Home > Commercial and Farmers Bank > Assets and Liabilities
Commercial and Farmers Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 151 | 1,115 |
| Assets and Liabilities | ||
| Total Assets: | $170,205,000 | 2,704 |
| Cash and due from depository institutions | $9,471,000 | 1,115 |
| Interest-bearing balances | $1,221,000 | 2,637 |
| Securities | $14,386,000 | 5,937 |
| Federal funds sold & reverse repurchase agreements | $17,611,000 | 923 |
| Net loans & leases | $121,553,000 | 2,295 |
| Loan loss allowance | $1,424,000 | 2,438 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,997,000 | 1,592 |
| Other real estate owned | $0 | 1,115 |
| Goodwill and other intangibles | $297,000 | 2,139 |
| All other assets | $1,890,000 | 3,729 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,205,000 | 2,704 |
| Total liabilities | $154,474,000 | 2,688 |
| Total deposits | $148,701,000 | 2,578 |
| Interest-bearing deposits | $107,706,000 | 3,016 |
| Deposits held in domestic offices | $148,701,000 | 2,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,801,000 | 1,588 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,972,000 | 2,020 |
| Total equity capital | $15,731,000 | 2,850 |
| Total bank equity capital | $15,731,000 | 2,850 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,453,000 | 634 |
| Surplus | $5,500,000 | 2,600 |
| Undivided profits | $4,778,000 | 4,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,646,000 | 1,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $657,000 | 3,554 |
| Earning assets | $154,771,000 | 2,742 |
| Long-term assets (5+ years) | $25,581,000 | 2,673 |
| Average Assets, year-to-date | $152,830,600 | 2,839 |
| Average Assets, quarterly | $161,277,000 | 2,806 |
| Volatile liabilities | $11,706,000 | 4,528 |
| Insider loans | $4,544,000 | 931 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $23,719,000 | 208 |
| Unused loan commitments | $17,608,000 | 2,475 |
| Tier 1 (core) risk-based capital | $15,415,000 | 2,771 |
| Tier 2 risk-based capital | $1,424,000 | 2,211 |
| Total risk weighted assets | $118,423,200 | 2,424 |
| Total unused commitments | $17,608,000 | 2,480 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 78 | 2,278 |
| Assets and Liabilities | ||
| Total Assets: | $139,835,000 | 3,173 |
| Cash and due from depository institutions | $5,250,000 | 2,278 |
| Interest-bearing balances | $41,000 | 5,469 |
| Securities | $14,915,000 | 6,023 |
| Federal funds sold & reverse repurchase agreements | $13,181,000 | 1,002 |
| Net loans & leases | $102,529,000 | 2,695 |
| Loan loss allowance | $1,615,000 | 2,186 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,071,000 | 3,733 |
| Other real estate owned | $24,000 | 2,278 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,865,000 | 3,718 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,835,000 | 3,173 |
| Total liabilities | $124,264,000 | 3,210 |
| Total deposits | $120,482,000 | 3,092 |
| Interest-bearing deposits | $88,595,000 | 3,600 |
| Deposits held in domestic offices | $120,482,000 | 3,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,861,000 | 1,895 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $921,000 | 3,801 |
| Total equity capital | $15,571,000 | 2,837 |
| Total bank equity capital | $15,571,000 | 2,837 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,453,000 | 644 |
| Surplus | $5,500,000 | 2,549 |
| Undivided profits | $4,618,000 | 4,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,259,000 | 2,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $638,000 | 3,725 |
| Earning assets | $130,666,000 | 3,128 |
| Long-term assets (5+ years) | $36,146,000 | 1,815 |
| Average Assets, year-to-date | $133,374,400 | 3,168 |
| Average Assets, quarterly | $137,179,500 | 3,184 |
| Volatile liabilities | $9,576,000 | 5,145 |
| Insider loans | $4,869,000 | 854 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $28,840,000 | 1,625 |
| Tier 1 (core) risk-based capital | $15,570,000 | 2,731 |
| Tier 2 risk-based capital | $1,391,310 | 2,157 |
| Total risk weighted assets | $111,080,810 | 2,527 |
| Total unused commitments | $28,840,000 | 1,628 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 69 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $133,911,000 | 3,370 |
| Cash and due from depository institutions | $7,728,000 | 2,753 |
| Interest-bearing balances | $67,000 | 5,240 |
| Securities | $28,556,000 | 4,062 |
| Federal funds sold & reverse repurchase agreements | $10,844,000 | 1,198 |
| Net loans & leases | $83,595,000 | 3,265 |
| Loan loss allowance | $1,563,000 | 2,344 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,397,000 | 4,928 |
| Other real estate owned | $194,000 | 2,753 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,597,000 | 4,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,911,000 | 3,370 |
| Total liabilities | $119,100,000 | 3,419 |
| Total deposits | $114,641,000 | 3,322 |
| Interest-bearing deposits | $83,715,000 | 3,887 |
| Deposits held in domestic offices | $114,641,000 | 3,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,237,000 | 1,903 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,222,000 | 3,019 |
| Total equity capital | $14,811,000 | 2,992 |
| Total bank equity capital | $14,811,000 | 2,992 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,453,000 | 693 |
| Surplus | $5,500,000 | 2,617 |
| Undivided profits | $3,858,000 | 5,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $522,000 | 4,444 |
| Earning assets | $123,062,000 | 3,368 |
| Long-term assets (5+ years) | $4,020,000 | 6,399 |
| Average Assets, year-to-date | $129,265,400 | 3,350 |
| Average Assets, quarterly | $132,483,000 | 3,370 |
| Volatile liabilities | $7,298,000 | 5,927 |
| Insider loans | $4,481,000 | 963 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,673,000 | 2,248 |
| Tier 1 (core) risk-based capital | $14,839,000 | 2,907 |
| Tier 2 risk-based capital | $1,165,680 | 2,587 |
| Total risk weighted assets | $92,857,380 | 2,984 |
| Total unused commitments | $17,673,000 | 2,264 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $124,071,000 | 3,616 |
| Cash and due from depository institutions | $4,765,000 | 2,981 |
| Interest-bearing balances | $65,000 | 5,611 |
| Securities | $27,361,000 | 4,380 |
| Federal funds sold & reverse repurchase agreements | $10,030,000 | 1,423 |
| Net loans & leases | $77,289,000 | 3,421 |
| Loan loss allowance | $779,000 | 4,334 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,481,000 | 4,696 |
| Other real estate owned | $616,000 | 2,981 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,529,000 | 2,955 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,071,000 | 3,616 |
| Total liabilities | $110,647,000 | 3,665 |
| Total deposits | $107,990,000 | 3,548 |
| Interest-bearing deposits | $77,955,000 | 4,196 |
| Deposits held in domestic offices | $107,990,000 | 3,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,387,000 | 2,464 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,270,000 | 2,995 |
| Total equity capital | $13,424,000 | 3,271 |
| Total bank equity capital | $13,424,000 | 3,271 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,363,000 | 710 |
| Surplus | $5,004,000 | 2,813 |
| Undivided profits | $3,057,000 | 6,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,133,000 | 2,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $570,000 | 4,195 |
| Earning assets | $114,745,000 | 3,582 |
| Long-term assets (5+ years) | $1,952,000 | 7,940 |
| Average Assets, year-to-date | $118,553,000 | 3,627 |
| Average Assets, quarterly | $123,024,500 | 3,619 |
| Volatile liabilities | $5,860,000 | 6,366 |
| Insider loans | $2,569,000 | 1,699 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,956,000 | 2,436 |
| Tier 1 (core) risk-based capital | $13,469,000 | 3,186 |
| Tier 2 risk-based capital | $779,000 | 3,659 |
| Total risk weighted assets | $81,794,100 | 3,267 |
| Total unused commitments | $14,956,000 | 2,449 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $115,032,000 | 3,844 |
| Cash and due from depository institutions | $4,608,000 | 3,011 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,535,000 | 6,453 |
| Federal funds sold & reverse repurchase agreements | $14,847,000 | 665 |
| Net loans & leases | $74,739,000 | 3,458 |
| Loan loss allowance | $757,000 | 4,537 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,358,000 | 4,986 |
| Other real estate owned | $263,000 | 3,011 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,682,000 | 4,493 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,032,000 | 3,844 |
| Total liabilities | $102,205,000 | 3,930 |
| Total deposits | $99,207,000 | 3,815 |
| Interest-bearing deposits | $68,627,000 | 4,651 |
| Deposits held in domestic offices | $99,207,000 | 3,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,878,000 | 2,716 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,120,000 | 2,807 |
| Total equity capital | $12,827,000 | 3,178 |
| Total bank equity capital | $12,827,000 | 3,178 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,762,000 | 818 |
| Surplus | $4,796,000 | 2,875 |
| Undivided profits | $3,269,000 | 5,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,043,000 | 2,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $508,000 | 4,163 |
| Earning assets | $107,121,000 | 3,786 |
| Long-term assets (5+ years) | $4,661,000 | 6,198 |
| Average Assets, year-to-date | $115,697,400 | 3,736 |
| Average Assets, quarterly | $115,080,500 | 3,825 |
| Volatile liabilities | $4,001,000 | 7,529 |
| Insider loans | $2,243,000 | 1,861 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,071,000 | 2,246 |
| Tier 1 (core) risk-based capital | $13,050,000 | 3,169 |
| Tier 2 risk-based capital | $757,000 | 3,733 |
| Total risk weighted assets | $82,341,300 | 3,173 |
| Total unused commitments | $16,071,000 | 2,258 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 69 | 3,048 |
| Assets and Liabilities | ||
| Total Assets: | $116,935,000 | 3,868 |
| Cash and due from depository institutions | $4,344,000 | 3,048 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $36,942,000 | 3,717 |
| Federal funds sold & reverse repurchase agreements | $10,480,000 | 1,289 |
| Net loans & leases | $60,110,000 | 4,099 |
| Loan loss allowance | $609,000 | 5,525 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,392,000 | 4,959 |
| Other real estate owned | $2,429,000 | 3,048 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,238,000 | 5,198 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,935,000 | 3,868 |
| Total liabilities | $104,719,000 | 3,903 |
| Total deposits | $101,634,000 | 3,831 |
| Interest-bearing deposits | $75,405,000 | 4,445 |
| Deposits held in domestic offices | $101,634,000 | 3,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,167,000 | 2,155 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $918,000 | 3,344 |
| Total equity capital | $12,216,000 | 3,330 |
| Total bank equity capital | $12,216,000 | 3,330 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,658,000 | 828 |
| Surplus | $4,278,000 | 3,088 |
| Undivided profits | $3,280,000 | 5,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 5,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $443,000 | 4,231 |
| Earning assets | $107,532,000 | 3,851 |
| Long-term assets (5+ years) | $3,371,000 | 7,507 |
| Average Assets, year-to-date | $117,024,400 | 3,765 |
| Average Assets, quarterly | $118,818,500 | 3,778 |
| Volatile liabilities | $4,975,000 | 6,546 |
| Insider loans | $3,464,000 | 1,197 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,147,000 | 2,677 |
| Tier 1 (core) risk-based capital | $12,216,000 | 3,252 |
| Tier 2 risk-based capital | $609,000 | 4,469 |
| Total risk weighted assets | $68,144,600 | 3,717 |
| Total unused commitments | $12,147,000 | 2,700 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 64 | 3,357 |
| Assets and Liabilities | ||
| Total Assets: | $117,807,000 | 3,908 |
| Cash and due from depository institutions | $4,454,000 | 3,357 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $23,409,000 | 5,447 |
| Federal funds sold & reverse repurchase agreements | $17,352,000 | 970 |
| Net loans & leases | $67,639,000 | 3,775 |
| Loan loss allowance | $731,000 | 4,836 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,553,000 | 4,536 |
| Other real estate owned | $1,661,000 | 3,357 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,739,000 | 4,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,807,000 | 3,908 |
| Total liabilities | $106,142,000 | 3,965 |
| Total deposits | $103,264,000 | 3,878 |
| Interest-bearing deposits | $76,973,000 | 4,498 |
| Deposits held in domestic offices | $103,264,000 | 3,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,184,000 | 1,979 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $694,000 | 4,460 |
| Total equity capital | $11,665,000 | 3,287 |
| Total bank equity capital | $11,665,000 | 3,287 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,170,000 | 911 |
| Surplus | $4,182,000 | 3,038 |
| Undivided profits | $3,313,000 | 5,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,808,000 | 2,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $639,000 | 3,161 |
| Earning assets | $108,400,000 | 3,877 |
| Long-term assets (5+ years) | $4,129,000 | 7,094 |
| Average Assets, year-to-date | $114,075,800 | 3,941 |
| Average Assets, quarterly | $115,172,500 | 3,958 |
| Volatile liabilities | $5,704,000 | 6,057 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,087,000 | 3,148 |
| Tier 1 (core) risk-based capital | $11,665,000 | 3,227 |
| Tier 2 risk-based capital | $731,000 | 3,819 |
| Total risk weighted assets | $73,089,600 | 3,572 |
| Total unused commitments | $9,087,000 | 3,166 |
| Derivatives | $0 | 651 |