Home > Commercial Bank of Georgia > Income and Expense
Commercial Bank of Georgia, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,206,000 | 3,275 |
| Total interest expense | $3,330,000 | 3,597 |
| Net interest income | $5,876,000 | 3,054 |
| Provision for loan and lease losses | $527,000 | 1,481 |
| Total noninterest income | $1,965,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $724,000 | 1,863 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,241,000 | 1,590 |
| Total noninterest expense | $6,306,000 | 2,238 |
| Salaries and employee benefits | $3,367,000 | 1,980 |
| Premises and equipment expense | $969,000 | 2,090 |
| Additional noninterest expense | $1,970,000 | 2,615 |
| Pre-tax net operating income | $1,008,000 | 5,922 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $269,000 | 6,265 |
| Income before extraordinary items | $739,000 | 5,671 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $739,000 | 5,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,925 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $739,000 | 5,748 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,310,000 | 3,677 |
| Total interest expense | $3,060,000 | 4,051 |
| Net interest income | $5,250,000 | 3,413 |
| Provision for loan and lease losses | $295,000 | 3,072 |
| Total noninterest income | $1,840,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $524,000 | 2,658 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,316,000 | 1,704 |
| Total noninterest expense | $5,872,000 | 2,439 |
| Salaries and employee benefits | $3,219,000 | 2,056 |
| Premises and equipment expense | $961,000 | 2,139 |
| Additional noninterest expense | $1,692,000 | 3,151 |
| Pre-tax net operating income | $923,000 | 6,241 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $319,000 | 5,845 |
| Income before extraordinary items | $627,000 | 6,585 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $627,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,320 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $611,820 | 6,443 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,094,000 | 4,780 |
| Total interest expense | $3,286,000 | 4,796 |
| Net interest income | $3,808,000 | 4,652 |
| Provision for loan and lease losses | $285,000 | 4,262 |
| Total noninterest income | $1,281,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $402,000 | 3,469 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $879,000 | 2,177 |
| Total noninterest expense | $4,849,000 | 2,951 |
| Salaries and employee benefits | $2,724,000 | 2,376 |
| Premises and equipment expense | $778,000 | 2,668 |
| Additional noninterest expense | $1,347,000 | 3,926 |
| Pre-tax net operating income | $-45,000 | 12,852 |
| Securities gains (losses) | $65,000 | 3,702 |
| Applicable income taxes | $8,000 | 12,420 |
| Income before extraordinary items | $12,000 | 12,827 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $12,000 | 12,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-29,600 | 12,767 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.