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Commercial Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$13,160,000	2,466
Total interest expense	$2,749,000	2,731
Net interest income	$10,411,000	2,335
Provision for loan and lease losses	$30,000	2,940
Total noninterest income	$3,091,000	1,604
Gross Fiduciary activities income	$470,000	600
Service charges on deposit accounts	$681,000	1,349
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,940,000	1,642
Total noninterest expense	$10,078,000	2,034
Salaries and employee benefits	$5,121,000	2,162
Premises and equipment expense	$865,000	2,193
Additional noninterest expense	$1,940,000	1,642
Pre-tax net operating income	$3,394,000	2,366
Securities gains (losses)	$348,000	118
Applicable income taxes	$93,000	2,828
Income before extraordinary items	$3,649,000	2,102
Extraordinary gains, net	$0	54
Net income	$3,649,000	2,126
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,649,000	2,105
Net charge-offs	$140,000	1,321
Cash dividends	$3,000,000	1,181
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,307,960	2,239
2023-09-30 (YTD Data)		Rank
Total interest income	$9,732,000	2,471
Total interest expense	$1,877,000	2,720
Net interest income	$7,855,000	2,333
Provision for loan and lease losses	$38,000	2,634
Total noninterest income	$2,211,000	1,643
Gross Fiduciary activities income	$355,000	599
Service charges on deposit accounts	$511,000	1,344
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,345,000	1,710
Total noninterest expense	$7,496,000	2,041
Salaries and employee benefits	$3,807,000	2,169
Premises and equipment expense	$662,000	2,177
Additional noninterest expense	$1,345,000	1,710
Pre-tax net operating income	$2,532,000	2,433
Securities gains (losses)	$34,000	321
Applicable income taxes	$112,000	2,643
Income before extraordinary items	$2,454,000	2,269
Extraordinary gains, net	$0	52
Net income	$2,454,000	2,291
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,454,000	2,271
Net charge-offs	$104,000	1,161
Cash dividends	$1,500,000	1,357
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,421,360	2,311
2023-06-30 (YTD Data)		Rank
Total interest income	$6,368,000	2,461
Total interest expense	$1,028,000	2,784
Net interest income	$5,340,000	2,326
Provision for loan and lease losses	$-4,000	4,321
Total noninterest income	$1,540,000	1,529
Gross Fiduciary activities income	$236,000	600
Service charges on deposit accounts	$340,000	1,335
Trading account gains and fees	NA	NA
Additional Noninterest Income	$964,000	1,573
Total noninterest expense	$4,904,000	2,066
Salaries and employee benefits	$2,537,000	2,163
Premises and equipment expense	$428,000	2,213
Additional noninterest expense	$964,000	1,571
Pre-tax net operating income	$1,980,000	2,261
Securities gains (losses)	$127,000	152
Applicable income taxes	$92,000	2,585
Income before extraordinary items	$2,015,000	2,056
Extraordinary gains, net	$0	51
Net income	$2,015,000	2,081
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,015,000	2,056
Net charge-offs	$61,000	1,105
Cash dividends	$1,500,000	1,072
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,893,080	2,144
2023-03-31 (YTD Data)		Rank
Total interest income	$3,134,000	2,469
Total interest expense	$436,000	2,766
Net interest income	$2,698,000	2,308
Provision for loan and lease losses	$7,000	2,414
Total noninterest income	$875,000	1,409
Gross Fiduciary activities income	$123,000	616
Service charges on deposit accounts	$172,000	1,336
Trading account gains and fees	NA	NA
Additional Noninterest Income	$580,000	1,394
Total noninterest expense	$2,378,000	2,120
Salaries and employee benefits	$1,269,000	2,194
Premises and equipment expense	$203,000	2,328
Additional noninterest expense	$580,000	1,394
Pre-tax net operating income	$1,188,000	2,090
Securities gains (losses)	$196,000	114
Applicable income taxes	$61,000	2,461
Income before extraordinary items	$1,323,000	1,738
Extraordinary gains, net	$0	4
Net income	$1,323,000	1,737
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,323,000	1,738
Net charge-offs	$15,000	1,224
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,134,840	1,958
2022-12-31 (YTD Data)		Rank
Total interest income	$12,492,000	2,211
Total interest expense	$1,170,000	2,217
Net interest income	$11,322,000	2,195
Provision for loan and lease losses	$188,000	1,839
Total noninterest income	$2,787,000	1,708
Gross Fiduciary activities income	$493,000	617
Service charges on deposit accounts	$748,000	1,272
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,546,000	1,866
Total noninterest expense	$9,348,000	2,098
Salaries and employee benefits	$4,807,000	2,240
Premises and equipment expense	$901,000	2,130
Additional noninterest expense	$1,546,000	1,866
Pre-tax net operating income	$4,573,000	2,142
Securities gains (losses)	$-789,000	4,416
Applicable income taxes	$124,000	2,904
Income before extraordinary items	$3,660,000	2,222
Extraordinary gains, net	$0	5
Net income	$3,660,000	2,221
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,660,000	2,221
Net charge-offs	$144,000	1,072
Cash dividends	$2,979,000	1,166
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,425,330	2,008
2022-09-30 (YTD Data)		Rank
Total interest income	$9,395,000	2,165
Total interest expense	$851,000	1,965
Net interest income	$8,544,000	2,156
Provision for loan and lease losses	$142,000	1,675
Total noninterest income	$2,054,000	1,741
Gross Fiduciary activities income	$392,000	608
Service charges on deposit accounts	$566,000	1,283
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,096,000	1,961
Total noninterest expense	$7,026,000	2,085
Salaries and employee benefits	$3,592,000	2,243
Premises and equipment expense	$683,000	2,138
Additional noninterest expense	$1,096,000	1,961
Pre-tax net operating income	$3,430,000	2,121
Securities gains (losses)	$-1,046,000	4,568
Applicable income taxes	$104,000	2,834
Income before extraordinary items	$2,280,000	2,413
Extraordinary gains, net	$0	4
Net income	$2,280,000	2,412
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,280,000	2,412
Net charge-offs	$128,000	841
Cash dividends	$2,979,000	866
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,284,160	2,011
2022-06-30 (YTD Data)		Rank
Total interest income	$6,208,000	2,131
Total interest expense	$561,000	1,813
Net interest income	$5,647,000	2,138
Provision for loan and lease losses	$94,000	1,563
Total noninterest income	$1,467,000	1,665
Gross Fiduciary activities income	$275,000	567
Service charges on deposit accounts	$369,000	1,274
Trading account gains and fees	NA	NA
Additional Noninterest Income	$823,000	1,883
Total noninterest expense	$4,544,000	2,114
Salaries and employee benefits	$2,380,000	2,255
Premises and equipment expense	$443,000	2,175
Additional noninterest expense	$1,721,000	1,801
Pre-tax net operating income	$2,476,000	1,936
Securities gains (losses)	$-777,000	4,605
Applicable income taxes	$74,000	2,731
Income before extraordinary items	$1,625,000	2,241
Extraordinary gains, net	$0	4
Net income	$1,625,000	2,242
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,625,000	2,241
Net charge-offs	$73,000	833
Cash dividends	$1,500,000	1,032
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,370,920	1,823
2022-03-31 (YTD Data)		Rank
Total interest income	$3,099,000	2,091
Total interest expense	$281,000	1,760
Net interest income	$2,818,000	2,082
Provision for loan and lease losses	$48,000	1,383
Total noninterest income	$842,000	1,534
Gross Fiduciary activities income	$154,000	561
Service charges on deposit accounts	$182,000	1,266
Trading account gains and fees	NA	NA
Additional Noninterest Income	$506,000	1,660
Total noninterest expense	$2,241,000	2,133
Salaries and employee benefits	$1,188,000	2,254
Premises and equipment expense	$220,000	2,213
Additional noninterest expense	$833,000	1,815
Pre-tax net operating income	$1,371,000	1,754
Securities gains (losses)	$-453,000	4,670
Applicable income taxes	$40,000	2,623
Income before extraordinary items	$878,000	2,079
Extraordinary gains, net	$0	4
Net income	$878,000	2,078
Minority interest net income	$0	50
Net income of bank and minority interests.	$878,000	2,079
Net charge-offs	$150,000	420
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,312,880	1,622
2021-12-31 (YTD Data)		Rank
Total interest income	$12,947,000	2,075
Total interest expense	$1,247,000	1,897
Net interest income	$11,700,000	2,061
Provision for loan and lease losses	$82,000	2,308
Total noninterest income	$3,209,000	1,721
Gross Fiduciary activities income	$484,000	576
Service charges on deposit accounts	$700,000	1,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,025,000	1,892
Total noninterest expense	$9,071,000	2,104
Salaries and employee benefits	$4,669,000	2,252
Premises and equipment expense	$959,000	2,091
Additional noninterest expense	$3,443,000	1,788
Pre-tax net operating income	$5,756,000	1,879
Securities gains (losses)	$-122,000	4,676
Applicable income taxes	$237,000	2,619
Income before extraordinary items	$5,397,000	1,787
Extraordinary gains, net	$0	10
Net income	$5,397,000	1,787
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,397,000	1,788
Net charge-offs	$71,000	1,496
Cash dividends	$3,008,000	1,156
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,514,120	1,727
2021-09-30 (YTD Data)		Rank
Total interest income	$9,804,000	2,099
Total interest expense	$955,000	1,959
Net interest income	$8,849,000	2,078
Provision for loan and lease losses	$62,000	2,254
Total noninterest income	$2,473,000	1,744
Gross Fiduciary activities income	$360,000	575
Service charges on deposit accounts	$519,000	1,256
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,594,000	1,895
Total noninterest expense	$6,702,000	2,140
Salaries and employee benefits	$3,466,000	2,277
Premises and equipment expense	$704,000	2,130
Additional noninterest expense	$2,532,000	1,809
Pre-tax net operating income	$4,558,000	1,888
Securities gains (losses)	$-159,000	4,829
Applicable income taxes	$192,000	2,603
Income before extraordinary items	$4,207,000	1,809
Extraordinary gains, net	$0	8
Net income	$4,207,000	1,808
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,207,000	1,809
Net charge-offs	$61,000	1,284
Cash dividends	$3,000,000	846
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,359,640	1,737
2021-06-30 (YTD Data)		Rank
Total interest income	$6,363,000	2,132
Total interest expense	$643,000	2,013
Net interest income	$5,720,000	2,113
Provision for loan and lease losses	$39,000	2,281
Total noninterest income	$1,700,000	1,675
Gross Fiduciary activities income	$239,000	578
Service charges on deposit accounts	$333,000	1,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,128,000	1,795
Total noninterest expense	$4,414,000	2,152
Salaries and employee benefits	$2,329,000	2,268
Premises and equipment expense	$437,000	2,225
Additional noninterest expense	$1,648,000	1,820
Pre-tax net operating income	$2,967,000	1,910
Securities gains (losses)	$-97,000	4,857
Applicable income taxes	$126,000	2,600
Income before extraordinary items	$2,744,000	1,812
Extraordinary gains, net	$0	6
Net income	$2,744,000	1,812
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,744,000	1,812
Net charge-offs	$19,000	1,524
Cash dividends	$3,000,000	613
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,837,120	1,742
2021-03-31 (YTD Data)		Rank
Total interest income	$3,129,000	2,153
Total interest expense	$323,000	2,077
Net interest income	$2,806,000	2,125
Provision for loan and lease losses	$19,000	2,287
Total noninterest income	$735,000	1,819
Gross Fiduciary activities income	$126,000	576
Service charges on deposit accounts	$167,000	1,255
Trading account gains and fees	NA	NA
Additional Noninterest Income	$442,000	2,040
Total noninterest expense	$2,190,000	2,143
Salaries and employee benefits	$1,163,000	2,260
Premises and equipment expense	$210,000	2,292
Additional noninterest expense	$817,000	1,808
Pre-tax net operating income	$1,332,000	2,019
Securities gains (losses)	$-174,000	4,907
Applicable income taxes	$51,000	2,690
Income before extraordinary items	$1,107,000	2,086
Extraordinary gains, net	$0	3
Net income	$1,107,000	2,087
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,107,000	2,086
Net charge-offs	$8,000	1,420
Cash dividends	$1,500,000	557
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,274,040	1,887
2020-12-31 (YTD Data)		Rank
Total interest income	$12,387,000	2,181
Total interest expense	$1,607,000	2,270
Net interest income	$10,780,000	2,132
Provision for loan and lease losses	$184,000	3,112
Total noninterest income	$2,873,000	1,766
Gross Fiduciary activities income	$417,000	595
Service charges on deposit accounts	$695,000	1,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,761,000	1,925
Total noninterest expense	$8,935,000	2,109
Salaries and employee benefits	$4,665,000	2,246
Premises and equipment expense	$912,000	2,152
Additional noninterest expense	$3,358,000	1,762
Pre-tax net operating income	$4,534,000	1,909
Securities gains (losses)	$204,000	1,028
Applicable income taxes	$81,000	3,008
Income before extraordinary items	$4,657,000	1,715
Extraordinary gains, net	$0	4
Net income	$4,657,000	1,715
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,657,000	1,715
Net charge-offs	$87,000	2,102
Cash dividends	$3,040,000	1,106
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,457,080	1,740
2020-09-30 (YTD Data)		Rank
Total interest income	$9,087,000	2,236
Total interest expense	$1,264,000	2,307
Net interest income	$7,823,000	2,183
Provision for loan and lease losses	$158,000	2,958
Total noninterest income	$2,217,000	1,688
Gross Fiduciary activities income	$306,000	590
Service charges on deposit accounts	$512,000	1,268
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,399,000	1,808
Total noninterest expense	$6,593,000	2,121
Salaries and employee benefits	$3,522,000	2,221
Premises and equipment expense	$687,000	2,140
Additional noninterest expense	$2,384,000	1,805
Pre-tax net operating income	$3,289,000	1,926
Securities gains (losses)	$168,000	977
Applicable income taxes	$153,000	2,545
Income before extraordinary items	$3,304,000	1,770
Extraordinary gains, net	$0	4
Net income	$3,304,000	1,770
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,304,000	1,770
Net charge-offs	$21,000	2,476
Cash dividends	$3,000,000	806
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,142,720	1,795
2020-06-30 (YTD Data)		Rank
Total interest income	$6,036,000	2,274
Total interest expense	$900,000	2,318
Net interest income	$5,136,000	2,226
Provision for loan and lease losses	$121,000	2,803
Total noninterest income	$1,459,000	1,650
Gross Fiduciary activities income	$204,000	592
Service charges on deposit accounts	$337,000	1,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$918,000	1,756
Total noninterest expense	$4,326,000	2,141
Salaries and employee benefits	$2,356,000	2,208
Premises and equipment expense	$456,000	2,145
Additional noninterest expense	$1,514,000	1,868
Pre-tax net operating income	$2,148,000	1,901
Securities gains (losses)	$123,000	914
Applicable income taxes	$101,000	2,523
Income before extraordinary items	$2,170,000	1,729
Extraordinary gains, net	$0	4
Net income	$2,170,000	1,730
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,170,000	1,730
Net charge-offs	$4,000	2,717
Cash dividends	$1,425,000	1,046
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,051,920	1,762
2020-03-31 (YTD Data)		Rank
Total interest income	$3,011,000	2,257
Total interest expense	$463,000	2,416
Net interest income	$2,548,000	2,197
Provision for loan and lease losses	$60,000	2,352
Total noninterest income	$804,000	1,472
Gross Fiduciary activities income	$116,000	587
Service charges on deposit accounts	$192,000	1,333
Trading account gains and fees	NA	NA
Additional Noninterest Income	$496,000	1,529
Total noninterest expense	$2,173,000	2,147
Salaries and employee benefits	$1,190,000	2,220
Premises and equipment expense	$228,000	2,164
Additional noninterest expense	$755,000	1,911
Pre-tax net operating income	$1,119,000	1,678
Securities gains (losses)	$-42,000	4,937
Applicable income taxes	$49,000	2,421
Income before extraordinary items	$1,028,000	1,622
Extraordinary gains, net	$0	4
Net income	$1,028,000	1,623
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,028,000	1,623
Net charge-offs	$-3,000	4,005
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,067,900	1,551
2019-12-31 (YTD Data)		Rank
Total interest income	$11,910,000	2,300
Total interest expense	$1,797,000	2,510
Net interest income	$10,113,000	2,224
Provision for loan and lease losses	$333,000	1,854
Total noninterest income	$2,869,000	1,617
Gross Fiduciary activities income	$379,000	611
Service charges on deposit accounts	$840,000	1,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,650,000	1,718
Total noninterest expense	$8,750,000	2,115
Salaries and employee benefits	$4,440,000	2,274
Premises and equipment expense	$998,000	2,040
Additional noninterest expense	$3,312,000	1,756
Pre-tax net operating income	$3,899,000	2,088
Securities gains (losses)	$82,000	1,034
Applicable income taxes	$132,000	2,886
Income before extraordinary items	$3,849,000	1,935
Extraordinary gains, net	$0	11
Net income	$3,849,000	1,936
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,849,000	1,937
Net charge-offs	$78,000	2,371
Cash dividends	$3,789,000	1,013
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,769,460	1,937
2019-09-30 (YTD Data)		Rank
Total interest income	$8,917,000	2,331
Total interest expense	$1,325,000	2,551
Net interest income	$7,592,000	2,250
Provision for loan and lease losses	$250,000	1,754
Total noninterest income	$2,146,000	1,609
Gross Fiduciary activities income	$271,000	617
Service charges on deposit accounts	$627,000	1,293
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,248,000	1,699
Total noninterest expense	$6,632,000	2,101
Salaries and employee benefits	$3,376,000	2,263
Premises and equipment expense	$765,000	2,034
Additional noninterest expense	$2,491,000	1,765
Pre-tax net operating income	$2,856,000	2,173
Securities gains (losses)	$49,000	1,075
Applicable income taxes	$127,000	2,806
Income before extraordinary items	$2,778,000	2,045
Extraordinary gains, net	$0	11
Net income	$2,778,000	2,044
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,778,000	2,046
Net charge-offs	$70,000	1,998
Cash dividends	$3,750,000	755
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,730,960	2,039
2019-06-30 (YTD Data)		Rank
Total interest income	$5,900,000	2,343
Total interest expense	$864,000	2,556
Net interest income	$5,036,000	2,266
Provision for loan and lease losses	$165,000	1,721
Total noninterest income	$1,413,000	1,587
Gross Fiduciary activities income	$183,000	616
Service charges on deposit accounts	$401,000	1,317
Trading account gains and fees	NA	NA
Additional Noninterest Income	$829,000	1,678
Total noninterest expense	$4,439,000	2,104
Salaries and employee benefits	$2,272,000	2,262
Premises and equipment expense	$512,000	2,031
Additional noninterest expense	$1,655,000	1,780
Pre-tax net operating income	$1,845,000	2,193
Securities gains (losses)	$0	1,702
Applicable income taxes	$81,000	2,817
Income before extraordinary items	$1,764,000	2,110
Extraordinary gains, net	$0	11
Net income	$1,764,000	2,108
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,764,000	2,110
Net charge-offs	$60,000	1,708
Cash dividends	$3,000,000	630
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,764,000	2,074
2019-03-31 (YTD Data)		Rank
Total interest income	$2,924,000	2,352
Total interest expense	$415,000	2,586
Net interest income	$2,509,000	2,266
Provision for loan and lease losses	$81,000	1,641
Total noninterest income	$691,000	1,580
Gross Fiduciary activities income	$91,000	629
Service charges on deposit accounts	$192,000	1,366
Trading account gains and fees	NA	NA
Additional Noninterest Income	$408,000	1,642
Total noninterest expense	$2,247,000	2,094
Salaries and employee benefits	$1,154,000	2,260
Premises and equipment expense	$263,000	2,011
Additional noninterest expense	$830,000	1,764
Pre-tax net operating income	$872,000	2,242
Securities gains (losses)	$0	1,087
Applicable income taxes	$38,000	2,821
Income before extraordinary items	$834,000	2,142
Extraordinary gains, net	$0	5
Net income	$834,000	2,141
Minority interest net income	$0	52
Net income of bank and minority interests.	$834,000	2,141
Net charge-offs	$37,000	1,372
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$834,000	2,127
2018-12-31 (YTD Data)		Rank
Total interest income	$11,236,000	2,323
Total interest expense	$1,227,000	2,638
Net interest income	$10,009,000	2,246
Provision for loan and lease losses	$307,000	1,943
Total noninterest income	$2,941,000	1,571
Gross Fiduciary activities income	$334,000	646
Service charges on deposit accounts	$876,000	1,279
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,731,000	1,638
Total noninterest expense	$8,099,000	2,222
Salaries and employee benefits	$4,343,000	2,327
Premises and equipment expense	$814,000	2,339
Additional noninterest expense	$2,942,000	1,955
Pre-tax net operating income	$4,544,000	1,920
Securities gains (losses)	$-27,000	4,681
Applicable income taxes	$153,000	2,841
Income before extraordinary items	$4,364,000	1,772
Extraordinary gains, net	$0	6
Net income	$4,364,000	1,771
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,364,000	1,771
Net charge-offs	$-2,000	4,252
Cash dividends	$3,527,000	963
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,390,190	1,753
2018-09-30 (YTD Data)		Rank
Total interest income	$8,337,000	2,332
Total interest expense	$864,000	2,665
Net interest income	$7,473,000	2,259
Provision for loan and lease losses	$231,000	1,827
Total noninterest income	$2,167,000	1,605
Gross Fiduciary activities income	$251,000	640
Service charges on deposit accounts	$654,000	1,286
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,262,000	1,689
Total noninterest expense	$6,049,000	2,226
Salaries and employee benefits	$3,272,000	2,316
Premises and equipment expense	$619,000	2,335
Additional noninterest expense	$2,158,000	1,992
Pre-tax net operating income	$3,360,000	1,963
Securities gains (losses)	$-27,000	4,996
Applicable income taxes	$146,000	2,766
Income before extraordinary items	$3,187,000	1,827
Extraordinary gains, net	$0	5
Net income	$3,187,000	1,826
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,187,000	1,826
Net charge-offs	$22,000	2,660
Cash dividends	$3,488,000	715
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,212,920	1,799
2018-06-30 (YTD Data)		Rank
Total interest income	$5,486,000	2,341
Total interest expense	$545,000	2,665
Net interest income	$4,941,000	2,271
Provision for loan and lease losses	$153,000	1,750
Total noninterest income	$1,476,000	1,582
Gross Fiduciary activities income	$165,000	645
Service charges on deposit accounts	$433,000	1,296
Trading account gains and fees	NA	NA
Additional Noninterest Income	$878,000	1,648
Total noninterest expense	$4,039,000	2,247
Salaries and employee benefits	$2,194,000	2,321
Premises and equipment expense	$392,000	2,444
Additional noninterest expense	$1,453,000	1,975
Pre-tax net operating income	$2,225,000	1,939
Securities gains (losses)	$0	961
Applicable income taxes	$97,000	2,747
Income before extraordinary items	$2,128,000	1,790
Extraordinary gains, net	$0	6
Net income	$2,128,000	1,789
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,128,000	1,789
Net charge-offs	$13,000	2,478
Cash dividends	$1,987,000	785
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,128,000	1,776
2018-03-31 (YTD Data)		Rank
Total interest income	$2,699,000	2,367
Total interest expense	$272,000	2,614
Net interest income	$2,427,000	2,305
Provision for loan and lease losses	$78,000	1,664
Total noninterest income	$776,000	1,512
Gross Fiduciary activities income	$86,000	641
Service charges on deposit accounts	$210,000	1,335
Trading account gains and fees	NA	NA
Additional Noninterest Income	$480,000	1,529
Total noninterest expense	$2,034,000	2,256
Salaries and employee benefits	$1,104,000	2,334
Premises and equipment expense	$186,000	2,551
Additional noninterest expense	$744,000	1,930
Pre-tax net operating income	$1,091,000	1,924
Securities gains (losses)	$0	735
Applicable income taxes	$48,000	2,725
Income before extraordinary items	$1,043,000	1,776
Extraordinary gains, net	$0	7
Net income	$1,043,000	1,775
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,043,000	1,776
Net charge-offs	$6,000	2,135
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,043,000	1,763
2017-12-31 (YTD Data)		Rank
Total interest income	$10,772,000	2,296
Total interest expense	$1,069,000	2,434
Net interest income	$9,703,000	2,274
Provision for loan and lease losses	$148,000	2,688
Total noninterest income	$2,553,000	1,750
Gross Fiduciary activities income	$277,000	678
Service charges on deposit accounts	$871,000	1,325
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,405,000	1,895
Total noninterest expense	$8,293,000	2,200
Salaries and employee benefits	$4,408,000	2,313
Premises and equipment expense	$799,000	2,456
Additional noninterest expense	$3,086,000	1,888
Pre-tax net operating income	$3,815,000	2,107
Securities gains (losses)	$151,000	483
Applicable income taxes	$99,000	3,286
Income before extraordinary items	$3,867,000	1,650
Extraordinary gains, net	$0	9
Net income	$3,867,000	1,650
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,867,000	1,650
Net charge-offs	$148,000	2,091
Cash dividends	$2,469,000	1,202
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,719,020	1,683
2017-09-30 (YTD Data)		Rank
Total interest income	$8,133,000	2,295
Total interest expense	$799,000	2,413
Net interest income	$7,334,000	2,272
Provision for loan and lease losses	$111,000	2,565
Total noninterest income	$1,932,000	1,759
Gross Fiduciary activities income	$208,000	676
Service charges on deposit accounts	$660,000	1,324
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,064,000	1,908
Total noninterest expense	$6,246,000	2,210
Salaries and employee benefits	$3,319,000	2,311
Premises and equipment expense	$607,000	2,450
Additional noninterest expense	$2,320,000	1,890
Pre-tax net operating income	$2,909,000	2,117
Securities gains (losses)	$151,000	445
Applicable income taxes	$134,000	3,005
Income before extraordinary items	$2,926,000	1,761
Extraordinary gains, net	$0	9
Net income	$2,926,000	1,761
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,926,000	1,761
Net charge-offs	$135,000	1,693
Cash dividends	$1,162,000	1,560
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,781,040	1,817
2017-06-30 (YTD Data)		Rank
Total interest income	$5,344,000	2,304
Total interest expense	$529,000	2,387
Net interest income	$4,815,000	2,288
Provision for loan and lease losses	$72,000	2,507
Total noninterest income	$1,347,000	1,705
Gross Fiduciary activities income	$129,000	692
Service charges on deposit accounts	$433,000	1,327
Trading account gains and fees	$0	139
Additional Noninterest Income	$785,000	1,794
Total noninterest expense	$4,193,000	2,209
Salaries and employee benefits	$2,227,000	2,311
Premises and equipment expense	$405,000	2,455
Additional noninterest expense	$1,561,000	1,876
Pre-tax net operating income	$1,897,000	2,108
Securities gains (losses)	$84,000	476
Applicable income taxes	$87,000	3,008
Income before extraordinary items	$1,894,000	1,777
Extraordinary gains, net	$0	11
Net income	$1,894,000	1,777
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,894,000	1,777
Net charge-offs	$44,000	2,083
Cash dividends	$1,162,000	1,185
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,813,360	1,820
2017-03-31 (YTD Data)		Rank
Total interest income	$2,669,000	2,313
Total interest expense	$261,000	2,386
Net interest income	$2,408,000	2,288
Provision for loan and lease losses	$35,000	2,341
Total noninterest income	$639,000	1,745
Gross Fiduciary activities income	$67,000	691
Service charges on deposit accounts	$209,000	1,366
Trading account gains and fees	$0	142
Additional Noninterest Income	$363,000	1,850
Total noninterest expense	$2,130,000	2,204
Salaries and employee benefits	$1,123,000	2,315
Premises and equipment expense	$203,000	2,488
Additional noninterest expense	$804,000	1,835
Pre-tax net operating income	$882,000	2,130
Securities gains (losses)	$0	1,153
Applicable income taxes	$39,000	3,024
Income before extraordinary items	$843,000	1,897
Extraordinary gains, net	$0	8
Net income	$843,000	1,897
Minority interest net income	$0	55
Net income of bank and minority interests.	$843,000	1,897
Net charge-offs	$19,000	1,916
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$843,000	1,884
2016-12-31 (YTD Data)		Rank
Total interest income	$10,271,000	2,337
Total interest expense	$1,021,000	2,391
Net interest income	$9,250,000	2,332
Provision for loan and lease losses	$54,000	3,608
Total noninterest income	$3,064,000	1,617
Gross Fiduciary activities income	$264,000	702
Service charges on deposit accounts	$936,000	1,283
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,864,000	1,659
Total noninterest expense	$8,134,000	2,259
Salaries and employee benefits	$4,315,000	2,364
Premises and equipment expense	$1,073,000	2,028
Additional noninterest expense	$2,746,000	2,129
Pre-tax net operating income	$4,126,000	1,898
Securities gains (losses)	$16,000	2,474
Applicable income taxes	$177,000	3,005
Income before extraordinary items	$3,965,000	1,665
Extraordinary gains, net	$0	5
Net income	$3,965,000	1,662
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,965,000	1,664
Net charge-offs	$27,000	3,503
Cash dividends	$3,840,000	857
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,949,640	1,637
2016-09-30 (YTD Data)		Rank
Total interest income	$7,669,000	2,359
Total interest expense	$754,000	2,409
Net interest income	$6,915,000	2,337
Provision for loan and lease losses	$37,000	3,563
Total noninterest income	$2,086,000	1,722
Gross Fiduciary activities income	$204,000	695
Service charges on deposit accounts	$698,000	1,282
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,184,000	1,834
Total noninterest expense	$6,082,000	2,257
Salaries and employee benefits	$3,171,000	2,384
Premises and equipment expense	$688,000	2,282
Additional noninterest expense	$2,223,000	1,995
Pre-tax net operating income	$2,882,000	2,014
Securities gains (losses)	$16,000	2,406
Applicable income taxes	$126,000	3,091
Income before extraordinary items	$2,772,000	1,794
Extraordinary gains, net	$0	5
Net income	$2,772,000	1,794
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,772,000	1,794
Net charge-offs	$20,000	3,152
Cash dividends	$2,526,000	865
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,756,640	1,750
2016-06-30 (YTD Data)		Rank
Total interest income	$5,080,000	2,379
Total interest expense	$497,000	2,435
Net interest income	$4,583,000	2,358
Provision for loan and lease losses	$23,000	3,492
Total noninterest income	$1,359,000	1,742
Gross Fiduciary activities income	$135,000	700
Service charges on deposit accounts	$857,000	739
Trading account gains and fees	$0	157
Additional Noninterest Income	$367,000	2,768
Total noninterest expense	$3,933,000	2,332
Salaries and employee benefits	$2,100,000	2,408
Premises and equipment expense	$453,000	2,307
Additional noninterest expense	$1,380,000	2,134
Pre-tax net operating income	$1,986,000	1,956
Securities gains (losses)	$16,000	2,060
Applicable income taxes	$87,000	3,078
Income before extraordinary items	$1,915,000	1,733
Extraordinary gains, net	$0	16
Net income	$1,915,000	1,733
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,915,000	1,733
Net charge-offs	$20,000	2,775
Cash dividends	$2,526,000	636
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,899,640	1,695
2016-03-31 (YTD Data)		Rank
Total interest income	$2,531,000	2,382
Total interest expense	$243,000	2,475
Net interest income	$2,288,000	2,362
Provision for loan and lease losses	$11,000	3,234
Total noninterest income	$647,000	1,751
Gross Fiduciary activities income	$73,000	691
Service charges on deposit accounts	$420,000	746
Trading account gains and fees	$0	142
Additional Noninterest Income	$154,000	2,952
Total noninterest expense	$1,929,000	2,375
Salaries and employee benefits	$1,042,000	2,441
Premises and equipment expense	$225,000	2,330
Additional noninterest expense	$662,000	2,194
Pre-tax net operating income	$995,000	1,931
Securities gains (losses)	$0	2,077
Applicable income taxes	$44,000	3,060
Income before extraordinary items	$951,000	1,695
Extraordinary gains, net	$0	12
Net income	$951,000	1,696
Minority interest net income	$0	62
Net income of bank and minority interests.	$951,000	1,696
Net charge-offs	$3,000	2,735
Cash dividends	$1,776,000	481
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$951,000	1,655
2015-12-31 (YTD Data)		Rank
Total interest income	$9,762,000	2,414
Total interest expense	$1,003,000	2,417
Net interest income	$8,759,000	2,391
Provision for loan and lease losses	$37,000	3,791
Total noninterest income	$3,208,000	1,532
Gross Fiduciary activities income	$274,000	705
Service charges on deposit accounts	$1,769,000	749
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,165,000	2,182
Total noninterest expense	$7,793,000	2,348
Salaries and employee benefits	$4,153,000	2,418
Premises and equipment expense	$907,000	2,328
Additional noninterest expense	$2,733,000	2,170
Pre-tax net operating income	$4,137,000	1,816
Securities gains (losses)	$253,000	628
Applicable income taxes	$87,000	3,392
Income before extraordinary items	$4,303,000	1,523
Extraordinary gains, net	$0	23
Net income	$4,303,000	1,523
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,303,000	1,523
Net charge-offs	$-11,000	5,205
Cash dividends	$5,241,000	637
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,055,060	1,554
2015-09-30 (YTD Data)		Rank
Total interest income	$7,315,000	2,438
Total interest expense	$749,000	2,446
Net interest income	$6,566,000	2,413
Provision for loan and lease losses	$28,000	3,660
Total noninterest income	$2,168,000	1,656
Gross Fiduciary activities income	$215,000	699
Service charges on deposit accounts	$1,315,000	762
Trading account gains and fees	$0	153
Additional Noninterest Income	$638,000	2,596
Total noninterest expense	$5,737,000	2,384
Salaries and employee benefits	$3,113,000	2,411
Premises and equipment expense	$693,000	2,327
Additional noninterest expense	$1,931,000	2,273
Pre-tax net operating income	$2,969,000	1,916
Securities gains (losses)	$156,000	781
Applicable income taxes	$130,000	3,121
Income before extraordinary items	$2,995,000	1,626
Extraordinary gains, net	$0	21
Net income	$2,995,000	1,627
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,995,000	1,628
Net charge-offs	$-1,000	4,684
Cash dividends	$5,138,000	470
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,845,240	1,660
2015-06-30 (YTD Data)		Rank
Total interest income	$4,900,000	2,429
Total interest expense	$502,000	2,455
Net interest income	$4,398,000	2,411
Provision for loan and lease losses	$19,000	3,547
Total noninterest income	$1,439,000	1,660
Gross Fiduciary activities income	$140,000	714
Service charges on deposit accounts	$865,000	757
Trading account gains and fees	$0	157
Additional Noninterest Income	$434,000	2,577
Total noninterest expense	$3,800,000	2,409
Salaries and employee benefits	$2,052,000	2,454
Premises and equipment expense	$448,000	2,399
Additional noninterest expense	$1,300,000	2,264
Pre-tax net operating income	$2,018,000	1,888
Securities gains (losses)	$0	2,636
Applicable income taxes	$88,000	3,108
Income before extraordinary items	$1,930,000	1,666
Extraordinary gains, net	$0	22
Net income	$1,930,000	1,670
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,930,000	1,670
Net charge-offs	$4,000	3,531
Cash dividends	$788,000	1,484
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,930,000	1,620
2015-03-31 (YTD Data)		Rank
Total interest income	$2,451,000	2,422
Total interest expense	$251,000	2,475
Net interest income	$2,200,000	2,406
Provision for loan and lease losses	$6,000	3,402
Total noninterest income	$705,000	1,645
Gross Fiduciary activities income	$75,000	697
Service charges on deposit accounts	$420,000	755
Trading account gains and fees	$0	152
Additional Noninterest Income	$210,000	2,570
Total noninterest expense	$1,897,000	2,424
Salaries and employee benefits	$1,030,000	2,461
Premises and equipment expense	$212,000	2,529
Additional noninterest expense	$655,000	2,235
Pre-tax net operating income	$1,002,000	1,854
Securities gains (losses)	$0	2,027
Applicable income taxes	$44,000	3,091
Income before extraordinary items	$958,000	1,670
Extraordinary gains, net	$0	13
Net income	$958,000	1,672
Minority interest net income	$0	64
Net income of bank and minority interests.	$958,000	1,672
Net charge-offs	$-1,000	4,352
Cash dividends	$260,000	1,649
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$958,000	1,602
2014-12-31 (YTD Data)		Rank
Total interest income	$8,617,000	2,734
Total interest expense	$935,000	2,700
Net interest income	$7,682,000	2,718
Provision for loan and lease losses	$35,000	3,994
Total noninterest income	$2,648,000	1,723
Gross Fiduciary activities income	$239,000	743
Service charges on deposit accounts	$1,529,000	873
Trading account gains and fees	$0	180
Additional Noninterest Income	$880,000	2,513
Total noninterest expense	$7,798,000	2,361
Salaries and employee benefits	$3,738,000	2,645
Premises and equipment expense	$927,000	2,381
Additional noninterest expense	$3,133,000	1,961
Pre-tax net operating income	$2,497,000	2,590
Securities gains (losses)	$142,000	1,009
Applicable income taxes	$90,000	3,450
Income before extraordinary items	$2,549,000	2,268
Extraordinary gains, net	$0	17
Net income	$2,549,000	2,268
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,549,000	2,268
Net charge-offs	$56,000	3,671
Cash dividends	$3,178,000	873
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,411,260	2,325
2014-09-30 (YTD Data)		Rank
Total interest income	$6,239,000	2,820
Total interest expense	$668,000	2,859
Net interest income	$5,571,000	2,798
Provision for loan and lease losses	$32,000	3,701
Total noninterest income	$1,905,000	1,780
Gross Fiduciary activities income	$180,000	740
Service charges on deposit accounts	$1,065,000	937
Trading account gains and fees	$0	174
Additional Noninterest Income	$660,000	2,515
Total noninterest expense	$5,671,000	2,434
Salaries and employee benefits	$2,750,000	2,681
Premises and equipment expense	$694,000	2,415
Additional noninterest expense	$2,227,000	2,048
Pre-tax net operating income	$1,773,000	2,733
Securities gains (losses)	$211,000	623
Applicable income taxes	$78,000	3,424
Income before extraordinary items	$1,906,000	2,303
Extraordinary gains, net	$0	15
Net income	$1,906,000	2,304
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,906,000	2,303
Net charge-offs	$45,000	3,344
Cash dividends	$1,500,000	1,145
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,703,440	2,456
2014-06-30 (YTD Data)		Rank
Total interest income	$4,103,000	2,868
Total interest expense	$396,000	3,153
Net interest income	$3,707,000	2,808
Provision for loan and lease losses	$6,000	4,008
Total noninterest income	$1,156,000	1,899
Gross Fiduciary activities income	$118,000	748
Service charges on deposit accounts	$587,000	1,108
Trading account gains and fees	$0	172
Additional Noninterest Income	$451,000	2,456
Total noninterest expense	$3,564,000	2,585
Salaries and employee benefits	$1,738,000	2,792
Premises and equipment expense	$423,000	2,595
Additional noninterest expense	$1,403,000	2,142
Pre-tax net operating income	$1,293,000	2,508
Securities gains (losses)	$211,000	470
Applicable income taxes	$57,000	3,373
Income before extraordinary items	$1,447,000	2,048
Extraordinary gains, net	$0	20
Net income	$1,447,000	2,052
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,447,000	2,051
Net charge-offs	$2,000	4,144
Cash dividends	$1,500,000	822
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,244,440	2,231
2014-03-31 (YTD Data)		Rank
Total interest income	$2,038,000	2,884
Total interest expense	$189,000	3,298
Net interest income	$1,849,000	2,808
Provision for loan and lease losses	$0	3,817
Total noninterest income	$505,000	2,029
Gross Fiduciary activities income	$62,000	742
Service charges on deposit accounts	$269,000	1,189
Trading account gains and fees	$0	147
Additional Noninterest Income	$174,000	2,754
Total noninterest expense	$1,792,000	2,580
Salaries and employee benefits	$842,000	2,883
Premises and equipment expense	$233,000	2,456
Additional noninterest expense	$717,000	2,104
Pre-tax net operating income	$562,000	2,691
Securities gains (losses)	$143,000	341
Applicable income taxes	$25,000	3,376
Income before extraordinary items	$680,000	2,051
Extraordinary gains, net	$0	16
Net income	$680,000	2,054
Minority interest net income	$0	66
Net income of bank and minority interests.	$680,000	2,054
Net charge-offs	$3,000	3,257
Cash dividends	$1,500,000	415
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$542,720	2,390
2013-12-31 (YTD Data)		Rank
Total interest income	$7,929,000	2,959
Total interest expense	$794,000	3,467
Net interest income	$7,135,000	2,871
Provision for loan and lease losses	$1,000	5,068
Total noninterest income	$2,010,000	2,169
Gross Fiduciary activities income	$241,000	745
Service charges on deposit accounts	$1,124,000	1,212
Trading account gains and fees	$0	184
Additional Noninterest Income	$645,000	2,996
Total noninterest expense	$6,261,000	2,889
Salaries and employee benefits	$3,240,000	2,951
Premises and equipment expense	$779,000	2,753
Additional noninterest expense	$2,242,000	2,731
Pre-tax net operating income	$2,883,000	2,227
Securities gains (losses)	$142,000	1,104
Applicable income taxes	$144,000	3,191
Income before extraordinary items	$2,881,000	1,957
Extraordinary gains, net	$0	29
Net income	$2,881,000	1,960
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,881,000	1,960
Net charge-offs	$46,000	4,409
Cash dividends	$908,000	2,051
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,746,100	1,978
2013-09-30 (YTD Data)		Rank
Total interest income	$5,876,000	3,009
Total interest expense	$606,000	3,516
Net interest income	$5,270,000	2,915
Provision for loan and lease losses	$0	4,941
Total noninterest income	$1,481,000	2,232
Gross Fiduciary activities income	$178,000	744
Service charges on deposit accounts	$835,000	1,230
Trading account gains and fees	$0	180
Additional Noninterest Income	$468,000	3,115
Total noninterest expense	$4,542,000	2,973
Salaries and employee benefits	$2,432,000	2,975
Premises and equipment expense	$559,000	2,869
Additional noninterest expense	$1,551,000	2,900
Pre-tax net operating income	$2,209,000	2,256
Securities gains (losses)	$142,000	1,007
Applicable income taxes	$96,000	3,339
Income before extraordinary items	$2,255,000	1,930
Extraordinary gains, net	$0	25
Net income	$2,255,000	1,937
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,255,000	1,936
Net charge-offs	$40,000	4,026
Cash dividends	$805,000	1,654
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,118,680	1,973
2013-06-30 (YTD Data)		Rank
Total interest income	$3,896,000	3,026
Total interest expense	$410,000	3,540
Net interest income	$3,486,000	2,921
Provision for loan and lease losses	$-1,000	6,554
Total noninterest income	$934,000	2,317
Gross Fiduciary activities income	$118,000	748
Service charges on deposit accounts	$541,000	1,240
Trading account gains and fees	$0	157
Additional Noninterest Income	$275,000	3,333
Total noninterest expense	$2,972,000	3,018
Salaries and employee benefits	$1,613,000	3,004
Premises and equipment expense	$351,000	2,991
Additional noninterest expense	$1,008,000	2,948
Pre-tax net operating income	$1,449,000	2,257
Securities gains (losses)	$142,000	910
Applicable income taxes	$63,000	3,358
Income before extraordinary items	$1,528,000	1,899
Extraordinary gains, net	$0	22
Net income	$1,528,000	1,905
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,528,000	1,905
Net charge-offs	$34,000	3,652
Cash dividends	$648,000	1,471
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,391,680	1,973
2013-03-31 (YTD Data)		Rank
Total interest income	$1,940,000	3,066
Total interest expense	$209,000	3,575
Net interest income	$1,731,000	2,943
Provision for loan and lease losses	$-1,000	6,710
Total noninterest income	$444,000	2,404
Gross Fiduciary activities income	$63,000	744
Service charges on deposit accounts	$263,000	1,264
Trading account gains and fees	$0	148
Additional Noninterest Income	$118,000	3,526
Total noninterest expense	$1,444,000	3,097
Salaries and employee benefits	$794,000	3,067
Premises and equipment expense	$167,000	3,144
Additional noninterest expense	$483,000	3,076
Pre-tax net operating income	$732,000	2,190
Securities gains (losses)	$116,000	631
Applicable income taxes	$32,000	3,314
Income before extraordinary items	$816,000	1,740
Extraordinary gains, net	$0	10
Net income	$816,000	1,742
Minority interest net income	$0	76
Net income of bank and minority interests.	$816,000	1,742
Net charge-offs	$-7,000	6,052
Cash dividends	$252,000	1,452
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$704,640	1,909
2012-12-31 (YTD Data)		Rank
Total interest income	$8,383,000	2,987
Total interest expense	$1,088,000	3,419
Net interest income	$7,295,000	2,884
Provision for loan and lease losses	$-1,000	6,806
Total noninterest income	$1,970,000	2,203
Gross Fiduciary activities income	$236,000	757
Service charges on deposit accounts	$1,114,000	1,277
Trading account gains and fees	$0	166
Additional Noninterest Income	$620,000	3,057
Total noninterest expense	$6,259,000	2,941
Salaries and employee benefits	$3,409,000	2,854
Premises and equipment expense	$664,000	3,140
Additional noninterest expense	$2,186,000	2,880
Pre-tax net operating income	$3,007,000	2,090
Securities gains (losses)	$251,000	1,501
Applicable income taxes	$173,000	3,113
Income before extraordinary items	$3,085,000	1,810
Extraordinary gains, net	$0	29
Net income	$3,085,000	1,809
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,085,000	1,810
Net charge-offs	$28,000	5,238
Cash dividends	$2,522,000	996
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,846,550	1,842
2012-09-30 (YTD Data)		Rank
Total interest income	$6,555,000	2,949
Total interest expense	$856,000	3,419
Net interest income	$5,699,000	2,816
Provision for loan and lease losses	$-1,000	6,935
Total noninterest income	$1,446,000	2,234
Gross Fiduciary activities income	$149,000	784
Service charges on deposit accounts	$823,000	1,308
Trading account gains and fees	$0	157
Additional Noninterest Income	$474,000	3,028
Total noninterest expense	$4,620,000	2,985
Salaries and employee benefits	$2,575,000	2,845
Premises and equipment expense	$484,000	3,245
Additional noninterest expense	$1,561,000	3,009
Pre-tax net operating income	$2,526,000	1,955
Securities gains (losses)	$202,000	1,425
Applicable income taxes	$112,000	3,290
Income before extraordinary items	$2,616,000	1,673
Extraordinary gains, net	$0	20
Net income	$2,616,000	1,672
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,616,000	1,674
Net charge-offs	$8,000	5,367
Cash dividends	$960,000	1,379
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,422,080	1,703
2012-06-30 (YTD Data)		Rank
Total interest income	$4,418,000	2,949
Total interest expense	$606,000	3,379
Net interest income	$3,812,000	2,813
Provision for loan and lease losses	$-1,000	7,010
Total noninterest income	$915,000	2,295
Gross Fiduciary activities income	$102,000	786
Service charges on deposit accounts	$542,000	1,305
Trading account gains and fees	$0	153
Additional Noninterest Income	$271,000	3,211
Total noninterest expense	$3,006,000	3,058
Salaries and employee benefits	$1,715,000	2,846
Premises and equipment expense	$311,000	3,340
Additional noninterest expense	$980,000	3,179
Pre-tax net operating income	$1,722,000	1,896
Securities gains (losses)	$125,000	1,437
Applicable income taxes	$75,000	3,281
Income before extraordinary items	$1,772,000	1,643
Extraordinary gains, net	$0	19
Net income	$1,772,000	1,642
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,772,000	1,643
Net charge-offs	$-6,000	6,510
Cash dividends	$747,000	1,236
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,652,000	1,664
2012-03-31 (YTD Data)		Rank
Total interest income	$2,222,000	2,959
Total interest expense	$314,000	3,411
Net interest income	$1,908,000	2,830
Provision for loan and lease losses	$-3,000	7,096
Total noninterest income	$452,000	2,309
Gross Fiduciary activities income	$56,000	769
Service charges on deposit accounts	$267,000	1,318
Trading account gains and fees	$0	148
Additional Noninterest Income	$129,000	3,289
Total noninterest expense	$1,494,000	3,064
Salaries and employee benefits	$854,000	2,873
Premises and equipment expense	$155,000	3,384
Additional noninterest expense	$485,000	3,174
Pre-tax net operating income	$869,000	1,894
Securities gains (losses)	$118,000	834
Applicable income taxes	$38,000	3,275
Income before extraordinary items	$949,000	1,547
Extraordinary gains, net	$0	19
Net income	$949,000	1,548
Minority interest net income	$0	78
Net income of bank and minority interests.	$949,000	1,548
Net charge-offs	$-17,000	6,828
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$835,720	1,632
2011-12-31 (YTD Data)		Rank
Total interest income	$9,548,000	2,872
Total interest expense	$1,599,000	3,280
Net interest income	$7,949,000	2,751
Provision for loan and lease losses	$158,000	4,883
Total noninterest income	$1,954,000	2,038
Gross Fiduciary activities income	$209,000	733
Service charges on deposit accounts	$1,192,000	1,236
Trading account gains and fees	$0	146
Additional Noninterest Income	$553,000	2,979
Total noninterest expense	$6,087,000	3,022
Salaries and employee benefits	$3,349,000	2,847
Premises and equipment expense	$637,000	3,423
Additional noninterest expense	$2,101,000	3,003
Pre-tax net operating income	$3,658,000	1,538
Securities gains (losses)	$136,000	1,790
Applicable income taxes	$225,000	2,785
Income before extraordinary items	$3,569,000	1,379
Extraordinary gains, net	$0	29
Net income	$3,569,000	1,379
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,569,000	1,379
Net charge-offs	$50,000	5,480
Cash dividends	$7,092,000	306
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,441,160	1,359
2011-09-30 (YTD Data)		Rank
Total interest income	$7,320,000	2,845
Total interest expense	$1,237,000	3,323
Net interest income	$6,083,000	2,704
Provision for loan and lease losses	$114,000	4,828
Total noninterest income	$1,515,000	1,980
Gross Fiduciary activities income	$147,000	739
Service charges on deposit accounts	$898,000	1,230
Trading account gains and fees	$0	145
Additional Noninterest Income	$470,000	2,790
Total noninterest expense	$4,508,000	3,058
Salaries and employee benefits	$2,499,000	2,858
Premises and equipment expense	$474,000	3,484
Additional noninterest expense	$1,535,000	3,089
Pre-tax net operating income	$2,976,000	1,508
Securities gains (losses)	$135,000	1,512
Applicable income taxes	$130,000	3,012
Income before extraordinary items	$2,981,000	1,299
Extraordinary gains, net	$0	21
Net income	$2,981,000	1,299
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,981,000	1,299
Net charge-offs	$50,000	4,981
Cash dividends	$3,998,000	363
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,851,400	1,278
2011-06-30 (YTD Data)		Rank
Total interest income	$4,862,000	2,878
Total interest expense	$855,000	3,332
Net interest income	$4,007,000	2,733
Provision for loan and lease losses	$72,000	4,751
Total noninterest income	$961,000	2,050
Gross Fiduciary activities income	$98,000	753
Service charges on deposit accounts	$591,000	1,222
Trading account gains and fees	$0	153
Additional Noninterest Income	$272,000	3,025
Total noninterest expense	$3,060,000	3,046
Salaries and employee benefits	$1,669,000	2,875
Premises and equipment expense	$307,000	3,594
Additional noninterest expense	$1,084,000	2,990
Pre-tax net operating income	$1,836,000	1,573
Securities gains (losses)	$20,000	2,091
Applicable income taxes	$80,000	3,029
Income before extraordinary items	$1,776,000	1,397
Extraordinary gains, net	$0	15
Net income	$1,776,000	1,397
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,776,000	1,397
Net charge-offs	$41,000	4,608
Cash dividends	$3,998,000	243
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,756,800	1,352
2011-03-31 (YTD Data)		Rank
Total interest income	$2,398,000	2,931
Total interest expense	$455,000	3,279
Net interest income	$1,943,000	2,796
Provision for loan and lease losses	$37,000	4,473
Total noninterest income	$478,000	2,063
Gross Fiduciary activities income	$54,000	732
Service charges on deposit accounts	$293,000	1,210
Trading account gains and fees	$0	158
Additional Noninterest Income	$131,000	3,128
Total noninterest expense	$1,518,000	3,079
Salaries and employee benefits	$841,000	2,873
Premises and equipment expense	$151,000	3,683
Additional noninterest expense	$526,000	3,054
Pre-tax net operating income	$866,000	1,647
Securities gains (losses)	$0	1,772
Applicable income taxes	$38,000	3,035
Income before extraordinary items	$828,000	1,441
Extraordinary gains, net	$0	9
Net income	$828,000	1,441
Minority interest net income	$0	86
Net income of bank and minority interests.	$828,000	1,441
Net charge-offs	$7,000	4,526
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$828,000	1,397
2010-12-31 (YTD Data)		Rank
Total interest income	$10,636,000	2,808
Total interest expense	$2,152,000	3,369
Net interest income	$8,484,000	2,585
Provision for loan and lease losses	$213,000	5,267
Total noninterest income	$1,775,000	2,247
Gross Fiduciary activities income	$192,000	771
Service charges on deposit accounts	$1,156,000	1,306
Trading account gains and fees	$0	175
Additional Noninterest Income	$427,000	3,409
Total noninterest expense	$6,156,000	3,046
Salaries and employee benefits	$3,357,000	2,831
Premises and equipment expense	$597,000	3,735
Additional noninterest expense	$2,202,000	2,982
Pre-tax net operating income	$3,890,000	1,290
Securities gains (losses)	$0	3,793
Applicable income taxes	$124,000	3,068
Income before extraordinary items	$3,766,000	1,154
Extraordinary gains, net	$0	29
Net income	$3,766,000	1,156
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,766,000	1,157
Net charge-offs	$96,000	5,443
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,766,000	1,099
2010-09-30 (YTD Data)		Rank
Total interest income	$8,111,000	2,813
Total interest expense	$1,664,000	3,410
Net interest income	$6,447,000	2,585
Provision for loan and lease losses	$177,000	5,077
Total noninterest income	$1,325,000	2,282
Gross Fiduciary activities income	$149,000	753
Service charges on deposit accounts	$848,000	1,388
Trading account gains and fees	$0	165
Additional Noninterest Income	$328,000	3,409
Total noninterest expense	$4,592,000	3,066
Salaries and employee benefits	$2,539,000	2,816
Premises and equipment expense	$453,000	3,762
Additional noninterest expense	$1,600,000	3,029
Pre-tax net operating income	$3,003,000	1,331
Securities gains (losses)	$0	3,651
Applicable income taxes	$131,000	2,902
Income before extraordinary items	$2,872,000	1,173
Extraordinary gains, net	$0	23
Net income	$2,872,000	1,177
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,872,000	1,177
Net charge-offs	$59,000	5,382
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,872,000	1,120
2010-06-30 (YTD Data)		Rank
Total interest income	$5,474,000	2,816
Total interest expense	$1,143,000	3,430
Net interest income	$4,331,000	2,558
Provision for loan and lease losses	$141,000	4,716
Total noninterest income	$860,000	2,262
Gross Fiduciary activities income	$108,000	739
Service charges on deposit accounts	$552,000	1,422
Trading account gains and fees	$0	152
Additional Noninterest Income	$200,000	3,506
Total noninterest expense	$3,032,000	3,091
Salaries and employee benefits	$1,702,000	2,808
Premises and equipment expense	$296,000	3,841
Additional noninterest expense	$1,034,000	3,105
Pre-tax net operating income	$2,018,000	1,293
Securities gains (losses)	$0	3,184
Applicable income taxes	$88,000	2,885
Income before extraordinary items	$1,930,000	1,159
Extraordinary gains, net	$0	19
Net income	$1,930,000	1,160
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,930,000	1,160
Net charge-offs	$34,000	5,177
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,930,000	1,111
2010-03-31 (YTD Data)		Rank
Total interest income	$2,793,000	2,824
Total interest expense	$586,000	3,496
Net interest income	$2,207,000	2,544
Provision for loan and lease losses	$68,000	4,476
Total noninterest income	$431,000	2,245
Gross Fiduciary activities income	$60,000	723
Service charges on deposit accounts	$268,000	1,461
Trading account gains and fees	$0	175
Additional Noninterest Income	$103,000	3,466
Total noninterest expense	$1,471,000	3,199
Salaries and employee benefits	$846,000	2,863
Premises and equipment expense	$139,000	4,082
Additional noninterest expense	$486,000	3,264
Pre-tax net operating income	$1,099,000	1,186
Securities gains (losses)	$0	2,284
Applicable income taxes	$48,000	2,818
Income before extraordinary items	$1,051,000	1,039
Extraordinary gains, net	$0	16
Net income	$1,051,000	1,041
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,051,000	1,042
Net charge-offs	$21,000	4,393
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,051,000	1,012
2009-12-31 (YTD Data)		Rank
Total interest income	$11,400,000	2,885
Total interest expense	$2,662,000	3,737
Net interest income	$8,738,000	2,475
Provision for loan and lease losses	$383,000	4,927
Total noninterest income	$1,689,000	2,378
Gross Fiduciary activities income	$182,000	779
Service charges on deposit accounts	$1,235,000	1,394
Trading account gains and fees	$0	211
Additional Noninterest Income	$272,000	4,129
Total noninterest expense	$6,082,000	3,144
Salaries and employee benefits	$3,315,000	2,929
Premises and equipment expense	$598,000	3,880
Additional noninterest expense	$2,169,000	3,119
Pre-tax net operating income	$3,962,000	1,052
Securities gains (losses)	$16,000	3,123
Applicable income taxes	$219,000	2,305
Income before extraordinary items	$3,759,000	916
Extraordinary gains, net	$0	34
Net income	$3,759,000	915
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,759,000	915
Net charge-offs	$66,000	6,031
Cash dividends	$2,400,000	754
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,743,960	917
2009-09-30 (YTD Data)		Rank
Total interest income	$8,570,000	2,919
Total interest expense	$2,042,000	3,800
Net interest income	$6,528,000	2,494
Provision for loan and lease losses	$281,000	4,680
Total noninterest income	$1,286,000	2,406
Gross Fiduciary activities income	$154,000	745
Service charges on deposit accounts	$923,000	1,409
Trading account gains and fees	$0	212
Additional Noninterest Income	$209,000	4,216
Total noninterest expense	$4,568,000	3,148
Salaries and employee benefits	$2,487,000	2,958
Premises and equipment expense	$439,000	3,988
Additional noninterest expense	$1,642,000	3,062
Pre-tax net operating income	$2,965,000	1,108
Securities gains (losses)	$0	3,497
Applicable income taxes	$130,000	2,683
Income before extraordinary items	$2,835,000	958
Extraordinary gains, net	$0	27
Net income	$2,835,000	958
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,835,000	959
Net charge-offs	$41,000	5,820
Cash dividends	$2,400,000	525
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,835,000	943
2009-06-30 (YTD Data)		Rank
Total interest income	$5,743,000	2,934
Total interest expense	$1,412,000	3,823
Net interest income	$4,331,000	2,494
Provision for loan and lease losses	$179,000	4,523
Total noninterest income	$827,000	2,475
Gross Fiduciary activities income	$102,000	758
Service charges on deposit accounts	$604,000	1,410
Trading account gains and fees	$0	193
Additional Noninterest Income	$121,000	4,471
Total noninterest expense	$3,001,000	3,214
Salaries and employee benefits	$1,659,000	2,994
Premises and equipment expense	$279,000	4,151
Additional noninterest expense	$1,063,000	3,144
Pre-tax net operating income	$1,978,000	1,154
Securities gains (losses)	$0	3,136
Applicable income taxes	$87,000	2,738
Income before extraordinary items	$1,891,000	1,003
Extraordinary gains, net	$0	21
Net income	$1,891,000	1,002
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,891,000	1,003
Net charge-offs	$27,000	5,411
Cash dividends	$2,400,000	378
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,891,000	974
2009-03-31 (YTD Data)		Rank
Total interest income	$2,889,000	2,953
Total interest expense	$743,000	3,799
Net interest income	$2,146,000	2,523
Provision for loan and lease losses	$84,000	4,181
Total noninterest income	$381,000	2,585
Gross Fiduciary activities income	$61,000	731
Service charges on deposit accounts	$287,000	1,432
Trading account gains and fees	$0	171
Additional Noninterest Income	$33,000	5,480
Total noninterest expense	$1,386,000	3,353
Salaries and employee benefits	$830,000	3,006
Premises and equipment expense	$132,000	4,337
Additional noninterest expense	$424,000	3,421
Pre-tax net operating income	$1,057,000	1,221
Securities gains (losses)	$0	2,434
Applicable income taxes	$46,000	2,957
Income before extraordinary items	$1,011,000	1,073
Extraordinary gains, net	$0	15
Net income	$1,011,000	1,073
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,011,000	1,075
Net charge-offs	$2,000	5,430
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,011,000	996
2008-12-31 (YTD Data)		Rank
Total interest income	$11,707,000	3,110
Total interest expense	$4,415,000	3,267
Net interest income	$7,292,000	2,933
Provision for loan and lease losses	$302,000	4,603
Total noninterest income	$2,004,000	2,146
Gross Fiduciary activities income	$220,000	768
Service charges on deposit accounts	$1,376,000	1,311
Trading account gains and fees	$0	154
Additional Noninterest Income	$408,000	3,548
Total noninterest expense	$5,562,000	3,291
Salaries and employee benefits	$3,261,000	3,027
Premises and equipment expense	$575,000	4,069
Additional noninterest expense	$1,726,000	3,244
Pre-tax net operating income	$3,432,000	1,582
Securities gains (losses)	$134,000	934
Applicable income taxes	$202,000	2,801
Income before extraordinary items	$3,364,000	1,236
Extraordinary gains, net	$0	39
Net income	$3,364,000	1,237
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$261,000	3,729
Cash dividends	$630,000	3,010
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,238,040	1,356
2008-09-30 (YTD Data)		Rank
Total interest income	$8,863,000	3,147
Total interest expense	$3,502,000	3,242
Net interest income	$5,361,000	3,015
Provision for loan and lease losses	$174,000	4,439
Total noninterest income	$1,544,000	2,168
Gross Fiduciary activities income	$173,000	753
Service charges on deposit accounts	$1,035,000	1,311
Trading account gains and fees	$0	148
Additional Noninterest Income	$336,000	3,483
Total noninterest expense	$4,158,000	3,284
Salaries and employee benefits	$2,430,000	3,071
Premises and equipment expense	$437,000	4,029
Additional noninterest expense	$1,291,000	3,175
Pre-tax net operating income	$2,573,000	1,876
Securities gains (losses)	$41,000	1,554
Applicable income taxes	$113,000	3,491
Income before extraordinary items	$2,501,000	1,460
Extraordinary gains, net	$0	31
Net income	$2,501,000	1,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	3,630
Cash dividends	$548,000	2,622
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,461,640	1,557
2008-06-30 (YTD Data)		Rank
Total interest income	$6,002,000	3,150
Total interest expense	$2,463,000	3,226
Net interest income	$3,539,000	3,024
Provision for loan and lease losses	$97,000	4,319
Total noninterest income	$1,025,000	2,196
Gross Fiduciary activities income	$104,000	796
Service charges on deposit accounts	$671,000	1,323
Trading account gains and fees	$0	149
Additional Noninterest Income	$250,000	3,348
Total noninterest expense	$2,739,000	3,325
Salaries and employee benefits	$1,622,000	3,094
Premises and equipment expense	$279,000	4,179
Additional noninterest expense	$838,000	3,222
Pre-tax net operating income	$1,728,000	1,929
Securities gains (losses)	$0	3,233
Applicable income taxes	$76,000	3,719
Income before extraordinary items	$1,652,000	1,638
Extraordinary gains, net	$0	21
Net income	$1,652,000	1,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,222
Cash dividends	$548,000	2,160
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,652,000	1,610
2008-03-31 (YTD Data)		Rank
Total interest income	$3,096,000	3,133
Total interest expense	$1,300,000	3,248
Net interest income	$1,796,000	2,987
Provision for loan and lease losses	$40,000	4,096
Total noninterest income	$532,000	2,146
Gross Fiduciary activities income	$58,000	782
Service charges on deposit accounts	$322,000	1,359
Trading account gains and fees	$0	158
Additional Noninterest Income	$152,000	3,010
Total noninterest expense	$1,336,000	3,400
Salaries and employee benefits	$818,000	3,101
Premises and equipment expense	$117,000	4,703
Additional noninterest expense	$401,000	3,305
Pre-tax net operating income	$952,000	1,875
Securities gains (losses)	$0	2,688
Applicable income taxes	$42,000	3,739
Income before extraordinary items	$910,000	1,632
Extraordinary gains, net	$0	15
Net income	$910,000	1,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	2,607
Cash dividends	$548,000	1,268
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$910,000	1,577
2007-12-31 (YTD Data)		Rank
Total interest income	$11,952,000	3,296
Total interest expense	$5,492,000	3,221
Net interest income	$6,460,000	3,317
Provision for loan and lease losses	$102,000	4,877
Total noninterest income	$1,939,000	2,259
Gross Fiduciary activities income	$122,000	890
Service charges on deposit accounts	$1,354,000	1,316
Trading account gains and fees	$0	178
Additional Noninterest Income	$463,000	3,454
Total noninterest expense	$5,609,000	3,140
Salaries and employee benefits	$3,323,000	2,963
Premises and equipment expense	$574,000	3,958
Additional noninterest expense	$1,712,000	3,066
Pre-tax net operating income	$2,688,000	2,662
Securities gains (losses)	$0	2,146
Applicable income taxes	$144,000	4,171
Income before extraordinary items	$2,544,000	2,319
Extraordinary gains, net	$0	39
Net income	$2,544,000	2,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	3,470
Cash dividends	$1,931,000	1,653
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,544,000	2,312
2007-09-30 (YTD Data)		Rank
Total interest income	$8,874,000	3,324
Total interest expense	$4,068,000	3,246
Net interest income	$4,806,000	3,343
Provision for loan and lease losses	$76,000	4,560
Total noninterest income	$1,459,000	2,260
Gross Fiduciary activities income	$95,000	881
Service charges on deposit accounts	$1,006,000	1,304
Trading account gains and fees	$0	184
Additional Noninterest Income	$358,000	3,415
Total noninterest expense	$4,199,000	3,107
Salaries and employee benefits	$2,485,000	2,945
Premises and equipment expense	$425,000	3,982
Additional noninterest expense	$1,289,000	2,999
Pre-tax net operating income	$1,990,000	2,841
Securities gains (losses)	$0	1,655
Applicable income taxes	$87,000	4,560
Income before extraordinary items	$1,903,000	2,480
Extraordinary gains, net	$0	33
Net income	$1,903,000	2,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	2,863
Cash dividends	$1,932,000	1,262
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,903,000	2,451
2007-06-30 (YTD Data)		Rank
Total interest income	$5,818,000	3,388
Total interest expense	$2,632,000	3,310
Net interest income	$3,186,000	3,380
Provision for loan and lease losses	$52,000	4,317
Total noninterest income	$965,000	2,293
Gross Fiduciary activities income	$66,000	886
Service charges on deposit accounts	$655,000	1,345
Trading account gains and fees	$0	168
Additional Noninterest Income	$244,000	3,404
Total noninterest expense	$2,771,000	3,170
Salaries and employee benefits	$1,661,000	2,970
Premises and equipment expense	$272,000	4,133
Additional noninterest expense	$838,000	3,072
Pre-tax net operating income	$1,328,000	2,910
Securities gains (losses)	$0	1,444
Applicable income taxes	$58,000	4,642
Income before extraordinary items	$1,270,000	2,523
Extraordinary gains, net	$0	29
Net income	$1,270,000	2,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	2,151
Cash dividends	$544,000	2,340
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,270,000	2,507
2007-03-31 (YTD Data)		Rank
Total interest income	$2,893,000	3,381
Total interest expense	$1,333,000	3,270
Net interest income	$1,560,000	3,437
Provision for loan and lease losses	$19,000	4,447
Total noninterest income	$462,000	2,327
Gross Fiduciary activities income	$37,000	875
Service charges on deposit accounts	$301,000	1,426
Trading account gains and fees	$0	195
Additional Noninterest Income	$124,000	3,357
Total noninterest expense	$1,375,000	3,196
Salaries and employee benefits	$823,000	3,009
Premises and equipment expense	$119,000	4,538
Additional noninterest expense	$433,000	2,961
Pre-tax net operating income	$628,000	3,022
Securities gains (losses)	$0	1,187
Applicable income taxes	$27,000	4,694
Income before extraordinary items	$601,000	2,625
Extraordinary gains, net	$0	22
Net income	$601,000	2,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,219
Cash dividends	$319,000	1,919
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$601,000	2,606
2006-12-31 (YTD Data)		Rank
Total interest income	$10,333,000	3,490
Total interest expense	$4,499,000	3,292
Net interest income	$5,834,000	3,598
Provision for loan and lease losses	$157,000	3,983
Total noninterest income	$1,879,000	2,331
Gross Fiduciary activities income	$86,000	958
Service charges on deposit accounts	$1,373,000	1,299
Trading account gains and fees	$0	130
Additional Noninterest Income	$420,000	3,656
Total noninterest expense	$5,313,000	3,184
Salaries and employee benefits	$3,096,000	3,048
Premises and equipment expense	$617,000	3,675
Additional noninterest expense	$1,600,000	3,123
Pre-tax net operating income	$2,243,000	3,390
Securities gains (losses)	$-190,000	8,371
Applicable income taxes	$90,000	5,054
Income before extraordinary items	$1,963,000	3,140
Extraordinary gains, net	$0	51
Net income	$1,963,000	3,139
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	3,558
Cash dividends	$2,187,000	1,422
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,145,400	2,945
2006-09-30 (YTD Data)		Rank
Total interest income	$7,572,000	3,528
Total interest expense	$3,229,000	3,305
Net interest income	$4,343,000	3,636
Provision for loan and lease losses	$160,000	3,290
Total noninterest income	$1,407,000	2,333
Gross Fiduciary activities income	$70,000	935
Service charges on deposit accounts	$1,030,000	1,301
Trading account gains and fees	$0	126
Additional Noninterest Income	$307,000	3,697
Total noninterest expense	$3,960,000	3,198
Salaries and employee benefits	$2,307,000	3,051
Premises and equipment expense	$452,000	3,762
Additional noninterest expense	$1,201,000	3,134
Pre-tax net operating income	$1,630,000	3,593
Securities gains (losses)	$0	1,388
Applicable income taxes	$71,000	5,205
Income before extraordinary items	$1,559,000	3,124
Extraordinary gains, net	$0	45
Net income	$1,559,000	3,125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	3,608
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,559,000	3,116
2006-06-30 (YTD Data)		Rank
Total interest income	$4,915,000	3,537
Total interest expense	$2,007,000	3,368
Net interest income	$2,908,000	3,630
Provision for loan and lease losses	$121,000	2,975
Total noninterest income	$932,000	2,332
Gross Fiduciary activities income	$46,000	961
Service charges on deposit accounts	$675,000	1,313
Trading account gains and fees	$0	126
Additional Noninterest Income	$211,000	3,645
Total noninterest expense	$2,582,000	3,263
Salaries and employee benefits	$1,540,000	3,055
Premises and equipment expense	$286,000	3,912
Additional noninterest expense	$756,000	3,277
Pre-tax net operating income	$1,137,000	3,482
Securities gains (losses)	$0	1,185
Applicable income taxes	$48,000	5,255
Income before extraordinary items	$1,089,000	3,009
Extraordinary gains, net	$0	39
Net income	$1,089,000	3,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,958
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,089,000	2,997
2006-03-31 (YTD Data)		Rank
Total interest income	$2,351,000	3,603
Total interest expense	$919,000	3,478
Net interest income	$1,432,000	3,667
Provision for loan and lease losses	$63,000	2,743
Total noninterest income	$435,000	2,417
Gross Fiduciary activities income	$25,000	949
Service charges on deposit accounts	$313,000	1,378
Trading account gains and fees	$0	115
Additional Noninterest Income	$97,000	3,775
Total noninterest expense	$1,293,000	3,280
Salaries and employee benefits	$787,000	3,018
Premises and equipment expense	$125,000	4,297
Additional noninterest expense	$381,000	3,257
Pre-tax net operating income	$511,000	3,684
Securities gains (losses)	$0	955
Applicable income taxes	$22,000	5,279
Income before extraordinary items	$489,000	3,218
Extraordinary gains, net	$0	21
Net income	$489,000	3,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	2,945
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$489,000	3,193
2005-12-31 (YTD Data)		Rank
Total interest income	$8,989,000	3,424
Total interest expense	$3,010,000	3,322
Net interest income	$5,979,000	3,432
Provision for loan and lease losses	$497,000	1,917
Total noninterest income	$1,847,000	2,346
Gross Fiduciary activities income	$99,000	944
Service charges on deposit accounts	$1,440,000	1,229
Trading account gains and fees	$0	138
Additional Noninterest Income	$308,000	4,276
Total noninterest expense	$5,252,000	3,105
Salaries and employee benefits	$2,957,000	3,005
Premises and equipment expense	$620,000	3,556
Additional noninterest expense	$1,675,000	2,959
Pre-tax net operating income	$2,077,000	3,593
Securities gains (losses)	$0	2,296
Applicable income taxes	$82,000	5,529
Income before extraordinary items	$1,995,000	3,105
Extraordinary gains, net	$0	46
Net income	$1,995,000	3,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	1,995
Cash dividends	$7,676,000	468
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,995,000	3,069
2005-09-30 (YTD Data)		Rank
Total interest income	$6,677,000	3,394
Total interest expense	$2,151,000	3,297
Net interest income	$4,526,000	3,394
Provision for loan and lease losses	$377,000	1,801
Total noninterest income	$1,393,000	2,332
Gross Fiduciary activities income	$81,000	917
Service charges on deposit accounts	$1,091,000	1,208
Trading account gains and fees	$0	126
Additional Noninterest Income	$221,000	4,388
Total noninterest expense	$3,888,000	3,105
Salaries and employee benefits	$2,229,000	2,957
Premises and equipment expense	$441,000	3,709
Additional noninterest expense	$1,218,000	3,005
Pre-tax net operating income	$1,654,000	3,503
Securities gains (losses)	$0	2,317
Applicable income taxes	$72,000	5,527
Income before extraordinary items	$1,582,000	3,009
Extraordinary gains, net	$0	35
Net income	$1,582,000	3,010
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$189,000	1,748
Cash dividends	$2,676,000	828
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,582,000	2,969
2005-06-30 (YTD Data)		Rank
Total interest income	$4,439,000	3,350
Total interest expense	$1,372,000	3,276
Net interest income	$3,067,000	3,343
Provision for loan and lease losses	$245,000	1,817
Total noninterest income	$943,000	2,276
Gross Fiduciary activities income	$61,000	907
Service charges on deposit accounts	$729,000	1,174
Trading account gains and fees	$0	116
Additional Noninterest Income	$153,000	4,276
Total noninterest expense	$2,527,000	3,156
Salaries and employee benefits	$1,485,000	2,953
Premises and equipment expense	$278,000	3,838
Additional noninterest expense	$764,000	3,141
Pre-tax net operating income	$1,238,000	3,168
Securities gains (losses)	$0	2,146
Applicable income taxes	$54,000	5,451
Income before extraordinary items	$1,184,000	2,674
Extraordinary gains, net	$0	30
Net income	$1,184,000	2,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	2,311
Cash dividends	$712,000	1,724
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,184,000	2,640
2005-03-31 (YTD Data)		Rank
Total interest income	$2,233,000	3,299
Total interest expense	$667,000	3,241
Net interest income	$1,566,000	3,294
Provision for loan and lease losses	$119,000	1,815
Total noninterest income	$439,000	2,346
Gross Fiduciary activities income	$34,000	889
Service charges on deposit accounts	$340,000	1,206
Trading account gains and fees	$0	115
Additional Noninterest Income	$65,000	4,607
Total noninterest expense	$1,252,000	3,198
Salaries and employee benefits	$751,000	2,925
Premises and equipment expense	$126,000	4,172
Additional noninterest expense	$375,000	3,185
Pre-tax net operating income	$634,000	3,100
Securities gains (losses)	$0	1,685
Applicable income taxes	$28,000	5,369
Income before extraordinary items	$606,000	2,595
Extraordinary gains, net	$0	24
Net income	$606,000	2,596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	2,877
Cash dividends	$533,000	1,151
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$606,000	2,555
2004-12-31 (YTD Data)		Rank
Total interest income	$9,128,000	3,065
Total interest expense	$2,316,000	3,240
Net interest income	$6,812,000	2,965
Provision for loan and lease losses	$632,000	1,572
Total noninterest income	$1,938,000	2,246
Gross Fiduciary activities income	$94,000	948
Service charges on deposit accounts	$1,495,000	1,194
Trading account gains and fees	$0	138
Additional Noninterest Income	$349,000	3,971
Total noninterest expense	$5,170,000	3,016
Salaries and employee benefits	$3,011,000	2,829
Premises and equipment expense	$623,000	3,424
Additional noninterest expense	$1,536,000	3,073
Pre-tax net operating income	$2,948,000	2,630
Securities gains (losses)	$0	3,819
Applicable income taxes	$96,000	5,551
Income before extraordinary items	$2,852,000	2,173
Extraordinary gains, net	$0	34
Net income	$2,852,000	2,174
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$401,000	1,591
Cash dividends	$5,027,000	613
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,852,000	2,129
2004-09-30 (YTD Data)		Rank
Total interest income	$6,877,000	3,024
Total interest expense	$1,694,000	3,253
Net interest income	$5,183,000	2,902
Provision for loan and lease losses	$473,000	1,517
Total noninterest income	$1,447,000	2,258
Gross Fiduciary activities income	$73,000	942
Service charges on deposit accounts	$1,115,000	1,204
Trading account gains and fees	$0	134
Additional Noninterest Income	$259,000	4,002
Total noninterest expense	$3,864,000	2,992
Salaries and employee benefits	$2,256,000	2,805
Premises and equipment expense	$473,000	3,411
Additional noninterest expense	$1,135,000	3,089
Pre-tax net operating income	$2,293,000	2,570
Securities gains (losses)	$0	3,710
Applicable income taxes	$103,000	5,312
Income before extraordinary items	$2,190,000	2,137
Extraordinary gains, net	$0	26
Net income	$2,190,000	2,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$376,000	1,223
Cash dividends	$806,000	2,004
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,190,000	2,082
2004-06-30 (YTD Data)		Rank
Total interest income	$4,633,000	2,987
Total interest expense	$1,120,000	3,258
Net interest income	$3,513,000	2,835
Provision for loan and lease losses	$305,000	1,504
Total noninterest income	$952,000	2,279
Gross Fiduciary activities income	$49,000	952
Service charges on deposit accounts	$723,000	1,224
Trading account gains and fees	$0	130
Additional Noninterest Income	$180,000	3,968
Total noninterest expense	$2,570,000	3,006
Salaries and employee benefits	$1,516,000	2,805
Premises and equipment expense	$305,000	3,509
Additional noninterest expense	$749,000	3,121
Pre-tax net operating income	$1,590,000	2,464
Securities gains (losses)	$0	3,413
Applicable income taxes	$73,000	5,225
Income before extraordinary items	$1,517,000	2,050
Extraordinary gains, net	$0	21
Net income	$1,517,000	2,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$320,000	990
Cash dividends	$592,000	1,920
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,517,000	1,997
2004-03-31 (YTD Data)		Rank
Total interest income	$2,361,000	2,950
Total interest expense	$573,000	3,234
Net interest income	$1,788,000	2,786
Provision for loan and lease losses	$142,000	1,602
Total noninterest income	$465,000	2,274
Gross Fiduciary activities income	$31,000	915
Service charges on deposit accounts	$337,000	1,277
Trading account gains and fees	$0	121
Additional Noninterest Income	$97,000	3,782
Total noninterest expense	$1,262,000	3,072
Salaries and employee benefits	$758,000	2,822
Premises and equipment expense	$143,000	3,718
Additional noninterest expense	$361,000	3,202
Pre-tax net operating income	$849,000	2,316
Securities gains (losses)	$0	2,934
Applicable income taxes	$40,000	5,105
Income before extraordinary items	$809,000	1,939
Extraordinary gains, net	$0	16
Net income	$809,000	1,939
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	1,016
Cash dividends	$367,000	1,515
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$809,000	1,853
2003-12-31 (YTD Data)		Rank
Total interest income	$10,166,000	2,791
Total interest expense	$2,824,000	3,021
Net interest income	$7,342,000	2,637
Provision for loan and lease losses	$831,000	1,410
Total noninterest income	$1,827,000	2,467
Gross Fiduciary activities income	$95,000	967
Service charges on deposit accounts	$1,475,000	1,178
Trading account gains and fees	$0	160
Additional Noninterest Income	$257,000	4,807
Total noninterest expense	$5,061,000	3,019
Salaries and employee benefits	$2,929,000	2,822
Premises and equipment expense	$637,000	3,353
Additional noninterest expense	$1,495,000	3,092
Pre-tax net operating income	$3,277,000	2,324
Securities gains (losses)	$0	4,500
Applicable income taxes	$129,000	5,455
Income before extraordinary items	$3,148,000	1,955
Extraordinary gains, net	$0	54
Net income	$3,148,000	1,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$976,000	947
Cash dividends	$2,568,000	1,133
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,148,000	1,866
2003-09-30 (YTD Data)		Rank
Total interest income	$7,761,000	2,778
Total interest expense	$2,196,000	3,026
Net interest income	$5,565,000	2,618
Provision for loan and lease losses	$455,000	1,790
Total noninterest income	$1,379,000	2,507
Gross Fiduciary activities income	$79,000	957
Service charges on deposit accounts	$1,100,000	1,193
Trading account gains and fees	$0	153
Additional Noninterest Income	$200,000	4,798
Total noninterest expense	$3,775,000	3,034
Salaries and employee benefits	$2,208,000	2,825
Premises and equipment expense	$473,000	3,368
Additional noninterest expense	$1,094,000	3,144
Pre-tax net operating income	$2,714,000	2,214
Securities gains (losses)	$0	4,204
Applicable income taxes	$128,000	5,296
Income before extraordinary items	$2,586,000	1,858
Extraordinary gains, net	$0	40
Net income	$2,586,000	1,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$579,000	1,043
Cash dividends	$2,531,000	840
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,586,000	1,763
2003-06-30 (YTD Data)		Rank
Total interest income	$5,272,000	2,747
Total interest expense	$1,527,000	2,995
Net interest income	$3,745,000	2,589
Provision for loan and lease losses	$206,000	2,470
Total noninterest income	$892,000	2,547
Gross Fiduciary activities income	$31,000	1,049
Service charges on deposit accounts	$724,000	1,184
Trading account gains and fees	$0	150
Additional Noninterest Income	$137,000	4,725
Total noninterest expense	$2,484,000	3,064
Salaries and employee benefits	$1,467,000	2,836
Premises and equipment expense	$310,000	3,391
Additional noninterest expense	$707,000	3,206
Pre-tax net operating income	$1,947,000	2,092
Securities gains (losses)	$0	3,782
Applicable income taxes	$91,000	5,245
Income before extraordinary items	$1,856,000	1,743
Extraordinary gains, net	$0	30
Net income	$1,856,000	1,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$407,000	982
Cash dividends	$2,374,000	641
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,856,000	1,632
2003-03-31 (YTD Data)		Rank
Total interest income	$2,681,000	2,721
Total interest expense	$786,000	2,988
Net interest income	$1,895,000	2,565
Provision for loan and lease losses	$86,000	2,651
Total noninterest income	$431,000	2,540
Gross Fiduciary activities income	$19,000	1,026
Service charges on deposit accounts	$342,000	1,217
Trading account gains and fees	$0	134
Additional Noninterest Income	$70,000	4,607
Total noninterest expense	$1,241,000	3,054
Salaries and employee benefits	$726,000	2,863
Premises and equipment expense	$156,000	3,382
Additional noninterest expense	$359,000	3,128
Pre-tax net operating income	$999,000	2,041
Securities gains (losses)	$0	2,891
Applicable income taxes	$47,000	5,201
Income before extraordinary items	$952,000	1,685
Extraordinary gains, net	$0	21
Net income	$952,000	1,684
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$187,000	982
Cash dividends	$1,973,000	402
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$952,000	1,579
2002-12-31 (YTD Data)		Rank
Total interest income	$11,483,000	2,661
Total interest expense	$4,036,000	2,722
Net interest income	$7,447,000	2,571
Provision for loan and lease losses	$402,000	2,821
Total noninterest income	$1,725,000	2,388
Gross Fiduciary activities income	$96,000	997
Service charges on deposit accounts	$1,121,000	1,445
Trading account gains and fees	$0	153
Additional Noninterest Income	$508,000	3,262
Total noninterest expense	$4,953,000	2,949
Salaries and employee benefits	$2,938,000	2,679
Premises and equipment expense	$605,000	3,390
Additional noninterest expense	$1,410,000	3,111
Pre-tax net operating income	$3,817,000	2,062
Securities gains (losses)	$0	4,537
Applicable income taxes	$155,000	5,481
Income before extraordinary items	$3,662,000	1,632
Extraordinary gains, net	$0	70
Net income	$3,662,000	1,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$738,000	1,227
Cash dividends	$3,712,000	788
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,662,000	1,582
2001-12-31 (YTD Data)		Rank
Total interest income	$12,478,000	2,725
Total interest expense	$5,465,000	2,903
Net interest income	$7,013,000	2,551
Provision for loan and lease losses	$298,000	3,250
Total noninterest income	$1,432,000	2,604
Gross Fiduciary activities income	$92,000	1,017
Service charges on deposit accounts	$954,000	1,555
Trading account gains and fees	$0	177
Additional Noninterest Income	$386,000	3,611
Total noninterest expense	$4,338,000	3,193
Salaries and employee benefits	$2,610,000	2,843
Premises and equipment expense	$484,000	3,997
Additional noninterest expense	$1,244,000	3,390
Pre-tax net operating income	$3,809,000	1,851
Securities gains (losses)	$0	4,612
Applicable income taxes	$163,000	5,324
Income before extraordinary items	$3,646,000	1,473
Extraordinary gains, net	$0	105
Net income	$3,646,000	1,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	3,091
Cash dividends	$3,298,000	851
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,646,000	1,419
2000-12-31 (YTD Data)		Rank
Total interest income	$12,437,000	2,810
Total interest expense	$5,866,000	2,846
Net interest income	$6,571,000	2,713
Provision for loan and lease losses	$270,000	3,077
Total noninterest income	$1,461,000	2,394
Gross Fiduciary activities income	$79,000	980
Service charges on deposit accounts	$791,000	1,751
Trading account gains and fees	$0	180
Additional Noninterest Income	$591,000	2,653
Total noninterest expense	$3,917,000	3,391
Salaries and employee benefits	$2,336,000	3,014
Premises and equipment expense	$425,000	4,312
Additional noninterest expense	$1,156,000	3,557
Pre-tax net operating income	$3,845,000	1,901
Securities gains (losses)	$0	1,956
Applicable income taxes	$115,000	6,332
Income before extraordinary items	$3,730,000	1,419
Extraordinary gains, net	$0	38
Net income	$3,730,000	1,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,135
Cash dividends	$1,448,000	1,711
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,730,000	1,409
1999-12-31 (YTD Data)		Rank
Total interest income	$12,081,000	2,691
Total interest expense	$5,348,000	2,736
Net interest income	$6,733,000	2,605
Provision for loan and lease losses	$246,000	3,082
Total noninterest income	$981,000	3,131
Gross Fiduciary activities income	$74,000	1,038
Service charges on deposit accounts	$434,000	2,986
Trading account gains and fees	$0	173
Additional Noninterest Income	$473,000	3,063
Total noninterest expense	$3,737,000	3,521
Salaries and employee benefits	$2,243,000	3,099
Premises and equipment expense	$440,000	4,203
Additional noninterest expense	$1,054,000	3,847
Pre-tax net operating income	$3,731,000	1,972
Securities gains (losses)	$0	3,155
Applicable income taxes	$203,000	5,680
Income before extraordinary items	$3,528,000	1,519
Extraordinary gains, net	$0	35
Net income	$3,528,000	1,520
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$235,000	2,160
Cash dividends	$3,322,000	895
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,528,000	1,489
1998-12-31 (YTD Data)		Rank
Total interest income	$11,590,000	2,786
Total interest expense	$5,275,000	2,850
Net interest income	$6,315,000	2,719
Provision for loan and lease losses	$110,000	4,906
Total noninterest income	$794,000	3,646
Gross Fiduciary activities income	$66,000	1,071
Service charges on deposit accounts	$355,000	3,465
Trading account gains and fees	$0	224
Additional Noninterest Income	$373,000	3,571
Total noninterest expense	$3,538,000	3,577
Salaries and employee benefits	$2,161,000	3,097
Premises and equipment expense	$370,000	4,705
Additional noninterest expense	$1,007,000	3,937
Pre-tax net operating income	$3,461,000	2,091
Securities gains (losses)	$0	4,449
Applicable income taxes	$837,000	2,634
Income before extraordinary items	$2,624,000	1,997
Extraordinary gains, net	$0	32
Net income	$2,624,000	1,996
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,631
Cash dividends	$292,000	4,694
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,624,000	1,920
1997-12-31 (YTD Data)		Rank
Total interest income	$11,195,000	2,910
Total interest expense	$5,433,000	2,756
Net interest income	$5,762,000	3,025
Provision for loan and lease losses	$54,000	6,513
Total noninterest income	$724,000	3,877
Gross Fiduciary activities income	$61,000	1,141
Service charges on deposit accounts	$345,000	3,658
Trading account gains and fees	$0	239
Additional Noninterest Income	$318,000	3,801
Total noninterest expense	$3,343,000	3,752
Salaries and employee benefits	$2,072,000	3,200
Premises and equipment expense	$387,000	4,556
Additional noninterest expense	$884,000	4,382
Pre-tax net operating income	$3,089,000	2,421
Securities gains (losses)	$0	3,944
Applicable income taxes	$950,000	2,541
Income before extraordinary items	$2,139,000	2,428
Extraordinary gains, net	$0	44
Net income	$2,139,000	2,427
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	4,510
Cash dividends	$18,000	7,649
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,139,000	2,371
1996-12-31 (YTD Data)		Rank
Total interest income	$10,867,000	3,029
Total interest expense	$5,575,000	2,719
Net interest income	$5,292,000	3,349
Provision for loan and lease losses	$61,000	6,063
Total noninterest income	$684,000	4,181
Gross Fiduciary activities income	$39,000	1,279
Service charges on deposit accounts	$349,000	3,762
Trading account gains and fees	$0	262
Additional Noninterest Income	$296,000	4,103
Total noninterest expense	$3,300,000	3,992
Salaries and employee benefits	$2,042,000	3,275
Premises and equipment expense	$421,000	4,352
Additional noninterest expense	$837,000	5,027
Pre-tax net operating income	$2,615,000	2,671
Securities gains (losses)	$0	4,148
Applicable income taxes	$800,000	2,841
Income before extraordinary items	$1,815,000	2,681
Extraordinary gains, net	$0	53
Net income	$1,815,000	2,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-65,000	11,114
Cash dividends	$18,000	8,094
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,815,000	2,637
1995-12-31 (YTD Data)		Rank
Total interest income	$10,566,000	3,137
Total interest expense	$5,711,000	2,692
Net interest income	$4,855,000	3,638
Provision for loan and lease losses	$66,000	5,523
Total noninterest income	$639,000	4,376
Gross Fiduciary activities income	$28,000	1,372
Service charges on deposit accounts	$358,000	3,700
Trading account gains and fees	$0	522
Additional Noninterest Income	$253,000	4,446
Total noninterest expense	$3,489,000	3,761
Salaries and employee benefits	$1,981,000	3,339
Premises and equipment expense	$406,000	4,486
Additional noninterest expense	$1,102,000	4,018
Pre-tax net operating income	$1,939,000	3,589
Securities gains (losses)	$0	3,831
Applicable income taxes	$592,000	3,695
Income before extraordinary items	$1,347,000	3,558
Extraordinary gains, net	$0	65
Net income	$1,347,000	3,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	10,558
Cash dividends	$18,000	8,438
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,347,000	3,543
1994-12-31 (YTD Data)		Rank
Total interest income	$10,525,000	2,887
Total interest expense	$4,949,000	2,485
Net interest income	$5,576,000	3,217
Provision for loan and lease losses	$115,000	4,257
Total noninterest income	$627,000	4,507
Gross Fiduciary activities income	$23,000	1,403
Service charges on deposit accounts	$405,000	3,343
Trading account gains and fees	$0	475
Additional Noninterest Income	$199,000	5,282
Total noninterest expense	$3,684,000	3,673
Salaries and employee benefits	$2,016,000	3,257
Premises and equipment expense	$383,000	4,757
Additional noninterest expense	$1,285,000	3,807
Pre-tax net operating income	$2,404,000	2,934
Securities gains (losses)	$-605,000	12,298
Applicable income taxes	$611,000	3,464
Income before extraordinary items	$1,188,000	3,893
Extraordinary gains, net	$0	249
Net income	$1,188,000	3,898
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,590
Cash dividends	$18,000	8,631
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,587,300	3,044
1993-12-31 (YTD Data)		Rank
Total interest income	$11,388,000	2,719
Total interest expense	$5,261,000	2,461
Net interest income	$6,127,000	2,966
Provision for loan and lease losses	$150,000	4,621
Total noninterest income	$676,000	4,549
Gross Fiduciary activities income	$18,000	1,456
Service charges on deposit accounts	$394,000	3,487
Trading account gains and fees	$0	532
Additional Noninterest Income	$264,000	4,836
Total noninterest expense	$3,753,000	3,693
Salaries and employee benefits	$1,959,000	3,354
Premises and equipment expense	$393,000	4,785
Additional noninterest expense	$1,401,000	3,705
Pre-tax net operating income	$2,900,000	2,366
Securities gains (losses)	$0	7,477
Applicable income taxes	$1,029,000	2,186
Income before extraordinary items	$1,871,000	2,690
Extraordinary gains, net	$0	3,149
Net income	$1,871,000	2,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	12,096
Cash dividends	$18,000	8,731
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,871,000	2,529
1992-12-31 (YTD Data)		Rank
Total interest income	$13,900,000	2,531
Total interest expense	$7,258,000	2,333
Net interest income	$6,642,000	2,761
Provision for loan and lease losses	$150,000	6,067
Total noninterest income	$607,000	4,915
Gross Fiduciary activities income	$20,000	1,486
Service charges on deposit accounts	$405,000	3,439
Trading account gains and fees	$0	504
Additional Noninterest Income	$182,000	5,992
Total noninterest expense	$3,791,000	3,669
Salaries and employee benefits	$1,907,000	3,346
Premises and equipment expense	$391,000	4,880
Additional noninterest expense	$1,493,000	3,616
Pre-tax net operating income	$3,308,000	1,871
Securities gains (losses)	$0	8,369
Applicable income taxes	$1,178,000	1,787
Income before extraordinary items	$2,130,000	2,153
Extraordinary gains, net	$0	1,422
Net income	$2,130,000	2,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	8,726
Cash dividends	$18,000	8,523
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,130,000	1,983

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.