Home > Commercial Bank of Liberty, N. A. > Income and Expense
Commercial Bank of Liberty, N. A., Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 5,069 |
| Total interest expense | $2,468,000 | 4,875 |
| Net interest income | $3,374,000 | 5,118 |
| Provision for loan and lease losses | $104,000 | 5,665 |
| Total noninterest income | $628,000 | 4,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $399,000 | 3,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 5,260 |
| Total noninterest expense | $3,199,000 | 4,266 |
| Salaries and employee benefits | $1,575,000 | 4,094 |
| Premises and equipment expense | $423,000 | 4,485 |
| Additional noninterest expense | $1,201,000 | 4,188 |
| Pre-tax net operating income | $699,000 | 7,371 |
| Securities gains (losses) | $301,000 | 1,300 |
| Applicable income taxes | $232,000 | 7,070 |
| Income before extraordinary items | $768,000 | 5,737 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $768,000 | 5,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 3,007 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $536,230 | 7,001 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,199,000 | 5,344 |
| Total interest expense | $2,878,000 | 5,337 |
| Net interest income | $3,321,000 | 5,255 |
| Provision for loan and lease losses | $885,000 | 2,004 |
| Total noninterest income | $569,000 | 5,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $3,015,000 | 4,514 |
| Salaries and employee benefits | $1,446,000 | 4,367 |
| Premises and equipment expense | $458,000 | 4,287 |
| Additional noninterest expense | $1,111,000 | 4,656 |
| Pre-tax net operating income | $-10,000 | 12,764 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $-95,000 | 13,579 |
| Income before extraordinary items | $126,000 | 11,595 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $126,000 | 11,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 2,677 |
| Cash dividends | $281,000 | 4,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $85,000 | 11,851 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.