Home > Commercial Bank of Florida > Income and Expense
Commercial Bank of Florida, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $15,789,000 | 661 |
| Total interest expense | $7,818,000 | 640 |
| Net interest income | $7,971,000 | 706 |
| Provision for loan and lease losses | $-19,000 | 8,461 |
| Total noninterest income | $637,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $478,000 | 905 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $159,000 | 2,907 |
| Total noninterest expense | $4,288,000 | 1,095 |
| Salaries and employee benefits | $2,709,000 | 942 |
| Premises and equipment expense | $623,000 | 1,073 |
| Additional noninterest expense | $956,000 | 1,403 |
| Pre-tax net operating income | $4,339,000 | 585 |
| Securities gains (losses) | $110,000 | 288 |
| Applicable income taxes | $1,499,000 | 541 |
| Income before extraordinary items | $2,950,000 | 623 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,950,000 | 622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $1,350,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,877,400 | 625 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $61,869,000 | 635 |
| Total interest expense | $27,326,000 | 629 |
| Net interest income | $34,543,000 | 649 |
| Provision for loan and lease losses | $625,000 | 1,556 |
| Total noninterest income | $2,501,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,840,000 | 957 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $661,000 | 2,835 |
| Total noninterest expense | $18,367,000 | 976 |
| Salaries and employee benefits | $11,996,000 | 789 |
| Premises and equipment expense | $2,525,000 | 991 |
| Additional noninterest expense | $3,846,000 | 1,374 |
| Pre-tax net operating income | $18,052,000 | 593 |
| Securities gains (losses) | $91,000 | 555 |
| Applicable income taxes | $5,958,000 | 559 |
| Income before extraordinary items | $12,185,000 | 621 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $12,185,000 | 620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $5,250,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $12,124,030 | 615 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $45,627,000 | 656 |
| Total interest expense | $19,704,000 | 638 |
| Net interest income | $25,923,000 | 665 |
| Provision for loan and lease losses | $545,000 | 1,304 |
| Total noninterest income | $1,859,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,359,000 | 979 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $500,000 | 2,847 |
| Total noninterest expense | $13,624,000 | 990 |
| Salaries and employee benefits | $8,809,000 | 824 |
| Premises and equipment expense | $1,888,000 | 1,008 |
| Additional noninterest expense | $2,927,000 | 1,361 |
| Pre-tax net operating income | $13,613,000 | 608 |
| Securities gains (losses) | $91,000 | 456 |
| Applicable income taxes | $4,656,000 | 566 |
| Income before extraordinary items | $9,048,000 | 655 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $9,048,000 | 654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,074 |
| Cash dividends | $3,900,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,987,940 | 650 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $29,613,000 | 659 |
| Total interest expense | $12,482,000 | 634 |
| Net interest income | $17,131,000 | 672 |
| Provision for loan and lease losses | $215,000 | 1,989 |
| Total noninterest income | $1,205,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $889,000 | 987 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $316,000 | 2,916 |
| Total noninterest expense | $8,932,000 | 1,013 |
| Salaries and employee benefits | $5,801,000 | 840 |
| Premises and equipment expense | $1,240,000 | 1,022 |
| Additional noninterest expense | $1,891,000 | 1,407 |
| Pre-tax net operating income | $9,189,000 | 602 |
| Securities gains (losses) | $91,000 | 367 |
| Applicable income taxes | $3,170,000 | 571 |
| Income before extraordinary items | $6,110,000 | 660 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,110,000 | 658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $2,600,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,049,940 | 649 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $14,343,000 | 659 |
| Total interest expense | $5,845,000 | 639 |
| Net interest income | $8,498,000 | 672 |
| Provision for loan and lease losses | $110,000 | 1,864 |
| Total noninterest income | $607,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $443,000 | 962 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,810 |
| Total noninterest expense | $4,459,000 | 1,016 |
| Salaries and employee benefits | $2,925,000 | 835 |
| Premises and equipment expense | $617,000 | 1,026 |
| Additional noninterest expense | $917,000 | 1,435 |
| Pre-tax net operating income | $4,536,000 | 592 |
| Securities gains (losses) | $44,000 | 366 |
| Applicable income taxes | $1,556,000 | 573 |
| Income before extraordinary items | $3,024,000 | 648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,024,000 | 647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $1,300,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,994,960 | 640 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $50,731,000 | 644 |
| Total interest expense | $17,661,000 | 647 |
| Net interest income | $33,070,000 | 639 |
| Provision for loan and lease losses | $48,000 | 5,807 |
| Total noninterest income | $2,503,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,928,000 | 897 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $575,000 | 3,138 |
| Total noninterest expense | $17,403,000 | 974 |
| Salaries and employee benefits | $11,036,000 | 829 |
| Premises and equipment expense | $2,384,000 | 1,011 |
| Additional noninterest expense | $3,983,000 | 1,300 |
| Pre-tax net operating income | $18,122,000 | 576 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $6,191,000 | 552 |
| Income before extraordinary items | $11,931,000 | 619 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,931,000 | 620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,423 |
| Cash dividends | $4,600,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,931,000 | 606 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $36,996,000 | 637 |
| Total interest expense | $12,343,000 | 658 |
| Net interest income | $24,653,000 | 638 |
| Provision for loan and lease losses | $-391,000 | 8,772 |
| Total noninterest income | $1,949,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,506,000 | 870 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $443,000 | 3,098 |
| Total noninterest expense | $13,484,000 | 937 |
| Salaries and employee benefits | $8,310,000 | 807 |
| Premises and equipment expense | $1,735,000 | 1,033 |
| Additional noninterest expense | $3,439,000 | 1,099 |
| Pre-tax net operating income | $13,509,000 | 579 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,631,000 | 548 |
| Income before extraordinary items | $8,878,000 | 629 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,878,000 | 629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,402 |
| Cash dividends | $3,300,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,878,000 | 613 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $23,888,000 | 643 |
| Total interest expense | $7,610,000 | 669 |
| Net interest income | $16,278,000 | 639 |
| Provision for loan and lease losses | $-421,000 | 8,796 |
| Total noninterest income | $1,311,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,017,000 | 831 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $294,000 | 3,092 |
| Total noninterest expense | $9,123,000 | 916 |
| Salaries and employee benefits | $5,546,000 | 804 |
| Premises and equipment expense | $1,135,000 | 1,041 |
| Additional noninterest expense | $2,442,000 | 1,028 |
| Pre-tax net operating income | $8,887,000 | 569 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,039,000 | 544 |
| Income before extraordinary items | $5,848,000 | 615 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,848,000 | 615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $2,200,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,848,000 | 600 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,523,000 | 652 |
| Total interest expense | $3,508,000 | 688 |
| Net interest income | $8,015,000 | 646 |
| Provision for loan and lease losses | $-541,000 | 8,889 |
| Total noninterest income | $675,000 | 1,701 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $520,000 | 789 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $155,000 | 2,913 |
| Total noninterest expense | $4,865,000 | 857 |
| Salaries and employee benefits | $2,763,000 | 800 |
| Premises and equipment expense | $570,000 | 1,051 |
| Additional noninterest expense | $1,532,000 | 819 |
| Pre-tax net operating income | $4,366,000 | 585 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,489,000 | 559 |
| Income before extraordinary items | $2,877,000 | 628 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,877,000 | 628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $1,100,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,877,000 | 608 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $42,880,000 | 654 |
| Total interest expense | $11,880,000 | 694 |
| Net interest income | $31,000,000 | 646 |
| Provision for loan and lease losses | $310,000 | 2,840 |
| Total noninterest income | $2,824,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,280,000 | 768 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $544,000 | 3,154 |
| Total noninterest expense | $16,453,000 | 996 |
| Salaries and employee benefits | $10,548,000 | 810 |
| Premises and equipment expense | $2,202,000 | 1,049 |
| Additional noninterest expense | $3,703,000 | 1,345 |
| Pre-tax net operating income | $17,061,000 | 561 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $5,708,000 | 549 |
| Income before extraordinary items | $11,353,000 | 605 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,353,000 | 606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-129,000 | 8,826 |
| Cash dividends | $4,700,000 | 660 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $11,353,000 | 580 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $31,610,000 | 657 |
| Total interest expense | $8,712,000 | 696 |
| Net interest income | $22,898,000 | 648 |
| Provision for loan and lease losses | $250,000 | 2,570 |
| Total noninterest income | $2,148,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,736,000 | 766 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $412,000 | 3,141 |
| Total noninterest expense | $12,219,000 | 1,001 |
| Salaries and employee benefits | $7,900,000 | 813 |
| Premises and equipment expense | $1,624,000 | 1,070 |
| Additional noninterest expense | $2,695,000 | 1,375 |
| Pre-tax net operating income | $12,577,000 | 563 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,174,000 | 560 |
| Income before extraordinary items | $8,403,000 | 611 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $8,403,000 | 612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-140,000 | 8,861 |
| Cash dividends | $3,300,000 | 646 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,403,000 | 584 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $20,842,000 | 657 |
| Total interest expense | $5,788,000 | 683 |
| Net interest income | $15,054,000 | 646 |
| Provision for loan and lease losses | $140,000 | 2,884 |
| Total noninterest income | $1,433,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,164,000 | 749 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $269,000 | 3,181 |
| Total noninterest expense | $8,061,000 | 1,001 |
| Salaries and employee benefits | $5,260,000 | 808 |
| Premises and equipment expense | $1,065,000 | 1,094 |
| Additional noninterest expense | $1,736,000 | 1,393 |
| Pre-tax net operating income | $8,286,000 | 565 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,733,000 | 567 |
| Income before extraordinary items | $5,553,000 | 611 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,553,000 | 611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 8,943 |
| Cash dividends | $2,200,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,553,000 | 579 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,297,000 | 673 |
| Total interest expense | $2,892,000 | 698 |
| Net interest income | $7,405,000 | 660 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $714,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $584,000 | 728 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $130,000 | 3,191 |
| Total noninterest expense | $4,009,000 | 1,018 |
| Salaries and employee benefits | $2,648,000 | 824 |
| Premises and equipment expense | $520,000 | 1,133 |
| Additional noninterest expense | $841,000 | 1,437 |
| Pre-tax net operating income | $4,095,000 | 563 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,349,000 | 579 |
| Income before extraordinary items | $2,746,000 | 619 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,746,000 | 618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 8,996 |
| Cash dividends | $1,100,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,746,000 | 578 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $39,261,000 | 716 |
| Total interest expense | $11,719,000 | 751 |
| Net interest income | $27,542,000 | 682 |
| Provision for loan and lease losses | $360,000 | 2,773 |
| Total noninterest income | $3,097,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,517,000 | 684 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $580,000 | 3,323 |
| Total noninterest expense | $15,272,000 | 1,067 |
| Salaries and employee benefits | $9,807,000 | 871 |
| Premises and equipment expense | $2,143,000 | 1,063 |
| Additional noninterest expense | $3,322,000 | 1,488 |
| Pre-tax net operating income | $15,007,000 | 601 |
| Securities gains (losses) | $128,000 | 1,679 |
| Applicable income taxes | $4,853,000 | 634 |
| Income before extraordinary items | $10,282,000 | 644 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,282,000 | 646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,586 |
| Cash dividends | $4,300,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $10,194,960 | 606 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $28,838,000 | 754 |
| Total interest expense | $8,847,000 | 786 |
| Net interest income | $19,991,000 | 717 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $2,340,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,902,000 | 685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $438,000 | 3,378 |
| Total noninterest expense | $11,287,000 | 1,082 |
| Salaries and employee benefits | $7,290,000 | 886 |
| Premises and equipment expense | $1,569,000 | 1,096 |
| Additional noninterest expense | $2,428,000 | 1,513 |
| Pre-tax net operating income | $10,909,000 | 637 |
| Securities gains (losses) | $139,000 | 1,477 |
| Applicable income taxes | $3,477,000 | 686 |
| Income before extraordinary items | $7,571,000 | 681 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,571,000 | 682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,387 |
| Cash dividends | $3,000,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,475,090 | 643 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,835,000 | 778 |
| Total interest expense | $5,957,000 | 809 |
| Net interest income | $12,878,000 | 742 |
| Provision for loan and lease losses | $135,000 | 3,272 |
| Total noninterest income | $1,568,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,266,000 | 674 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $302,000 | 3,277 |
| Total noninterest expense | $7,269,000 | 1,125 |
| Salaries and employee benefits | $4,697,000 | 917 |
| Premises and equipment expense | $1,018,000 | 1,125 |
| Additional noninterest expense | $1,554,000 | 1,558 |
| Pre-tax net operating income | $7,042,000 | 646 |
| Securities gains (losses) | $139,000 | 1,280 |
| Applicable income taxes | $2,225,000 | 710 |
| Income before extraordinary items | $4,956,000 | 691 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,956,000 | 692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,641 |
| Cash dividends | $2,000,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,860,090 | 655 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,217,000 | 808 |
| Total interest expense | $2,963,000 | 838 |
| Net interest income | $6,254,000 | 770 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $779,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $633,000 | 658 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $146,000 | 3,263 |
| Total noninterest expense | $3,554,000 | 1,130 |
| Salaries and employee benefits | $2,332,000 | 922 |
| Premises and equipment expense | $502,000 | 1,152 |
| Additional noninterest expense | $720,000 | 1,632 |
| Pre-tax net operating income | $3,479,000 | 643 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,034,000 | 776 |
| Income before extraordinary items | $2,445,000 | 699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,445,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,593 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,445,000 | 647 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $36,174,000 | 837 |
| Total interest expense | $11,697,000 | 955 |
| Net interest income | $24,477,000 | 772 |
| Provision for loan and lease losses | $170,000 | 4,692 |
| Total noninterest income | $3,223,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,658,000 | 614 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $565,000 | 3,066 |
| Total noninterest expense | $14,573,000 | 1,065 |
| Salaries and employee benefits | $9,137,000 | 880 |
| Premises and equipment expense | $2,055,000 | 1,077 |
| Additional noninterest expense | $3,381,000 | 1,405 |
| Pre-tax net operating income | $12,957,000 | 678 |
| Securities gains (losses) | $33,000 | 2,759 |
| Applicable income taxes | $3,994,000 | 732 |
| Income before extraordinary items | $8,996,000 | 706 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,996,000 | 707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,965 |
| Cash dividends | $3,775,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,973,230 | 674 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $37,193,000 | 916 |
| Total interest expense | $16,408,000 | 975 |
| Net interest income | $20,785,000 | 846 |
| Provision for loan and lease losses | $875,000 | 1,390 |
| Total noninterest income | $3,254,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,658,000 | 576 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $596,000 | 2,841 |
| Total noninterest expense | $13,640,000 | 1,084 |
| Salaries and employee benefits | $8,353,000 | 888 |
| Premises and equipment expense | $1,839,000 | 1,156 |
| Additional noninterest expense | $3,448,000 | 1,358 |
| Pre-tax net operating income | $9,524,000 | 799 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,659,000 | 925 |
| Income before extraordinary items | $6,865,000 | 809 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,865,000 | 808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $3,250,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,865,000 | 774 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $35,440,000 | 1,003 |
| Total interest expense | $16,207,000 | 1,079 |
| Net interest income | $19,233,000 | 905 |
| Provision for loan and lease losses | $435,000 | 2,107 |
| Total noninterest income | $2,936,000 | 1,375 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,383,000 | 560 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $553,000 | 2,776 |
| Total noninterest expense | $12,684,000 | 1,100 |
| Salaries and employee benefits | $7,572,000 | 928 |
| Premises and equipment expense | $1,894,000 | 1,054 |
| Additional noninterest expense | $3,218,000 | 1,395 |
| Pre-tax net operating income | $9,050,000 | 850 |
| Securities gains (losses) | $-108,000 | 9,436 |
| Applicable income taxes | $2,660,000 | 916 |
| Income before extraordinary items | $6,282,000 | 846 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,282,000 | 846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 9,729 |
| Cash dividends | $3,000,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,357,600 | 833 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $30,135,000 | 1,087 |
| Total interest expense | $12,164,000 | 1,247 |
| Net interest income | $17,971,000 | 980 |
| Provision for loan and lease losses | $930,000 | 1,032 |
| Total noninterest income | $2,857,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,107,000 | 626 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $750,000 | 2,257 |
| Total noninterest expense | $13,183,000 | 1,061 |
| Salaries and employee benefits | $7,722,000 | 888 |
| Premises and equipment expense | $2,027,000 | 997 |
| Additional noninterest expense | $3,434,000 | 1,348 |
| Pre-tax net operating income | $6,715,000 | 1,151 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $1,719,000 | 1,415 |
| Income before extraordinary items | $4,989,000 | 1,101 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,989,000 | 1,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,952 |
| Cash dividends | $2,240,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,994,180 | 1,076 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,075,000 | 1,162 |
| Total interest expense | $11,716,000 | 1,324 |
| Net interest income | $16,359,000 | 1,030 |
| Provision for loan and lease losses | $230,000 | 3,213 |
| Total noninterest income | $2,528,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,906,000 | 645 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $622,000 | 2,584 |
| Total noninterest expense | $11,934,000 | 1,110 |
| Salaries and employee benefits | $6,960,000 | 935 |
| Premises and equipment expense | $2,166,000 | 899 |
| Additional noninterest expense | $2,808,000 | 1,541 |
| Pre-tax net operating income | $6,723,000 | 1,122 |
| Securities gains (losses) | $108,000 | 1,225 |
| Applicable income taxes | $1,958,000 | 1,294 |
| Income before extraordinary items | $4,873,000 | 1,111 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,873,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $1,755,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,796,320 | 1,090 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $25,394,000 | 1,311 |
| Total interest expense | $10,331,000 | 1,503 |
| Net interest income | $15,063,000 | 1,170 |
| Provision for loan and lease losses | $170,000 | 3,857 |
| Total noninterest income | $2,431,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,908,000 | 667 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $523,000 | 2,731 |
| Total noninterest expense | $11,053,000 | 1,193 |
| Salaries and employee benefits | $6,346,000 | 1,041 |
| Premises and equipment expense | $2,098,000 | 951 |
| Additional noninterest expense | $2,609,000 | 1,639 |
| Pre-tax net operating income | $6,271,000 | 1,245 |
| Securities gains (losses) | $88,000 | 1,048 |
| Applicable income taxes | $1,862,000 | 1,408 |
| Income before extraordinary items | $4,497,000 | 1,220 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,497,000 | 1,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 10,339 |
| Cash dividends | $1,065,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,434,520 | 1,209 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,496,000 | 1,439 |
| Total interest expense | $9,821,000 | 1,613 |
| Net interest income | $13,675,000 | 1,302 |
| Provision for loan and lease losses | $1,040,000 | 991 |
| Total noninterest income | $2,328,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,764,000 | 755 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $564,000 | 2,690 |
| Total noninterest expense | $17,752,000 | 881 |
| Salaries and employee benefits | $5,775,000 | 1,164 |
| Premises and equipment expense | $2,002,000 | 1,051 |
| Additional noninterest expense | $9,975,000 | 678 |
| Pre-tax net operating income | $-2,789,000 | 11,424 |
| Securities gains (losses) | $210,000 | 673 |
| Applicable income taxes | $-1,465,000 | 11,401 |
| Income before extraordinary items | $-1,114,000 | 11,374 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-1,114,000 | 11,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,762 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-1,248,400 | 11,367 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,282,000 | 1,472 |
| Total interest expense | $10,849,000 | 1,498 |
| Net interest income | $12,433,000 | 1,444 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $1,928,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,614,000 | 812 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $314,000 | 3,899 |
| Total noninterest expense | $10,525,000 | 1,345 |
| Salaries and employee benefits | $5,101,000 | 1,303 |
| Premises and equipment expense | $1,957,000 | 1,080 |
| Additional noninterest expense | $3,467,000 | 1,494 |
| Pre-tax net operating income | $3,756,000 | 1,962 |
| Securities gains (losses) | $52,000 | 1,281 |
| Applicable income taxes | $907,000 | 2,577 |
| Income before extraordinary items | $2,901,000 | 1,739 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,901,000 | 1,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,619 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,861,480 | 1,745 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,542,000 | 1,983 |
| Total interest expense | $5,862,000 | 2,133 |
| Net interest income | $9,680,000 | 1,869 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $1,769,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,385,000 | 954 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $384,000 | 3,496 |
| Total noninterest expense | $7,869,000 | 1,841 |
| Salaries and employee benefits | $3,796,000 | 1,775 |
| Premises and equipment expense | $1,195,000 | 1,730 |
| Additional noninterest expense | $2,878,000 | 1,875 |
| Pre-tax net operating income | $3,577,000 | 1,996 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $812,000 | 2,731 |
| Income before extraordinary items | $2,768,000 | 1,765 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,768,000 | 1,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-300,000 | 12,479 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,765,690 | 1,769 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,286,000 | 2,176 |
| Total interest expense | $5,191,000 | 2,491 |
| Net interest income | $9,095,000 | 1,984 |
| Provision for loan and lease losses | $124,000 | 5,143 |
| Total noninterest income | $2,065,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,218,000 | 1,100 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $847,000 | 2,303 |
| Total noninterest expense | $7,389,000 | 1,989 |
| Salaries and employee benefits | $3,607,000 | 1,857 |
| Premises and equipment expense | $1,202,000 | 1,748 |
| Additional noninterest expense | $2,580,000 | 2,164 |
| Pre-tax net operating income | $3,647,000 | 1,870 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $919,000 | 2,473 |
| Income before extraordinary items | $2,733,000 | 1,821 |
| Extraordinary gains, net | $551,000 | 407 |
| Net income | $3,284,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 4,062 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,729,250 | 1,722 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,126,000 | 2,687 |
| Total interest expense | $5,505,000 | 3,020 |
| Net interest income | $7,621,000 | 2,377 |
| Provision for loan and lease losses | $532,000 | 2,870 |
| Total noninterest income | $1,277,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,082,000 | 1,229 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $195,000 | 5,753 |
| Total noninterest expense | $6,594,000 | 2,229 |
| Salaries and employee benefits | $2,972,000 | 2,193 |
| Premises and equipment expense | $963,000 | 2,169 |
| Additional noninterest expense | $2,659,000 | 2,208 |
| Pre-tax net operating income | $1,772,000 | 3,485 |
| Securities gains (losses) | $690,000 | 853 |
| Applicable income taxes | $642,000 | 3,246 |
| Income before extraordinary items | $1,820,000 | 2,522 |
| Extraordinary gains, net | $582,000 | 187 |
| Net income | $2,402,000 | 1,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $558,000 | 2,289 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $2,187,000 | 292 |
| Net operating income | $1,309,400 | 3,250 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.