Home > Commercial Bank > Income and Expense
Commercial Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,812,000 | 1,396 |
| Total interest expense | $1,949,000 | 1,201 |
| Net interest income | $3,863,000 | 1,484 |
| Provision for loan and lease losses | $-410,000 | 7,910 |
| Total noninterest income | $611,000 | 1,761 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $503,000 | 768 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $108,000 | 3,363 |
| Total noninterest expense | $2,603,000 | 1,908 |
| Salaries and employee benefits | $1,065,000 | 2,317 |
| Premises and equipment expense | $149,000 | 3,904 |
| Additional noninterest expense | $1,389,000 | 1,275 |
| Pre-tax net operating income | $2,281,000 | 599 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-1,865,000 | 7,851 |
| Income before extraordinary items | $4,146,000 | 268 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,146,000 | 270 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $4,146,000 | 270 |
| Net charge-offs | $958,000 | 1,067 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 592 |
| Net operating income | $4,146,000 | 263 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $25,653,000 | 1,336 |
| Total interest expense | $9,881,000 | 1,207 |
| Net interest income | $15,772,000 | 1,410 |
| Provision for loan and lease losses | $31,883,000 | 352 |
| Total noninterest income | $-1,970,000 | 7,966 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,371,000 | 704 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-4,341,000 | 7,985 |
| Total noninterest expense | $10,204,000 | 1,983 |
| Salaries and employee benefits | $4,260,000 | 2,306 |
| Premises and equipment expense | $546,000 | 4,147 |
| Additional noninterest expense | $5,398,000 | 1,378 |
| Pre-tax net operating income | $-28,285,000 | 7,786 |
| Securities gains (losses) | $123,000 | 1,954 |
| Applicable income taxes | $-5,851,000 | 7,790 |
| Income before extraordinary items | $-22,311,000 | 7,761 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-22,311,000 | 7,759 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-22,311,000 | 7,760 |
| Net charge-offs | $27,530,000 | 314 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 1,102 |
| Net operating income | $-22,408,170 | 7,769 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,602,000 | 1,338 |
| Total interest expense | $7,625,000 | 1,229 |
| Net interest income | $11,977,000 | 1,389 |
| Provision for loan and lease losses | $18,416,000 | 413 |
| Total noninterest income | $-2,745,000 | 8,074 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,764,000 | 708 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-4,509,000 | 8,086 |
| Total noninterest expense | $7,353,000 | 2,050 |
| Salaries and employee benefits | $3,240,000 | 2,301 |
| Premises and equipment expense | $402,000 | 4,243 |
| Additional noninterest expense | $3,711,000 | 1,459 |
| Pre-tax net operating income | $-16,537,000 | 7,844 |
| Securities gains (losses) | $123,000 | 1,664 |
| Applicable income taxes | $-6,491,000 | 7,930 |
| Income before extraordinary items | $-9,923,000 | 7,777 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-9,923,000 | 7,776 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-9,923,000 | 7,777 |
| Net charge-offs | $15,743,000 | 369 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,045 |
| Net operating income | $-10,001,720 | 7,783 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,113,000 | 1,358 |
| Total interest expense | $5,098,000 | 1,292 |
| Net interest income | $8,015,000 | 1,386 |
| Provision for loan and lease losses | $8,970,000 | 485 |
| Total noninterest income | $-1,797,000 | 8,161 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,124,000 | 735 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-2,921,000 | 8,170 |
| Total noninterest expense | $4,856,000 | 2,093 |
| Salaries and employee benefits | $2,123,000 | 2,384 |
| Premises and equipment expense | $258,000 | 4,372 |
| Additional noninterest expense | $2,475,000 | 1,494 |
| Pre-tax net operating income | $-7,608,000 | 7,857 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-3,043,000 | 7,974 |
| Income before extraordinary items | $-4,565,000 | 7,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,565,000 | 7,773 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,565,000 | 7,773 |
| Net charge-offs | $7,613,000 | 447 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 884 |
| Net operating income | $-4,565,000 | 7,784 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,566,000 | 1,379 |
| Total interest expense | $2,608,000 | 1,318 |
| Net interest income | $3,958,000 | 1,399 |
| Provision for loan and lease losses | $6,928,000 | 328 |
| Total noninterest income | $-326,000 | 8,188 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $517,000 | 779 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-843,000 | 8,213 |
| Total noninterest expense | $2,190,000 | 2,234 |
| Salaries and employee benefits | $1,027,000 | 2,494 |
| Premises and equipment expense | $129,000 | 4,416 |
| Additional noninterest expense | $1,034,000 | 1,562 |
| Pre-tax net operating income | $-5,486,000 | 8,045 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-2,175,000 | 8,096 |
| Income before extraordinary items | $-3,311,000 | 7,991 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,311,000 | 7,992 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,311,000 | 7,992 |
| Net charge-offs | $6,052,000 | 279 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 797 |
| Net operating income | $-3,311,000 | 7,996 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $31,784,000 | 1,201 |
| Total interest expense | $13,350,000 | 1,214 |
| Net interest income | $18,434,000 | 1,209 |
| Provision for loan and lease losses | $11,164,000 | 549 |
| Total noninterest income | $2,610,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,323,000 | 745 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $287,000 | 4,182 |
| Total noninterest expense | $8,641,000 | 2,212 |
| Salaries and employee benefits | $4,094,000 | 2,462 |
| Premises and equipment expense | $592,000 | 3,980 |
| Additional noninterest expense | $3,955,000 | 1,564 |
| Pre-tax net operating income | $1,239,000 | 3,360 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $156,000 | 3,027 |
| Income before extraordinary items | $1,083,000 | 3,133 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,083,000 | 3,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,589,000 | 428 |
| Cash dividends | $3,821,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $337,000 | 644 |
| Net operating income | $1,083,000 | 3,277 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,681,000 | 1,185 |
| Total interest expense | $10,084,000 | 1,254 |
| Net interest income | $14,597,000 | 1,151 |
| Provision for loan and lease losses | $7,736,000 | 477 |
| Total noninterest income | $2,256,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,757,000 | 755 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $499,000 | 2,820 |
| Total noninterest expense | $6,411,000 | 2,228 |
| Salaries and employee benefits | $3,075,000 | 2,483 |
| Premises and equipment expense | $436,000 | 4,034 |
| Additional noninterest expense | $2,900,000 | 1,541 |
| Pre-tax net operating income | $2,706,000 | 1,804 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $794,000 | 1,377 |
| Income before extraordinary items | $1,912,000 | 1,850 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,912,000 | 1,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,073,000 | 298 |
| Cash dividends | $2,282,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $275,000 | 500 |
| Net operating income | $1,912,000 | 1,948 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,830,000 | 1,175 |
| Total interest expense | $6,914,000 | 1,267 |
| Net interest income | $9,916,000 | 1,105 |
| Provision for loan and lease losses | $2,854,000 | 623 |
| Total noninterest income | $1,720,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,170,000 | 739 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $550,000 | 2,102 |
| Total noninterest expense | $4,250,000 | 2,247 |
| Salaries and employee benefits | $2,040,000 | 2,528 |
| Premises and equipment expense | $280,000 | 4,163 |
| Additional noninterest expense | $1,930,000 | 1,525 |
| Pre-tax net operating income | $4,532,000 | 781 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,577,000 | 634 |
| Income before extraordinary items | $2,955,000 | 930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,955,000 | 930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,857,000 | 434 |
| Cash dividends | $2,282,000 | 713 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 391 |
| Net operating income | $2,955,000 | 908 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,897,000 | 1,138 |
| Total interest expense | $3,772,000 | 1,242 |
| Net interest income | $5,125,000 | 1,054 |
| Provision for loan and lease losses | $-152,000 | 8,460 |
| Total noninterest income | $833,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $590,000 | 733 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $243,000 | 2,272 |
| Total noninterest expense | $2,143,000 | 2,227 |
| Salaries and employee benefits | $1,180,000 | 2,231 |
| Premises and equipment expense | $131,000 | 4,397 |
| Additional noninterest expense | $832,000 | 1,707 |
| Pre-tax net operating income | $3,967,000 | 494 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,448,000 | 439 |
| Income before extraordinary items | $2,519,000 | 597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,519,000 | 598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,388 |
| Cash dividends | $744,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 272 |
| Net operating income | $2,519,000 | 572 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $39,427,000 | 1,070 |
| Total interest expense | $19,103,000 | 1,025 |
| Net interest income | $20,324,000 | 1,089 |
| Provision for loan and lease losses | $3,751,000 | 527 |
| Total noninterest income | $3,584,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,478,000 | 719 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,106,000 | 2,092 |
| Total noninterest expense | $7,649,000 | 2,384 |
| Salaries and employee benefits | $4,131,000 | 2,425 |
| Premises and equipment expense | $540,000 | 4,141 |
| Additional noninterest expense | $2,978,000 | 1,850 |
| Pre-tax net operating income | $12,508,000 | 688 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $4,378,000 | 595 |
| Income before extraordinary items | $8,131,000 | 800 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,131,000 | 798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,260,000 | 848 |
| Cash dividends | $8,777,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $405,000 | 573 |
| Net operating income | $8,130,350 | 793 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $29,504,000 | 1,074 |
| Total interest expense | $14,530,000 | 1,013 |
| Net interest income | $14,974,000 | 1,115 |
| Provision for loan and lease losses | $2,067,000 | 509 |
| Total noninterest income | $2,674,000 | 1,435 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,833,000 | 710 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $841,000 | 2,062 |
| Total noninterest expense | $5,893,000 | 2,306 |
| Salaries and employee benefits | $3,289,000 | 2,284 |
| Premises and equipment expense | $395,000 | 4,205 |
| Additional noninterest expense | $2,209,000 | 1,824 |
| Pre-tax net operating income | $9,688,000 | 720 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $3,445,000 | 625 |
| Income before extraordinary items | $6,244,000 | 838 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,244,000 | 836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,358 |
| Cash dividends | $6,249,000 | 470 |
| Sale, conversion, retirement of capital stock, net | $337,000 | 482 |
| Net operating income | $6,243,360 | 823 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,343,000 | 1,104 |
| Total interest expense | $9,525,000 | 1,034 |
| Net interest income | $9,818,000 | 1,157 |
| Provision for loan and lease losses | $1,782,000 | 354 |
| Total noninterest income | $1,729,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,190,000 | 739 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $539,000 | 2,141 |
| Total noninterest expense | $3,920,000 | 2,330 |
| Salaries and employee benefits | $2,195,000 | 2,320 |
| Premises and equipment expense | $257,000 | 4,299 |
| Additional noninterest expense | $1,468,000 | 1,845 |
| Pre-tax net operating income | $5,845,000 | 825 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $2,064,000 | 717 |
| Income before extraordinary items | $3,782,000 | 954 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,782,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 907 |
| Cash dividends | $3,673,000 | 545 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 413 |
| Net operating income | $3,781,350 | 940 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,541,000 | 1,118 |
| Total interest expense | $4,714,000 | 1,041 |
| Net interest income | $4,827,000 | 1,167 |
| Provision for loan and lease losses | $225,000 | 1,053 |
| Total noninterest income | $820,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $546,000 | 784 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $274,000 | 2,087 |
| Total noninterest expense | $1,957,000 | 2,332 |
| Salaries and employee benefits | $1,089,000 | 2,359 |
| Premises and equipment expense | $126,000 | 4,371 |
| Additional noninterest expense | $742,000 | 1,796 |
| Pre-tax net operating income | $3,465,000 | 707 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,241,000 | 614 |
| Income before extraordinary items | $2,224,000 | 808 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,224,000 | 807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 800 |
| Cash dividends | $1,095,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 290 |
| Net operating income | $2,224,000 | 798 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,124,000 | 1,061 |
| Total interest expense | $16,945,000 | 985 |
| Net interest income | $20,179,000 | 1,099 |
| Provision for loan and lease losses | $790,000 | 1,285 |
| Total noninterest income | $3,225,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,285,000 | 774 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $940,000 | 2,325 |
| Total noninterest expense | $8,107,000 | 2,180 |
| Salaries and employee benefits | $4,679,000 | 2,086 |
| Premises and equipment expense | $515,000 | 4,184 |
| Additional noninterest expense | $2,913,000 | 1,808 |
| Pre-tax net operating income | $14,507,000 | 705 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,222,000 | 614 |
| Income before extraordinary items | $9,285,000 | 805 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,285,000 | 804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 1,922 |
| Cash dividends | $4,392,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $385,000 | 644 |
| Net operating income | $9,285,000 | 793 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $27,122,000 | 1,091 |
| Total interest expense | $12,164,000 | 1,003 |
| Net interest income | $14,958,000 | 1,127 |
| Provision for loan and lease losses | $570,000 | 1,261 |
| Total noninterest income | $2,359,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,724,000 | 772 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $635,000 | 2,485 |
| Total noninterest expense | $6,049,000 | 2,186 |
| Salaries and employee benefits | $3,499,000 | 2,095 |
| Premises and equipment expense | $393,000 | 4,148 |
| Additional noninterest expense | $2,157,000 | 1,795 |
| Pre-tax net operating income | $10,698,000 | 752 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,824,000 | 660 |
| Income before extraordinary items | $6,874,000 | 841 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,874,000 | 840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,075 |
| Cash dividends | $3,297,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $286,000 | 533 |
| Net operating income | $6,874,000 | 833 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,374,000 | 1,116 |
| Total interest expense | $7,614,000 | 1,006 |
| Net interest income | $9,760,000 | 1,158 |
| Provision for loan and lease losses | $310,000 | 1,428 |
| Total noninterest income | $1,553,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,125,000 | 779 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $428,000 | 2,448 |
| Total noninterest expense | $3,960,000 | 2,227 |
| Salaries and employee benefits | $2,274,000 | 2,161 |
| Premises and equipment expense | $280,000 | 3,986 |
| Additional noninterest expense | $1,406,000 | 1,857 |
| Pre-tax net operating income | $7,043,000 | 760 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,527,000 | 667 |
| Income before extraordinary items | $4,516,000 | 862 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,516,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $2,201,000 | 744 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,516,000 | 845 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,331,000 | 1,133 |
| Total interest expense | $3,552,000 | 1,017 |
| Net interest income | $4,779,000 | 1,179 |
| Provision for loan and lease losses | $180,000 | 1,225 |
| Total noninterest income | $726,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $519,000 | 816 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $207,000 | 2,438 |
| Total noninterest expense | $1,947,000 | 2,283 |
| Salaries and employee benefits | $1,080,000 | 2,280 |
| Premises and equipment expense | $118,000 | 4,464 |
| Additional noninterest expense | $749,000 | 1,747 |
| Pre-tax net operating income | $3,378,000 | 776 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,221,000 | 681 |
| Income before extraordinary items | $2,157,000 | 883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,157,000 | 882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,610 |
| Cash dividends | $1,106,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,157,000 | 864 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $28,933,000 | 1,142 |
| Total interest expense | $10,583,000 | 1,059 |
| Net interest income | $18,350,000 | 1,167 |
| Provision for loan and lease losses | $539,000 | 1,787 |
| Total noninterest income | $3,236,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,347,000 | 736 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $889,000 | 2,385 |
| Total noninterest expense | $7,215,000 | 2,319 |
| Salaries and employee benefits | $3,914,000 | 2,337 |
| Premises and equipment expense | $341,000 | 5,364 |
| Additional noninterest expense | $2,960,000 | 1,706 |
| Pre-tax net operating income | $13,832,000 | 715 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,048,000 | 635 |
| Income before extraordinary items | $8,784,000 | 823 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,784,000 | 825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 1,665 |
| Cash dividends | $3,079,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,784,000 | 810 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,760,000 | 1,161 |
| Total interest expense | $7,256,000 | 1,099 |
| Net interest income | $13,504,000 | 1,177 |
| Provision for loan and lease losses | $268,000 | 2,433 |
| Total noninterest income | $2,474,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,762,000 | 735 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $712,000 | 2,295 |
| Total noninterest expense | $5,319,000 | 2,328 |
| Salaries and employee benefits | $2,894,000 | 2,339 |
| Premises and equipment expense | $269,000 | 5,188 |
| Additional noninterest expense | $2,156,000 | 1,731 |
| Pre-tax net operating income | $10,391,000 | 710 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,797,000 | 643 |
| Income before extraordinary items | $6,594,000 | 813 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,594,000 | 814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,087 |
| Cash dividends | $1,895,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,594,000 | 799 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,089,000 | 1,196 |
| Total interest expense | $4,385,000 | 1,134 |
| Net interest income | $8,704,000 | 1,215 |
| Provision for loan and lease losses | $-86,000 | 8,724 |
| Total noninterest income | $1,672,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,175,000 | 718 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $497,000 | 2,190 |
| Total noninterest expense | $3,448,000 | 2,380 |
| Salaries and employee benefits | $1,807,000 | 2,471 |
| Premises and equipment expense | $174,000 | 5,280 |
| Additional noninterest expense | $1,467,000 | 1,684 |
| Pre-tax net operating income | $7,014,000 | 696 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,567,000 | 628 |
| Income before extraordinary items | $4,447,000 | 798 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,447,000 | 798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,146 |
| Cash dividends | $1,895,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,447,000 | 777 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,282,000 | 1,216 |
| Total interest expense | $2,012,000 | 1,172 |
| Net interest income | $4,270,000 | 1,244 |
| Provision for loan and lease losses | $-350,000 | 8,875 |
| Total noninterest income | $819,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $560,000 | 724 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $259,000 | 2,098 |
| Total noninterest expense | $1,796,000 | 2,310 |
| Salaries and employee benefits | $932,000 | 2,421 |
| Premises and equipment expense | $97,000 | 4,978 |
| Additional noninterest expense | $767,000 | 1,607 |
| Pre-tax net operating income | $3,643,000 | 672 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,332,000 | 617 |
| Income before extraordinary items | $2,311,000 | 760 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,311,000 | 761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,407 |
| Cash dividends | $870,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,311,000 | 738 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,769,000 | 1,241 |
| Total interest expense | $5,866,000 | 1,404 |
| Net interest income | $16,903,000 | 1,188 |
| Provision for loan and lease losses | $1,135,000 | 940 |
| Total noninterest income | $3,145,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,383,000 | 740 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $762,000 | 2,577 |
| Total noninterest expense | $7,543,000 | 2,115 |
| Salaries and employee benefits | $4,625,000 | 1,890 |
| Premises and equipment expense | $361,000 | 5,101 |
| Additional noninterest expense | $2,557,000 | 1,907 |
| Pre-tax net operating income | $11,370,000 | 775 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,129,000 | 686 |
| Income before extraordinary items | $7,241,000 | 907 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,241,000 | 908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 1,779 |
| Cash dividends | $4,975,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,241,000 | 871 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,925,000 | 1,234 |
| Total interest expense | $4,171,000 | 1,446 |
| Net interest income | $12,754,000 | 1,171 |
| Provision for loan and lease losses | $756,000 | 1,005 |
| Total noninterest income | $2,308,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,748,000 | 758 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $560,000 | 2,622 |
| Total noninterest expense | $5,836,000 | 2,046 |
| Salaries and employee benefits | $3,537,000 | 1,841 |
| Premises and equipment expense | $295,000 | 4,803 |
| Additional noninterest expense | $2,004,000 | 1,790 |
| Pre-tax net operating income | $8,470,000 | 783 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,077,000 | 706 |
| Income before extraordinary items | $5,393,000 | 924 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,393,000 | 925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,807 |
| Cash dividends | $3,854,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,393,000 | 880 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,175,000 | 1,231 |
| Total interest expense | $2,689,000 | 1,481 |
| Net interest income | $8,486,000 | 1,168 |
| Provision for loan and lease losses | $496,000 | 1,012 |
| Total noninterest income | $1,470,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,135,000 | 766 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $335,000 | 2,808 |
| Total noninterest expense | $3,800,000 | 2,102 |
| Salaries and employee benefits | $2,311,000 | 1,879 |
| Premises and equipment expense | $198,000 | 4,785 |
| Additional noninterest expense | $1,291,000 | 1,848 |
| Pre-tax net operating income | $5,660,000 | 777 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,055,000 | 707 |
| Income before extraordinary items | $3,605,000 | 911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,605,000 | 911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 1,915 |
| Cash dividends | $2,734,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,605,000 | 868 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 1,253 |
| Total interest expense | $1,323,000 | 1,508 |
| Net interest income | $4,211,000 | 1,177 |
| Provision for loan and lease losses | $235,000 | 1,014 |
| Total noninterest income | $685,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $508,000 | 830 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $177,000 | 2,669 |
| Total noninterest expense | $1,891,000 | 2,119 |
| Salaries and employee benefits | $1,157,000 | 1,900 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $634,000 | 1,857 |
| Pre-tax net operating income | $2,770,000 | 787 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,003,000 | 731 |
| Income before extraordinary items | $1,767,000 | 919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,767,000 | 919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,188 |
| Cash dividends | $1,614,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,767,000 | 875 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,472,000 | 1,313 |
| Total interest expense | $6,181,000 | 1,436 |
| Net interest income | $15,291,000 | 1,265 |
| Provision for loan and lease losses | $780,000 | 1,488 |
| Total noninterest income | $2,616,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,130,000 | 807 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $486,000 | 3,630 |
| Total noninterest expense | $7,140,000 | 2,204 |
| Salaries and employee benefits | $4,339,000 | 1,983 |
| Premises and equipment expense | $335,000 | 5,317 |
| Additional noninterest expense | $2,466,000 | 1,950 |
| Pre-tax net operating income | $9,987,000 | 861 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,651,000 | 794 |
| Income before extraordinary items | $6,336,000 | 1,016 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,336,000 | 1,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 2,047 |
| Cash dividends | $6,453,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,336,000 | 954 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,158,000 | 1,335 |
| Total interest expense | $4,807,000 | 1,446 |
| Net interest income | $11,351,000 | 1,288 |
| Provision for loan and lease losses | $490,000 | 1,695 |
| Total noninterest income | $1,894,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,550,000 | 833 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $344,000 | 3,808 |
| Total noninterest expense | $5,152,000 | 2,297 |
| Salaries and employee benefits | $3,037,000 | 2,103 |
| Premises and equipment expense | $278,000 | 4,976 |
| Additional noninterest expense | $1,837,000 | 1,947 |
| Pre-tax net operating income | $7,603,000 | 881 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,792,000 | 825 |
| Income before extraordinary items | $4,811,000 | 1,047 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,811,000 | 1,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,241 |
| Cash dividends | $4,693,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,811,000 | 977 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,835,000 | 1,354 |
| Total interest expense | $3,371,000 | 1,434 |
| Net interest income | $7,464,000 | 1,314 |
| Provision for loan and lease losses | $350,000 | 1,581 |
| Total noninterest income | $1,243,000 | 2,004 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,004,000 | 841 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $239,000 | 3,703 |
| Total noninterest expense | $3,399,000 | 2,311 |
| Salaries and employee benefits | $2,000,000 | 2,118 |
| Premises and equipment expense | $180,000 | 5,053 |
| Additional noninterest expense | $1,219,000 | 1,959 |
| Pre-tax net operating income | $4,958,000 | 892 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,824,000 | 839 |
| Income before extraordinary items | $3,134,000 | 1,066 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,134,000 | 1,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,913 |
| Cash dividends | $2,930,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,134,000 | 986 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 1,355 |
| Total interest expense | $1,730,000 | 1,426 |
| Net interest income | $3,681,000 | 1,329 |
| Provision for loan and lease losses | $205,000 | 1,334 |
| Total noninterest income | $623,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $493,000 | 837 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $130,000 | 3,466 |
| Total noninterest expense | $1,683,000 | 2,313 |
| Salaries and employee benefits | $995,000 | 2,118 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $602,000 | 1,957 |
| Pre-tax net operating income | $2,416,000 | 923 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $889,000 | 879 |
| Income before extraordinary items | $1,527,000 | 1,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,527,000 | 1,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,155 |
| Cash dividends | $800,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,527,000 | 1,009 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,277,000 | 1,373 |
| Total interest expense | $7,838,000 | 1,439 |
| Net interest income | $14,439,000 | 1,340 |
| Provision for loan and lease losses | $1,110,000 | 1,228 |
| Total noninterest income | $2,426,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,930,000 | 830 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $496,000 | 3,297 |
| Total noninterest expense | $6,669,000 | 2,236 |
| Salaries and employee benefits | $3,949,000 | 2,023 |
| Premises and equipment expense | $331,000 | 5,261 |
| Additional noninterest expense | $2,389,000 | 1,938 |
| Pre-tax net operating income | $9,086,000 | 941 |
| Securities gains (losses) | $133,000 | 1,485 |
| Applicable income taxes | $3,356,000 | 842 |
| Income before extraordinary items | $5,863,000 | 1,067 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,863,000 | 1,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $678,000 | 1,327 |
| Cash dividends | $5,851,000 | 549 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,777,880 | 1,039 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,626,000 | 1,331 |
| Total interest expense | $11,765,000 | 1,377 |
| Net interest income | $13,861,000 | 1,280 |
| Provision for loan and lease losses | $620,000 | 1,848 |
| Total noninterest income | $2,407,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,794,000 | 822 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $613,000 | 2,794 |
| Total noninterest expense | $5,899,000 | 2,414 |
| Salaries and employee benefits | $3,619,000 | 2,085 |
| Premises and equipment expense | $352,000 | 5,011 |
| Additional noninterest expense | $1,928,000 | 2,317 |
| Pre-tax net operating income | $9,749,000 | 783 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,508,000 | 736 |
| Income before extraordinary items | $6,241,000 | 881 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,241,000 | 883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $555,000 | 1,450 |
| Cash dividends | $5,955,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,241,000 | 841 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,067,000 | 1,351 |
| Total interest expense | $12,203,000 | 1,414 |
| Net interest income | $13,864,000 | 1,258 |
| Provision for loan and lease losses | $570,000 | 1,692 |
| Total noninterest income | $2,181,000 | 1,766 |
| Gross Fiduciary activities income | $65,000 | 1,007 |
| Service charges on deposit accounts | $1,472,000 | 914 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $644,000 | 2,518 |
| Total noninterest expense | $5,760,000 | 2,368 |
| Salaries and employee benefits | $3,469,000 | 2,054 |
| Premises and equipment expense | $437,000 | 4,222 |
| Additional noninterest expense | $1,854,000 | 2,315 |
| Pre-tax net operating income | $9,715,000 | 802 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,549,000 | 716 |
| Income before extraordinary items | $6,166,000 | 855 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,166,000 | 855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,351 |
| Cash dividends | $3,337,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,166,000 | 854 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,009,000 | 1,418 |
| Total interest expense | $9,603,000 | 1,565 |
| Net interest income | $13,406,000 | 1,295 |
| Provision for loan and lease losses | $115,000 | 4,942 |
| Total noninterest income | $2,069,000 | 1,817 |
| Gross Fiduciary activities income | $115,000 | 968 |
| Service charges on deposit accounts | $1,207,000 | 1,107 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $747,000 | 2,266 |
| Total noninterest expense | $5,864,000 | 2,324 |
| Salaries and employee benefits | $3,733,000 | 1,868 |
| Premises and equipment expense | $455,000 | 4,083 |
| Additional noninterest expense | $1,676,000 | 2,569 |
| Pre-tax net operating income | $9,496,000 | 861 |
| Securities gains (losses) | $27,000 | 1,241 |
| Applicable income taxes | $3,522,000 | 776 |
| Income before extraordinary items | $6,001,000 | 936 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,001,000 | 936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,463 |
| Cash dividends | $5,801,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,983,720 | 924 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,667,000 | 1,423 |
| Total interest expense | $10,211,000 | 1,494 |
| Net interest income | $12,456,000 | 1,362 |
| Provision for loan and lease losses | $500,000 | 1,714 |
| Total noninterest income | $1,800,000 | 1,984 |
| Gross Fiduciary activities income | $100,000 | 1,011 |
| Service charges on deposit accounts | $1,195,000 | 1,043 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $505,000 | 2,966 |
| Total noninterest expense | $5,626,000 | 2,330 |
| Salaries and employee benefits | $3,602,000 | 1,856 |
| Premises and equipment expense | $481,000 | 3,803 |
| Additional noninterest expense | $1,543,000 | 2,699 |
| Pre-tax net operating income | $8,130,000 | 957 |
| Securities gains (losses) | $46,000 | 1,806 |
| Applicable income taxes | $2,989,000 | 872 |
| Income before extraordinary items | $5,187,000 | 1,041 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,187,000 | 1,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,184 |
| Cash dividends | $3,893,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,157,560 | 1,004 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,719,000 | 1,517 |
| Total interest expense | $9,704,000 | 1,594 |
| Net interest income | $12,015,000 | 1,447 |
| Provision for loan and lease losses | $565,000 | 1,620 |
| Total noninterest income | $1,677,000 | 2,023 |
| Gross Fiduciary activities income | $79,000 | 1,096 |
| Service charges on deposit accounts | $1,082,000 | 1,169 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $516,000 | 2,763 |
| Total noninterest expense | $5,305,000 | 2,429 |
| Salaries and employee benefits | $3,320,000 | 1,984 |
| Premises and equipment expense | $464,000 | 3,950 |
| Additional noninterest expense | $1,521,000 | 2,699 |
| Pre-tax net operating income | $7,822,000 | 1,040 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $2,816,000 | 982 |
| Income before extraordinary items | $5,003,000 | 1,110 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,003,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,752 |
| Cash dividends | $3,650,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,004,920 | 1,078 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,798,000 | 1,706 |
| Total interest expense | $8,705,000 | 1,814 |
| Net interest income | $11,093,000 | 1,597 |
| Provision for loan and lease losses | $525,000 | 1,671 |
| Total noninterest income | $1,557,000 | 2,236 |
| Gross Fiduciary activities income | $59,000 | 1,205 |
| Service charges on deposit accounts | $1,052,000 | 1,274 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $446,000 | 3,161 |
| Total noninterest expense | $5,018,000 | 2,733 |
| Salaries and employee benefits | $3,081,000 | 2,169 |
| Premises and equipment expense | $464,000 | 4,017 |
| Additional noninterest expense | $1,473,000 | 3,173 |
| Pre-tax net operating income | $7,107,000 | 1,051 |
| Securities gains (losses) | $17,000 | 2,110 |
| Applicable income taxes | $2,570,000 | 992 |
| Income before extraordinary items | $4,554,000 | 1,126 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,554,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,459 |
| Cash dividends | $2,639,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,543,120 | 1,112 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,478,000 | 1,834 |
| Total interest expense | $8,183,000 | 1,923 |
| Net interest income | $10,295,000 | 1,739 |
| Provision for loan and lease losses | $620,000 | 1,312 |
| Total noninterest income | $1,512,000 | 2,271 |
| Gross Fiduciary activities income | $72,000 | 1,225 |
| Service charges on deposit accounts | $966,000 | 1,419 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $474,000 | 2,982 |
| Total noninterest expense | $4,948,000 | 2,746 |
| Salaries and employee benefits | $2,847,000 | 2,324 |
| Premises and equipment expense | $459,000 | 4,049 |
| Additional noninterest expense | $1,642,000 | 2,826 |
| Pre-tax net operating income | $6,239,000 | 1,225 |
| Securities gains (losses) | $-12,000 | 10,219 |
| Applicable income taxes | $2,168,000 | 1,192 |
| Income before extraordinary items | $4,059,000 | 1,300 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,059,000 | 1,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,797 |
| Cash dividends | $2,780,000 | 982 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,066,800 | 1,277 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,304,000 | 2,029 |
| Total interest expense | $5,677,000 | 2,193 |
| Net interest income | $9,627,000 | 1,878 |
| Provision for loan and lease losses | $642,000 | 1,277 |
| Total noninterest income | $1,598,000 | 2,179 |
| Gross Fiduciary activities income | $256,000 | 959 |
| Service charges on deposit accounts | $877,000 | 1,542 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $465,000 | 3,091 |
| Total noninterest expense | $5,085,000 | 2,739 |
| Salaries and employee benefits | $2,839,000 | 2,361 |
| Premises and equipment expense | $437,000 | 4,265 |
| Additional noninterest expense | $1,809,000 | 2,821 |
| Pre-tax net operating income | $5,498,000 | 1,353 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $1,890,000 | 1,265 |
| Income before extraordinary items | $3,610,000 | 1,381 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,610,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,533 |
| Cash dividends | $1,796,000 | 1,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,608,680 | 1,399 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,182,000 | 2,192 |
| Total interest expense | $5,625,000 | 2,304 |
| Net interest income | $8,557,000 | 2,106 |
| Provision for loan and lease losses | $573,000 | 1,925 |
| Total noninterest income | $1,774,000 | 2,144 |
| Gross Fiduciary activities income | $226,000 | 1,031 |
| Service charges on deposit accounts | $958,000 | 1,403 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $590,000 | 2,923 |
| Total noninterest expense | $4,988,000 | 2,861 |
| Salaries and employee benefits | $2,724,000 | 2,445 |
| Premises and equipment expense | $423,000 | 4,485 |
| Additional noninterest expense | $1,841,000 | 2,930 |
| Pre-tax net operating income | $4,770,000 | 1,474 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,541,000 | 1,533 |
| Income before extraordinary items | $3,229,000 | 1,577 |
| Extraordinary gains, net | $-148,000 | 13,002 |
| Net income | $3,081,000 | 1,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $620,000 | 1,550 |
| Cash dividends | $2,849,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,229,000 | 1,486 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,287,000 | 2,452 |
| Total interest expense | $6,067,000 | 2,744 |
| Net interest income | $8,220,000 | 2,210 |
| Provision for loan and lease losses | $525,000 | 2,889 |
| Total noninterest income | $1,555,000 | 2,326 |
| Gross Fiduciary activities income | $188,000 | 1,099 |
| Service charges on deposit accounts | $866,000 | 1,566 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $501,000 | 3,183 |
| Total noninterest expense | $4,878,000 | 2,934 |
| Salaries and employee benefits | $2,685,000 | 2,408 |
| Premises and equipment expense | $426,000 | 4,563 |
| Additional noninterest expense | $1,767,000 | 3,108 |
| Pre-tax net operating income | $4,372,000 | 1,453 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,305,000 | 1,621 |
| Income before extraordinary items | $3,067,000 | 1,512 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,067,000 | 1,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 3,031 |
| Cash dividends | $2,373,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,067,000 | 1,405 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.