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Commercial Bank and Trust Company, Income and Expense
1992-12-31 (YTD Data) | Rank | |
Total interest income | $17,929,000 | 1,985 |
Total interest expense | $7,794,000 | 2,186 |
Net interest income | $10,135,000 | 1,805 |
Provision for loan and lease losses | $2,170,000 | 1,089 |
Total noninterest income | $2,894,000 | 1,483 |
Gross Fiduciary activities income | $235,000 | 1,042 |
Service charges on deposit accounts | $818,000 | 1,670 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $1,841,000 | 1,312 |
Total noninterest expense | $8,045,000 | 1,882 |
Salaries and employee benefits | $3,997,000 | 1,654 |
Premises and equipment expense | $766,000 | 2,705 |
Additional noninterest expense | $3,282,000 | 1,844 |
Pre-tax net operating income | $2,814,000 | 2,190 |
Securities gains (losses) | $60,000 | 3,829 |
Applicable income taxes | $862,000 | 2,416 |
Income before extraordinary items | $2,012,000 | 2,279 |
Extraordinary gains, net | $1,061,000 | 122 |
Net income | $3,073,000 | 1,519 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,265,000 | 892 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $574,000 | 529 |
Net operating income | $1,970,000 | 2,154 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.