Home > Commerce Security Bank > Income and Expense
Commerce Security Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 5,349 |
| Total interest expense | $2,356,000 | 5,740 |
| Net interest income | $3,379,000 | 4,980 |
| Provision for loan and lease losses | $209,000 | 3,327 |
| Total noninterest income | $2,182,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $24,000 | 9,499 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,158,000 | 1,092 |
| Total noninterest expense | $6,065,000 | 2,259 |
| Salaries and employee benefits | $2,552,000 | 2,631 |
| Premises and equipment expense | $901,000 | 2,210 |
| Additional noninterest expense | $2,612,000 | 1,945 |
| Pre-tax net operating income | $-713,000 | 11,295 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-235,000 | 11,287 |
| Income before extraordinary items | $-478,000 | 11,255 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-478,000 | 11,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,313 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-478,000 | 11,226 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,049,000 | 2,390 |
| Total interest expense | $6,826,000 | 2,286 |
| Net interest income | $7,223,000 | 2,487 |
| Provision for loan and lease losses | $1,196,000 | 838 |
| Total noninterest income | $16,793,000 | 448 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $72,000 | 8,553 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $16,721,000 | 325 |
| Total noninterest expense | $21,589,000 | 740 |
| Salaries and employee benefits | $9,851,000 | 711 |
| Premises and equipment expense | $3,122,000 | 732 |
| Additional noninterest expense | $8,616,000 | 756 |
| Pre-tax net operating income | $1,231,000 | 5,165 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $517,000 | 4,099 |
| Income before extraordinary items | $714,000 | 5,896 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $714,000 | 5,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,081 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 774 |
| Net operating income | $714,000 | 5,880 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,038,000 | 2,514 |
| Total interest expense | $4,672,000 | 2,623 |
| Net interest income | $7,366,000 | 2,455 |
| Provision for loan and lease losses | $1,172,000 | 841 |
| Total noninterest income | $16,659,000 | 419 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $35,000 | 10,191 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $16,624,000 | 314 |
| Total noninterest expense | $20,953,000 | 774 |
| Salaries and employee benefits | $11,060,000 | 647 |
| Premises and equipment expense | $2,850,000 | 789 |
| Additional noninterest expense | $7,043,000 | 906 |
| Pre-tax net operating income | $1,900,000 | 3,584 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $798,000 | 2,766 |
| Income before extraordinary items | $1,102,000 | 4,174 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,102,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,904,000 | 574 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,022 |
| Net operating income | $1,102,000 | 4,219 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,084,000 | 2,550 |
| Total interest expense | $4,816,000 | 2,663 |
| Net interest income | $7,268,000 | 2,465 |
| Provision for loan and lease losses | $910,000 | 1,385 |
| Total noninterest income | $13,694,000 | 492 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $31,000 | 10,719 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $13,663,000 | 354 |
| Total noninterest expense | $15,709,000 | 1,008 |
| Salaries and employee benefits | $7,442,000 | 911 |
| Premises and equipment expense | $2,072,000 | 1,048 |
| Additional noninterest expense | $6,195,000 | 1,068 |
| Pre-tax net operating income | $4,343,000 | 1,605 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,841,000 | 1,302 |
| Income before extraordinary items | $2,502,000 | 1,999 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,502,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $987,000 | 1,149 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $455,000 | 619 |
| Net operating income | $2,502,000 | 1,882 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,856,000 | 2,740 |
| Total interest expense | $7,948,000 | 2,143 |
| Net interest income | $4,908,000 | 3,714 |
| Provision for loan and lease losses | $765,000 | 2,218 |
| Total noninterest income | $20,190,000 | 388 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $50,000 | 10,309 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $20,140,000 | 272 |
| Total noninterest expense | $15,128,000 | 1,064 |
| Salaries and employee benefits | $7,988,000 | 849 |
| Premises and equipment expense | $2,009,000 | 1,115 |
| Additional noninterest expense | $5,131,000 | 1,289 |
| Pre-tax net operating income | $9,205,000 | 695 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,810,000 | 626 |
| Income before extraordinary items | $5,395,000 | 886 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,395,000 | 888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 2,358 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,395,000 | 803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.