Home > Commercial Bank > Net charge- offs to loans
Commercial Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0006% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5711% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6822% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4258% | 1,210 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 2,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0008% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5613% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5279% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4355% | 1,108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 2,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 4,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 4,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 3,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8517% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2868% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6652% | 792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 4,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 4,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6504% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0484% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3391% | 1,103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0858% | 4,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1263% | 4,602 |
| Percentage Net Loans Charged-off:Construction & development | -0.6925% | 4,683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0606% | 4,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0667% | 4,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0814% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9563% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7967% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8513% | 568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1203% | 4,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1707% | 4,652 |
| Percentage Net Loans Charged-off:Construction & development | -0.9351% | 4,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0755% | 4,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0832% | 4,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1125% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9634% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4613% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7790% | 581 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1859% | 4,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2561% | 4,631 |
| Percentage Net Loans Charged-off:Construction & development | -1.4350% | 4,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1054% | 4,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1161% | 4,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1724% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9666% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7315% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9953% | 450 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3022% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8607% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8542% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8615% | 223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 2,216 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 3,851 |
| Percentage Net Loans Charged-off:Construction & development | -0.0788% | 4,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0367% | 4,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1854% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0588% | 4,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0431% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8200% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8480% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1298% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0122% | 3,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 4,114 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0599% | 4,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2440% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0899% | 4,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0053% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2729% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5047% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1334% | 1,519 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 4,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0304% | 4,317 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 4,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0865% | 4,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3576% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1306% | 4,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0591% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7742% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0219% | 3,673 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 3,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0774% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9157% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1292% | 4,037 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 2,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 1,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 1,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2010% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0911% | 4,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0439% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5989% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0960% | 504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 2,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0083% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1323% | 4,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1576% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7828% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2019% | 438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0125% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2335% | 4,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1411% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3043% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1213% | 542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0265% | 3,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5236% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9430% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5994% | 420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1005% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0432% | 4,153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1655% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0945% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1728% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3025% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5668% | 1,417 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7453% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3607% | 1,795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1247% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4081% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7077% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6140% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3782% | 1,629 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 1,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1717% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5527% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5921% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1596% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1393% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 3,997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 4,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0960% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 4,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 3,862 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0962% | 4,548 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6223% | 938 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2166% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2172% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 1.2815% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 4,727 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1094% | 4,328 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1666% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0689% | 3,790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1942% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0093% | 2,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9666% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8275% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6655% | 1,134 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3298% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3360% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 2.1093% | 29 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,487 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1487% | 4,373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2111% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0919% | 3,863 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2472% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0410% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0955% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8949% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8162% | 842 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4411% | 347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4819% | 99 |
| Percentage Net Loans Charged-off:Construction & development | 3.4162% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,555 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2310% | 4,419 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1896% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1399% | 3,937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2291% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0462% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8698% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2072% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8209% | 782 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8372% | 172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9514% | 45 |
| Percentage Net Loans Charged-off:Construction & development | 6.7342% | 11 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,749 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6073% | 4,478 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3307% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3693% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 4,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3547% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6945% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3109% | 522 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0304% | 3,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | -0.0638% | 4,716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3929% | 4,547 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0206% | 4,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6366% | 1,448 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0528% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5203% | 1,570 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 3,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 1,633 |
| Percentage Net Loans Charged-off:Construction & development | -0.0870% | 4,808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0277% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0642% | 1,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0705% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1213% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5593% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6305% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3904% | 1,722 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 3,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | -0.1355% | 4,911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0662% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1074% | 4,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5557% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6918% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2937% | 1,898 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 2,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0572% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0625% | 845 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2717% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3453% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2654% | 1,751 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2169% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2189% | 603 |
| Percentage Net Loans Charged-off:Construction & development | -0.0752% | 4,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3013% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2580% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4732% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2385% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1391% | 1,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8693% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0638% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6706% | 1,331 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2455% | 955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2471% | 474 |
| Percentage Net Loans Charged-off:Construction & development | -0.0960% | 4,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4199% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2310% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6422% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1942% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1569% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0137% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9945% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5536% | 1,361 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0258% | 1,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3512% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3790% | 317 |
| Percentage Net Loans Charged-off:Construction & development | -0.0658% | 4,938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6389% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3294% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9930% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2709% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1716% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9402% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4283% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5147% | 1,337 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0482% | 5,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1391% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1080% | 806 |
| Percentage Net Loans Charged-off:Construction & development | -0.0484% | 4,974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0948% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1742% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6607% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1313% | 767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3703% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1534% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1689% | 1,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1319% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0994% | 1,626 |
| Percentage Net Loans Charged-off:Construction & development | -0.1637% | 5,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0887% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1961% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2120% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2200% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0745% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7076% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9160% | 804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0238% | 1,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1054% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0553% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | -0.1742% | 5,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 1,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1694% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1828% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2979% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2469% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7217% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0092% | 632 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1335% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 1,922 |
| Percentage Net Loans Charged-off:Construction & development | -0.3172% | 5,395 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 5,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2154% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2319% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5734% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4448% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7766% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4129% | 436 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 3,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | -0.5660% | 5,565 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0629% | 5,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3585% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3848% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6499% | 5,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8898% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | -5.7302% | 1,211 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5233% | 435 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 3,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1084% | 2,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.2779% | 736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0783% | 1,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 2,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0385% | 4,471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0977% | 2,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1778% | 5,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8493% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7414% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5840% | 1,484 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1261% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1566% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.3519% | 606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1377% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1224% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0531% | 4,533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1340% | 1,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2399% | 5,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7312% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0552% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4282% | 1,698 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1590% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.6486% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0346% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1380% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3401% | 5,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3854% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3841% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2030% | 2,275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1791% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.8058% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1587% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1687% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8990% | 6,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1316% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1434% | 2,218 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3523% | 1,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2522% | 2,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.1773% | 1,346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2233% | 6,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7065% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1335% | 1,172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7416% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0136% | 999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7254% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6808% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6492% | 1,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3763% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3423% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.2536% | 1,142 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1253% | 6,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7936% | 663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1679% | 1,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8316% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5761% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7172% | 1,422 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5456% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6514% | 1,431 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4646% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3935% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0487% | 1,216 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1905% | 6,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0247% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2696% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0703% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8629% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0296% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3561% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0835% | 849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6700% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4802% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.5217% | 666 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3838% | 6,709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2115% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2825% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9144% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2834% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3858% | 683 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3430% | 712 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5283% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 4.9642% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7942% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9531% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3780% | 1,165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9852% | 917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4504% | 2,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5933% | 2,113 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4718% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4594% | 2,336 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4399% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5670% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7998% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 6.1280% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7123% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1424% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2061% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4773% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6830% | 1,743 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4839% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5580% | 1,866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9987% | 418 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3067% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 8.1254% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0830% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1775% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2432% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5936% | 1,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9608% | 1,295 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8732% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7609% | 1,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 3,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 3,621 |
| Percentage Net Loans Charged-off:Construction & development | -2.5142% | 6,473 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 6,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9811% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0359% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2590% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9408% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3438% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9814% | 1,041 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3900% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5318% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 5.1240% | 959 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0440% | 3,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2139% | 1,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2418% | 1,565 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2744% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6744% | 2,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8299% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9131% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5589% | 2,339 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0373% | 1,538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8604% | 708 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0506% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 7.1446% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0607% | 2,827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4629% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0922% | 699 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4864% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9410% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8933% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7272% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5198% | 2,203 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6617% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8940% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 6.7059% | 640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0922% | 2,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2182% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1619% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2218% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4164% | 2,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9192% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2312% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4544% | 2,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1459% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3085% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 4.8786% | 630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0995% | 1,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6538% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6955% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2401% | 1,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7964% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0340% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6949% | 1,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9737% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9240% | 2,026 |
| Percentage Net Loans Charged-off:Construction & development | 3.1595% | 1,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3122% | 2,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3600% | 2,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0680% | 1,848 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3787% | 2,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4290% | 2,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9098% | 2,302 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8030% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1253% | 1,552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1824% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2167% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 4.1583% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4211% | 1,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4468% | 2,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4756% | 2,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0681% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9167% | 2,154 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3064% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1560% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4069% | 3,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3323% | 2,984 |
| Percentage Net Loans Charged-off:Construction & development | 1.1509% | 1,930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 2,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1689% | 2,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1797% | 2,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9584% | 2,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7154% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4793% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0983% | 1,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2325% | 3,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1450% | 3,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.1823% | 1,880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0675% | 1,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1930% | 2,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2048% | 2,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8078% | 1,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6761% | 2,304 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9522% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2475% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4362% | 4,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3096% | 3,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.4266% | 3,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 2,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1651% | 548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4070% | 2,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4363% | 2,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3805% | 2,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0905% | 2,521 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7480% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0352% | 1,996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3051% | 4,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1982% | 3,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.3580% | 2,634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0895% | 2,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0150% | 694 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2120% | 2,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2278% | 2,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3169% | 2,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6418% | 3,293 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4762% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0448% | 1,731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4664% | 2,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3010% | 2,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.5497% | 2,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1341% | 1,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0228% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3205% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3442% | 1,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0035% | 1,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0507% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2568% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0554% | 1,487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6985% | 1,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3700% | 1,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.5395% | 1,451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1453% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0469% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4861% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5216% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7882% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8198% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2626% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2752% | 3,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2428% | 2,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.2807% | 2,285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4206% | 1,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4537% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2163% | 3,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9724% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5074% | 1,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0348% | 1,762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2485% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2093% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.2022% | 1,785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3844% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4158% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2422% | 2,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9887% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1980% | 1,080 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0602% | 1,428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1928% | 2,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 2,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.1122% | 1,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1879% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2039% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7833% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9505% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3856% | 924 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1218% | 1,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2028% | 2,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1442% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.1589% | 890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2360% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2562% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3561% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1099% | 1,408 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7641% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1122% | 3,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0842% | 2,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0902% | 1,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0664% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 1,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1428% | 640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0919% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0797% | 7,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9335% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7471% | 1,002 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0701% | 1,477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1215% | 2,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1041% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.1219% | 705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1082% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1164% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0174% | 3,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6138% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2493% | 1,862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0952% | 1,224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1968% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2015% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 0.3936% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1275% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1337% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1439% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0085% | 2,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4198% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3720% | 1,832 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1428% | 1,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3437% | 888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3598% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 0.8249% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2580% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1508% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1624% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2030% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3282% | 2,646 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7366% | 1,824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1822% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0887% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0847% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0882% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7097% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1722% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3011% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0959% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0787% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1016% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1043% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1123% | 1,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8106% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2457% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0118% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2007% | 1,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 1,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0676% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0602% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2234% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4026% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2486% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2591% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0898% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0968% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1056% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7179% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3033% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3218% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1585% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.2763% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2287% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0612% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2406% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5682% | 1,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5359% | 435 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3107% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3092% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1244% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.1952% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1848% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0830% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1918% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4415% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9447% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2971% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3448% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1782% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.3198% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2560% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1250% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2649% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2992% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8768% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4162% | 839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2030% | 498 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 7,743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3804% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4062% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5032% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3372% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4121% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 2,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0312% | 630 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 8,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0753% | 1,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0800% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5302% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4459% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2753% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5820% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3852% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 2,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0875% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7328% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6796% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6454% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7425% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4223% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 1,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0067% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 8,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0260% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7070% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0690% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4487% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,825 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 7,824 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 8,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2609% | 464 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4293% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2059% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7977% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1417% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.3171% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1158% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1235% | 1,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1307% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3933% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3759% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2421% | 794 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0318% | 1,727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8437% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.1162% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1580% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0796% | 1,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0842% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5138% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8758% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4138% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0432% | 1,476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8360% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1447% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.1983% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2427% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0981% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1036% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7751% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2462% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6055% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8207% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1495% | 852 |
| Percentage Net Loans Charged-off:Construction & development | 0.4083% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1664% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1756% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3976% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1610% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9795% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4155% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2098% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0955% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1089% | 1,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2812% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2941% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7930% | 8,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5518% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0953% | 1,627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3569% | 2,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8074% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9174% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2401% | 2,776 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2516% | 2,865 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3635% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 4,765 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1806% | 4,155 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1475% | 4,808 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8452% | 2,577 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |