Home > Commercial Bank at Alma > Income and Expense

Commercial Bank at Alma, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$5,389,0005,385
Total interest expense$2,516,0005,344
Net interest income$2,873,0005,296
Provision for loan and lease losses$158,0004,049
Total noninterest income$405,0005,571
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$271,0004,249
Trading account gains and feesNANA
Additional Noninterest Income$134,0005,958
Total noninterest expense$1,645,0006,332
Salaries and employee benefits$783,0006,764
Premises and equipment expense$102,0008,665
Additional noninterest expense$760,0004,848
Pre-tax net operating income$1,475,0004,231
Securities gains (losses)$04,449
Applicable income taxes$442,0004,166
Income before extraordinary items$1,033,0004,394
Extraordinary gains, net$032
Net income$1,033,0004,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-117,00010,279
Cash dividends$1,026,0002,156
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,033,0004,298
1997-12-31 (YTD Data)Rank
Total interest income$4,783,0005,965
Total interest expense$2,218,0005,845
Net interest income$2,565,0005,951
Provision for loan and lease losses$115,0004,888
Total noninterest income$394,0005,781
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$241,0004,777
Trading account gains and feesNANA
Additional Noninterest Income$153,0005,635
Total noninterest expense$1,581,0006,576
Salaries and employee benefits$812,0006,722
Premises and equipment expense$185,0007,111
Additional noninterest expense$584,0005,909
Pre-tax net operating income$1,263,0005,072
Securities gains (losses)$03,944
Applicable income taxes$459,0004,468
Income before extraordinary items$804,0005,438
Extraordinary gains, net$044
Net income$804,0005,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,042
Cash dividends$450,0003,689
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$804,0005,386
1996-12-31 (YTD Data)Rank
Total interest income$4,268,0006,612
Total interest expense$1,907,0006,605
Net interest income$2,361,0006,458
Provision for loan and lease losses$47,0006,760
Total noninterest income$317,0006,741
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$177,0005,974
Trading account gains and feesNANA
Additional Noninterest Income$140,0006,165
Total noninterest expense$1,474,0007,182
Salaries and employee benefits$769,0007,142
Premises and equipment expense$188,0007,257
Additional noninterest expense$517,0006,923
Pre-tax net operating income$1,157,0005,245
Securities gains (losses)$04,148
Applicable income taxes$423,0004,715
Income before extraordinary items$734,0005,604
Extraordinary gains, net$053
Net income$734,0005,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,500
Cash dividends$410,0003,819
Sale, conversion, retirement of capital stock, net$0953
Net operating income$734,0005,558
1995-12-31 (YTD Data)Rank
Total interest income$3,526,0007,526
Total interest expense$1,626,0007,342
Net interest income$1,900,0007,534
Provision for loan and lease losses$38,0006,705
Total noninterest income$275,0007,371
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$153,0006,605
Trading account gains and feesNANA
Additional Noninterest Income$122,0006,598
Total noninterest expense$1,467,0007,370
Salaries and employee benefits$781,0007,207
Premises and equipment expense$187,0007,460
Additional noninterest expense$499,0007,256
Pre-tax net operating income$670,0007,477
Securities gains (losses)$03,831
Applicable income taxes$232,0006,930
Income before extraordinary items$438,0007,744
Extraordinary gains, net$065
Net income$438,0007,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,801
Cash dividends$75,0007,260
Sale, conversion, retirement of capital stock, net$0809
Net operating income$438,0007,715
1994-12-31 (YTD Data)Rank
Total interest income$2,829,0008,351
Total interest expense$1,147,0008,121
Net interest income$1,682,0008,351
Provision for loan and lease losses$09,146
Total noninterest income$263,0007,767
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$164,0006,569
Trading account gains and feesNANA
Additional Noninterest Income$99,0007,543
Total noninterest expense$1,476,0007,668
Salaries and employee benefits$733,0007,652
Premises and equipment expense$196,0007,517
Additional noninterest expense$547,0007,446
Pre-tax net operating income$469,0008,867
Securities gains (losses)$03,600
Applicable income taxes$158,0008,149
Income before extraordinary items$311,0009,026
Extraordinary gains, net$0249
Net income$311,0009,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,525
Cash dividends$534,0003,044
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$311,0009,098
1993-12-31 (YTD Data)Rank
Total interest income$232,00013,208
Total interest expense$93,00013,180
Net interest income$139,00013,182
Provision for loan and lease losses$010,371
Total noninterest income$23,00013,031
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$16,00011,092
Trading account gains and feesNANA
Additional Noninterest Income$7,00012,927
Total noninterest expense$136,00013,242
Salaries and employee benefits$66,00013,240
Premises and equipment expense$15,00013,159
Additional noninterest expense$55,00013,193
Pre-tax net operating income$26,00012,286
Securities gains (losses)$07,477
Applicable income taxes$10,00011,823
Income before extraordinary items$16,00012,443
Extraordinary gains, net$03,149
Net income$16,00012,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0008,917
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$16,00012,308
1992-12-31 (YTD Data)Rank
Total interest income$3,046,0008,893
Total interest expense$1,214,0009,551
Net interest income$1,832,0008,243
Provision for loan and lease losses$72,0008,175
Total noninterest income$301,0007,723
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$200,0005,992
Trading account gains and feesNANA
Additional Noninterest Income$101,0008,026
Total noninterest expense$1,362,0008,432
Salaries and employee benefits$840,0006,995
Premises and equipment expense$182,0008,255
Additional noninterest expense$340,00010,321
Pre-tax net operating income$699,0007,099
Securities gains (losses)$08,369
Applicable income taxes$227,0007,050
Income before extraordinary items$472,0007,568
Extraordinary gains, net$01,422
Net income$472,0007,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00012,396
Cash dividends$200,0004,982
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$472,0007,204

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.