Home > Commercial Bank of Minnesota > Income and Expense
Commercial Bank of Minnesota, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $493,000 | 6,740 |
| Total interest expense | $18,000 | 6,829 |
| Net interest income | $475,000 | 6,710 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $37,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $23,000 | 6,342 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,000 | 6,343 |
| Total noninterest expense | $433,000 | 6,732 |
| Salaries and employee benefits | $193,000 | 6,783 |
| Premises and equipment expense | $47,000 | 6,604 |
| Additional noninterest expense | $193,000 | 6,522 |
| Pre-tax net operating income | $79,000 | 6,063 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $79,000 | 6,099 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $79,000 | 6,101 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $79,000 | 6,100 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $79,000 | 6,038 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $193,000 | 6,883 |
| Total interest expense | $6,000 | 6,897 |
| Net interest income | $187,000 | 6,868 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $16,000 | 6,680 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $9,000 | 6,545 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,439 |
| Total noninterest expense | $209,000 | 6,873 |
| Salaries and employee benefits | $107,000 | 6,872 |
| Premises and equipment expense | $28,000 | 6,696 |
| Additional noninterest expense | $74,000 | 6,819 |
| Pre-tax net operating income | $-6,000 | 6,319 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-6,000 | 6,382 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-6,000 | 6,384 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-6,000 | 6,384 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-6,000 | 6,321 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 6,600 |
| Total interest expense | $29,000 | 6,571 |
| Net interest income | $261,000 | 6,565 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $19,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,037 |
| Total noninterest expense | $276,000 | 6,402 |
| Salaries and employee benefits | $146,000 | 6,414 |
| Premises and equipment expense | $41,000 | 5,943 |
| Additional noninterest expense | $89,000 | 6,353 |
| Pre-tax net operating income | $4,000 | 6,294 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $4,000 | 6,376 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,000 | 6,377 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,000 | 6,377 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $4,000 | 6,300 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 6,566 |
| Total interest expense | $162,000 | 6,577 |
| Net interest income | $1,217,000 | 6,514 |
| Provision for loan and lease losses | $3,000 | 5,866 |
| Total noninterest income | $-476,000 | 6,990 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $37,000 | 6,446 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-513,000 | 6,931 |
| Total noninterest expense | $1,329,000 | 6,278 |
| Salaries and employee benefits | $651,000 | 6,360 |
| Premises and equipment expense | $199,000 | 5,719 |
| Additional noninterest expense | $479,000 | 6,127 |
| Pre-tax net operating income | $-591,000 | 6,535 |
| Securities gains (losses) | $18,000 | 3,210 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-573,000 | 6,606 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-573,000 | 6,600 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-573,000 | 6,602 |
| Net charge-offs | $-8,000 | 6,577 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-591,000 | 6,560 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 6,642 |
| Total interest expense | $125,000 | 6,682 |
| Net interest income | $936,000 | 6,592 |
| Provision for loan and lease losses | $3,000 | 5,730 |
| Total noninterest income | $-500,000 | 7,110 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $27,000 | 6,540 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-527,000 | 7,084 |
| Total noninterest expense | $1,005,000 | 6,329 |
| Salaries and employee benefits | $487,000 | 6,424 |
| Premises and equipment expense | $150,000 | 5,781 |
| Additional noninterest expense | $368,000 | 6,154 |
| Pre-tax net operating income | $-572,000 | 6,713 |
| Securities gains (losses) | $18,000 | 2,910 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-554,000 | 6,773 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-554,000 | 6,772 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-554,000 | 6,772 |
| Net charge-offs | $-6,000 | 6,501 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-572,000 | 6,733 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $722,000 | 6,683 |
| Total interest expense | $85,000 | 6,749 |
| Net interest income | $637,000 | 6,627 |
| Provision for loan and lease losses | $3,000 | 5,543 |
| Total noninterest income | $43,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $16,000 | 6,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 5,952 |
| Total noninterest expense | $1,252,000 | 5,250 |
| Salaries and employee benefits | $337,000 | 6,430 |
| Premises and equipment expense | $96,000 | 5,867 |
| Additional noninterest expense | $819,000 | 3,611 |
| Pre-tax net operating income | $-575,000 | 6,845 |
| Securities gains (losses) | $18,000 | 2,529 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-557,000 | 6,886 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-557,000 | 6,885 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-557,000 | 6,886 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-575,000 | 6,858 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $368,000 | 6,715 |
| Total interest expense | $44,000 | 6,808 |
| Net interest income | $324,000 | 6,658 |
| Provision for loan and lease losses | $2,000 | 5,167 |
| Total noninterest income | $21,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $327,000 | 6,469 |
| Salaries and employee benefits | $158,000 | 6,567 |
| Premises and equipment expense | $47,000 | 5,945 |
| Additional noninterest expense | $122,000 | 6,243 |
| Pre-tax net operating income | $16,000 | 6,263 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $16,000 | 6,364 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $16,000 | 6,363 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $16,000 | 6,364 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $16,000 | 6,237 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 6,679 |
| Total interest expense | $226,000 | 6,818 |
| Net interest income | $1,419,000 | 6,591 |
| Provision for loan and lease losses | $42,000 | 5,950 |
| Total noninterest income | $122,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $43,000 | 6,431 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $79,000 | 5,531 |
| Total noninterest expense | $1,279,000 | 6,538 |
| Salaries and employee benefits | $640,000 | 6,607 |
| Premises and equipment expense | $191,000 | 6,078 |
| Additional noninterest expense | $448,000 | 6,415 |
| Pre-tax net operating income | $220,000 | 5,447 |
| Securities gains (losses) | $36,000 | 2,789 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $256,000 | 5,377 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $256,000 | 5,378 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $256,000 | 5,378 |
| Net charge-offs | $-8,000 | 6,992 |
| Cash dividends | $312,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $220,000 | 5,369 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 6,720 |
| Total interest expense | $174,000 | 6,891 |
| Net interest income | $1,089,000 | 6,620 |
| Provision for loan and lease losses | $42,000 | 5,681 |
| Total noninterest income | $102,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $32,000 | 6,476 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $70,000 | 5,480 |
| Total noninterest expense | $923,000 | 6,626 |
| Salaries and employee benefits | $449,000 | 6,729 |
| Premises and equipment expense | $144,000 | 6,112 |
| Additional noninterest expense | $330,000 | 6,486 |
| Pre-tax net operating income | $226,000 | 5,365 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $226,000 | 5,389 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 5,389 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $226,000 | 5,389 |
| Net charge-offs | $-6,000 | 6,915 |
| Cash dividends | $312,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $226,000 | 5,249 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,793 |
| Total interest expense | $120,000 | 6,956 |
| Net interest income | $717,000 | 6,689 |
| Provision for loan and lease losses | $36,000 | 5,344 |
| Total noninterest income | $44,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $22,000 | 6,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 6,181 |
| Total noninterest expense | $611,000 | 6,708 |
| Salaries and employee benefits | $287,000 | 6,855 |
| Premises and equipment expense | $88,000 | 6,304 |
| Additional noninterest expense | $236,000 | 6,471 |
| Pre-tax net operating income | $114,000 | 5,618 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $114,000 | 5,597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $114,000 | 5,596 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $114,000 | 5,597 |
| Net charge-offs | $-4,000 | 6,815 |
| Cash dividends | $250,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $114,000 | 5,509 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 6,856 |
| Total interest expense | $63,000 | 6,990 |
| Net interest income | $349,000 | 6,754 |
| Provision for loan and lease losses | $19,000 | 5,053 |
| Total noninterest income | $22,000 | 6,736 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 6,315 |
| Total noninterest expense | $309,000 | 6,747 |
| Salaries and employee benefits | $144,000 | 6,889 |
| Premises and equipment expense | $44,000 | 6,344 |
| Additional noninterest expense | $121,000 | 6,488 |
| Pre-tax net operating income | $43,000 | 5,856 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $43,000 | 5,810 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $43,000 | 5,809 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $43,000 | 5,810 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $250,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $43,000 | 5,776 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 6,946 |
| Total interest expense | $298,000 | 7,060 |
| Net interest income | $1,368,000 | 6,835 |
| Provision for loan and lease losses | $85,000 | 6,141 |
| Total noninterest income | $180,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 6,358 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $138,000 | 5,068 |
| Total noninterest expense | $1,208,000 | 6,854 |
| Salaries and employee benefits | $654,000 | 6,793 |
| Premises and equipment expense | $196,000 | 6,229 |
| Additional noninterest expense | $358,000 | 6,924 |
| Pre-tax net operating income | $255,000 | 5,038 |
| Securities gains (losses) | $13,000 | 3,237 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $268,000 | 5,059 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $268,000 | 5,063 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $268,000 | 5,063 |
| Net charge-offs | $161,000 | 4,982 |
| Cash dividends | $120,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $255,000 | 4,949 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 7,041 |
| Total interest expense | $228,000 | 7,172 |
| Net interest income | $1,033,000 | 6,925 |
| Provision for loan and lease losses | $61,000 | 6,100 |
| Total noninterest income | $155,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $32,000 | 6,416 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $123,000 | 4,949 |
| Total noninterest expense | $912,000 | 6,905 |
| Salaries and employee benefits | $502,000 | 6,813 |
| Premises and equipment expense | $145,000 | 6,343 |
| Additional noninterest expense | $265,000 | 7,003 |
| Pre-tax net operating income | $215,000 | 5,198 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $215,000 | 5,233 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $215,000 | 5,235 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $215,000 | 5,236 |
| Net charge-offs | $163,000 | 4,428 |
| Cash dividends | $120,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $215,000 | 5,067 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $851,000 | 7,096 |
| Total interest expense | $156,000 | 7,236 |
| Net interest income | $695,000 | 6,953 |
| Provision for loan and lease losses | $26,000 | 6,289 |
| Total noninterest income | $95,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $21,000 | 6,463 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $74,000 | 5,083 |
| Total noninterest expense | $630,000 | 6,902 |
| Salaries and employee benefits | $356,000 | 6,750 |
| Premises and equipment expense | $94,000 | 6,417 |
| Additional noninterest expense | $180,000 | 7,031 |
| Pre-tax net operating income | $134,000 | 5,298 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $134,000 | 5,321 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $134,000 | 5,321 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $134,000 | 5,322 |
| Net charge-offs | $60,000 | 4,721 |
| Cash dividends | $120,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $134,000 | 5,178 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $430,000 | 7,180 |
| Total interest expense | $78,000 | 7,357 |
| Net interest income | $352,000 | 7,002 |
| Provision for loan and lease losses | $13,000 | 6,045 |
| Total noninterest income | $20,000 | 7,107 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $322,000 | 6,950 |
| Salaries and employee benefits | $192,000 | 6,700 |
| Premises and equipment expense | $47,000 | 6,501 |
| Additional noninterest expense | $83,000 | 7,218 |
| Pre-tax net operating income | $37,000 | 5,814 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $37,000 | 5,887 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $37,000 | 5,888 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $37,000 | 5,887 |
| Net charge-offs | $61,000 | 3,562 |
| Cash dividends | $70,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $37,000 | 5,773 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 7,134 |
| Total interest expense | $351,000 | 7,467 |
| Net interest income | $1,551,000 | 6,840 |
| Provision for loan and lease losses | $48,000 | 6,877 |
| Total noninterest income | $69,000 | 7,252 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $28,000 | 6,793 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $41,000 | 6,543 |
| Total noninterest expense | $1,402,000 | 6,928 |
| Salaries and employee benefits | $822,000 | 6,651 |
| Premises and equipment expense | $193,000 | 6,537 |
| Additional noninterest expense | $387,000 | 7,127 |
| Pre-tax net operating income | $170,000 | 4,885 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $170,000 | 4,909 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $170,000 | 4,911 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $170,000 | 4,911 |
| Net charge-offs | $4,000 | 7,069 |
| Cash dividends | $131,000 | 3,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $170,000 | 4,843 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 7,225 |
| Total interest expense | $271,000 | 7,544 |
| Net interest income | $1,135,000 | 6,932 |
| Provision for loan and lease losses | $35,000 | 6,735 |
| Total noninterest income | $41,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $13,000 | 6,976 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $28,000 | 6,761 |
| Total noninterest expense | $1,051,000 | 6,954 |
| Salaries and employee benefits | $633,000 | 6,631 |
| Premises and equipment expense | $141,000 | 6,627 |
| Additional noninterest expense | $277,000 | 7,224 |
| Pre-tax net operating income | $90,000 | 5,329 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $90,000 | 5,359 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $90,000 | 5,358 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $90,000 | 5,358 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $131,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $90,000 | 5,298 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $905,000 | 7,341 |
| Total interest expense | $185,000 | 7,630 |
| Net interest income | $720,000 | 7,047 |
| Provision for loan and lease losses | $23,000 | 6,642 |
| Total noninterest income | $34,000 | 7,444 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $15,000 | 6,873 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $19,000 | 6,847 |
| Total noninterest expense | $689,000 | 7,036 |
| Salaries and employee benefits | $406,000 | 6,780 |
| Premises and equipment expense | $96,000 | 6,654 |
| Additional noninterest expense | $187,000 | 7,264 |
| Pre-tax net operating income | $42,000 | 5,560 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $42,000 | 5,628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $42,000 | 5,626 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $42,000 | 5,626 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $131,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $42,000 | 5,552 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,383 |
| Total interest expense | $93,000 | 7,709 |
| Net interest income | $364,000 | 7,053 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $19,000 | 7,454 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $357,000 | 6,958 |
| Salaries and employee benefits | $229,000 | 6,584 |
| Premises and equipment expense | $45,000 | 6,803 |
| Additional noninterest expense | $83,000 | 7,349 |
| Pre-tax net operating income | $16,000 | 6,064 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $16,000 | 6,215 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $16,000 | 6,217 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $16,000 | 6,217 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $16,000 | 6,058 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 7,386 |
| Total interest expense | $422,000 | 7,811 |
| Net interest income | $1,495,000 | 7,013 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $87,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 6,627 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $37,000 | 7,038 |
| Total noninterest expense | $1,162,000 | 7,319 |
| Salaries and employee benefits | $646,000 | 7,292 |
| Premises and equipment expense | $172,000 | 6,934 |
| Additional noninterest expense | $344,000 | 7,259 |
| Pre-tax net operating income | $420,000 | 5,089 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $420,000 | 4,696 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $420,000 | 4,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,163 |
| Cash dividends | $163,000 | 4,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $420,000 | 4,859 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 7,518 |
| Total interest expense | $311,000 | 7,912 |
| Net interest income | $1,081,000 | 7,130 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $69,000 | 7,507 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $40,000 | 6,643 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 7,145 |
| Total noninterest expense | $852,000 | 7,374 |
| Salaries and employee benefits | $486,000 | 7,299 |
| Premises and equipment expense | $124,000 | 7,048 |
| Additional noninterest expense | $242,000 | 7,367 |
| Pre-tax net operating income | $298,000 | 5,651 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $298,000 | 5,222 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $298,000 | 5,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,223 |
| Cash dividends | $99,000 | 4,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $298,000 | 5,406 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $871,000 | 7,665 |
| Total interest expense | $215,000 | 7,981 |
| Net interest income | $656,000 | 7,324 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $48,000 | 7,532 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $27,000 | 6,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $21,000 | 7,150 |
| Total noninterest expense | $522,000 | 7,558 |
| Salaries and employee benefits | $299,000 | 7,516 |
| Premises and equipment expense | $82,000 | 7,092 |
| Additional noninterest expense | $141,000 | 7,598 |
| Pre-tax net operating income | $182,000 | 5,931 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $182,000 | 5,740 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,255 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $182,000 | 5,683 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $388,000 | 7,873 |
| Total interest expense | $118,000 | 7,992 |
| Net interest income | $270,000 | 7,652 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $249,000 | 7,652 |
| Salaries and employee benefits | $146,000 | 7,590 |
| Premises and equipment expense | $28,000 | 7,609 |
| Additional noninterest expense | $75,000 | 7,521 |
| Pre-tax net operating income | $46,000 | 6,660 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $46,000 | 6,641 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $46,000 | 6,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $46,000 | 6,543 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 7,847 |
| Total interest expense | $482,000 | 7,970 |
| Net interest income | $1,117,000 | 7,597 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $87,000 | 7,696 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $49,000 | 6,764 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $38,000 | 7,341 |
| Total noninterest expense | $772,000 | 7,978 |
| Salaries and employee benefits | $391,000 | 8,083 |
| Premises and equipment expense | $118,000 | 7,570 |
| Additional noninterest expense | $263,000 | 7,719 |
| Pre-tax net operating income | $432,000 | 6,183 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $432,000 | 5,936 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $432,000 | 5,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $432,000 | 5,935 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 7,945 |
| Total interest expense | $364,000 | 8,022 |
| Net interest income | $774,000 | 7,756 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $75,000 | 7,609 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,750 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $36,000 | 7,171 |
| Total noninterest expense | $582,000 | 7,948 |
| Salaries and employee benefits | $339,000 | 7,908 |
| Premises and equipment expense | $108,000 | 7,300 |
| Additional noninterest expense | $135,000 | 8,096 |
| Pre-tax net operating income | $267,000 | 6,695 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $267,000 | 6,492 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $267,000 | 6,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $267,000 | 6,477 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $726,000 | 8,045 |
| Total interest expense | $237,000 | 8,089 |
| Net interest income | $489,000 | 7,887 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $53,000 | 7,590 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $27,000 | 6,756 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $397,000 | 7,971 |
| Salaries and employee benefits | $230,000 | 7,942 |
| Premises and equipment expense | $64,000 | 7,478 |
| Additional noninterest expense | $103,000 | 8,023 |
| Pre-tax net operating income | $145,000 | 6,987 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $145,000 | 6,787 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $145,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $145,000 | 6,772 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 8,110 |
| Total interest expense | $114,000 | 8,158 |
| Net interest income | $239,000 | 7,979 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $30,000 | 7,460 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,000 | 6,688 |
| Total noninterest expense | $210,000 | 7,950 |
| Salaries and employee benefits | $123,000 | 7,899 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $56,000 | 7,966 |
| Pre-tax net operating income | $59,000 | 7,173 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $59,000 | 7,037 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $59,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $59,000 | 7,020 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $504,000 | 8,538 |
| Total interest expense | $190,000 | 8,430 |
| Net interest income | $314,000 | 8,550 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $21,000 | 8,407 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $20,000 | 7,270 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,495 |
| Total noninterest expense | $168,000 | 8,654 |
| Salaries and employee benefits | $101,000 | 8,633 |
| Premises and equipment expense | $16,000 | 8,601 |
| Additional noninterest expense | $51,000 | 8,646 |
| Pre-tax net operating income | $167,000 | 7,507 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $167,000 | 7,414 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $167,000 | 7,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,753 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $167,000 | 7,405 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $94,000 | 8,716 |
| Total interest expense | $31,000 | 8,648 |
| Net interest income | $63,000 | 8,718 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $8,000 | 8,564 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $5,000 | 7,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,495 |
| Total noninterest expense | $9,000 | 8,735 |
| Salaries and employee benefits | $2,000 | 8,717 |
| Premises and equipment expense | $3,000 | 8,702 |
| Additional noninterest expense | $4,000 | 8,736 |
| Pre-tax net operating income | $62,000 | 7,932 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $62,000 | 7,905 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $62,000 | 7,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,954 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $62,000 | 7,902 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 8,112 |
| Total interest expense | $247,000 | 7,946 |
| Net interest income | $441,000 | 8,120 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $51,000 | 7,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $35,000 | 6,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,752 |
| Total noninterest expense | $348,000 | 8,220 |
| Salaries and employee benefits | $196,000 | 8,220 |
| Premises and equipment expense | $49,000 | 7,872 |
| Additional noninterest expense | $103,000 | 8,119 |
| Pre-tax net operating income | $144,000 | 7,419 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $52,000 | 5,200 |
| Income before extraordinary items | $92,000 | 7,593 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $92,000 | 7,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,092 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $92,000 | 7,597 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,273 |
| Total interest expense | $116,000 | 8,004 |
| Net interest income | $180,000 | 8,342 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $165,000 | 8,286 |
| Salaries and employee benefits | $91,000 | 8,311 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $47,000 | 8,233 |
| Pre-tax net operating income | $39,000 | 7,827 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $30,000 | 7,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $30,000 | 7,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 8,162 |
| Total interest expense | $408,000 | 7,865 |
| Net interest income | $819,000 | 8,191 |
| Provision for loan and lease losses | $193,000 | 3,653 |
| Total noninterest income | $83,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $70,000 | 6,747 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,328 |
| Total noninterest expense | $745,000 | 8,159 |
| Salaries and employee benefits | $323,000 | 8,420 |
| Premises and equipment expense | $92,000 | 7,948 |
| Additional noninterest expense | $330,000 | 7,468 |
| Pre-tax net operating income | $-36,000 | 8,288 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $-36,000 | 8,537 |
| Income before extraordinary items | $4,000 | 8,266 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,000 | 8,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,396 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,440 | 8,248 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $920,000 | 8,191 |
| Total interest expense | $293,000 | 7,909 |
| Net interest income | $627,000 | 8,211 |
| Provision for loan and lease losses | $176,000 | 3,243 |
| Total noninterest income | $63,000 | 8,150 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 6,735 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,442 |
| Total noninterest expense | $579,000 | 8,117 |
| Salaries and employee benefits | $234,000 | 8,446 |
| Premises and equipment expense | $78,000 | 7,820 |
| Additional noninterest expense | $267,000 | 7,339 |
| Pre-tax net operating income | $-65,000 | 8,402 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $-54,000 | 8,688 |
| Income before extraordinary items | $-7,000 | 8,350 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-7,000 | 8,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,041 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-9,560 | 8,331 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $591,000 | 8,232 |
| Total interest expense | $188,000 | 7,900 |
| Net interest income | $403,000 | 8,274 |
| Provision for loan and lease losses | $165,000 | 2,477 |
| Total noninterest income | $58,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $37,000 | 6,721 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $392,000 | 8,100 |
| Salaries and employee benefits | $151,000 | 8,493 |
| Premises and equipment expense | $58,000 | 7,689 |
| Additional noninterest expense | $183,000 | 7,265 |
| Pre-tax net operating income | $-96,000 | 8,480 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-54,000 | 8,716 |
| Income before extraordinary items | $-42,000 | 8,456 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-42,000 | 8,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 743 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-42,000 | 8,422 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 8,165 |
| Total interest expense | $94,000 | 7,919 |
| Net interest income | $232,000 | 8,184 |
| Provision for loan and lease losses | $167,000 | 1,295 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $221,000 | 8,007 |
| Salaries and employee benefits | $74,000 | 8,563 |
| Premises and equipment expense | $27,000 | 7,847 |
| Additional noninterest expense | $120,000 | 6,679 |
| Pre-tax net operating income | $-137,000 | 8,685 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-65,000 | 8,815 |
| Income before extraordinary items | $-72,000 | 8,629 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-72,000 | 8,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 458 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-72,000 | 8,608 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 7,963 |
| Total interest expense | $434,000 | 7,555 |
| Net interest income | $1,017,000 | 7,987 |
| Provision for loan and lease losses | $730,000 | 1,403 |
| Total noninterest income | $59,000 | 8,507 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $97,000 | 6,519 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-38,000 | 8,950 |
| Total noninterest expense | $834,000 | 8,095 |
| Salaries and employee benefits | $265,000 | 8,692 |
| Premises and equipment expense | $130,000 | 7,584 |
| Additional noninterest expense | $439,000 | 6,900 |
| Pre-tax net operating income | $-488,000 | 8,660 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $-188,000 | 8,800 |
| Income before extraordinary items | $-297,000 | 8,629 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-297,000 | 8,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 1,196 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-298,920 | 8,600 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 7,983 |
| Total interest expense | $330,000 | 7,554 |
| Net interest income | $755,000 | 8,037 |
| Provision for loan and lease losses | $379,000 | 1,860 |
| Total noninterest income | $95,000 | 7,870 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $78,000 | 6,466 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 8,169 |
| Total noninterest expense | $518,000 | 8,345 |
| Salaries and employee benefits | $200,000 | 8,705 |
| Premises and equipment expense | $96,000 | 7,602 |
| Additional noninterest expense | $222,000 | 7,732 |
| Pre-tax net operating income | $-47,000 | 8,548 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $-40,000 | 8,802 |
| Income before extraordinary items | $-4,000 | 8,512 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-4,000 | 8,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,372 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-5,920 | 8,477 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $755,000 | 7,958 |
| Total interest expense | $228,000 | 7,568 |
| Net interest income | $527,000 | 8,022 |
| Provision for loan and lease losses | $39,000 | 5,071 |
| Total noninterest income | $61,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $48,000 | 6,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $345,000 | 8,402 |
| Salaries and employee benefits | $152,000 | 8,661 |
| Premises and equipment expense | $75,000 | 7,342 |
| Additional noninterest expense | $118,000 | 8,119 |
| Pre-tax net operating income | $204,000 | 7,157 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $72,000 | 5,247 |
| Income before extraordinary items | $135,000 | 7,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 7,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,947 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $133,050 | 7,406 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 7,976 |
| Total interest expense | $119,000 | 7,546 |
| Net interest income | $264,000 | 8,056 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $22,000 | 8,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $159,000 | 8,545 |
| Salaries and employee benefits | $76,000 | 8,700 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $45,000 | 8,517 |
| Pre-tax net operating income | $127,000 | 6,767 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $49,000 | 4,865 |
| Income before extraordinary items | $78,000 | 7,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $78,000 | 7,179 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 7,912 |
| Total interest expense | $520,000 | 7,673 |
| Net interest income | $1,130,000 | 7,909 |
| Provision for loan and lease losses | $501,000 | 2,154 |
| Total noninterest income | $120,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $105,000 | 6,483 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $15,000 | 8,598 |
| Total noninterest expense | $603,000 | 8,650 |
| Salaries and employee benefits | $328,000 | 8,672 |
| Premises and equipment expense | $101,000 | 8,054 |
| Additional noninterest expense | $174,000 | 8,607 |
| Pre-tax net operating income | $146,000 | 8,023 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $31,000 | 6,588 |
| Income before extraordinary items | $115,000 | 8,151 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $115,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 2,065 |
| Cash dividends | $125,000 | 5,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $115,000 | 8,036 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 8,034 |
| Total interest expense | $394,000 | 7,800 |
| Net interest income | $828,000 | 8,027 |
| Provision for loan and lease losses | $52,000 | 5,729 |
| Total noninterest income | $96,000 | 8,074 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $87,000 | 6,376 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,738 |
| Total noninterest expense | $432,000 | 8,720 |
| Salaries and employee benefits | $236,000 | 8,720 |
| Premises and equipment expense | $73,000 | 8,123 |
| Additional noninterest expense | $123,000 | 8,698 |
| Pre-tax net operating income | $440,000 | 6,548 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $156,000 | 5,038 |
| Income before extraordinary items | $284,000 | 7,039 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $284,000 | 7,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $125,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $284,000 | 6,867 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $827,000 | 8,065 |
| Total interest expense | $266,000 | 7,893 |
| Net interest income | $561,000 | 8,028 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $65,000 | 8,044 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $59,000 | 6,330 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $275,000 | 8,794 |
| Salaries and employee benefits | $156,000 | 8,766 |
| Premises and equipment expense | $49,000 | 8,115 |
| Additional noninterest expense | $70,000 | 8,865 |
| Pre-tax net operating income | $351,000 | 6,166 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $131,000 | 4,712 |
| Income before extraordinary items | $220,000 | 6,785 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $220,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $125,000 | 4,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $220,000 | 6,584 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $420,000 | 8,088 |
| Total interest expense | $137,000 | 7,930 |
| Net interest income | $283,000 | 8,054 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $31,000 | 8,103 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 6,375 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $136,000 | 8,852 |
| Salaries and employee benefits | $76,000 | 8,836 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $34,000 | 8,932 |
| Pre-tax net operating income | $178,000 | 6,113 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $67,000 | 4,650 |
| Income before extraordinary items | $111,000 | 6,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $125,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $111,000 | 6,530 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,867,000 | 8,004 |
| Total interest expense | $669,000 | 7,900 |
| Net interest income | $1,198,000 | 7,942 |
| Provision for loan and lease losses | $390,000 | 2,895 |
| Total noninterest income | $114,000 | 8,239 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $98,000 | 6,612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,678 |
| Total noninterest expense | $574,000 | 8,828 |
| Salaries and employee benefits | $328,000 | 8,786 |
| Premises and equipment expense | $93,000 | 8,267 |
| Additional noninterest expense | $153,000 | 8,859 |
| Pre-tax net operating income | $348,000 | 7,363 |
| Securities gains (losses) | $40,000 | 2,603 |
| Applicable income taxes | $136,000 | 5,634 |
| Income before extraordinary items | $252,000 | 7,549 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $252,000 | 7,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,612 |
| Cash dividends | $225,000 | 4,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $226,000 | 7,607 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 8,347 |
| Total interest expense | $839,000 | 8,357 |
| Net interest income | $1,036,000 | 8,211 |
| Provision for loan and lease losses | $55,000 | 6,550 |
| Total noninterest income | $98,000 | 8,544 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $80,000 | 6,973 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $538,000 | 9,103 |
| Salaries and employee benefits | $300,000 | 9,066 |
| Premises and equipment expense | $103,000 | 8,251 |
| Additional noninterest expense | $135,000 | 9,161 |
| Pre-tax net operating income | $541,000 | 6,395 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $198,000 | 5,048 |
| Income before extraordinary items | $342,000 | 6,872 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $342,000 | 6,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $225,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $342,640 | 6,759 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 8,658 |
| Total interest expense | $809,000 | 8,623 |
| Net interest income | $966,000 | 8,561 |
| Provision for loan and lease losses | $35,000 | 7,078 |
| Total noninterest income | $72,000 | 9,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $502,000 | 9,391 |
| Salaries and employee benefits | $274,000 | 9,371 |
| Premises and equipment expense | $94,000 | 8,550 |
| Additional noninterest expense | $134,000 | 9,381 |
| Pre-tax net operating income | $501,000 | 6,995 |
| Securities gains (losses) | $-31,000 | 8,962 |
| Applicable income taxes | $166,000 | 5,757 |
| Income before extraordinary items | $304,000 | 7,448 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $304,000 | 7,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $324,150 | 7,326 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 8,830 |
| Total interest expense | $779,000 | 8,734 |
| Net interest income | $921,000 | 8,809 |
| Provision for loan and lease losses | $65,000 | 6,026 |
| Total noninterest income | $71,000 | 9,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $486,000 | 9,667 |
| Salaries and employee benefits | $260,000 | 9,670 |
| Premises and equipment expense | $95,000 | 8,719 |
| Additional noninterest expense | $131,000 | 9,695 |
| Pre-tax net operating income | $441,000 | 7,408 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $151,000 | 6,267 |
| Income before extraordinary items | $290,000 | 7,662 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $290,000 | 7,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,193 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $290,000 | 7,638 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 9,169 |
| Total interest expense | $717,000 | 9,161 |
| Net interest income | $877,000 | 9,077 |
| Provision for loan and lease losses | $16,000 | 7,917 |
| Total noninterest income | $68,000 | 9,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,838 |
| Total noninterest expense | $490,000 | 9,815 |
| Salaries and employee benefits | $256,000 | 9,848 |
| Premises and equipment expense | $94,000 | 8,844 |
| Additional noninterest expense | $140,000 | 9,758 |
| Pre-tax net operating income | $439,000 | 7,678 |
| Securities gains (losses) | $-14,000 | 10,239 |
| Applicable income taxes | $140,000 | 6,978 |
| Income before extraordinary items | $285,000 | 8,002 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $285,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $294,380 | 7,850 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 9,648 |
| Total interest expense | $693,000 | 9,559 |
| Net interest income | $823,000 | 9,610 |
| Provision for loan and lease losses | $-14,000 | 10,627 |
| Total noninterest income | $82,000 | 9,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,198 |
| Total noninterest expense | $542,000 | 9,969 |
| Salaries and employee benefits | $246,000 | 10,294 |
| Premises and equipment expense | $90,000 | 9,218 |
| Additional noninterest expense | $206,000 | 9,333 |
| Pre-tax net operating income | $377,000 | 8,573 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $131,000 | 7,903 |
| Income before extraordinary items | $245,000 | 8,790 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $245,000 | 8,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $110,000 | 6,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $245,650 | 8,748 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 10,115 |
| Total interest expense | $738,000 | 9,852 |
| Net interest income | $759,000 | 10,228 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $75,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $500,000 | 10,590 |
| Salaries and employee benefits | $238,000 | 10,789 |
| Premises and equipment expense | $98,000 | 9,349 |
| Additional noninterest expense | $164,000 | 10,381 |
| Pre-tax net operating income | $334,000 | 8,896 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $112,000 | 8,533 |
| Income before extraordinary items | $221,000 | 9,096 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $221,000 | 9,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $221,660 | 9,034 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 10,555 |
| Total interest expense | $802,000 | 9,931 |
| Net interest income | $682,000 | 10,891 |
| Provision for loan and lease losses | $243,000 | 2,627 |
| Total noninterest income | $76,000 | 10,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,328 |
| Total noninterest expense | $449,000 | 11,241 |
| Salaries and employee benefits | $225,000 | 11,338 |
| Premises and equipment expense | $82,000 | 10,145 |
| Additional noninterest expense | $142,000 | 11,157 |
| Pre-tax net operating income | $66,000 | 11,242 |
| Securities gains (losses) | $-23,000 | 10,647 |
| Applicable income taxes | $-13,000 | 11,526 |
| Income before extraordinary items | $56,000 | 11,254 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $56,000 | 11,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,470 |
| Cash dividends | $125,000 | 6,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $79,000 | 11,087 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 11,042 |
| Total interest expense | $628,000 | 10,469 |
| Net interest income | $720,000 | 11,309 |
| Provision for loan and lease losses | $-1,000 | 11,674 |
| Total noninterest income | $68,000 | 11,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $412,000 | 11,986 |
| Salaries and employee benefits | $214,000 | 11,964 |
| Premises and equipment expense | $66,000 | 11,093 |
| Additional noninterest expense | $132,000 | 11,996 |
| Pre-tax net operating income | $377,000 | 9,531 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $252,000 | 9,674 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $252,000 | 9,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $132,000 | 6,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $257,440 | 9,675 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 11,741 |
| Total interest expense | $555,000 | 11,400 |
| Net interest income | $721,000 | 11,786 |
| Provision for loan and lease losses | $52,000 | 7,360 |
| Total noninterest income | $78,000 | 11,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $371,000 | 12,754 |
| Salaries and employee benefits | $202,000 | 12,618 |
| Premises and equipment expense | $18,000 | 13,121 |
| Additional noninterest expense | $151,000 | 12,412 |
| Pre-tax net operating income | $376,000 | 9,611 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $143,000 | 8,793 |
| Income before extraordinary items | $265,000 | 9,869 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $265,000 | 10,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $145,000 | 6,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $244,200 | 9,867 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 12,234 |
| Total interest expense | $633,000 | 12,143 |
| Net interest income | $745,000 | 12,134 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $78,000 | 12,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $366,000 | 13,325 |
| Salaries and employee benefits | $200,000 | 13,163 |
| Premises and equipment expense | $40,000 | 13,061 |
| Additional noninterest expense | $126,000 | 13,261 |
| Pre-tax net operating income | $449,000 | 8,811 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $169,000 | 8,190 |
| Income before extraordinary items | $290,000 | 9,453 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $290,000 | 9,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $283,600 | 9,127 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.