Home > CommerceFirst Bank > Income and Expense
CommerceFirst Bank, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 2,240 |
| Total interest expense | $386,000 | 2,936 |
| Net interest income | $2,634,000 | 2,090 |
| Provision for loan and lease losses | $575,000 | 972 |
| Total noninterest income | $205,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $121,000 | 2,532 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 3,962 |
| Total noninterest expense | $1,333,000 | 3,372 |
| Salaries and employee benefits | $776,000 | 3,098 |
| Premises and equipment expense | $186,000 | 2,940 |
| Additional noninterest expense | $371,000 | 3,821 |
| Pre-tax net operating income | $931,000 | 1,786 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $369,000 | 1,137 |
| Income before extraordinary items | $562,000 | 2,376 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $562,000 | 2,378 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $562,000 | 2,379 |
| Net charge-offs | $151,000 | 2,078 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $562,000 | 2,262 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,241,000 | 2,279 |
| Total interest expense | $2,092,000 | 2,674 |
| Net interest income | $10,149,000 | 2,155 |
| Provision for loan and lease losses | $2,533,000 | 1,329 |
| Total noninterest income | $1,146,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $516,000 | 2,501 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $630,000 | 2,781 |
| Total noninterest expense | $5,557,000 | 3,248 |
| Salaries and employee benefits | $3,118,000 | 3,010 |
| Premises and equipment expense | $769,000 | 2,998 |
| Additional noninterest expense | $1,670,000 | 3,590 |
| Pre-tax net operating income | $3,205,000 | 1,726 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,245,000 | 1,146 |
| Income before extraordinary items | $1,960,000 | 2,297 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,960,000 | 2,298 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,960,000 | 2,298 |
| Net charge-offs | $2,674,000 | 1,298 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,960,000 | 2,221 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,164,000 | 2,309 |
| Total interest expense | $1,633,000 | 2,691 |
| Net interest income | $7,531,000 | 2,189 |
| Provision for loan and lease losses | $1,894,000 | 1,288 |
| Total noninterest income | $911,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $381,000 | 2,556 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $530,000 | 2,619 |
| Total noninterest expense | $4,147,000 | 3,273 |
| Salaries and employee benefits | $2,328,000 | 3,038 |
| Premises and equipment expense | $578,000 | 3,015 |
| Additional noninterest expense | $1,241,000 | 3,597 |
| Pre-tax net operating income | $2,401,000 | 1,799 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $926,000 | 1,149 |
| Income before extraordinary items | $1,475,000 | 2,354 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,475,000 | 2,354 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,475,000 | 2,355 |
| Net charge-offs | $2,030,000 | 1,213 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,475,000 | 2,249 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,117,000 | 2,326 |
| Total interest expense | $1,121,000 | 2,707 |
| Net interest income | $4,996,000 | 2,195 |
| Provision for loan and lease losses | $1,308,000 | 1,260 |
| Total noninterest income | $686,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $240,000 | 2,660 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $446,000 | 2,271 |
| Total noninterest expense | $2,825,000 | 3,252 |
| Salaries and employee benefits | $1,542,000 | 3,082 |
| Premises and equipment expense | $385,000 | 3,039 |
| Additional noninterest expense | $898,000 | 3,459 |
| Pre-tax net operating income | $1,549,000 | 1,836 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $588,000 | 1,169 |
| Income before extraordinary items | $961,000 | 2,352 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $961,000 | 2,352 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $961,000 | 2,352 |
| Net charge-offs | $1,111,000 | 1,385 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $961,000 | 2,262 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 2,333 |
| Total interest expense | $570,000 | 2,747 |
| Net interest income | $2,507,000 | 2,180 |
| Provision for loan and lease losses | $681,000 | 1,162 |
| Total noninterest income | $401,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $119,000 | 2,627 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $282,000 | 1,983 |
| Total noninterest expense | $1,454,000 | 3,181 |
| Salaries and employee benefits | $772,000 | 3,093 |
| Premises and equipment expense | $197,000 | 3,036 |
| Additional noninterest expense | $485,000 | 3,272 |
| Pre-tax net operating income | $773,000 | 1,827 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $296,000 | 1,133 |
| Income before extraordinary items | $477,000 | 2,343 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $477,000 | 2,342 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $477,000 | 2,343 |
| Net charge-offs | $266,000 | 1,856 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $477,000 | 2,291 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,560,000 | 2,394 |
| Total interest expense | $3,139,000 | 2,502 |
| Net interest income | $9,421,000 | 2,316 |
| Provision for loan and lease losses | $2,716,000 | 1,725 |
| Total noninterest income | $1,093,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $425,000 | 2,959 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $668,000 | 2,761 |
| Total noninterest expense | $5,288,000 | 3,446 |
| Salaries and employee benefits | $2,961,000 | 3,153 |
| Premises and equipment expense | $798,000 | 2,998 |
| Additional noninterest expense | $1,529,000 | 3,956 |
| Pre-tax net operating income | $2,510,000 | 1,885 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $997,000 | 1,219 |
| Income before extraordinary items | $1,513,000 | 2,499 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,513,000 | 2,496 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,513,000 | 2,501 |
| Net charge-offs | $1,922,000 | 1,907 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,513,000 | 2,405 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,532,000 | 2,421 |
| Total interest expense | $2,507,000 | 2,468 |
| Net interest income | $7,025,000 | 2,369 |
| Provision for loan and lease losses | $1,646,000 | 1,866 |
| Total noninterest income | $780,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $323,000 | 3,004 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $457,000 | 2,897 |
| Total noninterest expense | $3,930,000 | 3,475 |
| Salaries and employee benefits | $2,220,000 | 3,174 |
| Premises and equipment expense | $599,000 | 3,033 |
| Additional noninterest expense | $1,111,000 | 4,017 |
| Pre-tax net operating income | $2,229,000 | 1,757 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $884,000 | 1,107 |
| Income before extraordinary items | $1,345,000 | 2,347 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,345,000 | 2,345 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,345,000 | 2,349 |
| Net charge-offs | $1,493,000 | 1,785 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,345,000 | 2,232 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 2,458 |
| Total interest expense | $1,752,000 | 2,455 |
| Net interest income | $4,578,000 | 2,418 |
| Provision for loan and lease losses | $1,034,000 | 1,901 |
| Total noninterest income | $616,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $217,000 | 2,999 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $399,000 | 2,417 |
| Total noninterest expense | $2,553,000 | 3,570 |
| Salaries and employee benefits | $1,464,000 | 3,206 |
| Premises and equipment expense | $397,000 | 3,073 |
| Additional noninterest expense | $692,000 | 4,204 |
| Pre-tax net operating income | $1,607,000 | 1,616 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $637,000 | 1,011 |
| Income before extraordinary items | $970,000 | 2,172 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $970,000 | 2,170 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $970,000 | 2,174 |
| Net charge-offs | $1,414,000 | 1,418 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $970,000 | 2,099 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,140,000 | 2,529 |
| Total interest expense | $889,000 | 2,524 |
| Net interest income | $2,251,000 | 2,496 |
| Provision for loan and lease losses | $447,000 | 1,966 |
| Total noninterest income | $346,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $108,000 | 3,000 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $238,000 | 2,140 |
| Total noninterest expense | $1,239,000 | 3,677 |
| Salaries and employee benefits | $721,000 | 3,309 |
| Premises and equipment expense | $198,000 | 3,141 |
| Additional noninterest expense | $320,000 | 4,414 |
| Pre-tax net operating income | $911,000 | 1,433 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $361,000 | 902 |
| Income before extraordinary items | $550,000 | 1,971 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $550,000 | 1,969 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $550,000 | 1,971 |
| Net charge-offs | $451,000 | 1,656 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $550,000 | 1,896 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,928,000 | 2,771 |
| Total interest expense | $4,604,000 | 2,438 |
| Net interest income | $7,324,000 | 2,941 |
| Provision for loan and lease losses | $1,616,000 | 2,777 |
| Total noninterest income | $720,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $385,000 | 3,402 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $335,000 | 3,825 |
| Total noninterest expense | $5,171,000 | 3,577 |
| Salaries and employee benefits | $2,903,000 | 3,276 |
| Premises and equipment expense | $837,000 | 3,000 |
| Additional noninterest expense | $1,431,000 | 4,218 |
| Pre-tax net operating income | $1,257,000 | 2,629 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $495,000 | 1,572 |
| Income before extraordinary items | $762,000 | 3,216 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $762,000 | 3,214 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $762,000 | 3,215 |
| Net charge-offs | $1,096,000 | 2,754 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $762,000 | 3,157 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,726,000 | 2,876 |
| Total interest expense | $3,562,000 | 2,475 |
| Net interest income | $5,164,000 | 3,104 |
| Provision for loan and lease losses | $1,150,000 | 2,569 |
| Total noninterest income | $502,000 | 4,223 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $278,000 | 3,470 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $224,000 | 4,098 |
| Total noninterest expense | $3,923,000 | 3,541 |
| Salaries and employee benefits | $2,184,000 | 3,296 |
| Premises and equipment expense | $638,000 | 2,987 |
| Additional noninterest expense | $1,101,000 | 4,120 |
| Pre-tax net operating income | $593,000 | 3,621 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $232,000 | 2,167 |
| Income before extraordinary items | $361,000 | 4,191 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $361,000 | 4,186 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $361,000 | 4,189 |
| Net charge-offs | $860,000 | 2,377 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $361,000 | 4,108 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,675,000 | 2,965 |
| Total interest expense | $2,355,000 | 2,579 |
| Net interest income | $3,320,000 | 3,183 |
| Provision for loan and lease losses | $799,000 | 2,345 |
| Total noninterest income | $325,000 | 4,281 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $177,000 | 3,554 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $148,000 | 4,151 |
| Total noninterest expense | $2,602,000 | 3,599 |
| Salaries and employee benefits | $1,462,000 | 3,306 |
| Premises and equipment expense | $429,000 | 3,013 |
| Additional noninterest expense | $711,000 | 4,225 |
| Pre-tax net operating income | $244,000 | 4,407 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $94,000 | 2,680 |
| Income before extraordinary items | $150,000 | 4,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 4,866 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $150,000 | 4,867 |
| Net charge-offs | $579,000 | 2,178 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $150,000 | 4,779 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 3,085 |
| Total interest expense | $1,170,000 | 2,687 |
| Net interest income | $1,584,000 | 3,290 |
| Provision for loan and lease losses | $529,000 | 1,725 |
| Total noninterest income | $101,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $85,000 | 3,588 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $1,251,000 | 3,649 |
| Salaries and employee benefits | $725,000 | 3,363 |
| Premises and equipment expense | $218,000 | 3,031 |
| Additional noninterest expense | $308,000 | 4,335 |
| Pre-tax net operating income | $-95,000 | 6,636 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-39,000 | 7,386 |
| Income before extraordinary items | $-56,000 | 6,681 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-56,000 | 6,682 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-56,000 | 6,682 |
| Net charge-offs | $135,000 | 2,522 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-56,000 | 6,571 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,651,000 | 3,365 |
| Total interest expense | $5,085,000 | 2,918 |
| Net interest income | $5,566,000 | 3,667 |
| Provision for loan and lease losses | $647,000 | 3,368 |
| Total noninterest income | $529,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $225,000 | 4,565 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $304,000 | 4,069 |
| Total noninterest expense | $4,855,000 | 3,650 |
| Salaries and employee benefits | $2,866,000 | 3,381 |
| Premises and equipment expense | $831,000 | 3,086 |
| Additional noninterest expense | $1,158,000 | 4,397 |
| Pre-tax net operating income | $593,000 | 4,631 |
| Securities gains (losses) | $40,000 | 1,753 |
| Applicable income taxes | $225,000 | 2,696 |
| Income before extraordinary items | $408,000 | 4,726 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $408,000 | 4,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 2,945 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $382,400 | 4,976 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,029,000 | 3,414 |
| Total interest expense | $3,818,000 | 3,027 |
| Net interest income | $4,211,000 | 3,674 |
| Provision for loan and lease losses | $168,000 | 4,478 |
| Total noninterest income | $403,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $145,000 | 4,897 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $258,000 | 3,967 |
| Total noninterest expense | $3,712,000 | 3,584 |
| Salaries and employee benefits | $2,230,000 | 3,315 |
| Premises and equipment expense | $630,000 | 3,067 |
| Additional noninterest expense | $852,000 | 4,377 |
| Pre-tax net operating income | $734,000 | 4,256 |
| Securities gains (losses) | $40,000 | 1,574 |
| Applicable income taxes | $283,000 | 2,527 |
| Income before extraordinary items | $491,000 | 4,485 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $491,000 | 4,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,938 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $465,400 | 4,709 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 3,459 |
| Total interest expense | $2,541,000 | 3,144 |
| Net interest income | $2,821,000 | 3,663 |
| Provision for loan and lease losses | $59,000 | 5,056 |
| Total noninterest income | $247,000 | 5,020 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $92,000 | 4,990 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $155,000 | 4,257 |
| Total noninterest expense | $2,451,000 | 3,625 |
| Salaries and employee benefits | $1,483,000 | 3,363 |
| Premises and equipment expense | $416,000 | 3,107 |
| Additional noninterest expense | $552,000 | 4,439 |
| Pre-tax net operating income | $558,000 | 4,171 |
| Securities gains (losses) | $40,000 | 1,598 |
| Applicable income taxes | $215,000 | 2,593 |
| Income before extraordinary items | $383,000 | 4,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $383,000 | 4,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,017 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $357,400 | 4,636 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 3,482 |
| Total interest expense | $1,309,000 | 3,233 |
| Net interest income | $1,427,000 | 3,616 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $95,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $52,000 | 4,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 5,319 |
| Total noninterest expense | $1,218,000 | 3,650 |
| Salaries and employee benefits | $742,000 | 3,386 |
| Premises and equipment expense | $210,000 | 3,095 |
| Additional noninterest expense | $266,000 | 4,492 |
| Pre-tax net operating income | $295,000 | 4,195 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $98,000 | 2,833 |
| Income before extraordinary items | $197,000 | 4,688 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $197,000 | 4,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,097 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $197,000 | 4,586 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,823,000 | 3,572 |
| Total interest expense | $4,867,000 | 3,529 |
| Net interest income | $5,956,000 | 3,515 |
| Provision for loan and lease losses | $45,000 | 5,768 |
| Total noninterest income | $621,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $233,000 | 4,591 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $388,000 | 3,790 |
| Total noninterest expense | $4,627,000 | 3,681 |
| Salaries and employee benefits | $2,646,000 | 3,567 |
| Premises and equipment expense | $735,000 | 3,313 |
| Additional noninterest expense | $1,246,000 | 3,969 |
| Pre-tax net operating income | $1,905,000 | 3,414 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $736,000 | 2,239 |
| Income before extraordinary items | $1,169,000 | 3,996 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,169,000 | 3,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,873 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,169,000 | 3,987 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,027,000 | 3,602 |
| Total interest expense | $3,612,000 | 3,557 |
| Net interest income | $4,415,000 | 3,560 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $454,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $181,000 | 4,547 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $273,000 | 3,925 |
| Total noninterest expense | $3,371,000 | 3,744 |
| Salaries and employee benefits | $2,005,000 | 3,523 |
| Premises and equipment expense | $523,000 | 3,435 |
| Additional noninterest expense | $843,000 | 4,221 |
| Pre-tax net operating income | $1,453,000 | 3,542 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $566,000 | 2,374 |
| Income before extraordinary items | $887,000 | 4,145 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $887,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,335 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $887,000 | 4,129 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,271,000 | 3,648 |
| Total interest expense | $2,396,000 | 3,571 |
| Net interest income | $2,875,000 | 3,651 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $303,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $137,000 | 4,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $166,000 | 4,131 |
| Total noninterest expense | $2,159,000 | 3,894 |
| Salaries and employee benefits | $1,286,000 | 3,669 |
| Premises and equipment expense | $338,000 | 3,540 |
| Additional noninterest expense | $535,000 | 4,373 |
| Pre-tax net operating income | $974,000 | 3,596 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $375,000 | 2,452 |
| Income before extraordinary items | $599,000 | 4,170 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $599,000 | 4,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,390 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $599,000 | 4,162 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 3,665 |
| Total interest expense | $1,224,000 | 3,493 |
| Net interest income | $1,384,000 | 3,751 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $172,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $103,000 | 3,716 |
| Total noninterest expense | $1,054,000 | 3,974 |
| Salaries and employee benefits | $605,000 | 3,866 |
| Premises and equipment expense | $163,000 | 3,650 |
| Additional noninterest expense | $286,000 | 4,106 |
| Pre-tax net operating income | $457,000 | 3,710 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $171,000 | 2,605 |
| Income before extraordinary items | $286,000 | 4,295 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $286,000 | 4,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $286,000 | 4,268 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,206,000 | 4,134 |
| Total interest expense | $2,905,000 | 4,401 |
| Net interest income | $5,301,000 | 3,850 |
| Provision for loan and lease losses | $225,000 | 3,309 |
| Total noninterest income | $633,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $283,000 | 4,235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $350,000 | 3,993 |
| Total noninterest expense | $3,549,000 | 4,366 |
| Salaries and employee benefits | $2,211,000 | 3,968 |
| Premises and equipment expense | $472,000 | 4,436 |
| Additional noninterest expense | $866,000 | 4,986 |
| Pre-tax net operating income | $2,160,000 | 3,479 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $835,000 | 2,418 |
| Income before extraordinary items | $1,325,000 | 4,053 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,325,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,029 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,325,000 | 4,030 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,809,000 | 4,261 |
| Total interest expense | $1,910,000 | 4,687 |
| Net interest income | $3,899,000 | 3,921 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $462,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $212,000 | 4,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $250,000 | 4,097 |
| Total noninterest expense | $2,565,000 | 4,459 |
| Salaries and employee benefits | $1,633,000 | 3,997 |
| Premises and equipment expense | $317,000 | 4,749 |
| Additional noninterest expense | $615,000 | 5,135 |
| Pre-tax net operating income | $1,571,000 | 3,686 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $601,000 | 2,597 |
| Income before extraordinary items | $970,000 | 4,243 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $970,000 | 4,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $970,000 | 4,233 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 4,332 |
| Total interest expense | $1,171,000 | 4,793 |
| Net interest income | $2,541,000 | 4,001 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $262,000 | 5,041 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $144,000 | 4,219 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 4,784 |
| Total noninterest expense | $1,651,000 | 4,577 |
| Salaries and employee benefits | $1,050,000 | 4,128 |
| Premises and equipment expense | $183,000 | 5,213 |
| Additional noninterest expense | $418,000 | 5,055 |
| Pre-tax net operating income | $972,000 | 3,862 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $373,000 | 2,720 |
| Income before extraordinary items | $599,000 | 4,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $599,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $599,000 | 4,439 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 4,380 |
| Total interest expense | $544,000 | 4,876 |
| Net interest income | $1,256,000 | 4,034 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $87,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 4,162 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $791,000 | 4,736 |
| Salaries and employee benefits | $515,000 | 4,197 |
| Premises and equipment expense | $94,000 | 5,139 |
| Additional noninterest expense | $182,000 | 5,465 |
| Pre-tax net operating income | $462,000 | 3,931 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $179,000 | 2,763 |
| Income before extraordinary items | $283,000 | 4,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $283,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $283,000 | 4,552 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,639,000 | 4,780 |
| Total interest expense | $1,439,000 | 5,330 |
| Net interest income | $4,200,000 | 4,474 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $625,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $256,000 | 4,528 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $369,000 | 3,914 |
| Total noninterest expense | $2,697,000 | 5,121 |
| Salaries and employee benefits | $1,733,000 | 4,596 |
| Premises and equipment expense | $344,000 | 5,340 |
| Additional noninterest expense | $620,000 | 5,958 |
| Pre-tax net operating income | $1,768,000 | 3,996 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $658,000 | 2,923 |
| Income before extraordinary items | $1,110,000 | 4,538 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,110,000 | 4,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 8,630 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,110,000 | 4,497 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 4,966 |
| Total interest expense | $957,000 | 5,561 |
| Net interest income | $2,981,000 | 4,667 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $452,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $197,000 | 4,490 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $255,000 | 4,095 |
| Total noninterest expense | $1,877,000 | 5,346 |
| Salaries and employee benefits | $1,167,000 | 4,911 |
| Premises and equipment expense | $260,000 | 5,309 |
| Additional noninterest expense | $450,000 | 6,016 |
| Pre-tax net operating income | $1,286,000 | 4,146 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $492,000 | 2,976 |
| Income before extraordinary items | $794,000 | 4,775 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $794,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 8,653 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $794,000 | 4,744 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 5,128 |
| Total interest expense | $570,000 | 5,711 |
| Net interest income | $1,878,000 | 4,798 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $203,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $123,000 | 4,605 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $80,000 | 5,615 |
| Total noninterest expense | $1,218,000 | 5,421 |
| Salaries and employee benefits | $759,000 | 4,975 |
| Premises and equipment expense | $178,000 | 5,209 |
| Additional noninterest expense | $281,000 | 6,187 |
| Pre-tax net operating income | $683,000 | 4,685 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $258,000 | 3,360 |
| Income before extraordinary items | $425,000 | 5,296 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $425,000 | 5,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 8,670 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $425,000 | 5,255 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 5,300 |
| Total interest expense | $259,000 | 5,873 |
| Net interest income | $891,000 | 4,996 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $108,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $67,000 | 4,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,596 |
| Total noninterest expense | $608,000 | 5,470 |
| Salaries and employee benefits | $371,000 | 5,086 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $148,000 | 6,059 |
| Pre-tax net operating income | $301,000 | 4,987 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $113,000 | 3,574 |
| Income before extraordinary items | $188,000 | 5,576 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $188,000 | 5,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $188,000 | 5,540 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 6,418 |
| Total interest expense | $588,000 | 6,989 |
| Net interest income | $2,412,000 | 6,112 |
| Provision for loan and lease losses | $590,000 | 1,695 |
| Total noninterest income | $584,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $260,000 | 4,666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $324,000 | 4,120 |
| Total noninterest expense | $2,126,000 | 5,818 |
| Salaries and employee benefits | $1,321,000 | 5,381 |
| Premises and equipment expense | $311,000 | 5,576 |
| Additional noninterest expense | $494,000 | 6,573 |
| Pre-tax net operating income | $280,000 | 7,505 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-862,000 | 8,930 |
| Income before extraordinary items | $1,142,000 | 4,334 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,142,000 | 4,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,912 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,142,000 | 4,264 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 6,684 |
| Total interest expense | $383,000 | 7,289 |
| Net interest income | $1,678,000 | 6,332 |
| Provision for loan and lease losses | $500,000 | 1,450 |
| Total noninterest income | $432,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $208,000 | 4,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $224,000 | 4,277 |
| Total noninterest expense | $1,555,000 | 5,854 |
| Salaries and employee benefits | $982,000 | 5,384 |
| Premises and equipment expense | $225,000 | 5,643 |
| Additional noninterest expense | $348,000 | 6,738 |
| Pre-tax net operating income | $55,000 | 8,288 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-945,000 | 8,995 |
| Income before extraordinary items | $1,000,000 | 4,002 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,000,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,375 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,000,000 | 3,936 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 6,845 |
| Total interest expense | $250,000 | 7,396 |
| Net interest income | $1,052,000 | 6,523 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $283,000 | 4,967 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $139,000 | 4,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $144,000 | 4,389 |
| Total noninterest expense | $1,017,000 | 5,940 |
| Salaries and employee benefits | $650,000 | 5,441 |
| Premises and equipment expense | $144,000 | 5,789 |
| Additional noninterest expense | $223,000 | 6,873 |
| Pre-tax net operating income | $228,000 | 6,992 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $228,000 | 6,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,466 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $228,000 | 6,558 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $622,000 | 6,983 |
| Total interest expense | $119,000 | 7,546 |
| Net interest income | $503,000 | 6,664 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $123,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $45,000 | 5,324 |
| Total noninterest expense | $496,000 | 6,069 |
| Salaries and employee benefits | $313,000 | 5,604 |
| Premises and equipment expense | $70,000 | 5,876 |
| Additional noninterest expense | $113,000 | 6,847 |
| Pre-tax net operating income | $85,000 | 7,395 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $85,000 | 7,142 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,283 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $85,000 | 7,058 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 7,049 |
| Total interest expense | $530,000 | 7,639 |
| Net interest income | $1,958,000 | 6,653 |
| Provision for loan and lease losses | $270,000 | 3,394 |
| Total noninterest income | $327,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $295,000 | 4,334 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $32,000 | 8,051 |
| Total noninterest expense | $1,820,000 | 6,323 |
| Salaries and employee benefits | $1,124,000 | 5,857 |
| Premises and equipment expense | $303,000 | 5,636 |
| Additional noninterest expense | $393,000 | 7,198 |
| Pre-tax net operating income | $195,000 | 7,833 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $195,000 | 7,791 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $195,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,166 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $195,000 | 7,661 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 7,148 |
| Total interest expense | $412,000 | 7,717 |
| Net interest income | $1,449,000 | 6,737 |
| Provision for loan and lease losses | $195,000 | 3,379 |
| Total noninterest income | $244,000 | 6,472 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $218,000 | 4,392 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $1,357,000 | 6,304 |
| Salaries and employee benefits | $832,000 | 5,886 |
| Premises and equipment expense | $236,000 | 5,516 |
| Additional noninterest expense | $289,000 | 7,236 |
| Pre-tax net operating income | $141,000 | 8,018 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $141,000 | 7,962 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $141,000 | 7,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 1,973 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $141,000 | 7,820 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 7,211 |
| Total interest expense | $296,000 | 7,694 |
| Net interest income | $937,000 | 6,842 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $166,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $148,000 | 4,326 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $915,000 | 6,281 |
| Salaries and employee benefits | $545,000 | 5,951 |
| Premises and equipment expense | $166,000 | 5,313 |
| Additional noninterest expense | $204,000 | 7,091 |
| Pre-tax net operating income | $68,000 | 8,242 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $68,000 | 8,245 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $68,000 | 8,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 1,453 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $68,000 | 8,094 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $601,000 | 7,316 |
| Total interest expense | $150,000 | 7,759 |
| Net interest income | $451,000 | 6,951 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $79,000 | 6,467 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $73,000 | 4,284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $451,000 | 6,334 |
| Salaries and employee benefits | $266,000 | 6,035 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $103,000 | 7,068 |
| Pre-tax net operating income | $34,000 | 8,247 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $34,000 | 8,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $34,000 | 8,064 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 7,780 |
| Total interest expense | $737,000 | 7,701 |
| Net interest income | $1,328,000 | 7,721 |
| Provision for loan and lease losses | $430,000 | 2,679 |
| Total noninterest income | $175,000 | 7,563 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $155,000 | 5,776 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,540 |
| Total noninterest expense | $1,676,000 | 6,510 |
| Salaries and employee benefits | $1,006,000 | 6,126 |
| Premises and equipment expense | $331,000 | 5,261 |
| Additional noninterest expense | $339,000 | 7,535 |
| Pre-tax net operating income | $-603,000 | 9,019 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-603,000 | 9,073 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-603,000 | 9,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,417 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-603,000 | 9,031 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 8,826 |
| Total interest expense | $582,000 | 8,865 |
| Net interest income | $825,000 | 8,618 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $76,000 | 8,831 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $70,000 | 7,167 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,000 | 9,281 |
| Total noninterest expense | $1,541,000 | 6,705 |
| Salaries and employee benefits | $904,000 | 6,356 |
| Premises and equipment expense | $205,000 | 6,718 |
| Additional noninterest expense | $432,000 | 6,912 |
| Pre-tax net operating income | $-820,000 | 9,294 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-820,000 | 9,359 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-820,000 | 9,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-820,000 | 9,328 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 9,773 |
| Total interest expense | $100,000 | 9,746 |
| Net interest income | $244,000 | 9,741 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $10,000 | 9,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 8,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $908,000 | 8,282 |
| Salaries and employee benefits | $486,000 | 8,316 |
| Premises and equipment expense | $196,000 | 6,833 |
| Additional noninterest expense | $226,000 | 8,541 |
| Pre-tax net operating income | $-744,000 | 9,648 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-744,000 | 9,671 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-744,000 | 9,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,500,000 | 144 |
| Net operating income | $-744,000 | 9,670 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.