Home > Commercial and Farmers Bank > Income and Expense
Commercial and Farmers Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,923,000 | 2,340 |
| Total interest expense | $3,753,000 | 3,880 |
| Net interest income | $10,170,000 | 1,680 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $2,653,000 | 1,481 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $810,000 | 1,563 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,843,000 | 1,222 |
| Total noninterest expense | $11,126,000 | 1,185 |
| Salaries and employee benefits | $6,836,000 | 951 |
| Premises and equipment expense | $1,506,000 | 1,280 |
| Additional noninterest expense | $2,784,000 | 1,550 |
| Pre-tax net operating income | $1,697,000 | 3,800 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $576,000 | 3,510 |
| Income before extraordinary items | $1,121,000 | 4,127 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,121,000 | 4,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,521 |
| Cash dividends | $979,000 | 2,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,121,000 | 4,036 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,572,000 | 3,068 |
| Total interest expense | $2,994,000 | 4,726 |
| Net interest income | $7,578,000 | 2,315 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,060,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $708,000 | 1,838 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $352,000 | 3,569 |
| Total noninterest expense | $6,189,000 | 2,090 |
| Salaries and employee benefits | $3,089,000 | 2,142 |
| Premises and equipment expense | $924,000 | 2,132 |
| Additional noninterest expense | $2,176,000 | 1,949 |
| Pre-tax net operating income | $2,449,000 | 2,961 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $876,000 | 2,724 |
| Income before extraordinary items | $1,573,000 | 3,221 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,573,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 10,555 |
| Cash dividends | $640,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,573,000 | 3,154 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,752,000 | 3,359 |
| Total interest expense | $3,145,000 | 4,580 |
| Net interest income | $6,607,000 | 2,682 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $775,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $555,000 | 2,454 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $220,000 | 4,917 |
| Total noninterest expense | $5,016,000 | 2,736 |
| Salaries and employee benefits | $2,694,000 | 2,476 |
| Premises and equipment expense | $854,000 | 2,311 |
| Additional noninterest expense | $1,468,000 | 3,181 |
| Pre-tax net operating income | $2,366,000 | 2,946 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $861,000 | 2,670 |
| Income before extraordinary items | $1,505,000 | 3,177 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,505,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-784,000 | 11,431 |
| Cash dividends | $470,000 | 3,559 |
| Sale, conversion, retirement of capital stock, net | $336,000 | 515 |
| Net operating income | $1,505,000 | 3,144 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,267,000 | 3,524 |
| Total interest expense | $2,739,000 | 5,162 |
| Net interest income | $6,528,000 | 2,724 |
| Provision for loan and lease losses | $1,710,000 | 642 |
| Total noninterest income | $804,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $574,000 | 2,355 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $230,000 | 4,721 |
| Total noninterest expense | $4,708,000 | 2,863 |
| Salaries and employee benefits | $2,468,000 | 2,707 |
| Premises and equipment expense | $731,000 | 2,694 |
| Additional noninterest expense | $1,509,000 | 3,084 |
| Pre-tax net operating income | $914,000 | 6,352 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $304,000 | 5,951 |
| Income before extraordinary items | $610,000 | 6,559 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $610,000 | 6,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,688,000 | 636 |
| Cash dividends | $510,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $319,000 | 430 |
| Net operating income | $610,000 | 6,542 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,918,000 | 3,776 |
| Total interest expense | $2,093,000 | 5,406 |
| Net interest income | $5,825,000 | 3,083 |
| Provision for loan and lease losses | $229,000 | 2,801 |
| Total noninterest income | $908,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $522,000 | 2,608 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $386,000 | 3,484 |
| Total noninterest expense | $4,823,000 | 2,862 |
| Salaries and employee benefits | $2,493,000 | 2,670 |
| Premises and equipment expense | $665,000 | 2,961 |
| Additional noninterest expense | $1,665,000 | 3,023 |
| Pre-tax net operating income | $1,681,000 | 3,993 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $625,000 | 3,393 |
| Income before extraordinary items | $1,056,000 | 4,321 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,056,000 | 4,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,134 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $278,000 | 638 |
| Net operating income | $1,056,000 | 4,387 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,622,000 | 3,993 |
| Total interest expense | $2,245,000 | 5,278 |
| Net interest income | $5,377,000 | 3,339 |
| Provision for loan and lease losses | $174,000 | 4,292 |
| Total noninterest income | $977,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $523,000 | 2,663 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $454,000 | 3,472 |
| Total noninterest expense | $4,886,000 | 2,910 |
| Salaries and employee benefits | $2,376,000 | 2,782 |
| Premises and equipment expense | $689,000 | 2,927 |
| Additional noninterest expense | $1,821,000 | 2,962 |
| Pre-tax net operating income | $1,294,000 | 4,879 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $482,000 | 4,314 |
| Income before extraordinary items | $812,000 | 5,509 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $812,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 2,494 |
| Cash dividends | $422,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 816 |
| Net operating income | $812,000 | 5,264 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,284,000 | 4,167 |
| Total interest expense | $2,977,000 | 5,196 |
| Net interest income | $5,307,000 | 3,435 |
| Provision for loan and lease losses | $350,000 | 3,771 |
| Total noninterest income | $770,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $555,000 | 2,481 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $215,000 | 5,429 |
| Total noninterest expense | $4,280,000 | 3,292 |
| Salaries and employee benefits | $2,252,000 | 2,879 |
| Premises and equipment expense | $720,000 | 2,853 |
| Additional noninterest expense | $1,308,000 | 4,017 |
| Pre-tax net operating income | $1,447,000 | 4,176 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $524,000 | 3,838 |
| Income before extraordinary items | $923,000 | 4,840 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $923,000 | 4,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $723,000 | 1,935 |
| Cash dividends | $352,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $228,000 | 705 |
| Net operating income | $923,000 | 4,510 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.