Home > Commercial Bank of Florida > Assets and Liabilities
Commercial Bank of Florida, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 182 | 921 |
| Assets and Liabilities | ||
| Total Assets: | $1,031,678,000 | 634 |
| Cash and due from depository institutions | $16,166,000 | 921 |
| Interest-bearing balances | $35,000 | 5,682 |
| Securities | $342,169,000 | 387 |
| Federal funds sold & reverse repurchase agreements | $59,988,000 | 322 |
| Net loans & leases | $588,271,000 | 769 |
| Loan loss allowance | $5,983,000 | 870 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,012,000 | 983 |
| Other real estate owned | $0 | 921 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $13,072,000 | 1,364 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $1,031,678,000 | 634 |
| Total liabilities | $953,454,000 | 613 |
| Total deposits | $844,978,000 | 594 |
| Interest-bearing deposits | $692,517,000 | 638 |
| Deposits held in domestic offices | $844,978,000 | 592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,277,000 | 299 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,199,000 | 1,340 |
| Total equity capital | $78,224,000 | 851 |
| Total bank equity capital | $78,224,000 | 851 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,824,000 | 808 |
| Surplus | $15,761,000 | 1,750 |
| Undivided profits | $56,639,000 | 669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,548,000 | 1,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,931,000 | 619 |
| Earning assets | $990,463,000 | 608 |
| Long-term assets (5+ years) | $268,234,000 | 437 |
| Average Assets, year-to-date | $1,031,335,500 | 630 |
| Average Assets, quarterly | $1,031,335,500 | 630 |
| Volatile liabilities | $431,413,000 | 364 |
| Insider loans | $4,050,000 | 1,746 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $86,866,000 | 1,198 |
| Tier 1 (core) risk-based capital | $79,241,000 | 777 |
| Tier 2 risk-based capital | $6,073,000 | 880 |
| Total risk weighted assets | $691,650,000 | 709 |
| Total unused commitments | $86,866,000 | 1,199 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 190 | 874 |
| Assets and Liabilities | ||
| Total Assets: | $1,030,993,000 | 636 |
| Cash and due from depository institutions | $21,996,000 | 874 |
| Interest-bearing balances | $193,000 | 4,114 |
| Securities | $374,114,000 | 363 |
| Federal funds sold & reverse repurchase agreements | $2,853,000 | 3,890 |
| Net loans & leases | $604,896,000 | 744 |
| Loan loss allowance | $6,001,000 | 852 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,952,000 | 959 |
| Other real estate owned | $0 | 874 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $15,182,000 | 1,196 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $1,030,993,000 | 636 |
| Total liabilities | $954,723,000 | 608 |
| Total deposits | $847,804,000 | 586 |
| Interest-bearing deposits | $694,785,000 | 621 |
| Deposits held in domestic offices | $847,804,000 | 584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $103,478,000 | 313 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,441,000 | 1,564 |
| Total equity capital | $76,270,000 | 853 |
| Total bank equity capital | $76,270,000 | 853 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,824,000 | 797 |
| Surplus | $15,761,000 | 1,708 |
| Undivided profits | $54,685,000 | 676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $7,533,000 | 524 |
| Earning assets | $982,056,000 | 603 |
| Long-term assets (5+ years) | $277,876,000 | 410 |
| Average Assets, year-to-date | $1,042,302,600 | 605 |
| Average Assets, quarterly | $1,044,579,500 | 616 |
| Volatile liabilities | $420,756,000 | 424 |
| Insider loans | $3,832,000 | 1,834 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $70,820,000 | 1,379 |
| Tier 1 (core) risk-based capital | $77,641,000 | 783 |
| Tier 2 risk-based capital | $6,077,000 | 873 |
| Total risk weighted assets | $692,534,000 | 707 |
| Total unused commitments | $70,820,000 | 1,379 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 195 | 857 |
| Assets and Liabilities | ||
| Total Assets: | $1,058,166,000 | 619 |
| Cash and due from depository institutions | $33,630,000 | 857 |
| Interest-bearing balances | $15,439,000 | 360 |
| Securities | $385,231,000 | 352 |
| Federal funds sold & reverse repurchase agreements | $23,653,000 | 564 |
| Net loans & leases | $590,004,000 | 764 |
| Loan loss allowance | $5,923,000 | 865 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,131,000 | 925 |
| Other real estate owned | $0 | 857 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $13,517,000 | 1,343 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,058,166,000 | 619 |
| Total liabilities | $983,754,000 | 598 |
| Total deposits | $870,050,000 | 565 |
| Interest-bearing deposits | $702,979,000 | 608 |
| Deposits held in domestic offices | $870,050,000 | 564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $107,377,000 | 304 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,327,000 | 924 |
| Total equity capital | $74,412,000 | 881 |
| Total bank equity capital | $74,412,000 | 881 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,824,000 | 779 |
| Surplus | $15,761,000 | 1,687 |
| Undivided profits | $52,827,000 | 705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,132,000 | 621 |
| Earning assets | $1,014,327,000 | 597 |
| Long-term assets (5+ years) | $277,371,000 | 407 |
| Average Assets, year-to-date | $1,045,130,000 | 609 |
| Average Assets, quarterly | $1,055,289,500 | 618 |
| Volatile liabilities | $420,553,000 | 436 |
| Insider loans | $4,191,000 | 1,676 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $83,644,000 | 1,214 |
| Tier 1 (core) risk-based capital | $75,854,000 | 805 |
| Tier 2 risk-based capital | $6,004,000 | 879 |
| Total risk weighted assets | $699,000,000 | 697 |
| Total unused commitments | $83,644,000 | 1,215 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 198 | 839 |
| Assets and Liabilities | ||
| Total Assets: | $1,052,413,000 | 621 |
| Cash and due from depository institutions | $50,461,000 | 839 |
| Interest-bearing balances | $15,271,000 | 367 |
| Securities | $381,671,000 | 362 |
| Federal funds sold & reverse repurchase agreements | $15,681,000 | 792 |
| Net loans & leases | $576,946,000 | 766 |
| Loan loss allowance | $5,611,000 | 894 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $12,089,000 | 910 |
| Other real estate owned | $0 | 839 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $15,565,000 | 1,172 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $1,052,413,000 | 621 |
| Total liabilities | $981,619,000 | 596 |
| Total deposits | $877,895,000 | 560 |
| Interest-bearing deposits | $702,509,000 | 608 |
| Deposits held in domestic offices | $877,895,000 | 559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $97,965,000 | 320 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,759,000 | 943 |
| Total equity capital | $70,794,000 | 893 |
| Total bank equity capital | $70,794,000 | 893 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,824,000 | 759 |
| Surplus | $15,761,000 | 1,643 |
| Undivided profits | $49,209,000 | 712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $7,058,000 | 502 |
| Earning assets | $989,569,000 | 598 |
| Long-term assets (5+ years) | $282,244,000 | 410 |
| Average Assets, year-to-date | $1,040,784,670 | 615 |
| Average Assets, quarterly | $1,047,241,000 | 617 |
| Volatile liabilities | $401,088,000 | 460 |
| Insider loans | $2,816,000 | 2,275 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $71,159,000 | 1,389 |
| Tier 1 (core) risk-based capital | $74,216,000 | 799 |
| Tier 2 risk-based capital | $5,692,000 | 901 |
| Total risk weighted assets | $683,904,000 | 695 |
| Total unused commitments | $71,159,000 | 1,390 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 193 | 845 |
| Assets and Liabilities | ||
| Total Assets: | $1,042,069,000 | 610 |
| Cash and due from depository institutions | $54,676,000 | 845 |
| Interest-bearing balances | $15,062,000 | 398 |
| Securities | $382,913,000 | 367 |
| Federal funds sold & reverse repurchase agreements | $30,057,000 | 449 |
| Net loans & leases | $548,732,000 | 781 |
| Loan loss allowance | $5,505,000 | 908 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,119,000 | 881 |
| Other real estate owned | $0 | 845 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $13,572,000 | 1,291 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $1,042,069,000 | 610 |
| Total liabilities | $972,002,000 | 593 |
| Total deposits | $867,167,000 | 548 |
| Interest-bearing deposits | $694,930,000 | 600 |
| Deposits held in domestic offices | $867,167,000 | 547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,221,000 | 308 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,614,000 | 1,107 |
| Total equity capital | $70,067,000 | 891 |
| Total bank equity capital | $70,067,000 | 891 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,824,000 | 746 |
| Surplus | $15,761,000 | 1,584 |
| Undivided profits | $48,482,000 | 726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $5,651,000 | 575 |
| Earning assets | $976,764,000 | 598 |
| Long-term assets (5+ years) | $272,604,000 | 405 |
| Average Assets, year-to-date | $1,034,970,500 | 613 |
| Average Assets, quarterly | $1,034,970,500 | 613 |
| Volatile liabilities | $396,097,000 | 443 |
| Insider loans | $3,732,000 | 1,772 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $71,816,000 | 1,348 |
| Tier 1 (core) risk-based capital | $72,430,000 | 805 |
| Tier 2 risk-based capital | $5,586,000 | 904 |
| Total risk weighted assets | $659,576,000 | 705 |
| Total unused commitments | $71,816,000 | 1,348 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 190 | 847 |
| Assets and Liabilities | ||
| Total Assets: | $1,027,872,000 | 616 |
| Cash and due from depository institutions | $64,415,000 | 847 |
| Interest-bearing balances | $30,938,000 | 155 |
| Securities | $406,096,000 | 357 |
| Federal funds sold & reverse repurchase agreements | $28,125,000 | 462 |
| Net loans & leases | $503,419,000 | 837 |
| Loan loss allowance | $5,401,000 | 916 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,940,000 | 870 |
| Other real estate owned | $0 | 847 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $13,877,000 | 1,243 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,027,872,000 | 616 |
| Total liabilities | $958,480,000 | 590 |
| Total deposits | $852,457,000 | 562 |
| Interest-bearing deposits | $691,731,000 | 595 |
| Deposits held in domestic offices | $852,457,000 | 561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $102,848,000 | 301 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,175,000 | 1,490 |
| Total equity capital | $69,392,000 | 885 |
| Total bank equity capital | $69,392,000 | 885 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,824,000 | 731 |
| Surplus | $15,761,000 | 1,563 |
| Undivided profits | $47,807,000 | 735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $7,170,000 | 467 |
| Earning assets | $968,578,000 | 593 |
| Long-term assets (5+ years) | $281,621,000 | 395 |
| Average Assets, year-to-date | $955,535,000 | 632 |
| Average Assets, quarterly | $1,004,346,000 | 625 |
| Volatile liabilities | $375,985,000 | 442 |
| Insider loans | $3,793,000 | 1,742 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $59,819,000 | 1,533 |
| Tier 1 (core) risk-based capital | $70,706,000 | 803 |
| Tier 2 risk-based capital | $5,523,000 | 898 |
| Total risk weighted assets | $613,417,000 | 747 |
| Total unused commitments | $59,819,000 | 1,533 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 188 | 854 |
| Assets and Liabilities | ||
| Total Assets: | $980,820,000 | 634 |
| Cash and due from depository institutions | $46,427,000 | 854 |
| Interest-bearing balances | $15,651,000 | 363 |
| Securities | $380,604,000 | 371 |
| Federal funds sold & reverse repurchase agreements | $45,283,000 | 307 |
| Net loans & leases | $484,956,000 | 853 |
| Loan loss allowance | $4,961,000 | 982 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,902,000 | 861 |
| Other real estate owned | $0 | 854 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $11,648,000 | 1,421 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $980,820,000 | 634 |
| Total liabilities | $912,606,000 | 616 |
| Total deposits | $832,917,000 | 556 |
| Interest-bearing deposits | $653,813,000 | 613 |
| Deposits held in domestic offices | $832,917,000 | 555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,693,000 | 342 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,996,000 | 1,207 |
| Total equity capital | $68,214,000 | 882 |
| Total bank equity capital | $68,214,000 | 882 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,824,000 | 703 |
| Surplus | $15,761,000 | 1,516 |
| Undivided profits | $46,629,000 | 743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,038,000 | 608 |
| Earning assets | $926,494,000 | 615 |
| Long-term assets (5+ years) | $278,921,000 | 383 |
| Average Assets, year-to-date | $937,450,750 | 640 |
| Average Assets, quarterly | $970,523,000 | 629 |
| Volatile liabilities | $331,635,000 | 482 |
| Insider loans | $4,156,000 | 1,575 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $55,151,000 | 1,625 |
| Tier 1 (core) risk-based capital | $68,953,000 | 807 |
| Tier 2 risk-based capital | $5,492,000 | 873 |
| Total risk weighted assets | $591,690,000 | 747 |
| Total unused commitments | $55,151,000 | 1,625 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 191 | 843 |
| Assets and Liabilities | ||
| Total Assets: | $960,226,000 | 631 |
| Cash and due from depository institutions | $59,874,000 | 843 |
| Interest-bearing balances | $30,552,000 | 159 |
| Securities | $352,235,000 | 397 |
| Federal funds sold & reverse repurchase agreements | $39,965,000 | 307 |
| Net loans & leases | $484,125,000 | 828 |
| Loan loss allowance | $4,894,000 | 976 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,010,000 | 832 |
| Other real estate owned | $0 | 843 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $12,017,000 | 1,341 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $960,226,000 | 631 |
| Total liabilities | $892,474,000 | 617 |
| Total deposits | $806,194,000 | 565 |
| Interest-bearing deposits | $649,349,000 | 599 |
| Deposits held in domestic offices | $806,194,000 | 564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,664,000 | 337 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,616,000 | 1,232 |
| Total equity capital | $67,752,000 | 865 |
| Total bank equity capital | $67,752,000 | 865 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,824,000 | 683 |
| Surplus | $15,761,000 | 1,488 |
| Undivided profits | $46,167,000 | 742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $6,221,000 | 451 |
| Earning assets | $906,877,000 | 619 |
| Long-term assets (5+ years) | $264,717,000 | 413 |
| Average Assets, year-to-date | $922,994,330 | 644 |
| Average Assets, quarterly | $944,048,500 | 637 |
| Volatile liabilities | $312,257,000 | 493 |
| Insider loans | $4,084,000 | 1,564 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $53,767,000 | 1,601 |
| Tier 1 (core) risk-based capital | $67,022,000 | 803 |
| Tier 2 risk-based capital | $5,415,000 | 871 |
| Total risk weighted assets | $586,172,000 | 732 |
| Total unused commitments | $53,767,000 | 1,601 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 193 | 814 |
| Assets and Liabilities | ||
| Total Assets: | $927,871,000 | 641 |
| Cash and due from depository institutions | $63,278,000 | 814 |
| Interest-bearing balances | $30,382,000 | 171 |
| Securities | $338,420,000 | 412 |
| Federal funds sold & reverse repurchase agreements | $43,448,000 | 280 |
| Net loans & leases | $459,588,000 | 844 |
| Loan loss allowance | $4,773,000 | 990 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,088,000 | 807 |
| Other real estate owned | $0 | 814 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $11,049,000 | 1,440 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $927,871,000 | 641 |
| Total liabilities | $862,749,000 | 624 |
| Total deposits | $782,129,000 | 573 |
| Interest-bearing deposits | $613,816,000 | 617 |
| Deposits held in domestic offices | $782,129,000 | 572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,924,000 | 352 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,696,000 | 985 |
| Total equity capital | $65,122,000 | 878 |
| Total bank equity capital | $65,122,000 | 878 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,824,000 | 663 |
| Surplus | $15,761,000 | 1,447 |
| Undivided profits | $43,537,000 | 756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $331,000 | 4,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,641,000 | 582 |
| Earning assets | $871,838,000 | 626 |
| Long-term assets (5+ years) | $257,652,000 | 428 |
| Average Assets, year-to-date | $904,378,500 | 651 |
| Average Assets, quarterly | $904,378,500 | 651 |
| Volatile liabilities | $284,215,000 | 507 |
| Insider loans | $4,200,000 | 1,473 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $56,329,000 | 1,483 |
| Tier 1 (core) risk-based capital | $65,152,000 | 813 |
| Tier 2 risk-based capital | $5,334,000 | 873 |
| Total risk weighted assets | $560,198,000 | 741 |
| Total unused commitments | $56,329,000 | 1,483 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 197 | 808 |
| Assets and Liabilities | ||
| Total Assets: | $880,886,000 | 678 |
| Cash and due from depository institutions | $41,922,000 | 808 |
| Interest-bearing balances | $15,277,000 | 379 |
| Securities | $324,705,000 | 435 |
| Federal funds sold & reverse repurchase agreements | $36,204,000 | 332 |
| Net loans & leases | $453,958,000 | 852 |
| Loan loss allowance | $5,312,000 | 904 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,019,000 | 812 |
| Other real estate owned | $0 | 808 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $12,078,000 | 1,295 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $880,886,000 | 678 |
| Total liabilities | $816,325,000 | 663 |
| Total deposits | $739,308,000 | 592 |
| Interest-bearing deposits | $601,692,000 | 621 |
| Deposits held in domestic offices | $739,308,000 | 591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,012,000 | 356 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,005,000 | 1,378 |
| Total equity capital | $64,561,000 | 888 |
| Total bank equity capital | $64,561,000 | 888 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,824,000 | 643 |
| Surplus | $15,761,000 | 1,437 |
| Undivided profits | $42,976,000 | 783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $5,947,000 | 448 |
| Earning assets | $830,144,000 | 667 |
| Long-term assets (5+ years) | $273,404,000 | 417 |
| Average Assets, year-to-date | $842,485,000 | 679 |
| Average Assets, quarterly | $872,329,500 | 676 |
| Volatile liabilities | $277,187,000 | 518 |
| Insider loans | $4,297,000 | 1,418 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $45,722,000 | 1,703 |
| Tier 1 (core) risk-based capital | $63,375,000 | 832 |
| Tier 2 risk-based capital | $5,312,000 | 880 |
| Total risk weighted assets | $546,356,000 | 755 |
| Total unused commitments | $45,722,000 | 1,703 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 190 | 836 |
| Assets and Liabilities | ||
| Total Assets: | $863,773,000 | 683 |
| Cash and due from depository institutions | $43,376,000 | 836 |
| Interest-bearing balances | $15,184,000 | 397 |
| Securities | $322,923,000 | 441 |
| Federal funds sold & reverse repurchase agreements | $41,143,000 | 289 |
| Net loans & leases | $434,956,000 | 866 |
| Loan loss allowance | $5,263,000 | 904 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,149,000 | 767 |
| Other real estate owned | $0 | 836 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $9,226,000 | 1,622 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $863,773,000 | 683 |
| Total liabilities | $800,212,000 | 663 |
| Total deposits | $710,085,000 | 605 |
| Interest-bearing deposits | $566,545,000 | 661 |
| Deposits held in domestic offices | $710,085,000 | 601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,359,000 | 327 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $10,768,000 | 542 |
| Total equity capital | $63,561,000 | 890 |
| Total bank equity capital | $63,561,000 | 890 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,824,000 | 636 |
| Surplus | $15,761,000 | 1,397 |
| Undivided profits | $41,976,000 | 791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,377,000 | 614 |
| Earning assets | $814,206,000 | 664 |
| Long-term assets (5+ years) | $296,455,000 | 396 |
| Average Assets, year-to-date | $832,884,750 | 683 |
| Average Assets, quarterly | $855,556,500 | 688 |
| Volatile liabilities | $260,163,000 | 527 |
| Insider loans | $4,002,000 | 1,464 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $46,560,000 | 1,652 |
| Tier 1 (core) risk-based capital | $61,824,000 | 840 |
| Tier 2 risk-based capital | $5,263,000 | 867 |
| Total risk weighted assets | $530,065,000 | 752 |
| Total unused commitments | $46,560,000 | 1,653 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 197 | 806 |
| Assets and Liabilities | ||
| Total Assets: | $847,340,000 | 695 |
| Cash and due from depository institutions | $47,347,000 | 806 |
| Interest-bearing balances | $15,115,000 | 405 |
| Securities | $302,346,000 | 475 |
| Federal funds sold & reverse repurchase agreements | $41,066,000 | 280 |
| Net loans & leases | $433,324,000 | 852 |
| Loan loss allowance | $5,150,000 | 914 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,196,000 | 734 |
| Other real estate owned | $0 | 806 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $11,061,000 | 1,381 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $847,340,000 | 695 |
| Total liabilities | $787,473,000 | 669 |
| Total deposits | $708,793,000 | 603 |
| Interest-bearing deposits | $567,822,000 | 656 |
| Deposits held in domestic offices | $708,793,000 | 600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,591,000 | 348 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,089,000 | 1,258 |
| Total equity capital | $59,867,000 | 919 |
| Total bank equity capital | $59,867,000 | 919 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,824,000 | 624 |
| Surplus | $15,761,000 | 1,348 |
| Undivided profits | $38,282,000 | 834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $5,587,000 | 464 |
| Earning assets | $791,851,000 | 678 |
| Long-term assets (5+ years) | $318,219,000 | 378 |
| Average Assets, year-to-date | $822,588,670 | 689 |
| Average Assets, quarterly | $843,399,500 | 685 |
| Volatile liabilities | $254,589,000 | 524 |
| Insider loans | $4,139,000 | 1,392 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $48,150,000 | 1,608 |
| Tier 1 (core) risk-based capital | $60,074,000 | 850 |
| Tier 2 risk-based capital | $5,150,000 | 881 |
| Total risk weighted assets | $524,492,000 | 742 |
| Total unused commitments | $48,150,000 | 1,611 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 193 | 831 |
| Assets and Liabilities | ||
| Total Assets: | $839,459,000 | 693 |
| Cash and due from depository institutions | $46,454,000 | 831 |
| Interest-bearing balances | $25,000,000 | 283 |
| Securities | $286,602,000 | 515 |
| Federal funds sold & reverse repurchase agreements | $63,376,000 | 233 |
| Net loans & leases | $422,443,000 | 854 |
| Loan loss allowance | $5,018,000 | 928 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $12,286,000 | 715 |
| Other real estate owned | $0 | 831 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $8,298,000 | 1,652 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $839,459,000 | 693 |
| Total liabilities | $778,283,000 | 667 |
| Total deposits | $692,530,000 | 612 |
| Interest-bearing deposits | $561,058,000 | 668 |
| Deposits held in domestic offices | $692,530,000 | 609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $81,986,000 | 329 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,767,000 | 1,210 |
| Total equity capital | $61,176,000 | 919 |
| Total bank equity capital | $61,176,000 | 919 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,824,000 | 619 |
| Surplus | $15,761,000 | 1,327 |
| Undivided profits | $39,591,000 | 835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $4,228,000 | 594 |
| Earning assets | $797,421,000 | 671 |
| Long-term assets (5+ years) | $476,964,000 | 258 |
| Average Assets, year-to-date | $810,213,000 | 706 |
| Average Assets, quarterly | $810,213,000 | 706 |
| Volatile liabilities | $262,237,000 | 512 |
| Insider loans | $4,949,000 | 1,134 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $45,141,000 | 1,647 |
| Tier 1 (core) risk-based capital | $58,367,000 | 877 |
| Tier 2 risk-based capital | $5,018,000 | 895 |
| Total risk weighted assets | $513,800,000 | 748 |
| Total unused commitments | $45,141,000 | 1,651 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 193 | 832 |
| Assets and Liabilities | ||
| Total Assets: | $780,967,000 | 735 |
| Cash and due from depository institutions | $30,569,000 | 832 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $290,190,000 | 509 |
| Federal funds sold & reverse repurchase agreements | $29,382,000 | 394 |
| Net loans & leases | $408,100,000 | 870 |
| Loan loss allowance | $4,873,000 | 960 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,715,000 | 761 |
| Other real estate owned | $0 | 832 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $11,011,000 | 1,318 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $780,967,000 | 735 |
| Total liabilities | $722,263,000 | 717 |
| Total deposits | $654,869,000 | 651 |
| Interest-bearing deposits | $536,896,000 | 701 |
| Deposits held in domestic offices | $654,869,000 | 649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $64,535,000 | 385 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,859,000 | 1,422 |
| Total equity capital | $58,704,000 | 948 |
| Total bank equity capital | $58,704,000 | 948 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,824,000 | 623 |
| Surplus | $15,761,000 | 1,298 |
| Undivided profits | $37,119,000 | 866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,099,000 | 2,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $5,924,000 | 446 |
| Earning assets | $727,672,000 | 721 |
| Long-term assets (5+ years) | $482,250,000 | 263 |
| Average Assets, year-to-date | $746,330,800 | 735 |
| Average Assets, quarterly | $777,281,000 | 730 |
| Volatile liabilities | $235,829,000 | 556 |
| Insider loans | $5,387,000 | 1,022 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $39,960,000 | 1,748 |
| Tier 1 (core) risk-based capital | $56,721,000 | 902 |
| Tier 2 risk-based capital | $4,873,000 | 919 |
| Total risk weighted assets | $487,868,000 | 785 |
| Total unused commitments | $39,960,000 | 1,751 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 195 | 839 |
| Assets and Liabilities | ||
| Total Assets: | $773,595,000 | 746 |
| Cash and due from depository institutions | $24,896,000 | 839 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $310,120,000 | 480 |
| Federal funds sold & reverse repurchase agreements | $23,965,000 | 605 |
| Net loans & leases | $393,031,000 | 900 |
| Loan loss allowance | $4,796,000 | 976 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,819,000 | 751 |
| Other real estate owned | $0 | 839 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $9,764,000 | 1,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $773,595,000 | 746 |
| Total liabilities | $716,179,000 | 726 |
| Total deposits | $653,999,000 | 656 |
| Interest-bearing deposits | $531,345,000 | 719 |
| Deposits held in domestic offices | $653,999,000 | 654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,200,000 | 406 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,980,000 | 1,453 |
| Total equity capital | $57,416,000 | 982 |
| Total bank equity capital | $57,416,000 | 982 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,824,000 | 614 |
| Surplus | $15,761,000 | 1,277 |
| Undivided profits | $35,831,000 | 901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,130,000 | 2,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,464,000 | 596 |
| Earning assets | $727,116,000 | 728 |
| Long-term assets (5+ years) | $506,485,000 | 253 |
| Average Assets, year-to-date | $737,671,750 | 755 |
| Average Assets, quarterly | $761,997,000 | 749 |
| Volatile liabilities | $219,050,000 | 573 |
| Insider loans | $4,902,000 | 1,102 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $35,972,000 | 1,914 |
| Tier 1 (core) risk-based capital | $55,310,000 | 930 |
| Tier 2 risk-based capital | $4,796,000 | 935 |
| Total risk weighted assets | $476,192,000 | 806 |
| Total unused commitments | $35,972,000 | 1,917 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 194 | 848 |
| Assets and Liabilities | ||
| Total Assets: | $750,399,000 | 757 |
| Cash and due from depository institutions | $37,480,000 | 848 |
| Interest-bearing balances | $12,000,000 | 693 |
| Securities | $270,335,000 | 533 |
| Federal funds sold & reverse repurchase agreements | $52,609,000 | 311 |
| Net loans & leases | $368,607,000 | 950 |
| Loan loss allowance | $4,795,000 | 949 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,610,000 | 683 |
| Other real estate owned | $0 | 848 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $8,758,000 | 1,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $750,399,000 | 757 |
| Total liabilities | $693,504,000 | 736 |
| Total deposits | $631,176,000 | 676 |
| Interest-bearing deposits | $520,852,000 | 728 |
| Deposits held in domestic offices | $631,176,000 | 674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,645,000 | 386 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,683,000 | 1,614 |
| Total equity capital | $56,895,000 | 972 |
| Total bank equity capital | $56,895,000 | 972 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,824,000 | 606 |
| Surplus | $15,761,000 | 1,259 |
| Undivided profits | $35,310,000 | 925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $4,229,000 | 615 |
| Earning assets | $703,551,000 | 741 |
| Long-term assets (5+ years) | $426,520,000 | 269 |
| Average Assets, year-to-date | $725,697,330 | 756 |
| Average Assets, quarterly | $741,674,500 | 754 |
| Volatile liabilities | $217,018,000 | 580 |
| Insider loans | $5,079,000 | 1,042 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $38,794,000 | 1,750 |
| Tier 1 (core) risk-based capital | $53,695,000 | 931 |
| Tier 2 risk-based capital | $4,795,000 | 899 |
| Total risk weighted assets | $450,431,000 | 836 |
| Total unused commitments | $38,794,000 | 1,758 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 191 | 852 |
| Assets and Liabilities | ||
| Total Assets: | $732,950,000 | 756 |
| Cash and due from depository institutions | $22,440,000 | 852 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $272,266,000 | 521 |
| Federal funds sold & reverse repurchase agreements | $63,975,000 | 262 |
| Net loans & leases | $353,663,000 | 985 |
| Loan loss allowance | $4,661,000 | 974 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $12,567,000 | 676 |
| Other real estate owned | $0 | 852 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $8,039,000 | 1,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $732,950,000 | 756 |
| Total liabilities | $677,863,000 | 738 |
| Total deposits | $614,141,000 | 681 |
| Interest-bearing deposits | $501,267,000 | 746 |
| Deposits held in domestic offices | $614,141,000 | 677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,513,000 | 389 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,209,000 | 1,445 |
| Total equity capital | $55,087,000 | 981 |
| Total bank equity capital | $55,087,000 | 981 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,824,000 | 599 |
| Surplus | $15,761,000 | 1,237 |
| Undivided profits | $33,502,000 | 953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,973,000 | 670 |
| Earning assets | $689,904,000 | 737 |
| Long-term assets (5+ years) | $372,135,000 | 305 |
| Average Assets, year-to-date | $713,346,500 | 766 |
| Average Assets, quarterly | $713,346,500 | 766 |
| Volatile liabilities | $214,444,000 | 578 |
| Insider loans | $5,180,000 | 1,016 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $34,268,000 | 1,828 |
| Tier 1 (core) risk-based capital | $52,183,000 | 945 |
| Tier 2 risk-based capital | $4,661,000 | 913 |
| Total risk weighted assets | $427,873,000 | 856 |
| Total unused commitments | $34,268,000 | 1,840 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 184 | 890 |
| Assets and Liabilities | ||
| Total Assets: | $693,743,000 | 783 |
| Cash and due from depository institutions | $31,108,000 | 890 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $266,239,000 | 508 |
| Federal funds sold & reverse repurchase agreements | $29,425,000 | 479 |
| Net loans & leases | $345,766,000 | 996 |
| Loan loss allowance | $4,751,000 | 928 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,591,000 | 670 |
| Other real estate owned | $0 | 890 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $8,614,000 | 1,496 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $693,743,000 | 783 |
| Total liabilities | $640,232,000 | 762 |
| Total deposits | $581,324,000 | 710 |
| Interest-bearing deposits | $482,208,000 | 757 |
| Deposits held in domestic offices | $581,324,000 | 707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,223,000 | 401 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,685,000 | 1,618 |
| Total equity capital | $53,511,000 | 979 |
| Total bank equity capital | $53,511,000 | 979 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,824,000 | 596 |
| Surplus | $15,761,000 | 1,211 |
| Undivided profits | $31,926,000 | 970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,270,000 | 643 |
| Earning assets | $641,430,000 | 775 |
| Long-term assets (5+ years) | $329,444,000 | 320 |
| Average Assets, year-to-date | $628,841,000 | 807 |
| Average Assets, quarterly | $688,272,000 | 775 |
| Volatile liabilities | $203,567,000 | 591 |
| Insider loans | $6,651,000 | 750 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $31,837,000 | 1,875 |
| Tier 1 (core) risk-based capital | $50,739,000 | 947 |
| Tier 2 risk-based capital | $4,751,000 | 878 |
| Total risk weighted assets | $406,753,000 | 892 |
| Total unused commitments | $31,837,000 | 1,881 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 190 | 847 |
| Assets and Liabilities | ||
| Total Assets: | $565,818,000 | 904 |
| Cash and due from depository institutions | $21,420,000 | 847 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $132,962,000 | 864 |
| Federal funds sold & reverse repurchase agreements | $46,780,000 | 321 |
| Net loans & leases | $346,251,000 | 956 |
| Loan loss allowance | $4,642,000 | 910 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,554,000 | 629 |
| Other real estate owned | $0 | 847 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,851,000 | 1,926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $565,818,000 | 904 |
| Total liabilities | $519,545,000 | 889 |
| Total deposits | $462,605,000 | 856 |
| Interest-bearing deposits | $368,053,000 | 934 |
| Deposits held in domestic offices | $462,605,000 | 853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,804,000 | 407 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,136,000 | 3,148 |
| Total equity capital | $46,273,000 | 1,059 |
| Total bank equity capital | $46,273,000 | 1,059 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,824,000 | 591 |
| Surplus | $15,761,000 | 1,159 |
| Undivided profits | $24,688,000 | 1,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $834,000 | 3,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,751,000 | 1,130 |
| Earning assets | $525,993,000 | 888 |
| Long-term assets (5+ years) | $175,776,000 | 583 |
| Average Assets, year-to-date | $545,735,400 | 898 |
| Average Assets, quarterly | $559,123,000 | 907 |
| Volatile liabilities | $152,119,000 | 710 |
| Insider loans | $6,636,000 | 707 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $29,827,000 | 1,865 |
| Tier 1 (core) risk-based capital | $45,517,000 | 1,009 |
| Tier 2 risk-based capital | $4,642,000 | 863 |
| Total risk weighted assets | $394,029,000 | 880 |
| Total unused commitments | $29,827,000 | 1,872 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 185 | 854 |
| Assets and Liabilities | ||
| Total Assets: | $519,547,000 | 952 |
| Cash and due from depository institutions | $20,478,000 | 854 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $178,157,000 | 637 |
| Federal funds sold & reverse repurchase agreements | $14,537,000 | 843 |
| Net loans & leases | $285,641,000 | 1,125 |
| Loan loss allowance | $3,806,000 | 1,049 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $12,913,000 | 593 |
| Other real estate owned | $0 | 854 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $7,821,000 | 1,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $519,547,000 | 952 |
| Total liabilities | $477,682,000 | 930 |
| Total deposits | $423,022,000 | 909 |
| Interest-bearing deposits | $334,094,000 | 995 |
| Deposits held in domestic offices | $423,022,000 | 907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,954,000 | 441 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,706,000 | 1,608 |
| Total equity capital | $41,865,000 | 1,118 |
| Total bank equity capital | $41,865,000 | 1,118 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,824,000 | 580 |
| Surplus | $15,761,000 | 1,123 |
| Undivided profits | $20,280,000 | 1,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,821,000 | 1,378 |
| Earning assets | $478,335,000 | 951 |
| Long-term assets (5+ years) | $177,227,000 | 551 |
| Average Assets, year-to-date | $492,324,200 | 946 |
| Average Assets, quarterly | $511,942,000 | 953 |
| Volatile liabilities | $137,181,000 | 768 |
| Insider loans | $8,273,000 | 532 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $30,012,000 | 1,743 |
| Tier 1 (core) risk-based capital | $41,903,000 | 1,052 |
| Tier 2 risk-based capital | $3,806,000 | 991 |
| Total risk weighted assets | $350,718,700 | 939 |
| Total unused commitments | $30,012,000 | 1,745 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 184 | 906 |
| Assets and Liabilities | ||
| Total Assets: | $471,426,000 | 1,024 |
| Cash and due from depository institutions | $19,336,000 | 906 |
| Interest-bearing balances | $296,000 | 3,648 |
| Securities | $166,012,000 | 710 |
| Federal funds sold & reverse repurchase agreements | $19,999,000 | 522 |
| Net loans & leases | $244,016,000 | 1,254 |
| Loan loss allowance | $3,279,000 | 1,179 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,590,000 | 562 |
| Other real estate owned | $0 | 906 |
| Goodwill and other intangibles | $36,000 | 2,954 |
| All other assets | $8,437,000 | 1,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $471,426,000 | 1,024 |
| Total liabilities | $436,305,000 | 1,005 |
| Total deposits | $391,540,000 | 952 |
| Interest-bearing deposits | $310,688,000 | 1,034 |
| Deposits held in domestic offices | $391,540,000 | 947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,672,000 | 551 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,093,000 | 1,814 |
| Total equity capital | $35,121,000 | 1,278 |
| Total bank equity capital | $35,121,000 | 1,278 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,824,000 | 613 |
| Surplus | $15,761,000 | 1,112 |
| Undivided profits | $13,536,000 | 1,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $874,000 | 2,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,362,000 | 1,617 |
| Earning assets | $430,323,000 | 1,020 |
| Long-term assets (5+ years) | $160,467,000 | 641 |
| Average Assets, year-to-date | $447,935,000 | 1,028 |
| Average Assets, quarterly | $464,025,500 | 1,029 |
| Volatile liabilities | $117,214,000 | 866 |
| Insider loans | $8,485,000 | 520 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $31,220,000 | 1,694 |
| Tier 1 (core) risk-based capital | $38,585,000 | 1,141 |
| Tier 2 risk-based capital | $3,279,000 | 1,109 |
| Total risk weighted assets | $310,778,000 | 1,028 |
| Total unused commitments | $31,220,000 | 1,696 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 179 | 934 |
| Assets and Liabilities | ||
| Total Assets: | $428,097,000 | 1,085 |
| Cash and due from depository institutions | $19,377,000 | 934 |
| Interest-bearing balances | $386,000 | 3,772 |
| Securities | $172,992,000 | 693 |
| Federal funds sold & reverse repurchase agreements | $16,186,000 | 1,004 |
| Net loans & leases | $199,277,000 | 1,413 |
| Loan loss allowance | $2,430,000 | 1,488 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $13,990,000 | 525 |
| Other real estate owned | $0 | 934 |
| Goodwill and other intangibles | $52,000 | 2,886 |
| All other assets | $6,223,000 | 1,294 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $428,097,000 | 1,085 |
| Total liabilities | $391,697,000 | 1,073 |
| Total deposits | $352,819,000 | 1,043 |
| Interest-bearing deposits | $273,783,000 | 1,161 |
| Deposits held in domestic offices | $352,819,000 | 1,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,038,000 | 533 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,840,000 | 2,144 |
| Total equity capital | $36,400,000 | 1,223 |
| Total bank equity capital | $36,400,000 | 1,223 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,824,000 | 607 |
| Surplus | $15,761,000 | 1,054 |
| Undivided profits | $14,815,000 | 1,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 3,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,072,000 | 2,066 |
| Earning assets | $388,841,000 | 1,102 |
| Long-term assets (5+ years) | $138,857,000 | 662 |
| Average Assets, year-to-date | $412,582,200 | 1,066 |
| Average Assets, quarterly | $419,574,000 | 1,088 |
| Volatile liabilities | $92,667,000 | 879 |
| Insider loans | $3,412,000 | 1,271 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $25,125,000 | 1,883 |
| Tier 1 (core) risk-based capital | $35,820,000 | 1,179 |
| Tier 2 risk-based capital | $2,430,000 | 1,362 |
| Total risk weighted assets | $263,967,100 | 1,101 |
| Total unused commitments | $25,125,000 | 1,890 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 166 | 1,043 |
| Assets and Liabilities | ||
| Total Assets: | $391,638,000 | 1,191 |
| Cash and due from depository institutions | $17,584,000 | 1,043 |
| Interest-bearing balances | $369,000 | 3,416 |
| Securities | $174,098,000 | 694 |
| Federal funds sold & reverse repurchase agreements | $10,339,000 | 1,304 |
| Net loans & leases | $170,368,000 | 1,652 |
| Loan loss allowance | $2,247,000 | 1,601 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $13,230,000 | 554 |
| Other real estate owned | $0 | 1,043 |
| Goodwill and other intangibles | $68,000 | 2,779 |
| All other assets | $5,951,000 | 1,302 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $391,638,000 | 1,191 |
| Total liabilities | $358,822,000 | 1,179 |
| Total deposits | $322,572,000 | 1,160 |
| Interest-bearing deposits | $256,498,000 | 1,267 |
| Deposits held in domestic offices | $322,572,000 | 1,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,348,000 | 577 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,902,000 | 2,118 |
| Total equity capital | $32,816,000 | 1,365 |
| Total bank equity capital | $32,816,000 | 1,365 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,824,000 | 617 |
| Surplus | $15,761,000 | 1,045 |
| Undivided profits | $11,231,000 | 2,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 7,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $975,000 | 2,326 |
| Earning assets | $355,174,000 | 1,208 |
| Long-term assets (5+ years) | $66,175,000 | 1,087 |
| Average Assets, year-to-date | $373,308,800 | 1,185 |
| Average Assets, quarterly | $380,834,500 | 1,205 |
| Volatile liabilities | $87,356,000 | 918 |
| Insider loans | $755,000 | 4,291 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $24,473,000 | 1,811 |
| Tier 1 (core) risk-based capital | $32,685,000 | 1,294 |
| Tier 2 risk-based capital | $2,247,000 | 1,380 |
| Total risk weighted assets | $228,065,400 | 1,245 |
| Total unused commitments | $24,473,000 | 1,818 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 158 | 1,171 |
| Assets and Liabilities | ||
| Total Assets: | $364,154,000 | 1,310 |
| Cash and due from depository institutions | $15,772,000 | 1,171 |
| Interest-bearing balances | $295,000 | 3,643 |
| Securities | $188,474,000 | 676 |
| Federal funds sold & reverse repurchase agreements | $14,352,000 | 901 |
| Net loans & leases | $128,226,000 | 2,217 |
| Loan loss allowance | $2,049,000 | 1,856 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,345,000 | 663 |
| Other real estate owned | $0 | 1,171 |
| Goodwill and other intangibles | $84,000 | 2,594 |
| All other assets | $5,901,000 | 1,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $364,154,000 | 1,310 |
| Total liabilities | $334,809,000 | 1,288 |
| Total deposits | $301,839,000 | 1,268 |
| Interest-bearing deposits | $242,589,000 | 1,390 |
| Deposits held in domestic offices | $301,839,000 | 1,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,462,000 | 656 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,508,000 | 2,569 |
| Total equity capital | $29,345,000 | 1,544 |
| Total bank equity capital | $29,345,000 | 1,544 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,824,000 | 657 |
| Surplus | $15,761,000 | 1,096 |
| Undivided profits | $7,760,000 | 3,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 9,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $710,000 | 3,232 |
| Earning assets | $331,347,000 | 1,312 |
| Long-term assets (5+ years) | $61,203,000 | 1,086 |
| Average Assets, year-to-date | $354,038,200 | 1,295 |
| Average Assets, quarterly | $356,909,000 | 1,312 |
| Volatile liabilities | $78,063,000 | 1,031 |
| Insider loans | $5,512,000 | 779 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,596,000 | 2,478 |
| Tier 1 (core) risk-based capital | $29,236,000 | 1,468 |
| Tier 2 risk-based capital | $2,049,000 | 1,551 |
| Total risk weighted assets | $185,392,300 | 1,555 |
| Total unused commitments | $15,596,000 | 2,491 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 153 | 1,246 |
| Assets and Liabilities | ||
| Total Assets: | $351,727,000 | 1,359 |
| Cash and due from depository institutions | $13,148,000 | 1,246 |
| Interest-bearing balances | $276,000 | 3,978 |
| Securities | $223,357,000 | 610 |
| Federal funds sold & reverse repurchase agreements | $7,399,000 | 1,999 |
| Net loans & leases | $88,568,000 | 3,028 |
| Loan loss allowance | $1,199,000 | 3,014 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,666,000 | 772 |
| Other real estate owned | $0 | 1,246 |
| Goodwill and other intangibles | $6,249,000 | 461 |
| All other assets | $3,340,000 | 2,306 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $351,727,000 | 1,359 |
| Total liabilities | $320,309,000 | 1,358 |
| Total deposits | $302,630,000 | 1,294 |
| Interest-bearing deposits | $253,220,000 | 1,345 |
| Deposits held in domestic offices | $302,630,000 | 1,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,638,000 | 893 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,041,000 | 2,069 |
| Total equity capital | $31,418,000 | 1,450 |
| Total bank equity capital | $31,418,000 | 1,450 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,824,000 | 657 |
| Surplus | $15,761,000 | 1,108 |
| Undivided profits | $9,833,000 | 2,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 4,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $509,000 | 4,650 |
| Earning assets | $319,600,000 | 1,361 |
| Long-term assets (5+ years) | $62,692,000 | 990 |
| Average Assets, year-to-date | $355,394,600 | 1,296 |
| Average Assets, quarterly | $352,674,500 | 1,339 |
| Volatile liabilities | $52,169,000 | 1,254 |
| Insider loans | $5,344,000 | 837 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,432,000 | 2,504 |
| Tier 1 (core) risk-based capital | $24,185,000 | 1,773 |
| Tier 2 risk-based capital | $1,199,000 | 2,487 |
| Total risk weighted assets | $140,386,900 | 1,987 |
| Total unused commitments | $14,432,000 | 2,517 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 143 | 1,385 |
| Assets and Liabilities | ||
| Total Assets: | $357,817,000 | 1,319 |
| Cash and due from depository institutions | $16,586,000 | 1,385 |
| Interest-bearing balances | $272,000 | 4,163 |
| Securities | $224,609,000 | 627 |
| Federal funds sold & reverse repurchase agreements | $27,934,000 | 412 |
| Net loans & leases | $70,593,000 | 3,644 |
| Loan loss allowance | $1,305,000 | 2,859 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,623,000 | 849 |
| Other real estate owned | $0 | 1,385 |
| Goodwill and other intangibles | $6,712,000 | 391 |
| All other assets | $2,760,000 | 2,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $357,817,000 | 1,319 |
| Total liabilities | $330,313,000 | 1,302 |
| Total deposits | $315,678,000 | 1,206 |
| Interest-bearing deposits | $269,195,000 | 1,217 |
| Deposits held in domestic offices | $315,678,000 | 1,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,964,000 | 1,122 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,671,000 | 2,067 |
| Total equity capital | $27,504,000 | 1,497 |
| Total bank equity capital | $27,504,000 | 1,497 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,824,000 | 644 |
| Surplus | $15,761,000 | 1,037 |
| Undivided profits | $5,919,000 | 3,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 4,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $392,000 | 5,286 |
| Earning assets | $323,408,000 | 1,322 |
| Long-term assets (5+ years) | $49,689,000 | 1,179 |
| Average Assets, year-to-date | $273,643,200 | 1,639 |
| Average Assets, quarterly | $303,749,000 | 1,501 |
| Volatile liabilities | $46,456,000 | 1,316 |
| Insider loans | $538,000 | 5,451 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,022,000 | 3,366 |
| Tier 1 (core) risk-based capital | $20,821,000 | 1,998 |
| Tier 2 risk-based capital | $1,305,000 | 2,286 |
| Total risk weighted assets | $124,038,800 | 2,181 |
| Total unused commitments | $9,022,000 | 3,374 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 106 | 1,976 |
| Assets and Liabilities | ||
| Total Assets: | $255,352,000 | 1,816 |
| Cash and due from depository institutions | $14,848,000 | 1,976 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $166,788,000 | 840 |
| Federal funds sold & reverse repurchase agreements | $7,640,000 | 1,818 |
| Net loans & leases | $55,415,000 | 4,393 |
| Loan loss allowance | $1,002,000 | 3,680 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,207,000 | 888 |
| Other real estate owned | $197,000 | 1,976 |
| Goodwill and other intangibles | $132,000 | 2,061 |
| All other assets | $2,125,000 | 3,320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,352,000 | 1,816 |
| Total liabilities | $237,075,000 | 1,779 |
| Total deposits | $233,847,000 | 1,691 |
| Interest-bearing deposits | $183,696,000 | 1,875 |
| Deposits held in domestic offices | $233,847,000 | 1,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,492,000 | 2,479 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,736,000 | 2,037 |
| Total equity capital | $18,277,000 | 2,212 |
| Total bank equity capital | $18,277,000 | 2,212 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,824,000 | 625 |
| Surplus | $9,261,000 | 1,545 |
| Undivided profits | $3,192,000 | 5,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $566,000 | 4,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $227,000 | 7,507 |
| Earning assets | $229,843,000 | 1,856 |
| Long-term assets (5+ years) | $67,800,000 | 950 |
| Average Assets, year-to-date | $262,785,600 | 1,724 |
| Average Assets, quarterly | $257,732,500 | 1,779 |
| Volatile liabilities | $27,258,000 | 1,868 |
| Insider loans | $877,000 | 4,080 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,723,000 | 3,711 |
| Tier 1 (core) risk-based capital | $18,132,000 | 2,151 |
| Tier 2 risk-based capital | $1,002,000 | 2,873 |
| Total risk weighted assets | $92,091,200 | 2,800 |
| Total unused commitments | $7,723,000 | 3,729 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 104 | 2,084 |
| Assets and Liabilities | ||
| Total Assets: | $269,769,000 | 1,780 |
| Cash and due from depository institutions | $14,673,000 | 2,084 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $174,460,000 | 788 |
| Federal funds sold & reverse repurchase agreements | $17,614,000 | 958 |
| Net loans & leases | $51,177,000 | 4,735 |
| Loan loss allowance | $1,004,000 | 3,706 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $9,276,000 | 782 |
| Other real estate owned | $242,000 | 2,084 |
| Goodwill and other intangibles | $148,000 | 2,019 |
| All other assets | $2,179,000 | 3,318 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,769,000 | 1,780 |
| Total liabilities | $254,649,000 | 1,750 |
| Total deposits | $249,413,000 | 1,676 |
| Interest-bearing deposits | $195,519,000 | 1,844 |
| Deposits held in domestic offices | $249,413,000 | 1,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,009,000 | 1,531 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,227,000 | 2,783 |
| Total equity capital | $15,120,000 | 2,547 |
| Total bank equity capital | $15,120,000 | 2,547 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,824,000 | 628 |
| Surplus | $9,261,000 | 1,495 |
| Undivided profits | $35,000 | 12,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,145,000 | 3,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $259,000 | 7,343 |
| Earning assets | $243,251,000 | 1,799 |
| Long-term assets (5+ years) | $63,132,000 | 949 |
| Average Assets, year-to-date | $225,738,600 | 2,055 |
| Average Assets, quarterly | $251,668,000 | 1,872 |
| Volatile liabilities | $31,077,000 | 1,667 |
| Insider loans | $229,000 | 3,596 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,395,000 | 3,951 |
| Tier 1 (core) risk-based capital | $14,972,000 | 2,502 |
| Tier 2 risk-based capital | $1,004,000 | 2,898 |
| Total risk weighted assets | $88,817,200 | 2,990 |
| Total unused commitments | $6,395,000 | 3,972 |
| Derivatives | $0 | 651 |