Home > Commercial Bank > Assets and Liabilities
Commercial Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 70 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $526,431,000 | 1,329 |
| Cash and due from depository institutions | $8,671,000 | 2,291 |
| Interest-bearing balances | $4,807,000 | 3,772 |
| Securities | $65,870,000 | 1,904 |
| Federal funds sold & reverse repurchase agreements | $58,536,000 | 132 |
| Net loans & leases | $378,436,000 | 1,224 |
| Loan loss allowance | $8,688,000 | 985 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,059,000 | 3,521 |
| Other real estate owned | $653,000 | 2,291 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $11,206,000 | 1,865 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $526,431,000 | 1,329 |
| Total liabilities | $481,266,000 | 1,317 |
| Total deposits | $435,447,000 | 1,295 |
| Interest-bearing deposits | $387,703,000 | 1,275 |
| Deposits held in domestic offices | $435,447,000 | 1,294 |
| % insured | 86.15% | 4,951 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $44,000,000 | 937 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,819,000 | 2,269 |
| Total equity capital | $45,165,000 | 1,506 |
| Total bank equity capital | $45,165,000 | 1,505 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $550,000 | 3,653 |
| Surplus | $42,046,000 | 828 |
| Undivided profits | $2,569,000 | 5,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,928,000 | 1,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,374,000 | 1,316 |
| Earning assets | $507,649,000 | 1,262 |
| Long-term assets (5+ years) | $60,190,000 | 2,081 |
| Average Assets, year-to-date | $544,468,000 | 1,283 |
| Average Assets, quarterly | $544,468,000 | 1,283 |
| Volatile liabilities | $81,990,000 | 1,793 |
| Insider loans | $31,574,000 | 159 |
| FHLB advances | $44,000,000 | 874 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $75,314,000 | 951 |
| Tier 1 (core) risk-based capital | $44,114,000 | 1,455 |
| Tier 2 risk-based capital | $5,060,000 | 1,173 |
| Total risk weighted assets | $401,703,000 | 1,216 |
| Total unused commitments | $75,314,000 | 954 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 69 | 2,351 |
| Assets and Liabilities | ||
| Total Assets: | $562,505,000 | 1,240 |
| Cash and due from depository institutions | $15,040,000 | 2,351 |
| Interest-bearing balances | $7,959,000 | 2,617 |
| Securities | $58,307,000 | 2,107 |
| Federal funds sold & reverse repurchase agreements | $79,870,000 | 93 |
| Net loans & leases | $386,067,000 | 1,221 |
| Loan loss allowance | $10,056,000 | 872 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,182,000 | 3,491 |
| Other real estate owned | $326,000 | 2,351 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $19,713,000 | 1,205 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $562,505,000 | 1,240 |
| Total liabilities | $521,671,000 | 1,203 |
| Total deposits | $475,291,000 | 1,179 |
| Interest-bearing deposits | $425,398,000 | 1,147 |
| Deposits held in domestic offices | $475,291,000 | 1,177 |
| % insured | 84.76% | 5,364 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $44,000,000 | 1,014 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,380,000 | 1,852 |
| Total equity capital | $40,834,000 | 1,623 |
| Total bank equity capital | $40,834,000 | 1,623 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $550,000 | 3,696 |
| Surplus | $42,019,000 | 816 |
| Undivided profits | $-1,735,000 | 6,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,432,000 | 1,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,672,000 | 1,197 |
| Earning assets | $532,203,000 | 1,192 |
| Long-term assets (5+ years) | $64,005,000 | 1,967 |
| Average Assets, year-to-date | $571,340,200 | 1,214 |
| Average Assets, quarterly | $584,801,000 | 1,197 |
| Volatile liabilities | $86,096,000 | 1,722 |
| Insider loans | $31,695,000 | 156 |
| FHLB advances | $44,000,000 | 938 |
| Loans and leases held for sale | $5,000 | 1,808 |
| Unused loan commitments | $84,060,000 | 882 |
| Tier 1 (core) risk-based capital | $39,479,000 | 1,594 |
| Tier 2 risk-based capital | $5,352,000 | 1,134 |
| Total risk weighted assets | $423,560,000 | 1,174 |
| Total unused commitments | $84,060,000 | 883 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 69 | 2,372 |
| Assets and Liabilities | ||
| Total Assets: | $607,097,000 | 1,168 |
| Cash and due from depository institutions | $13,354,000 | 2,372 |
| Interest-bearing balances | $6,187,000 | 2,739 |
| Securities | $48,988,000 | 2,423 |
| Federal funds sold & reverse repurchase agreements | $68,454,000 | 118 |
| Net loans & leases | $456,573,000 | 1,058 |
| Loan loss allowance | $12,473,000 | 691 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,194,000 | 3,499 |
| Other real estate owned | $1,085,000 | 2,372 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $15,449,000 | 1,323 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $607,097,000 | 1,168 |
| Total liabilities | $561,169,000 | 1,137 |
| Total deposits | $513,420,000 | 1,084 |
| Interest-bearing deposits | $466,010,000 | 1,041 |
| Deposits held in domestic offices | $513,420,000 | 1,080 |
| % insured | 87.48% | 4,762 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $44,000,000 | 1,065 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,749,000 | 1,427 |
| Total equity capital | $45,928,000 | 1,508 |
| Total bank equity capital | $45,928,000 | 1,507 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $550,000 | 3,747 |
| Surplus | $34,428,000 | 986 |
| Undivided profits | $10,950,000 | 2,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $24,408,000 | 745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,182,000 | 1,064 |
| Earning assets | $580,202,000 | 1,115 |
| Long-term assets (5+ years) | $58,829,000 | 2,086 |
| Average Assets, year-to-date | $573,549,000 | 1,219 |
| Average Assets, quarterly | $584,951,000 | 1,206 |
| Volatile liabilities | $102,378,000 | 1,498 |
| Insider loans | $32,533,000 | 151 |
| FHLB advances | $44,000,000 | 983 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $67,394,000 | 1,115 |
| Tier 1 (core) risk-based capital | $44,765,000 | 1,422 |
| Tier 2 risk-based capital | $6,157,000 | 1,001 |
| Total risk weighted assets | $486,735,000 | 1,052 |
| Total unused commitments | $67,394,000 | 1,118 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 73 | 2,283 |
| Assets and Liabilities | ||
| Total Assets: | $562,805,000 | 1,266 |
| Cash and due from depository institutions | $10,681,000 | 2,283 |
| Interest-bearing balances | $2,974,000 | 3,507 |
| Securities | $51,384,000 | 2,276 |
| Federal funds sold & reverse repurchase agreements | $5,049,000 | 1,894 |
| Net loans & leases | $475,998,000 | 1,038 |
| Loan loss allowance | $11,157,000 | 732 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,222,000 | 3,514 |
| Other real estate owned | $4,182,000 | 2,283 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $12,289,000 | 1,614 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $562,805,000 | 1,266 |
| Total liabilities | $517,197,000 | 1,249 |
| Total deposits | $478,927,000 | 1,179 |
| Interest-bearing deposits | $432,946,000 | 1,138 |
| Deposits held in domestic offices | $478,927,000 | 1,176 |
| % insured | 71.26% | 5,833 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $34,000,000 | 1,377 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,270,000 | 1,323 |
| Total equity capital | $45,608,000 | 1,499 |
| Total bank equity capital | $45,608,000 | 1,499 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $550,000 | 3,793 |
| Surplus | $28,941,000 | 1,172 |
| Undivided profits | $16,117,000 | 2,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $17,510,000 | 918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,963,000 | 1,125 |
| Earning assets | $535,405,000 | 1,224 |
| Long-term assets (5+ years) | $59,857,000 | 2,041 |
| Average Assets, year-to-date | $562,366,330 | 1,264 |
| Average Assets, quarterly | $556,145,500 | 1,281 |
| Volatile liabilities | $101,636,000 | 1,519 |
| Insider loans | $32,649,000 | 160 |
| FHLB advances | $34,000,000 | 1,296 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $81,694,000 | 982 |
| Tier 1 (core) risk-based capital | $44,635,000 | 1,447 |
| Tier 2 risk-based capital | $6,296,000 | 977 |
| Total risk weighted assets | $498,680,000 | 1,056 |
| Total unused commitments | $81,694,000 | 982 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 74 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $549,486,000 | 1,310 |
| Cash and due from depository institutions | $8,083,000 | 2,262 |
| Interest-bearing balances | $105,000 | 6,020 |
| Securities | $56,132,000 | 2,094 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $464,988,000 | 1,061 |
| Loan loss allowance | $10,676,000 | 714 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,258,000 | 3,523 |
| Other real estate owned | $5,807,000 | 2,262 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $11,218,000 | 1,714 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $549,486,000 | 1,310 |
| Total liabilities | $503,103,000 | 1,283 |
| Total deposits | $446,547,000 | 1,250 |
| Interest-bearing deposits | $403,404,000 | 1,222 |
| Deposits held in domestic offices | $446,547,000 | 1,246 |
| % insured | 67.35% | 6,481 |
| Federal funds purchased & repurchase agreements | $11,559,000 | 1,018 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $41,000,000 | 1,232 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,997,000 | 1,361 |
| Total equity capital | $46,383,000 | 1,501 |
| Total bank equity capital | $46,383,000 | 1,501 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $550,000 | 3,815 |
| Surplus | $28,210,000 | 1,186 |
| Undivided profits | $17,623,000 | 1,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,295,000 | 1,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,224,000 | 1,031 |
| Earning assets | $521,225,000 | 1,259 |
| Long-term assets (5+ years) | $61,063,000 | 2,003 |
| Average Assets, year-to-date | $562,147,000 | 1,268 |
| Average Assets, quarterly | $562,147,000 | 1,268 |
| Volatile liabilities | $123,763,000 | 1,251 |
| Insider loans | $32,848,000 | 159 |
| FHLB advances | $41,000,000 | 1,143 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $94,079,000 | 930 |
| Tier 1 (core) risk-based capital | $45,158,000 | 1,439 |
| Tier 2 risk-based capital | $6,368,000 | 960 |
| Total risk weighted assets | $504,941,000 | 1,042 |
| Total unused commitments | $94,079,000 | 930 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 77 | 2,194 |
| Assets and Liabilities | ||
| Total Assets: | $574,808,000 | 1,236 |
| Cash and due from depository institutions | $10,428,000 | 2,194 |
| Interest-bearing balances | $6,000 | 6,883 |
| Securities | $56,643,000 | 2,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $488,900,000 | 1,011 |
| Loan loss allowance | $9,800,000 | 743 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,309,000 | 3,504 |
| Other real estate owned | $5,215,000 | 2,194 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $10,313,000 | 1,853 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $574,808,000 | 1,236 |
| Total liabilities | $526,751,000 | 1,207 |
| Total deposits | $471,035,000 | 1,145 |
| Interest-bearing deposits | $430,360,000 | 1,098 |
| Deposits held in domestic offices | $471,035,000 | 1,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,811,000 | 1,231 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $41,000,000 | 1,356 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,905,000 | 1,176 |
| Total equity capital | $48,057,000 | 1,429 |
| Total bank equity capital | $48,057,000 | 1,429 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $550,000 | 3,843 |
| Surplus | $26,623,000 | 1,212 |
| Undivided profits | $20,884,000 | 1,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,402,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,968,000 | 862 |
| Earning assets | $545,549,000 | 1,182 |
| Long-term assets (5+ years) | $65,465,000 | 1,851 |
| Average Assets, year-to-date | $559,445,600 | 1,211 |
| Average Assets, quarterly | $566,289,000 | 1,238 |
| Volatile liabilities | $124,774,000 | 1,221 |
| Insider loans | $29,992,000 | 188 |
| FHLB advances | $41,000,000 | 1,260 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $89,200,000 | 991 |
| Tier 1 (core) risk-based capital | $46,883,000 | 1,377 |
| Tier 2 risk-based capital | $6,703,000 | 895 |
| Total risk weighted assets | $532,959,000 | 974 |
| Total unused commitments | $89,200,000 | 991 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 79 | 2,166 |
| Assets and Liabilities | ||
| Total Assets: | $557,770,000 | 1,251 |
| Cash and due from depository institutions | $6,280,000 | 2,166 |
| Interest-bearing balances | $8,000 | 6,509 |
| Securities | $58,443,000 | 1,986 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $473,289,000 | 1,042 |
| Loan loss allowance | $6,888,000 | 918 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,360,000 | 3,467 |
| Other real estate owned | $3,671,000 | 2,166 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $12,727,000 | 1,567 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $557,770,000 | 1,251 |
| Total liabilities | $509,122,000 | 1,235 |
| Total deposits | $435,821,000 | 1,217 |
| Interest-bearing deposits | $418,378,000 | 1,111 |
| Deposits held in domestic offices | $435,821,000 | 1,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,515,000 | 699 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $41,000,000 | 1,370 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,786,000 | 1,411 |
| Total equity capital | $48,648,000 | 1,413 |
| Total bank equity capital | $48,648,000 | 1,413 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $550,000 | 3,878 |
| Surplus | $26,085,000 | 1,207 |
| Undivided profits | $22,013,000 | 1,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,505,000 | 1,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,565,000 | 777 |
| Earning assets | $531,740,000 | 1,205 |
| Long-term assets (5+ years) | $62,534,000 | 1,903 |
| Average Assets, year-to-date | $555,605,000 | 1,214 |
| Average Assets, quarterly | $564,499,000 | 1,227 |
| Volatile liabilities | $103,374,000 | 1,411 |
| Insider loans | $26,849,000 | 218 |
| FHLB advances | $41,000,000 | 1,288 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $102,685,000 | 934 |
| Tier 1 (core) risk-based capital | $48,711,000 | 1,345 |
| Tier 2 risk-based capital | $6,671,000 | 863 |
| Total risk weighted assets | $533,425,000 | 975 |
| Total unused commitments | $102,685,000 | 934 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 84 | 2,055 |
| Assets and Liabilities | ||
| Total Assets: | $571,228,000 | 1,211 |
| Cash and due from depository institutions | $8,815,000 | 2,055 |
| Interest-bearing balances | $8,000 | 6,477 |
| Securities | $55,961,000 | 2,093 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $487,510,000 | 1,003 |
| Loan loss allowance | $8,222,000 | 763 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,407,000 | 3,433 |
| Other real estate owned | $3,135,000 | 2,055 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $12,400,000 | 1,547 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $571,228,000 | 1,211 |
| Total liabilities | $523,600,000 | 1,185 |
| Total deposits | $422,784,000 | 1,255 |
| Interest-bearing deposits | $407,741,000 | 1,125 |
| Deposits held in domestic offices | $422,784,000 | 1,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,939,000 | 459 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $41,000,000 | 1,334 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,877,000 | 1,383 |
| Total equity capital | $47,628,000 | 1,457 |
| Total bank equity capital | $47,628,000 | 1,457 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $550,000 | 3,914 |
| Surplus | $24,213,000 | 1,272 |
| Undivided profits | $22,865,000 | 1,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,072,000 | 607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,469,000 | 781 |
| Earning assets | $543,479,000 | 1,158 |
| Long-term assets (5+ years) | $59,204,000 | 1,973 |
| Average Assets, year-to-date | $554,883,330 | 1,218 |
| Average Assets, quarterly | $562,193,500 | 1,219 |
| Volatile liabilities | $130,061,000 | 1,138 |
| Insider loans | $26,930,000 | 217 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $106,631,000 | 942 |
| Tier 1 (core) risk-based capital | $47,881,000 | 1,372 |
| Tier 2 risk-based capital | $6,769,000 | 836 |
| Total risk weighted assets | $540,077,000 | 944 |
| Total unused commitments | $106,631,000 | 942 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 82 | 2,116 |
| Assets and Liabilities | ||
| Total Assets: | $553,159,000 | 1,238 |
| Cash and due from depository institutions | $11,909,000 | 2,116 |
| Interest-bearing balances | $10,000 | 6,385 |
| Securities | $50,811,000 | 2,281 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $476,086,000 | 998 |
| Loan loss allowance | $8,019,000 | 728 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,451,000 | 3,391 |
| Other real estate owned | $135,000 | 2,116 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $10,767,000 | 1,677 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $553,159,000 | 1,238 |
| Total liabilities | $503,717,000 | 1,216 |
| Total deposits | $420,794,000 | 1,264 |
| Interest-bearing deposits | $405,527,000 | 1,134 |
| Deposits held in domestic offices | $420,794,000 | 1,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,874,000 | 584 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $41,000,000 | 1,243 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,049,000 | 1,203 |
| Total equity capital | $49,442,000 | 1,412 |
| Total bank equity capital | $49,442,000 | 1,412 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $550,000 | 3,924 |
| Surplus | $24,128,000 | 1,266 |
| Undivided profits | $24,764,000 | 1,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,048,000 | 1,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,571,000 | 777 |
| Earning assets | $526,907,000 | 1,187 |
| Long-term assets (5+ years) | $43,012,000 | 2,402 |
| Average Assets, year-to-date | $546,711,000 | 1,232 |
| Average Assets, quarterly | $546,711,000 | 1,232 |
| Volatile liabilities | $108,681,000 | 1,326 |
| Insider loans | $27,134,000 | 212 |
| FHLB advances | $41,000,000 | 1,172 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $116,842,000 | 896 |
| Tier 1 (core) risk-based capital | $48,900,000 | 1,303 |
| Tier 2 risk-based capital | $6,680,000 | 821 |
| Total risk weighted assets | $533,098,000 | 935 |
| Total unused commitments | $116,842,000 | 896 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 88 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $540,263,000 | 1,254 |
| Cash and due from depository institutions | $9,530,000 | 1,965 |
| Interest-bearing balances | $10,000 | 6,250 |
| Securities | $57,922,000 | 2,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $457,405,000 | 1,031 |
| Loan loss allowance | $8,225,000 | 692 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,500,000 | 3,335 |
| Other real estate owned | $300,000 | 1,965 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $11,606,000 | 1,581 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $540,263,000 | 1,254 |
| Total liabilities | $493,147,000 | 1,223 |
| Total deposits | $412,641,000 | 1,276 |
| Interest-bearing deposits | $393,625,000 | 1,163 |
| Deposits held in domestic offices | $412,641,000 | 1,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,686,000 | 532 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $34,000,000 | 1,331 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,820,000 | 1,468 |
| Total equity capital | $47,116,000 | 1,479 |
| Total bank equity capital | $47,116,000 | 1,479 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $550,000 | 3,935 |
| Surplus | $23,993,000 | 1,256 |
| Undivided profits | $22,573,000 | 1,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,712,000 | 1,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,574,000 | 687 |
| Earning assets | $515,337,000 | 1,200 |
| Long-term assets (5+ years) | $36,825,000 | 2,496 |
| Average Assets, year-to-date | $526,692,400 | 1,229 |
| Average Assets, quarterly | $536,147,500 | 1,247 |
| Volatile liabilities | $102,032,000 | 1,434 |
| Insider loans | $26,664,000 | 209 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $125,716,000 | 856 |
| Tier 1 (core) risk-based capital | $46,990,000 | 1,378 |
| Tier 2 risk-based capital | $6,552,000 | 834 |
| Total risk weighted assets | $522,475,000 | 955 |
| Total unused commitments | $125,716,000 | 856 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $532,032,000 | 1,253 |
| Cash and due from depository institutions | $9,086,000 | 2,018 |
| Interest-bearing balances | $9,000 | 6,230 |
| Securities | $54,572,000 | 2,111 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $454,478,000 | 1,023 |
| Loan loss allowance | $7,446,000 | 732 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,554,000 | 3,254 |
| Other real estate owned | $0 | 2,018 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,342,000 | 1,728 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $532,032,000 | 1,253 |
| Total liabilities | $484,666,000 | 1,232 |
| Total deposits | $468,113,000 | 1,096 |
| Interest-bearing deposits | $453,840,000 | 972 |
| Deposits held in domestic offices | $468,113,000 | 1,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,633,000 | 1,639 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,000,000 | 3,229 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,920,000 | 1,205 |
| Total equity capital | $47,366,000 | 1,451 |
| Total bank equity capital | $47,366,000 | 1,451 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $550,000 | 3,923 |
| Surplus | $23,925,000 | 1,231 |
| Undivided profits | $22,891,000 | 1,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,447,000 | 1,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,786,000 | 700 |
| Earning assets | $509,059,000 | 1,202 |
| Long-term assets (5+ years) | $32,127,000 | 2,649 |
| Average Assets, year-to-date | $523,299,750 | 1,236 |
| Average Assets, quarterly | $529,109,000 | 1,248 |
| Volatile liabilities | $69,794,000 | 1,941 |
| Insider loans | $24,195,000 | 235 |
| FHLB advances | $6,000,000 | 3,093 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $135,109,000 | 826 |
| Tier 1 (core) risk-based capital | $47,562,000 | 1,343 |
| Tier 2 risk-based capital | $6,451,000 | 839 |
| Total risk weighted assets | $515,115,000 | 959 |
| Total unused commitments | $135,109,000 | 826 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 88 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $526,186,000 | 1,273 |
| Cash and due from depository institutions | $10,839,000 | 1,983 |
| Interest-bearing balances | $4,000 | 6,445 |
| Securities | $55,592,000 | 2,056 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $445,702,000 | 1,038 |
| Loan loss allowance | $7,159,000 | 746 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,598,000 | 3,208 |
| Other real estate owned | $0 | 1,983 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $10,455,000 | 1,703 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $526,186,000 | 1,273 |
| Total liabilities | $479,380,000 | 1,253 |
| Total deposits | $466,119,000 | 1,125 |
| Interest-bearing deposits | $438,803,000 | 1,024 |
| Deposits held in domestic offices | $466,119,000 | 1,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,994,000 | 2,027 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,000,000 | 3,135 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,267,000 | 1,302 |
| Total equity capital | $46,806,000 | 1,450 |
| Total bank equity capital | $46,806,000 | 1,450 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $550,000 | 3,943 |
| Surplus | $23,837,000 | 1,243 |
| Undivided profits | $22,419,000 | 1,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,492,000 | 1,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,739,000 | 671 |
| Earning assets | $501,298,000 | 1,231 |
| Long-term assets (5+ years) | $40,576,000 | 2,198 |
| Average Assets, year-to-date | $520,389,000 | 1,264 |
| Average Assets, quarterly | $522,220,500 | 1,276 |
| Volatile liabilities | $65,995,000 | 2,016 |
| Insider loans | $29,471,000 | 189 |
| FHLB advances | $6,000,000 | 2,995 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $109,407,000 | 983 |
| Tier 1 (core) risk-based capital | $47,589,000 | 1,346 |
| Tier 2 risk-based capital | $6,263,000 | 873 |
| Total risk weighted assets | $500,135,000 | 990 |
| Total unused commitments | $109,407,000 | 983 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 85 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $518,255,000 | 1,294 |
| Cash and due from depository institutions | $15,156,000 | 2,062 |
| Interest-bearing balances | $34,000 | 5,707 |
| Securities | $54,599,000 | 2,114 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $435,268,000 | 1,041 |
| Loan loss allowance | $5,782,000 | 894 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,620,000 | 3,173 |
| Other real estate owned | $0 | 2,062 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $9,612,000 | 1,780 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $518,255,000 | 1,294 |
| Total liabilities | $470,196,000 | 1,277 |
| Total deposits | $443,823,000 | 1,179 |
| Interest-bearing deposits | $415,421,000 | 1,080 |
| Deposits held in domestic offices | $443,823,000 | 1,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,729,000 | 935 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,000,000 | 3,063 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,644,000 | 1,051 |
| Total equity capital | $48,059,000 | 1,417 |
| Total bank equity capital | $48,059,000 | 1,417 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $550,000 | 3,942 |
| Surplus | $23,728,000 | 1,222 |
| Undivided profits | $23,781,000 | 1,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,530,000 | 1,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,617,000 | 664 |
| Earning assets | $489,901,000 | 1,251 |
| Long-term assets (5+ years) | $41,168,000 | 2,156 |
| Average Assets, year-to-date | $517,490,500 | 1,283 |
| Average Assets, quarterly | $517,490,500 | 1,283 |
| Volatile liabilities | $73,774,000 | 1,819 |
| Insider loans | $30,193,000 | 182 |
| FHLB advances | $6,000,000 | 2,927 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $123,959,000 | 882 |
| Tier 1 (core) risk-based capital | $48,499,000 | 1,295 |
| Tier 2 risk-based capital | $5,782,000 | 920 |
| Total risk weighted assets | $481,593,000 | 995 |
| Total unused commitments | $123,959,000 | 882 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 90 | 1,925 |
| Assets and Liabilities | ||
| Total Assets: | $516,726,000 | 1,275 |
| Cash and due from depository institutions | $12,986,000 | 1,925 |
| Interest-bearing balances | $3,000 | 6,518 |
| Securities | $52,497,000 | 2,229 |
| Federal funds sold & reverse repurchase agreements | $397,000 | 5,875 |
| Net loans & leases | $436,918,000 | 1,022 |
| Loan loss allowance | $5,734,000 | 891 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,520,000 | 3,193 |
| Other real estate owned | $0 | 1,925 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,408,000 | 1,676 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $516,726,000 | 1,275 |
| Total liabilities | $470,105,000 | 1,255 |
| Total deposits | $457,755,000 | 1,117 |
| Interest-bearing deposits | $408,705,000 | 1,074 |
| Deposits held in domestic offices | $457,755,000 | 1,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,582 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,192 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,250,000 | 1,099 |
| Total equity capital | $46,621,000 | 1,418 |
| Total bank equity capital | $46,621,000 | 1,418 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $550,000 | 3,950 |
| Surplus | $23,588,000 | 1,192 |
| Undivided profits | $22,483,000 | 1,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,502,000 | 690 |
| Earning assets | $489,815,000 | 1,238 |
| Long-term assets (5+ years) | $34,583,000 | 2,400 |
| Average Assets, year-to-date | $501,495,400 | 1,253 |
| Average Assets, quarterly | $514,217,500 | 1,265 |
| Volatile liabilities | $58,061,000 | 2,374 |
| Insider loans | $21,075,000 | 268 |
| FHLB advances | $6,000,000 | 3,058 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $134,012,000 | 809 |
| Tier 1 (core) risk-based capital | $47,230,000 | 1,313 |
| Tier 2 risk-based capital | $5,734,000 | 913 |
| Total risk weighted assets | $487,798,000 | 965 |
| Total unused commitments | $134,012,000 | 809 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 86 | 2,047 |
| Assets and Liabilities | ||
| Total Assets: | $511,709,000 | 1,280 |
| Cash and due from depository institutions | $9,311,000 | 2,047 |
| Interest-bearing balances | $4,000 | 6,526 |
| Securities | $52,617,000 | 2,241 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $437,165,000 | 1,012 |
| Loan loss allowance | $5,640,000 | 908 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,168,000 | 3,394 |
| Other real estate owned | $0 | 2,047 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $9,448,000 | 1,821 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $511,709,000 | 1,280 |
| Total liabilities | $466,535,000 | 1,256 |
| Total deposits | $430,059,000 | 1,175 |
| Interest-bearing deposits | $383,383,000 | 1,130 |
| Deposits held in domestic offices | $430,059,000 | 1,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,697,000 | 714 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,000,000 | 3,343 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,779,000 | 981 |
| Total equity capital | $45,174,000 | 1,445 |
| Total bank equity capital | $45,174,000 | 1,445 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $550,000 | 3,978 |
| Surplus | $23,452,000 | 1,197 |
| Undivided profits | $21,172,000 | 1,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $348,000 | 4,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $5,409,000 | 706 |
| Earning assets | $489,786,000 | 1,221 |
| Long-term assets (5+ years) | $34,190,000 | 2,399 |
| Average Assets, year-to-date | $497,687,750 | 1,275 |
| Average Assets, quarterly | $509,090,000 | 1,272 |
| Volatile liabilities | $81,854,000 | 1,772 |
| Insider loans | $21,140,000 | 263 |
| FHLB advances | $6,000,000 | 3,201 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $133,586,000 | 836 |
| Tier 1 (core) risk-based capital | $45,816,000 | 1,350 |
| Tier 2 risk-based capital | $5,640,000 | 925 |
| Total risk weighted assets | $475,058,000 | 982 |
| Total unused commitments | $133,586,000 | 837 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 85 | 2,075 |
| Assets and Liabilities | ||
| Total Assets: | $506,471,000 | 1,276 |
| Cash and due from depository institutions | $8,783,000 | 2,075 |
| Interest-bearing balances | $15,000 | 6,196 |
| Securities | $51,778,000 | 2,265 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $433,655,000 | 1,009 |
| Loan loss allowance | $5,478,000 | 921 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,059,000 | 3,427 |
| Other real estate owned | $0 | 2,075 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,196,000 | 1,845 |
| Life insurance assets | $232,000 | 3,662 |
| Total liabilities and capital | $506,471,000 | 1,276 |
| Total liabilities | $463,311,000 | 1,254 |
| Total deposits | $429,890,000 | 1,161 |
| Interest-bearing deposits | $378,821,000 | 1,128 |
| Deposits held in domestic offices | $429,890,000 | 1,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,018,000 | 783 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,000,000 | 3,408 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,403,000 | 978 |
| Total equity capital | $43,160,000 | 1,453 |
| Total bank equity capital | $43,160,000 | 1,453 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $550,000 | 3,973 |
| Surplus | $23,382,000 | 1,179 |
| Undivided profits | $19,228,000 | 1,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 4,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,944,000 | 690 |
| Earning assets | $485,448,000 | 1,217 |
| Long-term assets (5+ years) | $36,969,000 | 2,243 |
| Average Assets, year-to-date | $493,014,000 | 1,285 |
| Average Assets, quarterly | $499,153,500 | 1,282 |
| Volatile liabilities | $79,704,000 | 1,786 |
| Insider loans | $18,236,000 | 313 |
| FHLB advances | $6,000,000 | 3,244 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $133,938,000 | 827 |
| Tier 1 (core) risk-based capital | $44,457,000 | 1,355 |
| Tier 2 risk-based capital | $5,478,000 | 931 |
| Total risk weighted assets | $478,051,000 | 968 |
| Total unused commitments | $133,938,000 | 827 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 81 | 2,158 |
| Assets and Liabilities | ||
| Total Assets: | $491,836,000 | 1,293 |
| Cash and due from depository institutions | $15,228,000 | 2,158 |
| Interest-bearing balances | $22,000 | 6,090 |
| Securities | $52,493,000 | 2,258 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $413,017,000 | 1,030 |
| Loan loss allowance | $5,327,000 | 944 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,955,000 | 3,472 |
| Other real estate owned | $0 | 2,158 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,143,000 | 1,975 |
| Life insurance assets | $195,000 | 3,686 |
| Total liabilities and capital | $491,836,000 | 1,293 |
| Total liabilities | $449,717,000 | 1,265 |
| Total deposits | $398,565,000 | 1,239 |
| Interest-bearing deposits | $344,510,000 | 1,224 |
| Deposits held in domestic offices | $398,565,000 | 1,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,361,000 | 525 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,273 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,791,000 | 930 |
| Total equity capital | $42,119,000 | 1,466 |
| Total bank equity capital | $42,119,000 | 1,466 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $550,000 | 3,959 |
| Surplus | $23,331,000 | 1,143 |
| Undivided profits | $18,238,000 | 1,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 6,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $4,115,000 | 783 |
| Earning assets | $465,532,000 | 1,246 |
| Long-term assets (5+ years) | $36,959,000 | 2,228 |
| Average Assets, year-to-date | $486,285,500 | 1,294 |
| Average Assets, quarterly | $486,285,500 | 1,294 |
| Volatile liabilities | $97,767,000 | 1,448 |
| Insider loans | $23,745,000 | 225 |
| FHLB advances | $6,000,000 | 3,129 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $128,162,000 | 848 |
| Tier 1 (core) risk-based capital | $43,132,000 | 1,365 |
| Tier 2 risk-based capital | $5,327,000 | 936 |
| Total risk weighted assets | $459,592,000 | 970 |
| Total unused commitments | $128,162,000 | 848 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 84 | 2,060 |
| Assets and Liabilities | ||
| Total Assets: | $480,735,000 | 1,297 |
| Cash and due from depository institutions | $13,527,000 | 2,060 |
| Interest-bearing balances | $5,000 | 6,577 |
| Securities | $53,390,000 | 2,238 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $402,381,000 | 1,039 |
| Loan loss allowance | $5,190,000 | 947 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,917,000 | 3,475 |
| Other real estate owned | $0 | 2,060 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,520,000 | 1,922 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $480,735,000 | 1,297 |
| Total liabilities | $440,141,000 | 1,279 |
| Total deposits | $372,474,000 | 1,323 |
| Interest-bearing deposits | $318,022,000 | 1,310 |
| Deposits held in domestic offices | $372,474,000 | 1,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,466,000 | 436 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,370 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,201,000 | 1,164 |
| Total equity capital | $40,594,000 | 1,505 |
| Total bank equity capital | $40,594,000 | 1,505 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $550,000 | 3,975 |
| Surplus | $22,465,000 | 1,149 |
| Undivided profits | $17,579,000 | 1,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 5,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,935,000 | 817 |
| Earning assets | $455,776,000 | 1,258 |
| Long-term assets (5+ years) | $43,362,000 | 1,956 |
| Average Assets, year-to-date | $461,498,600 | 1,285 |
| Average Assets, quarterly | $478,267,000 | 1,293 |
| Volatile liabilities | $139,628,000 | 1,030 |
| Insider loans | $17,328,000 | 315 |
| FHLB advances | $6,000,000 | 3,208 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $136,027,000 | 801 |
| Tier 1 (core) risk-based capital | $41,215,000 | 1,410 |
| Tier 2 risk-based capital | $5,190,000 | 943 |
| Total risk weighted assets | $427,115,000 | 1,036 |
| Total unused commitments | $136,027,000 | 801 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 84 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $475,799,000 | 1,290 |
| Cash and due from depository institutions | $10,576,000 | 2,062 |
| Interest-bearing balances | $596,000 | 3,243 |
| Securities | $51,232,000 | 2,281 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $403,196,000 | 1,005 |
| Loan loss allowance | $5,091,000 | 956 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,889,000 | 3,471 |
| Other real estate owned | $312,000 | 2,062 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,594,000 | 2,044 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $475,798,000 | 1,290 |
| Total liabilities | $435,967,000 | 1,262 |
| Total deposits | $378,174,000 | 1,261 |
| Interest-bearing deposits | $320,763,000 | 1,265 |
| Deposits held in domestic offices | $378,174,000 | 1,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,251,000 | 582 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $20,000,000 | 1,774 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,542,000 | 1,061 |
| Total equity capital | $39,831,000 | 1,514 |
| Total bank equity capital | $39,831,000 | 1,514 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $550,000 | 3,971 |
| Surplus | $22,452,000 | 1,115 |
| Undivided profits | $16,829,000 | 1,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 5,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,020,000 | 754 |
| Earning assets | $455,024,000 | 1,229 |
| Long-term assets (5+ years) | $49,993,000 | 1,761 |
| Average Assets, year-to-date | $456,689,500 | 1,293 |
| Average Assets, quarterly | $473,040,500 | 1,285 |
| Volatile liabilities | $137,703,000 | 999 |
| Insider loans | $10,726,000 | 563 |
| FHLB advances | $20,000,000 | 1,662 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $63,887,000 | 1,436 |
| Tier 1 (core) risk-based capital | $40,195,000 | 1,417 |
| Tier 2 risk-based capital | $5,091,000 | 930 |
| Total risk weighted assets | $426,532,000 | 1,004 |
| Total unused commitments | $63,887,000 | 1,436 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 84 | 2,050 |
| Assets and Liabilities | ||
| Total Assets: | $470,282,000 | 1,270 |
| Cash and due from depository institutions | $11,439,000 | 2,050 |
| Interest-bearing balances | $1,426,000 | 2,344 |
| Securities | $48,305,000 | 2,437 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $400,364,000 | 995 |
| Loan loss allowance | $4,798,000 | 993 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,543,000 | 3,740 |
| Other real estate owned | $312,000 | 2,050 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,319,000 | 2,035 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $470,282,000 | 1,270 |
| Total liabilities | $432,946,000 | 1,237 |
| Total deposits | $367,204,000 | 1,274 |
| Interest-bearing deposits | $310,310,000 | 1,288 |
| Deposits held in domestic offices | $367,204,000 | 1,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,875,000 | 584 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,000,000 | 1,348 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,867,000 | 1,145 |
| Total equity capital | $37,336,000 | 1,601 |
| Total bank equity capital | $37,336,000 | 1,601 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $550,000 | 3,963 |
| Surplus | $21,801,000 | 1,116 |
| Undivided profits | $14,985,000 | 2,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 5,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,295,000 | 861 |
| Earning assets | $450,095,000 | 1,207 |
| Long-term assets (5+ years) | $45,183,000 | 1,933 |
| Average Assets, year-to-date | $450,319,670 | 1,286 |
| Average Assets, quarterly | $456,039,500 | 1,290 |
| Volatile liabilities | $142,737,000 | 943 |
| Insider loans | $11,010,000 | 532 |
| FHLB advances | $30,000,000 | 1,252 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $121,895,000 | 828 |
| Tier 1 (core) risk-based capital | $37,398,000 | 1,484 |
| Tier 2 risk-based capital | $4,798,000 | 977 |
| Total risk weighted assets | $419,722,000 | 990 |
| Total unused commitments | $121,895,000 | 829 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 84 | 2,038 |
| Assets and Liabilities | ||
| Total Assets: | $441,797,000 | 1,335 |
| Cash and due from depository institutions | $8,658,000 | 2,038 |
| Interest-bearing balances | $1,391,000 | 2,391 |
| Securities | $54,505,000 | 2,233 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $369,005,000 | 1,060 |
| Loan loss allowance | $4,640,000 | 1,024 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,383,000 | 3,900 |
| Other real estate owned | $396,000 | 2,038 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,850,000 | 2,120 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $441,797,000 | 1,335 |
| Total liabilities | $406,524,000 | 1,302 |
| Total deposits | $367,370,000 | 1,255 |
| Interest-bearing deposits | $319,018,000 | 1,226 |
| Deposits held in domestic offices | $367,370,000 | 1,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,051,000 | 1,570 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,000,000 | 1,293 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,103,000 | 1,091 |
| Total equity capital | $35,273,000 | 1,631 |
| Total bank equity capital | $35,273,000 | 1,631 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $550,000 | 3,976 |
| Surplus | $21,329,000 | 1,099 |
| Undivided profits | $13,394,000 | 2,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 6,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,822,000 | 983 |
| Earning assets | $424,901,000 | 1,262 |
| Long-term assets (5+ years) | $51,282,000 | 1,796 |
| Average Assets, year-to-date | $440,338,500 | 1,323 |
| Average Assets, quarterly | $440,338,500 | 1,323 |
| Volatile liabilities | $117,182,000 | 1,056 |
| Insider loans | $11,436,000 | 490 |
| FHLB advances | $30,000,000 | 1,197 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $101,115,000 | 938 |
| Tier 1 (core) risk-based capital | $35,815,000 | 1,518 |
| Tier 2 risk-based capital | $4,640,000 | 992 |
| Total risk weighted assets | $389,456,000 | 1,061 |
| Total unused commitments | $101,115,000 | 938 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 84 | 2,042 |
| Assets and Liabilities | ||
| Total Assets: | $438,880,000 | 1,334 |
| Cash and due from depository institutions | $12,681,000 | 2,042 |
| Interest-bearing balances | $4,849,000 | 1,140 |
| Securities | $55,765,000 | 2,206 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $361,326,000 | 1,086 |
| Loan loss allowance | $4,965,000 | 948 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,122,000 | 4,148 |
| Other real estate owned | $0 | 2,042 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,986,000 | 2,061 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $438,880,000 | 1,334 |
| Total liabilities | $404,678,000 | 1,299 |
| Total deposits | $339,669,000 | 1,362 |
| Interest-bearing deposits | $293,994,000 | 1,340 |
| Deposits held in domestic offices | $339,669,000 | 1,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,260,000 | 584 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $30,000,000 | 1,316 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,749,000 | 1,150 |
| Total equity capital | $34,202,000 | 1,690 |
| Total bank equity capital | $34,202,000 | 1,690 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $550,000 | 3,985 |
| Surplus | $21,266,000 | 1,091 |
| Undivided profits | $12,386,000 | 2,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,820,000 | 958 |
| Earning assets | $421,940,000 | 1,269 |
| Long-term assets (5+ years) | $54,268,000 | 1,751 |
| Average Assets, year-to-date | $409,890,600 | 1,370 |
| Average Assets, quarterly | $427,544,000 | 1,349 |
| Volatile liabilities | $139,033,000 | 903 |
| Insider loans | $10,402,000 | 542 |
| FHLB advances | $30,000,000 | 1,213 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $79,499,000 | 1,091 |
| Tier 1 (core) risk-based capital | $34,311,000 | 1,559 |
| Tier 2 risk-based capital | $4,789,000 | 964 |
| Total risk weighted assets | $382,969,000 | 1,063 |
| Total unused commitments | $79,499,000 | 1,091 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 84 | 2,030 |
| Assets and Liabilities | ||
| Total Assets: | $416,208,000 | 1,389 |
| Cash and due from depository institutions | $11,909,000 | 2,030 |
| Interest-bearing balances | $238,000 | 4,260 |
| Securities | $48,354,000 | 2,472 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $347,922,000 | 1,091 |
| Loan loss allowance | $4,717,000 | 988 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,019,000 | 4,224 |
| Other real estate owned | $62,000 | 2,030 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,942,000 | 2,295 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $416,208,000 | 1,389 |
| Total liabilities | $382,490,000 | 1,359 |
| Total deposits | $329,528,000 | 1,376 |
| Interest-bearing deposits | $280,594,000 | 1,384 |
| Deposits held in domestic offices | $329,528,000 | 1,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,551,000 | 774 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $30,000,000 | 1,311 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,411,000 | 1,255 |
| Total equity capital | $33,718,000 | 1,695 |
| Total bank equity capital | $33,718,000 | 1,695 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $550,000 | 4,003 |
| Surplus | $21,266,000 | 1,062 |
| Undivided profits | $11,902,000 | 2,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 7,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,760,000 | 1,000 |
| Earning assets | $396,514,000 | 1,331 |
| Long-term assets (5+ years) | $56,458,000 | 1,719 |
| Average Assets, year-to-date | $402,643,250 | 1,394 |
| Average Assets, quarterly | $415,861,000 | 1,375 |
| Volatile liabilities | $116,863,000 | 1,009 |
| Insider loans | $11,389,000 | 478 |
| FHLB advances | $30,000,000 | 1,205 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $75,862,000 | 1,138 |
| Tier 1 (core) risk-based capital | $33,584,000 | 1,577 |
| Tier 2 risk-based capital | $4,581,000 | 987 |
| Total risk weighted assets | $366,348,000 | 1,090 |
| Total unused commitments | $75,862,000 | 1,140 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 87 | 1,968 |
| Assets and Liabilities | ||
| Total Assets: | $415,514,000 | 1,365 |
| Cash and due from depository institutions | $9,582,000 | 1,968 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $45,962,000 | 2,634 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $352,133,000 | 1,046 |
| Loan loss allowance | $4,551,000 | 1,014 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,950,000 | 4,286 |
| Other real estate owned | $62,000 | 1,968 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,825,000 | 2,316 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $415,514,000 | 1,365 |
| Total liabilities | $383,471,000 | 1,329 |
| Total deposits | $330,497,000 | 1,354 |
| Interest-bearing deposits | $278,814,000 | 1,362 |
| Deposits held in domestic offices | $330,497,000 | 1,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,192,000 | 736 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $30,000,000 | 1,292 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,782,000 | 1,371 |
| Total equity capital | $32,043,000 | 1,700 |
| Total bank equity capital | $32,043,000 | 1,700 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $550,000 | 4,030 |
| Surplus | $21,006,000 | 1,052 |
| Undivided profits | $10,487,000 | 2,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 5,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,643,000 | 987 |
| Earning assets | $398,095,000 | 1,292 |
| Long-term assets (5+ years) | $73,144,000 | 1,439 |
| Average Assets, year-to-date | $398,121,670 | 1,405 |
| Average Assets, quarterly | $407,211,000 | 1,384 |
| Volatile liabilities | $119,606,000 | 965 |
| Insider loans | $11,422,000 | 475 |
| FHLB advances | $30,000,000 | 1,188 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $64,196,000 | 1,272 |
| Tier 1 (core) risk-based capital | $32,656,000 | 1,586 |
| Tier 2 risk-based capital | $4,504,000 | 994 |
| Total risk weighted assets | $360,303,000 | 1,078 |
| Total unused commitments | $64,196,000 | 1,273 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 86 | 1,984 |
| Assets and Liabilities | ||
| Total Assets: | $398,908,000 | 1,417 |
| Cash and due from depository institutions | $6,676,000 | 1,984 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $46,892,000 | 2,594 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $337,253,000 | 1,067 |
| Loan loss allowance | $4,373,000 | 1,046 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,948,000 | 4,265 |
| Other real estate owned | $153,000 | 1,984 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,986,000 | 2,156 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $398,908,000 | 1,417 |
| Total liabilities | $367,596,000 | 1,378 |
| Total deposits | $319,734,000 | 1,391 |
| Interest-bearing deposits | $277,343,000 | 1,376 |
| Deposits held in domestic offices | $319,734,000 | 1,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,068,000 | 896 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $30,000,000 | 1,218 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,794,000 | 1,208 |
| Total equity capital | $31,312,000 | 1,790 |
| Total bank equity capital | $31,312,000 | 1,790 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $550,000 | 4,038 |
| Surplus | $20,006,000 | 1,074 |
| Undivided profits | $10,756,000 | 2,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 5,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,734,000 | 946 |
| Earning assets | $384,145,000 | 1,345 |
| Long-term assets (5+ years) | $70,829,000 | 1,441 |
| Average Assets, year-to-date | $389,425,500 | 1,448 |
| Average Assets, quarterly | $389,425,500 | 1,448 |
| Volatile liabilities | $87,237,000 | 1,209 |
| Insider loans | $11,726,000 | 427 |
| FHLB advances | $30,000,000 | 1,111 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $58,840,000 | 1,325 |
| Tier 1 (core) risk-based capital | $30,938,000 | 1,664 |
| Tier 2 risk-based capital | $4,329,000 | 1,019 |
| Total risk weighted assets | $346,308,000 | 1,109 |
| Total unused commitments | $58,840,000 | 1,330 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 85 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $379,943,000 | 1,493 |
| Cash and due from depository institutions | $5,811,000 | 2,036 |
| Interest-bearing balances | $80,000 | 5,560 |
| Securities | $45,145,000 | 2,702 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $321,258,000 | 1,116 |
| Loan loss allowance | $4,177,000 | 1,100 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,888,000 | 4,344 |
| Other real estate owned | $291,000 | 2,036 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,550,000 | 2,303 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $379,943,000 | 1,493 |
| Total liabilities | $349,064,000 | 1,465 |
| Total deposits | $299,126,000 | 1,495 |
| Interest-bearing deposits | $250,527,000 | 1,526 |
| Deposits held in domestic offices | $299,126,000 | 1,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,360,000 | 805 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,243 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,578,000 | 1,542 |
| Total equity capital | $30,879,000 | 1,766 |
| Total bank equity capital | $30,879,000 | 1,766 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $550,000 | 4,070 |
| Surplus | $20,006,000 | 1,055 |
| Undivided profits | $10,323,000 | 2,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,542,000 | 1,042 |
| Earning assets | $366,483,000 | 1,407 |
| Long-term assets (5+ years) | $72,449,000 | 1,429 |
| Average Assets, year-to-date | $369,079,600 | 1,475 |
| Average Assets, quarterly | $376,499,500 | 1,490 |
| Volatile liabilities | $75,589,000 | 1,401 |
| Insider loans | $11,685,000 | 415 |
| FHLB advances | $30,000,000 | 1,138 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $78,226,000 | 1,034 |
| Tier 1 (core) risk-based capital | $30,785,000 | 1,661 |
| Tier 2 risk-based capital | $4,140,000 | 1,055 |
| Total risk weighted assets | $331,175,000 | 1,146 |
| Total unused commitments | $78,226,000 | 1,035 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 84 | 2,075 |
| Assets and Liabilities | ||
| Total Assets: | $373,056,000 | 1,526 |
| Cash and due from depository institutions | $12,246,000 | 2,075 |
| Interest-bearing balances | $3,464,000 | 1,751 |
| Securities | $40,026,000 | 2,929 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $312,874,000 | 1,133 |
| Loan loss allowance | $4,042,000 | 1,152 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,906,000 | 4,314 |
| Other real estate owned | $167,000 | 2,075 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,837,000 | 2,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $373,056,000 | 1,526 |
| Total liabilities | $342,431,000 | 1,494 |
| Total deposits | $286,259,000 | 1,564 |
| Interest-bearing deposits | $244,773,000 | 1,562 |
| Deposits held in domestic offices | $286,259,000 | 1,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,728,000 | 674 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,209 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,444,000 | 1,287 |
| Total equity capital | $30,625,000 | 1,789 |
| Total bank equity capital | $30,625,000 | 1,789 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $550,000 | 4,100 |
| Surplus | $19,484,000 | 1,075 |
| Undivided profits | $10,591,000 | 2,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,831,000 | 962 |
| Earning assets | $356,364,000 | 1,456 |
| Long-term assets (5+ years) | $67,745,000 | 1,507 |
| Average Assets, year-to-date | $366,363,750 | 1,506 |
| Average Assets, quarterly | $371,348,500 | 1,512 |
| Volatile liabilities | $91,669,000 | 1,155 |
| Insider loans | $11,429,000 | 410 |
| FHLB advances | $30,000,000 | 1,097 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $74,068,000 | 1,099 |
| Tier 1 (core) risk-based capital | $30,498,000 | 1,681 |
| Tier 2 risk-based capital | $4,042,000 | 1,082 |
| Total risk weighted assets | $326,883,000 | 1,159 |
| Total unused commitments | $74,068,000 | 1,100 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 85 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $369,641,000 | 1,509 |
| Cash and due from depository institutions | $13,860,000 | 2,061 |
| Interest-bearing balances | $3,438,000 | 1,920 |
| Securities | $39,810,000 | 2,892 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $308,009,000 | 1,141 |
| Loan loss allowance | $3,937,000 | 1,172 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,938,000 | 4,239 |
| Other real estate owned | $297,000 | 2,061 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,727,000 | 2,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $369,641,000 | 1,509 |
| Total liabilities | $338,620,000 | 1,479 |
| Total deposits | $288,574,000 | 1,536 |
| Interest-bearing deposits | $248,502,000 | 1,538 |
| Deposits held in domestic offices | $288,574,000 | 1,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,677,000 | 963 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $35,000,000 | 1,085 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,369,000 | 1,352 |
| Total equity capital | $31,021,000 | 1,764 |
| Total bank equity capital | $31,021,000 | 1,764 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $550,000 | 4,108 |
| Surplus | $19,484,000 | 1,054 |
| Undivided profits | $10,987,000 | 2,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 4,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,585,000 | 1,051 |
| Earning assets | $351,257,000 | 1,457 |
| Long-term assets (5+ years) | $71,710,000 | 1,380 |
| Average Assets, year-to-date | $364,133,000 | 1,502 |
| Average Assets, quarterly | $365,120,500 | 1,518 |
| Volatile liabilities | $87,857,000 | 1,178 |
| Insider loans | $11,832,000 | 393 |
| FHLB advances | $35,000,000 | 983 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $64,339,000 | 1,177 |
| Tier 1 (core) risk-based capital | $30,583,000 | 1,637 |
| Tier 2 risk-based capital | $3,937,000 | 1,077 |
| Total risk weighted assets | $318,918,000 | 1,166 |
| Total unused commitments | $64,339,000 | 1,187 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 84 | 2,065 |
| Assets and Liabilities | ||
| Total Assets: | $360,600,000 | 1,525 |
| Cash and due from depository institutions | $10,708,000 | 2,065 |
| Interest-bearing balances | $2,203,000 | 2,400 |
| Securities | $40,276,000 | 2,829 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $301,636,000 | 1,141 |
| Loan loss allowance | $3,806,000 | 1,191 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,802,000 | 4,403 |
| Other real estate owned | $290,000 | 2,065 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,888,000 | 2,052 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $360,600,000 | 1,525 |
| Total liabilities | $329,066,000 | 1,506 |
| Total deposits | $285,619,000 | 1,531 |
| Interest-bearing deposits | $246,589,000 | 1,537 |
| Deposits held in domestic offices | $285,619,000 | 1,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,355,000 | 1,490 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $35,000,000 | 1,041 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,092,000 | 1,175 |
| Total equity capital | $31,534,000 | 1,692 |
| Total bank equity capital | $31,534,000 | 1,692 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $550,000 | 4,118 |
| Surplus | $19,484,000 | 1,041 |
| Undivided profits | $11,500,000 | 2,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $806,000 | 3,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,588,000 | 1,075 |
| Earning assets | $344,115,000 | 1,455 |
| Long-term assets (5+ years) | $73,792,000 | 1,301 |
| Average Assets, year-to-date | $361,379,000 | 1,493 |
| Average Assets, quarterly | $361,379,000 | 1,493 |
| Volatile liabilities | $82,831,000 | 1,209 |
| Insider loans | $10,893,000 | 425 |
| FHLB advances | $35,000,000 | 944 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $59,850,000 | 1,210 |
| Tier 1 (core) risk-based capital | $31,107,000 | 1,589 |
| Tier 2 risk-based capital | $3,806,000 | 1,101 |
| Total risk weighted assets | $311,762,000 | 1,174 |
| Total unused commitments | $59,850,000 | 1,220 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 86 | 1,997 |
| Assets and Liabilities | ||
| Total Assets: | $362,158,000 | 1,484 |
| Cash and due from depository institutions | $21,894,000 | 1,997 |
| Interest-bearing balances | $82,000 | 5,492 |
| Securities | $36,199,000 | 3,035 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $296,399,000 | 1,158 |
| Loan loss allowance | $3,745,000 | 1,188 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,822,000 | 4,358 |
| Other real estate owned | $338,000 | 1,997 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,506,000 | 2,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $362,158,000 | 1,484 |
| Total liabilities | $331,460,000 | 1,466 |
| Total deposits | $269,742,000 | 1,583 |
| Interest-bearing deposits | $225,805,000 | 1,649 |
| Deposits held in domestic offices | $269,742,000 | 1,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,687,000 | 658 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $35,000,000 | 1,042 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,031,000 | 1,158 |
| Total equity capital | $30,698,000 | 1,701 |
| Total bank equity capital | $30,698,000 | 1,701 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $550,000 | 4,123 |
| Surplus | $19,373,000 | 1,023 |
| Undivided profits | $10,775,000 | 2,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $278,000 | 5,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,415,000 | 1,198 |
| Earning assets | $332,680,000 | 1,480 |
| Long-term assets (5+ years) | $67,020,000 | 1,381 |
| Average Assets, year-to-date | $337,565,600 | 1,508 |
| Average Assets, quarterly | $354,576,000 | 1,495 |
| Volatile liabilities | $102,408,000 | 1,004 |
| Insider loans | $9,895,000 | 462 |
| FHLB advances | $35,000,000 | 934 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $67,619,000 | 1,088 |
| Tier 1 (core) risk-based capital | $30,273,000 | 1,602 |
| Tier 2 risk-based capital | $3,745,000 | 1,099 |
| Total risk weighted assets | $304,965,000 | 1,178 |
| Total unused commitments | $67,619,000 | 1,088 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 87 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $322,453,000 | 1,566 |
| Cash and due from depository institutions | $13,389,000 | 1,971 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $32,954,000 | 3,111 |
| Federal funds sold & reverse repurchase agreements | $2,829,000 | 4,059 |
| Net loans & leases | $264,236,000 | 1,255 |
| Loan loss allowance | $3,313,000 | 1,247 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,654,000 | 4,580 |
| Other real estate owned | $220,000 | 1,971 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $7,171,000 | 1,636 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $322,453,000 | 1,566 |
| Total liabilities | $296,360,000 | 1,543 |
| Total deposits | $267,370,000 | 1,501 |
| Interest-bearing deposits | $227,462,000 | 1,537 |
| Deposits held in domestic offices | $267,370,000 | 1,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $795,000 | 2,751 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,000,000 | 1,362 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,195,000 | 767 |
| Total equity capital | $26,093,000 | 1,875 |
| Total bank equity capital | $26,093,000 | 1,875 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $550,000 | 4,204 |
| Surplus | $14,769,000 | 1,239 |
| Undivided profits | $10,774,000 | 2,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,754,000 | 1,128 |
| Earning assets | $300,019,000 | 1,541 |
| Long-term assets (5+ years) | $64,329,000 | 1,430 |
| Average Assets, year-to-date | $320,133,000 | 1,501 |
| Average Assets, quarterly | $322,203,500 | 1,543 |
| Volatile liabilities | $72,381,000 | 1,302 |
| Insider loans | $7,592,000 | 598 |
| FHLB advances | $21,000,000 | 1,248 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $50,365,000 | 1,255 |
| Tier 1 (core) risk-based capital | $25,657,000 | 1,799 |
| Tier 2 risk-based capital | $3,313,000 | 1,173 |
| Total risk weighted assets | $267,846,000 | 1,279 |
| Total unused commitments | $50,365,000 | 1,260 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 85 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $316,658,000 | 1,511 |
| Cash and due from depository institutions | $19,168,000 | 1,985 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $30,672,000 | 3,380 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $259,910,000 | 1,223 |
| Loan loss allowance | $3,248,000 | 1,222 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,869,000 | 4,205 |
| Other real estate owned | $611,000 | 1,985 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,428,000 | 2,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $316,658,000 | 1,511 |
| Total liabilities | $291,558,000 | 1,488 |
| Total deposits | $255,580,000 | 1,486 |
| Interest-bearing deposits | $218,199,000 | 1,527 |
| Deposits held in domestic offices | $255,580,000 | 1,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,642,000 | 954 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,000,000 | 1,334 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,336,000 | 1,347 |
| Total equity capital | $25,100,000 | 1,828 |
| Total bank equity capital | $25,100,000 | 1,828 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $550,000 | 4,335 |
| Surplus | $14,451,000 | 1,212 |
| Undivided profits | $10,099,000 | 2,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 4,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,557,000 | 696 |
| Earning assets | $290,582,000 | 1,512 |
| Long-term assets (5+ years) | $49,446,000 | 1,673 |
| Average Assets, year-to-date | $298,633,800 | 1,526 |
| Average Assets, quarterly | $311,896,000 | 1,512 |
| Volatile liabilities | $78,750,000 | 1,189 |
| Insider loans | $7,412,000 | 605 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $46,162,000 | 1,247 |
| Tier 1 (core) risk-based capital | $25,053,000 | 1,752 |
| Tier 2 risk-based capital | $3,248,000 | 1,155 |
| Total risk weighted assets | $264,054,100 | 1,233 |
| Total unused commitments | $46,162,000 | 1,249 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 83 | 2,081 |
| Assets and Liabilities | ||
| Total Assets: | $284,458,000 | 1,659 |
| Cash and due from depository institutions | $14,006,000 | 2,081 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $29,239,000 | 3,667 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $234,638,000 | 1,298 |
| Loan loss allowance | $3,122,000 | 1,228 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,950,000 | 4,080 |
| Other real estate owned | $58,000 | 2,081 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,567,000 | 1,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $284,458,000 | 1,659 |
| Total liabilities | $262,847,000 | 1,623 |
| Total deposits | $249,015,000 | 1,517 |
| Interest-bearing deposits | $205,503,000 | 1,584 |
| Deposits held in domestic offices | $249,015,000 | 1,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,262,000 | 1,843 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 2,806 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,570,000 | 1,004 |
| Total equity capital | $21,611,000 | 2,054 |
| Total bank equity capital | $21,611,000 | 2,054 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $550,000 | 4,475 |
| Surplus | $14,387,000 | 1,202 |
| Undivided profits | $6,674,000 | 3,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $759,000 | 2,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,455,000 | 871 |
| Earning assets | $263,877,000 | 1,640 |
| Long-term assets (5+ years) | $43,556,000 | 1,922 |
| Average Assets, year-to-date | $271,934,000 | 1,668 |
| Average Assets, quarterly | $278,036,000 | 1,686 |
| Volatile liabilities | $72,854,000 | 1,232 |
| Insider loans | $6,685,000 | 682 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $48,550,000 | 1,220 |
| Tier 1 (core) risk-based capital | $22,160,000 | 1,991 |
| Tier 2 risk-based capital | $2,945,790 | 1,223 |
| Total risk weighted assets | $235,486,990 | 1,325 |
| Total unused commitments | $48,550,000 | 1,222 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 83 | 2,103 |
| Assets and Liabilities | ||
| Total Assets: | $263,939,000 | 1,760 |
| Cash and due from depository institutions | $5,867,000 | 2,103 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $30,061,000 | 3,629 |
| Federal funds sold & reverse repurchase agreements | $14,800,000 | 1,100 |
| Net loans & leases | $208,232,000 | 1,352 |
| Loan loss allowance | $3,199,000 | 1,160 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,047,000 | 3,843 |
| Other real estate owned | $91,000 | 2,103 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,841,000 | 2,600 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,939,000 | 1,760 |
| Total liabilities | $242,057,000 | 1,725 |
| Total deposits | $238,015,000 | 1,569 |
| Interest-bearing deposits | $202,351,000 | 1,583 |
| Deposits held in domestic offices | $238,015,000 | 1,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $243,000 | 2,979 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,799,000 | 1,216 |
| Total equity capital | $21,882,000 | 2,055 |
| Total bank equity capital | $21,882,000 | 2,055 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $550,000 | 4,508 |
| Surplus | $14,263,000 | 1,153 |
| Undivided profits | $7,069,000 | 3,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 7,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,204,000 | 934 |
| Earning assets | $253,093,000 | 1,681 |
| Long-term assets (5+ years) | $33,632,000 | 2,178 |
| Average Assets, year-to-date | $265,244,600 | 1,642 |
| Average Assets, quarterly | $264,163,500 | 1,710 |
| Volatile liabilities | $58,290,000 | 1,232 |
| Insider loans | $2,944,000 | 1,460 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $47,655,000 | 1,180 |
| Tier 1 (core) risk-based capital | $21,837,000 | 1,947 |
| Tier 2 risk-based capital | $2,623,270 | 1,283 |
| Total risk weighted assets | $209,286,070 | 1,372 |
| Total unused commitments | $47,655,000 | 1,184 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 85 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $265,900,000 | 1,718 |
| Cash and due from depository institutions | $21,968,000 | 2,092 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $35,634,000 | 3,143 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,758 |
| Net loans & leases | $197,551,000 | 1,428 |
| Loan loss allowance | $2,936,000 | 1,276 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,196,000 | 3,544 |
| Other real estate owned | $179,000 | 2,092 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,472,000 | 2,080 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,900,000 | 1,718 |
| Total liabilities | $245,997,000 | 1,660 |
| Total deposits | $236,272,000 | 1,569 |
| Interest-bearing deposits | $198,202,000 | 1,627 |
| Deposits held in domestic offices | $236,272,000 | 1,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $243,000 | 3,406 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,616,000 | 1,860 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,866,000 | 1,218 |
| Total equity capital | $19,903,000 | 2,235 |
| Total bank equity capital | $19,903,000 | 2,235 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $550,000 | 4,673 |
| Surplus | $11,539,000 | 1,364 |
| Undivided profits | $7,814,000 | 3,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $295,000 | 5,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $74,000 | 1,074 |
| Income earned, not collected on loans | $2,045,000 | 1,065 |
| Earning assets | $238,085,000 | 1,766 |
| Long-term assets (5+ years) | $23,943,000 | 2,456 |
| Average Assets, year-to-date | $256,958,600 | 1,693 |
| Average Assets, quarterly | $263,087,000 | 1,717 |
| Volatile liabilities | $61,202,000 | 1,205 |
| Insider loans | $3,024,000 | 1,414 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $39,319,000 | 1,298 |
| Tier 1 (core) risk-based capital | $19,818,000 | 2,150 |
| Tier 2 risk-based capital | $2,451,540 | 1,280 |
| Total risk weighted assets | $195,638,440 | 1,446 |
| Total unused commitments | $39,319,000 | 1,301 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 79 | 2,373 |
| Assets and Liabilities | ||
| Total Assets: | $250,256,000 | 1,866 |
| Cash and due from depository institutions | $18,982,000 | 2,373 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $36,601,000 | 3,309 |
| Federal funds sold & reverse repurchase agreements | $10,700,000 | 1,216 |
| Net loans & leases | $177,902,000 | 1,622 |
| Loan loss allowance | $2,726,000 | 1,441 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,348,000 | 3,295 |
| Other real estate owned | $192,000 | 2,373 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,531,000 | 2,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,256,000 | 1,866 |
| Total liabilities | $231,760,000 | 1,820 |
| Total deposits | $224,690,000 | 1,706 |
| Interest-bearing deposits | $186,680,000 | 1,782 |
| Deposits held in domestic offices | $224,690,000 | 1,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $243,000 | 3,587 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,166,000 | 2,250 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,661,000 | 1,263 |
| Total equity capital | $18,496,000 | 2,431 |
| Total bank equity capital | $18,496,000 | 2,431 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $550,000 | 4,965 |
| Surplus | $11,539,000 | 1,418 |
| Undivided profits | $6,407,000 | 3,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 6,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,911,000 | 1,147 |
| Earning assets | $225,203,000 | 1,911 |
| Long-term assets (5+ years) | $26,843,000 | 2,147 |
| Average Assets, year-to-date | $235,019,800 | 1,928 |
| Average Assets, quarterly | $240,867,000 | 1,929 |
| Volatile liabilities | $56,332,000 | 1,282 |
| Insider loans | $2,684,000 | 1,608 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $38,862,000 | 1,272 |
| Tier 1 (core) risk-based capital | $18,465,000 | 2,345 |
| Tier 2 risk-based capital | $2,204,350 | 1,452 |
| Total risk weighted assets | $175,826,650 | 1,639 |
| Total unused commitments | $38,862,000 | 1,279 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 74 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $228,310,000 | 2,072 |
| Cash and due from depository institutions | $7,225,000 | 2,631 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $38,376,000 | 3,288 |
| Federal funds sold & reverse repurchase agreements | $18,200,000 | 787 |
| Net loans & leases | $158,941,000 | 1,783 |
| Loan loss allowance | $2,432,000 | 1,642 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,140,000 | 3,487 |
| Other real estate owned | $72,000 | 2,631 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,356,000 | 2,294 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,310,000 | 2,072 |
| Total liabilities | $211,602,000 | 2,010 |
| Total deposits | $206,853,000 | 1,893 |
| Interest-bearing deposits | $173,588,000 | 1,956 |
| Deposits held in domestic offices | $206,853,000 | 1,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $243,000 | 3,406 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $937,000 | 3,032 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,569,000 | 1,338 |
| Total equity capital | $16,708,000 | 2,672 |
| Total bank equity capital | $16,708,000 | 2,672 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $550,000 | 5,226 |
| Surplus | $11,450,000 | 1,426 |
| Undivided profits | $4,708,000 | 4,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $289,000 | 5,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,967,000 | 1,145 |
| Earning assets | $215,517,000 | 2,007 |
| Long-term assets (5+ years) | $25,274,000 | 2,089 |
| Average Assets, year-to-date | $215,590,800 | 2,104 |
| Average Assets, quarterly | $222,489,000 | 2,101 |
| Volatile liabilities | $50,782,000 | 1,283 |
| Insider loans | $3,194,000 | 1,365 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $33,179,000 | 1,372 |
| Tier 1 (core) risk-based capital | $16,460,000 | 2,611 |
| Tier 2 risk-based capital | $1,959,490 | 1,633 |
| Total risk weighted assets | $156,286,690 | 1,818 |
| Total unused commitments | $33,179,000 | 1,382 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 77 | 2,598 |
| Assets and Liabilities | ||
| Total Assets: | $204,057,000 | 2,276 |
| Cash and due from depository institutions | $8,629,000 | 2,598 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $29,388,000 | 4,341 |
| Federal funds sold & reverse repurchase agreements | $12,800,000 | 751 |
| Net loans & leases | $147,801,000 | 1,880 |
| Loan loss allowance | $2,148,000 | 1,853 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,196,000 | 3,354 |
| Other real estate owned | $0 | 2,598 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,243,000 | 2,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,057,000 | 2,276 |
| Total liabilities | $189,276,000 | 2,223 |
| Total deposits | $185,074,000 | 2,096 |
| Interest-bearing deposits | $151,640,000 | 2,193 |
| Deposits held in domestic offices | $185,074,000 | 2,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $243,000 | 4,377 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,260,000 | 2,948 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,699,000 | 1,414 |
| Total equity capital | $14,781,000 | 2,760 |
| Total bank equity capital | $14,781,000 | 2,760 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $550,000 | 5,507 |
| Surplus | $11,450,000 | 1,365 |
| Undivided profits | $2,781,000 | 6,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 9,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,670,000 | 1,157 |
| Earning assets | $189,989,000 | 2,227 |
| Long-term assets (5+ years) | $16,550,000 | 2,930 |
| Average Assets, year-to-date | $195,709,600 | 2,286 |
| Average Assets, quarterly | $199,449,000 | 2,299 |
| Volatile liabilities | $42,398,000 | 1,401 |
| Insider loans | $2,827,000 | 1,494 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,159,000 | 3,325 |
| Tier 1 (core) risk-based capital | $15,181,000 | 2,721 |
| Tier 2 risk-based capital | $1,814,780 | 1,731 |
| Total risk weighted assets | $144,849,080 | 1,913 |
| Total unused commitments | $9,159,000 | 3,335 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 76 | 2,754 |
| Assets and Liabilities | ||
| Total Assets: | $190,971,000 | 2,441 |
| Cash and due from depository institutions | $7,703,000 | 2,754 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $32,402,000 | 4,214 |
| Federal funds sold & reverse repurchase agreements | $9,700,000 | 1,408 |
| Net loans & leases | $136,399,000 | 2,004 |
| Loan loss allowance | $1,928,000 | 2,130 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,105,000 | 3,447 |
| Other real estate owned | $0 | 2,754 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,662,000 | 2,707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,971,000 | 2,441 |
| Total liabilities | $177,304,000 | 2,397 |
| Total deposits | $171,493,000 | 2,317 |
| Interest-bearing deposits | $144,870,000 | 2,380 |
| Deposits held in domestic offices | $171,493,000 | 2,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $243,000 | 3,589 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,992,000 | 1,880 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,576,000 | 1,492 |
| Total equity capital | $13,667,000 | 2,951 |
| Total bank equity capital | $13,667,000 | 2,951 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $550,000 | 5,755 |
| Surplus | $11,450,000 | 1,293 |
| Undivided profits | $1,667,000 | 8,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 10,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,706,000 | 1,005 |
| Earning assets | $178,501,000 | 2,386 |
| Long-term assets (5+ years) | $27,605,000 | 2,039 |
| Average Assets, year-to-date | $183,211,000 | 2,462 |
| Average Assets, quarterly | $188,561,000 | 2,445 |
| Volatile liabilities | $34,318,000 | 1,587 |
| Insider loans | $2,562,000 | 1,623 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,695,000 | 3,176 |
| Tier 1 (core) risk-based capital | $13,367,000 | 2,962 |
| Tier 2 risk-based capital | $1,717,230 | 1,790 |
| Total risk weighted assets | $137,167,530 | 1,964 |
| Total unused commitments | $9,695,000 | 3,193 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 80 | 2,706 |
| Assets and Liabilities | ||
| Total Assets: | $174,268,000 | 2,717 |
| Cash and due from depository institutions | $9,605,000 | 2,706 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $27,887,000 | 4,752 |
| Federal funds sold & reverse repurchase agreements | $9,400,000 | 1,751 |
| Net loans & leases | $122,322,000 | 2,252 |
| Loan loss allowance | $1,975,000 | 2,161 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,121,000 | 3,418 |
| Other real estate owned | $0 | 2,706 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,933,000 | 2,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,268,000 | 2,717 |
| Total liabilities | $161,133,000 | 2,690 |
| Total deposits | $156,374,000 | 2,632 |
| Interest-bearing deposits | $131,286,000 | 2,741 |
| Deposits held in domestic offices | $156,374,000 | 2,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $243,000 | 3,373 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,249,000 | 1,864 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,267,000 | 1,689 |
| Total equity capital | $13,135,000 | 2,927 |
| Total bank equity capital | $13,135,000 | 2,927 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $550,000 | 6,055 |
| Surplus | $10,450,000 | 1,363 |
| Undivided profits | $2,135,000 | 7,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 6,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,280,000 | 1,504 |
| Earning assets | $159,609,000 | 2,708 |
| Long-term assets (5+ years) | $33,888,000 | 1,666 |
| Average Assets, year-to-date | $167,618,200 | 2,740 |
| Average Assets, quarterly | $169,176,500 | 2,779 |
| Volatile liabilities | $34,220,000 | 1,552 |
| Insider loans | $90,000 | 5,980 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $13,298,000 | 2,430 |
| Tier 1 (core) risk-based capital | $13,135,000 | 2,879 |
| Tier 2 risk-based capital | $1,535,290 | 2,016 |
| Total risk weighted assets | $122,383,290 | 2,236 |
| Total unused commitments | $13,298,000 | 2,447 |
| Derivatives | $0 | 651 |