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Commercial Bank of Fremont, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$8,612,0003,762
Total interest expense$3,384,0004,320
Net interest income$5,228,0003,401
Provision for loan and lease losses$1,165,000918
Total noninterest income$376,0006,152
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$299,0004,238
Trading account gains and fees$0262
Additional Noninterest Income$77,0007,844
Total noninterest expense$2,181,0005,577
Salaries and employee benefits$909,0006,414
Premises and equipment expense$134,0008,428
Additional noninterest expense$1,138,0003,951
Pre-tax net operating income$2,258,0003,085
Securities gains (losses)$26,0001,793
Applicable income taxes$943,0002,480
Income before extraordinary items$1,341,0003,532
Extraordinary gains, net$053
Net income$1,341,0003,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$368,0001,785
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,324,3603,518
1995-12-31 (YTD Data)Rank
Total interest income$12,110,0002,761
Total interest expense$4,612,0003,248
Net interest income$7,498,0002,400
Provision for loan and lease losses$08,958
Total noninterest income$621,0004,461
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$478,0002,831
Trading account gains and fees$0522
Additional Noninterest Income$143,0006,129
Total noninterest expense$4,429,0003,025
Salaries and employee benefits$1,667,0003,891
Premises and equipment expense$377,0004,767
Additional noninterest expense$2,385,0002,081
Pre-tax net operating income$3,690,0001,992
Securities gains (losses)$03,831
Applicable income taxes$1,452,0001,690
Income before extraordinary items$2,238,0002,249
Extraordinary gains, net$065
Net income$2,238,0002,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,329
Cash dividends$987,0002,102
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,238,0002,226
1994-12-31 (YTD Data)Rank
Total interest income$7,943,0003,760
Total interest expense$2,040,0005,522
Net interest income$5,903,0003,042
Provision for loan and lease losses$630,0001,289
Total noninterest income$502,0005,281
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$405,0003,343
Trading account gains and fees$0475
Additional Noninterest Income$97,0007,607
Total noninterest expense$3,904,0003,501
Salaries and employee benefits$1,441,0004,439
Premises and equipment expense$213,0007,166
Additional noninterest expense$2,250,0002,333
Pre-tax net operating income$1,871,0003,629
Securities gains (losses)$03,600
Applicable income taxes$664,0003,217
Income before extraordinary items$1,207,0003,837
Extraordinary gains, net$0249
Net income$1,207,0003,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$552,0001,291
Cash dividends$306,0004,389
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,207,0003,867
1993-12-31 (YTD Data)Rank
Total interest income$6,875,0004,381
Total interest expense$1,952,0005,952
Net interest income$4,923,0003,619
Provision for loan and lease losses$855,0001,452
Total noninterest income$608,0004,914
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$472,0002,961
Trading account gains and fees$0532
Additional Noninterest Income$136,0006,879
Total noninterest expense$4,289,0003,271
Salaries and employee benefits$1,696,0003,831
Premises and equipment expense$270,0006,333
Additional noninterest expense$2,323,0002,401
Pre-tax net operating income$387,0009,510
Securities gains (losses)$10,0005,473
Applicable income taxes$67,00010,544
Income before extraordinary items$330,0009,127
Extraordinary gains, net$57,0002,070
Net income$387,0008,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$666,0001,480
Cash dividends$195,0005,540
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$321,7008,965
1992-12-31 (YTD Data)Rank
Total interest income$7,840,0004,359
Total interest expense$2,820,0005,448
Net interest income$5,020,0003,620
Provision for loan and lease losses$1,630,0001,328
Total noninterest income$514,0005,545
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$451,0003,100
Trading account gains and fees$0504
Additional Noninterest Income$63,0009,641
Total noninterest expense$4,448,0003,194
Salaries and employee benefits$1,808,0003,539
Premises and equipment expense$682,0002,985
Additional noninterest expense$1,958,0002,850
Pre-tax net operating income$-544,00013,314
Securities gains (losses)$93,0003,119
Applicable income taxes$-301,00013,708
Income before extraordinary items$-150,00013,124
Extraordinary gains, net$01,422
Net income$-150,00013,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,343,0001,289
Cash dividends$42,0007,917
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-209,52013,072

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.