income$9,681,000648
Minority interest net income$071
Net income of bank and minority interests.$9,681,000648
Net charge-offs$221,0001,324
Cash dividends$4,800,000524
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,569,140648
2017-06-30 (YTD Data)Rank
Total interest income$14,162,000999
Total interest expense$995,0001,488
Net interest income$13,167,000954
Provision for loan and lease losses$149,0001,891
Total noninterest income$4,472,000754
Gross Fiduciary activities income$498,000462
Service charges on deposit accounts$642,000940
Trading account gains and feesNANA
Additional Noninterest Income$3,332,000688
Total noninterest expense$10,895,000984
Salaries and employee benefits$6,135,000982
Premises and equipment expense$1,197,0001,010
Additional noninterest expense$3,563,000920
Pre-tax net operating income$6,595,000755
Securities gains (losses)$36,000768
Applicable income taxes$374,0001,970
Income before extraordinary items$6,257,000651
Extraordinary gains, net$011
Net income$6,257,000651
Minority interest net income$071
Net income of bank and minority interests.$6,257,000651
Net charge-offs$115,0001,419
Cash dividends$3,400,000495
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,223,160642
2017-03-31 (YTD Data)Rank
Total interest income$6,908,0001,011
Total interest expense$489,0001,487
Net interest income$6,419,000968
Provision for loan and lease losses$64,0001,845
Total noninterest income$2,230,000742
Gross Fiduciary activities income$248,000468
Service charges on deposit accounts$317,000951
Trading account gains and feesNANA
Additional Noninterest Income$1,665,000673
Total noninterest expense$5,519,000979
Salaries and employee benefits$3,083,000989
Premises and equipment expense$614,000989
Additional noninterest expense$1,822,000888
Pre-tax net operating income$3,066,000787
Securities gains (losses)$1,0001,030
Applicable income taxes$171,0002,001
Income before extraordinary items$2,896,000686
Extraordinary gains, net$08
Net income$2,896,000686
Minority interest net income$055
Net income of bank and minority interests.$2,896,000686
Net charge-offs$36,0001,539
Cash dividends$2,000,000391
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,895,060674
2016-12-31 (YTD Data)Rank
Total interest income$26,378,0001,026
Total interest expense$1,850,0001,509
Net interest income$24,528,000990
Provision for loan and lease losses$214,0002,362
Total noninterest income$8,531,000784
Gross Fiduciary activities income$831,000490
Service charges on deposit accounts$1,217,0001,007
Trading account gains and fees$0170
Additional Noninterest Income$6,483,000700
Total noninterest expense$21,051,0001,007
Salaries and employee benefits$11,526,0001,019
Premises and equipment expense$2,337,0001,009
Additional noninterest expense$7,188,000919
Pre-tax net operating income$11,794,000797
Securities gains (losses)$133,0001,135
Applicable income taxes$603,0002,100
Income before extraordinary items$11,324,000682
Extraordinary gains, net$05
Net income$11,324,000681
Minority interest net income$082
Net income of bank and minority interests.$11,324,000681
Net charge-offs$494,0001,087
Cash dividends$9,300,000403
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,197,650678
2016-09-30 (YTD Data)Rank
Total interest income$19,641,0001,027
Total interest expense$1,380,0001,519
Net interest income$18,261,000996
Provision for loan and lease losses$162,0002,279
Total noninterest income$6,362,000786
Gross Fiduciary activities income$605,000488
Service charges on deposit accounts$898,0001,022
Trading account gains and fees$0169
Additional Noninterest Income$4,859,000711
Total noninterest expense$15,728,0001,006
Salaries and employee benefits$8,690,0001,009
Premises and equipment expense$1,691,0001,052
Additional noninterest expense$5,347,000925
Pre-tax net operating income$8,733,000815
Securities gains (losses)$62,0001,615
Applicable income taxes$424,0002,190
Income before extraordinary items$8,371,000697
Extraordinary gains, net$05
Net income$8,371,000697
Minority interest net income$071
Net income of bank and minority interests.$8,371,000697
Net charge-offs$194,0001,484
Cash dividends$4,500,000546
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,312,100683
2016-06-30 (YTD Data)Rank
Total interest income$12,979,0001,040
Total interest expense$918,0001,514
Net interest income$12,061,0001,004
Provision for loan and lease losses$95,0002,365
Total noninterest income$4,235,000781
Gross Fiduciary activities income$383,000503
Service charges on deposit accounts$581,0001,038
Trading account gains and fees$0157
Additional Noninterest Income$3,271,000691
Total noninterest expense$10,404,0001,009
Salaries and employee benefits$5,775,0001,010
Premises and equipment expense$1,124,0001,055
Additional noninterest expense$3,505,000944
Pre-tax net operating income$5,797,000810
Securities gains (losses)$64,0001,267
Applicable income taxes$283,0002,182
Income before extraordinary items$5,578,000681
Extraordinary gains, net$016
Net income$5,578,000680
Minority interest net income$071
Net income of bank and minority interests.$5,578,000680
Net charge-offs$95,0001,666
Cash dividends$3,300,000522
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,517,200670
2016-03-31 (YTD Data)Rank
Total interest income$6,457,0001,043
Total interest expense$455,0001,526
Net interest income$6,002,0001,005
Provision for loan and lease losses$35,0002,443
Total noninterest income$2,127,000761
Gross Fiduciary activities income$193,000506
Service charges on deposit accounts$287,0001,040
Trading account gains and fees$0142
Additional Noninterest Income$1,647,000661
Total noninterest expense$5,126,0001,030
Salaries and employee benefits$2,850,0001,028
Premises and equipment expense$540,0001,098
Additional noninterest expense$1,736,000942
Pre-tax net operating income$2,968,000771
Securities gains (losses)$02,077
Applicable income taxes$144,0002,139
Income before extraordinary items$2,824,000652
Extraordinary gains, net$012
Net income$2,824,000651
Minority interest net income$062
Net income of bank and minority interests.$2,824,000652
Net charge-offs$24,0001,870
Cash dividends$1,900,000457
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,824,000640
2015-12-31 (YTD Data)Rank
Total interest income$24,787,0001,050
Total interest expense$1,803,0001,516
Net interest income$22,984,0001,005
Provision for loan and lease losses$-544,0005,961
Total noninterest income$8,264,000776
Gross Fiduciary activities income$751,000521
Service charges on deposit accounts$1,238,0001,004
Trading account gains and fees$0159
Additional Noninterest Income$6,275,000684
Total noninterest expense$20,283,0001,017
Salaries and employee benefits$11,254,0001,000
Premises and equipment expense$2,299,0001,035
Additional noninterest expense$6,730,000981
Pre-tax net operating income$11,509,000775
Securities gains (losses)$35,0001,887
Applicable income taxes$560,0002,125
Income before extraordinary items$10,984,000676
Extraordinary gains, net$023
Net income$10,984,000675
Minority interest net income$081
Net income of bank and minority interests.$10,984,000676
Net charge-offs$-618,0006,034
Cash dividends$8,600,000430
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,950,750661
2015-09-30 (YTD Data)Rank
Total interest income$18,390,0001,062
Total interest expense$1,358,0001,526
Net interest income$17,032,0001,026
Provision for loan and lease losses$175,0002,122
Total noninterest income$6,251,000787
Gross Fiduciary activities income$564,000521
Service charges on deposit accounts$932,0001,005
Trading account gains and fees$0153
Additional Noninterest Income$4,755,000681
Total noninterest expense$15,143,0001,032
Salaries and employee benefits$8,439,0001,006
Premises and equipment expense$1,704,0001,064
Additional noninterest expense$5,000,000984
Pre-tax net operating income$7,965,000844
Securities gains (losses)$34,0001,718
Applicable income taxes$374,0002,271
Income before extraordinary items$7,625,000725
Extraordinary gains, net$021
Net income$7,625,000723
Minority interest net income$078
Net income of bank and minority interests.$7,625,000725
Net charge-offs$-658,0006,147
Cash dividends$4,200,000548
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,592,700710
2015-06-30 (YTD Data)Rank
Total interest income$12,187,0001,069
Total interest expense$908,0001,527
Net interest income$11,279,0001,023
Provision for loan and lease losses$158,0001,725
Total noninterest income$4,088,000804
Gross Fiduciary activities income$384,000521
Service charges on deposit accounts$608,0001,008
Trading account gains and fees$0157
Additional Noninterest Income$3,096,000699
Total noninterest expense$9,950,0001,048
Salaries and employee benefits$5,646,0001,005
Premises and equipment expense$1,120,0001,081
Additional noninterest expense$3,184,0001,036
Pre-tax net operating income$5,259,000851
Securities gains (losses)$02,636
Applicable income taxes$247,0002,279
Income before extraordinary items$5,012,000733
Extraordinary gains, net$022
Net income$5,012,000732
Minority interest net income$075
Net income of bank and minority interests.$5,012,000733
Net charge-offs$-688,0006,264
Cash dividends$3,000,000500
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,012,000710
2015-03-31 (YTD Data)Rank
Total interest income$6,034,0001,071
Total interest expense$453,0001,533
Net interest income$5,581,0001,030
Provision for loan and lease losses$76,0001,672
Total noninterest income$1,956,000803
Gross Fiduciary activities income$191,000530
Service charges on deposit accounts$293,0001,024
Trading account gains and fees$0152
Additional Noninterest Income$1,472,000694
Total noninterest expense$4,863,0001,063
Salaries and employee benefits$2,842,000999
Premises and equipment expense$530,0001,144
Additional noninterest expense$1,491,0001,075
Pre-tax net operating income$2,598,000832
Securities gains (losses)$02,027
Applicable income taxes$125,0002,271
Income before extraordinary items$2,473,000719
Extraordinary gains, net$013
Net income$2,473,000717
Minority interest net income$064
Net income of bank and minority interests.$2,473,000719
Net charge-offs$-848,0006,383
Cash dividends$1,600,000444
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,473,000695
2014-12-31 (YTD Data)Rank
Total interest income$25,319,0001,009
Total interest expense$1,944,0001,526
Net interest income$23,375,000946
Provision for loan and lease losses$679,0001,160
Total noninterest income$7,514,000811
Gross Fiduciary activities income$571,000581
Service charges on deposit accounts$1,317,0001,011
Trading account gains and fees$0180
Additional Noninterest Income$5,626,000699
Total noninterest expense$19,622,0001,044
Salaries and employee benefits$10,692,0001,016
Premises and equipment expense$2,327,0001,038
Additional noninterest expense$6,603,000993
Pre-tax net operating income$10,588,000784
Securities gains (losses)$11,0002,605
Applicable income taxes$497,0002,216
Income before extraordinary items$10,102,000671
Extraordinary gains, net$017
Net income$10,102,000670
Minority interest net income$084
Net income of bank and minority interests.$10,102,000671
Net charge-offs$742,0001,120
Cash dividends$9,650,000345
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,091,550661
2014-09-30 (YTD Data)Rank
Total interest income$19,046,0001,010
Total interest expense$1,475,0001,528
Net interest income$17,571,000948
Provision for loan and lease losses$335,0001,524
Total noninterest income$5,655,000811
Gross Fiduciary activities income$395,000597
Service charges on deposit accounts$980,0001,022
Trading account gains and fees$0174
Additional Noninterest Income$4,280,000692
Total noninterest expense$14,805,0001,035
Salaries and employee benefits$8,078,0001,004
Premises and equipment expense$1,754,0001,036
Additional noninterest expense$4,973,000982
Pre-tax net operating income$8,086,000779
Securities gains (losses)$-40,0006,320
Applicable income taxes$377,0002,246
Income before extraordinary items$7,669,000666
Extraordinary gains, net$015
Net income$7,669,000663
Minority interest net income$081
Net income of bank and minority interests.$7,669,000664
Net charge-offs$482,0001,185
Cash dividends$5,050,000431
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,707,000652
2014-06-30 (YTD Data)Rank
Total interest income$12,572,0001,009
Total interest expense$999,0001,508
Net interest income$11,573,000952
Provision for loan and lease losses$298,0001,314
Total noninterest income$3,750,000793
Gross Fiduciary activities income$231,000629
Service charges on deposit accounts$623,0001,058
Trading account gains and fees$0172
Additional Noninterest Income$2,896,000666
Total noninterest expense$9,859,0001,032
Salaries and employee benefits$5,363,0001,007
Premises and equipment expense$1,169,0001,040
Additional noninterest expense$3,327,000977
Pre-tax net operating income$5,166,000787
Securities gains (losses)$-7,0006,249
Applicable income taxes$238,0002,250
Income before extraordinary items$4,921,000666
Extraordinary gains, net$020
Net income$4,921,000665
Minority interest net income$080
Net income of bank and minority interests.$4,921,000666
Net charge-offs$432,000974
Cash dividends$3,650,000408
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,927,650649
2014-03-31 (YTD Data)Rank
Total interest income$6,201,0001,031
Total interest expense$506,0001,500
Net interest income$5,695,000968
Provision for loan and lease losses$260,000804
Total noninterest income$1,809,000793
Gross Fiduciary activities income$113,000633
Service charges on deposit accounts$300,0001,080
Trading account gains and fees$0147
Additional Noninterest Income$1,396,000664
Total noninterest expense$4,900,0001,046
Salaries and employee benefits$2,694,0001,016
Premises and equipment expense$568,0001,097
Additional noninterest expense$1,638,000981
Pre-tax net operating income$2,344,000845
Securities gains (losses)$-7,0006,400
Applicable income taxes$103,0002,334
Income before extraordinary items$2,234,000699
Extraordinary gains, net$016
Net income$2,234,000699
Minority interest net income$066
Net income of bank and minority interests.$2,234,000701
Net charge-offs$39,0002,040
Cash dividends$2,250,000302
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,240,720684
2013-12-31 (YTD Data)Rank
Total interest income$25,597,000992
Total interest expense$2,479,0001,372
Net interest income$23,118,000936
Provision for loan and lease losses$1,604,000739
Total noninterest income$7,345,000857
Gross Fiduciary activities income$423,000637
Service charges on deposit accounts$1,327,0001,047
Trading account gains and fees$0184
Additional Noninterest Income$5,595,000743
Total noninterest expense$18,799,0001,088
Salaries and employee benefits$10,166,0001,068
Premises and equipment expense$2,104,0001,136
Additional noninterest expense$6,529,0001,035
Pre-tax net operating income$10,060,000774
Securities gains (losses)$33,0002,070
Applicable income taxes$455,0002,260
Income before extraordinary items$9,638,000664
Extraordinary gains, net$029
Net income$9,638,000666
Minority interest net income$090
Net income of bank and minority interests.$9,638,000665
Net charge-offs$424,0002,195
Cash dividends$5,825,000499
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,606,650642
2013-09-30 (YTD Data)Rank
Total interest income$19,193,0001,001
Total interest expense$1,935,0001,351
Net interest income$17,258,000939
Provision for loan and lease losses$1,270,000738
Total noninterest income$5,515,000865
Gross Fiduciary activities income$315,000637
Service charges on deposit accounts$988,0001,048
Trading account gains and fees$0180
Additional Noninterest Income$4,212,000756
Total noninterest expense$14,077,0001,089
Salaries and employee benefits$7,658,0001,061
Premises and equipment expense$1,552,0001,162
Additional noninterest expense$4,867,0001,044
Pre-tax net operating income$7,426,000793
Securities gains (losses)$33,0001,935
Applicable income taxes$340,0002,313
Income before extraordinary items$7,119,000687
Extraordinary gains, net$025
Net income$7,119,000688
Minority interest net income$084
Net income of bank and minority interests.$7,119,000689
Net charge-offs$-74,0006,534
Cash dividends$2,725,000691
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,087,650662
2013-06-30 (YTD Data)Rank
Total interest income$12,727,000997
Total interest expense$1,369,0001,305
Net interest income$11,358,000940
Provision for loan and lease losses$833,000774
Total noninterest income$3,597,000887
Gross Fiduciary activities income$207,000649
Service charges on deposit accounts$643,0001,047
Trading account gains and fees$0157
Additional Noninterest Income$2,747,000779
Total noninterest expense$9,301,0001,094
Salaries and employee benefits$5,061,0001,068
Premises and equipment expense$1,010,0001,186
Additional noninterest expense$3,230,0001,043
Pre-tax net operating income$4,821,000796
Securities gains (losses)$29,0001,835
Applicable income taxes$219,0002,342
Income before extraordinary items$4,631,000689
Extraordinary gains, net$022
Net income$4,631,000691
Minority interest net income$082
Net income of bank and minority interests.$4,631,000691
Net charge-offs$-82,0006,651
Cash dividends$1,425,000829
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,603,450669
2013-03-31 (YTD Data)Rank
Total interest income$6,310,0001,003
Total interest expense$712,0001,291
Net interest income$5,598,000956
Provision for loan and lease losses$412,000780
Total noninterest income$1,761,000904
Gross Fiduciary activities income$102,000655
Service charges on deposit accounts$310,0001,077
Trading account gains and fees$0148
Additional Noninterest Income$1,349,000794
Total noninterest expense$4,647,0001,114
Salaries and employee benefits$2,569,0001,057
Premises and equipment expense$522,0001,170
Additional noninterest expense$1,556,0001,072
Pre-tax net operating income$2,300,000812
Securities gains (losses)$01,966
Applicable income taxes$99,0002,416
Income before extraordinary items$2,201,000710
Extraordinary gains, net$010
Net income$2,201,000709
Minority interest net income$076
Net income of bank and minority interests.$2,201,000711
Net charge-offs$-112,0006,853
Cash dividends$625,000789
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,201,000683
2012-12-31 (YTD Data)Rank
Total interest income$26,644,000984
Total interest expense$3,922,0001,139
Net interest income$22,722,000961
Provision for loan and lease losses$3,042,000761
Total noninterest income$6,948,000895
Gross Fiduciary activities income$439,000629
Service charges on deposit accounts$1,414,0001,006
Trading account gains and fees$0166
Additional Noninterest Income$5,095,000801
Total noninterest expense$18,343,0001,086
Salaries and employee benefits$10,194,0001,038
Premises and equipment expense$2,067,0001,143
Additional noninterest expense$6,082,0001,147
Pre-tax net operating income$8,285,000862
Securities gains (losses)$385,0001,149
Applicable income taxes$345,0002,535
Income before extraordinary items$8,325,000721
Extraordinary gains, net$029
Net income$8,325,000717
Minority interest net income$093
Net income of bank and minority interests.$8,325,000721
Net charge-offs$5,169,000565
Cash dividends$4,285,000660
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,955,400708
2012-09-30 (YTD Data)Rank
Total interest income$20,109,000996
Total interest expense$3,095,0001,136
Net interest income$17,014,000968
Provision for loan and lease losses$2,507,000708
Total noninterest income$5,242,000877
Gross Fiduciary activities income$327,000635
Service charges on deposit accounts$1,051,0001,020
Trading account gains and fees$0157
Additional Noninterest Income$3,864,000775
Total noninterest expense$13,648,0001,092
Salaries and employee benefits$7,798,000999
Premises and equipment expense$1,562,0001,138
Additional noninterest expense$4,288,0001,196
Pre-tax net operating income$6,101,000900
Securities gains (losses)$03,575
Applicable income taxes$246,0002,651
Income before extraordinary items$5,855,000781
Extraordinary gains, net$020
Net income$5,855,000779
Minority interest net income$086
Net income of bank and minority interests.$5,855,000781
Net charge-offs$1,307,0001,237
Cash dividends$3,700,000456
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,855,000737
2012-06-30 (YTD Data)Rank
Total interest income$13,446,0001,001
Total interest expense$2,137,0001,148
Net interest income$11,309,000975
Provision for loan and lease losses$507,0001,788
Total noninterest income$3,446,000885
Gross Fiduciary activities income$229,000631
Service charges on deposit accounts$696,0001,019
Trading account gains and fees$0153
Additional Noninterest Income$2,521,000787
Total noninterest expense$9,086,0001,095
Salaries and employee benefits$5,276,000987
Premises and equipment expense$1,011,0001,171
Additional noninterest expense$2,799,0001,219
Pre-tax net operating income$5,162,000719
Securities gains (losses)$03,178
Applicable income taxes$236,0002,294
Income before extraordinary items$4,926,000640
Extraordinary gains, net$019
Net income$4,926,000640
Minority interest net income$084
Net income of bank and minority interests.$4,926,000640
Net charge-offs$1,168,0001,015
Cash dividends$1,700,000617
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,926,000617
2012-03-31 (YTD Data)Rank
Total interest income$6,723,0001,008
Total interest expense$1,110,0001,141
Net interest income$5,613,000982
Provision for loan and lease losses$461,0001,121
Total noninterest income$1,712,000873
Gross Fiduciary activities income$125,000607
Service charges on deposit accounts$347,0001,014
Trading account gains and fees$0148
Additional Noninterest Income$1,240,000781
Total noninterest expense$4,669,0001,066
Salaries and employee benefits$2,699,000963
Premises and equipment expense$522,0001,149
Additional noninterest expense$1,448,0001,182
Pre-tax net operating income$2,195,000825
Securities gains (losses)$02,210
Applicable income taxes$112,0002,340
Income before extraordinary items$2,083,000725
Extraordinary gains, net$019
Net income$2,083,000726
Minority interest net income$078
Net income of bank and minority interests.$2,083,000726
Net charge-offs$34,0003,328
Cash dividends$1,200,000397
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,083,000684
2011-12-31 (YTD Data)Rank
Total interest income$27,502,0001,014
Total interest expense$5,421,0001,107
Net interest income$22,081,000995
Provision for loan and lease losses$1,600,0001,807
Total noninterest income$6,861,000809
Gross Fiduciary activities income$445,000577
Service charges on deposit accounts$1,586,000931
Trading account gains and fees$0146
Additional Noninterest Income$4,830,000723
Total noninterest expense$18,278,0001,074
Salaries and employee benefits$10,503,000934
Premises and equipment expense$2,053,0001,217
Additional noninterest expense$5,722,0001,220
Pre-tax net operating income$9,064,000683
Securities gains (losses)$452,000854
Applicable income taxes$462,0002,108
Income before extraordinary items$9,054,000582
Extraordinary gains, net$029
Net income$9,054,000581
Minority interest net income$096
Net income of bank and minority interests.$9,054,000583
Net charge-offs$1,244,0002,105
Cash dividends$5,285,000408
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,624,600580
2011-09-30 (YTD Data)Rank
Total interest income$20,678,0001,025
Total interest expense$4,221,0001,115
Net interest income$16,457,0001,010
Provision for loan and lease losses$1,324,0001,642
Total noninterest income$5,172,000813
Gross Fiduciary activities income$323,000577
Service charges on deposit accounts$1,196,000929
Trading account gains and fees$0145
Additional Noninterest Income$3,653,000724
Total noninterest expense$13,635,0001,083
Salaries and employee benefits$7,860,000936
Premises and equipment expense$1,518,0001,255
Additional noninterest expense$4,257,0001,216
Pre-tax net operating income$6,670,000711
Securities gains (losses)$452,000697
Applicable income taxes$364,0002,043
Income before extraordinary items$6,758,000606
Extraordinary gains, net$021
Net income$6,758,000603
Minority interest net income$087
Net income of bank and minority interests.$6,758,000606
Net charge-offs$752,0002,209
Cash dividends$3,255,000418
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,328,600605
2011-06-30 (YTD Data)Rank
Total interest income$13,714,0001,044
Total interest expense$2,937,0001,110
Net interest income$10,777,0001,025
Provision for loan and lease losses$935,0001,550
Total noninterest income$3,443,000823
Gross Fiduciary activities income$224,000581
Service charges on deposit accounts$792,000922
Trading account gains and fees$0153
Additional Noninterest Income$2,427,000733
Total noninterest expense$9,094,0001,098
Salaries and employee benefits$5,252,000941
Premises and equipment expense$988,0001,294
Additional noninterest expense$2,854,0001,231
Pre-tax net operating income$4,191,000740
Securities gains (losses)$452,000392
Applicable income taxes$236,0002,047
Income before extraordinary items$4,407,000598
Extraordinary gains, net$015
Net income$4,407,000596
Minority interest net income$089
Net income of bank and minority interests.$4,407,000598
Net charge-offs$258,0002,849
Cash dividends$2,625,000343
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,977,600633
2011-03-31 (YTD Data)Rank
Total interest income$6,779,0001,068
Total interest expense$1,490,0001,129
Net interest income$5,289,0001,041
Provision for loan and lease losses$478,0001,463
Total noninterest income$1,739,000816
Gross Fiduciary activities income$99,000614
Service charges on deposit accounts$380,000949
Trading account gains and fees$0158
Additional Noninterest Income$1,260,000705
Total noninterest expense$4,649,0001,076
Salaries and employee benefits$2,696,000935
Premises and equipment expense$511,0001,281
Additional noninterest expense$1,442,0001,233
Pre-tax net operating income$1,901,000798
Securities gains (losses)$01,772
Applicable income taxes$91,0002,280
Income before extraordinary items$1,810,000715
Extraordinary gains, net$09
Net income$1,810,000715
Minority interest net income$086
Net income of bank and minority interests.$1,810,000715
Net charge-offs$167,0002,262
Cash dividends$1,995,000217
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,810,000698
2010-12-31 (YTD Data)Rank
Total interest income$27,711,0001,122
Total interest expense$6,926,0001,183
Net interest income$20,785,0001,072
Provision for loan and lease losses$1,420,0002,537
Total noninterest income$6,522,000874
Gross Fiduciary activities income$379,000620
Service charges on deposit accounts$1,658,000912
Trading account gains and fees$0175
Additional Noninterest Income$4,485,000803
Total noninterest expense$17,659,0001,134
Salaries and employee benefits$10,103,000967
Premises and equipment expense$2,252,0001,157
Additional noninterest expense$5,304,0001,371
Pre-tax net operating income$8,228,000654
Securities gains (losses)$03,793
Applicable income taxes$371,0002,168
Income before extraordinary items$7,857,000576
Extraordinary gains, net$029
Net income$7,857,000575
Minority interest net income$0111
Net income of bank and minority interests.$7,857,000576
Net charge-offs$673,0003,229
Cash dividends$885,0001,645
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,857,000557
2010-09-30 (YTD Data)Rank
Total interest income$20,819,0001,126
Total interest expense$5,298,0001,209
Net interest income$15,521,0001,080
Provision for loan and lease losses$1,349,0002,133
Total noninterest income$4,994,000846
Gross Fiduciary activities income$284,000612
Service charges on deposit accounts$1,242,000945
Trading account gains and fees$0165
Additional Noninterest Income$3,468,000741
Total noninterest expense$13,068,0001,142
Salaries and employee benefits$7,473,000970
Premises and equipment expense$1,675,0001,177
Additional noninterest expense$3,920,0001,356
Pre-tax net operating income$6,098,000696
Securities gains (losses)$03,651
Applicable income taxes$271,0002,246
Income before extraordinary items$5,827,000590
Extraordinary gains, net$023
Net income$5,827,000589
Minority interest net income$0110
Net income of bank and minority interests.$5,827,000590
Net charge-offs$195,0004,258
Cash dividends$315,0002,273
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,827,000566
2010-06-30 (YTD Data)Rank
Total interest income$13,772,0001,153
Total interest expense$3,565,0001,249
Net interest income$10,207,0001,097
Provision for loan and lease losses$851,0002,117
Total noninterest income$3,188,000857
Gross Fiduciary activities income$190,000618
Service charges on deposit accounts$830,000952
Trading account gains and fees$0152
Additional Noninterest Income$2,168,000753
Total noninterest expense$8,614,0001,150
Salaries and employee benefits$4,964,000972
Premises and equipment expense$1,092,0001,217
Additional noninterest expense$2,558,0001,389
Pre-tax net operating income$3,930,000703
Securities gains (losses)$03,184
Applicable income taxes$173,0002,272
Income before extraordinary items$3,757,000591
Extraordinary gains, net$019
Net income$3,757,000592
Minority interest net income$0105
Net income of bank and minority interests.$3,757,000592
Net charge-offs$58,0004,754
Cash dividends$315,0001,827
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,757,000572
2010-03-31 (YTD Data)Rank
Total interest income$6,846,0001,180
Total interest expense$1,798,0001,299
Net interest income$5,048,0001,119
Provision for loan and lease losses$428,0001,994
Total noninterest income$1,472,000898
Gross Fiduciary activities income$92,000630
Service charges on deposit accounts$411,000955
Trading account gains and fees$0175
Additional Noninterest Income$969,000815
Total noninterest expense$4,243,0001,193
Salaries and employee benefits$2,489,000983
Premises and equipment expense$487,0001,400
Additional noninterest expense$1,267,0001,402
Pre-tax net operating income$1,849,000732
Securities gains (losses)$02,284
Applicable income taxes$79,0002,351
Income before extraordinary items$1,770,000630
Extraordinary gains, net$016
Net income$1,770,000633
Minority interest net income$091
Net income of bank and minority interests.$1,770,000634
Net charge-offs$6,0005,069
Cash dividends$165,0001,535
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,770,000612
2009-12-31 (YTD Data)Rank
Total interest income$28,029,0001,231
Total interest expense$9,108,0001,307
Net interest income$18,921,0001,175
Provision for loan and lease losses$2,527,0002,171
Total noninterest income$5,679,000986
Gross Fiduciary activities income$361,000621
Service charges on deposit accounts$1,737,0001,001
Trading account gains and fees$0211
Additional Noninterest Income$3,581,000920
Total noninterest expense$16,830,0001,236
Salaries and employee benefits$9,580,0001,027
Premises and equipment expense$2,180,0001,254
Additional noninterest expense$5,070,0001,477
Pre-tax net operating income$5,243,000806
Securities gains (losses)$03,754
Applicable income taxes$119,0002,765
Income before extraordinary items$5,124,000664
Extraordinary gains, net$034
Net income$5,124,000663
Minority interest net income$0115
Net income of bank and minority interests.$5,124,000664
Net charge-offs$2,366,0001,849
Cash dividends$420,0002,774
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,124,000659
2009-09-30 (YTD Data)Rank
Total interest income$20,989,0001,254
Total interest expense$7,077,0001,326
Net interest income$13,912,0001,198
Provision for loan and lease losses$1,317,0002,387
Total noninterest income$4,303,000990
Gross Fiduciary activities income$268,000618
Service charges on deposit accounts$1,285,0001,009
Trading account gains and fees$0212
Additional Noninterest Income$2,750,000917
Total noninterest expense$12,331,0001,248
Salaries and employee benefits$7,261,0001,024
Premises and equipment expense$1,625,0001,267
Additional noninterest expense$3,445,0001,568
Pre-tax net operating income$4,567,000752
Securities gains (losses)$03,497
Applicable income taxes$169,0002,470
Income before extraordinary items$4,398,000614
Extraordinary gains, net$027
Net income$4,398,000614
Minority interest net income$0118
Net income of bank and minority interests.$4,398,000616
Net charge-offs$857,0002,382
Cash dividends$320,0002,552
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,398,000608
2009-06-30 (YTD Data)Rank
Total interest income$13,925,0001,290
Total interest expense$4,856,0001,368
Net interest income$9,069,0001,231
Provision for loan and lease losses$967,0002,107
Total noninterest income$2,848,0001,006
Gross Fiduciary activities income$175,000622
Service charges on deposit accounts$829,0001,032
Trading account gains and fees$0193
Additional Noninterest Income$1,844,000949
Total noninterest expense$8,191,0001,277
Salaries and employee benefits$4,889,0001,038
Premises and equipment expense$1,035,0001,344
Additional noninterest expense$2,267,0001,611
Pre-tax net operating income$2,759,000833
Securities gains (losses)$03,136
Applicable income taxes$25,0003,592
Income before extraordinary items$2,734,000664
Extraordinary gains, net$021
Net income$2,734,000661
Minority interest net income$0112
Net income of bank and minority interests.$2,734,000665
Net charge-offs$513,0002,321
Cash dividends$120,0003,134
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,734,000652
2009-03-31 (YTD Data)Rank
Total interest income$7,045,0001,284
Total interest expense$2,466,0001,397
Net interest income$4,579,0001,207
Provision for loan and lease losses$469,0001,842
Total noninterest income$1,326,0001,024
Gross Fiduciary activities income$85,000639
Service charges on deposit accounts$401,0001,029
Trading account gains and fees$0171
Additional Noninterest Income$840,000970
Total noninterest expense$3,931,0001,278
Salaries and employee benefits$2,466,0001,026
Premises and equipment expense$512,0001,387
Additional noninterest expense$953,0001,707
Pre-tax net operating income$1,505,000845
Securities gains (losses)$02,434
Applicable income taxes$4,0004,381
Income before extraordinary items$1,501,000682
Extraordinary gains, net$015
Net income$1,501,000681
Minority interest net income$0102
Net income of bank and minority interests.$1,501,000684
Net charge-offs$218,0002,072
Cash dividends$120,0002,106
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,501,000635
2008-12-31 (YTD Data)Rank
Total interest income$32,266,0001,183
Total interest expense$12,966,0001,256
Net interest income$19,300,0001,144
Provision for loan and lease losses$814,0003,018
Total noninterest income$4,557,0001,148
Gross Fiduciary activities income$366,000635
Service charges on deposit accounts$1,608,0001,110
Trading account gains and fees$0154
Additional Noninterest Income$2,583,0001,092
Total noninterest expense$16,091,0001,219
Salaries and employee benefits$9,958,0001,001
Premises and equipment expense$2,286,0001,201
Additional noninterest expense$3,847,0001,616
Pre-tax net operating income$6,952,000794
Securities gains (losses)$-5,168,0008,090
Applicable income taxes$-248,0007,271
Income before extraordinary items$2,032,0001,960
Extraordinary gains, net$039
Net income$2,032,0001,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$875,0002,111
Cash dividends$1,425,0001,794
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,200,000584
2008-09-30 (YTD Data)Rank
Total interest income$24,665,0001,186
Total interest expense$10,083,0001,255
Net interest income$14,582,0001,154
Provision for loan and lease losses$624,0002,422
Total noninterest income$3,451,0001,172
Gross Fiduciary activities income$279,000635
Service charges on deposit accounts$1,206,0001,131
Trading account gains and fees$0148
Additional Noninterest Income$1,966,0001,119
Total noninterest expense$12,145,0001,204
Salaries and employee benefits$7,662,0001,000
Premises and equipment expense$1,722,0001,200
Additional noninterest expense$2,761,0001,620
Pre-tax net operating income$5,264,000958
Securities gains (losses)$-4,850,0008,218
Applicable income taxes$103,0003,575
Income before extraordinary items$311,0005,162
Extraordinary gains, net$031
Net income$311,0005,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$511,0001,939
Cash dividends$1,425,0001,374
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,948,500985
2008-06-30 (YTD Data)Rank
Total interest income$16,557,0001,194
Total interest expense$6,977,0001,250
Net interest income$9,580,0001,160
Provision for loan and lease losses$694,0001,546
Total noninterest income$2,392,0001,149
Gross Fiduciary activities income$193,000641
Service charges on deposit accounts$772,0001,152
Trading account gains and fees$0149
Additional Noninterest Income$1,427,0001,091
Total noninterest expense$8,202,0001,186
Salaries and employee benefits$5,270,000983
Premises and equipment expense$1,111,0001,229
Additional noninterest expense$1,821,0001,616
Pre-tax net operating income$3,076,0001,152
Securities gains (losses)$03,233
Applicable income taxes$46,0004,129
Income before extraordinary items$3,030,000899
Extraordinary gains, net$021
Net income$3,030,000899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$466,0001,370
Cash dividends$725,0001,814
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,030,000886
2008-03-31 (YTD Data)Rank
Total interest income$8,477,0001,199
Total interest expense$3,652,0001,280
Net interest income$4,825,0001,133
Provision for loan and lease losses$303,0001,365
Total noninterest income$1,155,0001,187
Gross Fiduciary activities income$100,000645
Service charges on deposit accounts$374,0001,176
Trading account gains and fees$0158
Additional Noninterest Income$681,0001,144
Total noninterest expense$4,188,0001,159
Salaries and employee benefits$2,695,000973
Premises and equipment expense$553,0001,239
Additional noninterest expense$940,0001,528
Pre-tax net operating income$1,489,0001,269
Securities gains (losses)$02,688
Applicable income taxes$-5,0007,798
Income before extraordinary items$1,494,0001,007
Extraordinary gains, net$015
Net income$1,494,0001,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,393
Cash dividends$300,0001,850
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,494,000964
2007-12-31 (YTD Data)Rank
Total interest income$34,137,0001,235
Total interest expense$15,508,0001,290
Net interest income$18,629,0001,195
Provision for loan and lease losses$952,0001,474
Total noninterest income$4,627,0001,165
Gross Fiduciary activities income$366,000660
Service charges on deposit accounts$1,506,0001,176
Trading account gains and fees$0178
Additional Noninterest Income$2,755,0001,077
Total noninterest expense$16,115,0001,162
Salaries and employee benefits$9,847,0001,021
Premises and equipment expense$2,443,0001,085
Additional noninterest expense$3,825,0001,450
Pre-tax net operating income$6,189,0001,354
Securities gains (losses)$02,146
Applicable income taxes$147,0004,154
Income before extraordinary items$6,042,0001,074
Extraordinary gains, net$039
Net income$6,042,0001,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0002,146
Cash dividends$3,600,0001,015
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,042,0001,061
2007-09-30 (YTD Data)Rank
Total interest income$25,491,0001,238
Total interest expense$11,563,0001,296
Net interest income$13,928,0001,212
Provision for loan and lease losses$830,0001,052
Total noninterest income$3,447,0001,163
Gross Fiduciary activities income$269,000663
Service charges on deposit accounts$1,119,0001,176
Trading account gains and fees$0184
Additional Noninterest Income$2,059,0001,083
Total noninterest expense$12,118,0001,153
Salaries and employee benefits$7,545,000994
Premises and equipment expense$1,725,0001,152
Additional noninterest expense$2,848,0001,414
Pre-tax net operating income$4,427,0001,528
Securities gains (losses)$01,655
Applicable income taxes$287,0003,260
Income before extraordinary items$4,140,0001,244
Extraordinary gains, net$033
Net income$4,140,0001,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0001,953
Cash dividends$2,450,0001,042
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,140,0001,233
2007-06-30 (YTD Data)Rank
Total interest income$16,833,0001,266
Total interest expense$7,578,0001,322
Net interest income$9,255,0001,235
Provision for loan and lease losses$550,000943
Total noninterest income$2,317,0001,188
Gross Fiduciary activities income$177,000672
Service charges on deposit accounts$739,0001,197
Trading account gains and fees$0168
Additional Noninterest Income$1,401,0001,102
Total noninterest expense$8,015,0001,178
Salaries and employee benefits$5,014,0001,008
Premises and equipment expense$1,110,0001,204
Additional noninterest expense$1,891,0001,446
Pre-tax net operating income$3,007,0001,544
Securities gains (losses)$01,444
Applicable income taxes$195,0003,309
Income before extraordinary items$2,812,0001,268
Extraordinary gains, net$029
Net income$2,812,0001,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0002,930
Cash dividends$1,600,0001,051
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,812,0001,251
2007-03-31 (YTD Data)Rank
Total interest income$8,332,0001,278
Total interest expense$3,683,0001,345
Net interest income$4,649,0001,220
Provision for loan and lease losses$271,000896
Total noninterest income$1,089,0001,219
Gross Fiduciary activities income$90,000681
Service charges on deposit accounts$368,0001,165
Trading account gains and fees$0195
Additional Noninterest Income$631,0001,149
Total noninterest expense$4,018,0001,168
Salaries and employee benefits$2,496,0001,023
Premises and equipment expense$567,0001,193
Additional noninterest expense$955,0001,404
Pre-tax net operating income$1,449,0001,581
Securities gains (losses)$01,187
Applicable income taxes$94,0003,352
Income before extraordinary items$1,355,0001,294
Extraordinary gains, net$022
Net income$1,355,0001,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,349
Cash dividends$600,0001,214
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,355,0001,281
2006-12-31 (YTD Data)Rank
Total interest income$31,245,0001,258
Total interest expense$12,800,0001,314
Net interest income$18,445,0001,227
Provision for loan and lease losses$665,0001,470
Total noninterest income$4,921,0001,105
Gross Fiduciary activities income$315,000703
Service charges on deposit accounts$1,673,0001,058
Trading account gains and fees$0130
Additional Noninterest Income$2,933,0001,015
Total noninterest expense$13,707,0001,302
Salaries and employee benefits$8,166,0001,193
Premises and equipment expense$1,983,0001,305
Additional noninterest expense$3,558,0001,484
Pre-tax net operating income$8,994,0001,092
Securities gains (losses)$-1,0006,756
Applicable income taxes$566,0002,967
Income before extraordinary items$8,427,000894
Extraordinary gains, net$051
Net income$8,427,000894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$539,0001,109
Cash dividends$4,500,000780
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,427,940879
2006-09-30 (YTD Data)Rank
Total interest income$23,094,0001,282
Total interest expense$9,239,0001,331
Net interest income$13,855,0001,233
Provision for loan and lease losses$666,0001,103
Total noninterest income$3,774,0001,099
Gross Fiduciary activities income$230,000701
Service charges on deposit accounts$1,305,0001,022
Trading account gains and fees$0126
Additional Noninterest Income$2,239,0001,014
Total noninterest expense$9,948,0001,359
Salaries and employee benefits$5,870,0001,259
Premises and equipment expense$1,438,0001,354
Additional noninterest expense$2,640,0001,498
Pre-tax net operating income$7,015,0001,092
Securities gains (losses)$-1,0007,100
Applicable income taxes$456,0002,981
Income before extraordinary items$6,558,000893
Extraordinary gains, net$045
Net income$6,558,000892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,997
Cash dividends$3,300,000758
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,558,930880
2006-06-30 (YTD Data)Rank
Total interest income$15,023,0001,284
Total interest expense$5,872,0001,330
Net interest income$9,151,0001,244
Provision for loan and lease losses$444,0001,093
Total noninterest income$2,565,0001,081
Gross Fiduciary activities income$152,000709
Service charges on deposit accounts$887,000990
Trading account gains and fees$0126
Additional Noninterest Income$1,526,0001,000
Total noninterest expense$6,591,0001,367
Salaries and employee benefits$3,895,0001,275
Premises and equipment expense$931,0001,386
Additional noninterest expense$1,765,0001,502
Pre-tax net operating income$4,681,0001,085
Securities gains (losses)$-1,0007,450
Applicable income taxes$304,0003,025
Income before extraordinary items$4,376,000892
Extraordinary gains, net$039
Net income$4,376,000893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,967
Cash dividends$2,300,000725
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,376,940875
2006-03-31 (YTD Data)Rank
Total interest income$7,226,0001,310
Total interest expense$2,709,0001,364
Net interest income$4,517,0001,260
Provision for loan and lease losses$231,0001,006
Total noninterest income$1,238,0001,091
Gross Fiduciary activities income$76,000721
Service charges on deposit accounts$403,0001,065
Trading account gains and fees$0115
Additional Noninterest Income$759,000992
Total noninterest expense$3,366,0001,353
Salaries and employee benefits$1,985,0001,255
Premises and equipment expense$466,0001,392
Additional noninterest expense$915,0001,439
Pre-tax net operating income$2,158,0001,146
Securities gains (losses)$0955
Applicable income taxes$140,0003,140
Income before extraordinary items$2,018,000943
Extraordinary gains, net$021
Net income$2,018,000942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,562
Cash dividends$1,300,000606
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,018,000923
2005-12-31 (YTD Data)Rank
Total interest income$25,153,0001,322
Total interest expense$8,320,0001,366
Net interest income$16,833,0001,294
Provision for loan and lease losses$727,0001,372
Total noninterest income$4,942,0001,099
Gross Fiduciary activities income$298,000715
Service charges on deposit accounts$1,737,0001,012
Trading account gains and fees$0138
Additional Noninterest Income$2,907,0001,038
Total noninterest expense$12,663,0001,359
Salaries and employee benefits$7,460,0001,234
Premises and equipment expense$1,916,0001,284
Additional noninterest expense$3,287,0001,554
Pre-tax net operating income$8,385,0001,149
Securities gains (losses)$02,296
Applicable income taxes$548,0003,216
Income before extraordinary items$7,837,000922
Extraordinary gains, net$046
Net income$7,837,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,005
Cash dividends$3,200,000974
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,837,000905
2005-09-30 (YTD Data)Rank
Total interest income$18,271,0001,327
Total interest expense$5,853,0001,373
Net interest income$12,418,0001,306
Provision for loan and lease losses$656,0001,133
Total noninterest income$3,767,0001,091
Gross Fiduciary activities income$223,000698
Service charges on deposit accounts$1,305,0001,007
Trading account gains and fees$0126
Additional Noninterest Income$2,239,0001,032
Total noninterest expense$9,319,0001,369
Salaries and employee benefits$5,514,0001,245
Premises and equipment expense$1,348,0001,355
Additional noninterest expense$2,457,0001,526
Pre-tax net operating income$6,210,0001,155
Securities gains (losses)$1,0002,135
Applicable income taxes$404,0003,305
Income before extraordinary items$5,807,000929
Extraordinary gains, net$035
Net income$5,807,000930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0002,563
Cash dividends$2,300,000937
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,806,070912
2005-06-30 (YTD Data)Rank
Total interest income$11,853,0001,325
Total interest expense$3,681,0001,372
Net interest income$8,172,0001,317
Provision for loan and lease losses$485,0001,002
Total noninterest income$2,396,0001,109
Gross Fiduciary activities income$149,000702
Service charges on deposit accounts$852,0001,007
Trading account gains and fees$0116
Additional Noninterest Income$1,395,0001,059
Total noninterest expense$6,114,0001,389
Salaries and employee benefits$3,669,0001,239
Premises and equipment expense$881,0001,373
Additional noninterest expense$1,564,0001,578
Pre-tax net operating income$3,969,0001,180
Securities gains (losses)$1,0001,973
Applicable income taxes$258,0003,360
Income before extraordinary items$3,712,000939
Extraordinary gains, net$030
Net income$3,712,000940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,780
Cash dividends$1,500,000927
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,711,060922
2005-03-31 (YTD Data)Rank
Total interest income$5,741,0001,336
Total interest expense$1,734,0001,383
Net interest income$4,007,0001,336
Provision for loan and lease losses$267,000872
Total noninterest income$1,147,0001,125
Gross Fiduciary activities income$73,000713
Service charges on deposit accounts$399,0001,036
Trading account gains and fees$0115
Additional Noninterest Income$675,0001,071
Total noninterest expense$3,023,0001,400
Salaries and employee benefits$1,851,0001,241
Premises and equipment expense$430,0001,414
Additional noninterest expense$742,0001,655
Pre-tax net operating income$1,864,0001,222
Securities gains (losses)$1,0001,514
Applicable income taxes$118,0003,499
Income before extraordinary items$1,747,000994
Extraordinary gains, net$024
Net income$1,747,000995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,763
Cash dividends$800,000797
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,746,060973
2004-12-31 (YTD Data)Rank
Total interest income$20,769,0001,376
Total interest expense$5,695,0001,443
Net interest income$15,074,0001,344
Provision for loan and lease losses$758,0001,352
Total noninterest income$4,343,0001,198
Gross Fiduciary activities income$290,000697
Service charges on deposit accounts$1,850,000944
Trading account gains and fees$0138
Additional Noninterest Income$2,203,0001,238
Total noninterest expense$11,717,0001,396
Salaries and employee benefits$7,152,0001,222
Premises and equipment expense$1,703,0001,362
Additional noninterest expense$2,862,0001,710
Pre-tax net operating income$6,942,0001,245
Securities gains (losses)$-1,0007,794
Applicable income taxes$455,0003,494
Income before extraordinary items$6,486,0001,022
Extraordinary gains, net$034
Net income$6,486,0001,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$565,0001,215
Cash dividends$4,010,000752
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,486,930988
2004-09-30 (YTD Data)Rank
Total interest income$15,314,0001,377
Total interest expense$4,135,0001,463
Net interest income$11,179,0001,349
Provision for loan and lease losses$651,0001,157
Total noninterest income$3,240,0001,226
Gross Fiduciary activities income$220,000699
Service charges on deposit accounts$1,408,000932
Trading account gains and fees$0134
Additional Noninterest Income$1,612,0001,260
Total noninterest expense$8,641,0001,416
Salaries and employee benefits$5,336,0001,227
Premises and equipment expense$1,275,0001,356
Additional noninterest expense$2,030,0001,772
Pre-tax net operating income$5,127,0001,276
Securities gains (losses)$-1,0008,079
Applicable income taxes$334,0003,596
Income before extraordinary items$4,792,0001,037
Extraordinary gains, net$026
Net income$4,792,0001,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$622,000805
Cash dividends$2,010,000972
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,792,930999
2004-06-30 (YTD Data)Rank
Total interest income$10,032,0001,389
Total interest expense$2,691,0001,479
Net interest income$7,341,0001,347
Provision for loan and lease losses$416,0001,190
Total noninterest income$2,073,0001,260
Gross Fiduciary activities income$148,000697
Service charges on deposit accounts$908,000958
Trading account gains and fees$0130
Additional Noninterest Income$1,017,0001,309
Total noninterest expense$5,675,0001,424
Salaries and employee benefits$3,547,0001,228
Premises and equipment expense$865,0001,331
Additional noninterest expense$1,263,0001,888
Pre-tax net operating income$3,323,0001,279
Securities gains (losses)$2,0003,048
Applicable income taxes$217,0003,619
Income before extraordinary items$3,108,0001,063
Extraordinary gains, net$021
Net income$3,108,0001,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0001,049
Cash dividends$1,110,0001,147
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,106,1401,020
2004-03-31 (YTD Data)Rank
Total interest income$4,904,0001,444
Total interest expense$1,337,0001,494
Net interest income$3,567,0001,389
Provision for loan and lease losses$204,0001,135
Total noninterest income$919,0001,347
Gross Fiduciary activities income$75,000704
Service charges on deposit accounts$436,000963
Trading account gains and fees$0121
Additional Noninterest Income$408,0001,520
Total noninterest expense$2,750,0001,487
Salaries and employee benefits$1,744,0001,270
Premises and equipment expense$433,0001,345
Additional noninterest expense$573,0002,060
Pre-tax net operating income$1,532,0001,367
Securities gains (losses)$02,934
Applicable income taxes$100,0003,780
Income before extraordinary items$1,432,0001,147
Extraordinary gains, net$016
Net income$1,432,0001,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,000525
Cash dividends$700,000910
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,432,0001,079
2003-12-31 (YTD Data)Rank
Total interest income$19,742,0001,450
Total interest expense$5,811,0001,535
Net interest income$13,931,0001,401
Provision for loan and lease losses$521,0002,091
Total noninterest income$4,207,0001,297
Gross Fiduciary activities income$269,000736
Service charges on deposit accounts$1,939,000888
Trading account gains and fees$0160
Additional Noninterest Income$1,999,0001,473
Total noninterest expense$11,347,0001,422
Salaries and employee benefits$6,867,0001,246
Premises and equipment expense$1,669,0001,361
Additional noninterest expense$2,811,0001,727
Pre-tax net operating income$6,270,0001,316
Securities gains (losses)$27,0003,018
Applicable income taxes$413,0003,716
Income before extraordinary items$5,884,0001,099
Extraordinary gains, net$054
Net income$5,884,0001,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,942
Cash dividends$3,800,000824
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,858,8901,042
2003-09-30 (YTD Data)Rank
Total interest income$14,837,0001,477
Total interest expense$4,430,0001,571
Net interest income$10,407,0001,414
Provision for loan and lease losses$330,0002,341
Total noninterest income$3,258,0001,301
Gross Fiduciary activities income$194,000740
Service charges on deposit accounts$1,460,000888
Trading account gains and fees$0153
Additional Noninterest Income$1,604,0001,464
Total noninterest expense$8,430,0001,442
Salaries and employee benefits$5,142,0001,264
Premises and equipment expense$1,225,0001,403
Additional noninterest expense$2,063,0001,749
Pre-tax net operating income$4,905,0001,312
Securities gains (losses)$27,0002,773
Applicable income taxes$321,0003,794
Income before extraordinary items$4,611,0001,089
Extraordinary gains, net$040
Net income$4,611,0001,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,0008,953
Cash dividends$2,500,000846
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,585,8901,022
2003-06-30 (YTD Data)Rank
Total interest income$9,893,0001,493
Total interest expense$3,027,0001,589
Net interest income$6,866,0001,423
Provision for loan and lease losses$98,0003,921
Total noninterest income$2,145,0001,301
Gross Fiduciary activities income$126,000742
Service charges on deposit accounts$981,000861
Trading account gains and fees$0150
Additional Noninterest Income$1,038,0001,474
Total noninterest expense$5,627,0001,432
Salaries and employee benefits$3,446,0001,250
Premises and equipment expense$796,0001,439
Additional noninterest expense$1,385,0001,736
Pre-tax net operating income$3,286,0001,302
Securities gains (losses)$1,0003,586
Applicable income taxes$214,0003,830
Income before extraordinary items$3,073,0001,090
Extraordinary gains, net$030
Net income$3,073,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,181
Cash dividends$1,800,000819
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,072,0701,007
2003-03-31 (YTD Data)Rank
Total interest income$4,948,0001,503
Total interest expense$1,571,0001,573
Net interest income$3,377,0001,443
Provision for loan and lease losses$-48,0009,229
Total noninterest income$1,088,0001,265
Gross Fiduciary activities income$59,000780
Service charges on deposit accounts$467,000877
Trading account gains and fees$0134
Additional Noninterest Income$562,0001,366
Total noninterest expense$2,845,0001,414
Salaries and employee benefits$1,788,0001,193
Premises and equipment expense$417,0001,391
Additional noninterest expense$640,0001,842
Pre-tax net operating income$1,668,0001,288
Securities gains (losses)$02,891
Applicable income taxes$111,0003,758
Income before extraordinary items$1,557,0001,063
Extraordinary gains, net$021
Net income$1,557,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,0009,123
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,557,000989
2002-12-31 (YTD Data)Rank
Total interest income$21,124,0001,456
Total interest expense$7,608,0001,490
Net interest income$13,516,0001,451
Provision for loan and lease losses$817,0001,599
Total noninterest income$4,148,0001,218
Gross Fiduciary activities income$255,000759
Service charges on deposit accounts$2,049,000786
Trading account gains and fees$0153
Additional Noninterest Income$1,844,0001,405
Total noninterest expense$11,111,0001,390
Salaries and employee benefits$6,617,0001,216
Premises and equipment expense$1,670,0001,310
Additional noninterest expense$2,824,0001,660
Pre-tax net operating income$5,736,0001,453
Securities gains (losses)$3,0004,139
Applicable income taxes$376,0004,015
Income before extraordinary items$5,363,0001,173
Extraordinary gains, net$070
Net income$5,363,0001,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$504,0001,649
Cash dividends$3,700,000790
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,360,2101,126
2001-12-31 (YTD Data)Rank
Total interest income$24,550,0001,380
Total interest expense$11,526,0001,408
Net interest income$13,024,0001,367
Provision for loan and lease losses$2,438,000601
Total noninterest income$3,767,0001,244
Gross Fiduciary activities income$260,000761
Service charges on deposit accounts$2,170,000683
Trading account gains and fees$0177
Additional Noninterest Income$1,337,0001,673
Total noninterest expense$10,804,0001,358
Salaries and employee benefits$5,946,0001,250
Premises and equipment expense$1,740,0001,220
Additional noninterest expense$3,118,0001,495
Pre-tax net operating income$3,549,0001,963
Securities gains (losses)$4,0004,008
Applicable income taxes$235,0004,714
Income before extraordinary items$3,318,0001,598
Extraordinary gains, net$0105
Net income$3,318,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,322,000512
Cash dividends$3,650,000778
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,314,2801,534
2000-12-31 (YTD Data)Rank
Total interest income$25,267,0001,384
Total interest expense$11,558,0001,492
Net interest income$13,709,0001,277
Provision for loan and lease losses$2,379,000541
Total noninterest income$2,993,0001,355
Gross Fiduciary activities income$266,000743
Service charges on deposit accounts$1,597,000847
Trading account gains and fees$0180
Additional Noninterest Income$1,130,0001,715
Total noninterest expense$10,173,0001,362
Salaries and employee benefits$5,497,0001,286
Premises and equipment expense$1,610,0001,264
Additional noninterest expense$3,066,0001,471
Pre-tax net operating income$4,150,0001,766
Securities gains (losses)$01,956
Applicable income taxes$267,0004,842
Income before extraordinary items$3,883,0001,364
Extraordinary gains, net$038
Net income$3,883,0001,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,172,000456
Cash dividends$3,000,000949
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,883,0001,351
1999-12-31 (YTD Data)Rank
Total interest income$23,409,0001,395
Total interest expense$9,930,0001,504
Net interest income$13,479,0001,289
Provision for loan and lease losses$1,735,000633
Total noninterest income$2,860,0001,411
Gross Fiduciary activities income$232,000828
Service charges on deposit accounts$1,430,000926
Trading account gains and fees$0173
Additional Noninterest Income$1,198,0001,641
Total noninterest expense$9,399,0001,479
Salaries and employee benefits$5,246,0001,321
Premises and equipment expense$1,412,0001,452
Additional noninterest expense$2,741,0001,630
Pre-tax net operating income$5,205,0001,455
Securities gains (losses)$03,155
Applicable income taxes$1,324,0001,760
Income before extraordinary items$3,881,0001,387
Extraordinary gains, net$035
Net income$3,881,0001,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,120,000659
Cash dividends$5,150,000638
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,881,0001,366
1998-12-31 (YTD Data)Rank
Total interest income$23,163,0001,392
Total interest expense$9,887,0001,542
Net interest income$13,276,0001,280
Provision for loan and lease losses$1,006,000965
Total noninterest income$2,370,0001,613
Gross Fiduciary activities income$194,000879
Service charges on deposit accounts$1,005,0001,246
Trading account gains and fees$0224
Additional Noninterest Income$1,171,0001,656
Total noninterest expense$8,986,0001,471
Salaries and employee benefits$5,167,0001,269
Premises and equipment expense$1,261,0001,553
Additional noninterest expense$2,558,0001,677
Pre-tax net operating income$5,654,0001,327
Securities gains (losses)$04,449
Applicable income taxes$1,981,0001,280
Income before extraordinary items$3,673,0001,440
Extraordinary gains, net$032
Net income$3,673,0001,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$730,000941
Cash dividends$1,450,0001,713
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,673,0001,378
1997-12-31 (YTD Data)Rank
Total interest income$22,501,0001,459
Total interest expense$9,369,0001,653
Net interest income$13,132,0001,323
Provision for loan and lease losses$931,0001,039
Total noninterest income$1,937,0001,815
Gross Fiduciary activities income$178,000925
Service charges on deposit accounts$931,0001,381
Trading account gains and fees$0239
Additional Noninterest Income$828,0001,987
Total noninterest expense$8,472,0001,553
Salaries and employee benefits$4,887,0001,350
Premises and equipment expense$1,233,0001,579
Additional noninterest expense$2,352,0001,808
Pre-tax net operating income$5,666,0001,371
Securities gains (losses)$03,944
Applicable income taxes$2,071,0001,279
Income before extraordinary items$3,595,0001,502
Extraordinary gains, net$044
Net income$3,595,0001,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$602,0001,156
Cash dividends$1,500,0001,600
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,595,0001,464
1996-12-31 (YTD Data)Rank
Total interest income$20,715,0001,617
Total interest expense$8,718,0001,809
Net interest income$11,997,0001,486
Provision for loan and lease losses$809,0001,195
Total noninterest income$1,887,0001,933
Gross Fiduciary activities income$139,0001,053
Service charges on deposit accounts$952,0001,414
Trading account gains and fees$0262
Additional Noninterest Income$796,0002,116
Total noninterest expense$7,600,0001,865
Salaries and employee benefits$4,428,0001,500
Premises and equipment expense$1,002,0001,996
Additional noninterest expense$2,170,0002,280
Pre-tax net operating income$5,475,0001,303
Securities gains (losses)$04,148
Applicable income taxes$1,999,0001,232
Income before extraordinary items$3,476,0001,422
Extraordinary gains, net$053
Net income$3,476,0001,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0002,282
Cash dividends$750,0002,610
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,476,0001,389
1995-12-31 (YTD Data)Rank
Total interest income$14,679,0002,294
Total interest expense$5,737,0002,673
Net interest income$8,942,0002,010
Provision for loan and lease losses$760,0001,152
Total noninterest income$1,540,0002,245
Gross Fiduciary activities income$114,0001,139
Service charges on deposit accounts$742,0001,835
Trading account gains and fees$0522
Additional Noninterest Income$684,0002,325
Total noninterest expense$5,040,0002,693
Salaries and employee benefits$3,087,0002,142
Premises and equipment expense$535,0003,545
Additional noninterest expense$1,418,0003,231
Pre-tax net operating income$4,682,0001,583
Securities gains (losses)$-5,0009,676
Applicable income taxes$1,661,0001,500
Income before extraordinary items$3,016,0001,689
Extraordinary gains, net$065
Net income$3,016,0001,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,329
Cash dividends$1,350,0001,621
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,019,2001,664
1994-12-31 (YTD Data)Rank
Total interest income$11,829,0002,562
Total interest expense$4,557,0002,685
Net interest income$7,272,0002,482
Provision for loan and lease losses$218,0002,878
Total noninterest income$1,357,0002,483
Gross Fiduciary activities income$91,0001,198
Service charges on deposit accounts$649,0002,088
Trading account gains and fees$0475
Additional Noninterest Income$617,0002,531
Total noninterest expense$4,603,0002,994
Salaries and employee benefits$2,607,0002,557
Premises and equipment expense$525,0003,647
Additional noninterest expense$1,471,0003,370
Pre-tax net operating income$3,808,0001,866
Securities gains (losses)$-8,0009,681
Applicable income taxes$1,290,0001,771
Income before extraordinary items$2,510,0001,942
Extraordinary gains, net$0249
Net income$2,510,0001,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,255
Cash dividends$1,225,0001,616
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,515,2801,940
1993-12-31 (YTD Data)Rank
Total interest income$11,220,0002,763
Total interest expense$4,675,0002,757
Net interest income$6,545,0002,757
Provision for loan and lease losses$010,371
Total noninterest income$1,283,0002,765
Gross Fiduciary activities income$68,0001,280
Service charges on deposit accounts$630,0002,176
Trading account gains and fees$0532
Additional Noninterest Income$585,0002,939
Total noninterest expense$4,431,0003,167
Salaries and employee benefits$2,488,0002,661
Premises and equipment expense$479,0004,029
Additional noninterest expense$1,464,0003,582
Pre-tax net operating income$3,397,0002,007
Securities gains (losses)$39,0003,767
Applicable income taxes$1,142,0002,005
Income before extraordinary items$2,294,0002,182
Extraordinary gains, net$03,149
Net income$2,294,0002,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0005,402
Cash dividends$650,0002,518
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,267,8702,073
1992-12-31 (YTD Data)Rank
Total interest income$11,628,0003,022
Total interest expense$5,251,0003,158
Net interest income$6,377,0002,870
Provision for loan and lease losses$011,756
Total noninterest income$1,134,0002,990
Gross Fiduciary activities income$74,0001,306
Service charges on deposit accounts$585,0002,357
Trading account gains and fees$0504
Additional Noninterest Income$475,0003,294
Total noninterest expense$4,455,0003,190
Salaries and employee benefits$2,357,0002,750
Premises and equipment expense$416,0004,661
Additional noninterest expense$1,682,0003,251
Pre-tax net operating income$3,056,0002,036
Securities gains (losses)$08,369
Applicable income taxes$1,027,0002,060
Income before extraordinary items$2,029,0002,251
Extraordinary gains, net$01,422
Net income$2,029,0002,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0003,381
Cash dividends$1,000,0001,539
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,029,0002,078

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.