Home > CommerceFirst Bank > Assets and Liabilities
CommerceFirst Bank, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 35 | 3,835 |
| Assets and Liabilities | ||
| Total Assets: | $204,836,000 | 3,068 |
| Cash and due from depository institutions | $20,187,000 | 3,835 |
| Interest-bearing balances | $18,334,000 | 2,246 |
| Securities | $0 | 7,141 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $176,664,000 | 2,233 |
| Loan loss allowance | $3,457,000 | 2,090 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $375,000 | 6,176 |
| Other real estate owned | $4,232,000 | 3,835 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $3,378,000 | 3,783 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $204,836,000 | 3,068 |
| Total liabilities | $181,357,000 | 3,082 |
| Total deposits | $180,211,000 | 2,960 |
| Interest-bearing deposits | $150,993,000 | 2,916 |
| Deposits held in domestic offices | $180,211,000 | 2,959 |
| % insured | 96.77% | 1,023 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,146,000 | 2,963 |
| Total equity capital | $23,479,000 | 2,833 |
| Total bank equity capital | $23,479,000 | 2,833 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $4,000,000 | 1,032 |
| Surplus | $11,500,000 | 2,358 |
| Undivided profits | $7,979,000 | 3,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,215,000 | 2,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $837,000 | 3,197 |
| Earning assets | $194,998,000 | 2,985 |
| Long-term assets (5+ years) | $1,020,000 | 7,133 |
| Average Assets, year-to-date | $206,017,500 | 3,039 |
| Average Assets, quarterly | $206,017,500 | 3,039 |
| Volatile liabilities | $5,215,000 | 4,436 |
| Insider loans | $2,161,000 | 2,489 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $36,658,000 | 1,645 |
| Tier 1 (core) risk-based capital | $23,479,000 | 2,694 |
| Tier 2 risk-based capital | $2,327,000 | 2,138 |
| Total risk weighted assets | $184,970,000 | 2,283 |
| Total unused commitments | $36,658,000 | 1,645 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 37 | 3,710 |
| Assets and Liabilities | ||
| Total Assets: | $207,199,000 | 3,013 |
| Cash and due from depository institutions | $17,800,000 | 3,710 |
| Interest-bearing balances | $15,639,000 | 2,226 |
| Securities | $0 | 7,191 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $181,265,000 | 2,198 |
| Loan loss allowance | $3,033,000 | 2,345 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $418,000 | 6,112 |
| Other real estate owned | $4,232,000 | 3,710 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $3,484,000 | 3,789 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $207,199,000 | 3,013 |
| Total liabilities | $184,282,000 | 3,026 |
| Total deposits | $183,809,000 | 2,878 |
| Interest-bearing deposits | $152,182,000 | 2,874 |
| Deposits held in domestic offices | $183,809,000 | 2,877 |
| % insured | 96.14% | 1,356 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $473,000 | 4,633 |
| Total equity capital | $22,917,000 | 2,865 |
| Total bank equity capital | $22,917,000 | 2,864 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $4,000,000 | 1,041 |
| Surplus | $11,500,000 | 2,368 |
| Undivided profits | $7,417,000 | 3,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $2,668,000 | 2,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $767,000 | 3,590 |
| Earning assets | $196,904,000 | 2,931 |
| Long-term assets (5+ years) | $1,049,000 | 6,546 |
| Average Assets, year-to-date | $206,443,800 | 2,985 |
| Average Assets, quarterly | $205,994,500 | 3,008 |
| Volatile liabilities | $6,599,000 | 4,200 |
| Insider loans | $2,346,000 | 2,411 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $34,599,000 | 1,679 |
| Tier 1 (core) risk-based capital | $22,917,000 | 2,721 |
| Tier 2 risk-based capital | $2,380,000 | 2,106 |
| Total risk weighted assets | $189,727,000 | 2,238 |
| Total unused commitments | $34,599,000 | 1,680 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 38 | 3,639 |
| Assets and Liabilities | ||
| Total Assets: | $204,790,000 | 3,050 |
| Cash and due from depository institutions | $20,217,000 | 3,639 |
| Interest-bearing balances | $18,059,000 | 2,058 |
| Securities | $0 | 7,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $177,710,000 | 2,259 |
| Loan loss allowance | $3,038,000 | 2,362 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $442,000 | 6,114 |
| Other real estate owned | $2,637,000 | 3,639 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $3,784,000 | 3,680 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $204,790,000 | 3,050 |
| Total liabilities | $182,358,000 | 3,053 |
| Total deposits | $181,622,000 | 2,892 |
| Interest-bearing deposits | $153,540,000 | 2,850 |
| Deposits held in domestic offices | $181,622,000 | 2,891 |
| % insured | 95.98% | 1,490 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $736,000 | 4,007 |
| Total equity capital | $22,432,000 | 2,936 |
| Total bank equity capital | $22,432,000 | 2,934 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $4,000,000 | 1,065 |
| Surplus | $11,500,000 | 2,385 |
| Undivided profits | $6,932,000 | 3,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,990,000 | 2,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $754,000 | 3,754 |
| Earning assets | $195,769,000 | 2,951 |
| Long-term assets (5+ years) | $1,337,000 | 6,537 |
| Average Assets, year-to-date | $206,255,000 | 3,001 |
| Average Assets, quarterly | $207,686,000 | 2,996 |
| Volatile liabilities | $6,336,000 | 4,276 |
| Insider loans | $2,929,000 | 2,079 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $40,917,000 | 1,479 |
| Tier 1 (core) risk-based capital | $22,432,000 | 2,782 |
| Tier 2 risk-based capital | $2,325,000 | 2,146 |
| Total risk weighted assets | $185,212,000 | 2,292 |
| Total unused commitments | $40,917,000 | 1,482 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 39 | 3,604 |
| Assets and Liabilities | ||
| Total Assets: | $210,582,000 | 2,981 |
| Cash and due from depository institutions | $25,754,000 | 3,604 |
| Interest-bearing balances | $23,682,000 | 1,506 |
| Securities | $0 | 7,340 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $177,249,000 | 2,266 |
| Loan loss allowance | $3,371,000 | 2,181 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $464,000 | 6,126 |
| Other real estate owned | $3,332,000 | 3,604 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $3,783,000 | 3,680 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $210,582,000 | 2,981 |
| Total liabilities | $188,664,000 | 2,987 |
| Total deposits | $187,996,000 | 2,816 |
| Interest-bearing deposits | $161,511,000 | 2,765 |
| Deposits held in domestic offices | $187,996,000 | 2,815 |
| % insured | 96.31% | 1,375 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $668,000 | 4,013 |
| Total equity capital | $21,918,000 | 2,942 |
| Total bank equity capital | $21,918,000 | 2,940 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $4,000,000 | 1,080 |
| Surplus | $11,500,000 | 2,395 |
| Undivided profits | $6,418,000 | 3,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $6,707,000 | 1,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $721,000 | 3,884 |
| Earning assets | $200,931,000 | 2,871 |
| Long-term assets (5+ years) | $1,297,000 | 6,586 |
| Average Assets, year-to-date | $206,743,330 | 3,014 |
| Average Assets, quarterly | $208,553,500 | 3,001 |
| Volatile liabilities | $7,159,000 | 4,098 |
| Insider loans | $2,792,000 | 2,204 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $40,983,000 | 1,481 |
| Tier 1 (core) risk-based capital | $21,918,000 | 2,797 |
| Tier 2 risk-based capital | $2,331,000 | 2,153 |
| Total risk weighted assets | $185,414,000 | 2,302 |
| Total unused commitments | $40,983,000 | 1,484 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 39 | 3,632 |
| Assets and Liabilities | ||
| Total Assets: | $206,525,000 | 3,053 |
| Cash and due from depository institutions | $15,379,000 | 3,632 |
| Interest-bearing balances | $12,519,000 | 2,588 |
| Securities | $0 | 7,399 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $184,072,000 | 2,203 |
| Loan loss allowance | $3,589,000 | 2,074 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $507,000 | 6,074 |
| Other real estate owned | $2,799,000 | 3,632 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,768,000 | 3,752 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $206,526,000 | 3,053 |
| Total liabilities | $185,092,000 | 3,052 |
| Total deposits | $184,044,000 | 2,901 |
| Interest-bearing deposits | $158,572,000 | 2,855 |
| Deposits held in domestic offices | $184,044,000 | 2,899 |
| % insured | 94.65% | 2,193 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,048,000 | 3,058 |
| Total equity capital | $21,434,000 | 2,961 |
| Total bank equity capital | $21,434,000 | 2,960 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $4,000,000 | 1,096 |
| Surplus | $11,500,000 | 2,405 |
| Undivided profits | $5,934,000 | 3,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $7,143,000 | 1,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $761,000 | 3,704 |
| Earning assets | $196,591,000 | 2,946 |
| Long-term assets (5+ years) | $938,000 | 6,671 |
| Average Assets, year-to-date | $204,824,000 | 3,056 |
| Average Assets, quarterly | $204,824,000 | 3,056 |
| Volatile liabilities | $9,353,000 | 3,662 |
| Insider loans | $2,753,000 | 2,252 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $39,275,000 | 1,547 |
| Tier 1 (core) risk-based capital | $21,434,000 | 2,844 |
| Tier 2 risk-based capital | $2,419,000 | 2,096 |
| Total risk weighted assets | $192,289,000 | 2,240 |
| Total unused commitments | $39,275,000 | 1,548 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 40 | 3,596 |
| Assets and Liabilities | ||
| Total Assets: | $203,123,000 | 3,099 |
| Cash and due from depository institutions | $13,726,000 | 3,596 |
| Interest-bearing balances | $12,289,000 | 2,423 |
| Securities | $0 | 7,464 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $181,709,000 | 2,292 |
| Loan loss allowance | $3,174,000 | 2,278 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $556,000 | 6,057 |
| Other real estate owned | $3,324,000 | 3,596 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $3,808,000 | 3,804 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $203,123,000 | 3,099 |
| Total liabilities | $182,166,000 | 3,103 |
| Total deposits | $181,557,000 | 2,919 |
| Interest-bearing deposits | $157,756,000 | 2,870 |
| Deposits held in domestic offices | $181,557,000 | 2,916 |
| % insured | 94.35% | 2,263 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $609,000 | 4,169 |
| Total equity capital | $20,957,000 | 3,019 |
| Total bank equity capital | $20,957,000 | 3,018 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $4,000,000 | 1,105 |
| Surplus | $11,500,000 | 2,409 |
| Undivided profits | $5,457,000 | 4,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $7,283,000 | 1,761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $750,000 | 3,853 |
| Earning assets | $193,998,000 | 2,974 |
| Long-term assets (5+ years) | $1,069,000 | 6,704 |
| Average Assets, year-to-date | $206,767,400 | 3,019 |
| Average Assets, quarterly | $204,551,500 | 3,066 |
| Volatile liabilities | $44,075,000 | 2,799 |
| Insider loans | $2,653,000 | 2,384 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $41,612,000 | 1,462 |
| Tier 1 (core) risk-based capital | $20,957,000 | 2,904 |
| Tier 2 risk-based capital | $2,391,000 | 2,156 |
| Total risk weighted assets | $190,414,000 | 2,302 |
| Total unused commitments | $41,612,000 | 1,463 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 37 | 3,869 |
| Assets and Liabilities | ||
| Total Assets: | $205,980,000 | 3,093 |
| Cash and due from depository institutions | $17,202,000 | 3,869 |
| Interest-bearing balances | $14,445,000 | 2,193 |
| Securities | $0 | 7,552 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $182,098,000 | 2,329 |
| Loan loss allowance | $2,533,000 | 2,757 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $596,000 | 6,071 |
| Other real estate owned | $2,387,000 | 3,869 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $3,697,000 | 3,933 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $205,981,000 | 3,093 |
| Total liabilities | $185,192,000 | 3,096 |
| Total deposits | $184,418,000 | 2,904 |
| Interest-bearing deposits | $159,039,000 | 2,888 |
| Deposits held in domestic offices | $184,418,000 | 2,901 |
| % insured | 91.16% | 3,098 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $774,000 | 4,059 |
| Total equity capital | $20,789,000 | 3,128 |
| Total bank equity capital | $20,789,000 | 3,128 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $4,000,000 | 1,116 |
| Surplus | $11,500,000 | 2,400 |
| Undivided profits | $5,289,000 | 4,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $2,997,000 | 3,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $770,000 | 4,023 |
| Earning assets | $196,543,000 | 2,978 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $207,678,500 | 3,046 |
| Average Assets, quarterly | $208,343,500 | 3,055 |
| Volatile liabilities | $51,945,000 | 2,509 |
| Insider loans | $2,756,000 | 2,325 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $45,574,000 | 1,377 |
| Tier 1 (core) risk-based capital | $20,789,000 | 2,959 |
| Tier 2 risk-based capital | $2,374,000 | 2,205 |
| Total risk weighted assets | $189,728,000 | 2,341 |
| Total unused commitments | $45,574,000 | 1,379 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 39 | 3,757 |
| Assets and Liabilities | ||
| Total Assets: | $210,707,000 | 3,058 |
| Cash and due from depository institutions | $20,386,000 | 3,757 |
| Interest-bearing balances | $18,214,000 | 1,755 |
| Securities | $0 | 7,628 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $183,662,000 | 2,338 |
| Loan loss allowance | $2,000,000 | 3,225 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $650,000 | 6,027 |
| Other real estate owned | $2,462,000 | 3,757 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $3,547,000 | 4,055 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $210,707,000 | 3,058 |
| Total liabilities | $190,293,000 | 3,039 |
| Total deposits | $189,508,000 | 2,854 |
| Interest-bearing deposits | $166,075,000 | 2,816 |
| Deposits held in domestic offices | $189,508,000 | 2,851 |
| % insured | 91.96% | 2,886 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $785,000 | 3,926 |
| Total equity capital | $20,414,000 | 3,164 |
| Total bank equity capital | $20,414,000 | 3,164 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $4,000,000 | 1,134 |
| Surplus | $11,500,000 | 2,407 |
| Undivided profits | $4,914,000 | 4,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $2,733,000 | 3,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $804,000 | 3,813 |
| Earning assets | $201,876,000 | 2,920 |
| Long-term assets (5+ years) | $1,658,000 | 6,734 |
| Average Assets, year-to-date | $208,244,670 | 3,064 |
| Average Assets, quarterly | $212,181,500 | 3,045 |
| Volatile liabilities | $61,809,000 | 2,199 |
| Insider loans | $2,650,000 | 2,442 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $32,604,000 | 1,830 |
| Tier 1 (core) risk-based capital | $20,414,000 | 2,999 |
| Tier 2 risk-based capital | $2,057,000 | 2,519 |
| Total risk weighted assets | $190,263,000 | 2,372 |
| Total unused commitments | $32,604,000 | 1,832 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 37 | 3,950 |
| Assets and Liabilities | ||
| Total Assets: | $213,656,000 | 3,078 |
| Cash and due from depository institutions | $24,558,000 | 3,950 |
| Interest-bearing balances | $21,492,000 | 1,526 |
| Securities | $0 | 7,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $182,473,000 | 2,400 |
| Loan loss allowance | $2,376,000 | 2,886 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $699,000 | 6,016 |
| Other real estate owned | $2,462,000 | 3,950 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $3,464,000 | 4,203 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $213,656,000 | 3,078 |
| Total liabilities | $193,662,000 | 3,053 |
| Total deposits | $192,550,000 | 2,856 |
| Interest-bearing deposits | $168,863,000 | 2,809 |
| Deposits held in domestic offices | $192,550,000 | 2,854 |
| % insured | 91.76% | 3,033 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,112,000 | 3,185 |
| Total equity capital | $19,994,000 | 3,229 |
| Total bank equity capital | $19,994,000 | 3,229 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $4,000,000 | 1,159 |
| Surplus | $11,500,000 | 2,437 |
| Undivided profits | $4,494,000 | 4,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,536,000 | 3,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $716,000 | 4,249 |
| Earning assets | $203,965,000 | 2,958 |
| Long-term assets (5+ years) | $2,148,000 | 6,691 |
| Average Assets, year-to-date | $207,013,500 | 3,131 |
| Average Assets, quarterly | $207,013,500 | 3,131 |
| Volatile liabilities | $65,359,000 | 2,174 |
| Insider loans | $2,298,000 | 2,753 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $45,099,000 | 1,443 |
| Tier 1 (core) risk-based capital | $19,994,000 | 3,090 |
| Tier 2 risk-based capital | $2,372,000 | 2,276 |
| Total risk weighted assets | $189,692,000 | 2,444 |
| Total unused commitments | $45,099,000 | 1,446 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 44 | 3,486 |
| Assets and Liabilities | ||
| Total Assets: | $200,371,000 | 3,230 |
| Cash and due from depository institutions | $10,334,000 | 3,486 |
| Interest-bearing balances | $8,228,000 | 2,564 |
| Securities | $0 | 7,777 |
| Federal funds sold & reverse repurchase agreements | $154,000 | 4,409 |
| Net loans & leases | $183,102,000 | 2,449 |
| Loan loss allowance | $2,380,000 | 2,859 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $739,000 | 6,012 |
| Other real estate owned | $2,462,000 | 3,486 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $3,580,000 | 4,198 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $200,371,000 | 3,230 |
| Total liabilities | $180,927,000 | 3,222 |
| Total deposits | $180,182,000 | 3,000 |
| Interest-bearing deposits | $159,070,000 | 2,932 |
| Deposits held in domestic offices | $180,182,000 | 2,998 |
| % insured | 92.36% | 2,812 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $745,000 | 4,042 |
| Total equity capital | $19,444,000 | 3,267 |
| Total bank equity capital | $19,444,000 | 3,267 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $4,000,000 | 1,175 |
| Surplus | $11,500,000 | 2,436 |
| Undivided profits | $3,944,000 | 4,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,734,000 | 3,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 864 |
| Income earned, not collected on loans | $681,000 | 4,529 |
| Earning assets | $191,484,000 | 3,117 |
| Long-term assets (5+ years) | $4,105,000 | 6,387 |
| Average Assets, year-to-date | $185,361,800 | 3,346 |
| Average Assets, quarterly | $197,816,000 | 3,251 |
| Volatile liabilities | $67,499,000 | 2,132 |
| Insider loans | $3,594,000 | 2,019 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $45,975,000 | 1,436 |
| Tier 1 (core) risk-based capital | $19,444,000 | 3,139 |
| Tier 2 risk-based capital | $2,391,000 | 2,304 |
| Total risk weighted assets | $190,515,000 | 2,493 |
| Total unused commitments | $45,975,000 | 1,437 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 38 | 3,943 |
| Assets and Liabilities | ||
| Total Assets: | $195,261,000 | 3,307 |
| Cash and due from depository institutions | $13,547,000 | 3,943 |
| Interest-bearing balances | $11,649,000 | 1,842 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $173,000 | 4,559 |
| Net loans & leases | $177,604,000 | 2,543 |
| Loan loss allowance | $2,150,000 | 2,982 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $797,000 | 5,958 |
| Other real estate owned | $653,000 | 3,943 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,487,000 | 4,648 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $195,261,000 | 3,307 |
| Total liabilities | $176,218,000 | 3,297 |
| Total deposits | $175,247,000 | 3,068 |
| Interest-bearing deposits | $153,526,000 | 3,007 |
| Deposits held in domestic offices | $175,247,000 | 3,067 |
| % insured | 89.39% | 4,163 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $971,000 | 3,838 |
| Total equity capital | $19,043,000 | 3,417 |
| Total bank equity capital | $19,043,000 | 3,417 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $4,000,000 | 1,199 |
| Surplus | $11,500,000 | 2,425 |
| Undivided profits | $3,543,000 | 5,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,754,000 | 2,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 1,017 |
| Income earned, not collected on loans | $661,000 | 4,801 |
| Earning assets | $189,426,000 | 3,172 |
| Long-term assets (5+ years) | $6,025,000 | 6,084 |
| Average Assets, year-to-date | $181,609,500 | 3,444 |
| Average Assets, quarterly | $193,657,000 | 3,304 |
| Volatile liabilities | $76,013,000 | 1,978 |
| Insider loans | $3,936,000 | 1,918 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $45,162,000 | 1,535 |
| Tier 1 (core) risk-based capital | $19,043,000 | 3,257 |
| Tier 2 risk-based capital | $2,203,000 | 2,454 |
| Total risk weighted assets | $182,955,000 | 2,614 |
| Total unused commitments | $45,162,000 | 1,537 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 37 | 4,071 |
| Assets and Liabilities | ||
| Total Assets: | $192,053,000 | 3,346 |
| Cash and due from depository institutions | $17,825,000 | 4,071 |
| Interest-bearing balances | $15,471,000 | 1,340 |
| Securities | $3,020,000 | 7,216 |
| Federal funds sold & reverse repurchase agreements | $251,000 | 4,746 |
| Net loans & leases | $166,939,000 | 2,717 |
| Loan loss allowance | $2,080,000 | 2,979 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $861,000 | 5,929 |
| Other real estate owned | $653,000 | 4,071 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,504,000 | 4,609 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $192,053,000 | 3,346 |
| Total liabilities | $173,210,000 | 3,339 |
| Total deposits | $172,003,000 | 3,122 |
| Interest-bearing deposits | $151,210,000 | 3,062 |
| Deposits held in domestic offices | $172,003,000 | 3,120 |
| % insured | 69.71% | 6,097 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,207,000 | 3,410 |
| Total equity capital | $18,843,000 | 3,409 |
| Total bank equity capital | $18,843,000 | 3,409 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $4,000,000 | 1,214 |
| Surplus | $11,500,000 | 2,426 |
| Undivided profits | $3,343,000 | 5,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,067,000 | 2,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 998 |
| Income earned, not collected on loans | $730,000 | 4,427 |
| Earning assets | $185,681,000 | 3,217 |
| Long-term assets (5+ years) | $3,046,000 | 6,654 |
| Average Assets, year-to-date | $177,059,000 | 3,525 |
| Average Assets, quarterly | $182,305,000 | 3,469 |
| Volatile liabilities | $75,848,000 | 1,970 |
| Insider loans | $3,901,000 | 1,961 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $44,506,000 | 1,628 |
| Tier 1 (core) risk-based capital | $18,832,000 | 3,322 |
| Tier 2 risk-based capital | $2,131,000 | 2,508 |
| Total risk weighted assets | $172,343,000 | 2,760 |
| Total unused commitments | $44,506,000 | 1,629 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 40 | 3,861 |
| Assets and Liabilities | ||
| Total Assets: | $172,557,000 | 3,637 |
| Cash and due from depository institutions | $9,385,000 | 3,861 |
| Interest-bearing balances | $6,673,000 | 2,144 |
| Securities | $3,053,000 | 7,269 |
| Federal funds sold & reverse repurchase agreements | $207,000 | 5,198 |
| Net loans & leases | $155,982,000 | 2,872 |
| Loan loss allowance | $2,254,000 | 2,720 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $928,000 | 5,865 |
| Other real estate owned | $664,000 | 3,861 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,338,000 | 4,779 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $172,557,000 | 3,637 |
| Total liabilities | $155,903,000 | 3,609 |
| Total deposits | $154,800,000 | 3,403 |
| Interest-bearing deposits | $132,624,000 | 3,395 |
| Deposits held in domestic offices | $154,800,000 | 3,401 |
| % insured | 63.88% | 6,910 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,103,000 | 3,517 |
| Total equity capital | $16,654,000 | 3,825 |
| Total bank equity capital | $16,654,000 | 3,825 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,000,000 | 1,221 |
| Surplus | $9,500,000 | 2,779 |
| Undivided profits | $3,154,000 | 5,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,698,000 | 2,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 975 |
| Income earned, not collected on loans | $666,000 | 4,699 |
| Earning assets | $165,915,000 | 3,492 |
| Long-term assets (5+ years) | $4,249,000 | 6,424 |
| Average Assets, year-to-date | $169,562,000 | 3,657 |
| Average Assets, quarterly | $169,562,000 | 3,657 |
| Volatile liabilities | $79,663,000 | 1,892 |
| Insider loans | $3,492,000 | 2,161 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $40,290,000 | 1,837 |
| Tier 1 (core) risk-based capital | $16,626,000 | 3,710 |
| Tier 2 risk-based capital | $2,029,000 | 2,595 |
| Total risk weighted assets | $161,252,000 | 2,932 |
| Total unused commitments | $40,290,000 | 1,838 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 40 | 3,884 |
| Assets and Liabilities | ||
| Total Assets: | $166,567,000 | 3,715 |
| Cash and due from depository institutions | $3,291,000 | 3,884 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $3,086,000 | 7,345 |
| Federal funds sold & reverse repurchase agreements | $5,674,000 | 1,697 |
| Net loans & leases | $151,101,000 | 2,976 |
| Loan loss allowance | $1,860,000 | 3,077 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,000,000 | 5,804 |
| Other real estate owned | $0 | 3,884 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,415,000 | 4,784 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $166,567,000 | 3,715 |
| Total liabilities | $149,838,000 | 3,700 |
| Total deposits | $148,856,000 | 3,433 |
| Interest-bearing deposits | $125,142,000 | 3,484 |
| Deposits held in domestic offices | $148,856,000 | 3,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $982,000 | 3,779 |
| Total equity capital | $16,729,000 | 3,785 |
| Total bank equity capital | $16,729,000 | 3,785 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,000,000 | 1,214 |
| Surplus | $9,500,000 | 2,752 |
| Undivided profits | $3,229,000 | 5,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,813,000 | 1,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 896 |
| Income earned, not collected on loans | $640,000 | 5,046 |
| Earning assets | $159,861,000 | 3,583 |
| Long-term assets (5+ years) | $3,236,000 | 6,623 |
| Average Assets, year-to-date | $159,459,000 | 3,728 |
| Average Assets, quarterly | $165,252,500 | 3,700 |
| Volatile liabilities | $69,660,000 | 2,082 |
| Insider loans | $3,604,000 | 2,124 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $42,922,000 | 1,787 |
| Tier 1 (core) risk-based capital | $16,682,000 | 3,682 |
| Tier 2 risk-based capital | $1,908,000 | 2,713 |
| Total risk weighted assets | $156,939,000 | 3,007 |
| Total unused commitments | $42,922,000 | 1,788 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 39 | 4,009 |
| Assets and Liabilities | ||
| Total Assets: | $163,938,000 | 3,727 |
| Cash and due from depository institutions | $2,951,000 | 4,009 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $6,095,000 | 6,672 |
| Federal funds sold & reverse repurchase agreements | $11,542,000 | 1,037 |
| Net loans & leases | $140,030,000 | 3,156 |
| Loan loss allowance | $1,795,000 | 2,962 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $930,000 | 5,939 |
| Other real estate owned | $0 | 4,009 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,390,000 | 4,849 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $163,938,000 | 3,727 |
| Total liabilities | $147,124,000 | 3,707 |
| Total deposits | $144,509,000 | 3,471 |
| Interest-bearing deposits | $121,448,000 | 3,513 |
| Deposits held in domestic offices | $144,509,000 | 3,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,568,000 | 2,601 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,047,000 | 3,753 |
| Total equity capital | $16,814,000 | 3,789 |
| Total bank equity capital | $16,814,000 | 3,789 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $4,000,000 | 1,214 |
| Surplus | $9,500,000 | 2,746 |
| Undivided profits | $3,314,000 | 5,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,549,000 | 3,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $690,000 | 5,011 |
| Earning assets | $157,667,000 | 3,594 |
| Long-term assets (5+ years) | $3,495,000 | 6,590 |
| Average Assets, year-to-date | $157,682,000 | 3,779 |
| Average Assets, quarterly | $162,658,500 | 3,722 |
| Volatile liabilities | $76,520,000 | 1,866 |
| Insider loans | $3,614,000 | 2,127 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $49,735,000 | 1,687 |
| Tier 1 (core) risk-based capital | $16,765,000 | 3,714 |
| Tier 2 risk-based capital | $1,841,000 | 2,703 |
| Total risk weighted assets | $146,860,000 | 3,159 |
| Total unused commitments | $49,735,000 | 1,689 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 39 | 4,064 |
| Assets and Liabilities | ||
| Total Assets: | $161,379,000 | 3,778 |
| Cash and due from depository institutions | $4,598,000 | 4,064 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $6,105,000 | 6,729 |
| Federal funds sold & reverse repurchase agreements | $9,222,000 | 1,317 |
| Net loans & leases | $138,437,000 | 3,164 |
| Loan loss allowance | $1,741,000 | 2,951 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $985,000 | 5,883 |
| Other real estate owned | $0 | 4,064 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,032,000 | 5,190 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $161,379,000 | 3,778 |
| Total liabilities | $144,670,000 | 3,758 |
| Total deposits | $139,495,000 | 3,549 |
| Interest-bearing deposits | $117,280,000 | 3,592 |
| Deposits held in domestic offices | $139,495,000 | 3,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,283,000 | 1,938 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $892,000 | 4,092 |
| Total equity capital | $16,709,000 | 3,849 |
| Total bank equity capital | $16,709,000 | 3,849 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $4,000,000 | 1,209 |
| Surplus | $9,500,000 | 2,744 |
| Undivided profits | $3,209,000 | 5,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,233,000 | 3,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $619,000 | 5,236 |
| Earning assets | $153,764,000 | 3,651 |
| Long-term assets (5+ years) | $3,505,000 | 6,627 |
| Average Assets, year-to-date | $155,596,670 | 3,844 |
| Average Assets, quarterly | $158,989,500 | 3,807 |
| Volatile liabilities | $81,043,000 | 1,744 |
| Insider loans | $3,995,000 | 1,936 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $51,172,000 | 1,698 |
| Tier 1 (core) risk-based capital | $16,656,000 | 3,771 |
| Tier 2 risk-based capital | $1,786,000 | 2,714 |
| Total risk weighted assets | $144,703,000 | 3,183 |
| Total unused commitments | $51,172,000 | 1,699 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 39 | 4,061 |
| Assets and Liabilities | ||
| Total Assets: | $156,600,000 | 3,864 |
| Cash and due from depository institutions | $2,163,000 | 4,061 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $9,272,000 | 6,086 |
| Federal funds sold & reverse repurchase agreements | $10,459,000 | 1,689 |
| Net loans & leases | $131,656,000 | 3,242 |
| Loan loss allowance | $1,691,000 | 2,936 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,035,000 | 5,832 |
| Other real estate owned | $0 | 4,061 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,015,000 | 5,103 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $156,600,000 | 3,864 |
| Total liabilities | $139,977,000 | 3,844 |
| Total deposits | $136,467,000 | 3,647 |
| Interest-bearing deposits | $115,365,000 | 3,681 |
| Deposits held in domestic offices | $136,467,000 | 3,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,516,000 | 2,101 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $994,000 | 4,065 |
| Total equity capital | $16,623,000 | 3,940 |
| Total bank equity capital | $16,623,000 | 3,940 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $4,000,000 | 1,204 |
| Surplus | $9,500,000 | 2,722 |
| Undivided profits | $3,123,000 | 5,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,120,000 | 3,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $735,000 | 4,711 |
| Earning assets | $151,387,000 | 3,718 |
| Long-term assets (5+ years) | $4,158,000 | 6,418 |
| Average Assets, year-to-date | $152,705,500 | 3,891 |
| Average Assets, quarterly | $152,705,500 | 3,891 |
| Volatile liabilities | $80,352,000 | 1,739 |
| Insider loans | $4,126,000 | 1,847 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $54,061,000 | 1,647 |
| Tier 1 (core) risk-based capital | $16,471,000 | 3,800 |
| Tier 2 risk-based capital | $1,734,000 | 2,745 |
| Total risk weighted assets | $138,028,000 | 3,277 |
| Total unused commitments | $54,061,000 | 1,650 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 37 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $148,811,000 | 3,959 |
| Cash and due from depository institutions | $3,002,000 | 4,223 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $9,168,000 | 6,183 |
| Federal funds sold & reverse repurchase agreements | $8,723,000 | 1,577 |
| Net loans & leases | $124,670,000 | 3,375 |
| Loan loss allowance | $1,665,000 | 2,942 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,098,000 | 5,749 |
| Other real estate owned | $0 | 4,223 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,150,000 | 5,000 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $148,811,000 | 3,959 |
| Total liabilities | $132,450,000 | 3,954 |
| Total deposits | $127,108,000 | 3,787 |
| Interest-bearing deposits | $104,162,000 | 3,891 |
| Deposits held in domestic offices | $127,108,000 | 3,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,307,000 | 1,875 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,035,000 | 3,912 |
| Total equity capital | $16,361,000 | 3,928 |
| Total bank equity capital | $16,361,000 | 3,928 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,000,000 | 1,195 |
| Surplus | $9,500,000 | 2,689 |
| Undivided profits | $2,861,000 | 5,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,125,000 | 3,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $743,000 | 4,919 |
| Earning assets | $142,561,000 | 3,834 |
| Long-term assets (5+ years) | $7,830,000 | 5,368 |
| Average Assets, year-to-date | $142,058,400 | 3,962 |
| Average Assets, quarterly | $144,090,000 | 4,006 |
| Volatile liabilities | $78,343,000 | 1,791 |
| Insider loans | $4,433,000 | 1,716 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $58,357,000 | 1,562 |
| Tier 1 (core) risk-based capital | $16,274,000 | 3,816 |
| Tier 2 risk-based capital | $1,650,000 | 2,832 |
| Total risk weighted assets | $131,144,000 | 3,380 |
| Total unused commitments | $58,357,000 | 1,563 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 37 | 4,236 |
| Assets and Liabilities | ||
| Total Assets: | $139,369,000 | 4,091 |
| Cash and due from depository institutions | $3,639,000 | 4,236 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $9,074,000 | 6,259 |
| Federal funds sold & reverse repurchase agreements | $6,090,000 | 2,218 |
| Net loans & leases | $117,483,000 | 3,482 |
| Loan loss allowance | $1,737,000 | 2,824 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,021,000 | 5,849 |
| Other real estate owned | $0 | 4,236 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,062,000 | 5,197 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $139,369,000 | 4,091 |
| Total liabilities | $123,348,000 | 4,111 |
| Total deposits | $119,485,000 | 3,945 |
| Interest-bearing deposits | $97,352,000 | 4,071 |
| Deposits held in domestic offices | $119,485,000 | 3,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,795,000 | 2,405 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,068,000 | 2,419 |
| Total equity capital | $16,021,000 | 3,963 |
| Total bank equity capital | $16,021,000 | 3,963 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,000,000 | 1,178 |
| Surplus | $9,500,000 | 2,634 |
| Undivided profits | $2,521,000 | 5,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $724,000 | 3,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $656,000 | 5,572 |
| Earning assets | $132,647,000 | 3,997 |
| Long-term assets (5+ years) | $11,804,000 | 4,560 |
| Average Assets, year-to-date | $140,370,250 | 3,998 |
| Average Assets, quarterly | $138,656,500 | 4,077 |
| Volatile liabilities | $72,039,000 | 1,897 |
| Insider loans | $4,470,000 | 1,656 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $47,285,000 | 1,864 |
| Tier 1 (core) risk-based capital | $15,992,000 | 3,867 |
| Tier 2 risk-based capital | $1,535,000 | 2,997 |
| Total risk weighted assets | $122,554,000 | 3,518 |
| Total unused commitments | $47,285,000 | 1,864 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 33 | 4,662 |
| Assets and Liabilities | ||
| Total Assets: | $137,944,000 | 4,127 |
| Cash and due from depository institutions | $3,281,000 | 4,662 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $10,950,000 | 5,926 |
| Federal funds sold & reverse repurchase agreements | $13,047,000 | 1,211 |
| Net loans & leases | $107,621,000 | 3,687 |
| Loan loss allowance | $1,737,000 | 2,816 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $930,000 | 6,029 |
| Other real estate owned | $0 | 4,662 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,115,000 | 5,099 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $137,945,000 | 4,127 |
| Total liabilities | $122,297,000 | 4,133 |
| Total deposits | $118,383,000 | 3,980 |
| Interest-bearing deposits | $92,862,000 | 4,197 |
| Deposits held in domestic offices | $118,383,000 | 3,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,035,000 | 2,009 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $879,000 | 4,198 |
| Total equity capital | $15,648,000 | 3,973 |
| Total bank equity capital | $15,648,000 | 3,973 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,000,000 | 1,166 |
| Surplus | $9,500,000 | 2,623 |
| Undivided profits | $2,148,000 | 6,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 3,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $782,000 | 4,790 |
| Earning assets | $131,618,000 | 4,014 |
| Long-term assets (5+ years) | $8,839,000 | 5,000 |
| Average Assets, year-to-date | $140,704,000 | 4,017 |
| Average Assets, quarterly | $140,421,000 | 4,043 |
| Volatile liabilities | $65,610,000 | 2,026 |
| Insider loans | $4,532,000 | 1,625 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $49,053,000 | 1,846 |
| Tier 1 (core) risk-based capital | $15,704,000 | 3,904 |
| Tier 2 risk-based capital | $1,431,000 | 3,150 |
| Total risk weighted assets | $114,162,000 | 3,696 |
| Total unused commitments | $49,053,000 | 1,847 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 30 | 4,912 |
| Assets and Liabilities | ||
| Total Assets: | $142,898,000 | 4,019 |
| Cash and due from depository institutions | $6,840,000 | 4,912 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $11,003,000 | 5,922 |
| Federal funds sold & reverse repurchase agreements | $17,573,000 | 1,106 |
| Net loans & leases | $104,743,000 | 3,715 |
| Loan loss allowance | $1,659,000 | 2,905 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $578,000 | 6,760 |
| Other real estate owned | $0 | 4,912 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,161,000 | 4,951 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $142,898,000 | 4,019 |
| Total liabilities | $127,533,000 | 4,004 |
| Total deposits | $122,519,000 | 3,877 |
| Interest-bearing deposits | $99,112,000 | 4,029 |
| Deposits held in domestic offices | $122,519,000 | 3,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,057,000 | 1,686 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $957,000 | 4,011 |
| Total equity capital | $15,365,000 | 4,043 |
| Total bank equity capital | $15,365,000 | 4,043 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,000,000 | 1,149 |
| Surplus | $9,500,000 | 2,581 |
| Undivided profits | $1,865,000 | 6,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $670,000 | 5,128 |
| Earning assets | $133,319,000 | 3,980 |
| Long-term assets (5+ years) | $1,515,000 | 6,976 |
| Average Assets, year-to-date | $142,084,000 | 4,013 |
| Average Assets, quarterly | $142,084,000 | 4,013 |
| Volatile liabilities | $65,289,000 | 2,006 |
| Insider loans | $5,379,000 | 1,341 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $43,553,000 | 2,034 |
| Tier 1 (core) risk-based capital | $15,390,000 | 3,943 |
| Tier 2 risk-based capital | $1,404,000 | 3,164 |
| Total risk weighted assets | $112,041,000 | 3,702 |
| Total unused commitments | $43,553,000 | 2,034 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $141,270,000 | 4,023 |
| Cash and due from depository institutions | $3,689,000 | 5,036 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $11,013,000 | 5,968 |
| Federal funds sold & reverse repurchase agreements | $28,666,000 | 547 |
| Net loans & leases | $95,081,000 | 3,963 |
| Loan loss allowance | $1,614,000 | 2,957 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $578,000 | 6,784 |
| Other real estate owned | $0 | 5,036 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,243,000 | 4,916 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $141,270,000 | 4,023 |
| Total liabilities | $126,190,000 | 4,018 |
| Total deposits | $115,812,000 | 4,000 |
| Interest-bearing deposits | $93,191,000 | 4,137 |
| Deposits held in domestic offices | $115,812,000 | 3,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,579,000 | 1,220 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $799,000 | 4,403 |
| Total equity capital | $15,080,000 | 4,033 |
| Total bank equity capital | $15,080,000 | 4,033 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,000,000 | 1,138 |
| Surplus | $9,500,000 | 2,534 |
| Undivided profits | $1,580,000 | 6,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $654,000 | 5,360 |
| Earning assets | $134,760,000 | 3,930 |
| Long-term assets (5+ years) | $1,170,000 | 7,132 |
| Average Assets, year-to-date | $113,949,800 | 4,511 |
| Average Assets, quarterly | $127,673,500 | 4,283 |
| Volatile liabilities | $75,556,000 | 1,922 |
| Insider loans | $5,837,000 | 1,236 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $50,036,000 | 1,821 |
| Tier 1 (core) risk-based capital | $15,105,000 | 3,948 |
| Tier 2 risk-based capital | $1,315,000 | 3,311 |
| Total risk weighted assets | $104,867,000 | 3,845 |
| Total unused commitments | $50,036,000 | 1,821 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 26 | 5,407 |
| Assets and Liabilities | ||
| Total Assets: | $114,077,000 | 4,622 |
| Cash and due from depository institutions | $3,962,000 | 5,407 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $4,952,000 | 7,363 |
| Federal funds sold & reverse repurchase agreements | $11,422,000 | 1,231 |
| Net loans & leases | $91,096,000 | 4,070 |
| Loan loss allowance | $1,840,000 | 2,662 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $562,000 | 6,839 |
| Other real estate owned | $0 | 5,407 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,083,000 | 5,129 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $114,077,000 | 4,622 |
| Total liabilities | $99,364,000 | 4,671 |
| Total deposits | $93,882,000 | 4,555 |
| Interest-bearing deposits | $71,525,000 | 4,872 |
| Deposits held in domestic offices | $93,882,000 | 4,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,806,000 | 1,733 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $676,000 | 4,813 |
| Total equity capital | $14,713,000 | 4,067 |
| Total bank equity capital | $14,713,000 | 4,067 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000,000 | 1,125 |
| Surplus | $9,500,000 | 2,502 |
| Undivided profits | $1,213,000 | 7,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $895,000 | 2,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $453,000 | 6,450 |
| Earning assets | $107,470,000 | 4,543 |
| Long-term assets (5+ years) | $96,000 | 7,694 |
| Average Assets, year-to-date | $107,119,750 | 4,707 |
| Average Assets, quarterly | $106,972,500 | 4,766 |
| Volatile liabilities | $45,350,000 | 2,824 |
| Insider loans | $5,912,000 | 1,193 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $772,000 | 1,028 |
| Unused loan commitments | $41,554,000 | 2,099 |
| Tier 1 (core) risk-based capital | $14,749,000 | 3,990 |
| Tier 2 risk-based capital | $1,220,000 | 3,465 |
| Total risk weighted assets | $96,977,000 | 4,038 |
| Total unused commitments | $41,554,000 | 2,101 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 26 | 5,434 |
| Assets and Liabilities | ||
| Total Assets: | $99,868,000 | 4,986 |
| Cash and due from depository institutions | $3,545,000 | 5,434 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $4,918,000 | 7,405 |
| Federal funds sold & reverse repurchase agreements | $5,489,000 | 2,088 |
| Net loans & leases | $83,756,000 | 4,260 |
| Loan loss allowance | $1,795,000 | 2,693 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $261,000 | 7,761 |
| Other real estate owned | $0 | 5,434 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,899,000 | 5,283 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $99,868,000 | 4,986 |
| Total liabilities | $85,549,000 | 5,124 |
| Total deposits | $80,471,000 | 5,043 |
| Interest-bearing deposits | $59,163,000 | 5,423 |
| Deposits held in domestic offices | $80,471,000 | 5,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,381,000 | 1,816 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $697,000 | 4,411 |
| Total equity capital | $14,319,000 | 4,030 |
| Total bank equity capital | $14,319,000 | 4,030 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,000,000 | 1,109 |
| Surplus | $9,500,000 | 2,449 |
| Undivided profits | $819,000 | 7,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $890,000 | 2,646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $393,000 | 6,542 |
| Earning assets | $94,163,000 | 4,896 |
| Long-term assets (5+ years) | $18,217,000 | 3,506 |
| Average Assets, year-to-date | $104,800,670 | 4,808 |
| Average Assets, quarterly | $100,928,500 | 4,936 |
| Volatile liabilities | $37,932,000 | 3,131 |
| Insider loans | $5,663,000 | 1,221 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $496,000 | 1,194 |
| Unused loan commitments | $33,579,000 | 2,418 |
| Tier 1 (core) risk-based capital | $14,378,000 | 4,010 |
| Tier 2 risk-based capital | $1,105,000 | 3,693 |
| Total risk weighted assets | $87,675,000 | 4,267 |
| Total unused commitments | $33,579,000 | 2,419 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 21 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $101,989,000 | 4,924 |
| Cash and due from depository institutions | $3,220,000 | 6,049 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $9,910,000 | 6,305 |
| Federal funds sold & reverse repurchase agreements | $2,443,000 | 3,973 |
| Net loans & leases | $84,358,000 | 4,185 |
| Loan loss allowance | $1,705,000 | 2,765 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $167,000 | 8,093 |
| Other real estate owned | $0 | 6,049 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,891,000 | 5,197 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $101,989,000 | 4,924 |
| Total liabilities | $87,987,000 | 5,018 |
| Total deposits | $82,216,000 | 4,960 |
| Interest-bearing deposits | $62,903,000 | 5,248 |
| Deposits held in domestic offices | $82,216,000 | 4,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,946,000 | 1,645 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $825,000 | 3,993 |
| Total equity capital | $14,002,000 | 4,068 |
| Total bank equity capital | $14,002,000 | 4,068 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000,000 | 1,099 |
| Surplus | $9,500,000 | 2,394 |
| Undivided profits | $502,000 | 7,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $375,000 | 6,512 |
| Earning assets | $96,711,000 | 4,819 |
| Long-term assets (5+ years) | $17,288,000 | 3,577 |
| Average Assets, year-to-date | $107,267,000 | 4,728 |
| Average Assets, quarterly | $107,267,000 | 4,728 |
| Volatile liabilities | $33,502,000 | 3,293 |
| Insider loans | $5,663,000 | 1,205 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $164,000 | 1,477 |
| Unused loan commitments | $31,127,000 | 2,508 |
| Tier 1 (core) risk-based capital | $14,062,000 | 4,008 |
| Tier 2 risk-based capital | $1,101,000 | 3,668 |
| Total risk weighted assets | $87,461,000 | 4,228 |
| Total unused commitments | $31,127,000 | 2,512 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 21 | 6,052 |
| Assets and Liabilities | ||
| Total Assets: | $112,545,000 | 4,613 |
| Cash and due from depository institutions | $3,626,000 | 6,052 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $10,874,000 | 6,146 |
| Federal funds sold & reverse repurchase agreements | $20,672,000 | 629 |
| Net loans & leases | $75,367,000 | 4,458 |
| Loan loss allowance | $1,615,000 | 2,846 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $164,000 | 8,127 |
| Other real estate owned | $0 | 6,052 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,842,000 | 5,266 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $112,545,000 | 4,613 |
| Total liabilities | $98,831,000 | 4,644 |
| Total deposits | $91,817,000 | 4,614 |
| Interest-bearing deposits | $70,236,000 | 4,869 |
| Deposits held in domestic offices | $91,817,000 | 4,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,010,000 | 1,503 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,004,000 | 3,480 |
| Total equity capital | $13,714,000 | 4,100 |
| Total bank equity capital | $13,714,000 | 4,100 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,000,000 | 1,086 |
| Surplus | $9,500,000 | 2,356 |
| Undivided profits | $214,000 | 7,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $592,000 | 3,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,133 |
| Income earned, not collected on loans | $407,000 | 6,349 |
| Earning assets | $106,913,000 | 4,506 |
| Long-term assets (5+ years) | $12,989,000 | 4,114 |
| Average Assets, year-to-date | $92,554,400 | 5,060 |
| Average Assets, quarterly | $105,473,500 | 4,769 |
| Volatile liabilities | $46,707,000 | 2,591 |
| Insider loans | $5,663,000 | 1,186 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $323,000 | 1,296 |
| Unused loan commitments | $37,476,000 | 2,172 |
| Tier 1 (core) risk-based capital | $13,780,000 | 4,037 |
| Tier 2 risk-based capital | $1,034,000 | 3,792 |
| Total risk weighted assets | $82,115,000 | 4,389 |
| Total unused commitments | $37,476,000 | 2,173 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 19 | 6,367 |
| Assets and Liabilities | ||
| Total Assets: | $98,402,000 | 4,977 |
| Cash and due from depository institutions | $4,235,000 | 6,367 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $10,918,000 | 6,154 |
| Federal funds sold & reverse repurchase agreements | $9,628,000 | 1,344 |
| Net loans & leases | $71,993,000 | 4,552 |
| Loan loss allowance | $1,535,000 | 2,954 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $149,000 | 8,201 |
| Other real estate owned | $0 | 6,367 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,479,000 | 5,790 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $98,402,000 | 4,977 |
| Total liabilities | $84,988,000 | 5,068 |
| Total deposits | $81,136,000 | 4,918 |
| Interest-bearing deposits | $57,204,000 | 5,473 |
| Deposits held in domestic offices | $81,136,000 | 4,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,133,000 | 1,993 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $719,000 | 4,224 |
| Total equity capital | $13,414,000 | 4,140 |
| Total bank equity capital | $13,414,000 | 4,140 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000,000 | 1,049 |
| Surplus | $9,500,000 | 2,293 |
| Undivided profits | $-86,000 | 8,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $598,000 | 3,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $289,000 | 7,245 |
| Earning assets | $92,539,000 | 4,896 |
| Long-term assets (5+ years) | $8,197,000 | 5,008 |
| Average Assets, year-to-date | $87,556,750 | 5,238 |
| Average Assets, quarterly | $91,427,500 | 5,176 |
| Volatile liabilities | $35,700,000 | 3,024 |
| Insider loans | $6,080,000 | 1,067 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $132,000 | 1,674 |
| Unused loan commitments | $28,169,000 | 2,621 |
| Tier 1 (core) risk-based capital | $13,464,000 | 4,053 |
| Tier 2 risk-based capital | $955,000 | 3,991 |
| Total risk weighted assets | $75,773,000 | 4,565 |
| Total unused commitments | $28,169,000 | 2,623 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 20 | 6,229 |
| Assets and Liabilities | ||
| Total Assets: | $84,453,000 | 5,420 |
| Cash and due from depository institutions | $2,784,000 | 6,229 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $10,948,000 | 6,176 |
| Federal funds sold & reverse repurchase agreements | $7,105,000 | 1,605 |
| Net loans & leases | $61,745,000 | 4,952 |
| Loan loss allowance | $1,438,000 | 3,084 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $160,000 | 8,168 |
| Other real estate owned | $0 | 6,229 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,711,000 | 5,274 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $84,453,000 | 5,420 |
| Total liabilities | $71,394,000 | 5,550 |
| Total deposits | $68,174,000 | 5,432 |
| Interest-bearing deposits | $47,962,000 | 5,997 |
| Deposits held in domestic offices | $68,174,000 | 5,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,589,000 | 2,162 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $631,000 | 4,311 |
| Total equity capital | $13,059,000 | 4,174 |
| Total bank equity capital | $13,059,000 | 4,174 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000,000 | 1,031 |
| Surplus | $9,500,000 | 2,254 |
| Undivided profits | $-441,000 | 8,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 2,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $258,000 | 493 |
| Income earned, not collected on loans | $288,000 | 7,055 |
| Earning assets | $79,798,000 | 5,320 |
| Long-term assets (5+ years) | $5,079,000 | 5,901 |
| Average Assets, year-to-date | $83,941,670 | 5,378 |
| Average Assets, quarterly | $87,964,000 | 5,250 |
| Volatile liabilities | $30,964,000 | 3,212 |
| Insider loans | $6,163,000 | 1,018 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $260,000 | 1,458 |
| Unused loan commitments | $25,767,000 | 2,702 |
| Tier 1 (core) risk-based capital | $13,095,000 | 4,068 |
| Tier 2 risk-based capital | $816,000 | 4,374 |
| Total risk weighted assets | $64,658,000 | 4,964 |
| Total unused commitments | $25,767,000 | 2,703 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 19 | 6,417 |
| Assets and Liabilities | ||
| Total Assets: | $91,475,000 | 5,163 |
| Cash and due from depository institutions | $3,296,000 | 6,417 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,927,000 | 7,619 |
| Federal funds sold & reverse repurchase agreements | $25,704,000 | 476 |
| Net loans & leases | $55,856,000 | 5,206 |
| Loan loss allowance | $1,248,000 | 3,432 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $176,000 | 8,141 |
| Other real estate owned | $0 | 6,417 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,516,000 | 5,596 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $91,475,000 | 5,163 |
| Total liabilities | $78,677,000 | 5,289 |
| Total deposits | $75,148,000 | 5,181 |
| Interest-bearing deposits | $54,850,000 | 5,619 |
| Deposits held in domestic offices | $75,148,000 | 5,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,134,000 | 1,879 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $395,000 | 5,352 |
| Total equity capital | $12,798,000 | 4,161 |
| Total bank equity capital | $12,798,000 | 4,161 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000,000 | 1,016 |
| Surplus | $9,500,000 | 2,209 |
| Undivided profits | $-702,000 | 8,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,057,000 | 2,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $407,000 | 369 |
| Income earned, not collected on loans | $245,000 | 7,383 |
| Earning assets | $86,487,000 | 5,081 |
| Long-term assets (5+ years) | $2,308,000 | 6,884 |
| Average Assets, year-to-date | $83,686,000 | 5,436 |
| Average Assets, quarterly | $83,686,000 | 5,436 |
| Volatile liabilities | $29,373,000 | 3,235 |
| Insider loans | $6,583,000 | 925 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $916,000 | 945 |
| Unused loan commitments | $26,187,000 | 2,622 |
| Tier 1 (core) risk-based capital | $12,858,000 | 4,082 |
| Tier 2 risk-based capital | $776,000 | 4,499 |
| Total risk weighted assets | $61,605,000 | 5,083 |
| Total unused commitments | $26,187,000 | 2,627 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 19 | 6,410 |
| Assets and Liabilities | ||
| Total Assets: | $75,897,000 | 5,743 |
| Cash and due from depository institutions | $3,197,000 | 6,410 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $4,978,000 | 7,649 |
| Federal funds sold & reverse repurchase agreements | $14,202,000 | 833 |
| Net loans & leases | $51,776,000 | 5,393 |
| Loan loss allowance | $1,154,000 | 3,618 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $185,000 | 8,134 |
| Other real estate owned | $0 | 6,410 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,559,000 | 5,470 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $75,897,000 | 5,743 |
| Total liabilities | $69,254,000 | 5,679 |
| Total deposits | $65,805,000 | 5,576 |
| Interest-bearing deposits | $45,038,000 | 6,216 |
| Deposits held in domestic offices | $65,805,000 | 5,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,086,000 | 1,961 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $363,000 | 5,519 |
| Total equity capital | $6,643,000 | 6,404 |
| Total bank equity capital | $6,643,000 | 6,404 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000,000 | 988 |
| Surplus | $3,500,000 | 4,386 |
| Undivided profits | $-857,000 | 8,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,057,000 | 2,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $407,000 | 361 |
| Income earned, not collected on loans | $234,000 | 7,493 |
| Earning assets | $70,956,000 | 5,690 |
| Long-term assets (5+ years) | $1,107,000 | 7,440 |
| Average Assets, year-to-date | $59,995,400 | 6,379 |
| Average Assets, quarterly | $68,628,000 | 6,026 |
| Volatile liabilities | $25,882,000 | 3,440 |
| Insider loans | $6,316,000 | 945 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,880,000 | 2,849 |
| Tier 1 (core) risk-based capital | $6,670,000 | 6,294 |
| Tier 2 risk-based capital | $699,000 | 4,809 |
| Total risk weighted assets | $55,441,000 | 5,399 |
| Total unused commitments | $21,880,000 | 2,851 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 18 | 6,572 |
| Assets and Liabilities | ||
| Total Assets: | $61,359,000 | 6,407 |
| Cash and due from depository institutions | $1,534,000 | 6,572 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $6,026,000 | 7,434 |
| Federal funds sold & reverse repurchase agreements | $8,305,000 | 1,363 |
| Net loans & leases | $43,795,000 | 5,854 |
| Loan loss allowance | $1,123,000 | 3,691 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $151,000 | 8,301 |
| Other real estate owned | $0 | 6,572 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,548,000 | 5,480 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $61,359,000 | 6,407 |
| Total liabilities | $54,829,000 | 6,371 |
| Total deposits | $51,540,000 | 6,320 |
| Interest-bearing deposits | $39,217,000 | 6,603 |
| Deposits held in domestic offices | $51,540,000 | 6,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,918,000 | 2,056 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $371,000 | 5,662 |
| Total equity capital | $6,530,000 | 6,489 |
| Total bank equity capital | $6,530,000 | 6,489 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,000,000 | 974 |
| Surplus | $3,500,000 | 4,361 |
| Undivided profits | $-970,000 | 8,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,121,000 | 2,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $457,000 | 359 |
| Income earned, not collected on loans | $191,000 | 7,971 |
| Earning assets | $58,126,000 | 6,283 |
| Long-term assets (5+ years) | $718,000 | 7,679 |
| Average Assets, year-to-date | $56,020,000 | 6,590 |
| Average Assets, quarterly | $58,647,500 | 6,518 |
| Volatile liabilities | $19,428,000 | 4,151 |
| Insider loans | $4,203,000 | 1,386 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $25,247,000 | 2,563 |
| Tier 1 (core) risk-based capital | $6,528,000 | 6,358 |
| Tier 2 risk-based capital | $578,000 | 5,326 |
| Total risk weighted assets | $45,671,000 | 5,932 |
| Total unused commitments | $25,247,000 | 2,567 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 16 | 6,949 |
| Assets and Liabilities | ||
| Total Assets: | $55,936,000 | 6,669 |
| Cash and due from depository institutions | $2,222,000 | 6,949 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $6,981,000 | 7,274 |
| Federal funds sold & reverse repurchase agreements | $8,390,000 | 1,277 |
| Net loans & leases | $37,683,000 | 6,252 |
| Loan loss allowance | $717,000 | 5,010 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $97,000 | 8,587 |
| Other real estate owned | $0 | 6,949 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $563,000 | 7,728 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $55,936,000 | 6,669 |
| Total liabilities | $51,208,000 | 6,571 |
| Total deposits | $47,940,000 | 6,556 |
| Interest-bearing deposits | $37,600,000 | 6,749 |
| Deposits held in domestic offices | $47,940,000 | 6,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,955,000 | 2,080 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $313,000 | 5,729 |
| Total equity capital | $4,728,000 | 7,332 |
| Total bank equity capital | $4,728,000 | 7,332 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,000,000 | 958 |
| Surplus | $2,500,000 | 5,042 |
| Undivided profits | $-1,772,000 | 8,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 5,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $260,000 | 543 |
| Income earned, not collected on loans | $194,000 | 7,880 |
| Earning assets | $53,054,000 | 6,567 |
| Long-term assets (5+ years) | $739,000 | 7,731 |
| Average Assets, year-to-date | $54,240,330 | 6,721 |
| Average Assets, quarterly | $55,715,500 | 6,657 |
| Volatile liabilities | $18,227,000 | 4,223 |
| Insider loans | $2,893,000 | 1,995 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,887,000 | 2,927 |
| Tier 1 (core) risk-based capital | $4,756,000 | 7,265 |
| Tier 2 risk-based capital | $478,000 | 5,853 |
| Total risk weighted assets | $38,003,000 | 6,429 |
| Total unused commitments | $20,887,000 | 2,930 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 16 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $55,495,000 | 6,704 |
| Cash and due from depository institutions | $2,070,000 | 6,938 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $8,103,000 | 6,976 |
| Federal funds sold & reverse repurchase agreements | $11,325,000 | 1,284 |
| Net loans & leases | $33,398,000 | 6,498 |
| Loan loss allowance | $660,000 | 5,228 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $87,000 | 8,659 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $512,000 | 7,832 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $55,495,000 | 6,704 |
| Total liabilities | $50,833,000 | 6,606 |
| Total deposits | $43,255,000 | 6,872 |
| Interest-bearing deposits | $33,096,000 | 7,098 |
| Deposits held in domestic offices | $43,255,000 | 6,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,284,000 | 1,266 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $294,000 | 6,242 |
| Total equity capital | $4,662,000 | 7,450 |
| Total bank equity capital | $4,662,000 | 7,450 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,000,000 | 953 |
| Surplus | $2,500,000 | 5,021 |
| Undivided profits | $-1,838,000 | 8,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 5,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $230,000 | 604 |
| Income earned, not collected on loans | $186,000 | 7,938 |
| Earning assets | $52,826,000 | 6,586 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $53,392,500 | 6,807 |
| Average Assets, quarterly | $53,392,500 | 6,807 |
| Volatile liabilities | $21,240,000 | 3,770 |
| Insider loans | $3,670,000 | 1,556 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,488,000 | 2,980 |
| Tier 1 (core) risk-based capital | $4,613,000 | 7,342 |
| Tier 2 risk-based capital | $432,000 | 6,128 |
| Total risk weighted assets | $34,308,000 | 6,652 |
| Total unused commitments | $19,488,000 | 2,986 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 16 | 6,974 |
| Assets and Liabilities | ||
| Total Assets: | $51,290,000 | 6,935 |
| Cash and due from depository institutions | $2,374,000 | 6,974 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $7,087,000 | 7,298 |
| Federal funds sold & reverse repurchase agreements | $8,583,000 | 1,392 |
| Net loans & leases | $32,687,000 | 6,578 |
| Loan loss allowance | $604,000 | 5,488 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $91,000 | 8,705 |
| Other real estate owned | $0 | 6,974 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $468,000 | 8,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,290,000 | 6,935 |
| Total liabilities | $46,723,000 | 6,859 |
| Total deposits | $41,792,000 | 6,962 |
| Interest-bearing deposits | $31,226,000 | 7,244 |
| Deposits held in domestic offices | $41,792,000 | 6,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,694,000 | 1,664 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $237,000 | 6,639 |
| Total equity capital | $4,567,000 | 7,473 |
| Total bank equity capital | $4,567,000 | 7,473 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,000,000 | 957 |
| Surplus | $2,500,000 | 5,004 |
| Undivided profits | $-1,933,000 | 8,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $391,000 | 4,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $173,000 | 8,149 |
| Earning assets | $48,357,000 | 6,840 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $48,803,200 | 6,979 |
| Average Assets, quarterly | $49,335,500 | 7,022 |
| Volatile liabilities | $17,632,000 | 4,228 |
| Insider loans | $3,664,000 | 1,526 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $13,804,000 | 3,581 |
| Tier 1 (core) risk-based capital | $4,528,000 | 7,377 |
| Tier 2 risk-based capital | $414,000 | 6,275 |
| Total risk weighted assets | $32,947,000 | 6,788 |
| Total unused commitments | $13,804,000 | 3,583 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 15 | 7,212 |
| Assets and Liabilities | ||
| Total Assets: | $47,381,000 | 7,178 |
| Cash and due from depository institutions | $2,061,000 | 7,212 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $7,104,000 | 7,231 |
| Federal funds sold & reverse repurchase agreements | $4,055,000 | 3,015 |
| Net loans & leases | $33,504,000 | 6,543 |
| Loan loss allowance | $610,000 | 5,479 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $103,000 | 8,708 |
| Other real estate owned | $0 | 7,212 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $554,000 | 7,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,381,000 | 7,178 |
| Total liabilities | $42,858,000 | 7,115 |
| Total deposits | $39,835,000 | 7,114 |
| Interest-bearing deposits | $30,184,000 | 7,367 |
| Deposits held in domestic offices | $39,835,000 | 7,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,779,000 | 1,954 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $244,000 | 6,902 |
| Total equity capital | $4,523,000 | 7,527 |
| Total bank equity capital | $4,523,000 | 7,527 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,000,000 | 944 |
| Surplus | $2,500,000 | 4,976 |
| Undivided profits | $-1,977,000 | 9,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 5,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $175,000 | 8,233 |
| Earning assets | $44,663,000 | 7,083 |
| Long-term assets (5+ years) | $196,000 | 8,113 |
| Average Assets, year-to-date | $48,181,500 | 7,061 |
| Average Assets, quarterly | $48,043,000 | 7,116 |
| Volatile liabilities | $15,710,000 | 4,494 |
| Insider loans | $4,573,000 | 1,186 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,223,000 | 4,240 |
| Tier 1 (core) risk-based capital | $4,474,000 | 7,443 |
| Tier 2 risk-based capital | $414,000 | 6,273 |
| Total risk weighted assets | $32,875,000 | 6,822 |
| Total unused commitments | $10,223,000 | 4,247 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $48,705,000 | 7,085 |
| Cash and due from depository institutions | $3,302,000 | 7,213 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $7,191,000 | 7,168 |
| Federal funds sold & reverse repurchase agreements | $5,394,000 | 2,801 |
| Net loans & leases | $32,130,000 | 6,642 |
| Loan loss allowance | $534,000 | 5,845 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $120,000 | 8,649 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $568,000 | 7,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,705,000 | 7,085 |
| Total liabilities | $44,200,000 | 7,027 |
| Total deposits | $38,719,000 | 7,207 |
| Interest-bearing deposits | $30,209,000 | 7,404 |
| Deposits held in domestic offices | $38,719,000 | 7,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,225,000 | 1,449 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $256,000 | 6,871 |
| Total equity capital | $4,505,000 | 7,540 |
| Total bank equity capital | $4,505,000 | 7,540 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,000,000 | 934 |
| Surplus | $2,500,000 | 4,950 |
| Undivided profits | $-1,995,000 | 9,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 4,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $174,000 | 8,226 |
| Earning assets | $44,715,000 | 7,072 |
| Long-term assets (5+ years) | $591,000 | 7,921 |
| Average Assets, year-to-date | $48,448,330 | 7,055 |
| Average Assets, quarterly | $49,756,500 | 7,011 |
| Volatile liabilities | $16,304,000 | 4,344 |
| Insider loans | $4,418,000 | 1,202 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,705,000 | 4,288 |
| Tier 1 (core) risk-based capital | $4,401,000 | 7,460 |
| Tier 2 risk-based capital | $403,000 | 6,345 |
| Total risk weighted assets | $32,055,000 | 6,890 |
| Total unused commitments | $9,705,000 | 4,299 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 13 | 7,593 |
| Assets and Liabilities | ||
| Total Assets: | $50,808,000 | 6,947 |
| Cash and due from depository institutions | $3,946,000 | 7,593 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $7,106,000 | 7,245 |
| Federal funds sold & reverse repurchase agreements | $6,305,000 | 2,648 |
| Net loans & leases | $32,861,000 | 6,531 |
| Loan loss allowance | $707,000 | 4,926 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $148,000 | 8,537 |
| Other real estate owned | $0 | 7,593 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $442,000 | 8,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,808,000 | 6,947 |
| Total liabilities | $46,395,000 | 6,857 |
| Total deposits | $37,526,000 | 7,283 |
| Interest-bearing deposits | $30,491,000 | 7,388 |
| Deposits held in domestic offices | $37,526,000 | 7,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,665,000 | 1,085 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $204,000 | 7,394 |
| Total equity capital | $4,413,000 | 7,575 |
| Total bank equity capital | $4,413,000 | 7,575 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,000,000 | 925 |
| Surplus | $2,500,000 | 4,930 |
| Undivided profits | $-2,087,000 | 9,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $822,000 | 3,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $171,000 | 8,295 |
| Earning assets | $46,272,000 | 6,951 |
| Long-term assets (5+ years) | $1,036,000 | 7,701 |
| Average Assets, year-to-date | $48,320,000 | 7,061 |
| Average Assets, quarterly | $48,320,000 | 7,061 |
| Volatile liabilities | $20,817,000 | 3,677 |
| Insider loans | $4,449,000 | 1,174 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,716,000 | 4,222 |
| Tier 1 (core) risk-based capital | $4,367,000 | 7,452 |
| Tier 2 risk-based capital | $408,000 | 6,259 |
| Total risk weighted assets | $32,290,000 | 6,827 |
| Total unused commitments | $9,716,000 | 4,239 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 13 | 7,607 |
| Assets and Liabilities | ||
| Total Assets: | $45,832,000 | 7,227 |
| Cash and due from depository institutions | $1,685,000 | 7,607 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $5,092,000 | 7,809 |
| Federal funds sold & reverse repurchase agreements | $8,547,000 | 1,707 |
| Net loans & leases | $29,831,000 | 6,853 |
| Loan loss allowance | $655,000 | 5,105 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $176,000 | 8,450 |
| Other real estate owned | $0 | 7,607 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $501,000 | 8,138 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,832,000 | 7,227 |
| Total liabilities | $41,442,000 | 7,173 |
| Total deposits | $35,926,000 | 7,385 |
| Interest-bearing deposits | $29,350,000 | 7,481 |
| Deposits held in domestic offices | $35,926,000 | 7,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,326,000 | 1,397 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $190,000 | 7,626 |
| Total equity capital | $4,390,000 | 7,572 |
| Total bank equity capital | $4,390,000 | 7,572 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,000,000 | 919 |
| Surplus | $2,500,000 | 4,887 |
| Undivided profits | $-2,110,000 | 9,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 7,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $136,000 | 8,645 |
| Earning assets | $43,470,000 | 7,122 |
| Long-term assets (5+ years) | $2,066,000 | 7,197 |
| Average Assets, year-to-date | $35,986,200 | 7,748 |
| Average Assets, quarterly | $43,340,500 | 7,354 |
| Volatile liabilities | $17,977,000 | 4,017 |
| Insider loans | $4,459,000 | 1,152 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,176,000 | 4,272 |
| Tier 1 (core) risk-based capital | $4,333,000 | 7,450 |
| Tier 2 risk-based capital | $379,000 | 6,482 |
| Total risk weighted assets | $30,047,000 | 7,049 |
| Total unused commitments | $9,176,000 | 4,275 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 12 | 7,955 |
| Assets and Liabilities | ||
| Total Assets: | $26,873,000 | 8,516 |
| Cash and due from depository institutions | $1,074,000 | 7,955 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $3,982,000 | 8,258 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 6,179 |
| Net loans & leases | $20,398,000 | 7,803 |
| Loan loss allowance | $270,000 | 7,618 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $310,000 | 8,054 |
| Other real estate owned | $0 | 7,955 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $359,000 | 8,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,873,000 | 8,516 |
| Total liabilities | $21,937,000 | 8,605 |
| Total deposits | $19,097,000 | 8,748 |
| Interest-bearing deposits | $14,774,000 | 8,834 |
| Deposits held in domestic offices | $19,097,000 | 8,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,713,000 | 1,978 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $38,000 | 5,540 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $89,000 | 9,017 |
| Total equity capital | $4,936,000 | 7,145 |
| Total bank equity capital | $4,936,000 | 7,145 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,000,000 | 920 |
| Surplus | $2,500,000 | 4,833 |
| Undivided profits | $-1,564,000 | 9,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $87,000 | 9,211 |
| Earning assets | $25,130,000 | 8,446 |
| Long-term assets (5+ years) | $821,000 | 7,979 |
| Average Assets, year-to-date | $21,959,800 | 8,769 |
| Average Assets, quarterly | $26,529,500 | 8,497 |
| Volatile liabilities | $9,813,000 | 5,693 |
| Insider loans | $4,320,000 | 1,140 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,955,000 | 5,114 |
| Tier 1 (core) risk-based capital | $4,936,000 | 7,011 |
| Tier 2 risk-based capital | $247,000 | 7,582 |
| Total risk weighted assets | $19,773,000 | 8,116 |
| Total unused commitments | $5,955,000 | 5,120 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 12 | 8,106 |
| Assets and Liabilities | ||
| Total Assets: | $18,517,000 | 9,223 |
| Cash and due from depository institutions | $772,000 | 8,106 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $1,209,000 | 9,472 |
| Federal funds sold & reverse repurchase agreements | $9,900,000 | 1,214 |
| Net loans & leases | $6,128,000 | 9,502 |
| Loan loss allowance | $90,000 | 9,315 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $399,000 | 7,876 |
| Other real estate owned | $0 | 8,106 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $109,000 | 9,770 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,517,000 | 9,223 |
| Total liabilities | $12,761,000 | 9,440 |
| Total deposits | $12,637,000 | 9,384 |
| Interest-bearing deposits | $11,483,000 | 9,286 |
| Deposits held in domestic offices | $12,637,000 | 9,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,000 | 3,694 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $72,000 | 9,538 |
| Total equity capital | $5,756,000 | 6,523 |
| Total bank equity capital | $5,756,000 | 6,523 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,000,000 | 927 |
| Surplus | $2,500,000 | 4,817 |
| Undivided profits | $-744,000 | 9,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $41,000 | 9,540 |
| Earning assets | $17,237,000 | 9,186 |
| Long-term assets (5+ years) | $2,164,000 | 7,247 |
| Average Assets, year-to-date | $11,522,330 | 9,628 |
| Average Assets, quarterly | $14,061,500 | 9,490 |
| Volatile liabilities | $4,269,000 | 7,777 |
| Insider loans | $1,788,000 | 2,548 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,575,000 | 5,146 |
| Tier 1 (core) risk-based capital | $5,756,000 | 6,392 |
| Tier 2 risk-based capital | $90,000 | 9,258 |
| Total risk weighted assets | $9,073,000 | 9,362 |
| Total unused commitments | $5,575,000 | 5,150 |
| Derivatives | $0 | 481 |