Home > Commercial Bank of San Francisco > Income and Expense
Commercial Bank of San Francisco, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,495,000 | 2,815 |
| Total interest expense | $3,795,000 | 3,748 |
| Net interest income | $7,700,000 | 2,290 |
| Provision for loan and lease losses | $1,002,000 | 975 |
| Total noninterest income | $2,428,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $470,000 | 2,774 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,958,000 | 1,175 |
| Total noninterest expense | $7,305,000 | 1,885 |
| Salaries and employee benefits | $4,104,000 | 1,677 |
| Premises and equipment expense | $661,000 | 3,012 |
| Additional noninterest expense | $2,540,000 | 1,747 |
| Pre-tax net operating income | $1,821,000 | 3,581 |
| Securities gains (losses) | $19,000 | 1,429 |
| Applicable income taxes | $776,000 | 2,703 |
| Income before extraordinary items | $1,064,000 | 4,229 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,064,000 | 4,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $915,000 | 753 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,051,840 | 4,229 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,337,000 | 2,843 |
| Total interest expense | $3,579,000 | 4,035 |
| Net interest income | $7,758,000 | 2,201 |
| Provision for loan and lease losses | $324,000 | 2,448 |
| Total noninterest income | $2,424,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $516,000 | 2,488 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,908,000 | 1,200 |
| Total noninterest expense | $6,943,000 | 1,872 |
| Salaries and employee benefits | $4,306,000 | 1,527 |
| Premises and equipment expense | $605,000 | 3,146 |
| Additional noninterest expense | $2,032,000 | 2,085 |
| Pre-tax net operating income | $2,915,000 | 2,448 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $1,239,000 | 1,935 |
| Income before extraordinary items | $1,689,000 | 2,950 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,689,000 | 2,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,621 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,548,000 | 303 |
| Net operating income | $1,680,680 | 2,872 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,689,000 | 3,338 |
| Total interest expense | $3,143,000 | 4,528 |
| Net interest income | $6,546,000 | 2,662 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $1,979,000 | 1,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 3,879 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,659,000 | 1,250 |
| Total noninterest expense | $6,212,000 | 2,084 |
| Salaries and employee benefits | $3,693,000 | 1,769 |
| Premises and equipment expense | $615,000 | 3,075 |
| Additional noninterest expense | $1,904,000 | 2,197 |
| Pre-tax net operating income | $2,133,000 | 3,332 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $899,000 | 2,661 |
| Income before extraordinary items | $1,235,000 | 3,955 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,235,000 | 3,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,446 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,234,360 | 3,889 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,974,000 | 4,050 |
| Total interest expense | $3,106,000 | 4,632 |
| Net interest income | $4,868,000 | 3,617 |
| Provision for loan and lease losses | $195,000 | 3,475 |
| Total noninterest income | $1,169,000 | 2,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $979,000 | 1,844 |
| Total noninterest expense | $4,768,000 | 2,866 |
| Salaries and employee benefits | $2,856,000 | 2,332 |
| Premises and equipment expense | $553,000 | 3,466 |
| Additional noninterest expense | $1,359,000 | 3,399 |
| Pre-tax net operating income | $1,074,000 | 5,499 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $450,000 | 4,501 |
| Income before extraordinary items | $631,000 | 6,088 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $631,000 | 6,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 10,855 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $626,520 | 6,060 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,983,000 | 4,025 |
| Total interest expense | $3,002,000 | 4,756 |
| Net interest income | $4,981,000 | 3,548 |
| Provision for loan and lease losses | $670,000 | 1,252 |
| Total noninterest income | $1,008,000 | 3,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $943,000 | 1,876 |
| Total noninterest expense | $4,426,000 | 3,028 |
| Salaries and employee benefits | $2,452,000 | 2,724 |
| Premises and equipment expense | $544,000 | 3,491 |
| Additional noninterest expense | $1,430,000 | 3,215 |
| Pre-tax net operating income | $893,000 | 6,455 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $414,000 | 4,828 |
| Income before extraordinary items | $486,000 | 7,354 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $486,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,102 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $859,000 | 316 |
| Net operating income | $481,520 | 7,357 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,872,000 | 4,962 |
| Total interest expense | $1,726,000 | 6,274 |
| Net interest income | $4,146,000 | 4,239 |
| Provision for loan and lease losses | $518,000 | 1,501 |
| Total noninterest income | $1,144,000 | 2,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,053,000 | 1,780 |
| Total noninterest expense | $4,270,000 | 3,218 |
| Salaries and employee benefits | $2,273,000 | 2,918 |
| Premises and equipment expense | $527,000 | 3,631 |
| Additional noninterest expense | $1,470,000 | 3,373 |
| Pre-tax net operating income | $502,000 | 8,640 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $235,000 | 6,753 |
| Income before extraordinary items | $267,000 | 9,524 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $267,000 | 9,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 1,370 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $267,000 | 9,573 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 6,182 |
| Total interest expense | $1,381,000 | 7,609 |
| Net interest income | $3,235,000 | 5,298 |
| Provision for loan and lease losses | $370,000 | 2,586 |
| Total noninterest income | $1,011,000 | 3,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $879,000 | 2,237 |
| Total noninterest expense | $3,853,000 | 3,609 |
| Salaries and employee benefits | $2,027,000 | 3,246 |
| Premises and equipment expense | $457,000 | 4,197 |
| Additional noninterest expense | $1,369,000 | 3,783 |
| Pre-tax net operating income | $23,000 | 12,300 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $10,000 | 11,823 |
| Income before extraordinary items | $13,000 | 12,456 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $13,000 | 12,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 2,051 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $13,000 | 12,324 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,990,000 | 6,404 |
| Total interest expense | $1,845,000 | 7,499 |
| Net interest income | $3,145,000 | 5,498 |
| Provision for loan and lease losses | $496,000 | 3,026 |
| Total noninterest income | $1,350,000 | 2,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,243,000 | 1,734 |
| Total noninterest expense | $3,616,000 | 3,825 |
| Salaries and employee benefits | $1,766,000 | 3,623 |
| Premises and equipment expense | $451,000 | 4,345 |
| Additional noninterest expense | $1,399,000 | 3,796 |
| Pre-tax net operating income | $383,000 | 9,396 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $47,000 | 11,335 |
| Income before extraordinary items | $380,000 | 8,416 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $380,000 | 8,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 3,643 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $711,000 | 479 |
| Net operating income | $340,840 | 8,452 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.