Home > Commercial Bank at Alma > Assets and Liabilities
Commercial Bank at Alma, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 24 | 6,148 |
| Assets and Liabilities | ||
| Total Assets: | $70,588,000 | 5,690 |
| Cash and due from depository institutions | $712,000 | 6,148 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $24,802,000 | 4,182 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 6,143 |
| Net loans & leases | $40,391,000 | 5,667 |
| Loan loss allowance | $754,000 | 4,205 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,288,000 | 5,235 |
| Other real estate owned | $0 | 6,148 |
| Goodwill and other intangibles | $1,029,000 | 1,413 |
| All other assets | $666,000 | 7,326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,588,000 | 5,690 |
| Total liabilities | $64,238,000 | 5,606 |
| Total deposits | $63,984,000 | 5,403 |
| Interest-bearing deposits | $56,991,000 | 5,233 |
| Deposits held in domestic offices | $63,984,000 | 5,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $254,000 | 7,987 |
| Total equity capital | $6,350,000 | 6,145 |
| Total bank equity capital | $6,350,000 | 6,145 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $5,261,000 | 2,705 |
| Undivided profits | $889,000 | 8,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 6,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $393,000 | 5,564 |
| Earning assets | $66,893,000 | 5,560 |
| Long-term assets (5+ years) | $7,881,000 | 5,281 |
| Average Assets, year-to-date | $67,607,200 | 5,642 |
| Average Assets, quarterly | $70,259,000 | 5,617 |
| Volatile liabilities | $12,639,000 | 4,295 |
| Insider loans | $799,000 | 4,110 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,705,000 | 6,803 |
| Tier 1 (core) risk-based capital | $5,275,000 | 6,694 |
| Tier 2 risk-based capital | $497,100 | 5,246 |
| Total risk weighted assets | $39,510,700 | 5,931 |
| Total unused commitments | $2,705,000 | 6,818 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 26 | 6,085 |
| Assets and Liabilities | ||
| Total Assets: | $64,034,000 | 6,091 |
| Cash and due from depository institutions | $2,198,000 | 6,085 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $21,197,000 | 4,705 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,594 |
| Net loans & leases | $37,075,000 | 6,094 |
| Loan loss allowance | $480,000 | 5,870 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,347,000 | 5,043 |
| Other real estate owned | $0 | 6,085 |
| Goodwill and other intangibles | $1,133,000 | 1,264 |
| All other assets | $784,000 | 6,967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,034,000 | 6,091 |
| Total liabilities | $57,704,000 | 6,057 |
| Total deposits | $56,912,000 | 5,886 |
| Interest-bearing deposits | $50,504,000 | 5,741 |
| Deposits held in domestic offices | $56,912,000 | 5,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $792,000 | 4,300 |
| Total equity capital | $6,330,000 | 6,191 |
| Total bank equity capital | $6,330,000 | 6,191 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $5,261,000 | 2,644 |
| Undivided profits | $869,000 | 8,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 7,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $343,000 | 6,304 |
| Earning assets | $58,672,000 | 6,079 |
| Long-term assets (5+ years) | $5,057,000 | 5,947 |
| Average Assets, year-to-date | $61,810,200 | 6,030 |
| Average Assets, quarterly | $63,875,500 | 6,023 |
| Volatile liabilities | $11,537,000 | 4,531 |
| Insider loans | $323,000 | 6,487 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,964,000 | 6,557 |
| Tier 1 (core) risk-based capital | $5,164,000 | 6,860 |
| Tier 2 risk-based capital | $454,470 | 5,520 |
| Total risk weighted assets | $36,331,770 | 6,306 |
| Total unused commitments | $2,964,000 | 6,564 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 23 | 6,897 |
| Assets and Liabilities | ||
| Total Assets: | $58,882,000 | 6,596 |
| Cash and due from depository institutions | $2,135,000 | 6,897 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $19,688,000 | 5,365 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $33,787,000 | 6,507 |
| Loan loss allowance | $515,000 | 5,779 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,339,000 | 5,065 |
| Other real estate owned | $0 | 6,897 |
| Goodwill and other intangibles | $1,237,000 | 1,154 |
| All other assets | $696,000 | 7,660 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,882,000 | 6,596 |
| Total liabilities | $52,950,000 | 6,581 |
| Total deposits | $51,825,000 | 6,445 |
| Interest-bearing deposits | $45,641,000 | 6,341 |
| Deposits held in domestic offices | $51,825,000 | 6,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,916 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $325,000 | 7,579 |
| Total equity capital | $5,932,000 | 6,502 |
| Total bank equity capital | $5,932,000 | 6,502 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $5,261,000 | 2,720 |
| Undivided profits | $471,000 | 9,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 9,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $302,000 | 6,880 |
| Earning assets | $53,475,000 | 6,628 |
| Long-term assets (5+ years) | $4,126,000 | 6,332 |
| Average Assets, year-to-date | $54,904,200 | 6,718 |
| Average Assets, quarterly | $58,331,000 | 6,586 |
| Volatile liabilities | $8,787,000 | 5,278 |
| Insider loans | $95,000 | 8,871 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,832,000 | 6,584 |
| Tier 1 (core) risk-based capital | $4,705,000 | 7,393 |
| Tier 2 risk-based capital | $418,450 | 5,950 |
| Total risk weighted assets | $33,379,050 | 6,699 |
| Total unused commitments | $2,832,000 | 6,598 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $49,305,000 | 7,467 |
| Cash and due from depository institutions | $1,265,000 | 7,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,771,000 | 6,767 |
| Federal funds sold & reverse repurchase agreements | $75,000 | 9,193 |
| Net loans & leases | $29,867,000 | 7,004 |
| Loan loss allowance | $478,000 | 6,247 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,292,000 | 5,141 |
| Other real estate owned | $0 | 7,163 |
| Goodwill and other intangibles | $1,341,000 | 1,036 |
| All other assets | $694,000 | 7,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,305,000 | 7,467 |
| Total liabilities | $43,730,000 | 7,507 |
| Total deposits | $43,439,000 | 7,355 |
| Interest-bearing deposits | $37,742,000 | 7,302 |
| Deposits held in domestic offices | $43,439,000 | 7,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $291,000 | 8,402 |
| Total equity capital | $5,575,000 | 6,882 |
| Total bank equity capital | $5,575,000 | 6,882 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $5,261,000 | 2,724 |
| Undivided profits | $114,000 | 11,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 10,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $299,000 | 7,135 |
| Earning assets | $44,713,000 | 7,497 |
| Long-term assets (5+ years) | $1,938,000 | 7,954 |
| Average Assets, year-to-date | $48,154,600 | 7,371 |
| Average Assets, quarterly | $49,260,500 | 7,416 |
| Volatile liabilities | $5,954,000 | 6,311 |
| Insider loans | $385,000 | 6,369 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,735,000 | 6,626 |
| Tier 1 (core) risk-based capital | $4,276,000 | 7,930 |
| Tier 2 risk-based capital | $362,280 | 6,595 |
| Total risk weighted assets | $28,866,280 | 7,325 |
| Total unused commitments | $2,735,000 | 6,640 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $44,482,000 | 8,024 |
| Cash and due from depository institutions | $1,055,000 | 7,052 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $15,003,000 | 7,124 |
| Federal funds sold & reverse repurchase agreements | $90,000 | 8,152 |
| Net loans & leases | $24,586,000 | 7,894 |
| Loan loss allowance | $447,000 | 6,675 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,353,000 | 5,002 |
| Other real estate owned | $49,000 | 7,052 |
| Goodwill and other intangibles | $1,451,000 | 917 |
| All other assets | $895,000 | 7,228 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,482,000 | 8,024 |
| Total liabilities | $39,823,000 | 8,064 |
| Total deposits | $39,158,000 | 7,926 |
| Interest-bearing deposits | $33,241,000 | 7,968 |
| Deposits held in domestic offices | $39,158,000 | 7,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $665,000 | 4,207 |
| Total equity capital | $4,659,000 | 7,477 |
| Total bank equity capital | $4,659,000 | 7,477 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $5,261,000 | 2,634 |
| Undivided profits | $-802,000 | 12,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 9,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $213,000 | 8,201 |
| Earning assets | $39,679,000 | 8,136 |
| Long-term assets (5+ years) | $1,477,000 | 8,873 |
| Average Assets, year-to-date | $44,825,600 | 7,886 |
| Average Assets, quarterly | $44,732,000 | 7,971 |
| Volatile liabilities | $3,194,000 | 8,279 |
| Insider loans | $464,000 | 5,914 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,703,000 | 7,897 |
| Tier 1 (core) risk-based capital | $3,803,000 | 8,510 |
| Tier 2 risk-based capital | $307,560 | 7,401 |
| Total risk weighted assets | $24,465,160 | 8,120 |
| Total unused commitments | $1,703,000 | 7,906 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $45,305,000 | 8,203 |
| Cash and due from depository institutions | $1,596,000 | 7,348 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $14,223,000 | 7,650 |
| Federal funds sold & reverse repurchase agreements | $1,315,000 | 7,074 |
| Net loans & leases | $24,605,000 | 7,888 |
| Loan loss allowance | $514,000 | 6,247 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,424,000 | 4,864 |
| Other real estate owned | $0 | 7,348 |
| Goodwill and other intangibles | $1,643,000 | 785 |
| All other assets | $499,000 | 9,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,305,000 | 8,203 |
| Total liabilities | $39,828,000 | 8,348 |
| Total deposits | $39,631,000 | 8,210 |
| Interest-bearing deposits | $34,429,000 | 8,125 |
| Deposits held in domestic offices | $39,631,000 | 8,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $197,000 | 9,343 |
| Total equity capital | $5,477,000 | 6,806 |
| Total bank equity capital | $5,477,000 | 6,806 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $5,261,000 | 2,560 |
| Undivided profits | $16,000 | 12,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 7,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $171,000 | 8,880 |
| Earning assets | $40,143,000 | 8,357 |
| Long-term assets (5+ years) | $1,239,000 | 9,655 |
| Average Assets, year-to-date | $41,320,400 | 8,510 |
| Average Assets, quarterly | $42,955,500 | 8,417 |
| Volatile liabilities | $3,537,000 | 7,803 |
| Insider loans | $508,000 | 5,659 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $708,000 | 9,957 |
| Tier 1 (core) risk-based capital | $3,834,000 | 8,508 |
| Tier 2 risk-based capital | $305,710 | 7,504 |
| Total risk weighted assets | $24,248,210 | 8,278 |
| Total unused commitments | $708,000 | 9,980 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $39,633,000 | 9,044 |
| Cash and due from depository institutions | $1,130,000 | 7,484 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,865,000 | 8,791 |
| Federal funds sold & reverse repurchase agreements | $1,395,000 | 7,790 |
| Net loans & leases | $24,343,000 | 8,029 |
| Loan loss allowance | $389,000 | 7,611 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $986,000 | 6,252 |
| Other real estate owned | $0 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $914,000 | 6,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,633,000 | 9,044 |
| Total liabilities | $36,385,000 | 8,980 |
| Total deposits | $36,297,000 | 8,830 |
| Interest-bearing deposits | $31,258,000 | 8,834 |
| Deposits held in domestic offices | $36,297,000 | 8,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $88,000 | 12,630 |
| Total equity capital | $3,248,000 | 9,329 |
| Total bank equity capital | $3,248,000 | 9,329 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $800,000 | 9,103 |
| Undivided profits | $2,248,000 | 7,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 10,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $191,000 | 8,881 |
| Earning assets | $36,603,000 | 8,961 |
| Long-term assets (5+ years) | $1,711,000 | 9,298 |
| Average Assets, year-to-date | $38,863,600 | 8,962 |
| Average Assets, quarterly | $39,325,500 | 9,026 |
| Volatile liabilities | $3,717,000 | 7,732 |
| Insider loans | $669,000 | 1,351 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,097,000 | 8,943 |
| Tier 1 (core) risk-based capital | $3,248,000 | 9,257 |
| Tier 2 risk-based capital | $293,520 | 7,710 |
| Total risk weighted assets | $23,386,320 | 8,582 |
| Total unused commitments | $1,097,000 | 8,971 |
| Derivatives | $0 | 651 |