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Commerce West Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$52,185,000	889
Total interest expense	$9,582,000	1,332
Net interest income	$42,603,000	768
Provision for loan and lease losses	$-1,326,000	4,515
Total noninterest income	$6,547,000	992
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$5,088,000	271
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,459,000	1,908
Total noninterest expense	$23,573,000	1,066
Salaries and employee benefits	$10,242,000	1,316
Premises and equipment expense	$1,352,000	1,661
Additional noninterest expense	$1,459,000	1,908
Pre-tax net operating income	$26,903,000	550
Securities gains (losses)	$-166,000	3,910
Applicable income taxes	$7,391,000	427
Income before extraordinary items	$19,346,000	596
Extraordinary gains, net	$0	54
Net income	$19,346,000	605
Minority interest net income	$0	88
Net income of bank and minority interests.	$19,346,000	599
Net charge-offs	$-1,991,000	4,581
Cash dividends	$14,076,000	387
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$19,477,140	611
2023-09-30 (YTD Data)		Rank
Total interest income	$39,222,000	870
Total interest expense	$6,886,000	1,283
Net interest income	$32,336,000	767
Provision for loan and lease losses	$-1,326,000	4,552
Total noninterest income	$4,998,000	1,000
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$3,891,000	264
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,107,000	1,893
Total noninterest expense	$17,333,000	1,076
Salaries and employee benefits	$7,614,000	1,324
Premises and equipment expense	$1,016,000	1,658
Additional noninterest expense	$1,107,000	1,893
Pre-tax net operating income	$21,327,000	537
Securities gains (losses)	$-166,000	4,138
Applicable income taxes	$5,791,000	428
Income before extraordinary items	$15,370,000	589
Extraordinary gains, net	$0	52
Net income	$15,370,000	593
Minority interest net income	$0	81
Net income of bank and minority interests.	$15,370,000	589
Net charge-offs	$-1,988,000	4,614
Cash dividends	$10,887,000	355
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$15,501,140	593
2023-06-30 (YTD Data)		Rank
Total interest income	$25,517,000	865
Total interest expense	$4,313,000	1,244
Net interest income	$21,204,000	774
Provision for loan and lease losses	$174,000	1,444
Total noninterest income	$3,081,000	983
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$2,409,000	273
Trading account gains and fees	$0	112
Additional Noninterest Income	$672,000	1,906
Total noninterest expense	$10,648,000	1,139
Salaries and employee benefits	$5,111,000	1,314
Premises and equipment expense	$637,000	1,721
Additional noninterest expense	$672,000	1,903
Pre-tax net operating income	$13,463,000	562
Securities gains (losses)	$-166,000	4,305
Applicable income taxes	$3,594,000	444
Income before extraordinary items	$9,703,000	610
Extraordinary gains, net	$0	51
Net income	$9,703,000	621
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,703,000	610
Net charge-offs	$0	2,431
Cash dividends	$6,680,000	365
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$9,834,140	615
2023-03-31 (YTD Data)		Rank
Total interest income	$12,003,000	903
Total interest expense	$1,672,000	1,332
Net interest income	$10,331,000	797
Provision for loan and lease losses	$75,000	1,413
Total noninterest income	$1,419,000	1,042
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$1,091,000	305
Trading account gains and fees	$0	97
Additional Noninterest Income	$328,000	1,916
Total noninterest expense	$4,742,000	1,260
Salaries and employee benefits	$2,599,000	1,318
Premises and equipment expense	$314,000	1,780
Additional noninterest expense	$328,000	1,916
Pre-tax net operating income	$6,933,000	568
Securities gains (losses)	$-166,000	4,414
Applicable income taxes	$1,718,000	471
Income before extraordinary items	$5,049,000	613
Extraordinary gains, net	$0	4
Net income	$5,049,000	612
Minority interest net income	$0	48
Net income of bank and minority interests.	$5,049,000	612
Net charge-offs	$0	2,062
Cash dividends	$3,733,000	325
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$5,180,140	609
2022-12-31 (YTD Data)		Rank
Total interest income	$41,320,000	867
Total interest expense	$2,100,000	1,544
Net interest income	$39,220,000	837
Provision for loan and lease losses	$1,200,000	719
Total noninterest income	$6,063,000	1,050
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$4,475,000	312
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,588,000	1,846
Total noninterest expense	$17,677,000	1,303
Salaries and employee benefits	$9,739,000	1,343
Premises and equipment expense	$1,280,000	1,723
Additional noninterest expense	$1,588,000	1,846
Pre-tax net operating income	$26,406,000	620
Securities gains (losses)	$0	691
Applicable income taxes	$7,399,000	472
Income before extraordinary items	$19,007,000	674
Extraordinary gains, net	$0	5
Net income	$19,007,000	675
Minority interest net income	$0	63
Net income of bank and minority interests.	$19,007,000	675
Net charge-offs	$18,000	1,960
Cash dividends	$6,531,000	631
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$19,007,000	680
2022-09-30 (YTD Data)		Rank
Total interest income	$29,552,000	872
Total interest expense	$696,000	2,197
Net interest income	$28,856,000	838
Provision for loan and lease losses	$800,000	721
Total noninterest income	$4,473,000	1,089
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$3,337,000	309
Trading account gains and fees	$0	111
Additional Noninterest Income	$1,136,000	1,919
Total noninterest expense	$12,946,000	1,326
Salaries and employee benefits	$7,223,000	1,347
Premises and equipment expense	$964,000	1,735
Additional noninterest expense	$1,136,000	1,919
Pre-tax net operating income	$19,583,000	623
Securities gains (losses)	$0	740
Applicable income taxes	$5,510,000	476
Income before extraordinary items	$14,073,000	669
Extraordinary gains, net	$0	4
Net income	$14,073,000	669
Minority interest net income	$0	57
Net income of bank and minority interests.	$14,073,000	669
Net charge-offs	$19,000	1,618
Cash dividends	$4,431,000	636
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$14,073,000	677
2022-06-30 (YTD Data)		Rank
Total interest income	$18,892,000	871
Total interest expense	$315,000	2,586
Net interest income	$18,577,000	837
Provision for loan and lease losses	$500,000	683
Total noninterest income	$2,909,000	1,095
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$2,141,000	315
Trading account gains and fees	$0	108
Additional Noninterest Income	$768,000	1,954
Total noninterest expense	$8,390,000	1,347
Salaries and employee benefits	$4,743,000	1,358
Premises and equipment expense	$656,000	1,716
Additional noninterest expense	$2,991,000	1,153
Pre-tax net operating income	$12,596,000	607
Securities gains (losses)	$0	687
Applicable income taxes	$3,530,000	464
Income before extraordinary items	$9,066,000	650
Extraordinary gains, net	$0	4
Net income	$9,066,000	650
Minority interest net income	$0	60
Net income of bank and minority interests.	$9,066,000	650
Net charge-offs	$0	2,156
Cash dividends	$1,945,000	868
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$9,066,000	661
2022-03-31 (YTD Data)		Rank
Total interest income	$9,172,000	873
Total interest expense	$161,000	2,538
Net interest income	$9,011,000	834
Provision for loan and lease losses	$125,000	877
Total noninterest income	$1,394,000	1,126
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$992,000	341
Trading account gains and fees	$0	103
Additional Noninterest Income	$402,000	1,905
Total noninterest expense	$4,089,000	1,366
Salaries and employee benefits	$2,315,000	1,391
Premises and equipment expense	$337,000	1,698
Additional noninterest expense	$1,437,000	1,181
Pre-tax net operating income	$6,191,000	589
Securities gains (losses)	$0	623
Applicable income taxes	$1,725,000	463
Income before extraordinary items	$4,466,000	630
Extraordinary gains, net	$0	4
Net income	$4,466,000	630
Minority interest net income	$0	50
Net income of bank and minority interests.	$4,466,000	630
Net charge-offs	$0	1,838
Cash dividends	$759,000	915
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$4,466,000	636
2021-12-31 (YTD Data)		Rank
Total interest income	$30,209,000	1,050
Total interest expense	$974,000	2,248
Net interest income	$29,235,000	997
Provision for loan and lease losses	$525,000	1,007
Total noninterest income	$6,155,000	1,149
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$4,447,000	295
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,708,000	2,075
Total noninterest expense	$14,939,000	1,458
Salaries and employee benefits	$7,878,000	1,580
Premises and equipment expense	$1,253,000	1,766
Additional noninterest expense	$5,808,000	1,162
Pre-tax net operating income	$19,926,000	735
Securities gains (losses)	$0	2,062
Applicable income taxes	$4,795,000	646
Income before extraordinary items	$15,131,000	810
Extraordinary gains, net	$0	10
Net income	$15,131,000	811
Minority interest net income	$0	74
Net income of bank and minority interests.	$15,131,000	811
Net charge-offs	$173,000	1,097
Cash dividends	$700,000	2,552
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$15,131,000	789
2021-09-30 (YTD Data)		Rank
Total interest income	$22,096,000	1,094
Total interest expense	$790,000	2,218
Net interest income	$21,306,000	1,035
Provision for loan and lease losses	$0	2,963
Total noninterest income	$3,880,000	1,311
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$3,276,000	295
Trading account gains and fees	$0	132
Additional Noninterest Income	$604,000	2,861
Total noninterest expense	$10,784,000	1,507
Salaries and employee benefits	$5,649,000	1,638
Premises and equipment expense	$912,000	1,824
Additional noninterest expense	$4,223,000	1,191
Pre-tax net operating income	$14,402,000	802
Securities gains (losses)	$0	2,015
Applicable income taxes	$3,562,000	672
Income before extraordinary items	$10,840,000	890
Extraordinary gains, net	$0	8
Net income	$10,840,000	890
Minority interest net income	$0	69
Net income of bank and minority interests.	$10,840,000	890
Net charge-offs	$173,000	848
Cash dividends	$700,000	2,034
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$10,840,000	868
2021-06-30 (YTD Data)		Rank
Total interest income	$14,717,000	1,085
Total interest expense	$571,000	2,165
Net interest income	$14,146,000	1,023
Provision for loan and lease losses	$0	2,862
Total noninterest income	$2,389,000	1,376
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$2,015,000	301
Trading account gains and fees	$0	133
Additional Noninterest Income	$374,000	2,931
Total noninterest expense	$7,096,000	1,519
Salaries and employee benefits	$3,725,000	1,645
Premises and equipment expense	$586,000	1,865
Additional noninterest expense	$2,785,000	1,195
Pre-tax net operating income	$9,439,000	804
Securities gains (losses)	$0	1,818
Applicable income taxes	$2,458,000	648
Income before extraordinary items	$6,981,000	894
Extraordinary gains, net	$0	6
Net income	$6,981,000	894
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,981,000	894
Net charge-offs	$157,000	739
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,981,000	876
2021-03-31 (YTD Data)		Rank
Total interest income	$7,568,000	1,049
Total interest expense	$298,000	2,194
Net interest income	$7,270,000	985
Provision for loan and lease losses	$0	2,741
Total noninterest income	$1,107,000	1,432
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$918,000	317
Trading account gains and fees	$0	127
Additional Noninterest Income	$189,000	2,897
Total noninterest expense	$3,469,000	1,534
Salaries and employee benefits	$1,832,000	1,659
Premises and equipment expense	$267,000	1,989
Additional noninterest expense	$1,370,000	1,196
Pre-tax net operating income	$4,908,000	783
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,188,000	664
Income before extraordinary items	$3,720,000	861
Extraordinary gains, net	$0	3
Net income	$3,720,000	861
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,720,000	861
Net charge-offs	$-28,000	4,451
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,720,000	836
2020-12-31 (YTD Data)		Rank
Total interest income	$27,909,000	1,134
Total interest expense	$1,896,000	2,037
Net interest income	$26,013,000	1,033
Provision for loan and lease losses	$6,593,000	471
Total noninterest income	$7,281,000	997
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$3,619,000	321
Trading account gains and fees	$0	133
Additional Noninterest Income	$3,662,000	1,284
Total noninterest expense	$14,440,000	1,449
Salaries and employee benefits	$8,282,000	1,467
Premises and equipment expense	$1,078,000	1,935
Additional noninterest expense	$5,080,000	1,255
Pre-tax net operating income	$12,261,000	891
Securities gains (losses)	$-14,000	4,849
Applicable income taxes	$3,156,000	675
Income before extraordinary items	$9,091,000	1,041
Extraordinary gains, net	$0	4
Net income	$9,091,000	1,041
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,091,000	1,041
Net charge-offs	$3,020,000	317
Cash dividends	$2,859,000	1,172
Sale, conversion, retirement of capital stock, net	$-2,809,000	4,987
Net operating income	$9,102,060	1,005
2020-09-30 (YTD Data)		Rank
Total interest income	$19,475,000	1,189
Total interest expense	$1,560,000	2,006
Net interest income	$17,915,000	1,101
Provision for loan and lease losses	$5,843,000	449
Total noninterest income	$3,246,000	1,353
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,609,000	331
Trading account gains and fees	$0	125
Additional Noninterest Income	$637,000	2,602
Total noninterest expense	$10,038,000	1,530
Salaries and employee benefits	$5,749,000	1,553
Premises and equipment expense	$763,000	2,008
Additional noninterest expense	$3,526,000	1,327
Pre-tax net operating income	$5,280,000	1,335
Securities gains (losses)	$-14,000	4,823
Applicable income taxes	$1,151,000	1,078
Income before extraordinary items	$4,115,000	1,481
Extraordinary gains, net	$0	4
Net income	$4,115,000	1,482
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,115,000	1,482
Net charge-offs	$3,085,000	241
Cash dividends	$2,152,000	1,051
Sale, conversion, retirement of capital stock, net	$-2,832,000	5,023
Net operating income	$4,126,060	1,439
2020-06-30 (YTD Data)		Rank
Total interest income	$12,818,000	1,221
Total interest expense	$1,199,000	1,920
Net interest income	$11,619,000	1,123
Provision for loan and lease losses	$4,593,000	417
Total noninterest income	$2,086,000	1,324
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,763,000	328
Trading account gains and fees	$0	123
Additional Noninterest Income	$323,000	2,830
Total noninterest expense	$6,546,000	1,545
Salaries and employee benefits	$3,871,000	1,528
Premises and equipment expense	$517,000	1,984
Additional noninterest expense	$2,158,000	1,410
Pre-tax net operating income	$2,566,000	1,660
Securities gains (losses)	$-14,000	4,824
Applicable income taxes	$412,000	1,507
Income before extraordinary items	$2,140,000	1,753
Extraordinary gains, net	$0	4
Net income	$2,140,000	1,754
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,140,000	1,754
Net charge-offs	$3,090,000	190
Cash dividends	$1,441,000	1,035
Sale, conversion, retirement of capital stock, net	$-2,770,000	5,056
Net operating income	$2,151,760	1,693
2020-03-31 (YTD Data)		Rank
Total interest income	$6,251,000	1,248
Total interest expense	$769,000	1,737
Net interest income	$5,482,000	1,155
Provision for loan and lease losses	$2,143,000	385
Total noninterest income	$1,149,000	1,175
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$994,000	341
Trading account gains and fees	$0	106
Additional Noninterest Income	$155,000	2,737
Total noninterest expense	$3,289,000	1,557
Salaries and employee benefits	$1,991,000	1,503
Premises and equipment expense	$279,000	1,898
Additional noninterest expense	$1,019,000	1,496
Pre-tax net operating income	$1,199,000	1,584
Securities gains (losses)	$0	1,705
Applicable income taxes	$76,000	2,139
Income before extraordinary items	$1,123,000	1,511
Extraordinary gains, net	$0	4
Net income	$1,123,000	1,509
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,123,000	1,511
Net charge-offs	$455,000	398
Cash dividends	$729,000	1,018
Sale, conversion, retirement of capital stock, net	$-2,256,000	5,107
Net operating income	$1,123,000	1,488
2019-12-31 (YTD Data)		Rank
Total interest income	$26,035,000	1,211
Total interest expense	$4,405,000	1,370
Net interest income	$21,630,000	1,174
Provision for loan and lease losses	$870,000	1,008
Total noninterest income	$3,170,000	1,510
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$2,423,000	521
Trading account gains and fees	$0	135
Additional Noninterest Income	$747,000	2,576
Total noninterest expense	$13,195,000	1,517
Salaries and employee benefits	$8,097,000	1,440
Premises and equipment expense	$1,127,000	1,872
Additional noninterest expense	$3,971,000	1,516
Pre-tax net operating income	$10,735,000	1,004
Securities gains (losses)	$-19,000	4,900
Applicable income taxes	$2,508,000	783
Income before extraordinary items	$8,208,000	1,093
Extraordinary gains, net	$0	11
Net income	$8,208,000	1,095
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,208,000	1,095
Net charge-offs	$51,000	2,625
Cash dividends	$2,514,000	1,362
Sale, conversion, retirement of capital stock, net	$-1,721,000	5,155
Net operating income	$8,223,010	1,070
2019-09-30 (YTD Data)		Rank
Total interest income	$19,386,000	1,229
Total interest expense	$3,398,000	1,347
Net interest income	$15,988,000	1,204
Provision for loan and lease losses	$520,000	1,129
Total noninterest income	$2,262,000	1,556
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,686,000	557
Trading account gains and fees	$0	129
Additional Noninterest Income	$576,000	2,559
Total noninterest expense	$9,929,000	1,514
Salaries and employee benefits	$6,181,000	1,427
Premises and equipment expense	$790,000	1,990
Additional noninterest expense	$2,958,000	1,515
Pre-tax net operating income	$7,801,000	1,041
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,707,000	853
Income before extraordinary items	$6,094,000	1,127
Extraordinary gains, net	$0	11
Net income	$6,094,000	1,128
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,094,000	1,128
Net charge-offs	$-7,000	4,332
Cash dividends	$1,890,000	1,257
Sale, conversion, retirement of capital stock, net	$-1,560,000	5,232
Net operating income	$6,094,000	1,099
2019-06-30 (YTD Data)		Rank
Total interest income	$12,900,000	1,227
Total interest expense	$2,241,000	1,347
Net interest income	$10,659,000	1,204
Provision for loan and lease losses	$310,000	1,169
Total noninterest income	$1,352,000	1,630
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$932,000	665
Trading account gains and fees	$0	131
Additional Noninterest Income	$420,000	2,420
Total noninterest expense	$6,676,000	1,503
Salaries and employee benefits	$4,156,000	1,417
Premises and equipment expense	$524,000	1,993
Additional noninterest expense	$1,996,000	1,517
Pre-tax net operating income	$5,025,000	1,051
Securities gains (losses)	$0	1,702
Applicable income taxes	$947,000	946
Income before extraordinary items	$4,078,000	1,095
Extraordinary gains, net	$0	11
Net income	$4,078,000	1,095
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,078,000	1,095
Net charge-offs	$-5,000	4,282
Cash dividends	$1,266,000	1,235
Sale, conversion, retirement of capital stock, net	$-293,000	5,276
Net operating income	$4,078,000	1,081
2019-03-31 (YTD Data)		Rank
Total interest income	$6,239,000	1,258
Total interest expense	$1,094,000	1,336
Net interest income	$5,145,000	1,234
Provision for loan and lease losses	$130,000	1,293
Total noninterest income	$673,000	1,611
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$400,000	747
Trading account gains and fees	$0	126
Additional Noninterest Income	$273,000	2,061
Total noninterest expense	$3,350,000	1,512
Salaries and employee benefits	$2,097,000	1,410
Premises and equipment expense	$258,000	2,039
Additional noninterest expense	$995,000	1,515
Pre-tax net operating income	$2,338,000	1,087
Securities gains (losses)	$0	1,087
Applicable income taxes	$460,000	958
Income before extraordinary items	$1,878,000	1,146
Extraordinary gains, net	$0	5
Net income	$1,878,000	1,145
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,878,000	1,145
Net charge-offs	$-2,000	4,062
Cash dividends	$629,000	1,144
Sale, conversion, retirement of capital stock, net	$360,000	121
Net operating income	$1,878,000	1,124
2018-12-31 (YTD Data)		Rank
Total interest income	$24,090,000	1,221
Total interest expense	$3,349,000	1,311
Net interest income	$20,741,000	1,204
Provision for loan and lease losses	$2,205,000	462
Total noninterest income	$2,681,000	1,670
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,562,000	790
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,119,000	2,118
Total noninterest expense	$13,240,000	1,487
Salaries and employee benefits	$8,385,000	1,367
Premises and equipment expense	$1,079,000	1,942
Additional noninterest expense	$3,776,000	1,585
Pre-tax net operating income	$7,977,000	1,222
Securities gains (losses)	$92,000	314
Applicable income taxes	$2,132,000	842
Income before extraordinary items	$5,937,000	1,362
Extraordinary gains, net	$0	6
Net income	$5,937,000	1,361
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,937,000	1,361
Net charge-offs	$1,331,000	469
Cash dividends	$2,563,000	1,233
Sale, conversion, retirement of capital stock, net	$-3,521,000	5,398
Net operating income	$5,864,320	1,366
2018-09-30 (YTD Data)		Rank
Total interest income	$17,623,000	1,236
Total interest expense	$2,214,000	1,381
Net interest income	$15,409,000	1,211
Provision for loan and lease losses	$1,855,000	410
Total noninterest income	$2,010,000	1,679
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,152,000	796
Trading account gains and fees	$0	138
Additional Noninterest Income	$858,000	2,119
Total noninterest expense	$9,857,000	1,501
Salaries and employee benefits	$6,306,000	1,356
Premises and equipment expense	$798,000	1,972
Additional noninterest expense	$2,753,000	1,613
Pre-tax net operating income	$5,707,000	1,280
Securities gains (losses)	$8,000	750
Applicable income taxes	$1,470,000	903
Income before extraordinary items	$4,245,000	1,432
Extraordinary gains, net	$0	5
Net income	$4,245,000	1,431
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,245,000	1,431
Net charge-offs	$1,347,000	358
Cash dividends	$1,940,000	1,113
Sale, conversion, retirement of capital stock, net	$-520,000	5,455
Net operating income	$4,238,680	1,421
2018-06-30 (YTD Data)		Rank
Total interest income	$11,515,000	1,245
Total interest expense	$1,285,000	1,469
Net interest income	$10,230,000	1,211
Provision for loan and lease losses	$1,555,000	338
Total noninterest income	$1,376,000	1,652
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$787,000	776
Trading account gains and fees	$0	130
Additional Noninterest Income	$589,000	2,085
Total noninterest expense	$6,532,000	1,514
Salaries and employee benefits	$4,182,000	1,370
Premises and equipment expense	$516,000	2,032
Additional noninterest expense	$1,834,000	1,620
Pre-tax net operating income	$3,519,000	1,334
Securities gains (losses)	$8,000	635
Applicable income taxes	$858,000	974
Income before extraordinary items	$2,669,000	1,485
Extraordinary gains, net	$0	6
Net income	$2,669,000	1,484
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,669,000	1,484
Net charge-offs	$1,051,000	317
Cash dividends	$1,295,000	1,093
Sale, conversion, retirement of capital stock, net	$-391,000	5,519
Net operating income	$2,662,680	1,474
2018-03-31 (YTD Data)		Rank
Total interest income	$5,615,000	1,261
Total interest expense	$570,000	1,553
Net interest income	$5,045,000	1,225
Provision for loan and lease losses	$355,000	610
Total noninterest income	$678,000	1,665
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$416,000	746
Trading account gains and fees	$0	123
Additional Noninterest Income	$262,000	2,171
Total noninterest expense	$3,252,000	1,532
Salaries and employee benefits	$2,106,000	1,372
Premises and equipment expense	$264,000	2,029
Additional noninterest expense	$882,000	1,668
Pre-tax net operating income	$2,116,000	1,148
Securities gains (losses)	$0	735
Applicable income taxes	$479,000	896
Income before extraordinary items	$1,637,000	1,241
Extraordinary gains, net	$0	7
Net income	$1,637,000	1,241
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,637,000	1,241
Net charge-offs	$-55,000	5,258
Cash dividends	$650,000	989
Sale, conversion, retirement of capital stock, net	$415,000	134
Net operating income	$1,637,000	1,229
2017-12-31 (YTD Data)		Rank
Total interest income	$20,844,000	1,304
Total interest expense	$1,742,000	1,712
Net interest income	$19,102,000	1,267
Provision for loan and lease losses	$1,255,000	745
Total noninterest income	$2,832,000	1,653
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,448,000	844
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,384,000	1,909
Total noninterest expense	$12,162,000	1,606
Salaries and employee benefits	$7,457,000	1,490
Premises and equipment expense	$1,137,000	1,927
Additional noninterest expense	$3,568,000	1,682
Pre-tax net operating income	$8,517,000	1,124
Securities gains (losses)	$0	2,243
Applicable income taxes	$3,512,000	855
Income before extraordinary items	$5,005,000	1,340
Extraordinary gains, net	$0	9
Net income	$5,005,000	1,340
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,005,000	1,340
Net charge-offs	$1,852,000	432
Cash dividends	$2,606,000	1,140
Sale, conversion, retirement of capital stock, net	$-3,427,000	5,661
Net operating income	$5,005,000	1,329
2017-09-30 (YTD Data)		Rank
Total interest income	$15,392,000	1,322
Total interest expense	$1,172,000	1,839
Net interest income	$14,220,000	1,276
Provision for loan and lease losses	$1,030,000	673
Total noninterest income	$2,146,000	1,661
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,040,000	893
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,106,000	1,861
Total noninterest expense	$8,957,000	1,640
Salaries and employee benefits	$5,526,000	1,506
Premises and equipment expense	$840,000	1,947
Additional noninterest expense	$2,591,000	1,722
Pre-tax net operating income	$6,379,000	1,147
Securities gains (losses)	$0	2,274
Applicable income taxes	$2,447,000	794
Income before extraordinary items	$3,932,000	1,397
Extraordinary gains, net	$0	9
Net income	$3,932,000	1,396
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,932,000	1,397
Net charge-offs	$1,852,000	312
Cash dividends	$1,975,000	1,078
Sale, conversion, retirement of capital stock, net	$-2,474,000	5,727
Net operating income	$3,932,000	1,373
2017-06-30 (YTD Data)		Rank
Total interest income	$10,103,000	1,333
Total interest expense	$658,000	2,055
Net interest income	$9,445,000	1,278
Provision for loan and lease losses	$855,000	556
Total noninterest income	$1,468,000	1,626
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$656,000	923
Trading account gains and fees	$0	139
Additional Noninterest Income	$812,000	1,760
Total noninterest expense	$5,862,000	1,662
Salaries and employee benefits	$3,734,000	1,502
Premises and equipment expense	$571,000	1,932
Additional noninterest expense	$1,557,000	1,882
Pre-tax net operating income	$4,196,000	1,147
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,609,000	791
Income before extraordinary items	$2,587,000	1,390
Extraordinary gains, net	$0	11
Net income	$2,587,000	1,390
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,587,000	1,391
Net charge-offs	$-1,000	4,147
Cash dividends	$1,325,000	1,058
Sale, conversion, retirement of capital stock, net	$-1,927,000	5,777
Net operating income	$2,587,000	1,374
2017-03-31 (YTD Data)		Rank
Total interest income	$4,999,000	1,334
Total interest expense	$309,000	2,122
Net interest income	$4,690,000	1,270
Provision for loan and lease losses	$100,000	1,432
Total noninterest income	$950,000	1,351
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$304,000	984
Trading account gains and fees	$0	142
Additional Noninterest Income	$646,000	1,293
Total noninterest expense	$3,070,000	1,620
Salaries and employee benefits	$1,848,000	1,535
Premises and equipment expense	$285,000	1,954
Additional noninterest expense	$937,000	1,597
Pre-tax net operating income	$2,470,000	980
Securities gains (losses)	$0	1,153
Applicable income taxes	$961,000	679
Income before extraordinary items	$1,509,000	1,209
Extraordinary gains, net	$0	8
Net income	$1,509,000	1,208
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,509,000	1,209
Net charge-offs	$0	2,943
Cash dividends	$658,000	996
Sale, conversion, retirement of capital stock, net	$-73,000	5,832
Net operating income	$1,509,000	1,191
2016-12-31 (YTD Data)		Rank
Total interest income	$19,139,000	1,340
Total interest expense	$1,124,000	2,242
Net interest income	$18,015,000	1,288
Provision for loan and lease losses	$225,000	2,297
Total noninterest income	$2,333,000	1,931
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,421,000	886
Trading account gains and fees	$0	170
Additional Noninterest Income	$912,000	2,505
Total noninterest expense	$12,360,000	1,570
Salaries and employee benefits	$6,691,000	1,624
Premises and equipment expense	$1,152,000	1,930
Additional noninterest expense	$4,517,000	1,381
Pre-tax net operating income	$7,763,000	1,131
Securities gains (losses)	$66,000	1,647
Applicable income taxes	$2,999,000	781
Income before extraordinary items	$4,830,000	1,433
Extraordinary gains, net	$0	5
Net income	$4,830,000	1,432
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,830,000	1,432
Net charge-offs	$-289,000	5,730
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$-2,073,000	5,887
Net operating income	$4,787,760	1,407
2016-09-30 (YTD Data)		Rank
Total interest income	$14,069,000	1,365
Total interest expense	$830,000	2,264
Net interest income	$13,239,000	1,313
Provision for loan and lease losses	$175,000	2,207
Total noninterest income	$1,763,000	1,925
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,111,000	846
Trading account gains and fees	$0	169
Additional Noninterest Income	$652,000	2,572
Total noninterest expense	$9,142,000	1,589
Salaries and employee benefits	$4,933,000	1,644
Premises and equipment expense	$844,000	1,965
Additional noninterest expense	$3,365,000	1,380
Pre-tax net operating income	$5,685,000	1,171
Securities gains (losses)	$0	3,160
Applicable income taxes	$2,174,000	827
Income before extraordinary items	$3,511,000	1,488
Extraordinary gains, net	$0	5
Net income	$3,511,000	1,487
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,511,000	1,488
Net charge-offs	$-72,000	5,482
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$-694,000	5,939
Net operating income	$3,511,000	1,447
2016-06-30 (YTD Data)		Rank
Total interest income	$9,146,000	1,390
Total interest expense	$547,000	2,284
Net interest income	$8,599,000	1,342
Provision for loan and lease losses	$100,000	2,280
Total noninterest income	$1,248,000	1,846
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$757,000	815
Trading account gains and fees	$0	157
Additional Noninterest Income	$491,000	2,398
Total noninterest expense	$6,004,000	1,618
Salaries and employee benefits	$3,288,000	1,648
Premises and equipment expense	$556,000	1,977
Additional noninterest expense	$2,160,000	1,429
Pre-tax net operating income	$3,743,000	1,177
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,434,000	817
Income before extraordinary items	$2,309,000	1,492
Extraordinary gains, net	$0	16
Net income	$2,309,000	1,492
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,309,000	1,492
Net charge-offs	$-57,000	5,545
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$178,000	294
Net operating income	$2,309,000	1,452
2016-03-31 (YTD Data)		Rank
Total interest income	$4,534,000	1,398
Total interest expense	$269,000	2,321
Net interest income	$4,265,000	1,351
Provision for loan and lease losses	$25,000	2,733
Total noninterest income	$554,000	1,934
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$376,000	823
Trading account gains and fees	$0	142
Additional Noninterest Income	$178,000	2,776
Total noninterest expense	$3,094,000	1,579
Salaries and employee benefits	$1,704,000	1,601
Premises and equipment expense	$276,000	1,995
Additional noninterest expense	$1,114,000	1,386
Pre-tax net operating income	$1,700,000	1,266
Securities gains (losses)	$0	2,077
Applicable income taxes	$647,000	864
Income before extraordinary items	$1,053,000	1,554
Extraordinary gains, net	$0	12
Net income	$1,053,000	1,554
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,053,000	1,555
Net charge-offs	$-17,000	5,410
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$83,000	279
Net operating income	$1,053,000	1,513
2015-12-31 (YTD Data)		Rank
Total interest income	$17,397,000	1,428
Total interest expense	$1,166,000	2,168
Net interest income	$16,231,000	1,376
Provision for loan and lease losses	$391,000	1,617
Total noninterest income	$3,431,000	1,454
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$2,264,000	585
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,167,000	2,181
Total noninterest expense	$12,836,000	1,510
Salaries and employee benefits	$6,705,000	1,568
Premises and equipment expense	$1,318,000	1,733
Additional noninterest expense	$4,813,000	1,314
Pre-tax net operating income	$6,435,000	1,277
Securities gains (losses)	$137,000	958
Applicable income taxes	$2,461,000	864
Income before extraordinary items	$4,111,000	1,568
Extraordinary gains, net	$0	23
Net income	$4,111,000	1,569
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,111,000	1,569
Net charge-offs	$-214,000	5,874
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$480,000	311
Net operating income	$4,023,320	1,561
2015-09-30 (YTD Data)		Rank
Total interest income	$12,805,000	1,457
Total interest expense	$883,000	2,169
Net interest income	$11,922,000	1,410
Provision for loan and lease losses	$316,000	1,449
Total noninterest income	$2,614,000	1,451
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,816,000	550
Trading account gains and fees	$0	153
Additional Noninterest Income	$798,000	2,319
Total noninterest expense	$9,312,000	1,563
Salaries and employee benefits	$5,020,000	1,580
Premises and equipment expense	$977,000	1,769
Additional noninterest expense	$3,315,000	1,414
Pre-tax net operating income	$4,908,000	1,299
Securities gains (losses)	$137,000	833
Applicable income taxes	$1,896,000	881
Income before extraordinary items	$3,149,000	1,562
Extraordinary gains, net	$0	21
Net income	$3,149,000	1,562
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,149,000	1,563
Net charge-offs	$-140,000	5,881
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$422,000	274
Net operating income	$3,061,320	1,559
2015-06-30 (YTD Data)		Rank
Total interest income	$8,338,000	1,493
Total interest expense	$609,000	2,132
Net interest income	$7,729,000	1,453
Provision for loan and lease losses	$181,000	1,598
Total noninterest income	$1,671,000	1,495
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,272,000	517
Trading account gains and fees	$0	157
Additional Noninterest Income	$399,000	2,679
Total noninterest expense	$6,142,000	1,585
Salaries and employee benefits	$3,428,000	1,558
Premises and equipment expense	$650,000	1,780
Additional noninterest expense	$2,064,000	1,497
Pre-tax net operating income	$3,077,000	1,352
Securities gains (losses)	$137,000	682
Applicable income taxes	$1,202,000	905
Income before extraordinary items	$2,012,000	1,609
Extraordinary gains, net	$0	22
Net income	$2,012,000	1,612
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,012,000	1,612
Net charge-offs	$-38,000	5,672
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$113,000	369
Net operating income	$1,924,320	1,625
2015-03-31 (YTD Data)		Rank
Total interest income	$4,096,000	1,519
Total interest expense	$297,000	2,193
Net interest income	$3,799,000	1,468
Provision for loan and lease losses	$181,000	955
Total noninterest income	$864,000	1,422
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$658,000	488
Trading account gains and fees	$0	152
Additional Noninterest Income	$206,000	2,586
Total noninterest expense	$3,025,000	1,605
Salaries and employee benefits	$1,686,000	1,591
Premises and equipment expense	$330,000	1,777
Additional noninterest expense	$1,009,000	1,521
Pre-tax net operating income	$1,457,000	1,374
Securities gains (losses)	$137,000	467
Applicable income taxes	$593,000	907
Income before extraordinary items	$1,001,000	1,603
Extraordinary gains, net	$0	13
Net income	$1,001,000	1,604
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,001,000	1,605
Net charge-offs	$-11,000	5,460
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$55,000	341
Net operating income	$913,320	1,669
2014-12-31 (YTD Data)		Rank
Total interest income	$15,383,000	1,616
Total interest expense	$1,227,000	2,216
Net interest income	$14,156,000	1,566
Provision for loan and lease losses	$530,000	1,406
Total noninterest income	$3,035,000	1,559
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$2,087,000	654
Trading account gains and fees	$0	180
Additional Noninterest Income	$948,000	2,397
Total noninterest expense	$12,437,000	1,538
Salaries and employee benefits	$6,370,000	1,631
Premises and equipment expense	$1,224,000	1,886
Additional noninterest expense	$4,843,000	1,334
Pre-tax net operating income	$4,224,000	1,758
Securities gains (losses)	$179,000	862
Applicable income taxes	$-843,000	6,414
Income before extraordinary items	$5,246,000	1,245
Extraordinary gains, net	$0	17
Net income	$5,246,000	1,243
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,246,000	1,244
Net charge-offs	$-39,000	5,937
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$-4,587,000	6,499
Net operating income	$5,067,000	1,259
2014-09-30 (YTD Data)		Rank
Total interest income	$11,379,000	1,653
Total interest expense	$920,000	2,252
Net interest income	$10,459,000	1,589
Provision for loan and lease losses	$455,000	1,225
Total noninterest income	$2,068,000	1,675
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,474,000	685
Trading account gains and fees	$0	174
Additional Noninterest Income	$594,000	2,655
Total noninterest expense	$8,381,000	1,711
Salaries and employee benefits	$4,708,000	1,645
Premises and equipment expense	$921,000	1,893
Additional noninterest expense	$2,752,000	1,688
Pre-tax net operating income	$3,691,000	1,556
Securities gains (losses)	$180,000	678
Applicable income taxes	$0	4,583
Income before extraordinary items	$3,871,000	1,251
Extraordinary gains, net	$0	15
Net income	$3,871,000	1,248
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,871,000	1,250
Net charge-offs	$44,000	3,355
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$-4,094,000	6,582
Net operating income	$3,691,000	1,296
2014-06-30 (YTD Data)		Rank
Total interest income	$7,463,000	1,673
Total interest expense	$624,000	2,250
Net interest income	$6,839,000	1,608
Provision for loan and lease losses	$330,000	1,155
Total noninterest income	$1,362,000	1,658
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$944,000	709
Trading account gains and fees	$0	172
Additional Noninterest Income	$418,000	2,563
Total noninterest expense	$5,527,000	1,719
Salaries and employee benefits	$3,118,000	1,650
Premises and equipment expense	$602,000	1,940
Additional noninterest expense	$1,807,000	1,702
Pre-tax net operating income	$2,344,000	1,587
Securities gains (losses)	$180,000	513
Applicable income taxes	$0	4,568
Income before extraordinary items	$2,524,000	1,248
Extraordinary gains, net	$0	20
Net income	$2,524,000	1,247
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,524,000	1,249
Net charge-offs	$32,000	3,126
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$-3,013,000	6,647
Net operating income	$2,344,000	1,310
2014-03-31 (YTD Data)		Rank
Total interest income	$3,605,000	1,728
Total interest expense	$320,000	2,239
Net interest income	$3,285,000	1,664
Provision for loan and lease losses	$65,000	1,970
Total noninterest income	$610,000	1,780
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$462,000	705
Trading account gains and fees	$0	147
Additional Noninterest Income	$148,000	2,988
Total noninterest expense	$2,727,000	1,747
Salaries and employee benefits	$1,580,000	1,646
Premises and equipment expense	$292,000	2,028
Additional noninterest expense	$855,000	1,779
Pre-tax net operating income	$1,103,000	1,622
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,103,000	1,376
Extraordinary gains, net	$0	16
Net income	$1,103,000	1,379
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,103,000	1,378
Net charge-offs	$-18,000	5,996
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$-1,033,000	6,719
Net operating income	$1,103,000	1,348
2013-12-31 (YTD Data)		Rank
Total interest income	$13,364,000	1,870
Total interest expense	$1,553,000	2,099
Net interest income	$11,811,000	1,821
Provision for loan and lease losses	$280,000	2,539
Total noninterest income	$4,313,000	1,260
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$3,629,000	410
Trading account gains and fees	$0	184
Additional Noninterest Income	$684,000	2,902
Total noninterest expense	$11,305,000	1,698
Salaries and employee benefits	$5,988,000	1,713
Premises and equipment expense	$1,132,000	2,011
Additional noninterest expense	$4,185,000	1,569
Pre-tax net operating income	$4,539,000	1,544
Securities gains (losses)	$-1,000	6,053
Applicable income taxes	$0	4,631
Income before extraordinary items	$4,538,000	1,338
Extraordinary gains, net	$0	29
Net income	$4,538,000	1,341
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,538,000	1,341
Net charge-offs	$464,000	2,092
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$359,000	329
Net operating income	$4,539,000	1,314
2013-09-30 (YTD Data)		Rank
Total interest income	$9,798,000	1,916
Total interest expense	$1,163,000	2,158
Net interest income	$8,635,000	1,865
Provision for loan and lease losses	$210,000	2,518
Total noninterest income	$3,973,000	1,110
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$3,203,000	353
Trading account gains and fees	$0	180
Additional Noninterest Income	$770,000	2,386
Total noninterest expense	$8,218,000	1,752
Salaries and employee benefits	$4,478,000	1,718
Premises and equipment expense	$846,000	2,038
Additional noninterest expense	$2,894,000	1,663
Pre-tax net operating income	$4,180,000	1,343
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$4,180,000	1,114
Extraordinary gains, net	$0	25
Net income	$4,180,000	1,116
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,180,000	1,116
Net charge-offs	$330,000	2,028
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$769,000	184
Net operating income	$4,180,000	1,092
2013-06-30 (YTD Data)		Rank
Total interest income	$6,394,000	1,950
Total interest expense	$793,000	2,154
Net interest income	$5,601,000	1,901
Provision for loan and lease losses	$210,000	2,037
Total noninterest income	$3,174,000	973
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$2,648,000	291
Trading account gains and fees	$0	157
Additional Noninterest Income	$526,000	2,406
Total noninterest expense	$5,655,000	1,709
Salaries and employee benefits	$3,005,000	1,722
Premises and equipment expense	$594,000	1,940
Additional noninterest expense	$2,056,000	1,578
Pre-tax net operating income	$2,910,000	1,278
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$2,910,000	1,064
Extraordinary gains, net	$0	22
Net income	$2,910,000	1,065
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,910,000	1,067
Net charge-offs	$384,000	1,473
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$595,000	155
Net operating income	$2,910,000	1,025
2013-03-31 (YTD Data)		Rank
Total interest income	$3,203,000	1,958
Total interest expense	$410,000	2,145
Net interest income	$2,793,000	1,909
Provision for loan and lease losses	$160,000	1,554
Total noninterest income	$1,565,000	995
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$1,335,000	289
Trading account gains and fees	$0	148
Additional Noninterest Income	$230,000	2,573
Total noninterest expense	$2,676,000	1,807
Salaries and employee benefits	$1,518,000	1,726
Premises and equipment expense	$283,000	2,071
Additional noninterest expense	$875,000	1,810
Pre-tax net operating income	$1,522,000	1,192
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$1,522,000	1,001
Extraordinary gains, net	$0	10
Net income	$1,522,000	1,000
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,522,000	1,003
Net charge-offs	$144,000	1,614
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$296,000	126
Net operating income	$1,522,000	948
2012-12-31 (YTD Data)		Rank
Total interest income	$12,514,000	2,093
Total interest expense	$2,280,000	1,910
Net interest income	$10,234,000	2,100
Provision for loan and lease losses	$645,000	2,368
Total noninterest income	$3,982,000	1,341
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$3,671,000	402
Trading account gains and fees	$0	166
Additional Noninterest Income	$311,000	3,992
Total noninterest expense	$10,078,000	1,896
Salaries and employee benefits	$5,261,000	1,912
Premises and equipment expense	$1,258,000	1,869
Additional noninterest expense	$3,559,000	1,852
Pre-tax net operating income	$3,493,000	1,824
Securities gains (losses)	$714,000	719
Applicable income taxes	$0	4,751
Income before extraordinary items	$4,207,000	1,394
Extraordinary gains, net	$0	29
Net income	$4,207,000	1,395
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,207,000	1,395
Net charge-offs	$565,000	2,490
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$-757,000	7,051
Net operating income	$3,493,000	1,547
2012-09-30 (YTD Data)		Rank
Total interest income	$9,264,000	2,151
Total interest expense	$1,787,000	1,911
Net interest income	$7,477,000	2,197
Provision for loan and lease losses	$470,000	2,357
Total noninterest income	$2,612,000	1,458
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$2,653,000	418
Trading account gains and fees	$0	157
Additional Noninterest Income	$-41,000	6,824
Total noninterest expense	$7,318,000	1,954
Salaries and employee benefits	$3,886,000	1,947
Premises and equipment expense	$943,000	1,889
Additional noninterest expense	$2,489,000	1,977
Pre-tax net operating income	$2,301,000	2,117
Securities gains (losses)	$714,000	571
Applicable income taxes	$0	4,802
Income before extraordinary items	$3,015,000	1,482
Extraordinary gains, net	$0	20
Net income	$3,015,000	1,483
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,015,000	1,483
Net charge-offs	$428,000	2,376
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$-718,000	7,152
Net operating income	$2,301,000	1,768
2012-06-30 (YTD Data)		Rank
Total interest income	$6,116,000	2,182
Total interest expense	$1,203,000	1,961
Net interest income	$4,913,000	2,224
Provision for loan and lease losses	$195,000	3,027
Total noninterest income	$1,023,000	2,126
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,193,000	601
Trading account gains and fees	$0	153
Additional Noninterest Income	$-170,000	7,054
Total noninterest expense	$4,857,000	1,973
Salaries and employee benefits	$2,641,000	1,898
Premises and equipment expense	$629,000	1,887
Additional noninterest expense	$1,587,000	2,058
Pre-tax net operating income	$884,000	3,097
Securities gains (losses)	$714,000	392
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,598,000	1,789
Extraordinary gains, net	$0	19
Net income	$1,598,000	1,786
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,598,000	1,789
Net charge-offs	$219,000	2,644
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$-692,000	7,222
Net operating income	$884,000	2,702
2012-03-31 (YTD Data)		Rank
Total interest income	$3,045,000	2,223
Total interest expense	$610,000	2,016
Net interest income	$2,435,000	2,247
Provision for loan and lease losses	$120,000	2,650
Total noninterest income	$416,000	2,419
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$314,000	1,114
Trading account gains and fees	$0	148
Additional Noninterest Income	$102,000	3,682
Total noninterest expense	$2,524,000	1,902
Salaries and employee benefits	$1,362,000	1,847
Premises and equipment expense	$315,000	1,893
Additional noninterest expense	$847,000	1,938
Pre-tax net operating income	$207,000	4,468
Securities gains (losses)	$376,000	360
Applicable income taxes	$0	4,704
Income before extraordinary items	$583,000	2,311
Extraordinary gains, net	$0	19
Net income	$583,000	2,313
Minority interest net income	$0	78
Net income of bank and minority interests.	$583,000	2,314
Net charge-offs	$448,000	1,171
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$-305,000	7,289
Net operating income	$207,000	4,164
2011-12-31 (YTD Data)		Rank
Total interest income	$12,680,000	2,209
Total interest expense	$2,803,000	2,073
Net interest income	$9,877,000	2,210
Provision for loan and lease losses	$190,000	4,674
Total noninterest income	$1,628,000	2,323
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,098,000	1,352
Trading account gains and fees	$0	146
Additional Noninterest Income	$530,000	3,031
Total noninterest expense	$10,268,000	1,864
Salaries and employee benefits	$5,187,000	1,883
Premises and equipment expense	$1,426,000	1,736
Additional noninterest expense	$3,655,000	1,841
Pre-tax net operating income	$1,047,000	3,639
Securities gains (losses)	$359,000	1,005
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,406,000	2,907
Extraordinary gains, net	$0	29
Net income	$1,406,000	2,909
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,406,000	2,909
Net charge-offs	$1,712,000	1,712
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$152,000	574
Net operating income	$1,047,000	3,347
2011-09-30 (YTD Data)		Rank
Total interest income	$9,611,000	2,215
Total interest expense	$2,167,000	2,100
Net interest income	$7,444,000	2,217
Provision for loan and lease losses	$160,000	4,413
Total noninterest income	$1,200,000	2,328
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$858,000	1,302
Trading account gains and fees	$0	145
Additional Noninterest Income	$342,000	3,262
Total noninterest expense	$7,835,000	1,840
Salaries and employee benefits	$3,981,000	1,843
Premises and equipment expense	$956,000	1,960
Additional noninterest expense	$2,898,000	1,751
Pre-tax net operating income	$649,000	4,099
Securities gains (losses)	$355,000	815
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,004,000	3,058
Extraordinary gains, net	$0	21
Net income	$1,004,000	3,060
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,004,000	3,060
Net charge-offs	$1,676,000	1,382
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$112,000	536
Net operating income	$649,000	3,777
2011-06-30 (YTD Data)		Rank
Total interest income	$6,502,000	2,194
Total interest expense	$1,455,000	2,161
Net interest income	$5,047,000	2,171
Provision for loan and lease losses	$160,000	3,810
Total noninterest income	$1,222,000	1,715
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$593,000	1,217
Trading account gains and fees	$0	153
Additional Noninterest Income	$629,000	1,814
Total noninterest expense	$5,384,000	1,809
Salaries and employee benefits	$2,681,000	1,835
Premises and equipment expense	$640,000	1,969
Additional noninterest expense	$2,063,000	1,671
Pre-tax net operating income	$725,000	3,123
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$725,000	2,851
Extraordinary gains, net	$0	15
Net income	$725,000	2,853
Minority interest net income	$0	89
Net income of bank and minority interests.	$725,000	2,853
Net charge-offs	$820,000	1,649
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$70,000	469
Net operating income	$725,000	2,769
2011-03-31 (YTD Data)		Rank
Total interest income	$3,310,000	2,165
Total interest expense	$718,000	2,263
Net interest income	$2,592,000	2,095
Provision for loan and lease losses	$100,000	3,337
Total noninterest income	$694,000	1,574
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$290,000	1,221
Trading account gains and fees	$0	158
Additional Noninterest Income	$404,000	1,560
Total noninterest expense	$2,804,000	1,758
Salaries and employee benefits	$1,341,000	1,852
Premises and equipment expense	$313,000	2,047
Additional noninterest expense	$1,150,000	1,511
Pre-tax net operating income	$382,000	3,063
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$382,000	2,764
Extraordinary gains, net	$0	9
Net income	$382,000	2,763
Minority interest net income	$0	86
Net income of bank and minority interests.	$382,000	2,764
Net charge-offs	$566,000	1,237
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$35,000	421
Net operating income	$382,000	2,699
2010-12-31 (YTD Data)		Rank
Total interest income	$15,730,000	1,926
Total interest expense	$3,326,000	2,377
Net interest income	$12,404,000	1,783
Provision for loan and lease losses	$2,840,000	1,674
Total noninterest income	$1,683,000	2,335
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,117,000	1,366
Trading account gains and fees	$0	175
Additional Noninterest Income	$566,000	3,005
Total noninterest expense	$10,708,000	1,837
Salaries and employee benefits	$5,575,000	1,739
Premises and equipment expense	$1,348,000	1,897
Additional noninterest expense	$3,785,000	1,890
Pre-tax net operating income	$539,000	4,279
Securities gains (losses)	$7,000	3,401
Applicable income taxes	$0	4,655
Income before extraordinary items	$546,000	4,194
Extraordinary gains, net	$0	29
Net income	$546,000	4,195
Minority interest net income	$0	111
Net income of bank and minority interests.	$546,000	4,196
Net charge-offs	$2,213,000	1,755
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$109,000	763
Net operating income	$539,000	4,070
2010-09-30 (YTD Data)		Rank
Total interest income	$12,050,000	1,921
Total interest expense	$2,534,000	2,439
Net interest income	$9,516,000	1,761
Provision for loan and lease losses	$2,215,000	1,547
Total noninterest income	$1,182,000	2,448
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$828,000	1,413
Trading account gains and fees	$0	165
Additional Noninterest Income	$354,000	3,289
Total noninterest expense	$7,980,000	1,835
Salaries and employee benefits	$4,318,000	1,698
Premises and equipment expense	$1,031,000	1,891
Additional noninterest expense	$2,631,000	1,966
Pre-tax net operating income	$503,000	4,202
Securities gains (losses)	$7,000	3,200
Applicable income taxes	$0	4,726
Income before extraordinary items	$510,000	4,073
Extraordinary gains, net	$0	23
Net income	$510,000	4,076
Minority interest net income	$0	110
Net income of bank and minority interests.	$510,000	4,076
Net charge-offs	$2,065,000	1,476
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$85,000	696
Net operating income	$503,000	3,956
2010-06-30 (YTD Data)		Rank
Total interest income	$8,280,000	1,891
Total interest expense	$1,671,000	2,557
Net interest income	$6,609,000	1,708
Provision for loan and lease losses	$1,525,000	1,500
Total noninterest income	$859,000	2,266
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$550,000	1,429
Trading account gains and fees	$0	152
Additional Noninterest Income	$309,000	2,799
Total noninterest expense	$5,448,000	1,810
Salaries and employee benefits	$2,977,000	1,660
Premises and equipment expense	$715,000	1,829
Additional noninterest expense	$1,756,000	1,964
Pre-tax net operating income	$495,000	3,645
Securities gains (losses)	$7,000	2,699
Applicable income taxes	$0	4,691
Income before extraordinary items	$502,000	3,406
Extraordinary gains, net	$0	19
Net income	$502,000	3,403
Minority interest net income	$0	105
Net income of bank and minority interests.	$502,000	3,405
Net charge-offs	$744,000	2,017
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$58,000	615
Net operating income	$495,000	3,313
2010-03-31 (YTD Data)		Rank
Total interest income	$4,352,000	1,839
Total interest expense	$862,000	2,590
Net interest income	$3,490,000	1,634
Provision for loan and lease losses	$625,000	1,578
Total noninterest income	$551,000	1,887
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$269,000	1,454
Trading account gains and fees	$0	175
Additional Noninterest Income	$282,000	1,911
Total noninterest expense	$2,740,000	1,816
Salaries and employee benefits	$1,540,000	1,632
Premises and equipment expense	$346,000	1,947
Additional noninterest expense	$854,000	1,987
Pre-tax net operating income	$676,000	1,881
Securities gains (losses)	$7,000	1,814
Applicable income taxes	$249,000	1,209
Income before extraordinary items	$434,000	2,411
Extraordinary gains, net	$0	16
Net income	$434,000	2,410
Minority interest net income	$0	91
Net income of bank and minority interests.	$434,000	2,411
Net charge-offs	$489,000	1,599
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$28,000	567
Net operating income	$429,520	2,342
2009-12-31 (YTD Data)		Rank
Total interest income	$17,433,000	1,943
Total interest expense	$3,300,000	3,183
Net interest income	$14,133,000	1,590
Provision for loan and lease losses	$8,601,000	976
Total noninterest income	$1,733,000	2,338
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$997,000	1,698
Trading account gains and fees	$0	211
Additional Noninterest Income	$736,000	2,585
Total noninterest expense	$9,740,000	2,073
Salaries and employee benefits	$4,780,000	2,058
Premises and equipment expense	$1,341,000	1,994
Additional noninterest expense	$3,619,000	2,009
Pre-tax net operating income	$-2,475,000	6,766
Securities gains (losses)	$-416,000	7,554
Applicable income taxes	$-1,297,000	7,372
Income before extraordinary items	$-1,594,000	6,607
Extraordinary gains, net	$0	34
Net income	$-1,594,000	6,607
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,594,000	6,607
Net charge-offs	$6,767,000	920
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$49,000	1,068
Net operating income	$-1,327,760	6,506
2009-09-30 (YTD Data)		Rank
Total interest income	$12,294,000	2,104
Total interest expense	$2,250,000	3,541
Net interest income	$10,044,000	1,674
Provision for loan and lease losses	$6,745,000	849
Total noninterest income	$1,316,000	2,371
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$717,000	1,765
Trading account gains and fees	$0	212
Additional Noninterest Income	$599,000	2,526
Total noninterest expense	$6,433,000	2,304
Salaries and employee benefits	$3,239,000	2,302
Premises and equipment expense	$951,000	2,129
Additional noninterest expense	$2,243,000	2,323
Pre-tax net operating income	$-1,818,000	6,984
Securities gains (losses)	$-426,000	7,716
Applicable income taxes	$-1,006,000	7,562
Income before extraordinary items	$-1,238,000	6,874
Extraordinary gains, net	$0	27
Net income	$-1,238,000	6,876
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,238,000	6,876
Net charge-offs	$5,545,000	758
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$21,000	1,081
Net operating income	$-965,360	6,722
2009-06-30 (YTD Data)		Rank
Total interest income	$7,071,000	2,434
Total interest expense	$1,274,000	4,088
Net interest income	$5,797,000	1,894
Provision for loan and lease losses	$6,170,000	643
Total noninterest income	$728,000	2,677
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$459,000	1,804
Trading account gains and fees	$0	193
Additional Noninterest Income	$269,000	3,172
Total noninterest expense	$3,629,000	2,744
Salaries and employee benefits	$1,867,000	2,670
Premises and equipment expense	$522,000	2,545
Additional noninterest expense	$1,240,000	2,742
Pre-tax net operating income	$-3,274,000	7,595
Securities gains (losses)	$-781,000	7,978
Applicable income taxes	$-1,727,000	7,869
Income before extraordinary items	$-2,328,000	7,541
Extraordinary gains, net	$0	21
Net income	$-2,328,000	7,540
Minority interest net income	$0	112
Net income of bank and minority interests.	$-2,328,000	7,540
Net charge-offs	$4,657,000	608
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$-17,000	8,125
Net operating income	$-1,828,160	7,432
2009-03-31 (YTD Data)		Rank
Total interest income	$3,474,000	2,498
Total interest expense	$636,000	4,213
Net interest income	$2,838,000	1,924
Provision for loan and lease losses	$725,000	1,435
Total noninterest income	$345,000	2,756
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$236,000	1,709
Trading account gains and fees	$0	171
Additional Noninterest Income	$109,000	3,517
Total noninterest expense	$2,090,000	2,326
Salaries and employee benefits	$926,000	2,730
Premises and equipment expense	$263,000	2,576
Additional noninterest expense	$901,000	1,791
Pre-tax net operating income	$368,000	2,974
Securities gains (losses)	$119,000	912
Applicable income taxes	$167,000	1,631
Income before extraordinary items	$320,000	2,996
Extraordinary gains, net	$0	15
Net income	$320,000	2,997
Minority interest net income	$0	102
Net income of bank and minority interests.	$320,000	2,997
Net charge-offs	$192,000	2,174
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$-73,000	8,213
Net operating income	$241,460	3,367
2008-12-31 (YTD Data)		Rank
Total interest income	$14,041,000	2,634
Total interest expense	$3,671,000	3,722
Net interest income	$10,370,000	2,142
Provision for loan and lease losses	$1,785,000	1,936
Total noninterest income	$1,599,000	2,506
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,252,000	1,435
Trading account gains and fees	$0	154
Additional Noninterest Income	$347,000	3,845
Total noninterest expense	$7,057,000	2,673
Salaries and employee benefits	$3,803,000	2,624
Premises and equipment expense	$1,055,000	2,510
Additional noninterest expense	$2,199,000	2,624
Pre-tax net operating income	$3,127,000	1,730
Securities gains (losses)	$28,000	1,976
Applicable income taxes	$1,040,000	1,169
Income before extraordinary items	$2,115,000	1,885
Extraordinary gains, net	$0	39
Net income	$2,115,000	1,887
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,862,000	1,352
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$172,000	810
Net operating income	$2,096,240	2,024
2008-09-30 (YTD Data)		Rank
Total interest income	$10,663,000	2,656
Total interest expense	$2,932,000	3,679
Net interest income	$7,731,000	2,170
Provision for loan and lease losses	$875,000	1,988
Total noninterest income	$1,453,000	2,254
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$937,000	1,448
Trading account gains and fees	$0	148
Additional Noninterest Income	$516,000	2,758
Total noninterest expense	$5,330,000	2,638
Salaries and employee benefits	$2,874,000	2,644
Premises and equipment expense	$803,000	2,480
Additional noninterest expense	$1,653,000	2,550
Pre-tax net operating income	$2,979,000	1,636
Securities gains (losses)	$28,000	1,801
Applicable income taxes	$1,034,000	1,123
Income before extraordinary items	$1,973,000	1,802
Extraordinary gains, net	$0	31
Net income	$1,973,000	1,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$809,000	1,483
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$183,000	606
Net operating income	$1,954,520	1,912
2008-06-30 (YTD Data)		Rank
Total interest income	$7,371,000	2,588
Total interest expense	$2,092,000	3,633
Net interest income	$5,279,000	2,107
Provision for loan and lease losses	$580,000	1,750
Total noninterest income	$1,000,000	2,224
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$624,000	1,427
Trading account gains and fees	$0	149
Additional Noninterest Income	$376,000	2,684
Total noninterest expense	$3,554,000	2,642
Salaries and employee benefits	$1,955,000	2,622
Premises and equipment expense	$527,000	2,523
Additional noninterest expense	$1,072,000	2,580
Pre-tax net operating income	$2,145,000	1,590
Securities gains (losses)	$28,000	1,831
Applicable income taxes	$749,000	1,168
Income before extraordinary items	$1,424,000	1,885
Extraordinary gains, net	$0	21
Net income	$1,424,000	1,887
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$510,000	1,297
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$118,000	543
Net operating income	$1,405,520	1,879
2008-03-31 (YTD Data)		Rank
Total interest income	$3,916,000	2,517
Total interest expense	$1,224,000	3,400
Net interest income	$2,692,000	2,070
Provision for loan and lease losses	$270,000	1,503
Total noninterest income	$477,000	2,306
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$310,000	1,409
Trading account gains and fees	$0	158
Additional Noninterest Income	$167,000	2,856
Total noninterest expense	$1,824,000	2,585
Salaries and employee benefits	$1,016,000	2,551
Premises and equipment expense	$265,000	2,538
Additional noninterest expense	$543,000	2,528
Pre-tax net operating income	$1,075,000	1,669
Securities gains (losses)	$28,000	1,404
Applicable income taxes	$382,000	1,236
Income before extraordinary items	$721,000	1,981
Extraordinary gains, net	$0	15
Net income	$721,000	1,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$318,000	936
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$69,000	400
Net operating income	$702,800	1,967
2007-12-31 (YTD Data)		Rank
Total interest income	$16,079,000	2,528
Total interest expense	$5,395,000	3,275
Net interest income	$10,684,000	2,120
Provision for loan and lease losses	$813,000	1,660
Total noninterest income	$2,016,000	2,199
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,337,000	1,338
Trading account gains and fees	$0	178
Additional Noninterest Income	$679,000	2,804
Total noninterest expense	$7,015,000	2,591
Salaries and employee benefits	$3,777,000	2,625
Premises and equipment expense	$998,000	2,574
Additional noninterest expense	$2,240,000	2,405
Pre-tax net operating income	$4,872,000	1,681
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,774,000	1,247
Income before extraordinary items	$3,098,000	1,991
Extraordinary gains, net	$0	39
Net income	$3,098,000	1,990
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$489,000	1,720
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$236,000	709
Net operating income	$3,098,000	1,975
2007-09-30 (YTD Data)		Rank
Total interest income	$11,968,000	2,545
Total interest expense	$4,092,000	3,232
Net interest income	$7,876,000	2,166
Provision for loan and lease losses	$312,000	2,260
Total noninterest income	$1,565,000	2,149
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,036,000	1,268
Trading account gains and fees	$0	184
Additional Noninterest Income	$529,000	2,747
Total noninterest expense	$5,231,000	2,585
Salaries and employee benefits	$2,823,000	2,617
Premises and equipment expense	$751,000	2,564
Additional noninterest expense	$1,657,000	2,396
Pre-tax net operating income	$3,898,000	1,710
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,425,000	1,276
Income before extraordinary items	$2,473,000	2,021
Extraordinary gains, net	$0	33
Net income	$2,473,000	2,019
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	4,396
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$167,000	638
Net operating income	$2,473,000	2,012
2007-06-30 (YTD Data)		Rank
Total interest income	$7,914,000	2,580
Total interest expense	$2,744,000	3,217
Net interest income	$5,170,000	2,223
Provision for loan and lease losses	$273,000	1,680
Total noninterest income	$1,049,000	2,169
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$681,000	1,298
Trading account gains and fees	$0	168
Additional Noninterest Income	$368,000	2,689
Total noninterest expense	$3,493,000	2,607
Salaries and employee benefits	$1,856,000	2,686
Premises and equipment expense	$496,000	2,605
Additional noninterest expense	$1,141,000	2,333
Pre-tax net operating income	$2,453,000	1,839
Securities gains (losses)	$0	1,444
Applicable income taxes	$887,000	1,394
Income before extraordinary items	$1,566,000	2,140
Extraordinary gains, net	$0	29
Net income	$1,566,000	2,139
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$129,000	545
Net operating income	$1,566,000	2,123
2007-03-31 (YTD Data)		Rank
Total interest income	$3,877,000	2,619
Total interest expense	$1,322,000	3,280
Net interest income	$2,555,000	2,255
Provision for loan and lease losses	$88,000	2,258
Total noninterest income	$455,000	2,348
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$331,000	1,305
Trading account gains and fees	$0	195
Additional Noninterest Income	$124,000	3,357
Total noninterest expense	$1,705,000	2,669
Salaries and employee benefits	$920,000	2,736
Premises and equipment expense	$237,000	2,713
Additional noninterest expense	$548,000	2,405
Pre-tax net operating income	$1,217,000	1,841
Securities gains (losses)	$0	1,187
Applicable income taxes	$429,000	1,453
Income before extraordinary items	$788,000	2,091
Extraordinary gains, net	$0	22
Net income	$788,000	2,091
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$64,000	438
Net operating income	$788,000	2,082
2006-12-31 (YTD Data)		Rank
Total interest income	$13,818,000	2,729
Total interest expense	$3,757,000	3,741
Net interest income	$10,061,000	2,275
Provision for loan and lease losses	$515,000	1,854
Total noninterest income	$1,980,000	2,245
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,218,000	1,473
Trading account gains and fees	$0	130
Additional Noninterest Income	$762,000	2,650
Total noninterest expense	$6,858,000	2,561
Salaries and employee benefits	$3,920,000	2,482
Premises and equipment expense	$978,000	2,526
Additional noninterest expense	$1,960,000	2,613
Pre-tax net operating income	$4,668,000	2,001
Securities gains (losses)	$-3,000	6,969
Applicable income taxes	$1,901,000	1,387
Income before extraordinary items	$2,764,000	2,417
Extraordinary gains, net	$0	51
Net income	$2,764,000	2,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$659,000	553
Net operating income	$2,765,920	2,398
2006-09-30 (YTD Data)		Rank
Total interest income	$9,793,000	2,856
Total interest expense	$2,497,000	3,952
Net interest income	$7,296,000	2,370
Provision for loan and lease losses	$435,000	1,584
Total noninterest income	$1,504,000	2,218
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$907,000	1,494
Trading account gains and fees	$0	126
Additional Noninterest Income	$597,000	2,574
Total noninterest expense	$5,108,000	2,579
Salaries and employee benefits	$3,026,000	2,423
Premises and equipment expense	$727,000	2,549
Additional noninterest expense	$1,355,000	2,792
Pre-tax net operating income	$3,257,000	2,185
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,295,000	1,551
Income before extraordinary items	$1,962,000	2,604
Extraordinary gains, net	$0	45
Net income	$1,962,000	2,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$515,000	446
Net operating income	$1,962,000	2,593
2006-06-30 (YTD Data)		Rank
Total interest income	$6,097,000	2,982
Total interest expense	$1,494,000	4,120
Net interest income	$4,603,000	2,486
Provision for loan and lease losses	$300,000	1,464
Total noninterest income	$955,000	2,292
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$591,000	1,510
Trading account gains and fees	$0	126
Additional Noninterest Income	$364,000	2,693
Total noninterest expense	$3,372,000	2,608
Salaries and employee benefits	$2,023,000	2,416
Premises and equipment expense	$477,000	2,583
Additional noninterest expense	$872,000	2,902
Pre-tax net operating income	$1,886,000	2,425
Securities gains (losses)	$0	1,185
Applicable income taxes	$744,000	1,772
Income before extraordinary items	$1,142,000	2,898
Extraordinary gains, net	$0	39
Net income	$1,142,000	2,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$415,000	353
Net operating income	$1,142,000	2,887
2006-03-31 (YTD Data)		Rank
Total interest income	$2,872,000	3,082
Total interest expense	$664,000	4,312
Net interest income	$2,208,000	2,560
Provision for loan and lease losses	$130,000	1,639
Total noninterest income	$468,000	2,282
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$292,000	1,461
Trading account gains and fees	$0	115
Additional Noninterest Income	$176,000	2,710
Total noninterest expense	$1,691,000	2,604
Salaries and employee benefits	$1,021,000	2,408
Premises and equipment expense	$238,000	2,577
Additional noninterest expense	$432,000	2,910
Pre-tax net operating income	$855,000	2,574
Securities gains (losses)	$0	955
Applicable income taxes	$342,000	1,838
Income before extraordinary items	$513,000	3,097
Extraordinary gains, net	$0	21
Net income	$513,000	3,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$164,000	260
Net operating income	$513,000	3,077
2005-12-31 (YTD Data)		Rank
Total interest income	$8,821,000	3,474
Total interest expense	$2,013,000	4,415
Net interest income	$6,808,000	3,112
Provision for loan and lease losses	$968,000	1,075
Total noninterest income	$2,140,000	2,104
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$911,000	1,882
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,229,000	1,932
Total noninterest expense	$5,625,000	2,914
Salaries and employee benefits	$3,485,000	2,609
Premises and equipment expense	$840,000	2,764
Additional noninterest expense	$1,300,000	3,619
Pre-tax net operating income	$2,355,000	3,280
Securities gains (losses)	$-2,000	7,064
Applicable income taxes	$788,000	2,623
Income before extraordinary items	$1,565,000	3,683
Extraordinary gains, net	$0	46
Net income	$1,565,000	3,685
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$665,000	928
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$6,025,000	273
Net operating income	$1,566,340	3,658
2005-09-30 (YTD Data)		Rank
Total interest income	$6,136,000	3,633
Total interest expense	$1,185,000	4,966
Net interest income	$4,951,000	3,172
Provision for loan and lease losses	$808,000	935
Total noninterest income	$1,603,000	2,103
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$634,000	2,017
Trading account gains and fees	$0	126
Additional Noninterest Income	$969,000	1,862
Total noninterest expense	$4,002,000	3,025
Salaries and employee benefits	$2,546,000	2,623
Premises and equipment expense	$601,000	2,878
Additional noninterest expense	$855,000	3,974
Pre-tax net operating income	$1,744,000	3,379
Securities gains (losses)	$-2,000	7,438
Applicable income taxes	$602,000	2,629
Income before extraordinary items	$1,140,000	3,812
Extraordinary gains, net	$0	35
Net income	$1,140,000	3,813
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$665,000	671
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$5,721,000	202
Net operating income	$1,141,300	3,761
2005-06-30 (YTD Data)		Rank
Total interest income	$3,748,000	3,814
Total interest expense	$709,000	5,110
Net interest income	$3,039,000	3,372
Provision for loan and lease losses	$691,000	724
Total noninterest income	$1,188,000	1,937
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$382,000	2,149
Trading account gains and fees	$0	116
Additional Noninterest Income	$806,000	1,574
Total noninterest expense	$2,730,000	2,955
Salaries and employee benefits	$1,776,000	2,513
Premises and equipment expense	$399,000	2,853
Additional noninterest expense	$555,000	4,032
Pre-tax net operating income	$806,000	4,272
Securities gains (losses)	$1,000	1,973
Applicable income taxes	$225,000	3,582
Income before extraordinary items	$582,000	4,495
Extraordinary gains, net	$0	30
Net income	$582,000	4,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$665,000	492
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$254,000	351
Net operating income	$581,280	4,450
2005-03-31 (YTD Data)		Rank
Total interest income	$1,711,000	4,076
Total interest expense	$330,000	5,223
Net interest income	$1,381,000	3,650
Provision for loan and lease losses	$506,000	465
Total noninterest income	$432,000	2,373
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$169,000	2,318
Trading account gains and fees	$0	115
Additional Noninterest Income	$263,000	2,076
Total noninterest expense	$1,226,000	3,266
Salaries and employee benefits	$763,000	2,883
Premises and equipment expense	$226,000	2,578
Additional noninterest expense	$237,000	4,538
Pre-tax net operating income	$81,000	7,483
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$81,000	7,216
Extraordinary gains, net	$0	24
Net income	$81,000	7,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$665,000	285
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$26,000	369
Net operating income	$81,000	7,187
2004-12-31 (YTD Data)		Rank
Total interest income	$5,044,000	4,825
Total interest expense	$745,000	6,437
Net interest income	$4,299,000	4,263
Provision for loan and lease losses	$335,000	2,700
Total noninterest income	$1,524,000	2,658
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$562,000	2,851
Trading account gains and fees	$0	138
Additional Noninterest Income	$962,000	2,204
Total noninterest expense	$4,370,000	3,496
Salaries and employee benefits	$2,713,000	3,129
Premises and equipment expense	$704,000	3,116
Additional noninterest expense	$953,000	4,525
Pre-tax net operating income	$1,118,000	4,955
Securities gains (losses)	$-4,000	8,021
Applicable income taxes	$1,000	7,085
Income before extraordinary items	$1,113,000	4,402
Extraordinary gains, net	$0	34
Net income	$1,113,000	4,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$114,000	644
Net operating income	$1,117,000	4,315
2004-09-30 (YTD Data)		Rank
Total interest income	$3,512,000	5,046
Total interest expense	$445,000	6,973
Net interest income	$3,067,000	4,395
Provision for loan and lease losses	$225,000	2,754
Total noninterest income	$1,016,000	2,892
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$386,000	3,095
Trading account gains and fees	$0	134
Additional Noninterest Income	$630,000	2,433
Total noninterest expense	$3,069,000	3,645
Salaries and employee benefits	$1,891,000	3,305
Premises and equipment expense	$490,000	3,305
Additional noninterest expense	$688,000	4,589
Pre-tax net operating income	$789,000	5,223
Securities gains (losses)	$-4,000	8,316
Applicable income taxes	$0	7,220
Income before extraordinary items	$785,000	4,674
Extraordinary gains, net	$0	26
Net income	$785,000	4,674
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$114,000	511
Net operating income	$789,000	4,576
2004-06-30 (YTD Data)		Rank
Total interest income	$2,181,000	5,272
Total interest expense	$284,000	7,104
Net interest income	$1,897,000	4,644
Provision for loan and lease losses	$185,000	2,331
Total noninterest income	$721,000	2,777
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$252,000	3,129
Trading account gains and fees	$0	130
Additional Noninterest Income	$469,000	2,298
Total noninterest expense	$2,007,000	3,730
Salaries and employee benefits	$1,273,000	3,283
Premises and equipment expense	$322,000	3,355
Additional noninterest expense	$412,000	4,962
Pre-tax net operating income	$426,000	5,706
Securities gains (losses)	$-4,000	8,544
Applicable income taxes	$0	7,214
Income before extraordinary items	$422,000	5,184
Extraordinary gains, net	$0	21
Net income	$422,000	5,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$101,000	407
Net operating income	$426,000	5,062
2004-03-31 (YTD Data)		Rank
Total interest income	$1,051,000	5,412
Total interest expense	$127,000	7,409
Net interest income	$924,000	4,739
Provision for loan and lease losses	$162,000	1,355
Total noninterest income	$527,000	2,071
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$115,000	3,247
Trading account gains and fees	$0	121
Additional Noninterest Income	$412,000	1,508
Total noninterest expense	$1,084,000	3,527
Salaries and employee benefits	$691,000	3,058
Premises and equipment expense	$163,000	3,352
Additional noninterest expense	$230,000	4,601
Pre-tax net operating income	$205,000	5,768
Securities gains (losses)	$-4,000	8,823
Applicable income taxes	$0	7,103
Income before extraordinary items	$201,000	5,338
Extraordinary gains, net	$0	16
Net income	$201,000	5,337
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$50,000	307
Net operating income	$205,000	5,154
2003-12-31 (YTD Data)		Rank
Total interest income	$3,113,000	6,404
Total interest expense	$567,000	7,511
Net interest income	$2,546,000	5,841
Provision for loan and lease losses	$334,000	2,942
Total noninterest income	$1,726,000	2,569
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$280,000	4,478
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,446,000	1,869
Total noninterest expense	$3,300,000	4,314
Salaries and employee benefits	$2,027,000	3,880
Premises and equipment expense	$552,000	3,764
Additional noninterest expense	$721,000	5,405
Pre-tax net operating income	$638,000	6,209
Securities gains (losses)	$-32,000	8,918
Applicable income taxes	$5,000	7,192
Income before extraordinary items	$601,000	5,950
Extraordinary gains, net	$0	54
Net income	$601,000	5,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$8,499,000	111
Net operating income	$632,680	5,665
2003-09-30 (YTD Data)		Rank
Total interest income	$2,169,000	6,725
Total interest expense	$443,000	7,567
Net interest income	$1,726,000	6,199
Provision for loan and lease losses	$284,000	2,619
Total noninterest income	$1,279,000	2,650
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$200,000	4,612
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,079,000	1,943
Total noninterest expense	$2,278,000	4,550
Salaries and employee benefits	$1,422,000	4,097
Premises and equipment expense	$376,000	4,040
Additional noninterest expense	$480,000	5,766
Pre-tax net operating income	$443,000	6,535
Securities gains (losses)	$23,000	2,888
Applicable income taxes	$5,000	7,232
Income before extraordinary items	$461,000	6,040
Extraordinary gains, net	$0	40
Net income	$461,000	6,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$8,435,000	73
Net operating income	$438,230	5,986
2003-06-30 (YTD Data)		Rank
Total interest income	$1,260,000	7,149
Total interest expense	$285,000	7,763
Net interest income	$975,000	6,712
Provision for loan and lease losses	$121,000	3,440
Total noninterest income	$653,000	3,161
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$122,000	4,816
Trading account gains and fees	$0	150
Additional Noninterest Income	$531,000	2,366
Total noninterest expense	$1,324,000	4,990
Salaries and employee benefits	$800,000	4,602
Premises and equipment expense	$217,000	4,478
Additional noninterest expense	$307,000	5,914
Pre-tax net operating income	$183,000	7,355
Securities gains (losses)	$0	3,782
Applicable income taxes	$2,000	7,353
Income before extraordinary items	$181,000	7,153
Extraordinary gains, net	$0	30
Net income	$181,000	7,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$181,000	6,971
2003-03-31 (YTD Data)		Rank
Total interest income	$533,000	7,592
Total interest expense	$121,000	8,163
Net interest income	$412,000	7,206
Provision for loan and lease losses	$54,000	3,580
Total noninterest income	$419,000	2,584
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$57,000	4,884
Trading account gains and fees	$0	134
Additional Noninterest Income	$362,000	1,861
Total noninterest expense	$636,000	5,148
Salaries and employee benefits	$365,000	4,940
Premises and equipment expense	$109,000	4,452
Additional noninterest expense	$162,000	5,685
Pre-tax net operating income	$141,000	6,585
Securities gains (losses)	$0	2,891
Applicable income taxes	$2,000	7,162
Income before extraordinary items	$139,000	6,191
Extraordinary gains, net	$0	21
Net income	$139,000	6,190
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$139,000	6,015
2002-12-31 (YTD Data)		Rank
Total interest income	$1,324,000	8,565
Total interest expense	$361,000	8,760
Net interest income	$963,000	8,314
Provision for loan and lease losses	$217,000	4,198
Total noninterest income	$604,000	4,715
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$152,000	5,808
Trading account gains and fees	$0	153
Additional Noninterest Income	$452,000	3,472
Total noninterest expense	$2,310,000	5,361
Salaries and employee benefits	$1,355,000	5,056
Premises and equipment expense	$412,000	4,544
Additional noninterest expense	$543,000	6,267
Pre-tax net operating income	$-960,000	9,113
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$-960,000	9,170
Extraordinary gains, net	$0	70
Net income	$-960,000	9,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-960,000	9,140
2001-12-31 (YTD Data)		Rank
Total interest income	$159,000	9,553
Total interest expense	$23,000	9,544
Net interest income	$136,000	9,533
Provision for loan and lease losses	$92,000	5,755
Total noninterest income	$16,000	9,446
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$4,000	8,325
Trading account gains and fees	$0	177
Additional Noninterest Income	$12,000	9,046
Total noninterest expense	$1,138,000	7,609
Salaries and employee benefits	$573,000	7,795
Premises and equipment expense	$206,000	6,707
Additional noninterest expense	$359,000	7,445
Pre-tax net operating income	$-1,078,000	9,373
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-1,078,000	9,432
Extraordinary gains, net	$0	105
Net income	$-1,078,000	9,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$9,872,000	79
Net operating income	$-1,078,000	9,401

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.