Home > Commercial Bank > Net charge- offs to loans
Commercial Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1509% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3041% | 139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0542% | 4,397 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4670% | 4,535 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 3,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2140% | 4,416 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3249% | 4,502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3655% | 4,512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2055% | 91 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6282% | 22 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5825% | 4,573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7646% | 30 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2191% | 4,419 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4304% | 4,537 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4842% | 4,546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0758% | 4,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0293% | 4,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0887% | 4,517 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7736% | 4,599 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 4,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1936% | 4,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0418% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0418% | 4,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0728% | 4,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 4,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0742% | 4,524 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6352% | 4,665 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 4,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1962% | 4,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0924% | 1,703 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0924% | 4,227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0742% | 4,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 3,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0523% | 4,362 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2698% | 4,637 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0243% | 4,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2089% | 4,382 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2495% | 4,507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2700% | 4,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0697% | 4,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 3,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0468% | 4,360 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1804% | 4,632 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 4,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1956% | 4,373 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3222% | 4,545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3548% | 4,558 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1367% | 4,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 3,934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0577% | 4,307 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1598% | 3,448 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0437% | 4,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4480% | 4,385 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4031% | 4,401 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4564% | 4,405 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1158% | 4,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 4,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1028% | 4,483 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2078% | 3,471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0880% | 4,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3132% | 4,357 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7317% | 4,507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8332% | 4,494 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1854% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 1,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8332% | 3,606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5965% | 4,557 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0298% | 3,944 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1590% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1369% | 1,687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2252% | 4,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0447% | 4,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1399% | 4,613 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0440% | 3,662 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 4,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6194% | 4,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3963% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9086% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3191% | 969 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2287% | 4,812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 4,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0595% | 4,448 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2155% | 3,595 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0401% | 4,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6608% | 4,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6486% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3333% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5438% | 608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1165% | 4,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 3,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0229% | 4,229 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2116% | 3,619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3778% | 4,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1603% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3278% | 287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0286% | 4,519 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0767% | 4,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2240% | 4,804 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1816% | 3,659 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2304% | 4,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0573% | 1,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0256% | 2,885 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0253% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1991% | 4,571 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0535% | 4,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1305% | 4,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3831% | 4,875 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2059% | 3,689 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4112% | 4,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0732% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1990% | 1,959 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7508% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0734% | 4,329 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1890% | 4,936 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1935% | 4,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5788% | 4,923 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1713% | 3,680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6498% | 4,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1922% | 4,592 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0486% | 4,281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0537% | 4,249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0504% | 4,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0349% | 4,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1048% | 4,801 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1733% | 3,690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0926% | 4,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1029% | 4,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0922% | 2,099 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1018% | 1,986 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1856% | 5,051 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1270% | 4,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1083% | 4,861 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1922% | 4,968 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2799% | 3,796 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1740% | 4,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3113% | 4,749 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3511% | 4,912 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2215% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4187% | 4,899 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2101% | 5,119 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1474% | 5,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1447% | 4,979 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1915% | 5,041 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3390% | 3,854 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1602% | 5,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3420% | 4,841 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4343% | 4,979 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4862% | 4,968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2394% | 5,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1959% | 5,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2203% | 5,074 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2109% | 5,088 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4229% | 3,893 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1635% | 5,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3946% | 4,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0937% | 2,481 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3353% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4204% | 4,943 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 2,621 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0615% | 5,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1873% | 5,136 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2989% | 3,905 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1606% | 5,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1986% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1894% | 4,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2128% | 4,739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3047% | 633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 1,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0665% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2373% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7210% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2244% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6394% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6159% | 108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0497% | 4,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1402% | 5,181 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1691% | 3,938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1338% | 5,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1781% | 4,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0036% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8466% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4760% | 88 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0517% | 4,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1422% | 5,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2167% | 3,985 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1260% | 5,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0469% | 4,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2358% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2509% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.9885% | 47 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0291% | 4,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0768% | 5,150 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1479% | 4,001 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0619% | 5,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1951% | 4,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8261% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6343% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0089% | 179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3923% | 639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1816% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3831% | 4,156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3054% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2472% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1586% | 5,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1841% | 5,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3918% | 543 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 4,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0504% | 5,161 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2295% | 4,158 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 4,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4359% | 365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0350% | 3,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0406% | 3,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1618% | 5,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 4,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0571% | 5,214 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2793% | 4,184 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 4,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5184% | 5,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1042% | 2,667 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1210% | 2,461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0273% | 4,887 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 5,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0649% | 5,312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3510% | 4,239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0680% | 4,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3281% | 1,739 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3780% | 1,517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6579% | 5,848 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.4103% | 5,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,861 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.2782% | 5,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2893% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | -4.0421% | 5,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8265% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1652% | 5,405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1909% | 5,388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8651% | 5,915 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.9002% | 5,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,935 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -4.3439% | 5,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4872% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | -5.3652% | 5,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1426% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1852% | 5,398 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2146% | 5,378 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.4580% | 6,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.9950% | 5,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -6.6751% | 5,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2230% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -8.0725% | 5,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4970% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3779% | 5,572 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4371% | 5,565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -2.1419% | 6,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -5.0288% | 6,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -11.0792% | 6,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8152% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | -13.4773% | 6,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2055% | 139 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5526% | 5,643 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6413% | 5,637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0488% | 5,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1054% | 5,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0934% | 694 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1464% | 5,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1674% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2631% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3017% | 2,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0862% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0298% | 5,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0637% | 5,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2258% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1228% | 5,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2655% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5172% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5909% | 1,179 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1611% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 4,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 5,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4534% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0977% | 5,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4295% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7073% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8034% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0227% | 5,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0870% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1359% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1190% | 5,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0612% | 4,958 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7918% | 6,019 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8971% | 6,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0803% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1382% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1487% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1485% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1242% | 866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1536% | 1,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3514% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5331% | 6,141 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2074% | 1,210 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5722% | 6,112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6675% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1713% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1956% | 1,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1696% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2239% | 643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1579% | 1,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9140% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5844% | 6,179 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2764% | 1,208 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6205% | 6,166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1440% | 278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3865% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5119% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2905% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4244% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2611% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9742% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5751% | 6,195 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4079% | 1,210 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5955% | 6,164 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3660% | 99 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8136% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0220% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6774% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0999% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5834% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0083% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6422% | 6,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7276% | 6,226 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4138% | 1,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2997% | 1,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0270% | 6,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7454% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3013% | 887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8373% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7664% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4229% | 6,362 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3624% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6406% | 6,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5183% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4202% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0326% | 6,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0246% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4893% | 648 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1345% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8458% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3883% | 6,330 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5679% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6206% | 6,435 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4780% | 1,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 3,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 6,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0645% | 2,814 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1274% | 4,869 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1035% | 2,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5629% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3247% | 6,205 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3576% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6337% | 6,439 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1326% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0833% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 6,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2066% | 1,657 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1643% | 4,907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2813% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5283% | 267 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2538% | 6,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2852% | 6,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5797% | 1,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0645% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0822% | 2,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3844% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5265% | 1,000 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7683% | 211 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3811% | 6,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1446% | 3,710 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4200% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1394% | 6,279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7466% | 1,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3245% | 665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1080% | 2,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9846% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7191% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4635% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3706% | 6,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1094% | 3,666 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9712% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2463% | 6,424 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7137% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5470% | 581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1615% | 1,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4520% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2880% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9216% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8588% | 6,724 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1227% | 6,116 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6742% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5985% | 6,693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2529% | 808 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9636% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5847% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7855% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1934% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0575% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3917% | 6,498 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6530% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8776% | 6,787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4288% | 488 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7354% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5194% | 1,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.7893% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1618% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 6.6105% | 73 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6089% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3221% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3763% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9090% | 435 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3451% | 488 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0266% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2438% | 2,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.7913% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0899% | 5,309 |
| All other 1-4 family - Percent of loans charged-off, net | 8.3515% | 47 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5110% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2076% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1844% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5942% | 315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6507% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5045% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3696% | 1,700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 10.1083% | 36 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1010% | 5,336 |
| All other 1-4 family - Percent of loans charged-off, net | 12.3915% | 24 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1794% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9545% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1593% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8335% | 182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.3543% | 98 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.7658% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 17.9446% | 12 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0678% | 5,320 |
| All other 1-4 family - Percent of loans charged-off, net | 21.8391% | 6 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9868% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.6155% | 82 |
| Percentage Net Loans Charged-off: Credit card loans | 21.8579% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.8829% | 90 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2409% | 870 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2832% | 782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1979% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7913% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7387% | 1,057 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4263% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4092% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6488% | 2,962 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0576% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7064% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2675% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9508% | 1,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7850% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0187% | 781 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9431% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9541% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4684% | 3,245 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8394% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5772% | 657 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8995% | 896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4162% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6540% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5406% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8813% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2514% | 676 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3547% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4551% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1914% | 466 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2873% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8048% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2013% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1240% | 5,640 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0782% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4418% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2815% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 16.5771% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3849% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3657% | 1,484 |
| Percentage Net Loans Charged-off:Construction & development | -0.5454% | 7,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8226% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1715% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8093% | 972 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4487% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3380% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7566% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4609% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1449% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7947% | 1,842 |
| Percentage Net Loans Charged-off:Construction & development | -0.7428% | 7,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0895% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6562% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3074% | 1,231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7269% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1557% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5519% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1327% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5577% | 2,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0359% | 4,399 |
| Percentage Net Loans Charged-off:Construction & development | -1.2135% | 7,458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1758% | 1,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 7,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5916% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2235% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0000% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5170% | 2,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2352% | 2,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4778% | 698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8094% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5492% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | 24.0000% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3355% | 3,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2675% | 2,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3141% | 1,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2499% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2994% | 1,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4027% | 2,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9207% | 2,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3307% | 1,154 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0895% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 3,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0870% | 2,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1043% | 2,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0532% | 3,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0170% | 1,837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4525% | 1,014 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0843% | 4,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1044% | 2,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1673% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3378% | 933 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 2,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2789% | 1,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9181% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8203% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1870% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4174% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4972% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5599% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3753% | 3,639 |
| Percentage Net Loans Charged-off: Credit card loans | -4.4890% | 1,986 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1345% | 294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2494% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5563% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6617% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5257% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9411% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2328% | 1,079 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0780% | 298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0942% | 228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3568% | 2,920 |
| Percentage Net Loans Charged-off: Credit card loans | -3.1524% | 1,944 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8896% | 171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3848% | 113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1448% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3464% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2503% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3247% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2221% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2646% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5225% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9694% | 1,523 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5016% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2732% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2576% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4347% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1255% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1497% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3609% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0951% | 4,679 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2126% | 1,113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1842% | 1,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0851% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1880% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2250% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5791% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2144% | 7,712 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6424% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1500% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1700% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3724% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4465% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0594% | 1,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2822% | 2,809 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2769% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 3,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 1,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1056% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1295% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2285% | 7,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0034% | 644 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2313% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2339% | 1,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0678% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1414% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1746% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2923% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3021% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4419% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1832% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5000% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4494% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4516% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4535% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6053% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0756% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3943% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6215% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2302% | 801 |
| Percentage Net Loans Charged-off:Construction & development | -0.0946% | 7,944 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5408% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0431% | 8,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3255% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1208% | 8,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8237% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1842% | 1,665 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2479% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6737% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1455% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4475% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1349% | 8,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1625% | 8,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3060% | 536 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3993% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4843% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0292% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2202% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6749% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2036% | 8,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2426% | 8,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5987% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9103% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3730% | 1,043 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3730% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2024% | 8,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4003% | 8,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4723% | 8,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2425% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8596% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4423% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2678% | 2,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1625% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.8594% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2570% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2963% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3585% | 3,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2408% | 1,791 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3377% | 1,779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3592% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2168% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 1.0983% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3408% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3908% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4975% | 2,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5722% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4476% | 1,655 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3138% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3400% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 1.5175% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5315% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6075% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3453% | 2,311 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0604% | 8,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6561% | 1,447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 4,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1112% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1974% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2243% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1708% | 8,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1789% | 4,360 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3180% | 1,025 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6874% | 1,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2614% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4603% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6156% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4418% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8126% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7792% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3000% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3285% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 8,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 8,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 8,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2884% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0233% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8432% | 1,330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6190% | 1,010 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0748% | 5,398 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 5,963 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 4,532 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2654% | 3,294 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 6,777 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2562% | 3,392 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1809% | 5,659 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 9,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |